Podcasts about kcm

Tune in to this week's Engage Weekly episode for a recap of key updates from the Delta MEC. Topics include:Steps for filing pay claimsA shout-out to pilots who participated in MEC News'  Rotation of the WeekUpdates on KCM and TSAHotel changes in Amsterdam during the city's 750th anniversaryThe release of the updated R&I HandbookA briefing from the CASC on eQRCH

It's Ticked Off Tuesday on the JTrain Podcast with Jared Freid, and the complaints are rolling in! A listener is fed up with paying $5 for iced coffee filled with giant ice cubes and barely any coffee. An airline crew member is furious that KCM security perks are being taken away because a few coworkers couldn't leave their knives and

Hear from Caro Claire Burke, former editor at Katie Couric Media and now full-time author, on how having a healthy dose of delusion landed her a book-turned-movie deal on her latest upcoming novel, Yesteryear, set to be produced and starred by Anne Hathaway. In this episode we discuss: - Why Caro decided to leave KCM to pursue writing full-time - How Caro taps into her own creativity - The importance of addressing limiting beliefs to unlock your creative potential - Why you need to stop taking criticism personally to succeed - What it means to have a healthy dose of delusion - The process of getting a book deal...then MOVIE deal for Yesteryear...and what it was like meeting Anne Hathaway! - How Caro defines happiness & what brings her endorphins

Bible college curriculum our textbook is taken from the website KCM the book is called fate to Faith. Enjoy this month teaching we pray in Jesus name. Amen. I love you.

KCM brings us our textbook and it's called Faith to Faith. the book that we're using for our college curriculum Bible institution free online thank you for coming out here and being a good student of R calling. I love you.

KCM brings us sermons on scriptures. Enjoy. --- Support this podcast: https://podcasters.spotify.com/pod/show/fernando-m-de-oca/support

KCM brings us our teaching for this week and enjoy the process and enjoy the listening. Please take communion. I pray for you God bless you. I love you. We are the body of Christ. --- Support this podcast: https://podcasters.spotify.com/pod/show/fernando-m-de-oca/support

KCM brings us the teaching for this week Bible college curriculum let's pray Lord open our eyes our hearts in our minds that we may know you're weird and continue to grow and develop and practice your word and this lifetime we ask in Jesus name amen. I love you --- Support this podcast: https://podcasters.spotify.com/pod/show/fernando-m-de-oca/support

We are actively bringing God's love and supernatural restoration to the heavy hit Western North Carolina region. Please share the link to our personal fundraiser and stand by for further updates! God bless you! -Michael Basham working with Jody Halstead and many others at the frontlines https://www.givesendgo.com/GDD9ZGET NOTIFIED WHEN WE GO LIVE HERE AND DOWNLOAD THE APP!fringeradionetwork.com BLESSINGS!WOULD YOU LIKE TO BLESS US? THANK YOU!VENMO:@faithbucksCASHAPP:$spiritforcebucksPAYPAL:spiritforce01@gmail.comPATREON:Michael Bashamfaithbucks.com

KCM. They bring us the incredible experience of scriptures.

Get the App! Fringeradionetwork.com

Fringeradionetwork.com Faithbucks.com Get into the realms of faith and watch God provide all your needs in a supernatural yet very natural way as we discover who we truly are in God. Don't mind all the interrupts via mountain animal sightings.

Frontlines talk on how the church dropped the ball on witnessing to nerds... now the Holy Spirit is bringing in the sheaves without us! Faithbucks.com

We need the Word to truly see what the situation is and where to apply the needed miracle! Fringeradionetwork.com Faithbucks.com

Discussion on the difference between Mankind and Angels!

Katie (a total Deborah) is joined by KCM producer Adriana Fazio (Katie's Ava) to chat with the creative team behind the acclaimed show "Hacks"—Lucia Aniello, Jen Statsky, and Paul W. Downs. The trio opens up about how their own path to comedy writing, including their love for classic TV like "The Mary Tyler Moore Show" and time spent waiting tables, inspired the characters of Deborah and Ava. From casting newcomer, Hanna Einbinder, opposite national treasure, Jean Smart, to the process of developing plotlines and story arcs, this episode offers a deep dive into the creative process behind an original show that has become a fan favorite. See omnystudio.com/listener for privacy information.

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Turn your eyes towards Memphis...

Get in the car and I'll explain on the way!

In Uganda, the horror of child sacrifice persists, driven by a chilling belief that such acts can bring wealth and power. Many who may not even believe in witchcraft see it as an opportunity to exploit and manipulate, taking advantage of vulnerable communities.   Imagine the anguish of families torn apart by the loss of innocent children, sacrificed for the promise of prosperity.    This gruesome reality is what Peter Sewakiryanga confronts daily through Kyampisi Childcare Ministries (KCM).    Peter and KCM tirelessly work to eradicate child sacrifice by offering love, support, and practical assistance to affected families. Through education, community outreach, and advocacy, they are pioneering a path towards healing and justice.   In this episode, executive director at Kyampisi Childcare Ministries in Uganda joins me to talk about the dark reality of child sacrifice, why it is still rife despite many attempts to abolish it and how KCM is bringing justice to victims and their families.   To contribute to this cause, visit https://kyampisi.org/ and help abolish sacrifice.   There is a lack of awareness and there is a fear of addressing the issue because somehow people believe that these spiritual powers that witch doctors have will attack them so the best thing to do is ignore it. -Peter M Sewakiryanga   Three Things You'll Learn In This Episode    -Why child sacrifice is kept hush The plague of child sacrifice troubles many communities, but why is it kept so quiet? Why don't people take action against it?   -Battles being fought to bring justice Apart from fighting an ongoing battle to end child sacrifice in Uganda, what other battles are faced in the plight to keep children safe?   -How witch doctors spread their messaging Though not made very public, witch doctors and witchcraft is rife. How do witch doctors manage to spread the message?   Guest Bio  Peter M Sewakiryanga, a Ugandan Pastor and leader of Kyampisi Childcare Ministries (KCM), is dedicated to eradicating child sacrifice in Uganda. His vision centers on eliminating this practice through the power of love. His multifaceted approach includes seeking justice for the victims, providing care for survivors and their families, and fostering transformation in communities ravaged by this barbarism.   The village of Kyampisi, situated an hour from Uganda's capital, serves as the epicenter of this tragic issue. In 2008, Peter made a deliberate decision to relocate there. He established a church and a school, recognizing the need for improved healthcare and envisioning the establishment of a clinic as part of his mission.   Visit https://kyampisi.org/   

Join us as we cope with Copeland to close out our televangelist series, song trilogy is included! Thanks for going on this journey with us, hope you enjoy Fatheads.  Write us some of your cringe stories at [nervouslaughterpodcast@gmail.com](mailto:nervouslaughterpodcast@gmail.com)The socials: [Instagram](https://www.instagram.com/nervouslaughterpodcast) | [Facebook](https://www.facebook.com/NervousLaughterPodcast) | [Twitter](https://twitter.com/NervouslaughPod)

This is a part 1 to last night's live show Jeremiah 37! Fringeradionetwork.com Faithbucks.com

