Podcast appearances and mentions of Simon Lee

Dexter Cousins speaks with Simon Lee, founder of Teamified, about the transformative role of AI in startups and recruitment. We discuss tactics on how to build and rapidly scale a startup by harnessing an offshore workforce augmented by AI agents.We also chat about the impact of AI on jobs and hiring, venture capital and the evolving landscape of entrepreneurship in Australia.And we also unravel why Fractional Executives may not be the right solution for Fintech startups.Simon shares his insights on building businesses with limited resources and the importance of health and passion in the startup journey. TakeawaysAI is significantly reducing hiring times and costs.Offshoring talent can provide access to specialised skills not available locally.The traditional path to entrepreneurship is changing with technology.AI is not just a tool; it's a game changer for startups.Health and well-being are crucial for sustained entrepreneurial success.The rise of AI will democratize business opportunities.Every SaaS application needs to be rethought in the age of AI.Chapters00:00 The Power of AI in Startups02:59 Teamified's Unique Approach to Recruitment06:03 Offshoring and Remote Work Dynamics09:04 The Impact of AI on Hiring and Recruitment11:23 The Evolution of the Job Market14:06 Democratizing Entrepreneurship with Technology17:12 AI Agents: The Future of Business?20:15 Optimizing Outsourcing Functions23:14 The Future of Recruitment and AI Tools29:52 The Future of Executive Roles in a Changing Landscape37:16 The Reality of Work: Expectations vs. Performance40:15 Prioritizing Health: A Shift in Perspective43:02 Passion vs. Burnout: The Balancing Act44:38 The Impact of AI on Business and Employment46:07 Democratisation of Business: Opportunities for All48:45 Starting a Business with Limited ResourcesFind out more - https://teamified.com.auSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Send a Text Message. Please include your name and email so we can answer you! Please note, this does not subscribe you to our email list, it's just to answer if you have a questions for us. Heart disease is the leading cause of death for women, fueled by the growing obesity epidemic and complex cardiometabolic issues that often fall through the cracks between primary care and specialists. The simple truth? Many women aren't getting the support they need to protect their hearts.Today's guest, Dr. Simin Lee, is here to change that. A Harvard-trained cardiologist and behavioral scientist, she's paving the way for a new kind of care with Systole Health—a first-of-its-kind virtual clinic focused entirely on women's cardiovascular health. Through innovative group care sessions, Systole Health combines expert medical guidance with the power of community, empowering women with the knowledge, support, and personalized care plans they need to thrive.In this episode, Dr. Lee explores how GLP-1 medications are transforming treatment for cardiometabolic health, why you need to ask about testing for lipoprotein(a), and how menopause-related hormonal shifts increase heart risks and what women can do to stay ahead of them. Don't miss this eye-opening conversation about empowering women to take control of their heart health and bridging the gaps in traditional care.Referenceshttps://www.systolehealth.com/Connect with Dr. Lee:TikTokInstagramYoutubeLinkedInAudio Stamps00:36 - Today's guest, cardiologist Dr. Simin Lee shares her journey into cardiometabolic health, her focus on women's heart health, and the creation of Systole, a virtual clinic using group care to empower women.08:10 - We learn how GLP-1 medications improve cardiometabolic and kidney health by reducing blood pressure, cholesterol, and inflammation22:05 - Dr. Simin Lee explains the cardiometabolic changes during menopause, the potential role of hormone replacement therapy, and why early, informed conversations with doctors are essential.30:30 - Find out how to connect with Dr. Simon Lee's practice, Systole Health, which offers virtual women's heart health care through group-based support.Quotes“In the early diabetes studies, GLP-1s were showing significant heart health advantages, reducing the rates of myocardial infarctions or heart attacks, strokes, and cardiovascular death in patients with type 2 diabetes, as well as leading to weight loss.” - Dr. Simin Lee“There's just a special kind of support and encouragement and motivation that can come from a peer as opposed to somebody in a white coat.” - Dr. Simin Lee“Being proactive really is key. Even if it's just to educate ourselves, inform ourselves, and start thinking about the issues and having those rich conversations with our doctors. It's never too early to start.” - Dr. Simin LeeAll of the information on this podcast is for general informational purposes only. Please talk to your physician and medical team about what is right for you. No medical advice is being on this podcast. If you live in Indiana or Illinois and want to work with doctor Matthea Rentea, you can find out more on www.RenteaClinic.com

In this occasional series exploring modular synthesis and live performance, William Stokes talks to Tony Rolando, electronic musician and founder of modular company Make Noise. Tony talks about his beginnings in the industry and how Make Noise has relaunched in 2025 with a new team and a brand new module release, which he then showcases in an exclusive performance alongside four additional modules.Chapters00:00 - Introduction05:22 - Creating Social Media Posts12:10 - Recent Innovations In Modular14:02 - Revisioning Jettisoned Music Technology21:08 - Module 1: Maths 30:17 - Module 2: Morphagene47:42 - Module 3: Qpas 57:57 - Module 4: Bruxa01:12:52 - Module 5: New Universal Synthesizer System01:27:40 - The PerformanceTony Rolando BiogTony Rolando is a self-taught musician and electronic musical instrument designer who started his career building electronics for artists, such as the light controlled mixer for Simon Lee's “Bus Obscura,” working for Moog Music and playing in bands. He has recently released music with Important Records and the Asheville, NC based Ceremony of Seasons.Tony is the founder, lead designer and co-owner of Make Noise, a modular synth company launched in 2008, known for modules such as the Morphagene and 0-Coast, popular with artists like Thom Yorke and Robert Lowe, aka Lichens. They operate out of Asheville, NC and have global distribution through a number of music tech dealers.https://tonyrolando.bandcamp.com/www.makenoisemusic.comWilliam Stokes BiogWilliam Stokes is a producer, writer and artist in three-piece avant-psych band Voka Gentle. As well as being a critic and columnist for Sound On Sound, conceiving the popular Talkback column and heading up the Modular column, he has also written on music and music technology for The Guardian, MOJO, The Financial Times, Electronic Sound and more. As an artist in Voka Gentle he has made records with producers from Gareth Jones (Depeche Mode, Grizzly Bear, Nick Cave) to Sam Petts-Davies (Radiohead, The Smile, Roger Waters), has had songs featured on franchises from FIFA Football to The Sims and has toured across the UK, Europe and the USA, playing festivals from Pitchfork Avant-Garde in Paris to SXSW in Austin, Texas. He has collaborated with artists including the Flaming Lips' Wayne Coyne, Morcheeba, Panda Bear and Sonic Boom. Alongside being a guitarist and pianist, he is a synthesis enthusiast with a particular interest in sampling and explorative sound manipulation. As a producer and engineer, he has made albums with acclaimed avant-garde musicians from composer Tullis Rennie to Mute Records artist Louis Carnell. “I'm always seeking out the most ‘out-there', experimental, risk-taking musicians I can find to work with,” he says, “to capture vibrant, detailed recordings and create three-dimensional mixes of music that might otherwise struggle to know where to begin in the studio environment.” Stokes currently lectures in Music Production at City, University of London.https://www.vokagentle.com/Catch more shows on our other podcast channels: https://www.soundonsound.com/sos-podcasts

Ernie Manning - Racing Historian with Alan Parker – Trotting Historian and Simon Lee for Harvey DeeganSee omnystudio.com/listener for privacy information.

Chris Frame - Cruise History (with Simon Lee for Harvey) The History of Carnival CruisesSee omnystudio.com/listener for privacy information.

Behind every successful student is a dedicated team. In this second episode of our three-part series, we delve deeper into the Growing Future Farmers programme, interviewing farmers Simon Lee and Richard Webby, along with North Island Student Success Advisor Laura Gavin, to learn about their roles in shaping the future of sheep and beef farming. Want to learn more? Head over to growingfuturefarmers.co.nz

Mark Beyer and Mark Pownall discuss house prices, the energy market, Kerry Stokes' private business, goldmining leader Simon Lee and the outlook for the sheep meat industry.

For this Musicals Magazine Podcast, Edward Seckerson meets Julian Ovenden, universally acknowledged as possessing one of the most beautiful voices in Musical Theatre. Gearing up a rare solo concert with Broadway composer Scott Frankel (Grey Gardens, War Paint), Ovenden reflects on a career that has taken him from the Donmar's Merrily We Roll Along to TV's Bridgerton. His appearances with the John Wilson Orchestra highlighted his way with Golden Age Broadway scores, and Daniel Evans's recent Chichester/Sadler's Wells revival of Rodgers and Hammerstein's South Pacific afforded him his shining moment with arguably the two greatest ballads in the repertoire. The musical excerpts are taken from Carousel: World Premiere Complete Recording, by John Wilson and his Sinfonia of London, released on Chandos Records on 13 September 2024; and My Favorite Things: The Rodgers & Hammerstein 80th Anniversary Concert by The Rodgers & Hammerstein Concert Orchestra, conducted by Simon Lee, released on Concord Theatricals on 31 May 2024. The opening and closing musical excerpts featured in this podcast are from the Overture to Gypsy (film version), taken from Jule Styne's ‘Overtures Vol 2', courtesy of JAY Records.

