Podcasts about Insurance commissioner

Oklahomans are voting for a new Insurance Commissioner this year.The Thunder looks to even up the Western Conference Finals tonight.A national competition brings kids together to judge soil.You can find the KOSU Daily wherever you get your podcasts, you can also subscribe, rate us and leave a comment.You can keep up to date on all the latest news throughout the day at KOSU.org and make sure to follow us on Facebook, Tik Tok and Instagram at KOSU Radio.This is The KOSU Daily, Oklahoma news, every weekday.

California is in the grip of a home insurance crisis. Climate change, wildfires and inflation are driving costs through the roof, major insurers have fled the state or dropped coverage and the state's last-resort FAIR plan has drawn plenty of criticisms — all while companies push for even higher rates. Voters are about to elect a new insurance commissioner to oversee it all. Scott and KQED science reporter Danielle Venton look at what's driving the crisis and how candidates say they'd fix it. For more information on the races and ballot measures in California's June 2 primary election, check out KQED's Voter Guide. Join us for a town hall at KQED with Riverside County Sheriff Chad Bianco, a top Republican in the race for governor. Bianco will be talking with KQED's Marisa Lagos and taking audience questions on Monday, May 18 at 7:00pm at KQED headquarters in San Francisco. You can register for the event at KQED.org/events. Learn more about your ad choices. Visit megaphone.fm/adchoices

We learn more about the candidates vying for California Insurance Commissioner and their proposals. Plus, Tony Thurmond makes his case for Governor of California. Finally, family-friendly festivals taking place this month.

Senior Associate Editor Steve Hallo details his BestWire reporting that shows Oklahoma and Georgia emerging as pivotal political battlegrounds where debates over regulation, accountability and affordability are shaping the future of insurance oversight.

Tim and Matt analyze the latest developments in the race for California Governor in a big week in the campaign, with two big debates on the docket and ballots dropping in mailboxes across the state.  They also talk about the LA Mayor's race and whether reality TV villain Spencer Pratt really poses a threat to Mayor Karen Bass' re-election.  They also analyze one of the most important races you're probably not paying attention to - the race for state Insurance Commissioner.

In this episode of Infill,  listeners will meet Patrick Wolff, long-time YIMBY and candidate for Insurance Commissioner in CA. During the discussion, Sonja Trauss and Wolff unpack a wonky but critical issue: how California's broken insurance market is making the housing crisis even worse. Wolff explains how outdated regulations, climate-driven risk, and a dysfunctional approval process have turned insurance into a major barrier for Californians, and how policy threads through our housing supply and housing insurance problems.   They also dig into Wolff's vision for reform, including improving transparency, encouraging innovation in risk reduction, and restoring a healthy market. It's a deep dive into an overlooked but powerful lever for affordability, climate resilience, and better governance. Tune in to hear more about Patrick and his campaign, which is going on right now!   Learn more about Patrick Wolff: https://patrickwolff.com/   Learn more about YIMBY Action: yimbyaction.org/join   Follow YIMBY Action on Instagram: https://www.instagram.com/yimbyaction/   Follow YIMBY Action on BlueSky: https://bsky.app/profile/yimbyaction.bsky.social   Follow YIMBY Action on Facebook: https://www.facebook.com/yimbyaction/  

Send me feedback!Meet Colin McKinney, who's seeking the Insurance Commissioner of Georgia position. We explore his experience, policy positions, and what sets his campaign apart from the competition.Campaign SiteCandidate BookingsSUPPORT THE SHOWGet a 10% discount by using the code LibertyDad at Black Guns Matter shop.OR, use the referral linkFIND ME ELSEWHERELinktreeSupport the show

Local journalism in the United States is in crisis. Almost 40% of all local newspapers in the US have vanished since 2005, leaving "news deserts," areas that lack consistent local reporting. Many of these areas now have no local reporting; in others, legitimate news outlets have been replaced by "Pink Slime" - partisan "fake news" websites masquerading as independent local news. What can be done to stop the collapse of local news? Two years ago, Arizona State University launched NEWSWELL, a nonprofit organization that offers comprehensive wraparound services - including fundraising - to their newsroom partners, helping them build sustainable business models. NEWSWELL now has a string of 15 news outlets, including 11 in California. We're joined by Nicole Carroll, Executive Director of NEWSWELL and a professor at the Walter Cronkite School of Journalism and Mass Communication. She shares the vision behind NEWSWELL, explains the ASU connection and looks at what indie news needs to survive. 2:06 Billionaires tax 3:01 Litigation around card rooms 3:29 Insurance Commissioner candidates 5:56 Nicole Carroll 7:29 The California Connection 9:09 Plight of local news 11:09 The Cronkite School 11:57 ASU internship program 13:27 Capitol Weekly internships 14:11 New study: Media Impact Founders 21:33 The Pulitzer Committee 24:00 Leisure time? 25:43 3WWCA Want to support the Capitol Weekly Podcast? Make your tax deductible donation here: capitolweekly.net/donations/ Capitol Weekly Podcast theme is "Pickin' My Way" by Eddie Lang "#WorstWeekCA" Beat provided by freebeats.io Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We check back in with Insurance Commissioner Tim Temple about discounts for fortified roofs and what he's watching in the legislative session.

