Rodcast

Before we get started, I'm delighted to say our next Property Business Workshop on 4th July only has 10 tickets left.This time Adam Lawrence and I will be taking on: The fundamentals of property investment. Risk mitigation and control. Relevant investment metrics. Differing secured debt arrangements and loan structures – and – Scaling your property portfolio/business – why, when and how?Thursday 4th July, in a Central London location (Blackfriars). Let's face it – there's nothing else on that day apart from a rout. Early Bird tickets are running out – and thanks to the early bookers who make it viable to book a room and organise the event – we reward them with 10% off! There are tickets still available here: http://bit.ly/pbwthreeNow to this episode.Mike Kovacs from Castleforge is always a fountain of knowledge when I talk to him and this time was no different. I love his data led research approach to investing in different use classes and geographies.In the episode we discuss what Mike has been up to since we last spoke on the Rodcast a few years ago in episode 72 https://shows.acast.com/5d72784e408342486f3e10c1/633ee475050f5400123d2eafWe discuss;What has happened in terms of people being back in the office and how that differs in different markets.Structural differences in Markets that technology cannot fix in the office market.What has happened to Traditional office leases over the past couple of years.Flexible office market and how this is changing.We Work' s effect on the London flexible office MarketRegional office markets.How commutes affect office demand.Office costs as a percentage of a Businesses costs and how that has changed.Security of income in Flexi offices.What investors should be concerned about in regards to metrics.What office investors can learn from Hotel investments.The parts of the office market he focuses on and why.Why investors are only now realising the operational efficiencies of old school investments have changed.How Covid affected the Hotel market and why they felt it was the right time to get into hotels.How they chose the type of hotels and locations to invest in.Issues with the capital structure of some Hotels.Why Hotels have a track record of keeping up with inflation so well.What are the factors and some examples of what they look for in locations for Hotels.The effects on Hotels on the short term let and holiday let market.Why their residential arm "Ocasa" focuses on lower to middle market and affordable products.Barriers of entry in lower value residential areas.How they built a portfolio of over 2,250 residential units.How to look at the addressable market.The cost of Development.Cost of Living and how that is affecting affordability for renters and what they do to mitigate these risks.Operational costs of operating a residential portfolio.he ongoing costs and investment metrics needed in residential investment.Should operations be split from ownership?How regulation is affecting operational costs.The problems of investors realising they are running a business.Options for tired landlords.The future of Data Centres.How energy markets affect Data Centres.Why there are supply constraints in Data Centres.Different types of Data Centres and what to look for in a building or location for a good investment.And lots moreThanks to our sponsors www.978finance.com & www.konnexsion.com Hosted on Acast. See acast.com/privacy for more information.

If you are interested in Supported living, Impact Investment, Private Equity, Operational Efficiencies, EBITDA, ESG, Housing Crisis then you are in for a treat.I was joined by Honor Barratt the Managing Director of Birchgrove, https://www.birchgrove.life/ a Senior Assisted Living operator that is funded by Impact Fund, Bridges https://www.bridgesfundmanagement.com/our-story/We discuss;Honor's background in business and how she became the Managing Director of Birchgrove.Coping with changes when your business is bought by Private Equity.Upskilling through business programmes such as Harvard.Transferable skills from a Creative industry.The scale of the retirement living problem in the UK.When people should look to downsize.Renting in later life.How the housing market is affected by the older population.How the senior living market in the UK compares with other countries.Why does it take us so long to create buildings in the UK.The biggest challenges Birchgrove faces.Market and Investors concerns over the supported living industry.Where the money is currently coming from that is investing in UK Senior Living.Measuring Impact.Delivering EBITDA with impact.How ESG and EBITDA are not mutually exclusive.The biggest challenges with scaling a business where there is an absence of comparables.The demographics of the industry and why this sector looks rosey.Identifying the problem with insight.How the cost of finance affects the business as well as impact.The realities of paying for care.Having a sense of purpose and how that really supercharges things.Ghetto-ising certain communities and how sometimes some communities want it.How impactful gestures can be.And Lots more.Thanks again to our sponsors 978 Finance https://978finance.com/andKonnexsion property management software https://www.konnexsion.com/user-login Hosted on Acast. See acast.com/privacy for more information.

Jo Seth-Smith is the Investment Manager at Olim Property https://www.olimproperty.co.uk/index.html an FCA regulated property investment manager of UK commercial property portfolios, whose Funds Under Management total is approximately £1 billion with individual discretionary mandates for pension funds, investment trusts and Oxford colleges.Jo has a heap of experience in Commercial Property Investment starting her career at JLL, La Salle Investment Manager and then moving on to for part of the team that created Acuitus Commercial Property Auctions before joining Olim Property.In this discussion Jo and I discuss;How Jo came to be involved in the investment side of Commercial Real Estate.Different types of sellers and buyers at commercial property auctions and differences in approaches between institutional investors vs private sector investors.Why institutional investors decide to sell at auction.How the structure of a typical institutional real estate portfolio has changed over time.As an investment manager how does the clients needs dictate the sectors that you look to invest in.Where her focus in terms of asset types has changed over the past few years.The importance of not just reducing risk for clients but also reducing costs.Valuations when transactional evidence is low and how that can affect decisions to sell.Theory vs experience.The delay between cause and effect on asset prices happening in the market.Cost of living crisis effects on covenant strength of occupiers of commercial property.Difficulties in forecasting future rents.Difficulties in achieving historical yields in certain asset classes.How ESG factors into Jo's decision making when making investments and how that has changed over time.Policy and Government changes and their effects on investments.ESG and box ticking.Advice to people looking to get into the industry.And lots more...Thanks again to our sponsors https://www.konnexsion.com who provide fantastic property management software and 978 Property finance https://978finance.com/ who provide finance for all property dealsIf you enjoyed the episode please be sure to follow on whichever platform you listen or view on. Reviews are always welcome. Hosted on Acast. See acast.com/privacy for more information.

Our Quarterly Investment Mastermind with Manish Kataria and Adam Lawrence kicked off with a brief discussion on the performance of some of our previous investment picks and the current investment environment.We then got onto our picks for this quarter.If you haven't listened to one of these mastermind episodes before the premise is we each pick a stock, bond, ETF, REIT etc that we feel is good to invest in now and give the reasons why. The others then are given a chance to critique.Manish chose an ETF that tracks the Russel 2000 ticker IWM https://www.ishares.com/us/products/239710/ishares-russell-2000-etfI went with an ETF that tracks the FTSE 250 with ticker VMID https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-250-ucits-etf-gbp-distributing/distributionsAnd Adam chose Dimensional Fund advisors uk value fund https://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=f0gbr04v7xManish also came in with a bonus pick of the stock BP https://www.bp.com/en/global/corporate/investors/share-price-tools/share-price-history.htmlTo find out the reasoning and critiques behind these investment picks please listen to the episode.Please don't forget to like and subscribe/ follow the RodcastTHIS IS NOT INVESTMENT ADVICE Hosted on Acast. See acast.com/privacy for more information.

