Podcasts about endava

Agentic, stablecoins en de reality check van Money20/20Het is weer juni en dat betekent: Money20/20. De Nieuwe Knikkers trokken opnieuw naar Amsterdam om drie dagen lang in de nieuwste ontwikkelingen in payments te duiken. Wat was hot? En over welke trends hoor je ineens niemand meer?In deze aflevering nemen we je in vogelvlucht mee langs de belangrijkste inzichten van het event. Het zal niemand verbazen dat agentic AI overal aanwezig was. Van agentic commerce en betalingen tot onboarding en fraudepreventie: de gesprekken gingen niet langer over wat er ooit mogelijk wordt, maar vooral over wat er vandaag al gebeurt.Ook stablecoins waren niet te missen. Opvallend genoeg verschuift ook hier de discussie van belofte naar praktijk. De toepassingen worden concreter en de toegevoegde waarde tekent zich steeds duidelijker af.Daarover spreken we met Jan-Oliver Sell, CEO van Qivalis, het Europese bankenconsortium van onder meer ABN AMRO, ING en Rabobank dat werkt aan een gereguleerde euro-stablecoin. Waarom heeft Europa volgens hem een eigen stablecoin nodig? Welke use cases ziet hij? En hoe verhoudt dit initiatief zich tot andere Europese innovaties zoals Wero en de digitale euro?Drie inspirerende dagen leverden weer volop nieuwe inzichten op over de toekomst van betalen en geld!Veel luisterplezier!

Mobiel bankieren, pinnen of even snel geld opnemen: voor de meeste mensen gaat het bijna automatisch. Maar hoe werkt dat als je slechtziend of blind bent?In deze speciale aflevering van Nieuwe Knikkers, opgenomen ter gelegenheid van het 3-jarig bestaan van het programma Toegankelijk Bankieren en in samenwerking met de Oogvereniging, spreken we met ervaringsdeskundigen Erik Loijenga en Rik Wouters.Vanuit hun eigen dagelijkse praktijk vertellen zij hoe zij omgaan met bankieren en betalen, welke drempels ze tegenkomen en hoe ze hun zelfstandigheid behouden, ook als hun zicht verandert. Ze delen niet alleen praktische ervaringen en tips voor mensen die zelf minder gaan zien. Maar ook waardevolle inzichten voor productontwikkelaars bij banken.Een interessante conclusie uit het gesprek: verbetering zit niet altijd alleen in technologie of producten. Soms zit de grootste winst juist in mensen goed op weg helpen. Via workshops, het Oogcafé en het programma Toegankelijk Bankieren blijkt vaak veel meer mogelijk dan mensen vooraf denken.We bespreken ook hoe oplossingen die ooit bedoeld waren voor mensen met een beperking inmiddels door vrijwel iedereen worden gebruikt. Zo zie je maar weer dat innovaties die vanuit toegankelijkheid worden ontwikkeld, vaak uiteindelijk voor een veel grotere groep waardevol zijn. Dat geeft een hele nieuwe kijk op het investeren in toegankelijkheid! Een open en inspirerend gesprek over zelfstandigheid dankzij technologie en toegankelijkheid in het betalingsverkeer.-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Endava set out to reinvent how IT services get delivered in an AI-native world. Dava.X.AI is the group inside Endava driving that shift. Miro is the workspace they're building it on. Together they've shipped Davaflow — an AI engagement lifecycle that runs from signal to explore to govern to evolve, with humans and agents working alongside each other the whole way. On the latest drunkenPM Radio, Matt Cloke (CTO, Endava), Joe Dunleavy (Global Head of Dava.X.AI), and Dave Ross (Evangelist at Miro) talk about how the three came together, what real partnership looks like when two roadmaps quietly merge into one journey, and what it took to actually make it work. Full episode is live. Takeaways - Reframe from value capture to value creation — don't use AI to make existing processes 10–15% better, reimagine the work entirely from an AI-first perspective. - IT services hit its "ChatGPT moment" two years ago when clients and analysts started asking Endava why they were needed if AI could just write the code. - AI is becoming a method, not a tool — just as Agile organized humans to do work, this new method organizes agents and the people working alongside them. - The technology question is largely settled; the change management question isn't — quality has hit the inflection point, and what remains is the human shift, much like Waterfall-to-Agile. - DavaFlow runs in four phases — Signal, Explore, Govern, and Evolve — moving from identifying the right problem, through virtual personas and prototypes, to governing agent output, to evolving in production. - Chat is the wrong interface for most of this work — humans are visual creatures, and tools like Miro give LLMs context that a chat box never could. - AI-driven work can produce better traceability than humans ever did — every decision and prototype connects back through the chain of thought, what Joe called "traceability on steroids." - Anyone can buy the tools — what separates enterprise work from vibe-coding chaos is policy-as-code, defined skills, and human-in-the-loop checkpoints. - Adoption happens in baby steps, not the full vision — showing people the end of the journey overwhelms them, so start at signal and layer in each next step. - The hardest part is the identity question — engineers liked writing code and designers liked crafting prototypes, and the shift is a growth-mindset problem, not a skills problem. Links from the Podcast Endava: https://www.endava.com/ Dava.X.AI https://www.endava.com/dava-x/dava-x-ai Miro: https://miro.com/index/ Upcoming Miro Canvas Events Main Canvas 2026 landing page: https://canvas.miro.com/ Register for the streaming event on May 19 where Joe will be speaking:  https://canvas.miro.com/sanfrancisco/virtual-keynote Register for the in-person event on May 19th in San Francisco where Joe is speaking live:  https://canvas.miro.com/sanfrancisco Register for the in-person event on June 2nd in London where Matt will be speaking live: https://canvas.miro.com/london Register for the in-person event on June 16th in Sydney where Wesley Fagan the APAC SVP for Strategy and Chief Design Officer at Endava will be speaking live: https://canvas.miro.com/sydney Contacting the Guests Matt Cloke https://www.linkedin.com/in/mattcloke/ Joe Dunleavy https://www.linkedin.com/in/joedunleavy/ Dave Ross https://www.linkedin.com/in/davidmross/ Dave Prior https://linktr.ee/mrsungo Chapters 00:00 Introduction to Endava and AI Transformation 08:54 Navigating the AI Landscape: Challenges and Opportunities 17:52 The Evolution of Miro and AI Integration 24:00 Dava Flow: The AI Engagement Lifecycle 25:49 The Power of Visual Context in AI 27:03 Enhancing Contextual Understanding with AI 29:12 Temporal Dimensions in Decision Making 31:27 Navigating Change in Organizational Mindsets 35:40 Demonstrating Value to the C-Suite 38:13 Embracing the Future of Work 41:09 Amplifying Human Creativity with AI

