Rodcast

Adam Lawrence & Manish Kataria join Rod once again for the Quarterly Investment Mastermind.They discuss the recent UK Budget, The global financial Markets and of course they each pick a stock, Bond, ETF or financial product to invest in for this quarter and explain the pros and cons.First up is Rod with a Uranium and Nuclear ETF - NCLPThen Adam pitching Google And Finally Manish with an ETF tracking the Japanese stock Market - XDJPHave a watch or listen to find out what they said about them. Hosted on Acast. See acast.com/privacy for more information.

If yopu are listening you may want to head over to our youtube channel for this one as this episode has a lot of graphs and charts you may want to see. https://youtu.be/RPPH5kqJDfcA thorough Residential Property Market update including information on RentsHouse PricesAffordabilitySupplyDemandAvailability of CreditGovernment Interventionand lots more.Please check out the link for the workshop on 22nd January 2026 in London Blackfriars. https://www.tickettailor.com/events/boardroomclubconsultingltd/1893167 Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence Joined Rod to discuss how Small Property Investment Businesses can grow in todays environment. Property Investment Business Scaling ChallengesRod and Adam discussed the challenges of scaling a property investment business in the current regulatory environment. They highlighted the need for property investors to professionalize their operations, moving beyond small-scale "mum and pop" landlord approaches. Adam emphasised that the 2015 budget marked a pivotal moment where property investment became more of an obligation than an option due to increased regulations and tax considerations. The conversation also touched on the importance of using limited companies for protection and the challenges of managing properties in personal names versus companies.De-Risking Strategies for Business GrowthRod discussed the importance of de-risking while growing, emphasising that it's not a binary choice between growth and risk reduction. He highlighted key metrics to monitor, such as weighted costs of debt, burn rates, and trigger events, which can help identify potential issues before they impact the business. Adam agreed, stressing that there's no single silver-bullet metric and that a balanced scorecard approach, combining both quantitative and qualitative metrics, is essential for effective measurement and decision-making.Growth and Legacy Planning PrinciplesAdam discussed the importance of balancing growth with legacy planning, emphasising that excessive growth without proper structure can create unmanageable situations after one's death. He introduced the concept of "Your price, my terms" as a fundamental principle for deals, and highlighted the importance of risk-adjusted returns using the Sharpe ratio. Adam also mentioned the need to consider payment reliability over just focusing on high returns.Investment Metrics and Timing AnalysisRod discussed the importance of considering time and value when evaluating investment metrics, emphasising that returns should not only focus on percentage rates but also on the actual amount and timing of returns. He highlighted the need to account for holding costs, refurbishment expenses, and the timeline of income generation in investment deals, particularly in scenarios like buy-refurbish-refinance-rent strategies. Rod also noted that while cash flow is often emphasised, many returns come from capital appreciation, whether driven by market or skill factors.Welsh Property Investment Post-BrexitAdam shared his experience investing in Welsh property after the Brexit referendum, explaining his initial positive outlook based on market conditions and geographical arbitrage opportunities. He noted that Wales significantly outperformed expectations with over 30% growth during COVID, but concluded that the market had reached its peak and was now performing similarly to other regions. Rod agreed with Adam's approach, emphasising the importance of treating property investments as businesses rather than emotional assets and considering timeframes when making buy, sell, or hold decisions.Property Portfolio Management WorkshopAdam and Rod discussed an upcoming workshop on October 1st 2025 in Blackfriars, London. Adam explained that the workshop focuses on providing interactive, in-depth content on property portfolio management and scaling safely, aimed at more established businesses rather than beginners. Rod mentioned that over half the 40 available spots have been sold, and Adam recommended upgrading to the VIP dinner ticket for personalised advice and one-on-one discussions. For information on the event click here https://www.tickettailor.com/events/boardroomclubconsultingltd/1776525 Hosted on Acast. See acast.com/privacy for more information.

Each Quarter Myself, Manish Kataria and Adam Lawrence pick a financial product such as Stocks, Bonds, ETF's etc. We explain reasoning for our choices and open the conversation up to the others for critique.While we are invested in these products this is not investment advice!What we talked about...Bond Investment Strategy DiscussionAdam discussed his investment strategy, focusing on bonds as a hedge against potential market volatility and inflation. He highlighted the tax advantages of investing in Gilts and the current attractive yields compared to other investment options. Rod asked questions about Adam's approach, including how to buy bonds and what would change his mind about the strategy. Manish provided additional insights, emphasizing the role of bonds and gold as hedges for stock portfolios and the tax efficiency of investing in single Gilts.Israel: Attractive Tech Investment DestinationManish discussed the performance of global stock markets, highlighting that while the US market reached record highs in 2024, investors should not be deterred by this as it is a normal occurrence. He suggested Israel as an alternative investment destination for tech stocks, noting its strong performance over the past two years despite geopolitical concerns. Manish explained that Israel's high research and development spending, strong tech sector, and defence spending make it an attractive option for global diversification, particularly for those concerned about US currency risk.Market Timing and Investment StrategyRod and Manish discussed the investment potential of a market with strong fundamentals, including high productivity growth and a concentration of academic skills and startups. Rod expressed concern about timing, wondering if the market was already priced in and if it was too late to invest. Manish acknowledged this risk but viewed it as a good momentum play, suggesting that geopolitical concerns could provide opportunities for accumulation. Adam agreed with this perspective, noting that momentum has proven to be a successful investment factor and that staying out of the market could be more challenging than making a calculated risk.India ETF Investment StrategyRod presents his investment pick, an ETF tracking the Indian market (ticker IIND). He explains that he has invested in this for a few years and believes it's currently well-priced after a pullback. Rod cites India's fast-growing economy, favorable demographics with many young people, an expanding middle class, and a high number of millionaires as reasons for his choice. He views India's young demographic as positive for productivity and overall growth potential.Rod discussed the long-term prospects of investing in India, highlighting its strong fundamentals, including a growing finance sector and a young, educated workforce. He noted concerns about currency risk due to the Indian rupee being priced in US dollars and the volatility of the market. Adam agreed with the long-term potential of India, comparing it to China 25 years ago, but expressed uncertainty about the timing of the investment. Manish, who also owns India, supported the long-term view, citing demographics and potential benefits from global trade dynamics, while acknowledging the currency risk for sterling-based investors.Investment Picks and Performance ReviewThe group discussed investment picks and performance, with Rod sharing his successful April pick of URNG, which gained 91% since then. Manish recommended the Framlington ETF over the more expensive alternative due to its lower expense ratio of 0.2%, and mentioned he would consider trimming his position in the crypto-related ETF BLK due to recent strong performance. Adam expressed a preference for long-term buy-and-hold investing focused on fundamental value. Hosted on Acast. See acast.com/privacy for more information.

How can a £275 million property portfolio save UK taxpayers £75 million a year AND deliver stable, inflation-linked returns for investors?It's not a hypothetical question. It's the reality of the specialist supported housing sector.In this deep-dive episode of The Rodcast, I sit down with Ben Green and Adrian D'enrico from Atrato Capital, the new investment advisors to the Social Housing REIT. They reveal the inside story of their transition from managing supermarket-backed assets to taking the helm of a nationwide portfolio providing essential, adapted homes for the UK's most vulnerable adults.We explore everything from the financial mechanics of a REIT structure and the benefits of daily liquidity on the London Stock Exchange, to the operational reality of managing 494 properties and the critical importance of achieving 90% occupancy.If you are an investor looking to understand a sector with a genuine social impact, backed by government funding and long-term, inflation-linked leases, this conversation is unmissable.IN THIS EPISODE, YOU'LL DISCOVER:The Big Switch: Why Atrato Capital pivoted from supermarket income to social housing.A Deeper Purpose: A look inside the world of specially supported housing and the positive impact it has on residents' lives.The Financial Nuts & Bolts: The advantages of the REIT structure, their current debt strategy, and how they approach property valuation.On the Ground Reality: The operational challenges of managing a nationwide portfolio, from annual inspections to achieving EPC compliance.Navigating the Market: How they are tackling inflation, managing rent adjustments, and deciding between share buybacks and new investments.KEY INSIGHTS & STRATEGIES DISCUSSED:The strategic push to improve occupancy rates from 86% to 90%.The operational necessity of conducting over 200 property inspections annually.Why strong relationships with care providers are mission-critical.Tackling the 2030 EPC compliance deadline.The capital allocation dilemma: Share buybacks vs. new property investments.Don't forget to LIKE, SUBSCRIBE, and hit the NOTIFICATION BELL so you never miss an episode of The Rodcast! Hosted on Acast. See acast.com/privacy for more information.

