Podcasts about Module

You didn't start your microschool to become a marketing expert… But without students, your vision can't grow.

Learn secret real estate investor horror stories. This class is Module 40 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Mike Tyson says, "Everyone has a plan: until they get punched in the face"... for real estate investors Overcoming fear of tenants, toilets and termites What is expected value and how does it apply to real estate investing Thinking probabilistically for real estate investors The importance of post-mortems and how it helps to reduce, eliminate or mitigate losses and maximizes gains and profits Why making all the mistakes yourself is a novice move and what you should do instead 16 horror stories shared Plus much more... Check out the video and additional resources related to Secret Horror Stories. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the McAllen real estate investor podcast? Book a free consultation to discuss.

Learn secret real estate investor horror stories. This class is Module 40 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Mike Tyson says, "Everyone has a plan: until they get punched in the face"... for real estate investors Overcoming fear of tenants, toilets and termites What is expected value and how does it apply to real estate investing Thinking probabilistically for real estate investors The importance of post-mortems and how it helps to reduce, eliminate or mitigate losses and maximizes gains and profits Why making all the mistakes yourself is a novice move and what you should do instead 16 horror stories shared Plus much more... Check out the video and additional resources related to Secret Horror Stories. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Jacksonville real estate investor podcast? Book a free consultation to discuss.

Learn secret real estate investor horror stories. This class is Module 40 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Mike Tyson says, "Everyone has a plan: until they get punched in the face"... for real estate investors Overcoming fear of tenants, toilets and termites What is expected value and how does it apply to real estate investing Thinking probabilistically for real estate investors The importance of post-mortems and how it helps to reduce, eliminate or mitigate losses and maximizes gains and profits Why making all the mistakes yourself is a novice move and what you should do instead 16 horror stories shared Plus much more... Check out the video and additional resources related to Secret Horror Stories. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Las Vegas real estate investor podcast? Book a free consultation to discuss.

Learn secret real estate investor horror stories. This class is Module 40 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Mike Tyson says, "Everyone has a plan: until they get punched in the face"... for real estate investors Overcoming fear of tenants, toilets and termites What is expected value and how does it apply to real estate investing Thinking probabilistically for real estate investors The importance of post-mortems and how it helps to reduce, eliminate or mitigate losses and maximizes gains and profits Why making all the mistakes yourself is a novice move and what you should do instead 16 horror stories shared Plus much more... Check out the video and additional resources related to Secret Horror Stories. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Milwaukee real estate investor podcast? Book a free consultation to discuss.

#460 What if your million-dollar idea is already right in front of you — you just haven't learned how to see it yet? In part 2 of Module 4 from our Build My Money Machine program, host Justin Williams shares five more powerful strategies for coming up with a 7-figure business idea. You'll learn how to spot opportunities by improving existing products, turning your favorite tools into income through affiliate partnerships, and using online research to uncover proven paths to success. Justin also breaks down the AB Formula — a simple but powerful framework to reverse-engineer your idea by starting with either a topic, business model, or marketing strategy. This episode is full of actionable insights to help you stop overanalyzing, start executing, and recognize the opportunities that have been hiding in plain sight! What Justin discusses on today's episode: + Improve existing products or services + Monetize tools you already love + Leverage affiliate and JV programs + Use podcasts, YouTube, and AI for research + Learn from entrepreneurs' success clues + Talk to business owners for insights + Avoid analysis paralysis and take action + Use the AB Formula to reverse-engineer ideas + Spot opportunities hidden in plain sight + Focus on progress over perfection Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Did you love this episode? Listen to ⁠Module 3⁠ next! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Kennst du die Botschaften deiner Beschwerden an dich? Möchtest du wissen, wieso manche Beschwerden sich nicht auflösen? Willst du dein Wissen rundum die energetisch-spirituelle Botschaft von Symptomen und Beschwerden erweitern? Dann ist diese Masterclass genau das Richtige für dich. Das Skywalker Training nur noch bis Freitag zum Spezial-Preis offen! https://www.skywalkertraining.com In nur 8 Wochen zu einem Leben, das dich überraschen wird. Es wird dich überraschen, weil es sich selbstverständlich und leicht anfühlen wird, das "Alte" abzustreifen und deine Schwingung zu erhöhen. Anmeldung nur noch bis zum 20.06.2025 24:00 Uhr unter https://www.skywalkertraining.com möglich. Was du konkret erhältst im Skywalker Online Training erhältst: Dein Skywalker Logbook – deine tägliche Unterstützung für Innenschau und innere Aufräumarbeit (als PDF-Download und zusätzlich als physisches Exemplar, wenn du dieses Add-on bei der Bestellung auswählst) 8x kraftvolle Online Module von jeweils 7 Tagen mit einer Vielfalt an Inhalten 30x Video-Lektionen mit Bahar & Jeffrey 16x Skywalker Sessions (Meditationen) mit Bahar & Jeffrey inkl. Download Teilnahmebestätigung am Ende der Module per Post 5x intensive Meditationen aus der Skywalker Challenge inkl. Download 6x Walking Meditationen inkl. Download, die du beim Spazierengehen nutzen kannst 6x Habits Audio-Lektionen, in denen du deine neuen Gewohnheiten kennenlernst 5x Live Zoom Calls mit Bahar & Jeffrey für hautnahen Austausch inkl. Aufzeichnungen 4x Dance Switch Bewegungseinheiten als Lektion zur Aktivierung deiner Energie 6x Nap Sessions, die Tiefenentspannung auslösen und für kurze Nickerchen genutzt werden können Zugang zur exklusiven und geschlossenen Facebook-Gruppe Diverse Bonus-Inhalte Persönlicher Support von Bahar, Jeffrey und Team (auch über die 8 Wochen hinaus) Skywalker Abschluss Event 2024 als komplette Live Aufzeichnung Uneingeschränkter Zugang zur Online-Plattform (ohne zeitliches Limit) und allen Inhalten aus dem Kurs Wir freuen uns auf dich, Bahar & Jeffrey

#459 What if the harsh truth that nobody cares about your business idea is actually the key to unlocking your future success? In part 1 of Module 4 from our Build My Money Machine program, host Justin Williams reveals why letting go of your ego is essential to launching a 7-figure business — and how fear of judgment is one of the biggest things holding new entrepreneurs back. You'll also learn the first three of eight proven strategies for coming up with a winning business idea, including how to trust your gut, align your passions and strengths, and turn valuable skills into profitable ventures. This episode is packed with mindset shifts and actionable advice to help you stop waiting for the perfect idea — and start building your money machine today! What Justin discusses on today's episode: + Why nobody cares (and why that's good) + The ego's role in holding you back + Fear of judgment and paralysis + Importance of taking imperfect action + “Go with your gut” method + Strengths and interests exercise + Passion vs. experience tradeoff + Skill-building as a business shortcut + Real-life business idea examples + How to avoid overthinking your idea Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Did you love this episode? Listen to Module 3 next! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Things get a lot more lively in this episode. Eric and I share some of our experiences, which helps to enrich the class. At the end of the episode (around the 45:00 mark), Eric gives some legislative updates.

Mon, 16 Jun 2025 03:00:00 +0000 https://healversity.podigee.io/107-new-episode 997df9c9e13e7629aea935ba2830b419

Trains, planes and automobiles! Gear up for a transport special with your favourite guys, The IBS! Plus, what tent is Steve taking to Glastonbury (clue in title) and did The Great Leader ACTUALLY see a ghost? Please send your listener comments to Danny@radiox.co.ukThis week's podcast is dedicated to Siân.Thank you.

ISS: PERIL IN MODULE ZVEZDA. BOB ZIMMERMAN BEHINDTHEBLACK.COM 1957

This week on the show I walk you through diagnosing a C2206 setting in the 4x4 module of a Jeep Liberty. The transfer case is stuck in 4 wheel drive and the shop has replaced several components in attempts to fix without results. This code pertains to a configuration error with one of the modules on the network, but a restore configuration, VIN check, & part number check all come up with no issues. How do we solve this?  Website- https://autodiagpodcast.com/Facebook Group- https://www.facebook.com/groups/223994012068320/YouTube- https://www.youtube.com/@automotivediagnosticpodcas8832Email- STmobilediag@gmail.comPlease make sure to check out our sponsors!SJ Auto Solutions- https://sjautosolutions.com/Automotive Seminars- https://automotiveseminars.com/L1 Automotive Training- https://www.l1training.com/Autorescue tools- https://autorescuetools.com/    

PREVIEW: Colleague Bob Zimmerman comments on the planning to maintain the ISS in case the Zvezda module fails and makes the Russian side unstable. More. 1958

