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Previously On Teen TV
Off Campus Episode 6 "The Breakaway" - Allie and Dean are hooking up!

Previously On Teen TV

Play Episode Listen Later Jun 22, 2026 38:40


Reality is starting to hit hard in Off Campus Episode 6, and we're breaking down all the biggest moments. Jillian is joined by Kenny Marshall to recap the latest episode, from Hannah realizing her songwriting partnership with Justin isn't working to Garrett and Logan's growing tension over Phil Graham's involvement in the fundraiser.We dive into Dean and Allie's undeniable chemistry, why Allie is struggling to keep things casual, and the signs that Dean may already be catching feelings. Plus, Garrett and Hannah finally reach a major relationship milestone, while Hannah is forced to confront a devastating reminder of her past when she learns Aaron Delaney is on the opposing team for Briar's biggest game of the season.We're also counting down our Top 5 "Reality Hit Hard" Moments from the episode, discussing Sean's latest red flags, Dean's green flag behavior, Justin's songwriting struggles, and the heartbreaking cliffhanger that sets up the final two episodes of the season.Join us as we recap all the romance, drama, hockey, and emotional fallout from Off Campus Episode 6.00:00 The Allie haircut01:05 Harry Styles03:17 Ep 6 "The Breakaway" recap04:18 Allie and Dean10:23 Top 5 Reality Hits Back10:52 Justin's "Yellow Haze" song16:03 Allie tries casual25:32 Dean catches feelings29:09 Logan contacted Phil32:53 Delaney on opposing team36:19 FundraiserThank you to Matt Buechele (@mattbooshell) for creating our new theme song. You can listen to "Sunscreen" on Spotify: https://open.spotify.com/artist/1gFHHF3QyQxjbbKXV3qLu9Buy our merch: ⁠https://www.etsy.com/shop/PreviouslyOnTeenTV⁠Follow Previously On Teen TV on Instagram: ⁠⁠https://www.instagram.com/previouslyon_teentv/Follow Previously On Teen TV on TikTok: ⁠⁠https://www.tiktok.com/@previouslyon_teentv⁠⁠Subscribe to our YouTube: ⁠⁠https://www.youtube.com/channel/UCe2lgvvZGKMrQ8v24FmDdWQ?sub_confirmation=1⁠

University Covenant Church Weekend Messages
David | The Breakaway Series | 6.21.2026 | Jeremiah Fair

University Covenant Church Weekend Messages

Play Episode Listen Later Jun 22, 2026 28:00


David | The Breakaway Series | 6.21.2026 | Jeremiah Fair

Fired Up
Sunday, June 21: The Breakaway

Fired Up

Play Episode Listen Later Jun 21, 2026 0:35


Sunday, June 21: The Breakaway by FiredUp Network

breakaway firedup network
Fired Up
Saturday, June 20: The Breakaway

Fired Up

Play Episode Listen Later Jun 20, 2026 1:12


Saturday, June 20: The Breakaway by FiredUp Network

breakaway firedup network
Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change

