Podcasts about deflating

SPONSORS: - Take Cheers Restore after your last drink or before going to bed and wake up feeling at least 50% better — or your money back. For a limited time our listeners are getting 20% off their entire order at https://cheershealth.com/TOE - I personally subscribe to The Economist. TOE listeners get 35% off the annual subscription. No other podcast has this! https://economist.com/TOE Peter Godfrey-Smith, professor at the University of Sydney and author of Other Minds: The Octopus and the Deep Origins of Consciousness, joins to explain why he thinks meeting an octopus is the closest we'll get to meeting an alien. He's now developing a new, speculative theory of consciousness centered on rhythm. The conversation explores why he thinks "having a mind" is a graded property rather than a yes-or-no one — and what that implies for earthworms, bacteria, and plants. We discuss how many selves may exist inside a single octopus. Godfrey-Smith explains why he suspects rhythmic, large-scale electrical activity in the brain — not just point-to-point neural firing — is essential to consciousness. He also addresses what Anthropic's discovery of a "workspace" inside Claude does and doesn't show, and why he assigns computers a very low probability of being conscious. Finally, he makes the case for why a silicon neuron could never do "exactly" what a biological one does. This is an in-depth conversation with Peter Godfrey-Smith. FOLLOW: - Spotify: https://open.spotify.com/show/4gL14b92xAErofYQA7bU4e - Substack: https://curtjaimungal.substack.com/subscribe - Twitter: https://twitter.com/TOEwithCurt - Discord Invite: https://discord.com/invite/kBcnfNVwqs - Crypto: https://nowpayments.io/donation/TOE - PayPal: https://www.paypal.com/donate?hosted_button_id=XUBHNMFXUX5S4 TIMESTAMPS: - 00:00:00 - Cephalopods: The Closest Aliens - 00:05:30 - Defining the Unconscious Mind - 00:10:40 - Selfhood vs. Information Processing - 00:16:10 - The Graded Nature of Mind - 00:22:15 - Deflating the Concept of Life - 00:29:00 - Convergent Evolution of Intelligence - 00:35:40 - Distributed Neural Control Systems - 00:42:50 - Multiple Subjects in One Body? - 00:48:40 - Global Workspace Theory Critique - 00:56:10 - AI and the Conscious Workspace - 01:01:28 - Simulation Hypothesis Probabilities - 01:08:40 - Biological Hardware Constraints - 01:16:10 - Rhythmic Consciousness Theory - 01:22:30 - Mind Uploading and Silicon Neurons - 01:31:00 - Neural Dynamics of Subjectivity - 01:37:00 - Deep Ocean Intelligence LINKS MENTIONED: - Other Minds [Book]: https://amazon.com/dp/0374227764?tag=toe08-20 - Peter's Website: https://petergodfreysmith.com/ - Reality+ [Book]: https://amazon.com/dp/0393635805?tag=toe08-20 - A Materialist Theory of the Mind [Book]: https://amazon.com/dp/0415100313?tag=toe08-20 - Rodolfo Llinas: https://med.nyu.edu/faculty/rodolfo-llinas - Bruno's Research: https://qbi.uq.edu.au/groups/vanswinderen - Dehaene's Commentary on Language Models [Paper]: https://www-cdn.anthropic.com/files/4zrzovbb/website/cc4be2488d65e54a6ed06492f8968398ddc18ebe.pdf - A Cognitive Theory of Consciousness [Book]: http://cogweb.ucla.edu/Abstracts/Baars_88.html - Oscillations in the Central Brain of Drosophila Are Phase Locked to Attended Visual Features [Paper]: https://www.pnas.org/doi/10.1073/pnas.2010749117 - The ENCODE Project: https://plato.stanford.edu/entries/genomics/encode-project.html - What Is It Like to Be a Bat? [Paper]: https://www.sas.upenn.edu/~cavitch/pdf-library/Nagel_Bat.pdf - The Explanatory Gap [Paper]: https://philpapers.org/rec/LEVMAQ - Inferring Consciousness in Phylogenetically Distant Organisms [Paper]: https://direct.mit.edu/jocn/article/36/8/1660/120485/Inferring-Consciousness-in-Phylogenetically - Remarkably Bright Creatures [Book]: https://amazon.com/dp/0063204150?tag=toe08-20 - Giant Cuttlefish: https://australian.museum/learn/animals/fishes/giant-cuttlefish-sepia-apama-gray-1849/ - Cuttlefish Exert Self-Control in a Delay of Gratification Task [Paper]: https://royalsocietypublishing.org/rspb/article/288/1946/20203161/86132/Cuttlefish-exert-self-control-in-a-delay-of - Stanford Marshmallow Experiment: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment - How We Found the Giant Squid: https://www.ted.com/talks/edith_widder_how_we_found_the_giant_squid More links at https://curtjaimungal.substack.com Guests do not pay to appear. #science Learn more about your ad choices. Visit megaphone.fm/adchoices

Deflating the Myths of Inflation. We are joined by David McAlvany (CEO, The McAlvany Financial Group). Topics discussed include: The Foundation. Myth Busting. Top Myths. Inflation Winners and Losers. Faithful Stewardship and the Final Anchor.

Does regional development ever work? Hosted on Acast. See acast.com/privacy for more information.

In hour 1, the 94WIP Morning Show analyze a discouraging series for the Phillies after being outclassed by the Dodgers, specifically targeting the unholy three roster deficiencies. They debate trade deadline priorities between starting pitching and the bullpen while questioning Aaron Nola's consistency heading into the postseason. Discussions also cover LeBron James' influence on NBA rosters and a hypothetical trade involving Joel Embiid for Anthony Davis. 01:50 - Phillies Dodgers Series Recap 05:40 - Phillies Unholy Three Issues 09:15 - Trade Deadline Roster Concerns 13:10 - Aaron Nola Postseason Consistency 17:45 - Everyday Life Annoyances Segment 22:45 - LeBron James Free Agency Rumors 32:18 - Trading Joel Embiid Hypothetical 36:15 - Failed Phillies Prospect History 43:45 - Jalen Hurts To Try Aikman Comparison

