Podcasts about santa clara county

Welcome to the latest Bay Area Housing Market Update for May 2025!

Housing Market Insights: Affording Homes in Santa Clara CountyIn this episode, we dive into the current real estate market in Santa Clara County, emphasizing the high income needed to afford homes in the area. We discuss the trends in housing prices, the shift towards a balanced market, and strategies for buyers in this changing environment. The episode also highlights specific property listings, provides tips for prospective buyers and sellers, and includes a bit of historical context on home features. If you're navigating the Santa Clara County housing market, this video offers valuable insights on making informed decisions.Santa Clara County Nearing a Balanced Real Estate MarketHomebuyers need to make more than $400K in this Bay Area region to afford the 'typical' home, analysis findsREO of the Week Apple Homes for sale  Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: The Cost of Buying a Home in Santa Clara County00:26 Understanding Housing Affordability in Santa Clara00:52 Visualizing Home Buying Costs01:26 Current Market Trends and Income Requirements02:56 Balanced Market Insights07:02 Home of the Week: Mountain View08:20 Distressed Home of the Year09:07 Historical Tidbits and Conclusion

When to Lower Your House Listing Price & Real Estate Market UpdateIn this episode, we explore when it's appropriate to lower your house listing price and the importance of professional-quality photos in real estate listings. The host emphasizes the need for realistic pricing and discusses the strategies of listing low to attract buyers. Additionally, the episode provides an update on the current housing market conditions, including inventory levels and interest rates, with a focus on the Santa Clara County and Napa regions. Special attention is given to the factors affecting home sales such as location, house condition, and market dynamics.When Should You Lower Your Home's Listing Price?BAD PHOTOS Mortgage Rates this week What you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistInventory And Supply Charts00:00 Introduction: When to Lower Your House List Price00:04 The Importance of Professional Photos01:03 Setting the Right Listing Price02:28 Consistent Marketing Strategies03:21 Understanding Price Cuts and Market Trends04:33 Current Market Analysis06:05 Conclusion and Final Thoughts

Listen to expert guest, Dr. Kathryn Page in this just released podcast on Fetal Alcohol Spectrum Disorder and FASD-WISE Parenting for practical strategies to support your child with FASD, from hard places.Trauma and attachment experts share the latest information specifically related to adoptive, foster and kinship parenting. In every episode, you will find helpful insights and practical parenting tips.Bio of Guest: Kathryn Page earned a PhD from the Center for Psychological Studies in Berkeley and an internship in addiction recovery at Stanford, a few highlights of Kathryn Page's career include: Disabilities Specialist for the Santa Clara County Juvenile Drug Treatment Court; bilingual School Psychologist in San Lorenzo; 504 Coordinator in the Santa Clara Juvenile Hall; and teacher of social workers with UC Davis Extension.Dr. Page has been working on FASD for 30 years. She founded and directed the diagnostic clinic in Santa Clara County, CA, and is the co-chair of that county's 5-year plan. She provides the mandatory FASD training for Los Angeles County's mental health providers, and advocates for legislation at the state and federal levels. Kathryn consults, writes, teaches, and lives with this condition in her son as well as herself.

San Jose Homeowner Equity Boost & Bay Area Luxury Homes HighlightsIn this episode, we discuss the recent update to San Jose's first-time homebuyer program, increasing equity from 70% to 85% for over 400 participants. We also highlight several notable real estate listings, including a $3.8 million Cupertino home, a spacious Willow Glen house, and a luxurious $27 million Pacific Heights mansion. Additionally, we review recent Bay Area home sales statistics, revealing robust activity in Santa Clara County.San Jose gives more equity to first-time homebuyersCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Technical Glitch00:03 San Jose Homeowner Equity Program01:35 Cupertino House of the Week02:21 Willow Glen House of the Week03:29 Luxury Home of the Week in Pacific Heights04:49 Conclusion and Sign-off

The Real Impact of Home Staging and Home-Buying Tips for NewlywedsIn this episode, Vito discusses an article highlighting how home staging can influence prospective buyers by focusing on décor rather than underlying issues. He explains the value and purpose of staging, including enhancing the photography and overall appeal of a property. Vito also delves into the challenges newlyweds face when balancing wedding expenses with the goal of buying a home, citing a survey where many couples preferred down payment assistance over traditional wedding gifts. He touches on current mortgage rates and provides insights on what $2 million and $1 million can get you in Santa Clara County. The episode closes with a reminder about the seller's market conditions and negotiation tips for homebuyers.48% of Newlyweds Asked for Down Payment Help Instead of GiftsStaged Property: Buyers BewareMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Mic Check01:10 Staging Tips and Client Stories03:12 The Financial Side of Weddings and Home Buying05:42 Current Mortgage Rates and Market Insights

2025-2026 Home Price Growth Predictions & Current Market AnalysisIn this episode, Vito discusses a recent experts' poll predicting that home price growth will ease in 2025 and 2026. He analyzes why this trend may occur, touching upon current high rates, buyer apprehension, and media influences. Vito also provides insights into the markets of Santa Clara County, Silicon Valley, and the Bay Area, noting that while inventory is increasing, it is still not enough to balance demand. He highlights specific properties for sale, offering advice for potential buyers and investors. Finally, Vito reviews home sales data, emphasizing the importance of a balanced market for both buyers and sellers.Home Price Growth will Ease in 2025 and 2026REO of the Week Apple Homes for sale Mountain View home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Market Overview00:18 Media Influence and Market Sentiment01:09 Current Home Price Trends01:40 Local Market Insights: Santa Clara and Silicon Valley02:43 Property Listings and Analysis04:26 Market Inventory and Buyer-Seller Dynamics07:04 Conclusion and Final Thoughts

Understanding Mortgage Lenders vs. Servicers & Current Real Estate TrendsIn this episode, we break down the key differences between mortgage lenders and servicers. Learn how mortgage lenders help you originate loans and why servicers handle your monthly payments. We also delve into the impact of high interest rates and low home supply on the real estate market. Get insights into recent home price trends and comparisons of various listings in Santa Clara County, including some high-value properties and unique fixer-uppers.What's the Difference Between a Mortgage Lender and Servicer?High Interest is Keeping Home Supply LOWGet Your AC NOW Santa Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Overview01:21 Role of Loan Brokers and Loan Officers03:45 Los Gatos House of the Week04:24 Highs and Lows of the Week06:40 Conclusion and Final Thoughts

Will Tariffs Impact the Housing Market? | Cupertino House of the WeekIn this episode, Vito from Abano explores the potential impact of new tariffs on the housing market, emphasizing the regional variations in real estate trends. He provides insights into consumer sentiment, economic uncertainty, and their effects on home prices. The episode also features detailed tours of selected Cupertino and Willow Glen properties, including a luxury home in Atherton. Vito highlights the importance of understanding micro markets and presents market data on Santa Clara County and the Bay Area. Don't miss the detailed property reviews and current real estate trends!Will Tariffs Impact Home Sales in the US?Cupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE00:00 Introduction: Will Tariffs Impact the Housing Market?00:05 Micro Markets and Regional Variations01:34 Impact on Home Prices and Consumer Sentiment02:59 Regional Housing Market Insights04:10 Cupertino House of the Week05:28 Willow Glen House of the Week07:24 Bay Area Housing Market Report

Should You Replace Your Roof Before Selling Your Home? Expert Advice & InsightsIn this episode, we explore whether replacing your roof before selling your home is a good idea. While a biased article from a roofing company suggests roof replacement can increase your asking price, the true answer depends on several factors. Vito discusses the condition of your roof, the typical weather in your region, and insurance considerations. You'll also get insights on the costs of roof replacements and how they may or may not impact home value. Additionally, we take a quick tour of homes for sale in Santa Clara County, compare real estate markets, and touch upon current mortgage rates and their trends.Should You Replace Your Roof Before Selling Your Home?Mortgage Rates this week Home Inspection CHECKLIST HERE What you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE 00:00 Introduction: Should You Replace Your Roof Before Selling?00:25 Evaluating Your Roof's Condition01:31 Cost and Value of Roof Replacement04:46 Real Estate Listings Overview

President Trump says he will not limit the scope of his deportation efforts, going so far as to say schools across the country will also be targeted in sweeps and raids by Immigrations and Customs Enforcement agents. That looming threat has undocumented students attending UC Berkeley calling on the university to issue a strong statement of support for them. Santa Clara County's District Attorney is moving forward with pressing charges against a dozen students that took part in last year's on-campus pro-Palestinian protests, where demonstrators occupied the office of the campus resident. The Santa Clara DA alleges that the students are responsible  for thousands of dollars in damages, and are facing felony vandalism and trespassing related charges. The Trump Administration's trade war with China is heating up, and that may not bode well for California's agriculture businesses in the Central Valley. Learn more about your ad choices. Visit megaphone.fm/adchoices

Newly-elected Santa Clara County Supervisor Margaret Abe-Koga sits down with host Nick Preciado to detail her legislative priorities and how she's tackling some of the region's biggest challenges.

Expert Tips on Kitchen Renovation & Bay Area Real Estate InsightsIn this episode, Vito shares his expert advice on kitchen renovations based on his personal experiences. He discusses the importance of choosing the right materials, conducting thorough research, and understanding the financial implications of kitchen upgrades. Vito also delves into the real estate market, highlighting recent high and low property sales in Santa Clara County, and providing insights on factors affecting home prices, such as air conditioning and property updates. Whether you're planning a home renovation or looking to buy or sell in the Bay Area, this episode is packed with valuable tips and market analysis.How to Save on Kitchen CabinetsGet Your AC CHECKED NOWSanta Clara County Highs and LowsLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Overview00:06 Saving on Kitchen Cabinets04:13 Air Conditioning Tips05:38 Los Gatos Home of the Week07:33 Market Analysis and Insights10:33 Conclusion and Sign-Off

Essential Tips for Prepping Your Home for Sale + Bay Area Real Estate Market UpdateIn this video, Vito from Abano shares crucial tips for home sellers on how to make their homes clutter-free to attract potential buyers. He emphasizes cleaning and organizing every nook and cranny, including pantry, closets, cabinets, and even appliances, to present a model-home feel. Vito encourages viewers to read his in-depth article on staging homes (linked in his blog) and use a home inspection checklist to ensure all repairs and remodeling are disclosed. Additionally, he highlights some notable listings, including a $3.2 million house in Cupertino, a $1.8 million house in Willow Glen, and a $40 million luxury home in Hillsborough. Lastly, Vito provides a sales report update for the Bay Area, with Santa Clara County leading in sales volume and other counties like Napa and Alameda also showing intense market activity.Sellers: Clutter-Free Tips That Can Make Your Home Look More AppealingCupertino Home of the Week Willow Glen Home of the Week Luxury Home of the Week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction and Decluttering Tips00:29 Staging Your Home for Sale00:52 Organizing Your Kitchen02:46 Home Inspection and Repairs03:16 Cupertino House of the Week03:52 Willow Glen House of the Week04:28 Luxury Home of the Week04:58 Bay Area Real Estate Market Report06:12 Conclusion