Play Episode Listen Later Jun 18, 2026 35:53


Michael Smith—Managing Partner and Founder, Emerald Advisors Michael Smith shares how a client-first philosophy, niche specialization, and independence helped Emerald Advisors grow from $385mm to more than $1B in assets. In Summary What happens when an advisor builds a business around client service rather than operational efficiency? Jason Diamond speaks with Michael Smith, Founder and Managing Partner of Emerald Advisors, about the path from a successful Merrill practice to an independent RIA that has grown from approximately $385mm to more than $1B in assets. Along the way, Michael shares the story of being told he was “overservicing” clients, why that moment became a catalyst for independence, and how a highly specialized service model fueled the firm's growth. Drawing on lessons from a 24-year Navy career, Michael offers a perspective on leadership, specialization, client care, and what it takes to build a durable business in today's wealth management landscape. The Storyline Growth is often viewed as the result of marketing, referrals, acquisitions, or scale. Michael Smith sees it differently. After building a successful practice at Merrill, Michael found himself at odds with the constraints of the traditional wirehouse model. What ultimately stood out wasn't compensation, technology, or platform capabilities. It was a philosophical difference around client service. When he was told he was spending too much time helping clients navigate tax planning, equity compensation, and other financial decisions outside the traditional scope of investment management, he began to question whether the model aligned with the way he wanted to serve families. That realization eventually led him to launch Emerald Advisors in late 2019. The firm started with roughly 85 clients and approximately $385mm in assets. Today, Emerald serves more than 225 families and oversees more than $1B in assets. Throughout the conversation, Michael reflects on the lessons learned from building an independent firm, developing a niche around concentrated stock positions and executive compensation, navigating custodial and technology decisions, and creating a culture rooted in accountability and service. Underlying it all is a simple belief: when firms become highly intentional about who they serve and how they serve them, growth often becomes the outcome rather than the objective. Topics Covered Merrill breakaways and independence Client service as a growth driver Building an RIA RIA growth and scalability Organic growth strategies Concentrated stock positions and equity compensation planning Ideal client personas and niche specialization Schwab and Fidelity custody relationships Advisor succession and enterprise value Navy leadership principles in wealth management The rise of mega RIAs Advisor technology and infrastructure > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did being accused of “overservicing” clients become a turning point? (08:15)Michael explains how a conversation with management revealed a deeper misalignment between his client-service philosophy and the wirehouse model. What does client service look like beyond portfolio management? (11:30)The discussion explores how tax planning, equity compensation guidance, and proactive coordination can deepen client relationships. Why can specialization accelerate growth? (15:45)Michael shares why serving a defined niche often creates stronger referrals, greater expertise, and clearer positioning. How has the RIA landscape evolved since 2019? (20:30)Michael reflects on the rise of mega RIAs, changing technology capabilities, and why he believes independent firms still have significant advantages. What role do custodians really play in an independent business? (23:15)Michael discusses his experience working with Schwab and Fidelity and why he views custodians as strategic partners rather than competitors. Is the wirehouse model still the right fit for some advisors? (26:45)The conversation challenges the assumption that independence is the best path for everyone and explores the realities of running a business. Does reaching $1 billion in assets actually change anything? (32:45)Michael offers a practical perspective on growth, success, and why asset milestones can be misleading. What can advisors learn from the “steamboat” philosophy? (37:15)Drawing on his Navy experience, Michael shares a leadership framework that continues to shape how he approaches business building and decision-making. Key Takeaways Exceptional client service can become a meaningful competitive advantage when it extends beyond investment management. Independence gave Michael the flexibility to build a service model that aligned with his philosophy rather than adapting his philosophy to fit the platform. Developing a niche around executive compensation and concentrated stock positions helped accelerate Emerald's growth. The ability to make technology, custodial, and operational decisions quickly remains a significant advantage for independent firms. Not every advisor should be independent. Running a business requires a different set of skills and responsibilities than serving clients alone. Growth milestones are useful, but they do not define success. Michael believes success existed long before Emerald reached $1 billion in assets. High-performing teams with a clear client focus often find that growth becomes a natural byproduct of execution. https://youtu.be/RjzsMcC2DnY Quotable Moments “I literally had to go back and Google the word overservicing.” “Servicing the client is the most important thing that we can do today.” “If you serve a niche and you're very good at that niche, that word gets around.” “Growth becomes the outcome.” FAQs Can an advisor really “over-service” clients? The discussion explores the tension between efficiency and depth of service. While some business models prioritize scale and consistency, others are built around solving a broader range of client problems. The right answer often depends on the advisor's philosophy and business model. Does specialization still matter in a relationship business? Michael argues that developing expertise in a specific area can accelerate growth by making referrals easier and helping advisors become known for solving a particular set of problems. What actually changes when an advisor becomes independent? Beyond economics, independence often creates more flexibility around client service, technology, processes, and business decisions. At the same time, advisors assume responsibility for running the business itself. Is full independence the right path for every advisor? No. Michael acknowledges that many advisors benefit from the structure, support, and resources available within traditional firms. Independence offers flexibility, but it also introduces complexity and responsibility. How should advisors think about the $1 billion milestone? Michael views asset milestones as useful benchmarks but not measures of success. In his view, business quality, client outcomes, and sustainability matter more than any specific asset number. What role does an ideal client persona play in growth? Rather than trying to serve everyone, Emerald built its business around a clearly defined client profile. Michael believes that focus improves service, creates operational consistency, and supports organic growth. How can advisors balance growth with client service? One of the central themes of the episode is that growth and service are not necessarily competing objectives. In some cases, a differentiated service model becomes the reason a business grows. The discussion explores the tension between efficiency and depth of service. While some business models prioritize scale and consistency, others are built around solving a broader range of client problems. The right answer often depends on the advisor's philosophy and business model. Michael argues that developing expertise in a specific area can accelerate growth by making referrals easier and helping advisors become known for solving a particular set of problems. Beyond economics, independence often creates more flexibility around client service, technology, processes, and business decisions. At the same time, advisors assume responsibility for running the business itself. No. Michael acknowledges that many advisors benefit from the structure, support, and resources available within traditional firms. Independence offers flexibility, but it also introduces complexity and responsibility. Michael views asset milestones as useful benchmarks but not measures of success. In his view, business quality, client outcomes, and sustainability matter more than any specific asset number. Rather than trying to serve everyone, Emerald built its business around a clearly defined client profile. Michael believes that focus improves service, creates operational consistency, and supports organic growth. One of the central themes of the episode is that growth and service are not necessarily competing objectives. In some cases, a differentiated service model becomes the reason a business grows. Related Resources The Transitioning Advisor's Lament: Things I Wish I Knew Before Freedom vs. Familiarity: Is it Worth Disrupting Comfort for Something That Might Be Better? IBD vs. RIA Revisited: Two Independent Pathways for Advisors to Consider Advisor Transition Report 2026 Guest Bio Michael Smith, CPWA® is the Founder and Managing Partner of Emerald Advisors, an independent wealth management firm overseeing more than $1 billion in assets for affluent families, executives, and business owners with complex planning needs. Mike entered the wealth management industry in 2005 after a distinguished 24-year career in the United States Navy, where he served both as an enlisted sailor in the Submarine Force and later as a Limited Duty Officer aboard USS Abraham Lincoln and on major staffs around the world. He earned a Bachelor of Science in Management and an MBA with dual emphases in Finance & Accounting and International Business. Throughout his career, Mike has been known for his commitment to comprehensive planning, helping clients navigate complex issues involving concentrated stock positions, executive compensation, tax strategy, estate planning, philanthropy, and multi-generational wealth transfer. His client-first approach and passion for education have helped Emerald Advisors grow from a startup firm in 2019 to a nationally recognized RIA serving more than 225 families. Outside of the office, Mike is an avid ultrarunner, golfer, lifelong learner, and dedicated advocate for children’s health initiatives. He is a current member of the Legacy Council at Seattle Children’s Hospital and has served in leadership and board roles supporting the Juvenile Diabetes Research Foundation, the Barbara Davis Center for Diabetes, the ALS Association, and the Alyssa Burnett Adult Life Center. He is also the proud father of Kat Smith. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story A conversation with Jason Diamond and Michael Smith, Managing Partner and Founder of Emerald Advisors.      Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story. It’s a conversation with Michael Smith, managing partner and founder of Emerald Advisors. I’m Jason Diamond and this is the Diamond Podcast for financial advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Growth is often viewed as the result of better marketing, stronger referrals, a larger team and even acquisition and that’s all true yet growth can be the byproduct of something else entirely. For example, Michael Smith built a successful practice at Merrill then, one day, he was told he was spending too much time with his clients, or his management put it over-servicing clients. For Michael, that wasn’t a warning sign about his approach, it was a signal that he might have outgrown the firm and the model. Today, Michael is the founder and managing partner of Emerald Advisors, the independent RIA he launched in late 2019 with roughly 385 million in assets and 85 client relationships. Less than seven years later, the firm has grown to more than a billion in assets while remaining deeply focused on a highly-specialized client base and an unusually hands-on service model. What makes this story particularly interesting isn’t just the growth, it’s the thinking behind it. Michael’s perspective was shaped long before he entered wealth management. After serving more than two decades in the Navy, he brought a leadership philosophy centered on accountability, discipline and what he calls steamboat people, those who keep moving forward regardless of conditions, that mindset continues to influence how he builds his team, serves clients and evaluates opportunities. In this episode, we discuss the decision to leave Merrill, the realities of launching a fully independent RIA, why specialization can accelerate growth, the evolving role of custodians and technology and why he believes exceptional client service remains one of the industry’s most durable competitive advantages. Because Michael’s experience suggests that growth isn’t always the result of finding more opportunities, sometimes it’s the result of creating the freedom to execute the vision you already had so let’s jump in. Michael, thank you so much for joining us today. For starters, can you walk us through your background and what brought you to the world of wealth management? Michael Smith: Jason, thank you so much for the opportunity to be here today, I do listen to the podcast a lot especially before I left Mother Merrill. But my background and how I got into financial services is really distinct because I was on the board of JDRF back in the day and the national sponsor for JDRF was UBS PaineWebber and they’re like, “Mike, why don’t you be a financial advisor?” And my master’s degree was actually a finance and accounting in portfolio management because I’ve managed my own portfolio for years and years and so, when I couldn’t get a job, I just fell into it because I couldn’t get a job and I needed a job. That was 21 years ago, Memorial Day so that’s how I got into this industry. Jason Diamond: It’s a unique background, it’s super interesting and I want to talk more about it. You mentioned Mother Merrill, we’ll certainly get there. Before we do, give us a little bit of context on the current business you operate, Emerald Advisors, any context you can share on size, number of staff, types of clients you serve would be great. Michael Smith: Sure. So, we launched Emerald in 2019, November 2019 with about 85 clients and you always talk about this on the podcast how scared it is to launch and go independent. And I would say we took over about 95% of our clients that we wanted to bring over and today we’re at about 230 clients, I think we have some onboarding right now, we have just over a billion of assets. So, we launched with the 85 clients and around 350, 385 million, now we’re over a billion. Jason Diamond: Good for you. Michael Smith: Thank you. And I launched with four employees and we’re now at 11. And I would give a shout-out to one of my key employees because, when I launched, I actually hired somebody that had no experience with us and that was really a good thing because that allowed that person to really focus on operations and back office stuff while my business partner Emily and I were able to focus on bringing on the clients and alleviating any issues that they may have or thought. Jason Diamond: So, meaning you hired somebody basically immediately upon launch to help you with the transition and with this next chapter? Michael Smith: Correct. I hired them before but they started the day we launched. Jason Diamond: Brilliant, I love it. Oh, let’s definitely talk more about that because I think that’s a great strategy for … You’re right, you said it in a joking manner now because you’re seven years past but it’s a very real fear that advisors have and I think it’s worth talking more about. I want to mention too you have, obviously, built this business and grown this business dramatically. I don’t want to make this episode about the pandemic but you moved the business at a, certainly, a unique time. Did it impact your growth at all? Did you feel like you hit a brick wall? Just curious about your thoughts. Michael Smith: No, Jason, that’s a great observation. I would venture to say that the pandemic was actually a good thing for us. Jason Diamond: Interesting. Michael Smith: And I say that because, all of a sudden, you could hit pause because everyone was relearning how to do business, how do we do client reviews, how do we communicate with clients in a environment. So, I think the pandemic allowed us to just really reset our expectations visiting with clients because I used to fly a lot because I have clients in 38 different states so this has actually been, not just good for me, but good for the industry because I think it’s reset our expectations that we don’t have to be every day with a client facing. Jason Diamond: I agree with that largely and it’s true of our business too, by the way, it’s certainly reshaped the way people expect to be communicated with. I think Zoom has become much more mainstream, phone calls and we’ve heard from many other advisors who say something similar. I was just curious because you moved so close to or if there was an impact but I get, honestly, I think you’re right, it allowed you to have this nice natural inflection point and almost like flipping a switch of a clean slate. Michael Smith: It allowed us to learn the processes too. So, we launched in November 1st, by March we were in lockdown and so it gave us the opportunity to take several months of just learning the processes of how to be an RIA, it was pretty good. Jason Diamond: Absolutely. So, one of the things you mentioned in that was the way in which you serve clients and I’d read something funny and I think it was around the time of your move. You were talking about that, Merrill, you had a manager who spoke about that you would overserve your clients, you serve clients too much, tell me about that. Michael Smith: That was such an interesting topic because I got called down to the ops officer’s office and they’re like, “Ugh, Mike.” And it brought my admin down with me and they’re like, “Mike, these reports that you’re taking care of your clients too much,” and I’m like, “What do you mean?” “Well, you’re overservicing them.” Jason, I literally had to go back and Google the word overservicing because I was like, “How do you overservice the client? I’m not making their bed.” It was just so funny to me that I got counsel for overservicing clients when we’re in a client-facing job and I think that was part of the catalyst. Jason Diamond: Tell me more about what they meant, you think. Michael Smith: Hindsight, I think they … I like to take care of people which means I’m very intuitive towards taxes, I understand how the tax code works, I understand how everything impacts their bottom line. So, when we’re doing deferred comp enrollments or 401(k) enrollments or I’m a big believer in Roth 401(k)s and backdoor Roths and I’ve been doing them for years, I think what Mother Merrill wanted at that time was us not to do that. And, again, nothing against Merrill, I get it but this is how they wanted us to act and I wasn’t in that mold, I was taking care of clients to a much deeper depth is how I would say it. Jason Diamond: And I think that speaks to you outgrew the model not necessarily the firm. I think Merrill does a lot of things really well, you would agree