Podcasts about Morpheus

Deity associated with sleep and dreams

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Ron and Nick's Best Friend Podcast
255. Acts of the Holy Spirit #9 (Acts 1:15-20)

Ron and Nick's Best Friend Podcast

Play Episode Listen Later Aug 4, 2025 32:25


Daily 7A Movement Launch Meeting ⁠⁠⁠Launch Code⁠⁠5 minutes to light the fuseHear from GodRemember who we areReceive blessingGo change the worldRon and Nick talk religious platitudes like "I guess that's the will of God" and "I really want God to use me."Notes:Acts 1:15Peter stood up (also in Acts 2:14)There is a scene in The Matrix where Neo stands up to the representatives of the evil matrix for the first time and doesn't run away. When someone asks what he is doing, Morpheus replies, “He's beginning to believe.”  We can almost see the wheels going round in Peter's head when this moment comes. He's been a failure till now. A denier and a runner. But now he stands up. What gives him the right to speak to the assembly?  Who gave him a platform or authority?  He thinks he can rebuke Jesus. He uses swords when Jesus says put swords away. He spouts curses when he's afraid of associating with Jesus. And he goes fishing when it looks like Jesus's plan isn't working out. Now he stands up?  Shouldn't it be John? At least John didn't cut, curse, or run. But it's Peter who takes charge when the community is waiting for the gift. He recognizes the moment they are in together - the need for perspective and replacement of the traitor. He has no particular right to take a place of leadership himself. He is a traitor too. But he is beginning to believe something. He is beginning to believe the Jesus commissioning; the placement of Peter at the foot of the church (Mt 16:18). The declaration that he is not Simon but Peter. He is beginning to believe in his given name and place. Peter stood up because he began to believe the gospel. Jesus restoration and Jesus placement. Acts 1:16IdentityThe Holy Spirit is the one who Peter sees in the words of the Old Testament. He doesn't yet possess the Holy Spirit or vice versa but he knows him. The Holy Spirit identity is a writer and speaker. He is consistent from the beginning of time. He is always speaking to and through people who know him. Acts 1:17He was one of our number The implications of this statement are profound. Judas the betrayer was not an outsider. He was one of them. He was one that Jesus called to himself after praying all night (Luke 6:12-16). This means that Judas joined Jesus' ministry on purpose - God's purpose. The betrayal was not a mistake nor did God cause it. God knew it and He also knew how it fit in his plans.Acts 1:20In the PsalmsThere seems to be no doubt on the part of the earliest believers and teachers of Christianity that everything in the Scriptures related to Jesus, his life, his death, his earthly ministry and his future ministry. All of everything related to Jesus for them. It was a simple belief that they held and allowed them to look to the past present and future with confidence that since they belonged to him nothing could be beyond explanation and nothing could be out of control. If you need convincing read the Psalms quoted here and see how little they have to do with "systematic theology."  No modern theologian would try to make these connections. They would be run out of their school. We can have a better theology and a better life if we adopt the view of these simple believers. Everything is about Jesus.

PandaVision: A TV Podcast
The Sandman - S2E10 "Long Live The King"

PandaVision: A TV Podcast

Play Episode Listen Later Aug 1, 2025 19:09


The ruin of The Dreaming seems imminent, with Morpheus offering himself to save those he cares for. But is all as it seems at the end?Follow all of the Stranded Panda network shows at strandedpanda.comFind Ashley on Bill and Ashley's Terror Theaterhttps://podcasts.apple.com/us/podcast/bill-ashleys-terror-theater/id1630376625Find Hayley at The Source Pages Podcast.https://podcasts.apple.com/us/podcast/source-pages-a-reading-collective-andor/id1573495735

One Piece React Forever
GB 188 Sandman Pequenos Perpétuos

One Piece React Forever

Play Episode Listen Later Jul 29, 2025 8:37


Sandman part 10Ultimo arco de antologias deste universo mutcho loko antes de adentrarmos no fim da história de Morpheus!Esta história está no Os Pequenos Perpétuos de Sandman Apresenta vol 2 pela Panini

The Passive Income Attorney Podcast
TME 08 | Build a Bigger Life, Not a Bigger Lifestyle: The Real Path to Freedom with Adam Caroll