Is the UK High Street dead, or is it on the verge of its greatest comeback?In this episode of The Rodcast, Rod Turner sits down with a true champion of British retail, Alex Schlagman, the founder of Save The High Street & Together Futures. They dive deep into the real challenges and surprising opportunities facing our town centres today.Forget what you think you know about empty shops and the "threat" of e-commerce. Alex reveals how digital-first brands are now desperately seeking physical stores, why empty spaces are a golden ticket for regeneration, and how investors are finding significant returns in unexpected places.From competitive socialising and flexible workspaces to the AI platform helping small businesses thrive against the odds, this conversation is packed with actionable insights for investors, business owners, and anyone passionate about the future of their local community.IN THIS EPISODE, YOU'LL DISCOVER:From Threat to Opportunity: How e-commerce is now fuelling a return to physical retail.Beyond Shopping: Why the future high street is a diverse mix of F&B, leisure, and innovative commercial spaces.The AI Revolution for Small Business: An introduction to Thriver, the AI-powered platform helping small businesses manage 143 essential tasks.Investing in the Comeback: Where savvy investors are finding success and the hands-on asset management strategies that work.The Council's Role: How local authorities can become powerful partners in regeneration and economic growth.---**KEY TAKEAWAYS & ACTIONABLE ADVICE:**---* Why flexible lease terms are crucial for attracting new businesses.* How to develop incubator programs to fill vacant retail spaces.* The power of using AI technology (like Thriver) to support and scale small business operations.* The importance of community-level activations and supporting local champions.* Why reevaluating the business rates system is essential for survival and growth.---Find out more about Alex's work at: [https://savethehighstreet.org/](www.togetherfutures.com)Don't forget to **LIKE**, **SUBSCRIBE**, and hit the **NOTIFICATION BELL** so you never miss an episode of The Rodcast!As Always thank you to our sponsors www.978finance.com Contact them to arrange finance on your next deal!You may have heard about the workshops Rod and Adam Lawrence put on for SME property Businesses. The next is on JV's and M&A in London on 3rd July 2025. Limited tickets left for this event here http://Bit.ly/pbwseven Hosted on Acast. See acast.com/privacy for more information.

G2M are a company acquiring and regenerating existing rental stock in established communities, they provide long-term, affordable, and decent homes for families – combining institutional capital, active asset management, and proprietary technology to drive meaningful impact across the UK. I spoke with their co founder and CEO Paul Morton on the latest episode of the Rodcast.Here is what you can expect from the episode;Paul's journey from chartered accountant to venture capital, and his evolution into property, shifting from trading to a unique investment model.What drives the Supply of homes.Why Landlords are exiting the market.Why average and lower income households are seeing a contraction of rental opportunities.Why institutional capital has stayed away from UK residential in the past.Why the residential market is so fragmented.Why institutions have stayed away from existing homes vs new builds and what are they missing.UK residential investment Market vs more established markets like USA and Germany.Consolidation of private rental market and what that means.How do lower value areas vs higher value areas affect the investment model.The data they use in their investment models.Fixed costs of running a lower value property erode the income disproportionally.Rents top out at the higher end of the value curve so how they triangulate their sweet-spot.Why do they favour the cash generating model.The Drivers of Problems in Housing stock.Liquidity of Housing stock.Why Right to Buy Scheme has restricted stock of Social Homes.Unintended consequences of Home Ownership promotion.Sustainable tenancies and Affordability.£19 Billion of welfare is unclaimed.Having a resident base that is not just income driven.Key data sets that Paul likes to keep his eye on.The Biggest risk to G2M and what they are doing to mitigate it.Why being resident centric helps to look after everything else.How Paul's role as CEO has shifted as the business has grown.Why they demerged the investment and operational parts of the business.The change in culture of a growing business.The challenges of pivoting from trading to investment models.The valuation of Time in property.The importance of Arbitrage.Why understanding the Capital replacement cycle is key.The energy and motivation required to be investing in residential property.£300 Billion a year of existing homes change hands each year and why that is important.What would change Paul's mind on investing in existing homes.The effect of regulation on the Housing Market.Energy Performance regulations and how to allocate capital toward that.As always a huge thank you to www.978finance.com who made this episode possible. Please contact them if you have any finance needs for your next property deal.Our channel relies on engagement to keep attracting great guests. Please subscribe so you don't miss an episode, like and comment on our videos and podcasts and comment on anything you would like us to discuss on The Rodcast. Hosted on Acast. See acast.com/privacy for more information.

How was it possible for 1 London Local Authority to build more affordable houses than any other Council and reduce Temporary Accommodation Costs Year on year when so many other councils are unable to?I asked Darren Rodwell the ex Leader (and Mastermind) of Barking and Dagenham Council's impressive Housing record about this and more.Darren and I discussed;The breakdown of housing for communities.Why Barking and Dagenham's community had felt the extremist views of the BNP were what they needed prior to Darren.Why people strive for a community that shows value to them and that they show to that community.Our desire for our children to do better than us.The difference between Affordable and Social Housing.The Anderson Housing Act after the war, Homes for Heroes the Nationwide expansion of Housing.How after the Victorian era hope and aspiration ruled and it became an expectation that the council would provide you a home and business would provide you with a job.Common good vs good for the individual.Housing Associations, council equivalent rent and shared ownership schemes.How "Affordable" means we recognise you can pay a bit more.Why a mixed tenure approach to housing is important.Why some labels create echo chambers of "you are not good enough.Why Housing should be Aspirational.Council Housing is a form of Build to Rent.How the council housing boom after the war was funded when the country was broke.How Darren reduced Temporary Accommodation costs to the council year on year.How Barking & Dagenham built 20% of Londons Affordable Housing.Why expecting private developers to pay for council housing is causing councils to go broke.The power of being led by community, facilitated by Local Authority and invested in by partners is the key formula that councils should adopt.You only get a council property if your need is greater than others.How Darren reduced Housing waiting lists from 11,000 to around 4,000.Why looking at the deprivation index is a good measure.Building communities and not just homes should be the focus which is why the percentage of schools rated good to outstanding increased from 68% to 92% in the borough.Why Local Authorities must serve the community rather than Parent it.A council should look to reduce running costs but empower the community.Why we have not done proper council house building in the UK since the 60s and 70s.How MIPIM is now attracting public and private entities together.Measuring success in social equity with the peoples personal index.How wealth funds, infrastructure funds and pension funds can play a vital role in affordable housing.Why housing is the greatest infrastructure requirement in this country.How housing benefit costs can be offset by capital expenditure.Why the planning system is not broken.And a whole lot more.As ever if you enjoyed this episode please leave a comment and press the like button. If you are not already please subscribe to the channel so you get notified when there is a new episode.Thanks to our sponsors www.978finance.com who make each episode possible. Please contact them for all your finance needs. Hosted on Acast. See acast.com/privacy for more information.