Tracklist: 01. Hadriani - Bladerunner (Intro Edit) 02. Graham Bell - Phat Bass (Pam Pam) (Extended Mix) 03. Armin Van Buuren feat. James Newman - Therapy (Leo Reyes Extended Remix) 04. Carta vs. Joel Corry & MREK - Big Beat vs Head & Heart (W&W Mashup) 05. Blasterjaxx feat. Heleen - Liberty (Extended Mix) 06. Hadriani & Anna Mirani - Wanted Man (Extended Mix) 07. AXMO & STVW - Time Capsule (Extended Mix) 08. NWYR, FLRNTN, Darius & Finlay - Intergalactic (Extended Mix) 09. NWYR vs Nadia Ali - Artificial Intelligence Rapture (Armin Van Buuren Mashup Edit) 10. ReMan & Hadriani - Fantaziya (Extended Mix) 11. ReMan & Hadriani - Rhythm Is A Dancer (Extended Mix) 12. Ronski Speed feat. Aruna - All The Way (Original Mix) 13. ID - ID 14. Ahmed Helmy - Let My Actions Speak (Extended Mix) 15. Sharam - PATT (Party All The Time) (Adam Beyer, Layton Giordani & Green Velvet Remix) 16. Nilsix & Orjan Nilsen & Mark Sixma - Gone (Extended Mix) 17. Krevix & Hadriani - Your Life (Extended Mix) 18. C-Systems - Voyager (Extended Mix) 19. Hadriani & Mykex - ID 20. Armin Van Buuren & Vini Vici feat. ALBA - When We Come Alive (Extended Mix) 21. Hadriani vs Simon Lee & Alvin feat. Susie Ledge - Prophecy Came Here (Hadriani Mashup)

On today's podcast, Dom talks with North Canterbury farmer Ian Knowles about dealing with drought, fire chairing the Hurunui District Landcare Group... He talks with Simon Lee from Glenaray Station in Northern Southland about the concept of 'lean farming', managing staff and its recent Beef+ Lamb NZ field day... He talks with Heidi Hitchman, founder of Summit Solutions, about what the service offers for farmers, her large rural workforce and the 'work from home' model... And he talks with Farm Focus CEO Auriga Martin about its analysis of its latest round up of data showing how Kiwi farms are performing. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.See omnystudio.com/listener for privacy information.

Vinod Khosla 對未來科技的十二個預言 - by Simon Lee | 利世民 - 利世民 (substack.com)之前提到 Vinod Khosla 對未來的十二個預測。在這些預測中，我特別感興趣的是，他提到專業知識將會因人工智能而變得人人垂手可得，甚至連一般的勞動力，也因為機器和自動化，變到近乎免費。另外，他也提到人工智能在娛樂和設計行業的廣泛應用。不過，他又提到「明星效應」不會消失，名人與追隨者的關係不會改變。在評論中我提到，不要以為當專業知識變得普及，人與人之間的收入和財富會變得平等。相反，在未來的世界，少數人的財富與收入會更集中。在未來的世界，究竟甚麼人會在社會和經濟金字塔的最頂層？究竟怎樣才可以擠身到未來世界的 1%，甚至 0.01% ？今日寫這個題目，一來會為了之前昨天的討論，另外就是有讀者想多講多一點關於大學教育，還有一位讀者希望我講「留下來在香港的人可以怎樣」。希望這一篇可以滿足所有人的需要；以下的分享也是我用來提醒自己。 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe

Interview with Simon Lee

This is a free preview of a paid episode. To hear more, visit leesimon.substack.com「天之道，損有餘而補不足；人之道，則不然，損不足以奉有餘。」《道德經》這句話解釋了很多自然和社會現象。之前寫了篇關於結業潮和逆市加租的分析。假如要簡單總結，裡面最重要的一點其實就是：「每當社會和經濟環境轉變，大多數的結果都會是財富和利益更集中；所以結業潮之下，倒閉的店鋪比例上更多是小店，甚至乎受影響的業主，也集中在那些小業主。」雖然我們偶爾會見到有些歷史悠久的大財團捱不過金融危機，但是對比之下，平均而言小企業、小業主的存活率其實是更低，甚至可以說是非常之低。大業主憑甚麼逆市加租？ - by Simon Lee | 利世民 - 利世民 (substack.com)相信大家也有聽過 80/20 的講法？但有沒有想過，為甚麼 80% 的財富，掌握在 20% 的人手上？有人認為是因為財主貪得無厭，巧取豪奪，用財富換取權力，用權力換取更多財富。這種觀念沒有錯，但是大家又有沒有想過，其實 80/20 的分配，也是社會不斷演進，不斷淘汰之後的結果？我知道，這樣講會很容易被人冠以「社會達爾文主義」的惡名；但我只是想回到一開始提到《道德經》的那句說話：「天之道，損有餘而補不足。人之道，則不然，損不足以奉有餘。」在寫逆市加租的時候，已經在構想「減租、減人工可以令香港經濟谷底反彈嗎？」當然，這裡聰明的讀者一眼見到，這其實是偽命題，只不過是用來做個引子，吸引大家讀下去。早幾日私底下跟一些朋友討論這個問題的時候，我用了一句：「Race to the bottom ，結果也是死路一條。」Race to the bottom 是不少反全球化的左翼社會棟樑愛用的一個形容，尤其是講到企業在世界各地追求更低工資的生產方式，令到工資沒有最低，只有更低。環境在變，為了生存，我們必須要作出調節。請不要誤會，我不是叫大家接受減薪，而是希望大家理智分析，究竟有些甚麼因素是我們在個人層面可以控制的，有甚麼因素是我們不能控制，不能改變的。當然，長遠而言世間沒有甚麼因素是一成不變的；正如凱恩斯所講，in the long run we are all dead 。真正的問題，不是減租減人工能否令香港從谷底反彈，而是去明白究竟面前世界在正怎樣轉變，我們又應該如何應對。留意，這裡講的是「轉變」而不是「問題」。其實我們正在面對的轉變，其他社會一樣在面對。美國的年輕人抱怨，過去幾十年來，收入增長的幅度追不上租金的升幅；尤其是在大城市，這個現象是更加明顯。我們也見到，因為「文憑量化寬鬆」，大學生不再是天之驕子，連過去的中產生活也負擔不起。結果出現在日本就是所謂的「低慾望社會」，在中國大陸就是「躺平」，而美國也有 Great Resignation 的講法。另外，短期而言，消費增長放緩，經濟不景氣的情況下，企業要縮減成本，最先想到的往往是人手。甚至乎，在當前的環境下，那怕是有盈利的企業，一樣會裁員。我們究竟可以如何自處？以下分享，所講的不只是香港的情況；那怕是生活在英國、美國、加拿大、澳洲也是一樣面對的挑戰。我也可以肯定的說，以下的最終結論，亦應該跟大家明時所聽到的會有點分別。這裡講的是全球，長期的轉變。最後也有一些大家都可以透過改變去做的一些事情。雖然在轉變的過程，有很多事情會令人覺得不安和焦慮，但歷史告訴我們，人類文明進步是不容易倒退的，問題是我們每個人在當中扮演著甚麼角色。

Australian TV and radio personality John Burgess, also known as Burgo, joins Simon Lee as Tod's replacement to discuss his remarkable career in the Australian Radio and Television industry.See omnystudio.com/listener for privacy information.

In December 2023 social platforms lit up with images of nacreous clouds. One evening in December 2023 these clouds, also known as mother of pearl clouds, were visible across the UK and Northern Europe. In this episode we welcome back stratospheric expert Dr Simon Lee to find out why these clouds were seen so far south and piece together the relationship between the displacement of the polar vortex while also learning there is a dark side to nacreous clouds. Dr. Lee talks about how sudden stratospheric warming was first observed in the 1950's by scientists in Berlin. The scientists at the time referred to this as ‘explosive warming of the winter time stratosphere'. Although 70 years has passed there is still so much to learn about the interaction of the stratosphere and the troposphere. Simon delves into larger scale teleconnection patterns and explains why these types of clouds are more common in the Antarctic and what connection, if at all, El Nino may have on the stratosphere. Listen on if you want to learn about chlorine monoxide, ozone loss, the Aleutian Low and why cold air is increasingly hard to find. We last met Dr Simon Lee in November 2022 when we learned about all things polar vortex and the impact of sudden stratospheric warmings on the UK. You can find that episode on our website: https://www.fortheloveofweather.com/podcast/s05-e01-the-beast-from-the-east-and-the-polar-vortex-meet-dr-simon-leeSimon is currently a Postdoctoral Research Scientist in the Department of Applied Physics and Applied Mathematics (APAM) at Columbia University in the City of New York, where he works on stratosphere-troposphere coupling, large-scale climate dynamics and variability, and subseasonal-to-seasonal predictability and its applications. He is also Co-Editor-in-Chief of the RMetS Weather journal. Simon will soon move to the University of St Andrews in Scotland where he will take up a new post as a lecturer. Soon to move to University of St Andrews as a lecturer You can find Dr. Simon Lee on X @SimonLeeWx and we highly recommend you follow him. He is also on LinkedIn at https://www.linkedin.com/in/simonleewx.

