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Welcome to the second installment of the 'As a Man' series on the PSA the Mental Health Podcast: "As a Man, Why Are You into Zodiac Signs?" This track delves deep into the societal fascination with astrology, sparking a spirited debate about its impact on our lives, decision-making, and mental health.In this episode, Izzy challenges the listener to consider why many are drawn to horoscopes and astrological predictions. Are we simply trying to predict the future, or is something deeper at play? We explore whether relying on zodiac signs might shape our identities in ways that diminish our agency and contribute to emotional instability.The Controversial Discussion: Prophets vs. Astrology We explore a provocative comparison between biblical prophets who spoke as messengers of God and modern-day astrology, which often attributes one's fate to celestial bodies. What's the real difference, and why do people believe it? Izzy questions the logic behind consulting the stars about the future while ignoring the tangible advice of loved ones and the proven wisdom in scripture.Twins and the Zodiac ConundrumEver wondered why twins born under the same astrological sign can have completely different personalities and life choices? We tackle this intriguing question, discussing how it challenges the legitimacy of astrology in determining character and fate.Ancestral Voices vs. Family Dynamics In a daring segment, Izzy probes why some who believe they can communicate with ancestors struggle to maintain relationships with living family members. This discussion aims to uncover underlying issues about belief, communication, and what we choose to prioritize in our personal lives. Episode Highlights Include:Debating Astrology's Role: Is astrology a tool for guidance or a crutch for those unwilling to face reality?Cultural Impact: How does the belief in astrology affect mental health, particularly among men who are often discouraged from exploring such interests deemed 'feminine'?Practical Takeaways: Despite the allure of the stars, we discuss the importance of creating one's destiny through action and choice, rather than passive prediction.This episode isn't just a critique but a call to introspection and empowerment. By understanding the limitations and potential harms of over-reliance on zodiac signs, we encourage our listeners to take control of their narratives and make informed decisions based on reality, not just the alignment of the planets. Engage with Us: Do you find yourself checking your horoscope daily? Have you made significant life decisions based on astrological advice? Join the conversation in the comments, share your experiences, and let's dissect the real impact of astrology together. Tune in and transform your understanding of fate and personal agency with this eye-opening discussion.#AsAManSeries #ZodiacDebate #MenAndAstrology #MentalHealthMatters #AstrologyMyths #MasculineStereotypes #FutureByDesign #CelestialSkepticism #ProphetsVsPsychics #FamilyDynamics #PersonalAgency #CulturalImpact #ControlYourDestiny #QuestionTheStars #NavigateYourPath #MenInAstrology #SpiritualVsScientific #AstrologyExposed #RedefineFate #ChallengeStereotypes #EngageInDebate #AstrologyAndIdentity #EmbraceReality #ThinkCritically #BeyondTheHoroscope #AstrologyInQuestion #AstrologicalImplications #UnderstandingAstrology #NavigatingLifeChoices #MentalHealthAwarenessBecome a supporter of this podcast: https://www.spreaker.com/podcast/p-s-a-the-mental-health-podcast--5520511/support.

Take Downs and the Rest of Us: Do they matter? https://isc.sans.edu/diary/Take%20Downs%20and%20the%20Rest%20of%20Us%3A%20Do%20they%20matter%3F/30694 Joint Cybersecurity Advisory https://www.ic3.gov/Media/News/2024/240227.pdf SVR Cyber Actors Adapt Tactics for Initial Cloud Access https://www.ncsc.gov.uk/news/svr-cyber-actors-adapt-tactics-for-initial-cloud-access Data Scientists Targeted by Malicious Hugging Face ML Models with Silent Backdoor https://jfrog.com/blog/data-scientists-targeted-by-malicious-hugging-face-ml-models-with-silent-backdoor/

Take Downs and the Rest of Us: Do they matter? https://isc.sans.edu/diary/Take%20Downs%20and%20the%20Rest%20of%20Us%3A%20Do%20they%20matter%3F/30694 Joint Cybersecurity Advisory https://www.ic3.gov/Media/News/2024/240227.pdf SVR Cyber Actors Adapt Tactics for Initial Cloud Access https://www.ncsc.gov.uk/news/svr-cyber-actors-adapt-tactics-for-initial-cloud-access Data Scientists Targeted by Malicious Hugging Face ML Models with Silent Backdoor https://jfrog.com/blog/data-scientists-targeted-by-malicious-hugging-face-ml-models-with-silent-backdoor/

Thirsty Thursday Tipsy or Toddler, Robby the Lawyer and Rochelle the Doctor, Fat Thursday? Fastest growing city in the US + Do you have a nickname for a body part?

Dr. Erkeda DeRouen talks to Dr. Bryan Carmody, a pediatric nephrologist at Eastern Virginia Medical School. They discuss the value of standardized test scores, the ultra-competitive nature of the residency admissions process, and the benefits of having an open mind in your journey to medicine.  [00:00] Introduction [01:37] Who is Dr. Bryan Carmody [02:54] The Benefits of Having an Open Mind in Your Journey to Medicine [05:52] All You Need to Know About the USMLE Selection Process [07:50] Why Residency Matching is Becoming More Competitive [11:01] Residency Match Explained  [13:59] Addressing the Pediatric Subspecialty Shortage [16:15] What Dr. Carmody Would Change About Healthcare [18:34] Parting Thoughts  Pivoting Specialties: Your Pediatrician's Tale You probably already know this, but your medical journey is not linear. You might end up pursuing a career different from what you thought you'd do. Dr. Carmody made an unexpected shift from internal medicine to pediatrics. He emphasizes the importance of staying open-minded during rotations and allowing yourself to discover new passions. As an aspiring physician, you must be open to the fact that your journey can take unexpected but fulfilling turns. So, approach rotation with a mind of curiosity. Addressing Pediatric Subspecialty Shortages Dr. Carmody discusses the shortages in certain fields like pediatric nephrology. He shares concerns about the workforce not keeping pace with retirements, raising questions about future care models. The recent shortages underline why we need to inspire the next generation to pursue these critical specialties. The conversation becomes a call to action, emphasizing the urgency of addressing shortages in pediatric subspecialties. Dr. Carmody discusses potential solutions, including inspiring and supporting you to choose these specialties and adapting care models to ensure continued excellence in pediatric care. Why Residency Matching is Becoming More Competitive  The residency matching process is becoming more competitive by the year. The USMLE has undergone what Dr. Carmody refers to as "scope creep." This term highlights the expansion and intensification of exam expectations over the years. In the early 1990s, the USMLE mean score stood at 200. Fast forward to the present day, and the median score has surged to approximately 250. This substantial increase of 50 points is not something to be ignored. To put this into perspective, the worst test-takers in today's environment outperform the average test-taker from the 1990s. Even the very best test-takers from that era are average in today's ultra-competitive landscape. So what is driving this upward trend, and is this trend good or bad? Despite the perception of increased competitiveness, the number of available residency positions relative to the number of graduating US MD students is more favorable than in recent memory. In the most recent cycle, there were approximately 1.9 residency positions available for every graduating US MD student. When factoring in US DO students, this number remains favorable at 1.38 residency positions per student. This proves that the match process is not all doom and gloom after all. You still have a more than favorable chance to get into the program of your dreams.  You can reach Dr. Carmody on YouTube, Twitter, and his Website for more details about her work. Check out the six-part series on residency matching here - YouTube   To learn more about how MedSchoolCoach can help you along your medical school journey, visit us at Prospective Doctor.  You can also reach us through our social media: Facebook: https://www.facebook.com/MedSchoolCoach Dr. Erkeda's Instagram: https://www.instagram.com/doctordgram/ YouTube: www.youtube.com/@ProspectiveDoctor

Series:  The Character of GodForgiving & JustExodus 34:1-7 God's character does not change.    “The Lord, the Lord, the compassionate and gracious God, slow to anger, abounding in love and faithfulness, 7 maintaining love to thousands, and forgiving wickedness, rebellion and sin. Yet he does not leave the guilty unpunished; he punishes the children and their children for the sin of the parents to the third and fourth generation.”Exodus 34:6-7a   There are 2 ways that He shows His faithfulness:1) He dwells with His people. 2) He willingly forgives His people. He is a FORGIVING God Forgiveness:  nā·śā = to lift a burden, to be transported, to raise the head of someone with eyes turned downward, to honor someone “for the Lord your God is gracious and compassionate. He will not turn His face from you if you return to Him.”2 Chronicles 30:9b Iniquity:                    ʿā·wōn = breaking a lawRebellion:                pě·šǎʿ   = rejecting authority   Sin:                             ḥǎṭ·ṭā·ʾāh = immoral/evilHe is a God of JUSTICE  He will not leave: pā·qǎḏ = to count, to record. According to Deuteronomy 24:16 and Ezekiel 18:20, children were not penalized for their parents' sins.  The justice/forgiveness tension is reconciled through penal substitution = a substitute taking a person's penalty.            God does not set aside justice to make room for mercy. Rather justice and mercy embrace at the cross.   Romans 3:23-26    Lessons for Us:  Do not neglect the full character of God. God will judge and punish sin. Revelation 20:11-15    Forgiveness does not mean that justice is not served. Justice makes it possible for forgiveness to exist.   Romans 12:19   Colossians 3:13  Understanding God's character as revealed in Jesus gives us the model for our lives.