Du wertest dich selbst immer wieder ab und das schon bei den kleinsten Ungereimtheiten und Fehlern? Du beziehst vieles, das schief geht auf dich, und empfindest dich selbst als fehlerhaft und unvollkommen? Du willst endlich deinen Selbstwert und die Liebe gegenüber dir selbst fühlen und die Nagtivität abschütteln? Dann musst du diese Masterclass erleben... In dieser Masterclass erwarten dich heilvolle Botschaften der Elohijm, die deine Selbstabwertung heilen können. Ich freu mich auf dich, Bahar Der bahnbrechende Skywalker Online Kurs mit Bahar Yilmaz & Jeffrey Kastenmüller ist jetzt zum Frühbucher-Preis (100,- euro günstiger nur bis zum 13.06.) unter https://www.skywalkertraining.com offen. Achtung: Frühbucher-Preis endet Freitag Mitternacht (13.06. um 24.00 Uhr). Skywalker - Deine Seele will Grosses vollbringen. In diesem Online Kurs verwandelst du dieses Wissen in Wirklichkeit. Hier erwartet dich deine Toolbox für deinen Shift von der alten Erde zur neuen Erde mit einer hohen neuen Schwingung! Was erwartet dich im Skywalker Training? ⭐ Wir helfen dir, deiner Seelenaufgabe zu begegnen, deine Erfolgsangst zu heilen, den Widerstand gegenüber deinem Körper zu verlieren und übermässige Aufopferung für andere zu beenden und noch so vieles mehr. Woche für Woche erlangst du deine wahre Grösse und deine Kraft zurück. ⭐ 8 Module aus Video-Lektionen, Sessions und Meditationen, die aufgrund ihrer zeitlichen Länge (ca. 15 bis 20 Minuten jeweils) extrem gut in den Alltag einzubauen sind und dir helfen werden, dich selbst an allererste Stelle zu setzen und deiner persönliche Entwicklung Vorrang zu geben. Das ist dein Weg in deine Selbstliebe. Du kannst den gesamten Kurs in deinem Tempo durchlaufen. ⭐ Wir teilen mit dir kleine und extrem wirkungsvolle Alltags-Hacks und Techniken, die dir vor allem bei diesen Themen helfen werden: Vergangenes endgültig abschliessen, um einen Neustart zu machen - Wieder festen Fuss fassen im Leben - Stärker und ausgeglichener werden und vor allem auch bleiben - deinen Shift vom People-Pleaser zum Skywalker vollziehen - Wie du deinen Alltag kreativ und individuell gestaltest jenseits vom Mainstream - Wie du in die Umsetzung deiner Projekte kommst, ohne auszubrennen und noch so vieles mehr… ⭐ Konkrete Anleitung mit diversen Skywalker Gewohnheiten, die dir helfen, destruktive Muster hinter dir zu lassen und beispielsweise Lebensmittel-Abhängigkeiten zu beenden. ⭐ Aussergewöhnliche und sehr intensive Meditationen/Sessions und Heilprozesse, die einen inneren Sturm bis in deine Zellen hinein auslösen werden. ⭐ Ein Programm, das dir helfen wird, wieder die Lust am Leben und auch an deiner sexuellen und Manifestationsenergie zu entdecken. Wir tauchen mit dir gemeinsam über 8 Module von jeweils 7 Tagen in die wundervolle Welt voller Möglichkeiten. Jetzt zum Frühbucher-Preis (100,- euro günstiger nur bis zum 13.06.) unter https://www.skywalkertraining.com anmelden. Wir freuen uns auf dich, Bahar & Jeffrey