Le mix de Outrage dans 103 Klubb le 16 Novembre 2023 de 18H à 19H Tracklist: OUTRAGE & Newmanzrl - Hyperdrive | Deorro, Dave Mak & Scheffwell - Hands Up | JAGGS - Gravity | Dave Mak - Taco Asesino | Dave Mak x Drifter5 - Headshot | Scheffwell & Dave Mak - I Just Want To Party | Afrojack x Fedde Le Grand feat. MC Ambush - 1234 | Simon Lee & Alvin - Xcelerate | ID - Show Me | ID, ID & CECE - Burning Eyes | Link - Rock The House | Link - I Want You | NARCYZ, K1LO & HANNAH - Phoenix | Jaxx & Vega feat. Haley Maze - Freakmachine | Lucas & Steve - BANG! | Showtek, Earl St. Clair - Holland | Tujamo x DJs From Mars - Dont Stop | EMKR - Ignition | Curbi - FCK | NGHTMRE & Space Laces feat. IDK - Trials | longstoryshort - LET'S GET ILL | Swedish House Mafia - Can U Feel It (Antoine Delvig Rework) | Rebuke - Along Came Polly (MR.BLACK Remix) | Curbi - Bassline Rumble | W&W x Sandro Silva feat. MC Ambush - Shake The Building | Olly James - Body & Mind | Joel Fletcher feat. Ivan Ooze - Flutech | Tyce x Morgan Page - Tomorrow | David Jones - E Samba (Wiwek Remix) | Link - I Belong To You | Blasterjaxx & RIELL - Spirits | Pherato & Dillytek - Live Again | Sub Zero Project - The Project | Audiotricz & Villain - World Is Mine | Bass Modulators - Sun Goes Down

Ryan Edwards-Pritchard from Cape joins Dexter as they celebrate the fourth anniversary of the very first episode of Fintech Chatter.Dexter delves through the archives picking his favourite memories from the podcast. And Ryan does a great job of interviewing dexter about the 4 year journey of Fintech Chatter Podcast.Thank you to all of our guests, partners and co-hosts past and present.Almost 500,000 listens4.9 Star ratings in Apple and Spotify250 amazing guests294 showsSpecial mention to Fintech Australia, Patona, NAB, Chloe White, Simon Lee, Ben Ford and Joanne Cousins ❤️And a very BIG thank you to you for listening and supporting the show

Join the Community Sign up to ‘A Helpful Newsletter' Welcome to "This Might Be Helpful", the podcast where we explore the convergence between ancient philosophy and modern neuroscience to create actionable, integrative tools for the art of living. In this episode, host Cameron Rosin is joined by Simon Lee. They discuss their journey into yoga, the intersection of science and spirituality, and the power of synchronicities.  Follow Simon on Instagram: Simon Get Cameron's guided meditation package: Meditations Follow Cameron on Instagram: https://www.instagram.com/cameronrosin Follow Cameron on TikTok: https://www.tiktok.com/@cameronrosin Subscribe to Cameron's Youtube: https://www.youtube.com/channel/UCpHzeVzFita4bRZbQQP_Q6g For more information, visit https://stan.store/cameronrosin.

Dexter Cousins is joined by Simon Lee of Patona, our newest member of the Fintech Chatter crew, to bring you our new monthly Fintech News show.This month Dexter and Simon discuss:- Parpera and Prospend on the Wise Platform- Revolut launching in NZ- The state of Aussie Fintech funding - Why so many Fintech CEO's are resigningPlus Dexter quizzes Simon on his command of the Aussie language!Join us every month as we discuss the latest news, insights, hiring, firing, capital raises, product launches and more.Brought to you in partnership with Patona - The #1 platform to hire, manage and pay teamsFollow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

ATL:Now

To celebrate episode 150 of Fintech Chatter we decided to do something a bit different. In this two part interview Simon Lee from Patona turns the tables and plays host while Dexter answers the questions.In part two:Dexter shares his recruitment tips and the exact process he follows to hire amazing talent.They also talk about the amazing opportunities we have with AI. Dexter also shares his insights on the current economic situation and the opportunities it is presenting to Fintech founders. Plus he shares his tips on the ideas and businesses that will get funded in a downturn. Check out part one:Dexter shares his background from being a failed graphic designer, working in the motorsport industry to recruitment and then launching Tier One People.Simon gets Dexter's views on the latest market developments. And they also discuss the impacts of remote working on careers and business. And Dexter shares his tips on how to build high performance teams.Special Thanks to Simon Lee at Patona for hosting this show.Patona is the #1 Platform to hire, manage and pay remote teams.Patona helps businesses get more done by fast tracking the recruitment, onboarding and contracting of trusted global teams through a single platform.Tier One People is proud to be Patona's first official recruitment partner.Find out more: https://www.patona.com.au/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

To celebrate episode 150 of Fintech Chatter we decided to do something a bit different. In this two part interview Simon Lee from Patona turns the tables and plays host while Dexter answers the questions.In Part one:Dexter shares his background from being a failed graphic designer, working in the motorsport industry to recruitment and then launching Tier One People.Simon gets Dexter's views on the latest market developments. And they also discuss the impacts of remote working on careers and business. And Dexter shares his tips on how to build high performance teams.Make sure to check out part two where Dexter shares his tips on hiring, the current economic situation, what Fintech founders need to do to get through this period and the awesome potential of AI!Special Thanks to Simon Lee at Patona for hosting this show.Patona is the #1 Platform to hire, manage and pay remote teams.Patona helps businesses get more done by fast tracking the recruitment, onboarding and contracting of trusted global teams through a single platform.Tier One People is proud to be Patona's first official recruitment partner.Find out more: https://www.patona.com.au/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In this week's episode, we're back with another edition of Stock Market Startup where I interview founders and developers who creating stock market related applications. In this episode, I got to speak with Simon Lee of HedginLab.com. HedgingLab is providing historical options data and volatility data services for researchers and investors.Want to connect with myself and other listeners of this podcast?Go to https://StockMarketOptionsTrading.net and join the community for free right now where there are daily posts about the clues to the where the market may be headed next. Want the support the podcast and interested in trading SPX weekly options?Come join me at https://www.patreon.com/VerticalSpreadOptionsTrading to get started. YouTube: https://www.youtube.com/stockmarketoptionstradingTwitter: https://twitter.com/OptionAssassin

Nearly 20 years ago, Simon Lee started having a recurring dream of a flashing neon sign. After months of prayer and consulting with people he knew, Simon decided he'd figured out what the dream meant: Instead of inheriting his father's business, he should forge out on a venture of his own—and give away 50% of the profits. What sounded crazy at first has turned out to be true inspiration, as his company, Buy On Purpose (formerly EIS Office Solutions), has achieved tremendous success without compromising on its Christian values. In this podcast, Simon talks about how he built the business, being open about faith in the workplace, and keeping one's life focused on what truly matters.Visit The Redeemed's website for downloadable discussion question sets, show notes, inspirational articles, more resources, or to share your testimony.Join our Exclusive Newsletter: Signup today and be the first to get notified on upcoming podcasts and new resources! The Redeemed is an organization giving men from all backgrounds a supportive, judgment-free environment, grounded in Christian love without demanding participation in any faith tradition, where they can open up about their challenges, worries, and failures—and celebrate their triumphs over those struggles. Have a redemption story? Share your redemption story here. Interested in being a guest on our podcast? Email amy@theredeemed.com Be sure to follow The Redeemed on Social Media: Podcast Facebook Instagram Twitter