with that, I think given that you built 85 clients and 350 million in assets is nothing to sneeze at. But the model that it seems like you value client service and an integrated client service experience of that and the wirehouse model oftentimes doesn’t put a premium on that. Tell me about your ethos or your thoughts around client service today and what being independent enables you to do. Michael Smith: So, that’s an interesting observation because one of my clients actually just mentioned to me that the reason we’re growing so much is because of our service model and the fact that we deliver a tremendous amount of value over just portfolio management. I said my managers is in portfolio management, I don’t do that any longer, I have a staff that handles that for me but it’s really the servicing of the clients because they don’t know what we know and I think servicing the client is the most important thing that we can do today. Jason Diamond: Give me some examples of what you mean by servicing the client in a more holistic way. I agree with you, by the way, portfolio management, table stakes, financial planning, table stakes, tell me more about what you mean. Michael Smith: By that I mean we do a quarterly review on tax. So, a lot of people don’t understand how taxes work and how estimated taxes work. So, estimated taxes are January 1st to March 31st, January 1st to May 31st, January 1st to August 31st, that’s how you do your estimated tax payments, you figure out what that is. And for compensated employees where they have RSUs that come in at different times of the year or different grants or exercise their options at a different time, that can affect their estimated tax liability and I’m not big on giving Uncle Sam any more money than they have to have until they need it. And then everyone doesn’t understand how the penalties and interest works on the IRS. And I’m big on the tax payments because that’s where we can add a lot of value for not a lot of time and we integrate it with our portfolio so we know what we’re doing with our gains. And I happen to reside in Washington State which has a long-term capital gains tax rate once you surpass about 270,000 of long-term capital gains. So, it’s super important for us to be aware of this and that’s how we service them. We also help them with their rebalancing of their 401(k)s, things that wirehouses cannot supposed to do, we are not supposed to be helping them with some of their aspects of life. Jason Diamond: Yup. That’s what I was alluding to earlier, it’s limitations on the model, not because they’re bad models, it’s just a different way, a different ethos around client service. You mentioned RSUs and corporate employees, I know that’s a niche you have is around concentrated stock positions and equity comp plans. I guess let me ask you two different questions around this. First of all, why that niche? Interested. And then, second of all, do you think a team needs to have a specialization to be competitive these days or do you think it’s okay just to be like, “My job is to be the best advisor and I want to service assets wherever those assets may come from?” Michael Smith: Another great observation. I’m going to address the niche first and foremost. I think, and I talked to R.J. Shook’s staff just recently, and having a niche gives you a specialization and it also accelerates your growth factor. If you serve a niche and you’re very good at that niche, then that word gets around. If you’re a jack of all trades, you can do lots of things but I don’t think you’re focused and you’re not hitting the right numbers that I like to see. And I think that would be my theme is the niche allows you to focus on a very specific type of ideal client, that’s a Schwab thing where you have an ideal client persona and our firm has an ideal client persona. As far as having the equity comp, I absolutely was one of the teams at Merrill Lynch that was equity compensation designated, I managed a couple of plans. My exposure to that, Jason, I haven’t thought about this in a very long time, came from UBS where I had team members that were colleagues that were associated with the Nextel Sprint plan. And I always thought that you’re taking care of the top executives but, really, my background being in the military was how do we take care of the troops, the troops, I call them sailors, and how do we educate those sailors. And one of the things I’ve always said in my entire career in the military and I still say to this day is 50% of every bonus or a promotion or something like that should go to long-term savings. So, I use that same mentality with RSUs, with stock options, with bonuses. Set that aside, let that grow because you’re not used to spending it and you will learn to spend what you make. Jason Diamond: I think that’s a great reason, it’s super smart and I love your explanation, it was a very simplistic way. Honestly, even I hadn’t thought about that around your niche, I think, becomes almost like a force multiplier for your own growth because it’s much easier to become the guy in X, Y, Z vertical than to be the guy in every financial advisor of America, across America. Let me ask you a follow-up question, you mentioned the ideal client persona. I spend a lot of time at our firm thinking about this as well, what does your ideal client persona look like. How do you think about an opportunity though that differs from that persona? So, it’s great. Obviously, everybody, it’s easy, you get somebody who’s your perfect prospect, they walk in the front door, sign me up. But when you get something that’s not down the fairway for you, is it just I evaluate it on a one-off basis or are you super disciplined to that approach because it’s who your firm is? Michael Smith: I truly haven’t given that a whole lot of thought but I will tell you how I would handle that because I am handling it with some one-offs. I like the opportunity because you’re stretching your brain in that you’re thinking about how somebody else is reacting so you’d never know. So, I like it from a learning perspective but I also know it comes with a lot of other baggage, I’ll call it baggage, because, all of a sudden, they want to short the market, they want to go long-short strategies. So, all of a sudden, they’re not in our niche and, all of a sudden, they’re taking a lot of time, they’re draining our time so I think you got to be very careful about what you wish for. And there’s a lot of great advisors out there that will walk circles around these topics that I’m like, “Okay, I would rather refer somebody so they get the right experience than give them the wrong experience.” Jason Diamond: I absolutely love that answer. The bow you just put on it, I think, is the appropriate way in my mind to put a bow. At the end of the day, wouldn’t you rather service somebody more optimally even if you don’t believe it’s yourself, I agree with that. I want to ask you one more point on the client service piece. I was playing around on your website and, on your service model, you have health as a component of the client experience of your diagram. Why do you think health matters in a financial context? Michael Smith: I always believed in a healthy mind and a healthy body will bring so much joy to you and I think health is just part of your persona. If you don’t take care of yourself and your body and your mind, then it doesn’t matter what I do, I think you got to start with health. So, I’m very big on the executive physicals, I routinely require all of our staff to have an annual physical. And, again, they’re young people but you got to have these annual … I live and breathe going to see a doctor every year to do my annual physical, not because I think I’m pretty good health, I still run, I do a lot of things but I think your life starts with being healthy. Jason Diamond: Yeah, it’s refreshing to hear that, no doubt. It’s funny to think about but 2019 is a long time ago now and, in RIA world, I almost think of it like dog years. You’ve been around the block now for a little while so I’m curious how have you seen this space change since you launched in 2019? Michael Smith: In 2019, I didn’t know what I was doing, I could barely get out a wet paper bag but I do think it’s changed dramatically. I would say the biggest thing I’ve seen in just the six and a half, almost seven years is the rise of the mega RIAs and how they’re going to shape the industry. Everyone talked about fee compression at Merrill Lynch. When I was at Merrill, we talked about fee compression, then they talked about robo-advisors and now they’re talking about artificial intelligence replacing advisors, I don’t believe that and I don’t think that’s going to happen in the RIA space. What I see the RIA space maturing is into these very big mega firms as well as these independent RIAs like myself that serve a very niche market where we can walk in our lane. The ability to transact today is so much easier as an RIA than it was at a wirehouse as well because we have instant access to technology. My military background, my Navy background says make a decision right, wrong or different, if you don’t like it afterwards or you get new data, course change. So, in our industry, we can change on a notice. I hired a tech firm last year, I didn’t like the experience nine months into it, guess what, they’re not coming back. So, I can do that but you can’t do that at the bigger firms and even the bigger mega firms would have a hard time navigating a change just like that on a dime. Jason Diamond: You bring up an interesting point. To the extent you face competition, do you find yourself competing more against traditional wirehouse type firms or RIAs like yourself, mega caps RIAs? Are your clients attuned to any of this? Michael Smith: That’s an observation I haven’t thought of either there, Jason. I would say I don’t feel that I have a … I know there’s competition out there but we have a growth issue more than we have anything else so I don’t … I can’t take on the clients that want to become my clients so I’m not competing with people too much. Jason Diamond: A capacity issue, you mean? Michael Smith: Yeah, I have a capacity issue. Jason Diamond: I think you’re not alone in that. How can I even think about competition and the like when … A lot of advisors would probably say that. I want to talk more about the capacity situation but, before I do, let’s talk a little more about the RIA setup. Who do you custody with, remind us, and why or how did you arrive at that decision? Michael Smith: Yeah. So, when I launched, I went with Schwab, Schwab is a phenomenal partner, they helped me get a lot of stuff done, I couldn’t have done it without Schwab. During the pandemic, I realized that I should probably … So, remember, during the pandemic, we had a lot of issues with the banking industry, it was almost like a financial crisis but in a very compressed time. So, during the COVID, I decided to add Fidelity as another custodian so now I have two custodians and I opened accounts on both sides of the house but I like the custodians that are there to help you, they’re very good at what they do. I don’t even consider them a competitor and they aren’t competitors, they have their own branch so I don’t consider them competitors, I think they’re my partners and both Charles Schwab and Fidelity are good partners. Jason Diamond: Yeah, I think that’s the healthy way to look at the custody relationship. That’s a very common approach, I think, is launching with one custodian and then adding a secondary custodian or a tertiary custodian down the line for one reason or another so I appreciate you sharing that because we get those types of nuts and bolts questions a lot so I figured I’d ask you. One last question on the setup and then we’ll shift gears. Has anything been a negative? So, you talked about leaving Mother Merrill behind and, Mother Merrill, we use it facetiously but obviously it implies a degree of comfort and the homeland so I’m curious if you miss anything. Michael Smith: I miss the camaraderie of being with a bunch of other folks. I mentioned this when I first launched, I mentioned it year over year with my team, the one thing that we miss as an RIA and, again, Dynasty has their benefits as well and the mega RIAs have their benefits but, if you’re a true independent like myself, we get to go to conferences that we want to and that’s a timing issue, really, a time constraint. But one thing Merrill and Morgan, JPMorgan, and the other big wirehouses have as well as the megas, they have the ability to put conferences together for their advisors or their administrators and have this education. That’s the one thing that, I think, would evolve in the RIA industry in the future as well. They’re not my competitors, they’re my business colleagues. And if we think of them as competitors, and a lot of people do because I don’t want to share my client information or what I do with my competitor because they may steal them, if you’re that insecure, then you’re probably not the right advisor in the first place. Jason Diamond: I don’t disagree with that. It’s interesting too, I hear two common answers to that question, not about Merrill but just about somebody who’s broken away, what do you miss about the captive firm world. Either on this podcast or just in conversations with advisors, brand comes up a lot and then the point you just raised. I’ll even hear like, “Hey, forget the conferences and the trainings, just being able to have an office where I’ve got eight other advisors on a row for me, it’s a little bit of a different setup than in the independent space,” and I think that’s just a reality of you take the good with the bad. And for other advisors, by the way, one of the things I want to ask you about to this point is do you believe that there are advisors that are just better served in the W2 traditional firm world or do you think that every advisor should be looking at the RIA space? Michael Smith: I think that wirehouse serves a great purpose and- Jason Diamond: Okay, me too. Michael Smith: … there’s a lot of great people that are great advisors in that wirehouse, they need the structure. What I hadn’t alluded to is, and I mentioned this to a former manager from Merrill Lynch of mine just recently, actually, I was like, “I don’t think advisors realize what it takes to run a business.” I’m not trying to sugarcoat it, running an RIA is hard work, it takes a lot of your time day in and day out to run a business as well as taking care of and servicing your clients so I do think the wirehouse venue is the right way to go. And, Jason, I want to go back to one other thing about your identity. I launched as the Smith Group because that’s what I was known at Merrill Lynch. Within three or four months, I changed that name to a firm because I did not want to be associated with it. So, when you’re at one of the wirehouses, you’re known as your team name or something of that sort, I didn’t want to be known as that, I wanted to be known as Emerald Advisors not the Smith Group because, all of a sudden, you have a single point of failure. So, brand identity, it’s not so unique inside the wirehouse because it’s a team name versus Merrill or Morgan Stanley or something like that. Jason Diamond: It’s a good segue because I’ll tell you where my mind goes when you bring that up. My mind goes is you’re smart in a way that you might not even realize or maybe you do realize which is that, if and when it ever comes time to sell this business, it is probably more valuable without your name attached to it or maybe not. But in some way, shape or form, as an RIA, you have an obligation to be thinking about that or it’s probably on your radar, maybe not an obligation. Have you given an ounce of thought to M&A either acquiring businesses, growing in that way or, ultimately, when you succeed out of this business and what the RIA space enables you to do? Michael Smith: To answer that question, yes. Everyone’s thinking about merger and acquisition, I think about succession planning from day one. I actually thought about I’m a big team person, I come from the submarine force where everyone is a key player on a submarine, every single person has a job and responsibility on a nuclear submarine. So, inside the financial services industry, I know Merrill Lynch was very big on teaming, I understand Morgan Stanley is as well because teaming gives them a breadth of responsibility where the responsibilities are shared. So, mergers and acquisitions or selling my business, I think, if you’re not thinking about that … And I’m not thinking about selling my business because that’s a distraction to me. If I needed the money, then I would’ve went to a wirehouse and that’s okay, you monetize your life’s work. Today, I’m all about what’s right for the client, what’s right for my team and what’s right for where I want to be in the next 10 to 20 years. So, I am growing, I do want to grow, I’m looking at opening offices in probably three locations in the next 24 months or so. Jason Diamond: Well, that’s what I was going to say, plenty of advisors I think would say the same, I have a lot of runway. But what about the other side of this equation which is you’ve had tremendous organic growth, you’ve tripled your client base, you’ve more than tripled the asset base, have you thought about acquisition as a mean to jet fuel the inorganic growth side of things? Michael Smith: I have but not in the typical sense that you’re looking at as buying a book of business. I want to partner with like-minded advisors that share that common thread of taking care of clients where you can serve as their trusted counsel and sit in the meetings with their attorneys and sit in the meetings with the accountants and give them sage counsel that you can only do because you’ve been with the family for 20 years. You know this family and that, not always, but I think that’s missed a lot in other firms. Jason Diamond: Yeah, I think that’s fair. I just thought of something else that you brought up. You brought Dynasty so I’m going to ask … I’m going to pull on this thread. That implies to me that you’re at least loosely aware of the supportive independence models that are out there yet you chose a very independent, autonomous path, why? Michael Smith: Because I didn’t know what I was doing. Jason Diamond: Fair. Michael Smith: Let’s be honest, I like Dynasty, I talked with Dynasty when I left. I talked to them all, I talked to Rockefeller, I talked to Morgan, I talked to Dynasty and then, when push came to shove, I wanted to be Mike Smith and launch my own firm and learn. And I will tell you, you learn drinking through a fire hose and we did that, we learned, I know the mistakes. What I didn’t want to do is just go to someplace where this is the stuff you’re going to have to use. So, I think Dynasty is a great launching platform, I think there’s other ones out there that are similar to Dynasty or the Rockefellers or the Morgans, it’s truly what you’re trying to achieve in life. What do you want for you and your clients and I always put my clients before me because I’ve always had this lifelong thing of, you do the right thing, you’re going to get taken care of. Jason Diamond: Yeah. And that’s a very common analysis, by the way, and it’s very common too for big advisors like yourself to say I did my homework across all of those different categories. I looked at the traditional wirehouses and regional firms and boutique firms, I looked at the independent broker dealers, I looked at the support platforms and the aggregators