Podcasts about retirement strategies

In this episode of Beer & Money, Ryan Burklo discusses the critical aspects of retirement planning, emphasizing the importance of understanding income risks and market volatility. He explores strategies for managing retirement funds, including the necessity of having a diversified approach with different buckets of money to ensure financial stability throughout retirement. The conversation also delves into the real risks of outliving one's money and presents alternative strategies to mitigate these risks, ultimately guiding listeners on how to effectively plan for their financial future. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #retirementplanning #incomerisks #financialstrategies #marketvolatility #retirementincome #financialplanning #investmentstrategies #retirementsavings #outlivingmoney #retirementstrategies   Takeaways Retirement planning should start early, even years before retirement. Understanding the risks associated with retirement income is crucial. Market volatility can significantly impact retirement savings. Having a diversified portfolio can help manage risks in retirement. It's important to consider taxes and fees in retirement planning. Creating a liquid fund can provide financial security during market downturns. Using Monte Carlo simulations can help assess the risk of outliving your money. A guaranteed income stream can alleviate financial stress in retirement. Legacy planning should be part of retirement strategies. Different buckets of money can provide flexibility and security in retirement. Chapters 00:00 The Reality of Retirement Planning 01:29 Understanding Retirement Income Risks 07:47 Strategies for Managing Market Volatility 08:14 Analyzing the Real Risks of Outliving Your Money 15:48 Alternative Strategies for Retirement Income 20:22 Key Takeaways for Effective Financial Planning

Welcome back to The Lenders Playbook Podcast episode #95. We are you your go-to resource for private lending, real estate, and entrepreneurship. I'm your host, Matt Rosen. Today, I'm joined by Mat Sorensen — attorney, best-selling author, and CEO of Directed IRA, one of the nation's top self-directed IRA companies.  We're breaking down how to use your retirement funds to invest in real estate, private lending, and other alternative assets — plus the biggest mistakes to avoid and how to get started.   If you've ever wanted to take control of your retirement and invest like the pros, this episode is for you. Thank you to our Episode Sponsors!Doss Law https://www.dosslaw.com/American Lending Conference https://www.americanlendingconference.com/

Send us a textThe end of the year is your moment to take control of your money, not scramble over taxes.This week, we sat down with Carolyn Rowland, CFP®, EA, Partner and Financial Advisor at Resilient Wealth Planning. Carolyn combines tax smarts with long-term financial planning to help women feel calm, confident, and in charge of their money.In this episode, Carolyn breaks down the simple year-end moves that can make a major difference for your future, without the stress or confusion. She shares how to make your taxes work for you, the key deadlines that matter before December 31, and why small, consistent steps are the true secret to wealth building.  If you're ready to finish 2025 strong, tune in to hear Carolyn's strategy that sets you up for 2026 success.01:02 Meet Carolyn Rowland04:45 Pre-Tax vs Roth: Which is right for you?09:05 Year-End Fixes That Boost Your Retirement Accounts10:20 Quick Tax Tips Before December 3117:40 Aligning Your Tax & Retirement Plans23:30 Carolyn's Definition of Financial FreedomCarolyn shows us how to lock in retirement moves before year-end. For practical next steps and actionable strategies to maximize your accounts, reduce taxes, and protect your assets, join us on Oct 24th for Money Talks: Concrete Strategies to Maximize Your Accounts and Protect Your Assets. Click here to register for FREE and bring your questions! Follow & connect with Carolyn Rowland:Website Instagram LinkedIn Youtube Facebook -Follow & connect with us! Website Facebook Page Facebook group Instagram TikTok LinkedIn YouTube Reddit Resources Have questions? Click this to check out our expert Q&A for tips from industry experts, tailored to help women address their most common financial concerns. Subscribe to our newsletter to receive financial tips delivered weekly here! Explore our free guides to help you on your financial journey

What do Halloween and retirement planning have in common? More than you think. In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the spooky truths behind budgeting, Medicare choices, and Social Security’s uncertain future. They shed light on how annuities can offer stability and explore why proactive planning and regular advisor check-ins are essential. Whether you're nearing retirement or just starting to think about it, this episode offers timely insights with a seasonal twist. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.See omnystudio.com/listener for privacy information.