BONUS: Why Your Agile Transformation Keeps Snapping Back — And What Systems Thinking Says About It Natalia Curusi co-authored a book that doesn't tell you what agile should look like — it tells you what actually happens when you try to transform an organization. Friday-night deployments, zombie teams going through the motions, transformations that met a wall of silence. In this episode, we unpack the real lessons from the front lines: how personal values drive the shift to agile, why some teams have all the ceremonies but none of the substance, and what systems thinking reveals about why transformations fail — or snap back. When Your Values Don't Match Your Ways of Working "I felt like there is a mismatch in my values, my moral values and principles, and customer-centric orientation. So when I found out about Agile around 2010, I understood — okay, this is the answer. Now I have the answer how I can map my moral values and principles with software delivery."   Natalia's journey to agile didn't start with a methodology — it started with a gut feeling that something was wrong. Working in large corporations in the early 2000s with fixed-scope contracts, late deployments, and scripts running directly in production, she sensed a disconnect between how work was done and how it should be done. When she moved to a smaller company around 2010 and experienced transparency, collaboration, and the freedom to ask any question without fear, she realized this was the agile mindset — even before she knew the term. The key insight: agile isn't something you adopt, it's something that aligns with values you may already hold. That alignment between personal principles and ways of working is what makes the difference between going through the motions and genuinely transforming how a team operates. Don't Be an Agile Zombie "The first thing I observe — if I go to some of the ceremonies and I see that stand-up becomes like a status meeting, and everybody is reporting to somebody. People are afraid to say some of the things, afraid to escalate risks or assumptions."   One of the strongest chapters in the book is titled "Don't Be an Agile Zombie." Natalia describes teams that have all the boards, all the roles, all the right meeting cadences — but nothing is actually changing. The Scrum Master becomes a secretary. The Product Owner is a proxy afraid to make decisions. The tell-tale signs? Fear and formality. When people report upward instead of collaborating sideways, when risks go unspoken because the environment punishes transparency, that's a watermelon project — green on the outside, red on the inside. Natalia's approach starts with observing the tone and dynamics in ceremonies. If the stand-up feels like a status report and not a coordination meeting, something deeper is broken. And her advice is direct: if an organization is delivering waterfall and happy with the predictability and value, that's fine — just call it what it is. Don't put lipstick on a pig. As Rebecca Homkes discussed on this podcast, the key is to communicate the truth with care, but communicate it nonetheless. Task-Driven vs. Value-Driven: The Real Spectrum "It's not right to say that you are agile if you are not. Just name the things how they are — name the things using the right word."   Rather than the old waterfall-vs-agile binary, a more useful lens is the spectrum between task-driven and value-driven product development. On the task-driven side, somebody creates the list of tasks — requirements, architecture document, design document — and a project manager distributes them. Teams execute but aren't asked to be creative or adaptable. On the value-driven side, what matters is the impact of what teams build. Value is discovered through the dynamic interaction of functionality with customers — it can't be predetermined. Most organizations sit somewhere on this spectrum, and many are slowly moving toward the value-driven end even if they don't call it agile. The practical takeaway: transformation should be tailored to where an organization actually is, not where a framework says it should be. The book argues for a pragmatic, hybrid approach rather than evangelical purity. Systems Thinking: Why Transformations Snap Back "We did a big agile transformation — five years of real transformation. Then the company was bought, merged with a bigger payment provider. And now they are working with SAFe. And that's the end of the story."   In the later part of the book, Natalia and her co-author move into systems thinking — Cynefin, the Iceberg Model, causal loop diagrams. Many agile practitioners stop before they get here because it feels academic. But Natalia argues it's essential, and she illustrates why with a real example: a payment company that went through five years of successful agile transformation using LeSS, only to be acquired by a larger organization that pushed SAFe — and the transformation snapped back. This is the basin of attraction concept: a system has to pass through a point of genuine disruption before it can settle into a new stable state. Without that, it returns to where it was. For practitioners looking to get started with systems thinking, Natalia recommends The Fifth Discipline by Peter Senge and learning to build causal loop diagrams — a practical tool that creates productive conversations about how organizational dynamics actually work. The Post-Agile Era: Beyond Labels "It's like comparing apples and orchestras. You cannot compare agile and AI — they are completely different things. Agile is not enough, but it's also not dead."   Natalia addresses the "Agile is dead" debate head-on. Her argument: comparing agile to AI is a category error. An apple cannot play an orchestra, and an orchestra cannot replace an apple — they serve entirely different purposes. AI can handle a significant portion of day-to-day tasks, but it lacks common sense, empathy, and the ability to read a room. Rather than declaring agile dead, Natalia sees a post-agile era — not one where agile disappears, but where we move beyond the label wars. The trends that matter aren't about whether agile is popular; they're about collaboration, adaptability, and understanding how teams and organizations actually work. We can finally talk about what matters in our industry without being pressured to label it. About Natalia Curusi Natalia Curusi is an Agile Coach at Endava with over 20 years in software delivery, specializing in agile transformations, delivery optimization, and systems thinking. She leads Asia Pacific initiatives driving business agility. She is co-author of From Resistance to Resilience: Practical Agile Lessons for Transformation.   You can link with Natalia Curusi on LinkedIn and visit her website at nataliacurusi.com. You can also join the Agile Continuum community on LinkedIn.

De digitale euro: een van de meest besproken onderwerpen niet alleen op Linkedin, maar binnen de hele paymentswereld. De meningen lopen uiteen. Is dit de logische volgende digitaliserings stap van geld, of lossen bestaande private oplossingen dit al prima op?De Nieuwe Knikkers gaan opnieuw in gesprek met Menno Broos van De Nederlandsche Bank om dit onderwerp verder uit te diepen. Waarom is de Europese Centrale Bank dit traject gestart? Welke toegevoegde waarde ziet zij voor consumenten en ondernemers? En in welke betaalsituaties moet de digitale euro straks een rol gaan spelen; waar is het een antwoord op in een steeds verder digitaliserende wereld?We bespreken hoe de digitale euro uitgerold kan worden, welke rol DNB daarin speelt en wat dit betekent voor banken en payment service providers. Ook het kostenplaatje voor ondernemers komt aan bod, net als de veelbesproken thema's privacy en technische inrichting.Tot slot zoomen we uit: hoe belangrijk is samenwerking in dit dossier? Want dit is niet alleen geen nationale exercitie, maar misschien ook wel geen puur publieke. Juist hier ligt de kracht in de samenwerking tussen publieke en private partijen.Dit is deel 2 van het tweeluik over CBDC's en stablecoins met De Nederlandsche Bank, en brengt de discussie een stap dichter bij de praktijk.Luister mee, laat de feiten op je inwerken en vorm vooral je eigen mening.-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

This interview was recorded for the GOTO Book Club.http://gotopia.tech/bookclubCheck out more here:https://gotopia.tech/episodes/428Laurenţiu Spilcă - Java Champion, Java Community Lead at Endava & Author of "Software Security for Developers" & more booksThomas Vitale - Senior Software Architect at Systematic & Author of "Cloud Native Spring in Action"RESOURCESLaurhttps://bsky.app/profile/laurspilca.bsky.socialhttps://x.com/laurspilcahttps://www.linkedin.com/in/laurenţiu-spilcă-01a931107https://laurspilca.comThomashttps://bsky.app/profile/thomasvitale.comhttps://mastodon.online/@thomasvitalehttps://twitter.com/vitalethomashttps://linkedin.com/in/vitalethomashttps://github.com/ThomasVitalehttps://www.thomasvitale.comLinkshttps://www.manning.com/books/software-security-for-developershttps://adibsaikali.wordpress.comDESCRIPTIONThomas Vitale sits down with Java Champion and author Laurentiu Spilca to discuss his co-authored book "Software Security for Developers". The conversation explores why security is so often avoided by developers, the widespread confusion between foundational concepts like encoding, hashing, and encryption, the dangers of reinventing established security standards, the growing risks of AI-generated code written without security awareness, and why understanding topics like PKI and certificates is more important than ever in modern software development.RECOMMENDED BOOKSAdib Saikali & Laurentiu Spilca • Software Security for Developers • https://amzn.to/4aPhqu0Laurentiu Spilca • Spring, Start Here • https://amzn.to/3L6Sv6cLaurentiu Spilca • Spring Security in Action • https://amzn.to/3LqEkZWLaurentiu Spilca • Troubleshooting Java • https://amzn.to/4u5vkj0Thomas Vitale • Cloud Native Spring in Action • https://amzn.to/3kLu1nsBlueskyInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

Stablecoins, CBDC en de digitale euro: hoe zit het nou écht? (deel 1)De opkomst van stablecoins en de digitale euro… het komt steeds vaker voorbij. Maar hoe zit het nu écht? De termen vliegen je om de oren, en het verschil is niet altijd even duidelijk. Tijd om orde in de chaos te scheppen.De Nieuwe Knikkers gaan langs bij Menno Broos en Eric Faber van De Nederlandsche Bank om de basis scherp te krijgen. Wat zijn de verschillende vormen van geld? Wat onderscheidt stablecoins van CBDC's? Kunnen stablecoins een bedreiging vormen voor ons financiële systeem? En wie levert straks ons digitale geld: de centrale bank, de commerciële banken of een hele nieuwe partij?We bespreken of de digitale euro ook een stablecoin kan zijn, waarom er in Nederland zelfs twee CBDC-initiatieven bestaan, en wat de verrassende overeenkomst is met… festivalmuntjes.Van abstracte begrippen naar concrete inzichten: deze aflevering helpt je grip te krijgen op het geld van de toekomst.En goed nieuws: dit is deel 1 van een tweeluik. Wordt vervolgd.Meer lezen over de Genius Act: https://www.nytimes.com/2025/06/17/opinion/genius-act-stablecoin-crypto.html?smid=nytcore-ios-share  -----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.—--------UCP vs ACPhttps://zonien.be/google-ucp-ai-checkout/—--------------------------------------------------------------------