and the roll-ups and here’s ultimately what I landed on and why. Did you always know that though or was that something that it took you a diligence process to figure out? There was plenty of advisors, by the way, who come to us and they’re like, “I knew for the last five years that I was sitting there I was launching an RIA someday.” Michael Smith: Yeah. I did not know that and, to be honest with you, hindsight, I think one of those partners probably could have made me a little bit better at first because then I could have focused on clients versus focusing on, hey, how to open a business, who’s your technology … We talked about custodians and some other things but we didn’t talk about technology, how do you go find that technology. Where’s your email address come from? Who’s your chief compliance officer? When it resides on you, you got to look in the mirror. So, I think those parties out there that provide that for brand-new advisors launching could be very beneficial. I had in my mind what I needed to do and I knew I’m very frugal so mine boiled down to how much money I wanted to spend, to be honest with you. Jason Diamond: I think it is a cost benefit analysis, it is. It’s absolutely … Because if you list the functions of a support platform on paper and you showed it to somebody who didn’t know the industry, they would say, “Why on earth wouldn’t you do this? They’re taking off your plate compliance and tech and custody and the like,” and the answer is because there’s a cost associated with it and plenty of advisors decide what you decide, I wanted … Or I just wanted a greater degree of autonomy and freedom, to your point, the name on the door piece, I wanted this to be mine. Michael Smith: And, Jason, I think it also goes to the uncertainty. I had never done anything since Navy, financial advising and then launching. So, for me, I was launching with four employees I had to take care of and here I was going to hire a third party that I was going to have to spend X amount on and I didn’t even know what my income was going to be. That’s different if you’re a multi-billion dollar FA coming out of a wirehouse, the monetary dynamics are different. Jason Diamond: Agreed. Okay, here’s a good one for you. We get this concept from advisors, from firms, from private equity that a billion dollars in assets is like this magic number in our industry. Do you feel like anything’s changed now that you’re at a billion and what’s the next chapter for Emerald Advisors? Is it just continuing on this steady trajectory and serving clients and trust that everything else comes with that? Michael Smith: I go back and forth on a billion, everyone thinks that’s the right number, the biggest number that you need but I think it’s just an arbitrary numbers because it didn’t define who I was. And a lot of people define success at a billion, they define success that you’re a successful firm at a billion. I think I was a successful firm at 300 million, I was a successful financial advisor with 20 clients in 2005. I would say a billion is a multiplier, what I would tell new advisors out there today is gather assets. The more assets you have, the more revenue you generate. The more revenue you generate, the more money you can put in your pocket which means the longer you can stay in the industry. The problem with the industry is an attrition problem, not anything else. So, assets just give us the ability to have revenue which gives us the ability to grow. Jason Diamond: And is that the plan? Keep adding assets, keep growing one client at a time with the focus though, obviously, on what makes you which is a very client-centric service model. Michael Smith: Correct. There’s a lot of things I want to do in the next couple of years and expanding our footprint is our biggest one with the right partners and then just keep adding. I have a business development officer that I’m probably offer a job to here pretty soon and things are going well. Jason Diamond: Yeah, that’s great. You mentioned the tech stack and the other components of the business and I hear you on the frugal cost-benefit analysis. But who did you turn to for some of those early decisions, was it Schwab primarily who helped hold your hand through that? Michael Smith: Schwab was very good at helping me identify the tech stack at first and the tech stack is actually the one consistent, there’s a lot of things I’ve been consistent on but tech is one that I’ve stayed with them. I launched with RightSize, now they’re Advisory, they’re very good, they do the right job for us and I’m big on cybersecurity. So, tech was helpful from Schwab, Schwab helped us with that. Jason Diamond: So, we spoke a little bit about your naval experience but, I’m curious, can you tell us how has your naval experience shaped your perception or your experience in wealth management? Michael Smith: My Navy path was a lot different than many officers. I served 12 years as an enlisted person before I got my direct commission as a Mustang officer, typically called limited duty officers or loud, dumb and obnoxious as I like to say. But that experience gave me a unique perspective because I was able to be the enlisted side and officer which are the workers and then the management side so I had both experiences which was unique. When I was commissioned, Admiral Jerry Ellis, a submarine admiral that commissioned me, heard this lesson to the podium, he was just talking about me in this point but he said, “There are three kinds of people in every organization. You have rowboat people who need to be pushed, you have sailboat people who move whenever the conditions are favorable and then there’s steamboat people, they move continuously through calm or storm.” And he said, “This is Ensign Michael Smith,” he said, “Make your course.” And that’s always stood with me because you do have those three types of people in life. You got people that are just … They’re robo people, they go until they get tired. You got sailboat people that go wherever the wind blows them and then you got steamboat people that chart their own course. I would say for advisors out there make your course or just be happy with what you’re doing. But for some of us hard chargers, I think that analogy has stayed with me my entire career. Jason Diamond: It’s fantastic. I love the analogy, great naval tie in also. Thanks for sharing that. We got time for one more question. You have a fascinating background, a fascinating path to the industry, obviously, an incredibly disciplined approach around client service, any parting thoughts, words of wisdom especially as it relates to growth? That’s what strikes me most about your story is the growth that your move unlocked and that’s what every advisor who listens to our show is looking for. Michael Smith: I’m going to give another plug to Schwab on this. We actually were fortunate and I got their consulting group to come in right afterwards and I’m a big believer in having offsite. So, I’ve had an offsite, two offsites a year for my team and it’s the entire team unlike the wirehouses where you don’t take your admins and stuff like that. I take my entire team to an offsite and we group up on what we’re trying to achieve and have goals and objectives for the year. Schwab allowed us to use their consultants and we came up with our ideal client persona. Teams or firms that have this model become high performing. When you become high performing, growth becomes the outcome. I couldn’t do anything but grow. Jason, I couldn’t not grow because I had this ideal client persona, I knew how I was going to do it, it was measurable. So, growth becomes the outcome and, if you hold people responsible, then we’re all going to grow together and it’s a fun outcome. Jason Diamond: Fantastic, it’s a great place to end. Thank you so much for sharing your expertise with us, I can’t wait to see what the next chapter holds for Emerald, this has been a lot of fun. Michael Smith: Jason, thank you so much. I appreciate everything you do for the industry as well. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story A conversation with Jason Diamond and Michael Smith, Managing Partner and Founder of Emerald Advisors.      Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story. It’s a conversation with Michael Smith, managing partner and founder of Emerald Advisors. I’m Jason Diamond and this is the Diamond Podcast for financial advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Growth is often viewed as the result of better marketing, stronger referrals, a larger team and even acquisition and that’s all true yet growth can be the byproduct of something else entirely. For example, Michael Smith built a successful practice at Merrill then, one day, he was told he was spending too much time with his clients, or his management put it over-servicing clients. For Michael, that wasn’t a warning sign about his approach, it was a signal that he might have outgrown the firm and the model. Today, Michael is the founder and managing partner of Emerald Advisors, the independent RIA he launched in late 2019 with roughly 385 million in assets and 85 client relationships. Less than seven years later, the firm has grown to more than a billion in assets while remaining deeply focused on a highly-specialized client base and an unusually hands-on service model. What makes this story particularly interesting isn’t just the growth, it’s the thinking behind it. Michael’s perspective was shaped long before he entered wealth management. After serving more than two decades in the Navy, he brought a leadership philosophy centered on accountability, discipline and what he calls steamboat people, those who keep moving forward regardless of conditions, that mindset continues to influence how he builds his team, serves clients and evaluates opportunities. In this episode, we discuss the decision to leave Merrill, the realities of launching a fully independent RIA, why specialization can accelerate growth, the evolving role of custodians and technology and why he believes exceptional client service remains one of the industry’s most durable competitive advantages. Because Michael’s experience suggests that growth isn’t always the result of finding more opportunities, sometimes it’s the result of creating the freedom to execute the vision you already had so let’s jump in. Michael, thank you so much for joining us today. For starters, can you walk us through your background and what brought you to the world of wealth management? Michael Smith: Jason, thank you so much for the opportunity to be here today, I do listen to the podcast a lot especially before I left Mother Merrill. But my background and how I got into financial services is really distinct because I was on the board of JDRF back in the day and the national sponsor for JDRF was UBS PaineWebber and they’re like, “Mike, why don’t you be a financial advisor?” And my master’s degree was actually a finance and accounting in portfolio management because I’ve managed my own portfolio for years and years and so, when I couldn’t get a job, I just fell into it because I couldn’t get a job and I needed a job. That was 21 years ago, Memorial Day so that’s how I got into this industry. Jason Diamond: It’s a unique background, it’s super interesting and I want to talk more about it. You mentioned Mother Merrill, we’ll certainly get there. Before we do, give us a little bit of context on the current business you operate, Emerald Advisors, any context you can share on size, number of staff, types of clients you serve would be great. Michael Smith: Sure. So, we launched Emerald in 2019, November 2019 with about 85 clients and you always talk about this on the podcast how scared it is to launch and go independent. And I would say we took over about 95% of our clients that we wanted to bring over and today we’re at about 230 clients, I think we have some onboarding right now, we have just over a billion of assets. So, we launched with the 85 clients and around 350, 385 million, now we’re over a billion. Jason Diamond: Good for you. Michael Smith: Thank you. And I launched with four employees and we’re now at 11. And I would give a shout-out to one of my key employees because, when I launched, I actually hired somebody that had no experience with us and that was really a good thing because that allowed that person to really focus on operations and back office stuff while my business partner Emily and I were able to focus on bringing on the clients and alleviating any issues that they may have or thought. Jason Diamond: So, meaning you hired somebody basically immediately upon launch to help you with the transition and with this next chapter? Michael Smith: Correct. I hired them before but they started the day we launched. Jason Diamond: Brilliant, I love it. Oh, let’s definitely talk more about that because I think that’s a great strategy for … You’re right, you said it in a joking manner now because you’re seven years past but it’s a very real fear that advisors have and I think it’s worth talking more about. I want to mention too you have, obviously, built this business and grown this business dramatically. I don’t want to make this episode about the pandemic but you moved the business at a, certainly, a unique time. Did it impact your growth at all? Did you feel like you hit a brick wall? Just curious about your thoughts. Michael Smith: No, Jason, that’s a great observation. I would venture to say that the pandemic was actually a good thing for us. Jason Diamond: Interesting. Michael Smith: And I say that because, all of a sudden, you could hit pause because everyone was relearning how to do business, how do we do client reviews, how do we communicate with clients in a environment. So, I think the pandemic allowed us to just really reset our expectations visiting with clients because I used to fly a lot because I have clients in 38 different states so this has actually been, not just good for me, but good for the industry because I think it’s reset our expectations that we don’t have to be every day with a client facing. Jason Diamond: I agree with that largely and it’s true of our business too, by the way, it’s certainly reshaped the way people expect to be communicated with. I think Zoom has become much more mainstream, phone calls and we’ve heard from many other advisors who say something similar. I was just curious because you moved so close to or if there was an impact but I get, honestly, I think you’re right, it allowed you to have this nice natural inflection point and almost like flipping a switch of a clean slate. Michael Smith: It allowed us to learn the processes too. So, we launched in November 1st, by March we were in lockdown and so it gave us the opportunity to take several months of just learning the processes of how to be an RIA, it was pretty good. Jason Diamond: Absolutely. So, one of the things you mentioned in that was the way in which you serve clients and I’d read something funny and I think it was around the time of your move. You were talking about that, Merrill, you had a manager who spoke about that you would overserve your clients, you serve clients too much, tell me about that. Michael Smith: That was such an interesting topic because I got called down to the ops officer’s office and they’re like, “Ugh, Mike.” And it brought my admin down with me and they’re like, “Mike, these reports that you’re taking care of your clients too much,” and I’m like, “What do you mean?” “Well, you’re overservicing them.” Jason, I literally had to go back and Google the word overservicing because I was like, “How do you overservice the client? I’m not making their bed.” It was just so funny to me that I got counsel for overservicing clients when we’re in a client-facing job and I think that was part of the catalyst. Jason Diamond: Tell me more about what they meant, you think. Michael Smith: Hindsight, I think they … I like to take care of people which means I’m very intuitive towards taxes, I understand how the tax code works, I understand how everything impacts their bottom line. So, when we’re doing deferred comp enrollments or 401(k) enrollments or I’m a big believer in Roth 401(k)s and backdoor Roths and I’ve been doing them for years, I think what Mother Merrill wanted at that time was us not to do that. And, again, nothing against Merrill, I get it but this is how they wanted us to act and I wasn’t in that mold, I was taking care of clients to a much deeper depth is how I would say it. Jason Diamond: And I think that speaks to you outgrew the model not necessarily the firm. I think Merrill does a lot of things really well, you would agree with that, I think given that you built 85 clients and 350 million in assets is nothing to sneeze at. But the model that it seems like you value client service and an integrated client service experience of that and the wirehouse model oftentimes doesn’t put a premium on that. Tell me about your ethos or your thoughts around client service today and what being independent enables you to do. Michael Smith: So, that’s an interesting observation because one of my clients actually just mentioned to me that the reason we’re growing so much is because of our service model and the fact that we deliver a tremendous amount of value over just portfolio management. I said my managers is in portfolio management, I don’t do that any longer, I have a staff that handles that for me but it’s really the servicing of the clients because they don’t know what we know and I think servicing the client is the most important thing that we can do today. Jason Diamond: Give me some examples of what you mean by servicing the client in a more holistic way. I agree with you, by the way, portfolio management, table stakes, financial planning, table stakes, tell me more about what you mean. Michael Smith: By that I mean we do a quarterly review on tax. So, a lot of people don’t understand how taxes work and how estimated taxes work. So, estimated taxes are January 1st to March 31st, January 1st to May 31st, January 1st to August 31st, that’s how you do your estimated tax payments, you figure out what that is. And for compensated employees where they have RSUs that come in at different times of the year or different grants or exercise their options at a different time, that can affect their estimated tax liability and I’m not big on giving Uncle Sam any more money than they have to have until they need it. And then everyone doesn’t understand how the penalties and interest works on the IRS. And I’m big on the tax payments because that’s where we can add a lot of value for not a lot of time and we integrate it with our portfolio so we know what we’re doing with our gains. And I happen to reside in Washington State which has a long-term capital gains tax rate once you surpass about 270,000 of long-term capital gains. So, it’s super important for us to be aware of this and that’s how we service them. We also help them with their rebalancing of their 401(k)s, things that wirehouses cannot supposed to do, we are not supposed to be helping them with some of their aspects of life. Jason Diamond: Yup. That’s what I was alluding to earlier, it’s limitations on the model, not because they’re bad models, it’s just a different way, a different ethos around client service. You mentioned RSUs and corporate employees, I know that’s a niche you have is around concentrated stock positions and equity comp plans. I guess let me ask you two different questions around this. First of all, why that niche? Interested. And then, second of all, do you think