In this episode I am joined by Richard Nicholls who has a fantastic knowledge and track record in the sales market of HMO properties. We also discuss the HMO market and what HMO owners can do to maximise sale values. Selling portfolio's and large HMO to funds and what they may be looking for.However in this episode we discuss another property related business that Richard had several years ago that had disastrous outcomes for his clients, him and his family.This is a candid discussion about what mistakes Richard made in business, what went wrong and what we can all learn and apply in our own businesses to ensure we minimise these things happening.We discuss warning signs for both clients and Richard acting as main contractor. We look at it from both clients perspective and what you should be looking for in a contractor as well as from a contractors point of view.As always thanks to our sponsors www.978finance.com who provide me with fantastic finance for property investments and developments and www.konnexsion.com whose software is invaluable in managing my portfolio.Please don't forget to like and subscribe to our podcast.If you. prefer to watch the episode please subscribe, like and watch our youtube channel https://www.youtube.com/channel/UCxkO-euK0xulYGS7vH08d5A Hosted on Acast. See acast.com/privacy for more information.

In this episode I am joined by Planning Consultant Lorenzo Pandolfi from https://logic-planning.com/ to talk about the current state of the UK's Planning System.We discuss;His career and how an Italian town planner came to be in London.How Morale, Money and perspective are causing issues in the planning system.What is causing the issues with staffing in planning departments.How "Public Practice" can help the planning system.The public sectors PR departmentLife on the front line in Local Authority Planning Departments http://samuelstafford.blogspot.com/2021/12/life-on-front-line.htmlCommon mistakes made when submitting planning applications.Where does planning really sit in the agenda for the political parties.Permitted Development.How important soft skills are when trying to get an application granted.Useful resources for Planning specialists and developers (see below)https://www.youtube.com/channel/UCcMtoF0MPgFble556ncjNvQhttps://simonicity.com/https://www.planoraks.com/https://www.irwinmitchell.com/our-people/nicola-goochhttp://samuelstafford.blogspot.com/2021/12/life-on-front-line.htmlAs always a big thank you to www.978finance.com for sponsoring the episode. Please contact simon@978finance.com for all of your finance needs.Please share this episode if you enjoyed it and don't forget to follow on your podcast platform or on youtube https://www.youtube.com/@rodcastITP and we would love a review. Hosted on Acast. See acast.com/privacy for more information.

In the last 5 years we have had Covid, Trussonomics, Market volatility, been paid to stay home, inflation and the fastest increases in mortgage rates for 100 years.So it was an absolute pleasure to have the first ever Rodcast guest back on the show to celebrate our 100th episode and hear how his fantastic property business has navigated the difficult environment.If you haven't heard the first episode then do go back and listen. (The sound quality is not good but the content of what Jason Tracey from www.bmor.co.uk discusses is brilliant)In this episode we hear how Jason's company Bmor, a specialist regeneration developer and investor with a €1bn portfolio of complex, mixed-use, regeneration & restoration projects operate.At heart they are bed specialists in that they focus on;HousebuildingBuild to RentSocial HousingHotelsPurpose Built Student AccommodationCaravansbut more importantly the reasoning they use when they jump into each of these sectors.This one is really a belter of an episode it is both inspirational and full of fantastic tips for any property business.Thanks again to our sponsors www.978finance.com for making the episode possible. They provide fantastic rates in Bridging & Development loans, commercial mortgages and also Buy to Let productsThis episode is also sponsored by Rod & Adam Lawrence's next Property Business Workshop on Joint Ventures and Due Diligence which takes place on 24th April in London. Find out more here https://www.tickettailor.com/events/boardroomclubconsultingltd/1136058We are also on YouTube and you can watch this episode as well as other on https://www.youtube.com/@rodcastITP don't forget to subscribeIf you enjoyed this episode or any others please write us a review and share with friends. We really appreciate it. Hosted on Acast. See acast.com/privacy for more information.

I was delighted to welcome back Paul Higgs to the Rodcast.Paul was last on the Rodcast in 2020 on episode 15. If you have not listened to it please give it some of your time as it discusses Paul's amazing career from being Head of Land at Barratt Homes (The UK's biggest House builder) to his own business. https://shows.acast.com/rodcast/episodes/paul-higgs-development-land-and-planningIn this episode we discuss the difficulties of being a Property Developer in the UK and how to navigate the volatile industry including;How Paul was able to win at appeal where others had failed on a complex Greenbelt site.The realities of what the Green Belt is and what the government is doing to enable or discourage development on it.Biophilic design and why it is important.Common mistakes developers make.Managing expectations of timeframes on development deals.How the current planning system is affecting the building of new homes in the UK.As always thanks to our sponsors at www.978finance.com for making this episode possible. Please contact them for any property financing needs. Hosted on Acast. See acast.com/privacy for more information.

Richard Berridge CEO of the UK Single-Family Association SFA https://uksfa.org/ has over 40 years experience in UK Residential Real Estate. We had a brilliant conversation centred on Richards passion for rental Houses We discussed;Richards Career and how he came to be CEO of UKSFAThe history of Build to Rent (BTR) in the UK.The current make up of BTR in the UKWho have been investing in BTR in the past and how is that changing.How the UK compares to other markets in terms of BTR and single family rental homes.The benefits of Single Family rentals for tenants and wider communities.Why institutional money have generally stayed on the sidelines when it comes to UK residential property and if this is changing.This is a must listen for anyone growing a residential portfolio in the uk.Thank you to our sponsors www.978finance.com for making this episode possible.Don't forget you can watch this episode as well as other Rodcast episodes on our youtube channel https://www.youtube.com/@rodcastITPDon't forget to subscribe Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence joins me in this episode to discuss Joint Ventures and the mistakes people make as well as due diligence and some info on M&A in SME property businesses.We will go into much more detail at our live workshop in London on 24th April. More info here https://bit.ly/propertybusinessworkshop2Points we cover in this episode are;Joint VenturesWhat do you want from a business partner. Where do you need to be aligned and where does it help to be different.What happens in the event of a dispute. What are typical traps business partners fall into.How can shares and what is included in Articles of Association mitigate issues.The difference between Articles of Association and a Shareholders agreement and why you may use one over the other.Why do people tend to fall into these traps when going into a business together.Some examples of what can go wrong and what to include in an agreement to mitigate the chances of that.Ensuring everyone knows where they stand in the event a dispute takes place and the mechanism that will be used to come to a decision.Key person issues.What to do if you are already in business and do not have these things in place.Utilising Trigger Events.Due Diligence on partners.How to work out if a person or company will be a good custodian of your capital.Return of Investment before Return on Investment.Evidencing what people say.Why accounts matter. Ways of dissolving companies.Online and offline due diligence.Secured and unsecured debt and how to look at both and the real leverage someone or a company is really under pressure from.Subordination and order of priorities.How do you underwrite a deal as well as a person/organisation.How to manage expectations when lending.Mergers & Acquisitions on SME property Businesses.Benefits of buying a company holding assets rather than the just the properties... It is not just Stamp duty.Negotiation points from both the buyer and seller.We will be going into far more detail on these topics at a live workshop event on 24th April in London. You can get more details for the event as well as buy tickets https://bit.ly/propertybusinessworkshop2 Hosted on Acast. See acast.com/privacy for more information.