In this episode, we chat with Chris Griffith, CEO of Base Metals at Vedanta Resources, a global powerhouse of minerals, power, and energy companies within the group where these businesses have multiple subsidiaries within a portfolio of operations and projects comprising of operations in Zinc, Lead, Silver, Copper, Iron Ore, Steel, Nickel, and Aluminium. Chris has a wealth of experience in the mining industry and previously served as the CEO of Gold Fields and also two major mining business, Anglo American Platinum and Kumba Iron Ore. Now with Vedanta, he tells us more about the company and the demerger of its business into 6 separately listed companies. He also discusses the critical minerals space in general and the geo-politics impacting on the critical minerals industry. KEY TAKEAWAYS Vedanta Resources is planning to demerge into six separately listed companies, each focusing on specific commodities, which is expected to unlock substantial value. The base metals division of Vedanta, has significant growth plans, aiming to increase zinc and copper production to over a million tons each by 2030. Geopolitics is impacting the critical minerals industry, with countries like the US, Canada, and China focusing on securing critical mineral assets and investing in African mining projects. Vedanta's mines and processing plants are strategically located in favourable mining jurisdictions like South Africa, Namibia, Zambia, India, and the Middle East to capitalise on growth opportunities. Vedanta has made significant progress in ESG initiatives, ranking among the top three globally in the Dow Jones Sustainability Index, showcasing their commitment to sustainability and responsible mining practices. BEST MOMENTS "I think the potential for Africa growth with the demand for critical minerals, and as we see the growth of the world needing growth in mining, you'll continue to see expansion of mining in Africa." "We've already seen 100% growth in the share price in this past year. I think as the demerger happens, which I think is one of the key things to watch for, I think that's all lined up to happen."  "The real jewel in the crown is the fact that KCM, the Konkola copper mines in Zambia, which has been sort of under government control for the past five years, we announced at the end of last year that we had reached agreement with government and now just needed to go through the regulatory approval process." VALUABLE RESOURCES Mail:        rob@mining-international.org LinkedIn: https://www.linkedin.com/in/rob-tyson-3a26a68/ X:              https://twitter.com/MiningRobTyson YouTube: https://www.youtube.com/c/DigDeepTheMiningPodcast  Web:        http://www.mining-international.org https://www.vedantaresources.com/ ABOUT THE HOST Rob Tyson is the Founder and Director of Mining International Ltd, a leading global recruitment and headhunting consultancy based in the UK specialising in all areas of mining across the globe from first-world to third-world countries from Africa, Europe, the Middle East, Asia, and Australia. We source, headhunt, and discover new and top talent through a targeted approach and search methodology and have a proven track record in sourcing and positioning exceptional candidates into our clients' organisations in any mining discipline or level. Mining International provides a transparent, informative, and trusted consultancy service to our candidates and clients to help them develop their careers and business goals and objectives in this ever-changing marketplace. CONTACT METHOD rob@mining-international.org https://www.linkedin.com/in/rob-tyson-3a26a68/ Podcast Description Rob Tyson is an established recruiter in the mining and quarrying sector and decided to produce the “Dig Deep” The Mining Podcast to provide valuable and informative content around the mining industry. He has a passion and desire to promote the industry and the podcast aims to offer the mining community an insight into people's experiences and careers covering any mining discipline, giving the listeners helpful advice and guidance on industry topics. 

Faithbucks.comJeremiah 18:2 Arise, and go down to the potter's house, and there I will cause thee to hear my words. 18:15 Because my people hath forgotten me, they have burned incense to vanity, and they have caused them to stumble in their ways from the ancient paths, to walk in paths, in a way not cast up...

How would you like a KCM housing market forecast that clearly shows where we are, where we're headed, what it means, and how to communicate it to your audience?    In this episode of the Tom Ferry Podcast Experience, you'll get all that and more. I talk with David Childers of Keeping Current Matters about his housing market forecast and the conversations you must have with buyers and sellers to steer the narrative.    We'll cover mortgage rates, inventory, the most important factors affecting real estate today, and break down a housing market forecast that will put everything in perspective.    This is not an episode to miss. Watch it now and become the knowledge broker that consumers need today. 

Everyone loves to talk about kidney transplant success stories but rarely do we talk about what happens if a transplant fails. On today's episode Dori Muench, a post transplant social worker, and Sue George, a kidney warrior with experience losing a transplant, are here to discuss the impact of losing a kidney and how to cope.   Dorothy Muench, LCSW is a post-transplant social worker with the Abdominal Organ transplant department with Wake Forest Baptist Medical Center for the past 7 years. In this capacity, she works with numerous individuals who have received a kidney or pancreas transplant and works to provide concrete and emotional support. Before this, Dori worked in dialysis for close to 10 years and has seen and heard the effects people have while on dialysis. She works hard to advocate for people to be transplant and find living donors so they can decrease as much time on dialysis as possible. Dori lives in North Carolina with her husband, 2 daughters and golden retriever.   Sue George is a kidney patient, with 27 years of experience who started on dialysis in 1997. She received a transplant in July of 1999 but had many setbacks. In October of 2000 she lost her transplanted kidney. Sue went back on dialysis and has been ever since. She now works with NKF as a Peer Mentor and work with KCM of Lincoln as a Mentor and try to improve how dialysis is introduced into patients' lives. She feels she has a lot of understanding of dialysis and transplant to help patients deal with the emotional side of the process. Sue is married to her husband Marty of 17 years, and they have 3 wonderful grown children. They also have 1 dog and 1 cat. She works as a secretary at St John Lutheran Church.  In her free time she loves to read and garden.   Additional resources: NKF Peers   Do you have comments, questions, or suggestions? Email us at NKFpodcast@kidney.org. Also, make sure to rate and review us wherever you listen to podcasts.

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Every organization has a culture, whether we're intentional about it or not. Leaders cultivate the culture and that impacts the results we get. How people feel, speak, act and interact within our businesses is what ultimately drives our success and profitability. The problem with culture is that it's very often just stated, not lived and even worse, without realizing it, leaders could be killing their culture with their own words. Strong cultures are built around belonging, and in our world that goes beyond our teams, it includes the people we serve too. How we lead can either create belonging or create rifts between our people which will rip our businesses apart. How do we change culture by changing our language? What do teams with strong cultures do differently? In this episode, owner of Keeping Current Matters, Bill Harney talks about simple steps that will transform our culture.   When you unintentionally use exclusionary words that strikes rifts in an organization and that becomes a culture killer. -Bill Harney    Three Things You'll Learn In This Episode   -Language can rip your culture part How do we avoid using words that unintentionally exclude people and create rifts in our organizations?    -How to bring core values to life Everyone's been told you need to have core values, but the truth is, most of them live on a wall. What can we do to make sure those values manifest themselves on our teams?    -What strong cultures have in common How do we build and cultivate teams where people are happy to come to work and work together?    Guest Bio Bill Harney challenges what is possible in the workplace. He is a visionary entrepreneur and the esteemed CEO of Keeping Current Matters, the leading educational content provider for the housing industry. After years leading sales and marketing teams in professional sports, Bill joined his father to grow KCM from a founder- focused small business to an industry powerhouse. After taking over as CEO in 2014, Bill built KCM with a unique mix of business savvy, cultural investments, and an unwavering commitment to employee empowerment. His proudest professional achievement is the strength & consistency of KCM's culture as the team has grown from six people in a garage to 50+ employees working together in Richmond, VA. Doing things others believed impossible through rapid growth, KCM's for-people culture has been the secret sauce powering their business success. It is this commitment to culture that has allowed KCM to be recognized by Fortune Magazine and Great Places to Work as a Top 100 small workplace in America a whopping five times since 2016. Bill is an expert in team leadership, strategic planning, and scaling powerful cultures. He is a frequent podcast guest and highly sought-after speaker, sharing the secrets of KCM's success so others can build game-changing cultures too. Go to https://www.keepingcurrentmatters.com/ for more information.   Episode: 333 Title: You Already Have a Culture: How to Cultivate One You Actually Like w/Bill Harney Host: Michael J. Maher

