Podcasts about retirement strategies

There are a lot of financial rules that you will find on Google. We found seven that you can throw in the trash. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

In this episode of Retire with Style, Wade Pfau and Alex Murguia talk with William Bengen, pioneer of the 4% rule in retirement planning. They explore the rule's evolution, how inflation and market valuations shape sustainable withdrawals, and Bengen's current recommendations. The discussion highlights the role of asset allocation, the importance of withdrawal strategies, and why ongoing monitoring is essential for a secure retirement. Takeaways William Bengen modernized retirement income planning with the 4% rule. Inflation is a critical factor in determining sustainable withdrawal rates. Market volatility can significantly impact retirement portfolios. A comprehensive withdrawal plan should consider multiple factors. Current recommendations suggest a withdrawal rate of around 5.5%. Asset allocation plays a vital role in retirement planning. Investors should consider a rising equity glide path strategy. Regular monitoring and adjustments to retirement plans are essential. High inflation can permanently elevate withdrawal amounts. The 4% rule is not a one-size-fits-all solution.   Chapters 00:00 Introduction to Retirement Income Planning 01:14 The Birth of the 4% Rule 03:03 Understanding Withdrawal Rates 09:15 The Impact of Inflation on Withdrawals 12:45 Market Valuation and Its Effects 18:07 Current Withdrawal Rate Recommendations 21:10 Asset Allocation Strategies 24:04 Free Lunches in Investment Strategies 27:34 Key Takeaways from A Richer Retirement 31:15 Future Research Directions   Links Join Us for RWS Live! with Bill Bengen! We're going live on Thursday, September 11th at 1:00 PM ET on the Retire With Style YouTube channel! You'll have the chance to ask Bill Bengen—creator of the 4% rule—your retirement questions live in the chat. Search “Retire With Style” on YouTube, or click this link to join us directly: https://retirewithstyle.com/rws-youtube-live Don't forget to subscribe so you get notified when we go live!

Ep. 195: Mapping Retirement Strategies in the Modern World

What if the biggest threat to your retirement isn’t market volatility—but time itself?In this episode of The Retirement Playbook, Granger Hughes unpacks the overlooked risks that could derail your financial future. From the shifting landscape of Medicare to the hidden costs of longevity, this episode explores the strategies that truly matter. Learn how to de-risk your portfolio, build dependable income streams, and navigate the complexities of annuities—all without relying on guesswork. With economic uncertainty looming, Granger emphasizes the importance of a proactive, well-rounded approach to retirement planning. Whether you’re five years out or already retired, this episode is your reminder: Retirement isn’t the end—it’s your next beginning. Don’t leave it to chance! Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com. See omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! This conversation with Nolan Baker focuses on the essential aspects of retirement planning, emphasizing the importance of understanding tax implications, creating reliable income streams, and the role of Social Security. The discussion highlights various strategies to minimize taxes and ensure a stable financial future for retirees. It encourages proactive planning and regular consultations with financial professionals to optimize retirement income and tax efficiency. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.com See omnystudio.com/listener for privacy information.

Could your retirement savings survive a market crash? In this episode, Frank and Frankie Guida explore how de-risking your portfolio before retirement can protect your future income. They break down real-life examples, explain risk tolerance, and share strategies for balancing growth with safety—so you’re not caught off guard when volatility strikes. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Singaporeans are asking a big question: how can we grow our retirement savings without taking on too much risk? Australia’s Superannuation system offers some answers, showing how disciplined investing can balance growth and security over decades. So what can we learn from Australia’s system? On Wealth Tracker, Hongbin Jeong speaks to Steve Alain Lawrence, CIO of Balfour Capital Group, to find out more.See omnystudio.com/listener for privacy information.

Nick Hopwood, Founder and President of Peak Wealth Management, joins to help Americans plan for a secure retirement in today's uncertain economic climate. With over 25 years of experience, Nick breaks down key financial trends, including the Federal Reserve's recent Jackson Hole meeting, potential reductions in Obamacare subsidies, and sequence-of-returns risk. He also touches on market insights that parallel his unique ability to spot trends, much like predicting college football outcomes. For listeners looking to safeguard their retirement, Nick offers a complimentary Roth conversion analysis, just visit peakwm.com/gruber.