The Passive Income Attorney Podcast

Play Episode Listen Later Jul 28, 2025 49:45


Title: Build a Bigger Life, Not a Bigger Lifestyle: The Real Path to Freedom with Adam Caroll Summary: In this episode of Raise the Bar Radio, guest (Adam Carroll) shares his journey from a traveling professional speaker to building sustainable wealth through passive income strategies. After realizing the limitations of trading time for money, Adam developed The Shred Method, a cashflow reorientation system that minimizes debt interest and frees up capital to build liquidity and invest. By leveraging lines of credit and algorithm-driven cash deployment, individuals can rapidly pay down debts and reallocate savings into passive income streams like real estate syndications, intellectual property, and other alternative investments. Adam stresses that most high-income earners don't have an income problem - they have a liquidity problem tied up in low-access retirement plans and excessive spending. Finally, he expands on his philosophy of "building a bigger life, not a bigger lifestyle," urging professionals to align spending and time with their values to achieve fulfillment and financial freedom within 10 years. Links to Watch and Subscribe:   Bullet Point Highlights: Trading time for money is limiting. Adam shifted from paid speaking gigs to building passive income streams for true freedom. The Shred Method minimizes interest expenses. By using cashflow more efficiently through lines of credit and optimized algorithms, debt is paid down faster, freeing liquidity for investing. Passive income is key to wealth. Adam focuses on real estate syndications, ATM tranches, intellectual property, and digital products to generate consistent, diversified passive cash flow. Most people have a liquidity problem, not an income problem. Money is often locked in 401(k)s or spent wastefully — instead, creating accessible liquidity allows for opportunity-based investing. Building a bigger life requires intentionality. Aligning spending and actions with core values (like family, freedom, growth) leads to fulfillment — not just more stuff. The game becomes fun. Once passive income starts flowing, investing becomes strategic, diversified, and compounding — eventually replacing active income and creating financial independence. Anyone can implement this. While you can DIY, Adam recommends coaching to fast-track understanding and execution of the Shred Method. Transcript: (Seth Bradley) (00:02.094) What's up, Builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm (Seth Bradley), securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game.   If you're ready to raise more capital, close bigger deals, build a better you and create true financial freedom, you're in the right place. Let's go. Adam, what's going on, brother? Welcome to the show.   Hey Seth, thanks for having me, man. I'm excited about our conversation today.   Yeah, dude, super stoked to have you on today. It's going to be an awesome show, man. Let's dive right in. Tell us a little bit about yourself, your background. Take it back as far as you want to. Yeah.   Well, for the last 15 years or so, almost 20 now, guess, I've been making my living, opening my mouth and just speaking on stages all across the country. Had the opportunity to do a couple of international gigs, which was a blast. And in the midst of all that, making my living as a professional speaker, I realized that if I was very similar to your audience, if I wasn't doing the deal, doing the gig, doing the engagement, I wasn't getting paid.   (Adam Carroll) (01:26.184) And so a mentor of mine said, the goal is not to go to work and get paid. The goal is to go to work and get paid, get paid, get paid, get paid, get paid, get paid, get paid. And so I started figuring out that what I really wanted to do with the messaging that I was delivering was turn it into sort of a mediapreneurship where I was a mediapreneur creating content, but then I'd get paid for the content over and over and over again. And that today looks like I've written a bunch of books.   I've got a documentary that I produced that aired on CNBC. And now we're starting to get into more of a SaaS business, which I'm sure we'll talk about. That's the shred method. But I, you what I do when people ask me, I tell them, I love to educate people about new and different ways of building a bigger life, not a bigger lifestyle. And I would say you and I have that in common, because I know you're doing that on the show.   Yeah, absolutely, man. I gotta ask, how do you become a professional speaker? I bet a lot of people are thinking about that.   The origin story is kind of interesting because I was a clothier at the time in Denver, Colorado. And I was literally going out and meeting with high level executives in their offices, selling them custom made suits and shirts and sport coats and pants and whatnot. And it occurred to me in the middle of a meeting at one point, an appointment with one of my clients that I didn't want to measure in seams for the rest of my life. And I'll keep it PG but   This guy was one of my favorite clients. He was irreverent and funny and wasn't afraid to spend money on clothes. But this particular day, he confided in me that he wasn't wearing any underwear. And I was just like, dude, JP, what? You knew I was coming here today. He's like, I know, I just forgot. I'm sorry. I'm sorry. And I walked out and I went, I don't want to do this anymore. I just don't want to do this. And the company that I worked for is a fairly well known clothier. But   (Adam Carroll) (03:22.55) Every day I would drive around in my car listening to motivational messages. You know, they were on CDs at the time. I'm going to date myself, but I would listen to like Mark Victor Hansen and Jack Canfield and Les Brown and Zig Ziglar. I would listen to all these CDs in my car. And Mark Victor Hansen said on one of the CDs that public speaking is one of the most noble professions because you get to travel the world. You get to change people's lives and you make a lot of money doing it. And I remember thinking.   That's what I want to do. All three of those things rolled into one. And so I reached out to a buddy of mine and said, dude, I don't think I'm in the right job. I need to be doing something else. He said, what do you want to do? And I told him, and you know how the universe kind of works in mysterious ways. He goes, well, Anne, who used to work with us, she works for a company that that's all they do is hire speakers. And so I sent in a tape, I auditioned, I got the gig.   And I was a W2 employee of theirs for about two years and then realized that I was being underpaid for the work I was doing, that I was actually probably one of the top 10 % of speakers on the roster. And then I realized that when you can make anywhere from a thousand to $5,000 an hour doing that, it was a pretty good paying gig if you were out on your own. I took the jump and have been doing it ever since.   Interesting man. I didn't realize that you could have a W-2 as a speaker I thought everybody that was speaking was getting the speakers that were getting paid, you know They were kind of doing it on their own. I don't realize there was kind of a there was a way to do it where there's a company that pays W-2 wages to speakers to speak it events. Yeah, it's interesting   It is interesting because there are companies that will hire you as a speaker to go and it may be sell their product or service. Or in this case, I was working for a company that was a division of monster.com, the job search company. And I was, I was speaking to high school and college students all across the country. And I probably presented to like 200,000 people in, two years time. So it was just a great practice run and a great way to cut my teeth on a very difficult audience. Because.   (Adam Carroll) (05:36.814) I don't know if you've ever been around a freshman in high school or a sophomore in high school, but they're like the most apathetic human beings on the face of earth. They don't want to be there. I could have lit myself on fire and they'd been like, cool, what else you got? And then when I realized that there were speakers like me that were out who basically just said, this is my topic. This is my specialty, if you will. And here's the rate. And the more they spoke and the...   we have a theory that the more you speak, the more you speak. So once you get out, you hang your own shingle and say, I'm a speaker in this topic, people begin to know you as that person. And then word gets around and obviously you have to not suck on stage. That's part of it. But if you're great at keeping audiences attention, and I really studied NLP, neuro-linguistic programming to use the right words, I studied comedians to figure out what was funny and what wasn't, and it just worked.   Over time, I had more more bookings and at the peak of my career, I was doing like 70 or 75 gigs a year.   Wow, wow, that's incredible. Definitely didn't realize that was your background. I remember those folks coming to like the office and selling suits and doing that sort of thing. So that's pretty interesting. I'm sure a lot of listeners out there are familiar with that process as well.   Yeah. Yeah, it was, it was a great, it was a great gig. mean, I met all sorts of really phenomenal business people. And I think for me, it was, it was like confirmation that I had this desire to, to impact people. And my boss at one point, he was like, Hey, these people love you. They want you to come around. They love the discussion and the conversation. They need to buy stuff from you. And, and there was a.   (Seth Bradley) (07:01.639) sorry, go ahead.   (Adam Carroll) (07:26.574) It's kind of a realization for me that I didn't necessarily want to have to sell. wanted people to buy. And speaking makes it real easy to do that.   Hmm. Yeah, makes sense. Let's jump right into it, man. Let's talk about the shred method. A lot of folks will find this very interesting. I know that I do. What is it? And let's just start there. What is it? Tell us a little bit about it.   Yeah, the shred method, first of all, thank you for asking. it's, it's, for me, I don't say this lightly, but nothing has built more wealth for me and my family than following this model. And the reason for it is there are two great expenses that everyone has in life. And I'm sure all of your listeners, be they attorneys, doctors, other professionally degreed folks.   If you're in a W-2 job, you know this to be true. The two greatest expenses we have in life are taxes and the interest expense on debt. Those are the two greatest expenses. And a gentleman that I had met years ago who helped me with tax situations, just a brilliant, brilliant strategist, he said, Adam, if you focus on minimizing your tax liability, that will get you halfway there. And it's very easy to do, buy real estate, have depreciable assets.   you know, make personal expenses, business expenses, etc, etc. But he said, if you can focus on minimizing the interest expense on debt, this is like a video game that you can't lose. And so when I learned about the shred method, and this is known by a variety of different terms, some people call it an Australian mortgage, it's called velocity banking, we've taken those concepts and turbocharged them.   (Adam Carroll) (09:09.474) almost like putting nitrous oxide in a gas tank, you know, in terms of making it go faster. But the shred method is a unique tool and a way of reorienting your cash flow through your household so that it is being used to the most efficient use possible. And to kind of qualify that, Seth, if you were to leave your home in the morning to go to the grocery store, as an example, and you came back home, emptied the car out,   knowing you had to go to post office at like 4 p.m., would you leave your car idling in the driveway all day?   (Adam Carroll) (09:46.284) Nope. No, and why wouldn't you?   Wasteful.   Yeah, wasteful, you'd burn gas, it'd be hard on the engine. It's just inefficient, right? And yet what most people do is they get their income, their income gets deposited into a checking account, and it sits there for days, weeks, months, sometimes years on end. And we never really use it to its highest efficiency. Meanwhile, we might have debts, commercial debts, primary mortgages, might have student loans yet. And all of those are accruing amortized interest.   right? And you might say it's compound interest working against you to a certain extent. But at the very least amortized interest means that the majority of the interest you're paying on that debt is upfront, it's in the first one to five years. And so the shred method teaches people how to take that income that is being super inefficient in an account, and instead begin to apply it through a process that allows you to blast away   the highest interest or highest payment debts that you have, freeing up cash flow, building equity, and ultimately, and this is the key, creating liquidity to go buy passive income properties, if you will, or other passive income plays.   (Seth Bradley) (11:02.058) Interesting. Yeah, and we actually haven't had anyone on the show to speak about this method, whatever nomenclature you might use. So let's go in a little bit more detail. mean, what is the vehicle? What is this flow of money that you're talking about?   So, know, logistically, here's how it works. Money typically would just get deposited into checking. You pay everything out of checking your mortgage, your car loan, your credit cards, living expenses. And the gurus would tell you that anything extra should really go towards savings and investments, right? And for most people, it goes to Costco, Target and Dining Out. That's where it goes. You know, it doesn't stay in the account, doesn't go into savings. If it does, it goes there for a small period of time. I think that most people   don't really have a savings account, they have a put and take account, because they put a little bit in, take a little bit out, put a little bit in, take a lot out. So the way this works is the money instead of being deposited straight to a checking account gets deposited into what we call a shred account. And the shred account could either be a line of credit, or it could be just a side account of money that you have sitting there that has not been accessed in some time. And what we tell our users is that   you really want to have either a line of credit or a shred account that is one and a half to two times what your monthly net take home is. So if you're bringing home 10 grand a month net, then ideally you want either a line of credit or a shred account of 15 to 20 grand. And the magic of this is the money is going to flow into that account. But the shred method is powered by a piece of software that is based on an algorithm that's tracking your income.   your expenses, the interest that you're paying on all your debts, and how much discretionary money you have available at any given point in time. And essentially, we're leveraging that in really short bursts of time against your largest debts, which could be, again, student loans, could be your mortgage, could be commercial properties. And in doing that, what we're doing is we're saving copious amounts of interest, like literally tens to hundreds of thousands of dollars.   (Adam Carroll) (13:11.122) And in the process, we're freeing up a ton of equity. So people that are saying, hey, I'm paycheck to paycheck. It's hard for me to figure out how am I going to invest more money? We're telling them the money is going to come from the equity that you're creating in your properties by paying them down rapidly.   I love that because I can see where this is going to potentially free up some extra cash to invest. A lot of folks out there, including myself back in the day, we got caught up in this thing we call the golden handcuffs where we're just spending everything. Like you said, we're spending it on Target, on eating out, on things that we really don't need. mean, there's a time and place for spending money on having a good time and enjoying your life for sure.   But we just we tend to overdo it as our income grows our expenses grow right along with it And a lot of people that I talked to about investing they're like, you know I don't have fifty thousand dollars to invest in this real estate deal or a hundred thousand dollars in this real estate deal and it's like well Well, why don't you you know make three hundred thousand dollars you why don't you have fifty thousand dollars to invest in this awesome deal? Right or to you know, put aside for your emergency fund. Like why don't you have these things set up?   So, you know, we always have to walk them through, you know, the expenses is the issue. Really, it's what are you spending all this money on? we try to find how they can save on those expenses so that they can invest in these assets that are really going to set them financially free.   No doubt. And I think you hit the nail on the head. If somebody's making, and honestly, I tell people if you're making six figures plus $100,000 plus, and you don't have 10, 20, $50,000 ready to go, there's something fundamentally wrong. And here it is, we're sending too much money to our banker, and it just goes up in smoke. Right? We like to refer to it as the interest to income ratio, which is if you take how much income you make,   (Adam Carroll) (15:11.694) and you back out how much of that income is actually going to pay interest expense, it'll probably blow your mind. If someone's got a multi-six figure home or mortgage that they're paying on, and they've got student loans, and maybe they're driving a $50,000 to $100,000 vehicle with a payment attached to it, you're probably burning 50 to 60 grand a year in interest and not really thinking twice about it. So what this does is it starts to claw back some of the money that you're sending to your banker.   Which by the way, they make plenty of money. They don't need your money. That is the most profitable business out there is banking and lending. mean, literally, Seth, if you drive two miles around your property there, how many banks would you be able to stop at, do you think? Ballpark best guess.   Right, half a dozen.   Easily, right? And they're probably $10 million buildings minimum. Out there, they're even more, right? So, so this is the deal. They're profitable business ventures. And what we have to remember sometimes is we are their compound interest vehicle, right? Us making our payment every single month is what makes the banks all the money. And if we can game that system, if even for 12 to 18 months at the very beginning of our debt,   we can strip away a huge chunk of the interest that we would normally be paying them over the course of a decade or more. To your audience, that's how I'd say this is how you find the extra 50 or 100 grand because you do have it and it should be in the equity of your property and easily accessible as a liquidity tool. It just isn't because you haven't challenged the banking system.   (Seth Bradley) (16:57.073) Yeah. Now, is this something you can set up yourself or is this something that you need an expert to kind of walk you through? I'm sure if you could probably do it either way. It's just like anything else. You want to take the shortcut or not. But yeah, I just like to know your thoughts on that.   You're exactly right. I I could build a deck on my house if I wanted to and had three months to learn how to do it. Anybody can learn how to do this. My question to most people when they say, I do this myself? I'll say, yes, why haven't you? And for that, the investment with us is very minimal, mainly what it is is coaching and being able to help people get the logistics right. Because once they get it, it's very simple.   but there requires a little bit of retraining the brain in terms of how to handle your money and where the cash flow goes, because it's so, it's like so ingrained in us to live in the banker's business model, put money in checking, pay your bills, anything leftover goes over here. And if you look at it critically, the two groups that are really making money using the existing platform are bankers,   and any advisors that are accepting your money and then turning around and doing something with it. A friend of mine used to call it the helper class. So when the helper class has your money, they're making a ton of money, probably more than you are. And that's our goal is to begin to start to pull back some of the money from the helper class to keep it for ourselves to build those massive passive permanent streams of income.   Yeah, yeah, that makes sense. We tend to bash a few of those helper class folks. I mean, they're not all created equal, including some financial advisors and folks like that that, you know, they're okay people, but their interests aren't necessarily aligned with yours.   (Adam Carroll) (18:51.576) That's right. I would agree with that. I don't want to villainize them, but I think that personal finance is personal. The challenge that I have with anyone out there who espouses a certain way, mine included, is it has to be for the right kind of audience, the right avatar. From our perspective, the people that we help out are the ones who do want to break free from the W-2. They want to create massive passive permanent streams of income.   Over time, they'd like to build a bigger life, not a bigger lifestyle. So if someone's chronically overspending, got to have the newest of the new every single time, they may not be a perfect fit with our strategy because the goal is to continually increase your income while either keeping your expenses similar or even trending down over time, which is not to say that you can't expand where you're spending. Your income is increasing exponentially relative to your expenses.   we do that through the model that we're teaching people. So, you if you're a new car every six months or 12 months kind of person may not be a perfect fit. But if you're somebody who's like, hey, the debt's kind of oppressive, I want to get rid of it. And I want to build, you know, massive wealth for future generations, then generally speaking, we're a pretty good fit for for those folks.   Yeah, yeah, that makes a lot of sense. And I feel like there's, there's probably, it's probably a math equation, right? Like we can't necessarily do it on this show because it's, everybody's taking it in by audio for the most part. there's gotta be an algorithm and you could probably, you know, set those expense numbers and interest numbers that you're paying on your mortgage and other debts and what you're going to pay on that through the shred method and kind of see the savings and how you can grow that wealth year over year.   You're exactly right. It is super fluid. So if your income changes, your expenses change, we plug all that data in and hit recalculate and the thing automatically adjusts to whatever your expenses are. So one of the things that I would never fault anyone for is taking awesome vacations or buying a new car, whatever your choice is. Again, we're not going to villainize anyone for living their life.   (Adam Carroll) (21:06.67) But what we can do through shred is to say, hey, if you're going to drop 10 grand on a vacation, it's going to change your payoff by a month or two months or six months, depending on your income and discretionary income. And if someone knows that and they're planning on it, at least they're armed with that information as opposed to, gosh, we shouldn't do this, but we did or should we buy this $50,000 card? Does it make sense? Or 80 or 150 or whatever your number is.   We can show you exactly do it, just know this is what it changes in the process.   Yeah, yeah, I like that because you can just show them this is the impact it's going to have on paper before they do it and then you can make a better decision on whether or not you want to do that or not.   Absolutely. And furthermore, and you'll appreciate this, I know you're of this mindset, you'll get to a point where it's like, if you want the new car, then invest the money in a syndication or another property that puts enough money in your pocket, you can go pay for the car. But let your assets pay for your liabilities. And I think that's the main thing that many people, I'm sure your listeners, certainly folks that we engage with.   They don't have a lot of assets. They work hard, they make good money, but that is the sum total of their income, is active income. And our goal is to increase passive income over time where it supersedes your expenses because at that point you're financially free.   (Seth Bradley) (22:36.758) Right, right. What are some of the passive investments that you're involved in or that you recommend to people once they've implemented this system and they're trying to build those passive income streams?   Yeah, there are a number of them and I keep getting introduced to more and more all the time, Seth. I mentioned that, you know, that I was a mediapreneur and that the goal was to work, do the work and then get paid, get paid, get paid, get paid. So I started looking for other passive income streams. I really do love real estate. I've been invested in real estate for a long time. We divested of personally held real estate about four or five years ago. And   You know, I think I was too early to the party, but I thought the market was peaking and I thought I could get the max amount out of my properties. And I think I did at the time. And then we were introduced to syndications and we started really appreciating the fact that you could own a piece of a 350 unit apartment complex in South Carolina or Houston, Texas, or some other growing city and get a couple things, either monthly or quarterly income. You could get bonus depreciation.   And you basically got a K1 at the end of the year, which allows you to claim some of those expenses. And so we love syndications. We try and stack syndications on top of each other. they're coming due. They're selling every three or four or five years. So we'll put an amount of capital in knowing that it's going to turn over in short order. And we'll have another amount of capital to put in. And generally speaking, that capital amount just keeps going up.   So we love syndications. I've been introduced and we haven't pulled the trigger yet, but on ATM tranches where you can buy, have you heard this investment? Yep. So you can buy, you know, an amount of ATM machines where you're basically compensated on whatever the fee revenue on those are. There are many advantages to those. There are some drawbacks to it, but it's again, a passive income stream and one that's fairly consistent.   (Seth Bradley) (24:25.798) yeah, for sure.   (Adam Carroll) (24:44.59) Then I really like intellectual property plays. I will tend to invest in a business that has some IP and it may not cashflow right away, but I know that in two or three years, the IP is probably going to be worth something. It's more of a long-term play for me. I'm not going to put as much in it, but we have a couple of 25 to $50,000 investments in those kinds of deals as well. That, in addition to books and   documentary is still selling and things like that I'll keep doing. For me, the process of creating passive income is kind of a game. And so whatever the next thing is, I'm digging in, I want to learn it. total sidebar, but I'm trying to teach my sons and my daughter, this is the way of the future. It's not about working a nine to five and getting W2 and staying with the company for 30 years, it just doesn't happen anymore. It's about setting up   just perpetual income streams that allow you to live the way you want to live. And that, you know, I think that answers your question, hopefully.   (Seth Bradley) (25:52.174) Pardon the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more.   Yeah, yeah, that's right. You're preaching to the choir here, man. That's awesome. And you're kind of pretty deep into it. A lot of people will invest in a syndication and it is expensive to get involved, right? I mean, it's 50 grand or so or more to get into one of these things. And they're like, okay, I'm done. But you can't be done. You have to keep saving, keep investing. And you're in it to the point where past investors start really start accumulating wealth because they start stacking.   They start coming due every two, three, four, five years. You put it back in another one and they just compound on each other. And you're really accumulating this tax free if you stack them correctly. So it is an incredible vehicle once you get going. And it does turn into a game. I mean, you can look at your bank account or look at your personal P &L and just see how it's growing over five, 10 years. It's incredible. And you're not doing any work. You're vetting the sponsor, the market and the deal and really just the sponsor once you get really good at it.   and you keep reinvesting with the same sponsors that you like and there's no work involved, no tenants, toilets and trash, none of that.   Yes. Yes. And I think you hit the nail on the head when you find a sponsor you really like and you jive with, it's easy to roll the money over to them because they're constantly looking for the next deal. their reputation, their personality, everything is based on their success. they have a very, very vested interest to make you money. And so I don't think I fully realized when I was younger   (Adam Carroll) (27:50.35) the power of having the ability to write a 50 or $100,000 check. And once you get there and you can do 50 or 100 or get to a point where you can write a $500,000 or a million dollar check, things change drastically because there are syndicators out there that will take a million bucks. They'll pay you $90,000 a year guaranteed on the investment. You'll get bonus depreciation and write-offs and all of that. And you'll have like a...   200 % return on it within four or five years, three, four or five years. That's where you can buy a new car every year or two or three, because you need like a $75,000 or $80,000 write-off to your business. So you need a truck or you need a heavy vehicle,   Yeah, yeah, that's right. I mean, that's a good point. mean, people that have $500,000, a million dollars or more liquid, I mean, you can just look at a simple math and you get an 8 to 10 % return on that in cash flow, just in cash flow. You know, if you're living reasonably, you can live off of that. So, yeah, so you can be, you you don't need $10 million, $20 million to retire off of this if you invest in the right deals.   Totally. Totally.   (Seth Bradley) (29:03.926) and kind of spread it across, diversify in different deals, different sponsors, different geographies, different asset types. You can be retired if you want to. It's closer than people think.   I would agree. We have a theory that nearly everyone and certainly your audience could be free, done, done completely in 10 years or less. Absolutely. We call it a 10-year freedom plan. the challenge, think, Seth, and I would be curious your take on this, but I think the challenge for most people is not necessarily an income problem. It's a liquidity problem. So you make good income, right? And we talked about it. It's the expenses that factors in.   But where the majority of your investments go are probably in qualified funds. They're sitting in 401ks and Roth IRAs. Unless it's self-directed, you can't really access it till you're 59 and a half. And even then it's 59 and a half to 70 and a half, you have free rein access. Otherwise the government's regulating how much you take out without fees or penalties. That's a liquidity problem. And so the shred method takes that into account and starts to build   pockets or buckets of liquidity that you can draw from. The first is your home equity, or it could be equity in a commercial property. And then the next would be building a bank of money that you're borrowing from at some point in time, just another bucket. And the more buckets of money that we create, the more liquidity you have and the more investments you can get into, thereby increasing your passive income. So to your point, you do this well, it's like a video game you can't lose over time.   Yeah, yeah, that's right. And we've been programmed to think if we have a high paying job, we just put as much as we can into a 401k and we're doing the right thing and we're doing everything that we need to do and we're not and then everything that doesn't go into that 401k we're spending. So we're not saving anything else. We're not keeping anything else liquid. And we're just assuming that we're going to be okay because we put this money in the 401k. Well, like you said, you can't access it until you're 60 years old. That's right. Unless you take it out with a major penalty. So   (Seth Bradley) (31:10.062) You know, one way to do that obviously is to roll it over in an SDIRA or self-directed, I'm sorry, 401k, the self-directed, something that you have some control over. And then it does become liquid in the sense that you can at least invest it in things that you want to invest in rather than a financial advisor or just stocks, bonds and mutual funds. And then as you said, there's different ways that you can free up liquidity, a HELOC.   something like that borrow against a life insurance policy we've talked about infinite banking policies things like that there's there's creative ways to do it you just need to be aware of it most people just aren't aware of how to how to do that   Yeah, I think that's what's so valuable about your show too, man, is that we only know what we know. And there's an enormous amount that we don't know we don't know. So when I got introduced to syndications, and I got introduced to the ATM tranches, and I'm looking at these going, you know, there is risk, there's risk in everything. But the risk is so mitigated. And you don't realize that if you're writing $100,000 check, and they're saying, yeah, we're going to pay you 9 % guaranteed.   And these are some syndicators will promise an interest rate based on what class of investor you are, A, B, C, D, whatever it may be. But when I looked at that and I go, if I'm striving to get eight to 10 % in the S &P 500, and I have zero control over that, where would I rather be placing my money? That was something I didn't know I didn't know. And it's always fascinating to me to begin sharing this with people because   When I share the shred method, a lot of folks go, not too good to be true. If it's so good, why isn't everybody doing it? And what I'll tell them is because of human behavior and because the bank's lobbies and their marketing engine is so powerful. But it's not magic, it's math. We're taking mathematical principles, risk-based principles and applying it to real estate or finance and figuring out how to make an amount of money that will supersede what you're.   (Adam Carroll) (33:13.782) your W2 job is pretty simple. That's right. Yeah.   Yeah, pretty simple. It's math. Just got to get it down on paper, right? Yeah. All right. Let's switch gears a little bit. I want to quickly get into, you know, this concept that you preach about building a bigger life at work because I think that's, you know, inspiring and that sort of thing and really life in general, right? Tell us about that concept and kind of dive in a little bit.   Yeah.   (Adam Carroll) (33:37.964) Yeah, you know, this started, it would actually started from a conversation I had with a recent college graduate, and they had gotten an advanced degree, they were going into a high paying job. And I think they'd been at it for maybe nine months or so. And we were having coffee and this person said to me, I'm just not satisfied. And I said, Well, what what is it you're not satisfied with? And they said, Well, the issue is that I thought at this point in time after graduating, he'd be traveling the globe.   You know, that was what he had always romanticized was just tons of travel and do whatever he wanted to do. And I said, well, what's keeping you from that? And he goes, well, you know, I just got into this long-term lease apartment. go, okay. And he said, and I bought a bunch of furniture that I financed. And, and then it's like, okay. He goes, I have a couple of gym memberships, not one, two gym memberships, you know, each probably 80 to 120 bucks a piece a month had a car payment because he needed a fancy car. And I said,   Dude, it sounds to me like you're building a bigger lifestyle, not a bigger life. And what you're asking for is a bigger life. And that became almost a deep dive search for me on what would building a bigger life mean for me and my family. And what I did, Seth, was I started digging into what are my core values? How can I live according to those core values, not according to my neighbor's core values, you who may be drastically different than mine? And...   I ended up writing a book called The Build a Bigger Life Manifesto, which breaks down how do you do this step by step. And there are 10 core tenets. And the first one is you got to build on a strong values foundation, like understanding what is it truly you value in life. And if you're doing more of that, then your life should be fulfilling. And mine are family, freedom, love, growth, and connection. And if I'm fulfilling those five buckets on a weekly basis, generally speaking, I'm really fulfilled.   And so the second is have a bigger vision and a bigger vision for your life might mean I'm not going to stay in this job for the next 20 years and hopefully make partner. then hopefully, because we all know that as you get promoted in a W-2 job, it doesn't mean you work less. It means you work more. And so my bigger vision was I want to make my vocation, my vacation. I'm going to speak, but I'm going to speak in cool places that I can take my family to. People are going to pay me really well to do it.   (Adam Carroll) (36:03.368) and I'm going to do it X number of times a year. And then I started asking, and this is the third step, asking bigger questions. And bigger questions look like, okay, so if I wanted to do that, how would I get better at speaking? How would I get so good that people will pay me 10 or 15 or 20 grand to go do what I do for an hour? What would that look like? I started asking not how would I pay my house off early? How would I pay my house off by the end of this year?   And when I asked that question, answers started coming and we were able to do it. So this is kind of the layout of how we walk people through this process. And for me, a bigger life today is just that, you know, I live for my family. I want to travel with them. I want to have tons of fun with them while they're still in the house. I have two teenagers and one in college. And soon, you know, eventually they'll be gone and it'll be my wife and I going and living the life that we most want.   Our lifestyle right now is pretty locked in. We have a beautiful home, we drive nice cars, but everything's paid for. And at this point, the goal is just to continually create massive passive permanent streams of income that afford us the ability to be generous, to live the life we want. And ultimately for me to be able to go share that message with other people.   And something so simple that you did there, it's just, you know, ask yourself what's important. A lot of us don't take the time to think about why we're upset, why are we not happy. And a lot of it comes down to not filling those buckets that are important to us on a regular basis. to be able to figure that out, you've got to take a few moments to think deeply about what it is that's important to you.   100%. And I'll give you a great example, Seth. One guy that we worked with, he realized that one of his core values that was not being fulfilled was adventure. So he loved his job and he goes, I don't know what it is, I'm just dissatisfied. And we went through the values assessment and adventure was on there. I go, well, where are you getting adventure? And he said, you know, that's the problem. I'm not, I haven't had an adventure in two years. I said, so maybe in building your life,   (Adam Carroll) (38:21.538) we need to figure out where are you carving out adventure for yourself or your family to make sure that you're doing it. For him, community was a big part of it. And he was getting some of that in his day-to-day client interactions. But what he really wanted was to build a community of friends that would go do stuff together. And I said, that's on you, man. If you really want that as part of your life, you got to build whatever that looks like.   And what if you combine that and adventure? So you get a whole group of adventure seekers that get together three times a year to go skiing in Aspen or, you know, go skydiving on a weekend or whatever it is. What would that look like to do that? And he lit up and you know, I could do this right now. So to your point, I think we're all very, very close to having a fulfilled life and building a bigger life. But you do have to take time to figure out what does that look like for you.   For sure, for sure. And a lot of the folks listening are attorneys and doctors and they tend to have high suicide rates, all these crazy things, substance abuse. people from the outside looking in think, why? Because you're making all this money. You have this high profession that everybody looks up to and you're not unhappy. And that's why, because those folks...   folks like us, we're just really focused on just that occupation. And that's it. And we don't focus on some of the other things that would fulfill us and make us happy. tons of attorneys I talk to try to get, they're like, how do I start investing as quickly as possible? Make as much money as quickly as possible so I can get out of this job because I hate being an attorney or I hate being a dentist or whatever it is. But really, that might not be the issue. The issue is that you're not filling up those buckets outside of your   career. And if you were to start filling those buckets, start paying more attention to those things, you might not be as unhappy in your career. And you might actually find that you enjoy what you're doing because you're good at it. You worked really hard to get there and you're making a good bit of money doing it.   (Adam Carroll) (40:22.06) No doubt, no doubt. I would add to that, that I think the majority of professions that you just listed, dentists, doctors, lawyers, et cetera, what they really want is they want to maintain professional status, do what they do, they've gone to school, they've learned how to do it. But over time, they want to work less and less, not more and more. And if you're doing what you recommend on the show, and if you're leveraging something like the shred method to create it, you can get to a point where   half or more of your income, ideally all of it, is replaced by passive income. But it requires that you get really focused on working for the right reasons and not filling in the lack of fulfillment or unhappiness with a new car or the next do-dad or spending a fortune on something. Instead, decide, I'm going to go get into an investment this year that will begin the process of creating passive income for me to start building the life that I truly want.   And it is, it's pretty transformational once you figure out how to do it and what the next steps are.   Yeah, it's like the matrix. mean, you start kind of, as soon as you start, it becomes a game, how you said it earlier in the show, and you just start seeing things that you didn't see before. You start being presented with new types of investments and businesses that you can invest in that you never saw before, but they were right under your nose. It does turn into a fun game, a money game.   Yeah, no question. I was at a conference not too long ago and they were calling me Morpheus because I made a reference to the red pill or the blue pill. And they were like, dude, you're Morpheus. I just took the red pill. Now I'm going down the rabbit hole. So beware. Are you ready to take the red pill?   (Seth Bradley) (42:08.374) Love that, love that. All right Adam, before we jump into the freedom four, what's one last golden nugget for our listeners?   A golden nugget for your listeners is that money today is abstract. It's not a concrete thing. Several decades ago, you would be given cash or you'd pay for things in cash. And today, virtually everything is a cashless transaction. And when we're not using cash, it doesn't feel real. If we're using Apple Pay or we're swiping our card or tapping our card,   It doesn't feel real. In fact, there's no pain sensor that triggers when you do that. The opposite is true on Amazon. When you hit one click ship for $47, a pleasure sensor actually is activated because you're in anticipation of that thing coming to you. So we also have to realize that the more money you make, it feels like, well, the more you have to spend. But because money doesn't feel real, you're spending way more than you think you are.   because of the abstract nature of it. So some of that is like reigning back in and understanding these are real dollars that you're putting on a card or swiping on your phone or whatever it may be and deciding is this the best intentional use of this money or could I be using it to build the life that I truly want? And I will add to that Seth that it's very short. There's a short amount of time that it requires you to function just a little bit differently.   order to get there where all the passive income covers your wants. So just like intentionality for the next 12 to 24 months will make a massive difference in your life.   (Seth Bradley) (43:48.502) Yeah, that's all it takes. All right, let's jump into the freedom four. What's the best thing you do to keep your mind and body healthy?   I am part of an exercise group called F3 and it stands for fitness fellowship and faith. There's like 75,000 guys all over the world that do this every morning. And we get up, you know, rain, sun, sleet or hail. I mean, we were working out in like eight degree Fahrenheit weather this winter outside. It's always outside. And I love it. I do it four or five, sometimes six mornings a week. But for me, just getting up the first hour of my day will   will dictate what the rest of my day does. And so my F3 brothers and I, that's the right way for me to get started.   awesome. With all your success what is one limiting belief that you've crushed along the way and how did you get past it?   you know, this is, this is going to sound a bit like an oxymoron statement, but a limiting belief is that, man, there's so much opportunity. And for me, I'm a bright, shiny object guy. for years, my wife was like, just pick one opportunity, please just pick one. And so for me, it's, you know, it's the fact that there is so much I can do limits me because you can really get very, very good at one thing.   (Adam Carroll) (45:08.078) But I'm a big fan of James Clear and the book Atomic Habits. And he'll say that it's hard to get traction when your focus is divided. And so I've been really intentional about zeroing in on my focus and knowing that this is what I'm setting out to do. And it may be for 12 months or 24 months or five years. And I'll reevaluate along the way. But I've got one thing and I'm really focused on that. So that's been a limiting belief I've had to get over.   Awesome. Awesome. What's one actionable step our listeners can do right now to start creating more freedom?   Well, go to the shredmethod.com not to do a self plug, it is. Go watch the masterclass, see what we do and how we do it. If you are already intrigued by this and are wondering like, what should I do with a HELOC or should I have a HELOC? My answer to everyone is everyone should have a HELOC, everyone. If you have equity in your home, why do you not have a line of credit? If for nothing else to have that is an emergency.   of some kind. So point blank, the first thing you ought to do is go access a line of credit, be it a home equity line, a personal line of credit, a P lock, or a B lock, a business line of credit. can also do a cash value line of credit. But I think you got to have one of those because when you understand this method, this process, that's a linchpin to making this work.   Great. How is passive income made your life better?   (Adam Carroll) (46:42.698) you know, I like to call it mailbox money and, man, love mailbox money. When it shows up, I celebrate and I've, I've had a mantra for years that I'm a money magnet, that money comes easily and frequently, that I get more checks in the mail than I do bills. And I just repeat those mantras over and over again. So every time I set up another form of passive income, man, it's just like a win.   that you feel deep down inside. And it doesn't matter, Seth, if it's 50 bucks or 15 bucks or five bucks or 5,000, right? Total sidebar, real quick story, but I was sitting with a buddy of mine at a conference and he kept showing me his phone and he was clearly showing off. But every time he'd pop up his phone, was like another sale was made. And it'd be like $27, $170, $300. And I go...   Dude, how are you doing this?" And he said, I set up these funnels and it's just a little digital product I created and we're doing ads and we're putting all the people towards these ads. And I said, so how many of those do get a month? He goes, I don't somewhere between $9,000 and $10,000 a month is coming in. And I remember feeling giddy for him and giddy about the idea that this could be possible, that you could just do whatever you want to do every day. Go fishing, go surfing, be on a sailboat somewhere and pull up your phone and be like, well, this is cool. just made...   $800. So for me, we have started to build that into what we're doing. I now get alerts on my Apple Watch. It's a Slackbot. So every time a sale is made, it pops up. we went to Mexico over spring break and the vendors on the Mexican beaches, they bless themselves every time they make a sale. And so now when a sale pops up on my Slackbot,   I'm like, all right, I made a sale. This is awesome. So how has it changed my life? I'm more grateful. I sleep well at night. I have peace of mind. And I know that, you know, future generations are going to be taken care of by the wealth that my wife and I are creating.   (Seth Bradley) (48:45.29) I love it, All right, Adam, this has been incredible. We're going to let listeners find out more about you.   Well, you can find out more about me personally at adamcarroll.info. It's two R's, two L's, adamcarroll.info. And again, if you want to check out the Shred Method, we have lots of free resources. So you can go and do a ton of research. We have a savings analysis there that you can plug in your numbers and see how much you could save and how quickly you could be out of debt. All of that is available at theshredmethod.com.   All right, brother. Appreciate your time. Thanks again for coming on the show and we'll to have you on again soon.   Love it, Seth. Keep doing what you do, man. This is super important stuff.   Alright brother, talk soon.   (Seth Bradley) (49:28.578) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Adam Carroll's Links: https://www.threads.com/@adam.carroll/ https://www.instagram.com/adam.carroll/ https://www.linkedin.com/in/adamcarrollspeaks/ https://www.facebook.com/AdamSpeaks/ https://x.com/adamcarroll https://open.spotify.com/show/1fPEUnWdnbcOcbYdksY1Yi https://www.youtube.com/channel/UCJREGkPP6UwMucJMPvDS8xg