Episódio 34 – Triplo T - Trine, Tetris e The Last of Us - Do podcast Sem Continue, dos Amigos Gamers. Falamos dos lançamentos até aqui dos jogos estilo survivor horror destaque para o Resident Evil 4. O futuro da franquia Trine. Falamos também da série do The Last of Us e a questão do fungo retratado nos episódios e que causou todo o caos visto na tela, ele existe na vida real? Comentamos as teorias sobre esse assunto. Histórias da indústria de jogos, projetos diversos via documentários e filmes resgatam a memória desse setor, aqui o destaque fica para os bastidores da criação do jogo Tetris. Isso e outros assuntos aqui no Sem Continue!

SEO for Creative Business OwnersEpisode 66: Healthy SEO Habits - Create a Blogging ProcessThis is the FIFTH part of a series that will break down the process of building simple yet effective SEO habits.Episode Highlights ...[1:01] Content is Tricky [1:32] What Most of Us Do... [2:08] David Bowie's Creative Process[4:57] The Problem with Notes[7:36] Why Do We Need Content for SEO? [8:51] Develope a Painless Blogging Process[11:18] Don't approach blogging like a BIG TODOResources mentioned in this episode...www.blinkist.comwww.buildingasecondbrain.comor... use my AFFILIATE LINK! ... https://amzn.to/3Ct56xf CONNECT… Who is Meredith's husband?or visit: MeredithsHusband.com