Did you ever wonder why so many people didn't get out before the dot-com crash? It's an important question to ask yourself, especially if you believe you'll know exactly when to get out before any potential correction in today's AI and semiconductor stocks.   The reality is that the dot-com bubble burst only 25 years ago. Human nature hasn't changed since then. Investors today are no smarter than investors were back then, and the same emotions that drove the bubble are showing up again. There were four major reasons so many people lost money during the tech bust.   The first was that investors stopped focusing on earnings and price-to-earnings ratios. Instead, they justified sky-high valuations by looking at metrics like website traffic, page views, click-through rates, and the number of "eyeballs" on a screen. The assumption was that if revenue kept growing, profits would eventually follow. Many ignored the reality that businesses also have expenses, competition, and execution risk.   The second reason was FOMO or the fear of missing out. Between 1995 and 2000, the Nasdaq surged roughly 400%. As people watched friends, coworkers, and investors make fortunes on tech stocks and IPOs, more and more money poured into the market. Institutional investors and retail investors alike stopped worrying about valuations. They simply saw stocks going up and didn't want to miss the ride.   The third reason was the belief that "this time is different." You heard it everywhere: "You just don't get it. This is the new economy." Investors argued that traditional valuation metrics no longer mattered because the only thing that counted was gaining market share. Profitability could always come later.   The fourth reason was the assumption that capital would never dry up. Few investors paid attention to where companies were getting their money. Many businesses were surviving on venture capital rather than sustainable profits. When funding slowed and investors became more selective, those companies had no profitable business model to fall back on. Many quickly went bankrupt.   At the peak of the bubble, investors stopped asking basic questions. What am I paying for this company's earnings? What am I paying for its cash flow? In many cases, there weren't any. Yet investors convinced themselves the speculative frenzy would continue indefinitely.   The biggest lesson is a humbling one. We like to believe we'll recognize the top and get out before everyone else. But investors in 2000 believed the same thing. Human psychology hasn't changed, which is why bubbles continue to repeat throughout history.   Don't Build That Data Center in My Backyard The race to build AI infrastructure is running into an obstacle that many investors probably didn't see coming: local communities.   Across the country, residents are protesting and filing lawsuits to stop new AI data centers from being built in their neighborhoods. One of the biggest concerns is something most people never think about, the constant noise. Data centers operate around the clock, with cooling fans, chillers, and backup generators creating a continuous hum 24 hours a day. That may not sound like a major issue until you have to live next to it.   New York has become one of the focal points of this debate. While the state has plenty of available land for development, many communities are pushing back. Governor Kathy Hochul is even considering legislation that would place a moratorium on the construction of large data centers in certain areas.   Public opinion reflects that growing resistance. According to recent polling, 44% of Americans oppose additional data center construction, while only 21% support it. When the question becomes more personal and whether people would support a data center being built in their own community, opposition jumps to 57%, while support falls to just 14%.   Residents also question the long-term economic benefits. Building a data center may create thousands of construction jobs, but once the facility is complete, permanent employment may fall to just 100 to 200 workers. At the same time, these facilities consume enormous amounts of electricity. In some regions served by smaller utilities, a single data center could account for as much as 25% of total power demand, raising concerns about higher electricity costs and increased strain on the grid.   The political landscape is becoming more challenging. Lawmakers in states including Arizona, Illinois, and Ohio have restricted or eliminated tax incentives that were previously used to attract data center investment.   Even the companies building this infrastructure recognize the growing risk. The hyperscalers are expected to spend nearly $1 trillion on AI infrastructure this year, but increasing public opposition could slow those plans. Nebius Group, for example, warned in its 2025 annual report that rising resistance to data center projects in certain communities could become a headwind for future expansion.   Investors have spent a great deal of time focusing on AI demand, chips, and software. However, another risk is emerging that deserves attention: if communities continue saying, "Not in my backyard," the pace of AI infrastructure growth may not be as smooth as many expect.   Is Crypto Weakening One of America's Most Powerful Weapons? One of the United States' greatest geopolitical advantages isn't its military, it's the U.S. dollar.   Roughly 90% of global foreign exchange transactions involve the U.S. dollar. That dominance gives the United States enormous leverage. When the U.S. imposes financial sanctions and cuts countries off from the dollar-based financial system, it becomes far more difficult for them to conduct international trade, finance military operations, or access global markets.   That advantage is beginning to erode. Countries that have long opposed the United States such as Russia, Iran, and North Korea are increasingly turning to cryptocurrencies to bypass traditional financial channels. According to reports, their use of virtual currencies for cross-border transactions surged from roughly $12.5 billion in 2024 to more than $100 billion in 2025.   Crypto gives sanctioned nations another way to move money. It can be used to purchase drones, weapons, military components, and fuel, while also helping finance operations such as smuggling oil and paying suppliers outside the traditional banking system.   North Korea has become one of the world's most aggressive crypto thieves, using hacking and other cybercrimes to steal digital assets that can then be converted into funding for its military and weapons programs.   Part of the challenge is that cryptocurrency wallets are identified by long strings of letters and numbers rather than names. While blockchain transactions are publicly visible, identifying the person or organization controlling a wallet can be extremely difficult without additional intelligence. That makes enforcement of financial sanctions much harder.   Even terrorist organizations such as Hamas have, at times, solicited donations in cryptocurrency, illustrating how digital assets can be used to circumvent traditional financial controls.   This is why I believe cryptocurrency has become more than just an investment story, it has become a national security issue.   If Bitcoin and other cryptocurrencies were to experience a significant decline in value, it would reduce the purchasing power of those holding large crypto reserves, including sanctioned actors that rely on digital assets. While it would not eliminate their ability to use crypto, it could make this alternative financial system less effective and increase the relative importance of the dollar-based financial system.   The stronger the role of the U.S. dollar in global commerce, the more effective financial sanctions remain as a non-military tool of foreign policy. With cryptocurrencies becoming more widely adopted, policymakers will need to consider the risk of weakening one of America's most effective forms of economic leverage.   Even with oil off its recent peak, you still may not see cheaper airline tickets. You might assume that with the decline in oil prices, jet fuel costs are also declining, and airlines will pass those savings on to travelers through lower ticket prices. Oil and jet fuel prices have indeed come down, but don't expect airlines to slash fares anytime soon.   The reason is simple: demand remains strong. Even after airlines raised fares eight times since the start of the conflict in the Middle East, analysts say the average round-trip domestic ticket climbed roughly 19% to about $638 yet demand barely changed. In other words, consumers have shown they are willing to pay higher prices to travel. If people keep buying tickets, airlines have little incentive to lower fares and give up those higher profit margins.   Supply is also likely to remain constrained. Airlines aren't rushing to add flights because keeping capacity tight helps support higher ticket prices. The bankruptcy and downsizing of low-cost carriers such as Spirit Airlines has also reduced competition on many routes, making it easier for the remaining airlines to maintain pricing power.   To be fair, airline pricing should be viewed over a longer time horizon. From 2019 through 2025, overall consumer prices rose about 26%, while average airfares actually declined roughly 3.5%. So, despite the recent increases, airline tickets are still relatively inexpensive compared with the broader rise in inflation over the past six years.   The bottom line is that lower fuel costs alone don't guarantee lower ticket prices. As long as travel demand remains healthy and airlines keep capacity in check, consumers may not see much relief at the checkout screen.   Letting Air Out of the Investment Portfolio Balloon Before It Pops At one point or another, we've all seen a balloon inflated until it finally bursts. The same thing can happen to an investment portfolio.   Watching your portfolio grow is exciting, but every investor knows that markets don't go up forever. The challenge is that no one knows exactly when a portfolio has become too inflated. One of the biggest reasons investors refuse to sell is simple: they hate paying taxes. Believe me, I dislike paying taxes just as much as anyone else. But you should never let the tax bill dictate your investment decisions.   Sometimes the smartest move is to relieve some of the pressure in your portfolio before the market does it for you. There are two simple ways to accomplish this: trim oversized positions and sell investments that have become significantly overvalued.   The first strategy is reducing concentration risk. If you review your portfolio and discover that a single stock has grown to 10% or 12% of your total assets, it may be time to trim that position back to 7% or 8%. Yes, you'll likely owe capital gains taxes, but you'll also be reducing the risk that one investment can have an outsized impact on your portfolio if it suddenly declines.   The second strategy is selling investments that have exceeded your target price and can no longer be justified based on their fundamentals. If the valuation has become stretched and the company's earnings outlook no longer supports the stock price, it may be time to take profits. Again, you'll probably owe taxes on the gain, but remember that capital gains are generally taxed at favorable rates. More importantly, paying a 20% or 25% tax on your profit is often far less painful than watching the entire investment lose 20% or more in value. That 20% decline occurs on the entire position rather than just the gain.   No strategy is perfect. You may trim a position only to watch it continue climbing for another year or two. That's part of investing. Risk management isn't about perfectly timing the top, it's about ensuring that no single investment or sector can seriously damage your long-term financial plan.   