Learn the secrets of analyzing multi-family properties in Fort Collins. This class is Module 39 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing Obviously, the numbers are larger when you're analyzing multi-family property deals, but what about the nuance of the increases How to deal with the listing and getting info on analyzing these types of deals The difference between actual and pro-forma numbers Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties Why and how to make adjustments to numbers provided to you Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties Negotiating with multi-family sellers and their agents/brokers How is financing different for 5+ units compared to financing < 5 units What lenders typically look for when financing 5+ unit commercial loans Down payments on 5+ unit commercial loans Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties How amortization/loan term changes with multi-family financing How interest rates differ from more traditional financing The ugly truth about pre-payment penalties with 5+ unit commercial financing Can lenders really insist on reviewing your financials every year when getting commercial financing How closing costs change when analyzing multi-family properties Analyzing properties where you are improving their economics… and how to represent that with rent ready costs Why you're much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better Modeling monthly rents and monthly other income—especially if you're improving rents—when analyzing multi-family properties Correctly analyzing vacancy rates for multi-family deal analysis Why you can't just use the property taxes in the listing when analyzing these deals Why you should call your insurance agent instead of using the seller's insurance costs during deal analysis Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities What common expenses might you see when analyzing multi-family properties Dealing with maintenance and capital expenses during multi-family deal analysis A word on liquidity challenges with multi-family Multi-family pros and cons Plus much more... Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Fort Collins real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of analyzing multi-family properties in McAllen. This class is Module 39 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing Obviously, the numbers are larger when you're analyzing multi-family property deals, but what about the nuance of the increases How to deal with the listing and getting info on analyzing these types of deals The difference between actual and pro-forma numbers Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties Why and how to make adjustments to numbers provided to you Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties Negotiating with multi-family sellers and their agents/brokers How is financing different for 5+ units compared to financing < 5 units What lenders typically look for when financing 5+ unit commercial loans Down payments on 5+ unit commercial loans Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties How amortization/loan term changes with multi-family financing How interest rates differ from more traditional financing The ugly truth about pre-payment penalties with 5+ unit commercial financing Can lenders really insist on reviewing your financials every year when getting commercial financing How closing costs change when analyzing multi-family properties Analyzing properties where you are improving their economics… and how to represent that with rent ready costs Why you're much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better Modeling monthly rents and monthly other income—especially if you're improving rents—when analyzing multi-family properties Correctly analyzing vacancy rates for multi-family deal analysis Why you can't just use the property taxes in the listing when analyzing these deals Why you should call your insurance agent instead of using the seller's insurance costs during deal analysis Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities What common expenses might you see when analyzing multi-family properties Dealing with maintenance and capital expenses during multi-family deal analysis A word on liquidity challenges with multi-family Multi-family pros and cons Plus much more... Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the McAllen real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of analyzing multi-family properties in Milwaukee. This class is Module 39 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing Obviously, the numbers are larger when you're analyzing multi-family property deals, but what about the nuance of the increases How to deal with the listing and getting info on analyzing these types of deals The difference between actual and pro-forma numbers Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties Why and how to make adjustments to numbers provided to you Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties Negotiating with multi-family sellers and their agents/brokers How is financing different for 5+ units compared to financing < 5 units What lenders typically look for when financing 5+ unit commercial loans Down payments on 5+ unit commercial loans Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties How amortization/loan term changes with multi-family financing How interest rates differ from more traditional financing The ugly truth about pre-payment penalties with 5+ unit commercial financing Can lenders really insist on reviewing your financials every year when getting commercial financing How closing costs change when analyzing multi-family properties Analyzing properties where you are improving their economics… and how to represent that with rent ready costs Why you're much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better Modeling monthly rents and monthly other income—especially if you're improving rents—when analyzing multi-family properties Correctly analyzing vacancy rates for multi-family deal analysis Why you can't just use the property taxes in the listing when analyzing these deals Why you should call your insurance agent instead of using the seller's insurance costs during deal analysis Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities What common expenses might you see when analyzing multi-family properties Dealing with maintenance and capital expenses during multi-family deal analysis A word on liquidity challenges with multi-family Multi-family pros and cons Plus much more... Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Milwaukee real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of analyzing multi-family properties in Jacksonville. This class is Module 39 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing Obviously, the numbers are larger when you're analyzing multi-family property deals, but what about the nuance of the increases How to deal with the listing and getting info on analyzing these types of deals The difference between actual and pro-forma numbers Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties Why and how to make adjustments to numbers provided to you Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties Negotiating with multi-family sellers and their agents/brokers How is financing different for 5+ units compared to financing < 5 units What lenders typically look for when financing 5+ unit commercial loans Down payments on 5+ unit commercial loans Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties How amortization/loan term changes with multi-family financing How interest rates differ from more traditional financing The ugly truth about pre-payment penalties with 5+ unit commercial financing Can lenders really insist on reviewing your financials every year when getting commercial financing How closing costs change when analyzing multi-family properties Analyzing properties where you are improving their economics… and how to represent that with rent ready costs Why you're much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better Modeling monthly rents and monthly other income—especially if you're improving rents—when analyzing multi-family properties Correctly analyzing vacancy rates for multi-family deal analysis Why you can't just use the property taxes in the listing when analyzing these deals Why you should call your insurance agent instead of using the seller's insurance costs during deal analysis Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities What common expenses might you see when analyzing multi-family properties Dealing with maintenance and capital expenses during multi-family deal analysis A word on liquidity challenges with multi-family Multi-family pros and cons Plus much more... Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Jacksonville real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of analyzing multi-family properties in Las Vegas. This class is Module 39 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing Obviously, the numbers are larger when you're analyzing multi-family property deals, but what about the nuance of the increases How to deal with the listing and getting info on analyzing these types of deals The difference between actual and pro-forma numbers Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties Why and how to make adjustments to numbers provided to you Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties Negotiating with multi-family sellers and their agents/brokers How is financing different for 5+ units compared to financing < 5 units What lenders typically look for when financing 5+ unit commercial loans Down payments on 5+ unit commercial loans Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties How amortization/loan term changes with multi-family financing How interest rates differ from more traditional financing The ugly truth about pre-payment penalties with 5+ unit commercial financing Can lenders really insist on reviewing your financials every year when getting commercial financing How closing costs change when analyzing multi-family properties Analyzing properties where you are improving their economics… and how to represent that with rent ready costs Why you're much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better Modeling monthly rents and monthly other income—especially if you're improving rents—when analyzing multi-family properties Correctly analyzing vacancy rates for multi-family deal analysis Why you can't just use the property taxes in the listing when analyzing these deals Why you should call your insurance agent instead of using the seller's insurance costs during deal analysis Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities What common expenses might you see when analyzing multi-family properties Dealing with maintenance and capital expenses during multi-family deal analysis A word on liquidity challenges with multi-family Multi-family pros and cons Plus much more... Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Las Vegas real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of analyzing multi-family properties in Kenosha. This class is Module 39 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing Obviously, the numbers are larger when you're analyzing multi-family property deals, but what about the nuance of the increases How to deal with the listing and getting info on analyzing these types of deals The difference between actual and pro-forma numbers Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties Why and how to make adjustments to numbers provided to you Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties Negotiating with multi-family sellers and their agents/brokers How is financing different for 5+ units compared to financing < 5 units What lenders typically look for when financing 5+ unit commercial loans Down payments on 5+ unit commercial loans Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties How amortization/loan term changes with multi-family financing How interest rates differ from more traditional financing The ugly truth about pre-payment penalties with 5+ unit commercial financing Can lenders really insist on reviewing your financials every year when getting commercial financing How closing costs change when analyzing multi-family properties Analyzing properties where you are improving their economics… and how to represent that with rent ready costs Why you're much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better Modeling monthly rents and monthly other income—especially if you're improving rents—when analyzing multi-family properties Correctly analyzing vacancy rates for multi-family deal analysis Why you can't just use the property taxes in the listing when analyzing these deals Why you should call your insurance agent instead of using the seller's insurance costs during deal analysis Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities What common expenses might you see when analyzing multi-family properties Dealing with maintenance and capital expenses during multi-family deal analysis A word on liquidity challenges with multi-family Multi-family pros and cons Plus much more... Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Kenosha real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of analyzing multi-family properties in Denver. This class is Module 39 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing Obviously, the numbers are larger when you're analyzing multi-family property deals, but what about the nuance of the increases How to deal with the listing and getting info on analyzing these types of deals The difference between actual and pro-forma numbers Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties Why and how to make adjustments to numbers provided to you Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties Negotiating with multi-family sellers and their agents/brokers How is financing different for 5+ units compared to financing < 5 units What lenders typically look for when financing 5+ unit commercial loans Down payments on 5+ unit commercial loans Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties How amortization/loan term changes with multi-family financing How interest rates differ from more traditional financing The ugly truth about pre-payment penalties with 5+ unit commercial financing Can lenders really insist on reviewing your financials every year when getting commercial financing How closing costs change when analyzing multi-family properties Analyzing properties where you are improving their economics… and how to represent that with rent ready costs Why you're much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better Modeling monthly rents and monthly other income—especially if you're improving rents—when analyzing multi-family properties Correctly analyzing vacancy rates for multi-family deal analysis Why you can't just use the property taxes in the listing when analyzing these deals Why you should call your insurance agent instead of using the seller's insurance costs during deal analysis Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities What common expenses might you see when analyzing multi-family properties Dealing with maintenance and capital expenses during multi-family deal analysis A word on liquidity challenges with multi-family Multi-family pros and cons Plus much more... Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Denver real estate investor podcast? Book a free consultation to discuss.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews James Lam about the evolving role of the CRO since the pandemic, vital competencies for today's CROs, risk appetite frameworks, and a case study of E*Trade and how they succeeded with a strong risk appetite framework. They continue the discussion with an examination of James's upcoming six-module virtual course, the RIMS-CRO Certificate in Advanced Enterprise Risk Management. James concludes with his vision of the future of ERM using AI as an enabling tool. Listen to learn more about successful strategies CROs can apply to their ERM programs.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is one of the great thought leaders in risk management, James Lam. He returns to RIMScast today to talk about ERM and a new bi-weekly virtual course he'll be teaching for RIMS that begins in July. [:48] RIMS-CRMP Workshops! Register by July 1st for the next RIMS-CRMP Virtual Workshop, which will be co-led by Parima. That course will be held on July 8th and 9th. [1:04] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:23] RIMS Webinars! The next RIMS Webinar will be held on June 17th. It will be presented by Origami Risk. It's titled “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. Register today through RIMS.org/Webinars [1:43] RIMS Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [2:00] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [2:12] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:35] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:43] On with the show! Our guest today is a risk management trailblazer who is widely considered the world's first Chief Risk Officer. I'm talking about James Lam. [2:54] Starting on July 16th, James will host a six-module course for RIMS, The RIMS-CRO Certificate in Advanced Enterprise Risk Management. It's a bi-weekly course that will run through Wednesday, September 24th. Registration closes on July 9th. [3:14] James is here to discuss and share his ERM philosophies, how the practice has changed in the past five years since he was last on the show, and to give us a preview of what the upcoming course will be like and how it could boost your risk career. [3:31] Interview! James Lam, welcome back to RIMScast! [3:37] James was a guest on RIMScast in the Fall of 2020. We've gone through a lot in the last five years! We've lived through a pandemic, and companies realized the importance of operational resilience and strategic risk management. [4:14] James says today we are facing unprecedented geopolitical risk. We are also facing AI risks and opportunities. Some Chief Risk Officers have stayed relevant and elevated their careers and skills, while others have failed in their organization's ERM programs. [5:01] James tells what may cause a CRO to fail. Applying a “check the box” approach or a compliance approach, without staying relevant with the evolving risk landscape. [5:29] Speaking of successful CROs, James said one CRO he worked with went from being a treasurer reporting to the CFO, to becoming the CRO, then the CFO, and eventually the CEO, all within eight years. [5:58] He and other successful CROs had learned how to add strategic value and be relevant to key decision-makers at the board level and the executive level. [6:15] A key competence is applying risk analytics to quantify and minimize unexpected earnings, helping companies maintain sustainable, predictable profitability. [6:40] Then, evolving that to understanding capital management to optimize capital allocation, dividend policies, and risk transfer strategies, ultimately, applying the same risk analytics to support corporate and business decisions. [7:05] Being able to add strategic value is the most important competence for a Chief Risk Officer today. [7:26] Management and corporate directors are concerned about the unexpected. As CROs, how do we connect our work with things that are the most meaningful to the decision-makers and key internal stakeholders? All boards, CEOs, and CFOs are concerned about earnings. [7:53] Unexpected earnings variance and guidance are things that they are concerned about. CROs can help them with predictable profitability, long-term capital management, and value creation. [8:10] How does a CRO support the leaders' decision-making at the corporate level, where there's M&A or new products, and at the business level, in terms of risk-based pricing and risk transfer decisions? [8:43] James thinks the risk appetite framework is one of the most important processes and capabilities for advanced enterprise risk management. [9:01] Frameworks that don't do well tend to be mostly or entirely qualitative. They tend to be static, maybe updated once a year, with very little change. [9:15] The frameworks that are more strategic and add more value to companies tend to be a combination of quantitative and qualitative. [9:42] Successful risk appetite frameworks also consider risk capacity in terms of capital resources, earnings, and liquidity, relative to our risk management capability and track record. [10:01] Successful risk appetite frameworks look at opportunities. What is the opportunity for profitability, growth, and innovation, relative to risk? If the opportunity is high, then we should be willing to take on more risk. [10:19] Successful risk appetite frameworks tend to be more dynamic in a way that allows the company to reduce risk when it is appropriate but also to take more risk when it is appropriate. [10:31] James says a good risk appetite framework would guide organizations to take more risk, on a selective basis. [10:57] James uses E*Trade as a case study. James was on the board of E*Trade and chaired its risk committee. This case study is in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. [11:28] James will invite E*Trade's CRO, the head of ERM, and one of the regulators, to provide first-hand experiences and lessons learned. [11:41] James gives examples of how ERM improved E*Trade's business outcomes and profitability. Based on a robust risk appetite framework, E*Trade thought it needed to take more risk in new product innovation and shorten the time to market dramatically. [12:21] Because of that, E*Trade was the first company to offer retail investors the capability to trade stocks and mutual funds on their Apple Watch. It was a very important business opportunity as the Apple Watch was hugely popular. [12:49] This tied into E*Trade's founding as the first internet company to allow retail investors to trade on the internet. It was a proud moment for E*Trade. It shows how a robust ERM program and risk appetite framework can support innovation and business growth. [13:16] In the eight years James was on E*Trade's board until it was sold, its stock went from $8 to $59 a share. It went from B to BBB, from losing money to making money, and from a weak capital position to buying back over $1 billion in stock and offering its first-ever dividend. [13:52] In addition to the E*Trade case study, the course will look into other case studies, good and bad. We will learn from organizations that didn't manage risks effectively and what we could learn from them to prevent that for our organizations. [14:13] We will learn from best-practice companies in the energy and healthcare space. [14:30] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open here. [14:43] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [14:59] Any chapter member can attend. Links are in this episode's show notes. [15:14] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [15:21 Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration opened today. Visit RIMSCanadaConference.CA and lock in favorable rates. We look forward to seeing you there! [15:42] Let's Return to My Interview with James Lam!  [16:00] Starting on July 16th, there will be a new course that James is leading. It's the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. If you're listening to this on the week of publication, you've got about a month to register. Registration closes on July 9th. [16:22] James is one of our favorite collaborators! [16:27] James tells what led to the launch of this program. He's very excited to be partnering with RIMS! His motivation for doing this program is that he has worked in risk management for over 40 years. He has been a management consultant working with over 100 companies. [17:10] James has been an eight-time board member, chairing the risk committee, chairing the audit committee, and overseeing risk management, not day-to-day but from a board perspective. [17:22] What James wants to do in this program is to share the lessons he has learned and some of the best practices in a very practical way. He also wants to invite other risk experts to share from their different domains. James has had this idea for over three years. [17:56] He met with the RIMS board members and the Professional Development Team to talk about this. They got an agreement in place, and within a few weeks, they got the outline and the website up. James tells of the team that helped him put it together in bi-weekly meetings. [18:31] The program came together within weeks. The early registrations are above expectations. The market reception has been strong. James says this course will provide an amazing learning experience for the participants. [18:54] It's a six-module, bi-weekly course with four-hour live virtual sessions, from 10 a.m. to 2 p.m. Eastern Time, starting July 16th and running through September 24th. There will also be self-study with James's book, other articles, and research papers. [19:24] We've got the link in this episode's show notes. A brief description of each of the six modules is on the website. Module 4 is The Role of the Chief Risk Officer and Risk Appetite Statement. That's the James Lam wheelhouse! [19:44] The CRO, the risk appetite statement, and ERM will be critical topics. Other important topics are the role of the board, how risk professionals should not only serve the board but also leverage the board, and strategic decision-making. [20:13] Before the pandemic, teaching virtually was not James's favorite method. He enjoys interacting with participants. Since the pandemic, we've all learned how to learn and to teach in a virtual environment. James says we can make it dynamic and interactive, with a lot of sharing.  [22:53] James thinks they will get into individualized problem-solving. Participants can highlight challenges or opportunities they're facing. Collectively, the group will help with individualized problem-solving. [21:12] James will bring in guest speakers. He has a strong network of excellent board directors and experts with backgrounds in AI, cybersecurity, and ERM. These include former or current CROs with stories to share. He believes all that will make the program relevant and dynamic. [21:45] Plug Time! Let me tell you about the Spencer Educational Foundation. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [22:05] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [22:27] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. Be sure to check out Spencer's Monthly Virtual Campus.  [22:41] On Thursday, June 12th, we will have Reinsurance 101, hosted by Lee Vuu, Founder and President of the MRIA. A link is in this episode's show notes. Register today! [22:53] Let's Conclude Our Interview with James Lam! [23:22] James says the future is bright. AI and risk analytics are going to change our careers and our lives. In the next five years, we're going to see some interesting dynamics with AI and we're going to have some unintended consequences. There will be risks and opportunities. [23:54] For risk professionals, being able to help our organizations and address the risks, whether it's privacy, model risks such as hallucination, or data governance, all those are going to be in our wheelhouse, and we could add a lot of value.  [24:11] James thinks AI could create opportunities to enhance enterprise risk management by tapping into structured and unstructured data and help us minimize unexpected earnings variance, optimize capital structure, and support corporate and business-level decisions. [24:47] A basic question that any AI model asks is, “What would an expert do?” What would an expert driver do in terms of an autonomous car? What would an expert doctor do in this specific situation? In risk management, the senior risk professionals and CROs are the experts. [25:12] James says the CROs have an opportunity to design the training data that would train these AI agents. They would have an impact on training these AI agents directly in terms of being part of the feedback loop. [25:32] James is very excited about where ERM is going to be in the next three to five years. AI will become a very important tool. He doesn't think it will replace risk practitioners. [25:49] The expertise, judgment, governance, and perspective that risk practitioners bring to the table will be valuable. AI will be a huge enabler. [26:11] Looking forward 10 years, James asks, using AI, how do we help with scenario planning and scenario analysis? Regarding many of the emerging and disruptive risks that we face today, we don't have a lot of data or models, so scenario analysis is going to be a critical tool. [26:48] The ultimate level of enterprise risk management would be to create a digital twin of our organization's overall risk profile, including our strategic, financial, operational, compliance, and reputational risks, and run scenarios to stress-test that system with AI. That's not far off. [27:25] James, it has been such a pleasure to reconnect with you. I have a great feeling about the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. Remember, everyone, you have until July 9th, 2025, to register. Virtual seats are filling up! Check out the link! [27:43] I have a good feeling that we're going to be hearing more and seeing more from James in 2025 and beyond, here at RIMS. James, we value you very much. That's why you're here! [28:11] Special thanks again to James Lam. Register now for the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. It is a bi-weekly course that starts on July 16th. Virtual seats are filling up fast, so register by July 7th. The link is in this episode's show notes. [28:32] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [29:00] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [29:18] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [29:35] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [29:52] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [30:06] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [30:14] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 Spencer Virtual Campus — Next Course on June 12 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] James Lam & Associates RIMS Webinars: RIMS.org/Webinars “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — July 8‒9, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “AI Risks and Compliance with Chris Maguire” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “ERM, Retail, and Risk with Jeff Strege” “Collateral Benefits Of Pre-Mortem Analysis” “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: James Lam, Founder, James Lam & Associates   Production and engineering provided by Podfly.  

