Podcasts about santa clara county

Why Now is the Best Time to Buy a House: Navigating Today's Real Estate MarketIn this episode, we discuss Fannie Mae's forecast of a significant drop in mortgage rates to 6% by the end of the year. The video highlights why now is a strategic time to buy a house, despite higher current rates, due to reduced competition. It also covers local housing market insights, the dynamics of real estate pricing in Santa Clara County, and the implications of current listings. Additionally, there are discussions about the challenges and benefits of ADUs, recent local housing project protests, and the importance of being active in local government decisions. Finally, the episode concludes with a personal update on family plans and upcoming events.San Jose residents win fight to stop housing projectFannie Mae forecasts sharp dip in mortgage rates by year-endMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM in Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 San Jose residents win fight to stop housing project00:03 Fannie Mae's Mortgage Rate Forecast00:16 Current Housing Market Advice00:59 Santa Clara County Housing Prices03:22 ADUs and Rental Considerations05:13 San Jose Housing Developments05:59 Community Involvement in Housing Decisions08:07 Current Inventory and Market Balance08:38 Conclusion and Personal Updates

Current Real Estate Trends and Tips: Maximizing Sales in a Shifting Market!In this episode, Vito discusses the current real estate market, highlighting that only 28% of homes are selling over list price - the lowest since 2020. He explores factors such as economic uncertainty, high interest rates, and the extended time homes remain on the market. Vito provides strategic advice for both buyers and sellers, emphasizing the importance of property repairs and strategic pricing. He also reviews specific market data for areas including Santa Clara County, Cupertino, and Willow Glen, offering insights on median sales prices, inventory, and neighborhood-specific deals. The episode concludes with a detailed look at notable properties for various budgets, from a $2.2 million bungalow in Willow Glen to a $35 million estate in Los Altos Hills.You May Need to Make These Plumbing Repairs Before SellingEffective July 1, 2025, the Real Property Transfer Tax will be imposed on property transfers over $2.3 million.28% of Homes Are Selling Above Asking PriceCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Market Overview: Homes Selling Below List Price00:22 Economic Uncertainty and Buying Opportunities01:10 Strategies for Buyers in a Stale Market01:58 Plumbing Repairs and Inspections for Sellers03:03 San Jose Transfer Tax Update03:46 Cupertino and Willow Glen Property Highlights05:07 Luxury Listing: $35 Million in Los Altos Hills05:35 Santa Clara County Sales Report06:54 Tips for Selling Your Home Quickly

Ensuring Your Home's Safety While for Sale: Tips and Market InsightsIn this episode, Vito with Abano shares valuable tips on how to keep your for-sale home safe, especially when it's vacant. He covers practical security measures like using smart lights, floodlights, outdoor security cameras, and professionally monitored security systems. Additionally, Vito emphasizes the importance of community vigilance and varying your routine to keep potential thieves off balance. The video also features a tour of Los Gatos house of the week and discusses recent real estate trends and notable property sales in Santa Clara County. Tune in for essential home safety advice and current market insights.How to Keep For-Sale Properties Safe

Current Real Estate Trends: Understanding The Buyer's Market in 2023In this episode, Vito Abano discusses the current dynamics of the real estate market, emphasizing the shift towards a buyer's market. He explains how well-priced, turnkey homes still get attention despite buyers being more selective and patient due to higher mortgage rates. Vito references insights from Ryan Lundquist of the Sacramento Appraisal blog to highlight trends, inventory, and sales volume statistics, particularly in Santa Clara County. The video also addresses how property and transfer taxes affect home sales, and Vito shares practical advice for sellers to prepare their homes for a competitive market. Lastly, he showcases current property listings, providing detailed observations on their conditions and pricing strategies.It's a buyer and seller standoff. Who will blink first?Mortgage Rates this week What you get for $2MM in Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Market Overview00:09 Buyers' Market Dynamics00:24 Insights from Ryan Lundquist01:04 Current Market Conditions01:20 Historical Market Comparison02:55 Impact of Interest Rates03:57 Buyer's Net Sheet Explained04:03 San Jose Property Transfer Tax07:55 Real Estate Listings Tour

California Rifle & Pistol Association chief Chuck Michel joins Cam to discuss the outrageous amount of money it takes to exercise your right to carry in Santa Clara County and lawsuit CRPA is filing in court to bring relief to local gun owners.

Essential Tips on Solar Financing & Maximizing Home Sales ValueIn this episode, Vito discusses the pros and cons of paying off your solar loan when buying a house and touches on the implications for loan-to-value and debt-to-income ratios. He explains the differences between leasing and financing solar panels, emphasizing the importance of warranties. Vito also offers insights into four cost-effective strategies to increase your home's value before selling, including DIY staging, pre-sale inspections, low-cost repairs, and fresh paint. Additionally, he provides a quick overview of a standout property, market trends, and the importance of strategic pricing to expedite home sales. Tune in for valuable advice on managing solar panel financing and savvy home-selling tactics.SHOULD YOU PAY OFF THE SOLAR WHEN BUYING A HOUSE?Santa Clara County HI/LO of the Week4 Ways to Save When Selling Your HomeLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat does this mean?: ... . -- .--. . .-. ..-. .. 00:00 Should You Pay Off Your Solar When Buying a House?01:12 Four Ways to Save When Selling Your Home03:28 Los Gatos House of the Week: Templeton Lane04:34 List Price Decreases and Market Trends05:32 Home Inspection Checklist and Final Thoughts

San Jose Real Estate Update: Measure E Impact and Home Buying TipsIn this episode, Vito shares great news for San Jose homeowners with the update to Measure E, which raises the threshold for real property transfer tax to homes over $2.3 million. He discusses the implications for the local housing market and provides essential tips for both new and experienced home buyers. Topics covered include the pros and cons of older versus newer homes, important home maintenance advice, and in-depth reviews of several notable properties in the Cupertino and Willow Glen areas. Vito also provides an update on sales performance in the Santa Clara County real estate market.Measure E - Real Property Transfer Tax | City of San JoséReady For Staging: 4 Repairs You Need Before Selling Your HomeCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 SAN JOSE MEASURE E CHANGES | 4 Repairs You Need Before Selling Your Home00:05 Impact of Measure E on Homeowners01:18 Buying Old vs. New Homes: Key Considerations02:23 Home Maintenance Tips03:24 Hazardous Materials and Home Safety06:02 Cupertino House of the Week06:34 Willow Glen House of the Week07:48 Real Estate Market Update09:07 Conclusion

Real Estate Market Insights: Lawrence Yun's Magic Bullet, Home Sales, and Interest RatesIn this episode, Vito delves into the current real estate market with insights from Lawrence Yun, NAR's Chief Economist, discussing factors affecting home sales including mortgage rates and buyer demand. Vito highlights specific property examples in Santa Clara County, providing detailed comparisons and advice. He also addresses common fears related to recession and market stability, stressing that now is a favorable time to buy despite high-interest rates. Tune in for an in-depth analysis of market trends and practical buying tips.The ‘magic bullet' that could boost home salesMortgage Rates Remain FlatMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Morning Update00:09 Market Overview and Key Insights01:09 Impact of Recession Fears01:57 Mortgage Rates and Buyer Strategies03:28 Real Estate Listings Analysis06:13 Current Market Trends and Conclusion