The Passive Income Attorney Podcast
TME 08 | Build a Bigger Life, Not a Bigger Lifestyle: The Real Path to Freedom with Adam Caroll

The Passive Income Attorney Podcast

Play Episode Listen Later Jul 28, 2025 49:45


Title: Build a Bigger Life, Not a Bigger Lifestyle: The Real Path to Freedom with Adam Caroll Summary: In this episode of Raise the Bar Radio, guest (Adam Carroll) shares his journey from a traveling professional speaker to building sustainable wealth through passive income strategies. After realizing the limitations of trading time for money, Adam developed The Shred Method, a cashflow reorientation system that minimizes debt interest and frees up capital to build liquidity and invest. By leveraging lines of credit and algorithm-driven cash deployment, individuals can rapidly pay down debts and reallocate savings into passive income streams like real estate syndications, intellectual property, and other alternative investments. Adam stresses that most high-income earners don't have an income problem - they have a liquidity problem tied up in low-access retirement plans and excessive spending. Finally, he expands on his philosophy of "building a bigger life, not a bigger lifestyle," urging professionals to align spending and time with their values to achieve fulfillment and financial freedom within 10 years. Links to Watch and Subscribe:   Bullet Point Highlights: Trading time for money is limiting. Adam shifted from paid speaking gigs to building passive income streams for true freedom. The Shred Method minimizes interest expenses. By using cashflow more efficiently through lines of credit and optimized algorithms, debt is paid down faster, freeing liquidity for investing. Passive income is key to wealth. Adam focuses on real estate syndications, ATM tranches, intellectual property, and digital products to generate consistent, diversified passive cash flow. Most people have a liquidity problem, not an income problem. Money is often locked in 401(k)s or spent wastefully — instead, creating accessible liquidity allows for opportunity-based investing. Building a bigger life requires intentionality. Aligning spending and actions with core values (like family, freedom, growth) leads to fulfillment — not just more stuff. The game becomes fun. Once passive income starts flowing, investing becomes strategic, diversified, and compounding — eventually replacing active income and creating financial independence. Anyone can implement this. While you can DIY, Adam recommends coaching to fast-track understanding and execution of the Shred Method. Transcript: (Seth Bradley) (00:02.094) What's up, Builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm (Seth Bradley), securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game.   If you're ready to raise more capital, close bigger deals, build a better you and create true financial freedom, you're in the right place. Let's go. Adam, what's going on, brother? Welcome to the show.   Hey Seth, thanks for having me, man. I'm excited about our conversation today.   Yeah, dude, super stoked to have you on today. It's going to be an awesome show, man. Let's dive right in. Tell us a little bit about yourself, your background. Take it back as far as you want to. Yeah.   Well, for the last 15 years or so, almost 20 now, guess, I've been making my living, opening my mouth and just speaking on stages all across the country. Had the opportunity to do a couple of international gigs, which was a blast. And in the midst of all that, making my living as a professional speaker, I realized that if I was very similar to your audience, if I wasn't doing the deal, doing the gig, doing the engagement, I wasn't getting paid.   (Adam Carroll) (01:26.184) And so a mentor of mine said, the goal is not to go to work and get paid. The goal is to go to work and get paid, get paid, get paid, get paid, get paid, get paid, get paid. And so I started figuring out that what I really wanted to do with the messaging that I was delivering was turn it into sort of a mediapreneurship where I was a mediapreneur creating content, but then I'd get paid for the content over and over and over again. And that today looks like I've written a bunch of books.   I've got a documentary that I produced that aired on CNBC. And now we're starting to get into more of a SaaS business, which I'm sure we'll talk about. That's the shred method. But I, you what I do when people ask me, I tell them, I love to educate people about new and different ways of building a bigger life, not a bigger lifestyle. And I would say you and I have that in common, because I know you're doing that on the show.   Yeah, absolutely, man. I gotta ask, how do you become a professional speaker? I bet a lot of people are thinking about that.   The origin story is kind of interesting because I was a clothier at the time in Denver, Colorado. And I was literally going out and meeting with high level executives in their offices, selling them custom made suits and shirts and sport coats and pants and whatnot. And it occurred to me in the middle of a meeting at one point, an appointment with one of my clients that I didn't want to measure in seams for the rest of my life. And I'll keep it PG but   This guy was one of my favorite clients. He was irreverent and funny and wasn't afraid to spend money on clothes. But this particular day, he confided in me that he wasn't wearing any underwear. And I was just like, dude, JP, what? You knew I was coming here today. He's like, I know, I just forgot. I'm sorry. I'm sorry. And I walked out and I went, I don't want to do this anymore. I just don't want to do this. And the company that I worked for is a fairly well known clothier. But   (Adam Carroll) (03:22.55) Every day I would drive around in my car listening to motivational messages. You know, they were on CDs at the time. I'm going to date myself, but I would listen to like Mark Victor Hansen and Jack Canfield and Les Brown and Zig Ziglar. I would listen to all these CDs in my car. And Mark Victor Hansen said on one of the CDs that public speaking is one of the most noble professions because you get to travel the world. You get to change people's lives and you make a lot of money doing it. And I remember thinking.   That's what I want to do. All three of those things rolled into one. And so I reached out to a buddy of mine and said, dude, I don't think I'm in the right job. I need to be doing something else. He said, what do you want to do? And I told him, and you know how the universe kind of works in mysterious ways. He goes, well, Anne, who used to work with us, she works for a company that that's all they do is hire speakers. And so I sent in a tape, I auditioned, I got the gig.   And I was a W2 employee of theirs for about two years and then realized that I was being underpaid for the work I was doing, that I was actually probably one of the top 10 % of speakers on the roster. And then I realized that when you can make anywhere from a thousand to $5,000 an hour doing that, it was a pretty good paying gig if you were out on your own. I took the jump and have been doing it ever since.   Interesting man. I didn't realize that you could have a W-2 as a speaker I thought everybody that was speaking was getting the speakers that were getting paid, you know They were kind of doing it on their own. I don't realize there was kind of a there was a way to do it where there's a company that pays W-2 wages to speakers to speak it events. Yeah, it's interesting   It is interesting because there are companies that will hire you as a speaker to go and it may be sell their product or service. Or in this case, I was working for a company that was a division of monster.com, the job search company. And I was, I was speaking to high school and college students all across the country. And I probably presented to like 200,000 people in, two years time. So it was just a great practice run and a great way to cut my teeth on a very difficult audience. Because.   (Adam Carroll) (05:36.814) I don't know if you've ever been around a freshman in high school or a sophomore in high school, but they're like the most apathetic human beings on the face of earth. They don't want to be there. I could have lit myself on fire and they'd been like, cool, what else you got? And then when I realized that there were speakers like me that were out who basically just said, this is my topic. This is my specialty, if you will. And here's the rate. And the more they spoke and the...   we have a theory that the more you speak, the more you speak. So once you get out, you hang your own shingle and say, I'm a speaker in this topic, people begin to know you as that person. And then word gets around and obviously you have to not suck on stage. That's part of it. But if you're great at keeping audiences attention, and I really studied NLP, neuro-linguistic programming to use the right words, I studied comedians to figure out what was funny and what wasn't, and it just worked.   Over time, I had more more bookings and at the peak of my career, I was doing like 70 or 75 gigs a year.   Wow, wow, that's incredible. Definitely didn't realize that was your background. I remember those folks coming to like the office and selling suits and doing that sort of thing. So that's pretty interesting. I'm sure a lot of listeners out there are familiar with that process as well.   Yeah. Yeah, it was, it was a great, it was a great gig. mean, I met all sorts of really phenomenal business people. And I think for me, it was, it was like confirmation that I had this desire to, to impact people. And my boss at one point, he was like, Hey, these people love you. They want you to come around. They love the discussion and the conversation. They need to buy stuff from you. And, and there was a.   (Seth Bradley) (07:01.639) sorry, go ahead.   (Adam Carroll) (07:26.574) It's kind of a realization for me that I didn't necessarily want to have to sell. wanted people to buy. And speaking makes it real easy to do that.   Hmm. Yeah, makes sense. Let's jump right into it, man. Let's talk about the shred method. A lot of folks will find this very interesting. I know that I do. What is it? And let's just start there. What is it? Tell us a little bit about it.   Yeah, the shred method, first of all, thank you for asking. it's, it's, for me, I don't say this lightly, but nothing has built more wealth for me and my family than following this model. And the reason for it is there are two great expenses that everyone has in life. And I'm sure all of your listeners, be they attorneys, doctors, other professionally degreed folks.   If you're in a W-2 job, you know this to be true. The two greatest expenses we have in life are taxes and the interest expense on debt. Those are the two greatest expenses. And a gentleman that I had met years ago who helped me with tax situations, just a brilliant, brilliant strategist, he said, Adam, if you focus on minimizing your tax liability, that will get you halfway there. And it's very easy to do, buy real estate, have depreciable assets.   you know, make personal expenses, business expenses, etc, etc. But he said, if you can focus on minimizing the interest expense on debt, this is like a video game that you can't lose. And so when I learned about the shred method, and this is known by a variety of different terms, some people call it an Australian mortgage, it's called velocity banking, we've taken those concepts and turbocharged them.   (Adam Carroll) (09:09.474) almost like putting nitrous oxide in a gas tank, you know, in terms of making it go faster. But the shred method is a unique tool and a way of reorienting your cash flow through your household so that it is being used to the most efficient use possible. And to kind of qualify that, Seth, if you were to leave your home in the morning to go to the grocery store, as an example, and you came back home, emptied the car out,   knowing you had to go to post office at like 4 p.m., would you leave your car idling in the driveway all day?   (Adam Carroll) (09:46.284) Nope. No, and why wouldn't you?   Wasteful.   Yeah, wasteful, you'd burn gas, it'd be hard on the engine. It's just inefficient, right? And yet what most people do is they get their income, their income gets deposited into a checking account, and it sits there for days, weeks, months, sometimes years on end. And we never really use it to its highest efficiency. Meanwhile, we might have debts, commercial debts, primary mortgages, might have student loans yet. And all of those are accruing amortized interest.   right? And you might say it's compound interest working against you to a certain extent. But at the very least amortized interest means that the majority of the interest you're paying on that debt is upfront, it's in the first one to five years. And so the shred method teaches people how to take that income that is being super inefficient in an account, and instead begin to apply it through a process that allows you to blast away   the highest interest or highest payment debts that you have, freeing up cash flow, building equity, and ultimately, and this is the key, creating liquidity to go buy passive income properties, if you will, or other passive income plays.   (Seth Bradley) (11:02.058) Interesting. Yeah, and we actually haven't had anyone on the show to speak about this method, whatever nomenclature you might use. So let's go in a little bit more detail. mean, what is the vehicle? What is this flow of money that you're talking about?   So, know, logistically, here's how it works. Money typically would just get deposited into checking. You pay everything out of checking your mortgage, your car loan, your credit cards, living expenses. And the gurus would tell you that anything extra should really go towards savings and investments, right? And for most people, it goes to Costco, Target and Dining Out. That's where it goes. You know, it doesn't stay in the account, doesn't go into savings. If it does, it goes there for a small period of time. I think that most people   don't really have a savings account, they have a put and take account, because they put a little bit in, take a little bit out, put a little bit in, take a lot out. So the way this works is the money instead of being deposited straight to a checking account gets deposited into what we call a shred account. And the shred account could either be a line of credit, or it could be just a side account of money that you have sitting there that has not been accessed in some time. And what we tell our users is that   you really want to have either a line of credit or a shred account that is one and a half to two times what your monthly net take home is. So if you're bringing home 10 grand a month net, then ideally you want either a line of credit or a shred account of 15 to 20 grand. And the magic of this is the money is going to flow into that account. But the shred method is powered by a piece of software that is based on an algorithm that's tracking your income.   your expenses, the interest that you're paying on all your debts, and how much discretionary money you have available at any given point in time. And essentially, we're leveraging that in really short bursts of time against your largest debts, which could be, again, student loans, could be your mortgage, could be commercial properties. And in doing that, what we're doing is we're saving copious amounts of interest, like literally tens to hundreds of thousands of dollars.   (Adam Carroll) (13:11.122) And in the process, we're freeing up a ton of equity. So people that are saying, hey, I'm paycheck to paycheck. It's hard for me to figure out how am I going to invest more money? We're telling them the money is going to come from the equity that you're creating in your properties by paying them down rapidly.   I love that because I can see where this is going to potentially free up some extra cash to invest. A lot of folks out there, including myself back in the day, we got caught up in this thing we call the golden handcuffs where we're just spending everything. Like you said, we're spending it on Target, on eating out, on things that we really don't need. mean, there's a time and place for spending money on having a good time and enjoying your life for sure.   But we just we tend to overdo it as our income grows our expenses grow right along with it And a lot of people that I talked to about investing they're like, you know I don't have fifty thousand dollars to invest in this real estate deal or a hundred thousand dollars in this real estate deal and it's like well Well, why don't you you know make three hundred thousand dollars you why don't you have fifty thousand dollars to invest in this awesome deal? Right or to you know, put aside for your emergency fund. Like why don't you have these things set up?   So, you know, we always have to walk them through, you know, the expenses is the issue. Really, it's what are you spending all this money on? we try to find how they can save on those expenses so that they can invest in these assets that are really going to set them financially free.   No doubt. And I think you hit the nail on the head. If somebody's making, and honestly, I tell people if you're making six figures plus $100,000 plus, and you don't have 10, 20, $50,000 ready to go, there's something fundamentally wrong. And here it is, we're sending too much money to our banker, and it just goes up in smoke. Right? We like to refer to it as the interest to income ratio, which is if you take how much income you make,   (Adam Carroll) (15:11.694) and you back out how much of that income is actually going to pay interest expense, it'll probably blow your mind. If someone's got a multi-six figure home or mortgage that they're paying on, and they've got student loans, and maybe they're driving a $50,000 to $100,000 vehicle with a payment attached to it, you're probably burning 50 to 60 grand a year in interest and not really thinking twice about it. So what this does is it starts to claw back some of the money that you're sending to your banker.   Which by the way, they make plenty of money. They don't need your money. That is the most profitable business out there is banking and lending. mean, literally, Seth, if you drive two miles around your property there, how many banks would you be able to stop at, do you think? Ballpark best guess.   Right, half a dozen.   Easily, right? And they're probably $10 million buildings minimum. Out there, they're even more, right? So, so this is the deal. They're profitable business ventures. And what we have to remember sometimes is we are their compound interest vehicle, right? Us making our payment every single month is what makes the banks all the money. And if we can game that system, if even for 12 to 18 months at the very beginning of our debt,   we can strip away a huge chunk of the interest that we would normally be paying them over the course of a decade or more. To your audience, that's how I'd say this is how you find the extra 50 or 100 grand because you do have it and it should be in the equity of your property and easily accessible as a liquidity tool. It just isn't because you haven't challenged the banking system.   (Seth Bradley) (16:57.073) Yeah. Now, is this something you can set up yourself or is this something that you need an expert to kind of walk you through? I'm sure if you could probably do it either way. It's just like anything else. You want to take the shortcut or not. But yeah, I just like to know your thoughts on that.   You're exactly right. I I could build a deck on my house if I wanted to and had three months to learn how to do it. Anybody can learn how to do this. My question to most people when they say, I do this myself? I'll say, yes, why haven't you? And for that, the investment with us is very minimal, mainly what it is is coaching and being able to help people get the logistics right. Because once they get it, it's very simple.   but there requires a little bit of retraining the brain in terms of how to handle your money and where the cash flow goes, because it's so, it's like so ingrained in us to live in the banker's business model, put money in checking, pay your bills, anything leftover goes over here. And if you look at it critically, the two groups that are really making money using the existing platform are bankers,   and any advisors that are accepting your money and then turning around and doing something with it. A friend of mine used to call it the helper class. So when the helper class has your money, they're making a ton of money, probably more than you are. And that's our goal is to begin to start to pull back some of the money from the helper class to keep it for ourselves to build those massive passive permanent streams of income.   Yeah, yeah, that makes sense. We tend to bash a few of those helper class folks. I mean, they're not all created equal, including some financial advisors and folks like that that, you know, they're okay people, but their interests aren't necessarily aligned with yours.   (Adam Carroll) (18:51.576) That's right. I would agree with that. I don't want to villainize them, but I think that personal finance is personal. The challenge that I have with anyone out there who espouses a certain way, mine included, is it has to be for the right kind of audience, the right avatar. From our perspective, the people that we help out are the ones who do want to break free from the W-2. They want to create massive passive permanent streams of income.   Over time, they'd like to build a bigger life, not a bigger lifestyle. So if someone's chronically overspending, got to have the newest of the new every single time, they may not be a perfect fit with our strategy because the goal is to continually increase your income while either keeping your expenses similar or even trending down over time, which is not to say that you can't expand where you're spending. Your income is increasing exponentially relative to your expenses.   we do that through the model that we're teaching people. So, you if you're a new car every six months or 12 months kind of person may not be a perfect fit. But if you're somebody who's like, hey, the debt's kind of oppressive, I want to get rid of it. And I want to build, you know, massive wealth for future generations, then generally speaking, we're a pretty good fit for for those folks.   Yeah, yeah, that makes a lot of sense. And I feel like there's, there's probably, it's probably a math equation, right? Like we can't necessarily do it on this show because it's, everybody's taking it in by audio for the most part. there's gotta be an algorithm and you could probably, you know, set those expense numbers and interest numbers that you're paying on your mortgage and other debts and what you're going to pay on that through the shred method and kind of see the savings and how you can grow that wealth year over year.   You're exactly right. It is super fluid. So if your income changes, your expenses change, we plug all that data in and hit recalculate and the thing automatically adjusts to whatever your expenses are. So one of the things that I would never fault anyone for is taking awesome vacations or buying a new car, whatever your choice is. Again, we're not going to villainize anyone for living their life.   (Adam Carroll) (21:06.67) But what we can do through shred is to say, hey, if you're going to drop 10 grand on a vacation, it's going to change your payoff by a month or two months or six months, depending on your income and discretionary income. And if someone knows that and they're planning on it, at least they're armed with that information as opposed to, gosh, we shouldn't do this, but we did or should we buy this $50,000 card? Does it make sense? Or 80 or 150 or whatever your number is.   We can show you exactly do it, just know this is what it changes in the process.   Yeah, yeah, I like that because you can just show them this is the impact it's going to have on paper before they do it and then you can make a better decision on whether or not you want to do that or not.   Absolutely. And furthermore, and you'll appreciate this, I know you're of this mindset, you'll get to a point where it's like, if you want the new car, then invest the money in a syndication or another property that puts enough money in your pocket, you can go pay for the car. But let your assets pay for your liabilities. And I think that's the main thing that many people, I'm sure your listeners, certainly folks that we engage with.   They don't have a lot of assets. They work hard, they make good money, but that is the sum total of their income, is active income. And our goal is to increase passive income over time where it supersedes your expenses because at that point you're financially free.   (Seth Bradley) (22:36.758) Right, right. What are some of the passive investments that you're involved in or that you recommend to people once they've implemented this system and they're trying to build those passive income streams?   Yeah, there are a number of them and I keep getting introduced to more and more all the time, Seth. I mentioned that, you know, that I was a mediapreneur and that the goal was to work, do the work and then get paid, get paid, get paid, get paid. So I started looking for other passive income streams. I really do love real estate. I've been invested in real estate for a long time. We divested of personally held real estate about four or five years ago. And   You know, I think I was too early to the party, but I thought the market was peaking and I thought I could get the max amount out of my properties. And I think I did at the time. And then we were introduced to syndications and we started really appreciating the fact that you could own a piece of a 350 unit apartment complex in South Carolina or Houston, Texas, or some other growing city and get a couple things, either monthly or quarterly income. You could get bonus depreciation.   