On this edition of Inside the 1581, we're joined by Oklahoma Insurance Commissioner Glen Mulready to discuss the Qualified Health Plan Provider Directory pilot program and how Oklahoma is working with federal partners to improve the accuracy of provider directories. The pilot aims to make it easier for providers to verify their information and help ensure patients can find accurate listings for doctors and hospitals in their health plan networks. Commissioner Mulready also discusses Oklahoma's planned transition from Healthcare.gov to a state based health insurance exchange and what that change could mean for consumers and the health care market. Mulready is Oklahoma's 13th insurance commissioner and will conclude his second term in 2027 due to term limits. He began his career in the insurance industry more than 40 years ago and later served in the Oklahoma House of Representatives before being elected statewide in 2019.

Housing remains the hottest topic in California policy, and our guest today is Sanjay Wagle, who heads up the Governmental Affairs team for the California Association of Realtors. The Realtors' Gubernatorial Forum was a hot ticket in Sacramento last week, and we discuss the topics raised there, and many others. And, of course we tell you who had the Worst Week in California Politics. 1:32 CAR Gubernatorial Forum 6:55 Single Stair reform 7:58 Insurance Commissioner's Race 9:53 Ticketmaster 11:43 TV picks? 17:06 Sanjay Wagle 18:05 The state of the housing market 20:30 Home prices: California vs. rest of US 23:03 You need an average income of $213K to afford a home in CA 24:35 How many houses does California need? 30:28 Cost of permits and fees is a de facto block on housing 34:58 Insurance 38:52 Impact of Fire Hardening on curb appeal 42:40 Housing bond 43:48 #WWCA Want to support the Capitol Weekly Podcast? Make your tax deductible donation here: capitolweekly.net/donations/ Capitol Weekly Podcast theme is "Pickin' My Way" by Eddie Lang "#WorstWeekCA" Beat provided by freebeats.io Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The California Department of Insurance regulates the insurance industry, with consumer protection as its core tenet. The insurance commissioner heads the Department of Insurance, managing more than 1,400 employees and overseeing 1,600 insurance companies. Ricardo Lara, the current commissioner, has faced increasingly challenging circumstances. Devastating wildfires in 2017, 2018, 2020, 2021 and 2025 have burned tens of thousands of homes; 7 of California's 12 top insurers have pulled back from the California market since Lara took office in 2019. Meanwhile, the California FAIR Plan—the state-run public home insurance program designed to be the “insurer of last resort”—has more than doubled its policyholders between 2019 and 2023, due to the difficulty faced by homeowners of finding suitable coverage on the private market. As a result of the dramatic increase in policyholders, the FAIR Plan faced financial insolvency in 2023 and 2025, resulting in a $1 billion bailout from private insurers to cover claims. Additionally, critics say major insurance companies have continuously underestimated the payouts for homeowners in the case of total loss. In recent years, most people who have experienced a major fire have found out that their insurance will not pay them enough to rebuild. For consumers, these growing problems mean higher premiums where coverage is available, fewer insurer choices, stricter underwriting standards, and, in some cases, an inability to obtain comprehensive coverage at all. Homeowners in high-risk areas are increasingly pushed into bare-bones policies or layered coverage solutions. In March 2025, for the first time in California history, the California insurance commissioner approved emergency, interim rate hikes designed to stabilize State Farm after immense financial strain from the LA wildfires. These hikes averaged 17 percent for homeowners, 15 percent for renters/condos, and up to 38 percent for rental dwellings. Experts say that the next insurance commissioner will inherit a growing crisis in which nearly all the proposed solutions are likely to cost consumers. This public forum will provide voters with an opportunity to hear directly from candidates for insurance commissioner on key issues affecting Californians, including consumer protection, climate risk, insurance affordability, and regulatory oversight. Learn more about your ad choices. Visit megaphone.fm/adchoices