Retire at 55 with these 2 Retirement StrategiesRetire at 55 with these 2 Retirement Strategies**Schedule your free virtual consultation

Think Roth conversions are simple? Think again. In this episode of The Retirement Key, Justin Dobak dives into the strategy behind Roth conversions—timing, tax brackets, Medicare premiums, and legacy planning. Learn how to avoid costly mistakes and why a personalized income plan is key to making Roth conversions work for your retirement goals. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! What if your retirement plan is built on shaky ground? In this episode, Nolan Baker, President and CEO of ARHQ, reveals overlooked threats that could quietly sabotage your financial future. From the ripple effects of unchecked government spending to the subtle warning signs in financial advisors, Nolan breaks down the risks that often go unnoticed. He also explores how family dynamics can complicate legacy planning and why an “all-weather portfolio” might be your best defense against market volatility. Whether you’re nearing retirement or already there, this conversation offers a clear-eyed look at what it takes to protect your income for your future. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

Taxes may be one of the biggest surprises in retirement. The time to develop a plan is BEFORE you retire. Like this episode? Hit that Follow button and never miss an episode!

What if tomorrow’s financial headlines were already written—and you could act today? In this episode of Unleash Your Wealth Podcast, Raj Shah and Rick Borek break down how rising interest rates are reshaping retirement strategies, especially through annuities and blended portfolios. Learn why locking in guaranteed income now could be a smart move before the Fed cuts rates. Plus, hear how complacency and overexposure to equities could derail your retirement if a recession hits. It’s a timely look at protecting your future in a volatile market. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.

Send us a textIn this conversation, the hosts discuss their journey in real estate investing, reflecting on their experiences in nursing, the challenges of financing properties, and the strategies they employed to build their portfolio. They share insights on networking, professional development, and the importance of cash flow in real estate. The discussion also touches on their first property purchase, the lessons learned, and the financial gains from selling properties. Overall, the conversation provides a comprehensive overview of their investing journey and the lessons learned along the way. In this conversation, the hosts discuss their journey through real estate investment, focusing on their experiences with property rehabs, the challenges of flipping houses, and the lessons learned from their first investment. They explore the importance of leveraging home equity and the HELOC strategy, as well as the transition to mobile home parks. The conversation highlights the significance of continuous learning, attending real estate conferences for motivation, and evolving investment strategies over time.TakeawaysNetworking and professional development are crucial in advancing one's career.Real-world experience in nursing often surpasses what is learned in school.Tax strategies can significantly impact financial planning and investment returns.Starting with cash purchases can simplify the financing process for new investors.Understanding cash flow is essential for successful property management.The Burr method is an effective strategy for recycling investment capital.Documenting financial performance is important for tracking progress and making informed decisions.Selling properties at the right time can yield significant financial gains.Chapters00:00 Introduction to the Journey03:08 Reflections on Nursing and Life Changes05:55 Networking and Professional Development in Nursing08:56 Training and Challenges in Nursing11:53 Recent Developments in Stroke Care16:55 Starting the Investment Journey19:55 First Property Purchase Experience21:52 Navigating Early Investment Challenges24:41 Retirement Strategies and Financial Independence27:25 Understanding Tax Implications for High Earners30:29 The Importance of Real Estate Professional Status31:22 Exploring the First Property Purchase34:40 The Journey of Buying and Renovating a Foreclosure39:28 Realizing Profits and Future Investments45:10 Navigating Contractor Challenges51:02 Lessons from Property Renovations52:45 Strategizing Property Acquisitions55:54 Leveraging Home Equity for Investments01:01:01 Rethinking Debt and Financing Strategies01:09:39 Motivation from Real Estate Conferences01:12:18 Navigating Investment Dynamics01:15:27 The Value of Collaboration in Real Estate01:17:25 Challenges of Property Management01:20:56 Lessons from Eviction Experiences01:26:31 Financial Growth Through Real Estate01:30:09 Transitioning to Full-Time Real Estate01:32:39 The Long Game in Real Estate InvestingKeywordsreal estate, investing, nursing, financial planning, taxes, property management, portfolio, cash flow, retirement, career development, real estate, property investment, rehab, home equity, mobilBe sure to follow us on instagram here Subscribe to our YouTube channel here Click the link, share your contact details, and we'll help you get started on your investment journey. Start now!