Today we are talking about Automated Testing Kit demo Recipe, Why Automated Testing is important, and How this recipe helps with guest André Angelantoni. We'll also cover Taxonomy Views Integrator as our module of the week. For show notes visit: https://www.talkingDrupal.com/506 Topics What is Automated Testing Kit Features and benefits of Automated Testing Kit Cypress vs Playwright Where should these run Automated Testing Kit recipe Demo configuration Installing and setting up the Kit Using this on an existing site Managing tests and repositories Building and using recipes Debugging and troubleshooting tests Roadmap Resources Automated Testing Kit Demo Recipe Automated Testing Kit Documentation https://performantlabs.com/automated-testing-kit/automated-testing-kit https://performantlabs.com/testor/introduction Thread on nightwatch replacement Testor Automated Testing Kit Intro Video Automated Testing Kit Philosophy Recipes list Testery Testiny Code generators Drupal forge Guests André Angelantoni - drupal.org/project/automated_testing_kit aangel Hosts Nic Laflin - nLighteneddevelopment.com nicxvan John Picozzi - epam.com johnpicozzi Norah Medlin - tekNorah MOTW Correspondent Martin Anderson-Clutz - mandclu.com mandclu Brief description: Have you ever wanted to customize the taxonomy display view for a specific vocabulary, or even a specific taxonomy term? There's a module for that. Module name/project name: Taxonomy Views Integrator Brief history How old: created in Sep 2009 by Derek Webb (derekwebb1) though the most recent release was made by Kevin Quillen, who was a guest on the podcast in episodes 406 and 500 Versions available: 2.0.0 which works with Drupal 8, 9, 10, and 11 Maintainership Actively maintained Security coverage Test coverage Documentation Number of open issues: 13 open issues, 4 of which are bugs against the 2.0.x branch Usage stats: 24,130 sites Module features and usage After enabling this module, when you edit a vocabulary or a taxonomy term, users with the necessary permissions will see an option to specify a view to show tagged content, and you can also choose which display to use You can create a new view from scratch, or clone the taxonomy/term/* view provided by core, or a view defined in code. Obvious it's critical for the view to have a contextual filter for a taxonomy term Using this module could allow you to customize the presentation on a view page, for example to make the exposed filters more relevant, or even to split out the content, for example if you wanted to list only news in the main display, and have events and blog posts listed separately in attachments I found this module really helpful during some recent work on the Drupal Event Platform, so I thought I would share it with our listeners