Article by gloria, Copeland, the book is called, limitless love buy it at KCM.org --- Support this podcast: https://podcasters.spotify.com/pod/show/fernando-m-de-oca/support

(화) 컬투쇼 - 특선라이브 (DJ뮤지, KCM, 로꼬) - 2024.1.30

Get ready for episode 316 of the Massive Agent Podcast, hosted by the one and only Dustin Brohm from Salt Lake City, Utah. This episode is jam-packed with insights, laughter (including a hilarious Mic Gate fiasco), and real-talk about the objections that real estate agents will see more this year, and exactly how to overcome them.

Gods word with commentaries adapted from the book Faith to Faith by KCM ministries. --- Support this podcast: https://podcasters.spotify.com/pod/show/fernando-m-de-oca/support

Low inventory, high interest, commission lawsuits and affordability (or lack thereof). Real estate is getting more challenging by the day, leaving consumers and agents alike wondering: what the heck is going on with the market?   There's a ton of uncertainty and fear right now, and if left unchecked, it leads to panic and ultimately, paralysis. Agents who combat the fear with communication, market knowledge and expert advice will win in this market. If we're able to confidently guide people forward at a time of great uncertainty, we'll have a client for life, and plenty of referrals too.   What vital information do we need to be sharing with consumers right now? How do we help them navigate this challenging market?   In this episode, I'm joined by the CEO of Keeping Current Matters, David Childers. He shares how we can be the lighthouse in the storm of the market we're in right now, and how to use information to combat uncertainty. If you're able to confidently guide someone forward at a time where they're not sure what to do, that's a client for life. -David Childers    Three Things You'll Learn In This Episode     -Data or distraction  Agents can't stop talking about the commission lawsuit, but is it a topic consumers really care about?    -Factually correct but tremendously misleading  In a market like today's, a headline can be more damaging than what's actually happening. How do we separate panic-mongering news from insightful information?   -Fear = Forget Everything And Run or Face Everything and Rise  How do we bridge the gap between paralysis and action?   Guest Bio   David Childers is a featured thought leader in the real estate industry widely recognized for his expertise, leadership, and unwavering commitment to keeping agents well informed about the ever-changing dynamics of the real estate market. He is well known for his ability to captivate audiences by combining his profound market knowledge with engaged storytelling. His unmatched ability to simplify complex market concepts and distill them into actionable strategies equips agents with the knowledge and clarity they need to maximize their business and be the go-to resource in their local market.   As the CEO of Keeping Current Matters, David has revolutionized the way real estate professionals stay ahead. He has kept his finger on the pulse of the real estate industry for more than 20 years. Notably, he and KCM delivered over 200 presentations at the peak of the COVID pandemic – bringing calm and confidence to a nervous industry. His deep understanding of market dynamics, economic indicators, and consumer behavior continues to prove instrumental in helping agents navigate challenging times and capitalize on emerging opportunities. He continues to contribute in this capacity today. You can sample his content on KCM's podcast, YouTube Channel and our regular webinars, and more. David's passion is rooted in his unwavering commitment to equipping agents to be the standout expert in their market so that every family can feel confident when buying and selling a home.   For more information, head to https://www.keepingcurrentmatters.com/.    Episode: 317 Title: How to Combat Confusion and Eliminate Fear in a Challenging Market w/David Childers Host: Michael J. Maher

KCM dot org to get your own magazine --- Send in a voice message: https://podcasters.spotify.com/pod/show/fernando-montes-de-oca/message Support this podcast: https://podcasters.spotify.com/pod/show/fernando-montes-de-oca/support

KCM. Org Limitless Love book 365 meditation. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fernando-montes-de-oca/message Support this podcast: https://podcasters.spotify.com/pod/show/fernando-montes-de-oca/support

If you want to see where the opportunity for agents is with the current market featuring the Chief Economist of KCM, George Ratiu, to discover... • What every agent needs to know at the height of the summer. • The market trends moving into the rest of 2023. • Where you should focus your time and effort for the rest of the year. Subscribe here for our updates and latest episodes: redx.bz/podcast

Join Kenneth Copeland at the 2023 Chattanooga Victory Campaign as he shares exciting video testimonies that testify to the power of partnership. It is recorded in heaven that the Partners of KCM have won millions to The LORD. Learn how to walk in the same anointings as those you partner with in ministry.

For decades, he has been the master of Kenosha public access – beginning back with Jones Intercable, then to Warner cable, and Time Warner. Today he holds the title of Media Coordinator with Kenosha Community Media – a group which has kept our television sets (and now our website) LOCAL - with amazing programing like Dr. Destruction's Crimson Theater and live events like the upcoming parade on July 3rd. Kenosha Community Media operates out of the Kenosha Public Library Southwest Branch, 7979 39th Ave and still broadcasts over cable – now on Spectrum. Non-Spectrum users can watch the KCM channel on your ROKU device by downloading the free Kenosha Community Media channel, or just visit their website here to see what's playing! If it's at 5pm on Sundays or 11am on Wednesdays, you'll hear the Ktown Connects Podcast, and you could hear Jason Rimkus' episode – how weird would that be?  We had a great time talking to Jason about growing up in Kenosha and how he found his way into the media world. The full conversation with Jason was over 2 hours long and has been edited for your listening enjoyment – to hear the full episode unedited, become a patreon supporter at www.ktownconnects.com.  This episode was recorded on May 8th at Luigi's Pizza Kitchen, 7531 39th Avenue Ktown Connects is brought to you by: ROAR – Be heard Lucci's Grandview 6929 39th Ave Shannyn Franklin – ReMax Newport Elite Franks Diner, 508 58th St Aason Hunzinger of AHDidIt Union Park Tavern, 4520 Eighth Ave. Wink Beauty Boutique, 10909 Sheridan Rd Hydn Cheese Public Craft Brewing Company 628 58th St Get your Ktown Connects merchandise at The Lettering Machine, 725 50th St. Drop us an email at ktownconnects@yahoo.com Find us on Facebook, Instagram and Twitter – and at ktownconnects.com Theme song performed by Dropping Daisies, written by James “Red” McLeod. Your hosts are Donny Stancato and Jason Hedman 