Navigating the Cooling Real Estate Market: Insights and StrategiesIn this episode, Vito provides a comprehensive analysis of the current real estate market conditions nationwide, with a specific focus on Santa Clara County and the Bay Area. He discusses trends such as the decline in the number of home sales and the surplus of inventory, emphasizing the importance of strategic pricing for sellers to attract buyers. Vito explains how buyers are becoming more discerning due to high housing costs and interest rates. He also highlights specific market data, including regional sales performance, and offers practical advice for both sellers and buyers on leveraging the current market conditions to their advantage.The U.S. Housing Market Has Nearly 500,000 More Sellers Than Buyers—the Most on Record. That Will Likely Cause Home Prices to Fall.The Housing Inventory Is Here—Where Are the Buyers?Consumer confidence jumps in MayCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Housing Market Has Nearly 500,000 More Sellers Than Buyers00:01 Current Market Trends and Buyer Behavior00:53 Regional Market Insights02:25 Advice for Sellers: Pricing Strategies02:51 Advice for Buyers: Finding the Right Deals06:40 Luxury Home Market Analysis07:35 Bay Area Sales Report11:01 Conclusion and Final Thoughts

A Ford Factory Changed Milpitas, Then It Bacame a Mall  The Great Mall of Milpitas, in Santa Clara County, wasn't always a mall; it used to be a massive Ford auto factory. The San Jose Assembly Plant opened in 1955, after relocating from Ford's outdated Richmond location. The new factory put Milpitas on the map, transforming a sleepy agricultural town into a thriving city. The factory's opening also sparked historic social change: the construction of one of the first planned racially integrated neighborhoods in the U.S.. Gabriela Glueck brings us this story from KQED's Bay Curious podcast.  In Song and Self: How Queer Pinay Duo AstraLogik Finds Belonging Through Music Charito Soriano and Chen Conlu were solo artists before they came together as AstraLogik. The queer Filipina duo creates music about healing and acceptance, something they found  as they created a relationship that went beyond performing together. Reporter I-Yun Chan tells us how they found community and belonging through music, and each other. Learn more about your ad choices. Visit megaphone.fm/adchoices

When officials in Santa Clara County (home to Silicon Valley) publicly proclaimed they were not sharing data with U.S. Immigration and Customs Enforcement, they likely did not expect to be caught in a contradiction. Yet behind the scenes, those same officials had recently signed new contracts with the federal agency — a fact that might have remained hidden if not for a new generation of AI tools developed at Stanford University.This breakthrough was made possible by Big Local News, a Stanford-based initiative using AI to help local journalists uncover stories hidden deep within public records. As local newsrooms grapple with shrinking resources and overwhelming amounts of data, tools like these are helping restore investigative capacity where it's needed most.In this episode of Newsroom Robots, Cheryl Phillips, founder and co-director of Big Local News at Stanford University, joins host Nikita Roy to share how her team is building AI-powered tools that support watchdog journalism and make complex data more accessible to reporters across the country.Key topics include:Agenda Watch, a tool that scrapes and indexes public meeting agendas to surface early signals of newsworthy developments across thousands of local agencies.DataTalk, an AI assistant that turns natural language questions into campaign finance data queries, simplifying analysis for journalists without coding expertise.The use of generative AI and large-scale scraping systems to analyze police misconduct records and create public-facing accountability databases.How Big Local News uses Slack-integrated bots to deliver real-time alerts on layoffs and problematic fiscal audits to local newsrooms across the U.S.Sign up for the Newsroom Robots newsletter for episode summaries and insights from host Nikita Roy. Hosted on Acast. See acast.com/privacy for more information.

Such asCurrent Market Update: Understanding Today's Mortgage Rates and Housing Trends surveyfixed-rateIn this episode, Vito from Abano explores the current state of the housing market, with a detailed discussion on fixed-rate mortgage rates and their implications. Based on the latest survey by Freddie Mac survey, the 30-year fixed-rate mortgage (FRM) is currently at 6.76%. Vito discusses why homes might not be selling, touching on factors like overpricing, property condition, and location. He emphasizes the strategy of pricing and the potential benefits of seller concessions to attract buyers in a high-interest rate environment. The episode covers examples of current home listings in Santa Clara County, comparisons of property values in different cities, and advice for sellers on setting realistic price expectations and optimizing their properties to appeal to buyers. Vito concludes with insights on market trends and recommendations for sellers in the current economic climate.According to Mortgage Rates Remain FlatMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM in Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction: Mortgage Rates Overview00:15 Current Market Conditions00:44 Why Your House Isn't Selling01:53 Strategies for Sellers03:11 Upcoming Fed Testimony and Market Impact03:35 Preparing Your House for Sale04:54 Real Estate Listings Analysis07:44 Conclusion and Final Thoughts

Current Trends in the Real Estate Market - Insights and UpdatesJoin me as I discuss the latest developments in the real estate market, drawing insights from Ryan Lundquist's Sacramento Appraisal Blog. Learn about market dynamics in Santa Clara County, Bay Area, and beyond, including buyer behavior, the condo market, new constructions, and market slowdowns. Discover practical advice for home buyers and sellers, with real-life examples of property listings and valuations. Stay informed about the market's pulse with an in-depth, data-driven analysis. Don't miss out on valuable information to make informed decisions in the real estate world.Five things to watch in the housing market  Ryan Lundquist Housing Market Signals Broader CorrectionFannie Mae forecasts sharp dip in mortgage rates by year-end Mortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action https://Aidadash.comWhat you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Personal Anecdote00:18 Real Estate Market Overview00:31 Sacramento Housing Market Insights00:47 Trends in Buyer Behavior01:04 Condo Market Dynamics01:56 Short Sales and Bank-Owned Properties02:29 New Construction Market Shifts04:39 Property Listings and Examples

California Housing Market Update: Is Now the Time to Buy?In this episode, we dive into the recent trends in California's housing market, as reported by the California Association of Realtors. Despite a slight drop in home prices, the market remains competitive, with opportunities for buyers and sellers alike. Learn why now could be the perfect time to buy, and get tips on pricing strategies for selling your home. Plus, we spotlight some notable properties in Santa Clara County and discuss the financial realities of living in this high-cost region. Tune in for expert insights and advice on navigating the current real estate landscape.California home sales retreat for the second straight month in AprilHomebuyers need to make more than $400K in this Bay Area region to afford the 'typical' home, analysis findsREO of the Week Apple Homes for sale  Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Market Overview00:24 Current Buyer and Seller Dynamics02:14 California Housing Market Trends03:48 Income Requirements and Career Advice05:07 Featured Properties of the Week07:07 Market Statistics and Conclusion

Understanding the Current Real Estate Market Trends and InsightsIn this episode, we discuss the current real estate market trends, noting that 44% of home sellers are offering concessions to buyers due to high interest rates and economic uncertainties. The market is shifting towards a more balanced state after years of being seller-dominated. We provide statistics on price reductions and home sales in regions like Santa Clara County, Seattle, and Portland. Specific home sale examples from Los Gatos, Palo Alto, and other areas are analyzed, highlighting the importance of pricing, staging, and market conditions in home selling success. We also touch on the impact of economic factors like job stability on buyer behavior and market dynamics.Spring Home Buying Season Sputters as Supply Jumps to 5-Year High, Existing-Home Sales Drop to 6-Month LowGet Your AC NOW Santa Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: Home Seller Concessions00:18 Current Market Conditions00:44 Balanced Market Dynamics00:51 Rising Concessions and Price Adjustments02:06 Economic Factors and Buyer Behavior03:00 Local Market Insights: Santa Clara County06:30 Pricing Strategies in a Contracting Market

Welcome to the latest Bay Area Housing Market Update for May 2025!