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Stand Up! with Pete Dominick

Play Episode Listen Later Jun 5, 2026 81:57


Celeste and I start at 28 mins On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Pre Order Celeste's new book  Freedom's Daughters: How a Generation of Black Women Resisted Oppression Through Literacy and Education Celeste Headlee is an internationally recognized journalist and radio host, professional speaker and author of bestselling book We Need To Talk: How To Have Conversations That Matter, Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving, Speaking of Race: Why Everyone Needs to Talk About Racism and How to Do It, and You're Cute When You're Mad: Simple Steps for Confronting Sexism. Her TEDx Talk, 10 Ways to Have a Better Conversation, has been viewed over 34 million times. Close to 50,000 talks have been given at 10,000 events since the TED program launched in 2009, and Celeste's talk is one of the 10 most-watched talks posted on TED's homepage. In her 20-year career in public radio, Celeste has been the Executive Producer of On Second Thought at Georgia Public Broadcasting and anchored programs including Tell Me More, Talk of the Nation, Here and Now, All Things Considered, 1A, and Weekend Edition. She also served as co-host of the national morning news show, The Takeaway, from PRI and WNYC, and anchored presidential coverage in 2012 for PBS World Channel. Celeste is a regular guest host on NPR and American Public Media, serves as an advisory board member for ProCon.org and The Listen First Project, and received the 2019 Media Changemaker Award. She is the host of "Women Amplified," a podcast from the Conferences for Women, the largest network of women's conferences in the nation, drawing more than 50,000 people to its annual events. Celeste is also the president and CEO of Headway DEI, a non-profit that works to bring racial justice and equity to journalism and media through targeted training and interventions, and she serves on the board of the National Center for Race Amity. Celeste is the granddaughter of composer William Grant Still, known as the Dean of Black American Composers and she is a trained operatic soprano. She lives in the DC area with her rescue dog, Samus Aran. On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Listen rate and review on Apple Podcasts Listen rate and review on Spotify Pete On Instagram Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on Twitter Pete Personal FB page Stand Up with Pete FB page Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo All things Jon Carroll  Buy Ava's Art  Subscribe to Piano Tuner Paul Paul Wesley on Substack Listen to Barry and Abigail Hummel Podcast Listen to Matty C Podcast and Substack Follow and Support Pete Coe Hire DJ Monzyk to build your website or help you with Marketing

The Next Round
Last Call | Jake Coker: Is College Football About To Break Away?