If we build more houses will that lower prices.Is planning reform the answer?Is land banking a problem we should be concerned with?I speak to Veteran of the property industry Peter Bill to discuss peoples Perceptions of the Housing Crisis and why he feels many of these perceptions are incorrect.Peter tells us His background and extensive career in Property and Journalism.Why he feels the state cannot exert control over housing in the UK.How the price of new homes is linked to second hand homes.How the economics of Housebuilding works.How land use for housing has changed over the years.How the rate of Sale Per Outlet Week (SPOW) is a key metric for Housebuilders and the housing market.Why he feels building more houses will not decrease prices.How housebuilding correlates with economic output.Why the economics of building large blocks of flats is different to Housebuilding.Why he feels improving the planning system has never resulted in more homes.Why developers should not rely on the state to help them.His thoughts on the governments current planning reform.Why prefabricated building has not and is not the answer.Why he feels the infrastructure of building council & low cost housing has been destroyed.How the sizes of homes have got smaller over time.How the amount of homes per hectare has changed in the last 30 years..Why it has become so difficult for SME developers in the UK.And so much more.If you liked this episode please like, subscribe and leave us a review as it helps us to keep getting great guests like Peter.You can also watch our episodes on our Youtube Channel www.youtube.com/@rodcast-propertyThanks as ever to www.978finance.com who sponsor our episodes. Please contact them for all your finance needs. Hosted on Acast. See acast.com/privacy for more information.

Manish Kataria, Adam Lawrence and Rod Turner are back to present our quarterly investment mastermind where we each pick a financial investment and give reasons on why we are investing in this at the moment.Each of us then critiques this decision.We also explain the current market dynamics and in this episode (recorded 4th April 2025) that is centred on the Trump Tariffs which has caused a tumble in the US stock markets.Whilst we do invest in these picks THIS IS NOT INVESTMENT ADVICE and should not be taken as such.We love to hear what you are investing in now. Let us know in the comments. Hosted on Acast. See acast.com/privacy for more information.

I am joined by Michael Keaveney the Director of Land and Development at Grainger PLC, the UK's Largest Landlord to discuss the UK's Housing Emergency.Michael is probably the most qualified person I have ever spoken to on UK Housing, and my gosh did it show!We discussed;- Michaels background and career going from a degree in Building surveying to working for project managers and private developers to his current role at Grainger PLC.- The difference between how private companies and public companies operate in the Development space.- How the Development industry has changed over the past 30 years.- The problems of Town Planning and how it has been politicised.- How NIMBYism is a disease.- Why the rhetoric & the narrative of pro development is the biggest single change to planning reform.- Why he feels we are in a Housing Emergency.- £2.3 Billion a year being spent on Temporary Accommodation and housing waiting lists being out of control.- Why the Renters Reform Bill & Renters Rights Bill were direct responses to the Private Rental Sector being used by people that cannot afford it and should not be in it.- Mom & Pop Landlords, accidental landlords, part time landlords and how important they are for the PRS.- Why he does not agree George Osbourne's main aim was to institutionalise the PRS.- According to surveys of customers/tenants in the PRS, the vast majority get a good deal, so why are the PRS demonised?- Why he is happy with the majority of reform of rental industry in the renters rights bill.- Why no one speaks about how the PRS has propped up housebuilding in the UK.- Similarities with Section 106 in suburban areas holding up development and the PRS demonisation stalling ultra urban development.- Why Private investment is vital for UK housebuilding, development and infrastructure.- Why most house builders are now avoiding ultra urban schemes in favour of less units of housing.- Why rate of sale is so key for house builders.- The ability of private capital to say no to investing in Housing in the UK.- Why policy makers need to understand what development needs to be viable.- Why Michael agrees with approaches by the GLA in the past to percentages of affordable housing needed on sites.- Why he prefers the ideas of grants to the dropping of tariffs for housing.- Why the loss of SME developers in the market is a disaster.- Where he feels there are opportunities for SME Developers.- The costs of getting to planning for SME Developers.- Why big house builders cannot be set up in this environment and what needs to change.- Labour seeking to tackle red tape around town planning.- Planning isn't THE problem but it is a problem.- Why Landbanking is a misnomer.- £90 Billion required to build 90,000 social homes.- Why the SME builds in a different way to big house builders and why we have lost capacity in the UK to build lots of houses in different areas.- Why subsidy for social homes is vital.- Michael gives advice to any young person who is looking to get into the real estate industry.If you enjoyed this episode please leave a comment below and let us know your favourite part. We rely on growing our audience to keep getting excellent guests so please make sure you subscribe. We are also on Youtube, follow us there too. https://www.youtube.com/@rodcast-propertyAs always thank you to www.978finance.com for making this episode possible. If you are looking for structured finance, Development loans, Bridging loans or just investment mortgages please get in touch. Hosted on Acast. See acast.com/privacy for more information.

Unveiling the Secrets of Mortgage Pricing with Shawbrook Bank!Ever wondered how banks actually decide on those mortgage rates?

In this episode ex lawyer turned Landlord Blogger, Suzanne Smith Joins me to discuss what is really going on in the Renters Rights Bill and what else Landlords should be aware of.We discuss;Suzanne's move from being a lawyer for multinational corporations to becoming a Property Investor.Difficulties she had with lettings agents and why she set up her blog for Landlords.How Smaller Landlords can survive in the Private Rental SectorThe type of mindset Landlords and Residential property Investors should have.Is Passive investment a reality for LandlordsAwabs Law, Damp & mould and duty to investigate the causes of Damp and mould and what details are still to come.People on Benefits can have a good credit history.What Landlords and Property Investors should be concerned about in the Renters Rights Bill including- Abolition of section 21- The end of fixed term tenancies and the impact on the student market in particular- New grounds for section 8- Rent increases through Section 13 notices and the first tier tribunal. How tenants are being incentivised to go to tribunal.- First months rent and rent in advance payments.Some common misconceptions from Landlords on the Renters Rights Bill.The process of how the Renters Rights Bill going through Parliament and onto the statute book.Changes in EPC requirements.Differences in Energy Efficiency Ratings, Carbon offset and what will the new EPC prioritise.What is currently being consulted on for EPC.- When this will come into force.- How long will the new EPCs last for.Windows of opportunity for Landlords to think of now.Price cap for works to get to an EPC rating of C.How the price cap works in relation to what you spend money on first.Money spent now does not contribute to the cost cap.Generous grants are available.Disproportionate effects on low value areas.Changes of rules for listed buildings and EPCs.EPC assessments and the assumptions that occur.Tips for Landlords to ensure the EPC is getting the best score at assessment. The importance of evidence.The stages of change management and how investors are going through grief but need to jump to acceptance and implementation.Pricing the risk of these changes for property investors.Avoiding problems is better than fixing them.Percentage returns are useless without a value.Examples of buying property not being a good investment over the long term.Please check out Suzanne's great blog posts here https://theindependentlandlord.com/the-independent-landlord-blogger/ Hosted on Acast. See acast.com/privacy for more information.

Jon Rose is back to discuss the unintended consequences of Rachel Reeves Budget and how this affects Property Investors.In the episode we discuss the impacts it has had on Businesses but also on individuals Pensions.We look at the pros and cons of investing into an ISA vs a Pension Wrapper and how the budget has changed these.We discuss in detail some scenarios where you may favour investing in an ISA over a Pension and vice versa.You can connect with Jon here https://suitablelife.co.uk/As ever if you enjoyed this episode please leave us a review and be sure to like and follow us wherever you listen to your podcasts and don't forget we now have our episodes on our Youtube channel for you to watch. https://www.youtube.com/@rodcast-propertyThank you to our sponsors www.978finance.com who are the go to people for your finance needs and www.konnexsion.com the best software solution for property management. Hosted on Acast. See acast.com/privacy for more information.