This week's guest is Domingo Valadez, Co-founder & CEO of Homebase, a platform that lets people invest in tokenized residential real estate for as little as $100. As real estate prices continue to get more and more unaffordable for people, Homebase aims to be the destination for US renters to invest in the US residential real estate market via fractionalizing NFTs. Show Notes:0:50 - What is Homebase?2:05 - Why Solana?4:06 - How does it work?7:09  - Benefits using web3 and Solana9:17 - Us vs International11:11 - How things can evolve for Homebase?  14:18 - Regulatory landscape in the US / next US markets to expand to17:04 - User journey from first wallet to being a homeowner20:04 - Voting  21:14 -  Retaining people in Crypto    22:57 -  Exciting things in on-chain residential real estate.24:38 -  A builder Domingo admires in the Solana ecosystem Full Transcript:Brian Friel (00:05):Hey, everyone, and welcome to The Zeitgeist, the show where we highlight the founders, developers, and designers who are pushing the Web3 space forward. I'm Brian Friel, developer relations at Phantom, and I'm super excited to introduce my guest, Domingo Valadez, the co-founder of Homebase, a digital platform for fractionalizing residential real estate via NFTs. Domingo, welcome to the show. Domingo Valadez (00:28):Thanks so much for having me, Brian. Super excited to be here. Brian Friel (00:30):Yeah, super excited to have you on as well. You guys are a hotly anticipated recent launch. I've seen you guys on Twitter. It's one of the most, I'd say, unique and more pragmatic applications I've seen most recently launch on Solana. Can you give us a quick overview of what is Homebase and how can users start using it today? Domingo Valadez (00:51):Yeah. Homebase is a platform that lets people invest in tokenized residential real estate for as little as $100. The main value property right people is just getting exposure to an actual physical rental property and starting to get some of that passive income, starting to get that appreciation over time in terms of how you can participate and invest, you can just go to our website, make an account, we do force you to put a KYC and that's just to follow us regulations. So right now we're limited to just US investors unfortunately, but have plans to make it international as we continue to grow. But right now it's a matter of KYCing. You also have to set up a 15-minute call with one of my co-founders, Alex, and that's just to make sure that you're a sophisticated investor so you get to know us a little bit. So we're very transparent with our team and what we're doing, but we had 38 people participate in our very first home and now have 1500 that want to participate in our next one. Brian Friel (01:41):That's awesome. So residential real estate investing, that's something that I'd say a lot of the demographic with Solana maybe skews potentially on the younger side. This is something that people think is interesting but have historically been left out of this world of investing. What made you guys decide to do something in a purely digital way that's different than traditional residential real estate investing and what made you guys choose to launch this on Solana? Domingo Valadez (02:05):I grew up in a family that has always seen real estate as a great way building wealth over time and just growing up I've very quickly seen it become unaffordable for most people in my generation. So I was working at Google for five years, still couldn't afford anything in the Bay Area and I was like, "This is absurd." And so it was like how can we make this affordable for people where they can actually get some skin in the game with the properties they're living in? And so that was really a big culmination for why Homebase and so then I've invested in my own residential property, myself and my hometown of McAllen just going into that flow, so many third parties, how to work with a bank, took literally three months to buy the property and that was just awful as well. So it's kind of like what can we do that's completely digital that just makes the experience really, really easy for people? (02:49):And so that's where the idea around Homebase came from. We're making it where people can invest in properties for as little as a hundred dollars. And so real estate's also a industry that loves silo data. You have big players that really hold their data near and dear to their heart and don't want to share it, and that's the complete opposite of public blockchains, right? It's like, "Let's just get data. Everyone should have a fair shot at understanding what's going on and if you know how to utilize that data, you can make some great decisions with it." A big piece of it came from the mission as well of I've been following Bitcoin since 2017, love the decentralization aspect of it and so wanted to see how we could get real estate in a very transparent open source way. That was a big culmination about why even build in a digital space using blockchain to do this. Brian Friel (03:33):Love it. I think that story resonates with a lot of listeners potentially I myself in Bay Area. Similar story there, so it's similar frustrations. I guess I'm a little curious how does this at a high level work under the hood? Kind of back to my earlier question, a lot of folks maybe don't know much about real estate investing. There's a lot of paperwork involved. What role is Homebase playing? What parts of this are done on chain? How do I go from, "I'm just a normal crypto user with NFTs." To now, I can say, "I'm a part of this homeownership project." How does that all work under the hood? Domingo Valadez (04:07):I'll share the Homebase side, then I'll share the user experience side. So it's actually quite complex to make it work. It took us seven months to build out the legal frameworks to how to do this and then building out the software for tokenization took about two months for us to do. But just to walk you through this first home, how we did it effectively, we found a property that was suitable. We put it under an exclusive buyer seller agreement, so Homebase had full rights to sell the house on behalf of the owner. We then spun up a special purpose vehicle that was sole intent was to purchase that property, and so then we created NFTs that represent ownership in that special purpose vehicle and we had a mint date on that mint date. It was basically like the day we started selling the property. (04:45):And so people could literally go to our website, these are people that have already KYC accredited, non-accredited, could then buy tokens with USDC and they would mint them directly on our platform. And so they would get those tokens immediately to their account and then in tandem they would get DocuSign documentation sent to them. So they have to sign a legal LLC operating agreement, they need to sign a security token purchase agreement, all this legal documentation that basically says like I am buying tokens using USDC and I'm now a member of this LLC that was created. So once we acquired all the money that was necessary, we then closed up the SPV and then actually completed the transaction. And so the owner received the amount of money that they were trying to sell on his first property, and then once that was closed, we then filed with the local title companies to basically transition the title from the owner into this new SPV we created. (05:40):So the piece that's truly on chain are the NFTs we created to represent ownership, but we're pretty much a Web 2.5 company where we do need to know who exactly owns what tokens, and we only whitelisted wallets can effectively trade them between themselves. So we file these as Reg D 506, security, private placement offerings, and in that regulation you have to hold the investment for at least a year. You can't trade it for that initial year, and then after that you can sell it through our platform either back to us or eventually want to allow for peer-to-peer trading, but we need an alternative trading system license for that, which we don't have yet. So the majority of it's going to be people selling it back to us and then us reselling it to the next person. Brian Friel (06:23):That makes a lot of sense. That was going to be one of my follow-up questions because given the permissionless nature of most tokens by default on chains, I was wondering how that works within a legal framework. You mentioned this first home that you guys tokenized from what I saw, it sold out within the first two weeks. It was a great success, but you guys basically just proved a use case that, "Hey, within the legal framework of how this exists today, this actually works." I think we could get into in this podcast talking a lot about where you guys see this going in the future and how this whole process is going to evolve. But can you talk a little bit about even just this first home that you guys tokenized and sold, what were some of the immediate benefits that you saw using Solana or blockchains in particular that might be different than the normal process? Domingo Valadez (07:09):I think a lot of the benefits are for users, not for us as the company doing it. So there was still a lot of complexity when it came to structuring all this and every single home we tokenize and sell on the platform has a lot of complexity behind the scenes, but for the end user, people could literally invest in this first home within five minutes. That's how long it took some of our users to purchase these tokens. And then they're just relying on us to do all the paperwork on the backend. Moving forward, we're going to be distributing out all funds using USDC, we're actually partnering with Circle. They're our money transmitter. They're the ones basically sending out all the funds to every single holder and we're going to be doing that monthly. (07:46):So as an end user, you just became a fractional owner in this property. You don't need to deal with any sort of property management headaches. You get your passive income and when you're ready to sell, you can just sell it back to us. We're going to be partnering with blockchain home registry to showcase the value of the properties monthly, and so you'll be able to sell it at true fair market value as dictated by five different data points of trusted institutions saying, "This is what the value of that property should be." Brian Friel (08:11):That's pretty awesome. One thing I want to hit on too is you mentioned that there's accredited investor checks, but is this also open to non-accredited investors as well? Domingo Valadez (08:19):We can have up to 35 non-accredited investors participate per home offering. It's limited to that just by the Reg D 506 B offering that we do, but we can have unlimited accredited. So moving forward, we think the 35 non-accredited spots will be taken pretty quickly because of course that's the main use case for people where they see the main value in what we're doing. But yeah, we plan to switch to Reg A offerings in the future and that'll allow anyone to participate. No limitations whether accredited or non-accredited. Brian Friel (08:47):These terms, accredited investor, unaccredited, Reg A, they're very, I would say US-centric. There's a lot of particular nuances to US investing laws that maybe contribute to why folks like us are interested in these kind of products. We can't always afford residential real estate in areas that we live and work. Is Homebase exclusively focused on the US Do you guys also see this problem internationally and can you talk a little bit about maybe how the US differs from some other major markets internationally? Domingo Valadez (09:17):The US probably has the toughest regulation when it comes to this. So for us, we very much wanted to tackle one of the hardest markets and also two of the three co-founders are US based, are three co-founders in Canada and both markets so similar, very, very expensive real estate in any sort of big city all feel priced out. So we really all align in the mission behind this. Our initial launch market was in McAllen, Texas, so that's where I'm originally from. So it was very near and dear to my heart to launch there and see properties that I grew up with actually get access to the internet and get tokenized in that capacity. But we'll stay likely in the US for the near medium term, but we do want to allow international investors to participate as well. So we've already been reached out to by a few big players internationally that want to be LPs in our future properties and then they can sell it to some of their customers as well, and that's how we'll open it up and expand the pie to international investors as well. Brian Friel (10:12):I love that. So you mentioned when you did the high level overview of how this process works, essentially onboarding people one by one, taking video calls with them, making sure they understand the process, having to give them tokens that there's restrictions on how they can actually be sent to different people if they want to resell. It oftentimes having to go through you guys that whole process and then I'm sure even just the whole process of you setting up these legal entities as Homebase and your Web 2.5 company right now, there's a lot of legwork that you guys are doing on the back end, abstracting this out. (10:45):I think listeners of this could imagine a world where one day this is all pushed more to the edges, to the actual token holders and owners themselves. How do you guys think about how this is going to evolve over time? Which pieces of this do you think potentially in the next couple years could be more evolve, looking in areas where you guys maybe at Homebase aren't doing as much legwork and which areas do you think are going to be a little bit slower to evolve over time? Domingo Valadez (11:12):US real estate's very locally driven. Not only do you have to follow federal regulation, you also have to follow state regulation. You also have to follow local regulation all the way down to the county level. And so understanding each of those three layers of regulation is really important. And so that drove a lot of where we first launched. So Texas is very pro landlord, they're pro tendency in common, so it was very easy to fractionize the property there and they don't have any sort of transfer taxes. So if I sold my tokens to you, other states or other cities would charge a tax on that, Texas doesn't. So that was a big piece that kind of decided where we even launched on the piece about where we're going and what do I think is going to get better over time. One of the big reasons we even did this on chains, we've had a lot of people say, "Why don't you just fractionize this without blockchain that's so complex, you're making your process harder." (12:00):It's really about the secondary financial implications of what it means to have things decentralized and on an open platform. So for example, we're already in discussions with an on chain lender to allow people to collateralize their tokens to actually take on chain debt. No bank, no credit score required, literally just you collateralizing your tokens to take on debt and that to me is a beautiful thing. You cannot own any piece of a home without a mortgage under your name or a bank, someone getting involved and checking out your credit score. So that to me is really, really exciting and something we can already do with the first home moving forward. Another piece would be as regulation gets looser, having more clarity around allowing peer-to-peer trading. So alternative training license is what we're going to be going for relatively soon, and that's going to allow for people to trade within themselves so they don't have to sell it back to Homebase, but actually allow for peer-to-peer trading. (12:55):To me, it's really just like all of the applications that then could get built on top of having real estate completely tokenized on chain is what gets me excited about the Web3 space. I think the pieces on the regulation that's going to push back is making sure everyone's KYC, making sure you know who your users are, making sure they didn't launder any of their money. But yeah, I think that's one of the biggest benefits of Web3 and creating liquidity in a market that's historically been pretty illiquid and at a very, very high prices. Brian Friel (13:23):Yeah, I think you're right. There's this element of composability that comes with this when this is native to the internet, it's online and there's a token, anyone can [inaudible 00:13:34]. Then like you said, build a lending market around that. And there's a world where one day you guys aren't even involved with that decision, it's just someone can just sole end or another project can say, "Hey, we already have this lending market and we accept these tokens now as collateral." My gut tells me that you guys are doing this by the book. That regulation is going to be the rate limiting step in all of this as it starts to go. How do you guys see the current regulatory landscape in the US and you mentioned that there's some differences not just federally, but on state levels and on county levels. Can you talk a little bit about that and why maybe you guys are choosing to start in Texas and where you guys, I mean maybe foresee the next markets that you guys are expanding to as well? Domingo Valadez (14:18):You're absolutely right. Regulation's going to be the inhibitor on doing a lot of Web3 related transactions for properties. I think Coinbase getting sued by the FCC is going to provide a ton of clarity around... Or that's my hope at least a lot of clarity around how Web3 companies should be operating. I think there's been a lot of confusion around what's legal, what's not legal. So just to keep our users safe, we chose the web2 legal approach where we tried being as closely to the book as we can in case things go wrong or awry. Our users are completely fine and we feel very confident with that. But of course as we continue scaling the company and getting bigger, we love for these secondary applications like a Solend. To just say, "Hey, we just created this lending platform, we actually don't need your permission to do it. We can just trade." (15:05):That to me would be amazing because that means we're succeeding in actually bringing homes on chain and tokenizing them and letting people do what they want with their assets. But the regulation's really going to kick in until then. Texas was great because it was very landlord friendly, very easy to fractionize the property and no taxes associated with that. We'll likely continue to stay in Texas for the near to medium term, we're in McAllen now, plan to go to Austin later this year. (15:31):Other markets we'd likely open it in would be Colorado is also pretty open to this. So is Florida, specifically Miami is pretty pro Web3 and pro tokenization. It would be very, very city state dependent on what laws they have in place and how we can make this work. For example, even us opening it up to international investors, that requires us to redo some of the legal structures we have to allow for international investors to even invest. So we're going to very much rely on partners that say... There's a lot of demand in Latin America, for example, specifically from this country, "Okay, that's going to be the first country we allow to invest internationally just because of the regulatory piece of that." And we don't want any of our users to worry about that. So we're trying to remove all that complexity for end users while Homebase deals are all the complexities around that. Brian Friel (16:19):That makes a lot of sense. Miami, Florida doesn't sound like the worst place to be a homeowner as well, so that aligns pretty nicely. Taking a step back as an end user who's thinking about this, let's say that somebody has a Phantom wallet, they've experimented with sending some crypto to their friends, they maybe have a few NFTs. What would they need to know to feel confident in taking this next step and being an owner of residential real estate? Is it as simple as just showing up to your guys' website, hitting connect wallet, filling out a couple forms in a Zoom call? Is there anything that they need to do after they've already completed the purchase or other things that they should be aware of? Essentially, could you walk us through the user journey from getting their first wallet to actually being a homeowner? Domingo Valadez (17:05):Yeah, absolutely. So funny enough, for our very first property, we actually had a lot of new to Web3 users participate. So plug for you guys, we had Phantom as the preferred wallet for people to create and effectively onboard into the Solana ecosystem. And I think something that was very beautiful about this was people could upload their money into Coinbase, send Solana or USDC and Solana to their Phantom wallet and see it happen in two seconds within the call that we were helping them do it. So I don't think it's the same thing for other chains, but that's something that Solana does really, really well. So once you have a loaded wallet, you as you mentioned, have to make an account on our website, you do need a KYC, you set up a quick call with us, just it's your way of understanding who we are as founders and you can ask us questions directly. (17:50):It's really just to build trust with people. But once we have a home that's live, you literally just go to the property page, you connect your wallet that we've already whitelisted preemptively, and then you can just buy however many tokens you like. So every single token is denominated in a hundred dollars, so everything's transacted in USDC and you can just buy however many tokens you like, they immediately get minted to your wallet and then you get sent DocuSign links to sign that'll make you truly a fractional owner of the legal entity we spun up to acquire that property. So once you purchase it and everything closes, you don't need to worry about anything. We know exactly whose wallets hold what tokens, and we just start sending you your proportional amount of net rent every month and then you can decide to sell whenever you'd like. Brian Friel (18:35):So there's no upkeep. Part of the joys of being a landlord is things break in houses, there's taxes, property taxes to pay, all this kind of stuff. All of that is abstracted away from an end user. Domingo Valadez (18:47):So any home we list on our platform, we charge an extra 5% fee and that's really just to have a capital reserve pool. So if anything breaks, like we as Homebase have a property manager, they'll go out and fix it and then we refill that reserve pool with rent. So the goal is to never ask people that purchased it for money, we can refill it ourselves with the rent we collect, which is what's beautiful about real estate, it's cash generating and in terms of property taxes, we handle everything from that end. We do distribute K1s to everyone at the end of the year because everyone has their own personal income taxes they need to pay. So we can't force you to pay them, but we can give you all the information you need to pay them on your behalf. Brian Friel (19:25):That makes a lot of sense. I was also thinking when we talked earlier about the layers of this that could be abstracted away and evolved over time, that's potentially one of them, but I'm not sure if people actually at the end of the day want that. Is there a world where there's Homebase down people are voting on how do we pay for fixing the plumbing leak? I have a feeling that that's a service that all owners here are pretty glad that you guys are handling on behalf of them. Domingo Valadez (19:50):Yeah, one thing that is true though is people can vote us out. So we're the default manager of the property, but if you're not happy with the job we're doing, you can absolutely vote us out. Brian Friel (19:58):Oh, that's interesting. How does that vote happen? Is that an on chain vote with tokens or how did you guys set that up? Domingo Valadez (20:05):Yeah, so not on chain right now, but theoretically you're truly an owner of the LLC and you have voting rights in that LLC. So if people just came together and said like, "Hey, we want to vote them out." There's a meeting set up, people say like, "Yay, we want to remove Homebase." We won't be the manager anymore. It'll be up to the owners to pick a new manager and then that's how they can start facilitating the management of that property. Brian Friel (20:28):Wow, that's fascinating. Domingo Valadez (20:30):Yeah, we truly want people to be owners. Brian Friel (20:32):Oh, that's really cool. So I guess I have a couple questions here to kind of wrap up, but you mentioned that you guys are onboarding a lot of net new users to Web3, essentially people getting their wallet for the first time, maybe they don't fully understand how to use these wallets or the gravity of sending things on chain and the irreversibility of a lot of this. Do you guys have any particular insights from getting on calls with these people and walking them through this process? Do these users stay in crypto in your view? Do they stay engaged with it? Is it a steep learning curve for them? Basically, how as an industry are we doing at onboarding these people who maybe find crypto not because of crypto but because of a use case Homebase where they're just, it's a solution to their problem. Domingo Valadez (21:15):So very transparently, I'd say some people do have difficulty and it's a 30-minute call, and other people it's very easy. So I think something a lot of users asked for was like, "How can we abstract the complexities of wallets even further?" We're thinking about potentially having noncustodial wallets on our website where we partner with someone that basically just showcases the wallets directly there and then for an end user, it doesn't matter if it's crypto, you just know you own tokens in a property, you didn't have to create any wallet, it was automatically created for you. But for the people that do know Web3 and have their own Phantom wallets, have their own personal wallet, they can do what they like with those tokens and use on chain, that sort of piece. So I think for the industry to continue to expand, we need to continue to make it easier for people to onboard, abstracting away a lot of the complexity is something that'll continue to be key to keep widening the pie for everyone. Brian Friel (22:09):Totally. I can't imagine the call where someone buys a bunch of shares in a residential property and then forgets their seed phrase so, these are things that we're thinking about as well. I mean, I liked that framing of essentially giving users the easy option to start and the optionality to eject from that and really take control if you really know what you're doing. I think that's awesome. Domingo Valadez (22:31):Absolutely. Brian Friel (22:32):Well, this has been an awesome discussion, Domingo. Before we wrap up with one closing question, I always ask everyone I want to know for you too, what excites you the most right now from where you guys sit in this new field of on chain residential real estate, where are you guys heading next and what do you think is the most exciting next frontier? Is it new markets? Is it improvements in the way this is happening on chain? Is it in regulation? Or maybe it's something completely different that you guys are seeing? Domingo Valadez (22:57):I'd say one of the biggest drivers for me for building Homebase, we want to redefine home ownership and what that even means, I think we'll continue to see real estate prices keep getting more and more unaffordable for folks. And I think being a homeowner's going to start being a privilege, which is a really sad reality. Unless we have true government intervention come in and add more housing supply, I think it's going to get worse. And so with that reality, it's like it's up to private markets to figure out how do we actually make more people homeowners? So something we care a lot about at Homebase and something we're very mission driven about is making the tenants that live in these properties, also fractional owners of them. And so getting people comfortable with the idea of only owning 10, 20, 30% of their property, but still feeling like an owner of that property. (23:42):And so for this very first home, for example, Homebase bought an extra piece of it so that we can offer it to the tenant to actually buy it from us so that they can also be a fractional owner of the apartment they're living in. And so in 10 years we want Homebase to be the destination for renters. When you're moving to a new city, you use a Homebase platform, you find an apartment, you move in, you buy 30% of the value, and now you're a fractional owner of that property. So that's why Web3 excites me. You can completely do this in an open liquid market and we're trying to facilitate that through Homebase. Brian Friel (24:14):Yeah, that's putting skin in the game too, right there, you're a renter and you actually have upside if you treat the place well. That's pretty cool, and I think that's kind of spinning the model on its head in a really crypto native and interesting way. And I love that framing. Well, Domingo, this has been an awesome discussion. One question we ask all of our guests, and I want to know this for you as well, is who is a builder that you admire in the [inaudible 00:24:38]. Ecosystem? Domingo Valadez (24:38):Okay, this is going to be a total cop out, so I'll give you two. My first one's [inaudible 00:24:44]. I love that man's Twitter content. I feel like the way he speaks, he's clearly very, very technical, but also very good at bringing things to a high level and explaining things. And it's no secret that Solano ecosystems gotten a lot of heat from a lot of third parties where the day FTX went down, someone from the Binance blockchain basically told me I was dumb to continue building on Solana and was really trying to pull us to build on their chain. (25:09):And I was like, "I think the leaders of Solana are taking this very well and are being very, very thoughtful about how they're moving things forward." So that's the first piece really, really like [inaudible 00:25:19]. The second one's [inaudible 00:25:21]. I love his content. He's been a champion for Solana and you can always rely on that guy to call out people that are spewing fake news about the chain and really showcase his technical know-how of how things truly work behind the scenes. So I think those are probably my two biggest, I fanboy over both of them a good amount. Brian Friel (25:43):I think those are both great choices. And a sneak peak, you mentioned that the [inaudible 00:25:47]. Recording was just before this, but [inaudible 00:25:49]. Also mentioned [inaudible 00:25:50]. As his choice. So you're in good company there. Part of what [inaudible 00:25:55]. Was saying too is he loves people that are building pragmatic applications that can "Only be done on Solana TM." And I think Homebase is a really awesome shiny example of that. So thank you so much for taking the time to walk us through it. I'm super excited. I'm going to have to check it out, bring my Panama to it. I know nothing about residential real estate, but I think you've given me the confidence to give it a try today. For folks who want to check it out, where can they go to learn more about Homebase? Domingo Valadez (26:22):Yeah, you can go directly to our website, which is Homebasedao.io. Brian Friel (26:26):I love it. Domingo Valadez (26:27):Everything's completely transparent on our website, we even have a white paper that goes into all the technical pieces, whether it's the legal side, whether it's all the technical side on the blockchain component piece. So we're very, very transparent and we also have a discord where we answer questions as people have them. Brian Friel (26:42):That sounds great. Domingo the co-founder of Homebase, thank you so much for coming on. Domingo Valadez (26:48):Absolutely. Thanks so much, Brian, for having me.   