In this insightful episode, we explore the profound impact of artificial intelligence on leadership, relationships, and our sense of humanity. Steve Cockram shares his journey from coaching giants to leading AI-driven transformation, emphasizing the enduring value of relational intelligence. This conversation offers practical insights for leaders facing unprecedented change and the importance of staying rooted in authentic human connection. Timestamps: 00:00:00 – Intro & Introduction of Steve J Cockram 00:06:54 – Steve's Background and Career Transition 00:08:02 – Leadership & Cultural Reset at Endava 00:17:28 – The Challenges of Corporate Transformation 00:27:36 – Navigating AI in Leadership & Business 00:34:56 – Reflections on Humanity & AI Impact 00:32:11 – Leadership Under Pressure 00:38:35 – The Role of AI in Shaping Future Leadership 00:45:21 – Emotional Intelligence & AI: Can AI Replace Human Connection? 00:55:02 – The Importance of Relationships in Leadership 01:05:30 – Final Takeaways and Wrap-Up Websites:stevecockram.com, www.endava.com, 5voices.com  LinkedIn: www.linkedin.com/in/stevejcockram Instagram: www.instagram.com/stevecockram X (Twitter): x.com/stevecockram

PayCLT and Scott Harkey are proud to welcome Adam Gill, Head of Digital Banking and Deposit Product Management at Stearns Bank to the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!Adam's LinkedIn:  / adamgill24/Scott's LinkedIn:   / scottleeharkey  PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast...PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgV...PayCLT homepage: https://www.payclt.comTakeways:- **Career Progression**: Adam Gill is the Head of Digital Banking and Product at Stearns Bank, with a diverse background in consulting, Ally Bank, and launching a neobank. His journey showcases the evolution of financial services and technology.- **Common Thread**: Throughout his career, Adam has focused on modernizing financial services technology and enhancing customer engagement, emphasizing the continuous journey of modernization in the industry.- **Charlotte's Unique Landscape**: Adam highlights Charlotte's strong foundation in large banks, which attracts specialized talent and fosters a vibrant FinTech ecosystem. He notes the importance of diversification and the growth of smaller organizations in the community.- **Lessons from Neobank Experience**: His experience launching a neobank taught him the importance of focusing on a minimum viable product and understanding the financial technology landscape. He emphasizes that the tech fundraising model is not always applicable to FinTech.- **Payment Misconceptions**: Adam points out that many people view money movement through their personal experiences, which can lead to misconceptions about payment systems. Understanding broader use cases is essential.- **Future of Payments**: While real-time payments are being implemented, Adam notes that they are not yet relevant for all customers. He emphasizes that cash access remains vital for small and medium-sized businesses.- **Community Engagement**: Adam is passionate about building a diverse and collaborative FinTech community in Charlotte, recognizing the need for various organizations and professionals to enrich the ecosystem.

Er is geen ontkomen aan: iDEAL wordt Wero. En ja… daar is al veel over gezegd. Dus doen we het in deze aflevering nét even anders.We draaien de rollen om en laten “de mensen thuis” de vragen stellen. Van familie, vrienden en buren tot collega's uit het betaalvak, van Amsterdam tot Maastricht. Mensen die alles van betalen weten én mensen die vooral denken: huh, waarom eigenlijk?De Nieuwe Knikkers gaan in gesprek met Amos Kater, Head of Product bij iDEAL en Ivo Broeren, Country Relationship Manager voor Wero in Nederland die beiden midden in de transitie van iDEAL naar Wero zitten. Met hen lopen we langs die hele waslijst aan vragen. Waarom moet iDEAL eigenlijk verdwijnen als het zo goed werkt? Wat ís Wero precies en wat betekent dat straks voor jou als consument? En voor ondernemers: wat gebeurt er met tarieven, conversie en aankoopbescherming?We praten over Europese samenwerking (EuroPA), over kill your darlings, had dit ook anders gekund? En over de digitale euro. Zijn dat concurrerende initiatieven of juist puzzelstukjes die in elkaar kunnen vallen?Kortom: minder zenden, meer luisteren. En precies de vragen die nu bij heel veel mensen leven.

Natalia Curusi: From Spreadsheets to Discovery—Helping POs Make the Transition The Great Product Owner: Taking Ownership and Coaching the Team Forward Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes.   "That person was not just a great product owner, but a great coach—he had excellent communication and stakeholder management skills, and he coached myself as a Scrum Master, showing me how product ownership should look like." - Natalia Curusi   Natalia worked with a Product Owner who embodied everything the role should be. He didn't come from a technical background, but he possessed exceptional domain knowledge, outstanding communication skills, and stakeholder management expertise you rarely find in one person. What made him truly remarkable was that he coached everyone around him, including Natalia as the Scrum Master.  He demonstrated full empowerment and ownership—making decisions himself rather than constantly escalating to higher management. When risks needed to be taken, he took them with courage and conviction. The team trusted him completely because he balanced business needs with team capacity, always understanding what they could realistically achieve. Over the past five years, this person has been promoted multiple times and now serves as a global director of product, still with the same company.  When Natalia thinks about what great product ownership looks like, she thinks of him—someone who combined technical understanding with coaching ability, took genuine ownership of outcomes, and empowered the team through clear vision and decisive leadership. These are exactly the skills that are hardest to find in the market, yet when you find them, the impact is transformative for the entire organization.   Self-reflection Question: Does your Product Owner take ownership and make decisions, or do they constantly escalate to higher management, preventing the team from moving forward with confidence? The Bad Product Owner: Assigned Without Training, Support, or Willingness "She was a great subject matter expert with deep domain knowledge, but the organization assigned her the product owner role without her willingness, without training, and while she was already 80% loaded with other responsibilities." - Natalia Curusi   Natalia encountered a Product Owner anti-pattern that reveals a systemic organizational failure. The person was an exceptional subject matter expert with incredible domain knowledge, but when the organization decided to adopt Agile, they assigned her the PO role like sticking a label on a box—no training, no consent, no preparation. She was already working at 80% capacity on other responsibilities and had no understanding of what product ownership meant. Frustrated and overwhelmed, she approached the role from a command-and-control mindset. At the project start, she brought a massive spreadsheet of requirements, expecting the team to implement them sequentially.  The team tried a different approach, wanting to understand problems before discussing solutions, but the PO surprised everyone by re-introducing the spreadsheet in a later meeting—a clear sign of misalignment and broken trust. Natalia, recognizing this was a battle she couldn't win without organizational support, chose to manage the relationship rather than create open conflict. She worked to mediate between the PO's spreadsheet approach and the team's need for discovery and iterative development. The real anti-pattern wasn't the individual—it was the organization assigning critical roles without providing training, time, or psychological safety. This situation illustrates why product ownership fails: not from bad people, but from bad systems that set people up to fail.   Self-reflection Question: When you see a struggling Product Owner, are you addressing the individual's behavior or the systemic conditions that set them up to fail in the first place?   [The Scrum Master Toolbox Podcast Recommends]

