Podcasts about santa clara county

California's agricultural and transportation sectors are once again in the spotlight as state and federal policies clash, pests resurface, and long-delayed water projects inch forward. On today's AgNet News Hour, hosts Nick Papagni and Josh McGill broke down the latest developments impacting farmers, truckers, and communities across the state. EPA Pushes Back on California Trucking Regulations The Environmental Protection Agency (EPA) announced it is moving to block California's latest heavy-duty vehicle inspection and maintenance rules for out-of-state trucks. The proposal argues that California's requirements conflict with the U.S. Constitution's Commerce Clause and the federal Clean Air Act. While the EPA's move may protect out-of-state truckers, California-registered fleets remain subject to the state's stringent standards. The hosts noted that this could accelerate a trend of trucking companies relocating to border towns like Reno, Nevada or Yuma, Arizona, where operating costs and regulations are far lighter. “Business is leaving California every day, and we're seeing the impact across industries,” Papagni warned. Imperial Valley vs. Yuma Lettuce Claims Listeners also weighed in on the ongoing debate between Imperial Valley and Yuma over winter lettuce production. While Yuma promotes itself as producing 90% of the nation's winter leafy greens, growers in Imperial Valley point out that much of the produce is still grown in California. Packers relocating across the Arizona border, they argue, are skewing the numbers. Medfly Quarantine in Santa Clara County In pest control news, officials detected two Mediterranean fruit flies in San Jose, triggering a quarantine in Santa Clara County. Medflies pose a devastating threat to fruit and vegetable crops, and the state is deploying a sterile male release program to contain the spread. The discovery highlights the ongoing vigilance needed to protect California agriculture from invasive species. Sites Reservoir Funding Boost Finally, there was a rare bit of good news for water storage. The Sites Reservoir Project received an additional $218.9 million in funding, raising its total eligibility to $1.094 billion. While construction is not expected to begin until 2026, with operations projected for 2032, the move signals renewed confidence in expanding storage capacity under Proposition 1, first approved by voters in 2014. Papagni summed up the sentiment shared by many farmers: “It's good to see progress, but California needs common-sense leadership to turn voter-approved projects into real water on the ground.”

Officials are responding to a Mediterranean fruit fly detection in San José with an aggressive quarantine and sterile fly release program.

In the South Bay, calls to a community-led Rapid Response Network have increased as the network fights back against misinformation around Immigration and Customs Enforcement actions. Meet the community members on the other end of the line. Links: How to Verify ICE Raid Rumors in California  As ICE Operations Expand, How Are Immigrant Allies Responding? This episode was hosted by Ericka Cruz Guevarra and produced by Jessica Kariisa and Alan Montecillo Learn more about your ad choices. Visit megaphone.fm/adchoices

The Real Estate Market Unveiled: NAR's Truth and Current TrendsIn this episode, Vito delves into the current state of the real estate market, discussing the recent actions and controversial history of the National Association of Realtors (NAR). He highlights their failure to genuinely support consumers and agents, despite their attempts to claim victories for veterans. Additionally, the episode analyzes the current mortgage rate trends, buyer behavior changes, and market conditions in Santa Clara County. Vito also shares insights on pricing strategies for selling homes and showcases notable property listings. Join Vito as he provides a candid look at the real estate landscape and offers valuable advice for buyers and sellers alike.Mortgage Rates Drop to Lowest Level in 10 Months, Upping Purchasing Power in a Buyer-Friendly Market NAR Secures Win for Veterans as VA Home Loan Reform Act Becomes LawSanta Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 NAR's Controversial Reputation01:30 Mortgage Rates and Market Trends02:18 Real Estate Market Dynamics03:53 Los Gatos House of the Week04:21 Highs and Lows in Santa Clara County05:54 Staging Your Home for Sale

Let's kick off INSPIRATION by re-sharing my conversation with Sr. Marilyn Lacey, RSM, Founder of Mercy Beyond Borders. Get ready to be challenged, inspired and moved to tears! Mercy Beyond Borders is a global organization that is forging ways for women and girls in extreme poverty to learn, connect and lead. Sr. Marilyn shares incredible stories of courage, determination and divinity in this conversation. It was a priviledge to provide a platform for Sr. Marilyn to share her story and the stories of so many women who are changing their lives through education and advocacy. Sr. MARILYN LACEY, a Sister of Mercy, is passionate about making the world a more welcoming place. She's been working with displaced peoples since 1981. Although she holds a Master's Degree in Social Welfare from UC Berkeley and 4 honorary doctorates, she insists that the poor have been her best teachers. In 2001 Marilyn was personally honored by the Dalai Lama as an “unsung hero of compassion.” For two decades Marilyn directed the refugee and immigration programs for Catholic Charities of Santa Clara County, CA. She has also worked in refugee camps overseas. (1:28) Sr. Marilyn shares her story with us and why she has chosen this work.(8:40) We learn about actionable tools that Sr. Marilyn shares to educate people on the impact they can have in the world.(12:00) Sr. Marilyn shares with us the experience(s) of little girls, from South Sudan, that illustrates the positive impact her organization is having on people.(21:56) How did the system get set up that put her organization, Mercy Beyond Borders, on a path to make a difference in other countries?(30:01) We learn more details about the infrastructure, and the relationship with local government(s), that allows MBB to be impactful.(33:34) What is the importance of understanding that there is no “over there”? Helping others has an impact on us locally since we are so interconnected around the world.(38:54) A discussion about the “wrap around services” that MBB offers to ensure the girls are safe and can continue to get the education in their local countries.(50:13) Who in Sr. Marilyn's life are sources of support and motivation as she continues her work?(52:37). How does Sr. Marilyn see Mercy Beyond Borders making an impact in the future?Connect with Sr. Marilyn Lacey, RSMhttps://www.mercybeyondborders.orgSubscribe: Warriors At Work Podcasts Website: https://jeaniecoomber.comFacebook: https://www.facebook.com/groups/986666321719033/Instagram: https://www.instagram.com/jeanie_coomber/Twitter: https://twitter.com/jeanie_coomber LinkedIn: https://www.linkedin.com/in/jeanie-coomber-90973b4/YouTube: https://www.youtube.com/channel/UCbMZ2HyNNyPoeCSqKClBC_w

Measure E's Impact on San Jose Housing Market & DIY Bathroom Renovation TipsIn this episode, we dive into Measure E and its implications on San Jose's real estate market, focusing on the increased conveyance tax for homes over $2.3 million. We also share cost-saving tips for bathroom renovations, including planning, prefabs, and DIY strategies. Additionally, we spotlight a few notable real estate listings in Santa Clara County, providing insights into the current market conditions and mortgage rates. Stay tuned for a comprehensive discussion on how Measure E affects housing affordability and pricing trends in San Jose.Does 'Measure E' Hinder Higher Sales in San Jose?Mortgage demand plummets as rising rates scare away homebuyersCost-Saving Tips For Your Bathroom RenovationIf you don't have AC in your house, get it nowMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM in Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction to Measure E00:12 Bathroom Renovation Tips01:51 DIY Home Improvement Advice04:09 Real Estate Listings in Santa Clara County07:37 Impact of Measure E on San Jose Housing Market10:56 Conclusion and Final Thoughts

June Inflation Report and Its Impact on Real Estate RatesIn this episode, Vito discusses the effects of the latest inflation reports on Federal Reserve interest rates and the real estate market. He breaks down the June inflation data, explaining how it has minimized the likelihood of rate cuts in July. He also analyzes the current state of the housing market in Santa Clara County and San Jose, highlighting pricing trends, inventory levels, and specific property listings. Vito emphasizes the importance of correct pricing and proper home maintenance before selling, providing detailed examples of properties that illustrate his points. Additionally, he offers insights into current market conditions and the outlook for home sales.June inflation report may have shut the door on a Fed rate cut in JulyREO of the Week Apple Homes for sale  Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Market Overview00:00 Inflation and Interest Rates Update01:10 Real Estate Market Trends02:45 Distressed Property of the Week: San Jose04:35 Homes for Sale Near Apple05:23 Mountain View Home of the Week06:18 Weekly Home Sales and Market Trends07:13 Conclusion and Subscription Request

Real Estate Market Update: The Impact of High Interest Rates & Market ContractionIn this episode, Vito discusses the current real estate market, focusing on the effects of sustained high interest rates and the potential contraction in housing prices. He covers the Federal Reserve's stance on interest rates, the impact on housing affordability, and the trends in home sales and price reductions. Vito also highlights specific market nuances in areas like Santa Clara County and the implications for both buyers and sellers in the current economic climate. Tune in for a comprehensive analysis and practical advice on navigating today's housing market.Is Powell Leaving? Numbers Nerd AlertSanta Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE Home Inspection CHECKLIST HERE 00:00 Introduction: Is Powell Leaving?00:03 Impact of High Rates on Real Estate00:54 Current Economic Indicators01:24 Market Contraction and Housing Affordability02:43 Real Estate Market Trends08:19 Understanding Real Estate Pricing12:14 Conclusion and Final Thoughts