01，我見有位性格悲觀嘅朋友話：「唔好對人咁好；正所謂升米恩，斗米仇。」意思就係你一旦對某啲人好，佢哋就覺得「老奉」；覺得一切都理所當然，你只要對佢哋稍為無咁好，就立刻恩將仇報。02，我亦見到有人將呢種泯滅人性嘅行為，講到係某個文化嘅現象。不過，既然英文入面都有 bite the hand that feeds you 呢個講法，即係話不論乜嘢文化，講乜嘢語言，都一樣有人渣。可以分別只係，人渣佔整體人口比例有幾咁高。03，「人渣」做得出呢我哋一般人難以想像嘅邪惡行為，首先係因為佢哋眼中可以唔當其他人係人。所以，矛盾嘅地方在於：當任何人開始有呢念頭，認為有啲人唔配被視為人類嘅時候，記得要提醒自己，係啲乜嘢令人變成「人渣」。04，唔叫呢啲人做「人渣」，或者可以改個講法叫：「反社會人格。」但大家千祈唔好誤會，我並唔係話佢哋有病，所以叫大家同情佢哋，又或者接納佢哋。今日我想反而想從解釋被大家知，點解我哋要慶幸自己生於呢個時代。幾百年前，我哋身邊會有更多人渣，而且不論係乜嘢社會階層，都更多人死於非命。過去嘅人命賤過今日嘅人命；「人人生而平等」呢六個字，得來不易。05，先講吓「反社會人格」。單單嘅憤世嫉俗，滿腔怒火，並非「反社會人格」；我認為，所謂反社會人格，其實係好極端地缺乏自制能力，而且完全缺乏同理心。呢種人係唔會理會其他人有感受，而佢哋嘅每個決定，亦只會受眼前嘅衝動所主宰。有人形容呢種人為禽獸，但正如我剛才所講，當我哋開始覺得有啲人可以唔當佢哋係人咁去看待，其實就係魔鬼響不知不覺之間，將我哋變成我哋最睇唔起，最恐懼，最厭惡嘅人。06，所以，做人真係好難。難就難在明知情緒係我哋嘅一部份，但要學識唔好畀情緒駕馭。「唔通對人渣都要同佢講人權？」我知一定有人咁樣問，而我嘅答案係：「我哋有三件事可以做。一，保護自己。二，唔好令自己變成佢哋。三，盡量令呢個社會少啲人渣。」07，以上嘅一同二，相信大家都會明白。但請容許我補充一點，就係我觀察有反社會人格傾向嘅人，往往都有好獨特嘅吸引力。其實呢一點亦唔難明，因為敢作敢為嘅外表，有時真係會令人覺得好有魅力。但英雄同惡魔嘅最大分別，就係英雄唔想其他人犧牲，而惡魔永遠都係用其他人嘅性命同利益做籌碼。08，「假如我哋相信人間有捨身為人嘅天使，就唔可以排除有視人命如草芥嘅惡魔。」但好消息係，統計學上天使同惡魔都係光譜兩邊嘅極少數，絕大多數人都係中間嘅平凡人。而作為一個平凡人，我哋只需要做兩件事，就係保護自己，同埋唔好令自己變成惡魔。09，反社會人格罪犯雖然係變態，但佢哋唔係非理智；佢哋無人性，但一樣會嘗試掩飾罪行。所以，越係少機會畀佢哋搵食，其實佢哋嘅數目亦越少。更正確啲咁講，偷呃拐騙同謀財害命，佢哋會選擇的回報高而代價低嘅罪行。但係當某啲人試過一次犯法而無後果，佢哋就以為自己可以次次都咁好彩。話說呢次轟動全港嘅凶殺案，疑犯全部都有前科。10，亦有研究發現，反社會人格嘅人，犯罪嘅高峰期係 24 - 44 歲。大家要留意，研究只不過話畀我哋知，更老同更嫩嘅罪犯相對少，但唔代表唔會犯罪。更大可能係，有反社會人格嘅老嘢，竟然仍然可以消遙法外犯案，往往代表個制度好有問題；例如係知法犯法嘅警員。11，反社會人格有無得醫？反社會人格，既有先天嘅因素，亦有後天嘅環境因素。先天嘅因素，例如缺乏自制能力，呢一點可以透過藥物控制；但你覺得有反社會人格嘅人，會唔會咁有紀律咁自覺去準時食藥呢？至於後天因素，正如剛才所講，盡量減少佢哋可以犯案嘅機會，增加犯案嘅成本，雖然唔可以完全杜絕不幸事件，但可以少一宗，就少一宗。12，話說回頭，廿一世紀嘅變態反社會行為，可能係幾百年前嘅社會，係相對上普遍嘅情況。以前嘅人，的確可以唔當其他人係人；例如十九世紀之前，世界好多地方都有奴隸制度，有各種酷刑。13，對於呢個題目有興趣嘅朋友，我第一本諗到嘅書就係 Steven Pinker 嘅 The Better Angels of Our Nature 。早兩年我寫呢本書嘅時候，可能講遠咗少少，但結論仍然係：人嘅善，不外乎三個因素：同理心、自我約束能力同講道理嘅能力。The Better Angels of Our Nature - by Simon Lee | 利世民 (substack.com)14，另外我有個觀察就係，絕大多數人見到變態凶手一家，都會覺得佢地喪心病狂。掉返轉頭去諗，即係話，我哋絕大多數人其實都做唔出呢啲行為。唔希望大家唔好以為我係一味咁正能量，但我只係想同各位講，社會上絕大多數人都係有基本嘅同理心，有基本嘅自制能力，同埋可以有講道理嘅基本能力。如果我哋想個社會變得更好，就向呢幾個方向著手，令大家更有同理心，更有自制能力，更會講道理。15，除咗光譜中間嘅大多數正常人，光譜兩端一邊係好得人驚嘅惡魔，另一邊係可望而不可及嘅英雄。要記住，社會上只有少數人能夠捨身為人。所以，唔好祈望其他人係英雄；明白大多數人都係貪生怕死，亦都有各種人性上嘅缺陷。所以對社會嘅理性嘅預期，係每個人都要盡量保護自己，亦盡量避免自己成為心目中嘅魔鬼。如是者，已經係一個好美滿幸福嘅世界。16，同理心雖然話係人性，但亦可以間接透過文藝創作去潛移默化。有個講法指，文學、戲劇、攝影、電影、甚至遊戲等，都透過令人加強人嘅想像力而產生更強嘅同理心。甚至有人話，VR 最終嘅理想，係畀我哋第一身咁感受到其他人嘅處境，增強人嘅同理心。但亦有人擔心，打機打得太多會令人對暴力感到麻木。其實呢個題目嘅爭議，一直都有，亦唔會有最終嘅結論。17，至於自制能力，行為科學對呢方面結論係某程度上係可以學習同訓練。我甚至認為，教育嘅重點，應該係著重個人自制能力，多於係知識嘅傳授。18，世界永遠都唔會係完美，將來亦肯定會有不幸嘅事情發生。但我哋仍然可以對未來樂觀，亦唔需要放棄對人嘅信念。歷史同統計數字都話畀我哋知，人類文明嘅發展，係越來越少仇殺；社會主流意見，亦越來越唔接受暴力。我哋每日見到新聞好似好多凶案，好多慘案，係因為呢啲事情實在太過有違社會道德倫理，所以先至咁大篇幅報導。19，「唔係喎，好似美國啲槍擊案，嚴重咗喎⋯⋯」真係，2020 年之後呢兩年的確係，但如果睇統計數字，由 1980 年起，美國主要死於槍械嘅人，原因係自殺。甚至有理由相信，只要有朝一日安樂死合法化，連用槍械自殺嘅個案都會減少。畢竟，人就算失去求生意志，都一樣唔想死得痛苦。20，所以，最後都係強調多一次，唔需要對人性失去信心；但對自己有適當嘅保護係必須嘅。我哋每個人只要做好自己，避免變成魔鬼，這個世界就已經會好好多。 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe

Apologies for uploading last week's episode! Now corrected! Warning: Spoiler-heavy review! This week, we're talking about incompetent reporters, incompetent investigators, louche playwrights and Bridgette Bardot lookalikes. Teresa and Bill Peschel from Peschel Press discuss “Petits meurtres en famille,” the French television adaptation of “Hercule Poirot's Christmas.” Sponsored by Peschel Press, the publisher of annotated Agatha Christie novels by Bill Peschel. Support Peschel Press! Visit our website to learn about our Complete, Annotated Line of Agatha Christie novels: https://peschelpress.com/the-peschel-press-complete-annotated-series/ Learn about Teresa Peschel's “Agatha Christie, She Watched” book (coming in early 2023!) and read her movie reviews: https://peschelpress.com/teresa-peschels-agatha-christie-movie-reviews/ Chapters 0:00 Introduction 2:51 Larosiere and Lampion in a different universe 5:33 Nord province, the Hooterville of France? 6:40 How wealthy was the family? Number of servants. 12:34 The servants who matter in the story 13:40 The family members who matter in the story 19:21 The introduction of Inez 21:37 Simon Lee's 70th birthday and Dr. Eloi 22:58 Madeline the villain you'll love to hate 26:05 Jewishness and French support for Hitler in 1939 29:00 The aging of the long-distance runner 30:20 The second love triangle 32:39 The theme of missing and abusive fathers 34:24 Murder in ChristieWorld 38:15 The problem of Fake Inez's happy ending 42:06 The importance of casting 43:03 Louise's love story

Tracklist: 01. Sandro Mireno - Sacro Requiem [ABORA RECORDINGS] 02. Kiyoi & Eky - Lantern [UPLIFT RECORDINGS (RAZNITZANMUSIC)] 03. Dawid Jurzyk - Taiga [LIQUID EMOTION RECORDINGS] 04. Alexander Popov, Natalie Gioia - Dreamtime [INTERPLAY RECORDS] 05. Ruslan Borisov - Waiting For The Miracle [SYNCHRONIZED MUSIC] 06. Tycoos & Kate Miles - Edge Of Paradise [SUANDA VOICE] 07. Triode & Clara Yates - Missing Part of Me [AVA WHITE] 08. Alex van Sanders - Path Of Aspiration [YEISKOMP RECORDS] 09. FloE - Perceptor (Tycoos Remix) [ENTRANCING MUSIC RELENTLESS] 10. Simon Lee & Alvin - OVLD [SUANDA DARK] 11. Gary McPhail - Will [DIGITAL SOCIETY RECORDINGS] 12. Etasonic - Prague [ABORA RECORDINGS] 13. Miroslav Vrlik - Climax [FULL ON 140 RECORDS]