My guest today is the Brilliant Jon Rose of Suitable Life.Jon was previously on the Rodcast a few years ago discussing Financial Planning. If you have not listened to that episode please go back and listen to that first, Episode 63.In this episode we discuss how people should approach the often emotive subject of Legacy and Estate Planning with an emphasis on Property Investors.We discuss;How to approach Legacy Planning.Warren Buffets mantra of "Leave them enough to do anything but not enough to do nothing".The difference between Financial and Non financial Legacy.Memory Dividends and Financial Dividends.Common mistakes of Property Investors when approaching Legacy Planning.Control Freaks - what we can and can't control.Different types of property to pass on and why.How Abdication of responsibility is such a big, common problem.Financial education for children.Operational intensive assets.Pro's and con's of Gifting.Different types of gifts.Gifts and Trusts.Nil rate bands and Taper relief.Chargeable lifetime transfers.Gift inter vivos policiesAssets going into trust at death vs in lifetime.Spend it, Gift it, Insure against it or invest in assets that don't attract it (which can change).How probate issues can affect legacy planning.Importance of Liquidity throughout your lifetime.Difficulties of planning for your future self without knowing them.Your life is never as cheap to insure as it is today.How we are driven by pain points.How and why the the asset mix in your portfolio should change over time.This discussion was so brilliant we have had to split it into 2 parts and will release the next episode in a weeks time which discusses changes in the recent Budget, Pensions and ISA's so look out for it.If you liked this episode please give us a like and a review and make sure you follow the Rodcast so you do not miss an episode.If you are interested in the Property Business Workshop in London on 16th January you can see details here https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877Thanks to our sponsors www.978finance.com please get in touch with all your finance needswww.konnexsion.com who can take care of any property management software solutions you need Hosted on Acast. See acast.com/privacy for more information.

Manish Kataria and Adam Lawrence join me once again for our quarterly investment mastermind where we discuss what we are investing in on the Financial Markets and why.If you have not listened to one of these episodes before the idea is we each pick a stock, Bond, ETF or investment that most people have the ability to buy and explain why we think it is a good pick. We then open it up for critique from the others. We should point out that although we do invest in these, this is in no way Financial Advice.We also discuss the wider markets and the factors that may affect future earnings.For this quarter Manish chose BLOK an ETF that invests in Transformational Data Sharing Technologies https://finance.yahoo.com/quote/BLOK/?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAKfCtRCxJAg5gC4MeXtZFtEjw4297ANcxQoWndKd_TyUQLKIgfWgDZMvF3xwlpjtvr-Y-kvgFf25Mf4WTNx_mZNVSA-T8-XWVZg6KdAOR1K_qF74GJmJvi6DpHhhMR-CNzoVDH_A4XIwg0u-ND-JYtlAn6ichUJr527R_uDYHZIpRod chose Ranmore Global Equity Fund, an actively managed Value fund. https://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000J58QAdam chose WISE, a fintech company focused on Global money transfers https://www.google.com/search?q=wise+stock+price&oq=wise+stock&aqs=chrome.1.69i57j0i131i433i512j0i512l4j69i60j69i61.4827j0j4&sourceid=chrome&ie=UTF-8I would really appreciate it if you like, follow and leave us a review wherever you listen or watch the podcast.Enjoy Hosted on Acast. See acast.com/privacy for more information.

I am joined by Ryan Etchells the Chief Commercial Officer at Together https://togethermoney.com/Ryan describes his role as CCO being between the raw products (in this case pound notes) and the sales team.This is a cracking episode that has so much information for any investor wanting to understand the specialist mortgage market better, including;The mortgage market review.Production costs of credit vs costs of risks.How the way the UK lives and works determines the demand of products.How the specialist mortgage market has changed over the years.How the low base rate decade affected the mortgage market.The shift in types of property investors over the years.Changes in Demand for Buy to let property.Credit lines for lenders vs SWAP rates.Examples of why the ability to Hedge a loanbook can change mortgage product pricing.Historical spreads between high street lenders and specialist mortgage products.How lender price specialist mortgages.Why savings rates have lagged lending rates.How banking regulation has built resilience in the UK.Mortgage product and application fees vs interest rates.Managing customers expectations when base rates double.Differences in the housing market compared with other period when rates increased.The need to unlock SME Housebuilders.Market responses to politics and of course their Residential Market report which can be found here https://togethermoney.com/residential-property-market-report-2024?utm_medium=referral&utm_source=general&utm_campaign=resi2024&utm_content=div_groupaud_direct041024campaignutm15If you are interested in our Property Business Workshop on the 16th January in London please check out the details here https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877 Hosted on Acast. See acast.com/privacy for more information.

This episode is a thorough review of the UK residential property Market.We use a lot of graphs and charts so it may be better for you to watch on our youtube channel here https://www.youtube.com/@rodcastITPWe show and analyse data on RentsAffordabilityRegional differencesRoom RatesHouse PricesFactors affecting House pricesFirst time buyer dataWage growthHousehold dataInflationLending markets Labour MarketsIf you would like more information on the Property Business Workshop mentioned in the episode please click on this link for more info. https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877 Hosted on Acast. See acast.com/privacy for more information.

I am joined by Adam Lawrence and Manish Kataria again for our quarterly investment mastermind, where we discuss what we are investing our ISA's and Pensions into and why.This is not investment advice!We give our thoughts on the investment environment including the economy, productivity and the stockmarket.As always we each have 1 pick of a stock, ETF, Bond, REIT or other financial product that would be available to most everyday investors. We give our reasons for the pick and then open up the floor to the others to critique our choices.Adam chose 30 year UK GILTRod chose Liberty Media Corp Series C (LSXMK) https://finance.yahoo.com/quote/LSXMK/ A media stock listed on Nasdaq which is involved in some M&A action.Manish chose HSBC FTSE EPRA NAREIT Developed UCITS ETF (HPRS.L) https://finance.yahoo.com/quote/HPRS.L/ A Global REIT ETFDon't forget you can now watch all our episodes on YouTube https://www.youtube.com/@rodcastITP please give us a follow there.Do you want to know how to negotiate better with sellers, understand what is involved in exiting a business as well as working out what your exit should look like? Or maybe even just trying to understand which professionals you should look for and what to ask them whether that is estate planning, selling a business or even structuring a deal. Our latest workshop taking place in London on 1st October 2024 goes through all of this. Check it out here https://www.tickettailor.com/events/boardroomclubconsultingltd/1333219As always thats to our sponsors who make this episode possiblewww.978finance.com - Get in touch with them about financing your next deal. Hosted on Acast. See acast.com/privacy for more information.

Pieter Zitman has spent 37 years in the construction industry with the last 2 decades focusing on Affordable Housing.His developments have achieved 4 RIBA awards, 5 Evening Standard awards, The RICS award and The Royal Fine Arts Commission Trust Award. So when he suggested we discuss some of the ways that more housing can be built I jumped at the chance!In this episode we discuss;Pieter's background and how he came to specialise in Affordable Housing.What Affordable Housing is defined as.What the main Problems with Housing in the UK are.What is stopping more affordable housing being developed in the UK.Thoughts on recent news that Section 106 transactions are dwindling. Why and what can be done.How the government can motivate more SME's to develop Affordable Housing.Traps that Developers should consider when it comes to developing affordable housing.The changes to Affordable Housing over the years.How the planning system is playing a part in the development of Affordable Housing and what changes could be made.And Lots more.If you enjoy this episode or any of our other 100 + previous episodes please be sure to leave us a review where ever you listen to your podcasts. It really helps us to continue to attract more fantastic guests. Thanks in advance.Don't forget we are also now on You Tube https://www.youtube.com/@rodcastITP please give us a follow.As ever thanks to our sponsors www.978finance.com (Contact them for finance on your next deal) and www.konnexsion.com (contact them for fantastic property management software)Don't forget that myself and Adam Lawrence will be hosting our next Property Business Workshop (for Property Business Owners and portfolio holders) on 1st October in London. You can see more information and tickets here https://www.tickettailor.com/events/boardroomclubconsultingltd/1333219 Hosted on Acast. See acast.com/privacy for more information.