Joined again by Adam Lawrence and Manish Kataria we each pick a specific investment that anyone can do in their ISA or pension and explain the reasoning behind it.As well as our picks, we discuss;Pound cost averaging,changing a portfolio for retirementBias to home nationsHow value vs growth has performedNominal vs real numbers.How long do you hold specific investments for and what makes you make a decision to sell or not.Rod's pick is one of the Vanguard lifeStrategy funds which is 100& in equities with a bias to UK and USA. https://www.vanguardinvestor.co.uk/investments/vanguard-lifestrategy-100-equity-fund-accumulation-shares/overviewAdam's pick is Developed countries small cap value ETF https://www.ishares.com/ch/professionals/en/products/317548/ishares-international-developed-small-cap-value-factor-etfManish's pick is an energy ETF with a weighting towards American Oil producers https://www.google.com/finance/quote/XLE:NYSEARCA?sa=X&ved=2ahUKEwj71Jn_sb6DAxWOQUEAHYwHCCUQ3ecFegQIKBAXFor more info about the Boardroom Club please email me rod@incomethroughproperty.co.ukFor information about finance for property investors regarding mortgages and development& bridging loans please contact our sponsors 978 finance simon@978finance.com Hosted on Acast. See acast.com/privacy for more information.

I spoke with Daryl Norkett the Head of Real Estate Proposition at Shawbrook Bank, one of the biggest Buy to Let and property investment lenders to discuss how mortgages work from the banks point of view.You can also watch this episode on our youtube channel https://youtube.com/@rodcastITP?si=MbqPWAGHJEmlvcfZ please don't forget to subscribe and hit the bell icon.This episode is vital listening for investors concerned about mortgage costs and who want to understand which factors affect pricing.With the emphasis being on SWAP rates for the last year or two, hear how deposit led banks could be affecting mortgage pricing in this higher rate environmentDaryl gives a great run down of what has been happening in the mortgage market over the past 12 months.What he feels needs to happen in order for mortgage rates to go down and what the time lag between those events happening and the price cuts occurring will be.What makes some lenders pull mortgage deals while others wont need to.How the high arrangement fees on many mortgage products affect the banks risk in terms of loan to values.And lots more ...How National Insurance cuts and fiscal drag can affect property investors portfolios in different ways.- If you have requirements for Buy to let mortgages, commercial mortgages, Development loans or bridging Loans then please contact simon@978finance.com our sponsor who has done an amazing job of financing all aspects of my portfolio. Hosted on Acast. See acast.com/privacy for more information.

In this episode I run through the points of the Autumn Budget that are relevant to the Property Industry including parts that were not in Jeremy Hunts speech.Largest ever increases to minimum wage.LHA increased to 30th percentile of local rents.Freeze on how Business rates are calculated and the discount in leisure, retail and hospitality is extended.£3mil invested into pilot schemes to improve the process of buying and selling homes.A consultation to start early next year on a new PD right to split a house to 2 flats.Annual Tax on Enveloped Dwellings (ATED) to increase by 6.7%.Guaranteed accelerated planning decisions on big developments in exchange for a fee.Local development orders to speed up planning decisions for key commercial developments.£110 million to deliver schemes to offset the stall on nutrient neutrality.Affordable Homes Guarentee scheme to expand by a further £3billion so HA's can access cheaper loans for developing new homes.£450 million to local authority housing fund to deliver 2,400 new homes for refugees and help homelessness.£120 million for homeless prevention.Mortgage Guarentee scheme extended for 18 months which allows buyers to borrow 95% LTV.To read the Autumn Budget notes in full you can download this document file:///Users/rodturner/Downloads/DOC-20231122-WA0019..pdfAs always thanks to our sponsors 978 Finance. If you are looking at finance please contact simon@978finance.com Hosted on Acast. See acast.com/privacy for more information.

I was joined by Simon Das from the award winning Mortgage brokers 978 Finance to discuss the latest Property News.Simon gives us a great update on;The Buy to Let mortgage market.Commercial mortgages and where prices are at now.Development and Bridging loan market.We also discuss;The latest inflation figures and what that means.The 7th Housing Minister in the last 21 months and what it really means for us.The planning fees increasing and whether it will change anything.Modern Methods of Construction.How rents in commercial properties are rising but the Net Asset Values are reducing.The latest guidance on Damp and Mould which can be seen here https://www.gov.uk/government/publications/damp-and-mould-understanding-and-addressing-the-health-risks-for-rented-housing-providers/understanding-and-addressing-the-health-risks-of-damp-and-mould-in-the-home--2#identifying-and-addressing-damp-and-mould-in-your-property Hosted on Acast. See acast.com/privacy for more information.

I am joined in this episode by Ian Humphreys the CEO of Brickflow.Ian explains why he, along with industry experts such as Knight Frank and PWC, came up with a white paper (https://brickflow.com/solving-the-uk-housing-shortage) to present the government with.He talks about what has led to the UK having a deficit of over 4.75 million Homes and possible solutions around;PlanningFundingLand SupplyDevelopment IncentivesAffordabilitySupply Chainswhich include Technology, Modern Methods of Construction and a thorough analysis of the Green belt amongst other things. Listen to the episode for all the details.Thank you to our sponsor 978 Finance. If you do have any requirements for Buy to Let and commercial mortgages or Bridging and Development Finance they are the people to speak to. They have helped me finance some complex deals and i am happy to say that i have now bought into the business! Email simon@978finance.com fo get more information on the best products for your deal. Hosted on Acast. See acast.com/privacy for more information.

In this episode I give a run down of the latest Property News.I go into details of the Kings speech briefing notes on the Leasehold & Freehold Reform Bill and what each point means for property investors.Also the points raised from the Renters Reform Bill that were written about including how the government expect to carry these out and what they mean in reality.I also talk about the latest figures from Nationwide and Halifax House price index's.I touch on some of the traps currently in the murky world of property tax including mitigating section 24 and also SDLT relief claims.As I mention we are excited to bring you our Mortgage Brokerage which specialises in BTL, commercial mortgages, Bridges and Development loans. If you do have any questions about financing your properties or sites please feel free to contact myself rod@incomethroughproperty.co.uk or my business partner Simon Das simon@978finance.com Hosted on Acast. See acast.com/privacy for more information.