Tracklist: 01. Roman Messer Feat. Joe Jury - I've Been Needing You [SUANDA MUSIC] 02. Simon Lee & Alvin - Dismental [SUANDA BASE] 03. Tycoos & INVIRON - Infiltration (Ural Trance Alliance Anthem) [SUANDA BASE] 04. Born 87 - The Rhythm Of Life (Tycoos Remix) [2ROCK RECORDINGS] 05. Alex van Sanders - Ubud (Stefre Roland Remix) [YEISKOMP RECORDS] 06. Adam Taylor & Claire Willis - Holding Light [REGENERATE RECORDS] 07. Maratone & Roxanne Emery - Learn To Fly (Mhammed El Alami Remix) [ABORA RECORDINGS] 08. Norni Feat. Aelyn - My Number One [SUANDA TRUE] 09. Independent Art - Exodus [GERT RECORDS] 10. Sergey Salekhov - Alena [ABORA RECORDINGS] 11. DJ T.H. - Leonie [AVA WHITE] 12. Oleg Pazyuk - Overcome Everything [YEISKOMP RECORDS] 13. Armin van Buuren & Brennan Heart Feat. Andreas Moe - All On Me (RAM Remix) [ARMIND (ARMADA)] 14. Spectorsonic & Alex BELIEVE - Universe [2ROCK RECORDINGS]