The Next Round

Play Episode Listen Later Jun 2, 2026 30:08


Former Alabama national championship quarterback Jake Coker joins Mick Gillispie on Last Call to discuss the changing future of college football, conference realignment, and the growing debate over the College Football Playoff. Could the SEC and Big Ten eventually separate from the NCAA and create their own college football governing structure? If that happens, should the SEC expand by adding major brands like Florida State, Clemson, and Miami? Mick and Jake break down why the SEC and Big Ten continue to hold the most value in college football and what that could mean for the ACC, Big 12, Notre Dame, and the rest of the sport. The guys also dive into the future of the College Football Playoff, including the ongoing debate between a 16-team CFP format and a 24-team playoff. Would expansion help college football, or would it weaken the regular season by allowing too many multi-loss teams into the postseason? Plus, Mick and Jake discuss the end of “cupcake” games, the push for better SEC scheduling, Notre Dame's independent status, ESPN's influence on the playoff, preferred kickoff times, and the latest on Alabama athletics — including Alabama football, Alabama softball's Women's College World Series run, and Alabama baseball hosting St. John's in the Super Regionals. If you love Alabama football, SEC football, college football realignment, and College Football Playoff debate, make sure to like this video, comment your thoughts, and subscribe to The Next Round for more daily college football coverage. #CollegeFootball #SECFootball #BigTenFootball #CollegeFootballPlayoff #CFP #CFB #AlabamaFootball #JakeCoker #MickGillispie #TheNextRound #ConferenceRealignment #SEC #BigTen #NotreDameFootball #ESPN SUBSCRIBE: @NextRoundLive - / @nextroundlive FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Brooks Carter: /BrooksACarter Sponsor the show: sales@nextroundlive.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Cougar Sports with Ben Criddle (BYU)
6-2-26 - Hour 3 - Is a breakaway College Football Playoff led by the SEC and Big Ten inevitable?

Cougar Sports with Ben Criddle (BYU)

Play Episode Listen Later Jun 2, 2026 51:40 Transcription Available


Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Host: (ronthe3manweav)Subscribe to the Cougar Sports with Ben Criddle podcast: Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Blueshirts Breakaway: A show about the New York Rangers
Blueshirts Breakaway EP 550 - The Finals Preview with Our Friend Fitz

Blueshirts Breakaway: A show about the New York Rangers

Play Episode Listen Later Jun 2, 2026 85:55


This week the guys discuss the finals, you know, the important one, the finals that everyone cares about, I mean, it's the finals! Then Fitz join the Breakaway to talk about... thats right.. the finals. FINALS-lY, the guys return and answer some 5 stars on NYR's success over the past 20 years compared to other NY franchises and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

White Rocket Entertainment
Space: 1999 101 Breakaway, pt 2

White Rocket Entertainment

Play Episode Listen Later Jun 1, 2026 39:34


Jim Yelton (of Midnight Entertainment) joins Van Allen Plexico to review the great 1970s SF TV series, Space: 1999! Thanks to all of our patrons for making shows like this possible! We have no advertisers and are entirely supported by our great listeners! Be a part of the White Rocket Entertainment family by becoming a patron of the shows: https://www.patreon.com/whiterocketreviews Brought to you by White Rocket Entertainment. http://www.plexico.net

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THE FORMAT PODCAST
EPISODE 893 - SEC Wants to Break Away? The Arrogance is Ridiculous! | Format Podcast

THE FORMAT PODCAST

Play Episode Listen Later Jun 1, 2026 25:16


The SEC's latest idea to potentially separate from the rest of college football is raising serious questions. We break down the arrogance, implications, and what this could mean for the future of the sport. Is this power move realistic, or does it damage college football as we know it? Full analysis, strong opinions, and the bigger picture explained.If you want to support, every little bit helps!We appreciate SuperChats, or you can donate:CashApp: $TheFormatPodcastVenmo: TheFormatPodcast

How Success Happens
Snack: Breakaway

How Success Happens

Play Episode Listen Later May 31, 2026 16:11


Like many of us, Adam Lynn spent his college years partying. But unlike the rest of us, he was able to turn those parties into a viable career path. After getting his start in a frat house, Adam would go on to ring the bell at the NASDAQ when his event company Breakaway hit a nine-figure valuation. In this chat with Dan, Adam shares how he turned party planning into a legit business and some of the hard lessons he learned along the way. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fired Up
The Breakaway Gold Medal Game

Fired Up

Play Episode Listen Later May 31, 2026 0:22


The Breakaway Gold Medal Game by FiredUp Network

Fired Up
Sunday, May 31: The Breakaway Bronze Medal review

Fired Up

Play Episode Listen Later May 31, 2026 1:47


Sunday, May 31: The Breakaway Bronze Medal review by FiredUp Network

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Fringe Element
SEC Breakaway: What would it actually mean?

Fringe Element

Play Episode Listen Later May 29, 2026 33:58


Braden Gall and Trey Wallace talk SEC sports after a week in Destin as the SEC spring meetings. A breakaway, collective bargaining, Congressional bills, NIL violations, budgets, TV contracts, playoff expansion and much more highlighted a week of conversation in college football. Watch the show ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. In Nashville? Support great local taprooms and breweries: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Yazoo Brewing Company⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the river in Madison Elite food and beer from ⁠⁠⁠⁠⁠⁠⁠⁠⁠Tennessee Brew Works⁠⁠⁠⁠⁠⁠⁠⁠⁠ downtown ⁠⁠⁠⁠⁠⁠⁠⁠⁠East Nashville Brew Works⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Wilson County and the Eastside Music by The Wild Feathers

Power Hour LSU with CarterThePower
Why the SEC SHOULD break away + Lane Kiffin gets called out by HYPOCRITE!

Power Hour LSU with CarterThePower

Play Episode Listen Later May 29, 2026 63:45


Sign up for PrizePicks with code: HMA and get $50 in lineups instantly when you play your first $5+ lineup! https://link.prizepicks.com/LME0/POWERHOUR #sponsoredLSU Tigers Football & Lane Kiffin fans should join! - https://www.patreon.com/lsufootball Subscribe to Power Hour LSU! https://www.youtube.com/channel/UCz4trs8T2Bk9mSpcAakL3kw?sub_confirmation=1 Check out Power Hour SEC - https://www.youtube.com/@powerhoursec My New Orleans Saints show - https://bleav.com/shows/bleav-in-saints/ NEW “Thick Ness” SHIRT! - https://www.bonfire.com/34thick-ness34-t/ ________________________________________ PHL on Twitter: https://twitter.com/PowerHourLSU PHL on Instagram: https://www.instagram.com/powerhourlsu/ PHL on TikTok: https://www.tiktok.com/@powerhourlsu

Chuck and Chernoff
Will the SEC BREAK AWAY from College Football? | Deals & Deadlines

Chuck and Chernoff

Play Episode Listen Later May 29, 2026 34:27


The future of college football may be headed for a major shakeup. On this episode of Deals & Deadlines, Matt Chernoff and Hadley Engelhardt discuss the growing possibility of the SEC separating from the rest of college athletics, the expansion of the College Football Playoff, NIL concerns, and why Georgia President Jerry Moorhead says college sports are nearing "anarchy." Plus: • SEC scheduling changes and the end of "cupcake" games • The future of the SEC Championship Game • MLB labor negotiations and looming lockout concerns • Record-setting New York Knicks Finals ticket prices • Updates on Falcons rookie James Pierce Jr. • Legal issues involving Josh Jacobs and Terry Rozier • Underdog vs. Shai Gilgeous-AlexanderSee omnystudio.com/listener for privacy information.

Semi-Pro Cycling Podcasts
[GT] Giro Stage 17 — Twenty-Eight Rider Breakaway Chaos

Semi-Pro Cycling Podcasts

Play Episode Listen Later May 28, 2026 6:53


Not sure which part of your cycling training is actually working?Start with the SEMIPRO Training X-Ray:

The Jboy Show
Can the SEC BREAK AWAY from College Football with Danny Kanell | Protect College Sports Act

The Jboy Show

Play Episode Listen Later May 27, 2026 29:00


Danny Kanell joins Crain & Cone to discuss the latest comments coming out of the SEC Spring Meetings, and the released details of the Protect College Sports Act. -- -- -- Good Ranchers: https://www.goodranchers.com/ with CODE: BOOSTER -- -- -- For partnership inquiries, please contact: crainandconesales@on3.com -- -- -- Intro/Good Ranchers: 0:00-1:54 SEC Breaking Away from College Football?: 1:55-5:06 SEC's 9-Game Schedule: 5:07-11:06 Issues Around CFB: 11:07-14:14 Protect College Sports Act: 14:15-25:55 End of "Cupcake Weekend" in the SEC: 25:56-28:33 Wrapping up with Danny Kanell: 28:34-29:01 -- -- --  Follow Our Socials: X / Twitter: @CrainandCone Instagram: @CrainCompany TikTok: @CrainandCone #CrainandCo #CrainandCone#News #Sports #football #collegefootball #sportsshow #sportsnews #cfb #southeasternconference #sec #ncaa #collegesports #collegeathletics Crain & Cone, hosted by former college athletes Jake Crain, Blain Crain, and David Cone, is a college sports show dedicated to delivering quality analysis and passionate insight to the most die-hard fans.For partnership inquiries, please contact: crainandconesales@on3.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

CFB Podcast with Herbie, Pollack & Negandhi
Could The SEC Break Away From The NCAA?!