I am joined again by Manish Kataria and Adam Lawrence to do our quarterly Investment Mastermind. These episodes are a bit of fun where we each pick one investment such as an ETF, Stock, Bond or REIT and explain our reasoning. Pretty much all of our picks can be invested in via an ISA or Pension wrapper but these episode are NOT INVESTMENT ADVICE.We start the episode by giving a roundup of the investment environment along with how certain markets have performed and what we feel the outlook is.We then get onto our picks.Adam chose UK30 Year GILT which yeilds 5.102% Rod Chose The UBS ETF (LU) Bloomberg TIPS 10+ UCITS ETF (hedged to GBP) A-dis seeks to track the Bloomberg US Government 10+ Year Inflation-Linked Bond (GBP Hedged) index. The Bloomberg US Government 10+ Year Inflation-Linked Bond (GBP Hedged) index tracks inflation-linked US government bonds.Manish chose GDX. It's a play on the gold price but more leveraged, through gold miners. Have a listen to find out why Hosted on Acast. See acast.com/privacy for more information.

I am joined in this episode by Anna Clare Harper. Anna's career has focused on strategic residential investments throughout regulatory and market changes which made me very eager to speak to her about the Governments recent scrapping of EPC targets and what that means for property investors.We discuss;How EPC targets align with the two main Policy trends which are cross party agreement on making the private rental sector more professional and the legally binding target of reaching net zero by 2050.Why the target that was scrapped was impossible to achieve.Why EPC calculations are not fit for purpose.Why investors should continue to ensure their properties are as Energy Efficient as possible.Why the UK housing stock leaks the most energy in EuropeSuggestions of some policies that could be put in place for a more sustainable housing market.You can read more about Anna's suggestions in A Vision for the UK Housing Market - Cambridge University Land Society's Whitehall Group - https://www.culandsoc.com/wp-content/uploads/2023/04/Final_Housing-Policy-Whitepaper-Whitehall_Apr23_ART.pdfAnd you can find more information on her career and business below as well as her podcast.annaclareharper.comgreenresi.comLinkedIn https://www.linkedin.com/in/annaclareharper/Podcast: bit.ly/returnpodcast Hosted on Acast. See acast.com/privacy for more information.

Building a short term rental portfolio of 6000 units accross 7 countries in a short space of time is an incredible achievement!And this is one of the incredible feats my guest on the latest rodcast episode being released tomorrow has done.Alexander Limpert Co founder and CEO of GuestReady tells us about;How he identified the short term rental industry as one he wanted to be in.What makes a good property for short term let's.How does the industry differs across countries and what can the UK market learn from other locations.What data and trends he sees that may surprise us.How tech has enabled incredible growth and quality.Lessons he has learned that he wished he knew when he started out.Challenges in scaling the business.The biggest risks to Short Term Rental industry.You can find more info on Guestready at https://www.guestready.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode I am joined by James Nevin the CEO of Blue engineering https://blueengineering.co.uk/ and Re Structured https://re-structured.com/ to discuss the importance of structural design on projects.We discuss;James' background.The concept behind Re structured.Traps that SME developers get caught in when choosing a structural engineer.What developers should consider before they go ahead with a structural engineer.The different types of costs associated with structural design and how to reduce them.And lots more. Hosted on Acast. See acast.com/privacy for more information.

Manish Kataria and Adam Lawrence join me once again to discuss our latest quarterly investment picks.If this is your first time listening to the Quarterly Investment Mastermind we each pick a stock, Bond, ETF or any other investment asset class and explain our reasoning and then open it up for comments to the others.In this episode we discuss what has happened in Asset Classes for the first half of the Year with the Nasdaq having its best H1 of all time and the big tech names holding up the S&P500 whilst FTSE 100 has not done much.We then go onto our picks. Whilst we all agreed that many REITs look good value at the moment we each chose the following;Adam chose an Indian Tech consulting company, Infosys (INFY)Manish chose an Emerging Markets ETF, iShares Core MSCI Emerging Markets (EMIM)And I chose Agilon Health Inc (AGL) an American Health Platform for Seniors.Have a Listen to find out our reasoning. Hosted on Acast. See acast.com/privacy for more information.

In this episode Adam and I discuss;The latest Inflation Print.The Bank of Englands Response.What are the tools that the Bank of England has at its disposal to reduce Inflation.Demand vs Supply Inflation Issues.What this means for Property Investors.Some traps that Property Investors should be concerned about.And much moreIf you are interested in The 7 day Property Business retreat that Adam and myself run along with Sue Sims in October please email rod@incomethroughproperty.co.uk Hosted on Acast. See acast.com/privacy for more information.

I was fortunate to get to speak with Matt Haycox who has a fascinating story of building an empire only to lose it all and having to start over.In the episode we discuss;How he got into business.What motivated him.Some of the businesses he built.His Ventures into the leisure industry.His Debt fuelled expansion.The fallout from Bankruptcy.How he started again and went into the industry that was on the other side of the table when his previous businesses became insolvent.What he deems as secure assets.How challenging times build resilience which is such an important trait for successful business owners.The dangers of expectations vs reality.What success looks like to him.Capital Intensive Businesses.Easy Capital keeps poor businesses in business.His thoughts on social media and lots more...You can find out more about Matt's story and his businesses here https://matt-haycox.com/ Hosted on Acast. See acast.com/privacy for more information.

Myself and Tony Houlihan delve into the detail behind the latest property news headlines to make sense of the stories.In this episode we discuss details on ;The Renters Reform BillPurple Bricks bought out for £1.100% Mortgages are back.£250 million Investment into Stockport City Centre.If you are interested in attending this years Property Business Retreat please email rod@incomethroughproperty.co.uk Hosted on Acast. See acast.com/privacy for more information.

I spoke to Jason Harris-Cohen to understand what's involved in scaling a Property Cash Buying Business. It really was a fascinating discussion hearing about Jason's career and how he started and scaled Open Property Group https://www.openpropertygroup.com/ Jason clearly understands every aspect of his industry and how to optimise his business. We discussed everything from;- Raising finance- What properties to target.- Reasons people sell to cash buying companies.- Carrying out Due Diligence at speed.- Deciding whether to sell a property or hold it in the investment portfolio.- Lead generation.- Cost per acquisition.- Government Intervention.- SDLT Reliefs on breaking chains and new builds.- Macro Environment.- Adapting a business.- And lots more.Please don't forget to give the Rodcast a 5 star review on the platform you listen to podcasts on and share the episode with any friends.Many Thanks as always to our sponsors www.signaturepropertyfinance.co.uk Hosted on Acast. See acast.com/privacy for more information.