英语新闻︱中方敦促美方在台湾问题上不要耍花招Beijing asked Washington on Tuesday to "give up the attempt to use Taiwan to contain China" and "play no games", urging the United States to honor the one-China principle and the three landmark China-US joint communiques that enshrine the principle.8月9日，中方正告美方“趁早打消‘以台制华'的念头”，要“老老实实”，恪守一个中国原则和中美三个联合公报的规定。In an interview with media including China Daily on Monday about the Taiwan Straits situation, Vice-Foreign Minister Ma Zhaoxu said the Chinese people "are not to be misled by fallacies or scared by evils, and will never waver in defending our core interests".8月8日，外交部副部长马朝旭就台海局势接受了包括《中国日报》在内的媒体采访，他表示，中国人民“不信邪、不怕鬼，捍卫核心利益坚定不移”。Experts said this statement shows China's strong will to safeguard its sovereignty as well as its sincerity in keeping China-US ties afloat.专家表示，这一声明显示了中国维护国家主权的坚定立场，以及维护中美关系的诚意。Washington has recently warned that it will be forced to respond if China continues to take more countermeasures against the recent provocative visit to Taiwan by US House of Representatives Speaker Nancy Pelosi.美方最近警告称，如中方继续就美国国会众议长佩洛西窜台采取更多反制举措，美方将被迫做出回应。In response, Ma said, "We want to stress to the US: Do not act recklessly, and stop going further down this doomed path." He asked the US to "do the right thing and take concrete steps to facilitate the steady development of China-US relations".马朝旭回应道：“我们要正告美方，不要轻举妄动，不要一条道走到黑。”马朝旭敦促美方“为中美关系稳定发展多做正事、实事”。On Friday, Beijing announced its decision to cancel three cooperative dialogues or meetings with the US in the field of defense and suspended two-way judicial cooperation in areas such as illegal immigration, cross-border crimes and narcotics, as well as bilateral consultation on climate change.8月5日，中国外交部宣布取消中美间三项军事交流机制，暂停非法移民遣返、打击跨国犯罪、禁毒等领域的双边司法合作以及气候变化商谈。While Washington claimed that the decision does not punish the US but the whole world, Ma replied that "the US cannot represent the whole world".美方称，这些反制措施惩罚的不是美国，而是整个世界。马朝旭回应：“美国代表不了世界。”"China had warned the US well in advance that should Pelosi visit Taiwan, it would cause a crisis and major disruptions to China-US exchanges and cooperation," he added.马朝旭强调：“中方事先早已正告美国，佩洛西窜台很可能导致危机，给双方交流合作造成重大干扰。”Su Xiaohui, deputy director of the China Institute of International Studies' Department of American Studies, said sincerity is a necessity for keeping China-US communication afloat, and it's the foundation for avoiding miscalculations.中国国际问题研究院美国研究所副所长苏晓晖表示，真诚是保持中美交流的必要条件，也是避免误判的基础。"Washington seeks dialogue with Beijing to minimize the risk of unexpected emergencies. However, it is reluctant to stop reconnaissance and drills against the Chinese side," she said.苏晓晖指出：“美方寻求与中方对话，将意外冲突的风险降至最低。然而，美方仍不愿叫停针对中国的侦察活动和军事演习。”Since the US continues to increase its military presence at China's doorstep and undermine regional stability, it is unlikely that Beijing will let the US take all the benefits at the lowest cost, she added.苏晓晖说，由于美国继续在中国家门口进行军事部署，破坏地区稳定，中方不太可能让美方以最低的成本获得所有好处。So far, more than 170 countries and many international organizations have spoken up to reaffirm their commitment to the one-China principle.目前，已经有170多个国家和国际组织重申坚持一个中国原则。When asked about the recent "concern" expressed in a joint statement by the G7 and the European Union on the situation, Ma, the vice-minister, said, "Compared with over 170 countries, what do the G7 think they are? Who cares what they say?"当问及如何看待七国集团和欧盟在涉台声明中，对中方行动表达的“关切”时，外交部副部长马朝旭说：“跟这170多个国家比，七国集团算得了什么？他们说的话有人在意吗？”Dong Chunling, a research fellow on American studies at the China Institutes of Contemporary International Relations, noted that Pelosi's visit has prompted widespread criticism in the global community, and "Washington is faced with mounting losses and a worsening dilemma in the face of a series of military and diplomatic countermeasures by Beijing".中国现代国际关系研究院美国研究所研究员董春岭指出，佩洛西窜台在国际社会遭到一片谴责之声。董春岭提到：“面对中方一系列军事、外交反制举措，这出闹剧更显得得不偿失、狼狈不堪。”"While the world expects the two countries to reinforce dialogue and cooperation to tackle the world's deficit in development and security, the farce made by politicians like Pelosi marks a tragic manifestation of the failing US politics," Dong said.董春岭说：“当国际社会期待着中美加强对话与合作缓解全球发展赤字和全球安全赤字的时候，佩洛西之流所制造的这出闹剧，恰恰是美国政治衰败的悲剧性写照。”Challenging the US claim that China's military drills in recent days have flared tension, Ma said it is the US "that is threatening peace and stability in the Taiwan Straits".针对美国声称中国连日来的军事演习将导致局势轮番升级，马朝旭强调，美国是台海和平的最大破坏者，是地区稳定的最大麻烦制造者。The US and its allies often come to the waters near China flexing their muscles and stirring up trouble, and have conducted up to 100 military exercises each year, Ma added. "They, instead of someone else, are the ones that overreact and escalate the situation."马朝旭表示，美国及其盟友经常到中国周边海域耀武扬威，挑衅滋事，每年进行上百次的军事演习。马朝旭说：“过度反应、升级局势的帽子他们戴最合适。”Ma also stressed that "there is no such thing as a median line in the Straits".同时马朝旭强调，根本不存在什么“海峡中线”。"The Chinese armed forces conduct military exercises in waters off China's Taiwan island to safeguard the sovereignty and territorial integrity of China. Our measures are open and proportionate," he said.马朝旭指出：“中国军队在中国台湾岛附近海空域开展军事演训活动，旨在维护中国的神圣主权和领土完整。我们的措施公开适度。”As part of Washington's backpedaling on its commitment to the three China-US communiques, US arms sales to Taiwan have witnessed consistent expansion, totaling more than $70 billion, Foreign Ministry spokesman Wang Wenbin said on Tuesday.8月9日，外交部发言人汪文斌表示，美方违背在中美三个联合公报中所作的承诺，售台武器的规模持续扩大，总额已超过700亿美元。The administration of US President Joe Biden alone has sold more than $1.1 billion worth of arms to Taiwan, and in recent years, "the US has been increasingly blatant in adding ambiguity to, hollowing out and distorting the one-China principle", he added.汪文斌指出，美现政府任内售台武器的总额已达11亿多美元。近年来，“美国虚化、掏空、歪曲一个中国原则的行径更加露骨”。记者：张陨璧waver英[ˈweɪvə(r)]；美[ˈwevɚ]vi. 摇摆;踌躇;动摇afloat英[əˈfləʊt]；美[əˈfloʊt]adv. 不欠债地;周转顺畅地;漂浮着narcotic英[nɑːˈkɒtɪk]；美[nɑːrˈkɑːtɪk]n.麻醉药;镇定剂;毒品adj.麻醉的;催眠的;起麻痹作用的;吸毒成瘾的reconnaissance英[rɪˈkɒnɪsns]；美[rɪˈkɑnɪsns]n. （派士兵或飞机）侦察;（用卫星）搜索，勘测

