Podcasts about contractual

Sathiesh Veera, a GenAI Solutions Architect at At&T, speaks with host Brijesh Ammanath about the data-protection guardrails required when using LLMs. The core issue is that LLMs sit outside the cloud tenant in most enterprise AI deployments, which means that data leaves the company's perimeter with every prompt, RAG retrieval, and tool call. Contractual agreements can restrict the data that LLM vendors are allowed to use for training and audits, but they don't stop prompt injection or unintended exposure as company data is often shared to LLMs via natural language queries, APIs, tool and function calls, and MCPs. Sathiesh discusses ways to employ security measures and data filtering at each layer to conform to data security policies and protect the data. 

Kimberly Bird, Communications and Public Affairs Senior Specialist for Live Action, joins the show to discuss the legal and ethical battle surrounding surrogate mother McKenna West and a high-profile Alaska surrogacy contract dispute. Bird details how Live Action and Alliance Defending Freedom stepped in to provide legal defense and medical support when the biological parents demanded an abortion following a fetal heart defect diagnosis. Additionally, Bird addresses the prevalence of contractual "abortion clauses" in commercial surrogacy agreements, state-level constitutional amendment battles in Missouri and Florida, and ongoing legal proceedings to secure medical care for the child in Texas. Hashtags: #LiveAction #KimberlyBird #ProLife #SurrogacyLaw #AllianceDefendingFreedom

[INTRO — SPOKEN / DISTORTED]You sold them the dream.Domes in the mountains.Money every month.Contracts on the table.But when the dream disappeared...We followed the paperwork.[VERSE 1]Forty percent when the money came in,Before a single guest could even check in.Contracts signed and promises made,Six figures down for a future prepaid.Salesmen talking, closing the deal,Pictures made the whole thing look real.Domes in the distance, paradise sold,Then the payments stopped and the story got old.[PRE-CHORUS]One side says, “I didn't know.”One says, “I only made the sale.”But somebody took the money...And somebody failed.[CHORUS]FOLLOW THE MONEY!Show me where it went!FOLLOW THE MONEY!Every dollar, every cent!You can blame the weather,You can blame the plan,But a signed contractStill bears your hand!FOLLOW THE MONEY!No more stories, no disguise.When the paperwork starts talking...THE TRUTH DOESN'T NEED AN ALIBI![VERSE 2]Then PhoneSales opened up the files,CRM records stretching for miles.Names and contracts, leads on the screen,Deals appearing where they shouldn't have been.They confronted Devon face-to-face,Pulled up the contracts, case by case.Three hundred thousand — search it again,Where was the payment? Where had it been?Then came the words caught on the call:“Anything that comes through, I just sign it...”No checking the contracts.No answers at all.[BREAKDOWN]YOU SIGNED IT!THEY PAID IT!YOU PROMISED!THEY WAITED!Build the dome!Pay the return!Give the refund!HOW MANY TIMESCAN THE SAME MONEY BURN?[VERSE 3]Then Lorenzo stepped into the light,Said he was fooled, said he wants to make it right.Hundreds of thousands in commissions received,While the people he sold to still feel deceived.He says when his contract finally ends,He'll be more willing to make amends.Three grand a month, but equity instead,While victims remember every promise they read.I won't call him guilty for somebody else's crime,But accountability doesn't disappear with time.If you sold the dream,If you took the pay...What do you oweWhen the dream falls away?[CHORUS]FOLLOW THE MONEY!Show me where it went!FOLLOW THE MONEY!Every dollar, every cent!You can blame the permits,The contractors and rain,But none of those excusesMake the victims whole again!FOLLOW THE MONEY!Put the evidence before our eyes.Because when the bank records start talking...THE TRUTH DOESN'T NEED AN ALIBI![BRIDGE — SLOW, MENACING]And now...Another resort.Another cabin.Another investment pitch.Three hundred thousand dollars in.“Up to $1.2 million write-off.”Monthly cash flow.Contractual payments.A target IRR.Lorenzo says he learned from Global Glamping.So this time...We'll be watching from the beginning.[BUILD]I'm not calling it fraud.I'm not calling it a scam.I'm asking the questionBefore the money changes hands.Show the structure.Show the permits.Show the books.Show the plan.Because we've already seenWhat happens...WHEN NOBODY CHECKS THE MAN![FINAL BREAKDOWN — HALF TIME]FORTY PERCENT!Who got paid?THREE HUNDRED GRAND!Where was it made?SIGNED CONTRACTS!Promises due!MISSING ANSWERS!We're coming for the truth!No more—WAIT!No more—EXCUSES!No more—PROMISES!Just...SHOW.US.THE.MONEY.[FINAL CHORUS]FOLLOW THE MONEY!From the salesman to the top!FOLLOW THE MONEY!Until the questions stop!For every familyStill waiting to be paid,For every promiseThat somebody made!FOLLOW THE MONEY!Contracts don't forget the lies—And when the evidence starts talking...THE TRUTH DOESN'T NEED AN ALIBI![OUTRO — SPOKEN]Money was paid.Contracts were signed.Obligations were created.Some were never fulfilled.So don't give me another story.Give me the records.Support the show