Can Trump pardon Cain? Find out HERE.Was the 5 years too long? Too lenient? Find out HERE.When will Cain be released? Find out HERE.This week we take a deep dive into the 5 years handed down to Cain with a former prosecutor who knows the players and who knows the justice system like nobody else you know! We welcome back lawyer Daniel Chung and have a fantastic chat the likes you will never hear anywhere else!Now sit back and enjoy.Also, you'd look way cooler wearing our shirt. Go buy it.https://millions.co/fight-in-sight/merchFor sponsorship opportunities or to find out how you can be a guest on the show, please email us at fightinsightpod@gmail.comDaniel's IG: https://www.instagram.com/chungforchange/FIGHT IN SIGHT IG: https://www.instagram.com/fightinsightpodcast/FIGHT IN SIGHT YouTube: https://www.youtube.com/channel/UC8ZW2w0va-VWeep_JtlhAjQ#UFC #mma #cainvelasquez #freecain #bryanbarberena #bambam #danielchung #lawyer

Addressing the U.S. Housing Shortage: Challenges and SolutionsIn this episode, Vito discusses the severe housing shortage in the United States, emphasizing a shortfall of nearly 4 million homes. He explores the factors contributing to skyrocketing home prices, including lengthy permitting processes and financial disincentives for builders. Vito highlights regions like California, where regulatory red tape and bureaucratic hurdles slow down housing developments and advocates for initiatives like realtor.com's 'Let America Build Campaign' to streamline the building process. He also discusses recent housing trends, including price reductions and market conditions in Santa Clara County, while sharing insights on home inspections and the importance of turnkey properties in the current market.U.S. Faces 4 Million-Home ShortageGet Your AC NOWSanta Clara County High's and Low'sLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Introduction: The Housing Shortage Crisis00:48 Challenges in Home Building01:22 Government Regulations and Their Impact02:33 Proposed Solutions and Campaigns04:13 Personal Anecdotes and Home Buying Tips05:27 Market Analysis and Listings07:43 Highs and Lows in Real Estate09:44 Conclusion and Final Thoughts

Understanding Capital Gains Tax and Real Estate Insights for 2023In this episode, Vito Abano explores the intricacies of capital gains tax when selling properties, including primary residences and inherited homes. He breaks down the tax exemptions, both short-term and long-term capital gains, and the importance of consulting with a tax professional. Vito also discusses the benefits of forming an LLC for additional tax write-offs and how property improvements can impact your taxes. Additionally, he reviews the current real estate market in Santa Clara County, comparing property values, home features, and market trends. The episode wraps up with a detailed look at home listings and mortgage rates, providing valuable insights for potential homebuyers. Sponsored by the Home Inspection Checklist, Vito advises viewers to prepare their homes for sale by addressing necessary repairs in advance.Capital Gains Tax When You Sell PropertyWhat happens when Interest rates go below 6%Mortgage Rates this week

In this sponsored episode with Results for America, learn how Santa Clara County helped thousands of Californians stay housed. In 2024, homelessness surged by 18% nationwide, with 23 out of every 10,000 people living on the streets or in shelters. The costs of homelessness are enormous – not just to the health and well-being of those experiencing it, but also to taxpayers, as governments spend billions on housing and services. But there's a smarter solution: prevention. Santa Clara County, California, has proven it works. By helping at-risk residents stay housed — 93% remained in their homes two years later — the county kept families stable and saved taxpayers money. Every $1 spent on prevention returned $2.47 in public benefits.

A transit strike in Santa Clara County is having a ripple effect on this side of the hill, and local farmers are contending with USDA grant cuts.

Farmers Insurance Expansion and Bay Area Real Estate HighlightsIn this episode, Vito discusses Farmers Insurance's plan to expand home insurance policies ahead of expected reforms, expressing frustration over the lack of state-led insurance reform efforts. He highlights the issues potential homeowners face due to high insurance costs. Additionally, Vito reviews notable real estate listings, including high-end properties in Cupertino, Willow Glen, and Portola Valley, and provides the latest Bay Area sales statistics, emphasizing the current low inventory and market dynamics.Santa Clara County cuts early education programFarmers to write more California home insurance policies ahead of planned reforms

On this episode of the MTNTOUGH Podcast, Dustin sits down with John Nores, a former California Fish and Wildlife warden, author, and expert in anti-poaching operations. Growing up in rural Santa Clara County, his love for wildlife led him to a career protecting endangered species and combating black-market wildlife trafficking. He shares insights from his books, Hidden War and War in the Woods, detailing the fight against environmental crime. An Ironman Triathlon athlete, John's dedication to conservation mirrors his endurance in life.Follow John on Instagram @johnnores and visit johnnores.com to learn more.Presented by Sig Sauer.----

Maximize Curb Appeal & Decode the Current Real Estate MarketJoin Vito from Abitano as he delves into practical tips for enhancing your home's curb appeal, including decluttering, maintaining your yard, and creating focus areas. He also discusses the current state of the real estate market, addressing existing home sales, mortgage rates, and the real estate conditions in Santa Clara County and Napa. Discover insights on home inspection checklists and detailed analyses of property listings in Morgan Hill and San Jose. Vito provides expert advice on buying and selling homes in today's market. Don't miss this comprehensive real estate update!5 Ways a Home Garden Can Boost the Aesthetic Value of Your HouseMortgage Rates this weekWhat you get for $1MM in SILICON VALLEYHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, ActionWhat you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Curb Appeal Tips00:17 Maintaining Your Yard00:31 Sprinkler System and Focus Areas01:04 Fence and Furniture Tips01:44 Real Estate Market Update02:25 Home Sales and Mortgage Rates03:09 Home Inspection Checklist03:24 Property Listings in Santa Clara County05:03 February Market Numbers06:14 Napa Real Estate Insights

Do we have a right to night? Dana thinks so. We also have a right to health and there is more and more evidence that light at night can be detrimental to our health, and to the environment. Dana applies her legal expertise to her books, articles, essays, and speaking engagements to change people's ideas around the environment and light pollution. Dana Zartner is a teacher, lawyer and writer whose work centers on the use of international, and comparative law as tools for social justice advocacy with an emphasis on environmental justice, the right to a healthy environment, Indigenous rights, sustainable development, and the rights of Nature. A professor at the University of San Francisco, she has published numerous articles and essays on these topics, including the recent "The Right to the Night: New Legal Advocacy Strategies to Address Terrestrial Light Pollution" in Environs. She also has a book coming out with Island Press on March 4, 2025 entitled Standing for Nature: Legal Strategies for Environmental Justice, which examines existing rights of Nature laws around the world with an eye to cresting legal advocacy strategies for future endeavors. In addition to her academic work, Dana has served as an accredited representative at various UN meetings, including the Committee on Women's Rights in New York and the Expert Mechanisms on the Rights of Indigenous Peoples in Geneva. She has also done pro bono work with the One Million Tree campaign in Cambodia and in support of the Amah Mutsun Tribal Band's efforts to protect their traditional lands in Santa Clara County. Outside of her day job, Dana enjoys the natural beauty of Northern California, writes travel essays with an environmental theme, plays with her cats, and is working on a novel. Connect with Dana: linkedin.com/in/dana-zartner-5a112b102 https://www.facebook.com/dana.zartner https://www.instagram.com/dana.zartner/ BlueSky: dazart5.bsky.social Substack: Roaming WildCheck out Dana's book, Standing for Nature: Legal Strategies for Environmental Justice, with Fabian Cardenas and Mohammad Golam Sarwar (Island Press) https://islandpress.org/books/standing-nature#description Articles: The Right to the Night: New Legal Advocacy Strategies to Address Terrestrial Light Pollution, Environs: Environmental Law and Policy Journal (2024) The Tangled Web We Weave: Exploring Cambodia through the story of a spider ... a really big spider, Medium (March 26, 2024) Big Oil's day in court is coming - and it's long overdue, The Hill (October 11, 2023) Watching Whanganui and the Lessons of Lake Erie: Effective Realization of Rights of Nature Law, Vermont Journal of Environmental Law (2021) Justice for Juristac: Using International and Comparative Law to Protect Indigenous Lands, Santa Clara Journal of International Law (2020) Connect with The Soft Lights Foundation: www.softlights.org 

Erin West is the Deputy District Attorney in Santa Clara County, California, and the founder of Project Shamrock. Whether she's prosecuting eye-popping SIM-swap money grabs or putting large-scale pig butchering operations out of business, her stories and experience can help you stay safer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Understanding the Recent Drop in New Home Sales: Key Insights and Market TrendsIn this episode, Vito from Abottano discusses the recent 10.5% drop in new home sales reported by the Census Bureau for January. He explains that this decline is typical for winter and not a cause for concern. Vito highlights issues such as insufficient home construction to meet population growth, insurance challenges in high-risk zones like Florida, Texas, and California, and the potential impact of interest rates and recession on the housing market. He also provides insights on current housing prices, market demand, and strategies for pricing homes. Additionally, Vito reviews a couple of property listings, analyzing their features and market potential, and touches on the broader implications of job cuts in the federal sector and the future of residential and commercial real estate. Lastly, viewers are encouraged to download a home inspection checklist to prepare for selling their homes.Santa Clara County High's and Low'sNew Home Sales Drop 10.5%. Should You Care?

Understanding 'As Is' in Real Estate DealsIn this episode, Vito from Abitano explains the concept of buying a property 'as is' in real estate. He discusses the importance of due diligence, the duties of both the buyer and seller regarding disclosure, and the potential risks involved in purchasing a property without repairs or credits. He also covers the necessity of inspections and the legalities involved. The episode concludes with highlights of recent listings and sales in Santa Clara County, including a look at some high and low priced properties.What Does As-Is Mean for Buyers?Santa Clara County High's and Low's

Betty Duong made history last week when she was sworn in as the first Vietnamese-American supervisor in Santa Clara County. The county has one of the largest Vietnamese-American populations in the country and Duong is among a generation of children of refugees shaping life in the South Bay. Guy talks with Duong about decisions over housing, labor and health care that she'll face as a member of the board of supervisors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fresh off his re-election, Sunnyvale Mayor Larry Klein joins us to share his plans and vision for the future of Santa Clara County's second largest city.

This is the State of California. The Pro Football Hall of Fame is comprised of legendary athletes that have helped reshape the sport as we know it, but there's one individual who has not made the list. Bay Area native Jim Plunkett is the only starting quarterback to win two Super Bowl rings with the Raiders and has yet to be inducted into the Pro Football Hall of Fame. But Senator Dave Cortese is trying to change that. He introduced a Senate resolution pushing the 2025 selection committee to induct the former NFL quarterback into the Pro Football Hall of Fame. To talk more about it, KCBS's radio news anchor Bret Burkhart and KCBS's sports reporter Matt Pitman were joined by Senator Dave Cortese, who represents District 15, which encompasses a majority of Santa Clara County.