And you basically got a K1 at the end of the year, which allows you to claim some of those expenses. And so we love syndications. We try and stack syndications on top of each other. they're coming due. They're selling every three or four or five years. So we'll put an amount of capital in knowing that it's going to turn over in short order. And we'll have another amount of capital to put in. And generally speaking, that capital amount just keeps going up.   So we love syndications. I've been introduced and we haven't pulled the trigger yet, but on ATM tranches where you can buy, have you heard this investment? Yep. So you can buy, you know, an amount of ATM machines where you're basically compensated on whatever the fee revenue on those are. There are many advantages to those. There are some drawbacks to it, but it's again, a passive income stream and one that's fairly consistent.   (Seth Bradley) (24:25.798) yeah, for sure.   (Adam Carroll) (24:44.59) Then I really like intellectual property plays. I will tend to invest in a business that has some IP and it may not cashflow right away, but I know that in two or three years, the IP is probably going to be worth something. It's more of a long-term play for me. I'm not going to put as much in it, but we have a couple of 25 to $50,000 investments in those kinds of deals as well. That, in addition to books and   documentary is still selling and things like that I'll keep doing. For me, the process of creating passive income is kind of a game. And so whatever the next thing is, I'm digging in, I want to learn it. total sidebar, but I'm trying to teach my sons and my daughter, this is the way of the future. It's not about working a nine to five and getting W2 and staying with the company for 30 years, it just doesn't happen anymore. It's about setting up   just perpetual income streams that allow you to live the way you want to live. And that, you know, I think that answers your question, hopefully.   (Seth Bradley) (25:52.174) Pardon the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more.   Yeah, yeah, that's right. You're preaching to the choir here, man. That's awesome. And you're kind of pretty deep into it. A lot of people will invest in a syndication and it is expensive to get involved, right? I mean, it's 50 grand or so or more to get into one of these things. And they're like, okay, I'm done. But you can't be done. You have to keep saving, keep investing. And you're in it to the point where past investors start really start accumulating wealth because they start stacking.   They start coming due every two, three, four, five years. You put it back in another one and they just compound on each other. And you're really accumulating this tax free if you stack them correctly. So it is an incredible vehicle once you get going. And it does turn into a game. I mean, you can look at your bank account or look at your personal P &L and just see how it's growing over five, 10 years. It's incredible. And you're not doing any work. You're vetting the sponsor, the market and the deal and really just the sponsor once you get really good at it.   and you keep reinvesting with the same sponsors that you like and there's no work involved, no tenants, toilets and trash, none of that.   Yes. Yes. And I think you hit the nail on the head when you find a sponsor you really like and you jive with, it's easy to roll the money over to them because they're constantly looking for the next deal. their reputation, their personality, everything is based on their success. they have a very, very vested interest to make you money. And so I don't think I fully realized when I was younger   (Adam Carroll) (27:50.35) the power of having the ability to write a 50 or $100,000 check. And once you get there and you can do 50 or 100 or get to a point where you can write a $500,000 or a million dollar check, things change drastically because there are syndicators out there that will take a million bucks. They'll pay you $90,000 a year guaranteed on the investment. You'll get bonus depreciation and write-offs and all of that. And you'll have like a...   200 % return on it within four or five years, three, four or five years. That's where you can buy a new car every year or two or three, because you need like a $75,000 or $80,000 write-off to your business. So you need a truck or you need a heavy vehicle,   Yeah, yeah, that's right. I mean, that's a good point. mean, people that have $500,000, a million dollars or more liquid, I mean, you can just look at a simple math and you get an 8 to 10 % return on that in cash flow, just in cash flow. You know, if you're living reasonably, you can live off of that. So, yeah, so you can be, you you don't need $10 million, $20 million to retire off of this if you invest in the right deals.   Totally. Totally.   (Seth Bradley) (29:03.926) and kind of spread it across, diversify in different deals, different sponsors, different geographies, different asset types. You can be retired if you want to. It's closer than people think.   I would agree. We have a theory that nearly everyone and certainly your audience could be free, done, done completely in 10 years or less. Absolutely. We call it a 10-year freedom plan. the challenge, think, Seth, and I would be curious your take on this, but I think the challenge for most people is not necessarily an income problem. It's a liquidity problem. So you make good income, right? And we talked about it. It's the expenses that factors in.   But where the majority of your investments go are probably in qualified funds. They're sitting in 401ks and Roth IRAs. Unless it's self-directed, you can't really access it till you're 59 and a half. And even then it's 59 and a half to 70 and a half, you have free rein access. Otherwise the government's regulating how much you take out without fees or penalties. That's a liquidity problem. And so the shred method takes that into account and starts to build   pockets or buckets of liquidity that you can draw from. The first is your home equity, or it could be equity in a commercial property. And then the next would be building a bank of money that you're borrowing from at some point in time, just another bucket. And the more buckets of money that we create, the more liquidity you have and the more investments you can get into, thereby increasing your passive income. So to your point, you do this well, it's like a video game you can't lose over time.   Yeah, yeah, that's right. And we've been programmed to think if we have a high paying job, we just put as much as we can into a 401k and we're doing the right thing and we're doing everything that we need to do and we're not and then everything that doesn't go into that 401k we're spending. So we're not saving anything else. We're not keeping anything else liquid. And we're just assuming that we're going to be okay because we put this money in the 401k. Well, like you said, you can't access it until you're 60 years old. That's right. Unless you take it out with a major penalty. So   (Seth Bradley) (31:10.062) You know, one way to do that obviously is to roll it over in an SDIRA or self-directed, I'm sorry, 401k, the self-directed, something that you have some control over. And then it does become liquid in the sense that you can at least invest it in things that you want to invest in rather than a financial advisor or just stocks, bonds and mutual funds. And then as you said, there's different ways that you can free up liquidity, a HELOC.   something like that borrow against a life insurance policy we've talked about infinite banking policies things like that there's there's creative ways to do it you just need to be aware of it most people just aren't aware of how to how to do that   Yeah, I think that's what's so valuable about your show too, man, is that we only know what we know. And there's an enormous amount that we don't know we don't know. So when I got introduced to syndications, and I got introduced to the ATM tranches, and I'm looking at these going, you know, there is risk, there's risk in everything. But the risk is so mitigated. And you don't realize that if you're writing $100,000 check, and they're saying, yeah, we're going to pay you 9 % guaranteed.   And these are some syndicators will promise an interest rate based on what class of investor you are, A, B, C, D, whatever it may be. But when I looked at that and I go, if I'm striving to get eight to 10 % in the S &P 500, and I have zero control over that, where would I rather be placing my money? That was something I didn't know I didn't know. And it's always fascinating to me to begin sharing this with people because   When I share the shred method, a lot of folks go, not too good to be true. If it's so good, why isn't everybody doing it? And what I'll tell them is because of human behavior and because the bank's lobbies and their marketing engine is so powerful. But it's not magic, it's math. We're taking mathematical principles, risk-based principles and applying it to real estate or finance and figuring out how to make an amount of money that will supersede what you're.   (Adam Carroll) (33:13.782) your W2 job is pretty simple. That's right. Yeah.   Yeah, pretty simple. It's math. Just got to get it down on paper, right? Yeah. All right. Let's switch gears a little bit. I want to quickly get into, you know, this concept that you preach about building a bigger life at work because I think that's, you know, inspiring and that sort of thing and really life in general, right? Tell us about that concept and kind of dive in a little bit.   Yeah.   (Adam Carroll) (33:37.964) Yeah, you know, this started, it would actually started from a conversation I had with a recent college graduate, and they had gotten an advanced degree, they were going into a high paying job. And I think they'd been at it for maybe nine months or so. And we were having coffee and this person said to me, I'm just not satisfied. And I said, Well, what what is it you're not satisfied with? And they said, Well, the issue is that I thought at this point in time after graduating, he'd be traveling the globe.   You know, that was what he had always romanticized was just tons of travel and do whatever he wanted to do. And I said, well, what's keeping you from that? And he goes, well, you know, I just got into this long-term lease apartment. go, okay. And he said, and I bought a bunch of furniture that I financed. And, and then it's like, okay. He goes, I have a couple of gym memberships, not one, two gym memberships, you know, each probably 80 to 120 bucks a piece a month had a car payment because he needed a fancy car. And I said,   Dude, it sounds to me like you're building a bigger lifestyle, not a bigger life. And what you're asking for is a bigger life. And that became almost a deep dive search for me on what would building a bigger life mean for me and my family. And what I did, Seth, was I started digging into what are my core values? How can I live according to those core values, not according to my neighbor's core values, you who may be drastically different than mine? And...   I ended up writing a book called The Build a Bigger Life Manifesto, which breaks down how do you do this step by step. And there are 10 core tenets. And the first one is you got to build on a strong values foundation, like understanding what is it truly you value in life. And if you're doing more of that, then your life should be fulfilling. And mine are family, freedom, love, growth, and connection. And if I'm fulfilling those five buckets on a weekly basis, generally speaking, I'm really fulfilled.   And so the second is have a bigger vision and a bigger vision for your life might mean I'm not going to stay in this job for the next 20 years and hopefully make partner. then hopefully, because we all know that as you get promoted in a W-2 job, it doesn't mean you work less. It means you work more. And so my bigger vision was I want to make my vocation, my vacation. I'm going to speak, but I'm going to speak in cool places that I can take my family to. People are going to pay me really well to do it.   (Adam Carroll) (36:03.368) and I'm going to do it X number of times a year. And then I started asking, and this is the third step, asking bigger questions. And bigger questions look like, okay, so if I wanted to do that, how would I get better at speaking? How would I get so good that people will pay me 10 or 15 or 20 grand to go do what I do for an hour? What would that look like? I started asking not how would I pay my house off early? How would I pay my house off by the end of this year?   And when I asked that question, answers started coming and we were able to do it. So this is kind of the layout of how we walk people through this process. And for me, a bigger life today is just that, you know, I live for my family. I want to travel with them. I want to have tons of fun with them while they're still in the house. I have two teenagers and one in college. And soon, you know, eventually they'll be gone and it'll be my wife and I going and living the life that we most want.   Our lifestyle right now is pretty locked in. We have a beautiful home, we drive nice cars, but everything's paid for. And at this point, the goal is just to continually create massive passive permanent streams of income that afford us the ability to be generous, to live the life we want. And ultimately for me to be able to go share that message with other people.   And something so simple that you did there, it's just, you know, ask yourself what's important. A lot of us don't take the time to think about why we're upset, why are we not happy. And a lot of it comes down to not filling those buckets that are important to us on a regular basis. to be able to figure that out, you've got to take a few moments to think deeply about what it is that's important to you.   100%. And I'll give you a great example, Seth. One guy that we worked with, he realized that one of his core values that was not being fulfilled was adventure. So he loved his job and he goes, I don't know what it is, I'm just dissatisfied. And we went through the values assessment and adventure was on there. I go, well, where are you getting adventure? And he said, you know, that's the problem. I'm not, I haven't had an adventure in two years. I said, so maybe in building your life,   (Adam Carroll) (38:21.538) we need to figure out where are you carving out adventure for yourself or your family to make sure that you're doing it. For him, community was a big part of it. And he was getting some of that in his day-to-day client interactions. But what he really wanted was to build a community of friends that would go do stuff together. And I said, that's on you, man. If you really want that as part of your life, you got to build whatever that looks like.   And what if you combine that and adventure? So you get a whole group of adventure seekers that get together three times a year to go skiing in Aspen or, you know, go skydiving on a weekend or whatever it is. What would that look like to do that? And he lit up and you know, I could do this right now. So to your point, I think we're all very, very close to having a fulfilled life and building a bigger life. But you do have to take time to figure out what does that look like for you.   For sure, for sure. And a lot of the folks listening are attorneys and doctors and they tend to have high suicide rates, all these crazy things, substance abuse. people from the outside looking in think, why? Because you're making all this money. You have this high profession that everybody looks up to and you're not unhappy. And that's why, because those folks...   folks like us, we're just really focused on just that occupation. And that's it. And we don't focus on some of the other things that would fulfill us and make us happy. tons of attorneys I talk to try to get, they're like, how do I start investing as quickly as possible? Make as much money as quickly as possible so I can get out of this job because I hate being an attorney or I hate being a dentist or whatever it is. But really, that might not be the issue. The issue is that you're not filling up those buckets outside of your   career. And if you were to start filling those buckets, start paying more attention to those things, you might not be as unhappy in your career. And you might actually find that you enjoy what you're doing because you're good at it. You worked really hard to get there and you're making a good bit of money doing it.   (Adam Carroll) (40:22.06) No doubt, no doubt. I would add to that, that I think the majority of professions that you just listed, dentists, doctors, lawyers, et cetera, what they really want is they want to maintain professional status, do what they do, they've gone to school, they've learned how to do it. But over time, they want to work less and less, not more and more. And if you're doing what you recommend on the show, and if you're leveraging something like the shred method to create it, you can get to a point where   half or more of your income, ideally all of it, is replaced by passive income. But it requires that you get really focused on working for the right reasons and not filling in the lack of fulfillment or unhappiness with a new car or the next do-dad or spending a fortune on something. Instead, decide, I'm going to go get into an investment this year that will begin the process of creating passive income for me to start building the life that I truly want.   And it is, it's pretty transformational once you figure out how to do it and what the next steps are.   Yeah, it's like the matrix. mean, you start kind of, as soon as you start, it becomes a game, how you said it earlier in the show, and you just start seeing things that you didn't see before. You start being presented with new types of investments and businesses that you can invest in that you never saw before, but they were right under your nose. It does turn into a fun game, a money game.   Yeah, no question. I was at a conference not too long ago and they were calling me Morpheus because I made a reference to the red pill or the blue pill. And they were like, dude, you're Morpheus. I just took the red pill. Now I'm going down the rabbit hole. So beware. Are you ready to take the red pill?   (Seth Bradley) (42:08.374) Love that, love that. All right Adam, before we jump into the freedom four, what's one last golden nugget for our listeners?   A golden nugget for your listeners is that money today is abstract. It's not a concrete thing. Several decades ago, you would be given cash or you'd pay for things in cash. And today, virtually everything is a cashless transaction. And when we're not using cash, it doesn't feel real. If we're using Apple Pay or we're swiping our card or tapping our card,   It doesn't feel real. In fact, there's no pain sensor that triggers when you do that. The opposite is true on Amazon. When you hit one click ship for $47, a pleasure sensor actually is activated because you're in anticipation of that thing coming to you. So we also have to realize that the more money you make, it feels like, well, the more you have to spend. But because money doesn't feel real, you're spending way more than you think you are.   because of the abstract nature of it. So some of that is like reigning back in and understanding these are real dollars that you're putting on a card or swiping on your phone or whatever it may be and deciding is this the best intentional use of this money or could I be using it to build the life that I truly want? And I will add to that Seth that it's very short. There's a short amount of time that it requires you to function just a little bit differently.   order to get there where all the passive income covers your wants. So just like intentionality for the next 12 to 24 months will make a massive difference in your life.   (Seth Bradley) (43:48.502) Yeah, that's all it takes. All right, let's jump into the freedom four. What's the best thing you do to keep your mind and body healthy?   I am part of an exercise group called F3 and it stands for fitness fellowship and faith. There's like 75,000 guys all over the world that do this every morning. And we get up, you know, rain, sun, sleet or hail. I mean, we were working out in like eight degree Fahrenheit weather this winter outside. It's always outside. And I love it. I do it four or five, sometimes six mornings a week. But for me, just getting up the first hour of my day will   will dictate what the rest of my day does. And so my F3 brothers and I, that's the right way for me to get started.   awesome. With all your success what is one limiting belief that you've crushed along the way and how did you get past it?   you know, this is, this is going to sound a bit like an oxymoron statement, but a limiting belief is that, man, there's so much opportunity. And for me, I'm a bright, shiny object guy. for years, my wife was like, just pick one opportunity, please just pick one. And so for me, it's, you know, it's the fact that there is so much I can do limits me because you can really get very, very good at one thing.   (Adam Carroll) (45:08.078) But I'm a big fan of James Clear and the book Atomic Habits. And he'll say that it's hard to get traction when your focus is divided. And so I've been really intentional about zeroing in on my focus and knowing that this is what I'm setting out to do. And it may be for 12 months or 24 months or five years. And I'll reevaluate along the way. But I've got one thing and I'm really focused on that. So that's been a limiting belief I've had to get over.   Awesome. Awesome. What's one actionable step our listeners can do right now to start creating more freedom?   Well, go to the shredmethod.com not to do a self plug, it is. Go watch the masterclass, see what we do and how we do it. If you are already intrigued by this and are wondering like, what should I do with a HELOC or should I have a HELOC? My answer to everyone is everyone should have a HELOC, everyone. If you have equity in your home, why do you not have a line of credit? If for nothing else to have that is an emergency.   of some kind. So point blank, the first thing you ought to do is go access a line of credit, be it a home equity line, a personal line of credit, a P lock, or a B lock, a business line of credit. can also do a cash value line of credit. But I think you got to have one of those because when you understand this method, this process, that's a linchpin to making this work.   Great. How is passive income made your life better?   (Adam Carroll) (46:42.698) you know, I like to call it mailbox money and, man, love mailbox money. When it shows up, I celebrate and I've, I've had a mantra for years that I'm a money magnet, that money comes easily and frequently, that I get more checks in the mail than I do bills. And I just repeat those mantras over and over again. So every time I set up another form of passive income, man, it's just like a win.   that you feel deep down inside. And it doesn't matter, Seth, if it's 50 bucks or 15 bucks or five bucks or 5,000, right? Total sidebar, real quick story, but I was sitting with a buddy of mine at a conference and he kept showing me his phone and he was clearly showing off. But every time he'd pop up his phone, was like another sale was made. And it'd be like $27, $170, $300. And I go...   Dude, how are you doing this?" And he said, I set up these funnels and it's just a little digital product I created and we're doing ads and we're putting all the people towards these ads. And I said, so how many of those do get a month? He goes, I don't somewhere between $9,000 and $10,000 a month is coming in. And I remember feeling giddy for him and giddy about the idea that this could be possible, that you could just do whatever you want to do every day. Go fishing, go surfing, be on a sailboat somewhere and pull up your phone and be like, well, this is cool. just made...   $800. So for me, we have started to build that into what we're doing. I now get alerts on my Apple Watch. It's a Slackbot. So every time a sale is made, it pops up. we went to Mexico over spring break and the vendors on the Mexican beaches, they bless themselves every time they make a sale. And so now when a sale pops up on my Slackbot,   I'm like, all right, I made a sale. This is awesome. So how has it changed my life? I'm more grateful. I sleep well at night. I have peace of mind. And I know that, you know, future generations are going to be taken care of by the wealth that my wife and I are creating.   (Seth Bradley) (48:45.29) I love it, All right, Adam, this has been incredible. We're going to let listeners find out more about you.   Well, you can find out more about me personally at adamcarroll.info. It's two R's, two L's, adamcarroll.info. And again, if you want to check out the Shred Method, we have lots of free resources. So you can go and do a ton of research. We have a savings analysis there that you can plug in your numbers and see how much you could save and how quickly you could be out of debt. All of that is available at theshredmethod.com.   All right, brother. Appreciate your time. Thanks again for coming on the show and we'll to have you on again soon.   Love it, Seth. Keep doing what you do, man. This is super important stuff.   Alright brother, talk soon.   (Seth Bradley) (49:28.578) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Adam Carroll's Links: https://www.threads.com/@adam.carroll/ https://www.instagram.com/adam.carroll/ https://www.linkedin.com/in/adamcarrollspeaks/ https://www.facebook.com/AdamSpeaks/ https://x.com/adamcarroll https://open.spotify.com/show/1fPEUnWdnbcOcbYdksY1Yi https://www.youtube.com/channel/UCJREGkPP6UwMucJMPvDS8xg