Contractors face environmental exposures that can lead to costly claims, coverage disputes, project delays, cleanup expenses, legal defense costs, and third-party liability. In this episode of the Environmental Strategist Podcast, presented in partnership with the Risk & Insurance Education Alliance, Brooks Bunbury is joined by Christopher Pell, Senior Underwriting Manager with Intact Insurance, Midwest and Eastern Environmental Division, to explore real-world contractor pollution liability claims and the environmental insurance solutions that can help protect businesses. The conversation examines current environmental insurance market conditions, growth in contractor pollution liability coverage, and the types of claims carriers are seeing across the construction and contracting space. Examples include mold from an improperly installed HVAC system, asbestos-contaminated demolition debris, underground utility strikes, fuel line leaks, stormwater runoff, liquid asphalt spills, illicit dumping, vapor intrusion, and aging underground storage tanks. Listeners will also learn how Contractors Pollution Liability (CPL), site pollution coverage, transportation pollution liability, underground storage tank coverage, and related environmental insurance products may respond to exposures that are often excluded or limited under general liability, commercial auto, or property policies. The episode also offers practical underwriting insights for agents and brokers, including why project lists, loss runs, financial stability, health and safety practices, and well-drafted contracts matter when placing environmental coverage. This episode is ideal for insurance agents, brokers, risk managers, contractors, and environmental insurance professionals who want to better understand contractor pollution exposures, coverage gaps, and the importance of environmental financial assurance. Key Topics Environmental liabilities facing contractors Current environmental insurance market conditions Growth trends in contractor pollution liability (CPL) Mold claims and water intrusion exposures Asbestos contamination and demolition risks Fuel spills, leaking tanks, and underground utility strikes Vapor intrusion, silica, PFAS, and stormwater runoff Contractor Pollution Liability (CPL) coverage Environmental Impairment Liability (EIL) and site pollution coverage Transportation Pollution Liability coverage Underground Storage Tank (UST) risks and insurance considerations Legal defense costs in environmental claims Contractual environmental insurance requirements Environmental financial assurance programs Underwriting best practices for contractors How pollution coverage can provide a competitive bidding advantage Key Takeaways Environmental exposures exist for nearly every contractor, not just environmental specialists. Excavation, demolition, HVAC, plumbing, utility installation, roofing, and transportation operations can all trigger costly pollution claims. Standard general liability policies often contain pollution exclusions that leave contractors uninsured for significant environmental losses. Contractor Pollution Liability (CPL) coverage can address cleanup costs, bodily injury, property damage, business interruption, natural resource damages, and legal defense costs. Mold continues to be a major source of environmental claims affecting contractors across multiple trades. Underground utility strikes, fuel releases, asbestos discoveries, and stormwater runoff can quickly generate six- and seven-figure losses. Transportation Pollution Liability fills important coverage gaps that may not be addressed by commercial auto policies. Aging underground storage tanks present increasing risk and may become more difficult and expensive to insure over time. Strong safety programs, favorable loss histories, stable finances, and well-written contracts can improve underwriting outcomes and pricing. Contractors can use pollution liability coverage as a differentiator when competing for projects that require environmental financial assurance.   Want to build stronger environmental risk and insurance expertise? Enroll in the Certified Environmental Strategist, Self-Paced Online Course from the Risk & Insurance Education Alliance. This four-hour, on-demand course helps insurance professionals better understand environmental exposures, coverage solutions, and risk management strategies. Start learning on your schedule and earn your Certified Environmental Strategist certification.   Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Hi, Welcome to ValuationPodcast.com. I'm Melissa Gragg, a financial mediator and business valuation expert, and today I'm joined by Kelly Lise Murray, a lawyer, professor, legal scholar, and serial entrepreneur who brings a fascinating perspective to the intersection of litigation, business, and valuation.In this episode, Kelly and I dive into a remarkable federal case involving a president, a business opportunity, lost profits, and millions of dollars in litigation costs. The case, Zip By v. Parzich, gives us a front-row look at what can happen when a corporate executive pursues an opportunity that belonged to the company he was leading—and how the financial consequences can extend far beyond the original dispute.We explore how lost profits were calculated, why the valuation date matters, how COVID-19 affected the analysis, and why business projections must be tested against reality before they become the foundation of an expert opinion. We also discuss the importance of expert witnesses, what happens when one side fails to present its own damages expert, and how an apparently shaky expert opinion can become much more powerful when there is no competing number for the judge or jury to consider.Key Takeaways:Lost profits require a defensible foundation. Financial projections used to calculate lost profits should be tested against historical performance, available financial records, market conditions, and the assumptions underlying the forecast.The valuation date can dramatically change the analysis. In a damages case, experts generally must distinguish between information that was known or reasonably knowable at the relevant date and information that became available afterward. COVID-19 illustrates why timing can be critical.A defense expert can establish a critical alternative position. Even when the defense believes damages should be zero, failing to present an expert can leave the opposing expert's number as the only financial anchor available to the jury.Fee-shifting provisions can completely change litigation economics. Legal and expert fees can turn an apparently manageable dispute into a multimillion-dollar exposure. Contractual fee-shifting provisions should therefore be considered when evaluating litigation and settlement strategy.Litigation strategy should account for the cost of winning or losing. A judgment does not necessarily equal a financial victory. Parties should compare potential damages, attorney fees, expert costs, enforceability, and settlement alternatives before committing substantial resources to litigation.Q&As from episode:Q1: How are lost profits calculated in a business litigation case? A: Lost profits are generally calculated by estimating the profits a business or opportunity would reasonably have generated but for the wrongful conduct, while accounting for appropriate expenses, assumptions, causation, and available evidence. In complex cases, a business valuation or damages expert may be needed to establish and defend the calculation.Q2: Why is the valuation date important when calculating lost profits? A: The valuation date is important because a damages analysis typically focuses on what was known or reasonably knowable at the relevant time. Later events may provide useful evidence for testing a projection, but they should not automatically be treated as information that was available when the business decision or alleged loss occurred.Q3: Should a defendant hire a business valuation expert in a lost profits case? A: A defendant should carefully consider hiring a business valuation or damages expert, particularly when the plaintiff presents its own lost-profit calculation. A defense expert can challenge the assumptions, methodology, projections, causation, and damages amount while also establishing an alternative damages position or reasonable range.Q4: What is a fee-shifting provision in a business contract? A: A fee-shifting provision is a contractual term that can require one party to pay some or all of the other party's attorney fees and litigation expenses under specified circumstances. In business disputes, fee shifting can significantly change the financial risk and should be considered when evaluating litigation, settlement, and damages exposure.Q5: Why should businesses evaluate litigation costs before going to trial? A: Businesses should compare the potential damages, attorney fees, expert costs, contractual fee shifting, collection risks, and settlement alternatives before committing to a lengthy trial. A favorable judgment may still produce little or no net financial benefit if the cost of obtaining it approaches or exceeds the amount recovered.Kelly Lise Murrayhttps://divorcethishouse.com/https://vettingthehouse.com/faculty/https://www.linkedin.com/in/kellylisemurray/Melissa Gragghttps://www.valuationmediation.com/https://www.youtube.com/@BusinessValuationStLSupport the show

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Many aviation businesses focus on aircraft insurance and general liability—but one of the biggest coverage gaps often begins the moment you sign a contract. In Part 3, Tim Bonnell Jr. explains why *Contractual Liability* is one of the most misunderstood areas of aviation insurance. From hangar agreements and fueling contracts to aircraft leases and maintenance agreements, many aviation businesses unknowingly assume liability that may not be covered by their insurance policy. If you operate an FBO, MRO, airport, flight school, charter operation, or any aviation business that signs contracts, this episode is essential viewing.