【上回題要】貨幣只是一個記帳的工具，用甚麼做材料去做貨幣，其實並不是重點，只要所有人都有個共識，貨幣背後代表的財富、價值，貨幣甚至是虛擬，不具形也沒有關係。美元最終取代黃金成為國際結算貨幣，一來是因為普遍而言，相對於世界上任何一個國家，美國是一個重要的貿易對象。但更重要是，就像國際語言一樣，其實對於用甚麼作為國際語言、國際貨幣的共識，也不是單靠槍炮可以「搶下來」。甚麼是貨幣雙軌制？（上） - by Simon Lee | 利世民 - 利世民貼堂壁報版 (substack.com)甚麼是貨幣雙軌制？（中） - by Simon Lee | 利世民 - 利世民貼堂壁報版 (substack.com)第二次世界大戰後，是冷戰。在自由貿易的一方，國際金融政治經濟秩序，亦由美國所主導。換句話說，美元成為國際貨幣的基礎，更重要的原因是最能夠代表戰後秩序的國家，就是美國。其實中共的「偉大民族復興」，說穿了就是相信「中國可以說不」。中國或許真的可以說不，問題是（一）代價是甚麼？（二）由誰去付？再者，中共要說不的，不只是貨幣，還有貿易、科技、文化、政治體制等，統統都要說不；更正確一點說，中共想主張自己的一套；但那套究竟具體又是甚麼呢？人類社會每個環節，都是環環緊扣。所謂西方的一套，也不是說有甚麼人刻意設計出來，彷彿可以像變魔術般，將整個社會制度變出來。實情是，我們今天見到的現代社會，是隨著時代和需要，不斷推陳出新而成。現代社會不是完美，也有繼續進步的空間；但中國要是有套更好的制度，究竟又是甚麼？假如中共只是換湯不換藥，舊調重彈，為甚麼將過去已經證明行不通的方法，現在又忽然變得可行？中共在伸張自己一套價值觀的時候，其實亦不得不與現行的主流割裂。從這個角度去理解中共，就不難明白過去幾年各種令人意料不及的行為。中共與美國，可以一刀兩斷嗎？中共不但是扭轉 1978 年以來的方針，否定西方的自由民主和資本主義，它甚至要證明自己比全世界都更民主、更自由、更有效率。回到這個系列最初的連串問題：甚麼是人民幣國際化？所謂國際化，究竟是甚麼一回事？要成為另一隻具影響力的國際貨幣，需要甚麼條件？香港的聯繫匯率制度，可以繼續下去嗎？人民幣會否成為香港的法定貨幣？假如同時有港元和人民幣兩隻法定貨幣，又會怎樣影響香港？就算中共和特區政府不主動放棄港元，我們又會否因其他原因而導致聯匯失守？01，人民幣國際化，不代表人民幣可以自由兌換，自由流動。這一點，相信大家都心知肚明。甚至乎應該說，中共從來都沒有想過要讓人民幣自由兌換。其實由 1949 到 1994 年，人民幣從來都是一隻只供中國境內使用的貨幣。當年，在中國境內要購買進口商品，首先要拿到外匯券。外匯券，一就是外國人，二就是不同的單位從出口賺取到外匯之後，換來的特權。外匯券制度的用意，就是確保中國大陸永遠都處於貿易平衡的狀態。02，為甚麼不可以容許自由貿易？怕。怕甚麼？怕漸漸失去控制。失去甚麼控制？要知道，曾幾何時的計劃經濟，每個人首先是一個生產者，然後才是消費者。1978 年的中共，沒有理由不知自己的生產力落後；假如當時完全開放市場，結果可能是工人失業，又或者有些人嘗到了外面世界各種美好的事，變得不再依賴國家提供的工作和日用所需。最初的貿易保護主義，根本目的就是讓落後的計劃經濟國家企業。03，1994 年為甚麼要改變匯率制度？其實最主要原因，是當時成立世界貿易組織，中國本來也可以是創始成員國，但由於缺乏一個可以兌換的匯率機制，所以中國沒有資格加入世貿。可以說這一輪匯率改革，重點一是廢除外匯券制度，二是令官方的匯率更反映市場匯率。04，1994 年之後，中國繼續有各種形式的外匯管制。雖然到後來，絕大多數的人口，已經不是國有企業的終生員工，當初堅持保護主義的理由已經不存在，但過去 28 年來，誰可以換得到外匯，可以匯得到錢出去，可以買得到進口的貨品，生活都過得比其他人舒適。05，為甚麼到目前中國仍然死守外匯管制？最簡單的答案，就是中國仍然相信，賺到了的利潤，就不要回流到外面。但在一般老百姓的角度，結果就是賺了錢，若不是到農村金融機構，就是用來買 A 股，又或者爛尾樓；最終是冤枉來，瘟疫去。無錯，這就是大陸民眾所謂的割韭菜。06，當他們見到馬雲馬化騰等人，也得「潤」出去，我相信大陸民眾的情緒是複雜的。有不少人以為，中共對地產和科網富豪的「共同富裕」，是因為中共已經沒有錢，要走到共產這一途。但是如果懂簡單的數學都知，那怕將中國大陸最富有的人，全部財產充公，對於這個大到不能倒的政府來講，其實也是杯水車薪。我反而有理由相信，在中南海的那幾個人，真心以為只要將民眾的不滿投射到有錢人身上，政權就可以繼續做正義的代表。07，在人人都想「潤」出去的前提下，中共更不會開放讓人民幣自由兌換；因為他們很清楚，會「潤」出去的，不只是富豪，還有城市中的小資產階級。甚至乎，這幫人「潤」出去的動機更大；畢竟在這個講關係的社會，他們知道自己的下一代，只會停留在某個役於人的層次，「潤」出去不是為了自己。08，既然中共不會讓人民幣自由兌換，那麼「國際化」又是甚麼一回事？其實這個概念，也不是甚麼高深的概念，最簡單，就是中國可以用人民幣在國際市場購買各種商品。但為甚麼人家願意收人民幣？拿到人民幣，人家又可以到甚麼地方兌換到其他貨幣？09，再退一步，在離岸市場，最低限度有人民幣的買賣的機制，有庄家維持流動性。這一步，其實早就做好；人民幣離岸市場，現在交易並不多，原因是仍然未有人願意收人民幣。10，「各國商人先收人民幣，然後再在離岸市場兌換成其他貨幣，不可以嗎？」在零售市場，或者可以，但在國際貿易，金融財經市場，人民幣暫時未能給予人家這份信心。若換了是美元，沒有會人擔心換不到其他貨幣；這就是人民幣和美元的基本分別。甚麼是貨幣雙軌制？（中） - by Simon Lee | 利世民 - 利世民貼堂壁報版 (substack.com)11，「在離岸市場製造對人民幣的需求。」中共的下一步想法，就是要人家用人民幣？所謂的一帶一路，很多人會說是「輸出產能」，但換個角度去看，其實在一帶一路國家的基建工程，不論是原材料抑或工人，許多都是由中國輸出；借出去興建這種工程的貸款，最終也是回到中國。一來一回之後，沿線國家就要長期地向中國還款，這就是在離岸市場人為地製造對人民幣的需求。也可以這樣看：「中國不但輸出勞動力和基建工程，也同時提供融資。」當然，一帶一路國家的權貴富豪，也從中得到不少好處。但過去近幾年，一帶一路陸續遇到了阻滯，就連帶這些國家的政治也出現變化。12，自從北京由 2012 年開始推一帶一路，可以見到香港國際金融中心的角色，在中共眼中越來越不看重。可以想像得到，這個時候的中共已經認為，自己掌握了一種與別不同，前所未有的國際金融秩序。至少，在中共眼中，這套秩序就算不是世界通行，至少可以在亞洲，為中共建立一個安全區。13，但偏偏在過去十年，中國的經濟發展開始遇到阻力。2015 年的 A 股股災後，更令中國股市從此一蹶不振。由這個時間開始，賺到錢的人，若不是將資金轉到樓市，就只有是虛擬貨幣。中國是虛擬貨幣世界第一大國，原因是在圍牆背後，已經沒有選擇可以讓民眾停泊他們的財富。14，現在中國大陸的情況是，股市死水一池，虛幣亦被禁，住房又不炒，結果就是 7500 億的國家債券，還是全數由央行吸納。在可見將來，更多的人民財富會變成國債；這事亦將不會有討價還價的空間。15，中共對一帶一路國家，輸出勞力，賺到是這些國家欠下的債。在國內，就人民的財富變成國債。這就是從另一個角度去看「命運共同體」和「共同富裕」。香港的聯匯制度16，香港是世界上最後一個銀本位的經濟；1935 年羅斯福的白銀收購法案，令香港的白銀洗失，被迫脫勾。1935 年後，香港成為英鎊區成員，也就是金本位，一直到英鎊區瓦解。17，港元曾於 1972 年 6 月到 1974 年 11 月一度轉掛美元；由 1974 至 1983 年，港元理論上是自由浮動，但實在上仍然是維持在兌美元的一定區間內。這段日子的美元匯率，高山低谷，所以最終在 1983 年 10 月，香港政府宣布以 7.8 港元兌 1 美元為固定匯率，確立行貨幣發行局制度。18，貨幣發行局制度其實很簡單；每 7.8 港元背後，就有 1 美元。最初為何有這個比率？在 1983 年 10 月 15 日香港的外匯儲備能夠負擔的承諾，就是這個匯率。另外大家必須記得，貨幣發行局制度，是央行的相反；央行是銀行最後的救命草，可以印銀紙，但貨幣發行局制度卻在理論上沒有多餘的錢去救銀行。19，反正歷史告訴我們，銀行體系出問題，那怕是有獨立的央行，也往往是大到不能救；唯一的例外，似乎就只有美國的聯儲局、日本央行以及歐洲央行；在 1990 年代以及 2010 年代，日、歐央行都分別都嘗試用央行的資產負債表去拯救金融危機，結果是整個經濟也就被凝固在那半生不死的時空。美國的情況雖然沒有那麼明顯，但資金長期回報率偏低，一樣在影響民眾的生活質素和經濟的發展。20，貨幣發行局也好，從前的銀本位、金本位也好，又或者由戰後到 1973 年的固定匯率制度也好，這種匯率制度的大前提，是政府不可能入不敷支，否則最終匯率亦必然失守。這個基本的經濟原理，其實早就寫在教科書裡面，但偏偏在現實世界中，從來都是知易行難。舉世唯一可以長時間維持這種極度嚴格的財政和貨幣制度紀律，就是香港。21，基本法裡面也有第 107 條，要求政府量入為出，避免赤字以及開支要與生產總值變化掛勾；這條就是為聯繫匯率而設。22，順帶一提，當年成立歐元區的時候，其實一樣有對成員國的政府赤字有限制；結果就是有好多國家，在政府的帳目以外欠下各種債務，最終還是因道德風險而引發歐債危機。23，大家聽好了：「港元要是最終被迫脫勾，原因就是特區政府完全無法擺脫結構性赤字。」結構性赤字將會在可見將來出現；但不是今年，不是目前。24，除此以外，我想像不到特區政府有主動脫勾的動機。當然，也有人問：「假如中共攻台，中港同被制裁，聯匯會怎樣算。」各位，醒一醒好嗎？如果發生這種事，銀行戶口已經不是你最需要擔心的事，也是擔心不來的事。再講，除非是全部禁止香港的銀行體系進行美元交易，就像將俄羅斯銀行踢出 SWIFT ，否則是不可能「唔畀港紙掛美元」。25，「有何不可？」因為在市場上擁有美元的，不只是美國政府；市場上每個眾參與者，都可以買賣美元。歐美要禁止俄羅斯用美元，其實是將俄羅斯的銀行從 SWIFT 踢走 。俄羅斯容易招呼，但要將中、港的銀行都踢出，無異於鼓勵另一個制度的出現。暫時我見不到美國政府有動機這樣做。26，話雖如此，也不代表香港的貨幣制度會一直不變。目前其中一個可能，就是人民幣的應用增加。這裡講的不是自由行買金飾化妝品之類，而是說金融市場上的應用。寫這個系列的觸發點，是因為港交所引入雙幣雙櫃檯制。簡而言之，同一隻股票，同時以港元和人民幣報價；理論上，如果有因為匯率報價差異出現套戥獲利的機會，在市場上有足夠的流動性提供者去接貨。27，今時今日，以上所講的套戥交易操作和庄家提供的流動性，已經全部自動化；重點在於香港的人民幣資金池，是否足以應付特殊的情況；有理由相信這也是擴大人民幣互換協議金額目的之一。28，任何制度，都是為應付正常情況而設；非正常的情況，絕大多數制度都要用特殊的方式去處理。之前在其他場合討論港元人民幣互換協議的時候，我最大的擔憂是當離岸人民幣的短缺，也可以同時港元短缺；這種環境下港元人民幣的互換協議，不但於事無補，更有可能令問題變本加厲。29，可惜，今時今日香港已經沒有說不的空間，也沒有客觀理性討論事情的條件。總之，大家記住，天下沒有零代價的政策，所有制度，必定有成本，只不過是當效益大過成本，就值得去做。做錯決定，往往因為高估回報，低估成本，尤其是低估了長遠的成本。30，另一個問題就是，得到好處的人，未必是負擔了代價的人。這就是政治。所以，有一派主張就是，如果沒有問題就不要去改動現狀。31，不要以為只有權貴富豪想保持現狀，社會大多數時候，大多數人就算有各種抱怨，但面對轉變都是有不安的，甚至是社會進步，都會構成不安；所以才有保守主義是社會沉默大多數的講法。32，忽然改動香港的貨幣制度，肯定是災難。要知道香港有多少債務是以美元結算，脫勾等於叫香港的大財團，財富蒸發。但慢慢的轉變，他們卻會以為，自己最終會接受，適應得到。33，用更多人民幣好嗎？有人肯收，自然會有人用。用人民幣發債好嗎？有人肯買，自然有人會去發。但如果沒有人收人民幣，特區政府會否帶頭？如果特區政府帶頭收人民幣，那就是法定貨幣的定義。至於人民幣債，溫馨提示大家，強迫金已經開始了買。34，人民幣國際化，雙循環經濟，說穿了就是離岸一個市場，牆內一個市場。香港，究竟算是在內還是外？35，在牆內看，雖然可以透過窗口見到外面的世界，但窗口始終是牆的一部分，而且是漏風漏水的一個位置。在牆外，甚至根本不可能從窗口望到屋裡面的情況。以上，就是我對香港目前處境的形容。36，香港最重要的功能，亦由過去引進外資，販賣國產的股票，變成人民幣國際化的試點。37，甚麼數碼央行貨幣，也會用香港做試點；更正確說，數碼央幣其實是每個人都有個直接掛在央行的帳戶。似乎，這個計劃也沒有甚麼驚天大陰謀。畢竟，牆內要充公任何人的任何物品，只要動手就是，不用如此大費周章。但長遠而言，中美都想爭先去推數碼央幣；尤其是對中國而言，假如地球上大多數人都有個人民銀行的數碼錢包，的確是減低被封殺的風險。38，正如剛才提到，離岸人民幣最重要一步，是一個用另一隻貨幣的市場，承認人民幣為法定貨幣，也就是政府願意接受人民幣。香港，肯定是第一個地方；時機很可能就是香港終於要以發債來支付政府的開支。39，我不知道北京有沒有甚麼時間表，有沒有死線，但現在距離以上所講這一步，相信也不會太遠，畢竟香港幾年內將會有結構性財赤。屆時，政府要恆常發債。而且這些債是以人民幣報價，以人民幣交易。40，相信大家都聽過「劣幣驅逐良幣」。「劣」的意思，是貨幣的兌換匯，高於實質的內在價值。假設兌換率是自由浮動，在自然水平，沒有套戥的空間，那怕一個市場，兩種貨幣，也不會有劣幣的問題。問題是，人民幣匯率，不是自由浮動，亦不一定在自然水平，那就可能會被視為劣幣。41，反之，因為聯匯制度，港元相對美元，理論上是沒有表面價值和內在價值的分別。當香港有雙幣制之後，金管局最主要的任務，恐怕會是處理在香港的離岸人民幣市場。很重要，所以要講多一次，金管局是貨幣發行局，唯一功能應該就是兌現港元換美元的承諾。貨幣發行局不能任意發行貨幣，所以不能干預市場，無力影響利率，也無力影響物價；但這是優點而非缺點，因為沒有證據顯示，央行操作的成效必然高過代價。但當金管局要同時照顧一個雙幣的經濟，往往就會失去平衡，最終還是回到單一的貨幣基準，就有如當年英國的皇家鑄幣局，要由銀本位變成金本位。（詳情可以參考此系列的第一篇）甚麼是貨幣雙軌制？（上） - by Simon Lee | 利世民 - 利世民貼堂壁報版 (substack.com) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe

Welcome to the 62nd Episode of the #100MasterCoaches​ Show. In this episode, Mel interviews Simon Lee from Singapore. Simon Lee is the Managing Partner and Accredited Master Executive Coach of BRIEF Academy. He is also an EMCC Global Accredited Master Practitioner (EIA) and Coach | Mentor Supervisor (ESIA). He is one of Asia's pioneer executive coaches specializing in Higher Ground Leadership and Solution Focused Brief Coaching. As a leader in cutting-edge corporate coaching, he has helped many clients in Asia, including senior executives, business owners, and entrepreneurs increase their effectiveness by using coaching as a development tool to drive business results. He leverages his 25 years of corporate experience to help leaders and their teams align their leadership practices with their desired outcomes. Simon is also the author of Solution Focused Briefly Illustrated, a book dedicated to leaders as coaches. His dream is to illuminate the strengths of others to inspire the positive change they want to see for themselves and the people they touch. You too can become a Master Coach like Simon, by starting your journey here at Catalyst Coach www.catalystcoach.live.