Mountain View's Real Estate Woes: Analyzing the Trends and Market SlowdownsIn this episode, Vito provides an in-depth analysis of the current real estate market in Mountain View and Santa Clara County. Highlighting Mountain View's stagnating property growth, Vito delves into reasons behind the slowdown, such as the impact of remote work on commercial properties. He compares home prices and market dynamics across several neighborhoods, discussing mortgage rates, home buyer demand, and the effects of market contractions. Vito also examines specific property listings to illustrate housing trends, offering insights into the overall health of the real estate market in the region.Mountain View sees lowest property value growth in Santa Clara CountyHomebuyers resurface as mortgage demand gains steamIf you don't have AC in your house, get it nowMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction: Mountain View Property Growth01:46 Mortgage Rates and Home Buyer Trends04:39 Market Analysis: Current Trends and Predictions

Current Real Estate Market Trends: July 2023 UpdateIn this episode, Vito presents a comprehensive analysis of the current real estate market, focusing on trends and data from Santa Clara County and the Bay Area. He discusses the increase in supply and the plateau in the market since 2008, highlighting the impact of high mortgage rates and buyer behavior post-pandemic. Vito provides detailed statistics on expired, withdrawn, and canceled listings, alongside a comparison of trends from past years. He suggests that it might be a good time to buy despite high rates, explaining how potential future rate drops could impact the market. Additionally, he provides a snapshot of the San Jose housing market, emphasizing the pickiness of buyers and the current balance between market supply and demand.Housing Market Crossroads: Inventory Climbing, Sellers Holding OutHome delistings spike as sellers hold out for better offersREO of the Week Apple Homes for sale  Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist 00:00 Introduction and Market Overview00:05 Historical Market Trends00:23 Current Market Conditions00:32 Buyer and Seller Behavior00:41 Local Market Analysis01:59 Market Predictions and Advice02:36 Interest Rates and Their Impact04:10 Detailed Property Insights

Debunking the 20% Down Payment Myth and Navigating Real Estate OffersIn this episode, we debunk the common misconception that you need a 20% down payment to buy a house, explore various loan options available, and provide strategic advice for first-time buyers. We also delve into the process of making and withdrawing offers, the importance of contingencies, and the potential consequences of backing out of a real estate contract. Additionally, we discuss recent trends in the housing market, including expired listings and interest rate impacts. Featured properties in Santa Clara County and nuanced tips for navigating the current market are also showcased.20% down? How to help buyers who don't know that's a mythCan You Withdraw an Offer On a House?Santa Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Overview00:02 Debunking the 20% Down Payment Myth00:44 Exploring Loan Options01:43 Tips for First-Time Home Buyers02:19 Understanding Down Payment Sources03:43 Navigating the Offer Process04:43 Contingencies and Accepted Offers08:34 Luxury Home of the Week10:40 Market Trends and Expired Listings12:04 Conclusion and Contact Information

Welcome to The Perfect Place to Put a Practice! In this episode, host Mike Green from Doctor Demographics reveals the top 5 areas in California to open a private practice in 2026. Whether you're a dentist, therapist, chiropractor, or any private practice professional, this episode is your guide to finding the ideal location for success.

Current Trends in Real Estate: Silicon Valley Market Update and TipsIn this episode, Vito from Abano discusses the latest trends in the real estate market, highlighting a 0.8% increase in existing home sales nationwide. He covers key data points, including job statistics from the Bureau of Labor Statistics and a decline in mortgage rates. Vito provides practical advice on buying homes in the current market, emphasizing opportunities for buyers before potential rate drops lead to increased competition. The video also features a detailed report on home sales in Santa Clara County and showcases high-value listings in Cupertino and Willow Glen. Additionally, Vito shares personal anecdotes and underscores the strength of the Bay Area's economy in maintaining a stable housing market.Mortgage rates fall for the fifth consecutive weekBLS jobs report beats expectations, dampening chances of a July rate cutEffective July 1, 2025, the Real Property Transfer Tax will be imposed on property transfers over $2.3 million. NAR Existing-Home Sales Report Shows 0.8% Increase in MayCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: Current Trends in Home Sales00:33 Economic Indicators and Mortgage Rates01:11 Advice for Home Buyers02:15 Local Market Insights02:37 Featured Properties of the Week04:00 Personal Anecdotes and Market Summary04:31 Bay Area Sales Report

Home Insurance Rates Skyrocket 40% Nationwide: What You Need to KnowIn this episode, Vito discusses the alarming 40% increase in home insurance rates nationwide, with focus points on inflation, housing affordability, and regional disparities. He highlights the sharp rise in rates in states like Colorado, Nebraska, and Utah, and contrasts with lower rates in Hawaii, California, and Vermont. Vito also talks about recent trends in housing prices, interest rates, and inventory challenges, while examining specific examples of homes in Santa Clara County. He provides insights on the current buyer's market status and forecasts for mortgage rates. Tune in for a deep dive into the current state of the housing market and its implications on your finances.Home Insurance Rates Spike 40% NationwideIf you don't have AC in your house, get it nowMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction: Home Insurance Rates Spike00:25 Impact of Rising Insurance Costs00:59 Regional Variations in Insurance Rates01:23 Housing Market and Interest Rates06:12 Conclusion and Sign-Off

It's time for our daily chat with KCBS Insider Phil Matier. Voters in Santa Clara County will be heading to the polls for yet another special election. This after Assesor Larry Stone announced plans to resign. The cost for that election: over 13 million dollars.

Why Now is the Best Time to Buy a House: Navigating Today's Real Estate MarketIn this episode, we discuss Fannie Mae's forecast of a significant drop in mortgage rates to 6% by the end of the year. The video highlights why now is a strategic time to buy a house, despite higher current rates, due to reduced competition. It also covers local housing market insights, the dynamics of real estate pricing in Santa Clara County, and the implications of current listings. Additionally, there are discussions about the challenges and benefits of ADUs, recent local housing project protests, and the importance of being active in local government decisions. Finally, the episode concludes with a personal update on family plans and upcoming events.San Jose residents win fight to stop housing projectFannie Mae forecasts sharp dip in mortgage rates by year-endMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM in Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 San Jose residents win fight to stop housing project00:03 Fannie Mae's Mortgage Rate Forecast00:16 Current Housing Market Advice00:59 Santa Clara County Housing Prices03:22 ADUs and Rental Considerations05:13 San Jose Housing Developments05:59 Community Involvement in Housing Decisions08:07 Current Inventory and Market Balance08:38 Conclusion and Personal Updates

Current Real Estate Trends and Tips: Maximizing Sales in a Shifting Market!In this episode, Vito discusses the current real estate market, highlighting that only 28% of homes are selling over list price - the lowest since 2020. He explores factors such as economic uncertainty, high interest rates, and the extended time homes remain on the market. Vito provides strategic advice for both buyers and sellers, emphasizing the importance of property repairs and strategic pricing. He also reviews specific market data for areas including Santa Clara County, Cupertino, and Willow Glen, offering insights on median sales prices, inventory, and neighborhood-specific deals. The episode concludes with a detailed look at notable properties for various budgets, from a $2.2 million bungalow in Willow Glen to a $35 million estate in Los Altos Hills.You May Need to Make These Plumbing Repairs Before SellingEffective July 1, 2025, the Real Property Transfer Tax will be imposed on property transfers over $2.3 million.28% of Homes Are Selling Above Asking PriceCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Market Overview: Homes Selling Below List Price00:22 Economic Uncertainty and Buying Opportunities01:10 Strategies for Buyers in a Stale Market01:58 Plumbing Repairs and Inspections for Sellers03:03 San Jose Transfer Tax Update03:46 Cupertino and Willow Glen Property Highlights05:07 Luxury Listing: $35 Million in Los Altos Hills05:35 Santa Clara County Sales Report06:54 Tips for Selling Your Home Quickly

Ensuring Your Home's Safety While for Sale: Tips and Market InsightsIn this episode, Vito with Abano shares valuable tips on how to keep your for-sale home safe, especially when it's vacant. He covers practical security measures like using smart lights, floodlights, outdoor security cameras, and professionally monitored security systems. Additionally, Vito emphasizes the importance of community vigilance and varying your routine to keep potential thieves off balance. The video also features a tour of Los Gatos house of the week and discusses recent real estate trends and notable property sales in Santa Clara County. Tune in for essential home safety advice and current market insights.How to Keep For-Sale Properties Safe

Current Real Estate Trends: Understanding The Buyer's Market in 2023In this episode, Vito Abano discusses the current dynamics of the real estate market, emphasizing the shift towards a buyer's market. He explains how well-priced, turnkey homes still get attention despite buyers being more selective and patient due to higher mortgage rates. Vito references insights from Ryan Lundquist of the Sacramento Appraisal blog to highlight trends, inventory, and sales volume statistics, particularly in Santa Clara County. The video also addresses how property and transfer taxes affect home sales, and Vito shares practical advice for sellers to prepare their homes for a competitive market. Lastly, he showcases current property listings, providing detailed observations on their conditions and pricing strategies.It's a buyer and seller standoff. Who will blink first?Mortgage Rates this week What you get for $2MM in Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Market Overview00:09 Buyers' Market Dynamics00:24 Insights from Ryan Lundquist01:04 Current Market Conditions01:20 Historical Market Comparison02:55 Impact of Interest Rates03:57 Buyer's Net Sheet Explained04:03 San Jose Property Transfer Tax07:55 Real Estate Listings Tour

California Rifle & Pistol Association chief Chuck Michel joins Cam to discuss the outrageous amount of money it takes to exercise your right to carry in Santa Clara County and lawsuit CRPA is filing in court to bring relief to local gun owners.