  Rounding Up  Season 1 | Episode 15 – Productive Ways to Build Fluency with Basic Facts Guest: Dr. Jennifer Bay-Williams  Mike Wallus: Ensuring students master their basic facts remains a shared goal among parents and educators. That said, many educators wonder what should replace the memorization drills that cause so much harm to their students' math identities. Today on the podcast, Jenny Bay-Williams talks about how to meet that goal and shares a set of productive practices that also support student reasoning and sense making.  Mike: Welcome to the podcast, Jenny. We are excited to have you.  Jennifer Bay-Williams: Well, thank you for inviting me. I'm thrilled to be here and excited to be talking about basic facts.  Mike: Awesome. Let's jump in. So, your recommendations start with an emphasis on reasoning. I wonder if we could start by just having you talk about the ‘why' behind your recommendation and a little bit about what an emphasis on reasoning looks like in an elementary classroom when you're thinking about basic facts.  Jenny: All right, well, I'm going to start with a little bit of a snarky response: that the non-reasoning approach doesn't work.  Mike and Jenny: ( laugh )  Jenny: OK. So, one reason to move to reasoning is that memorization doesn't work. Drill doesn't work for most people. But the reason to focus on reasoning with basic facts beyond that fact, is that the reasoning strategies grow to strategies that can be used beyond basic facts. So, if you take something like the making 10 idea—that nine plus six, you can move one over and you have 10 plus five—is a beautiful strategy for a 99 plus 35. So, you teach the reasoning upfront from the beginning, and it sets students up for success later on.  Mike: That absolutely makes sense. So, you talk about the difference between telling a strategy and explicit instruction. And I raised this because I suspect that some people might struggle to think about how those are different. Could you describe what explicit instruction looks like and maybe share an example with listeners?  Jenny: Absolutely. First of all, I like to use the whole phrase: ‘explicit strategy instruction.' So, what you're trying to do is have that strategy be explicit, noticeable, visible. So, for example, if you're going to do the making 10 strategy we just talked about, you might have two ten-frames. One of them is filled with nine counters, and one of them is filled with six counters. And students can see that moving one counter over is the same quantity. So, they're seeing this flexibility that you can move numbers around, and you end up with the same sum. So, you're just making that idea explicit and then helping them generalize. You change the problems up and then they come back and they're like, ‘Oh, hey, we can always move some over to make a 10 or a 20 or a 30' or whatever you're working on. And so, I feel like, in using the counters, or they could be stacking unifix cubes or things like that. That's the explicit instruction. Jenny: It's concrete. And then, if you need to be even more explicit, you ask students in the end to summarize the pattern that they noticed across the three or four problems that they solved. ‘Oh, that you take the bigger number, and then you go ahead and complete a 10 to make it easier to add.' And then, that's how you're really bringing those ideas out into the community to talk about. For multiplication, I'm just going to contrast. Let's say we're doing add a group strategy with multiplication. If you were going to do direct instruction, and you're doing six times eight, you might say, ‘All right, so when you see a six,' then a direct instruction would be like, ‘Take that first number and just assume it's a five.' So then, ‘Five eights is how much? Write that down.' That's direct instruction. You're like, ‘Here, do this step here, do this step here, do this step.'  Jenny: The explicit strategy instruction would have, for example—I like eight boxes of crowns because they oftentimes come in eight. So, but they'd have five boxes of crowns and then one more box of crowns. So, they could see you've got five boxes of crowns. They know that fact is 40, they—if they're working on their sixes, they should know their fives. And so, then what would one more group be about? So, just helping them see that with multiplication through visuals, you're adding on one group, not one more, but one group. So, they see that through the visuals that they're doing or through arrays or things like that. So, it's about them seeing the number of relationships and not being told what the steps are.  Mike: And it strikes me, too, Jenny, that the role of the teacher in those two scenarios is pretty different.  Jenny: Very different. Because the teacher is working very hard ( chuckles ) with the explicit strategy instruction to have the visuals that really highlight the strategy. Maybe it's the colors of the dots or the exact ten-frames they've picked and have they filled them or whether they choose to use the unifix cubes and how they're going to color them and things like that. So, they're doing a lot of thinking to make that pattern noticeable, visible. As opposed to just saying, ‘Do this first, do that second, do that third.'  Mike: I love the way that you said that you're doing a lot of thinking and work as a teacher to make a pattern noticeable. That's powerful, and it really is a stark contrast to, ‘Let me just tell you what to do.' I'd love to shift a little bit and ask you about another piece of your work. So, you advocate for teaching facts in an order that stresses relationships rather than simply teaching them in order. I'm wondering if you can tell me a little bit more about how relationships-based instruction has an impact on student thinking.  Jenny: So, we want every student to enact the reasoning strategies. So, I'm going to go back to addition, for example. And I'm going to switch over to the strategy that I call pretend-to-10, also called use 10 or compensation. But if you're going to set them up for using that strategy, [there are] a lot of steps to think through. So, if you're doing nine plus five, then in the pretend-to-10 strategy, you just pretend that nine is a 10. So now you've got 10 plus five and then you've got to compensate in the end. You've got to fix your answer because it's one too much. And so, you've got to come back one. That's some thinking. Those are some steps. So, what you want is to have the students automatic with certain things so that they're set up for that task. So, for that strategy, they need to be able to add a number onto 10 without much thought.  Jenny: Otherwise, the strategy is not useful. The strategy is useful when they already know 10 plus five. So, you teach them this, you teach them that relationship, you know 10 and some more, and then they know that nine's one less than 10. That relationship is hugely important, knowing nine is one less than 10. Um, and so then they know their answer has to be one less. Nine's one less than 10. So, nine plus a number is one less than 10 plus the number. Huge idea. And there's been a lot of research done in kindergarten on students understanding things like seven's one more than six, seven's one less than eight. And they're predictive studies looking at student achievement in first grade, second grade, third grade. And students, it turns out that one of the biggest predictors of success, is students understanding those number relationships. That one more, one less, um, two more, two less. Hugely important in doing the number sense. So that's what the relationship piece is, is sequencing facts so that what is going to be needed for the next thing they're going to do, the thinking that's going to be needed, is there for them. And then build on those relationships to learn the next strategy.  Mike: I mean, it strikes me that there's a little bit of a twofer in that one. The first is this idea that what you're doing is purposely setting up a future idea, right? It's kind of like saying, ‘I'm going to build this prior knowledge about ten-ness, and then I'm going to have kids think about the relationship between 10 and nine.' So, like, the care in this work is actually really understanding those relationships and how you're going to leverage them. The other thing that really jumps out from what you said, this has long-term implications for students thinking. It's not just fact acquisition, it's what you said, research shows that this has implications for how kids are thinking further down the road. Am I understanding that right?  Jenny: That's absolutely correct. So just that strategy alone. Let's say they're adding 29 plus 39. And they're like, ‘Oh hey, both of those numbers are right next to the next benchmark. So instead of 29 plus 39, I'm going to add 30 plus 40, 70. And I got, I went up two, so I'm going to come back down two. And I know that two less than a benchmark's going to land on an eight to that.' Again, it's coming back to this relationship of how far apart numbers are, what's right there within a set of 10, helps then to generalize within 10s or within 100s. And by the way, how about fractions?  Mike: Hmm. Talk about that.  Jenny: ( laughs ) It generalizes to fractions. So, let's take that same idea of adding. Let's just say it's like, two and seven-eighths plus two and seven-eighths. So, if we just pretended those were both threes because they're both super close to three, then you'd have six, and then you added on two-eighths too much. So, you come back two-eighths, or a fourth, and you have your answer. You don't have to do the regrouping with fractions and all the mess that really gets bogged down. And it's a much more efficient method that, again, you set students up for when they understand these number relationships. When you get into fractions, you're thinking about, like, how close are you to the next whole number maybe, instead of to the next 10s number.  Mike: It strikes me that if you have a group of teachers who have a common understanding of this approach to facts, and everyone's kind of playing the long game and thinking about how what they're doing is going to support what's next, it just creates a system that's much more intentional in helping kids not only acquire the facts, but build a set of ways of thinking.  Jenny: Mike, that's exactly it. I mean, here we are, we're trying to make up for lost time. We never have enough time in the classroom. We want an efficient way to make sure our kids get the most learning in. And so, to me that is about investing early in the fact strategies. Because then actually when you get up to those other things that you're adding or subtracting or multiplying or whatever you're doing, you benefit from the fact that you took time early to learn those strategies. Because those strategies are now very useful for all this other math that you're doing. And then students are more successful in making good choices about how they're going to solve those problems that are, oftentimes—especially when, I like to mention fractions and decimals at least once in a basic facts talk because we get back, by the time we get into fractions and decimals—we're back to just sometimes only showing one way. The sort of standard algorithm way. When, in fact, those basic facts strategies absolutely apply to almost-always-more-efficient strategies for working with fractions and decimals.  Mike: I want to shift a little bit. One of the things that was really helpful for me in growing my understanding is, the way that you talk about a set of facts that you would describe as ‘foundational' facts and another set of facts that you would describe as ‘derived' facts. And I'm wondering if you can unpack what those two subsets are and how they're related to one another.  Jenny: Yeah. So, the foundational facts are ones where automaticity is needed in order to enact a strategy. So, to me, the foundational fact strategies are, they're names. Like the doubling strategy or double and double again, some people call it. Or add a group for multiplication, and the addition ones of making 10s and pretend-to-10 strategies. And in those strategies, you can solve lots of different facts. But there's too much going on ( laughs ) in your brain if you don't have automaticity with the facts you need. So, for example, if you have your six facts, and you're trying to get your six facts down. And you already know your fives, like, automaticity with your fives. Then that becomes a useful way to get your sixes. So, if you have six times eight, and you know five times eight is 40, then you're like, ‘I got one more 8, 48.'  Jenny: That's an added group strategy. But if you're not automatic with your fives, this is how this sounds when you're interviewing a child. They're going to use add a group strategy, but they don't know their fives. So, then they're like, ‘Let's see, five times eight is 5, 10, 15, 20, 25, 30, 40. Now, what was I doing?' Like, they can't finish it because they were skip-counting with their fives. They lose track of what they're doing, is my point. So, the key is that they just know those facts that they need in order to use a strategy. And that, going back to, like, the pretend-to-10, they got to know 10-and-some-more facts to be successful. They have to know nine's one less than 10 to be successful. So, that's the idea is, if they reach automaticity with the foundational fact sets, then their brain is freed up to go through those reasoning strategies.  Mike: That totally makes sense. I want to shift a little bit now. One of the things that I really appreciated about the article was that you made what I think is a very strong, unambiguous case for ending many of the past practices used for fact acquisition—worksheets and timed tests, in particular. This can be a tough sell because this is often what is associated with elementary mathematics, and families kind of expect this kind of practice. How would you help an educator explain the shift away from these practices to folks who are out in the larger community? What is it that we might help say to folks to help them understand this shift?  