In this episode I was joined by Toby Wilde the Founder of Oparo www.oparo.co.uk to discuss what has become the "Wild West" industry of Supported Living.We discuss;Toby's background in property development and lettings and his motivation to be in the supported living sector.What the definition of Supported housing.Challenges of running an investment House in this sector.Using data and tech to assist with asset management and finding deals.Use classes and the planning system when it comes to supported housing.The difficulties of finding and dealing with operators in this space.Different types of leases and what they mean for investors and operators.The regulator and the mismatch of what they want and what is happening in the market.The LHA rate and what is sustainable rent for supported living sectors and why.And Lots more.Once again thanks to the sponsors www.978finance.com please contact them about financing your next dealwww.konnexsion.com please contact them to enhance your property management.Also a quick note of our next workshop.I see it come up all the time when people want to exit/sell a portfolio/business. They've got no exit plan. Understanding your own is crucial otherwise there's no point putting all this effort in.Understanding all this also helps you provide proper solutions for vendors that can help to get deals over the line.Check out details of our property business workshop on exits in October here https://Bit.ly/pbwfour Hosted on Acast. See acast.com/privacy for more information.

James Pick founder of Konnexsion www.konnexsion.com joined me for this episode to discuss how AI is being used in Property Management.We talk about communication and how important it is in property management.Different ways to communicate and to whom eg voice, SMS, Whatsapp, email etc.Audit trailsRecord keepingGetting all stakeholders communications recorded in a centralised place without changing their preferred method of communication.Integration and using Cloud.Asset ManagementTenancy ManagementFinanceAI and document ingestion.transcription of videos and voice notes.If you are interested on efficiencies in the property management of your business then this episode is one for you. Hosted on Acast. See acast.com/privacy for more information.

Before we get started, I'm delighted to say our next Property Business Workshop on 4th July only has 10 tickets left.This time Adam Lawrence and I will be taking on: The fundamentals of property investment. Risk mitigation and control. Relevant investment metrics. Differing secured debt arrangements and loan structures – and – Scaling your property portfolio/business – why, when and how?Thursday 4th July, in a Central London location (Blackfriars). Let's face it – there's nothing else on that day apart from a rout. Early Bird tickets are running out – and thanks to the early bookers who make it viable to book a room and organise the event – we reward them with 10% off! There are tickets still available here: http://bit.ly/pbwthreeNow to this episode.Mike Kovacs from Castleforge is always a fountain of knowledge when I talk to him and this time was no different. I love his data led research approach to investing in different use classes and geographies.In the episode we discuss what Mike has been up to since we last spoke on the Rodcast a few years ago in episode 72 https://shows.acast.com/5d72784e408342486f3e10c1/633ee475050f5400123d2eafWe discuss;What has happened in terms of people being back in the office and how that differs in different markets.Structural differences in Markets that technology cannot fix in the office market.What has happened to Traditional office leases over the past couple of years.Flexible office market and how this is changing.We Work' s effect on the London flexible office MarketRegional office markets.How commutes affect office demand.Office costs as a percentage of a Businesses costs and how that has changed.Security of income in Flexi offices.What investors should be concerned about in regards to metrics.What office investors can learn from Hotel investments.The parts of the office market he focuses on and why.Why investors are only now realising the operational efficiencies of old school investments have changed.How Covid affected the Hotel market and why they felt it was the right time to get into hotels.How they chose the type of hotels and locations to invest in.Issues with the capital structure of some Hotels.Why Hotels have a track record of keeping up with inflation so well.What are the factors and some examples of what they look for in locations for Hotels.The effects on Hotels on the short term let and holiday let market.Why their residential arm "Ocasa" focuses on lower to middle market and affordable products.Barriers of entry in lower value residential areas.How they built a portfolio of over 2,250 residential units.How to look at the addressable market.The cost of Development.Cost of Living and how that is affecting affordability for renters and what they do to mitigate these risks.Operational costs of operating a residential portfolio.he ongoing costs and investment metrics needed in residential investment.Should operations be split from ownership?How regulation is affecting operational costs.The problems of investors realising they are running a business.Options for tired landlords.The future of Data Centres.How energy markets affect Data Centres.Why there are supply constraints in Data Centres.Different types of Data Centres and what to look for in a building or location for a good investment.And lots moreThanks to our sponsors www.978finance.com & www.konnexsion.com Hosted on Acast. See acast.com/privacy for more information.

If you are interested in Supported living, Impact Investment, Private Equity, Operational Efficiencies, EBITDA, ESG, Housing Crisis then you are in for a treat.I was joined by Honor Barratt the Managing Director of Birchgrove, https://www.birchgrove.life/ a Senior Assisted Living operator that is funded by Impact Fund, Bridges https://www.bridgesfundmanagement.com/our-story/We discuss;Honor's background in business and how she became the Managing Director of Birchgrove.Coping with changes when your business is bought by Private Equity.Upskilling through business programmes such as Harvard.Transferable skills from a Creative industry.The scale of the retirement living problem in the UK.When people should look to downsize.Renting in later life.How the housing market is affected by the older population.How the senior living market in the UK compares with other countries.Why does it take us so long to create buildings in the UK.The biggest challenges Birchgrove faces.Market and Investors concerns over the supported living industry.Where the money is currently coming from that is investing in UK Senior Living.Measuring Impact.Delivering EBITDA with impact.How ESG and EBITDA are not mutually exclusive.The biggest challenges with scaling a business where there is an absence of comparables.The demographics of the industry and why this sector looks rosey.Identifying the problem with insight.How the cost of finance affects the business as well as impact.The realities of paying for care.Having a sense of purpose and how that really supercharges things.Ghetto-ising certain communities and how sometimes some communities want it.How impactful gestures can be.And Lots more.Thanks again to our sponsors 978 Finance https://978finance.com/andKonnexsion property management software https://www.konnexsion.com/user-login Hosted on Acast. See acast.com/privacy for more information.

Jo Seth-Smith is the Investment Manager at Olim Property https://www.olimproperty.co.uk/index.html an FCA regulated property investment manager of UK commercial property portfolios, whose Funds Under Management total is approximately £1 billion with individual discretionary mandates for pension funds, investment trusts and Oxford colleges.Jo has a heap of experience in Commercial Property Investment starting her career at JLL, La Salle Investment Manager and then moving on to for part of the team that created Acuitus Commercial Property Auctions before joining Olim Property.In this discussion Jo and I discuss;How Jo came to be involved in the investment side of Commercial Real Estate.Different types of sellers and buyers at commercial property auctions and differences in approaches between institutional investors vs private sector investors.Why institutional investors decide to sell at auction.How the structure of a typical institutional real estate portfolio has changed over time.As an investment manager how does the clients needs dictate the sectors that you look to invest in.Where her focus in terms of asset types has changed over the past few years.The importance of not just reducing risk for clients but also reducing costs.Valuations when transactional evidence is low and how that can affect decisions to sell.Theory vs experience.The delay between cause and effect on asset prices happening in the market.Cost of living crisis effects on covenant strength of occupiers of commercial property.Difficulties in forecasting future rents.Difficulties in achieving historical yields in certain asset classes.How ESG factors into Jo's decision making when making investments and how that has changed over time.Policy and Government changes and their effects on investments.ESG and box ticking.Advice to people looking to get into the industry.And lots more...Thanks again to our sponsors https://www.konnexsion.com who provide fantastic property management software and 978 Property finance https://978finance.com/ who provide finance for all property dealsIf you enjoyed the episode please be sure to follow on whichever platform you listen or view on. Reviews are always welcome. Hosted on Acast. See acast.com/privacy for more information.

Our Quarterly Investment Mastermind with Manish Kataria and Adam Lawrence kicked off with a brief discussion on the performance of some of our previous investment picks and the current investment environment.We then got onto our picks for this quarter.If you haven't listened to one of these mastermind episodes before the premise is we each pick a stock, bond, ETF, REIT etc that we feel is good to invest in now and give the reasons why. The others then are given a chance to critique.Manish chose an ETF that tracks the Russel 2000 ticker IWM https://www.ishares.com/us/products/239710/ishares-russell-2000-etfI went with an ETF that tracks the FTSE 250 with ticker VMID https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-250-ucits-etf-gbp-distributing/distributionsAnd Adam chose Dimensional Fund advisors uk value fund https://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=f0gbr04v7xManish also came in with a bonus pick of the stock BP https://www.bp.com/en/global/corporate/investors/share-price-tools/share-price-history.htmlTo find out the reasoning and critiques behind these investment picks please listen to the episode.Please don't forget to like and subscribe/ follow the RodcastTHIS IS NOT INVESTMENT ADVICE Hosted on Acast. See acast.com/privacy for more information.