Essential Tips on Solar Financing & Maximizing Home Sales ValueIn this episode, Vito discusses the pros and cons of paying off your solar loan when buying a house and touches on the implications for loan-to-value and debt-to-income ratios. He explains the differences between leasing and financing solar panels, emphasizing the importance of warranties. Vito also offers insights into four cost-effective strategies to increase your home's value before selling, including DIY staging, pre-sale inspections, low-cost repairs, and fresh paint. Additionally, he provides a quick overview of a standout property, market trends, and the importance of strategic pricing to expedite home sales. Tune in for valuable advice on managing solar panel financing and savvy home-selling tactics.SHOULD YOU PAY OFF THE SOLAR WHEN BUYING A HOUSE?Santa Clara County HI/LO of the Week4 Ways to Save When Selling Your HomeLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat does this mean?: ... . -- .--. . .-. ..-. .. 00:00 Should You Pay Off Your Solar When Buying a House?01:12 Four Ways to Save When Selling Your Home03:28 Los Gatos House of the Week: Templeton Lane04:34 List Price Decreases and Market Trends05:32 Home Inspection Checklist and Final Thoughts

San Jose Real Estate Update: Measure E Impact and Home Buying TipsIn this episode, Vito shares great news for San Jose homeowners with the update to Measure E, which raises the threshold for real property transfer tax to homes over $2.3 million. He discusses the implications for the local housing market and provides essential tips for both new and experienced home buyers. Topics covered include the pros and cons of older versus newer homes, important home maintenance advice, and in-depth reviews of several notable properties in the Cupertino and Willow Glen areas. Vito also provides an update on sales performance in the Santa Clara County real estate market.Measure E - Real Property Transfer Tax | City of San JoséReady For Staging: 4 Repairs You Need Before Selling Your HomeCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 SAN JOSE MEASURE E CHANGES | 4 Repairs You Need Before Selling Your Home00:05 Impact of Measure E on Homeowners01:18 Buying Old vs. New Homes: Key Considerations02:23 Home Maintenance Tips03:24 Hazardous Materials and Home Safety06:02 Cupertino House of the Week06:34 Willow Glen House of the Week07:48 Real Estate Market Update09:07 Conclusion

Real Estate Market Insights: Lawrence Yun's Magic Bullet, Home Sales, and Interest RatesIn this episode, Vito delves into the current real estate market with insights from Lawrence Yun, NAR's Chief Economist, discussing factors affecting home sales including mortgage rates and buyer demand. Vito highlights specific property examples in Santa Clara County, providing detailed comparisons and advice. He also addresses common fears related to recession and market stability, stressing that now is a favorable time to buy despite high-interest rates. Tune in for an in-depth analysis of market trends and practical buying tips.The ‘magic bullet' that could boost home salesMortgage Rates Remain FlatMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Morning Update00:09 Market Overview and Key Insights01:09 Impact of Recession Fears01:57 Mortgage Rates and Buyer Strategies03:28 Real Estate Listings Analysis06:13 Current Market Trends and Conclusion

Navigating the Cooling Real Estate Market: Insights and StrategiesIn this episode, Vito provides a comprehensive analysis of the current real estate market conditions nationwide, with a specific focus on Santa Clara County and the Bay Area. He discusses trends such as the decline in the number of home sales and the surplus of inventory, emphasizing the importance of strategic pricing for sellers to attract buyers. Vito explains how buyers are becoming more discerning due to high housing costs and interest rates. He also highlights specific market data, including regional sales performance, and offers practical advice for both sellers and buyers on leveraging the current market conditions to their advantage.The U.S. Housing Market Has Nearly 500,000 More Sellers Than Buyers—the Most on Record. That Will Likely Cause Home Prices to Fall.The Housing Inventory Is Here—Where Are the Buyers?Consumer confidence jumps in MayCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Housing Market Has Nearly 500,000 More Sellers Than Buyers00:01 Current Market Trends and Buyer Behavior00:53 Regional Market Insights02:25 Advice for Sellers: Pricing Strategies02:51 Advice for Buyers: Finding the Right Deals06:40 Luxury Home Market Analysis07:35 Bay Area Sales Report11:01 Conclusion and Final Thoughts

A Ford Factory Changed Milpitas, Then It Bacame a Mall  The Great Mall of Milpitas, in Santa Clara County, wasn't always a mall; it used to be a massive Ford auto factory. The San Jose Assembly Plant opened in 1955, after relocating from Ford's outdated Richmond location. The new factory put Milpitas on the map, transforming a sleepy agricultural town into a thriving city. The factory's opening also sparked historic social change: the construction of one of the first planned racially integrated neighborhoods in the U.S.. Gabriela Glueck brings us this story from KQED's Bay Curious podcast.  In Song and Self: How Queer Pinay Duo AstraLogik Finds Belonging Through Music Charito Soriano and Chen Conlu were solo artists before they came together as AstraLogik. The queer Filipina duo creates music about healing and acceptance, something they found  as they created a relationship that went beyond performing together. Reporter I-Yun Chan tells us how they found community and belonging through music, and each other. Learn more about your ad choices. Visit megaphone.fm/adchoices

When officials in Santa Clara County (home to Silicon Valley) publicly proclaimed they were not sharing data with U.S. Immigration and Customs Enforcement, they likely did not expect to be caught in a contradiction. Yet behind the scenes, those same officials had recently signed new contracts with the federal agency — a fact that might have remained hidden if not for a new generation of AI tools developed at Stanford University.This breakthrough was made possible by Big Local News, a Stanford-based initiative using AI to help local journalists uncover stories hidden deep within public records. As local newsrooms grapple with shrinking resources and overwhelming amounts of data, tools like these are helping restore investigative capacity where it's needed most.In this episode of Newsroom Robots, Cheryl Phillips, founder and co-director of Big Local News at Stanford University, joins host Nikita Roy to share how her team is building AI-powered tools that support watchdog journalism and make complex data more accessible to reporters across the country.Key topics include:Agenda Watch, a tool that scrapes and indexes public meeting agendas to surface early signals of newsworthy developments across thousands of local agencies.DataTalk, an AI assistant that turns natural language questions into campaign finance data queries, simplifying analysis for journalists without coding expertise.The use of generative AI and large-scale scraping systems to analyze police misconduct records and create public-facing accountability databases.How Big Local News uses Slack-integrated bots to deliver real-time alerts on layoffs and problematic fiscal audits to local newsrooms across the U.S.Sign up for the Newsroom Robots newsletter for episode summaries and insights from host Nikita Roy. Hosted on Acast. See acast.com/privacy for more information.

Such asCurrent Market Update: Understanding Today's Mortgage Rates and Housing Trends surveyfixed-rateIn this episode, Vito from Abano explores the current state of the housing market, with a detailed discussion on fixed-rate mortgage rates and their implications. Based on the latest survey by Freddie Mac survey, the 30-year fixed-rate mortgage (FRM) is currently at 6.76%. Vito discusses why homes might not be selling, touching on factors like overpricing, property condition, and location. He emphasizes the strategy of pricing and the potential benefits of seller concessions to attract buyers in a high-interest rate environment. The episode covers examples of current home listings in Santa Clara County, comparisons of property values in different cities, and advice for sellers on setting realistic price expectations and optimizing their properties to appeal to buyers. Vito concludes with insights on market trends and recommendations for sellers in the current economic climate.According to Mortgage Rates Remain FlatMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM in Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction: Mortgage Rates Overview00:15 Current Market Conditions00:44 Why Your House Isn't Selling01:53 Strategies for Sellers03:11 Upcoming Fed Testimony and Market Impact03:35 Preparing Your House for Sale04:54 Real Estate Listings Analysis07:44 Conclusion and Final Thoughts

Current Trends in the Real Estate Market - Insights and UpdatesJoin me as I discuss the latest developments in the real estate market, drawing insights from Ryan Lundquist's Sacramento Appraisal Blog. Learn about market dynamics in Santa Clara County, Bay Area, and beyond, including buyer behavior, the condo market, new constructions, and market slowdowns. Discover practical advice for home buyers and sellers, with real-life examples of property listings and valuations. Stay informed about the market's pulse with an in-depth, data-driven analysis. Don't miss out on valuable information to make informed decisions in the real estate world.Five things to watch in the housing market  Ryan Lundquist Housing Market Signals Broader CorrectionFannie Mae forecasts sharp dip in mortgage rates by year-end Mortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action https://Aidadash.comWhat you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Personal Anecdote00:18 Real Estate Market Overview00:31 Sacramento Housing Market Insights00:47 Trends in Buyer Behavior01:04 Condo Market Dynamics01:56 Short Sales and Bank-Owned Properties02:29 New Construction Market Shifts04:39 Property Listings and Examples

Welcome to the latest Bay Area Housing Market Update for May 2025!