Consistently following a disciplined, conservative approach won't always maximize returns during bull markets, but it can significantly reduce risk over a full market cycle. When the next major correction inevitably arrives, your portfolio should be positioned to withstand it. That makes it far easier to stay invested, avoid emotional decisions, and continue building wealth instead of panic-selling after the damage has already been done.   Successful investing isn't just about finding great investments. It's also about knowing when to reduce risk. Sometimes, letting a little air out of the balloon today is the best way to keep it from popping tomorrow.   Is AI creating the next memory boom... or setting up the next bust? SK Hynix just pulled off the largest foreign ADR listing in U.S. history, pricing its American depositary receipts at $149 and raising $26.5 billion. That isn't just a fundraising event, it is fuel for one of the most aggressive semiconductor expansion plans the industry has ever seen.   The company is pouring money into new factories, equipment, and advanced packaging capacity around the world. In the United States, SK Hynix is building its first manufacturing facility, a $4 billion advanced packaging plant in West Lafayette, Indiana, expected to be completed in 2028.   Back home in South Korea, the spending is even more staggering. SK Hynix plans to invest up to $720 billion expanding memory production, including a $390 billion semiconductor cluster in Yongin. The company has also committed roughly $7.8 billion by the end of 2027 for additional extreme ultraviolet (EUV) lithography machines, the highly specialized tools needed to manufacture cutting-edge HBM chips. These machines cost as much as $400 million each, are in extremely limited supply, and are only produced by ASML. The company is even accelerating its expansion timeline by more than a decade, with four new fabrication plants now expected to be completed by 2033.   The question investors should be asking isn't whether AI demand is real. It clearly is. The real question is whether the industry is repeating a familiar pattern. Memory has always been one of the most cyclical businesses in technology. Every major technology revolution from the dot-com boom, to smartphones, to cloud computing created a surge in demand for memory chips. Manufacturers responded by rapidly expanding production. Eventually supply caught up, prices collapsed, profits disappeared, and investors who arrived late learned just how brutal the memory cycle can be.   Today feels different... but that is often what every cycle feels like while it is happening.   SK Hynix's market value has increased more than sevenfold over the past year as AI infrastructure spending has created a shortage of HBM. Revenue nearly tripled between 2023 and 2025 to roughly $65 billion, and Wall Street expects sales to surge again to approximately $235 billion in 2026.   Those are incredible numbers. But when major memory producers start announcing massive capacity expansions, history suggests investors should at least consider what happens when today's shortage eventually becomes tomorrow's surplus. AI may create years of strong demand for memory, but the semiconductor industry has a long history of building too much capacity just as demand begins to normalize. The opportunity is enormous, but so is the risk if history repeats itself.   Financial Planning: Simple vs Compounding Interest Loans Many people assume that choosing a simple interest loan over a compound interest loan will dramatically reduce the amount of interest they pay, but in most real-world lending situations, the difference is minimal. The reason is that the power of compounding only becomes significant when a balance grows over time because interest is being added to the principal. With most consumer loans, borrowers either make interest-only payments that keep the principal balance unchanged or make payments that reduce the principal over time. In either case, the interest charged during each payment period is based on the outstanding loan balance at that time, not on an ever-growing balance. Since the loan balance is remaining the same or steadily declining rather than increasing, there is little opportunity for “interest on interest” to accumulate. While compounding can become important if unpaid interest is capitalized and added to the loan balance, that is the exception rather than the rule. For most mortgages, HELOCs, auto loans, personal loans, and similar debt, borrowers should focus far more on the interest rate than on whether the loan is described as using simple or compound interest.   Too Many People Are Using Target Date Funds in Their 401(k) For years, we've discussed the drawbacks of target date funds, including their higher fees and one-size-fits-all approach. Despite those concerns, they remain incredibly popular because they are simple and require very little effort from the investor. According to Vanguard, 61% of 401(k) participants invest in target date funds.   On the surface, they sound like the perfect solution. If you plan to retire around 2045, you simply choose the 2045 Target Date Fund and let it manage your investments. The fund automatically adjusts your portfolio over time, gradually reducing your exposure to stocks and increasing your allocation to bonds as you approach retirement.   Many investors don't realize how significant that shift can be. By the target retirement date, a target date fund may hold around 50% of its assets in bonds. The adjustments don't stop there. Reaching the target year doesn't mean the fund is liquidated or that you receive your money. Instead, the fund continues along its glide path and could increase its bond allocation to 70% or even 80% over the following years.   That approach may have made sense decades ago, but retirement looks very different today. Many people will spend 20 years or more in retirement. Over that length of time, maintaining enough exposure to stocks can be critical to helping your portfolio grow and keep pace with inflation. A portfolio that becomes too conservative too quickly may struggle to provide the long-term growth many retirees need.   Another limitation is that target date funds only manage the assets inside your 401(k). They don't take into account your IRAs, brokerage accounts, pensions, real estate, or other investments. As a result, your overall portfolio allocation could end up being far different than what is appropriate for your financial goals.   The convenience of target date funds is appealing, but convenience shouldn't replace planning. A successful retirement requires understanding how your money is invested, estimating what your portfolio could be worth when you retire, and developing a strategy for how those assets will be invested throughout retirement, not just until you reach it.   Is That Really Your Son or Daughter Calling You? You know your children's voices. You talk to them regularly. Then one day you get a frantic phone call from your son or daughter. They tell you they've just been in a serious accident. They need $15,000 immediately or they're going to jail. They tell you exactly how to send the money. Without hesitation, you wire the funds because you want to help your child.   Unfortunately, you have just been scammed by AI. AI-powered scams are exploding. Reports show AI-related fraud surged more than 1,200% in 2025, and at the current pace, losses from AI scams in the United States could reach $40 billion annually by 2027. Another study found that one in four adults has already experienced an AI voice scam.   Your first reaction may be, "That could never happen to me. I don't post anything on social media." But the problem may not be your online presence. It's your children.   Many people regularly post videos on social media, and today's AI only needs about three seconds of someone's voice to create a convincing clone. Once scammers have that sample, they can make it sound like your son or daughter is saying almost anything.   So how do you protect yourself? If you receive an emergency call asking for money, don't panic. Before sending anything, ask a question that only you and your child would know the answer to. Make it something that has never been shared publicly.   For example, ask about a funny childhood memory that only the two of you remember. Don't use information like birthdays, graduation dates, wedding dates, or other facts that could be found online or in public records. Remember with all these data centers there is so much information that is being obtained and saved but used for the wrong purposes.   Even better, establish a family safe word or passphrase today. Choose something simple that everyone can remember but that would never appear online.   If you ever receive one of these calls, ask for the safe word. If they can't provide it, assume it's a scam until you can verify the situation by calling your child directly or contacting another trusted family member.   As AI continues to improve, these scams will only become more convincing. The same technology powering innovation is also giving criminals new tools to exploit unsuspecting families. Stay alert. Verify before you trust. A few extra minutes could save you thousands of dollars and a great deal of heartache.   Is It Boom or Bust for Micron? It is hard to argue with Micron's incredible stock performance. Through July 2, the shares were up 242% year to date and an astonishing 701% over the previous 12 months. Even after recently falling about 22% from their peak, investors are still debating whether the company has much more room to run.   The good news is that Micron has locked in 15 new customers under long-term supply agreements, with some contracts extending as long as five years. Many of these agreements include customer deposits, giving the company excellent revenue visibility and reducing uncertainty over future sales. For investors, that is exactly the kind of stability they like to see.   But every smart investor should also ask: What is the downside?   While those contracts provide a strong foundation, they do not guarantee that demand will remain as strong over the long term. Unless a customer goes bankrupt, the contracts are largely locked in, but technology changes quickly. High prices and limited supply often encourage innovation, and the AI memory market is no exception.   Several companies are developing new architectures that reduce or even eliminate the need for high-bandwidth memory (HBM), which has been one of Micron's biggest growth drivers. As companies search for lower-cost and more efficient alternatives, demand for HBM could eventually soften.   Nvidia also signaled in June that it is redesigning portions of its upcoming Vera Rubin AI platform to use memory more efficiently. While Nvidia remains a major customer for HBM, improvements in memory efficiency could reduce the amount of HBM required per AI system over time.   Meanwhile, newly public chipmaker Cerebras has taken an entirely different approach. CEO Andrew Feldman has said the company's wafer-scale AI chips do not use HBM at all, arguing that it is too expensive and supply constrained. If other AI hardware companies pursue similar designs, it could create additional competition for HBM.   None of this means Micron's growth story is over. The company's long-term contracts provide meaningful protection, and AI demand remains exceptionally strong today. However, investors should remember that today's shortages and premium pricing often inspire tomorrow's technological breakthroughs.   The question for Micron investors is whether HBM remains the industry standard for years to come or whether innovation eventually reduces the need for it. If demand for HBM begins to slow, Micron's remarkable growth could also begin to moderate.   Companies Discussed: Caterpillar Inc. (Ticker: CAT)