Jenny: That's a great question, and the real answer is it depends, again, on audience. So, who is your audience? Even if the audience is parents, what do those parents prioritize and want for their children? So, I feel like [there are] lots of reasons to do it, but to really speak to what matters to them. So, I'm going to give a very generic answer here. But for everyone, they want their child to be successful. So, I feel that that opportunity to show, to give a problem like 29 plus 29, and ask how parents might add that problem. And if they think 30 plus 30 and subtract two to get to the answer, whatever, then that gives this case to say, ‘Well this is how we're going to work on basic facts. We're building up so that your child is ready to use these strategies. We're going to start right with the basic facts, learning these strategies. These really matter.' Jenny: And the example I gave could be whatever fits with the level of their kid. So, it could be like 302 minus 299. It's a classic one where you don't want your child to implement an algorithm there, you want them to notice those numbers are three apart. And so, there's this work that begins early. So, I think that's part of it. I think another part of it is helping people just reflect on their own learning experiences. What were your learning experiences with basic facts? And even if they liked the speed drills, they oftentimes recognize that it was not well-liked by most people. And also, then they really didn't learn strategies. So, I feel like we have to be showing that we're not taking something away, we're adding something in. They are going to become automatic with their facts. They're not going to forget them because we're not doing this memorizing that leads to a lot of forgetting. And bonus, they're going to have these strategies that are super useful going forward. So, to me, those are some of the really strong speaking points. I like to play a game and then just stop and pause for a minute and just say, ‘Did you see how hard it was for me to get you quiet? Do you see how much fun you were having?' And then I just hold up a worksheet ( laughs ). I'm like, ‘And how about this?' You know, again, that emotional connection to the experience and the outcomes.  Mike: That is wonderful. Since you brought it up, let's talk about replacements for worksheets and timed tests.  Jenny: Um-hm.  Mike: So, you advocate for games as you said, and for an activity-based approach. I think that what I want to try to do is get really specific so that if I'm a classroom teacher, and I can't see a picture of that yet, can you help paint a picture? Like what might that look like?  Jenny: I love that question because [there are] lots of good games and lots of places. But again, like I said earlier, this thinking really deeply about what game I'm choosing and for what. What do my students need to practice? And then being very intentional about game choice is really important. So, for example, if students are working on their 10-and-some-more facts, then you want to play a game where all the facts are 10-and-some-more facts. That's what they're working on. And then maybe you mix in some that aren't. Or you play a game with that and then they sort cards and find all the solve the 10 and more, or [there are] lots of things they can do. They can play concentration, where the fact is hidden and the answer is hidden and things like that. So, you can be very focused. And then when you get to the strategies, you want to have a game that allows for students to say, allow their strategies.  Jenny: So, I'm a big fan of, like, sentence frames, for example. So, [there are] games that we have in our ‘Math Fact Fluency' book that are in other places that specifically work on a strategy. So, for example, if I'm working on the pretend-to-10 strategy, I like to play the game fixed-addend war, which is the classic game of war, except, there's an addend in the middle, and it's a nine, to start. And then each of the two players turns up a card. So, Mike, if you turn up a seven, then you're going to explain how you're going to use the pretend-to-10 strategy to add it. And I turned up a six, so I'm going to, I'm going to do this then I'll, you can do it. So, I turned up a six. So, I'm going to say, ‘Well, 10 and six is 16, so nine and six is one less, 15.' I've just explained the pretend-to-10 strategy. And then you get your turn.  Mike: And I'd say, ‘Well seven and 10, I know seven and 10 is 17, so seven and nine has to be one less, and that's 16. Jenny: Yeah. So, your total's higher than mine, you win those two cards, you put them in your deck, and we move on. So, that's a way to just practice thinking through that strategy. Notice there's no time factor in that. You have a different card than I have. You have as much time, and we're doing think-aloud. These are all high-leverage practices. Then we get to the games where it's like, you might turn up a six and a five where you're not going to use the pretend-to-10 strategy for that. You've got to think, ‘Oh that doesn't really fit that strategy because neither one of those numbers is really close to 10. Oh hey, it's near a double, I'm going to use my double.' So, you sequence these games to, if you start with one of those open-ended games, it might be too big of a jump because students aren't ready to choose between their strategies. They have to first, be adept at using their strategies. And once they're adept at using them, then they're ready to play games where they get to choose among the strategies.  Mike: So, you're making me think a couple things, Jenny. One is, it's not just that we're shifting to using games as a venue to practice to get to automaticity. You're actually saying that when we think about the games, we really need to think about, ‘What are the strategies that we're after for kids?' And then make sure that the way that the game is structured, like, when you're talking about the pretend-to-10, with the fixed addend. That's designed to elicit that strategy and have kids work on developing their language and their thinking around that particularly. So, there's a level of intent around the game choice and the connection to the strategies that kids are thinking about. Am I understanding that right?  Jenny: That's it. That's exactly right. That's exactly right. And a huge, a lot of intentionality so that they have that opportunity and a no-pressure, a low-stress, think through the strategy. If they make a mistake, they're peer or themselves usually correct it in the moment, and they get so much practice in. I mean, imagine going through half a deck of cards playing that game.  Mike: Yeah.  Jenny: That's 26 facts. And then picture those 26 facts on a page of paper. And then, and again, in the game that you've got the added benefit of think-aloud, and then you're hearing what your peer has said.  Mike: You know, one of the things that strikes me is, if I'm a teacher, I might be thinking like, ‘This is awesome, I'm super excited about it. Holy mackerel, do I have to figure these games out myself?' And I think the good news is, there's a lot of work that's been done on this. I know you've done some. Do you have any recommendations for folks? There's of course curriculum. But do you have recommendations for resources that you think, help a teacher think about this or help a teacher see some of the games that we're talking about?  Jenny: Well, I'm going to start with my ‘Math Fact Fluency' book because that is where we go through each of these strategies, each of the foundational facts sets and the strategies, and for each one supply a game. And then from those games they're easily adaptable to other settings. And some of the games are classic games. So, there's a game, for example, called ‘Square Deal.' And the idea is that you're covering a game board, and you're trying to make a square. So, you get a two-by-two grid taken, and you score a point or five points or whatever you want to score. Well, we have that game housed under the 10-and-some-more facts. So, all the answers are like 19, 16, 15, and the students turn over a 10 card and another card, and if it's a 10 and a five, they get to claim a 15 spot on the game board.  Jenny: Well, that game board can be easily adapted to any multiplication fact sets, any other addition. I like to do a Square Deal with 10 and some more, and then I like to do Square Deal with nine and some more. There's my effort, again, to come back to either pretend-to-10 or making 10. Where they're like, ‘Oh, I just played 10 and some more. Now we're doing the same game, but it's nine and some more.' So, I feel like there's a lot of games there. And there is a free companion website that has about half of the games ready to download in English and in Spanish.  Mike: Any chance you'd be willing to share it?  Jenny: Yeah, absolutely. So, you can just Google it. The Kentucky Center for Mathematics created it during Covid, actually, as a gift to the math community. And so, if you type in ‘Kentucky Center for Math' or ‘KCM math fact fluency companion website,' it will pop up.  Mike: That's awesome. I want to ask you about one more thing before we close because we've really talked about the replacement for worksheets, the replacements for timed tests. But there is a piece of this where people think about ‘How do I know?' right? ‘How can I tell that kids have started to build this automaticity?' And you make a pretty strong case for interviewing students to understand their thinking. I'm wondering if you could just talk again about the ‘why' behind it and a little bit about what it might look like.  Jenny: So, first of all, timed tests are definitely a mistake for many reasons. And one of the reasons— beyond the anxiety they cause—they're just very poor assessment tools. So, you can't see if the student is skip-counting or not, for example, for multiplication facts. You can't see if they're counting by ones for the addition facts. You can't see that when they're doing the test, and you can't assume that they're working at a constant rate; that they're just solving one every, you know, couple of seconds, which is the way those tests are designed. Because I can spend a lot of time on one and less time on the other. So, they're just not, they're just not effective as an assessment tool. So, if you flip that. Let's say they're playing the game we were talking about earlier, and you just want to know can they use the pretend-to- 10 strategy?  Jenny: That's your assessment question of the day. Well, you just wander around with a little checklist ( chuckles ), you know? Yes, they can. No, they can't. And so, a checklist can get at the strategies, and a checklist can also get at the facts like how well are they doing with their facts? So, once they do some of those games that are more open-ended, you can just observe and listen to them and get a feel for that. If they're playing Square Deal with whatever fact, you know. So, what happens is you're, like, ‘I wonder how they're doing with their fours. We've really been working with their fours a lot.' Well, you can play Square Deal or a number of other games where that day you're working on fours. The fixed-addend war can become fixed-factor war, and you put a four in the middle. So adaptable games and then you're just listening and watching.  Jenny: And if you're not comfortable with that approach, then they can be playing those games, and you can have students channeling through where you do a little mini-interview. It only takes a few questions to get a feel for whether a student knows their facts. And you can really see who's automatic and who's still thinking. So, for example, a student who's working on their fours, if you give them four times seven, they might say, ‘Twenty-eight.' I call that automatic. Or they might, they might do four times seven, and they pause, and they're like, ‘Twenty-eight.' Then I'm like, ‘How did you think about that?' And they're like, ‘Well, I doubled and doubled again.' ‘Great.' So, I can mark off that they are using a strategy, but they're not automatic yet. So that to me is a check, not a star. And if I ask, ‘How did you do it?' And they say, ‘Well, I skip-counted.' Well then, I'm marking down the skip-counted. Because that means they need a strategy to help them move toward automaticity. Mike: I think what strikes me about that, too, is, when you understand where they're at on their journey to automaticity, you can actually do something about it as opposed to just looking at the quantity that you might see on a timed test. What's actionable about that? I'm not sure, but I think what you're suggesting really makes the case that I can do something with data that I observe or data that I hear in an interview or see in an interview.  Jenny: Absolutely. I mean this whole different positioning of the teacher as coaching the student toward their growth; helping them grow in their math proficiency, their math fluency. You see where they're at and then you're monitoring that in order to move them forward instead of just marking them right or wrong on a timed test. I think that's a great way to synthesize that.  Mike: Well, I have to say, it has been a pleasure talking with you. Thank you so much for joining us today.  Jenny: Thank you so much. I am again thrilled to be invited and always happy to talk about this topic.  Mike: This podcast is brought to you by The Math Learning Center and the Maier Math Foundation, dedicated to inspiring and enabling individuals to discover and develop their mathematical confidence and ability.  © 2023 The Math Learning Center | www.mathlearningcenter.org