PandaVision: A TV Podcast
The Sandman - S2E7 "Time and Night"

PandaVision: A TV Podcast

Play Episode Listen Later Jul 27, 2025 22:27


Morpheus is on the quest for his existence and seeks help from those above him, the entities of Time and Night. Meanwhile, the members of The Dreaming seek to prepare for war and Daniel Hall becomes the object of a plan and a trap.Follow all of the Stranded Panda network shows at strandedpanda.comFind Ashley on Bill and Ashley's Terror Theaterhttps://podcasts.apple.com/us/podcast/bill-ashleys-terror-theater/id1630376625Find Hayley at The Source Pages Podcast.https://podcasts.apple.com/us/podcast/source-pages-a-reading-collective-andor/id1573495735

Fandom Zone Podcast
The Ruler of Hell

Fandom Zone Podcast

Play Episode Listen Later Jul 27, 2025 80:42


Charles Skaggs and DJ Nik discuss "The Ruler of Hell", the second episode of The Sandman Season 2, featuring Tom Sturridge as Dream/Morpheus, Gwendoline Christie as Lucifer Morningstar, Kirby Howell-Baptiste as Death, and introducing Ann Skelly as Nuala! Find us here:Facebook: Facebook.com/FandomZonePodcast Instagram: @FandomZonePodcast Bluesky: @CharlesSkaggs.bsky.social, @goldstandardoscars.bsky.social Email: FandomZoneCast@gmail.com  Listen and subscribe to us in Apple Podcasts and leave us a review!

Look & Feel Your Best
Azul Beauty Podcast #269 (Liquid Face Lift, BBL, & Morpheus)

Look & Feel Your Best

Play Episode Listen Later Jul 26, 2025 55:40


The Practice Brave Podcast
200: Longevity, Overtraining & Youth Sports: A Deep Dive with Joel Jamieson

The Practice Brave Podcast

Play Episode Listen Later Jul 23, 2025 55:16


In this episode, I'm joined by Joel Jamieson, renowned strength and conditioning coach, educator, and creator of Morpheus and 8WeeksOut.com. We talk all about athletic development across the lifespan, with a special focus on coaching in combat sports, training youth athletes, and using heart rate variability (HRV) to optimize performance and recovery.   Joel shares powerful insights from decades in the field, coaching everyone from MMA champions to teenage volleyball players. This conversation hits on everything from the culture of overtraining, long-term athletic development, and the dangers of early sport specialization to how we can support the next generation of athletes (and ourselves) through better coaching and smarter recovery.   Connect with Joel: Instagram: @coachjoeljamieson Websites: 8WeeksOut - https://8weeksout.com/ Morpheus - https://trainwithmorpheus.com/    If you're a parent, coach, or athlete trying to train smarter—not just harder—this episode is for you. Share it with your community, tag me @briannabattles, and let me know your biggest takeaway.   Join the Practice Brave Fitness Program: briannabattles.com/practicebrave   If you're a pregnant or postpartum athlete looking for resources, I can help:   The Pregnancy Cheat Sheet Free E-Book: https://go.briannabattles.com/adjust-cheatsheet   The 8-Week Postpartum Athlete Training Program: https://go.briannabattles.com/8-week-postpartum-athlete-training-program     MORE ABOUT THE SHOW: The Practice Brave podcast brings you the relatable, trustworthy and transparent health & fitness information you're looking for when it comes to coaching, being coached and transitioning through the variables of motherhood and womanhood. You will learn from athletes and experts in the women's health and coaching/performance realm as they share their knowledge and experience on all things Pregnancy & Postpartum Athleticism. Whether you're a newly pregnant athlete or postpartum athlete, knowing how to adjust your workouts, mental approach and coaching can be confusing. Each week we'll be tackling questions around adjusting your workouts and mindset, diastasis recti, pelvic health, mental health, identity, and beyond. Through compelling interviews and solo shows, Brianna speaks directly to where you're at because she's been there too! Tune in every other week and share the show with your athlete friends!

The Scuttlebutt Podcast
327 - Is This A Crossover Episode?