In this final part of the Applying to Anesthesia Series, we will discuss things to consider during the interview season and match week. Specific topics include: Pre-interview season events (i.e. Open Houses, ASA Conference) Things program directors look for Letters of interest (for interviews) Tips on keeping track of interviews Discussion on how many interviews to attend Pre-Interview Dinners / Meet & Greets Equipment and set-up for Zoom interviews Interview Tips Post-Interview Communication (thank you letters, letters of intent / interest) Rank Order List (ROL) Discussion Match Week Events SOAP Overview -- NOTE: These are my views as an US DO medical student applying for residency in the United States. --- Show notes: https://tinyurl.com/3uped2z5 --- High Yield Links: · Charting Outcomes 2020 US MD: Stats for matched / unmatched USMD applicants in 2020 · Charting Outcomes 2020 US DO Stats for matched / unmatched USDO applicants in 2020 · Charting Outcomes 2020 IMG: Stats for matched / unmatched IMG applicants in 2020 · All NRMP Reports: Reports from NRMP · VSAS: Portal to apply to away / audition rotations · Clinician Nexus: Free service to apply for rotations at certain programs · ERAS: Application Portal · Residency Explorer: Helps compare your stats to other programs · FREIDA: Helps look up programs, also has info on stats of matched applicants · How the Algorithm Works: Video explaining how the match works --- Website: https://superhighyieldanesthesia.wordpress.com/ Facebook Page: https://www.facebook.com/Super-High-Yield-Anesthesia-Podcast-100627875164137 --- Inspirational Corporate by MaxKoMusic | https://maxkomusic.com/Music promoted by https://www.free-stock-music.comCreative Commons Attribution-ShareAlike 3.0 Unported https://creativecommons.org/licenses/by-sa/3.0/deed.en_USSound effects from https://www.free-stock-music.com

This is part 2 of the Applying to Anesthesia series in which we will discuss various aspects of preparing your application for residency through the Electronic Residency Application Service (ERAS). Specific topics discussed in this episode include: - Snapshot of the 2020-2021 data - Types of anesthesia programs (categorical vs. advanced) - Intern year only programs (preliminary and transitional year) - General timeline for residency application - Components of the ERAS application (e.g. CV, personal statement, etc.) - Where to apply & how many applications to send - Back up plans --- NOTE: These are my views as an US DO medical student applying for residency in the United States. --- Show notes: https://tinyurl.com/3uped2z5 --- High Yield Links: · Charting Outcomes 2020 US MD o Stats for matched / unmatched USMD applicants in 2020 · Charting Outcomes 2020 US DO o Stats for matched / unmatched USDO applicants in 2020 · Charting Outcomes 2020 IMG o Stats for matched / unmatched IMG applicants in 2020 · All NRMP Reports o Reports from NRMP · VSAS o Portal to apply to away / audition rotations · Clinician Nexus o Free service to apply for rotations at certain programs · ERAS o Application Portal · Residency Explorer o Helps compare your stats to other programs · FREIDA o Helps look up programs, also has info on stats of matched applicants · How the Algorithm Works o Video explaining how the match works --- Website: https://superhighyieldanesthesia.wordpress.com/ Facebook Page: https://www.facebook.com/Super-High-Yield-Anesthesia-Podcast-100627875164137 --- Inspirational Corporate by MaxKoMusic | https://maxkomusic.com/Music promoted by https://www.free-stock-music.comCreative Commons Attribution-ShareAlike 3.0 Unported https://creativecommons.org/licenses/by-sa/3.0/deed.en_USSound effects from https://www.free-stock-music.com