Kevin Brucher discusses the intricacies of retirement income planning, emphasizing the importance of understanding income streams, the impact of inflation, and the role of annuities. He highlights the need for a comprehensive financial strategy to ensure long-term financial security, especially in the face of rising costs and economic uncertainty. The discussion also touches on government debt and its implications for future generations, urging listeners to be proactive in their financial planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

The clock is ticking. In this episode of the December Dash series, Tiffany Phillips reveals the final year-end tax strategies that separate wealthy business owners from everyone else. Discover how solo 401(k)s, Health Savings Accounts, Roth conversions, charitable giving, and defined benefit plans can slash your tax bill and build lasting wealth. These aren't just tax tips—they're smart strategies with a hard December 31st deadline. If you miss it, the opportunity is gone. Learn how to avoid costly mistakes, maximize income, and make money decisions that build financial freedom. Whether you're a small business owner, female entrepreneur, or simply looking for smart tax planning, this episode will change the way you think about your financial future. Don't wait until it's too late—tune in now and secure your tax savings before the year ends.   Next Steps:

Only 4% of people know about self-directed IRAs—accounts that let YOU control your retirement investments instead of a financial advisor. Kaaren Hall, CEO of UDirect IRA Services, explains how your IRA can invest in real estate, private lending, local businesses, and things you actually believe in. For women entrepreneurs struggling to access capital, this $40 trillion pool of retirement money changes everything. Learn what self-directed IRAs are, how to get started, and why this matters for your financial future. Pop in those earphones. Let's talk retirement.   What You'll Learn What makes a self-directed IRA different from a "regular" retirement account Why only 4% of retirement funds are self-directed—and how you can join the movement How to invest in real estate, gold, crypto, and private deals tax-advantaged Where women entrepreneurs can find capital for their businesses Why legal compliance matters when raising funds—and how to do it right   Related Episodes You Might Love Ep. 95: When Your Life Falls Apart Because of Money (And Your Career Is Born) https://sarahwalton.com/michelle/ Ep. 227: How to Clear a Money Fog with Mikelann Valterra https://sarahwalton.com/clear-money-fog/ Ep. 109: Help! I'm Trapped In a Job I Hate! https://sarahwalton.com/trapped-job-i-hate/   Free gift from Kaaren Hall Grab Kaaren's free report on self-directed IRA asset classes and start taking control of your retirement today! https://udirectira.com/free-report/   Connect with Kaaren Hall https://www.facebook.com/uDirectIRA/  https://twitter.com/uDirectIRA  https://www.instagram.com/udirectiraservices/  https://www.youtube.com/channel/UCWAycexbDjYjHh8R8goug0A  https://udirectira.com/  https://www.linkedin.com/groups/137760/   About Kaaren Hall Kaaren Hall is the founder and CEO of uDirect IRA Services, LLC, a leading provider of self-directed IRA accounts since 2009. With over two decades of experience in real estate, mortgage lending, and property management (and especially Self-Directed IRAs), Kaaren has empowered thousands of people to take control of their retirement funds and invest in alternative assets, such as real estate, private lending, precious metals, and more. Her expertise in self-directed retirement accounts has made her a sought-after speaker, and she has been a featured panelist and presenter at industry-leading conferences, including BiggerPockets' BPCON22, 23 & 24. Kaaren is also the founder of OCREIA (Orange County Real Estate Investors Association), where she fosters a vibrant community of real estate investors through education and networking since 2012.  Adding to her accolades, Kaaren is now the author of the newly published Self-Directed IRA Investing: A BiggerPockets Guide, the definitive resource for investors looking to unlock the power of self-directed IRAs to build wealth. Published by BiggerPockets Publishing, this comprehensive guide combines actionable insights, real-world examples, and Kaaren's extensive industry knowledge to help investors confidently navigate the world of self-directed retirement accounts. Beyond her professional achievements, Kaaren's entrepreneurial journey has enabled her to support meaningful charitable giving and inspire others to take control of their financial futures. She also serves on the Board of Directors for The Council on Aging Southern California as well as the board for RITA (the Retirement Industry Trust Association), where she continues to advocate for transparency and education in the retirement industry.   Free gift from Sarah Book a free 15-minute call to explore working together: https://app.acuityscheduling.com/schedule/60d4f7f6/appointment/52999780/calendar/909961?appointmentTypelds%5B%5D=52999800   Ready to shift from chasing to receiving in your business? Book your call with Sarah today and discover how The Abundance Academy can help you scale with soul, strategy, and sanity.   Want to go deeper?  Join us inside The Abundance Academy — where high-achieving, heart-led women scale their dreams without burning out. (link: https://sarahwalton.com/abundance-academy/)   Connect with Sarah Website: https://sarahwalton.com/ Instagram: https://www.instagram.com/thesarahwalton/ You can check out our podcast interviews on YouTube, too! http://bit.ly/YouTubeSWalton   Thank you so much for listening. I'm honored that you're here and would be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Then, we'll get to inspire even more people!   (If you're not sure how to leave a review, you can watch this quick tutorial.)   About Sarah Walton Sarah Walton is a business coach specializing in helping women entrepreneurs overcome internal barriers to success. With a background in trauma-informed coaching and nervous system regulation, she takes a holistic approach that addresses both mindset and tactical business skills. Featured on The Today Show and speaking at women's conferences worldwide, Sarah has helped hundreds of women build profitable, sustainable businesses aligned with their values while healing the deeper blocks that keep them playing small. She's the creator of The Money Mindset Course, The Abundance Academy, and Effortless Sales, and the host of the 5-star-rated Game On Girlfriend® Podcast, becoming the go-to source for women who want to build businesses that honor both their ambition and their nervous system's need for safety.  