What if one conversation could protect your family from financial chaos? In this episode, Brandon Bowen shares a powerful story of a couple navigating memory care costs and the importance of legacy planning. From estate documents to power of attorney and long-term care funding, learn how to prepare for the unexpected and avoid leaving a burden behind. Whether you're caring for aging parents or planning your own retirement, this episode offers clarity and compassion. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Want to retire tax-free? The new tax law just made it easier. This episode covers how Roth conversions, solo 401(k)s, and strategic retirement planning can help you build tax-free wealth in your business. We explain how to time income, deductions, and business expenses to reduce your tax bracket and maximize long-term compounding in Roth accounts. This episode is packed with strategies for entrepreneurs who want to grow their business and retire with confidence.   Next Steps:

Thinking about a Roth IRA conversion in 2025? With tax rates locked in and new deductions available under the Big, Beautiful Bill, this year could be an ideal time to move funds from a traditional IRA or 401(k) into a tax-free Roth IRA. But timing is everything, and making the wrong move could increase your Medicare premiums or push you into a higher tax bracket. In this episode of Protect Your Assets, David Hollander explains how Roth conversions work, the benefits and risks in today’s tax environment, and strategies to determine the right amount to convert. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Thinking about a Roth IRA conversion in 2025? With tax rates locked in and new deductions available under the Big, Beautiful Bill, this year could be an ideal time to move funds from a traditional IRA or 401(k) into a tax-free Roth IRA. But timing is everything, and making the wrong move could increase your Medicare premiums or push you into a higher tax bracket. In this episode of Protect Your Assets, David Hollander explains how Roth conversions work, the benefits and risks in today’s tax environment, and strategies to determine the right amount to convert. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

On this episode: The fear of running out of money is resulting in people not enjoying their retirement. Picking your retirement date. Is there a perfect month? A new trend among baby boomers for estate planning. Like this episode? Hit that Follow button and never miss an episode!

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we're joined by Carl Hall CFA, a wealth advisor at CapTrust who helps individuals and families manage their financial lives and achieve their unique goals. CapTrust specializes in delivering financial planning, portfolio management, and investment advice—helping clients navigate complex decisions with confidence. In this episode, Carl dives into the often-overlooked connection between healthcare decisions, price transparency, and retirement planning. From choosing the right health plan during open enrollment to understanding how HSA's can strengthen your retirement security, Carl breaks down how your medical choices today can significantly impact your financial freedom tomorrow. Key Topics Covered: 1. Making Smart Open Enrollment Decisions Why many people miss out on the optimal health plan and how to avoid common mistakes. 2. Understanding Health Plan Costs The real impact of premiums, deductibles, and co-insurance on your finances. 3. Affording Healthcare in Retirement Strategies to prepare for medical costs later in life. 4. The Shoeboxing Approach A practical method for tracking healthcare expenses. 5. FSA vs. HSA The key differences and why HSAs can be a powerful retirement tool. 6. Changes in the DPC Ecosystem What's new and how it affects both patients and providers. 7. Healthcare Price Transparency & Retirement Security How knowing the cost of care can protect your long-term finances. 8. Aligning Provider & Patient Interests Why DPC providers should have the same goals as their patients. Listener Takeaways: How your healthcare plan choice can directly impact your retirement savings. Why HSAs are a game-changer for long-term financial health. The value of price transparency in protecting your future wealth. How to align healthcare decisions with your financial freedom goals. Resources Mentioned: CapTrust Price Transparency Tools    Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Carl Hall CFA, Wealth Adviser at CapTrust

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss how his firm's approach to retirement planning helps clients prepare for the unexpected, from teaching retirement courses to advising on social security and estate planning. For more information, call 800-640-2256.