I was joined by David Sandeman who really does know it all when it comes to property auctions in the UK.He tells us;The background to setting up his business 33 years ago Essential Information Group which is a comprehensive data and reporting system for UK property auctions. It has data on over 800,000 auction lots with 35,000 added each year.Why auctions are a useful precursor to what happens in the wider property market.What metrics should be used to judge different auctions if looking to sell or buy at auctions.The effect Covid has had on auctions.Some of the tricks of the trade and traps to watch out for if you are buying at auctions.Current auction stock levels and what that means.And lots more.EIG sends out a fantastic newsletter each month which you can find here. https://www.eigpropertyauctions.co.uk/news/newslettersAs always huge thanks to the sponsors of the episode www.signaturepropertyfinance.co.ukOur podcast attracts great guests from our listeners sharing the episodes with friends and leaving us good reviews on the podcast platforms. Please help us to grow by doing so. Hosted on Acast. See acast.com/privacy for more information.

Raj Sharma joins me on this episode to discuss the latest Property News.In the episode we discuss;The latest news on Holiday Lets and will they have their own planning use class.Is Commercial Real Estate the most at risk sector with fall out from the Banking Crisis in the USA.The latest stats on MEES and energy performance of Commercial Real Estate.Quality of Housing and what locations have the most sub standards of living.Latest research from Hamptons on Landlords leaving the market.REIT's and how their Net Asset Values (NAV) have been adjusted.The latest Inflation readings and what sectors of property may be most at risk.The latest affordability metrics from Nationwide.As always please follow/subscribe to the Rodcast on your favourite podcast platform so you do not miss an episode. If you like it please leave us a 5 start review. Hosted on Acast. See acast.com/privacy for more information.

*THIS IS NOT INVESTMENT ADVICE*I am joined once again by Adam Lawrence and Manish Kataria to give a a thorough breakdown of the investment landscape and pick our investments for this quarter. Each quarter we each pick a retail investment such as a stock, ETF, Bond or anything else that is fairly easy for most people to buy as well as being hands off.We start the discussion with a breakdown of the Banking crisis and how the landscape in America and the UK and Europe currently differ.We then move on to give an update on our previous investment picks and their returns to date.Our picks for this quarter are as follows;Adam has gone for a US Regional Banking ETF with the ticker KRE. Manish has decided on a US Tech ETF with ticker XLK.I struggled to choose between Barclays (BARC) and Glencore (GLEN) but eventually settled on Glencore the mining stock.Thanks as ever to our sponsors www.signaturepropertyfinance.co.uk who make these recordings possible. If you are interested in more information about the Property Business Retreat please email myself on rod@incomethroughproperty.co.ukIf you enjoy the Rodcast episodes please do not forget to give us 5 stars and a review on the podcast platform you listen on. Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence and Myself unpick the News Stories from the last 2 weeks to understand what they mean for Property Investors.We discuss;Rent Controls, Landlord Taxes & Legislation - Looking specifically at the latest comments from Michael Gove on Rent controls and Landlord Taxes.What the Budget Meant for Property - There was not a huge amount of Property related points in the Budget speech but if you look through the detailed notes there is one that may impact supply of homes.The Banking Crisis in the USA, Credit Suisse and what this can mean for UK rates & Property.Evergrande & the Restructuring of Overseas Debt and How this Affects Global Real Estate.Breaking Down the Latest UK Inflation readings. Food prices, Energy, Housing costs etc and the difference between CPI, CPIH and Core Inflation and what they all mean for us.For more info about the Boardroom Club that myself and Adam run please contact rod@incomethroughproperty.co.ukThanks again to our sponsors www.signaturepropertyfinance.co.uk Hosted on Acast. See acast.com/privacy for more information.

This is another cracker of an episode which is jam packed with phenomenal advice for anyone with a residential portfolio.I am Joined by Ross McColl who, with his brother owns and operates a high yielding portfolio of approximately 300 residential units in the South East. We discuss;How Ross left school at 16 with no qualifications then going back into education to do a Masters at Imperial College London in Finance and Economics in order to become a Citi Bank Trader.How he fell in Love with numbers and realised he could use his skill set to enhance a poorly run family property portfolio.How being thrown in at the deep end and having to asset manage difficult assets including dealing with over 150 evictions) gave him additional skills.The types of property that he invests in and why and how that has changed over time.Why looking at yield is such a strong driver for him.The types of tenants and why he began to focus on Temporary accommodation as a way to mitigate risk.Why he feels the lower end of the market has less room to fall.His approach to maintenance and focusing on the long term. Why he is so concerned about the removal of Section 21, EPC requirements and interest rates and what he is doing to mitigate those risks in his business.What he knows now that he wished he knew when he was getting started in property.How technology has benefitted his businessAnd much more...As always thanks to our fantastic sponsors Signature finance who are lenders of Bridging and Development products. Don't forget to contact Tony@signaturepropertyfinance.co.uk and mention the Rodcast to have your legals paid for on their bridging or development loans.Ross mentioned https://www.konnexsion.com/ which I also use as a tool for property management which we have found to be a great product.Please leave a review on the podcast platform and share the episode with anyone you feel would be interested in it Hosted on Acast. See acast.com/privacy for more information.

This is the first of our series on Property News Updates which we will be bringing you every fortnight.In this episode I am joined by Alicia Barlow who helps me to digest the big property news stories as well as deliver our opinions on them.We discuss;The most expensive residential property in Britain that has gone on the market for offers in excess of £250 Million.The latest report from Carbon Laces on EPC's vs the actual Energy usage of the 17,000 homes they researched. They found that on average EPCs overestimate Energy usage by 91% compared to actual usage which begs the question do we actually need to bring properties up to a C on EPC's and are EPC's fit for purpose?Home REIT - Two of their largest tenants have gone into voluntary liquidation, Several other tenants are taking them to court and withholding rent and they were last trading at almost 70% below their Net Asset Value.Mortgage Prisoners from prior to lending criteria changing. What does the new report funded by Money saving Expert say https://www.moneysavingexpert.com/mortgages/mortgage-prisoners/Why Landlords are selling up? Why there is a net reduction in available dwellings when stock transfers from the private rental sector to owner-occupation. How this will affect the rest of the market as well as the public's perception of the Private Rental Sector?For more information about the Partners in Property Network meetings mentioned please visit www.partners-property.comIf you are interested in the 7 day Property Business Retreat please contact me rod@incomethroughproperty.co.ukAs always a huge thanks to our sponsors www.signaturepropertyfinance.co.uk Hosted on Acast. See acast.com/privacy for more information.

In this episode we are joined by James Hadley from www.propertyfrompensions.co.ukJames has a depth of knowledge on all things to do with property and pensions.If you think this is another sales pitch from a product seller about SSAS pensions then think again. James discusses the biggest mistakes he sees when people want to set up SSAS pensions.James gives great insight into the tax advantages of different types of pensions for holding property in as well as the costs of them and at what point different types of pensions are viable for investing in property.He goes onto to discuss GDCV's and how they can be used to allow your pension to own residential property,How pensions can protect business owners from creditorsHow to look at pensions as just a part of your holistic approach to your finances and long term plansand lots more.As always if you enjoyed the episode please share it and leave us a review. Hosted on Acast. See acast.com/privacy for more information.