Listen to expert guest, Dr. Kathryn Page in this just released podcast on Fetal Alcohol Spectrum Disorder and FASD-WISE Parenting for practical strategies to support your child with FASD, from hard places.Trauma and attachment experts share the latest information specifically related to adoptive, foster and kinship parenting. In every episode, you will find helpful insights and practical parenting tips.Bio of Guest: Kathryn Page earned a PhD from the Center for Psychological Studies in Berkeley and an internship in addiction recovery at Stanford, a few highlights of Kathryn Page's career include: Disabilities Specialist for the Santa Clara County Juvenile Drug Treatment Court; bilingual School Psychologist in San Lorenzo; 504 Coordinator in the Santa Clara Juvenile Hall; and teacher of social workers with UC Davis Extension.Dr. Page has been working on FASD for 30 years. She founded and directed the diagnostic clinic in Santa Clara County, CA, and is the co-chair of that county's 5-year plan. She provides the mandatory FASD training for Los Angeles County's mental health providers, and advocates for legislation at the state and federal levels. Kathryn consults, writes, teaches, and lives with this condition in her son as well as herself.

President Trump says he will not limit the scope of his deportation efforts, going so far as to say schools across the country will also be targeted in sweeps and raids by Immigrations and Customs Enforcement agents. That looming threat has undocumented students attending UC Berkeley calling on the university to issue a strong statement of support for them. Santa Clara County's District Attorney is moving forward with pressing charges against a dozen students that took part in last year's on-campus pro-Palestinian protests, where demonstrators occupied the office of the campus resident. The Santa Clara DA alleges that the students are responsible  for thousands of dollars in damages, and are facing felony vandalism and trespassing related charges. The Trump Administration's trade war with China is heating up, and that may not bode well for California's agriculture businesses in the Central Valley. Learn more about your ad choices. Visit megaphone.fm/adchoices

Newly-elected Santa Clara County Supervisor Margaret Abe-Koga sits down with host Nick Preciado to detail her legislative priorities and how she's tackling some of the region's biggest challenges.

Can Trump pardon Cain? Find out HERE.Was the 5 years too long? Too lenient? Find out HERE.When will Cain be released? Find out HERE.This week we take a deep dive into the 5 years handed down to Cain with a former prosecutor who knows the players and who knows the justice system like nobody else you know! We welcome back lawyer Daniel Chung and have a fantastic chat the likes you will never hear anywhere else!Now sit back and enjoy.Also, you'd look way cooler wearing our shirt. Go buy it.https://millions.co/fight-in-sight/merchFor sponsorship opportunities or to find out how you can be a guest on the show, please email us at fightinsightpod@gmail.comDaniel's IG: https://www.instagram.com/chungforchange/FIGHT IN SIGHT IG: https://www.instagram.com/fightinsightpodcast/FIGHT IN SIGHT YouTube: https://www.youtube.com/channel/UC8ZW2w0va-VWeep_JtlhAjQ#UFC #mma #cainvelasquez #freecain #bryanbarberena #bambam #danielchung #lawyer

In this sponsored episode with Results for America, learn how Santa Clara County helped thousands of Californians stay housed. In 2024, homelessness surged by 18% nationwide, with 23 out of every 10,000 people living on the streets or in shelters. The costs of homelessness are enormous – not just to the health and well-being of those experiencing it, but also to taxpayers, as governments spend billions on housing and services. But there's a smarter solution: prevention. Santa Clara County, California, has proven it works. By helping at-risk residents stay housed — 93% remained in their homes two years later — the county kept families stable and saved taxpayers money. Every $1 spent on prevention returned $2.47 in public benefits.

A transit strike in Santa Clara County is having a ripple effect on this side of the hill, and local farmers are contending with USDA grant cuts.

On this episode of the MTNTOUGH Podcast, Dustin sits down with John Nores, a former California Fish and Wildlife warden, author, and expert in anti-poaching operations. Growing up in rural Santa Clara County, his love for wildlife led him to a career protecting endangered species and combating black-market wildlife trafficking. He shares insights from his books, Hidden War and War in the Woods, detailing the fight against environmental crime. An Ironman Triathlon athlete, John's dedication to conservation mirrors his endurance in life.Follow John on Instagram @johnnores and visit johnnores.com to learn more.Presented by Sig Sauer.----

Do we have a right to night? Dana thinks so. We also have a right to health and there is more and more evidence that light at night can be detrimental to our health, and to the environment. Dana applies her legal expertise to her books, articles, essays, and speaking engagements to change people's ideas around the environment and light pollution. Dana Zartner is a teacher, lawyer and writer whose work centers on the use of international, and comparative law as tools for social justice advocacy with an emphasis on environmental justice, the right to a healthy environment, Indigenous rights, sustainable development, and the rights of Nature. A professor at the University of San Francisco, she has published numerous articles and essays on these topics, including the recent "The Right to the Night: New Legal Advocacy Strategies to Address Terrestrial Light Pollution" in Environs. She also has a book coming out with Island Press on March 4, 2025 entitled Standing for Nature: Legal Strategies for Environmental Justice, which examines existing rights of Nature laws around the world with an eye to cresting legal advocacy strategies for future endeavors. In addition to her academic work, Dana has served as an accredited representative at various UN meetings, including the Committee on Women's Rights in New York and the Expert Mechanisms on the Rights of Indigenous Peoples in Geneva. She has also done pro bono work with the One Million Tree campaign in Cambodia and in support of the Amah Mutsun Tribal Band's efforts to protect their traditional lands in Santa Clara County. Outside of her day job, Dana enjoys the natural beauty of Northern California, writes travel essays with an environmental theme, plays with her cats, and is working on a novel. Connect with Dana: linkedin.com/in/dana-zartner-5a112b102 https://www.facebook.com/dana.zartner https://www.instagram.com/dana.zartner/ BlueSky: dazart5.bsky.social Substack: Roaming WildCheck out Dana's book, Standing for Nature: Legal Strategies for Environmental Justice, with Fabian Cardenas and Mohammad Golam Sarwar (Island Press) https://islandpress.org/books/standing-nature#description Articles: The Right to the Night: New Legal Advocacy Strategies to Address Terrestrial Light Pollution, Environs: Environmental Law and Policy Journal (2024) The Tangled Web We Weave: Exploring Cambodia through the story of a spider ... a really big spider, Medium (March 26, 2024) Big Oil's day in court is coming - and it's long overdue, The Hill (October 11, 2023) Watching Whanganui and the Lessons of Lake Erie: Effective Realization of Rights of Nature Law, Vermont Journal of Environmental Law (2021) Justice for Juristac: Using International and Comparative Law to Protect Indigenous Lands, Santa Clara Journal of International Law (2020) Connect with The Soft Lights Foundation: www.softlights.org 

Erin West is the Deputy District Attorney in Santa Clara County, California, and the founder of Project Shamrock. Whether she's prosecuting eye-popping SIM-swap money grabs or putting large-scale pig butchering operations out of business, her stories and experience can help you stay safer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Betty Duong made history last week when she was sworn in as the first Vietnamese-American supervisor in Santa Clara County. The county has one of the largest Vietnamese-American populations in the country and Duong is among a generation of children of refugees shaping life in the South Bay. Guy talks with Duong about decisions over housing, labor and health care that she'll face as a member of the board of supervisors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fresh off his re-election, Sunnyvale Mayor Larry Klein joins us to share his plans and vision for the future of Santa Clara County's second largest city.

In this episode of the Prepared School Psych podcast, host Jenny Ponzuric interviews Emily Bersaglia, a nationally certified school psychologist and past president of the Santa Clara County Association of School Psychologists. With a career spanning since 2008 across four states, Emily discusses her focus on equity in education and her founding of the School Psychology Support Network. The conversation touches on Emily's journey in joining and eventually leading the Santa Clara County affiliate, the importance of professional networks, and strategies for maintaining work-life balance as a school psychologist. Emily also shares advice for new professionals and details upcoming workshops offered by her affiliate. The episode underscores the critical role school psychologists play and how professional associations can provide vital support and resources. RESOURCES: https://www.sccasp.org/ Two-week Free Trial Inside the Prepared School Psychologist Community: ⁠⁠⁠https://jennyponzuric.activehosted.com/f/159⁠⁠ Use code: PODCAST Experience the Prepared School Psychologist Community with a 2-Week Free Trial! Join over 300 school psychologists who are equipped with the knowledge and resources they need to excel in their roles. What You'll Get with Your Free Trial: Over 35 Mini-Courses: Access a wide range of topics designed to provide the essential knowledge and skills you need. Monthly Live Q&A Calls: Engage directly with Jenny Ponzuric and a team of veteran school psychologists to get your questions answered and gain insights. Community Forum & Remind App Access: Connect with a network of peers to exchange ideas and get support in real-time. Comprehensive Resources: Explore tools and strategies covering behavior management, executive functioning, counseling, and more. Ready to Equip Yourself with Essential Knowledge and Resources? Click here and use code PODCAST at checkout to start your 2-week free trial. ⁠⁠⁠https://jennyponzuric.activehosted.com/f/159⁠⁠ --------------------------------------------------------- Follow us on social media for updates, behind-the-scenes content, and more: Instagram: @jennyponzuric https://www.instagram.com/jennyponzuric/ LinkedIn: https://www.linkedin.com/in/jenny-ponzuric-1562a8119/ 00:00 Introduction to Emily Bersaglia 01:03 Favorite TV Shows 01:30 Role of Affiliates in California 02:27 Emily's Journey in School Psychology 03:51 Impact of Affiliate Involvement 05:17 Balancing Work and Volunteering 06:31 Encouraging Affiliate Membership 08:02 Determining Workshop Topics 10:49 Upcoming Trainings and Workshops 14:02 Advice for New School Psychologists 16:06 Becoming a Leader in Affiliates 17:36 Networking and Collaboration 20:28 Final Thoughts and Upcoming Events 21:32 Conclusion and Farewell The information and advice provided are for guidance purposes only, and all participants are required to follow federal and state law and their school district guidelines and policies.