CFB Podcast with Herbie, Pollack & Negandhi

Play Episode Listen Later May 27, 2026 57:40


Rece Davis, Pete Thamel, and Dan Wetzel discuss whether the SEC could eventually break away from the NCAA, and if so who would enforce the rules. The guys also dive into whether the College Sports Commission and even Congress can effectively regulate the sport. Plus, the guys get into Brendan Sorsby's gambling situation and whether medical leniency make sense or if cases like this could create exploitable loopholes in the future.   0:00 - Welcome 0:30 - Is college football turning into the NFL? 3:24 - Does Ed Ogeron belong at LSU? 7:25 - SEC to break away form NCAA? 9:11 - Can the SEC follow its own rules? 19:47 - Can the College Sports Commission to enforce rules? 22:25 - Can Congress enforce rules? 25:59 - Should the market dictate college spending? 35:36 - Is it fair to give Brendan Sorsby medical leniency? 47:30 - Joey Chestnut hot dog drama, explained 52:10 - Steve Sarkisian's basket weaving comments Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hans & Scotty G.
HOUR 1 | Oklahoma City Thunder overcomes slow start from Shai Gilgeous-Alexander to take 3-2 lead over San Antonio Spurs | Georgia head coach Kirby Smart says he'd support SEC breakaway to play by their own rules | What You May Have Missed

Hans & Scotty G.

Play Episode Listen Later May 27, 2026 50:02


Hour 1 of Scotty G. & The Coach with Scott Garrard and Tim LaComb. Starting Lineup Kirby Smart supports an SEC breakaway What You May Have Missed

NEVER STRAYS FAR
Attack After Attack! | Breakaway Battle Explodes | Giro d'Italia 2026 Stage 17 Podcast

NEVER STRAYS FAR

Play Episode Listen Later May 27, 2026 26:25


Stage 17 of the Giro d'Italia was full of attacks. Ciccone tries to make the break work again but is unsuccessful and is running out of opportunities. After the final breakaway stuck, the stage looked poised for a reduced bunch sprint, until one rider decides not to wait and attacked with 1km to go. Michael Valgren takes his first ever Grand Tour stage win on his 12th Grand Tour appearance, at 34 years old. EF Education EasyPost finally get their first win of this Giro. Then there's the maglia ciclamino. The battle between Narvaez and Magnier has been quietly building all race and after today it's the most compelling storyline in this Giro. Ned Boulting and Jacopo Guarnieri report from the finish line. This episode of For The Love Of Cycling is sponsored by Bikmo cycle insurance. Protect your ride before it's too late. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dukes & Bell
Hr3 - Kirby Smart Says SEC Isn't Afraid to Break Away

Dukes & Bell

Play Episode Listen Later May 27, 2026 38:13


Carl and Mike react to Kirby Smart's bold comments regarding the SEC's potential independence and the conference's "nuclear option" for setting its own rules. Dukes & Bell also discuss Onsi Saleh's promotion with the Hawks, the details of the Protect College Sports Act, and Michael Penix Jr.'s progress at Falcons OTAs. 03:20 - Kirby Smart SEC Independence 09:21 - Protect College Sports Act 16:50 - Onsi's Hawks Promotion 20:05 - Michael Penix Jr. Debate 23:08 - Falcons Legal Status Update 30:00 - Georgia Bulldogs Football Schedule 36:30 - Adults Only Dining Sections 40:35 - Minor League Bat Dog

Dukes & Bell
'It's not in the best interest for the SEC to breakaway, but they could'

Dukes & Bell

Play Episode Listen Later May 27, 2026 12:44


Carl and Mike get into some college football talk as they share thoughts on the latest news out of the SEC spring meetings and the potential impact of the Protect College Sports Act should the bill eventually pass. They also react to Kirby Smart's comments in regards to not being afraid to say the SEC potentially needing to break away to keep integrity and consistency within the conference. As they discuss, they agree it would not be in the best interest for the SEC to breakaway, however believe they could do so should they seriously consider doing so.

The Morning Show w/ John and Hugh
SEC's threat to break away just negotiation tactic to get 16-team CFP

The Morning Show w/ John and Hugh

Play Episode Listen Later May 27, 2026 13:51


Beau Morgan and Ali Mac let you hear Georgia Bulldogs Head Football Coach Kirby Smart explain why he's not afraid of the SEC potentially breaking away from the rest of college football and doing their own thing, react to what Coach Smart had to say, explain why they think the SEC's threat to break away from the rest of college football is just a negotiation tactic to get a 16-team College Football Playoff, and react to the news that James Pearce Jr. has been approved for a pretrial intervention program, though the timeline has been extended from the originally announced six months to one year, and that if Pearce completes the program without any further legal trouble, all felony and misdemeanor charges against him will be dropped, and he will avoid jail time.

ESPN College GameDay
Could The SEC Break Away From The NCAA?!

ESPN College GameDay

Play Episode Listen Later May 27, 2026 57:40


Rece Davis, Pete Thamel, and Dan Wetzel discuss whether the SEC could eventually break away from the NCAA, and if so who would enforce the rules. The guys also dive into whether the College Sports Commission and even Congress can effectively regulate the sport. Plus, the guys get into Brendan Sorsby's gambling situation and whether medical leniency make sense or if cases like this could create exploitable loopholes in the future.   0:00 - Welcome 0:30 - Is college football turning into the NFL? 3:24 - Does Ed Ogeron belong at LSU? 7:25 - SEC to break away form NCAA? 9:11 - Can the SEC follow its own rules? 19:47 - Can the College Sports Commission to enforce rules? 22:25 - Can Congress enforce rules? 25:59 - Should the market dictate college spending? 35:36 - Is it fair to give Brendan Sorsby medical leniency? 47:30 - Joey Chestnut hot dog drama, explained 52:10 - Steve Sarkisian's basket weaving comments Learn more about your ad choices. Visit podcastchoices.com/adchoices

New Scientist Weekly
The Thwaites 'Doomsday' glacier's ice shelf is about to break away

New Scientist Weekly

Play Episode Listen Later May 25, 2026 16:44


Episode 372 Part of the world's widest glacier is about to collapse – one of the dramatic changes underway that could ultimately trigger a 3 metre rise in sea levels, threatening coastal cities around the world.  Thwaites is a massive glacier in Antarctica – the size of Florida. A key part of the glacier could break away any day now -– an ice shelf that helps protect the main glacier from warm ocean water. Scientists are shocked by the speed at which these changes have happened. Is there anything we can do to stop it? To discuss the news, Rowan Hooper and Penny Sarchet are joined by New Scientist's Alison George – former British Antarctic Survey scientist. To read more about these stories, visit https://www.newscientist.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Our Big Dumb Mouth
OBDM1392 - Pentagon UFO Files | Paulides On Rogan | Hunter Biden & Candace | Extended Open Lines

Our Big Dumb Mouth

Play Episode Listen Later May 23, 2026 106:20


00:00:00 – Solo show, open lines, and guest reset 00:03:51 – Pentagon UFO files hit mainstream news 00:08:43 – Government dumps UAP analysis on the public 00:13:42 – David Paulides struggles on Rogan 00:23:12 – Danny Jones digs into UFO insiders 00:28:10 – Bob Lazar's desert footage gets reexamined 00:32:46 – UAP physics beats human technology 00:37:24 – Missing scientists meet black-program secrecy 00:40:55 – Hunter Biden blames spies and crack 00:49:11 – Laptop gaslighting gets relitigated 00:53:52 – Open lines start with tick fears 01:02:49 – Discord roundtable tackles disclosure 01:07:32 – Breakaway human tech enters the debate 01:11:11 – Flat earth caller reframes apocalypse 01:19:15 – UFO disclosure becomes a new religion 01:23:56 – PC builds and local AI rigs 01:28:50 – Missing scientists get an asteroid theory 01:33:16 – Urantia gets mapped by AI 01:35:37 – DNA databases hunt alien hybrids 01:39:22 – Roundtable wrap-up and show plugs 01:42:21 – Final reality-is-fake signoff   Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research ▀▄▀▄▀ CONTACT LINKS ▀▄▀▄▀ ► Website: http://obdmpod.com ► Twitch: https://www.twitch.tv/obdmpod ► Twitter: https://twitter.com/obdmpod ► Instagram: obdmpod ► Email: ourbigdumbmouth at gmail ► RSS: http://ourbigdumbmouth.libsyn.com/rss ► iTunes: https://itunes.apple.com/us/podcast/our-big-dumb-mouth/id261189509?mt=2  

On Texas Football
More Breakaway Buzz Than EVER BEFORE? | Potential SEC & Big 10 Split from NCAA

On Texas Football

Play Episode Listen Later May 23, 2026 17:28


More Breakaway Buzz Than EVER BEFORE? | Potential SEC & Big 10 Split from NCAA Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Podcast – CrimsonCast
College Sports Is A Mess Right Now: Ben Portnoy on NIL, SEC Breakaway & CFP Expansion

Podcast – CrimsonCast

Play Episode Listen Later May 23, 2026 48:11


Ben Portnoy of Sports Business Journal joins Galen Clavio for a wide-ranging CrimsonCast conversation about the unstable future of college sports.They break down the latest fights over NIL, athlete compensation, federal legislation, the College Sports Commission, SEC and Big Ten power plays, possible conference self-governance, and why the College Football Playoff expansion debate is as much about media money as it is about access. They also get into how the transfer portal has changed roster building, why Big Ten programs have found different paths to national success, and what college football might learn from pro sports models like the NFL, MLB, and even open-wheel racing.