Die effektivsten energetischen SOS Tools bei Panikattacken und Fressanfällen Dieser Workshop ist für dich,... ...falls du dich sehr schwer emotional regulieren kannst und dich in Anfällen verlierst. ...falls du mit der Energie von Spannung und Angst nicht umgehen kannst. ...falls du immer wieder Fressanfälle hast und dich das in deiner Entwicklung zurückwirft. ...falls Panik und extreme Zustände der Angst deine ständigen Begleiter sind. (Bitte beachte, dass keine energetische Arbeit Ersatz für Therapie sein, aber ergänzend eingesetzt werden kann)   Der bahnbrechende Skywalker Online Kurs mit Bahar Yilmaz & Jeffrey Kastenmüller ist jetzt zum Frühbucher-Preis (100,- euro günstiger nur bis zum 13.06.) unter https://www.skywalkertraining.com offen. Skywalker - Deine Seele will Grosses vollbringen. In diesem Online Kurs verwandelst du dieses Wissen in Wirklichkeit. Hier erwartet dich deine Toolbox für deinen Shift von der alten Erde zur neuen Erde mit einer hohen neuen Schwingung! Was erwartet dich im Skywalker Training? ⭐ Wir helfen dir, deiner Seelenaufgabe zu begegnen, deine Erfolgsangst zu heilen, den Widerstand gegenüber deinem Körper zu verlieren und übermässige Aufopferung für andere zu beenden und noch so vieles mehr. Woche für Woche erlangst du deine wahre Grösse und deine Kraft zurück. ⭐ 8 Module aus Video-Lektionen, Sessions und Meditationen, die aufgrund ihrer zeitlichen Länge (ca. 15 bis 20 Minuten jeweils) extrem gut in den Alltag einzubauen sind und dir helfen werden, dich selbst an allererste Stelle zu setzen und deiner persönliche Entwicklung Vorrang zu geben. Das ist dein Weg in deine Selbstliebe. Du kannst den gesamten Kurs in deinem Tempo durchlaufen. ⭐ Wir teilen mit dir kleine und extrem wirkungsvolle Alltags-Hacks und Techniken, die dir vor allem bei diesen Themen helfen werden: Vergangenes endgültig abschliessen, um einen Neustart zu machen - Wieder festen Fuss fassen im Leben - Stärker und ausgeglichener werden und vor allem auch bleiben - deinen Shift vom People-Pleaser zum Skywalker vollziehen - Wie du deinen Alltag kreativ und individuell gestaltest jenseits vom Mainstream - Wie du in die Umsetzung deiner Projekte kommst, ohne auszubrennen und noch so vieles mehr… ⭐ Konkrete Anleitung mit diversen Skywalker Gewohnheiten, die dir helfen, destruktive Muster hinter dir zu lassen und beispielsweise Lebensmittel-Abhängigkeiten zu beenden. ⭐ Aussergewöhnliche und sehr intensive Meditationen/Sessions und Heilprozesse, die einen inneren Sturm bis in deine Zellen hinein auslösen werden. ⭐ Ein Programm, das dir helfen wird, wieder die Lust am Leben und auch an deiner sexuellen und Manifestationsenergie zu entdecken. Wir tauchen mit dir gemeinsam über 8 Module von jeweils 7 Tagen in die wundervolle Welt voller Möglichkeiten. Jetzt zum Frühbucher-Preis (100,- euro günstiger nur bis zum 13.06.) unter https://www.skywalkertraining.com anmelden. Wir freuen uns auf dich, Bahar & Jeffrey

All listener thoughts, feelings and especially musings are encouraged by The Great Leader, but this week, one listener took it further... Too far, some would argue. Ray Boyle tells an epic tale that must be heard to be believed. Plus, a poorly laptop, grey hair and the tables turn in "Got, Got, Need"...Please send your listener comments to Danny@radiox.co.ukThis week's podcast is dedicated to Ray Boyle.Thank you.

Discover how Mental Health Cooperative (MHC) in Nashville transformed their behavioral health care delivery with the eClinicalWorks 24-hour care module. In this episode, we welcome Megan Isham, Senior Clinical Systems Manager at MHC, who shares their transformative journey and the impact of this tool on their operations. With the growing recognition of behavioral and mental health, it's crucial to understand that delivering mental healthcare involves a broad spectrum of services. From outpatient therapy and counselling to crisis management, detox, and residential programs, each service comes with unique requirements. This podcast dives into how MHC has leveraged these capabilities to enhance their service delivery and improve health outcomes. Megan details how the Behavioral Health (BH) module has streamlined workflows, integrated care episodes, and customized protocols to meet the specific needs of their diverse patient population. She explains how the system's web-based nature allows their field staff to access vital tools in real time, significantly increasing efficiency and care quality. Key highlights include the seamless integration with Pyxis™ for medication management, customizable Progress Notes, and specialized order sets that cater to both inpatient and outpatient needs. Megan also discusses the innovative approaches to patient safety and the efficient management of complex cases through electronic safety plans and real-time census tracking. This episode is packed with valuable insights into how MHC's adoption of the BH module has been a game changer, delivering comprehensive services that truly made a difference.

Learn the secrets of creative financing and real estate entrepreneurship in Fort Collins. This DOUBLE LENGTH class is Module 38 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What is creative financing and how to use it as a real estate investor The 6 types of creative financing Why you should only do deals that are win-win for all involved The benefits and downsides of creative financing as an investor Using jargon versus general discussions… especially with sellers The importance of realizing that you're not your sellers Why would a seller do creative financing… and why might they not do it The key characteristics of each type of owner financing, the benefits to the seller for doing that type, the qualifications for doing it and what the returns typically look like for each The dangers of specific types of owner financing and why/when you might consider doing a different strategy instead Dealing with seller's equity Which loans should you assume and which should you consider passing on The differences between rent-to-own, lease-to-own, lease-option and lease-purchases and how attorneys can mix them How much money is required for each type of creative financing What happens to if you don't buy An advanced strategy that can add an extra $13,500 or more to your bottom line on some deals With creative financing as an acquisition strategy, the options can you utilize on the back end How active/passive are creative financing strategies and what is the typical holding period What are the most common exits from creative financing deals and what financing do your buyers typically use Is creative financial and real estate entrepreneurship more of a real estate investor activity or a real estate entrepreneurial activity What money is required to do creative financing… the most common requirements and less common options What credit is required and for which creative financing strategy What skills are required to do creative financing Are creative financing strategies active or passively stable How scalable is utilizing creative financing and what are its limitations and strengths How risky is creative financing… including a list of its risks How do you find creative financing deals including a discussion of lazy and poor marketing methods What are the best (and worst) market conditions for creative financing How easily available/accessible are creative financing deals and where do you find them Can you invest using creative financing strategies with your retirement accounts A detailed discussion of the most common Frequently Asked Questions (FAQs) and Should Be Ask Questions (SAQs) about creative financing How to think about collecting fees from your tenant-buyers Plus much more... Check out the video and additional resources related to Secrets of Creative Financing. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Fort Collins real estate investor podcast? Book a free consultation to discuss.

#441 If you don't know where you're going, how will you ever get there? In this powerful lesson from Module 3 of the Build My Money Machine program, Choose Your Own 7-Figure Adventure, host Justin Williams explores the importance of personal clarity and how it directly fuels your path to entrepreneurial success. Using lessons from Alice in Wonderland, brain science, and Maslow's Hierarchy of Needs, you'll learn why most people are lost — and how to rise above the noise by defining your ideal life. From e-foils to business models, this episode is packed with stories, mindset shifts, and a practical visioning exercise to help you design your dream life and figure out what it will take to fund it. Let's get clear, get focused, and get ready to build! What Justin discusses on today's episode: + Why most people lack direction + Power of personal clarity + Lessons from Alice in Wonderland + How the brain filters information + The Bader-Meinhof phenomenon explained + Maslow's Hierarchy and goal setting + Creating your ideal life vision + Aligning business with personality + Estimating the cost of your dream life + Designing a business like a game Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Did you love this episode? Listen to ⁠Module 2⁠⁠⁠⁠⁠ next! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

#437 What if the biggest thing holding you back in business isn't strategy — but your own brain? In this lesson from Module 2 of the Build My Money Machine program, Developing Your Millionaire Mind, host Tara Williams explores the mental and emotional habits that separate thriving entrepreneurs from those stuck in fear and self-sabotage. You'll learn how your brain — particularly your amygdala and limbic system — reacts to perceived threats, how trauma and unresolved emotions can hijack your decisions, and what it takes to shift out of survival mode and into a mindset of creativity, calm, and courage. From understanding the “lizard brain” to embracing vulnerability, expression, and emotional regulation, this episode offers a powerful toolkit for developing the mental resilience necessary to succeed in both business and life! What Tara discusses on today's episode: + How fear hijacks your brain + Understanding the amygdala's role + The “lizard brain” in business + Why awareness is half the battle + Releasing trauma through expression + Not every thought is yours + Signs you're operating in survival mode + Tools for emotional regulation + Moving from fear to courage + Developing a resilient, millionaire mindset Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Did you love this episode? Listen to Module 1⁠⁠ next! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 353 // Over the last several years, Em has had countless conversations with the leaders in our global community. One of the trends she's recognised lately is the breaking point that many leaders reach as they get promoted to more senior roles.Many natural leaders have the ability to wing it… at least for a while. But eventually, they realise that it takes more than good instincts to lead confidently.In this Q&A episode, we explore some of the most compelling questions from these conversations:What does it take to be successful, as your leadership role becomes broader and more demanding? And what happens when you suddenly find yourself too far removed from the technical work to rely upon your own individual brilliance?————————What's next?If you're reading this and thinking, “I've hit my ceiling” - you haven't. You've just reached the point where instinct and effort aren't enough. That's exactly where structured leadership development pays off.Our June cohort of Leadership Beyond the Theory opens this month. We kick off Module 1 on June 16.Inside the program:You'll get the full No Bullsh!t Leadership frameworkYou'll have direct access to me through weekly Q&A sessionsYou'll build the skills to lead with confidence, credibility, and clarity