Is your financial life as cluttered as your garage? Abe Abich tackles the “financial junk drawer” problem, showing how consolidating accounts and building a clear retirement plan can boost confidence and reduce stress. Learn why emotional decisions during market volatility can sabotage your future, and hear real stories of families who found clarity by organizing their finances and focusing on income planning. Discover how a roadmap and portfolio X-ray can help you make smarter choices as you approach retirement. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Understanding Market Volatility: What Kentucky Investors Need to Know Right Now When government shutdowns dominate headlines and market bubbles threaten portfolios, Central Kentucky investors need clear guidance from experienced financial […] The post Government Shutdowns, Market Bubbles, and Your Retirement Strategy appeared first on Dupree Financial.

In this episode, Amb. Elisha sits down with Gale Sciascia, an Enrolled Agent and co-founder of Shasha Tax & Retirement, to uncover the truth about taxes, retirement planning, and financial freedom.   Gale shares how proper tax planning, integrating retirement strategies, and avoiding common mistakes can help you keep more of your money, reduce debt, and build long-term wealth.   She also reveals her journey into financial education, the importance of knowledge-seeking, and what's next for Shasha's upcoming masterclasses.  

Have you ever heard of Coast FIRE? It's a fresh approach to Financial Independence, Retire Early that doesn't mean walking away from work altogether. Instead, Coast FIRE is about saving aggressively in your early years so your investments can grow to cover retirement, giving you the freedom later to focus on passion projects, flexible work, or simply enjoying life without the financial pressure. Find the show notes, resources, and watch the video version at www.thewealthmindsetshow.com/s2e20Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!

457 plans may look like 401(k)s, but they come with powerful benefits—and costly pitfalls if misunderstood. Jeremiah Bates and Alex Lundgren explain how to maximize contributions, avoid penalties, and use 457s to unlock early retirement strategies. Plus, not all 457s are built the same... Work for a non-profit? These are the things you MUST know.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren  

There are a lot of financial rules that you will find on Google. We found seven that you can throw in the trash. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

In this episode of Retire with Style, Wade Pfau and Alex Murguia talk with William Bengen, pioneer of the 4% rule in retirement planning. They explore the rule's evolution, how inflation and market valuations shape sustainable withdrawals, and Bengen's current recommendations. The discussion highlights the role of asset allocation, the importance of withdrawal strategies, and why ongoing monitoring is essential for a secure retirement. Takeaways William Bengen modernized retirement income planning with the 4% rule. Inflation is a critical factor in determining sustainable withdrawal rates. Market volatility can significantly impact retirement portfolios. A comprehensive withdrawal plan should consider multiple factors. Current recommendations suggest a withdrawal rate of around 5.5%. Asset allocation plays a vital role in retirement planning. Investors should consider a rising equity glide path strategy. Regular monitoring and adjustments to retirement plans are essential. High inflation can permanently elevate withdrawal amounts. The 4% rule is not a one-size-fits-all solution.   Chapters 00:00 Introduction to Retirement Income Planning 01:14 The Birth of the 4% Rule 03:03 Understanding Withdrawal Rates 09:15 The Impact of Inflation on Withdrawals 12:45 Market Valuation and Its Effects 18:07 Current Withdrawal Rate Recommendations 21:10 Asset Allocation Strategies 24:04 Free Lunches in Investment Strategies 27:34 Key Takeaways from A Richer Retirement 31:15 Future Research Directions   Links Join Us for RWS Live! with Bill Bengen! We're going live on Thursday, September 11th at 1:00 PM ET on the Retire With Style YouTube channel! You'll have the chance to ask Bill Bengen—creator of the 4% rule—your retirement questions live in the chat. Search “Retire With Style” on YouTube, or click this link to join us directly: https://retirewithstyle.com/rws-youtube-live Don't forget to subscribe so you get notified when we go live!