In the 4th episode of our series on investment picks we look over the investment environment as well as looking at how previous picks have performed so far.We then go on to discuss our investment picks for the last quarter of 2022 which include;High Yield Emerging Markets Bond ETFGoldandREITsIf you enjoy the show please do not forget to leave us a review it helps us in our rankings and to attract more guests. Hosted on Acast. See acast.com/privacy for more information.

I had a fantastic discussion with Ben Green, Principal of Atrato Capital the Investment Advisor to The Supermarket REIT (SUPR)SUPR is a FTSE 250 real estate trust and the UK's only specialist grocery property investor. Atrato have advised SUPR since it's IPO in 2017. Atrato sources, advises and asset manages all of Supermarket Income REIT's investments. Ben has over 20 years' experience structuring and executing real estate transactions. He has completed more than £3.5 billion of sale and leaseback transactions with occupiers including Barclays, the BBC and Tesco. Ben qualified as a lawyer in 1997 and began his career at Wilde Sapte and Linklaters LLP. He left law in 2000 and has since spent his banking career at Barclays, Lloyds and Goldman Sachs where he was Managing Director, European Head of Structured Finance. In this episode we discuss;Why there is a belief that Supermarket assets are a resilient and counter cyclical asset class? How did the supermarket sector perform in previous recessions such as the GFC and what if anything may be different this time around? Why investors would invest in Supermarket assets when they yield similar to UK Gilts? SUPR recently fixed all its variable debt with an average period of 4 years and interest rate of under 3%. Fantastic! What would be some of the changes in the market you would want to see before SUPR moved some of that debt to variable rate or considered drawing down new debt without hedging? Around 81% of SUPR's stores have index-linked rents. Is it concern you that many are capped at 4% increases despite inflation numbers going above that? Omnichannel Supermarkets seemed to thrive during the pandemic due to their ability to be adaptable. Is it expected that those gains made will return to pre pandemic levels? Around 12% of grocery shopping is done online vs in person. Which is more profitable for SUPR's tenants and is that 12% expected to increase or decrease in the short and medium term based on cost of living issues? SUPR and British Airways Pension Fund hold a 50:50 stake in a JV which holds a 51% interest in the Sainsbury's Reversion Portfolio. That portfolio is one of the largest in the UK with 26 stores. What advice would you give to businesses looking to position themselves as an attractive partner in a Joint venture? What Ben thinks about grocery led shopping centres or retail parks for the future vs stand alone stores? What are the positives and negatives? What are the biggest risks to this asset class currently and what are the key mitigants? What are some of the most obvious similarities and differences around the world in Supermarket assets?And lots more...Find out more information about The Supermarket REIT (SUPR) here https://www.supermarketincomereit.com/You can also find out more about Atrato Group here https://www.atratogroup.com/Thank you to our sponsors of the episode www.signaturepropertyfinance.co.uk If you require bridging or development finance please contact tony@signaturepropertyfinance.co.uk and quote the Rodcast to get your legals paid for. Hosted on Acast. See acast.com/privacy for more information.

Mike Kovacs is a founding partner of uk based real estate investment firm, Castleforge. https://castleforge.com/Under his leadership they have invested £1 Billion of asset value into the UK and Europe combining research-led investment themes with vertical integration and in-house operating platforms.Mike has a great way of explaining how he identifies sectors in the real estate market to invest in.In this episode we discuss;How did someone from the states working in M&A at Blackstone become an investment manager specialising in UK and European Real estate?What's more important, investing with good management or investing into a good sector?How he decides on what sector to invest in for example flexi office space?How he sees different types of office investments performing over the next few years?What metrics or data would he would need to see to change his mind?How does the UK market differ to other markets?When investing into real estate how long is he forecasting to be in the investment until it matures.What has been the hardest thing about raising capital for investment and what advice would he give to people trying to raise capital?What advice would he give to a young person looking to get into the property investment industry?What is he bullish and bearish on?What is the biggest risk to his portfolio and what is he doing to mitigate it?What has been the biggest challenge in scaling his business? Hosted on Acast. See acast.com/privacy for more information.

Paul Davis is probably best known for being a Co founder of Nimbus Maps, a tool for Property Developers and Investors to find the best off-market opportunities, assess them quickly and connect with owners. But did you know that Paul has a fantastic career in real estate prior to this including;a family investment business, starting and scaling a property consultancy advising Blue chip clients on Real Estate deals.In this episode we discuss;How Paul fell into the Family Property Investment Business.How that family investment business operated at the time and the type of assets they invested in and why.How Property Investment businesses differed then to now.The power of creating Capital uplift through asset management.How he and his brother started a consultancy business helping Blue Chip clients on their real estate deals.Some examples of how they saved these huge organisations £millions.How working with larger institutional clients differed from investing in lower value property assets.What advice he would give when working with family.How the recession we are currently facing compares to the last one for Paul.Did his and his brothers Oxbridge degrees in Engineering get put to good use?What made him pivot from consulting blue chip clients to starting Nimbus Maps.The toughest parts of scaling their business.And much more.You can find out more about Nimbus Maps here https://www.nimbusmaps.co.uk Hosted on Acast. See acast.com/privacy for more information.

*THIS IS NOT INVESTMENT ADVICE*I was joined by Adam Lawrence and Manish Kataria for our Investment Mastermind for Q3 of 2022.In these episodes we discuss the markets and then discuss what investments each of us are making in the Financial Markets. As ever we discussed the current markets and how the economy, Inflation and Interest rates are and maybe will, affect them.Topics include;Terminal Interest rates.How Bond yields correspond to Price to Earnings of some of the bigger markets.Core Inflation vs Inflation including Energy and Food.Sterling vs other currenciesOil PricesCentral Bank views of short term pain as a price to pay for longer term stability.Wage Price spirals in other periods of Inflation vs now.Energy CapsTax CutsBond Yields and their effect on EquitiesValue vs GrowthPortfolio selectionThis quarter our picks are as follows and you can listen to the reasons why;Manish - Microsoft (Ticker MSFT) - from 26.00 minutesAdam - Short on UK 5 year Gilt via shorting a bond ETF - from 37.11Rod - Antofogasta (Ticker ANTO) - from 46.29As ever we really appreciate any reviews on Spotify and Apple iTunes and we love to hear your feedback Hosted on Acast. See acast.com/privacy for more information.