Housing Market Insights: Affording Homes in Santa Clara CountyIn this episode, we dive into the current real estate market in Santa Clara County, emphasizing the high income needed to afford homes in the area. We discuss the trends in housing prices, the shift towards a balanced market, and strategies for buyers in this changing environment. The episode also highlights specific property listings, provides tips for prospective buyers and sellers, and includes a bit of historical context on home features. If you're navigating the Santa Clara County housing market, this video offers valuable insights on making informed decisions.Santa Clara County Nearing a Balanced Real Estate MarketHomebuyers need to make more than $400K in this Bay Area region to afford the 'typical' home, analysis findsREO of the Week Apple Homes for sale  Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: The Cost of Buying a Home in Santa Clara County00:26 Understanding Housing Affordability in Santa Clara00:52 Visualizing Home Buying Costs01:26 Current Market Trends and Income Requirements02:56 Balanced Market Insights07:02 Home of the Week: Mountain View08:20 Distressed Home of the Year09:07 Historical Tidbits and Conclusion

When to Lower Your House Listing Price & Real Estate Market UpdateIn this episode, we explore when it's appropriate to lower your house listing price and the importance of professional-quality photos in real estate listings. The host emphasizes the need for realistic pricing and discusses the strategies of listing low to attract buyers. Additionally, the episode provides an update on the current housing market conditions, including inventory levels and interest rates, with a focus on the Santa Clara County and Napa regions. Special attention is given to the factors affecting home sales such as location, house condition, and market dynamics.When Should You Lower Your Home's Listing Price?BAD PHOTOS Mortgage Rates this week What you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistInventory And Supply Charts00:00 Introduction: When to Lower Your House List Price00:04 The Importance of Professional Photos01:03 Setting the Right Listing Price02:28 Consistent Marketing Strategies03:21 Understanding Price Cuts and Market Trends04:33 Current Market Analysis06:05 Conclusion and Final Thoughts

Listen to expert guest, Dr. Kathryn Page in this just released podcast on Fetal Alcohol Spectrum Disorder and FASD-WISE Parenting for practical strategies to support your child with FASD, from hard places.Trauma and attachment experts share the latest information specifically related to adoptive, foster and kinship parenting. In every episode, you will find helpful insights and practical parenting tips.Bio of Guest: Kathryn Page earned a PhD from the Center for Psychological Studies in Berkeley and an internship in addiction recovery at Stanford, a few highlights of Kathryn Page's career include: Disabilities Specialist for the Santa Clara County Juvenile Drug Treatment Court; bilingual School Psychologist in San Lorenzo; 504 Coordinator in the Santa Clara Juvenile Hall; and teacher of social workers with UC Davis Extension.Dr. Page has been working on FASD for 30 years. She founded and directed the diagnostic clinic in Santa Clara County, CA, and is the co-chair of that county's 5-year plan. She provides the mandatory FASD training for Los Angeles County's mental health providers, and advocates for legislation at the state and federal levels. Kathryn consults, writes, teaches, and lives with this condition in her son as well as herself.

San Jose Homeowner Equity Boost & Bay Area Luxury Homes HighlightsIn this episode, we discuss the recent update to San Jose's first-time homebuyer program, increasing equity from 70% to 85% for over 400 participants. We also highlight several notable real estate listings, including a $3.8 million Cupertino home, a spacious Willow Glen house, and a luxurious $27 million Pacific Heights mansion. Additionally, we review recent Bay Area home sales statistics, revealing robust activity in Santa Clara County.San Jose gives more equity to first-time homebuyersCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Technical Glitch00:03 San Jose Homeowner Equity Program01:35 Cupertino House of the Week02:21 Willow Glen House of the Week03:29 Luxury Home of the Week in Pacific Heights04:49 Conclusion and Sign-off

The Real Impact of Home Staging and Home-Buying Tips for NewlywedsIn this episode, Vito discusses an article highlighting how home staging can influence prospective buyers by focusing on décor rather than underlying issues. He explains the value and purpose of staging, including enhancing the photography and overall appeal of a property. Vito also delves into the challenges newlyweds face when balancing wedding expenses with the goal of buying a home, citing a survey where many couples preferred down payment assistance over traditional wedding gifts. He touches on current mortgage rates and provides insights on what $2 million and $1 million can get you in Santa Clara County. The episode closes with a reminder about the seller's market conditions and negotiation tips for homebuyers.48% of Newlyweds Asked for Down Payment Help Instead of GiftsStaged Property: Buyers BewareMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Mic Check01:10 Staging Tips and Client Stories03:12 The Financial Side of Weddings and Home Buying05:42 Current Mortgage Rates and Market Insights

2025-2026 Home Price Growth Predictions & Current Market AnalysisIn this episode, Vito discusses a recent experts' poll predicting that home price growth will ease in 2025 and 2026. He analyzes why this trend may occur, touching upon current high rates, buyer apprehension, and media influences. Vito also provides insights into the markets of Santa Clara County, Silicon Valley, and the Bay Area, noting that while inventory is increasing, it is still not enough to balance demand. He highlights specific properties for sale, offering advice for potential buyers and investors. Finally, Vito reviews home sales data, emphasizing the importance of a balanced market for both buyers and sellers.Home Price Growth will Ease in 2025 and 2026REO of the Week Apple Homes for sale Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Market Overview00:18 Media Influence and Market Sentiment01:09 Current Home Price Trends01:40 Local Market Insights: Santa Clara and Silicon Valley02:43 Property Listings and Analysis04:26 Market Inventory and Buyer-Seller Dynamics07:04 Conclusion and Final Thoughts

Understanding Mortgage Lenders vs. Servicers & Current Real Estate TrendsIn this episode, we break down the key differences between mortgage lenders and servicers. Learn how mortgage lenders help you originate loans and why servicers handle your monthly payments. We also delve into the impact of high interest rates and low home supply on the real estate market. Get insights into recent home price trends and comparisons of various listings in Santa Clara County, including some high-value properties and unique fixer-uppers.What's the Difference Between a Mortgage Lender and Servicer?High Interest is Keeping Home Supply LOWGet Your AC NOW Santa Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Overview01:21 Role of Loan Brokers and Loan Officers03:45 Los Gatos House of the Week04:24 Highs and Lows of the Week06:40 Conclusion and Final Thoughts

Will Tariffs Impact the Housing Market? | Cupertino House of the WeekIn this episode, Vito from Abano explores the potential impact of new tariffs on the housing market, emphasizing the regional variations in real estate trends. He provides insights into consumer sentiment, economic uncertainty, and their effects on home prices. The episode also features detailed tours of selected Cupertino and Willow Glen properties, including a luxury home in Atherton. Vito highlights the importance of understanding micro markets and presents market data on Santa Clara County and the Bay Area. Don't miss the detailed property reviews and current real estate trends!Will Tariffs Impact Home Sales in the US?Cupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE00:00 Introduction: Will Tariffs Impact the Housing Market?00:05 Micro Markets and Regional Variations01:34 Impact on Home Prices and Consumer Sentiment02:59 Regional Housing Market Insights04:10 Cupertino House of the Week05:28 Willow Glen House of the Week07:24 Bay Area Housing Market Report