Semi-Pro Cycling Podcasts
[GT] Giro Stage 11 — The Breakaway Revolution

Semi-Pro Cycling Podcasts

Play Episode Listen Later May 22, 2026 5:51


Not sure which part of your cycling training is actually working?Start with the SEMIPRO Training X-Ray:

Peristyle Podcast - USC Trojan Football Discussion
Lincoln Riley's confidence plus the Big Ten's potential breakaway

Peristyle Podcast - USC Trojan Football Discussion

Play Episode Listen Later May 21, 2026 84:42


In this edition of the Peristyle Podcast hosts Ryan Abraham and RJ Abeytia are back in studio discussing the news that has come out of the Big Ten's spring meetings in Rancho Palos Verdes, at the beautiful Terranea Resort. USC football head coach Lincoln Riley likely had the shortest commute to the meetings, and he ended up speaking to Brandon Marcello about his confidence in the team they have put together for the 2026 season. With some big wins last season over Michigan, Iowa and Nebraska, 15 returning starters, the No. 1 high school recruiting class and the hiring of Hall of Fame coach Gary Patterson to run the defense, Riley feels this Trojan squad is primed for an explosion. With athletic directors, head coaches and Big Ten commissioner Tony Petitti all in attendance at Terranea, there was plenty of college football big-picture talk, from expanding the College Football Playoffs to College Sports Commission's oversight of player compensation to the Big Ten breaking away and creating its on governance model. The guys give their thoughts on what went down at the Big Ten meetings and what it could mean for the USC football program. Please review, rate and subscribe to the Peristyle Podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Make sure you check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠USCFootball.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for complete coverage of this USC Trojan football team. 

Hans & Scotty G.
HOUR 2 | Iowa State AD Jamie Pollard says ‘Let 'em break away' about the SEC and Big 10 | Kenny Atkinson doubles down on James Harden being a great defender | Vegas Golden Knights make a statement taking Game 1 over the Colorado Avalanche

Hans & Scotty G.

Play Episode Listen Later May 21, 2026 44:28


Hour 2 of Scotty G. & The Coach with Scott Garrard and Tim LaComb. Frustrations boil over for Iowa State AD about SEC and Big 10 G, B & U: Kenny Atkinson doubles down on backing James Harden Vegas Golden Knights takes game one over Avalanche

Hans & Scotty G.
Brett McMurphy | Does the Big 12 and ACC actually want the Big 10 and SEC to break away on their own | Dynamics of the relationship between Notre Dame and the ACC | Previews of Utah Football and BYU Football

Hans & Scotty G.

Play Episode Listen Later May 21, 2026 26:15


Miller and Condon on KXnO
Trent is joined by Nick Marovets, Big Ten/SEC Breakaway, another great NBA night & debate a 24 team playoff & the future of CyHawk Football

Miller and Condon on KXnO

Play Episode Listen Later May 20, 2026 45:12


Trent is joined by Nick Marovets, Big Ten/SEC Breakaway, another great NBA night & debate a 24 team playoff & the future of CyHawk Football

The Theatre Podcast with Alan Seales
Ep444 - Tess Marshall: Embracing the Kookiness

The Theatre Podcast with Alan Seales

Play Episode Listen Later May 19, 2026 61:22


Tess shares her journey of embracing authenticity and finding her unique voice across stage, television, and film. She opens up about how she found true artistic fulfillment by embracing the "kooky," quirky, and offbeat parts of herself rather than trying to constantly force her five-foot-nine frame into a traditional ingenue box. She breaks down the surreal whirlwind of her recent career milestones, from performing on The Today Show at five o'clock in the morning to hearing the news of a Tony nomination. Alan and Tess swap hilarious stories about major life updates happening in the least convenient places, including the exact moment she received a FaceTime call inviting her to Broadway while riding completely alone in an Amtrak quiet car. The conversation also shifts into creative endeavors outside the theater world, including Tess's passion for music and her upcoming solo album. She breaks down the therapeutic process of heading to Nashville to record a deeply personal breakup album, laying down tracks on the legendary microphone used for Kelly Clarkson's Breakaway. Alan and Tess bond over their shared experiences with self-diagnosed ADHD, hilariously dissecting the reality of "body doubling," "doom scrolling," and the mounting clutter of "doom piles". From a formative high school moment where a failed math test accidentally set her on a path to music school, to a lightning-fast, 60-second summary of Les Misérables, Tess delivers a wonderfully candid, smart, and funny look at a life in the arts. Tess Marshall is a versatile performer whose stage credits include a year and ten months as a swing and dance captain for the off-Broadway production of Titanique at the Daryl Roth Theatre, where she ultimately stepped into the iconic role of Celine Dion. Her screen credits include playing the recurring role of Dionne in the NBC series Ordinary Joe, as well as making her feature film debut in Beauty of Poverty, which premiered at the Cannes Film Festival. In addition to her extensive performance career, she also performs as a rock vocalist with the band Clyde Frog and works as an arts educator. This episode is powerbed by WelcomeToTimesSquare.com, the billboard where you can be a star for a day. Connect with Tess: @tess_marshall @clydefrogmusic Connect with The Theatre Podcast: Support the podcast on Patreon and watch video versions of the episodes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/TheTheatrePodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@theatre_podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook.com/OfficialTheatrePodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TheTheatrePodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Alan's personal Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@alanseales⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email me at feedback@thetheatrepodcast.com. I want to know what you think. Learn more about your ad choices. Visit megaphone.fm/adchoices

Peter St Onge Podcast
Ep 173 Weekly Roundup: Alberta May Break Away From Canada

Peter St Onge Podcast

Play Episode Listen Later May 18, 2026 22:36


Roundup of the Week's Top Stories in Economics and FreedomAlberta May Break Away From CanadaJob Creation DoublesPopulists Gaining Popularity in BritainDemocrats Panic Over GerrymanderingUN Demands $131 Trillion in ReparationsRead the article “UN Demands ‘Reparations' for Colonialism" at https://www.profstonge.com/Visit our Sponsor: Monetary MetalsEarn 5% to 12% interest on your physical gold and silver, paid in physical gold and silver.Visit our Sponsor: CoinKiteProtect your Bitcoin with an Ultra-Secure Hardware WalletVisit our Sponsor: Abundant MinesMine Bitcoin, Keep the Profits, Reduce your Taxes. We handle Everything.Visit our Sponsor: The Bitcoin WayStep-by-step help with Bitcoin self-custody, upgraded cybersecurity, and Plan B residency.Profstonge WeeklyWeekly articles on economics and freedom and a monthly investment Watch ListDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

NEVER STRAYS FAR
UAE Strike Back: Solo Breakaway Takes Stage 8 | Giro d'Italia Breakdown

NEVER STRAYS FAR

Play Episode Listen Later May 16, 2026 25:24


After a horrid start to this Giro, UAE reminded the peloton they're still here. A day of tried and failed attacks, and savage gradients between on the way into Fermo, and in the end, one man went alone to take the stage. A valiant effort from Leknessund fell short, which meant Jhonatan Narvaez was able to take his second win of this Giro. Behind them, the GC battle raged on, with the man in pink holding firm and losing nothing on a day that could have reshaped the standings. Ned Boulting and Jacopo Guarnieri report from the finish line with all the reaction and analysis.

Howard and Jeremy
Hamilton: Tage Thompson's Missed Breakaway Was the Turning Point

Howard and Jeremy

Play Episode Listen Later May 15, 2026 25:31


Paul Hamilton joins to break down the Buffalo Sabres' frustrating Game 5 loss to the Montreal Canadiens, highlighting Tage Thompson's missed breakaway as a major momentum shift. They discuss the struggles of top players like Alex Tuck and Ukko-Pekka Luukkonen while debating potential goaltending and defensive changes for Game 6. Additionally, the conversation touches on the Buffalo Bills' upcoming schedule and the importance of protecting Josh Allen. 01:00 - Paul Hamilton Game 5 Analysis 05:45 - Alex Tuck's Performance Slump 07:29 - Ukko-Pekka Luukkonen's Future Role 12:09 - Sabres Roster and Contracts 24:20 - Bills' Schedule and Strategy

The Breakaway: A Republic FC Podcast
Arturo Rodriguez on his Pro Soccer Experience & Recent Success with the Indomitable Club

The Breakaway: A Republic FC Podcast

Play Episode Listen Later May 14, 2026 27:31


On this episode of the Breakaway, Arturo Rodriguez joins Connor to talk about his recent move to the Sacramento Republic, the overall team environment, and his past pro soccer experiences

All Shows Feed | Horse Radio Network
The Breakaway Breakdown: Kayelen Helton Breaks Down Mental Toughness, Horse Power and the Evolution of Breakaway - The Breakdown

All Shows Feed | Horse Radio Network

Play Episode Listen Later May 13, 2026 56:48


Texas cowgirl Kayelen Helton joins The Breakaway Breakdown to talk about balancing a full-time career as a licensed professional counselor with life in the rodeo arena, while still competing at a high level in both breakaway and team roping.Helton talks growing up in Texas junior rodeo, competing through the amateur and college ranks at Tarleton State, and navigating the rapid evolution of modern breakaway roping.The conversation dives deep into the mental side of competition, how Helton's counseling career has shaped her mindset in the arena, and why routine, horsemanship and confidence still matter more than ever. She also shares her thoughts on developing rope horses, the importance of finding horses that fit your style, and what she's learned since stepping into the breeding world with her stallion Cat Man Sand.From winning on the all-girl team roping side to building a program around horses she believes in, Helton offers an honest look at what it takes to compete while balancing career, horses and life outside the arena.About Roping.comRoping.com gives team ropers, breakaway ropers and calf ropers access to training videos, event coverage and instruction from some of the best in the business. From futurity insights to jackpot strategy and horsemanship tips, Roping.com delivers year-round content built for every level of roper.

Breakaway Ministries
The Best Stories Finish Where They Started

Breakaway Ministries

Play Episode Listen Later Apr 29, 2026 33:27


For the final message of the 2025-2026 school year, Brian McCormack shows us how Paul's final words to the Ephesians are a call back to his first words, and encourages us to remember that hope is always abounding for those willing to return to their first love. For more information about Breakaway, check out www.breakaway.org and follow us on social media @breakawaymin If Breakaway has impacted your life and you want to generously give back, visit www.breakaway.org/give