Today we are talking about the Custom Field Module, what it does, and why you might want to use it with guest Andy Marquis. We'll also cover Facet Bot Blocker as our module of the week. For show notes visit: https://www.talkingDrupal.com/505 Topics Meet the Guest: Andy Marquee Module of the Week: Facet Bot Blocker Exploring the Custom Field Module Benefits and Use Cases of Custom Field Module Custom Field Module vs. Other Solutions Advanced Features and Integrations Reflecting on Past Projects and Key Value Use Cases and Flexibility of Custom Fields Advanced Features and Integrations Challenges and Limitations Future Roadmap and Improvements Resources Custom Field Module Guests Andy Marquis - drupal.org/project/custom_field apmsooner Hosts Nic Laflin - nLighteneddevelopment.com nicxvan John Picozzi - epam.com johnpicozzi Norah Medlin - tekNorah MOTW Correspondent Martin Anderson-Clutz - mandclu.com mandclu Brief description: Have you been looking for an inexpensive way to mitigate an upsurge of bot traffic on your Drupal site's faceted search pages? There's a module for that Module name/project name: Facet Bot Blocker Brief history How old: created in Mar 2025, so about two months ago, by John Brandenburg (bburg) of Forum One Versions available: 1.0.2 which support Drupal 10 and 11 Maintainership Actively maintained Security coverage Number of open issues: 4 open issues, one of which is a bug, but it did have a fix merged 4 days ago Usage stats: 106 sites Module features and usage A number of sites are seeing a huge upswing in bot traffic, and quite often a big part of that bot traffic is on one or more pages with faceted search Crawlers try to request every permutation of every possible combination of facets. If your page has multiple facets, and in particular facets that accept multiple values, the number of permutations becomes huge Facet Bot Blocker works by allowing you to set a maximum number of facet requests to allow, what error to return, and a custom HTML message to return to blocked user agents If you have Memcache or Redis available, it's recommended to use the appropriate module, and Facet Bot Blocker will automatically store its settings there for reduced database reads The project page is also clear that if you are able to use a true Web Application Firewall (like Cloudflare or Akamai), that would be a better strategy. But if you don't have one available, Facet Bot Blocker can help to mitigate the surges in bot traffic that are causing problems for many Drupal sites, particularly those hosted on platforms that charge based on usage

It is no accident that The Important Broadcast goes a bit left field sometimes. It's entirely by design. Please see this episode as an example of this. Hydrating dogs by hand, giant rollerball pens and a chicken sandwich for dinner. Go.Please send your listener comments to Danny@radiox.co.ukThis week's podcast is dedicated to Lawrence & Alistair Minton.Thank you.

#431 Are you learning the right way? In Module 1: Lesson 3 of the Build My Money Machine program, host Justin Williams pulls back the curtain on the origins of our modern education system — and how it was never designed to produce entrepreneurs! From Prussian classrooms to Rockefeller's vision for obedient workers, Justin traces how we've been trained to follow rules instead of chase dreams. More importantly, he shows how breaking free from this conditioning and learning through action is the key to building real wealth today. If you're tired of waiting for permission to pursue your goals, this is your wake-up call! (Check out ⁠⁠⁠⁠⁠Lesson 1⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠Lesson 2⁠⁠⁠⁠⁠!) What Justin discusses on today's episode: + Origins of the Prussian school system + Why formal education trains workers + Rockefeller's role in shaping U.S. schooling + The cost vs. value of college + Learning by doing vs. passive learning + Reframing business as a fun game + Breaking generational conditioning + Why most people aren't taught to build wealth + Embracing failure as essential learning + Taking ownership of your own success Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Did you love this series? Listen to the ⁠10 Secrets of the Millionaire Mind⁠ next! Ready to create a 7-figure business of your own? Go to ⁠⁠BuildMyMoneyMachine.com⁠⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

This is the module that was the impetus for the very existence of this podcast. We'll learn about the different classes of mail. They fall broadly into two categories: preferential and non-preferential. Today we learn the difference between the two, and what that means to us as carriers.

Learn the secrets of 1031 tax deferred exchanges in Fort Collins. This class is Module 37 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What is a 1031 tax-deferred exchange? What are the key aspects of a 1031? The 4 types of 1031 tax-deferred exchanges and when we use each Defining like-kind and understanding what you can sell and buy with exchanges Specific exclusions with 1031 exchanges Refinancing before or after you do a 1031 exchange to pull cash out Why you can't touch any of the money during the exchange Who can't be your intermediary The strict time limits on 1031 exchanges The 3 rules for identifying replacement properties in 1031 exchanges 3 examples: without a tax-deferred exchange, with a 1031 and a 1031 with boot The danger to real estate investors of using a Qualified Intermediary (QI) Considerations when selecting a QI Questions to ask your prospective QI 3 sample contract provisions for required for completing a 1031 exchange Post-exchange documentation Adjusting basis when selling some of the properties you've 1031 exchanged into Avoiding boot when dealing with closing costs Typical costs for 1031 tax-deferred exchanges Asset protection and title solutions with 1031 exchanges How to 1031 out of a partnership when partnerships are not considered acceptable like-kind property How to utilize 1031 proceeds to partner with others when partnerships are not acceptable like-kind property Owner-occupying after completing a 1031 exchange to take advantage of the home sale exclusion The complicated process of 1031 exchanges into REITs How to invest in real estate and never pay capital gains or depreciation recapture taxes Can you 1031 exchange and pay off mortgages on other properties with the proceeds? Plus much more... Check out the video and additional resources related to Secrets of 1031 Exchanges. Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Fort Collins real estate investor podcast? Book a free consultation to discuss.

#429 Is it wrong to want to be rich? In Module 1: Lesson 2 of the Build My Money Machine program, host Justin Williams challenges the cultural beliefs that hold many people back from building true wealth. From childhood conditioning to societal messaging, this episode dives deep into the mindset shifts required to not just want wealth, but to believe you should have it. Justin shares personal stories, surprising insights, and a powerful reminder of the vital role entrepreneurs play in creating a better world. If you've ever struggled with guilt, doubt, or confusion around money, this is your wake-up call. Stay tuned — Lesson 3 drops Friday and will unpack the right way to learn and take action! (Check out ⁠⁠⁠⁠Lesson 1⁠⁠⁠⁠ and ⁠⁠⁠⁠Lesson 3⁠⁠⁠⁠!) What Justin discusses on today's episode: + Why most people don't build wealth + Cultural bias against rich people + Money as a neutral resource + Entrepreneurs improve the world + Freedom through business ownership + Job security vs. self-reliance + The hero's journey of entrepreneurship + Wealth enables purpose and generosity + Sacrificing comfort for long-term gain + Belief that you should be wealthy Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Ready to create a 7-figure business of your own? Go to ⁠BuildMyMoneyMachine.com⁠ to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

#427 Ready to launch your business? In this powerful kickoff, host Justin Williams bring you Module 1: Lesson 1 of Millionaire University's Build My Money Machine program! In this episode, we unpack one of the most important mindsets in entrepreneurship: the belief that anyone can and should start a business and build wealth. You'll hear why this core principle is often the difference between those who succeed and those who stall out — plus a few wild stories from the road, including an unforgettable encounter with a group we call the “yeah-butters.” We also draw parallels to history-making moments, like the moon landing, to show how strong conviction can turn the impossible into the inevitable. This is just the beginning — Lesson 2 drops Thursday, where we'll dive into the deeper “why” behind your entrepreneurial journey! (Check out ⁠⁠⁠Lesson 2⁠⁠⁠ and ⁠⁠⁠Lesson 3⁠⁠⁠!) What Justin discusses on today's episode: + Belief that anyone can build wealth + Dangers of the “yeah-but” mindset + Conviction vs. excuses in entrepreneurship + Why mindset shapes success + The moon landing as a business analogy + Importance of taking action + Common false beliefs holding people back + Propulsion vs. drag in success + Individual paths to business success + Why conviction makes the impossible inevitable Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Ready to create a 7-figure business of your own? Go to BuildMyMoneyMachine.com to get started today! And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when the roles you built your life around suddenly disappear? In this raw and real episode, Todd Turner sits down with longtime friend and Texas real estate agent Denise Milliken to talk about life after divorce—from empty nesting to learning how to change toilets solo. Denise opens up about the quiet loneliness, the awkward holiday moments, and the hard work of building a life that feels like you. If you've ever wondered who you are without a partner, this episode will resonate.