Across the Bay Area, voters signaled a move away from progressive politics. A progressive mayor and DA were recalled in Oakland. A Levi's heir was elected as San Francisco's new mayor. The Bay Area rejected efforts to expand rent control and supported increasing criminal penalties for theft and certain drug crimes. What kind of platform do left wing political leaders need to appeal to this Bay Area electorate? We talk to political leaders about where progressives go from here. Guests: Jesse Arreguin, mayor, City of Berkeley; president, Association of Bay Area Governments; candidate, California State Senate District 7 Betty Duong, supervisor-elect, Santa Clara County, Board of Supervisors, District 2 Connie Chan, supervisor, District 1, San Francisco Board of Supervisors Edward Wright, director-elect, BART Board representing district 9. Wright is a former president of the Harvey Milk LGBTQ Democratic Club

The Kidnapping Of Brooke L. Hart Ad Free Safe House EditionMob rule threatens the city of San Jose, California in Episode 279 when the scion of a beloved wealthy family, the owners of the town's biggest department store, is kidnapped by a pair of opportunistic thugs. When the young man's body is recovered from the waters of the San Francisco Bay, the crowd gathers around the Santa Clara County jail, and the governor of California lets popular justice take its course.More stories of Mobs & RiotsBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-crime-historian--2909311/support.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. UN relief chief urged global support this week as Israeli legislation threatens aid to Palestinian refugees. California education chief vows to seek state solutions amid concerns over potential federal funding cuts. Immigrant rights groups rally in Fresno, vowing resistance to Trump's mass deportation plans. San Francisco mayor-elect Daniel Lurie pledges unity, prioritizes public safety, and vows government accountability after defeating London Breed. Santa Clara County leaders pledge commitment to community interests amid GOP threats of deportation and civil rights rollbacks. The post UN relief chief urged global support this week as Israeli legislation threatens aid to Palestinian refugees – November 8, 2024 appeared first on KPFA.

Max talks with Eric Peterson, Director of Santa Clara County Airports, discussed the landmark arrival of G100UL, an unleaded 100-octane aviation gasoline, at Reid-Hillview Airport in San Jose, making it the first airport in the U.S. to offer GAMI's G100UL fuel. Santa Clara County, motivated by studies linking lead exposure to nearby airports, decided to phase out leaded fuels in 2022, initially adopting Swift's UL94 fuel. However, the new G100UL caters to aircraft needing higher-octane fuel, expanding lead-free options for pilots. To encourage adoption, GAMI is offering incentives: aircraft based at Reid-Hillview and San Martin Airports can receive the required Supplemental Type Certificate (STC) for free by following certain steps, while Bay Area pilots who buy an STC by November 1 can get 25 gallons of free G100UL. Peterson highlighted challenges in sourcing G100UL due to limited distribution channels, which required direct contracting with the manufacturer Vitol Aviation. Currently priced at $6.99 per gallon, the fuel may decrease in cost once rail delivery becomes available. With EPA regulations pushing for lead-free aviation fuel, Peterson emphasized that the shift is imminent, positioning Reid-Hillview as a national leader in environmentally sustainable aviation practices. If you're getting value from this show, please support the show via PayPal, Venmo, Zelle or Patreon. Support the Show by buying a Lightspeed ANR Headsets Max has been using only Lightspeed headsets for nearly 25 years! I love their tradeup program that let's you trade in an older Lightspeed headset for a newer model. Start with one of the links below, and Lightspeed will pay a referral fee to support Aviation News Talk. Lightspeed Delta Zulu Headset $1199 Lightspeed Zulu 3 Headset $899Lightspeed Sierra Headset $699 My Review on the Lightspeed Delta Zulu Send us your feedback or comments via email If you have a question you'd like answered on the show, let listeners hear you ask the question, by recording your listener question using your phone. Mentioned on the Show G100UL Roll-Out Incentive Program#222 Unleaded Fuel G100UL Update – with George Braly + GA News What is GAMI's G100UL® unleaded avgas?Buy Max Trescott's G1000 Book Call 800-247-6553 Buy Max Trescott's G3000 Book Call 800-247-6553 Free Index to the first 282 episodes of Aviation New Talk So You Want To Learn to Fly or Buy a Cirrus seminars Online Version of the Seminar Coming Soon – Register for Notification Check out our recommended ADS-B receivers, and order one for yourself. Yes, we'll make a couple of dollars if you do. Get the Free Aviation News Talk app for iOS or Android. Check out Max's Online Courses: G1000 VFR, G1000 IFR, and Flying WAAS & GPS Approaches. Find them all at: https://www.pilotlearning.com/ Social Media Like Aviation News Talk podcast on Facebook Follow Max on Instagram Follow Max on Twitter Listen to all Aviation News Talk podcasts on YouTube or YouTube Premium "Go Around" song used by permission of Ken Dravis; you can buy his music at kendravis.com If you purchase a product through a link on our site, we may receive compensation.

Santa Clara County is about to elect its first ever Vietnamese American to the Board of Supervisors. In District 2, which includes downtown San Jose and the east side, Madison Nguyen and Betty Duong are vying for a seat that is open for the first time in over a decade. Whoever wins will play a major role in overseeing how the county spends money on issues like health care, housing, and human services. Links: Prop Fest KQED's Voter Guide Apply to be our intern Learn more about your ad choices. Visit megaphone.fm/adchoices

3 times a charm! This is the 3rd time Erin West (Deputy District Attorney, Santa Clara County, Office of the District Attorney) has appeared on the podcast speaking with Ian Andrews (CMO, Chainalysis) and all 3 episodes have been the most downloaded episodes in Public Key history. Erin talks about the evolution of combating crypto crimes, from SIM swapping to pig butchering scams.  She highlights the growing efforts with the Crypto Coalition and Operation Shamrock and how she will be leaving her position as Deputy District Attorney in Santa Clara to pursue operating Operation Shamrock full time. She reveals the bottleneck when it comes to combating pig butchering including victim shaming and the transnational organization of criminal syndicates.   She also highlights the need for a unified national strategy against crypto-related scams and increased public private partnerships and collaboration, which in part earned her the Chainalysis Customer Bridge Builder Award and recognition as the ACAMS AFC Professional of the year.  Minute-by-minute episode breakdown 2 | Erin West's impactful work in SIM Swapping and Pig Butchering and law enforcement 4 | The global threat of Pig Butchering Scams and transnational organized crime syndicates 6 | Psychological manipulation and its impact on educated and technical professionals 8 | Being named Chainalysis Customer Award winner as Bridge Builder of the Year (2024)  9 | Building bridges in cryptocurrency investigations and global collaboration with REACT Taskforce and Operation Shamrock  13 | Collaborative solutions to combat Pig Butchering scams 17 | The bottleneck of fighting Pig Butchering is handling victims  20 | Erin West retires from Santa Clara DA office to lead Operation Shamrock as nonprofit 23 | House Committee on Financial Services hears about Pig Butchering and crypto scams 26 | OFAC sanctions Cambodian tycoon and businesses linked to Pig Butchering scams 29 | The future of Operation Shamrock and combatting Pig Butchering  Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Website: Operation Shamrock: Educate. Seize. Disrupt Website:REACT Taskforce: Regional Enforcement Allied Computer Team (REACT) Blog: Announcing Chainalysis' 2024 U.S. Public Sector Customer Awards Program Announcement:  ACAMS: AFC Professional of the Year (2024): Erin West Video: U.S. House Committee on Financial Services:Protecting Americans' Savings: Examining the Economics of the Multi-Billion Dollar Romance Confidence Scam Industry. Press Release: Treasury Sanctions Cambodian Tycoon and Businesses Linked to Human Trafficking and Forced Labor in Furtherance of Cyber and Virtual Currency Scams Blog: 2024 Crypto Crime Mid-year Update Part 2: China-based CSAM and Cybercrime Networks On The Rise, Pig Butchering Scams Remain Lucrative Podcast: Episode 45: How Law Enforcement is Combating Pig Butchering Crypto Scams (with Erin West and Alona Katz) YouTube: Chainalysis YouTube page Twitter: Chainalysis Twitter: Building trust in blockchain Speakers on today's episode Ian Andrews *Host* (Chief Marketing Officer, Chainalysis)  Erin West (Deputy District Attorney, Santa Clara County, Office of the District Attorney) This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material.  Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company. 