Ep. 195: Mapping Retirement Strategies in the Modern World

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! This conversation with Nolan Baker focuses on the essential aspects of retirement planning, emphasizing the importance of understanding tax implications, creating reliable income streams, and the role of Social Security. The discussion highlights various strategies to minimize taxes and ensure a stable financial future for retirees. It encourages proactive planning and regular consultations with financial professionals to optimize retirement income and tax efficiency. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.com See omnystudio.com/listener for privacy information.

Could your retirement savings survive a market crash? In this episode, Frank and Frankie Guida explore how de-risking your portfolio before retirement can protect your future income. They break down real-life examples, explain risk tolerance, and share strategies for balancing growth with safety—so you’re not caught off guard when volatility strikes. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Nick Hopwood, Founder and President of Peak Wealth Management, joins to help Americans plan for a secure retirement in today's uncertain economic climate. With over 25 years of experience, Nick breaks down key financial trends, including the Federal Reserve's recent Jackson Hole meeting, potential reductions in Obamacare subsidies, and sequence-of-returns risk. He also touches on market insights that parallel his unique ability to spot trends, much like predicting college football outcomes. For listeners looking to safeguard their retirement, Nick offers a complimentary Roth conversion analysis, just visit peakwm.com/gruber.

Retire at 55 with these 2 Retirement StrategiesRetire at 55 with these 2 Retirement Strategies**Schedule your free virtual consultation

Think Roth conversions are simple? Think again. In this episode of The Retirement Key, Justin Dobak dives into the strategy behind Roth conversions—timing, tax brackets, Medicare premiums, and legacy planning. Learn how to avoid costly mistakes and why a personalized income plan is key to making Roth conversions work for your retirement goals. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! What if your retirement plan is built on shaky ground? In this episode, Nolan Baker, President and CEO of ARHQ, reveals overlooked threats that could quietly sabotage your financial future. From the ripple effects of unchecked government spending to the subtle warning signs in financial advisors, Nolan breaks down the risks that often go unnoticed. He also explores how family dynamics can complicate legacy planning and why an “all-weather portfolio” might be your best defense against market volatility. Whether you’re nearing retirement or already there, this conversation offers a clear-eyed look at what it takes to protect your income for your future. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

Taxes may be one of the biggest surprises in retirement. The time to develop a plan is BEFORE you retire. Like this episode? Hit that Follow button and never miss an episode!

Send us a textIn this conversation, the hosts discuss their journey in real estate investing, reflecting on their experiences in nursing, the challenges of financing properties, and the strategies they employed to build their portfolio. They share insights on networking, professional development, and the importance of cash flow in real estate. The discussion also touches on their first property purchase, the lessons learned, and the financial gains from selling properties. Overall, the conversation provides a comprehensive overview of their investing journey and the lessons learned along the way. In this conversation, the hosts discuss their journey through real estate investment, focusing on their experiences with property rehabs, the challenges of flipping houses, and the lessons learned from their first investment. They explore the importance of leveraging home equity and the HELOC strategy, as well as the transition to mobile home parks. The conversation highlights the significance of continuous learning, attending real estate conferences for motivation, and evolving investment strategies over time.TakeawaysNetworking and professional development are crucial in advancing one's career.Real-world experience in nursing often surpasses what is learned in school.Tax strategies can significantly impact financial planning and investment returns.Starting with cash purchases can simplify the financing process for new investors.Understanding cash flow is essential for successful property management.The Burr method is an effective strategy for recycling investment capital.Documenting financial performance is important for tracking progress and making informed decisions.Selling properties at the right time can yield significant financial gains.Chapters00:00 Introduction to the Journey03:08 Reflections on Nursing and Life Changes05:55 Networking and Professional Development in Nursing08:56 Training and Challenges in Nursing11:53 Recent Developments in Stroke Care16:55 Starting the Investment Journey19:55 First Property Purchase Experience21:52 Navigating Early Investment Challenges24:41 Retirement Strategies and Financial Independence27:25 Understanding Tax Implications for High Earners30:29 The Importance of Real Estate Professional Status31:22 Exploring the First Property Purchase34:40 The Journey of Buying and Renovating a Foreclosure39:28 Realizing Profits and Future Investments45:10 Navigating Contractor Challenges51:02 Lessons from Property Renovations52:45 Strategizing Property Acquisitions55:54 Leveraging Home Equity for Investments01:01:01 Rethinking Debt and Financing Strategies01:09:39 Motivation from Real Estate Conferences01:12:18 Navigating Investment Dynamics01:15:27 The Value of Collaboration in Real Estate01:17:25 Challenges of Property Management01:20:56 Lessons from Eviction Experiences01:26:31 Financial Growth Through Real Estate01:30:09 Transitioning to Full-Time Real Estate01:32:39 The Long Game in Real Estate InvestingKeywordsreal estate, investing, nursing, financial planning, taxes, property management, portfolio, cash flow, retirement, career development, real estate, property investment, rehab, home equity, mobilBe sure to follow us on instagram here Subscribe to our YouTube channel here Click the link, share your contact details, and we'll help you get started on your investment journey. Start now!