Mit der Aufweichung des Verbrennerverbots ab 2035 steht die Autoindustrie wieder im Fokus. Robert und Rüdiger analysieren die Lage.Erwähnte Titel: VW, Mercedes, BMW, Allianz, Zalando, IBM, MetaX, PayPal, Bonesupport, Copart, Owens Corning, Endava, Paramount, Netflix, Warner Bros.Dieser Podcast wird unterstützt von Raiffeisenfonds, einer Marke der Raiffeisen Kapitalanlage GmbH. Wir sind einer der größten Fondsmanager Österreichs und feiern heuer unser 40-jähriges Jubiläum: Vier Jahrzehnte Erfahrung und Expertise im Fondsmanagement. Vom Sparen zum Investieren: Mit unseren Fonds eröffnen sich neue Möglichkeiten für Ihre Finanzen. Schon ab 50 Euro monatlich können Sie auch digital abschließbar in Fonds von Raiffeisen investieren. Nutzen Sie unsere bewährten Strategien und fundiertes Wissen, um Ihre finanziellen Ziele zu erreichen.Bitte beachten Sie dabei, dass Investitionen in Fonds mit höheren Risiken verbunden sind, die auch zu Kapitalverlusten führen können. Raiffeisenfonds bieten eine breite Palette an Anlagemöglichkeiten, die von eher sicherheitsorientiert bis chancenorientiert reichen. Mehr dazu unter http://raiffeisenfonds.at/fondsfinderAlle Folgen finden Sie auch auf KURIER.at und kronehit.at.Weitere Podcasts finden Sie unter KURIER.at/podcasts Hosted on Acast. See acast.com/privacy for more information.

Natalia Curusi: Measuring What Matters Beyond Velocity and Story Points Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes.   "We as Scrum Masters need to put a scope for ourselves—we need to aim to leave the place where we work a little bit better than it was, and to make sure that this place could improve itself without us." - Natalia Curusi   Natalia defines success for Scrum Masters with crystal clarity: leave the organization better than you found it, and ensure it can continue improving when you're gone. This means fostering independence and ownership in teams so they can perform whether you're on vacation, in another meeting, or have moved to coaching other teams.  The opposite pattern—where everything falls apart when the Scrum Master isn't present—reveals someone who hasn't truly succeeded in the role. Natalia also emphasizes the importance of establishing metrics early, but not the traditional ones.  Using velocity as a metric is an anti-pattern that focuses teams on the wrong outcomes. Instead, she recommends metrics like predictability, team morale, psychological safety measured through 360 feedback, and the quality of conversations both within teams and with stakeholders. But metrics alone don't tell the story.  Natalia champions the concept of Gemba walks—going to see what's actually happening, talking to people, observing the reality rather than just reviewing dashboard numbers. Some metrics are easily gamed, others provide only narrow perspectives on reality. The most important practice is using metrics to trigger reflection and adaptation, not as fixed targets. Natalia believes strongly that the quality of conversations—how teams discuss options, make decisions together, and adapt when facing pressure—reveals more about a Scrum Master's success than any velocity chart ever could. The ultimate question: can your team succeed without you?   Self-reflection Question: If you disappeared from your team tomorrow, would they continue improving, or would progress stop until someone replaced you? Featured Retrospective Format for the Week: Spotify Squad Health Check "This is a multidimensional retro that I run with teams every 2 to 3 months—you need around 30 minutes for it, and I often get insights and new ideas from this retrospective that help me as a Scrum Master." - Natalia Curusi   The Spotify Squad Health Check is Natalia's favorite retrospective format because it provides a comprehensive view of team health across multiple dimensions. Unlike traditional retrospectives that might focus on a single sprint or specific issue, this format examines the team's overall state across areas like teamwork, support, mission clarity, and technical quality. Teams rate themselves on various health indicators, creating a visual representation that reveals patterns over time.  What makes this particularly valuable is that it works whether you know the team well or are just starting with them—either way, you gain insights and "aha moments" about where the team truly stands. The multidimensional nature prevents teams from optimizing just one aspect while neglecting others, and the regular cadence (every 2-3 months) allows you to track trends and celebrate improvements.  For Natalia, this format consistently surfaces the hidden challenges that teams might not raise in regular retrospectives, making it an essential tool in her Scrum Master toolkit.   [The Scrum Master Toolbox Podcast Recommends]

Natalia Curusi: Demonstrating Your Value When the Market Questions Agile Roles Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes.   "My challenging topic is about the demand of agility in the market—how do we fit ourselves as scrum masters in that AI era? How can we demonstrate our competence and contribution when there's a perception that agile roles bring little value?" - Natalia Curusi   Natalia faces the challenge every Scrum Master in 2025 grapples with: how to demonstrate value in an era when business perceives agile roles as optional overhead. The market has contracted, companies are optimizing budgets, and Scrum Masters often appear first on the chopping block.  There's talk of "blended roles" where developers are expected to absorb Scrum Master responsibilities, and questions about how AI might replace the human facilitation work that coaches provide. But Natalia believes the answer lies in understanding something fundamental: the Scrum Master is a deeply situational and contextual role that adapts to what the team needs each day.  Some teams need help with communication spaces, others need work structure like Kanban boards, still others need translation between technical realities and stakeholder expectations. The challenge is that this situational nature makes it incredibly hard to explain to business leaders who think in fixed job descriptions and measurable outputs. Natalia's approach involves bringing metrics—not velocity, which focuses on the wrong things, but metrics around team independence, continuous improvement, and organizational capability. She suggests concepts like Gemba walks—going to see what's actually happening rather than relying only on numbers. The real question Natalia poses is this: the biggest value we can bring to an organization is to leave it better than we found it, but how do we make that visible and tangible to business stakeholders who need justification for our roles?   Self-reflection Question: If you had to demonstrate your value as a Scrum Master using only observable evidence from the past month, what would you show your leadership?   [The Scrum Master Toolbox Podcast Recommends]

Natalia Curusi: The Dark Side of High-Performing Dream Teams Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes.   "I was proud of this team—I helped form them from the start, we traveled to the client together, they were mature and independent, they even jelled outside the workplace. This was my dream team." - Natalia Curusi   Natalia had built something special. The team was technically strong, emotionally connected, and highly productive. They socialized outside work, traveled together to client sites, and operated with remarkable independence. But when a new junior developer joined, everything started to unravel.  The existing team members were like heroes—fast, skilled, confident. The newcomer couldn't keep pace, and slowly Natalia noticed something disturbing: the team started making fun of the new member during retrospectives and stand-ups. The person became an outlier, a black swan ignored by the group. Natalia conducted one-on-one meetings with both the new member and the team, but the situation only worsened. The new person insisted they were fine and didn't need help. The team members claimed they were just joking around. Meanwhile, the team structure and morale deteriorated.  Natalia realized she was watching her dream team self-destruct through a form of bullying—something she hadn't even recognized at the time. Finally, she understood she couldn't handle this alone and escalated to the head of discipline and the organizational psychologist. Together, they decided to rotate the person to another team where they felt more comfortable. Natalia learned a painful lesson: as Scrum Masters, we don't need to solve everything ourselves, and sometimes the best solution is recognizing when to use the support structure around us rather than treating it as a personal failure.   In this episode, we refer to Coaching Agile Teams by Lyssa Adkins and Training from the Back of the Room by Sharon Bowman.   Self-reflection Question: When have you witnessed subtle forms of exclusion in your team, and did you recognize them early enough to intervene effectively? Featured Book of the Week: Coaching Agile Teams by Lyssa Adkins "This was the first book about agile coaching that I read, and it's how I understood that I was already playing the scrum master role without even knowing it—I understood that I was already acting like a glue for the team." - Natalia Curusi   Natalia discovered Coaching Agile Teams at a pivotal moment in her career. The book revealed something profound: if you're irreplaceable, there's a problem. A great Scrum Master or coach makes themselves obsolete by growing team members who can replace them. The team should be able to perform independently when you're on vacation or move to another assignment. Lyssa Adkins showed Natalia that she needed to let go of over-control and over-responsibility, focusing instead on growing the team's capabilities. The book remains one of Natalia's top recommendations for every junior Scrum Master wanting to embrace the role, alongside Training from the Back of the Room, which teaches facilitators how to run interactive workshops where people learn from each other rather than just listening to slides.   [The Scrum Master Toolbox Podcast Recommends]