Join Kenneth Copeland at the 2023 Sacramento Victory Campaign as he shares the benefits of partnership with KCM. Watch exciting video presentations that clearly show how partnership played a significant role in people's lives, including a very special testimony from the director of KCM Ukraine.

Show Summary All Jesus wants is our YES Today we talk with my great friend, Brian Sanders. Brian Sanders is the Outreach Pastor for Eagle Mountain International Church. He also is the Disaster Relief Manager for Kenneth Copeland Ministires. For 17 years he was the Prison Director for Mike Barber Prison Ministry. Brian has a passion to see people come to know Jesus. Luke 14:23 says: Then the master said to the servant, 'Go out into the highways and hedges, and compel them to come in, that my house may be filled. Weaks and I will give it away for three minutes Monday with me and the three week. To fulfill this scripture Brian is involved in many outreach that include street evangelism, homeless, prisons, nursing homes, and community events. He is an amazing man, with an amazing family, doing amazing things. RESOURCES MENTIONED IN THE SHOW SPONSOR Clarity Roofing and Solar: https://www.clarityroofingandsolar.com/ or Call Joe Today 469-386-9116 EMI's website: https://www.emic.org/ KCM's website: https://www.kcm.org/ Write Background Check Podcast and Forgiven Felons: PO Box 4283 Cedar Hill, TX 75106 Forgiven Felons website: https://www.forgivenfelons.org/ Watch the Forgiven Felons Documentary: https://therokuchannel.roku.com/details/7abf5e84134e54a394b5b42544c08caa/forgiven-felons/season-1 How to get more involved with Forgiven Felons: Leave a review and subscribe on iTunes: https://podcasts.apple.com/us/podcast/background-check-podcast/id1515831127 BUY MERCHANDISE FOR A CAUSE: https://www.forgivenfelons.org/shop Learn about our Future Plans or to DONATE A BUILDING: https://www.forgivenfelons.org/future-plans Give to our organization: https://www.forgivenfelons.org/support Follow Forgiven Felons on Instagram, Facebook, and Twitter.