Confused about how annuities work inside IRAs, Roths, and non-qualified accounts? In this episode, Stan the Annuity Man breaks down why annuity contractual guarantees never change with account type—and why using annuities for growth is a big mistake.   In this episode, The Annuity Man discussed:  Annuity contractual guarantees vs. account types Using traditional IRAs for annuity income strategies Roth IRAs, tax-free income, and where growth should live Non-qualified (cash) accounts and entrepreneur realities Common annuity misconceptions and industry messaging   Key Takeaways:  The contractual guarantees of an annuity are identical regardless of whether it's held in a traditional IRA, Roth IRA, or non-qualified account; only the taxation of distributions changes. Qualified Longevity Annuity Contracts (QLACs) are strictly for traditional IRA-type accounts and can help with required minimum distribution (RMD) planning and pension-style income. Roth IRAs are often best reserved for true growth assets, but they can still be used to create tax-free lifetime income streams with certain annuity products. Many entrepreneurs end up using non-qualified cash for annuities because their capital is tied up in their businesses rather than in retirement plans. Annuities should be purchased solely for their contractual guarantees—such as principal protection and lifetime income—not for market returns or speculative growth.   "Contractual guarantees don't change regardless of the type of account that you use." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

On Tuesday's Football at Four on 973 ESPN South Jersey, Inside the Birds' Adam Caplan highlights some #Eagles contractual situations that bear watching going forward.► Subscribe to our Patreon Channel for exclusive information not seen or heard anywhere else and become among smartest Birds fans out there (just ask our members!!) + get all of our shows commercial free and a lot more!!:https://www.patreon.com/insidethebirds►Support our sponsors!!► Camden Apothecary: https://camdenapothecary.com/►Eagles Fan Travel: Visit philadelphiaeagles.com/travelFollow the Hosts!► Follow our Podcast on Twitter: https://twitter.com/InsideBirds► Follow Geoff Mosher on Twitter: https://twitter.com/geoffpmosher► Follow Adam Caplan on Twitter: https://twitter.com/caplannflNFL insider veterans take an in-depth look that no other show can offer! Be sure to subscribe to stay up to date with the latest news, rumors, and discussions.► Sign up for our newsletter! • Visit http://eepurl.com/hZU4_n.For more, be sure to check out our official website: https://www.insidethebirds.com.

Book a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans tackles the two questions every listener is asking right now: is AI a bubble, and why does the market keep hitting record highs while everyone feels anxious? Then he dismantles what he calls the "holy grail" of mainstream financial planning, the average rate of return. Using the exact numbers from a popular Dave Ramsey article, Hans proves that a projected $2.6 million retirement would have actually delivered far less, even with perfect hindsight and zero down years to spare. If you've ever been shown a smooth, parabolic growth chart by an advisor, this episode will change how you read it forever.Chapters: 00:00 – Opening segment 00:35 – Two things at once: record highs and record-low sentiment 02:10 – The cash flow vs. net worth philosophy 04:30 – Building a guaranteed cash flow floor instead of chasing FOMO 07:25 – Is AI a bubble? Bubbles with value vs. bubbles without 13:40 – Why AI is shattering earnings: more profit on a shrinking workforce 17:25 – The companies that won't survive the shakeout 22:30 – Oil, the Fed, and why rate cuts don't move the market like they used to 27:50 – The myth of the perfect parabola 29:25 – Math is not money: the grift in action 33:40 – $2.6 million vs. reality: running 30 years of actual market data 36:20 – Grifter math and the 34% shortfall 38:35 – The erosion of the castle: layering in fees and taxes 43:50 – Why you only get one shot at this 45:00 – Where guaranteed compounding actually lives 50:40 – Closing segmentKey Takeaways:Two opposite things can be true at the same time. The stock market has hit roughly 21 record highs this year while consumer sentiment sits near historic lows. Understanding why both exist at once is the key to reading today's economy without panic or FOMO.Cash flow beats net worth. A large, untouchable retirement account at 65 is worth less than a guaranteed, steadily increasing floor of monthly cash flow you can rely on. Build the floor first, and the question of "what will my 401k be worth?" stops mattering.Record profits are coming from shrinking workforces. Companies are blowing out earnings reports by replacing expensive human labor with cheap AI tools. Same revenue, drastically lower cost, and profit margins explode. That is why the market climbs while sentiment falls.The average rate of return is a meaningless metric. The math is correct, but the money is wrong. Averaging 100% gains and 50% losses says you made 25% a year, when in reality you broke even or worse. Averages hide the gravity of negative numbers.The projected $2.6 million was never real. Using the exact data behind a Dave Ramsey 12% claim, $100,000 over 30 years should have grown to $2.585 million. Run the actual year-by-year returns and you end up with $1.72 million, a shortfall of roughly $857,000, with perfect hindsight and only six down years.Guaranteed compounding only exists in one place. Every other vehicle, from high-yield savings to MicroStrategy preferred shares, has rates that fluctuate. Contractual, uninterrupted compounding growth lives only in whole life cash value, where the best case is the case you actually get.