The Scuttlebutt Podcast

Play Episode Listen Later Jul 23, 2025 82:08


Send us some Fan Mail? Yes please!It may have been a little while, but these three kick it off like it's just another day at the office: energy at eleven, and laughs mandated throughout! Join this special crossover episode as Heath from the E14 Podcast highjacks the helm from Hermes and Morpheus, taking us on one WILD ride through bourbon history, celebrations of life instead of mournful funerals, an Epstein summary, and of course some classic sailor stories. Enjoy!Connect with Heath: website, Twitter, Instagram, podcast, & Facebook. Subscribe, rate us 5, come join in all the other fun we offer, but most of all we hope you enjoy! If you liked this, and want to hear more, give us a follow and let us know! Or maybe you just want to tell us how awful we are? Comments help the algorithm, and we love to see ‘em! And as always, don't kill the messenger. Whiskey Fund (help support our podcast habit!): PayPalOur Patreon & YouTube Connect with Hermes: Instagram & Twitter Connect with Morpheus: Instagram & Twitter Support the show

Fandom Zone Podcast
Season of Mists

Fandom Zone Podcast

Play Episode Listen Later Jul 19, 2025 93:23


Charles Skaggs and DJ Nik discuss "Season of Mists", the first episode of The Sandman Season 2, featuring Tom Sturridge as Dream/Morpheus, Gwendoline Christie as Lucifer Morningstar, and introducing Adrian Lester as Destiny and Esme Creed-Miles as Delirium! Find us here:Facebook: Facebook.com/FandomZonePodcast Instagram: @FandomZonePodcast Bluesky: @CharlesSkaggs.bsky.social, @goldstandardoscars.bsky.social Email: FandomZoneCast@gmail.com  Listen and subscribe to us in Apple Podcasts and leave us a review!

BitFlip
Galaxy Z Fold 7 und Nothing Phone 3 in der Hand gehabt - Episode 53

BitFlip

Play Episode Listen Later Jul 18, 2025 69:17


Cedric aka Morpheus: https://bio.link/themorpheusMarius Fuxs Wirtz: https://beacons.ai/mariusfuxsKevin Chromik: https://linktr.ee/kevinchromikSpotify: https://open.spotify.com/show/63uh27GWsVeQjvk6qEFWpK?si=ae5a044d7fe545edApple: https://podcasts.apple.com/de/podcast/bitflip/id1713749196?l=en-GBRSS: https://anchor.fm/s/ead1767c/podcast/rss

HPE Tech Talk
Why are we still talking about virtualization?

HPE Tech Talk

Play Episode Listen Later Jul 17, 2025 19:18


Why are we still talking about virtualization? This week, Technology Now is returning to a classic topic in computing: Virtualization. So, what's changed in the landscape that's bought virtualization back into the limelight, and how is it being used in our current technological landscape? Brad Parks, Chief Product & Go To Market Officer at HPE's recently acquired Morpheus Data, tells us more.This is Technology Now, a weekly show from Hewlett Packard Enterprise. Every week, hosts Michael Bird and Aubrey Lovell look at a story that's been making headlines, take a look at the technology behind it, and explain why it matters to organizations.About Brad Parks: https://www.linkedin.com/in/brad-parks-b190464/Sources:https://www.techtarget.com/searchitoperations/feature/The-history-of-virtualization-and-its-mark-on-data-center-managementhttps://inventivehq.com/history-of-virtualization/

The Superhero Show Show
The Sandman Season 2 Premiere

The Superhero Show Show

Play Episode Listen Later Jul 16, 2025 30:24


The Superhero Show Show #593The Sandman Season 2 PremiereThe Superhero Show Show: The Sandman Season 2 Premiere Brings Dreams and DamnationThis week on The Superhero Show Show, the hosts step back into the world of endless possibilities as they review The Sandman Season 2 Premiere, covering episodes 201, 202, and 203: “Season of Mists,” “The Ruler of Hell,” and “More Devils Than Vast Hell Can Hold.” With Morpheus returning to the domain of dreams and demons, the podcast dives into the emotional weight, political maneuvering, and visual grandeur that define this long-awaited continuation.Dream's Return: The Sandman Season 2 Premiere Explores Family and FateThe panel begins with a deep dive into “Season of Mists,” the official opening of season 2. They commend the show for maintaining its haunting tone and philosophical themes while further developing the family dynamics of the Endless. Morpheus's decision to journey to Hell to free a soul he once condemned reveals his evolving sense of justice and guilt.Then, in “The Ruler of Hell,” the tension escalates. Dream confronts Lucifer Morningstar in a stunning, dialogue-rich standoff. The group praises the sharp writing, along with Gwendoline Christie's magnetic performance as Lucifer. Moreover, the episode's exploration of power, punishment, and the cost of ruling leads to a memorable philosophical debate.Following that, “More Devils Than Vast Hell Can Hold” widens the scope. The hosts highlight how multiple factions vie for control of Hell's empty throne, and how this political chaos mirrors Morpheus's own internal struggles. With each step, the series deepens its mythos and moral complexity.The Revival Report: Keeping Up With the SurrealAfter their dive into The Sandman, the hosts switch gears to catch up on four episodes of Revival: “Keeping Up Appearances,” “Reality Check,” “Run Along Little Lamb,” and “Triage.” These episodes continue to unravel the show's eerie world, where resurrection feels more like a curse than a blessing.In “Keeping Up Appearances,” the discussion centers on the fragile illusion of normalcy in a town haunted by unnatural rebirths. Transitioning to “Reality Check,” the group examines how long-buried secrets start to surface, threatening that illusion entirely.Next, “Run Along Little Lamb” shifts the tone toward emotional reflection. The hosts praise its exploration of fractured relationships between the living and the once-dead. Finally, in “Triage,” high-stakes decisions and confrontations push several characters past their breaking points. The panel describes the episode as “beautifully uncomfortable” for its raw honesty.Final Thoughts: The Sandman Season 2 Premiere Captivates and ChallengesIn closing, the hosts agree that The Sandman Season 2 Premiere delivers a bold and visually stunning return. With its powerful performances, rich worldbuilding, and unflinching themes, it reminds viewers why The Sandman remains a standout in modern fantasy television.When paired with Revival's slow-burn tension and chilling existential undertones, this week's Superhero Show Show episode offers a rich and rewarding discussion. Whether you're drawn to cosmic dreams or the horrors of resurrection, this podcast episode has something for every fan of genre storytelling.Links and ResourcesMissed our previous episodes of The Sandman? Catch up!Want to dive deeper? Here are some research links nerds!

The Scuttlebutt Podcast
326 - Duel of the Dynamic Duos!

The Scuttlebutt Podcast

Play Episode Listen Later Jul 16, 2025 116:11


Send us some Fan Mail? Yes please!Do you think these two could get any sillier? What about serious? No, on both fronts? Well, maybe they're not exactly friends by the end of this one... ope! Come join Morpheus and Hermes as they discuss the real estate market, transgenderism, the Epstein conspiracy, political unrest in the States, and differing opinions on protest and patriotism...? In any case, we hope you enjoy!.Subscribe, rate us 5, come join in all the other fun we offer, but most of all we hope you enjoy! If you liked this, and want to hear more, give us a follow and let us know! Or maybe you just want to tell us how awful we are? Comments help the algorithm, and we love to see ‘em! And as always, don't kill the messenger. Whiskey Fund (help support our podcast habit!): PayPalOur Patreon & YouTube Connect with Hermes: Instagram & Twitter Connect with Morpheus: Instagram & Twitter Support the show

KZradio הקצה
Samy Birnbach / DJ Morpheus: FM4 Chillout Session Feb. 2025

KZradio הקצה

Play Episode Listen Later Jul 16, 2025 60:20


KZradio הקצה
Samy Birnbach / DJ Morpheus: FM4 Chillout Session Mar. 2025

KZradio הקצה

Play Episode Listen Later Jul 16, 2025 60:07


KZradio הקצה
Samy Birnbach / DJ Morpheus: FM4 Chillout Session May 2025

KZradio הקצה

Play Episode Listen Later Jul 16, 2025 59:42


The Perfect Dose with Dr. Kristen Herzog
Skincare Lasers: Morpheus, Cool Peel, Sofwave - Which To Get?

The Perfect Dose with Dr. Kristen Herzog

Play Episode Listen Later Jul 14, 2025 15:55


In this episode, Dr. Kristen breaks down the world of laser skincare—from aggressive resurfacing treatments to low-downtime options that still pack a punch. Whether you're dealing with texture, fine lines, pigmentation, or sagging skin, you'll learn which laser (if any) is the right investment for your concerns.

House of the Dragon: A BingetownTV Podcast
The Sandman - Season 2 Episodes 3-4 Breakdown

House of the Dragon: A BingetownTV Podcast

Play Episode Listen Later Jul 14, 2025 91:13


Join David and Paul as they discuss Morpheus and his decision of who to give the key to! In classic The Sandman fashion, we solve one dilemma but are faced with another. Watching Dream and Delirium interact is such a delight, but where will this journey end up? Our hosts have a few theories and guesses about what is really going on behind the curtain, but we'll have to gather back for episodes 5 and 6 to see if they were correct! More BingetownTV Content!  ⁠⁠Check Out Our Podcast on Youtube! ⁠⁠ ⁠⁠Check Out Our Youtube Entertainment Channel! ⁠⁠ ⁠⁠Join the BingetownTV Community Discord (FREE)⁠⁠ Follow us on Socials!  Instagram- ⁠⁠https://www.instagram.com/bingetowntv/⁠⁠ Twitter/X - ⁠⁠https://twitter.com/bingetowntvpod⁠⁠ TikTok- ⁠⁠https://www.tiktok.com/@bingetowntv?_t=8gdE279ReTm&_r=1⁠⁠ Support the Pod! Patreon- ⁠⁠www.patreon.com/bingetowntv Learn more about your ad choices. Visit megaphone.fm/adchoices

PandaVision: A TV Podcast
The Sandman - S2E6 "Family Blood"

PandaVision: A TV Podcast

Play Episode Listen Later Jul 12, 2025 32:25


With family ties becoming even more strained, Dream and Delirium take their leave of each other and Dream is left to deal with the potential consequences of his actions in this episode. The Fates have their eyes on you, Morpheus.Follow all of the Stranded Panda network shows at strandedpanda.comFind Ashley on Bill and Ashley's Terror Theaterhttps://podcasts.apple.com/us/podcast/bill-ashleys-terror-theater/id1630376625Find Hayley at The Source Pages Podcast.https://podcasts.apple.com/us/podcast/source-pages-a-reading-collective-andor/id1573495735

netflix sandman morpheus delirium fates family blood stranded panda
House of the Dragon: A BingetownTV Podcast
The Sandman - Season 2 Episodes 1-2 Breakdown

House of the Dragon: A BingetownTV Podcast

Play Episode Listen Later Jul 10, 2025 66:35


After three years, Morpheus is BACK! Join Dave and Paul as they jump into season 2 of the long awaited return of The Sandman. They give their thoughts on the reintroductions (and some first time introductions) to the Endless, the prophecy of the Gray Ladies, Dream's new goal, and give their initial reactions to the fantastic reveals all throughout episode 2. More BingetownTV Content!  ⁠Check Out Our Podcast on Youtube! ⁠ ⁠Check Out Our Youtube Entertainment Channel! ⁠ ⁠Join the BingetownTV Community Discord (FREE)⁠ Follow us on Socials!  Instagram- ⁠https://www.instagram.com/bingetowntv/⁠ Twitter/X - ⁠https://twitter.com/bingetowntvpod⁠ TikTok- ⁠https://www.tiktok.com/@bingetowntv?_t=8gdE279ReTm&_r=1⁠ Support the Pod! Patreon- ⁠www.patreon.com/bingetowntv Learn more about your ad choices. Visit megaphone.fm/adchoices

One Piece React Forever
GB 180 Sandman Prelúdios e Noturnos

One Piece React Forever

Play Episode Listen Later Jul 10, 2025 15:27


Sandman part 2Primeiro arco de Morpheus e também, o único arco que uma pessoa que mentiu que leu sandman, realmente leu....Historia em Sandman ed. Especial volume 1 pela Panini.

The Skin Report
Potenza vs. Morpheus 8: Which RF Microneedling Treatment Is Right for Your Skin?

The Skin Report

Play Episode Listen Later Jul 9, 2025 7:03


In this episode of The SKIN Report, Dr. Simran Sethi breaks down the key differences between two leading radiofrequency microneedling devices: Potenza and Morpheus 8.Dr. Sethi explains how these treatments work, what makes them effective, and why Potenza may be the safer option for people with darker skin tones. She discusses the role of bipolar versus monopolar RF energy, differences in comfort and downtime, and how to choose the right device for your skin type and treatment goals.

CE Center Podcasts
DESIGN:ED Podcast: Allan Poore - Chaos

CE Center Podcasts

Play Episode Listen Later Jul 7, 2025 32:47


DescriptionIn a conversation between Design:ED and Allan Poore of Chaos, Poore explains how Chaos's visualization tools, such as V-Ray, Enscape, and the recently acquired Evolve Labs suite (including tools like Veras, Gly, and Morpheus), are reshaping architectural workflows. He emphasizes their focus on real-time rendering, AI-driven automation, and usability across devices, enabling faster design decisions and more accessible visualization. The discussion highlights the potential of AI to eliminate tedious tasks like dimensioning, while also noting the importance of retaining architectural understanding. Poore shares insights into Chaos's strategy of integrating media and entertainment innovations into architecture, the collaborative future of design, and Chaos's ongoing commitment to balancing realism with performance and flexibility.Learning Objectives:Identify how Chaos visualization tools, including V-Ray and Enscape, support decision-making in architectural design through real-time rendering and asset integration.Evaluate the role of AI-driven automation in streamlining repetitive tasks such as dimensioning and documentation within Revit-based workflows.Differentiate between the use cases for real-time and offline rendering tools in architectural and client-facing applications.Explore the intersection of architectural and media visualization technologies to enhance design accuracy, collaboration, and project efficiency.Credits: 1.0 AIA LU/ElectiveSpeaker:   Allan Poore

Estamos de cine
"Sandman 2" + "El verano en que Hikaru murió" + "Adults" + BSO "Mobland: Tierra de Mafiosos"

Estamos de cine

Play Episode Listen Later Jul 6, 2025 67:23


Min 4: SANDMAN 2: VUELVE EL REY DE LOS SUEÑOS (Netflix) La serie más onírica y ambiciosa de Netflix, The Sandman, regresa con su segunda temporada, y lo hace pisando fuerte en la línea de lo que enamoró a los fans en su debut, pero también arrastrando algunos de sus fantasmas. De nuevo nos sumergimos en el universo de los Eternos, donde Morpheus, el Señor de los Sueños, sigue tratando de recomponer su reino tras el caos sembrado en la primera entrega. Pero esta vez, la historia va más allá de las fronteras de su mundo: nos lleva al mismísimo Infierno, nos invita a redescubrir antiguos lazos familiares rotos y nos sumerge en una odisea emocional donde el peso de la memoria y las decisiones pasadas se convierte en protagonista. NOTA EDC: 3,75 estrellas Min 12: EL VERANO EN EL QUE HIKARU MURIÓ (ANIME. NETFLIX) Atención a uno de los animes más comentados y esperados del año: El verano en que Hikaru murió, una historia que llega dispuesta a tocar la fibra sensible de los espectadores mientras los envuelve en un inquietante misterio sobrenatural. Ambientada en un pequeño y apacible pueblo japonés, la serie nos presenta a Yoshiki y Hikaru, dos amigos de toda la vida cuya relación cambia de forma radical cuando uno de ellos desaparece en el bosque y regresa... diferente. Algo ha ocupado su lugar, algo que parece ser Hikaru pero que esconde una amenaza que va mucho más allá de lo humano. NOTA EDC: 3'5 estrellas Min 21: "ADULTS": Disney y el Friends de la Generación Z Adults es, en el fondo, un retrato generacional que habla de esos treinta y tantos en los que, a pesar de todo lo aprendido y todo lo vivido, uno sigue sintiéndose perdido. Con un estilo fresco, directo y con toques de humor amargo, la serie disecciona con acierto los temores, las inseguridades y los deseos de una generación marcada por la precariedad emocional y laboral, pero también por la constante búsqueda de sentido. La crítica ha valorado especialmente su guión ágil, sus diálogos realistas y la capacidad de reflejar de forma honesta esas contradicciones que todos, en algún momento, hemos experimentado al pasar de la juventud despreocupada a las responsabilidades de la vida adulta. Una serie que engancha por su cercanía, por su retrato sincero de las relaciones y por su mirada irónica, pero también empática, sobre el complejo arte de ser adultos. NOTA EDC: 2,5 estrellas Min 31: MOBLAND: CAMINO A LA PERFECCIÓN Es la serie del momento y uno de los fenómenos del año. Tendremos que esperar hasta agosto para conocer el desenlace pero hoy nos rendimos en el Filtro Rachel y en el diván de la música de series a "Mobland: Tierra de Mafiosos": el as en la manga de Skyshowtime que está llamada a convertirse en una de las más brillantes zambullidas en el mundo de la mafia. En cuanto a la BSO de Ilan Eshkeri, desde los primeros compases despliega un elegante tapiz sonoro que mezcla instrumentación tradicional con toques electrónicos muy sutiles. Las cuerdas oscuras, los vientos melancólicos y los ritmos pausados marcan el tono de una historia donde cada silencio pesa tanto como cada disparo. Es una música que no busca deslumbrar con grandes fanfarrias, sino acompañar con inteligencia cada escena, cada decisión moral, cada paso en falso de unos personajes atrapados en su propia espiral de perdición.