The race to replace Governor Gavin Newsom has taken up most of California's political oxygen so far this year, but there are other statewide races coming up, including Lt. Governor, State Insurance Commissioner, and - potentially - a slew of Ballot Measures. Capitol Weekly Editor Rich Ehisen, reporter Leah O'Tarrow and podcast co-host Tim Foster take a look at the 2026 ballot. Plus - Who Had the Worst Week in California Politics.1:42 Gubertorial debate3:23 Not talking about the Governor's race5:46 Top Two: Republicans for Governor?10:01 Lt. Gov's race12:32 Tim Myers17:25 The Insurance Commissioner's race24:20 Ballot Measures28:21 Polling - the Herding Effect30:16 Auto accident liability payouts32:27 Child safety - AI and smartphones34:43 Liability for rideshare companies40:30 Gratuitous Alex Vassar mention44:43 #WWCAWant to support the Capitol Weekly Podcast? Make your tax deductible donation here: capitolweekly.net/donations/Capitol Weekly Podcast theme is "Pickin' My Way" by Eddie Lang "#WorstWeekCA" Beat provided by freebeats.io Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Medicare can be confusing—whether you're approaching retirement, supporting a loved one, or navigating Open Enrollment. In this Caring for Caregivers Conversation, our state director Marguerite Ro sits down with Tim Smolen, Program Manager for SHIBA, the volunteer-powered program from Washington's Office of the Insurance Commissioner that offers free, unbiased Medicare guidance to Washington residents.   What you'll learn: What Medicare is and how it works The best way & time to file for Medicare Why Open Enrollment matters Medicare or Medicare Advantage Common concerns and how to address them How SHIBA can help you make confident decisions

Host Austin Jenkins sits down with State Insurance Commissioner Patty Kuderer and Ingrid Ulrey of the State Health Benefit Exchange to talk about the spike in 2026 health insurance rates.

Coming up on today's Local: Will Americans really lose 125 million pounds thanks to TrumpRx?! ... LAFD will have to hand over firefighters text messages ... Eaton fire survivors demand resignation of California's Insurance Commissioner.

10/20/25: Jon Godfread has served as North Dakota's Insurance Commissioner since his election in 2016 and re-elections in 2020 and 2024. He is sounding the alarm on the significant increase to health insurance facing tens of thousands of North Dakotans if the federal government doesn’t renew tax credits by the end of the year. Read more at KFGO.com. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.

The October 9 edition of the AgNet News Hour brought another fiery interview with Assemblyman David Tangipa, who joined hosts Nick Papagni and Josh McGill to expose corruption in Sacramento and rally California farmers against Proposition 50. Tangipa revealed shocking details about Insurance Commissioner Ricardo Lara, accusing him of billing taxpayers for luxury travel, safaris, five-star hotels, and even VIP trips to follow a European DJ tour. “This isn't just an insurance crisis, it's an insurance catastrophe,” Tangipa said. “While wildfire victims and farmers can't get affordable coverage, our commissioner is partying on taxpayer dollars.” He called for Lara's resignation or recall and pledged to hold the governor's office accountable for approving the trips. The assemblyman tied the scandal to Prop 50, warning that if passed, it would give even more unchecked power to the same leadership. “This is why Prop 50 must be a firm no,” Tangipa said. “We already pay the highest taxes, gas prices, and utility bills in the nation. Giving these leaders more power is the last thing California needs.” Tangipa also took aim at California's handling of wildfires, pointing out that the Palisades and Eaton fires were made worse by negligence, not climate change. He cited evidence that LADWP left a reservoir basin empty and power fleets uncharged, crippling the emergency response. “These disasters are manmade,” he said. “If it's a policy problem, it's a people problem — and we can vote people out.” For farmers, Tangipa's message was clear: brace for tough years ahead. He warned that California may see hikes in payroll taxes, insurance costs, and utility bills, compounded by refinery shutdowns that could drive fuel prices higher. Still, he urged farmers to stay lean and keep fighting: “It's my turn to give back to the families who saved my life. Farmers feed the world, and now they need someone in Sacramento to fight for them.” Both hosts praised Tangipa for his candor and commitment. “He's stepping up to the plate and telling people like it is,” Papagni said, reminding listeners that California agriculture is in crisis mode but not beyond saving. Listen to the full conversation with Assemblyman David Tangipa on the AgNet News Hour:

Tangipa calls for Calif. Insurance Commissioner Lara to resign Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Tangipa calls for Calif. Insurance Commissioner Lara to resign Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Assemblyman David Tangipa (R-Clovis) says Insurance Commissioner Ricardo Lara “should step aside,” citing Lara’s taxpayer-funded luxury travel amid California’s insurance crisis. “While families struggle with premiums, Lara’s globe-trotting shows a stunning disregard for the people he’s supposed to serve,” Tangipa said. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

California Insurance Commissioner Ricardo Lara faces scrutiny over lavish, taxpayer-funded travel and security. Records show dozens of international trips, including safaris and five-star resorts, with unclear business purposes. On top of that, he required extensive security for these trips. Critics cite missed hearings and rising insurance costs as Lara traveled globally. Lawmakers are demanding audits and accountability amid growing public outrage. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Is anybody believing our Insurance Commissioner?See omnystudio.com/listener for privacy information.