What if one conversation could protect your family from financial chaos? In this episode, Brandon Bowen shares a powerful story of a couple navigating memory care costs and the importance of legacy planning. From estate documents to power of attorney and long-term care funding, learn how to prepare for the unexpected and avoid leaving a burden behind. Whether you're caring for aging parents or planning your own retirement, this episode offers clarity and compassion. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Want to retire tax-free? The new tax law just made it easier. This episode covers how Roth conversions, solo 401(k)s, and strategic retirement planning can help you build tax-free wealth in your business. We explain how to time income, deductions, and business expenses to reduce your tax bracket and maximize long-term compounding in Roth accounts. This episode is packed with strategies for entrepreneurs who want to grow their business and retire with confidence.   Next Steps:

Thinking about a Roth IRA conversion in 2025? With tax rates locked in and new deductions available under the Big, Beautiful Bill, this year could be an ideal time to move funds from a traditional IRA or 401(k) into a tax-free Roth IRA. But timing is everything, and making the wrong move could increase your Medicare premiums or push you into a higher tax bracket. In this episode of Protect Your Assets, David Hollander explains how Roth conversions work, the benefits and risks in today’s tax environment, and strategies to determine the right amount to convert. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Thinking about a Roth IRA conversion in 2025? With tax rates locked in and new deductions available under the Big, Beautiful Bill, this year could be an ideal time to move funds from a traditional IRA or 401(k) into a tax-free Roth IRA. But timing is everything, and making the wrong move could increase your Medicare premiums or push you into a higher tax bracket. In this episode of Protect Your Assets, David Hollander explains how Roth conversions work, the benefits and risks in today’s tax environment, and strategies to determine the right amount to convert. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we're joined by Carl Hall CFA, a wealth advisor at CapTrust who helps individuals and families manage their financial lives and achieve their unique goals. CapTrust specializes in delivering financial planning, portfolio management, and investment advice—helping clients navigate complex decisions with confidence. In this episode, Carl dives into the often-overlooked connection between healthcare decisions, price transparency, and retirement planning. From choosing the right health plan during open enrollment to understanding how HSA's can strengthen your retirement security, Carl breaks down how your medical choices today can significantly impact your financial freedom tomorrow. Key Topics Covered: 1. Making Smart Open Enrollment Decisions Why many people miss out on the optimal health plan and how to avoid common mistakes. 2. Understanding Health Plan Costs The real impact of premiums, deductibles, and co-insurance on your finances. 3. Affording Healthcare in Retirement Strategies to prepare for medical costs later in life. 4. The Shoeboxing Approach A practical method for tracking healthcare expenses. 5. FSA vs. HSA The key differences and why HSAs can be a powerful retirement tool. 6. Changes in the DPC Ecosystem What's new and how it affects both patients and providers. 7. Healthcare Price Transparency & Retirement Security How knowing the cost of care can protect your long-term finances. 8. Aligning Provider & Patient Interests Why DPC providers should have the same goals as their patients. Listener Takeaways: How your healthcare plan choice can directly impact your retirement savings. Why HSAs are a game-changer for long-term financial health. The value of price transparency in protecting your future wealth. How to align healthcare decisions with your financial freedom goals. Resources Mentioned: CapTrust Price Transparency Tools    Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Carl Hall CFA, Wealth Adviser at CapTrust

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss how his firm's approach to retirement planning helps clients prepare for the unexpected, from teaching retirement courses to advising on social security and estate planning. For more information, call 800-640-2256.

What does golf have to do with retirement? More than you think. In this episode, Abe Abich tees up a conversation that draws surprising parallels between the game of golf and the journey to retirement. From avoiding financial hazards to staying focused on your personal goals, they explore how strategy, discipline, and the right coach can make all the difference—on the course and in your financial future. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Saving With Steve, host Steve Sexton is joined by Founder & CEO of Simply Do It, Dani Beit-Or, a real estate investment expert and educator who helps investors strategically build wealth through rental properties and smart portfolio planning. They discuss how to properly use your retirement accounts (like IRA, 401k, etc.) to invest in real estate, what to look for in a rental property, how to know if a property has good bones for a rental (and if it's in the right area), how a property pencils out to profitability, and more. ‍   Learn more about the show at www.SavingWithSteve.us