Should You Replace Your Roof Before Selling Your Home? Expert Advice & InsightsIn this episode, we explore whether replacing your roof before selling your home is a good idea. While a biased article from a roofing company suggests roof replacement can increase your asking price, the true answer depends on several factors. Vito discusses the condition of your roof, the typical weather in your region, and insurance considerations. You'll also get insights on the costs of roof replacements and how they may or may not impact home value. Additionally, we take a quick tour of homes for sale in Santa Clara County, compare real estate markets, and touch upon current mortgage rates and their trends.Should You Replace Your Roof Before Selling Your Home?Mortgage Rates this week Home Inspection CHECKLIST HERE What you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE 00:00 Introduction: Should You Replace Your Roof Before Selling?00:25 Evaluating Your Roof's Condition01:31 Cost and Value of Roof Replacement04:46 Real Estate Listings Overview

President Trump says he will not limit the scope of his deportation efforts, going so far as to say schools across the country will also be targeted in sweeps and raids by Immigrations and Customs Enforcement agents. That looming threat has undocumented students attending UC Berkeley calling on the university to issue a strong statement of support for them. Santa Clara County's District Attorney is moving forward with pressing charges against a dozen students that took part in last year's on-campus pro-Palestinian protests, where demonstrators occupied the office of the campus resident. The Santa Clara DA alleges that the students are responsible  for thousands of dollars in damages, and are facing felony vandalism and trespassing related charges. The Trump Administration's trade war with China is heating up, and that may not bode well for California's agriculture businesses in the Central Valley. Learn more about your ad choices. Visit megaphone.fm/adchoices

Newly-elected Santa Clara County Supervisor Margaret Abe-Koga sits down with host Nick Preciado to detail her legislative priorities and how she's tackling some of the region's biggest challenges.

Expert Tips on Kitchen Renovation & Bay Area Real Estate InsightsIn this episode, Vito shares his expert advice on kitchen renovations based on his personal experiences. He discusses the importance of choosing the right materials, conducting thorough research, and understanding the financial implications of kitchen upgrades. Vito also delves into the real estate market, highlighting recent high and low property sales in Santa Clara County, and providing insights on factors affecting home prices, such as air conditioning and property updates. Whether you're planning a home renovation or looking to buy or sell in the Bay Area, this episode is packed with valuable tips and market analysis.How to Save on Kitchen CabinetsGet Your AC CHECKED NOWSanta Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Overview00:06 Saving on Kitchen Cabinets04:13 Air Conditioning Tips05:38 Los Gatos Home of the Week07:33 Market Analysis and Insights10:33 Conclusion and Sign-Off

Essential Tips for Prepping Your Home for Sale + Bay Area Real Estate Market UpdateIn this video, Vito from Abano shares crucial tips for home sellers on how to make their homes clutter-free to attract potential buyers. He emphasizes cleaning and organizing every nook and cranny, including pantry, closets, cabinets, and even appliances, to present a model-home feel. Vito encourages viewers to read his in-depth article on staging homes (linked in his blog) and use a home inspection checklist to ensure all repairs and remodeling are disclosed. Additionally, he highlights some notable listings, including a $3.2 million house in Cupertino, a $1.8 million house in Willow Glen, and a $40 million luxury home in Hillsborough. Lastly, Vito provides a sales report update for the Bay Area, with Santa Clara County leading in sales volume and other counties like Napa and Alameda also showing intense market activity.Sellers: Clutter-Free Tips That Can Make Your Home Look More AppealingCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Decluttering Tips00:29 Staging Your Home for Sale00:52 Organizing Your Kitchen02:46 Home Inspection and Repairs03:16 Cupertino House of the Week03:52 Willow Glen House of the Week04:28 Luxury Home of the Week04:58 Bay Area Real Estate Market Report06:12 Conclusion

Can Trump pardon Cain? Find out HERE.Was the 5 years too long? Too lenient? Find out HERE.When will Cain be released? Find out HERE.This week we take a deep dive into the 5 years handed down to Cain with a former prosecutor who knows the players and who knows the justice system like nobody else you know! We welcome back lawyer Daniel Chung and have a fantastic chat the likes you will never hear anywhere else!Now sit back and enjoy.Also, you'd look way cooler wearing our shirt. Go buy it.https://millions.co/fight-in-sight/merchFor sponsorship opportunities or to find out how you can be a guest on the show, please email us at fightinsightpod@gmail.comDaniel's IG: https://www.instagram.com/chungforchange/FIGHT IN SIGHT IG: https://www.instagram.com/fightinsightpodcast/FIGHT IN SIGHT YouTube: https://www.youtube.com/channel/UC8ZW2w0va-VWeep_JtlhAjQ#UFC #mma #cainvelasquez #freecain #bryanbarberena #bambam #danielchung #lawyer

Addressing the U.S. Housing Shortage: Challenges and SolutionsIn this episode, Vito discusses the severe housing shortage in the United States, emphasizing a shortfall of nearly 4 million homes. He explores the factors contributing to skyrocketing home prices, including lengthy permitting processes and financial disincentives for builders. Vito highlights regions like California, where regulatory red tape and bureaucratic hurdles slow down housing developments and advocates for initiatives like realtor.com's 'Let America Build Campaign' to streamline the building process. He also discusses recent housing trends, including price reductions and market conditions in Santa Clara County, while sharing insights on home inspections and the importance of turnkey properties in the current market.U.S. Faces 4 Million-Home ShortageGet Your AC NOWSanta Clara County High's and Low'sLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: The Housing Shortage Crisis00:48 Challenges in Home Building01:22 Government Regulations and Their Impact02:33 Proposed Solutions and Campaigns04:13 Personal Anecdotes and Home Buying Tips05:27 Market Analysis and Listings07:43 Highs and Lows in Real Estate09:44 Conclusion and Final Thoughts

In this sponsored episode with Results for America, learn how Santa Clara County helped thousands of Californians stay housed. In 2024, homelessness surged by 18% nationwide, with 23 out of every 10,000 people living on the streets or in shelters. The costs of homelessness are enormous – not just to the health and well-being of those experiencing it, but also to taxpayers, as governments spend billions on housing and services. But there's a smarter solution: prevention. Santa Clara County, California, has proven it works. By helping at-risk residents stay housed — 93% remained in their homes two years later — the county kept families stable and saved taxpayers money. Every $1 spent on prevention returned $2.47 in public benefits.

A transit strike in Santa Clara County is having a ripple effect on this side of the hill, and local farmers are contending with USDA grant cuts.

On this episode of the MTNTOUGH Podcast, Dustin sits down with John Nores, a former California Fish and Wildlife warden, author, and expert in anti-poaching operations. Growing up in rural Santa Clara County, his love for wildlife led him to a career protecting endangered species and combating black-market wildlife trafficking. He shares insights from his books, Hidden War and War in the Woods, detailing the fight against environmental crime. An Ironman Triathlon athlete, John's dedication to conservation mirrors his endurance in life.Follow John on Instagram @johnnores and visit johnnores.com to learn more.Presented by Sig Sauer.----