Byron Lazine and Nicole White discuss Airbnb restrictions, inflation's impact on millennials, Microsoft's multi-billion dollar investment in ChatGPT maker OpenAI, Americans leaving California and New York, and a new wealth tax that would include wealthy former CA residents. Subscribe to the BAM YouTube channel: https://tinyurl.com/aatxhaka Subscribe to BAM Newsletter: http://eepurl.com/hZU-Vn Connect with Byron: Website: https://byronlazine.com Instagram: https://www.instagram.com/byronlazine Twitter: https://www.twitter.com/ByronLazine TikTok: https://www.tiktok.com/@byronlazine 5AM Call Sign-up: https://www.5amcall.com Newsletter here: https://byronlazine.com/subscribe Connect with Nicole White: https://www.instagram.com/nicolewhiterealtor/ This episode's sources: https://nowbam.com/airbnb-restrictions-25-cities-cracking-down-on-short-term-rentals/ https://nowbam.com/92-of-millennials-say-inflation-has-altered-their-home-buying-plans/ https://www.cnbc.com/2023/01/23/microsoft-announces-multibillion-dollar-investment-in-chatgpt-maker-openai.html https://www.foxbusiness.com/economy/new-york-california-suffer-biggest-blow-more-americans-flee-low-tax-states https://nypost.com/2023/01/24/california-dems-consider-wealth-tax-including-for-people-who-moved-out-of-state/ Timestamps: 00:00–00:21 Intro 01:08 Topic #1: 25 Cities Cracking Down on AirBnB 07:33 Is AirBnB a good investment? 08:51 Advice for people investing in single-family homes for short-term rental use 12:20 Topic #2: 92% of Millennials Say Inflation Has Altered Their Home Buying Plans 13:48 How inflation has specifically changed home buying 18:20 All these bullet points could be email subject lines (and videos) 19:22 Left, Middle, Right #1: Multibillion dollar Microsoft investment in OpenAI 20:20 BAM's live demonstration: using ChatGPT to create listing descriptions 21:37 BAM's upcoming ebook with Chris Smith—an AI 101 22:01 LMR #2: Americans leaving New York & California for low-tax states 22:10 LMR #3: California democrats consider wealth tax including those who moved out of state 25:25 Live-stream with KCM at 3 pm ET #airbnb #shorttermrentals #realestatepodcast

(금) 컬투쇼 - 매일진품명품 + 쏭꼬무 (DJ빽가, KCM) - 2022.10.14ART19 개인정보 정책 및 캘리포니아주의 개인정보 통지는 https://art19.com/privacy & https://art19.com/privacy#do-not-sell-my-info 에서 확인하실 수 있습니다.

Byron Lazine and Nicole White sit down to discuss mortgage fraud, the impact of remote work on Florida, Logan airport upgrades, venture capital bias, and a huge fail for Burger King. PropStream is the leading real estate data and analytics platform, no matter what your real estate goals are. Get more listings, close more deals with PropStream. https://bit.ly/PropStream-BAM Subscribe to this channel: https://tinyurl.com/aatxhaka Subscribe to BAM Newsletter: http://eepurl.com/hZU-Vn Connect with Byron: Website: https://byronlazine.com Instagram: https://www.instagram.com/byronlazine Twitter: https://www.twitter.com/ByronLazine TikTok: https://www.tiktok.com/@byronlazine 5AM Call Sign-up: https://www.5amcall.com Newsletter here: https://byronlazine.com/subscribe Connect with Nicole White: https://www.instagram.com/nicolewhiterealtor/ Stand out as the go-to real estate agent with our easy-to-share blog posts, social media graphics, videos, guides, and more with KCM. Link: https://bit.ly/KCM-BAM This episode's sources: https://www.inman.com/2022/09/13/mortgage-lenders-face-heightened-risk-of-income-property-fraud/ https://archive.ph/k3rOu https://www.nbcboston.com/news/politics/biden-touts-logan-upgrade-as-part-of-infrastructure-offensive-tips-cap-to-baker/2832364/ https://www.npr.org/2022/08/26/1119415180/wework-flow-adam-neumann-vc-venture-capital-350-million-gender-bias-horowitz https://www.cnn.com/2022/09/12/business/burger-king-whopper/index.html Timestamps: 00:00 - 01:50 Intro 02:26 Mortgage lenders face heightened risk of fraud 12:25 Remote work is killing Florida as a retirement paradise 19:37 Left, Middle, Right 20:09 Biden touts Logan upgrade 25:55 How broke and biased venture capital is 30:26 Burger King has a plan (that's doomed to fail) #realestatepodcast #realestatemarketing #realestatenews