STS Patreon: Https://patreon.com/SurvivingTheSurvivorSTS YouTube Channel: Surviving The Survivor: #BestGuests in True Crime - YouTubeSTS Book on Audible: Https://www.audible.com/pd/Surviving-...STS Book on Amazon: Https://www.amazon.com/shop/surviving...STS Book (Hardcover Signed): https://premierecollectibles.com/waldmanSTS Merch Store: https://www.bonfire.com/store/sts-store/STS Website: https://survivingthesurvivor.com/All Things STS

Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREwebinars.com The homeownership rate has fallen due to low affordability. This means that there are more renters. There are still just one-half as many housing units as America needs. But it had been one-quarter. New duplexes, triplexes, and fourplexes are vanishing. I describe six reasons why. Two entire US counties now have a median home price of $2M+. Learn where they are. It's better to be an investor than a landlord or flipper. GRE Investment Coach, Naresh, and I discuss how to use a lower down payment to achieve a potential 20% cash-on-cash return with the BRRRR Strategy. Join our live, virtual event for this at: GREwebinars.com. Resources mentioned: Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREwebinars.com For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Hold properties are vanishing, and sadly, they represent some really good property types that are hardly being built anymore. American housing is changing for good. Two entire U.S. counties now have median home values of $2 million or more. You'll learn where those are and learn about a specific real estate investing strategy, where investors are getting especially high yield returns in today's low affordability market. All today on get rich education.   Robert Syslo (00:00:37) - Since 2014, the powerful Get Rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate, investing in the best markets without losing your time being a flipper or landlord. Show host Keith Weinhold writes for both Forbes and Rich Dad Advisors, and delivers a new show every week. Since 2014, there's been millions of listeners downloads and 188 world nations. He has A-list show guests include top selling personal finance author Robert Kiyosaki. Get Rich education can be heard on every podcast platform.   Robert Syslo (00:01:09) - Plus it has its own dedicated Apple and Android listener. Phone apps build wealth on the go with the get Rich education podcast. Sign up now for the get Rich education podcast or visit get Rich education.com.   Corey Coates (00:01:23) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:39) - What we heard in 188 nations worldwide. I'm your host, Keith Weinhold, and you're listening to get Rich education. Last week, I covered a lot of bad news here as you and I uncovered some real estate problems. Of course, overall, when you're invested in real estate and obtain productive working income for yourself through tenants in their employment, you can almost always play another side of the coin and be profitable because, well, it really comes right back to the fact that real estate pays five ways simultaneously, for example, souring housing affordability. Well, that's bad for homeowners. That's bad news for people that are primarily want to be homeowners and not you. You're an investor. In fact, here's exactly what that means when you're the investor, the homeownership rate has fallen in in the past year.   Keith Weinhold (00:02:38) - It's gone from 66% down to 65.6% due to that low affordability. Okay. Well, that's just a 4/10 of a percent drop in the homeownership rate. And it is poised to fall further. Or what does that 4/10 really mean. Well, that's the proportion of Americans that don't own their homes. So then they have to rent. And this means that there are hundreds of thousands more American renters today than there were just a year ago. And that pushes up rental demand, rental occupancy and the price of rent itself. And that's what you get to capture off from a low affordability problem, which outsiders only think of as bad real estate news, because it is bad news through the lens of that one of your first time homebuyer. Now I want to tell you about the property types that are disappearing. Just vanishing today, and it's the degree to which it's happening that you probably aren't aware of. I'll also tell you why it's personally concerning to me, why this is all going on at all, and I don't even see any reason that it's going to turn around.   Keith Weinhold (00:03:52) - It's probably going to get worse. What's going on is basically that too many builders have thrown their duplex, triplex, and fourplex development plans out the car window like it's an Apple Corps on a summer road trip. They are vanishing. Yes, 2 to 4 unit properties vanishing. In fact, if you're a newsletter subscriber here, you got to see a jarring chart that shows this. And what you'll basically see is that in 2007, the number of 2 to 4 unit properties built just fell off a cliff. It flatlined, and it still hasn't gotten up. The amount constructed now is still just one half to one third of what it had been in pre global financial crisis years. Really they're only closer to a third. All right. So what we're talking about here is only about one third as many duplex triplex and fourplex starts today as there were 20 years ago. And this is sourced by the National Association of Homebuilders. And some call this entire phenomenon M triple M multi families missing middle. And whatever you call this disappearing act.   Keith Weinhold (00:05:10) - Before I get to the reasons for why this is happening, I've got to tell you that this disappearance, it hurts me a little. It's sort of heartfelt because as you know, I began this way with a fourplex that was my first ever property of any kind. You know, the story where I lived in one unit and rented out the other three. It was just an amazing way to start with a bang. Well, now, when we compare this paltry construction, this dearth of. construction today, when we compare that to both smaller property types and larger property types, that being single family homes and five plus unit apartment buildings, will construction of all three of these types fell hard around 2008. But here's the thing. Single family homes and five plus apartment buildings. They got back up around 2010 and they started resuming more building. But duplexes and fourplex, they never did. They never had that happen. The number coming out of the market that just kept flatlining. Those new starts. All right.   Keith Weinhold (00:06:16) - So why exactly is this going on with these vanishing 2 or 3 and four unit property construction types? Why this trend? Well, first, it's NIMBYism, not in my backyard ism primarily of those single family homeowners, because once people are comfy in owning their single family home. Well, then they don't want higher density duplexes in fourplex built in their area. They fear that it can lower their property values. It'll almost certainly increase the traffic around that area. And the second reason is that there simply just been less building overall of most all housing types. And I have discussed this elsewhere, so I won't get into it again. Yes, it is that erstwhile housing supply crash. A third reason for these vanishing 2 to 4 unit properties is the need for zoning reform and the adoption of what's called light touch density. Light touch density. That means a zoning strategy for more dense housing. And what are we up to now for? The fourth reason is that builders, they find more scale efficiencies when they build larger apartments.   Keith Weinhold (00:07:25) - Fifth is limits in international building codes, in international residential codes. And the sixth reason is that this trend began around 2008. These more recent work from home lifestyle starting in 2020. That means that residents can live in single family homes, and they tend to be further from the urban core, rather than 2 to 4 unit properties. And this lifestyle trend right here, that can mean that this disappearing trend for this property type continues. And there you go. They are the six reasons for why. If you were 2 to 4 unit properties are being built today, drastically fewer. And I lament this fact because see duplex the four plex neighborhoods, they can have good walkability where you don't always need a car to get everywhere. And yet at the same time, they still have ample green space. Now, conversely, some fourplex neighborhoods, you know, they can get to look and really junky. Well, they all have different owners. And then there are dumpsters all over the place, like my first fourplex was, and like my second fourplex was as well.   Keith Weinhold (00:08:33) - I really hope that builders become more attracted to the 2 to 4 unit space. See, with giant large apartment complexes, say 300 units. Well, the builder has to wait until the construction of all of those 300 units are done until they can start filling it with rent paying tenants. So therefore builders have to wait longer to start getting that rent income. But instead, construction of this missing middle housing that can be broken into phases. And that way units can be open when they're completed. And that provides early rent revenue to the builder and 2 to 4 unit properties. I mean, they really are an investor sweet spot, but due to builder and lifestyle trends like I'm describing, fewer are being built new. But please remember there were many missing middle properties built decades ago and they can still make good investment properties into the future. In fact, the first two fourplex that I bought were both built in the mid 80s, so there's still plenty that are already out there. The takeaway here for you is that you're going to be seeing fewer new ones, and that means that duplexes to fourplex is now take up a smaller proportion of America's housing stock, and that portion is positioned to become smaller and smaller going forward.   Keith Weinhold (00:09:56) - So it's not that death of these properties. We even have home builders at Gray Marketplace right now with new build 2 to 4 plex. So it isn't their death, but they are dying, waning in number. Now, Jerry recently got Ahold of some jaw dropping info here. I my gosh, now remember a few years ago, maybe even ten or more years ago when you probably heard something like certain small towns in California, Silicon Valley. They now had median priced homes that hit the million dollar mark. And you know, when you first heard that, you might have thought, oh, wow, it's not just neighborhoods, but entire towns in aggregate have hit the million dollar mark in some high priced American places. Well, then get ready for this. As housing affordability makes headlines in California in its wealthiest cities, continue to fight building more housing. We have two Bay area counties, not towns, but entire counties that have hit a milestone. The median price for sold homes there has climbed to $2 million or more.   Keith Weinhold (00:11:15) - We're not just talking 1 million anymore, and we're not just talking about one upper crust town, but two entire California counties now have median home prices of $2 million or more. And notice these are not asking prices. No speculation here. These are the values, the amounts that they have actually sold for. And this is according to a recent California Association of Realtors report. Median homes are now $2 million plus in which two Bay area counties, you might wonder? Well, first, Santa Clara County, which includes San Jose, they notched an even $2 million back in April. And yes, this is more than San Francisco County's $1.8 million. And the second county, it spirals even higher than that. The second California county, with median home prices of 2 million plus is San Mateo County. It's basically a county that lies between San Francisco and San Jose. And that's where the median home price sold for in San Mateo County, California, $2.17 million. Not just one upper crust town, but an entire county.   