Natalia Curusi: When Your Technical Expertise Becomes Your Biggest Scrum Master Weakness Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes.   "I thought my technical background was my biggest strength, but I understood that this was my biggest weakness—I was coming into stand-ups saying 'I know how we need to fix that issue,' and I was a Scrum Master." - Natalia Curusi   Natalia stepped into her first blended role as team leader and Scrum Master full of confidence. With years of programming experience behind her, she believed she could guide her team through any technical challenge. But during morning stand-ups, she found herself suggesting solutions, directing technical approaches, and sharing her expertise freely. The team listened—after all, she was their former leader. They implemented her suggestions, but when those solutions failed, the team didn't have the thinking process to adapt them to their context.  Natalia realized she was preventing the team's learning and ownership by taking control away from them. The turning point came when she made a deliberate choice: she selected the most technical person on the team to become the technical authority and committed to never stepping on his feet again. From that moment forward, she focused purely on the Scrum Master role—asking questions, fostering collaboration, and shutting up to listen actively.  Years later, that technical lead followed her to another job, and they remain friends to this day. Natalia learned that her contribution wasn't about giving solutions—it was about keeping the team from losing ownership of their work.   Self-reflection Question: When you attend your team's daily stand-up, are you contributing to collaboration, or is your contribution keeping the team from owning their work?   [The Scrum Master Toolbox Podcast Recommends]

In deze aflevering duiken we met Eus Peters, directeur van de Raad Nederlandse Detailhandel, in drie grote dossiers in het Nederlandse betaalverkeer die de komende jaren flink gaan opschudden: de nieuwe cash-wetgeving, de Digitale Euro en de razendsnelle groei van kopen op krediet met spelers als Klarna voorop én wat hun impact op retail wordt.Eus neemt ons mee langs de praktijk van de winkelvloer: waarom contant geld nog steeds onmisbaar is, hoe retailers kijken naar een digitale euro waar iedereen iets van vindt, en waarom de groei van kopen op krediet voor ondernemers vaak minder leuk is dan het voor consumenten lijkt.Met tientallen jaren ervaring in retail en betalingsverkeer weet Eus precies waar het in beleid en techniek schuurt voor retailers en waar de kansen liggen.En….. volgend jaar kun je met de Nieuwe Knikkers op pad!Natuurlijk blijven we bij Nieuwe Knikkers niet alleen praten over innovatie… we willen het ook zien. Daarom nodigen we je uit om met ons mee te gaan naar Europa's meest innovatieve retailstad. Samen ontdekken we hoe de winkels van de toekomst er écht uitzien: van slimme betaaloplossingen tot totaal vernieuwde checkout-concepten. In deze aflevering hoor je meer hierover!-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Achteraf betalen groeit snel, en Billink is daarin een speler die steeds zichtbaarder wordt in Nederlandse webshops. In deze aflevering spreken de Nieuwe Knikkers met CEO Frank Waagmeester over de strategie van Billink in een markt waar concurrentie én toezicht toenemen.Ze bespreken hoe Billink zich wil onderscheiden met een sterke focus op verantwoord betalen en aankoopbescherming. Waar ligt de grens tussen consumenten gemak bieden en het risico op onverantwoord lenen vergroten?Daarnaast kijken ze vooruit: met de komst van de herziene Richtlijn Consumentenkrediet (CCD2) staat de sector aan de vooravond van belangrijke wijzigingen. Wat betekent deze wetgeving voor achteraf betalen aanbieders én voor kredietverstrekkers? En wanneer gaan consumenten de eerste veranderingen ervaren?-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Agentic Commerce, weer zo'n nieuw buzz woord, of staat de retailwereld echt aan de vooravond van een fundamentele verandering? Hebben we straks allemaal een digitale shopping buddy die aankopen voor ons doet? En als dat zo is, wat betekent dat dan voor platformwebshops die juist uitblinken in een breed aanbod? Hebben zij straks nog toegevoegde waarde?Om daarachter te komen, vroegen de Nieuwe Knikkers drie experts uit de retail- en betaalwereld hoe zij deze ontwikkeling zien: Ilja van Poppel (Bol), Stijn Doensen (Decathlon) en Guido Berben (Mastercard).Samen bespreken ze hoe platformspelers zich voorbereiden op deze mogelijke toekomst en waarom hyperpersonalisatie daarbij een belangrijke troef is. Guido neemt ons bovendien mee in de rol van betalen binnen deze nieuwe digitale koopreis. Verrassend genoeg blijkt: agentic betalen is misschien minder nieuw dan het klinkt.Met inzichten uit de praktijk brengen we deze trend terug tot de essentie: wat betekent dit concreet voor retailers, merken en consumenten?Een aflevering die je aan het denken zet en misschien zelfs een beetje vooruit.Meer lezen over Agentic Commerce:Partnership tussen Shopify en OpenAIAankondiging van Google over hun Agents Payments ProtocolPayPal en Agentic Commerce-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

De Nieuwe Knikkers stapten in het vliegtuig naar Kopenhagen voor de allereerste editie van de Future Product Days. Een event vol frisse inzichten, slimme toepassingen en, je raadt het al, veel gesprekken over AI. Maar dit keer geen vage buzzwoorden, wél inspirerende praktijkvoorbeelden van hoe je AI écht kunt inzetten om de productiviteit te verhogen of je e-commerce een boost te geven.Ze leerden hoe je de content op je website kunt AI-efyen om zo een digitale versie van jezelf te bouwen. En zagen dat koffie in China inmiddels per drone in het park wordt bezorgd. Drones waren sowieso een terugkerend thema in Kopenhagen, want terwijl de Knikkers op zoek waren naar innovatie, vlogen er mysterieuze drones boven meerdere vliegvelden. En daarnaast probeerden de Knikkers de reden van een algeheel drone-verbod in de Kopenhagen te achterhalen. (bij thuiskomst bleek dit vanwege een geplande EU-top, raadsel opgelost!) Natuurlijk trokken de Knikkers ook de stad in, op zoek naar retailtrends. Hoogtepunt? Een winkel waar je met behulp van een digitale spiegel je ideale maten kunt bepalen. Kopenhagen laat zien: focus op kwaliteit, niet op kwantiteit.Of zoals Joacim Jeppesen, CEO van Framna zei:“Simplicity is rebellion in a world where complexity is default.”Een aflevering vol internationale inspiratie en inzichten die blijven hangen.Zoals beloofd ook het linkje naar de Nielsen Norman Group rapporten.-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Wat gebeurt er als je iemand met ervaring bij zowel een grote Nederlandse bank als een internationale speler aan het roer zet van de Betaalvereniging? Precies: dan krijg je een frisse blik op het betalingsverkeer én mooie ambities.De Nieuwe Knikkers spreken met Arjan Bol, sinds 100 dagen directeur van Betaalvereniging Nederland. Wat viel hem op in die eerste maanden? Wat trok hem aan in deze verbindende rol tussen spelers binnen de betaalketen? En wat zijn zijn plannen voor Nederland én Europa?Arjan speelde eerder een rol in de samenvoeging van de Postbank en ING en was daarna jarenlang country manager bij Mastercard. Die ervaring neemt hij nu mee om het Nederlandse ecosysteem te versterken en Europa dichter bij elkaar te brengen.Van polderoverleg tot samenwerking over landsgrenzen heen, van lessons learned tot toekomstvisie – dit gesprek geeft energie.En misschien nog wel het mooist: je leert niet alleen de directeur kennen, maar ook de mens Arjan.Nieuwtjes:Deloitte's Supermarkten Consumentenonderzoek 2025Bernie Sanders in gesprek met Trump supporters uit West Virginia-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Wat doe je na je pensioen? Als je Gijs Boudewijn heet, dan is het antwoord: gewoon verder bouwen aan de toekomst van het Europese betalingsverkeer. Zijn eerste 100 dagen “pensioen” zitten erop, en dat betekent voor de Nieuwe Knikkers een mooie aanleiding om hem op te zoeken.We praten met Gijs over zijn nieuwe rol als voorzitter van de European Payments Council (EPC), de club achter het SEPA-betaalschema. Hoe ziet hij de toekomst van SEPA in een wereld waarin stablecoins, digitale valuta en geopolitieke spanningen steeds nadrukkelijker een rol spelen?We gaan ook in op het belang van samenwerking in Europa, iets waar Gijs zich al jaren hard voor maakt, én de uitdagingen die hierbij komen kijken. Hoe breng je nationale belangen samen onder één Europese betaalvisie? Welke veranderingen ziet hij voor de EPC als organisatie in deze snel veranderende context?Een aflevering vol strategische inzichten, Europese nuance en een vleugje Hollandse nuchterheid.-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Greg Lloyd, Client Partner at Endava to talk about AI, stablecoins, and whether or not gasoline and fireworks are a winning combination.