In this episode, Stan "The Annuity Man" delivers a blunt, edutaining wake-up call about the realities of aging, why retirement is really "chapter two," and how to use annuities and intentional spending so you don't die with a pile of unspent money and a lifetime of regrets.    In this episode, The Annuity Man discussed:  Contractual drool cups and annuity diapers as a reality check Three phases of retirement: go-go, slow go, no go Core functions and questions behind annuity planning Learning to spend, enjoy life, and give money while alive Lifestyle, legacy, and peace-of-mind planning in chapter two   Key Takeaways:  Retirement should be viewed as "chapter two," a pivot away from accumulation and toward actually enjoying the life you've worked for. If you live long enough, you'll likely reach a "no-go" phase, so the goal is to make the most of your go-go and slow-go years instead of hoarding money you'll never spend. Annuities exist to solve specific contractual needs: principal protection, lifetime income, legacy, and long-term care.  Many people must actively retrain themselves to spend, travel, and enjoy life, especially if they grew up poor or hyper-focused on saving and tax avoidance. Gifting money and supporting family or causes while you're still alive can create more impact and joy than waiting to pass it on after you're gone.   "If you have never learned how to spend, teach yourself how to spend." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

"It's time to spread some cheer, goddamnit." Factual Brains gives our show a new name and shares how they drove up the price of floppy disks and Atari cartridges while making their last line of merch. Fingers crossed we get Hit Clips in the next rollout.Follow Factual Brains to see where they're playing next and keep your eyes peeled for their next album release date, "Fleet", coming soon.

Chris Plank talks about the possibility of a no-NBA weekend, what the Lakers are going to do with LeBron (or without), the Rams plan with Ty Simpson, and much more!See omnystudio.com/listener for privacy information.

The core structural shift highlighted is the movement of security for Managed Service Providers (MSPs) from best-effort practices to a regulated, continuously verified service operation. This change is being driven by the compression of vulnerability exploit timelines as a result of attackers leveraging both automation and AI, and by regulators imposing hard patching and compliance deadlines. Companies such as ConnectWise and Microsoft are central, with federal agencies (CISA) now converting exploited vulnerabilities into time-bound remediation mandates. A significant development underscoring this shift is the addition of two known exploited vulnerabilities—CVE-2024-1708 in ConnectWise ScreenConnect and CVE-2026-32202 in Microsoft Windows Shell—to CISA's remediation requirements. Agencies must address these by May 12, 2026, marking a move from tracking to deadline-driven action. Reports from Huntress and TechCrunch confirm that real-world attackers rapidly exploit public vulnerability information, and Microsoft's own documentation illustrates attackers increasingly using Microsoft Teams for social engineering, remote assistance, and privilege escalation. Supporting developments include major vendors like Microsoft integrating models from Anthropic into their security development lifecycle to accelerate vulnerability discovery and remediation. However, studies noted by The Hacker News and The Verge indicate that AI-driven discovery is outpacing operational capacity, creating a growing discovery-to-remediation gap. At the organizational level, information from the Reveal 2026 IT Talent Survey indicates that 8 in 10 technology leaders face significant shortages in AI and cybersecurity skills, compounding the operational burden of continuous security verification. For MSPs and IT leaders, these factors combine to increase operational complexity, require more explicit contract scoping and evidence obligations, and shift oversight from periodic compliance towards continuous, demonstrable verification. Contractual ambiguity—especially when services are described as “best effort”—exposes providers to unmeasured labor and unassigned accountability. Practical steps now include reclassifying business collaboration platforms as active attack surfaces, formally auditing and documenting previously “invisible” tasks, and aligning internal operations with external, regulator-mandated verification standards. 00:00 AI Patches Gaps 05:10 Discovery Isn't Enough 07:11 Reprice or Absorb 10:24 Why Do We Care?  Supported by:   Moovila  Zero Networks   Upcoming event:  The Pivotal Point of IT: Building Services for the AI-First Era Date: May 13 at 1p.m. EDT Register: https://go.acronis.com/davesobelaiera  

Seth and Sean discuss Reed Sheppard redeeming himself at the end of game 5 after being a big reason they lost at the end of game 3, the Texans extending Azeez Al-Shaair, how good the contract situation is on the Texans' defense, and Reed Blankenship's excitement for playing on such a good defense.

Concerns have been raised following recent inspections of several IPAS centres in County Clare, where a number of contractual breaches were identified, including issues around overcrowding, safety and living conditions. The inspections, carried out by the Department of Justice, Home Affairs and Migration, examined facilities in Lisdoonvarna, Ennis and Miltown Malbay, with mixed findings across the centres. Earlier, Alan Morrissey was joined by John Lannon, CEO of Doras to discuss what this means for residents and the wider system. John firstly gave me his reaction to the findings. And for more on this he was joined on the line by Clare MEP Michael McNamara. Image © Clare Fm

Una gestión adecuada de los plazos contractuales garantiza la correcta ejecución de los servicios y obras públicas y evita responsabilidades para la Administración. Además, permite aplicar de forma segura ampliaciones y prórrogas conforme a la normativa. El podcast pretende ofrecer a los empleados públicos una visión clara y práctica de cómo se relacionan las prerrogativas administrativas con los derechos y obligaciones del contratista, en especial en lo que se refiere al cumplimiento de plazos. En concreto, se analizará el régimen del cumplimiento de plazos, las posibles ampliaciones justificadas y la diferencia jurídica y práctica entre ampliación de plazo y prórroga. Todo ello orientado a la resolución de problemas reales en la gestión del contrato.

In this episode, The Annuity Man discussed:  Focusing on contractual guarantees Avoiding "dart throw" annuity products Clarifying the purpose of the annuity Recognizing the value of timing and simplicity   Key Takeaways:  Evaluate annuities strictly as contracts based on guaranteed terms, not projections or marketing illustrations. The goal is to buy an annuity for what it will do contractually, rather than what it might do in hypothetical scenarios. Be cautious of complex market-linked annuities such as variable annuities, indexed annuities, and RILAs. These products often include multiple moving parts, caps, and fees that can limit outcomes and create unnecessary complexity. Start by identifying what you want the money to contractually accomplish and when those guarantees should begin. Annuities are best used to solve specific needs such as principal protection, lifetime income, legacy planning, or long-term care support. Lifetime income payouts are influenced by life expectancy assumptions, which may change over time. Straightforward products like MYGAs and contracts with clear guarantees can provide predictable outcomes without relying on market speculation or promotional incentives.   "You ask two questions… What do you want the money to contractually do? When do you want those contractual guarantees to start? That's it." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