Do we have a right to night? Dana thinks so. We also have a right to health and there is more and more evidence that light at night can be detrimental to our health, and to the environment. Dana applies her legal expertise to her books, articles, essays, and speaking engagements to change people's ideas around the environment and light pollution. Dana Zartner is a teacher, lawyer and writer whose work centers on the use of international, and comparative law as tools for social justice advocacy with an emphasis on environmental justice, the right to a healthy environment, Indigenous rights, sustainable development, and the rights of Nature. A professor at the University of San Francisco, she has published numerous articles and essays on these topics, including the recent "The Right to the Night: New Legal Advocacy Strategies to Address Terrestrial Light Pollution" in Environs. She also has a book coming out with Island Press on March 4, 2025 entitled Standing for Nature: Legal Strategies for Environmental Justice, which examines existing rights of Nature laws around the world with an eye to cresting legal advocacy strategies for future endeavors. In addition to her academic work, Dana has served as an accredited representative at various UN meetings, including the Committee on Women's Rights in New York and the Expert Mechanisms on the Rights of Indigenous Peoples in Geneva. She has also done pro bono work with the One Million Tree campaign in Cambodia and in support of the Amah Mutsun Tribal Band's efforts to protect their traditional lands in Santa Clara County. Outside of her day job, Dana enjoys the natural beauty of Northern California, writes travel essays with an environmental theme, plays with her cats, and is working on a novel. Connect with Dana: linkedin.com/in/dana-zartner-5a112b102 https://www.facebook.com/dana.zartner https://www.instagram.com/dana.zartner/ BlueSky: dazart5.bsky.social Substack: Roaming WildCheck out Dana's book, Standing for Nature: Legal Strategies for Environmental Justice, with Fabian Cardenas and Mohammad Golam Sarwar (Island Press) https://islandpress.org/books/standing-nature#description Articles: The Right to the Night: New Legal Advocacy Strategies to Address Terrestrial Light Pollution, Environs: Environmental Law and Policy Journal (2024) The Tangled Web We Weave: Exploring Cambodia through the story of a spider ... a really big spider, Medium (March 26, 2024) Big Oil's day in court is coming - and it's long overdue, The Hill (October 11, 2023) Watching Whanganui and the Lessons of Lake Erie: Effective Realization of Rights of Nature Law, Vermont Journal of Environmental Law (2021) Justice for Juristac: Using International and Comparative Law to Protect Indigenous Lands, Santa Clara Journal of International Law (2020) Connect with The Soft Lights Foundation: www.softlights.org 

Erin West is the Deputy District Attorney in Santa Clara County, California, and the founder of Project Shamrock. Whether she's prosecuting eye-popping SIM-swap money grabs or putting large-scale pig butchering operations out of business, her stories and experience can help you stay safer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Betty Duong made history last week when she was sworn in as the first Vietnamese-American supervisor in Santa Clara County. The county has one of the largest Vietnamese-American populations in the country and Duong is among a generation of children of refugees shaping life in the South Bay. Guy talks with Duong about decisions over housing, labor and health care that she'll face as a member of the board of supervisors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fresh off his re-election, Sunnyvale Mayor Larry Klein joins us to share his plans and vision for the future of Santa Clara County's second largest city.

This is the State of California. The Pro Football Hall of Fame is comprised of legendary athletes that have helped reshape the sport as we know it, but there's one individual who has not made the list. Bay Area native Jim Plunkett is the only starting quarterback to win two Super Bowl rings with the Raiders and has yet to be inducted into the Pro Football Hall of Fame. But Senator Dave Cortese is trying to change that. He introduced a Senate resolution pushing the 2025 selection committee to induct the former NFL quarterback into the Pro Football Hall of Fame. To talk more about it, KCBS's radio news anchor Bret Burkhart and KCBS's sports reporter Matt Pitman were joined by Senator Dave Cortese, who represents District 15, which encompasses a majority of Santa Clara County.

In this episode of the Prepared School Psych podcast, host Jenny Ponzuric interviews Emily Bersaglia, a nationally certified school psychologist and past president of the Santa Clara County Association of School Psychologists. With a career spanning since 2008 across four states, Emily discusses her focus on equity in education and her founding of the School Psychology Support Network. The conversation touches on Emily's journey in joining and eventually leading the Santa Clara County affiliate, the importance of professional networks, and strategies for maintaining work-life balance as a school psychologist. Emily also shares advice for new professionals and details upcoming workshops offered by her affiliate. The episode underscores the critical role school psychologists play and how professional associations can provide vital support and resources. RESOURCES: https://www.sccasp.org/ Two-week Free Trial Inside the Prepared School Psychologist Community: ⁠⁠⁠https://jennyponzuric.activehosted.com/f/159⁠⁠ Use code: PODCAST Experience the Prepared School Psychologist Community with a 2-Week Free Trial! Join over 300 school psychologists who are equipped with the knowledge and resources they need to excel in their roles. What You'll Get with Your Free Trial: Over 35 Mini-Courses: Access a wide range of topics designed to provide the essential knowledge and skills you need. Monthly Live Q&A Calls: Engage directly with Jenny Ponzuric and a team of veteran school psychologists to get your questions answered and gain insights. Community Forum & Remind App Access: Connect with a network of peers to exchange ideas and get support in real-time. Comprehensive Resources: Explore tools and strategies covering behavior management, executive functioning, counseling, and more. Ready to Equip Yourself with Essential Knowledge and Resources? Click here and use code PODCAST at checkout to start your 2-week free trial. ⁠⁠⁠https://jennyponzuric.activehosted.com/f/159⁠⁠ --------------------------------------------------------- Follow us on social media for updates, behind-the-scenes content, and more: Instagram: @jennyponzuric https://www.instagram.com/jennyponzuric/ LinkedIn: https://www.linkedin.com/in/jenny-ponzuric-1562a8119/ 00:00 Introduction to Emily Bersaglia 01:03 Favorite TV Shows 01:30 Role of Affiliates in California 02:27 Emily's Journey in School Psychology 03:51 Impact of Affiliate Involvement 05:17 Balancing Work and Volunteering 06:31 Encouraging Affiliate Membership 08:02 Determining Workshop Topics 10:49 Upcoming Trainings and Workshops 14:02 Advice for New School Psychologists 16:06 Becoming a Leader in Affiliates 17:36 Networking and Collaboration 20:28 Final Thoughts and Upcoming Events 21:32 Conclusion and Farewell The information and advice provided are for guidance purposes only, and all participants are required to follow federal and state law and their school district guidelines and policies.

Across the Bay Area, voters signaled a move away from progressive politics. A progressive mayor and DA were recalled in Oakland. A Levi's heir was elected as San Francisco's new mayor. The Bay Area rejected efforts to expand rent control and supported increasing criminal penalties for theft and certain drug crimes. What kind of platform do left wing political leaders need to appeal to this Bay Area electorate? We talk to political leaders about where progressives go from here. Guests: Jesse Arreguin, mayor, City of Berkeley; president, Association of Bay Area Governments; candidate, California State Senate District 7 Betty Duong, supervisor-elect, Santa Clara County, Board of Supervisors, District 2 Connie Chan, supervisor, District 1, San Francisco Board of Supervisors Edward Wright, director-elect, BART Board representing district 9. Wright is a former president of the Harvey Milk LGBTQ Democratic Club

The Kidnapping Of Brooke L. Hart Ad Free Safe House EditionMob rule threatens the city of San Jose, California in Episode 279 when the scion of a beloved wealthy family, the owners of the town's biggest department store, is kidnapped by a pair of opportunistic thugs. When the young man's body is recovered from the waters of the San Francisco Bay, the crowd gathers around the Santa Clara County jail, and the governor of California lets popular justice take its course.More stories of Mobs & RiotsBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-crime-historian--2909311/support.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. UN relief chief urged global support this week as Israeli legislation threatens aid to Palestinian refugees. California education chief vows to seek state solutions amid concerns over potential federal funding cuts. Immigrant rights groups rally in Fresno, vowing resistance to Trump's mass deportation plans. San Francisco mayor-elect Daniel Lurie pledges unity, prioritizes public safety, and vows government accountability after defeating London Breed. Santa Clara County leaders pledge commitment to community interests amid GOP threats of deportation and civil rights rollbacks. The post UN relief chief urged global support this week as Israeli legislation threatens aid to Palestinian refugees – November 8, 2024 appeared first on KPFA.