Charlotte has a stellar track record in Banking having been a Partner at Goldman Sachs and then as a Wealth Manager having won various awards and being Co Founder of Netwealth https://www.netwealth.comThis Episode is Jam packed with info.We discuss;Charlottes background and why she co founded Netwealth.Individuals relationships with managing money.Property vs other investment options.Benchmarking your portfolio.Investment exposure and concentration.The need for capability when focusing on direct investment in a specific asset class.Volatility in the market.The importance of liquidity.Property vs Pensions invested in financial markets for funding retirement. Wealth management Fees and what investors should understand about them. The impact of reducing wealth management fees on your retirement.In recent times its the markets that have performed and not necessarily the wealth managers.Understanding the type of wealth advice you may need.Importance of having no emotional attachment when investing.How should people go about finding a wealth manager and questions to ask?Common mistakes in family finances and Estate Planning.If you would like to know more about Netwealth and the services they provide please visit https://www.netwealth.com Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Tony Gilbertson has over 30 years experience in the property finance market as well as being a property developer during the difficult time of the great financial crisis. He certainly learnt the hard way what being a Developer is all about and used his experience to ensure that his lending business puts relationships at the core of their business model. It is a fascinating story and one I know you will enjoy listening to.In the episode we discuss;Tony's Background in Finance and how he became a property Developer.What happened to him in 2008What he learnt from the Great Financial CrisisWhat made him decide to start a lending businessWhat has been the hardest part of scaling a lending businessWhat he sees as the biggest risks to his business and what he is doing to mitigate them.And lots more.You can find out more info on Signature by visiting www.signaturepropertyfinance.co.ukThey also have an offer of free legals if you take any development or bridging loan and mention The Rodcast. Email Tony@signaturepropertyfinance.co.ukFor information about the 7 day Property business retreat in October in Lancaster please email me rod@incomethroughproperty.co.uk See acast.com/privacy for privacy and opt-out information.

I was so fortunate to be joined by Zoopla's Head of Research, Grainne Gilmore to discuss the UK residential market.In this episode we discuss;Grainne's background and how she came to be Head of Research at Zoopla?How does data from the portals typically differ from the likes of Land registry and Office for National Statistics (ONS) data?Benchmarking performance year on year can not give the clearest picture as the start point may have been in the pandemic but how is the market comparing to the longer term trends?How have cities performed and what does the data show for their future vs suburban areas?What data points are important when looking at forecasting House and rental prices?The biggest risks to the housing market and what can be done to mitigate them? See acast.com/privacy for privacy and opt-out information.

Samantha Kempe is a Co Founder and Chief Investment Officer of Immo, Europe's first technology-led residential real estate platform, designed to create quality portfolios of existing single-family rental (SFR) housing at speed and scale. https://immo.capitalAfter a career in the corporate world of real estate at companies such as Cushman & Wakefield, PWC and Blackstone she met her other co founders and investors whilst doing he MBA at The London School of business and Immo was born.In this episode we discuss;Samatha's background in the corporate world and what helped to give her and her co founders the idea to start Immo.What problems Immo solves and is it seen as an Asset manager or a tech company?Why does Immo focus on Single Family Homes?What has institutional money targeted in the past when looking at residential property.How does the UK market compare to other residential markets?How has Immo used tech to enable it to build portfolios of single family homes at scale?And lots more.For more information about Immo, how to invest with them or for any other information on what they do you can contact Samantha on email Samantha.kempe@immo.capital See acast.com/privacy for privacy and opt-out information.

**This is not Investment Advice**I was joined by Manish Kataria and Adam Lawrence on 21st June 2022 to discuss what is happening in investment markets.Both guests have a wealth of knowledge about the economy, the markets and investment in various financial assets.We decided to have a Quarterly Mastermind where we each pick an investment that is open to most people out there. Whether these are ETFs, Index funds, individual stocks or other financial instruments is up to the individual.We give reasons for our investment choices and then the other members give feedback and concerns on each pick.We are invested into these investment choices mentioned. Whether the choices will prove to be good in the long term, only time will tell.Manish's pick - A US financials ETF (XLF) through an option to earn some premium https://www.google.com/finance/quote/XLF:NYSEARCA?sa=X&ved=2ahUKEwiH_46gmsT4AhXFiVwKHX7tC9UQ3ecFegQIHRAYAdam's pick - Energy Sector specifically Oil and Gas through an ETF (IEO) https://www.google.com/finance/quote/IEO:BATS?sa=X&ved=2ahUKEwjGxLa2msT4AhU-Q0EAHYGxAyoQ3ecFegQICBAYRod's pick - An individual contrarian stock pick, Meta https://www.google.com/finance/quote/META:NASDAQ See acast.com/privacy for privacy and opt-out information.

Hannah Marsh is Co Founder of HomeViews https://www.homeviews.com the residential review platform that provides trustworthy verified reviews and assists buyers and renters in making decisions on their new home.She is also the Author of the 2022 Build to Rent Report which you can find here https://business.homeviews.com/2022-build-to-rent-report/ In This episode we discuss;Hannah's background in marketing and business and how she came to be a Co Founder of Home Views.What were the biggest challenges in scaling her start up business.How has the BTR market in the UK changed over the past 5 to 10 years.What are the highest priorities from renters perspectives on new rental stock?How does what Developers should include into a BTR development change from inner city to suburban sites? With BTR so highly rated by residents on HomeViews what are BTR developers getting right in terms of their end product?What are the biggest mistakes you see BTR developers make in terms of their end product?How important is the management of the rental properties vs the amenities for renters?How do you see BTR increasing its market share in the UK PRS over the next few years?What are the biggest risks to BTR developers and what can they do to mitigate that?and lots moreThe link to the BPF report mentioned in this episode can also be found here https://bpf.org.uk/our-work/research-and-briefings/who-lives-in-build-to-rent/Once again a huge thanks to www.signaturepropertyfinance.co.uk for sponsoring the Rodcast. If you are looking for a Bridging or Development Product get in touch with tony@signaturepropertyfinance.co.uk and when you mention The Rodcast they will pay your legals! See acast.com/privacy for privacy and opt-out information.

Paul Bridge is the CEO of Civitas a leading impact investor. Paul is responsible for the Social Housing side of the business and joined Civitas after a distinguished career running some of the top Housing Associations and Registered Providers.Paul was instrumental when Civitas had an IPO of the first social Housing specific REIT on the London Stock Exchange.In this episode we discuss;Paul's background and experience in running Housing Associations responsible for 25,000 plus homes His advice to residential landlords looking to scale their portfolio.What was it that made him move on to join Civitas? Social housing and the different types of housing that the term encompasses.What are the key metrics he looks at for the REIT and what metrics/ data is he finding that investors want to see now that maybe they were not as interested in 5 or 10 years ago?What we're the biggest challenges in raising investment for the IPO?How are they future proofing their current stock of housing?Is there a concern about the increase in new rents in the PRS making a fixed rent for a longer lease period (as many social houses are) look to possibly underperform vs the rest of UK rental stock and cause even less supply to be considered for social housing? The majority of the Social housing stock they own is existing homes. Does he see Civil investing in more new build stock?How does the social housing market in the UK compare to other nations and what can we learn from those? What does he feel some of the biggest risks are to the public and private social housing?and lots more.You can find more information regarding Civitas and their Social Housing REIT at https://www.civitasim.comOnce again a huge thanks to www.signaturepropertyfinance.co.uk for sponsoring the Rodcast. If you are looking for a Bridging or Development Product get in touch with tony@signaturepropertyfinance.co.uk and when you mention The Rodcast they will pay your legals! See acast.com/privacy for privacy and opt-out information.