This is the full video version of our August 20, 2025, interview with North Dakota Insurance Commissioner Jon Godfread. The interview is from Episode 630.

Tony chats with Chris Merideth, Candidate for Oklahoma Insurance Commissioner.Chris Merideth: https://www.linkedin.com/in/chris-merideth-a6b4a255/Video Version: https://youtu.be/xrTdfGMQ4TQ

Rancho Mesa's Alyssa Burley and President David Garcia discuss California's approved 8.7% workers' compensation insurance rate increase, its impact on businesses, and practical steps business owners can take to prepare for the changes effective September 1st.Show Notes: ⁠Subscribe to Rancho Mesa's Newsletter⁠Host: Alyssa BurleyGuest: ⁠⁠David Garcia⁠Producer/Editor: ⁠Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

07/02/25: Jamie Selzler, the DNC Committeeman from North Dakota, is filling in for Joel Heitkamp, and is joined on "News and Views" by Jon Godfread to chat about insurance claims after the storms, drug costs, how the "big beautiful bill" impacts North Dakota, and more. Jon has served as North Dakota’s 22nd Insurance Commissioner since his election in 2016 and re-elections in 2020 and 2024. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.

Episode Info Chris Merideth is a seasoned insurance industry professional, public policy strategist, and Republican candidate for Oklahoma Insurance Commissioner in 2026. With a career spanning agency operations, catastrophe response, and legislative advocacy, Chris brings a rare 360-degree view of the insurance ecosystem—having worked with agents, adjusters, consumers, and lawmakers from across the country. Currently serving in government affairs for a major national carrier, Chris has been on the front lines of some of the most pressing issues facing the market: skyrocketing premiums, litigation abuse, disappearing availability, and the urgent need for property resilience in a high-risk state like Oklahoma. Chris's campaign is built on grassroots leadership, free-market reform, and a clear promise: make insurance work for people again. His bold policy agenda includes reducing reinsurance pressure, incentivizing fortified home construction, streamlining regulatory red tape, and launching transparency tools like a Prior Authorization Report Card and a Claims Complaint Scoreboard. Known for his energy, grit, and straight talk, Chris is leading a grassroots movement of agents and consumers to restore trust and accountability in the insurance system—before it's too late. Follow his campaign at www.ChrisMeridethForOK.com Episode Summary The video features a conversation with Chris Meredith, a candidate running for the position of Commissioner of Insurance in Oklahoma. The discussion centers around the challenges and solutions related to insurance and fortified homes in the state. Here are the key points covered in the video: Background and Motivation: Chris emphasizes that their campaign is not about politics but about protecting people and doing the right thing. He has extensive experience in the insurance industry, having worked across various states and attended national meetings. Insurance Challenges: There is a nationwide issue with insurance affordability, where people struggle to afford insurance, and carriers find it economically challenging to provide coverage. The frequency and severity of storms, particularly hailstorms, are increasing, making it more likely for homes to be hit. Fortified Homes Initiative: Chris advocates for fortified homes, which are designed to withstand severe weather conditions. This includes using hail-resistant shingles and securing roof decking. They highlight the success of similar programs in Alabama and stress the need for Oklahoma to adopt these best practices. Legislative and Grassroots Efforts: Chris discusses the importance of legislative changes and grassroots efforts to push for fortified home initiatives. He emphasizes collaboration over conflict, urging local agents, roofers, and contractors to work together to influence legislative priorities. Future Plans and Commitment: Chris is committed to implementing these initiatives if elected, drawing on private funding and legislative support. He expresses a personal connection to the cause, having witnessed the impact of insurance in disaster recovery. OverallOverall, the interviedw highlights Chris's vision for improving insurance practices in Oklahoma through fortified homes and collaborative efforts. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Got questions? Send Ericka a Text!Dental insurance companies often deny necessary treatment claims not because they should, but because they can—and we explore how to fight back effectively through appeals and regulatory complaints.• 59% of denied claims are upheld simply because no appeal is ever filed• Unreasonable denials occur when patients have benefits but claims are still denied• State insurance commissioners can investigate denials and prompt payment violations• Understanding the difference between fully-insured and self-funded (ERISA) plans• For self-funded plans, complaints must go to the Department of Labor (866-444-3272)• Gather evidence including denials, submission reports, and clinical notes• Position your complaint as patient advocacy rather than financial recovery• Insurance companies cannot dictate treatment or force doctors to work for freeRemember: You're not just a biller—you are the patient advocate and the system of checks and balances they didn't see coming.Want to learn Dental Coding and Billing? Join here:https://tr.ee/efzYrY7mp-Would you like to set-up a billing consultation with Ericka? She would love the opportunity to discuss your billing questions and see how Fortune Billing Solutions may help you. Email Ericka:ericka@dentalbillingdoneright.comSchedule a call with Ericka: https://calendly.com/ericka-dentalbillingdoneright/30min Perio performance formula: (D4341+D4342+D4346+D4355+D4910)/(D4341+D4342+D4346+D4355+D4910+D1110)