PayCLT and Scott Harkey are proud to welcome Joe Giordano, the exited founder of Payzer as a guest of our second season of the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!Joe's LinkedIn:   / joegio1  Scott's LinkedIn:   / scottleeharkey  PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast...PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgV...PayCLT homepage: https://www.payclt.com

Veel mensen zouden 'm willen hebben: een glazen bol om in de toekomst te kijken. Helaas is die niet te koop. Maar… er zijn wél manieren om vandaag al zicht te krijgen op wat er morgen speelt.In deze zomerse aflevering gaan de Nieuwe Knikkers in gesprek met Talisa Ong, mede-oprichter van The Forward Club en expert in trend- en scenariodenken. Samen verkennen we waarom juist de zomer een perfect moment is om met innovatie aan de slag te gaan, op een luchtige, reflectieve manier.Wat als je tijdens die wandeling of vanaf je strandbedje eens écht om je heen kijkt? Welke trends, veranderingen en verschillen zie je? En belangrijker nog: wat betekenen die voor jouw werk of organisatie?Talisa deelt praktische tips, inspirerende vragen én samen met de Nieuwe Knikkers heeft ze een eenvoudige oefening om direct mee aan de slag te gaan.

Find out more about BGF's Investments at https://www.bgf.co.uk/ Check out Endava at https://www.endava.com/ Peter Kyle is the UK's Minister for Science, Innovation and Technology — and potentially the man shaping the next decade of British tech. In this episode of Jimmy's Jobs of the Future, we dive into Labour's high-stakes plans for AI, how Peter is preparing for the biggest industrial shift since the internet, and what the party plans to do differently from the Tories. Kyle reveals what Labour's AI strategy really means for jobs, the economy, education — and why the UK needs to move fast. If you're a founder, policymaker, or just wondering how the UK can win the global tech race, this is essential listening. ********** Follow us on socials! Instagram: https://www.instagram.com/jimmysjobs Tiktok: https://www.tiktok.com/@jimmysjobsofthefuture Twitter / X: https://www.twitter.com/JimmyM Linkedin: https://www.linkedin.com/in/jimmy-mcloughlin-obe/ Want to come on the show? hello@jobsofthefuture.co Sponsor the show or Partner with us: sunny@jobsofthefuture.co Credits: Host / Exec Producer: Jimmy McLoughlin OBE Producer: Sunny Winter https://www.linkedin.com/in/sunnywinter/ Junior Producer: Thuy Dong Learn more about your ad choices. Visit podcastchoices.com/adchoices

Wat krijg je als je fusies, fintech, TikTok en een vleugje plastic bij elkaar gooit? Juist: een bomvolle Money2020 in Amsterdam. De Nieuwe Knikkers gaan de beursvloer op, spreken met de kopstukken uit de industrie en nemen hun microfoon mee.In deze aflevering hoor je: – Michiel Bijleveld en John Kolthof (CCV/Fiserv) over hun vers gesloten huwelijk met Fiserv – en waarom het echte werk nu pas begint – Matt Williamson (Endava) over waarom TikTok en agentic commerce straks bepalend zijn voor hoe we betalen – Olivier Guiot (G+D) laat zien waarom die ‘ouderwetse' betaalkaart nog lang niet is uitgespeeld – Annerie Vreugdenhil (ABN AMRO) onthult hoe ze het met Buut een tikkie anders hebben gedaan En natuurlijk delen we ook opvallende quotes van ECB, Wero en Adobe uit het drukbezochte panel over consumentenadoptie. En ze introduceren een nieuw podcast onderdeel: de grabbelton! Dus luister snel en het is net alsof je erbij bent geweest :-)-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Voor veel mensen is 67 het moment om afscheid te nemen en van pensioen te genieten. Maar niet voor Gijs Boudewijn, voormalig directeur van Betaalvereniging Nederland. Gijs ziet nog volop kansen om de samenwerking binnen Europa te verbeteren. Daarom zet hij zijn werk voort als voorzitter van de European Payments Council – vastberaden om met zijn verbindende stijl Europa dichter bij elkaar te brengen op betaalvlak.Tijdens het congres ‘Wisseling van de Kracht en de Wacht' namen collega's uit de Nederlandse betaalwereld afscheid van Gijs in zijn huidige rol. De Nieuwe Knikkers waren erbij en gingen met hem in gesprek over zijn gouden tips voor Europese samenwerking, zijn visie op de toekomst van het betaallandschap én de noodzaak van Europese soevereiniteit. Hij licht daarbij ook toe hoe die soevereiniteit volgens hem daadwerkelijk gerealiseerd kan worden.In de aftertalk reflecteert Gijs bovendien op de kracht van het Nederlandse poldermodel – en hoe dat Europa wellicht verder kan brengen. Een aflevering vol terug- en vooruitblikken, met als rode draad hoe goede samenwerking bijdraagt aan een uniform Europees betalingsverkeer dat veilig, gemakkelijk, betaalbaar én toegankelijk is. -----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Strast za poslom ne mora da bledi s godinama – može da raste. Borivoje Kovač već 25 godina gradi karijeru u IT industriji, a poslednju deceniju provodi u kompaniji Endava. U ovom razgovoru govori o vrednostima koje traju, o kulturi kompanije koja razvija ljude, i o tome šta mu danas, kao iskusnom profesionalcu, predstavlja izazov. Ovo nije samo priča o poslu – već o smislu, istrajnosti i stalnom razvoju. Borivoje Kovač, Client Partner @ Endava - https://www.linkedin.com/in/borivoje-kova%C4%8D-b1044a15/ Endava nalozi na društvenim mrežama: LN: https://www.linkedin.com/company/endavaeurope/ FB: https://www.facebook.com/EndavaEurope IG: https://www.instagram.com/endavaeurope/ O čemu smo pričali sa Borivojem: - Uvod i predstavljanje - Šta danas Endava kao globalna kompanija predstavlja? - Borin profesionalni put: dnevni i noćni posao - Lekcije iz 25 godina u industriji - Kako se postaviti danas u svetu velikih i brzih promena? Pratite Digitalk podkast za više tema iz digitalnog marketinga, advertajzinga i karijere u kreativnoj industriji: LN: https://www.linkedin.com/company/digitalkrs FB: https://www.facebook.com/Digitalk.rs IG: https://www.instagram.com/digitalk.rs/ Posetite naš sajt i prijavite se na našu mailing listu - https://www.digitalk.rs Prijavite se na naš YouTube kanal: https://bit.ly/3uWtLES

PayCLT and Scott Harkey are proud to welcome Kelly Buchanan, the CIO of Enterprise Payments and Wholesale Technology at Truist as the initial guest of our second season of the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!Kelly's LinkedIn: https://www.linkedin.com/in/mrskellybuchanan/Scott's LinkedIn: https://www.linkedin.com/in/scottleeharkey/PayCLT Payments Hub Podcast on Youtube: https://youtu.be/a1C0zhLtttQPayCLT homepage: https://www.payclt.comKeywords: Charlotte Truist Endava payments tech technology finance financial institution bank banking network processor fintech