Keith Weinhold (00:12:38) - Not just $1 million, not even $2 million anymore, but $2.17 million. And this is not for a fancy, lavish home. This is just the median priced home in the middle and San Mateo County that is home to the nation's most expensive zip code, by the way. Atherton, California, where the median home price tops the charts nationally at $7.1 million. That's that is according to Compass Real Estate. And if that's not enough, homes are still flying off the shelves there. They're days on market is now at the lowest since 2022. And though all this sounds pretty astonishing right now, you know what? If you are listening to this episode ten years from now, well into the 2030s, you might think these were the good old days here. How quaint. Because over the next ten years, we all expect more inflation, and we've still got more housing shortage years between now and say, ten years into the future. And of course, here at URI, we don't tend to focus on the high priced markets, which tend to be on the coasts, things like this.   Keith Weinhold (00:13:55) - Really, it's just a harbinger of what's to come to more parts of the nation later on. What we do here is we help you win in real estate without being a landlord and without being a flipper. As a savvy investor that tends to buy either new or fixed up properties and might have a manager manage them for you, hands off is the place to be. Hands off is being an investor, and you get the best tax advantages this way to when your hands off and you know something. Some people that get into real estate investing, they think that they have to be a flipper, or that they have to be a landlord in order to make it profitable. Now, there's nothing wrong with those two disciplines. So much flipping or landlord. I was a landlord for a little while on my own properties. Most of my investment career. I use a property manager and I never flipped. It's just that these things flipping and landlord, they're not any sort of prerequisite to you being a successful investor. You can shortcut all of that with turnkey real estate investing or like with a different strategy that we're going to talk about later today.   Keith Weinhold (00:15:04) - What most people really want is the financial freedom that real estate investing brings. But in order to get there, it's often not the route that you think it is. It's typically not flipping or landlords. And, you know, really it's this way with a lot of things. For example, say that you want to own in ice cream business. Well, most people think that they have to start their own ice cream business from scratch. And like you need to find a space and you need to buy all the equipment and develop systems and go through the excruciating process of hiring all of your staff. No, a lot of times you can shortcut all of that by not starting your own ice cream business, but instead studying, vetting, and buying an existing ice cream business without having to start your own from scratch. Be strategic, study a little, shortcut the process and get in where it's profitable. You want the benefit of owning real estate without having to use a nail gun yourself, or being a manager where you're 25 tenants can text you.   Keith Weinhold (00:16:17) - What kind of life are you building for yourself? Then you want the benefit of owning an ice cream business. The way to get to the end goal. The path there is often different than you think. And here's another example that I can relate to, but I think that you will too. Do you have a favorite real estate? Influencer out there and they think about starting a podcast. Well, I personally know three real estate podcasters out there that have all quit. They produce some episodes and all three quit doing their podcast. And these are just among people I know and just real estate thought leaders. Just that space and all. Recent hosting your own podcast platform is a ton of work from. You need to have a huge bank of your own original content, to having the ability to book big name guests and then making sure they're prepared to. Making sure you have the right marketing team so that a podcast actually reaches the right people. It is work, work, work, and seemingly no one in this world knows that better than me.   Keith Weinhold (00:17:21) - With 500 plus episodes reliably released every single week since 2014, and we don't replay old shows either, there is nothing passive about this. There are so many shows today that if your favorite real estate influencer starts one, they're going to be competing with a lot that are already out there. I mean, anymore, even celebrities that start podcasts, they usually don't get any substantial reach or traction. All these people that start and quit their podcasts, they were too slow to realize that actually they didn't want to host a podcast. What they really wanted is for their voice to be heard. Well, the way to shortcut that, like with turnkey real estate investing or with buying an existing ice cream business, is that that influencer should have developed a strategy for being a guest on other shows that are already popular and established, probably by hiring an experienced and connected booking agent. That way, you've outsourced all of that marketing and research activity to another show that already did that for you. So the point is, be clear on getting what you want.   Keith Weinhold (00:18:34) - What is the goal that you want first, it's probably a large real estate portfolio built for leverage and income, and then work your way back to try to find the most efficient route to get there. And there are often shorter paths to get there than what you first thought. Now, when we talk about where are the best real estate deals today, you have to look harder than you did, say, 8 to 10 years ago. Coming up shortly, you'll have the pleasure of hearing an in-house chat with I in one of Gre's own investment coaches. We're going to talk about a strategy that specific and proven but underutilized in order to recapture those higher cash on cash returns like you could have gotten back in, say, 2015 and 2016. And for a time, I had been talking about how Newbuild properties and their builder interest rate buy downs, that they're really the place to be. And that's still true, but not to the extent that it was just a year ago, because today some builders, they're not paying down your interest rate for you as much as they did last year.   Keith Weinhold (00:19:39) - They're asking you to pay more toward it. Now. A few minutes ago, I told you about America's vanishing duplexes to fourplex. And if you're one of our newsletter readers, you got to see a jarring chart or two that demonstrates exactly what I was talking about there. And also in our newsletter, I show you great maps, real estate maps that beautifully demonstrate housing market trends and where the opportunities are for you. Also, in a recent letter, I showed you exactly where I'm getting 8% interest paid to me and what's basically a savings account. If you don't already subscribe, it is free. Our email letter is called the Don't Quit Your Day Dream letter. It's concise, valuable info that's just good, clean content that I put directly into your hands. It is easier to use than a website. Today's websites have paywalls and cookies, disclaimers or pop up ads. This is just the good stuff directly from me, straight to you. And you can get the letter now at get Rich education com slash letter that's get rich education com slash letter.   Keith Weinhold (00:20:50) - In a world of AI and bots, I actually write every word of the don't quit your daydream letter myself, just like I have from day one. And another easy way to start the free letter is text gray to 66866. Just do it right now while it's on your mind. Text gray to 6686616. I'm Keith Reinhold. You're listening to get Rich education. Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4%, you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk. Your cash generates up to an 8% return with compound interest year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25 K. You keep getting paid until you decide you want your money back there. Decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor, to earn 8%.   Keith Weinhold (00:22:02) - Hundreds of others are text family 266866. Learn more about Freedom Family Investments Liquidity Fund on your journey to financial freedom through passive income. Text family to 66866. Role under the specific expert with income property, you need Ridge lending group and MLS for 2056 injury history from beginners to veterans. They provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your prequalification and chat with President Charlie Ridge. Personally, they'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. This is peak prosperity.   Robert Syslo (00:23:00) - Chris Martinson, listen to get Rich education with Keith Arnold and don't quit your daydream.   Keith Weinhold (00:23:15) - Hey, would like to welcome in Gray's extraordinary investment coach. He's booksmart because he's got his MBA. He street smart because he's an active direct real estate investor, just like I am. Before joining gray back in 2021, he worked for financial publishing companies and in the banking sector, too and elsewhere. And today is an investment coach here.   Keith Weinhold (00:23:36) - He helps beginning real estate investors understand the process of acquiring rental property, and he helps veteran investors optimize their strategies to save on taxes and more. Hey, it's terrific to welcome back Naresh Vizard. Thanks a lot Keith. It's been a while, but I'm looking forward to talking real estate before we're done. Today, we're going to tell you about an upcoming live GRE virtual event, where you learn how to get 20 to 25% of immediate built in equity through real estate. And before we do the race, let's talk about what's really going on. Besides giving GRE devotees free education and guidance like you do, you also help them find the best deals on income properties nationwide and for a time, brand new build to rent properties they look good in. Many still do with a lot of rate buy downs into the fives and even the fours on those new build properties. But this year, I learned that builders aren't contributing to buying down the race for the investor like they had last year, and that the onus seems to be more on the investor to buy the rate down with some of these builders.   Keith Weinhold (00:24:44) - So tell us more about what's happening in America's build to rent sector. Well, Keith, build to rent. For those who don't know, it's been around here at GRA. Bill to rent asset classes, build to rent real estate. But it's the concept of builders building real estate properties with the intention of selling them to investors so they can rent it out. So right now I live in a house that was built, and I bought it because the builder intended for somebody to buy it and live in it. That's not built to rent. Build to rent is the idea of.   Naresh Vissa (00:25:16) - Specifically selling it to investors like our listeners, like our loyal followers who live out of state and who want to rent the properties out to tenants. Now, Build to Rent was very hot and it's still popular. I don't want to call it hot, but it's still popular for those who want new construction properties. However, the rehabs are making a furious comeback because there was about a four year period from 2019 to 23 or so where you just couldn't find good cash flowing rehabs.   Naresh Vissa (00:25:50) - Right. And when I say rehabs, I mean these older properties that were built 50 years ago, maybe as long as 120 years ago there we have some properties in our inventory that were built in the late 1800s, and they've just kept being rehabbed and rehabbed and renovated. Buildings are making a furious comeback because they're cash flowing better. Previously, they were just cash flowing marginally better than new construction built to rent properties. Now, especially with a strategy called ver, which we'll talk about some more, you can have the opportunity to get cash on cash returns back to what you remember in 2016, 2015 where we're talking 15, 16% cash on cash returns. I mean, some of our BR clients or listeners who ended up buying BRS, they're doing 2021 all the way up to 30% cash on cash returns. So BR simply means buy, rehab, rent, refinance, repeat the cycle. So that's B followed by for Rs b r r r r buy, rehab, rent, refinance. Repeat the process again.   