Beyond the Microchip
Episode 025 - Microchip Technology Powers Sustainability; part 2-of-2

Beyond the Microchip

Play Episode Listen Later Jul 1, 2025 28:10


“Every mammal on this planet, instinctively develops a natural equilibrium with the surrounding environment. But you humans do not. You move to an area and you multiply- and multiply until every natural resource is consumed. The only way you can survive is to spread to another area.” – The Matrix Hugo Weaving's Mr. Smith lectures Lawrence Fishburne's Morpheus in The Matrix on humanity's fatal flaw. While history may paint a negative picture of our efforts, the future looks bright. That future is sustainability, a paradigm shift that promises to reshape our relationship with the environment and the resources we consume. This vision of sustainability is not just about preserving nature; it's about creating a healthier, more resilient world for future generations. The components of sustainability in the tech world include energy efficiency, waste reduction, water conservation, reducing greenhouse gas emissions, sustainable product design, and employee engagement. Energy efficiency: companies can optimize manufacturing processes to reduce energy consumption and developing products that are more energy-efficient to cut down operational costs and reduce the impact on the environmental impact. Waste reduction: comprehensive recycling programs, reducing material usage, and improving manufacturing processes, companies can minimize the environmental footprint of their operations and products. Water conservation: Implementing measures to recycle and reuse water to a point where every drop could be recaptured and reused. Reducing greenhouse gas emissions: This is where the bulk of the efforts can yield real benefits to lower carbon footprints, and reduce/reuse/recycle with ambitious goals of net-zero by 2040. Sustainable product design: there is a fine balance between creating energy-efficient and environmentally friendly products that meet regulatory standards and customer expectations, while also generating a reasonable rate of return for stakeholders. Employee engagement: Encouraging employees to participate in sustainability programs and providing training and resources to support those practices keep the environment front of mind while also pursuing the business of business. One company that exemplifies these principles is Microchip Technology. Their commitment to sustainability is evident in their comprehensive approach, known as Microchip 360° Sustainability. This includes energy efficiency, waste reduction, water conservation, and reducing greenhouse gas emissions. Their products, such as the PD77728 and PD-70228 ICs, are designed with the lowest power consumption in mind, and their packaging is 100% recyclable, PVC-free, halogen-free, and compliant with ROHS and REACH standards. The GS series of midspans takes this even further with improvements in key areas. Microchip's dedication to sustainability has not gone unnoticed. Forbes recently named them a Net Zero Leader, ranking them #6 on the list. This recognition highlights their leadership in reducing greenhouse gas emissions and promoting sustainable practices. Companies like Microchip are taking real, tangible actions to protect the environment, conserve resources, and minimize waste.   How can Microchip Technology show real leadership in driving sustainability for future generations?   Links from the episode: Microchip's Commitment to Sustainability: Operational Excellence and Innovative Customer Solutions | Microchip Technology microchip.com/poe   Guest: Alan Zwiren

Spiderum Official
Tóm tắt toàn bộ Cuộc chiến thành Troy | Morpheus | Thế Giới

Spiderum Official

Play Episode Listen Later Jun 26, 2025 77:18


Video này được chuyển thể từ bài viết gốc trên nền tảng mạng xã hội chia sẻ tri thức Spiderum

Beyond the Microchip
Episode 025 - Microchip Technology Powers Sustainability; part 1-of-2

Beyond the Microchip

Play Episode Listen Later Jun 24, 2025 24:32


“Every mammal on this planet, instinctively develops a natural equilibrium with the surrounding environment. But you humans do not. You move to an area and you multiply- and multiply until every natural resource is consumed. The only way you can survive is to spread to another area.” – The Matrix Hugo Weaving's Mr. Smith lectures Lawrence Fishburne's Morpheus in The Matrix on humanity's fatal flaw. While history may paint a negative picture of our efforts, the future looks bright. That future is sustainability, a paradigm shift that promises to reshape our relationship with the environment and the resources we consume. This vision of sustainability is not just about preserving nature; it's about creating a healthier, more resilient world for future generations. The components of sustainability in the tech world include energy efficiency, waste reduction, water conservation, reducing greenhouse gas emissions, sustainable product design, and employee engagement. Energy efficiency: companies can optimize manufacturing processes to reduce energy consumption and developing products that are more energy-efficient to cut down operational costs and reduce the impact on the environmental impact. Waste reduction: comprehensive recycling programs, reducing material usage, and improving manufacturing processes, companies can minimize the environmental footprint of their operations and products. Water conservation: Implementing measures to recycle and reuse water to a point where every drop could be recaptured and reused. Reducing greenhouse gas emissions: This is where the bulk of the efforts can yield real benefits to lower carbon footprints, and reduce/reuse/recycle with ambitious goals of net-zero by 2040. Sustainable product design: there is a fine balance between creating energy-efficient and environmentally friendly products that meet regulatory standards and customer expectations, while also generating a reasonable rate of return for stakeholders. Employee engagement: Encouraging employees to participate in sustainability programs and providing training and resources to support those practices keep the environment front of mind while also pursuing the business of business. One company that exemplifies these principles is Microchip Technology. Their commitment to sustainability is evident in their comprehensive approach, known as Microchip 360° Sustainability. This includes energy efficiency, waste reduction, water conservation, and reducing greenhouse gas emissions. Their products, such as the PD77728 and PD-70228 ICs, are designed with the lowest power consumption in mind, and their packaging is 100% recyclable, PVC-free, halogen-free, and compliant with ROHS and REACH standards. The GS series of midspans takes this even further with improvements in key areas. Microchip's dedication to sustainability has not gone unnoticed. Forbes recently named them a Net Zero Leader, ranking them #6 on the list. This recognition highlights their leadership in reducing greenhouse gas emissions and promoting sustainable practices. Companies like Microchip are taking real, tangible actions to protect the environment, conserve resources, and minimize waste.   How can Microchip Technology show real leadership in driving sustainability for future generations?   Links from the episode: Microchip's Commitment to Sustainability: Operational Excellence and Innovative Customer Solutions | Microchip Technology microchip.com/poe   Guest: Alan Zwiren

The Perfect Dose with Dr. Kristen Herzog
Experts vs Influencers: Who Should You Trust?!

The Perfect Dose with Dr. Kristen Herzog

Play Episode Listen Later Jun 23, 2025 21:19


✨ Summer 2025's Trending Aesthetic Treatments – What's Worth It?In this episode, Dr. Kristen Herzog breaks down RealSelf's top trending aesthetic treatments for summer and gives her honest “yes” or “no” on each one. From “Clean Girl Aesthetics” to hair restoration, she covers it all.

Cities and Memory - remixing the sounds of the world
A corner of Sanlin old street, Shanghai

Cities and Memory - remixing the sounds of the world

Play Episode Listen Later Jun 16, 2025 0:52


Stepping on leaves, old man sneezing, birds singing, kids' laughter, water flowing, dog gasping, people talking, scooter siren, sparrow calling, wind blowing.  Recording was made by students Phineas, Morpheus and Neil, during a sunny morning visit in late March.  Recorded by Phineas, Morpheus and Neil (students in Kirk Kenney's CPET-YouCH Music and Community class, Spring 2025).

Buzzn The Tower
The Matrix (1999)

Buzzn The Tower

Play Episode Listen Later Jun 10, 2025 50:43


Neo believes that Morpheus, an elusive figure considered to be the most dangerous man alive, can answer his question -- What is the Matrix? Neo is contacted by Trinity, a beautiful stranger who leads him into an underworld where he meets Morpheus. They fight a brutal battle for their lives against a cadre of viciously intelligent secret agents. It is a truth that could cost Neo something more precious than his life.

The Scuttlebutt Podcast
321 - Last Minute Chaos... w/ some Scuttbutt OG's

The Scuttlebutt Podcast

Play Episode Listen Later Jun 4, 2025 70:18


Send us some Fan Mail? Yes please!Have they been burning the candle at both ends again? Are there any recent topics you've been dying to hear an awful opinion on? Will the Scuttlebutt OG's keep the ship afloat this week? All this and MORE can be found in this salaciously chaotic edition of The Scuttlebutt Podcast. We hope you enjoy. Connect with Heath: website, Twitter, Instagram, podcast, & Facebook. Connect with Karyn (Chick-Lit podcast): All their links!.Subscribe, rate us 5, come join in all the other fun we offer, but most of all we hope you enjoy! If you liked this, and want to hear more, give us a follow and let us know! Or maybe you just want to tell us how awful we are? Comments help the algorithm, and we love to see ‘em! And as always, don't kill the messenger. Whiskey Fund (help support our podcast habit!): PayPalOur Patreon & YouTube Connect with Hermes: Instagram & Twitter Connect with Morpheus: Instagram & Twitter Support the show

The Scuttlebutt Podcast
319 - Willy Wonka Wages?

The Scuttlebutt Podcast

Play Episode Listen Later May 29, 2025 71:13


Send us some Fan Mail? Yes please!He's back, so is the Dynamic Duo, and the chaos ensues... as was expected! Dom joins the boys yet again to discuss history, Ai, politics, and some layered nuance sprinkle in between for flavor. We hope you enjoy it; because we always do!Connect with Dom: Instagram & Twitter.Subscribe, rate us 5, come join in all the other fun we offer, but most of all we hope you enjoy! If you liked this, and want to hear more, give us a follow and let us know! Or maybe you just want to tell us how awful we are? Comments help the algorithm, and we love to see ‘em! And as always, don't kill the messenger. Whiskey Fund (help support our podcast habit!): PayPalOur Patreon & YouTube Connect with Hermes: Instagram & Twitter Connect with Morpheus: Instagram & Twitter Support the show

The Dr. Gabrielle Lyon Show
Understanding Heart Rate Variability: Improving Your Health & Performance | Joel Jamieson

The Dr. Gabrielle Lyon Show

Play Episode Listen Later May 27, 2025 119:13 Transcription Available


When it comes to performance, more isn't always better. In this episode, I sit down with conditioning expert Joel Jamieson to explore the science of recovery, aerobic fitness, and how to use heart rate variability (HRV) to train smarter. They dive into why elite athletes recover so quickly, the long-term value of zone 2 training, and how HRV reflects your resilience—not just your readiness. Joel shares lessons from two decades of working with fighters, Olympians, and NFL players, along with powerful insights from his own cardiovascular health journey. Whether you're a high performer or simply want to live longer and stronger, this episode is packed with practical takeaways.In this episode, you'll learn:What HRV actually tells you—and what it doesn'tWhy aerobic fitness is one of the strongest drivers of recovery and longevityThe surprising downside of too much strength trainingHow to monitor training load and avoid overtrainingWhy lifestyle stress matters more than your workoutThis episode will change the way you think about training—and reveal why recovery deserves a central role in your performance strategy.Who is Joel Jamieson? Joel Jamieson is a leading coach and educator in recovery-based training and heart rate variability (HRV). With over 20 years of experience working with professional athletes, including NFL players and world champion fighters, he's known for translating complex performance science into practical tools. He's the creator of Morpheus, a system that helps tailor training to daily recovery status, and the founder of 8WeeksOut, a resource for conditioning and performance education.This episode is brought to you by:Puori - Code DRYLYON to get 20% off sitewide - https://Puori.com/DRLYONMUDWTR - Code DRLYON to get up to 43% off your starter kit - https://mudwtr.com/DRLYONBON CHARGE - Code DRLYON to get 15% off your entire order - https://boncharge.com/DRLYONARMRA - Code DRLYON to get 15% off your first order - https://tryarmra.com/DRLYON Find Joel Jamieson at:Instagram: @coachjoeljamieson8WeeksOut: https://8weeksout.com/Morpheus: https://trainwithmorpheus.com/Find Me At: Instagram:@drgabriellelyon TikTok: @drgabriellelyonFacebook: facebook.com/doctorgabriellelyonYouTube: youtube.com/@DrGabrielleLyonX (Twitter): x.com/drgabriellelyonApply to become a patient – https://drgabriellelyon.com/new-patient-inquiry/Join my weekly newsletter –

Reshape Your Health with Dr. Morgan Nolte
290. How to Heal From & Prevent Burnout With Angela Foster

Reshape Your Health with Dr. Morgan Nolte

Play Episode Listen Later May 21, 2025 42:44 Transcription Available


Have a question you want answered on the podcast? Send us a text!Burnout doesn't just drain your energy—it can derail your health, career, and relationships. In this episode, we sit down with Angela Foster, a former corporate lawyer who hit rock bottom before rebuilding her life through science-backed wellness strategies. Now an award-winning nutritionist and expert in women's health optimization, Angela shares what most high-achieving women miss when trying to “push through” stress.We unpack how chronic stress impacts your hormones, heart rate variability, and long-term health—and why recovery isn't a luxury, it's a necessity. Angela gives actionable tools to protect your energy, explains how caffeine could be working against you, and reveals why aligning your values might be the key to sustainable health.If you're doing all the right things but still feeling burned out, this episode will help you connect the dots—and reset before your body forces you to.Resources From The Guest>> Angela's Website>> Angela's Instagram>> Angela's Facebook>> Morpheus - for morning HRV tracking and optimized training >> Elite HRV - HRV, Breathwork  >> FirstBeat - the medical-grade device used for assessments >> The Superwoman Health Quiz Resources From This Episode >> Insulin Resistance Diet Blueprint - https://www.zivli.com/blueprint?el=podcast >> Free Low Insulin Food Guide - https://www.zivli.com/ultimatefoodguide?el=podcast >> Join the Zivli Program Waitlist - https://www.zivli.com/join?el=podcast >> Test Your Insulin at Home - https://www.zivli.com/testing?el=podcast Have a question? Email us at: support@zivli.com

Gestalt IT Rundown
US Signs Take It Down Act || The Tech Field Day News Rundown: May 21, 2025

Gestalt IT Rundown

Play Episode Listen Later May 21, 2025 41:27


The US government signed a new act into law that has opponents concerned about the ramifications of what it will be used to do. The Take It Down Act was proposed to allow for the rapid takedown of non-consensual intimate images, or NCII, from the Internet. The law requires social media platforms to remove identified content within 48 hours and people convicted of violating the law could face up to three years in prison. What's the catch? According ot the EFF and other freedom organizations, the law has been written so broadly as to let it apply to a broad range of content, including political speech. The law also could be used to pressure companies into weakening encryption and security to allow for easier detection of content being shared. This and more on the Tech Field Day News Rundown. Time Stamps: 0:00 - Welcome to the Tech Field Day News Rundown1:08 - ZT Systems Acquired by Sanmina4:15 - Arista Networks Rumored to Buy Velocloud from Broadcom9:19 - Microsoft open-sources Windows System for Linux12:35 - Palo Alto Networks and T-Mobile Team Up for SASE15:46 - Salesforce buys Convergence for more agentic AI18:48 - Charter to Buy Cox Communications for $21.9 Billion23:41 - HPE integrates Morpheus with Greenlake27:12 - US Signs Take It Down Act37:31 - The Weeks Ahead40:16 - Thanks for WatchingHosts: Tom Hollingsworth: ⁠https://www.linkedin.com/in/networkingnerd/⁠Stephen Foskett: ⁠https://www.linkedin.com/in/sfoskett/⁠Alastair Cooke: ⁠https://www.linkedin.com/in/alastaircooke/⁠Follow Tech Field Day: Website: ⁠https://techfieldday.com/ ⁠LinkedIn:⁠ https://www.linkedin.com/company/tech-field-day/⁠X/Twitter: ⁠https://x.com/TechFieldDay ⁠Bluesky: ⁠https://bsky.app/profile/techfieldday.com

Satan Is My Superhero
SciFi Satan in The Matrix

Satan Is My Superhero

Play Episode Listen Later May 19, 2025 11:46 Transcription Available


In this episode, we once again return to the Christ myth, in our search for the devil in Science Fiction with The Matrix. The Christ Myth is usually the story of a chosen one, a demi god, not exactly god but more than human with supernatural powers coming to rescue us all from evil. I would argue, Matrix is the most blatant and obvious of our Christ myth stories.  Special guest stars include Keanu Reeves, Thomas Anderson, Neo, Kung Fu, Trinity, John the Baptist, Morpheus, Jesus, River Jordan, red pill, Roman, Ovid, Metamorphoses, Cypher, Rolling Stones, Beatles, Oasis, Blur, Niki Minaj, Lil' Kim, Agent Smith, Wachowskis, Geocites, Sydney, 2000 Olympics, Australia, Melbourne, Athens, Greeks, Olympic Games, Sydney Opera House, Sydney Harbour Bridge, George Lucas, Star Wars, The Phantom Menace, September 11, 2001,   #666 #SketchComedy #Sketch #Comedy #Sketch Comedy #Atheist #Science #History #Atheism #Antitheist #ConspiracyTheory #Conspiracy #Conspiracies #Sceptical #Scepticism #Mythology #Religion #Devil #Satan #Satanism #Satanist #Skeptic #Debunk #Illuminati #Podcast #funny #sketch #skit #comedy #comedyshow #comedyskits #HeavyMetal #weird #leftist #SatanIsMySuperhero #ScienceFiction #SciFiSend us a text

Crazy Wisdom
Episode #461: Morpheus in the Classroom: AI, Education, and the New Literacy