Mike Mulligan and David Haugh discussed the top six sports stories of the day in the Pick 6 segment

Preview: Mary Kissel analyzes shifting US-China relations, noting that the private sector is proactively diversifying. CEOs recognize China's deflating, corrupt economy while the government remains slow to recognize that outreach is not being met with cooperation.

Fans share their thoughts on last night's deflating 8-2 O's loss bonus 768 Tue, 30 Jun 2026 18:45:21 +0000 LoBRxoOsz0N340ai6iMvFOQtSQUgep2E mlb,baltimore orioles,sports Inside Access with Ken Weinman and Tim Barbalace mlb,baltimore orioles,sports Fans share their thoughts on last night's deflating 8-2 O's loss Ken Weinman and Tim Barbalace bring you the ultimate "Inside Access" to the Baltimore sports scene. As Charm City natives, their passion for local teams is unmatched and their roots run deep in the community. Ken Weinman: Known for his fiery takes and unapologetic analysis, Ken provides the kind of "must-listen" radio that keeps the city talking. Tim Barbalace: Bringing sharp insight and a local's perspective, Tim rounds out the duo to ensure no stone is left unturned in the world of Baltimore sports. From the gridiron to the hardcourt to the diamond, Ken and Tim are as well-connected as it gets, delivering the news and opinions you need to stay ahead of the game. Behind the glass driving the "Inside Access" bus is producer "Beltway Ben" Hall. Tune in to Inside Access with Ken Weinman and Tim Barbalace, weekdays from 2–6 PM. © 2026 Audacy, Inc. Sports https://player.amperwavepodcas

Jake, Woody and Evan dissect St Kilda's 9th loss of the season.No lock in contract. No hidden fees. Join Revo Fitness from just $9.69 per week for 24/7 access to any club across Australia. Hosted on Acast. See acast.com/privacy for more information.