Taking a deeper look at how lawmakers tried to address the insurance crisis with Commissioner Tim Temple.

John talks with Kansas Speaker of the House Dan Hawkins

This Special Episode of the Capitol Weekly Podcast was recorded live at the California Insurance Crisis, which was held in Sacramento on Wednesday, May 14, 2025.This is the KEYNOTE – CALIFORNIA INSURANCE COMMISSIONER RICARDO LARAIntroduced by Rich Ehisen, Capitol WeeklyThanks to our California Conferences sponsors:THE TRIBAL ALLIANCE OF SOVEREIGN INDIAN NATIONS, WESTERN STATES PETROLEUM ASSOCIATION, KP PUBLIC AFFAIRS, PERRY COMMUNICATIONS GROUP, CAPITOL ADVOCACY, THE WEIDEMAN GROUP, CALKIN PUBLIC AFFAIRS and CALIFORNIA PROFESSIONAL FIREFIGHTERS

We get an update with Commissioner Tim Temple about some of the insurance bills being debated in the legislature, what he calls a "red herring," what he thinks the right way to address the crisis would be.

Mississippians celebrate the legacy of Pope John Francis. He died yesterday at the age of 88.Then, Conservationists urge the Army Corps of Engineers to use measured steps in opening the Bonne Carre Spillway. Engineers want to prevent flooding from the Mississippi River. Plus, we speak with the state Insurance Commissioner about catastrophe savings accounts and how they can be helpful after a disaster. Hosted on Acast. See acast.com/privacy for more information.

Episode 807:  A shift in Colorado's approach to funding wildfire insurance may bring new costs to policyholders. Lawmakers are now considering a fee-based model in revised legislation, after NAMIC encouraged state Insurance Commissioner Michael Conway to discard earlier efforts to impose strict loss ratio requirements on home insurers.Plus, there's a new insurance commissioner in Missouri.  On today's Unscripted, we sit down with Angie Nelson to break down the state's insurance market and what's ahead for Missouri insurers and policyholders.This episode of the Insurance Uncovered is sponsored by Holborn.

Campbell Business professor Michelle Osborne chats on the Risk Management Institute Podcast with thought leaders in Insurance, Risk Management, and much more. In this episode, Dr. Osborne chats with Allan McVey, W.Va. Insurance Commissioner, who sports 48+ years of experience in the industry. Learn about the Campbell University Risk Management Institute by visiting risk.campbell.edu 

Thousands of people lost their homes in the Los Angeles wildfires. Now, they're looking to their insurance companies to help them rebuild. But as the world warms, disasters like these are becoming more frequent and more severe, exposing an insurance system that isn't equipped to cover the rising damages. In Los Angeles, people who lost everything were left to fend for themselves. This is just the latest example of how insurance is failing to keep up with climate change.  In this bonus episode of A Matter of Degrees, we're joined by Dave Jones, California's Insurance Commissioner from 2011 to 2018 and the current Director for the Climate Risk Initiative at UC Berkeley's Center for Law, Energy & the Environment. We dive into how the climate crisis is breaking our home insurance system, what we can do to fix it, and how to make fossil fuel companies pay their fair share.