Crazy Wisdom

Play Episode Listen Later May 16, 2025 56:25


I, Stewart Alsop, welcomed Woody Wiegmann to this episode of Crazy Wisdom, where we explored the fascinating and sometimes unsettling landscape of Artificial Intelligence. Woody, who is deeply involved in teaching AI, shared his insights on everything from the US-China AI race to the radical transformations AI is bringing to education and society at large.Check out this GPT we trained on the conversationTimestamps01:17 The AI "Cold War": Discussing the intense AI development race between China and the US.03:04 Opaque Models & Education's Resistance: The challenge of opaque AI and schools lagging in adoption.05:22 AI Blocked in Schools: The paradox of teaching AI while institutions restrict access.08:08 Crossing the AI Rubicon: How AI users are diverging from non-users into different realities.09:00 Budgetary Constraints in AI Education: The struggle for resources like premium AI access for students.12:45 Navigating AI Access for Students: Woody's ingenious workarounds for the premium AI divide.19:15 Igniting Curiosity with AI: Students creating impressive projects, like catapult websites.27:23 Exploring Grok and AI Interaction: Debating IP concerns and engaging with AI ("Morpheus").46:19 AI's Societal Impact: AI girlfriends, masculinity, and the erosion of traditional skills.Key InsightsThe AI Arms Race: Woody highlights a "cold war of nerdiness" where China is rapidly developing AI models comparable to GPT-4 at a fraction of the cost. This competition raises questions about data transparency from both sides and the strategic implications of superintelligence.Education's AI Resistance: I, Stewart Alsop, and Woody discuss the puzzling resistance to AI within educational institutions, including outright blocking of AI tools. This creates a paradox where courses on AI are taught in environments that restrict its use, hindering practical learning for students.Diverging Realities: We explore how individuals who have crossed the "Rubicon" of AI adoption are now living in a vastly different world than those who haven't. This divergence is akin to past technological shifts but is happening at an accelerated pace, impacting how people learn, work, and perceive reality.The Fading Relevance of Traditional Coding: Woody argues that focusing on teaching traditional coding languages like Python is becoming outdated in the age of advanced AI. AI can handle much of the detailed coding, shifting the necessary skills towards understanding AI systems, effective prompting, and higher-level architecture.AI as the Ultimate Tutor: The advent of AI offers the potential for personalized, one-on-one tutoring for everyone, a far more effective learning method than traditional classroom lectures. However, this potential is hampered by institutional inertia and a lack of resources for tools like premium AI subscriptions for students.Curiosity as the AI Catalyst: Woody shares anecdotes of students, even those initially disengaged, whose eyes light up when using AI for creative projects, like designing websites on niche topics such as catapults. This demonstrates AI's power to ignite curiosity and intrinsic motivation when paired with focused goals and the ability to build.AI's Impact on Society and Skills: We touch upon the broader societal implications, including the rise of AI girlfriends addressing male loneliness and providing acceptance. Simultaneously, there's concern over the potential atrophy of critical skills like writing and debate if individuals overly rely on AI for summarization and opinion generation without deep engagement.Contact Information*   Twitter/X: @RulebyPowerlaw*   Listeners can search for Woody Wiegmann's podcast "Courage over convention" *   LinkedIn: www.linkedin.com/in/dataovernarratives/

Business of Tech
Cox and Charter Merger, Proofpoint's $1B Acquisition, and the Rise of Shadow AI in Education

Business of Tech

Play Episode Listen Later May 16, 2025 12:38


Charter Communications has announced its acquisition of Cox Communications for $34.5 billion, a significant move that will merge two of the largest internet service providers in the United States. This merger is expected to require approval from the Federal Communications Commission due to Cox's critical operational licenses. The combined entity plans to adopt the Cox Communications name, with Spectrum serving as the consumer-facing brand in areas previously served by Cox. This merger could potentially impact service quality for small and medium-sized businesses (SMBs) that rely on Cox as their provider, especially during the integration phase.In another major development, Proofpoint has revealed its plans to acquire Hornet Security for $1 billion, aiming to enhance its cybersecurity offerings and expand its presence in the cloud security market. Hornet Security specializes in Microsoft 365 solutions and has shown impressive growth, reporting over $160 million in annual recurring revenue. This acquisition may alienate Hornet Security's managed service provider (MSP) partners if there are changes in pricing, support models, or access to services, creating an opportunity for competitors to attract disaffected partners.Arm is rebranding its system-on-a-chip product designs to focus on power savings for artificial intelligence workloads, targeting sectors like automotive and cloud computing. The company reported a significant revenue increase, driven by licensing and royalty revenue. Meanwhile, Box is enhancing its collaboration with Microsoft by introducing an AI agent that integrates with Microsoft 365 Copilot, allowing users to analyze documents and automate tasks more efficiently. These moves reflect the industry's shift towards AI integration and the importance of aligning with existing platforms to deliver value.Hewlett Packard Enterprise (HPE) has introduced updates to its Morpheus software and VM Essentials offerings, promising substantial cost savings for businesses in the virtualization market. HPE's new pricing model, based on server sockets rather than cores, aims to provide significant financial advantages, especially as VMware faces scrutiny over its pricing strategies. Additionally, the podcast discusses the challenges posed by shadow AI and the evolving landscape of artificial intelligence, emphasizing the need for governance and transparency as organizations increasingly adopt AI tools without formal approval. The episode concludes with a reflection on the implications of AI in education, highlighting the growing use of AI tools by professors and the concerns raised by students regarding the authenticity of their learning experience.  Four things to know today  00:00 Charter-Cox Merger and Proofpoint's $1B Hornet Deal Signal New Era of Scale and Specialization in Tech Services 03:38 From Chips to Content: Arm and Box Shift Strategies to Embed AI Across Cloud, Automotive, and Microsoft 365  05:39 HPE Launches Morpheus and VM Essentials Updates With Up to 90% Savings Over VMware Licensing  07:45 Shadow AI, Specialized Models, and Student Backlash: The Growing Pains of Enterprise AI Adoption   Supported by:  https://mspradio.com/engage/ All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

Shat the Movies: 80's & 90's Best Film Review
The Matrix Reloaded (2003)

Shat the Movies: 80's & 90's Best Film Review

Play Episode Listen Later May 13, 2025 69:04


What do you get when you mix cyberpunk philosophy, a rave in a cave, and a thousand Mr. Smiths? A sequel so ambitious it broke Big D's brain and made Gene question reality itself. This week, the Shat Crew finishes up listener Jeremiah's Sci-Fi Through The Ages series by plugging into The Matrix Reloaded, a film that doubles down on slow-mo kung fu, pleather trench coats, and high-concept jargon that may or may not mean anything. Is Neo still "The One," or just another guy with a Superman complex? Did Trinity and Neo's love scene spark human emotion—or just a need for brain bleach? And what's up with the Keymaker, the Merovingian, and that architect making coochie cakes? Prepare for laughs, rants, and maybe even some deep thoughts as we decode the most audacious freeway chase ever put on film. Whether you're Team Zion or just here for the bullet time, this is The Matrix Reloaded like only Shat can deliver. Plot Summary In The Matrix Reloaded, Neo, Trinity, and Morpheus return to fight for the survival of Zion, the last human city resisting machine domination. As Neo grapples with his destiny as "The One," he discovers deeper layers of the Matrix's control and faces powerful new adversaries like the upgraded Agent Smith and the enigmatic Merovingian. With time running out before a massive machine attack, the crew races to unlock the path to the Source and ultimately, human freedom. Subscribe Now Android: https://www.shatpod.com/android Apple/iTunes: https://www.shatpod.com/apple Help Support the Podcast Contact Us: https://www.shatpod.com/contact Commission Movie: https://www.shatpod.com/support Support with Paypal: https://www.shatpod.com/paypal Support With Venmo: https://www.shatpod.com/venmo Shop Merchandise: https://www.shatpod.com/shop Theme Song - Die Hard by Guyz Nite: https://www.facebook.com/guyznite

Feeling Seen
Leon Chills on 'The Matrix' & 'Shadow Force'

Feeling Seen

Play Episode Listen Later May 8, 2025 49:52


With the recent premier of Shadow Force (starring Kerry Washington and Omar Sy), writer Leon Chills has seen one of the most daunting choices of his life payoff.  That choice echoed the inciting incident of one of Leon's favorite films, The Matrix. As he delves into this modern classic with Jordan, Leon shares his experience of finally realizing his creative dreams and looking toward the challenges ahead (which hopefully won't involve too much fighting with machines...but who can say?).Then, Jordan has one quick thing about the upcoming Danielle Deadwyler post-apocalyptic thriller 40 Acres.***With Jordan Crucchiola and Leon Chills Feeling Seen is hosted by Jordan Crucchiola and is a production Maximum Fun.Need more Feeling Seen? Keep up with the show on Instagram and Bluesky.

Spiderum Official
MINH GIÁO - Sự kết hợp kỳ lạ giữa Hỏa giáo, Phật giáo và Cơ đốc giáo | Morpheus

Spiderum Official

Play Episode Listen Later May 8, 2025 26:17


MINH GIÁO - Sự kết hợp kỳ lạ giữa Hỏa giáo, Phật giáo và Cơ đốc giáo | MorpheusVideo này được chuyển thể từ bài viết gốc trên nền tảng mạng xã hội chia sẻ tri thức Spiderum

Biohacking Beauty
12 Most Viral Skin Trends Debunked

Biohacking Beauty

Play Episode Listen Later May 7, 2025 44:24


In this episode, we break down some of the most viral skincare trends you see all over Instagram and TikTok, face ice baths, jelly eye patches, salmon sperm facials, red light masks, Morpheus 8, niacinamide overload, and more.But here's the thing: just because a trend is everywhere doesn't mean it works, or that it supports your skin long-term.We don't hype or bash blindly, we give you the science-backed truth so you can make smart, informed choices about what's actually worth your time (and money). From understanding why face ice baths aren't the same as full-body cold therapy to why most LED face masks don't deliver enough power to create real change, we share the clinical insights behind the hype.This episode is for anyone who wants to cut through the noise of skincare marketing and build a routine that actually supports skin health, longevity, and cellular repair.➡️ Tune in for honest takes, myth-busting, and a few laughs along the way.We Also Discuss:(00:08) 12 Viral Skincare Trends: Are They Legit or Just Hype?(15:51) Red Light Masks: Do They Actually Work or Just Look Cool on Instagram?(25:38) Retinol, Niacinamide, Hyaluronic Acid: What's Worth Using (and What's Overrated)(34:05) Peptides & Glycolic Acid: Powerful Tools or Skin Barrier Bullies?(38:55) The Truth About Peptides, PRP, and Those “Miracle” Anti-Aging Treatments(53:59) Behind the Scenes: The Great Booking Mix-Up (and Some Laughs)Learn more about:Young GooseUse code PODCAST10 to get 10% off your first purchase, and if you're a returning customer use the code PODCAST5 to get 5% off at https://www.younggoose.com/ Instagram: @young_goose_skincareAnastasia KhodzhaevaInstagram: @maratvna

Where Did the Road Go?
UFO-Symphonic - Music and the Unexplained - April 5, 2025

Where Did the Road Go?

Play Episode Listen Later May 5, 2025 94:59


Joshua and Seriah welcome Mike Fiorito to the show to talk about the connections between music and the UFO Phenomenon, as well as other aspects of the Paranormal.Outro Music is Psyche Corporation with Morpheus... Hosted on Acast. See acast.com/privacy for more information.

The Scuttlebutt Podcast
315 - The Three Musketeers Back in Action!

The Scuttlebutt Podcast

Play Episode Listen Later May 1, 2025 60:06


Send us some Fan Mail? Yes please!Join those terrifically terrible three musketeers—back together at last—as they dive into their ammo preferences, hot movie takes, and the latest set of tangents. Boldly unfiltered, utterly off-track, and with all the signature chaos you know and love, all in one room again! ENJOY..Subscribe, rate us 5, come join in all the other fun we offer, but most of all we hope you enjoy! If you liked this, and want to hear more, give us a follow and let us know! Or maybe you just want to tell us how awful we are? Comments help the algorithm, and we love to see ‘em! And as always, don't kill the messenger. Whiskey Fund (help support our podcast habit!): PayPalOur Patreon & YouTube Connect with Hermes: Instagram & Twitter Connect with Morpheus: Instagram & Twitter Support the show

The Blockchain.com Podcast
AI Revolution: Morpheus and the Rise of Decentralized Intelligence

The Blockchain.com Podcast

Play Episode Listen Later May 1, 2025 41:33


What if you could own your own AI? In this episode of Blockchain Bylines, Blockchain.com Co-Founder Nicolas Cary talks with Morpheus contributors David Johnston and Bowen Belmer about building a decentralized AI future, putting the power in the hands of people, not corporations.They dive into the philosophy behind decentralized AI, smart agents, open sourcing, the future of the agentic economy, how Morpheus is creating permissionless infrastructure and so much more. If you're curious about the future of crypto, AI, and personal freedom, this one's a must listen.

Multiverse News
The Fantastic Four Trailer Reaction, Star Wars Celebration News, and The Sandman Season Two Trailer Reaction

Multiverse News

Play Episode Listen Later Apr 23, 2025 52:56


GET YOUR MULTIVERSE NEWS MERCH HERE:https://multiverse-news-shop.fourthwall.com/Welcome to Multiverse News, Your source for Information about all your favorite fictional universesMarvel Studios skipped a countdown or other hype train idea and finally gave us the first full trailer for The Fantastic Four: First Steps last Wednesday. We're treated to a longer taste of Matt Shakman's take on Marvel's First Family as well as our first real look at Julia Garner's Silver Surfer who heralds the film's big bad, Galactus.Over the last weekend, Lucasfilm held Star Wars Celebration in Japan. Celebration typically takes place every one or two years. The next event will be in Los Angeles in April 2027. As far as the news from this year's event, let's break it down into bite-sized chunks.- Shawn Levy's Star Wars film starring Ryan Gosling will be called Star Wars: Starfighter and will come out in May 2027. The film takes place a couple of years after The Rise of Skywalker, but is a standalone project.- A Darth Maul animated series starring Sam Witwer called Maul: Shadow Lord will debut on Disney+ in 2026.- First footage from The Mandalorian and Grogu was shown to attendees, but no trailer has been released yet for the 2026 film from Jon Favreau and Dave Filoni.- Animated anthology series Star Wars: Visions will return for a third season this October with three of the most popular storylines from season one continuing.- Dave Filoni talked about Ahsoka season 2, confirming Hayden Christensen will return and showed first looks at Rory McCann as the replacement for Ray Stevenson in the role of Baylan Skoll.Netflix released the first trailer for the second and final season of The Sandman. The trailer showed us more of the family of cosmic beings who are coming together after Morpheus, the King of Dreams, has been rebuilding his kingdom. The show will release six episodes on July 3 and the final five on July 24.Alicia Silverstone is attached to reprise the role of Cher Horowitz in a Clueless sequel series at Peacock that is currently in early development.Warner Brother's Ryan Coogler film Sinners took the number one spot at the domestic box office from A Mincraft Movie this weekend, pulling in $45.6 million dollars. The film is the first R Rated horror movie to earn an A Cinema Score in 35 years.A reboot film of Highlander directed by Chad Stahelski and starring Henry Cavill has been in development for nearly a decade at Lionsgate. Now, the project is moving forward, but it will be headed to Amazon MGM Studios' United Artists, which is in final negotiations to acquire the package from Lionsgate.The first trailer for Jordan Peele's latest horror film Him has been released. The film stars Marlon Wayans and Tyriq Withers and will be released in theaters on September 19.Oscar voters will no longer be able to cast final ballots in categories in which they haven't seen all of the nominees, the Academy of Motion Picture Arts and Sciences announced on Monday.Lost showrunners Carlton Cuse and Nick Cuse are developing a Star Wars series for Disney+ that is in the very early stages of development.Michael Bay and Sydney Sweeney are teaming up for a film adaptation of the Sega racing video game OutRun for Universal. Bay will direct and Sweeney will produce. The project is in the very early stages of development.Sarah Michelle Gellar and Elijah Wood have been cast to star in Searchlights Ready or Not: Here I Come. The film from Matt Bettinelli-Olpin and Tyler Gillett is a follow up to 2019's horror hit Ready or Not. Gellar and Wood will star alongside Samara Weaving, who reprises her role as Grace, and Kathryn Newton.The first trailer has been released for season 8 of Rick and Morty. The new season will begin streaming on May 25 on Adult Swim.Another Enola Holmes film is officially in the works at Netflix, the third in the series. Millie Bobby Brown and Henry Cavill will both return to star. Production is now underway in the UK.

The Nero Show
New Spoke Tech Challenges Carbon & Are Road Pros Stronger Than Gravel Pros? | NERO Show Ep. 122

The Nero Show

Play Episode Listen Later Apr 16, 2025 74:01


April is Bike Show season, so we discuss the latest and greatest from the Taipei and Sea Otter shows. MVDP dominates Roubaix and is a Gran Fondo's now cooler than a race.

The CyberWire
The ransomware clones of HellCat & Morpheus. [Research Saturday]

The CyberWire

Play Episode Listen Later Mar 15, 2025 21:40


Jim Walter, Senior Threat Researcher on SentinelLabs research team, to discuss their work on "HellCat and Morpheus | Two Brands, One Payload as Ransomware Affiliates Drop Identical Code." Over the past six months, new ransomware groups like FunkSec, Nitrogen, and Termite have emerged, while established threats such as Cl0p and LockBit 4.0 have resurfaced. Two prominent Ransomware-as-a-Service (RaaS) operations, HellCat and Morpheus, have gained traction, with research indicating that affiliates of both are using nearly identical ransomware payloads. Despite similarities in their encryption techniques and ransom notes, there is no conclusive evidence linking HellCat and Morpheus to the Underground Team, though shared tools or affiliates may be involved. The research can be found here: HellCat and Morpheus | Two Brands, One Payload as Ransomware Affiliates Drop Identical Code Learn more about your ad choices. Visit megaphone.fm/adchoices