Max talks with Eric Peterson, Director of Santa Clara County Airports, discussed the landmark arrival of G100UL, an unleaded 100-octane aviation gasoline, at Reid-Hillview Airport in San Jose, making it the first airport in the U.S. to offer GAMI's G100UL fuel. Santa Clara County, motivated by studies linking lead exposure to nearby airports, decided to phase out leaded fuels in 2022, initially adopting Swift's UL94 fuel. However, the new G100UL caters to aircraft needing higher-octane fuel, expanding lead-free options for pilots. To encourage adoption, GAMI is offering incentives: aircraft based at Reid-Hillview and San Martin Airports can receive the required Supplemental Type Certificate (STC) for free by following certain steps, while Bay Area pilots who buy an STC by November 1 can get 25 gallons of free G100UL. Peterson highlighted challenges in sourcing G100UL due to limited distribution channels, which required direct contracting with the manufacturer Vitol Aviation. Currently priced at $6.99 per gallon, the fuel may decrease in cost once rail delivery becomes available. With EPA regulations pushing for lead-free aviation fuel, Peterson emphasized that the shift is imminent, positioning Reid-Hillview as a national leader in environmentally sustainable aviation practices. If you're getting value from this show, please support the show via PayPal, Venmo, Zelle or Patreon. Support the Show by buying a Lightspeed ANR Headsets Max has been using only Lightspeed headsets for nearly 25 years! I love their tradeup program that let's you trade in an older Lightspeed headset for a newer model. Start with one of the links below, and Lightspeed will pay a referral fee to support Aviation News Talk. Lightspeed Delta Zulu Headset $1199 Lightspeed Zulu 3 Headset $899Lightspeed Sierra Headset $699 My Review on the Lightspeed Delta Zulu Send us your feedback or comments via email If you have a question you'd like answered on the show, let listeners hear you ask the question, by recording your listener question using your phone. Mentioned on the Show G100UL Roll-Out Incentive Program#222 Unleaded Fuel G100UL Update – with George Braly + GA News What is GAMI's G100UL® unleaded avgas?Buy Max Trescott's G1000 Book Call 800-247-6553 Buy Max Trescott's G3000 Book Call 800-247-6553 Free Index to the first 282 episodes of Aviation New Talk So You Want To Learn to Fly or Buy a Cirrus seminars Online Version of the Seminar Coming Soon – Register for Notification Check out our recommended ADS-B receivers, and order one for yourself. Yes, we'll make a couple of dollars if you do. Get the Free Aviation News Talk app for iOS or Android. Check out Max's Online Courses: G1000 VFR, G1000 IFR, and Flying WAAS & GPS Approaches. Find them all at: https://www.pilotlearning.com/ Social Media Like Aviation News Talk podcast on Facebook Follow Max on Instagram Follow Max on Twitter Listen to all Aviation News Talk podcasts on YouTube or YouTube Premium "Go Around" song used by permission of Ken Dravis; you can buy his music at kendravis.com If you purchase a product through a link on our site, we may receive compensation.

Santa Clara County is about to elect its first ever Vietnamese American to the Board of Supervisors. In District 2, which includes downtown San Jose and the east side, Madison Nguyen and Betty Duong are vying for a seat that is open for the first time in over a decade. Whoever wins will play a major role in overseeing how the county spends money on issues like health care, housing, and human services. Links: Prop Fest KQED's Voter Guide Apply to be our intern Learn more about your ad choices. Visit megaphone.fm/adchoices

Stanford Law's Daniel Ho and computer science/law student Mirac Suzgun discuss the enduring impact of racially restrictive covenants in real estate with host Rich Ford. Though unenforceable since 1948, these clauses are a lingering reminder of housing segregation and racism in the United States, as Professor Ho's own experience of discovering a covenant barring Asians from purchasing his home highlights. The conversation also looks at legislative efforts to remove the covenants and an innovative AI tool developed by Stanford's RegLab that helps counties identify and redact these covenants, streamlining the process while preserving the historical record.Connect:Episode Transcripts >>> Stanford Legal Podcast WebsiteStanford Legal Podcast >>> LinkedIn PageRich Ford >>>  Twitter/XPam Karlan >>> Stanford Law School PageStanford Law School >>> Twitter/XStanford Lawyer Magazine >>> Twitter/XLinks:Dan Ho  >>> Stanford Law School PageStanford's RegLab >>> Stanford Page(00:00:00) Chapter 1: Introduction to Racial Covenants and AB 1466Host Rich Ford introduces the episode, guests Professor Dan Ho and SLS student Mirac Suzgun, and the topic of racial covenants in real estate. They discuss the persistence of racially restrictive covenants, despite being declared unenforceable by the Supreme Court in Shelley v. Kramer (1948), and highlight California's AB 1466 law, which aims to address the issue.(00:04:00) Chapter 2: The Role of AI in Redacting Racial CovenantsDan Ho explains how Santa Clara County faced the challenge of identifying and redacting racial covenants from millions of historical deed records. The conversation shifts to the AI tool developed by Stanford's RegLab, which automates the identification of racially discriminatory language in property documents. Mirac Suzgun elaborates on the stages of the AI tool, including OCR and machine learning, to help counties meet their legal obligations.(00:10:01) Chapter 3: Historical Context and Persistence of Racial CovenantsRich Ford and Dan Ho delve into the history of racial covenants, explaining their rise after the Buchanan decision (1917) and their persistence even after the Shelley v. Kramer ruling. They discuss how these covenants, though unenforceable, served as a community signaling function, reinforcing housing segregation for decades.(00:16:13) Chapter 4: The Legacy of Racial CovenantsRich Ford and Mirac Suzgun discuss the evolution of state-sponsored race segregation and the role of private covenants in perpetuating housing discrimination. They emphasize how these covenants, often embedded in property deeds, remain binding on homeowners, illustrating the historical entrenchment of racial segregation in real estate.(00:18:48) Chapter 5: Uncovering Historical Data and ResponsibilityDan Ho shares findings from a study revealing the prevalence of racial covenants in Santa Clara County. The discussion highlights the significant responsibility of a small number of developers in enforcing these covenants, contrasting this with the example of Joseph Eichler, who resisted such practices and promoted housing reform.(00:23:11) Chapter 6: Utilizing Technology for Social JusticeThe conversation shifts to the innovative tools developed to identify and address racial covenants in property records. The hosts explore the implications of these discoveries for understanding historical injustices and the importance of retaining historical records while advocating for modern social justice initiatives, plus closing remarks.