In this episode of the Prepared School Psych podcast, host Jenny Ponzuric interviews Emily Bersaglia, a nationally certified school psychologist and past president of the Santa Clara County Association of School Psychologists. With a career spanning since 2008 across four states, Emily discusses her focus on equity in education and her founding of the School Psychology Support Network. The conversation touches on Emily's journey in joining and eventually leading the Santa Clara County affiliate, the importance of professional networks, and strategies for maintaining work-life balance as a school psychologist. Emily also shares advice for new professionals and details upcoming workshops offered by her affiliate. The episode underscores the critical role school psychologists play and how professional associations can provide vital support and resources. RESOURCES: https://www.sccasp.org/ Two-week Free Trial Inside the Prepared School Psychologist Community: ⁠⁠⁠https://jennyponzuric.activehosted.com/f/159⁠⁠ Use code: PODCAST Experience the Prepared School Psychologist Community with a 2-Week Free Trial! Join over 300 school psychologists who are equipped with the knowledge and resources they need to excel in their roles. What You'll Get with Your Free Trial: Over 35 Mini-Courses: Access a wide range of topics designed to provide the essential knowledge and skills you need. Monthly Live Q&A Calls: Engage directly with Jenny Ponzuric and a team of veteran school psychologists to get your questions answered and gain insights. Community Forum & Remind App Access: Connect with a network of peers to exchange ideas and get support in real-time. Comprehensive Resources: Explore tools and strategies covering behavior management, executive functioning, counseling, and more. Ready to Equip Yourself with Essential Knowledge and Resources? Click here and use code PODCAST at checkout to start your 2-week free trial. ⁠⁠⁠https://jennyponzuric.activehosted.com/f/159⁠⁠ --------------------------------------------------------- Follow us on social media for updates, behind-the-scenes content, and more: Instagram: @jennyponzuric https://www.instagram.com/jennyponzuric/ LinkedIn: https://www.linkedin.com/in/jenny-ponzuric-1562a8119/ 00:00 Introduction to Emily Bersaglia 01:03 Favorite TV Shows 01:30 Role of Affiliates in California 02:27 Emily's Journey in School Psychology 03:51 Impact of Affiliate Involvement 05:17 Balancing Work and Volunteering 06:31 Encouraging Affiliate Membership 08:02 Determining Workshop Topics 10:49 Upcoming Trainings and Workshops 14:02 Advice for New School Psychologists 16:06 Becoming a Leader in Affiliates 17:36 Networking and Collaboration 20:28 Final Thoughts and Upcoming Events 21:32 Conclusion and Farewell The information and advice provided are for guidance purposes only, and all participants are required to follow federal and state law and their school district guidelines and policies.

Across the Bay Area, voters signaled a move away from progressive politics. A progressive mayor and DA were recalled in Oakland. A Levi's heir was elected as San Francisco's new mayor. The Bay Area rejected efforts to expand rent control and supported increasing criminal penalties for theft and certain drug crimes. What kind of platform do left wing political leaders need to appeal to this Bay Area electorate? We talk to political leaders about where progressives go from here. Guests: Jesse Arreguin, mayor, City of Berkeley; president, Association of Bay Area Governments; candidate, California State Senate District 7 Betty Duong, supervisor-elect, Santa Clara County, Board of Supervisors, District 2 Connie Chan, supervisor, District 1, San Francisco Board of Supervisors Edward Wright, director-elect, BART Board representing district 9. Wright is a former president of the Harvey Milk LGBTQ Democratic Club

The Kidnapping Of Brooke L. Hart Ad Free Safe House EditionMob rule threatens the city of San Jose, California in Episode 279 when the scion of a beloved wealthy family, the owners of the town's biggest department store, is kidnapped by a pair of opportunistic thugs. When the young man's body is recovered from the waters of the San Francisco Bay, the crowd gathers around the Santa Clara County jail, and the governor of California lets popular justice take its course.More stories of Mobs & RiotsBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-crime-historian--2909311/support.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. UN relief chief urged global support this week as Israeli legislation threatens aid to Palestinian refugees. California education chief vows to seek state solutions amid concerns over potential federal funding cuts. Immigrant rights groups rally in Fresno, vowing resistance to Trump's mass deportation plans. San Francisco mayor-elect Daniel Lurie pledges unity, prioritizes public safety, and vows government accountability after defeating London Breed. Santa Clara County leaders pledge commitment to community interests amid GOP threats of deportation and civil rights rollbacks. The post UN relief chief urged global support this week as Israeli legislation threatens aid to Palestinian refugees – November 8, 2024 appeared first on KPFA.

Welcome, everyone! I'm thrilled to have Supervisor Cindy Chavez with us today. Cindy is someone who has dedicated her life to serving the very community she grew up in – right here in Santa Clara County, the city of San José and the San Francisco Bay Area. Coming from a working-class family, Cindy brings a down-to-earth perspective and a tireless work ethic that resonates with so many of us in this area. Her journey is inspiring. She started at San José State University, where her commitment to community and social justice took root, leading her toward a career tackling real issues that impact people's lives, like health, transportation, and education. From her time at the South Bay Labor Council to her leadership on the Board of Supervisors, she's made a real impact on the landscape of Silicon Valley. As an advocate for wage equality she has pushed policies that support working families. She was instrumental in recognizing the 100th anniversary of women's right to vote in 2020, initiatives that help empower more voices in our community. Supervisor Chavez has also addressed some of the most critical issues in the county, from establishing the Intimate Partner Violence Blue Ribbon Commission to [...]

Max talks with Eric Peterson, Director of Santa Clara County Airports, discussed the landmark arrival of G100UL, an unleaded 100-octane aviation gasoline, at Reid-Hillview Airport in San Jose, making it the first airport in the U.S. to offer GAMI's G100UL fuel. Santa Clara County, motivated by studies linking lead exposure to nearby airports, decided to phase out leaded fuels in 2022, initially adopting Swift's UL94 fuel. However, the new G100UL caters to aircraft needing higher-octane fuel, expanding lead-free options for pilots. To encourage adoption, GAMI is offering incentives: aircraft based at Reid-Hillview and San Martin Airports can receive the required Supplemental Type Certificate (STC) for free by following certain steps, while Bay Area pilots who buy an STC by November 1 can get 25 gallons of free G100UL. Peterson highlighted challenges in sourcing G100UL due to limited distribution channels, which required direct contracting with the manufacturer Vitol Aviation. Currently priced at $6.99 per gallon, the fuel may decrease in cost once rail delivery becomes available. With EPA regulations pushing for lead-free aviation fuel, Peterson emphasized that the shift is imminent, positioning Reid-Hillview as a national leader in environmentally sustainable aviation practices. If you're getting value from this show, please support the show via PayPal, Venmo, Zelle or Patreon. Support the Show by buying a Lightspeed ANR Headsets Max has been using only Lightspeed headsets for nearly 25 years! I love their tradeup program that let's you trade in an older Lightspeed headset for a newer model. Start with one of the links below, and Lightspeed will pay a referral fee to support Aviation News Talk. Lightspeed Delta Zulu Headset $1199 Lightspeed Zulu 3 Headset $899Lightspeed Sierra Headset $699 My Review on the Lightspeed Delta Zulu Send us your feedback or comments via email If you have a question you'd like answered on the show, let listeners hear you ask the question, by recording your listener question using your phone. Mentioned on the Show G100UL Roll-Out Incentive Program#222 Unleaded Fuel G100UL Update – with George Braly + GA News What is GAMI's G100UL® unleaded avgas?Buy Max Trescott's G1000 Book Call 800-247-6553 Buy Max Trescott's G3000 Book Call 800-247-6553 Free Index to the first 282 episodes of Aviation New Talk So You Want To Learn to Fly or Buy a Cirrus seminars Online Version of the Seminar Coming Soon – Register for Notification Check out our recommended ADS-B receivers, and order one for yourself. Yes, we'll make a couple of dollars if you do. Get the Free Aviation News Talk app for iOS or Android. Check out Max's Online Courses: G1000 VFR, G1000 IFR, and Flying WAAS & GPS Approaches. Find them all at: https://www.pilotlearning.com/ Social Media Like Aviation News Talk podcast on Facebook Follow Max on Instagram Follow Max on Twitter Listen to all Aviation News Talk podcasts on YouTube or YouTube Premium "Go Around" song used by permission of Ken Dravis; you can buy his music at kendravis.com If you purchase a product through a link on our site, we may receive compensation.

Santa Clara County is about to elect its first ever Vietnamese American to the Board of Supervisors. In District 2, which includes downtown San Jose and the east side, Madison Nguyen and Betty Duong are vying for a seat that is open for the first time in over a decade. Whoever wins will play a major role in overseeing how the county spends money on issues like health care, housing, and human services. Links: Prop Fest KQED's Voter Guide Apply to be our intern Learn more about your ad choices. Visit megaphone.fm/adchoices

Stanford Law's Daniel Ho and computer science/law student Mirac Suzgun discuss the enduring impact of racially restrictive covenants in real estate with host Rich Ford. Though unenforceable since 1948, these clauses are a lingering reminder of housing segregation and racism in the United States, as Professor Ho's own experience of discovering a covenant barring Asians from purchasing his home highlights. The conversation also looks at legislative efforts to remove the covenants and an innovative AI tool developed by Stanford's RegLab that helps counties identify and redact these covenants, streamlining the process while preserving the historical record.Connect:Episode Transcripts >>> Stanford Legal Podcast WebsiteStanford Legal Podcast >>> LinkedIn PageRich Ford >>>  Twitter/XPam Karlan >>> Stanford Law School PageStanford Law School >>> Twitter/XStanford Lawyer Magazine >>> Twitter/XLinks:Dan Ho  >>> Stanford Law School PageStanford's RegLab >>> Stanford Page(00:00:00) Chapter 1: Introduction to Racial Covenants and AB 1466Host Rich Ford introduces the episode, guests Professor Dan Ho and SLS student Mirac Suzgun, and the topic of racial covenants in real estate. They discuss the persistence of racially restrictive covenants, despite being declared unenforceable by the Supreme Court in Shelley v. Kramer (1948), and highlight California's AB 1466 law, which aims to address the issue.(00:04:00) Chapter 2: The Role of AI in Redacting Racial CovenantsDan Ho explains how Santa Clara County faced the challenge of identifying and redacting racial covenants from millions of historical deed records. The conversation shifts to the AI tool developed by Stanford's RegLab, which automates the identification of racially discriminatory language in property documents. Mirac Suzgun elaborates on the stages of the AI tool, including OCR and machine learning, to help counties meet their legal obligations.(00:10:01) Chapter 3: Historical Context and Persistence of Racial CovenantsRich Ford and Dan Ho delve into the history of racial covenants, explaining their rise after the Buchanan decision (1917) and their persistence even after the Shelley v. Kramer ruling. They discuss how these covenants, though unenforceable, served as a community signaling function, reinforcing housing segregation for decades.(00:16:13) Chapter 4: The Legacy of Racial CovenantsRich Ford and Mirac Suzgun discuss the evolution of state-sponsored race segregation and the role of private covenants in perpetuating housing discrimination. They emphasize how these covenants, often embedded in property deeds, remain binding on homeowners, illustrating the historical entrenchment of racial segregation in real estate.(00:18:48) Chapter 5: Uncovering Historical Data and ResponsibilityDan Ho shares findings from a study revealing the prevalence of racial covenants in Santa Clara County. The discussion highlights the significant responsibility of a small number of developers in enforcing these covenants, contrasting this with the example of Joseph Eichler, who resisted such practices and promoted housing reform.(00:23:11) Chapter 6: Utilizing Technology for Social JusticeThe conversation shifts to the innovative tools developed to identify and address racial covenants in property records. The hosts explore the implications of these discoveries for understanding historical injustices and the importance of retaining historical records while advocating for modern social justice initiatives, plus closing remarks.