What does golf have to do with retirement? More than you think. In this episode, Abe Abich tees up a conversation that draws surprising parallels between the game of golf and the journey to retirement. From avoiding financial hazards to staying focused on your personal goals, they explore how strategy, discipline, and the right coach can make all the difference—on the course and in your financial future. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on the show, Mark Robinson and Julian Hofmann discuss interim figures from asset manager Jupiter, and ask whether the company – and the wider sector – is truly on the road to recovery. Our big read of the week looks at six different ways of pension planning. Personal finance editor Val Cipriani analyses the all-important topic of how to make your money last in your retirement.Finally Valeria Martinez looks at recent results from consultancy turned activist investor Science Group, which is sitting on excess cash made from its stake in rival Ricardo earlier this year.Listen to more podcasts from Investors' Chronicle on Apple, Spotify and YouTubeTimestamps 1:38 Jupiter13:35 Retirement Strategies24:44 Science GroupMidroll 24:43Find out more about these topics: One-third drop in Jupiter's earnings clouds recovery hopesHow to find your ‘retirement profile' – and how to invest for itScience Group cashes in on Ricardo activist campaign Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Power of Zero Show, David McKnight looks at headlines, such as those from Vanguard, BlackRock or Morningstar, that have predicted a dismal forecast for stock market returns over the next decade. Since such articles predict 4-5% annual growth for the next decade, many investors are pondering whether they should take some chips off the table. Back in 2015, those same institutions and companies stressed that valuations were too high and that, since the markets had a great run, it couldn't possibly continue anymore. Vanguard forecasted 4-6% returns, BlackRock predicted 4.5-5% returns, while Research Affiliates predicted an anemic 1.5-2% returns. However, from 2015 through 2024, the S&P 500 posted a Compound Annual Growth Rate (CAGR) of roughly 11.9% - proving those predictions wrong! In fact, such forecasts by stock market research institutions turned out to be off by 5-6%.  David believes that financial institutions making failed predictions about the future of the stock market isn't just the exception, it's the rule. In the 2015-2024 timespan, we had a global pandemic that shut down entire economies, interest rates fell to zero, then spiked in record time, massive government stimulus, a tech boom, a crypto craze, and the rise of AI. - How many of those events could have been predicted in 2015? David doesn't recommend putting too much stock in long-term market forecasts by large financial institutions because, even if they might be well-researched, they're still guesses. For David, you shouldn't let fear drive your investment behavior. Not only should you stay invested over the next 10 years, but you should focus on investing inside tax-free accounts. Think about a balanced, comprehensive tax-fee approach that takes advantage of every nook and cranny in the IRS tax code.  David refers to tools such as Roth IRAs, Roth 401(k)s, and some properly structured cash value life insurance policies like Indexed Universal Life. What drives long-term stock market returns? “It isn't predictions, emotions, or headlines, it's innovation and productivity. If you look around, you can see that those things are accelerating, not slowing down,” says David.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Vanguard BlackRock Morningstar Research Affiliates S&P 500 Warren Buffett

Is $5 million really the magic number for retirement? In this episode of Success in the New Retirement, Damon Roberts and Matt Deaton break down what truly matters—your income needs, not arbitrary savings goals. They share real client stories, explain how to bridge income gaps with smart strategies like Roth conversions and structured notes, and reveal why efficient income planning can help you retire sooner and with more freedom. Whether you're behind on savings or ready to optimize your nest egg, this episode offers practical steps to build a retirement plan that works for you. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Target Date Funds (TDFs) might seem like a simple solution for your 401(k), but are they really working for you? In this episode, Brandon Bowen breaks down the pros and cons of TDFs, why they may be too “vanilla” for your retirement goals, and how a personalized portfolio review can uncover hidden fees, overlap, and missed opportunities. If you’re relying on a set-it-and-forget-it strategy, it might be time to rethink your approach. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What if your inheritance could grow tax-free for a decade? In this episode, Art McPherson breaks down the power of Roth IRAs, the impact of inflation on retirement, and how to avoid costly mistakes when receiving a windfall. From market volatility to mid-season tax planning, Art shares practical strategies to help you protect your future and make smarter financial decisions—whether you're retiring early or just getting started. Plus, a few laughs about sticker shock, bubble tape, and the true cost of a kiss. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Charisse explores what may be the most important factor for you to have the retirement you’re dreaming of. Like this episode? Hit that Follow button and never miss an episode!

Gen X's Biggest Money Regrets—And How to Fix ThemDr. Preston Cherry opens up about the top financial regrets Gen X faces—from late retirement saving to piling on debt. The good news? It's not too late to turn things around.In this eye-opening conversation, Dr. Cherry shares how Gen Xers can shift from regret to resilience with simple mindset changes and a values-based wealth plan. Whether it's saving more, cutting debt, or protecting your legacy—small steps today can lead to big changes tomorrow.Takeaways:• Start saving early• Tackle your debt• Plan for you, not just kids• Protect your legacy• Get expert help00:00 Intro00:41 Understanding Gen X's Financial Regrets02:09 The 4R Framework04:38 Final ThoughtsGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