The structural mechanism highlighted in this episode is the shift of government policy from serving as a regulatory guardrail to acting as a direct steering function in technology selection, shifting liability boundaries and procurement decisions onto MSPs and their contracts. Federal agencies, including the FCC and the White House, are no longer just prescribing security outcomes but are increasingly specifying acceptable inputs such as specific routers, AI contract terms, and cloud platforms, converting technology choices into explicit compliance obligations. A consequential development supporting this shift is the FCC's move to ban imports of consumer-grade routers manufactured outside the United States, a policy change that directly impacts not only residential but also business environments such as home offices and smaller hybrid setups. Additionally, the White House's push for a unified national AI governance framework, rather than a patchwork of state-based rules, further codifies what vendors and MSPs must document and justify in both procurement and ongoing service delivery. Contractual requirements—such as the GSA's draft AI clause—are moving compliance from best practice guidance to enforceable terms, influencing which vendors can bid for federal contracts and what they must attest to regarding AI-enabled services. Related stories underscore the tightening of enforcement through procurement and certification gates. The transcript cites the FedRAMP system as an example, where conditional approvals and review backlogs highlight operational challenges and reinforce how authorization is less about technical sufficiency and more about meeting buyer and audit expectations. The trend toward requiring supply chain and AI attestations by default in master service agreements is consolidating vendor choice around those that can produce defensible documentation, while increasing burdens for those unable to do so. For MSPs and IT providers, the practical implications are increased operational complexity and contract risk. Vendor selection now carries liability exposure that extends beyond technical performance to proving decisions in audits, insurance reviews, and contract disputes. Maintaining evidence-ready reports for backup, recovery, and AI governance is no longer optional, as the inability to produce such proof can result in being excluded from regulated verticals. The expected tradeoff is a consolidation of vendors and solutions, weighted toward those who offer prepackaged compliance and attestation capabilities, but with an accompanying risk of over-dependence and concentration. 00:00 Contract Conditions 02:53 Gates, Not Laws 04:34 Compliance Consolidates 07:30 Why Do We Care?  Supported by:  ScalePad  Nerdio 

The episode highlights a structural shift in the cyber insurance market, marked by increasing reliance on risk analytics and automation for underwriting and claims management. Companies like CyberWrite and its CyGPT platform exemplify this move, leveraging artificial intelligence and large language models (LLMs) to support decisions around risk evaluation, policy underwriting, and post-incident analysis. The discussion points to a broader trend where insurers, seeking profitability and efficiency amidst rising cyber threats, increasingly depend on technical risk scoring and automated assessment rather than deep operational understanding of client environments. A key development is the heightened use of pre-breach and post-breach data collection by insurers for client evaluation. According to Nir Perry, insurance companies deploy platforms that scan client attack surfaces, dark web exposure, and implemented security measures, supplemented by questionnaires often completed by MSPs or IT managers. For larger clients or more significant coverage, insurers require more detailed controls and evidence, but the overall business remains highly profitable, with loss ratios generally favorable except in brief harder-market phases. The industry's underwriting models, as outlined by Nir Perry, prioritize statistical risk reduction based on historical breach data, not bespoke knowledge of each MSP's operational reality. Secondary factors reinforcing this shift include tension between checklist-based compliance approaches and practical security management, as well as the growing expectation that AI-enabled tools will speed up risk assessments and ROI modeling for security investments. Nir Perry notes that modern LLM-driven systems can rapidly extract and interpret risk information from technical documentation, enabling faster, data-driven recommendations for both insurers and MSPs. However, the episode also covers gaps in accountability when large software vendors shift the risk of vulnerabilities onto customers—a contrast to physical world liability frameworks—indicating persistent governance gaps in cyber risk assignment. For MSPs and IT leaders, increased dependency on insurer-driven checklists and risk models means that decision-making must closely track evolving carrier requirements, not merely technical best practices. Contractual and evidentiary risk arises if controls asserted during underwriting are not maintained, with some carriers declining coverage where documentation is inaccurate or solutions are misrepresented. Providers must account for operational delays during incidents, as insurer processes may prioritize forensics and evidence over immediate restoration. The proliferation of AI tools for risk analysis can help justify investments to business stakeholders but also increases the need for transparent and auditable decision records.

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Attorney Todd Marquardt talks about different types of wills on this bonus edition of Talk Law Radio! The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation. Like & Subscribe! https://www.youtube.com/@talklawradio3421 Listen here! www.TalkLawRadio.com Work with Todd! https://marquardtlawfirm.com/ Join attorney Todd Marquardt every week for exciting law talk on Talk Law Radio!See omnystudio.com/listener for privacy information.

Hour 4: Papa & Silver react to Adam Schefter's breaking news that five-time All-Pro left tackle Trent Williams and the 49ers are struggling to find a contractual resolution, and if the two sides can't find a resolution, Williams could become a part of this year's free-agent class. Cam Inman weighs in on some instant reaction, as the 49ers list of offseason needs could become a lot more essential if a contract stalemate continues through free agency. Finally, with Papa set to miss more time as he continues his battle with leukemia, Silver sends him off with words of love and support.See omnystudio.com/listener for privacy information.

Hour 4: Papa & Silver react to Adam Schefter's breaking news that five-time All-Pro left tackle Trent Williams and the 49ers are struggling to find a contractual resolution, and if the two sides can't find a resolution, Williams could become a part of this year's free-agent class. Cam Inman weighs in on some instant reaction, as the 49ers list of offseason needs could become a lot more essential if a contract stalemate continues through free agency. Finally, with Papa set to miss more time as he continues his battle with leukemia, Silver sends him off with words of love and support.See omnystudio.com/listener for privacy information.

This week's episode is hosted by Ben & Webby to discuss the DEFRA consultation on contractual fairness.They talk about the importance of everyone being educated on the contracts they use. They argue that maybe farmers and merchants view the contracts usefulness differently. Hosted on Acast. See acast.com/privacy for more information.

Attorney Todd Marquardt talks about different types of wills on this bonus edition of Talk Law Radio! The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation. Like & Subscribe! https://www.youtube.com/@talklawradio3421 Listen here! www.TalkLawRadio.com Work with Todd! https://marquardtlawfirm.com/ Join attorney Todd Marquardt every week for exciting law talk on Talk Law Radio!See omnystudio.com/listener for privacy information.