ABC 7/KGO San Francisco broke the story: California Insurance Commissioner Ricardo Lara is facing scrutiny over his taxpayer-funded trips to various international destinations, including Bermuda, Bogotá, and Paris. Public records reveal that Lara has taken 46 trips, often missing key state insurance hearings. Now lawmakers are calling for an audit. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

After missing the first key state insurance briefing of the year while traveling in Bermuda, questions have been raised about the attendance record of California's Insurance Commissioner since Ricardo Lara assumed office in 2019. March 26th 2025 --- Please Like, Comment and Follow 'The Ray Appleton Show' on all platforms: --- 'The Ray Appleton Show’ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. --- 'The Ray Appleton Show’ Weekdays 11 AM -2 PM Pacific on News/Talk 580 AM & 105.9 KMJ | Website | Facebook | Podcast | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

ABC 7/KGO San Francisco broke the story: California Insurance Commissioner Ricardo Lara is facing scrutiny over his taxpayer-funded trips to various international destinations, including Bermuda, Bogotá, and Paris. Public records reveal that Lara has taken 46 trips, often missing key state insurance hearings. Critics argue that these trips, which include stays at luxury hotels, lack clear business purposes and raise questions about the appropriate use of taxpayer money. Lara's office defends the travel. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Insurance Commissioner Lara skipped hearing for Bermuda trip Please Subscribe + Rate & Review KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson wherever you listen! --- KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi & E. Curtis Johnson – KMJ’s Afternoon Drive Weekdays 2-6 PM Pacific on News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

(Monday 03/17/25)Amy King and Chris Merrill for Handel on the News.The Trump administration has deported hundreds of immigrants despite a court order. A 3.9 magnitude earthquake struck the Malibu area. Matt Richtman from Illinois became the first American man to win the Los Angeles Marathon in 31 years. Oil prices have risen following a U.S. attack on the Houthis and optimistic economic prospects in China. Pyrotechnics have been blamed for a fire that tore through a nightclub in North Macedonia, resulting in the deaths of 59 people. A Peruvian fisherman has been found alive after being lost at sea for 95 days. The Insurance Commissioner has "provisionally" accepted State Farm's 22% emergency rate hike. "Ted Lasso" is, believe it or not, returning for Season 4. Altoona police arrested Luigi Mangione and cleverly provided him with a snack to obtain his DNA. Jay Leno is supporting a California bill that would relax smog test requirements for classic cars.

The former Insurance Commissioner doesn't take too kindly the claims of white mansplaining from the current insurance comissionerSee omnystudio.com/listener for privacy information.

California's Insurance Commissioner wants to help people harden their homes before the next big fire. More on the protections in place to save homeowners from lowball offers. LA's District attorney is has a warning for potential price gougers in the wake of LA's fires. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Today on AirTalk, we're bringing you up to date on all the latest information on the LA wildfires. We are joined by a team from KNPR in Nevada to talk about how wildfires might affect housing in L.A., Vegas, and beyond. We will also hear from both KNPR and LAist listeners about how they've been affected by the fires, so call in and share your story. Larry will have insurance experts along with Ricardo Lara, California’s Insurance Commissioner, to give insight on what might be next for the CA insurance market. Today on AirTalk: Catching up with LA wildfires (0:15) How will wildfires affect housing in LA, Vegas, and beyond? (15:53) KNPR and LAist listeners talk impacts of LA fires (31:56) What's next for the CA insurance market? (32:26)