Byron Lazine and Nicole White discuss the Goldman Sachs prediction on falling home sales, the return of the 40-year fixed mortgage, California blackout risks, and Apple's iPhone 14 event. Win a 30 Minute Zoom with Byron & Nicole https://bit.ly/WinWithTRW PropStream is the leading real estate data and analytics platform, no matter what your real estate goals are. Get more listings, close more deals with PropStream. https://bit.ly/PropStream-BAM Subscribe to this channel: https://tinyurl.com/aatxhaka Subscribe to BAM Newsletter: http://eepurl.com/hZU-Vn Connect with Byron: Website: https://byronlazine.com Instagram: https://www.instagram.com/byronlazine Twitter: https://www.twitter.com/ByronLazine TikTok: https://www.tiktok.com/@byronlazine 5AM Call Sign-up: https://www.5amcall.com Newsletter here: https://byronlazine.com/subscribe Connect with Nicole White: https://www.instagram.com/nicolewhiterealtor/ Stand out as the go-to real estate agent with our easy-to-share blog posts, social media graphics, videos, guides, and more with KCM. Link: https://bit.ly/KCM-BAM This episode's sources: https://www.inman.com/2022/09/01/home-sales-have-so-much-further-to-fall-in-2023-goldman-sachs-says/ https://www.inman.com/2022/09/02/newrez-returns-to-playbook-brings-back-40-year-fixed-rate-mortgage/ https://www.wsj.com/articles/california-blackout-risks-intensify-amid-soaring-temperatures-wildfires-11662404359 https://www.cnbc.com/2022/08/29/apple-iphone-14-event-preview-september-2022.html Timestamps: 0:00–1:14 Intro 01:14: Topic 1 Goldman Sachs is not bullish. 07:40 They're not expecting prices to drop… 14:56 Topic 2 The 40-year fixed rate mortgage is back! 18:20 Is the 40-year a good product, or should the mortgage be capped at 30 years? 23:10 Left, Middle, Right 23:17 California blackout risks intensify 21:12 Apple's big iPhone 14 event #housingmarket #housingcollapse #realestatepodcast

Byron Lazine and Nicole White discuss Zillow's acquisition of ShowingTime, 'housing recesssion' hype, shrinkflation worries, and consumer struggles with utility bills. Win a 30 Minute Zoom with Byron & Nicole https://bit.ly/WinWithTRW PropStream is the leading real estate data and analytics platform, no matter what your real estate goals are. Get more listings, close more deals with PropStream. https://bit.ly/PropStream-BAM Subscribe to this channel: https://www.youtube.com/channel/UCnIX... Subscribe to BAM Newsletter: http://eepurl.com/hZU-Vn Connect with Byron: Website: https://byronlazine.com Instagram: https://www.instagram.com/byronlazine Twitter: https://www.twitter.com/ByronLazine TikTok: https://www.tiktok.com/@byronlazine 5AM Call Sign-up: https://www.5amcall.com Newsletter here: https://byronlazine.com/subscribe Connect with Nicole White: https://www.instagram.com/nicolewhite... Stand out as the go-to real estate agent with our easy-to-share blog posts, social media graphics, videos, guides, and more with KCM. Link: https://bit.ly/KCM-BAM This episode's sources: https://www.inman.com/2022/08/29/watch-a-zillow-executive-reveals-what-sparked-the-showingtime-buy-2/ https://www.inman.com/2022/08/29/what-does-housing-recession-even-mean-economists-dont-really-know/ https://www.cnbc.com/2022/08/29/64percent-of-consumers-worry-about-shrinkflation-heres-what-to-watch-for.html https://www.foxbusiness.com/economy/more-than-20-million-households-behind-utility-bills Timestamps: 0:00–3:11 Intro 3:11 Topic #1—Zillow bought ShowingTime 15:07 Topic #2—What does ‘housing recession' mean? 20:40 Left, Middle, Right 20:57 #1—CNBC article: 64% of consumers worried about shrinkflation 24:27 #2—Fox Business: More than 20 million U.S. households are behind on utility bills #realestatepodcast #realestatenews #zillownews

Another year of KCM's life has passed and another birthday has arrived. In this solo episode KCM shares the lessons learned from being a year older...making decisions, taking risks, loving, learning, forgiving herself, and others, and being present. Enjoy! Connect with The Bottled Blonde Community: Instagram: @thebottledblondepodcast Connect with the host Kristina McInnis: Instagram: @kristinacatherinemcinnis Website: https://www.kristinamcinnis.com --- Support this podcast: https://anchor.fm/the-bottled-blonde/support

Byron Lazine and Nicole White discuss the appraisal process, slashed recruitment incentives, President Biden's infrastructure bill, and fears around student loan forgiveness. Join us in August at the biggest party ever at the Tom Ferry Success Summit! :tada: https://bit.ly/TF-BAM-Summit2022 Use code PR-BAM-SUMMIT for $100 OFF! ALSO, for a limited time, we're giving away two free tickets to the Tom Ferry Summit. Enter here to win: https://brokeagentmedia.com/enter-to-win-tickets-to-the-tom-ferry-success-summit/ Subscribe to this channel: https://www.youtube.com/channel/UCnIX... Subscribe to BAM Newsletter: http://eepurl.com/hZU-Vn Connect with Byron: Website: https://byronlazine.com Instagram: https://www.instagram.com/byronlazine Twitter: https://www.twitter.com/ByronLazine TikTok: https://www.tiktok.com/@byronlazine 5AM Call Sign-up: https://www.5amcall.com Newsletter here: https://byronlazine.com/subscribe Connect with Nicole White: https://www.instagram.com/nicolewhite... Virtudesk link: https://bit.ly/VD-BAM Stand out as the go-to real estate agent with our easy-to-share blog posts, social media graphics, videos, guides, and more with KCM. Link: https://bit.ly/KCM-BAM This episode's sources: https://www.nytimes.com/2022/08/18/realestate/housing-discrimination-maryland.html https://www.inman.com/2022/08/17/incentives-slashed-downlines-dropped-time-to-sell-real-estate/ https://www.cnn.com/2022/08/22/politics/biden-administration-tries-to-sell-infrastructure-projects/index.html https://www.cnbc.com/2022/08/22/americans-are-concerned-student-loan-forgiveness-will-worsen-inflation.html Timestamps: 00:00 - 2:38 Intro 1:48: “The appraisal process is an absolute joke in this industry” 2:39: Topic #1: New York Times: Appraisal company undervalued home based on homeowner's race 11:22: Topic #2: Incentives Slashed, downlines dropped. Time to sell real estate 17:40: Left, Middle, Right 17:55: Biden's infrastructure law and projects underway 21:44: "59% of Americans worry student loan forgiveness will make inflation worse." #realestatepodcast #realestatenews #realestatemarketing

What is the secret you are keeping? KCM and Bryan read your secret confessions and give advice. Connect with the host Kristina McInnis: Instagram: @kristinacatherinemcinnis Website: https://www.kristinamcinnis.com Connect with The Bottled Blonde Community: Instagram: @thebottledblondepodcast Facebook: https://www.facebook.com/groups/738092970016981 --- Support this podcast: https://anchor.fm/the-bottled-blonde/support

Life Hacks with KCM and Bougie Bryan: How To Get Into Exclusive Parties Without An Invitation --- Support this podcast: https://anchor.fm/the-bottled-blonde/support