In this episode I am joined by Richard Nicholls who has a fantastic knowledge and track record in the sales market of HMO properties. We also discuss the HMO market and what HMO owners can do to maximise sale values. Selling portfolio's and large HMO to funds and what they may be looking for.However in this episode we discuss another property related business that Richard had several years ago that had disastrous outcomes for his clients, him and his family.This is a candid discussion about what mistakes Richard made in business, what went wrong and what we can all learn and apply in our own businesses to ensure we minimise these things happening.We discuss warning signs for both clients and Richard acting as main contractor. We look at it from both clients perspective and what you should be looking for in a contractor as well as from a contractors point of view.As always thanks to our sponsors www.978finance.com who provide me with fantastic finance for property investments and developments and www.konnexsion.com whose software is invaluable in managing my portfolio.Please don't forget to like and subscribe to our podcast.If you. prefer to watch the episode please subscribe, like and watch our youtube channel https://www.youtube.com/channel/UCxkO-euK0xulYGS7vH08d5A Hosted on Acast. See acast.com/privacy for more information.

In this episode I am joined by Planning Consultant Lorenzo Pandolfi from https://logic-planning.com/ to talk about the current state of the UK's Planning System.We discuss;His career and how an Italian town planner came to be in London.How Morale, Money and perspective are causing issues in the planning system.What is causing the issues with staffing in planning departments.How "Public Practice" can help the planning system.The public sectors PR departmentLife on the front line in Local Authority Planning Departments http://samuelstafford.blogspot.com/2021/12/life-on-front-line.htmlCommon mistakes made when submitting planning applications.Where does planning really sit in the agenda for the political parties.Permitted Development.How important soft skills are when trying to get an application granted.Useful resources for Planning specialists and developers (see below)https://www.youtube.com/channel/UCcMtoF0MPgFble556ncjNvQhttps://simonicity.com/https://www.planoraks.com/https://www.irwinmitchell.com/our-people/nicola-goochhttp://samuelstafford.blogspot.com/2021/12/life-on-front-line.htmlAs always a big thank you to www.978finance.com for sponsoring the episode. Please contact simon@978finance.com for all of your finance needs.Please share this episode if you enjoyed it and don't forget to follow on your podcast platform or on youtube https://www.youtube.com/@rodcastITP and we would love a review. Hosted on Acast. See acast.com/privacy for more information.

In the last 5 years we have had Covid, Trussonomics, Market volatility, been paid to stay home, inflation and the fastest increases in mortgage rates for 100 years.So it was an absolute pleasure to have the first ever Rodcast guest back on the show to celebrate our 100th episode and hear how his fantastic property business has navigated the difficult environment.If you haven't heard the first episode then do go back and listen. (The sound quality is not good but the content of what Jason Tracey from www.bmor.co.uk discusses is brilliant)In this episode we hear how Jason's company Bmor, a specialist regeneration developer and investor with a €1bn portfolio of complex, mixed-use, regeneration & restoration projects operate.At heart they are bed specialists in that they focus on;HousebuildingBuild to RentSocial HousingHotelsPurpose Built Student AccommodationCaravansbut more importantly the reasoning they use when they jump into each of these sectors.This one is really a belter of an episode it is both inspirational and full of fantastic tips for any property business.Thanks again to our sponsors www.978finance.com for making the episode possible. They provide fantastic rates in Bridging & Development loans, commercial mortgages and also Buy to Let productsThis episode is also sponsored by Rod & Adam Lawrence's next Property Business Workshop on Joint Ventures and Due Diligence which takes place on 24th April in London. Find out more here https://www.tickettailor.com/events/boardroomclubconsultingltd/1136058We are also on YouTube and you can watch this episode as well as other on https://www.youtube.com/@rodcastITP don't forget to subscribeIf you enjoyed this episode or any others please write us a review and share with friends. We really appreciate it. Hosted on Acast. See acast.com/privacy for more information.

I was delighted to welcome back Paul Higgs to the Rodcast.Paul was last on the Rodcast in 2020 on episode 15. If you have not listened to it please give it some of your time as it discusses Paul's amazing career from being Head of Land at Barratt Homes (The UK's biggest House builder) to his own business. https://shows.acast.com/rodcast/episodes/paul-higgs-development-land-and-planningIn this episode we discuss the difficulties of being a Property Developer in the UK and how to navigate the volatile industry including;How Paul was able to win at appeal where others had failed on a complex Greenbelt site.The realities of what the Green Belt is and what the government is doing to enable or discourage development on it.Biophilic design and why it is important.Common mistakes developers make.Managing expectations of timeframes on development deals.How the current planning system is affecting the building of new homes in the UK.As always thanks to our sponsors at www.978finance.com for making this episode possible. Please contact them for any property financing needs. Hosted on Acast. See acast.com/privacy for more information.

Richard Berridge CEO of the UK Single-Family Association SFA https://uksfa.org/ has over 40 years experience in UK Residential Real Estate. We had a brilliant conversation centred on Richards passion for rental Houses We discussed;Richards Career and how he came to be CEO of UKSFAThe history of Build to Rent (BTR) in the UK.The current make up of BTR in the UKWho have been investing in BTR in the past and how is that changing.How the UK compares to other markets in terms of BTR and single family rental homes.The benefits of Single Family rentals for tenants and wider communities.Why institutional money have generally stayed on the sidelines when it comes to UK residential property and if this is changing.This is a must listen for anyone growing a residential portfolio in the uk.Thank you to our sponsors www.978finance.com for making this episode possible.Don't forget you can watch this episode as well as other Rodcast episodes on our youtube channel https://www.youtube.com/@rodcastITPDon't forget to subscribe Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence joins me in this episode to discuss Joint Ventures and the mistakes people make as well as due diligence and some info on M&A in SME property businesses.We will go into much more detail at our live workshop in London on 24th April. More info here https://bit.ly/propertybusinessworkshop2Points we cover in this episode are;Joint VenturesWhat do you want from a business partner. Where do you need to be aligned and where does it help to be different.What happens in the event of a dispute. What are typical traps business partners fall into.How can shares and what is included in Articles of Association mitigate issues.The difference between Articles of Association and a Shareholders agreement and why you may use one over the other.Why do people tend to fall into these traps when going into a business together.Some examples of what can go wrong and what to include in an agreement to mitigate the chances of that.Ensuring everyone knows where they stand in the event a dispute takes place and the mechanism that will be used to come to a decision.Key person issues.What to do if you are already in business and do not have these things in place.Utilising Trigger Events.Due Diligence on partners.How to work out if a person or company will be a good custodian of your capital.Return of Investment before Return on Investment.Evidencing what people say.Why accounts matter. Ways of dissolving companies.Online and offline due diligence.Secured and unsecured debt and how to look at both and the real leverage someone or a company is really under pressure from.Subordination and order of priorities.How do you underwrite a deal as well as a person/organisation.How to manage expectations when lending.Mergers & Acquisitions on SME property Businesses.Benefits of buying a company holding assets rather than the just the properties... It is not just Stamp duty.Negotiation points from both the buyer and seller.We will be going into far more detail on these topics at a live workshop event on 24th April in London. You can get more details for the event as well as buy tickets https://bit.ly/propertybusinessworkshop2 Hosted on Acast. See acast.com/privacy for more information.