Now that the 2020-2021 Match Season is finally over, I wanted to talk a little bit about applying to anesthesiology for residency. This episode is the first of three episodes on the application process, with this one focusing on things to do / consider during your preclinical years to third year. Specific topics discussed in this episode include: - Things to consider during preclinical years - Thoughts on 3rd year core clerkships - Letters of recommendations - Applying to Audition Rotations - Tips for doing well on Audition Rotations --- NOTE: These are my views as an US DO medical student applying for residency in the United States. --- Show notes: https://tinyurl.com/3uped2z5 --- High Yield Links: · Charting Outcomes 2020 US MD o Stats for matched / unmatched USMD applicants in 2020 · Charting Outcomes 2020 US DO o Stats for matched / unmatched USDO applicants in 2020 · Charting Outcomes 2020 IMG o Stats for matched / unmatched IMG applicants in 2020 · All NRMP Reports o Reports from NRMP · VSAS o Portal to apply to away / audition rotations · Clinician Nexus o Free service to apply for rotations at certain programs · ERAS o Application Portal · Residency Explorer o Helps compare your stats to other programs · FREIDA o Helps look up programs, also has info on stats of matched applicants · How the Algorithm Works o Video explaining how the match works --- Website: https://superhighyieldanesthesia.wordpress.com/ Facebook Page: https://www.facebook.com/Super-High-Yield-Anesthesia-Podcast-100627875164137 --- Inspirational Corporate by MaxKoMusic | https://maxkomusic.com/ Music promoted by https://www.free-stock-music.com Creative Commons Attribution-ShareAlike 3.0 Unported https://creativecommons.org/licenses/by-sa/3.0/deed.en_US Sound effects from https://www.free-stock-music.com

Hilary shares about her new travel business, Yūgen Earthside! We hear about how her business started, what they offer, and her passion for sustainable travel. Travel Story - Sustainable Travel (Yūgen Earthside) 3 pillars of the company: Taking care of the environment Preserving the local cultures & societies Promoting the local economy Keeping money in the destination you’re visiting Yūgen - Japanese for an awareness of the universe that triggers an emotional response too deep and powerful to describe A booking platform like Kayak or Booking.com Trips from different tour operators who align with the pillars of Yūgen Earthside All small group trips (10 - 12 people) Tourism Dispersal Spreading out where tourists go and where they spend their money If you could take us with you for one part of your trip, what would that be and why? One of the small group trips in Eurasia (e.g., Kyrgyzstan) What’s your next trip? Come home (to the US) Do you have any travel questions for us? What bucket list items have you been able to check off? Ryan - Northern Lights in Iceland, Total Solar Eclipse in Australia Cheryl - Eating thru New Orleans - but wants to go everywhere! Where’s the first place you want to travel post COVID Cheryl - Christmas markets in Germany (honeymoon plan A) Ryan - none planned :( Wish You Were Here Cheryl: The Madison Diner, Bainbridge Island, WA Hilary: Les Machines de L'île, Nantes, France Ryan: The Zytglogge, Bern, Switzerland Follow us on Twitter & Instagram: @tmwypodcast Leave us a voicemail (or text message): (406)763-8699 Email: tmwypodcast@gmail.com Plugs: https://yugenearthside.com/

Join us Tonight Live @ 7pm CST “Breaking Chains “, The Special Assignment we will be Discussing (Kindness), Ooops!!! The Kindness We Are Suppose to Have Towards Each Other. Is that Us? Do we have the Fruit of the Holy Spirit? Galatians 5:22-23. Stop saying that you have Gods Gifts of The Holy Spirit and you don't show the Fruit of The Holy Spirit, you lying!!! Join In 858-357-9137   www.blogtalkradio.com/yatradio   WE DO NOT OWN THE RIGHTS TO THE MUSIC!!!  

Join us Tonight Live @ 7pm CST “Breaking Chains “, The Special Assignment we will be Discussing (Gentleness) kind, tender or mild mannered, Is that Us? Do we have the Fruit of the Holy Spirit? Galatians 5:22-23. Stop saying that you have Gods Gifts of The Holy Spirit and you don't show the Fruit of The Holy Spirit, you lying!!! Join In 858-357-9137   www.blogtalkradio.com/yatradio   WE DO NOT OWN THE RIGHTS TO THE MUSIC!!!

Suddenly, God changed my story - from barren to a mother of two What do you do when the doctors have said that it is medically impossible? When friends and family have given up hope, where do you turn? When men and women of God begin to suggest that your situation is dead and it's time to let it go, where do you find the encouragement to go on? Pastor Mrs. Valerie Charles Chike Nezianya joins us this week to share her own experience of being childless for almost 8 years after marriage. She recounts enduring the shame of being called barren and the physical pain for which doctors could not identify the cause. Until, suddenly, God changed her story. Psalm 113:9 says "He gives the childless woman a family, making her a happy mother. Praise the LORD!" Our prayer is that your faith will be stirred as you listen, and that you will be encouraged to trust the God who is able to make the impossible, possible.   About Our Guest: Pastor Valerie is an ordained minister of the gospel. She has an evangelistic calling over her life and a burden for raising godly women, marriages and children. She is a certified accountant, by profession, and a published author. She is also the visionary  of the Chosen To Give Life Ministries, an inter-denominational ministry dedicated to stirring the hearts of women back to the Lord.   Pastor Valerie is the wife of Pastor Charles Chike Nezianya. Together, they pastor The Cornerstone African House of Praise in Singapore. Their marriage is blessed with their double-portion children, Zachary and Juanita, who actively support them in ministry.   Pastor Valerie has a special burden to stand with and support women who are waiting on the fruit of the womb. To avail such support, you may connect with her via chosentogivelife@gmail.com Stay Connected with Us Do subscribe to this show, Couch Conversations, leave a review and be a blessing by sharing with others. You can also connect with us on Instagram and Facebook @hummingbirdjourneys and via our website www.hummingbirdjourneys.com

Healing After Heartbreak When women love, we love hard. Understandable, because we were created to nurture and care. We give all of our self into the relationships we engage, and when these relationships break, it hurts us to the very core. In this episode we speak about the effect failed relationships have on women. We examine the emotional trauma a women experiences on account of a failed relationship and how she is deeply changed by this. Reverend Doctor Marisha Stewart joins us this week to discuss Healing after Heartbreak. Using the benefit of her own experience and the Word of God as a guide, we examine the healing journey and its different stages. Listen as we examine why it is important for a woman to rediscover herself and learn to live again; exploring how she can be liberated from the bondage of guilt, regret and shame. Our prayer is that this episode will help you to foster courage and overcome fear, that you will be stirred to begin birthing new desires, reclaim purpose, and begin to live again.   About Our Guest: Dr. Stewart received her Master's degree in School Counseling with a specialization in Mental Health from Gallaudet University and in 2011 her PhD in Human Services with specialization in Counseling from Capella University. In 2019, Dr. Stewart became a licensed minister at Cornerstone Peaceful Bible Baptist Church while at the same time God was doing an inner work on the ministry she wanted to birth called “Lioness Queen.” The ministry's mission is to help encourage women who are stuck and still struggle with the emotional trauma of separation and/or divorce. Her goal is to help women become “residue free.” Rev. Dr. Marisha Stewart is determined to help women realize that the separation/divorce had a purpose and it is the quality of their thinking that dictates whether the divorce is a blessing or a curse.   Follow Rev. Dr. Marisha Stewart and her ministry “The Lioness Queen” Instagram and Facebook: @lionessqueen/@revdrlionessqueen   Stay Connected with Us Do subscribe to this show, Couch Conversations, leave a review and be a blessing by sharing with others. Stay connected with us on Instagram and Facebook @hummingbirdjourneys and www.hummingbirdjourneys.com

Have you ever wondered why there is such a large wealth gap in the US? Do you know why the middle class is disappearing? Have you thought about why our financial system is so unstable? You might be surprised at the answers to these questions. You don't have to look far, because the answers are found in the history of money. Join us this week as we interview money historian, John Sneisen on our show. For more information, visit the show notes

We are doing a series called Ameri-CAN. Talking about the CAN-DO spirit that is part of our American DNA. So much about our lives has been turned upside down by this Corona Virus / Covid-19, and we have been hearing a lot about what we CAN’T do and where we CAN’T go, but our guests during this series are going to talk to us about their area of expertise and all of the ways we still CAN learn and grow, train, connect, and expand our freedoms in ways we maybe haven’t thought about before. Our guest today is Michael Peroutka. Michael is a Maryland lawyer, the founder of the Institute on the Constitution. Michael once held a position in the United States Department of Health and Human Services and was the Constitution Party candidate for president in 2004. He is also the co-host of The American View radio program. 1) You are currently teaching an online course on the US Constitution. Tell us about the course and why – especially NOW in US History – we need such a study? 2) Executive Orders – we are hearing a lot about people being encouraged to snitch on their neighbors who aren’t “following the law”. Then others tell us that emergency orders are NOT really “laws” because they did not go through the process to become a law. Can you help us weigh this out? Are those “Stay At Home Orders” enforceable law? 3) I recently watched a brief video you made titled “The Constitution is NOT a Self-Enforcing Document”. What do you mean by that? 4) Talk to us about the importance of action on our parts (avoiding paralysis from feeling overwhelmed). What do you see for the future of the US? Do you see a new awakening and hunger for our Founding Principles? Or do you see people falling in line with the groupthink du-jour?