What do a lost Bitcoin password, a landfill, and a 101-year-old retiree have in common? In this episode, Art McPherson dives into the wild world of gold, silver, and crypto - breaking down what’s worth the risk and what’s just hype. He shares real stories from clients, including centenarians thriving in retirement, and offers practical advice on income planning, debt, and building a legacy. Plus, a hilarious tale of football rivalry and marital survival. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Transform your financial future with Wes Moss and Jeff Lloyd in this action-focused episode of the Money Matters Podcast. Break down the newly passed "One Big Beautiful Bill" and explore its potentially wide-ranging impact on taxes, retirement planning, and long-term financial flexibility. • Examine what OBBB means for future tax rates. • Take advantage of higher SALT deduction limits, potentially reducing your tax burden. • Utilize new tax treatment for tips and overtime income, helpful for both retirees and part-time earners. • Accelerate business growth with expanded immediate expensing for investments. • Plan more confidently for the future with a higher estate tax exemption. Understand how these changes may create new planning opportunities—and why markets seem to remain resilient despite fiscal uncertainty.

Are you “pretty sure” your retirement plan is solid? That might be your biggest red flag. Abe Abich breaks down why even confident investors—and long-time advisor clients—should consider a second opinion. From reactive relationships to overlooked tax strategies, Abe outlines the subtle signs your financial plan may not be as personalized or proactive as it should be. Whether you're working with an advisor or managing it all yourself, this episode helps you rethink what true retirement readiness looks like. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Retirement isn’t just a date—it’s a strategy. In this must-listen episode, Nolan Baker, the President and CEO of ARHQ, exposes the hidden risks that could derail your financial future. Learn how unchecked government spending could impact your nest egg, why spotting red flags in financial advisors is critical, and how to avoid costly family conflicts through smart legacy planning. Discover the power of an “all-weather portfolio” built to thrive in any market—so your income stays steady no matter what. Whether you're five years out or already retired, this episode delivers urgent, actionable insights to help you retire with confidence, clarity, and control. Don’t leave your future to chance—press play now. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

This week on The Art of Money, Art McPherson discusses various aspects of financial planning, focusing on the importance of income planning for retirement, managing debt, and investing in precious metals and digital currencies. He emphasizes the need for a solid income plan to avoid running out of money in retirement and shares insights on the current state of gold and Bitcoin investments. The conversation also touches on retirement strategies and the significance of reaching financial milestones. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on Retirement For Living, JoePat Roop discusses the complexities of managing debt in retirement, emphasizing that while some debt can be acceptable, it depends on individual circumstances. He highlights the importance of having a comprehensive financial plan to navigate retirement effectively, particularly in relation to taxes, which can be a significant expense. The conversation also touches on the need for discipline in financial planning and the impact of taxes on retirement income. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Beyond the Money, Jackie Campbell discusses the prevalent fears surrounding retirement, particularly the fear of running out of money. She explores strategies to alleviate these fears, including effective financial planning, tax considerations, and the importance of understanding social security benefits. The conversation also touches on the emotional aspects of retirement, such as identity and purpose after leaving the workforce, and highlights key milestone ages that impact retirement planning. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

What if retiring at 65 meant downsizing your home instead of your lifestyle? In this episode, certified financial planner Frankie Guida explores why more Americans are planning to work in retirement—and how to rethink that path. He discusses emotional and financial readiness, the fear of running out of money, and a real-life case study of a client who made retirement work on his terms. Whether you’re planning to keep working or hoping to stop, this episode offers a grounded look at what it really takes to retire confidently. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

In this episode of The Art of Money, Art McPherson discusses various themes surrounding financial planning, the impact of noise in communication, and the importance of authenticity. He shares insights on how to navigate the overwhelming amount of information available today, particularly in the context of financial news and market volatility. The conversation also touches on the role of annuities in retirement planning and the strategies that can help individuals manage their investments effectively. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Today on the Wade Borth Podcast, Wade challenges the traditional view of retirement and encourages listeners to rethink what it truly means. Whether you see retirement as retooling, relaxing, or chasing new adventures, one thing remains the same—your financial strategy should reflect your values, not someone else's template. Wade explores why relying solely on market-based income can create unnecessary fear and scarcity, and how guaranteed income solutions like annuities can offer peace of mind and stability. If you're approaching retirement or simply thinking about your future, this episode will help you align your money decisions with the life you actually want to live.   Episode Highlights 00:24 - Clarity on Retirement Definitions 02:06 - Traditional Retirement vs. Retooling 03:03 - Living Off Market Interest: Risks 05:04 - Certainty and Fear in Retirement 07:10 - Income vs. Asset-based Retirement 09:07 - The Role of Private Pensions 10:56 - Cookie Cutter Approach to Retirement Strategy 11:59 - Aligning Actions with Values 12:31 - Uncertainty and Future Conversations with Self   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/  wade@sagewealthstrategy.com  