Joined again by Adam Lawrence and Manish Kataria we each pick a specific investment that anyone can do in their ISA or pension and explain the reasoning behind it.As well as our picks, we discuss;Pound cost averaging,changing a portfolio for retirementBias to home nationsHow value vs growth has performedNominal vs real numbers.How long do you hold specific investments for and what makes you make a decision to sell or not.Rod's pick is one of the Vanguard lifeStrategy funds which is 100& in equities with a bias to UK and USA. https://www.vanguardinvestor.co.uk/investments/vanguard-lifestrategy-100-equity-fund-accumulation-shares/overviewAdam's pick is Developed countries small cap value ETF https://www.ishares.com/ch/professionals/en/products/317548/ishares-international-developed-small-cap-value-factor-etfManish's pick is an energy ETF with a weighting towards American Oil producers https://www.google.com/finance/quote/XLE:NYSEARCA?sa=X&ved=2ahUKEwj71Jn_sb6DAxWOQUEAHYwHCCUQ3ecFegQIKBAXFor more info about the Boardroom Club please email me rod@incomethroughproperty.co.ukFor information about finance for property investors regarding mortgages and development& bridging loans please contact our sponsors 978 finance simon@978finance.com Hosted on Acast. See acast.com/privacy for more information.

I spoke with Daryl Norkett the Head of Real Estate Proposition at Shawbrook Bank, one of the biggest Buy to Let and property investment lenders to discuss how mortgages work from the banks point of view.You can also watch this episode on our youtube channel https://youtube.com/@rodcastITP?si=MbqPWAGHJEmlvcfZ please don't forget to subscribe and hit the bell icon.This episode is vital listening for investors concerned about mortgage costs and who want to understand which factors affect pricing.With the emphasis being on SWAP rates for the last year or two, hear how deposit led banks could be affecting mortgage pricing in this higher rate environmentDaryl gives a great run down of what has been happening in the mortgage market over the past 12 months.What he feels needs to happen in order for mortgage rates to go down and what the time lag between those events happening and the price cuts occurring will be.What makes some lenders pull mortgage deals while others wont need to.How the high arrangement fees on many mortgage products affect the banks risk in terms of loan to values.And lots more ...How National Insurance cuts and fiscal drag can affect property investors portfolios in different ways.- If you have requirements for Buy to let mortgages, commercial mortgages, Development loans or bridging Loans then please contact simon@978finance.com our sponsor who has done an amazing job of financing all aspects of my portfolio. Hosted on Acast. See acast.com/privacy for more information.

In this episode I run through the points of the Autumn Budget that are relevant to the Property Industry including parts that were not in Jeremy Hunts speech.Largest ever increases to minimum wage.LHA increased to 30th percentile of local rents.Freeze on how Business rates are calculated and the discount in leisure, retail and hospitality is extended.£3mil invested into pilot schemes to improve the process of buying and selling homes.A consultation to start early next year on a new PD right to split a house to 2 flats.Annual Tax on Enveloped Dwellings (ATED) to increase by 6.7%.Guaranteed accelerated planning decisions on big developments in exchange for a fee.Local development orders to speed up planning decisions for key commercial developments.£110 million to deliver schemes to offset the stall on nutrient neutrality.Affordable Homes Guarentee scheme to expand by a further £3billion so HA's can access cheaper loans for developing new homes.£450 million to local authority housing fund to deliver 2,400 new homes for refugees and help homelessness.£120 million for homeless prevention.Mortgage Guarentee scheme extended for 18 months which allows buyers to borrow 95% LTV.To read the Autumn Budget notes in full you can download this document file:///Users/rodturner/Downloads/DOC-20231122-WA0019..pdfAs always thanks to our sponsors 978 Finance. If you are looking at finance please contact simon@978finance.com Hosted on Acast. See acast.com/privacy for more information.

I was joined by Simon Das from the award winning Mortgage brokers 978 Finance to discuss the latest Property News.Simon gives us a great update on;The Buy to Let mortgage market.Commercial mortgages and where prices are at now.Development and Bridging loan market.We also discuss;The latest inflation figures and what that means.The 7th Housing Minister in the last 21 months and what it really means for us.The planning fees increasing and whether it will change anything.Modern Methods of Construction.How rents in commercial properties are rising but the Net Asset Values are reducing.The latest guidance on Damp and Mould which can be seen here https://www.gov.uk/government/publications/damp-and-mould-understanding-and-addressing-the-health-risks-for-rented-housing-providers/understanding-and-addressing-the-health-risks-of-damp-and-mould-in-the-home--2#identifying-and-addressing-damp-and-mould-in-your-property Hosted on Acast. See acast.com/privacy for more information.

I am joined in this episode by Ian Humphreys the CEO of Brickflow.Ian explains why he, along with industry experts such as Knight Frank and PWC, came up with a white paper (https://brickflow.com/solving-the-uk-housing-shortage) to present the government with.He talks about what has led to the UK having a deficit of over 4.75 million Homes and possible solutions around;PlanningFundingLand SupplyDevelopment IncentivesAffordabilitySupply Chainswhich include Technology, Modern Methods of Construction and a thorough analysis of the Green belt amongst other things. Listen to the episode for all the details.Thank you to our sponsor 978 Finance. If you do have any requirements for Buy to Let and commercial mortgages or Bridging and Development Finance they are the people to speak to. They have helped me finance some complex deals and i am happy to say that i have now bought into the business! Email simon@978finance.com fo get more information on the best products for your deal. Hosted on Acast. See acast.com/privacy for more information.

In this episode I give a run down of the latest Property News.I go into details of the Kings speech briefing notes on the Leasehold & Freehold Reform Bill and what each point means for property investors.Also the points raised from the Renters Reform Bill that were written about including how the government expect to carry these out and what they mean in reality.I also talk about the latest figures from Nationwide and Halifax House price index's.I touch on some of the traps currently in the murky world of property tax including mitigating section 24 and also SDLT relief claims.As I mention we are excited to bring you our Mortgage Brokerage which specialises in BTL, commercial mortgages, Bridges and Development loans. If you do have any questions about financing your properties or sites please feel free to contact myself rod@incomethroughproperty.co.uk or my business partner Simon Das simon@978finance.com Hosted on Acast. See acast.com/privacy for more information.

I am joined again by Manish Kataria and Adam Lawrence to do our quarterly Investment Mastermind. These episodes are a bit of fun where we each pick one investment such as an ETF, Stock, Bond or REIT and explain our reasoning. Pretty much all of our picks can be invested in via an ISA or Pension wrapper but these episode are NOT INVESTMENT ADVICE.We start the episode by giving a roundup of the investment environment along with how certain markets have performed and what we feel the outlook is.We then get onto our picks.Adam chose UK30 Year GILT which yeilds 5.102% Rod Chose The UBS ETF (LU) Bloomberg TIPS 10+ UCITS ETF (hedged to GBP) A-dis seeks to track the Bloomberg US Government 10+ Year Inflation-Linked Bond (GBP Hedged) index. The Bloomberg US Government 10+ Year Inflation-Linked Bond (GBP Hedged) index tracks inflation-linked US government bonds.Manish chose GDX. It's a play on the gold price but more leveraged, through gold miners. Have a listen to find out why Hosted on Acast. See acast.com/privacy for more information.

I am joined in this episode by Anna Clare Harper. Anna's career has focused on strategic residential investments throughout regulatory and market changes which made me very eager to speak to her about the Governments recent scrapping of EPC targets and what that means for property investors.We discuss;How EPC targets align with the two main Policy trends which are cross party agreement on making the private rental sector more professional and the legally binding target of reaching net zero by 2050.Why the target that was scrapped was impossible to achieve.Why EPC calculations are not fit for purpose.Why investors should continue to ensure their properties are as Energy Efficient as possible.Why the UK housing stock leaks the most energy in EuropeSuggestions of some policies that could be put in place for a more sustainable housing market.You can read more about Anna's suggestions in A Vision for the UK Housing Market - Cambridge University Land Society's Whitehall Group - https://www.culandsoc.com/wp-content/uploads/2023/04/Final_Housing-Policy-Whitepaper-Whitehall_Apr23_ART.pdfAnd you can find more information on her career and business below as well as her podcast.annaclareharper.comgreenresi.comLinkedIn https://www.linkedin.com/in/annaclareharper/Podcast: bit.ly/returnpodcast Hosted on Acast. See acast.com/privacy for more information.