Naresh Vissa (00:27:10) - And it's during that refinance where investors are getting a good chunk of their down payment back. Because what happens in that refinance is after you rehab it and you read it, you rent it out at the target rent, which almost all of these are renting out at very aggressive high target rents. When you refinance it, the property appraises at a value that's much, much greater post rehab than when you initially bought it. And that's where you get essentially your money back. You can choose to keep it in with the mortgage company so you have more equity in the property, or you can take the cash back and use it to buy more BR properties. It's become a very popular. Form of real estate investing. People think when they hear this. Well, it sounds like flipping, right. This is not flipping. Flipping is kind of like day trading. You're looking to make a quick buck, whereas in this case you're not selling the property. You're keeping the property with the intention of renting it out and collecting the cash flow from your tenant.   Naresh Vissa (00:28:19) - So that's in a nutshell, what BRR is. And we are having a live event on Tuesday, June 25th at 8:30 p.m. Eastern Time. That's Tuesday, June 25th at 8:30 p.m. eastern. Time to talk about and go over this BR process. The bird key process or listeners are familiar with turnkey. Well we have BR key which is similar except it's using the BR method. And Keith, you probably know this and you've talked about it a little bit on your podcast. BR has become the most popular strategy that our investors are utilizing this year, 2024.   Keith Weinhold (00:29:01) - Yeah. Now back to the build to render the new build properties is attractive as they can be because they attract a certain quality of tannin and they're not going to have any maintenance or repair issues, most likely for quite a while. The thing with those is, oh, you might pay 300 K or more for a new build. Single family home in the builder rent style with 20% down payment, 5% for closing costs, you're out of pocket. 75 K.   Keith Weinhold (00:29:30) - One reason that this has become the most popular strategy for gray followers we're talking about here. The BR strategy is that you could come out of pocket with a lot less to begin with.   Naresh Vissa (00:29:42) - That's number one. Number one is we have some GRE followers who went into this Berkey and they put no money down. They got lucky. They initially bought the property, and the property appraised so much that they got their money back and their down payment was actually zero. They didn't make money on it, but what they allocated, what they thought that they would allocate 25% down, they ended up using that money since they got it back to buy a second property and then a third property and then a fourth party. We have one guy who bought six properties, all birds, because he didn't get I don't want to say, look, we're not making promises that you're going to put 0% down. That's not the promises that we're making. The worst case scenario is that you put 25% down and that's your standard real estate investment.   Naresh Vissa (00:30:27) - But there is a chance that you could put 15% down or 10% down if the rehab turns out really well. And if you get a good appraiser, there's a chance it can happen. But the goal here, again, is not to make a quick buck or to house hack. We're not taking shortcuts here. The goal here is simply to buy a property renovated or rehab it and drive up the rent price, drive up the value of the property, put a good tenant in there and call it a day. Collect those cash flows. Now I do want to say a few things about that process. So like I said, the first thing that you do is you buy. So first you buy, then you rehab. You do not have to do we call it Berkey because everything is done for you. So when people hear this, they're like, oh, this sounds like I live in Florida. I don't want to go to Memphis. And by the way, this specific market is in Memphis, Tennessee that we're focusing on.   Naresh Vissa (00:31:26) - We have burrs in Baltimore, Maryland and Philadelphia, Pennsylvania and Pittsburgh, Pennsylvania. But we've identified Memphis as not just the hottest, but it just makes the most sense numbers wise. And so I want to go back to the point of, hey, you don't have to physically go or even go on Google and find handymen or rehab ers to do this for you, our Berkey provider. The best part is they do it all for you. It's completely taken care of. You literally just sign some papers. Once you decide that you like a property and the specs of the property, you sign some papers. They take care of it. The rehab takes about 90 days. Then from rehab to closing, it takes another 40 days or so. And then from closing to someone signing a lease that takes another 30 days to find somebody, stick them in there and takes another 30 days after that for the tenant to move in. So overall, this process can actually take just for one property. You can take six months.   Keith Weinhold (00:32:26) - Now. Naresh has touched on it somewhat. One conventional problem with the Burr strategy by rehab rent, refinance, repeat is that first are the rehab because it involves vetting and managing contractors, which is a real nightmare for many. So instead, we're talking about tapping into a system with a proven team of contractors and lenders and project managers to make it easy. It's known as Berkey, and it's in profitable Memphis.   Naresh Vissa (00:32:54) - Profitable Memphis. And I'll say this about Memphis, we're going to talk. Way more about this on the webinar. Highly recommend people go to GRI webinars. Com gri webinars.com. You can sign up for the webinar there. It's actually live. So this is not like something that you just can show up to whenever you want. It's a live event on Tuesday, June 25th at 8:30 p.m. Eastern Time. That's Tuesday, June 25th at 8:30 p.m. Eastern Time. Great webinars.com is how you can register. And like you said, we could have focused on Baltimore, Maryland or Pittsburgh. Memphis has really and I myself by the way, own five properties and four in Memphis proper.   Naresh Vissa (00:33:42) - And one is in the Memphis area and Mississippi, a suburb of of Memphis. And this I don't want to call it a town, because Memphis used to be one of the most popular towns in the south back in the day. But this city has really come up as a result of pandemic, of population growth, of even inflation. We've seen rents go up, we've seen the population go up. Memphis is not what you think of from eight years ago. Seven years ago when I first bought my properties. I'll admit, when I bought my first property seven years ago in Memphis, I had a lot of problems with tenants. I had a lot of problems with the city. I didn't like what I was reading about the police department, just all sorts of things. Not the police department, just crime in general. And Memphis has really turned itself around. Not completely turned itself around, but it's gotten better. And we're seeing it just on the investment side because that's where we're seeing appreciation growth. My personal properties, they're up since 2020, since January 2020, I was when I closed all my last Memphis property.   Naresh Vissa (00:34:49) - They're all up at least 50% in value. So it's a market that's still appreciating. But the most important thing because we are cash flow investors, not necessarily appreciation investors. It's great to get the appreciation, but the rents keep going up. And I actually today I've talked to a Berkey client, great loyal Jerry listener and follower who ended up buying three properties, and she's on her fourth one, or about to do a fourth one with this Memphis market provider. And when she told me her rents, I was blown away at how much these properties were renting for before the rehab. So it's not just the appreciation again, that goes up after the rehab, how much they were renting for before the rehab. We're talking less than $800 a month and post rehab. Her rents went up by nearly 50%, about 45% on average. House rehab is like three bedroom, one and a half bathroom. Homes initially she bought them. This is how a lot of the properties are. They only had two bedrooms and they converted one of the spaces.   Naresh Vissa (00:36:05) - The rehab were converted at no extra. You know, it's all inclusive of the rehab charges. They were able to find space in a lot of these properties that were two bedrooms to create a third bedroom and turn them into three bedroom properties instead of two bedroom properties, which also improves the value of the home. And you can get another body in there and increase the rent. So, Jerry, listeners have been really, really happy with this burpee process because at the end of the day, you really do get more bang for your buck. Yes, new construction overall. It's just safer. We have tons of great new construction providers, especially in Florida, whom we recommend, but this is an alternative for those people who don't have $100,000 sitting in the bank ready to invest in a new construction, single family, or a new construction duplex. The Berkey, I mean, really all you need is about 20, $25,000 to do it. And like I said, if you get lucky, you could get a decent portion of that back after the rehab.   Keith Weinhold (00:37:08) - Well, you bring up so many good points there in the race. For one thing, with real estate, you can intentionally improve the value. That's something that you cannot do if you own a stock or if you own cryptocurrency, or if you own gold, you can help control what your investment is worth. And a lot of that happens here in the rehab process. Well, the race would love to tell you more, including walking you through an example with numbers, but that's the best place for him to do it. That is on the live event next week because it is co-hosted by narration. You can join the live virtual event from the comfort of your own home. You can ask questions and have them answered in real time. It is all free and we'll also be sharing special off market Berkey inventory. In Memphis for two, three and four bedroom properties, so go ahead and attend on June 25th. Which again is next Tuesday. Be sure to register now at GR webinars.com. Just been great to walk through the Berkey.   Keith Weinhold (00:38:12) - Thanks so much for coming back on the show.   Naresh Vissa (00:38:14) - Thank you. It's been a pleasure.   Keith Weinhold (00:38:21) - Oh good info from Gree investment coach Naresh as always. Next week's live event. That could be a bigger deal than the Paris Olympics this summer and this year's presidential election combined. Oh yes. Well, at least it expects to be more profitable for you than those other events. It will also be more entertaining when you join as an attendee live next week. Certainly more entertaining and informative than Olympic handball and Olympic race walking, no doubt about that. I don't think I've offended any race walking fans because there are only perhaps five in the world. In any case, BR is a process by which, after you buy months later, you can expect to refinance at a higher valuation since the property has been rehabbed from your initial purchase, and then you get a big chunk of your own down payment back, meaning you have less invested in the deal. And that's why you get a higher cash on cash return. Because cash and cash return all that is, is your annual cash flow divided by your initial investment or your starting equity position.   Keith Weinhold (00:39:37) - The last R in BR is repeat. You can repeat sooner because you did get some of your invested cash back. And that's part of what makes the strategy so effective. Now is part of your refi. You might get a post appraisal rehab that's so high you essentially get all of your down payment money returned to you, at which point it would be an infinite return because you don't have anything invested in the deal. But you should not count on having all of it returned, just a lot of it or most of it. Next week's live event is where the BR real estate investing strategy gets introduced to a wider swath of America one last time. Attend live next Tuesday. The 25th. I really encourage you to check it out. Be sure to sign up for the virtual GRE live event now! It's pretty quick and easy to do at GR webinars.com. Until next week, I'm your host, Keith Weintraub. Don't quit your day dream.   Speaker 5 (00:40:41) - Nothing on this show should be considered specific, personal or professional advice.   Speaker 5 (00:40:45) - Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of yet Rich education LLC exclusively.   Robert Syslo (00:41:09) - The preceding program was brought.   Keith Weinhold (00:41:10) - To you by your home for wealth building. Get Rich Education.com.