Big Tech – ooit het toonbeeld van vooruitgang, gemak en innovatie. Maar er lijkt iets te kantelen. Vanuit Europa groeit het verzet tegen de macht van de niet-Europese techreuzen.  Zelfs de ECB onderstreept inmiddels het belang van Europese grip op data en digitale soevereiniteit. Met regels als DMA en DSA wordt de strijd officieel geopend.In deze aflevering praten de Nieuwe Knikkers met Menno Weij van The Data Lawyers. Hij combineert als geen ander juridische kennis met technologische inzichten. We bespreken waar de échte risico's zitten, wat voor soort bedrijven hier geraakt worden en of Europa daadwerkelijk een probleem heeft – of vooral bang is.Ook komt de roep om een “digitaal noodpakket” aan bod, en leggen we Menno een aantal stellingen voor. Wordt innovatie onmogelijk voor startups? En wie is uiteindelijk de echte verliezer in deze strijd – Big Tech of de eindgebruiker?-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

In deze speciale aflevering gaan de Nieuwe Knikkers on tour! Ze brengen een bezoek aan de Webwinkel Vakdagen in de Jaarbeurs Utrecht, dé plek waar e-commerce Nederland jaarlijks samenkomt. Op de stands van payment service providers, banken en betaalmethoden gaan de Knikkers op zoek naar de laatste trends, innovaties en verhalen van de vloer.Wat is de status van de uitrol van Click to Pay? Hoe ziet de nieuwe kassa van een bank eruit? En welk PSP wist er zelfs een feestje van te maken?In deze aflevering hoor je inzichten, updates en nieuwtjes van:Jos van de Kerkhof & Desiree Dijkstra Klingenberg (Visa)Arne Schmidt & Derk Driest (Rabobank)Dominique Adriansens (Twikey)Michiel Beekman (ING)Bas Vaanholt (Pay.)Maurits Dekker (Buckaroo)Kortom: een bomvolle aflevering vanaf de beursvloer – luister mee voor een dosis betaalinspiratie, direct uit de praktijk!-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

De Nieuwe Knikkers vervolgen hun zoektocht naar de facts & figures in de visie van minister Heinen op de financiële sector. Met als centrale vraag: hoe zit het nu echt?In deze aflevering duiken ze in een belangrijk, maar vaak abstract thema: transactiemonitoring. Samen met Lieke Hölscher, hoofd van Transactie Monitoring Detectie bij Rabobank, ontrafelen ze de praktijk achter dit complexe proces. Wat is transactiemonitoring precies — en wat vooral niet? Waarom kost het zoveel capaciteit bij banken? En hoe zou dit slimmer, effectiever en misschien zelfs klantvriendelijker kunnen?Een complex thema, waarbij zelfs de Knikkers af en toe even de draad kwijt zijn. Gelukkig brengt Lieke structuur en duidelijkheid in de chaos. Een must-listen voor iedereen die wil begrijpen hoe banken witwassen proberen te voorkomen — en waarom dat nog altijd beter kan.Informatie over de visieVisie op de financiële sector 2025 van de Minister van FinanciënWet Chartaal BetalingsverkeerOnze podcast over de visie van de Minister terugluisteren? Dat kan hier!De nieuwtjesKlarna naar de beursNieuw! Monopolie zonder cash-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

In de visie op de financiële sector van minister Heinen werd het al benoemd: contant geld moet bereikbaar, beschikbaar en betaalbaar blijven voor alle Nederlanders. Om dit te waarborgen, werkt de overheid aan de Wetgeving Chartaal Geld. Deze wet verplicht banken om goede geldopname- en afstortfaciliteiten te garanderen.Op het eerste gezicht lijkt dit een logische stap, maar de wet brengt ook flinke uitdagingen met zich mee, vooral voor kleinere en digital-first banken. Zij vrezen extra lasten en zelfs concurrentievervalsing. Revolut is een van de partijen die hierover hun zorgen hebben geuit bij de minister en de Tweede Kamer.  De Nieuwe Knikkers spreken met Timothy Bissessar van Revolut over de impact van deze wet op een bank zonder fysiek kantorennetwerk. Hoe kijkt Revolut hier tegenaan? Welke oplossingen zien zij liever?  Daarnaast maken we kennis met Revolut, dat sinds 2023 actief is in Nederland en al 30 miljoen klanten in Europa bedient. En de groei is nog lang niet voorbij—Revolut heeft ambitieuze plannen voor de nabije toekomst.Meer weten?Visie op de financiële sector 2025 van de Minister van FinanciënWet Chartaal BetalingsverkeerOnze podcast over de visie van de Minister terugluisteren? Dat kan hier!-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

In part two of our conversation with Keith B. Carter, we discuss how AI can support decision-making, creativity and innovation while keeping human intuition at the core. What are the risks of over-relying on automation and how can businesses stay competitive by investing in AI tailored to their needs? Tune in and find out! Interested in more Endava podcasts? Explore here.

AI is reshaping decision-making, but how can businesses and individuals navigate this transformation with confidence and purpose? How do we move from just knowing about AI to deciding and acting on it? This week, Keith B. Carter, author of “Know, Decide, Act”, joins us to share a pragmatic approach to using AI effectively in work and life. Keith breaks down how AI can enhance decision-making while keeping human intuition and expertise at the center. Tune in now! Interested in more Endava podcasts? Explore here.  

New year, new market? We preview what's in store for investors in 2025, the companies we're excited to watch and the businesses we're worried about.   (00:33) Ron Gross and Asit Sharma discuss: - The state of the stock market as investors head into the new year, the outlook for 2025, and the big questions concentration is creating for investors. - The corners of the market they're paying attention to for opportunities.  - Why leadership at Southwest and Moderna is on the hot seat, and which companies seem primed for a turnaround in 2025.  (19:03) This time of year, investors are getting forecasts galore – what the market will return, where interest rates will go. Robert Brokamp and best-selling author Morgan Housel about his latest book Same as Ever, the things that endure, and the follies of following forecasts.  (33:17) Ron and Asit offer up reckless predictions for the new year and break down two stocks on their radar: Endava and Marvell Technology. Stocks discussed: MDNA, LUV, LULU, AMD, DAVA, MRVL. Host: Dylan Lewis Guests: Ron Gross, Asit Sharma, Morgan Housel, Robert Brokamp Engineers: Rick Engdahl  Learn more about your ad choices. Visit megaphone.fm/adchoices

The shift to digital banking has revolutionised how people manage their finances. Join us as Hisham Salama, Head of Bank Digital, Payments, and Transformation at USAA, explains this transformation through the lens of a financial organisation dedicated to serving the armed forces and their families. Discover how USAA harnesses technology to drive its digital evolution and enhance member engagement across its platforms and services. Tune in now! For more Endava podcasts, check out our website.

In this episode of Unveiled: GovCon Stories, we're diving into one of the most transformative technologies in government contracting today: artificial intelligence. AI is no longer just a buzzword or a tool for tech giants—it's an accessible and powerful solution for small businesses in the GovCon space. From automating time-consuming tasks like research and proposal writing to enhancing project management with real-time data insights, AI is revolutionizing how contractors work. Imagine offloading repetitive processes to AI-driven tools while staying on top of compliance requirements. Picture leveraging these tools to streamline operations, boost capacity, and improve security protocols. The potential is immense, and today we're unpacking how small businesses can harness AI to gain a competitive edge in the fast-paced world of government contracting. Joining us for this conversation are two experts from Withum: Lenee Lyte, Principal CPA for the Government Contractors Advisory, and Gareth Patterson, Lead AI Engineer. Together, they explore the real-world applications of AI for small businesses in GovCon, share practical advice on staying compliant in a rapidly evolving landscape, and discuss what's next for Withum. Tune in to discover how AI can help your business work smarter, faster, and more securely.Guest Bios:Lenee Lyte is a Principal CPA at Withum, specializing in Government Contractors. With 18+ years of experience, she provides expertise in FAR/DFARS compliance, audits, and financial systems implementation.Gareth Patterson is a Lead AI Engineer at Withum Digital. Previously at Endava, he worked on fraud detection and enterprise-level AI solutions. Gareth also biked across the country for charity, raising $500K to support people with disabilities—a journey that built lasting connections.Links:Learn more about Withum on their websiteConnect with Lenee Lyte on LinkedInConnect with Gareth Patterson on LinkedInEmail Lenee LyteAI Watch - Global Regulatory Tracker: United StatesSponsorsThe views and opinions expressed in this podcast are solely those of the hosts and guests, and do not reflect the views or endorsements of our sponsors.Withum – Diamond Sponsor!Withum is a forward-thinking, technology-driven advisory and accounting firm, helping clients to be in a position of strength in today's complex business environment. Go to Withum's website to learn more about how they can help your business! Hosted on Acast. See acast.com/privacy for more information.