3 times a charm! This is the 3rd time Erin West (Deputy District Attorney, Santa Clara County, Office of the District Attorney) has appeared on the podcast speaking with Ian Andrews (CMO, Chainalysis) and all 3 episodes have been the most downloaded episodes in Public Key history. Erin talks about the evolution of combating crypto crimes, from SIM swapping to pig butchering scams.  She highlights the growing efforts with the Crypto Coalition and Operation Shamrock and how she will be leaving her position as Deputy District Attorney in Santa Clara to pursue operating Operation Shamrock full time. She reveals the bottleneck when it comes to combating pig butchering including victim shaming and the transnational organization of criminal syndicates.   She also highlights the need for a unified national strategy against crypto-related scams and increased public private partnerships and collaboration, which in part earned her the Chainalysis Customer Bridge Builder Award and recognition as the ACAMS AFC Professional of the year.  Minute-by-minute episode breakdown 2 | Erin West's impactful work in SIM Swapping and Pig Butchering and law enforcement 4 | The global threat of Pig Butchering Scams and transnational organized crime syndicates 6 | Psychological manipulation and its impact on educated and technical professionals 8 | Being named Chainalysis Customer Award winner as Bridge Builder of the Year (2024)  9 | Building bridges in cryptocurrency investigations and global collaboration with REACT Taskforce and Operation Shamrock  13 | Collaborative solutions to combat Pig Butchering scams 17 | The bottleneck of fighting Pig Butchering is handling victims  20 | Erin West retires from Santa Clara DA office to lead Operation Shamrock as nonprofit 23 | House Committee on Financial Services hears about Pig Butchering and crypto scams 26 | OFAC sanctions Cambodian tycoon and businesses linked to Pig Butchering scams 29 | The future of Operation Shamrock and combatting Pig Butchering  Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Website: Operation Shamrock: Educate. Seize. Disrupt Website:REACT Taskforce: Regional Enforcement Allied Computer Team (REACT) Blog: Announcing Chainalysis' 2024 U.S. Public Sector Customer Awards Program Announcement:  ACAMS: AFC Professional of the Year (2024): Erin West Video: U.S. House Committee on Financial Services:Protecting Americans' Savings: Examining the Economics of the Multi-Billion Dollar Romance Confidence Scam Industry. Press Release: Treasury Sanctions Cambodian Tycoon and Businesses Linked to Human Trafficking and Forced Labor in Furtherance of Cyber and Virtual Currency Scams Blog: 2024 Crypto Crime Mid-year Update Part 2: China-based CSAM and Cybercrime Networks On The Rise, Pig Butchering Scams Remain Lucrative Podcast: Episode 45: How Law Enforcement is Combating Pig Butchering Crypto Scams (with Erin West and Alona Katz) YouTube: Chainalysis YouTube page Twitter: Chainalysis Twitter: Building trust in blockchain Speakers on today's episode Ian Andrews *Host* (Chief Marketing Officer, Chainalysis)  Erin West (Deputy District Attorney, Santa Clara County, Office of the District Attorney) This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material.  Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company. 