Welcome dog lovers! Today we have a very fascinating guest on the show. Joining me is Josh Vaisman who is a positive psychology practitioner and co-founder of Flourish Veterinary Consulting. He’s been serving the veterinary industry since 1998 in roles ranging from technician to practice manager to hospital owner. Pulling from a variety of post-graduate certifications and a masters in applied positive psychology, Josh is now dedicated to helping cultivate environments in which veterinary professionals can thrive.Josh is going to be sharing with us information about a topic that absolutely shocks me:The Mental Health Crisis in Veterinary Medicine. The Struggle is Real, and Hidden.Josh, you shared with me a statistic that I found hard to believe, “Veterinarians are killing themselves in alarming numbers. The Centers for Disease Control and Prevention found male vets are 2.1 times as likely and female vets 3.5 times as likely to die by suicide compared with the general population.What’s going on here?Is the answer having more vets be specialists instead of having to know everything about different species?You wrote an article about burnout among veterinarians. What percentage of vets say that they are currently experiencing burnout?How do you define burnout?Is this happening all over the world or more here in the US?Do these professionals realize their mental state? Where can they turn for support and treatment?And you did a survey of vet techs. What were the results?Josh, where can everyone find out more information about you and Flourish Veterinary Consulting?https://www.flourishveterinaryconsulting.com/Social Media:FB @flourishveterinaryconsultingIG @joshvaismanHere are a few resources that Josh is sharing related to the wellbeing challenges veterinary professionals face:· An article that he recently appeared on NPR.· An article he wrote on his blog about burnout among veterinary technicians in which he shared the results of an extensive survey he held.· A study recently conducted by the CDC in partnership with AVMA about vet suicide rates.· A study recently conducted by Merck Animal Health looking at wellbeing among veterinarians around the country.Josh mentioned: QPR Institute https://qprinstitute.com/We appreciate our sponsor: Dawn Celapino and Young LivingClick link to receive a welcome kit with some non-toxic cleanerThanks for Listening!Thanks so much for tuning in again this week. Have some feedback you’d like to share? Leave a note in the Bark About it section. Or you can click on the social media buttons to share an episode.Special thanks to Josh for being on the show. Catch you next time!Also, don’t forget to Subscribe for FREE: Apple Podcasts | Android | Spotify I StitcherThe purpose of this podcast is to educate and to inform. It is no substitute for professional care by a veterinarian, licensed nutritionist or other qualified professional. The host as well as guests who speak on this podcast express their own opinions, experience and conclusions, and Wag Out Loud LLC neither endorses or opposes any particular views discussed here.

Our guest today is Jay Charkow, President of International Tariff Management. For several years I’ve been wanting to understand the basics around tariffs. In the New York Times or Wall Street Journal, usually all you get is some very broad statement such as “the Administration has imposed a new round of tariffs on goods imported from China.” I wanted to ask some basic questions: do Americans pay tariffs on goods imported from any country? Does the tariff vary by country? How much are the tariffs, and how are they calculated? Does the tariff vary by the type of good? What if you import some parts, make a good, and then export it? What if you import a part into Mexico, do some processing in Mexico, and then import the good into the US? Do we have trade deals with every country? If not, which ones do we have a deal with? If we don’t have a special deal with the country, how much tariff do we pay? How much tariff do other countries charge when the U.S. exports goods? What are the details behind the Trump trade war with China. In this conversation, Jay answers many of these questions. To learn more about Jay’s firm, visit: https://www.tariffmanagement.com/

Richard Lummis and I are back. Today, continue our annual review of Oscar winning Best Pictures and the leadership lessons drawn from them. Over the next four weeks we will consider the following movies: Casablanca, Rocky, The Greatest Show on Earth and Out of Africa. Today, we conclude our series with Out of Africa. Highlights of this podcast include: What are our favorites scenes from the movie? What are the leadership lessons from Karen Blixen? What are the leadership lessons from Denys Finch Hatton? Is your business resilient? Culture outside the US? Do these lessons from this movie hold up today? Resources Leadership Lessons from Out of Africa Study Guide to Out of Africa A Historian Goes to the Movies Out of Africa – 10 Inspirational Quotes from Karen Blixen Learn more about your ad choices. Visit megaphone.fm/adchoices

In episode 66, we talk to Fozia Irfan- CEO of the Bedfordshire & Luton Community Foundation (and trustee of the Association of Charitable Foundations). We discuss diversity, equity and inclusion in the foundation and charity world; the challenges of power dynamics in philanthropy and the role of place. Including:   Diversity, Equity & Inclusion What is the DEI Coalition? What is the difference between equality and equity, and what does this mean for funders and charities? Does the philanthropy/charity world in the UK have a diversity problem? What are the main existing barriers to greater diversity within the sector workforce, and how can we overcome them? Are funders more effective when they reflect more closely the people and communities they serve? In what ways can they achieve this?   Power & Participation What are we to make of criticisms that since philanthropy is to some extent a product of structural inequality, it can never truly be part of the solution? Is philanthropy paternalistic, and too often about decisions being made about communities rather than by them? What about approaches such as participatory grantmaking, which seek to shift power as well as money towards recipients? Will we see more of this in coming years? Are there practical challenges when it comes to shifting power? Should more funders support grassroots organisations and movements? Some argue that a key part of the role of philanthropy is to drive society forward by taking risks and funding things that the state and market cannot - how much current philanthropy meets this criterion?   Place & Community What role can philanthropy and voluntary action play in building bridging social capital, bringing diverse communities together or fostering wider civic engagement? Does this value of charitable giving and volunteering as an activity rather than simply the outcomes it produces need to be a more prominent part of the narrative about its importance to society? Does taking a place-based, rather than cause-based approach make it easier to address the multiple, cross-cutting needs of people and communities? Is “place” more complex than it is sometimes presented? I.e. at what geographic level do we feel a sense of belonging or identity?   Philanthropy- the big picture What is the core role of philanthropy within society which differentiates it from either state or market provision? What should we make of the current wave of criticisms of philanthropy coming from the US? Do these resonate in the UK context? Which are most acute or difficult to answer? Does philanthropy (and the foundation sector in particular) need to be more transparent? If so, why and about what? Who does it benefit (the foundations themselves, their donors, grantees, taxpayers etc)?   Related Links Follow Fozia on Twitter More info on The DEI Coalition Bedfordshire & Luton Community Foundation Dec 2019 issue of ACF’s “Trusts & Foundations News”, with a special focus on diversity, equity and inclusion Ford Foundation’s DEI tools for grantmakers Our Giving Thought podcast episode on “Philanthropy, Diversity & Inclusion” Our Giving Thought podcast interview with Megan Ming Francis, on “Philanthropy, Civil Rights & Movement Capture” Our Giving Thought podcast interview with Paul Ramsbottom on “Foundations & Endowed Philanthropy”

How do you plan to set yourself apart from 3,000 other graduating veterinary students OR the 113,000 other veterinarians in the US? Do you understand the average Debt to Income Ratio for veterinary students today and it's implications on your job hunt? Did you know that the total number of practicing Food Animal vets is reducing by 17% every 5 years? New graduates, associates and practice owners all need to stay abreast of the the current state of veterinary medicine.  AVMA has given us great veterinary census data and today I will review key points about demographics, debt and income determining factors.  These are key piece of information when it comes to finding and obtaining your ideal job or ideal candidate.   Join me today as I set the stage for the rest of this months discussions about jobs in veterinary medicine! Additional resources: AVMA Salary Estimator:  https://myvetlife.avma.org/current-student/your-financial-health/veterinary-salary-estimator AVMA 2019 Economic State of the Veterinary Profession Report: https://ebusiness.avma.org/ProductCatalog/product.aspx?ID=1637 Carry on OTO'ers!

Did you know Charleston is continually voted as the #1 city in the world AND the US? Do we agree with this? Check out today’s episode to learn how we really feel. We hold nothing back, per usual.

In episode 47 we talk to Paul Ramsbottom, CEO of the Wolfson Foundation, about foundations and endowed philanthropy. Including: What is the core role of philanthropy within society which differentiates it from either state or market provision? What is the particular role of foundations/endowed philanthropy in that mix? Is the ability to take a long-term view that comes with endowment better than the sense of urgency that comes with taking a spend-down approach, or are they just different? If there is room for both approaches, what criteria might determine the choice of approach? Do foundations need to be more transparent? If so, why and about what? Who does it benefit (the foundations themselves, their donors, grantees, taxpayers etc) Are there arguments against transparency? What tensions or power dynamics can there be when a foundation has been established by an individual or single family (and they are still involved), between those founders and the staff of the organisation? Does the way in which money has been made present obstacles in terms of doing good through giving it away? Does this only apply to money made in ways that are universally agreed to be “bad” (e.g. slavery), or more broadly to ways of making wealth that are legal but which many criticise for their social or environmental impact? What should we make of the growing focus on place-based approaches to funding? What value does a historical perspective bring? What do you make of the current wave of criticisms of philanthropy coming from the US? Do these resonate in the UK context? Which do you feel is most acute or difficult to answer?   Related Links: The Wolfson Foundation The Wolfson History Prize My recent blog on “Philanthropy, Innovation & Discovery” Paul’s article for ACF on foundations and transparency My Twitter thread on the Sackler donations controversy  

Are you planning on immigrating into US and/or starting an immigrant-based business in US? Do you know what type of visa to use when immigrating as an entrepreneur? Do you know how to keep your immigrant business in good standing with the United States Gov? This is Polish Peter and welcome to episode 60 of […] The post IMU 060: Lauren, an Expert in the Visa Process, Shares the Essentials for Maintaining Good Standing in Your Business in the U.S.! appeared first on Immigrant Masters Unite Podcast: Dissecting The Minds of Successful Immigrants To Live The American Dream!.