In this January wrap up edition of the public law podcast, Jasveer Randhawa is joined by HSF Kramer partners Nusrat Zar and James Wood. Together, they discuss the extent to which a contractual context limits the scope of judicial review by reference to the case of Rydon Group Holdings, before delving into a challenge brought under the European Convention on Human Rights in Greenpeace Nordic v Norway. They then touch on the second subsidy control case brought to the Competition Appeal Tribunal since the introduction of the Subsidy Control Act 2022. To conclude, they discuss the FCA's approach to publicity surrounding investigations in CIT v FCA, and the Court of Appeal's clarification of the compensation rights available under the National Security and Investment Act 2021 where national security interventions interfere with property rights. Speakers: Jasveer Randhawa (Knowledge Counsel), Nusrat Zar (Partner), and James Wood (Partner). You can find out more about the cases covered in this podcast on our blog at the following links: Contractual context limits scope of judicial review – but where does it leave us? https://www.hsfkramer.com/notes/publiclaw/2025-posts/contractual-context-limits-scope-of-judicial-review European Court of Human Rights adds to growing body of climate change caselaw https://www.hsfkramer.com/notes/publiclaw/2025-posts/european-court-of-human-rights-adds-to-growing-body-of-climate-change-caselaw New insights into legal challenges under the Subsidy Control Act 2022 https://www.hsfkramer.com/notes/publiclaw/2025-posts/new-insights-into-legal-challenges-under-the-subsidy-control-act-2022 High Court dismisses challenge to Naming Announcement by the FCA https://www.hsfkramer.com/notes/publiclaw/2025-posts/high-court-dismisses-challenge-to-naming-announcement-by-the-fca Court of Appeal clarifies compensation rights under the National Security and Investment Act 2021 https://www.hsfkramer.com/notes/publiclaw/2025-posts/court-of-appeal-clarifies-compensation-rights-under-the-national-security-and-investment-act-2021

Seth and Sean lay out some contract scenarios when it comes to CJ Stroud in 2026 and discuss the Rockets' comeback win over the Spurs last night.

Part II: The great Courtenay Turner returns to discuss the philosophical roots of libertarianism and how it may be seeding our technocratic future! Follow & Connect with Courtenay:⁠⁠https://linktr.ee/courtenayturner⁠⁠ (Secure your copy of her book “The Final Betrayal: How Technocracy Destroys America”, a #1 Amazon Best Seller, at ⁠⁠https://www.technocracy.news/store/the-final-betrayal/⁠⁠ ) Exclusive Content and Ways to Support: Support me on Substack for ad-free content, bonus material, personal chatting and more! ⁠⁠⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠⁠⁠ Become a PREMIUM SUBSCRIBER on Apple Podcasts for AD FREE episodes and exclusive content! True Hemp Science: ⁠⁠⁠⁠⁠⁠⁠https://truehempscience.com/⁠⁠⁠⁠⁠⁠⁠ PROMO CODE: MONICA Find, Follow, Subscribe & Rate on your favorite podcasting platform AND for video and social & more... Website: ⁠⁠⁠⁠⁠⁠⁠https://monicaperezshow.com/⁠⁠⁠⁠⁠⁠⁠ Substack: ⁠⁠⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠⁠⁠ Rumble: ⁠⁠⁠⁠⁠⁠⁠https://rumble.com/user/monicaperezshow⁠⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/MonicaPerez⁠⁠⁠⁠⁠⁠⁠ Twitter/X: @monicaperezshow Instagram: @monicaperezshow Learn more about your ad choices. Visit megaphone.fm/adchoices

Part II: The great Courtenay Turner returns to discuss the philosophical roots of libertarianism and how it may be seeding our technocratic future! Follow & Connect with Courtenay:⁠https://linktr.ee/courtenayturner⁠ (Secure your copy of her book “The Final Betrayal: How Technocracy Destroys America”, a #1 Amazon Best Seller, at ⁠https://www.technocracy.news/store/the-final-betrayal/⁠ ) Exclusive Content and Ways to Support: Support me on Substack for ad-free content, bonus material, personal chatting and more! ⁠⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠⁠ Become a PREMIUM SUBSCRIBER on Apple Podcasts for AD FREE episodes and exclusive content! True Hemp Science: ⁠⁠⁠⁠⁠⁠https://truehempscience.com/⁠⁠⁠⁠⁠⁠ PROMO CODE: MONICA Find, Follow, Subscribe & Rate on your favorite podcasting platform AND for video and social & more... Website: ⁠⁠⁠⁠⁠⁠https://monicaperezshow.com/⁠⁠⁠⁠⁠⁠ Substack: ⁠⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠⁠ Rumble: ⁠⁠⁠⁠⁠⁠https://rumble.com/user/monicaperezshow⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/MonicaPerez⁠⁠⁠⁠⁠⁠ Twitter/X: @monicaperezshow Instagram: @monicaperezshow Learn more about your ad choices. Visit megaphone.fm/adchoices

Part I: The great Courtenay Turner returns to discuss the philosophical roots of libertarianism and how it may be seeding our technocratic future! Follow & Connect with Courtenay:⁠https://linktr.ee/courtenayturner⁠(Secure your copy of her book “The Final Betrayal: How Technocracy Destroys America”, a #1 Amazon Best Seller, at ⁠https://www.technocracy.news/store/the-final-betrayal/⁠ ) Exclusive Content and Ways to Support: Support me on Substack for ad-free content, bonus material, personal chatting and more! ⁠⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠⁠ Become a PREMIUM SUBSCRIBER on Apple Podcasts for AD FREE episodes and exclusive content! True Hemp Science: ⁠⁠⁠⁠⁠⁠https://truehempscience.com/⁠⁠⁠⁠⁠⁠ PROMO CODE: MONICA Find, Follow, Subscribe & Rate on your favorite podcasting platform AND for video and social & more... Website: ⁠⁠⁠⁠⁠⁠https://monicaperezshow.com/⁠⁠⁠⁠⁠⁠ Substack: ⁠⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠⁠ Rumble: ⁠⁠⁠⁠⁠⁠https://rumble.com/user/monicaperezshow⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/MonicaPerez⁠⁠⁠⁠⁠⁠ Twitter/X: @monicaperezshow Instagram: @monicaperezshow Learn more about your ad choices. Visit megaphone.fm/adchoices