This week on the show, Mark Robinson and Julian Hofmann discuss interim figures from asset manager Jupiter, and ask whether the company – and the wider sector – is truly on the road to recovery. Our big read of the week looks at six different ways of pension planning. Personal finance editor Val Cipriani analyses the all-important topic of how to make your money last in your retirement.Finally Valeria Martinez looks at recent results from consultancy turned activist investor Science Group, which is sitting on excess cash made from its stake in rival Ricardo earlier this year.Listen to more podcasts from Investors' Chronicle on Apple, Spotify and YouTubeTimestamps 1:38 Jupiter13:35 Retirement Strategies24:44 Science GroupMidroll 24:43Find out more about these topics: One-third drop in Jupiter's earnings clouds recovery hopesHow to find your ‘retirement profile' – and how to invest for itScience Group cashes in on Ricardo activist campaign Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Power of Zero Show, David McKnight looks at headlines, such as those from Vanguard, BlackRock or Morningstar, that have predicted a dismal forecast for stock market returns over the next decade. Since such articles predict 4-5% annual growth for the next decade, many investors are pondering whether they should take some chips off the table. Back in 2015, those same institutions and companies stressed that valuations were too high and that, since the markets had a great run, it couldn't possibly continue anymore. Vanguard forecasted 4-6% returns, BlackRock predicted 4.5-5% returns, while Research Affiliates predicted an anemic 1.5-2% returns. However, from 2015 through 2024, the S&P 500 posted a Compound Annual Growth Rate (CAGR) of roughly 11.9% - proving those predictions wrong! In fact, such forecasts by stock market research institutions turned out to be off by 5-6%.  David believes that financial institutions making failed predictions about the future of the stock market isn't just the exception, it's the rule. In the 2015-2024 timespan, we had a global pandemic that shut down entire economies, interest rates fell to zero, then spiked in record time, massive government stimulus, a tech boom, a crypto craze, and the rise of AI. - How many of those events could have been predicted in 2015? David doesn't recommend putting too much stock in long-term market forecasts by large financial institutions because, even if they might be well-researched, they're still guesses. For David, you shouldn't let fear drive your investment behavior. Not only should you stay invested over the next 10 years, but you should focus on investing inside tax-free accounts. Think about a balanced, comprehensive tax-fee approach that takes advantage of every nook and cranny in the IRS tax code.  David refers to tools such as Roth IRAs, Roth 401(k)s, and some properly structured cash value life insurance policies like Indexed Universal Life. What drives long-term stock market returns? “It isn't predictions, emotions, or headlines, it's innovation and productivity. If you look around, you can see that those things are accelerating, not slowing down,” says David.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Vanguard BlackRock Morningstar Research Affiliates S&P 500 Warren Buffett

Is $5 million really the magic number for retirement? In this episode of Success in the New Retirement, Damon Roberts and Matt Deaton break down what truly matters—your income needs, not arbitrary savings goals. They share real client stories, explain how to bridge income gaps with smart strategies like Roth conversions and structured notes, and reveal why efficient income planning can help you retire sooner and with more freedom. Whether you're behind on savings or ready to optimize your nest egg, this episode offers practical steps to build a retirement plan that works for you. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Target Date Funds (TDFs) might seem like a simple solution for your 401(k), but are they really working for you? In this episode, Brandon Bowen breaks down the pros and cons of TDFs, why they may be too “vanilla” for your retirement goals, and how a personalized portfolio review can uncover hidden fees, overlap, and missed opportunities. If you’re relying on a set-it-and-forget-it strategy, it might be time to rethink your approach. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What if your inheritance could grow tax-free for a decade? In this episode, Art McPherson breaks down the power of Roth IRAs, the impact of inflation on retirement, and how to avoid costly mistakes when receiving a windfall. From market volatility to mid-season tax planning, Art shares practical strategies to help you protect your future and make smarter financial decisions—whether you're retiring early or just getting started. Plus, a few laughs about sticker shock, bubble tape, and the true cost of a kiss. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Gen X's Biggest Money Regrets—And How to Fix ThemDr. Preston Cherry opens up about the top financial regrets Gen X faces—from late retirement saving to piling on debt. The good news? It's not too late to turn things around.In this eye-opening conversation, Dr. Cherry shares how Gen Xers can shift from regret to resilience with simple mindset changes and a values-based wealth plan. Whether it's saving more, cutting debt, or protecting your legacy—small steps today can lead to big changes tomorrow.Takeaways:• Start saving early• Tackle your debt• Plan for you, not just kids• Protect your legacy• Get expert help00:00 Intro00:41 Understanding Gen X's Financial Regrets02:09 The 4R Framework04:38 Final ThoughtsGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