Join Kelly Brownell in a conversation with Michael Dimock, Executive Director of Roots of Change, about transforming food systems through innovative policies. Discover how Roots of Change collaborates with various stakeholders to create nutrition incentive programs and support sustainable agriculture, focusing on community-first approaches. Learn about pioneering projects, insights into policy influence, and the future of agricultural practices. This episode provides an optimistic view of the evolving food system landscape and the potential for significant positive change. Interview Summary Why don't we begin by you explaining what Roots of Change does. What's the mission and role of the organization? Yes. We were originally founded by a group of philanthropic foundations that were very interested in food system change but had not seen much success in years. So we were really designed to be a catalyst to ignite the growth of what we would call the Good Food Movement. For 10 years, we were actually a philanthropic fund investing in different projects that built the power of the food movement. And then implemented projects that would catalyze change. That would show how you could scale change fairly rapidly by building collaboration. So that's really what we've been doing. And in 2013, the philanthropic fund ended, we'd spent down all the money. So we joined the Public Health Institute at that time because public health is such an incredibly important engine for food system change because the food system impacts public health so greatly. We've been since that time focused on policy change and implementing model demonstration projects. Thanks for that explanation. You talked about catalyzing change for transforming the food system. What sort of changes have you emphasized? We've been focused on a few key things. I would say that one of the most important for us has been healthy food access. And doing that through the creation of nutrition incentive programs. And the reason we're interested in that is, all the changes that we pursue are aimed to hit several different levers of change simultaneously. By building nutrition incentive programs, you help the small and midsize farmers who are supplying local grocery stores, the farmers markets, and at the same time, you're creating the funding for low-income families to actually purchase organic, regenerative, sustainable agriculture. From their local market. You get a lot of payoff for that kind of action. You mentioned incentives. How do incentives fit into this? There is a program, a federal program called the GUSNIP. Named after Gus Schumacher, who was Undersecretary at USDA during the Clinton years, and actually worked with us early on. And so that program is a pool of funding through the Farm Bill that is given as grants to either states or nonprofits that are creating these programs where a family comes in with their SNAP benefits, and their purchasing power is doubled. They're given matching dollars to buy fruits and vegetables from a farmer's market, a local store, grocery store. So it's an incentive to purchase fresh nutritious food. And so, we have worked on the original federal policy. We're one of the first demonstration projects to show how you do nutrition incentives working with folks in the upper Midwest and in the East. And then we created an analog. California also has a matching fund which helps us pull more money from the federal level. So, we can really get a big impact at the local level. And we built that California program as well. We've been really deep in nutrition incentives. But we also work on farmer farmworker protections from heat. It's a big problem out here in the West. Increasing temperatures. We're working with different scientists, epidemiologists, and farmers to figure out best management practices or technologies that keep farmers cool. And then we also work on programs to provide incentives for ranchers to produce regenerative meat, that is grass-finished meat. So, those are the three areas working in right now. But we're also just starting a project. I have a meeting today with the California Department of Food and Agriculture to develop a plan for mid and small-scale infrastructure for regional food systems in the state of California to be achieved by 2040. One thing I really like about your approach is the lining up of incentives to produce food in a way that's better for both human health and the environment. Because so many incentives are lined up the other way. Obviously, the food industry wants to make as much money as they can, and that comes from highly processed foods that aren't very good for health. And then the same sort of incentives lines up for agriculture to do industrial forms of agriculture where you maximize the yield per acre. To turn that around is really going to be a major effort. One thing I like about your approach is that you're trying different things that can become models for what could be used in a very broad scale in terms of public policy. I really admire that and like what you're doing. Do you have an overall strategy for helping bring about change? One of the things that we did in 2010-11 is we did a deep analysis of the food system and did a systems dynamic map of the entire food system. Working with leaders, Secretary of Agriculture for California, farmers - big size, small size, organic, conventional, with food justice folks. And we looked at where are the real intervention points. One of the things that we really realize is that, as you were pointing out, the current incentives are for industrialization, basically. And so, the question is, how do you actually change that? And policy is one important lever for doing that. So, we work a lot on trying to change the policy levers to create incentives for what we would call healthy and resilient agriculture. Tell me more about how you go about doing that. I'd love to hear when you're done with that, how you go about doing that with policymakers. Well, I'll jump right in on that. Let's look at what we did with nutrition incentives. So, working with Fair Food Network out of the upper Midwest, and Wholesome Wave out East, Roots of Change did a study. We created our own nutrition incentive programs using philanthropic dollars and some USDA kind of innovative dollars, and then we studied it for two years, what the impacts were. We wrote a report then, which went to Congress, to Debbie Stabenow in Minnesota, who was the Senator there who was on the ag committee. And she began writing a bill that would say, okay, let's provide incentives for people to buy healthy food that also helped the small farmers. So that switched the incentive from the big agricultural systems to the regional food system players. That was one way we did it. The other thing that we did in California was we organized all the farmers markets to go to the State of California and say, look, if you provide this nutrition incentive program in California and analog, we'll pull down more dollars from the federal government. The California legislature said that's a great idea. They got on board. Which then helped the farmers markets to provide more funding because farmers markets are often stressed. Too many markets, so there's problems. Competition between markets. So, to provide a new market, which is low-income families who are using nutrition incentives and their SNAP dollars, that was really important for the farmer's market. Those farmer's markets became another big piece of our strategy. Our way of making change was just to build collaborations, large collaborations of people. We work with many other nonprofits and farming groups in California to approach the legislature and over the last three years we've gotten $1.3 billion dollars in investments from the state of California into sustainable agriculture and food justice. Because we're able to build these large collaborations who convince the legislators who really care about votes that there's enough people out there want to see this happen. And we have just placed a billion-dollar request on the next bond, which will be in the next election, November. This November there's the climate bond. It's called a climate bond for the State of California. Ten billion dollars, one billion of that will be dedicated to nutrition, nutritional health, farm workers, and sustainable agriculture. So, in all ways, it's about getting enough voices. So, if you look at what we're really trying to do, we're trying to build the power of what we would call the Good Food Movement. Best of luck with that billion-dollar request. I really hope that goes through. You know, in the beginning of your response to my last question, you talked about a report that you did in concert with other organizations around the country and how that became influential in the policy process. Very often, some of the people in my orbit, scientists, wonder how they can help with this kind of thing and how they can do work that makes a difference. And I've often thought that speaking with people in the policy and advocacy world, like you, turns up some really interesting questions they could help address, if they knew what those questions were. But they often aren't having those conversations because they're mainly speaking to other scientists. That's one of the reasons why I so much like having people who approach things like you do on this podcast series. Scientists aren't our only listeners, but they're among them, and it's nice to give them ideas about how they can connect their work with what's going on out there on the ground in terms of policymaking. So, you emphasize putting people in communities first. What does that mean? And how does that play out in the work you do? It's a great segue from what you were just saying about the need to combine community voices with nonprofits and scientists, academics, and people who are good at research and who are good at analysis. Back to this idea of nutrition incentives that really grew out of what community groups were doing. The IRC (the International Rescue Committee) works with immigrants from Africa, primarily at that time who were coming into San Diego. And they were farmers, mostly. They were escaping violence, war, in their countries. And they came to San Diego and the IRC worked with them to create a farmer's market, and a farm - a community farm. And those folks were the ones that were saying, this program works. And this is a really good way to solve many problems at once. So, we were hearing from community members and the nonprofit that had created this model. So, it was a way of us understanding what was actually working on the ground. So that's one example. I can also say that in 2017, 2019 and 2020, we had terrible fires here in California. We also had all that followed with COVID in 2020. We were working with the University of California at Davis. Tom Tomich, who at that time was with the Ag Sustainability Institute at UC Davis. And we were doing research on how do you deal with climate change as small farmers? And what we realized is there was this moment in time when all of these things that have been piling up were impacting the ability to get meat. You'll remember that meat disappeared from shelves for a while because all the big plants that process meat in the Midwest were shut down due to COVID. So, what we did is then went out and we interviewed ranchers up and down the State of California, and we asked them, what do you need? And are you interested in finishing animals for grass-fed markets? Are you interested in building local markets? We got a lot of feedback that led to a white paper that Roots of Change published with the University of California at Davis and put out to the world. Which led to us getting a grant to actually take some of the suggestions and the recommendations we had gotten from the producers about what to do. What's that led to now? We have built a relationship with the University of California: ten campuses, five medical systems. They have committed to buy regenerative regional meat from the State of California. That grew out of a white paper, which was fed information by the ranchers on the ground, analyzed by academics and nonprofits, and delivered in a system that's now gotten the university to make a commitment. So, it's another example of just how you can mix all these great parties to get some sustainable change at a large scale? Now that leads me pretty nicely to what my next question. And it has to do with what's needed going forward and how do these things occur in more places in a bigger way than the places they are now. Now you mentioned, for example, the regenerative agriculture pledge that got made by the University of California system. That's a big enterprise. There are a lot of people that get touched by that system. So, that's a pretty impressive example of taking an idea that might've been smaller to begin with and then became bigger. Going forward, what kind of things are going to be needed to make that kind of thing happen more often? That's a really good question. Kelly, I think that one of it is communication. I mean, perhaps some somebody will hear this and reach out to us and say, how'd you do that? And then we'll say, well…and they'll tell us what they did and we'll learn from them. One of the things I'm really interested in, always been interested in, and one of the things that Roots of Change is focused on is trying to convene people to share information. Because you build partnerships when you share information. And those partnerships can become the engines for getting the policy makers or the corporations to change their modalities. How they're doing things. Because they realize, hey, the writing is on the wall. This has to happen. We need to figure out how to get there. And sometimes it's complex to get there because the food system is very complex. So, I would say that one of the things I'm really looking forward to is more cross collaboration. You know, we're living in the season of elections. We're hearing it on the news all the time. And the thing that drives the policy makers is whether or not they're going to be elected or reelected. And so, the more that we can convince them that there is a large majority of the public that wants to see these fundamental changes in the food system. We will have their support. We've seen it in California. We are getting incredible support from our Secretary of Agriculture, our governor, and our Secretary of Natural Resources. They work together to create things on the ground. I would say that the Tom Vilsack and Biden did a lot for regenerative agriculture, working on two big projects that have been funded by the USDA that will touch a thousand ranchers of bison and beef to get them to learn about, adapt, adopt, and then build new markets for their products. So that's an important piece. The other is the marketplace and companies want to sell their products. So, the more that consumers become discerning and what they're purchasing, the better off we're going to be. So, we have a podcast like you do. And what we're trying to do is just educate people about the connections between what they're doing and what the farmers and ranchers out there who are trying to do good work with the land and with health and with their workers. We just try to promote this idea of making good decisions about what they purchase. Tell us a little bit more about your podcast, which is called Flipping the Table. Tell us more about what you're trying to accomplish and the kind of people that you speak with. Well, it's similar to yours in a certain way, I would say. Because what I'm doing is interviewing the people that are doing the kinds of projects that we think are scaling change or could scale change. Or people who have a depth of understanding. So, the regenerative meat world, we've done a lot in the last few years. Talking to Nicolette Hahn Nyman, who wrote a couple of books about the meat system, with a great rancher up in Northern California, who advises other ranchers on how to finish their animals on grass in California in a dry environment. I just, today we dropped a podcast with Cole Mannix from the Old Salt Co op in Montana about the ranchers he's pulled together. The co op he's built that has a slaughter plant, restaurants, a meat shop, and has an online thing. And then they do a big, they do a big annual event in the summer during the solstice. So, you know, we're just trying to get voices who, like you are, who are, who are modeling and educating the public around what is happening. How much is actually happening. I've been in this world for 30 years almost, and I have to say, I have never been more optimistic about the scale of change, the accelerating speed of change, and the possibilities that lay ahead. BIO  Michael Dimock is an organizer and thought leader on food and farming systems and heads Roots of Change (ROC) a project of the Public Health Institute. ROC develops and campaigns for smart, incentive-based food and farm policies that position agriculture and food enterprises as solutions to critical challenges of the 21st century. Since 2006, Michael has been spawning and leading education and policy campaigns, community dialogues and creative engagements with government and corporate leaders to advance regenerative food and farm policies and practices that make agriculture and food enterprises solutions to critical public health challenges of the 21st century. His leadership has helped create one new law and funding program at the federal level and three new California laws that included two new funding programs and five successful budget requests. He began his career in 1989 as a sales executive in Europe for agribusiness and in 1992 founded Ag Innovations Network to provide strategic planning for companies and governments seeking healthier food and agriculture. In 1996, he founded Slow Food Russian River and, from 2002 to 2007, he was Chairman of Slow Food USA and a member of Slow Food International's board of directors. Michael's love for agriculture and food systems grew from experiences on a 13,000-acre cattle ranch in Santa Clara County in his youth and a development project with Himalayan subsistence farmers in Nepal in 1979. He is the host of the podcast Flipping the Table featuring honest conversations about food, farms and the future. 

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