Tripp Limehouse and Steve Sedahl discuss common financial mistakes that Baby Boomers make as they approach retirement. They emphasize the importance of understanding Social Security benefits, the underestimated costs of healthcare, and the need for effective risk management strategies. The discussion also highlights the significance of early retirement planning and the potential pitfalls in the first year of retirement. Tripp introduces the Green Line principle as a safe money strategy to help retirees navigate their financial journey successfully. The conversation highlights the significance of personalized financial strategies to ensure a successful retirement. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase explore the role of dry powder assets in retirement planning and revisit “FOMO Freddie”—a cautionary character representing the risks of chasing investment trends without a long-term strategy.

The Advantages of Retiring After 60: Optimizing Health, Wealth, and BenefitsThis episode explores the significant benefits of retiring after the age of 60. It challenges outdated perceptions of early retirement by presenting modern data on longevity, healthcare costs, and financial trends. Key points discussed include the proximity to Medicare and Social Security benefits, peak earning and saving years in the fifties, and strategies for managing healthcare costs and optimizing Social Security. The host introduces the Red Zone retirement planning process, emphasizing a coordinated approach to wealth, healthcare, and social security for a more secure and fulfilling retirement. Viewers are encouraged to consider these factors and fill out a questionnaire to receive a personalized retirement strategy.00:00 Introduction: The Shift in Retirement After 6000:42 Why Retiring After 60 is Optimal02:04 Healthcare Benefits Post 6003:39 Social Security Optimization05:49 Maximizing Earnings and Savings in Your 60s07:50 Planning for a Healthy and Active Retirement09:29 Implementing Your Post 60 Retirement Plan12:23 Conclusion: Leveraging Post 60 Retirement Strategies

Dive into this episode for practical insights, updated research, and actionable retirement anecdotes.

You've heard of the Dave Ramsey Baby Steps, now let's discuss the FOO aka the Financial Order of Operations. Full credit to Brian & Bo at www.moneyguy.com for the FOO. Spoiler alert: we prefer the FOO over the Baby Steps, but you can't go wrong with either. If you aren't doing one of them, you're missing the boat!

Feeling stuck in your group practice and wondering how to finally build real wealth as a practice owner?  If you've been pouring everything into your group practice but still feel like you're not gaining traction financially, this episode is for you. I sat down with Eric Miller, co-owner of Econologics Financial Advisors, to talk about the retirement strategies and financial freedom tips he suggests to help practice owners turn burnout into long-term success. We talk about how to stop relying on traditional retirement plans that don't serve practice owners, and instead focus on building true wealth through diversifying income and treating your business like the investment it is.  Whether you're deep into your group practice journey or just starting to scale, these retirement strategies will help you shift your financial outlook and take control of your future. Here's what we dive into in this episode: Why traditional retirement strategies often fail practice owners, and what to focus on instead if you want lasting success How to start diversifying income beyond just adding new services — and why that matters for your long-term financial security The weekly habit Eric swears by that boosts income and supports sustainable diversifying income streams The biggest financial mistakes practice owners make — and the simple financial freedom tips that can help you avoid them What your practice space, staff, and systems might be hiding — and how to use them more effectively before expanding If you've been looking for a roadmap to smarter retirement strategies, or just want some no-fluff financial freedom tips you can actually use, you're going to love this conversation.  Eric and I talk honestly about what it takes to create multiple diversifying income streams, how to think like an investor, and why now is the time for every practice owner to start planning for the future.   LINKS: Need extra support? Join The Exchange, a membership community just for group practice owners.  The Group Practice Exchange Programs + Courses The Accountability Equation™ Quiz The Accountability Equation Book Group Practice Forecasting Support GPT   CONNECT WITH MAUREEN WERRBACH & THE GROUP PRACTICE EXCHANGE: Website Facebook Instagram LinkedIn   CONNECT WITH ERIC MILLER: Website Book: How To Become a Financial Beast Free booklet: Financial Strategies Every Practice Owner Needs to Implement to Build Wealth YouTube Facebook LinkedIn   SPONSORS: TherapyNotes: An EHR software that helps behavioral health professionals manage their practice with confidence and efficiency. Go to therapynotes.com/r/thegrouppracticeexchange for two free months!  GreenOak Accounting: An accounting firm that specializes in working with group practices. Mention TGPE to get $100 off your first month!