A very special sneak peak behind the curtains of The Successful Chef™ Leadership Bootcamp, Cohort #1. This what we're here for! Check out when the next cohort begins at Chef Life Coaching.Lesson Topic: Energetic Presence & Real-Time RegulationLesson Plan:Segment 1 – What Energy Really MeansSegment 2 – Stress Isn't the Enemy (But It's Running the Show)Segment 3 – Steady State = Leadership PowerSegment 4 – Tools to Regulate in Real TimeSegment 5 – Your Crew Is Reading YouAction Item: Use the Shift Reset Practice Card once per shift to center your energy. Journal afterward about how it shifted your tone, posture, or clarity.Tool: Shift Reset Practice Card – Your go-to guide for grounding during moments of pressure.Group Session Prompt: What energy did you bring into the kitchen this week—and how did it impact the room?Summary: Presence isn't passive. It's a daily discipline. The chef who learns to reset, regulate, and ground their nervous system builds trust without ever having to raise their voice.Additional Resources:You Are the Placebo – Dr. Joe DispenzaHeartMath Institute – Research on heart-brain coherencePower vs Force – David Hawkins (optional)Copyright 2025 by Chef Life Media LLC.

In this episode of the Advanced Refrigeration Podcast, hosts Brett Wetzel and Kevin Compass share their frustrating experiences with frequent flight delays and cancellations. They humorously discuss how their coworkers avoid traveling with them, fearing bad luck with flights. The conversation then shifts to technical discussions about recent work, including teaching classes and performing refrigeration system retrofits. They delve into detailed descriptions of retrofitting compressors with Bitzer's CRMC module, discussing challenges, wiring setups, and the benefits of improved system performance. The hosts also share personal anecdotes and troubleshooting tips, making the technical jargon engaging and accessible.

In this episode of the Advanced Refrigeration Podcast, hosts Brett Wetzel and Kevin Compass share their frustrating experiences with frequent flight delays and cancellations. They humorously discuss how their coworkers avoid traveling with them, fearing bad luck with flights. The conversation then shifts to technical discussions about recent work, including teaching classes and performing refrigeration system retrofits. They delve into detailed descriptions of retrofitting compressors with Bitzer's CRMC module, discussing challenges, wiring setups, and the benefits of improved system performance. The hosts also share personal anecdotes and troubleshooting tips, making the technical jargon engaging and accessible.

In this episode of Talking Drupal, we dive into the intricacies of the Drupal marketplace initiative with our guest, Tiffany Farriss, CEO and co-owner of Palantir.net and long-time board member of the Drupal Association. We explore the goals and challenges of creating a trusted Drupal marketplace, discuss how site templates can lower the barrier to entry for new users, and examine the importance of maintaining community trust and the sustainability of Drupal. This episode also includes a spotlight on the Views CSV Source module and an in-depth discussion on community feedback, the potential value and business models for site templates, and the steps needed to make a go/no-go decision on the marketplace by the upcoming Vienna event. For show notes visit: https://www.talkingDrupal.com/504 Topics Meet Our Guest: Tiffany Farriss Module of the Week: Views CSV Source Deep Dive into Views CSV Source Introduction to the Drupal Marketplace Goals and Challenges of the Marketplace Working Group Community Feedback and Sustainability Monetization and Fairness in the Marketplace Risk Mitigation and Future Plans Exploring the Impact of Releases and Usage Challenges and Successes of the Drupal Marketplace Defining the MVP for the Drupal Marketplace Addressing Community Concerns and Governance Engaging the Community and Next Steps Final Thoughts and Contact Information Resources Marketplace initiative Guests Tiffany Farriss - palantir.net farriss Hosts Nic Laflin - nLighteneddevelopment.com nicxvan John Picozzi - epam.com johnpicozzi Norah Medlin - tekNorah MOTW Correspondent Martin Anderson-Clutz - mandclu.com mandclu Brief description: Have you ever wanted to present data within your Drupal website that comes from a CSV flat file, without having to import that data to your Drupal database? There's a module for that. Module name/project name: Views CSV Source Brief history How old: created in March 2024 by Daniel Cothran (andileco) of JSI, though I met Danieal at Midcamp earlier this week and he was emphatic that his colleague and co-maintainer Nia Kathoni (nikathone) deserves significant credit Versions available: 1.0.11, which works with Drupal 8.8, 9, 10, and 11 Maintainership Actively maintained, latest release was last month Security coverage Test coverage Documentation - a robust README Number of open issues: 4 open issues, none of which are bugs Usage stats: 56 sites Module features and usage With Views CSV Source installed, you can create a view that uses a CSV as a source instead of the Drupal site's data. You can point to a file within your site's filesystem, or it can be a remotely hosted CSV. If the file requires authentication for access, it is also possible to include encoded credentials in a header. Now you can use CSV Fields to specify the columns you want to pull into the view, and you can use the “group by” to specify datasets to represent, for example to plot as lines in a chart You can also create filters, either a CSV Field that acts a standard text filter, or a CSV Field Options filter that creates a dropdown of all the unique values in a specified column Your assembled data can be shown in tables or charts, and can also be manipulated using standard view configuration, or using contributed modules like Views Simple Math Field The module also comes with sort and a contextual filter plugins It was impressed by a demo of Views CSV Source in a lightning talk at Midcamp yesterday, so I thought it would be fun to talk about today

What you're looking at is the very first "quad-ded" Important Broadcast Podcast. What does that mean? You'll obviously need to listen to find out. There's news (though nothing particularly informative) from the stag-do Steve went on, there's toast and it's many forms and there's your Great Leader, beset by a malady.Please send your listener comments to Danny@radiox.co.ukThis week's podcast is dedicated to Seddington Bear, Neil Duncan, Matt, Abi & Charlotte. Thank you.

► Alle Infos zum Life Trust Campus: https://www.homodea.com/life-trust-guide► Willkommen zu einer ganz besonderen Episode des HUMAN FUTURE MOVEMENT Podcasts.In dieser Folge teile ich mit dir – in aller Klarheit und Ehrlichkeit – warum Andrea und ich unsere Angebote auf dem Life Trust Campus neu gedacht und radikal angepasst haben. Denn wir leben in einer Zeit, die nicht weniger verlangt als einen echten, tiefen Wandel – in uns selbst und in der Art, wie wir wirken.► Diese Episode ist eine Einladung an dich:Wenn du als Coach, Therapeut:in, Führungskraft oder einfach als bewusster Mensch spürst, dass du einen echten Unterschied machen willst, dann ist das dein Call. Wir stehen an einem historischen Wendepunkt, an dem wir unsere Potenziale nicht nur entfalten, sondern auch in den Dienst der Menschheit stellen sollten.► In dieser Folge erfährst du…Welche konkreten Programme und Module wir auf dem Life Trust Campus anbieten.Warum es heute nicht mehr reicht, auf alte Ausbildungsformate zu setzen.Wie du dich als Mensch und Professional bewusst und effektiv weiterentwickeln kannst – mit Fokus auf KI, Resilienz, spirituelle Intelligenz, mindful Marketing, evolutionäre Führung und mehr.Warum wir auf echte Verbindung, systemisches Denken und bewusste Co-Creation setzen – statt auf alte Konzepte von Erfolg und Wachstum.Wenn du spürst, dass du gemeint bist, dann schau dir bitte unser neues Angebot an. Lass uns gemeinsam diesen evolutionären Ritt mit Bewusstheit und Freude reiten.In Verbundenheit,Veit► Alles zu Veit Lindau: https://go.veitlindau.com/bold-impact► Instagram: https://www.instagram.com/veit.lindau/► Facebook: https://www.facebook.com/veitlindau► Hier geht's zu homodea: http://go.homodea.com/hd191► Instagram: https://www.instagram.com/homodea/► Facebook: https://www.facebook.com/homodea► Schon abonniert? Hier geht's zum Podcast Alles Menschen: https://go.veitlindau.com/allesmenschenIT► Du kannst dir den Podcast überall auf Apple Podcasts, Spotify, meinem Blog, YouTube, SoundCloud und allen Podcastapps kostenlos anhören.► Wir freuen uns sehr, wenn dich die Folge inspiriert. Schreibe uns sehr gern unter podcast@veitlindau.com deine Wünsche für Gäst:innen.► Du möchtest etwas Gutes für die Welt beitragen? Die ichliebedich-Stiftung fördert weltweit integrale Projekte der Potenzialentfaltungund der Kultur des Mitgefühls, besonders für Kinder und Jugendliche.https://ichliebedich-stiftung.de/PayPal-SpendeIBAN: DE37 6625 0030 0030 0711 46BIC: SOLADES1BAD#LifeTrustCampus #TransformationJetzt #HumanFutureMovement #KIundBewusstsein #FührungNeuDenken