In the episode of TRM Talks, Ari sits down with Santa Clara County, California prosecutor Erin West of the REACT Task Force to discuss the double victimization of pig butchering scams, the importance of a whole of government and private sector approach, and how stopping scams from happening in the first place is the key. Today's Guests Erin West, Prosecutor, Santa Clara County Host: Ari Redbord, Global Head of Policy, TRM Labs Resources TRM Case Study: How the REACT Task Force is Tackling Pig Butchering

3 times a charm! This is the 3rd time Erin West (Deputy District Attorney, Santa Clara County, Office of the District Attorney) has appeared on the podcast speaking with Ian Andrews (CMO, Chainalysis) and all 3 episodes have been the most downloaded episodes in Public Key history. Erin talks about the evolution of combating crypto crimes, from SIM swapping to pig butchering scams.  She highlights the growing efforts with the Crypto Coalition and Operation Shamrock and how she will be leaving her position as Deputy District Attorney in Santa Clara to pursue operating Operation Shamrock full time. She reveals the bottleneck when it comes to combating pig butchering including victim shaming and the transnational organization of criminal syndicates.   She also highlights the need for a unified national strategy against crypto-related scams and increased public private partnerships and collaboration, which in part earned her the Chainalysis Customer Bridge Builder Award and recognition as the ACAMS AFC Professional of the year.  Minute-by-minute episode breakdown 2 | Erin West's impactful work in SIM Swapping and Pig Butchering and law enforcement 4 | The global threat of Pig Butchering Scams and transnational organized crime syndicates 6 | Psychological manipulation and its impact on educated and technical professionals 8 | Being named Chainalysis Customer Award winner as Bridge Builder of the Year (2024)  9 | Building bridges in cryptocurrency investigations and global collaboration with REACT Taskforce and Operation Shamrock  13 | Collaborative solutions to combat Pig Butchering scams 17 | The bottleneck of fighting Pig Butchering is handling victims  20 | Erin West retires from Santa Clara DA office to lead Operation Shamrock as nonprofit 23 | House Committee on Financial Services hears about Pig Butchering and crypto scams 26 | OFAC sanctions Cambodian tycoon and businesses linked to Pig Butchering scams 29 | The future of Operation Shamrock and combatting Pig Butchering  Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Website: Operation Shamrock: Educate. Seize. Disrupt Website:REACT Taskforce: Regional Enforcement Allied Computer Team (REACT) Blog: Announcing Chainalysis' 2024 U.S. Public Sector Customer Awards Program Announcement:  ACAMS: AFC Professional of the Year (2024): Erin West Video: U.S. House Committee on Financial Services:Protecting Americans' Savings: Examining the Economics of the Multi-Billion Dollar Romance Confidence Scam Industry. Press Release: Treasury Sanctions Cambodian Tycoon and Businesses Linked to Human Trafficking and Forced Labor in Furtherance of Cyber and Virtual Currency Scams Blog: 2024 Crypto Crime Mid-year Update Part 2: China-based CSAM and Cybercrime Networks On The Rise, Pig Butchering Scams Remain Lucrative Podcast: Episode 45: How Law Enforcement is Combating Pig Butchering Crypto Scams (with Erin West and Alona Katz) YouTube: Chainalysis YouTube page Twitter: Chainalysis Twitter: Building trust in blockchain Speakers on today's episode Ian Andrews *Host* (Chief Marketing Officer, Chainalysis)  Erin West (Deputy District Attorney, Santa Clara County, Office of the District Attorney) This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material.  Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company. 

Join Kelly Brownell in a conversation with Michael Dimock, Executive Director of Roots of Change, about transforming food systems through innovative policies. Discover how Roots of Change collaborates with various stakeholders to create nutrition incentive programs and support sustainable agriculture, focusing on community-first approaches. Learn about pioneering projects, insights into policy influence, and the future of agricultural practices. This episode provides an optimistic view of the evolving food system landscape and the potential for significant positive change. Interview Summary Why don't we begin by you explaining what Roots of Change does. What's the mission and role of the organization? Yes. We were originally founded by a group of philanthropic foundations that were very interested in food system change but had not seen much success in years. So we were really designed to be a catalyst to ignite the growth of what we would call the Good Food Movement. For 10 years, we were actually a philanthropic fund investing in different projects that built the power of the food movement. And then implemented projects that would catalyze change. That would show how you could scale change fairly rapidly by building collaboration. So that's really what we've been doing. And in 2013, the philanthropic fund ended, we'd spent down all the money. So we joined the Public Health Institute at that time because public health is such an incredibly important engine for food system change because the food system impacts public health so greatly. We've been since that time focused on policy change and implementing model demonstration projects. Thanks for that explanation. You talked about catalyzing change for transforming the food system. What sort of changes have you emphasized? We've been focused on a few key things. I would say that one of the most important for us has been healthy food access. And doing that through the creation of nutrition incentive programs. And the reason we're interested in that is, all the changes that we pursue are aimed to hit several different levers of change simultaneously. By building nutrition incentive programs, you help the small and midsize farmers who are supplying local grocery stores, the farmers markets, and at the same time, you're creating the funding for low-income families to actually purchase organic, regenerative, sustainable agriculture. From their local market. You get a lot of payoff for that kind of action. You mentioned incentives. How do incentives fit into this? There is a program, a federal program called the GUSNIP. Named after Gus Schumacher, who was Undersecretary at USDA during the Clinton years, and actually worked with us early on. And so that program is a pool of funding through the Farm Bill that is given as grants to either states or nonprofits that are creating these programs where a family comes in with their SNAP benefits, and their purchasing power is doubled. They're given matching dollars to buy fruits and vegetables from a farmer's market, a local store, grocery store. So it's an incentive to purchase fresh nutritious food. And so, we have worked on the original federal policy. We're one of the first demonstration projects to show how you do nutrition incentives working with folks in the upper Midwest and in the East. And then we created an analog. California also has a matching fund which helps us pull more money from the federal level. So, we can really get a big impact at the local level. And we built that California program as well. We've been really deep in nutrition incentives. But we also work on farmer farmworker protections from heat. It's a big problem out here in the West. Increasing temperatures. We're working with different scientists, epidemiologists, and farmers to figure out best management practices or technologies that keep farmers cool. And then we also work on programs to provide incentives for ranchers to produce regenerative meat, that is grass-finished meat. So, those are the three areas working in right now. But we're also just starting a project. I have a meeting today with the California Department of Food and Agriculture to develop a plan for mid and small-scale infrastructure for regional food systems in the state of California to be achieved by 2040. One thing I really like about your approach is the lining up of incentives to produce food in a way that's better for both human health and the environment. Because so many incentives are lined up the other way. Obviously, the food industry wants to make as much money as they can, and that comes from highly processed foods that aren't very good for health. And then the same sort of incentives lines up for agriculture to do industrial forms of agriculture where you maximize the yield per acre. To turn that around is really going to be a major effort. One thing I like about your approach is that you're trying different things that can become models for what could be used in a very broad scale in terms of public policy. I really admire that and like what you're doing. Do you have an overall strategy for helping bring about change? One of the things that we did in 2010-11 is we did a deep analysis of the food system and did a systems dynamic map of the entire food system. Working with leaders, Secretary of Agriculture for California, farmers - big size, small size, organic, conventional, with food justice folks. And we looked at where are the real intervention points. One of the things that we really realize is that, as you were pointing out, the current incentives are for industrialization, basically. And so, the question is, how do you actually change that? And policy is one important lever for doing that. So, we work a lot on trying to change the policy levers to create incentives for what we would call healthy and resilient agriculture. Tell me more about how you go about doing that. I'd love to hear when you're done with that, how you go about doing that with policymakers. Well, I'll jump right in on that. Let's look at what we did with nutrition incentives. So, working with Fair Food Network out of the upper Midwest, and Wholesome Wave out East, Roots of Change did a study. We created our own nutrition incentive programs using philanthropic dollars and some USDA kind of innovative dollars, and then we studied it for two years, what the impacts were. We wrote a report then, which went to Congress, to Debbie Stabenow in Minnesota, who was the Senator there who was on the ag committee. And she began writing a bill that would say, okay, let's provide incentives for people to buy healthy food that also helped the small farmers. So that switched the incentive from the big agricultural systems to the regional food system players. That was one way we did it. The other thing that we did in California was we organized all the farmers markets to go to the State of California and say, look, if you provide this nutrition incentive program in California and analog, we'll pull down more dollars from the federal government. The California legislature said that's a great idea. They got on board. Which then helped the farmers markets to provide more funding because farmers markets are often stressed. Too many markets, so there's problems. Competition between markets. So, to provide a new market, which is low-income families who are using nutrition incentives and their SNAP dollars, that was really important for the farmer's market. Those farmer's markets became another big piece of our strategy. Our way of making change was just to build collaborations, large collaborations of people. We work with many other nonprofits and farming groups in California to approach the legislature and over the last three years we've gotten $1.3 billion dollars in investments from the state of California into sustainable agriculture and food justice. Because we're able to build these large collaborations who convince the legislators who really care about votes that there's enough people out there want to see this happen. And we have just placed a billion-dollar request on the next bond, which will be in the next election, November. This November there's the climate bond. It's called a climate bond for the State of California. Ten billion dollars, one billion of that will be dedicated to nutrition, nutritional health, farm workers, and sustainable agriculture. So, in all ways, it's about getting enough voices. So, if you look at what we're really trying to do, we're trying to build the power of what we would call the Good Food Movement. Best of luck with that billion-dollar request. I really hope that goes through. You know, in the beginning of your response to my last question, you talked about a report that you did in concert with other organizations around the country and how that became influential in the policy process. Very often, some of the people in my orbit, scientists, wonder how they can help with this kind of thing and how they can do work that makes a difference. And I've often thought that speaking with people in the policy and advocacy world, like you, turns up some really interesting questions they could help address, if they knew what those questions were. But they often aren't having those conversations because they're mainly speaking to other scientists. That's one of the reasons why I so much like having people who approach things like you do on this podcast series. Scientists aren't our only listeners, but they're among them, and it's nice to give them ideas about how they can connect their work with what's going on out there on the ground in terms of policymaking. So, you emphasize putting people in communities first. What does that mean? And how does that play out in the work you do? It's a great segue from what you were just saying about the need to combine community voices with nonprofits and scientists, academics, and people who are good at research and who are good at analysis. Back to this idea of nutrition incentives that really grew out of what community groups were doing. The IRC (the International Rescue Committee) works with immigrants from Africa, primarily at that time who were coming into San Diego. And they were farmers, mostly. They were escaping violence, war, in their countries. And they came to San Diego and the IRC worked with them to create a farmer's market, and a farm - a community farm. And those folks were the ones that were saying, this program works. And this is a really good way to solve many problems at once. So, we were hearing from community members and the nonprofit that had created this model. So, it was a way of us understanding what was actually working on the ground. So that's one example. I can also say that in 2017, 2019 and 2020, we had terrible fires here in California. We also had all that followed with COVID in 2020. We were working with the University of California at Davis. Tom Tomich, who at that time was with the Ag Sustainability Institute at UC Davis. And we were doing research on how do you deal with climate change as small farmers? And what we realized is there was this moment in time when all of these things that have been piling up were impacting the ability to get meat. You'll remember that meat disappeared from shelves for a while because all the big plants that process meat in the Midwest were shut down due to COVID. So, what we did is then went out and we interviewed ranchers up and down the State of California, and we asked them, what do you need? And are you interested in finishing animals for grass-fed markets? Are you interested in building local markets? We got a lot of feedback that led to a white paper that Roots of Change published with the University of California at Davis and put out to the world. Which led to us getting a grant to actually take some of the suggestions and the recommendations we had gotten from the producers about what to do. What's that led to now? We have built a relationship with the University of California: ten campuses, five medical systems. They have committed to buy regenerative regional meat from the State of California. That grew out of a white paper, which was fed information by the ranchers on the ground, analyzed by academics and nonprofits, and delivered in a system that's now gotten the university to make a commitment. So, it's another example of just how you can mix all these great parties to get some sustainable change at a large scale? Now that leads me pretty nicely to what my next question. And it has to do with what's needed going forward and how do these things occur in more places in a bigger way than the places they are now. Now you mentioned, for example, the regenerative agriculture pledge that got made by the University of California system. That's a big enterprise. There are a lot of people that get touched by that system. So, that's a pretty impressive example of taking an idea that might've been smaller to begin with and then became bigger. Going forward, what kind of things are going to be needed to make that kind of thing happen more often? That's a really good question. Kelly, I think that one of it is communication. I mean, perhaps some somebody will hear this and reach out to us and say, how'd you do that? And then we'll say, well…and they'll tell us what they did and we'll learn from them. One of the things I'm really interested in, always been interested in, and one of the things that Roots of Change is focused on is trying to convene people to share information. Because you build partnerships when you share information. And those partnerships can become the engines for getting the policy makers or the corporations to change their modalities. How they're doing things. Because they realize, hey, the writing is on the wall. This has to happen. We need to figure out how to get there. And sometimes it's complex to get there because the food system is very complex. So, I would say that one of the things I'm really looking forward to is more cross collaboration. You know, we're living in the season of elections. We're hearing it on the news all the time. And the thing that drives the policy makers is whether or not they're going to be elected or reelected. And so, the more that we can convince them that there is a large majority of the public that wants to see these fundamental changes in the food system. We will have their support. We've seen it in California. We are getting incredible support from our Secretary of Agriculture, our governor, and our Secretary of Natural Resources. They work together to create things on the ground. I would say that the Tom Vilsack and Biden did a lot for regenerative agriculture, working on two big projects that have been funded by the USDA that will touch a thousand ranchers of bison and beef to get them to learn about, adapt, adopt, and then build new markets for their products. So that's an important piece. The other is the marketplace and companies want to sell their products. So, the more that consumers become discerning and what they're purchasing, the better off we're going to be. So, we have a podcast like you do. And what we're trying to do is just educate people about the connections between what they're doing and what the farmers and ranchers out there who are trying to do good work with the land and with health and with their workers. We just try to promote this idea of making good decisions about what they purchase. Tell us a little bit more about your podcast, which is called Flipping the Table. Tell us more about what you're trying to accomplish and the kind of people that you speak with. Well, it's similar to yours in a certain way, I would say. Because what I'm doing is interviewing the people that are doing the kinds of projects that we think are scaling change or could scale change. Or people who have a depth of understanding. So, the regenerative meat world, we've done a lot in the last few years. Talking to Nicolette Hahn Nyman, who wrote a couple of books about the meat system, with a great rancher up in Northern California, who advises other ranchers on how to finish their animals on grass in California in a dry environment. I just, today we dropped a podcast with Cole Mannix from the Old Salt Co op in Montana about the ranchers he's pulled together. The co op he's built that has a slaughter plant, restaurants, a meat shop, and has an online thing. And then they do a big, they do a big annual event in the summer during the solstice. So, you know, we're just trying to get voices who, like you are, who are, who are modeling and educating the public around what is happening. How much is actually happening. I've been in this world for 30 years almost, and I have to say, I have never been more optimistic about the scale of change, the accelerating speed of change, and the possibilities that lay ahead. BIO  Michael Dimock is an organizer and thought leader on food and farming systems and heads Roots of Change (ROC) a project of the Public Health Institute. ROC develops and campaigns for smart, incentive-based food and farm policies that position agriculture and food enterprises as solutions to critical challenges of the 21st century. Since 2006, Michael has been spawning and leading education and policy campaigns, community dialogues and creative engagements with government and corporate leaders to advance regenerative food and farm policies and practices that make agriculture and food enterprises solutions to critical public health challenges of the 21st century. His leadership has helped create one new law and funding program at the federal level and three new California laws that included two new funding programs and five successful budget requests. He began his career in 1989 as a sales executive in Europe for agribusiness and in 1992 founded Ag Innovations Network to provide strategic planning for companies and governments seeking healthier food and agriculture. In 1996, he founded Slow Food Russian River and, from 2002 to 2007, he was Chairman of Slow Food USA and a member of Slow Food International's board of directors. Michael's love for agriculture and food systems grew from experiences on a 13,000-acre cattle ranch in Santa Clara County in his youth and a development project with Himalayan subsistence farmers in Nepal in 1979. He is the host of the podcast Flipping the Table featuring honest conversations about food, farms and the future. 