You catch your jawline in a photo and it stops you. Softer than it used to be. A little less defined. And no cream you own has touched it. That's not your imagination. And it's not just your skin. There's a structural shift happening in menopause that almost nobody is talking about, and it changes how you should treat your entire face. Today we get into exactly what it is, why fillers so often miss it, and the one free habit that fights back. We cover: Why your facial bones change shape after menopause, and what's actually behind those jowls Is it bone loss or just sagging skin? Here's how to tell. The 3 places your face loses bone first, and the daily habit that signals it to rebuild Resources    Join the Skin Scholar Society: HERE   Download my Free 7 Day Skincare Guide: HERE Listen to exclusive podcast content + download my FREE esthetician-led skincare app Apple iOS: HERE Google Play: HERE Favorite Skincare Products HERE  

She said: "You're my last shot before I do fillers." She's 62. Hollow under eyes. She has spent thousands on skincare, tried everything, and is done being patient. I told her: give me 45 days. In this episode I sat down with Ivan Galanin, founder of Adipeau, to talk about what Adipeau is actually doing inside the skin, the science behind it, how to apply it, what to layer with it and what to avoid, and why so much of what the skincare industry calls clinical proof is not what it appears to be. This is not a sponsored product review. It's a real conversation with a founder who has been treating only one side of his face for seven years and can show you the difference. What we cover: What Adipeau is and how it was discovered accidentally The two products: Strength Gel vs Volume Cream and when you need each How dermal fat cells drive skin strength, volume, and inflammation Why inflammation from bloated fat cells is blocking every product you're already using Adipeau vs estrogen cream: different mechanisms, not interchangeable The retinol debate and the 80 percent melanin reduction most people don't know about How to read a clinical study and the one question that exposes most brand research Upcoming studies on post-GLP-1 skin, breast laxity, crepey legs, and non-responders How to layer Adipeau with your current routine Resources mentioned: Shop Adipeau: https://shop.adipeau.com/?sca_ref=10953034.pVt3nHogXj Download my Free 7 Day Skincare Guide: https://lindseyholder.com/guide/ Listen to exclusive podcast content + download my FREE esthetician-led skincare app Apple iOS: https://apps.apple.com/us/app/lapree-beauty/id6473450143 Google Play: https://play.google.com/store/apps/details?id=com.lapreebeauty.lapreebeauty&pcampaignid=web_share Favorite Skincare Products :https://shopmy.us/shop/lindseyr  

The Giants managed a series split against the Dodgers and somehow that does not feel like enough

Elon Musk has taken the stand in a shareholder trial over his Twitter stock. AP correspondent Mike Hempen reports.

EU Commission claims the TikTok algorithm is bad for you. Tech stocks took a hit last week. Colleges look to ban smartglasses for testing. OpenAI's scheme to eat up all the RAM is also hurting their own products. Samsung is skipping magnets on the S26. Vivo is looking to compete with action cameras. Steam Machine is delayed because of component costs, but why did we think it would be cheap? Let's get our tech week started off RIGHT! -- Show notes and links here: https://somegadgetguy.com/b/4ad Support Talking Tech with SomeGadgetGuy by contributing to their tip jar: https://tips.pinecast.com/jar/talking-tech-with-somegadgetgu Find out more at https://talking-tech-with-somegadgetgu.pinecast.co This podcast is powered by Pinecast. Try Pinecast for free, forever, no credit card required. If you decide to upgrade, use coupon code r-c117ce for 40% off for 4 months, and support Talking Tech with SomeGadgetGuy.

 Most people don't wake up wanting to despise someone — yet contempt keeps showing up anyway.In this episode of An Ounce, a small allegorical story reveals how contempt quietly grows, why it feels bigger than it is, and how it loses power when we stop feeding it.This isn't a lecture.It's a pattern worth noticing.If you've ever wondered how disagreement turns into dismissal — and how easily it can be reversed — this one's for you.If it resonates, feel free to share it with someone else who might appreciate it.Another episode you'll also enjoy How to Disagree:  https://youtu.be/qrU64J4jMcIChapters:00:00 – Introduction00:19 – The Unsettling Conclusion00:54 – Introducing the Monster01:48 – Inflated/Deflated02:32 – They Preferred the Monster02:56 – Ridiculous?04:03 – Facing the Annoying Human05:20 – An OunceFurther Reading & ReferencesFor those interested in the psychology behind contempt, disagreement, and how certainty can quietly overpower understanding:• The Seven Principles for Making Marriage Work — John GottmanGroundbreaking research identifying contempt as the strongest predictor of relational breakdown.• The Righteous Mind — Jonathan HaidtExplains why people talk past each other — and how moral certainty often outruns understanding.• Mistakes Were Made (But Not by Me) — Carol Tavris & Elliot AronsonWhy people double down instead of reassessing — and how rehearsal hardens belief.• Meditations — Marcus AureliusA timeless exploration of withholding judgment, resisting contempt, and recognizing shared human frailty. 

To kick off 2026, Jeff and Michael weigh in on some key higher ed issues making headlines these days, starting with a deep dive into grade inflation at the nation's colleges. A range of sources show that more students are getting A's even as they are spending less time on schoolwork and deep reading. Meanwhile, AI is raising questions about the validity of college assessments when students can offload their work to chatbots. How can colleges respond? Other issues discussed include whether colleges should change what they teach as employers embrace AI, what types of colleges employers recruit from these days, and recent data on where online learning is most prevalent. This episode is made with support from Ascendium Education Group.Chapters0:00 - Introduction1:34 - Are Those 2026 Coming True?2:26 - Why Grade Inflation Is a Big Story Now4:55 - How the Grade Inflation Issue Has Changed Since Al Franken Joked About It in 20026:43 - Why Professors Shouldn't Grade the Students They Teach8:38 - What If Mastery-Based Learning Upends Grading?10:43 - Encouraging Students to Focus More on Feedback Than on Grades12:16 - Has We Become an ‘Accomodations Nation'?13:09 - Colleges Are Returning to Admissions Tests15:01 - AI Could Help Admissions Officers Analyze Transcripts19:17 - Are Elite Colleges Back at the Top of the List for Company Recruiters?26:28 - Entry Into the Job Market Is Not Linear27:55 - Sponsor Break28:36 - What If AI Changes Nothing About What Students Need to Learn?35:23 - New Data On Who Offers Online-Only EducationRelevant Links:“Education Secretary Says She Wants to Shift Away From Higher Ed,” by Ryan Quinn in Inside Higher Ed.“UC San Diego Sees Students' Math Skills Plummet,” by Emma Whitford in Inside Higher Ed.“High Grades are Presumably the Goal. So Why is Everyone Freaking Out?” by Michael Horn on Substack.“Colleges Have Struggled To Curb Grade Inflation. Can Harvard Beat the Odds?” in the Harvard Crimson.Sen. Al Franken's 2002 Class Day speech at Harvard, from CSPAN.“Accommodation Nation,” by Rose Horowitch in The Atlantic."Elite Colleges Are Back at the Top of the List for Company Recruiters.” by Lindsay Ellis in The Wall Street Journal. “AI Changes Nothing About What Students Need to Learn,” by Rick Hess in Education Next.“Fall 2024 IPEDS Data: Profile of US Higher Ed Online Education,” by Phil Hill In OnEdtech.Connect with Michael Horn:Sign Up for the The Future of Education NewsletterWebsiteLinkedInX (Twitter)Threads  Connect with Jeff Selingo:Dream School: Finding the College That's Right for YouSign Up for the Next NewsletterWebsiteX (Twitter)ThreadsLinkedInConnect with Future U:TwitterYouTubeThreadsInstagramFacebookLinkedIn  Submit a question and if we answer it on air we'll send you Future U. swag!Sign up for Future U. emails to get special updates and behind-the-scenes content.