In the immediate aftermath of the mammoth fires in Los Angeles, Ralph welcomes Douglas Heller, Director of Insurance at Consumer Federation of America to fill us in on what to expect from the industry and how to get the most out of your fire insurance claims. Then, our resident constitutional scholar, Bruce Fein, returns to present a list of constitutional crises to expect upon the second coming of Donald Trump.Douglas Heller is a nationally-recognized insurance expert and Director of Insurance at Consumer Federation of America. In addition to conducting research for and providing expertise to consumer rights organizations, Mr. Heller is a member of the U.S. Department of Treasury's Federal Advisory Committee on Insurance, an appointee of California's Insurance Commissioner, serving as a board member of the California Automobile Assigned Risk Plan, and he serves on the Executive Board of the Coalition Against Insurance Fraud.A key thing for everybody to know is that the premiums that we have paid over the last several years here in California—and this really goes across the country, but in California in particular—have put the insurance industry in a perfectly healthy position to deal with the claims, as dramatic and as severe as these fires are and the amount of damage that they caused…For the insurance companies to cry poverty in the wake of the buildup of capital over the last several years would be outrageous, and so we're going to be watching for that.Douglas HellerThe story around the country was that California was already a terrible hellscape for the insurance companies to do business in. When in fact, they were doing far better than the rest of the country. One of the big trade journals that reports on the industry has said that State Farm has been kept afloat by its performance in California over the last couple of years. And it was more a kind of a climate opportunism—after ignoring the potential (and then, growing) impact of climate change on property risk for years and decades, the insurance companies finally had this kind of revelation that oh they can talk about climate change as a new risk and a justification for demanding whatever they want.Douglas HellerBattle lines seem to be drawn—at least in my opinion—between the “Drill baby, drill. All we need to do is rake the leaves” camp versus “Hey, this is another wake up call to the climate crisis.” Because this was a severe weather event. And there were four major fires at once, and no fire department, whose main daily job is medical emergencies, is equipped to deal with that. Especially since the first two days the winds were so high—hurricane force winds—they couldn't get helicopters and airplanes into the air to make the drops in these canyons. And I don't think there's any amount of brush clearing that would have stopped these winds from whipping up these embers to send them into these residential districts.Steve SkrovanBruce Fein is a Constitutional scholar and an expert on international law. Mr. Fein was Associate Deputy Attorney General under Ronald Reagan and he is the author of Constitutional Peril: The Life and Death Struggle for Our Constitution and Democracy, and American Empire: Before the Fall.The Trump regime has a high probability of being the most lawless dictatorial regime in American history. All presidents violate laws, but Trump has taken this to a new, boastful level of variety.Ralph NaderThe reason why it's more likely that Trump will use this dragnet in a more abusive ways, is because he and his FBI nominee have said openly that they're going to do everything they can to persecute, to go after their enemies list…The only limitation on abuse is that they don't have the manpower to actually use it all.Bruce FeinWe're the guardrails—not Congress anymore. It's the people who have to stand up and protest and not send scoundrels back to office if they're not discharging their obligations under the United States Constitution. If we aren't the guardrails, there aren't any out there.Bruce FeinNews 1/15/251. In Gaza, CNN reports a ceasefire deal has finally been reached. This comes on the heels of negotiations between the warring parties, attended by envoys of both President Biden and incoming President Trump, with Egyptian and Qatari mediators. Under the terms of this deal, Hamas has agreed to free the remaining 33 Israeli hostages in their custody, while Israel will “free hundreds of Palestinian prisoners.” Trump's apparent demand for an immediate settlement with this many Israeli concessions comes as a shock. Israeli journalist Erel Segal, widely seen as a Netanyahu proxy, is quoted saying “We're the 1st to pay a price for Trump's election. [The deal] is being forced upon us… We thought we'd take control of northern Gaza, that they'd let us impede humanitarian aid.”2. In more foreign policy news, the American Prospect is out with a piece on the gifts received by senior foreign policy officials in the Biden Administration. According to this report, Bill Burns – Director of the Central Intelligence Agency – has in the past year received “an $18,000 astrograph, an $11,000 Omega watch, and a ceremonial Saudi war sword.” By comparison, Secretary of State Antony Blinken received $600 worth of memorabilia and “several acrylic landscape portraits.” As this piece notes, individuals cannot keep these gifts – they become public property – yet the disparity in these gifts does reflect the difference in perception toward Blinken and Burns. As one State Department official put it, “When you want someone to drink champagne, you send Blinken. When you need someone to actually fix s**t in Brazil, the Middle East, or Russia, you send Burns.”3. And in the final days of his administration, AP's Matt Lee reports President Biden will reverse Trump's decision to designate Cuba a state sponsor of terror. The state sponsor of terror designation resulted in Cuba facing even harsher sanctions than they had during the decades-long embargo and led to multiple critical shortages of essential goods like fuel. Since the designation was announced in 2021, many have called for it to be reversed, including New York State Senators and representatives in New York, Massachusetts and Minnesota, as well as local representatives and labor unions like the UAW, UE, and others, per People's Dispatch. It is unclear why Biden is taking this action now and Trump can reverse this move as soon as he takes office.4. Turning to labor, NBC reports the Services Employees International