Pig butchering is worse than just manipulating someone and taking their money. It leaves them with emotional anguish. Once their finances have been drained, they lose their financial security and they no longer trust people. Today's guest is Erin West. Erin has been with the County of Santa Clara for 26 years and is a Deputy District Attorney. She specializes in cryptocurrency investigations and prosecutions.  Show Notes: [0:46] - Erin shares her background and what her role is as a Deputy District Attorney in Santa Clara County. [3:20] - Five years ago, Erin found herself working on prosecutions regarding SIM swapping and cryptocurrency hacks. [4:35] - The emotional impact of “just a financial crime,” is staggering. [7:38] - You never know who around you is a victim of some of these crimes. [8:18] - Erin describes the experience of being convinced to click a link herself.  [10:32] - Scammers will think about different things that would trigger someone into clicking a link. [13:40] - Pig butchering involves building trust with a victim and showing them a false plush lifestyle. [16:08] - A red flag is a text or social media message you may receive that seems misdirected or to a wrong number. [19:21] - It feels like the right thing to do when we feel the need to respond to the scammer with a “you've got the wrong number,” but that's how they start a conversation. [22:29] - In many cases, scammers bulk text a massive amount of phone numbers. But some people are specifically targeted on social media. [24:23] - Covid really accelerated this type of scam due to loneliness. [25:40] - A misconception is that these scams target the elderly. But it is not based on age at all. [27:03] - Unfortunately, law enforcement is not set up to be able to handle this type of crime. [28:18] - Erin explains that law enforcement doesn't tend to always lead with empathy when this type of crime is reported. [30:12] - It is important to report the crime to local law enforcement, but there are other places that the crime can be reported to in addition. [32:50] - Victims should be able to speak to a detective. [34:33] - Victims should be very wary of third party recovery programs. [37:26] - On the other side of things, a scammer could also be a victim of human trafficking and being forced to scam others. [39:40] - Scams are being operated on a massive scale and have a front of a corporate business. [41:14] - Initially, most of the cases seemed to have money moved out of the country. However, recently scammers have been found to be operating in the US. [44:04] - There is some hope and opportunities in recent months where money laundering has been intercepted. [46:41] - Progress in education and advocating for less victim shaming is moving in the right direction. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review.  Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Erin West on LinkedIn

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Cain Velasquez, former UFC Heavyweight Champion, has entered a plea of "No Contest" to the charges laid against him almost two years ago in the infamous case that led to the #FREECAIN movement.We sit with a former prosecutor and district attorney candidate, Mr. Daniel Chung, to help us understand what it all means, what we can expect, and most importantly, what Cain can expect!Let us know what you think in the comments below! Do you agree or disagree with the plea deal struck?For sponsorship opportunities, to purchase our shirt/tank top, or to find out how you can be a guest on the show, please email us at fightinsightpod@gmail.comFinally, and most importantly, please follow/subscribe/leave a 5-star rating and tell your friends about us!Guest LinksDaniel's IG: https://www.instagram.com/chungforchange/Follow Fight In SightFIGHT IN SIGHT IG: https://www.instagram.com/fightinsightpodcast/FIGHT IN SIGHT YouTube: https://www.youtube.com/channel/UC8ZW2w0va-VWeep_JtlhAjQExplore more from the Rage Works Podcast Network: https://www.rageworksnetwork.com/The views expressed on air during the Fight In Sight Podcast do not represent the views of the RAGE Works staff, partners, or affiliates. Listener discretion is advised.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. The Supreme Court today kept on hold the Biden administration's latest multibillion-dollar plan to lower payments for millions of borrowers while lawsuits proceed in lower courts. Typhoon Shenshen dumped rain on Japan, leaving one dead and several injured before landfall; highest-level warnings issued for the country's south. Vice-presidential candidates Tim Walz and JD Vance campaigned Wednesday, with Walz speaking to firefighters in Boston and Vance addressing truckers in Erie, Pennsylvania The FBI shared new details of its investigation into the man who tried to assassinate Donald Trump in July, stating that a motive for the shooting remains unclear. Santa Clara County supervisors voted to advance a new plan to buy Regional Medical Center Hospital, restoring health access to vulnerable south bay residents. The state agency responsible for health care affordability and accessibility in California met outside Sacramento for the first time today in Monterey County to discuss high prices at the area's three major hospitals that patients cannot afford. The post Supreme Court keeps Biden administration's multibillion-dollar payment relief plan on hold as lawsuits proceed – August 28, 2024 appeared first on KPFA.