Jon Rose from Suitable life https://suitablelife.co.uk is not your standard IFA. He became one out of necessity and has an incredibly insightful perspective on how individuals should plan their finances around the different stages of their life. This is such a vital episode for everyone to listen to regardless of your business, job or investments.We discuss;Jon's career in Business and property and the life events that brought him to becoming a Financial Advisor.The mistake people make in focusing on financial products and wrappers and allowing them to be the tail that wags the dog. Where individuals should start in trying to plan finances for different stages of life, retirement and passing on. The various stages of retirement and what they mean for us as individuals and the finances that they require. Wealth creation vs Wealth use and is there any middle ground. Taking advice from those that are motivated by our decision to purchase financial products or invest into specific assets.And lots moreWe love to hear your feedback so please leave us a review on the platform you listen to podcasts on or at our website https://www.podpage.com/the-rodcast-property-business-investment/ where you can also subscribe to our newsletterOnce again a huge thanks to www.signaturepropertyfinance.co.uk for sponsoring the Rodcast. If you are looking for a Bridging or Development Product get in touch with tony@signaturepropertyfinance.co.uk and when you mention The Rodcast they will pay your legals! See acast.com/privacy for privacy and opt-out information.

I was joined in this episode by Dion Mellows the Managing Director of SHA Envirnmental https://shaenvironmental.co.ukDion is an Energy, sustainability and Carbon consultant for the Built environment who has been awarded by the industry awards for energy for his pursuit of energy performance to make peoples lives better.In this episode we discuss the difference between carbon reduction, energy performance and improving EPCs, what they all mean and what can be done to improve on each of these in existing building and new builds. The UK energy market vs other markets. What are the issues with current energy legislation for buildings? Typical energy demands of residential buildings. Where the majority of energy is used in residential buildings. Gas supply in the UK. Gas substitutes. Insulation for reducing heat loss as well as reducing the chances of overheating. How roof colours and exterior types can improve overheating in summer. Cost benefit of energy performance for end users as well as property investors. Cost efficient fixes for existing buildings and new builds for improving EPCs and Energy performance. The importance of air permeability. How EPC assesors can assess. Different certifications of certain materials and how the certifications can differ in their scoring on EPCs Different types of Electric heating systems. Changes in the regulations.Financing benefits of having better EPCs for developers and investors.As always a huge thanks to our sponsors of the episode www.signaturepropertyfinance.co.uk If you are looking for a bridging or development lender please contact tony@signaturepropertyfinance.co.uk and mention The Podcast to get your legals paid for on any loan. See acast.com/privacy for privacy and opt-out information.

In this episode I'm joined by investment expert Manish Kataria. If you do not know Manish then it may be worth listening to episode 30 where Manish gave an economic Outlook for Property Prices at the start of the pandemic and his predictions were on the money. Manish joins me again to discuss investment as a whole with some brilliant insights into portfolio construction as well as how you may want other types of investments to fit around your property portfolio.We discuss how central banks and governments can telegraph their decisions in advance of them taking place. If lockdowns and restrictions are done is this good or bad for asset prices? How interest rates drive asset prices. How important do you think interest rates are for different asset prices? Do interest rate rises actually affect different types of inflation? Statistic manipulation and how inflation is calculated vs historical measures of inflation. Approaching building an investment portfolio of uncorrelated assets. What the majority of UK real estate is exposed to? Technology stocks, growth and value rotation. Passive vs actively managed funds. Options trading. And much moreYou can learn more about Manish at www.investlikeapro.co.ukAs always a huge thank you to www.signaturepropertyfinance.co.uk for sponsoring this episode. If you have any requirements for bridging or development finance get. in touch with tony@signaturepropertyfinance.co.uk and mention "The Podcast" to have your legals paid on any Development or bridging loan. See acast.com/privacy for privacy and opt-out information.

As with the last time I spoke to Kwasi in episode 11 I thoroughly enjoyed this discussion.Kwasi Affum is a VP at Barclays as well as personally investing directly in property.He has a brilliant way of explaining complex subjects and it is just a shame we didn't have 4 hours to talk.In this episode we discuss;Investing for wealth creation vs wealth preservation. The difference in strategies for investing at institutional level vs personal level. How Property as a business can often be a private equity play. How institutional money securitises the income of property. Property should not be seen as fixed income unless the portfolio is a significant size which is why indirectly investing in REIT's and funds can be better than direct investment if fixed income is desirable. Environmental trends and does the cost of ESG actually generate a good return. The office market. How the timeframe of investing into assets can change the market. NFTs and the metaverse- what they are and why might people want to invest in virtual land and property. How thinking about returns of an investment in relation to a risk free rate at different points in time is important.and lots more.As ever huge thanks to https://signaturepropertyfinance.co.uk who made this episode possible. If you require a bridge or development product then go direct to a very fast and flexible lender. See acast.com/privacy for privacy and opt-out information.

In this episode I spoke with Paul Heming from C-Link https://c-link.com for a discussion on the construction industry.We discuss how Paul founded C- Link, a platform that brings together all of your subcontract procurement into one Web App. Find subcontractors, manage your supply chain, create automated tender documents, compare prices, issue orders.How hard has getting buy in from an industry that can seem to be old school or stuck in their ways and what tips would he give to other disrupting companies trying to break into the construction and development space. What have been some of the challenges in bringing C-Link to market and then scaling it.How much of whats in the media relating to inflating costs of construction does he put down to labour and how much of it is materials? What advice would he give to Developers considering not using a main contractor and moving to a subcontractor route for the first time? What advice would he give to contractors in terms of being able to scale sustainably without compromising on quality? What does he feel are the biggest risks to developers and contractors in the current market? How does he advise developers and main contractors to vet contractors or sub contractors?How has his podcast "Own the build" https://www.buzzsprout.com/1788151 helped his business?And lots more See acast.com/privacy for privacy and opt-out information.

In this episode Mike explains how he started, scaled and exited businesses before a career in Management Consultancy for Venture Capitalist Funds helped him refine his skillset and go on to co found Crowd Property a specialist development lender that has transacted on over £300 Million of deals to date.We discuss;Mikes background in business.The venture capitalist market.Challenges when scaling businesses.Finding talent.Portfolio construction.Mikes advice to anyone looking at starting or growing pro-tech or finch businesses.And lots more.You can learn more about Crowd Property by visiting their website www.crowdproperty.com See acast.com/privacy for privacy and opt-out information.

Sorry it has been so long since my last episode. I wanted to get something out before the end of the year so here is an unedited monologue (sorry) in regards to the residential investment market.Hope you take some good bits of info from it.The podcast is coming back with a bang from January 2022 with episodes every fortnight.Happy Christmas See acast.com/privacy for privacy and opt-out information.