In today's episode, you will learn a series of vocabulary words that are connected to a specific topic. This lesson will help you improve your ability to speak English fluently about a specific topic. It will also help you feel more confident in your English abilities.5 Vocabulary WordsBlended Learning (noun): An educational approach that combines online digital media with traditional face-to-face classroom methods. Example Sentences: The university's blended learning model includes both online modules and in-person lectures to enhance student experience.Blended learning allows for flexible scheduling while maintaining the benefits of direct instructor interaction.She found that the blended learning format provided a good balance between self-paced study and live classroom engagement.User Interface (noun): The layout and design of the software platform that users interact with, including menus, buttons, and navigation tools.Example Sentences: A well-designed user interface can significantly improve the ease of use and overall experience of an online learning platform.The course platform's user interface was intuitive, making it easy for students to navigate through the materials.Developers continuously refine the user interface to ensure it meets the needs of both instructors and learners.Webinar (noun): A seminar or presentation conducted over the internet, allowing real-time interaction between the presenter and the participants.Example Sentences: The instructor scheduled a webinar to discuss the key concepts covered in the online module.Participating in a webinar provided the students with an opportunity to ask questions and receive immediate feedback.She attended several webinars to gain additional insights and clarify topics from her online course.Module (noun): A distinct unit or section of a course that focuses on a specific topic or skill, often part of a larger curriculum.Example Sentences: Each module of the online course includes video lectures, readings, and quizzes to ensure comprehensive learning.The course is divided into modules, allowing students to complete one section before moving on to the next.She found the interactive elements in each module helpful for reinforcing the material covered.Digital Literacy (noun): The ability to effectively and critically navigate, evaluate, and create information using a range of digital technologies.Example Sentences: Digital literacy is essential for students to fully engage with and benefit from online learning platforms.The course includes a module on digital literacy to help students use various online tools and resources effectively.Improving digital literacy skills can enhance one's ability to access and utilize online educational content.A Paragraph using the 5 vocabulary wordsOnline learning platforms have transformed the way people learn languages, offering flexibility and accessibility. These platforms often break down language learning into manageable modules. Interactive exercises, multimedia content, and even live webinars enhance the learning experience. Developing digital literacy is crucial for navigating these platforms effectively, as understanding user interfaces and online tools is essential. Many learners also benefit from blended learning, combining online resources with traditional classroom instruction to create a well-rounded language lea

Is a pub always a pub? Think about that for a bit before you even consider pressing play. Then, once you press play, allow The Great Leader to feed you the answer. Plus, Steve has a stag do to attend and he's made a silly mistake. Please send your listener comments to Danny@radiox.co.ukThis week's podcast is dedicated to Lea.Thank you.

Sponsor Links:Insta360 X5 Camera. To bag a free invisible selfie stick worth US$24.99 with your purchase, head to store.insta360.com and use the promo code "spacetime", available for the first 30 standard package purchases only.This episode of SpaceTime delves into the latest revelations in the cosmos, exploring groundbreaking theories about dark matter and the future of lunar exploration.New Insights into Dark MatterAstronomers have made a significant breakthrough in understanding dark matter, revealing a potential new type of less massive dark matter at the center of the Milky Way. This study, published in Physical Review Letters, suggests that huge clouds of positively charged hydrogen may be linked to this elusive substance. The findings challenge existing models of dark matter, proposing that lighter particles may be responsible for unexplained chemical reactions observed in the galactic center.Lunar Gateway Space Station Takes ShapeIn an exciting development for lunar exploration, the first habitation module for the Lunar Gateway Space Station has arrived in the United States. Known as the Habitation and Logistics Outpost (HALO), this module will serve as a command hub for future missions to the Moon and Mars. We discuss the integration of HALO with the Power and Propulsion Element and the implications for the Artemis program.Space Junk Threatens the ISSWe also cover the alarming increase in space debris, as NASA is forced to maneuver the International Space Station to avoid a potential collision with fragments of a Chinese rocket. This ongoing issue highlights the growing challenges of maintaining a safe orbital environment for astronauts aboard the ISS.www.spacetimewithstuartgary.com✍️ Episode ReferencesPhysical Review Lettershttps://journals.aps.org/prl/NASA Lunar Gatewayhttps://www.nasa.gov/gatewayBecome a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-space-astronomy--2458531/support.00:00 This is Space Time Series 28, Episode 58 for broadcast on 14 May 202500:54 New insights into dark matter in the Milky Way10:30 The Lunar Gateway Space Station's HALO module arrives17:15 Space junk threatens the International Space Station20:45 Science report: Insights into Earth's population growth and continental movement

Welcome to the first episode of Talking Drupal Cafe. Join Martin and Jake as they delve into an insightful conversation exploring the challenges and responsibilities associated with being a module maintainer. Discussing project types, the significance of sandbox modules, the impact of Drupal CMS, and the role of AI tools, they highlight issues around burnout, sustainability, and community support. Discover how the Drupal community can better support maintainers and the importance of continued contributions. This episode also touches on upcoming conferences and the significance of face-to-face interactions in the Drupal community. Martin Anderson-Clutz Martin is a highly respected figure in the Drupal community, known for his extensive contributions as a developer, speaker, and advocate for open-source innovation. Based in London, Ontario, Canada, Martin began his career as a graphic designer before transitioning into web development. His journey with Drupal started in late 2005 when he was seeking a robust multilingual CMS solution, leading him to embrace Drupal's capabilities. (mandclu.com) Martin holds the distinction of being the world's first Triple Drupal Grand Master, certified across Drupal 7, 8, and 9 as a Developer, Front-End Specialist, and Back-End Specialist. (TheDropTimes) He also possesses certifications in various Acquia products and is UX certified by the Nielsen Norman Group. (mandclu.com) Currently serving as a Senior Solutions Engineer at Acquia, Martin has been instrumental in advancing Drupal's ecosystem. He has developed and maintains several contributed modules, including Smart Date and Search Overrides, and has been actively involved in the Drupal Recipes initiative, particularly focusing on event management solutions. (mandclu.com) His current work on the Event Platform aims to streamline the creation and management of event-based websites within Drupal. (TheDropTimes) Beyond development, Martin is a prominent speaker and educator, having presented at numerous Drupal events such as DrupalCon Barcelona and EvolveDrupal. He is also a co-host of the "Talking Drupal" podcast, where he leads the "Module of the Week" segment, sharing insights on various Drupal modules. (mandclu.com) Martin's dedication to the Drupal community is evident through his continuous efforts to mentor, innovate, and promote best practices within the open-source landscape.(TheDropTimes) Jacob Rockowitz Jacob is a prominent figure in the Drupal community, best known for developing and maintaining the Webform module—one of the most widely used and feature-rich form-building tools in the Drupal ecosystem. His work has significantly enhanced Drupal's capabilities in form creation, data collection, and user interaction. Rockowitz began his Drupal journey while working as a consultant for Memorial Sloan Kettering Cancer Center (MSK), where he spent over 18 years. Facing the need for robust form functionality during MSK's early adoption of Drupal 8, he created YAML Form, which later evolved into the Webform module for Drupal 8 . This module has since become integral to many Drupal sites, offering extensive features for form management.(design4drupal.org) Beyond Webform, Jacob has contributed to other projects like the Schema.org Blueprints module, aiming to improve structured content modeling in Drupal. He is also an advocate for open-source sustainability, often discussing the importance of community involvement and the challenges of maintaining large-scale open-source projects .(talkingdrupal.com, jrockowitz.com) As an active member of the Drupal community, Rockowitz frequently speaks at events such as DrupalCon and New England Drupal Camp, sharing his insights on module development and community engagement . He maintains a personal blog at jrockowitz.com, where he writes about his experiences and thoughts on Drupal development.(Drupal) For show notes visit: https://www.talkingDrupal.com/502 Topics Introduction to Project Maintenance Types of Projects and Their Significance Sandbox Modules and Work Projects Passion Projects and Inherited Projects Challenges in Managing Multiple Modules The Role of Recipes in Project Management AI and Automation in Project Maintenance The Future of Project Maintenance and Contributions Evolving Drupal and Community Contributions Enterprise Features and the Trash Module Marketplace and Site Templates AI and the Future of Web Development Contribution Credits and Bounties Guiding Users and Module Selection Drupal Adjacent Solutions Sustainability of Contribution The Importance of Community Engagement Hosts Martin Anderson-Clutz - mandclu.com mandclu Jacob Rockowitz - jrockowitz.com jrockowitz

There have now been two occasion upon which The Important Broadcast Squad have been unable to continue broadcasting for getting the giggles. Today was the 2nd occasion. How silly. Besides this, there was an awful lot of celebration for the British condition and an excellent guest judge on Dinner Winner.Please send your listener comments to Danny@radiox.co.ukThis week's podcast is dedicated to Steve & Lisa.Thank you.