The Carolina Panthers couldn't overcome key mistakes and penalties in the 20-17 loss to the New Orleans Saints. Join Curtis Rauen, Bryson Karbley and Ricky Raines as they discuss the inconsistencies of this team. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's Ag Tribes Report on The Vance Crowe Podcast, host Vance Crowe tosses the script and sits down with returning guest “NNZP,” a veteran CEO and global manufacturer who joins anonymously to speak candidly about the world economy. They dig into Europe's rapid de-industrialization, energy policy missteps, and why cheaper Chinese imports may be a short-term fix with long-term strategic risks. NNZP explains China's deflationary “involution,” the chasm between commanded capacity and real demand, and how that excess is being exported—pressuring Western industry and defense resilience. They explore supply-chain fragility from chips to pharma inputs, the knock-on effects for agriculture, and why abundant, affordable energy (including nuclear) underpins everything. They also discuss the “debasement trade,” hard assets, and what investors might consider in a world of persistent inflation and policy intervention. NNZP offers a contrarian ag take on when solar can be the highest-and-best use of certain lands, the future of ethanol in an EV world, and why nuclear may arrive first for data centers, not households. Despite near-term turbulence, they end on pragmatic optimism about America's capacity to adapt once incentives and priorities realign. Resources: Find NNZP on X/Twitter at @nnzp1730for more on Legacy Interviews: https://www.legacyinterviews.com/for more on Vance Speaking: https://www.vancecrowe.com/ To buy Bitcoin and support the show: https://river.com/invite?r=OAB5SKTP

Ben and Nate tackle an unusual question from a Boston University student: How do law schools treat applicants from schools that deflate grades?Read more on our website. Email daily@lsatdemon.com with questions or comments. Watch this episode on YouTube!

This episode is sponsored by Fidelity Investments and the all-new Fidelity Trader+ platform. Try Fidelity's most powerful trading experience yet: ⁠⁠⁠https://www.fidelity.com/trading/trading-platforms?immid=100734&imm_pid=430504639&imm_aid=a&dfid=&buf=99999999⁠⁠⁠ Views, opinions, products, services, and strategies discussed are not endorsed or promoted by Fidelity Investments. Fidelity Brokerage Services LLC, Member NYSE, SIPC Dan Nathan and Guy Adami are joined by Lori Calvasina, Head of US Equity Strategy at RBC Capital. They discuss a range of topics including market volatility, AI investment trends, consumer spending patterns, and economic forecasts. Calvasina highlights the increasing nervousness among investors regarding high valuations and the potential impact of delayed Fed rate cuts. She notes the importance of monitoring CapEx and regulatory changes, especially as they pertain to AI and tech sectors. The conversation touches on geopolitical dynamics with China and the upcoming US midterm elections, emphasizing their potential market implications. The session is rich with insights into the current market climate, investor sentiment, and future economic expectations. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

The King's losing streak is now 9, after a tough loss to the Thunder and a beatdown against the Grizzlies.The Thunder game showed what the Kings could be when they were locked in. They remain competitive throughout the game but simply couldn't keep up with the Thunder. But this was the Thunder so to a certain degree it's understandable and if they show up with that level of effort they can be a decent team.But that effort did not translate as the Kings get stomped in Memphis and lost by 41. The Kings looked disinterested and broken as a team and questions linger about the players' future on the team as the looming trade season approaches.Use code SKT15 on checkout to get 15% off from HYVDesigns on Etsy during checkout or use this link: https://www.etsy.com/shop/hyvdesigns/?etsrc=sdt&coupon=SKT15Intro Music by Blue Dot Sessions. https://www.sessions.blueIf you want to email us: kingtherapypod@gmail.com

In this episode--which is neither spooky, nor scary, despite the upload date--I talk about a bunch of new music and get mad at Taylor Swift fans (but maybe not in the way you think). It's a fun one. Check it out! Blog: http://emptychecking.blogspot.com Bandcamp: http://derekbrink.bandcamp.com  email: db@derekbrink.com  0:00 - Intro, including a tribute to Prunella Scales 13:26 - Live Your Life 13:57 - New Music Reviews 14:46 - Max Richter - Sleep Circle 21:12 - Sloan - Based on the Best Seller 24:28 - Amanda Shires - Nobody's Girl 34:54 - Los Straitjackets - Somos Los Straitjackets 38:35 - Halestorm - Everest 43:08 - Taylor Swift - The Life of a Showgirl 48:45 - Every Day 49:15 - Outro, including a brief review of Only Murders in the Building

Sooners Illustrated's Josh Callaway and James D. Jackson give some instant reaction and analysis to No. 13 Oklahoma's 34-26 loss to No. 8 Ole Miss on Saturday, October 25th in Norman. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Bobby and Mike interviewed Nicholls State head football coach Tommy Rybacki. Coach Rybacki recapped the Colonels' 24-17 loss to Lamar, calling the Cardinals' game-winning punt return "deflating." He discussed the Colonels' improved rushing attack, the top Southland Conference teams, and the team's young contributors.

One loss was all it took to kill the good vibes from a 3-0 start

Ed, Rob, and Jeremy took some time from the final hour of Monday Morning QB to discuss what's next for the Ravens after the loss to the Lions. Do they have what it takes to right the ship against an equally desperate Chiefs team in KC?

Ian Lyngen and Ben Jeffery bring you their thoughts on the U.S. Rates market for the upcoming week of September 22nd, 2025, and respond to questions submitted by listeners and clients.

The human mind has the curious, even mysterious, ability to generate thoughts about things with which we are not in causal contact, such as when we think about yesterday's tennis final, or Aristotle, or unicorns. Naturalizing mental content has usually meant explaining how this is possible in terms that eliminate the mystery while retaining commitment to a substantive relationship between mind and world that undergirds this ability. In Deflating Mental Representation (MIT Press), Frances Egan argues that we should give up this commitment in favor of a naturalistic account that treats attributions of content as abstract glosses of neural mechanisms. According to Egan, who is emeritus professor of philosophy at Rutgers University—New Brunswick, representational glosses play ineliminable roles in commonsense psychology and our explanations of human behavior, but they should not be taken literally. Egan forcefully challenges many leading theories of mental representation, making her book a must-read for those interested in the concept of mental representation in the cognitive sciences. Deflating Mental Representation is available open-access and free here.  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