Are you struggling to reach the level of success you desire in the US? Do you feel that your differences are standing in your way? Are you longing to REALLY LIVE the “American Dream?” This is Polish Peter and welcome to episode 58 of Immigrant Masters Unite.  Today, I have Mohamed Rachadi. A native of […] The post IMU 058: Redefining the American Dream: Mohamed Shares His Empowering Mindset for Finding Success in the US and Accomplishing His Dreams! appeared first on Immigrant Masters Unite Podcast: Dissecting The Minds of Successful Immigrants To Live The American Dream!.

Can you name the first magazine published in the US? Do you know what ASCAP stands for and when it was formed? What famous TV show host and mayor is celebrating his birthday today? --- Support this podcast: https://anchor.fm/onthisday/support

Come join our fan page on facebook and help pick the next title. Other possible titles for this episode were. ** Briefed very Briefly ** This is Whispering? ** Catches it with his Face ** Potatoeheads waiting for Us ** Do a Jack Kennedy ** Infiltrating the Water ** Sorry this episode is so short and so late - work.. not kind this past week.

On the Diwali week of Cock & Bull Cyrus is joined by Surbhi Bagga, Amit Doshi and comedian Saurav Mehta. They talk about: The unveiling of the Statue of Unity Delhi's smog and profanities Surbhi's immaculate pronunciation of an ex-Indian skipper's name Samsung making 'dad phones' KFC's weird contest in the US Do send in AMA questions for Cyrus by tweeting them to @cyrussaysin or e-mailing them to whatcyrussays@gmail.com Follow Cyrus Says on Facebook: https://goo.gl/Ekg9Iy In case you're late to the party and want to catch up on the last 299 episodes of Cyrus Says you can do so at: www.ivmpodcasts.com/cyrussays You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/

So what do we do about a caravan of 1,600 Honduran immigrants who have crossed into Guatemala in hopes of reaching US? Do we turn them away? Do we take them in?

When's the last time you've identified yourself as a Christian to a stranger or acquaintance? It's a tricky situation because you have no idea what their experience or definition is of Christianity. Are they incredibly conservative or liberal politically? Are they from the West Coast, Midwest or South of the US? Do they have a very religious family member or a parent who's a pastor? It feels like the term "Christianity" requires so much explanation that it's not even useful in expressing faith anymore. I don't know if this is a new phenomenon or not. I do know that when I was younger I had no qualms about telling a stranger or acquaintance that I was a Christian and I had no doubts that they knew exactly what I meant by that.Maybe it was youthful ignorance.Maybe it was a product of the rural part of California I was from.Maybe it was a different time in the history of Christianity in this country. Whatever it was, this shift for me personally has led to larger questions about the nature of Christianity and the nature of Christian churches in the United States. How did the "Good News" of Jesus become an identifier that required further explanation?The easy answer is that it's a cultural problem with people who don't understand who Jesus is and they hate the good news we have because of the devil inside of them. The harder answer may be that American Christianity has distorted the "Good News" to the point that's it's only good for some people. The reason why identifying yourself as a Christian can require qualifiers is that people wonder if your practice of Christianity is one more marked by violence than peace. This week we want to reflect on an ancient story of rebuilding an old wall to ask about the value of reclaiming something that was, instead of starting over somewhere else. The hope is that we'll learn something new about Cascade, Christianity and journey's of faith. 

Millennials play a vital part in the workforce of today and tomorrow. Yet per HBR's article, What Do Millennials Really Want at Work? The Same Things the Rest of Us Do, ‘it’s likely that companies pursuing millennial-specific employee engagement strategies are wasting time, focus, and money'.   This episode features a recording from a live webcast discussion between Aaron Eden and Marilyn Gorman! Aaron Eden focuses on helping organizations act more entrepreneurial as the Co-Founder and COO of Moves the Needle. Prior to MTN, Aaron was the first Product Manager at Intuit (in HR) and played a key role in helping his team stop thinking about HR as a cost center and think about it as a way to drive competitive advantage. As a result, he re-designed the personal growth & development program, university recruiting program and leadership development program. Beyond his work in HR, Aaron played a key role in the development of Intuit's Innovation Program through launching a series of successful Lean Startup workshops within Intuit. Marilyn Gorman focuses on the intersection of HR processes like Learning & Development and Organizational Design and entrepreneurial skills. Prior to founding the Gorman Group, Marilyn worked with GE and led cultural change initiatives and high-visibility, Chairman-sponsored programs as a Global Program Leader for Executive Development and Culture at GE. She also was Innovation coach for Performance Development transformation at GE, engaging with culture, systems and HR processes.

Welcome to episode 137. Well what a crazy week it's been, quite possibly one of the craziest weeks in living history! I thought I would take this opportunity to answer some of the many questions you have been asking regarding the new desktop user interface. But first….. Interesting Stuff I Saw This Week LinkedIn Record is rumoured to be rolling out soon to all members. I haven't seen any official confirmation of this from LinkedIn and I'm not exactly sure how it would work but the opportunity to post 30 second videos to our followers would be great! You can read the article I refer to here; LinkedIn’s Big New Feature – Native Video Facebook have announced that they will provide ways to advertise job openings on business pages. Journalists are getting excited thinking that this is in some way a threat to LinkedIn not realising that the majority of LinkedIn's success in recruiting is through its search capabilities not recruitment advertising! You can read about here; Facebook threatens LinkedIn with job opening features You can read the full article here; Scam Says LinkedIn Team Needs Your Photo ID for Account Verification Connect 365 This is not a scam but a product that is getting a lot of people excited….. Apart from me! For "Just" $1497 of your hard earned cash you can buy a lifetime subscription to this product that has three elements to it. A three module training program (which will be out of date when the new UI is released) A messenger software extension that will allow you to send Messages to all of your connections on a rotational basis (spam in my opinion and against linkedIn's terms) An Implementation Group (Facebook group with other customers) I have several problems with this product; The price reflects the fact that it is sold via an affiliate network and not the actual value of the product. The messenger software will not work with the new user interface The limited time offer is somewhat suspicious given that we know that linking is about to undergo a massive change. These are just my opinions and you should take a look yourself at linkedinselling.com rather than just take my word for it. Given the imminent changes with LinkedIn I would not advise anybody to buy any product of this nature (good or bad) until the new user interface is fully released. The new UI - your questions In this episode I provide answers, The best I can, to the following questions that were sent to me. Which of the 17 missing features will return? I have a business plus account. Is it worth keeping this account now that the new user interface is coming? Can I opt out of the new UI? I saw Pro-Finder in the menu in your video does this mean that it's now available outside of the US? Do we still see a public profile URL in the new LinkedIn profile? Is the search function exactly the same as it is in the mobile app? A new scam email has been circulating recently which encourages you to verify your identity with LinkedIn. This is fake and an attempt to steal your identity - be careful!

Session 45 In today's episode, Ryan is joined once again by Rich as they take questions directly from the OldPreMeds.org forums. Listen is as they try to outline possible routes to take to get into medical school when your GPA is too low to get into a postbac program. OldPreMeds Question of the Week: The poster is a recent BS graduate from a school in California and medical school has always been in their eyes but graduating with a 2.86 GPA and feeling they have no chance; they took too many units out f worry that they wouldn't be able to graduate in four years; bad grades in Gen Chem and O Chem, getting D's and repeating those and still didn't do well (B in Gen Chem and C in O Chem). Their premed advisor at their school told them to give up their med school dreams. They're still volunteering and still want to go to medical school; haven't taken the MCAT yet and looking at taking a postbac but GPA qualifications are too high for what their GPA is. What is a student supposed to do when you have a low GPA and you're looking for a postbac when they have minimum requirements for GPA? Here are the insights from Ryan and Rich: Many students see a GPA number and don't see anything past that. Rich recommends either of these two paths: Start within a formal postbac. Take classes as a non matriculating student at whatever school you can get to in order to get better coursework and prove your GPA. The prerequisites are not the same as a Special Masters Program (SMP) You may have to go through informal postbac, a formal postbac, and then SMP to get into an MD school - this is long and expensive path Go to a DO school. The repeats can be done again and they will only count the last retake in your GPA for school. The schools will know you repeated it but the GPA they will consider for entrance will be that. Assuming you want to stay in California, they have a limited space for postbac and limited space for informal postbac. California is probably the most competitive state for medical school. DO school may just be a better path in terms of time, chances, and money. Going to a Caribbean school: This should be your very, very last resort. The quality of education is not the point but it's their way of taking students and the chances for residency in the US Do not think about the Caribbean until you've gone through two complete cycles, both MD and DO, with a break in between for repair and enhancement. One of the most common mistakes is students reapplying too soon. Major takeaway from this episode: Go through an informal postbac, formal postbac. Don't take the MCAT until you've got your GPA up and ready. If you don't get in, try a Special Masters Program. Or just take the DO route directly. Consider other medical mid-level professions such as NP and PA as you would still be part of the team. Links and Other Resources: www.mededmedia.com