Part I: The great Courtenay Turner returns to discuss the philosophical roots of libertarianism and how it may be seeding our technocratic future! Follow & Connect with Courtenay:https://linktr.ee/courtenayturner(Secure your copy of her book “The Final Betrayal: How Technocracy Destroys America”, a #1 Amazon Best Seller, at https://www.technocracy.news/store/the-final-betrayal/ ) Exclusive Content and Ways to Support: Support me on Substack for ad-free content, bonus material, personal chatting and more! ⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠ Become a PREMIUM SUBSCRIBER on Apple Podcasts for AD FREE episodes and exclusive content! True Hemp Science: ⁠⁠⁠⁠⁠https://truehempscience.com/⁠⁠⁠⁠⁠ PROMO CODE: MONICA Find, Follow, Subscribe & Rate on your favorite podcasting platform AND for video and social & more... Website: ⁠⁠⁠⁠⁠https://monicaperezshow.com/⁠⁠⁠⁠⁠ Substack: ⁠⁠⁠⁠⁠https://substack.com/@monicaperezshow⁠⁠⁠⁠⁠ Rumble: ⁠⁠⁠⁠⁠https://rumble.com/user/monicaperezshow⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠https://www.youtube.com/c/MonicaPerez⁠⁠⁠⁠⁠ Twitter/X: @monicaperezshow Instagram: @monicaperezshow Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Part 1 of the GMS Podcast series Ship Recycling Insurance Explained. In this episode, host Jamie Dalzell speaks with Paulina, Head of Insurance at GMS, about why insurance is a critical part of every ship's final voyage to the recycling yard. Ship recycling carries unique navigational, environmental, and liability risks, and strong insurance protection is essential for safe and compliant operations. Paulina explains how insurance supports owners, crews, third parties, and the environment throughout the final voyage. The discussion covers how Marine Warranty Surveyors, P&I coverage, hull insurance, pollution safeguards, and contractual compliance come together to manage risk from departure to delivery. Topics in this episode include: • Key risks involved in the final voyage • Navigation risk assessments and the role of Marine Warranty Surveyors • Crew and third-party liability protection • Pollution exposure and environmental safeguards • Contractual compliance with international recycling standards • How reputable insurers strengthen responsible recycling at GMS • How ESG expectations are reshaping insurance requirements This episode sets the foundation for the series by explaining why insurance is central to safe, responsible, and transparent ship recycling. It offers clear insight into how GMS works with first-class insurers to protect every stakeholder involved in the process. Follow GMS on LinkedIn and subscribe for Part 2, where we explore how insurance helps manage market volatility, political risk, and global compliance pressures.

In this episode, The Annuity Man discussed:  Prioritizing safety and guarantees Selling only contractual commitments Using PILL to guide purpose   Key Takeaways:  Annuities should focus on protecting principal and providing a reliable income. Strong insurance carrier backing ensures certainty and reduces risk. Avoiding speculative products maintains financial security for clients. Only offer annuities with contractual guarantees, not hypothetical promises. Market-based growth claims are often unrealistic and misleading. Contractual commitments provide clarity and protect client interests. PILL stands for principal protection, income for life, legacy, and long-term care. This framework aligns annuities with client goals and priorities. It provides a clear structure for evaluating annuity suitability.   "With annuities, you're transferring the risk to the life insurance company that issues the annuity." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

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In this episode, The Annuity Man discussed:  How chaos leads to both risks and opportunities What contributes to financial uncertainty? Maximizing lifestyle and financial security Locking in guarantees    Key Takeaways:  Political chaos leads to both risks and opportunities in investments, especially regarding annuities. Market volatility and potential government actions (like new cryptocurrency regulation) create financial uncertainty. Evaluate your age, health, and risk to maximize lifestyle and financial security. Locking in contractual guarantees such as lifetime income and principal protection helps prepare for uncertainties.   "Political chaos equals opportunity for locking things in. For contractual guarantees. You have opportunity for lifetime income guarantees." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

Send us a textCheck us out at:  https://www.cisspcybertraining.com/Get access to 360 FREE CISSP Questions:  https://www.cisspcybertraining.com/offers/dzHKVcDB/checkoutGet access to my FREE CISSP Self-Study Essentials Videos:  https://www.cisspcybertraining.com/offers/KzBKKouvA tiny payload hidden in a legitimate-looking NuGet package can sit inside an industrial network for years, then trigger cascading failures in minutes. That chilling scenario sets the stage for a hands-on tour of CISSP Domain 1.4, where we show how to turn high-level rules into clear, defensible security controls that protect real systems and pass tough audits. We connect the dots between contracts that demand fast breach notifications, laws with sector-specific obligations, and frameworks that teach you how to structure your program.We break down the essentials: identify the data in scope, pick a backbone framework (ISO 27001 or NIST CSF), and map each requirement to specific controls and evidence. You'll hear practical mappings for HIPAA, GLBA, COPPA, FERPA, NYDFS, DORA, SOX, FISMA, and PCI DSS, plus how to handle extraterritorial reach under GDPR and data localization that shapes your cloud strategy. We also highlight why contractual terms often outrun statutes and how to build a requirements register so operations knows exactly what to log, how fast to notify, and which controls must exist.Then we get tactical. Learn how to create a regulatory register, assemble audit-ready proof (policies, procedures, configs, logs, training, attestations), and run incident tabletop exercises that include vendors and clarify when the notification clock starts. For industrial environments with rare patch windows, we offer pragmatic steps: maintain a software bill of materials, verify package sources, enforce code signing where possible, document every change, and compensate with monitoring and segmentation when upgrades are risky. By the end, you'll have a blueprint to translate compliance into resilience—fast enough for 72-hour breach clocks, strong enough to handle delayed threats, and simple enough to sustain.Subscribe for more CISSP-ready training, share this episode with your security team, and leave a review to help others find the show. What framework are you mapping to today?Gain exclusive access to 360 FREE CISSP Practice Questions at FreeCISSPQuestions.com and have them delivered directly to your inbox! Don't miss this valuable opportunity to strengthen your CISSP exam preparation and boost your chances of certification success. Join now and start your journey toward CISSP mastery today!