Featured: Issue 16.4, “Profiles,” Featured: Issue 16.4, “Profiles,” Elba Raquel - Painter and Muralist and 2024 Content Emerging Artist Awardee Each year, SVCreates recognizes the region's finest early-career artists through the Content Emerging Artist Award. These artists are committed to developing their art forms and enriching the greater Santa Clara County region with exhibitions, performances, presentations, and service. Featured in upcoming Issue 16.4, “Perform,” Painter and Muralist, Elba Raquel is one of two 2024 Content Emerging Artists, receiving $5,000 to continue the development of their art form in addition to being recognized for their unique artistic vibrancy. “Growing up, Elba Raquel was a daydreamer. When asked what she wanted to be when she grew up, she would reply with professions such as detective, writer, or world traveler. She shares, “I have a restless mind and a zest for life. My parents were protective of us growing up, but I always wanted to live a more exciting life.” As far back as she can remember, she loved drawing. When preparing for college, she knew “it was either going to be writing or art. I chose art because it was the only thing that fulfilled me 100 percent.” Through art, she could investigate the subjects she painted, travel to a world of her own creation, and tell stories through her imagery.” The 2024 SVCreates Content Emerging Artist Awardees will be celebrated at Pick-Up Party 16.4 on Thursday, August 22. Save the Date: Content Magazine Pick-Up Party 16.4 “Profiles” 6:30p - 9:30p, Thursday, August 22 School of Arts and Culture at MHP 1700 Alum Rock Avenue, San Jose, CA 95116 RSVP: https://bit.ly/pup164profiles Order here: https://bit.ly/profiles164 Save the Date: Content Magazine Pick-Up Party 16.4 “Profiles” THANK YOU, Partners School of Arts and Culture at MHP Heritage Bank of Commerce Works/San José Sushi Roku Palo Alto Goodtime Bar SJ Filco Events Mama Rocs Kitchen Issue 16.4 Featuring: Hip-Hop artist/DJ - ‘Hen Boogie' Henry Alexander III | Interdisciplinary artist and Poet - Rosanna Alvarez | Liminal Space Collective - Weston Mossman, Wendy Frances, Taylor Royan | Graphic Designer - Stay Brown - Theodore Mendoza | Mexican Heritage Plaza Expansion | Middlebrook Center: California Native Garden Foundation - Alrie Middlebrook | Sculptor - Stephanie Metz | Jubo Clothing - Jason, Averill, & Brian Nemedez | House of Inanna ATS Belly Dance Classes - Petra Pino | Painter - Elba Raquel Martinez | Math Rock Band - Ripplings - Anna Macan, Sean Bautista, and Jeremiah Ruperto | San Jose State University Photo 125 - Aahliya Mcelroy, Eric Luu, Jesus Sanchez, Josefina Valenzuela, Regina Joseph, & Stevie Salcido | Hair Stylist - Skittzz | Muralist - Alyssa W. | Singer/songwriter - Esther Young Published by SVCREATES __________________ Written by David E. Valdespino Jr.  Photo by Daniel Garcia --- Support this podcast: https://podcasters.spotify.com/pod/show/content-magazine/support

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. The United Nations Security Council gathered to discuss an Israeli airstrike over the weekend that hit a U.N. school-turned-shelter in Gaza, which Palestinian health authorities said killed nearly 100 people and wounded roughly 50 others. The Russian Defense Ministry says its forces have halted an effort by Kyiv's troops to expand a weeklong incursion into Russia's Kursk region. Minnesota Gov. Tim Walz made his first solo campaign appearance Tuesday, just a week after being selected as Kamala Harris' vice-presidential running mate on the Democratic presidential ticket. As students return to schools across the state this month, Gov. Gavin Newsom and Superintendent of Public Instruction Tony Thurmond are urging public school districts to follow the lead of the Los Angeles Unified School District in restricting cell phone use in classrooms. Santa Clara County residents, medical workers, and healthcare advocates continue to protest changes being made to the county's regional medical center this week, saying the changes are putting the community's health at risk. The San Francisco Public Defender's Office said this week that the city's district attorney should drop charges against 26 protesters who took over the Golden Gate Bridge in April to call for a ceasefire in Gaza. The post The Russian Defense Ministry says its forces have halted an effort by Kyiv's troops to expand a weeklong incursion into Russia's Kursk region – August 13, 2024 appeared first on KPFA.

How to overcome the largest problems and issues in land development? What are some tips in creative financing, collaborative problem-solving, and long-term planning for infrastructure development? We continue the interview with Pike Oliver and Michael Stockstill, authors of Transforming the Irvine Ranch book.Read the entire interview here: https://tinyurl.com/y8dvzpbfBuy the Transforming the Irvine Ranch book here: https://www.amazon.com/Transforming-Irvine-Ranch-William-American/dp/103212783XWhat are some of the largest problems you have worked on? How did you overcome them?Michael: Let me start with transportation in the late 70s. For various factors, Orange County was not getting its fair share of state or federal transportation money and there just was not enough money to build the level of infrastructure that was needed. There was a change in law, allowing Santa Clara County to impose its own sales tax and use it for transportation. The Irvine company took the lead in gathering people in the county, and other jobs, primarily other big businesses. People were suspect that a developer would be asking that they raise their taxes for the good of everybody and so a coalition was put together, I worked on that for probably 8 years. The citizens in Orange County were pretty conservative and we put it on the ballot "Let's raise the sales tax by a penny for transportation" That got beat very badly. We regrouped. We came back a second time and finally a third time. After a change in state law, we got 55% to make that happen but that was an 8-year effort to make that happen and it took an awful lot of time. The Irvine Company was the leader, both behind the scenes and publicly in making that happen.Pike: We would survey people in the community at least twice a year. One of the things I've always been fascinated by what came back was that two things would make a difference in the community's acceptance of continued growth: 1) adequate roadways and 2) adequate good schools; so, the company put a big focus on that.How did you tackle the water quality issue which is a major issue that came in at the end of things?Pike: It was an issue that came up with a little area called Crystal Cove, at the end of the whole effort. The approach the company took is the same approach it always took which is to find the experts, get them involved, tell them to work out a solution that will be acceptable to the people whose primary mission in life is water quality, and figure out how it can be done and still allow the company to achieve its goals.Michael: In the 30-40 years that this has been done, the specialized attorneys, the consultants, the engineers, when El Toro was an issue, people that understood jet noise, there was just an army of people that worked for the Irvine company on a consulting basis that helped to make this happen. The bill has to be in the hundreds of millions of dollars over time for those people to give their expertise and, as Pike said, that was a real big part of dealing with bureaucrats, with regulators. Once you're willing to speak their language and try to meet them halfway and have facts to deal with, that makes a big difference. The Irvine company was rarely confrontational. It rarely raised its voice, if you will, and it could look long-term and say, "We can solve this, it may take some time, but let's put the resources to it."Pike Oliverpike@urbanexus.comMichael Stockstillstockstill49@gmail.comwww.thebigplanbook.com

Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREwebinars.com The homeownership rate has fallen due to low affordability. This means that there are more renters. There are still just one-half as many housing units as America needs. But it had been one-quarter. New duplexes, triplexes, and fourplexes are vanishing. I describe six reasons why. Two entire US counties now have a median home price of $2M+. Learn where they are. It's better to be an investor than a landlord or flipper. GRE Investment Coach, Naresh, and I discuss how to use a lower down payment to achieve a potential 20% cash-on-cash return with the BRRRR Strategy. Join our live, virtual event for this at: GREwebinars.com. Resources mentioned: Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREwebinars.com For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Hold properties are vanishing, and sadly, they represent some really good property types that are hardly being built anymore. American housing is changing for good. Two entire U.S. counties now have median home values of $2 million or more. You'll learn where those are and learn about a specific real estate investing strategy, where investors are getting especially high yield returns in today's low affordability market. All today on get rich education.   Robert Syslo (00:00:37) - Since 2014, the powerful Get Rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate, investing in the best markets without losing your time being a flipper or landlord. Show host Keith Weinhold writes for both Forbes and Rich Dad Advisors, and delivers a new show every week. Since 2014, there's been millions of listeners downloads and 188 world nations. He has A-list show guests include top selling personal finance author Robert Kiyosaki. Get Rich education can be heard on every podcast platform.   Robert Syslo (00:01:09) - Plus it has its own dedicated Apple and Android listener. Phone apps build wealth on the go with the get Rich education podcast. Sign up now for the get Rich education podcast or visit get Rich education.com.   Corey Coates (00:01:23) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:39) - What we heard in 188 nations worldwide. I'm your host, Keith Weinhold, and you're listening to get Rich education. Last week, I covered a lot of bad news here as you and I uncovered some real estate problems. Of course, overall, when you're invested in real estate and obtain productive working income for yourself through tenants in their employment, you can almost always play another side of the coin and be profitable because, well, it really comes right back to the fact that real estate pays five ways simultaneously, for example, souring housing affordability. Well, that's bad for homeowners. That's bad news for people that are primarily want to be homeowners and not you. You're an investor. In fact, here's exactly what that means when you're the investor, the homeownership rate has fallen in in the past year.   Keith Weinhold (00:02:38) - It's gone from 66% down to 65.6% due to that low affordability. Okay. Well, that's just a 4/10 of a percent drop in the homeownership rate. And it is poised to fall further. Or what does that 4/10 really mean. Well, that's the proportion of Americans that don't own their homes. So then they have to rent. And this means that there are hundreds of thousands more American renters today than there were just a year ago. And that pushes up rental demand, rental occupancy and the price of rent itself. And that's what you get to capture off from a low affordability problem, which outsiders only think of as bad real estate news, because it is bad news through the lens of that one of your first time homebuyer. Now I want to tell you about the property types that are disappearing. Just vanishing today, and it's the degree to which it's happening that you probably aren't aware of. I'll also tell you why it's personally concerning to me, why this is all going on at all, and I don't even see any reason that it's going to turn around.   Keith Weinhold (00:03:52) - It's probably going to get worse. What's going on is basically that too many builders have thrown their duplex, triplex, and fourplex development plans out the car window like it's an Apple Corps on a summer road trip. They are vanishing. Yes, 2 to 4 unit properties vanishing. In fact, if you're a newsletter subscriber here, you got to see a jarring chart that shows this. And what you'll basically see is that in 2007, the number of 2 to 4 unit properties built just fell off a cliff. It flatlined, and it still hasn't gotten up. The amount constructed now is still just one half to one third of what it had been in pre global financial crisis years. Really they're only closer to a third. All right. So what we're talking about here is only about one third as many duplex triplex and fourplex starts today as there were 20 years ago. And this is sourced by the National Association of Homebuilders. And some call this entire phenomenon M triple M multi families missing middle. And whatever you call this disappearing act.   Keith Weinhold (00:05:10) - Before I get to the reasons for why this is happening, I've got to tell you that this disappearance, it hurts me a little. It's sort of heartfelt because as you know, I began this way with a fourplex that was my first ever property of any kind. You know, the story where I lived in one unit and rented out the other three. It was just an amazing way to start with a bang. Well, now, when we compare this paltry construction, this dearth of. construction today, when we compare that to both smaller property types and larger property types, that being single family homes and five plus unit apartment buildings, will construction of all three of these types fell hard around 2008. But here's the thing. Single family homes and five plus apartment buildings. They got back up around 2010 and they started resuming more building. But duplexes and fourplex, they never did. They never had that happen. The number coming out of the market that just kept flatlining. Those new starts. All right.   Keith Weinhold (00:06:16) - So why exactly is this going on with these vanishing 2 or 3 and four unit property construction types? Why this trend? Well, first, it's NIMBYism, not in my backyard ism primarily of those single family homeowners, because once people are comfy in owning their single family home. Well, then they don't want higher density duplexes in fourplex built in their area. They fear that it can lower their property values. It'll almost certainly increase the traffic around that area. And the second reason is that there simply just been less building overall of most all housing types. And I have discussed this elsewhere, so I won't get into it again. Yes, it is that erstwhile housing supply crash. A third reason for these vanishing 2 to 4 unit properties is the need for zoning reform and the adoption of what's called light touch density. Light touch density. That means a zoning strategy for more dense housing. And what are we up to now for? The fourth reason is that builders, they find more scale efficiencies when they build larger apartments.   Keith Weinhold (00:07:25) - Fifth is limits in international building codes, in international residential codes. And the sixth reason is that this trend began around 2008. These more recent work from home lifestyle starting in 2020. That means that residents can live in single family homes, and they tend to be further from the urban core, rather than 2 to 4 unit properties. And this lifestyle trend right here, that can mean that this disappearing trend for this property type continues. And there you go. They are the six reasons for why. If you were 2 to 4 unit properties are being built today, drastically fewer. And I lament this fact because see duplex the four plex neighborhoods, they can have good walkability where you don't always need a car to get everywhere. And yet at the same time, they still have ample green space. Now, conversely, some fourplex neighborhoods, you know, they can get to look and really junky. Well, they all have different owners. And then there are dumpsters all over the place, like my first fourplex was, and like my second fourplex was as well.   Keith Weinhold (00:08:33) - I really hope that builders become more attracted to the 2 to 4 unit space. See, with giant large apartment complexes, say 300 units. Well, the builder has to wait until the construction of all of those 300 units are done until they can start filling it with rent paying tenants. So therefore builders have to wait longer to start getting that rent income. But instead, construction of this missing middle housing that can be broken into phases. And that way units can be open when they're completed. And that provides early rent revenue to the builder and 2 to 4 unit properties. I mean, they really are an investor sweet spot, but due to builder and lifestyle trends like I'm describing, fewer are being built new. But please remember there were many missing middle properties built decades ago and they can still make good investment properties into the future. In fact, the first two fourplex that I bought were both built in the mid 80s, so there's still plenty that are already out there. The takeaway here for you is that you're going to be seeing fewer new ones, and that means that duplexes to fourplex is now take up a smaller proportion of America's housing stock, and that portion is positioned to become smaller and smaller going forward.   Keith Weinhold (00:09:56) - So it's not that death of these properties. We even have home builders at Gray Marketplace right now with new build 2 to 4 plex. So it isn't their death, but they are dying, waning in number. Now, Jerry recently got Ahold of some jaw dropping info here. I my gosh, now remember a few years ago, maybe even ten or more years ago when you probably heard something like certain small towns in California, Silicon Valley. They now had median priced homes that hit the million dollar mark. And you know, when you first heard that, you might have thought, oh, wow, it's not just neighborhoods, but entire towns in aggregate have hit the million dollar mark in some high priced American places. Well, then get ready for this. As housing affordability makes headlines in California in its wealthiest cities, continue to fight building more housing. We have two Bay area counties, not towns, but entire counties that have hit a milestone. The median price for sold homes there has climbed to $2 million or more.   Keith Weinhold (00:11:15) - We're not just talking 1 million anymore, and we're not just talking about one upper crust town, but two entire California counties now have median home prices of $2 million or more. And notice these are not asking prices. No speculation here. These are the values, the amounts that they have actually sold for. And this is according to a recent California Association of Realtors report. Median homes are now $2 million plus in which two Bay area counties, you might wonder? Well, first, Santa Clara County, which includes San Jose, they notched an even $2 million back in April. And yes, this is more than San Francisco County's $1.8 million. And the second county, it spirals even higher than that. The second California county, with median home prices of 2 million plus is San Mateo County. It's basically a county that lies between San Francisco and San Jose. And that's where the median home price sold for in San Mateo County, California, $2.17 million. Not just one upper crust town, but an entire county.   Keith Weinhold (00:12:38) - Not just $1 million, not even $2 million anymore, but $2.17 million. And this is not for a fancy, lavish home. This is just the median priced home in the middle and San Mateo County that is home to the nation's most expensive zip code, by the way. Atherton, California, where the median home price tops the charts nationally at $7.1 million. That's that is according to Compass Real Estate. And if that's not enough, homes are still flying off the shelves there. They're days on market is now at the lowest since 2022. And though all this sounds pretty astonishing right now, you know what? If you are listening to this episode ten years from now, well into the 2030s, you might think these were the good old days here. How quaint. Because over the next ten years, we all expect more inflation, and we've still got more housing shortage years between now and say, ten years into the future. And of course, here at URI, we don't tend to focus on the high priced markets, which tend to be on the coasts, things like this.   Keith Weinhold (00:13:55) - Really, it's just a harbinger of what's to come to more parts of the nation later on. What we do here is we help you win in real estate without being a landlord and without being a flipper. As a savvy investor that tends to buy either new or fixed up properties and might have a manager manage them for you, hands off is the place to be. Hands off is being an investor, and you get the best tax advantages this way to when your hands off and you know something. Some people that get into real estate investing, they think that they have to be a flipper, or that they have to be a landlord in order to make it profitable. Now, there's nothing wrong with those two disciplines. So much flipping or landlord. I was a landlord for a little while on my own properties. Most of my investment career. I use a property manager and I never flipped. It's just that these things flipping and landlord, they're not any sort of prerequisite to you being a successful investor. You can shortcut all of that with turnkey real estate investing or like with a different strategy that we're going to talk about later today.   Keith Weinhold (00:15:04) - What most people really want is the financial freedom that real estate investing brings. But in order to get there, it's often not the route that you think it is. It's typically not flipping or landlords. And, you know, really it's this way with a lot of things. For example, say that you want to own in ice cream business. Well, most people think that they have to start their own ice cream business from scratch. And like you need to find a space and you need to buy all the equipment and develop systems and go through the excruciating process of hiring all of your staff. No, a lot of times you can shortcut all of that by not starting your own ice cream business, but instead studying, vetting, and buying an existing ice cream business without having to start your own from scratch. Be strategic, study a little, shortcut the process and get in where it's profitable. You want the benefit of owning real estate without having to use a nail gun yourself, or being a manager where you're 25 tenants can text you.   Keith Weinhold (00:16:17) - What kind of life are you building for yourself? Then you want the benefit of owning an ice cream business. The way to get to the end goal. The path there is often different than you think. And here's another example that I can relate to, but I think that you will too. Do you have a favorite real estate? Influencer out there and they think about starting a podcast. Well, I personally know three real estate podcasters out there that have all quit. They produce some episodes and all three quit doing their podcast. And these are just among people I know and just real estate thought leaders. Just that space and all. Recent hosting your own podcast platform is a ton of work from. You need to have a huge bank of your own original content, to having the ability to book big name guests and then making sure they're prepared to. Making sure you have the right marketing team so that a podcast actually reaches the right people. It is work, work, work, and seemingly no one in this world knows that better than me.   Keith Weinhold (00:17:21) - With 500 plus episodes reliably released every single week since 2014, and we don't replay old shows either, there is nothing passive about this. There are so many shows today that if your favorite real estate influencer starts one, they're going to be competing with a lot that are already out there. I mean, anymore, even celebrities that start podcasts, they usually don't get any substantial reach or traction. All these people that start and quit their podcasts, they were too slow to realize that actually they didn't want to host a podcast. What they really wanted is for their voice to be heard. Well, the way to shortcut that, like with turnkey real estate investing or with buying an existing ice cream business, is that that influencer should have developed a strategy for being a guest on other shows that are already popular and established, probably by hiring an experienced and connected booking agent. That way, you've outsourced all of that marketing and research activity to another show that already did that for you. So the point is, be clear on getting what you want.   Keith Weinhold (00:18:34) - What is the goal that you want first, it's probably a large real estate portfolio built for leverage and income, and then work your way back to try to find the most efficient route to get there. And there are often shorter paths to get there than what you first thought. Now, when we talk about where are the best real estate deals today, you have to look harder than you did, say, 8 to 10 years ago. Coming up shortly, you'll have the pleasure of hearing an in-house chat with I in one of Gre's own investment coaches. We're going to talk about a strategy that specific and proven but underutilized in order to recapture those higher cash on cash returns like you could have gotten back in, say, 2015 and 2016. And for a time, I had been talking about how Newbuild properties and their builder interest rate buy downs, that they're really the place to be. And that's still true, but not to the extent that it was just a year ago, because today some builders, they're not paying down your interest rate for you as much as they did last year.   