It's no secret that mental health continues to be a significant issue for Australian men.  On average, seven Australian men take their own lives every day and one in five  experience either depression and anxiety. Yet despite these troubling realities, blokes still struggle to open up about their feelings.  John chatted with the CEO of Mood Tea, Chris Freel and creator of the Boys Don't Cry campaign, Simon Lee about the importance of asking for help when you don't feel okay.  All profits from Mood Tea fund youth mental health initiatives through charity partners. It's a tea that tastes good and does good. Go and buy yours now at your local Woolworths store or visit mood.org.au.See omnystudio.com/listener for privacy information.

Historian Simon Lee joins Andrea Cunliffe on Hudson Mohawk Magazine to talk about this interdisciplinary presentation by Salon Séance "The End of Time," a production of live classical music with visual and theatrical storytelling. The co-creators of Salon Séance, Simon Lee and his sister Mari Lee, developed this unique concert piece of piano, violin, cello, and clarinet together with a mystic play inspired by Olivier Messiaen's chamber music masterpiece "The Quartet of The End Of Time." This is the regional premiere of "The End of Time." This event is co-sponsored by the Friends of Chamber Music. Salon Séance "The End of Time" will be performed at the Sanctuary for Independent Media on November 19, 2022 at 7pm.

Today, on the Hudson Mohawk Magazine: We begin with Mark Dunlea talking with Scott Kellogg of the Radix Center about their upcoming volunteer food-tree planting. Then, Brea Barthel brings us a story about RISSE which has expanded their refugee services. Later on, Moses Nagel gets the scoop on the Town of Bethlehem's proposal to preserve historic farmland. He spoke with a member of Save Bethlehem's Farmland and Open Space about Proposition 2. After that, Marsha Lazarus gives us a look into the Halloween performance of "Whispering Bones: An Evening of Ghost Stories." Finally, Andrea Cunliffe speaks with co-founder of Salon Séance, historian Simon Lee, about the performance coming to the Sanctuary.

Michelle Blade is an artist born in Los Angeles who makes paintings and drawings documenting time, closely examining the stillness, strength, and persistence of the natural world and our relationship to it.   Recent exhibitions include her solo show "The Blue Horse" at Loyal, Stockholm (2022), and “Into the Forest” at Wilding Cran Gallery, Los Angeles (2020). Some recent group exhibitions include When The Sun Loses It's Light at Blum & Poe, Los Angeles(2022); High Voltage 3 at The Nassima-Landau Project, Tel Aviv, Israel (2022); Machines of Desire at Simon Lee, London (2022);  “If you Forget My Name I will go Astray) at Anat Ebgi, Los Angeles (2022), and “My Secret Garden” at Asia Art Center curated by Emilia Yin and Melanie Ouyang Lum (Taipei). She has also exhibited at Anat Ebgi (LA), La Loma Gallery, (LA); The Pit (LA), WOAW Gallery (Hong Kong), Make Room (Los Angeles), F2T Gallery, (Milan); The Center for Contemporary Arts (Santa Fe), The Bonnefanten Museum (Netherlands), Jack Hanley, Roberts & Tilton (Los Angeles), and The Torrance Art Museum (Los Angeles). Blade's work has been featured in The New York Times Magazine, The Los Angeles Times, The Paris Review, Juxtapoz, The California Sunday Magazine, and Art Maze. Michelle Michelle has a BA from Loyola Marymount and an MFA from the California College of the Arts, in San Francisco.

「我尊重你嘅決定。」大家要留意，尊重嘅對象，係個決定，而唔係個人。尊重係對事，唔係對人；但係某啲文化之下，對身份嘅尊敬，同對決定嘅尊重，完全被搞錯晒。《被討厭的勇氣》呢本書入面，好重要嘅一個訊息就係：「所有問題都係人際關係問題。」其實人與人之間，如果有清晰嘅界限（boundary）；分清楚事件係邊個承受結果，決定就由邊個去做，好多矛盾都會自然化解。呢個亦係書入面所講嘅「課題分離」。今集 Podcast 我除左分享《被討厭的勇氣》嘅導讀，亦都會同大家講吓當年我初為人父所學到，至今都仍然記得嘅做人原則。被討厭的勇氣 - by Simon Lee | 利世民 - 利世民貼堂壁報版 (substack.com) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe

福建小學在今年開學禮上，要學生下跪奉茶；現實中的中國，真的很講孝嗎？古典所講的孝，亦非後人所理解的那種不問是非因由的服從。任何傳統權力結構的論述，不論中西，所有論述都同時強調，要在其下者服從，大前提是在其上的威權，有某種超越一般人的道德行為操守。一言以蔽之：「君子以德服人。」「孝」這個概念，在今時今日已經淪為單方向的服從；而這種單向關係觀念，最大問題是有違人性。換句話說，假如不是發自內心的尊敬和尊重，表面的行為即是虛偽。無錯，現代中國，甚至是香港，很多社會人倫現象都是極其虛偽、膚淺。神奇國度的文化，為何總教人覺得與現實脫節？傳統中國文化，又是否被忠孝這兩個道德倫理觀念腐化？孝的扭曲 - by Simon Lee | 利世民 - 利世民貼堂壁報版 (substack.com) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe

“Jimmy [Lai] once told me, ‘The fight for freedom is a very lonely pursuit … You have to be prepared to be very lonely.'” Simon Lee was a successful businessman in Hong Kong and a columnist at Jimmy Lai's Apple Daily newspaper for over a decade before he was forced to escape Hong Kong. We discuss Hong Kong's future and the deadly illusion of “the China model.” From draconian zero-COVID lockdowns to a real estate bubble collapse worse than the 2008 financial crisis, Simon Lee breaks down what he sees hidden between the lines of Beijing's propaganda messaging. Follow EpochTV on social media: Twitter: https://twitter.com/EpochTVus Rumble: https://rumble.com/c/EpochTV Truth Social: https://truthsocial.com/@EpochTV Gettr: https://gettr.com/user/epochtv Facebook: https://www.facebook.com/EpochTVus Gab: https://gab.com/EpochTV Telegram: https://t.me/EpochTV

“Jimmy [Lai] once told me, ‘The fight for freedom is a very lonely pursuit … You have to be prepared to be very lonely.'” Simon Lee was a successful businessman in Hong Kong and a columnist at Jimmy Lai's Apple Daily newspaper for over a decade before he was forced to escape Hong Kong. We discuss Hong Kong's future and the deadly illusion of “the China model.” From draconian zero-COVID lockdowns to a real estate bubble collapse worse than the 2008 financial crisis, Simon Lee breaks down what he sees hidden between the lines of Beijing's propaganda messaging. Follow EpochTV on social media: Twitter: https://twitter.com/EpochTVus Rumble: https://rumble.com/c/EpochTV Truth Social: https://truthsocial.com/@EpochTV Gettr: https://gettr.com/user/epochtv Facebook: https://www.facebook.com/EpochTVus Gab: https://gab.com/EpochTV Telegram: https://t.me/EpochTV

The China Model Delusion and the West's Useful Idiots—Former Apple Daily Columnist Simon Lee

Heatwaves around the world are so extreme this week that one of them matches a projected forecast for 2050. Plus, MIT engineers have found a more efficient method for boiling water. And the winners of the World Emoji Awards as well as all the new emojis drafted to hit Unicode 15 in September.Sponsors:Shopify, Get a 14-day free trial at shopify.com/coolKolide, Got Slack? Got Macs? Get Kolide: Device security that fixes challenging problems by messaging your users on Slack. Try Kolide Today! https://l.kolide.co/3aVdR90 Links:A hypothetical weather forecast for 2050 is coming true next week (CNN)Met Office projections and commentary (Dr. Simon Lee, Twitter)A Whole Lot of Southwest Europe Is on Fire Right Now, And It's Only Getting Hotter (ScienceAlert)These maps show how excessively hot it is in Europe and the U.S. (Washington Post)UK heatwave: how to keep cool and stay safe in 40C (The Guardian)Scientific tips for staying cool in a heatwave (BBC Future)Redheads given free cinema tickets to escape heatwave on Monday and Tuesday (Yahoo News UK)MIT Engineers Find a Way To Save Energy and Make Water Boil More Efficiently (SciTechDaily)Scientists Have Found a Way to Save Energy And Boil Water More Efficiently (ScienceAlert)New Emojis In 2022-2023 (Emojipedia)World Emoji Awards Jackson Bird on TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We talk with Simon Lee (iMordecai) about the motion picture Fast Five and its spinoff attraction Fast & Furious: Supercharged! twitter.com/tptmpod tptmpod@gmail.com Theme song by Pangolin (https://spoti.fi/2F6ll5L)