We hosted Hisham Salama, Head of Bank Digital, Payments, and Transformation at USAA, an organisation established over a century ago and dedicated to serving the military community. Together, we explore the unique nature of USAA, Hisham's journey to his current role, and the hobbies, perspectives and passions that shape his approach to innovation. Tune in to discover how USAA is driving digital transformation, merging military values, tradition and technology to serve military members and their families across the US.  For more podcasts from Endava, visit our website. 

This episode features insights from our client, @Lhasa Limited, as we dive into the future of ethical research, covering the global drive to reduce, refine and replace animal testing for human safety assessments.  Join us in part two of the conversation with Nik Marchetti, Head of Solutions, as we discuss the current landscape and how technology is paving the way for safer and more humane alternatives. Don't miss this insightful conversation – tune in now.  For more podcasts from Endava, visit our website. 

What does the future of the automotive industry look like, and how are automakers rethinking their approach to meet evolving consumer demands? In today's episode, I sit down with Justin Marcucci, Chief Digital Officer at Endava, to explore how the automotive world is navigating a transformative shift. From direct-to-consumer models and subscription-based sales to the rise of electric vehicles and high-tech in-cabin experiences, Justin shares his insights into how automakers are reimagining the entire customer journey. As more OEMs move toward owning their customer relationships through direct sales, they face challenges ranging from dealer resistance to complex logistics and regulatory hurdles.  Justin highlights both the potential cost savings and the roadblocks that are slowing this transition. We also dive into the growing importance of subscription services and how automakers can unlock new revenue streams by offering digital services beyond traditional hardware sales. Another key focus of our conversation is the evolving expectations of today's drivers, particularly younger generations. With a reduced emphasis on car ownership and a stronger interest in sustainable transportation and shared mobility, automakers are under pressure to adapt. Justin outlines strategies for engaging this shifting market and overcoming barriers, such as the slower-than-expected adoption of electric vehicles in some regions. Finally, we turn to the in-cabin experience, which is becoming a crucial differentiator for automakers. Justin explains how advancements in AI and connectivity are shaping the future of in-vehicle interactions, and why it's critical for OEMs to develop proprietary software platforms to ensure seamless integration and capitalize on monetization opportunities. How are automakers leveraging technology to stay competitive in this rapidly changing landscape? Tune in as we discuss these trends and explore Endava's role in helping the automotive industry navigate its digital transformation. Are you ready to rethink how we experience driving in the future? Let us know your thoughts after the episode!

In this episode, we delve into the field of chemical safety as our guest, Nik Marchetti, Head of Solutions at Lhasa Limited, discusses the safety assessment that takes place before products like pharmaceuticals, cosmetics and food are made available to the public. Tune in to explore how the fusion of science, human insights and technology enhances this process. For more podcasts from Endava, visit our website. 

Not everything is an AI problem. In this episode, we delve into how adopting a strategic approach to AI can not only optimise your resources but also empower you to harness this technology effectively for the best results. Get inspired by insights from Purva Gupta, CEO and Co-Founder of LiIy AI, as in the second part of our conversation she illustrates how AI is transforming the retail industry and aligning with the delivery of human-centred solutions. Tune in now!  Looking for more industry-specific insights? Explore more Endava podcasts here.

Retailers strive to see through the customer's lens, but understanding and speaking their language can be a challenge. That's where AI steps in. In this episode, we explore with Purva Gupta, Co-Founder and CEO of Lily AI, how AI bridges the gap between retailers and customers. We dive into how AI helps align products with how customers search for them, accounting for the many variations defined by individual preferences and criteria. Tune into S05E03 for more insights!  Looking for more industry-specific insights? Explore more Endava podcasts here. 

In this episode, we delve into how individuals and businesses navigate the complex landscape of digital transformation. According to our IDC report, 88% of organisations revealed that up to 50% of their digital transformation projects in the past year achieved their goals, leaving nearly half falling short. Together with Vanessa Albarran, Delivery Lead for Checkout and Payments at Selfridges, we explore the underlying reasons for this gap. Tune in for a thought-provoking discussion that could reshape your approach to digital innovation!  Looking for more industry-specific insights? Explore more Endava podcasts here. 

¡Emprendeduros! En este episodio Rodrigo nos da una actualización de mercado donde habla de la situación del Mercado, la junta de la Reserva Federal y los números de consumo. Nos da los reportes de ingresos de General Mills, Darden Restaurants y Endava. Después habla de la prohibición de los nuevos problemas de Boeing, el cambio de estrategia de Amazon y las nuevas cuentas de Instagram para menores. Finalmente nos habla del nuevo proyecto de crypto de Donald Trump. ¡Síguenos en Instagram! Alejandro: https://www.instagram.com/salomondrin Rodrigo: https://www.instagram.com/rodnavarro Emprendeduros: https://www.instagram.com/losemprendeduros

When shopping, few people think about the complex processes behind smooth payments. Yet, this area is both dynamic and essential, especially for payment systems at some of the world's largest department stores. In this episode, Vanessa Albarran, Delivery Lead for Checkout and Payments at Selfridges reveals how payments affect customer satisfaction in retail and discusses how AI and digital transformation drive change and modernisation across the industry. Tune in now!  Looking for more industry-specific insights? Explore more Endava podcasts here. 

Banking on Fraudology is presented by Unit21. Unit21's Risk and Compliance Infrastructure empowers your team to proactively combat financial crime and make informed decisions throughout the customer lifecycle. Configurable to your organization's unique risk profile, Unit21 unifies data silos into a comprehensive, end-to-end solution that helps reduce the impact of financial crime on your organization and your customers.Learn more about our sponsor, Unit21:- See Unit21 in action https://www.unit21.ai/podcast- Follow Unit21 on LinkedIn https://www.linkedin.com/company/unit21/- Watch Unit21 Virtual Summit Hailey session replay https://hubs.li/Q02LbZmC0Welcome to the latest episode of Banking on Fraudology, where we dive deep into the ever-evolving world of financial fraud and explore the challenges faced by institutions and consumers alike. In today's episode, we're excited to have a panel of esteemed colleagues joining the Fraud Fighter Virtual Summit powered by Unit 21 to shed light on the most pressing issues in the fraud prevention landscape.Our guests include Alex Faivusovich, Head of Fraud Risk at Unit21; Donna Turner, retired fraud executive from Bank of America and COO for Early Warning Services; and Scott Harkey, EVP of financial services and payments at Endava. Together, they'll share their insights on the top fraud challenges faced by financial institutions, from counterfeit checks and ACH returns to account takeovers and elder exploitation.We'll also be discussing the alarming rise of first-party fraud, as fraudsters exploit terms and conditions to file intentional disputes, leading to write-offs and misclassification. Our experts will highlight the need for more sophisticated monitoring systems and the importance of collaboration between government and industry to combat these threats effectively.As the threat of fraud continues to grow exponentially, it's crucial for financial institutions to stay ahead of the curve. Our guests will share their predictions for the future of fraud prevention, including the shift towards balancing economics in transactions and applying technology from other financial sectors to dispute processes.--------------------------------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Fred Fuller of Endava. Reed and Fred talk about the roadblocks for adoption of instant payments, the promise of blockchain to streamline use cases, and Boyz II Men.