The human mind has the curious, even mysterious, ability to generate thoughts about things with which we are not in causal contact, such as when we think about yesterday's tennis final, or Aristotle, or unicorns. Naturalizing mental content has usually meant explaining how this is possible in terms that eliminate the mystery while retaining commitment to a substantive relationship between mind and world that undergirds this ability. In Deflating Mental Representation (MIT Press), Frances Egan argues that we should give up this commitment in favor of a naturalistic account that treats attributions of content as abstract glosses of neural mechanisms. According to Egan, who is emeritus professor of philosophy at Rutgers University—New Brunswick, representational glosses play ineliminable roles in commonsense psychology and our explanations of human behavior, but they should not be taken literally. Egan forcefully challenges many leading theories of mental representation, making her book a must-read for those interested in the concept of mental representation in the cognitive sciences. Deflating Mental Representation is available open-access and free here.  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/philosophy

The human mind has the curious, even mysterious, ability to generate thoughts about things with which we are not in causal contact, such as when we think about yesterday's tennis final, or Aristotle, or unicorns. Naturalizing mental content has usually meant explaining how this is possible in terms that eliminate the mystery while retaining commitment to a substantive relationship between mind and world that undergirds this ability. In Deflating Mental Representation (MIT Press), Frances Egan argues that we should give up this commitment in favor of a naturalistic account that treats attributions of content as abstract glosses of neural mechanisms. According to Egan, who is emeritus professor of philosophy at Rutgers University—New Brunswick, representational glosses play ineliminable roles in commonsense psychology and our explanations of human behavior, but they should not be taken literally. Egan forcefully challenges many leading theories of mental representation, making her book a must-read for those interested in the concept of mental representation in the cognitive sciences. Deflating Mental Representation is available open-access and free here.  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/psychology

The human mind has the curious, even mysterious, ability to generate thoughts about things with which we are not in causal contact, such as when we think about yesterday's tennis final, or Aristotle, or unicorns. Naturalizing mental content has usually meant explaining how this is possible in terms that eliminate the mystery while retaining commitment to a substantive relationship between mind and world that undergirds this ability. In Deflating Mental Representation (MIT Press), Frances Egan argues that we should give up this commitment in favor of a naturalistic account that treats attributions of content as abstract glosses of neural mechanisms. According to Egan, who is emeritus professor of philosophy at Rutgers University—New Brunswick, representational glosses play ineliminable roles in commonsense psychology and our explanations of human behavior, but they should not be taken literally. Egan forcefully challenges many leading theories of mental representation, making her book a must-read for those interested in the concept of mental representation in the cognitive sciences. Deflating Mental Representation is available open-access and free here.  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/neuroscience

Leila Rahimi and Mark Grote opened their show by breaking down the Cubs' 5-1 loss to the Reds on Tuesday at Wrigley Field. After that, they reacted to Cubs president of baseball operations Jed Hoyer's comments about the risk in acquiring right-hander Michael Soroka at the trade deadline. Soroka was injured in his Cubs debut after his velocity had dipped in his final outings with the Nationals. Later, they listened and reacted to Bears general manager Ryan Poles' recent comments about how he views second-year quarterback Caleb Williams.

Charlie takes an hour of questions live from CK Exclusives subscribers, including: -What does he think about Catholicism and its reverence for Mary? -How should we approach the big problem of America's unpaid student loans? -Who did he think won the Israel debate at the Student Action Summit? Become an Exclusives subscriber and ask Charlie a question on-air by going to members.charliekirk.com.Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

Charlie takes an hour of questions live from CK Exclusives subscribers, including: -What does he think about Catholicism and its reverence for Mary? -How should we approach the big problem of America's unpaid student loans? -Who did he think won the Israel debate at the Student Action Summit? Become an Exclusives subscriber and ask Charlie a question on-air by going to members.charliekirk.com.Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

The Giants offense once again let everyone down, but this time the 9th inning was a disaster too.

Sam Gordon joins Papa & Silver to process a deflating end to the Warriors' season and what's next for the aging vets and Jonathan KumingaSee omnystudio.com/listener for privacy information.

Sam Gordon joins Papa & Silver to process a deflating end to the Warriors' season and what's next for the aging vets and Jonathan KumingaSee omnystudio.com/listener for privacy information.

Larry Beil, ABC7 news anchor and co-host of "After the Game" during Warriors season, joins Papa & Silver to break down how remarkable the Warriors' longevity has been with their core and how deflating that Game 7 loss was for the Rockets' organizationSee omnystudio.com/listener for privacy information.

Larry Beil, ABC7 news anchor and co-host of "After the Game" during Warriors season, joins Papa & Silver to break down how remarkable the Warriors' longevity has been with their core and how deflating that Game 7 loss was for the Rockets' organizationSee omnystudio.com/listener for privacy information.

Kelly Childers called The Best Advice Show from her home in Portland, Oregon. You should call with your advice @ 844 935 BEST ---Help Zak continue making this show by becoming a Best Advice Show Patron @ https://www.patreon.com/bestadviceshow---Fill out the first-ever TBAS listener survey to help Zak get to know you better.https://forms.gle/f1HxJ45Df4V3m2Dg9---Call Zak on the advice show hotline @ 844-935-BEST---Share this episode on IG @BestAdviceShow

Breaking down all the deflating moments in a very deflating loss.

Big Idea - The root of all division is pride and must be aggressively dealt with. Connect with us! https://www.lifebaptistchurch.com/connect

Hypertension is known as the ‘silent killer,' but what if I told you it's NOT just about cholesterol or genetics? Today, we're diving deep into hypertension, heart disease, and how a functional medicine approach can transform cardiovascular health. My guest, Dr. Abid Husain, MD, FACC, ABAARM, FSSRP, is a board-certified cardiologist who integrates cellular medicine, hormone optimization, and cutting-edge therapies to address the real root causes of cardiovascular disease.In this episode, we break down:✅ The true causes of high blood pressure (hint: it's more than just salt and stress!)✅ The best exercise strategies proven to lower blood pressure✅ How hormones, peptides, and GLP-1 receptor agonists play a major role in cardiovascular health✅ Supplements that help – and some that you might want to avoid✅ Why inflammation and oxidative stress are the real threats to your heart