What do a lost Bitcoin password, a landfill, and a 101-year-old retiree have in common? In this episode, Art McPherson dives into the wild world of gold, silver, and crypto - breaking down what’s worth the risk and what’s just hype. He shares real stories from clients, including centenarians thriving in retirement, and offers practical advice on income planning, debt, and building a legacy. Plus, a hilarious tale of football rivalry and marital survival. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Transform your financial future with Wes Moss and Jeff Lloyd in this action-focused episode of the Money Matters Podcast. Break down the newly passed "One Big Beautiful Bill" and explore its potentially wide-ranging impact on taxes, retirement planning, and long-term financial flexibility. • Examine what OBBB means for future tax rates. • Take advantage of higher SALT deduction limits, potentially reducing your tax burden. • Utilize new tax treatment for tips and overtime income, helpful for both retirees and part-time earners. • Accelerate business growth with expanded immediate expensing for investments. • Plan more confidently for the future with a higher estate tax exemption. Understand how these changes may create new planning opportunities—and why markets seem to remain resilient despite fiscal uncertainty.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Retirement isn’t just a date—it’s a strategy. In this must-listen episode, Nolan Baker, the President and CEO of ARHQ, exposes the hidden risks that could derail your financial future. Learn how unchecked government spending could impact your nest egg, why spotting red flags in financial advisors is critical, and how to avoid costly family conflicts through smart legacy planning. Discover the power of an “all-weather portfolio” built to thrive in any market—so your income stays steady no matter what. Whether you're five years out or already retired, this episode delivers urgent, actionable insights to help you retire with confidence, clarity, and control. Don’t leave your future to chance—press play now. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

Are you “pretty sure” your retirement plan is solid? That might be your biggest red flag. Abe Abich breaks down why even confident investors—and long-time advisor clients—should consider a second opinion. From reactive relationships to overlooked tax strategies, Abe outlines the subtle signs your financial plan may not be as personalized or proactive as it should be. Whether you're working with an advisor or managing it all yourself, this episode helps you rethink what true retirement readiness looks like. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on The Art of Money, Art McPherson discusses various aspects of financial planning, focusing on the importance of income planning for retirement, managing debt, and investing in precious metals and digital currencies. He emphasizes the need for a solid income plan to avoid running out of money in retirement and shares insights on the current state of gold and Bitcoin investments. The conversation also touches on retirement strategies and the significance of reaching financial milestones. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Beyond the Money, Jackie Campbell discusses the prevalent fears surrounding retirement, particularly the fear of running out of money. She explores strategies to alleviate these fears, including effective financial planning, tax considerations, and the importance of understanding social security benefits. The conversation also touches on the emotional aspects of retirement, such as identity and purpose after leaving the workforce, and highlights key milestone ages that impact retirement planning. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Tripp Limehouse and Steve Sedahl discuss common financial mistakes that Baby Boomers make as they approach retirement. They emphasize the importance of understanding Social Security benefits, the underestimated costs of healthcare, and the need for effective risk management strategies. The discussion also highlights the significance of early retirement planning and the potential pitfalls in the first year of retirement. Tripp introduces the Green Line principle as a safe money strategy to help retirees navigate their financial journey successfully. The conversation highlights the significance of personalized financial strategies to ensure a successful retirement. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase explore the role of dry powder assets in retirement planning and revisit “FOMO Freddie”—a cautionary character representing the risks of chasing investment trends without a long-term strategy.

The Advantages of Retiring After 60: Optimizing Health, Wealth, and BenefitsThis episode explores the significant benefits of retiring after the age of 60. It challenges outdated perceptions of early retirement by presenting modern data on longevity, healthcare costs, and financial trends. Key points discussed include the proximity to Medicare and Social Security benefits, peak earning and saving years in the fifties, and strategies for managing healthcare costs and optimizing Social Security. The host introduces the Red Zone retirement planning process, emphasizing a coordinated approach to wealth, healthcare, and social security for a more secure and fulfilling retirement. Viewers are encouraged to consider these factors and fill out a questionnaire to receive a personalized retirement strategy.00:00 Introduction: The Shift in Retirement After 6000:42 Why Retiring After 60 is Optimal02:04 Healthcare Benefits Post 6003:39 Social Security Optimization05:49 Maximizing Earnings and Savings in Your 60s07:50 Planning for a Healthy and Active Retirement09:29 Implementing Your Post 60 Retirement Plan12:23 Conclusion: Leveraging Post 60 Retirement Strategies