Keith Weinhold (00:19:39) - They're asking you to pay more toward it. Now. A few minutes ago, I told you about America's vanishing duplexes to fourplex. And if you're one of our newsletter readers, you got to see a jarring chart or two that demonstrates exactly what I was talking about there. And also in our newsletter, I show you great maps, real estate maps that beautifully demonstrate housing market trends and where the opportunities are for you. Also, in a recent letter, I showed you exactly where I'm getting 8% interest paid to me and what's basically a savings account. If you don't already subscribe, it is free. Our email letter is called the Don't Quit Your Day Dream letter. It's concise, valuable info that's just good, clean content that I put directly into your hands. It is easier to use than a website. Today's websites have paywalls and cookies, disclaimers or pop up ads. This is just the good stuff directly from me, straight to you. And you can get the letter now at get Rich education com slash letter that's get rich education com slash letter.   Keith Weinhold (00:20:50) - In a world of AI and bots, I actually write every word of the don't quit your daydream letter myself, just like I have from day one. And another easy way to start the free letter is text gray to 66866. Just do it right now while it's on your mind. Text gray to 6686616. I'm Keith Reinhold. You're listening to get Rich education. Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4%, you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk. Your cash generates up to an 8% return with compound interest year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25 K. You keep getting paid until you decide you want your money back there. Decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor, to earn 8%.   Keith Weinhold (00:22:02) - Hundreds of others are text family 266866. Learn more about Freedom Family Investments Liquidity Fund on your journey to financial freedom through passive income. Text family to 66866. Role under the specific expert with income property, you need Ridge lending group and MLS for 2056 injury history from beginners to veterans. They provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your prequalification and chat with President Charlie Ridge. Personally, they'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. This is peak prosperity.   Robert Syslo (00:23:00) - Chris Martinson, listen to get Rich education with Keith Arnold and don't quit your daydream.   Keith Weinhold (00:23:15) - Hey, would like to welcome in Gray's extraordinary investment coach. He's booksmart because he's got his MBA. He street smart because he's an active direct real estate investor, just like I am. Before joining gray back in 2021, he worked for financial publishing companies and in the banking sector, too and elsewhere. And today is an investment coach here.   Keith Weinhold (00:23:36) - He helps beginning real estate investors understand the process of acquiring rental property, and he helps veteran investors optimize their strategies to save on taxes and more. Hey, it's terrific to welcome back Naresh Vizard. Thanks a lot Keith. It's been a while, but I'm looking forward to talking real estate before we're done. Today, we're going to tell you about an upcoming live GRE virtual event, where you learn how to get 20 to 25% of immediate built in equity through real estate. And before we do the race, let's talk about what's really going on. Besides giving GRE devotees free education and guidance like you do, you also help them find the best deals on income properties nationwide and for a time, brand new build to rent properties they look good in. Many still do with a lot of rate buy downs into the fives and even the fours on those new build properties. But this year, I learned that builders aren't contributing to buying down the race for the investor like they had last year, and that the onus seems to be more on the investor to buy the rate down with some of these builders.   Keith Weinhold (00:24:44) - So tell us more about what's happening in America's build to rent sector. Well, Keith, build to rent. For those who don't know, it's been around here at GRA. Bill to rent asset classes, build to rent real estate. But it's the concept of builders building real estate properties with the intention of selling them to investors so they can rent it out. So right now I live in a house that was built, and I bought it because the builder intended for somebody to buy it and live in it. That's not built to rent. Build to rent is the idea of.   Naresh Vissa (00:25:16) - Specifically selling it to investors like our listeners, like our loyal followers who live out of state and who want to rent the properties out to tenants. Now, Build to Rent was very hot and it's still popular. I don't want to call it hot, but it's still popular for those who want new construction properties. However, the rehabs are making a furious comeback because there was about a four year period from 2019 to 23 or so where you just couldn't find good cash flowing rehabs.   Naresh Vissa (00:25:50) - Right. And when I say rehabs, I mean these older properties that were built 50 years ago, maybe as long as 120 years ago there we have some properties in our inventory that were built in the late 1800s, and they've just kept being rehabbed and rehabbed and renovated. Buildings are making a furious comeback because they're cash flowing better. Previously, they were just cash flowing marginally better than new construction built to rent properties. Now, especially with a strategy called ver, which we'll talk about some more, you can have the opportunity to get cash on cash returns back to what you remember in 2016, 2015 where we're talking 15, 16% cash on cash returns. I mean, some of our BR clients or listeners who ended up buying BRS, they're doing 2021 all the way up to 30% cash on cash returns. So BR simply means buy, rehab, rent, refinance, repeat the cycle. So that's B followed by for Rs b r r r r buy, rehab, rent, refinance. Repeat the process again.   Naresh Vissa (00:27:10) - And it's during that refinance where investors are getting a good chunk of their down payment back. Because what happens in that refinance is after you rehab it and you read it, you rent it out at the target rent, which almost all of these are renting out at very aggressive high target rents. When you refinance it, the property appraises at a value that's much, much greater post rehab than when you initially bought it. And that's where you get essentially your money back. You can choose to keep it in with the mortgage company so you have more equity in the property, or you can take the cash back and use it to buy more BR properties. It's become a very popular. Form of real estate investing. People think when they hear this. Well, it sounds like flipping, right. This is not flipping. Flipping is kind of like day trading. You're looking to make a quick buck, whereas in this case you're not selling the property. You're keeping the property with the intention of renting it out and collecting the cash flow from your tenant.   Naresh Vissa (00:28:19) - So that's in a nutshell, what BRR is. And we are having a live event on Tuesday, June 25th at 8:30 p.m. Eastern Time. That's Tuesday, June 25th at 8:30 p.m. eastern. Time to talk about and go over this BR process. The bird key process or listeners are familiar with turnkey. Well we have BR key which is similar except it's using the BR method. And Keith, you probably know this and you've talked about it a little bit on your podcast. BR has become the most popular strategy that our investors are utilizing this year, 2024.   Keith Weinhold (00:29:01) - Yeah. Now back to the build to render the new build properties is attractive as they can be because they attract a certain quality of tannin and they're not going to have any maintenance or repair issues, most likely for quite a while. The thing with those is, oh, you might pay 300 K or more for a new build. Single family home in the builder rent style with 20% down payment, 5% for closing costs, you're out of pocket. 75 K.   Keith Weinhold (00:29:30) - One reason that this has become the most popular strategy for gray followers we're talking about here. The BR strategy is that you could come out of pocket with a lot less to begin with.   Naresh Vissa (00:29:42) - That's number one. Number one is we have some GRE followers who went into this Berkey and they put no money down. They got lucky. They initially bought the property, and the property appraised so much that they got their money back and their down payment was actually zero. They didn't make money on it, but what they allocated, what they thought that they would allocate 25% down, they ended up using that money since they got it back to buy a second property and then a third property and then a fourth party. We have one guy who bought six properties, all birds, because he didn't get I don't want to say, look, we're not making promises that you're going to put 0% down. That's not the promises that we're making. The worst case scenario is that you put 25% down and that's your standard real estate investment.   Naresh Vissa (00:30:27) - But there is a chance that you could put 15% down or 10% down if the rehab turns out really well. And if you get a good appraiser, there's a chance it can happen. But the goal here, again, is not to make a quick buck or to house hack. We're not taking shortcuts here. The goal here is simply to buy a property renovated or rehab it and drive up the rent price, drive up the value of the property, put a good tenant in there and call it a day. Collect those cash flows. Now I do want to say a few things about that process. So like I said, the first thing that you do is you buy. So first you buy, then you rehab. You do not have to do we call it Berkey because everything is done for you. So when people hear this, they're like, oh, this sounds like I live in Florida. I don't want to go to Memphis. And by the way, this specific market is in Memphis, Tennessee that we're focusing on.   Naresh Vissa (00:31:26) - We have burrs in Baltimore, Maryland and Philadelphia, Pennsylvania and Pittsburgh, Pennsylvania. But we've identified Memphis as not just the hottest, but it just makes the most sense numbers wise. And so I want to go back to the point of, hey, you don't have to physically go or even go on Google and find handymen or rehab ers to do this for you, our Berkey provider. The best part is they do it all for you. It's completely taken care of. You literally just sign some papers. Once you decide that you like a property and the specs of the property, you sign some papers. They take care of it. The rehab takes about 90 days. Then from rehab to closing, it takes another 40 days or so. And then from closing to someone signing a lease that takes another 30 days to find somebody, stick them in there and takes another 30 days after that for the tenant to move in. So overall, this process can actually take just for one property. You can take six months.   Keith Weinhold (00:32:26) - Now. Naresh has touched on it somewhat. One conventional problem with the Burr strategy by rehab rent, refinance, repeat is that first are the rehab because it involves vetting and managing contractors, which is a real nightmare for many. So instead, we're talking about tapping into a system with a proven team of contractors and lenders and project managers to make it easy. It's known as Berkey, and it's in profitable Memphis.   Naresh Vissa (00:32:54) - Profitable Memphis. And I'll say this about Memphis, we're going to talk. Way more about this on the webinar. Highly recommend people go to GRI webinars. Com gri webinars.com. You can sign up for the webinar there. It's actually live. So this is not like something that you just can show up to whenever you want. It's a live event on Tuesday, June 25th at 8:30 p.m. Eastern Time. That's Tuesday, June 25th at 8:30 p.m. Eastern Time. Great webinars.com is how you can register. And like you said, we could have focused on Baltimore, Maryland or Pittsburgh. Memphis has really and I myself by the way, own five properties and four in Memphis proper.   Naresh Vissa (00:33:42) - And one is in the Memphis area and Mississippi, a suburb of of Memphis. And this I don't want to call it a town, because Memphis used to be one of the most popular towns in the south back in the day. But this city has really come up as a result of pandemic, of population growth, of even inflation. We've seen rents go up, we've seen the population go up. Memphis is not what you think of from eight years ago. Seven years ago when I first bought my properties. I'll admit, when I bought my first property seven years ago in Memphis, I had a lot of problems with tenants. I had a lot of problems with the city. I didn't like what I was reading about the police department, just all sorts of things. Not the police department, just crime in general. And Memphis has really turned itself around. Not completely turned itself around, but it's gotten better. And we're seeing it just on the investment side because that's where we're seeing appreciation growth. My personal properties, they're up since 2020, since January 2020, I was when I closed all my last Memphis property.   Naresh Vissa (00:34:49) - They're all up at least 50% in value. So it's a market that's still appreciating. But the most important thing because we are cash flow investors, not necessarily appreciation investors. It's great to get the appreciation, but the rents keep going up. And I actually today I've talked to a Berkey client, great loyal Jerry listener and follower who ended up buying three properties, and she's on her fourth one, or about to do a fourth one with this Memphis market provider. And when she told me her rents, I was blown away at how much these properties were renting for before the rehab. So it's not just the appreciation again, that goes up after the rehab, how much they were renting for before the rehab. We're talking less than $800 a month and post rehab. Her rents went up by nearly 50%, about 45% on average. House rehab is like three bedroom, one and a half bathroom. Homes initially she bought them. This is how a lot of the properties are. They only had two bedrooms and they converted one of the spaces.   Naresh Vissa (00:36:05) - The rehab were converted at no extra. You know, it's all inclusive of the rehab charges. They were able to find space in a lot of these properties that were two bedrooms to create a third bedroom and turn them into three bedroom properties instead of two bedroom properties, which also improves the value of the home. And you can get another body in there and increase the rent. So, Jerry, listeners have been really, really happy with this burpee process because at the end of the day, you really do get more bang for your buck. Yes, new construction overall. It's just safer. We have tons of great new construction providers, especially in Florida, whom we recommend, but this is an alternative for those people who don't have $100,000 sitting in the bank ready to invest in a new construction, single family, or a new construction duplex. The Berkey, I mean, really all you need is about 20, $25,000 to do it. And like I said, if you get lucky, you could get a decent portion of that back after the rehab.   Keith Weinhold (00:37:08) - Well, you bring up so many good points there in the race. For one thing, with real estate, you can intentionally improve the value. That's something that you cannot do if you own a stock or if you own cryptocurrency, or if you own gold, you can help control what your investment is worth. And a lot of that happens here in the rehab process. Well, the race would love to tell you more, including walking you through an example with numbers, but that's the best place for him to do it. That is on the live event next week because it is co-hosted by narration. You can join the live virtual event from the comfort of your own home. You can ask questions and have them answered in real time. It is all free and we'll also be sharing special off market Berkey inventory. In Memphis for two, three and four bedroom properties, so go ahead and attend on June 25th. Which again is next Tuesday. Be sure to register now at GR webinars.com. Just been great to walk through the Berkey.   Keith Weinhold (00:38:12) - Thanks so much for coming back on the show.   Naresh Vissa (00:38:14) - Thank you. It's been a pleasure.   Keith Weinhold (00:38:21) - Oh good info from Gree investment coach Naresh as always. Next week's live event. That could be a bigger deal than the Paris Olympics this summer and this year's presidential election combined. Oh yes. Well, at least it expects to be more profitable for you than those other events. It will also be more entertaining when you join as an attendee live next week. Certainly more entertaining and informative than Olympic handball and Olympic race walking, no doubt about that. I don't think I've offended any race walking fans because there are only perhaps five in the world. In any case, BR is a process by which, after you buy months later, you can expect to refinance at a higher valuation since the property has been rehabbed from your initial purchase, and then you get a big chunk of your own down payment back, meaning you have less invested in the deal. And that's why you get a higher cash on cash return. Because cash and cash return all that is, is your annual cash flow divided by your initial investment or your starting equity position.   Keith Weinhold (00:39:37) - The last R in BR is repeat. You can repeat sooner because you did get some of your invested cash back. And that's part of what makes the strategy so effective. Now is part of your refi. You might get a post appraisal rehab that's so high you essentially get all of your down payment money returned to you, at which point it would be an infinite return because you don't have anything invested in the deal. But you should not count on having all of it returned, just a lot of it or most of it. Next week's live event is where the BR real estate investing strategy gets introduced to a wider swath of America one last time. Attend live next Tuesday. The 25th. I really encourage you to check it out. Be sure to sign up for the virtual GRE live event now! It's pretty quick and easy to do at GR webinars.com. Until next week, I'm your host, Keith Weintraub. Don't quit your day dream.   Speaker 5 (00:40:41) - Nothing on this show should be considered specific, personal or professional advice.   Speaker 5 (00:40:45) - Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of yet Rich education LLC exclusively.   Robert Syslo (00:41:09) - The preceding program was brought.   Keith Weinhold (00:41:10) - To you by your home for wealth building. Get Rich Education.com.

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