This week the Consumer Choice Center team is in the United Arab Emirates for a staff retreat. Joining this special episode: Fred Roeder, Fabio Fernandes, Simon Lee, and Luka Dzagania. Our topics: ⚡ Energy dependence in Europe ₿ Crypto under fire energy use

In this episode, Jeff and Simon discuss: How Simon's journey from Taiwan to Houston at 8 years old changed his life.  The miracles that happen today, not just in Biblical times. Generosity looks different from person to person. Asking God for your calling. Walking with God, not in your flesh. Surrendering yourself to the Lord.   Key Takeaways: There is no straight line to success. We all have trials and tribulations and God is able to use those to help lead us to success with empathy. When you allow God into your life, you will see more miracles happen than you ever thought possible. We don't create our own stories. God creates our stories. Your story will be specific to what God needs from you. Stay faithful. Stay thankful. Don't compare what you are able to give what others are able to give. Everything belongs to him. He is proud of you and it is not about the money. 99% is not a full surrender. Surrender 100% to the Lord and you will see God performing miracles in your life.   "One moment of faith, God transformed my trajectory." —  Simon Lee  Connect with Simon Lee:LinkedIn: https://www.linkedin.com/in/simonlee4/Buy on Purpose: https://www.buyonpurpose.com/Luep: https://luep.app/   Connect with Jeff Thomas: Website: https://www.archetypewealth.com/Book: https://www.archetypewealth.com/trading-up?hsLang=enEmail: jeff.thomas@archetypewealth.comTwitter: https://twitter.com/ArchetypeWealthFacebook: https://www.facebook.com/archetypewealth/LinkedIn: https://www.linkedin.com/company/archetypewealth/Instagram: https://www.instagram.com/archetypewealthpartners/

Brigham Tomco, CEO of Emmersion, joins SlatorPod to talk all about automating language evaluation and the underlying tech behind it.Brigham begins with his journey into the language education and tech industry, where he started two venture-backed companies. He recounts the early days of Emmersion, where they offered language tutoring and how they evolved into building language assessment tech.The CEO shares the importance of language learning in the age of AI with language tech like machine translation and speech-to-speech. He identifies the different key client segments, from call centers and BPOs to academia and LSPs.Brigham unpacks the language tech and patenting process behind language testing products, such as TrueNorth Speaking Test and WebCAPE. He outlines how they handled the rapid demand for remote hiring as a result of Covid and Emmersion's roadmap for the future.First up, Florian and Esther discuss the language industry news of the week, with Simon Lee, CEO of language data platform Flitto, sharing how the company has integrated the metaverse into their everyday work.The duo talk about the state of the data-for-AI market as Appen's share price fell by 28% after releasing full-year 2021 results. Meanwhile, in Australia, captioning and translation provider Ai-Media grew 29% to AUD 29.6m in the first half of 2022.Esther then gives an update on the Language Industry Job Index, which climbed three points to 176.6 in March 2022.

Juniors Jack Coleman, Grace Rothrock and Simon Lee take you on a deep dive into the experiences of D1 athletes that have been students or faculty here at Seattle Prep. In this episode, they interview Megan Heuer '00, former student and cross country runner that now holds a spot in the Hall of Fame, and former University of Washington Soccer player and current Collegio teacher, Mr. Kiehn. Finally, we have prospective D1 athletes Carter Joy ‘23 and Ben Royce ‘23.

Sydney Leardi '23 and Simon Lee '23 talk with the original Pawdcast host Danica Dytioco '20 about how she started the Pawdcast and how she's putting the skills she learned to use in college.

Sydney Leardi '23, Simon Lee '23, and Jack Coleman '23 ring in the holiday season with the latest episode of Prep's Pawdcast. Speaking to two of Prep's language teachers Señora Navarro and Frau Khouri, Leardi, Lee, and Coleman look at the unique traditions that the Spanish and German cultures share during Christmas time.

In This Week's Rundown of the Northeast Trail Running World: 01:02 - Patgonia AirShed Pro Pullover 03:19 – Salomon UltraGlide 07:59 – UltraSignUp Hotlist 09:07 – In the Media – CULTRA and Gagz' Running Times 10:14 – Start of Results Segment 11:07 – Patrick Blair on the Patapsco 50k 23:49 – Kimberly Drozda on the Horseshoe Bend Boogie 31:55 – Iain Nelson on the Summit 50 / 50 41:26 – Simon Lee on the Castle To River Half 49:21 – Kirby Mosenthal on the Castle To River Half 53:28 – Derek Shultz on the Dire Wolf 1:02:33 – Events running in the weekend ahead

☀️ Dear listeners, I am proud to present Uplifting Trance Sessions EP. 510 with a lot of vocal, uplifting and tech trance for your entertainment ✨ [0:00] 1. Protoculture – Go [A State Of Trance] [6:36] 2. Eximinds – Take My Hand [Suanda Voice] [10:33] 3. Andrew Starkoff feat. Masha Belyaeva – Let Go [State Control Essentials] -World Preniere / Uplift Of The Week- [14:31] 4. Maratone & Linney – Closer to You [Abora Recordings] [18:31] 5. Blue Serigala – Ampera [Phoenix Recordings] [23:32] 6. Radion6 – Venus [Carlo Resoort Records] [28:03] 7. Lost Witness & Tracey Carmen – Red Sun Rising 2020 [Amsterdam Trance Records] [33:37] 8. Twin View – Pandorum (Tycoos Remix) [Fade In Music] [37:35] 9. Emerex – Icarus [State Control Records] -World Premiere- [42:13] 10. Elevven – One Last Time (Roman Messer Remix) [Statement!] {48:11] 11. Syntouch pres Sunsliderz – Into The Sky (Dmitriy Kuznetsov Remix) [Butterfly Music] [53:41] 12. Christopher Corrigan – Lets Not Wait [Aural Sonic: 138] [58:33] 13. Simon Lee & Alvin – KMND [Flashover Recordings] [1:02:33] 14. Peter Miethig – Miracle Of Life [Suanda True] [1:07:39] 15. Cyril Ryaz & FloE – Reality (Marcell Stone Remix) [Entrancing Music] [1:13:08] 16. Syntouch pres Sunsliderz – Sunrise (Kiyoi & Eky Remix) [Butterfly Music] [1:17:19] 17. Mercurial Virus – Tree of Life [Uplift Recordings] [1:23:27] 18. EnerLift – Ascension [Beyond The Stars Recordings] [1:28:29] 19. Tim Lighterz – Infinity [Extrema Global Music] [1:32:53] 20. Oliver Cattley – Lost In Translation [Tranceform Recordings]

☀️ Dear listeners, I am proud to present Uplifting Trance Sessions EP. 510 with a lot of vocal, uplifting and tech trance for your entertainment ✨ [0:00] 1. Protoculture – Go [A State Of Trance] [6:36] 2. Eximinds – Take My Hand [Suanda Voice] [10:33] 3. Andrew Starkoff feat. Masha Belyaeva – Let Go [State Control Essentials] -World Preniere / Uplift Of The Week- [14:31] 4. Maratone & Linney – Closer to You [Abora Recordings] [18:31] 5. Blue Serigala – Ampera [Phoenix Recordings] [23:32] 6. Radion6 – Venus [Carlo Resoort Records] [28:03] 7. Lost Witness & Tracey Carmen – Red Sun Rising 2020 [Amsterdam Trance Records] [33:37] 8. Twin View – Pandorum (Tycoos Remix) [Fade In Music] [37:35] 9. Emerex – Icarus [State Control Records] -World Premiere- [42:13] 10. Elevven – One Last Time (Roman Messer Remix) [Statement!] {48:11] 11. Syntouch pres Sunsliderz – Into The Sky (Dmitriy Kuznetsov Remix) [Butterfly Music] [53:41] 12. Christopher Corrigan – Lets Not Wait [Aural Sonic: 138] [58:33] 13. Simon Lee & Alvin – KMND [Flashover Recordings] [1:02:33] 14. Peter Miethig – Miracle Of Life [Suanda True] [1:07:39] 15. Cyril Ryaz & FloE – Reality (Marcell Stone Remix) [Entrancing Music] [1:13:08] 16. Syntouch pres Sunsliderz – Sunrise (Kiyoi & Eky Remix) [Butterfly Music] [1:17:19] 17. Mercurial Virus – Tree of Life [Uplift Recordings] [1:23:27] 18. EnerLift – Ascension [Beyond The Stars Recordings] [1:28:29] 19. Tim Lighterz – Infinity [Extrema Global Music] [1:32:53] 20. Oliver Cattley – Lost In Translation [Tranceform Recordings]…