Tyler gave his presentation on Tire Managment. This is the presentation that he gave at the Cal4 Wheel convention. In his presentation, he talks about Deflating, Inflating, things that can go wrong, and debating spare tires. Want to win some Tires? Our friends at Yokohama are donating a set of tires for the 750 Apple Podcast reviews giveaway winner. Also, like before, we will give away swag packs every 50 until we get to the main giveaway. All reviews need to be left on Apple Podcast to be entered. Congratulations to TannerIsCooler for winning the 550 reviews swag pack. 1986Toyota4x4Pickup won 650 reviews for a SnailTrail4x4 Swag pack and an OnX off-road Elite Membership. Call us and leave us a VOICEMAIL!!! We want to hear from you even more!!! You can call and say whatever you like! Ask a question, leave feedback, correct some information about welding, say how much you hate your Jeep, and wish you had a Toyota! We will air them all, live, on the podcast! +01-916-345-4744. If you have any negative feedback, you can call our negative feedback hotline, 408-800-5169. 4Wheel Underground has all the suspension parts you need to take your off-road rig from leaf springs to a performance suspension system. We just ordered our kits for Kermit and Samantha and are looking forward to getting them. The ordering process was quite simple and after answering the questionnaire to ensure we got the correct and best-fitting kits for our vehicles. If you want to level up your suspension game, check out 4Wheel Underground. SnailTrail4x4 Podcast is brought to you by all of our peeps over at irate4x4! Make sure to stop by and see all of the great perks you get for supporting SnailTrail4x4! Discount Codes, Monthly Give-Always, Gift Boxes, the SnailTrail4x4 Community, and the ST4x4 Treasure Hunt! Thank you to all of those who support us! We couldn't do it without you guys (and gals!)! SnailSquad Monthly Giveaway The February Giveaway is with our favorite tool company Gearwrench. We will be doing a choose-your-own-adventure tools grab with a wide assortment of tools that we highlight for you. If you want a chance to win some GearWrench Tools make sure to sign up as a SnailSquad member on Irate4x4.com Want to win some Tork Straps? This month we are teaming up with Tork Straps to give away some of these awesome straps. They have a fantastic design that holds tension even when the items are moving around. If you want a chance to win some Tork Straps make sure to sign up as a SnailSquad member on Irate4x4.com Listener Discount Codes: SnailTrail4x4 -SnailTrail15 for 15% off SnailTrail4x4 MerchMORRFlate - snailtraill4x4 to get 10% off MORRFlate Multi Tire Inflation Deflation™ KitsIronman 4x4 - snailtrail20 to get 20% off all Ironman 4x4 branded equipment!Sidetracked Offroad - snailtrail4x4 (lowercase) to get 15% off lights and recovery gearSpartan Rope - snailtrail4x4 to get 10% off sitewideShock Surplus - SNAILTRAIL4x4 to get $25 off any order!Mob Armor - SNAILTRAIL4X4 for 15% offSummerShine Supply - ST4x4 for 10% off4WheelUnderground - snailtrailBackpacker's Pantry - Affiliate LinkLaminx Protective Films – Use Link to get 20% off all products (Affiliate Link) Show Music: Midroll Music - ComaStudio Outroll Music - Meizong Kumbang

On today's episode of The Pod At The Palace, Curtis Wilkerson is back with the Postgame Report Card and Player Grades following yet another deflating home loss for John Calipari's Razorbacks as Porter Moser continues his dominance over Arkansas. Check out the daily Razorback Basketball Mailbag https://www.youtube.com/watch?v=kSMx4u4Xnwc&list=PLJiDrEgHVPu78t6p9fsFiBDu3TLuqRe3Q #arkansas #razorbacks #football #basketball #baseball #sampittman #johncalipari SHOUTOUT TO OUR SPONSORS: RHOBACK Check out the highest quality of performance hoodies, polos, quarter zips, joggers, and more with Rhoback clothing! All different types of apparel for men, women, and kids that will have you ready to take on any occasion this sports season! Visit www.rhoback.com & use promo code: HOGSBY20 for 20% off your 1st purchase! Be sure to check out their amazing Razorback game day gear in their collections section! ----------------------------------------------------------------------------- FAYETTEVILLE FLY COMPANY Fayetteville Fly Company is a local small business based right here in Fayetteville. They offer apparel for outdoor enthusiasts and weekend warriors who enjoy everything NW Arkansas has to offer including fishing, hiking, biking, hunting and more. Fayetteville Fly Co carries a full line of hats, long and short sleeved shirts, outerwear, and more. Use code: HOGSBY20 for 20% off purchases at www.fflyco.com Free Shipping on all orders of $50 (5% back to local non-profits supporting nature conservation efforts) Gear up for the Holidays Check out New full zip jackets and hoodies in time for colder weather ahead! ----------------------------------------------------------------------------- ALUMNI HALL 3417 N College Ave, Fayetteville, AR 72703 479-435-6352 www.insidearkansas.com/alumnihall The best and largest selection of Razorback gear Apparel for the family - mens, womens, kids, pets too Razorback apparel, accessories, hats, Yeti, gifts - Alumni Hall has it all Hall Pass Rewards - Earn points with your purchases and get rewarded! Once you've spent $150 (which is easy to do), you'll get $10 off your next purchase Have the nice brands we love (for men) - Nike, Columbia, Cutter & Buck, Johnnie-O, Onward Reserve, Peter Millar, southern tide, Tommy Bahama, Turtleson. We know some athletes so for our friends that shop the big and tall Hogs gear - shop today at www.insidearkansas.com/alumnihall Alumni Hall - The ultimate Razorback shopping destination! ----------------------------------------------------------------------------- BET SARACEN Arkansas' #1 Sports Betting App! Visit www.betsaracen.com to check out the latest spreads, lines, O/U, parlays, and more! BetSaracen has specials running every day that are unique to everyone here in the great, state of Arkansas! Download the BetSaracen app today on the Apple or Google Play store and get to winning big ONLY with BetSaracen…Arkansas' #1 Sports Betting App! https://apps.apple.com/us/app/saracen/id1612098207 ----------------------------------------------------------------------------- BRYANT TECHNOLOGIES Whether it's structured cabling, security camera installation, digital signage, or TV mounting, Bryant Technologies has you covered. They service the entire state of Arkansas as well as all of Arkansas' bordering states! Have Bryant Technologies help you with all of your network & security needs. Give them a call at 870-883-0330 or check out their website at www.bryantstechnologies.com It's Bryant Technologies…Quality Work. Guaranteed. Learn more about your ad choices. Visit megaphone.fm/adchoices

Host of The Krueg Show and KNBR's "Niners Nightly" Larry Krueger joins Papa & Silver for another deflating 49ers Monday and provides his insight on where and how the 49ers should adjust moving forward See omnystudio.com/listener for privacy information.

Chip Scoggins, Ryan Burns and Justin Gaard return to discuss a deflating Gophers loss at Rutgers. The micro missed opportunities in the game in all three phases lead to a loss and potentially a missed opportunity to get into the rankings and a trip to Florida for a bowl game. Parity has been a theme in college football season and the guys examine just how unique and crazy it can be on a weekly basis before talking about the excitement the new playoff format has brought to the regular season.    

Let's dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you'd like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is perpetual homeowners insurance the everlasting gobstopper of insurance products? 2 - How can I reduce my property tax assessment? 3 - What important factors should I look out for at a living trust presentation? 4 - Should I consider a health sharing plan to save a ton of money every single month?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Mexican Cake by Westbrook! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

From 04/03 Hour 3: Spencer Carbery joins The Sports Junkies to break down the Washington Capitals playoff push.