Brotherhood. Community. Jeremiah uses episode 58 to express his extreme gratitude for teams, friendships, and giving back.

Want to retire early? What about early retirement AND making millions of dollars tax-free? Only one real estate investing strategy gives you the ability to do both, but 99% of investors won't try it. Why? We don't know because today's two guests, as well as Dave, are all using this investing strategy in 2025 to make a killing on their real estate deals. It's not house hacking, it's not medium-term rentals, and it's not private lending—it's live-in flipping. Never heard of live-in flipping? There's a good reason—nobody is doing it, even though it boasts the biggest benefits of almost any real estate strategy out there. This method enabled Mindy Jensen to accumulate millions of dollars in net worth by her early 50s, much of which was tax-free. The same strategy is being used by Ashley Kehr and Dave to make hundreds of thousands of dollars in profit simply by buying a house, fixing it up while living in it, and reselling it. How does this get you to early retirement? Simple: you make hundreds of thousands tax-free, more than what your job might pay you over several years, dramatically boosting your bank account and allowing your investments to multiply way faster. Anyone can do it—whether you're single, have a partner, or kids—and the benefits are unbeatable. Wanna know how to start? Mindy, the expert on live-in flips, is sharing her secrets in today's episode.  In This Episode We Cover Live-in flipping 101, the best real estate strategy for tax-free millions  What type of house makes the best live-in flip (with the highest profits) What level of renovation to put into the house (DON'T pick your favorite upgrades) Tips to keep your family comfortable while live-in flipping, especially if you have kids  Financing a live-in flip and one easy way to get a lower interest rate  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1133 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

The 4% rule just got a major update! Bill Bengen, the creator of the famous 4% withdrawal rule, returns to share his latest research that's changing retirement planning forever. Welcome back to the BiggerPockets Money podcast! Discover why he's now recommending a 4.7% withdrawal rate and what this means for YOUR retirement strategy. In this episode, you'll learn: Why Bill Bengen updated his iconic 4% rule after decades of research The psychology behind why retirees struggle to actually spend their money How market conditions should influence your withdrawal strategy The role real estate plays in a well-diversified retirement portfolio Active vs. passive management strategies for retirees How younger retirees should approach their investment timeline differently Why protecting your principal matters more than maximizing returns The importance of controlling expenses and finding purpose beyond money And SO Much More! Whether you're planning for retirement or already retired, this conversation will reshape how you think about withdrawal rates, portfolio management, and creating a sustainable financial future. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat does a nearly perfect Canadian financial freedom health score look like — and where do even the best wealth planners stumble?If you're working hard, investing smart, and wondering if you're truly on track for financial independence, this episode is your blueprint. You'll follow Frederick, a disciplined 49-year-old professional in Toronto, as he navigates all four key phases of a healthy Canadian wealth plan — and discover where his strong financial strategies still need refinement. Whether you're eyeing early retirement, optimizing investments, or building a legacy that lasts, you'll hear what works and what needs tweaking.In this episode, you'll learn:How a modest lifestyle and strategic renting can supercharge your Canadian wealth-building efforts.Why clarity around your financial vision — including your “financial freedom number” — is non-negotiable for early retirement.Where most high earners miss the mark on legacy planning and how one tool can simultaneously solve three major financial gaps.Hit play to see how your Canadian wealth plan stacks up — and what it takes to turn near-perfect into complete confidence.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Financial freedom in Canada takes more than income — it takes strategy. Whether you're a seasoned entrepreneur, high-earning professional, or building wealth through real estate, mastering the four phases of a healthy financial plan is non-negotiable. This podcast unpacks the smartest Canadian tax strategies, corporate structuring moves, and investment tactics that create lasting wealth. From optimizing RRSP room and leveraging real estate to balancing salary vs dividends and planning your legacy, we focus on actiReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.