Building a short term rental portfolio of 6000 units accross 7 countries in a short space of time is an incredible achievement!And this is one of the incredible feats my guest on the latest rodcast episode being released tomorrow has done.Alexander Limpert Co founder and CEO of GuestReady tells us about;How he identified the short term rental industry as one he wanted to be in.What makes a good property for short term let's.How does the industry differs across countries and what can the UK market learn from other locations.What data and trends he sees that may surprise us.How tech has enabled incredible growth and quality.Lessons he has learned that he wished he knew when he started out.Challenges in scaling the business.The biggest risks to Short Term Rental industry.You can find more info on Guestready at https://www.guestready.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode I am joined by James Nevin the CEO of Blue engineering https://blueengineering.co.uk/ and Re Structured https://re-structured.com/ to discuss the importance of structural design on projects.We discuss;James' background.The concept behind Re structured.Traps that SME developers get caught in when choosing a structural engineer.What developers should consider before they go ahead with a structural engineer.The different types of costs associated with structural design and how to reduce them.And lots more. Hosted on Acast. See acast.com/privacy for more information.

Manish Kataria and Adam Lawrence join me once again to discuss our latest quarterly investment picks.If this is your first time listening to the Quarterly Investment Mastermind we each pick a stock, Bond, ETF or any other investment asset class and explain our reasoning and then open it up for comments to the others.In this episode we discuss what has happened in Asset Classes for the first half of the Year with the Nasdaq having its best H1 of all time and the big tech names holding up the S&P500 whilst FTSE 100 has not done much.We then go onto our picks. Whilst we all agreed that many REITs look good value at the moment we each chose the following;Adam chose an Indian Tech consulting company, Infosys (INFY)Manish chose an Emerging Markets ETF, iShares Core MSCI Emerging Markets (EMIM)And I chose Agilon Health Inc (AGL) an American Health Platform for Seniors.Have a Listen to find out our reasoning. Hosted on Acast. See acast.com/privacy for more information.

In this episode Adam and I discuss;The latest Inflation Print.The Bank of Englands Response.What are the tools that the Bank of England has at its disposal to reduce Inflation.Demand vs Supply Inflation Issues.What this means for Property Investors.Some traps that Property Investors should be concerned about.And much moreIf you are interested in The 7 day Property Business retreat that Adam and myself run along with Sue Sims in October please email rod@incomethroughproperty.co.uk Hosted on Acast. See acast.com/privacy for more information.

I was fortunate to get to speak with Matt Haycox who has a fascinating story of building an empire only to lose it all and having to start over.In the episode we discuss;How he got into business.What motivated him.Some of the businesses he built.His Ventures into the leisure industry.His Debt fuelled expansion.The fallout from Bankruptcy.How he started again and went into the industry that was on the other side of the table when his previous businesses became insolvent.What he deems as secure assets.How challenging times build resilience which is such an important trait for successful business owners.The dangers of expectations vs reality.What success looks like to him.Capital Intensive Businesses.Easy Capital keeps poor businesses in business.His thoughts on social media and lots more...You can find out more about Matt's story and his businesses here https://matt-haycox.com/ Hosted on Acast. See acast.com/privacy for more information.

Myself and Tony Houlihan delve into the detail behind the latest property news headlines to make sense of the stories.In this episode we discuss details on ;The Renters Reform BillPurple Bricks bought out for £1.100% Mortgages are back.£250 million Investment into Stockport City Centre.If you are interested in attending this years Property Business Retreat please email rod@incomethroughproperty.co.uk Hosted on Acast. See acast.com/privacy for more information.

I spoke to Jason Harris-Cohen to understand what's involved in scaling a Property Cash Buying Business. It really was a fascinating discussion hearing about Jason's career and how he started and scaled Open Property Group https://www.openpropertygroup.com/ Jason clearly understands every aspect of his industry and how to optimise his business. We discussed everything from;- Raising finance- What properties to target.- Reasons people sell to cash buying companies.- Carrying out Due Diligence at speed.- Deciding whether to sell a property or hold it in the investment portfolio.- Lead generation.- Cost per acquisition.- Government Intervention.- SDLT Reliefs on breaking chains and new builds.- Macro Environment.- Adapting a business.- And lots more.Please don't forget to give the Rodcast a 5 star review on the platform you listen to podcasts on and share the episode with any friends.Many Thanks as always to our sponsors www.signaturepropertyfinance.co.uk Hosted on Acast. See acast.com/privacy for more information.

I was joined by David Sandeman who really does know it all when it comes to property auctions in the UK.He tells us;The background to setting up his business 33 years ago Essential Information Group which is a comprehensive data and reporting system for UK property auctions. It has data on over 800,000 auction lots with 35,000 added each year.Why auctions are a useful precursor to what happens in the wider property market.What metrics should be used to judge different auctions if looking to sell or buy at auctions.The effect Covid has had on auctions.Some of the tricks of the trade and traps to watch out for if you are buying at auctions.Current auction stock levels and what that means.And lots more.EIG sends out a fantastic newsletter each month which you can find here. https://www.eigpropertyauctions.co.uk/news/newslettersAs always huge thanks to the sponsors of the episode www.signaturepropertyfinance.co.ukOur podcast attracts great guests from our listeners sharing the episodes with friends and leaving us good reviews on the podcast platforms. Please help us to grow by doing so. Hosted on Acast. See acast.com/privacy for more information.

Raj Sharma joins me on this episode to discuss the latest Property News.In the episode we discuss;The latest news on Holiday Lets and will they have their own planning use class.Is Commercial Real Estate the most at risk sector with fall out from the Banking Crisis in the USA.The latest stats on MEES and energy performance of Commercial Real Estate.Quality of Housing and what locations have the most sub standards of living.Latest research from Hamptons on Landlords leaving the market.REIT's and how their Net Asset Values (NAV) have been adjusted.The latest Inflation readings and what sectors of property may be most at risk.The latest affordability metrics from Nationwide.As always please follow/subscribe to the Rodcast on your favourite podcast platform so you do not miss an episode. If you like it please leave us a 5 start review. Hosted on Acast. See acast.com/privacy for more information.

*THIS IS NOT INVESTMENT ADVICE*I am joined once again by Adam Lawrence and Manish Kataria to give a a thorough breakdown of the investment landscape and pick our investments for this quarter. Each quarter we each pick a retail investment such as a stock, ETF, Bond or anything else that is fairly easy for most people to buy as well as being hands off.We start the discussion with a breakdown of the Banking crisis and how the landscape in America and the UK and Europe currently differ.We then move on to give an update on our previous investment picks and their returns to date.Our picks for this quarter are as follows;Adam has gone for a US Regional Banking ETF with the ticker KRE. Manish has decided on a US Tech ETF with ticker XLK.I struggled to choose between Barclays (BARC) and Glencore (GLEN) but eventually settled on Glencore the mining stock.Thanks as ever to our sponsors www.signaturepropertyfinance.co.uk who make these recordings possible. If you are interested in more information about the Property Business Retreat please email myself on rod@incomethroughproperty.co.ukIf you enjoy the Rodcast episodes please do not forget to give us 5 stars and a review on the podcast platform you listen on. Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence and Myself unpick the News Stories from the last 2 weeks to understand what they mean for Property Investors.We discuss;Rent Controls, Landlord Taxes & Legislation - Looking specifically at the latest comments from Michael Gove on Rent controls and Landlord Taxes.What the Budget Meant for Property - There was not a huge amount of Property related points in the Budget speech but if you look through the detailed notes there is one that may impact supply of homes.The Banking Crisis in the USA, Credit Suisse and what this can mean for UK rates & Property.Evergrande & the Restructuring of Overseas Debt and How this Affects Global Real Estate.Breaking Down the Latest UK Inflation readings. Food prices, Energy, Housing costs etc and the difference between CPI, CPIH and Core Inflation and what they all mean for us.For more info about the Boardroom Club that myself and Adam run please contact rod@incomethroughproperty.co.ukThanks again to our sponsors www.signaturepropertyfinance.co.uk Hosted on Acast. See acast.com/privacy for more information.