Union (SEIU) will rejoin the AFL-CIO, 20 years after leaving the labor federation. With SEIU back in the fold, the AFL-CIO will represent over 15 million workers. AFL-CIO President Liz Shuler is quoted saying “We are the, probably, only institution in the country that has an infrastructure in every city, in every state, in every workplace, that is a mobilizing machine…And as they say, outside power builds inside power.” This move is widely seen as an attempt to consolidate worker power ahead of Trump's return to office, though the unions have resisted saying so explicitly. The Teamsters left the AFL-CIO around the same time as the SEIU, but have made no moves to rejoin the labor federation and have instead opted to strategically align themselves with Trump. It remains to be seen which strategy will yield better results.5. In more labor news, Fast Company reports servers at Waffle House franchises around the country claim “the chain forces them to do janitorial work and dishwashing for [sub-minimum] tipped wages, robbing them of up to $46.8 million.” As this piece notes, “Wage theft…is a common practice. As of 2017…workers lose $15 billion annually in minimum wage violations alone.” Moreover, “From 2021 to 2024, the Department of Labor recovered more than $1 billion in back wages and damages for 615,000 employees in the U.S.” Waffle House is a particularly egregious offender, with 90% of workers surveyed reporting they had experienced some form of wage theft in the past year. The state minimum wage in Georgia, where Waffle House is based, is a meager $5.15 per hour, yet the tipped minimum is even lower at just $2.13 – a starvation wage. One worker, Melissa Steach, is quoted saying “Corporations can't keep throwing us around because we make all this money for them…And what are they really doing with it? They are not supporting their workers. They can't keep screwing us around. We're here. We're worth it.”6. On the other end of the spectrum, Apple CEO Tim Cook's staggering compensation package hit nearly $75 million in 2024, according to the Hollywood Reporter. Converted to an hourly wage, this equates to roughly $600 per minute. This is a substantial increase from his 2023 total of $63.2 million, but still lower than the nearly $100 million he received in 2022. In October, Apple reported its services business, including Apple Music and iCloud, hit a revenue of $24.97 billion for the quarter, a “new all-time high for the company.”7. In more tech news, the Intercept reports Meta – parent company of Facebook, Instagram and WhatsApp – is relaxing their content moderation rules as they relate to hate speech. The Intercept received leaked training materials to this effect, which explicitly outline what users are now allowed to say. These officially permitted statements include “Immigrants are grubby, filthy pieces of s**t,” “Jews are flat out greedier than Christians,” and simply “I'm a proud racist.” The Electronic Frontier Foundation's international freedom of expression director Jillian York is quoted in this piece saying, “While [Meta's previous censorship regime] has often resulted in over-moderation that I and many others have criticized, these examples demonstrate that Meta's policy changes are political in nature and not intended to simply allow more freedom of expression.”8. In a more positive story of social progress, EuroNews reports that the Italian Bishops' Conference has issued new guidelines all but clearing the way for openly gay men to enter the priesthood. According to the newly issued report, titled "Guidelines and norms for seminaries,” "When referring to homosexual tendencies, it's… appropriate not to reduce discernment only to this aspect, but, as for every candidate, to grasp its meaning in the global framework of the young person's personality.” In 2023 Pope Francis told the AP that “being homosexual isn't a crime,” and has endorsed the church “blessing” same-sex unions. Women remain entirely excluded from the priesthood.9. On the domestic front, Axios reports Justice Democrats – the progressive insurgent group – is planning a new wave of primary challenges to unseat “corporatist” incumbent Democrats. While the group's number one target seems to be George Latimer, who ousted Congressman Jamaal Bowman from his newly redrawn seat last cycle, spokesperson Usamah Andrabi told Axios the group is, “keeping every deep blue district on the table.” However, many of the prominent House progressives are shying away from this effort. Pramila Jayapal, former chair of the Progressive Caucus said “I think given what's at stake we feel really urgently that we need to protect all incumbents,” while Ilhan Omar said "There are folks who endorse against their own colleagues, but I don't."10. Finally, Public Citizen co-presidents Rob Weissman and Lisa Gilbert have written a letter to the chairs of the Trump Transition team asking to be named members of the Department of Government Efficiency, aka DOGE. In this letter, Weissman and Gilbert express their “concerns about DOGE's structure and mission,” particularly with regard to its proposed leaders Elon Musk and Vivek Ramaswamy, who “hold financial interests that will be directly affected by federal budgetary policies,” but also makes the key argument that DOGE's mission to “slash excess regulation” and “cut wasteful expenditures” must be tied to the other “half of the picture: more efficiently regulating corporations to better protect consumers and the public from harmful corporate practices.” They argue that their “appointment to serve as members of DOGE” would enable them to serve as “voices for the interests of consumers and the public who are the beneficiaries of federal regulatory and spending programs.” Rather than an earnest plea for an appointment, this letter is more likely meant to expose a key issue with the DOGE project: those in charge of cutting supposed government waste are riddled with conflicts of interests. They have too many fingers in the pie. If Trump were serious about reducing government spending generally – and corruption specifically – he would appoint people like Weissman and Gilbert, not Ramaswamy and Musk. And they would start with the unbelievably bloated, unauditable Pentagon budget.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

Ricardo Lara has tips on reimbursement options, what renters and business owners should know, what to do if you're not insured and how to watch for scams.

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