Feeling stuck in your group practice and wondering how to finally build real wealth as a practice owner?  If you've been pouring everything into your group practice but still feel like you're not gaining traction financially, this episode is for you. I sat down with Eric Miller, co-owner of Econologics Financial Advisors, to talk about the retirement strategies and financial freedom tips he suggests to help practice owners turn burnout into long-term success. We talk about how to stop relying on traditional retirement plans that don't serve practice owners, and instead focus on building true wealth through diversifying income and treating your business like the investment it is.  Whether you're deep into your group practice journey or just starting to scale, these retirement strategies will help you shift your financial outlook and take control of your future. Here's what we dive into in this episode: Why traditional retirement strategies often fail practice owners, and what to focus on instead if you want lasting success How to start diversifying income beyond just adding new services — and why that matters for your long-term financial security The weekly habit Eric swears by that boosts income and supports sustainable diversifying income streams The biggest financial mistakes practice owners make — and the simple financial freedom tips that can help you avoid them What your practice space, staff, and systems might be hiding — and how to use them more effectively before expanding If you've been looking for a roadmap to smarter retirement strategies, or just want some no-fluff financial freedom tips you can actually use, you're going to love this conversation.  Eric and I talk honestly about what it takes to create multiple diversifying income streams, how to think like an investor, and why now is the time for every practice owner to start planning for the future.   LINKS: Need extra support? Join The Exchange, a membership community just for group practice owners.  The Group Practice Exchange Programs + Courses The Accountability Equation™ Quiz The Accountability Equation Book Group Practice Forecasting Support GPT   CONNECT WITH MAUREEN WERRBACH & THE GROUP PRACTICE EXCHANGE: Website Facebook Instagram LinkedIn   CONNECT WITH ERIC MILLER: Website Book: How To Become a Financial Beast Free booklet: Financial Strategies Every Practice Owner Needs to Implement to Build Wealth YouTube Facebook LinkedIn   SPONSORS: TherapyNotes: An EHR software that helps behavioral health professionals manage their practice with confidence and efficiency. Go to therapynotes.com/r/thegrouppracticeexchange for two free months!  GreenOak Accounting: An accounting firm that specializes in working with group practices. Mention TGPE to get $100 off your first month!

Want to retire early? What about early retirement AND making millions of dollars tax-free? Only one real estate investing strategy gives you the ability to do both, but 99% of investors won't try it. Why? We don't know because today's two guests, as well as Dave, are all using this investing strategy in 2025 to make a killing on their real estate deals. It's not house hacking, it's not medium-term rentals, and it's not private lending—it's live-in flipping. Never heard of live-in flipping? There's a good reason—nobody is doing it, even though it boasts the biggest benefits of almost any real estate strategy out there. This method enabled Mindy Jensen to accumulate millions of dollars in net worth by her early 50s, much of which was tax-free. The same strategy is being used by Ashley Kehr and Dave to make hundreds of thousands of dollars in profit simply by buying a house, fixing it up while living in it, and reselling it. How does this get you to early retirement? Simple: you make hundreds of thousands tax-free, more than what your job might pay you over several years, dramatically boosting your bank account and allowing your investments to multiply way faster. Anyone can do it—whether you're single, have a partner, or kids—and the benefits are unbeatable. Wanna know how to start? Mindy, the expert on live-in flips, is sharing her secrets in today's episode.  In This Episode We Cover Live-in flipping 101, the best real estate strategy for tax-free millions  What type of house makes the best live-in flip (with the highest profits) What level of renovation to put into the house (DON'T pick your favorite upgrades) Tips to keep your family comfortable while live-in flipping, especially if you have kids  Financing a live-in flip and one easy way to get a lower interest rate  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1133 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

The 4% rule just got a major update! Bill Bengen, the creator of the famous 4% withdrawal rule, returns to share his latest research that's changing retirement planning forever. Welcome back to the BiggerPockets Money podcast! Discover why he's now recommending a 4.7% withdrawal rate and what this means for YOUR retirement strategy. In this episode, you'll learn: Why Bill Bengen updated his iconic 4% rule after decades of research The psychology behind why retirees struggle to actually spend their money How market conditions should influence your withdrawal strategy The role real estate plays in a well-diversified retirement portfolio Active vs. passive management strategies for retirees How younger retirees should approach their investment timeline differently Why protecting your principal matters more than maximizing returns The importance of controlling expenses and finding purpose beyond money And SO Much More! Whether you're planning for retirement or already retired, this conversation will reshape how you think about withdrawal rates, portfolio management, and creating a sustainable financial future. Learn more about your ad choices. Visit megaphone.fm/adchoices