In this episode, The Annuity Man discussed:  Annuity solutions to retirement problems  The four things that annuities solve for  How annuities can give peace of mind, flexibility, and freedom    Key Takeaways:  Retirement can be a daunting prospect, with the uncertainty of how long your savings will last and the fear of running out of money. However, annuities offer a solution to these concerns by providing contractual guarantees.  Annuities can provide principal protection, ensuring that your initial investment is safe. They also provide income for life, allowing you to have a steady stream of income throughout your retirement years. Additionally, annuities can help leave a legacy for your loved ones and even cover long-term care expenses. By creating an income floor with annuities, retirees can have peace of mind knowing that their basic expenses are covered. This allows for greater flexibility and freedom in spending during retirement.   "Contractual guarantees matter, and contractual guarantees change lives." —  Stan The Annuity Man.    Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

Rancho Mesa's Alyssa Burley and Client Technology Specialist, Brenda Khalil, discuss Rancho Mesa's upcoming workshop: Protect Your Business with Contractual Risk Transfer, happening this Friday, August 22nd from 9:00 a.m. to 10:30 a.m. at our Mission Valley office.Show Notes: Register for Contractual Risk transfer Workshop, ⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠Host: ⁠⁠⁠⁠Alyssa BurleyGuest: ⁠⁠⁠⁠Brenda Khalil⁠⁠Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

How did Europe move from a collection of impoverished city states and kingdoms to a prosperous state of affairs? Europeans learned the value of contracts, private property, and the limited power of the state, and in turn, they flourished.Original article: https://mises.org/mises-wire/european-miracle-how-contractual-politics-and-divided-power-gave-birth-western-prosperity

How did Europe move from a collection of impoverished city states and kingdoms to a prosperous state of affairs? Europeans learned the value of contracts, private property, and the limited power of the state, and in turn, they flourished.Original article: https://mises.org/mises-wire/european-miracle-how-contractual-politics-and-divided-power-gave-birth-western-prosperity

What if the thing blocking intimacy is the contract you didn't even know you signed? Not a legal one. A silent one. The one that says:  “If you meet my needs, I'll meet yours.”  “If you make me feel safe, I'll stay open.”  “If you act how I expect, I'll keep loving you.” It's a model most of us inherited. A tit-for-tat paradigm of partnership. One that feels familiar, even responsible. But also: One that quietly contracts our capacity for intimacy. This week on the podcast, I'm pulling back the curtain on the very personal experiment I'm doing in my own relationship — one that's challenging everything I used to believe about love. After years as a couples therapist… After 15+ years in a former marriage… After guiding thousands of relationships toward healing… I find myself asking a question I've never fully answered: Can love be unconditional, even in romantic partnership? Inside this episode, I share: *What I've seen in my work with couples — and why many of us are still playing by outdated rules *How conditional love quietly kills desire *Why freedom is the hidden ingredient for long-term intimacy *And the personal practice I'm exploring daily to expand my capacity for love This isn't a story of perfection. It's a story of practice. A story about what happens when you stop trying to earn love — and start learning how to live it. If you've ever felt like love must be negotiated… If you've ever questioned what it means to be fully seen, fully chosen, fully free… Let this episode be a mirror. Website - https://www.shyamalakiru.com/

Hour 1 1:12 - Art Monk Reflect on the Commanders' Announcement That His Iconic No. 81 Jersey Will Officially Be Retired 25:51 - Follow-up on Art Monk Conversation 31:52 - Calls on Art Monk

You and your roommate crafted cuddle rules after Vegas feelings emerged, but she's breaking them while you play fair. Welcome to Feedback Friday!And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Full show notes and resources can be found here: jordanharbinger.com/1182On This Week's Feedback Friday:You're 32, own a house, and your high-school-friend-turned-roommate just violated the carefully negotiated "cuddle agreement" you both crafted after that Vegas moment changed everything. She's hooking up with other guys while you're left wondering: are relationship contracts just elaborate ways to avoid real feelings?Your sister-in-law — an Ivy League MD/PhD running a pharma empire — has mysteriously locked down access to your stroke-victim brother-in-law, creating an elaborate web of isolation and control. What's her endgame, and how do you fight someone who's turned medical expertise into manipulation?Recommendation of the Week: Activate GamesAt 22, you burned through $100k of your $150k nest egg on transformative travel experiences that cured your social anxiety and rebuilt your entire identity. Now you're entering the workforce wondering if you just make the smartest investment of your life, or committed financial self-sabotage disguised as self-discovery?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:BetterHelp: 10% off first month: betterhelp.com/jordanAudible: Visit audible.com/jhs or text JHS to 500-500DeleteMe: 20% off: joindeleteme.com/jordan, code JORDANShopify: 3 months @ $1/month (select plans): shopify.com/jordanLand Rover Defender: landroverusa.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

HABLANDO ACELERAO, EN ESTE PODCAST TE PONDRÁS AL DÍA DE TODO LO QUE ESTÁ SUCEDIENDO EN LA FÓRMULA 1 Y MOTORSPORTS.Síguenos en instagram @puertoricoracingsportsBUSCA NUESTRA TIENDA www.prracingshop.com Busca nuestro website de noticias www.prrsnews.comModelos a escala www.topdiecaststore.comMercancia de F1 con @oteromotorsports Auspiciado por :Anani www.ananipharma.comAnani instagram @ananiprConsultoría para tu negocio con www.lcnotero.com#f1 #redbull #podcast

Huge research uncovers the obvious. Television and "traditional media" is going obsolete, as social media revenues and watch/listen time dominates. It is indeed the end of the living room. The boys review reports from WPP and NiemenLab. In marketing winners, Terry Moran launches a substack after being fired. But shouldn't he have had one already? Contractual reasons aside, the boys detail a marketing/creator survival plan that's not just a nice to have. Rants and raves include Answer Engine Optimization Hype and the GENIUS act. ----- This week's links: Creators Overtake Traditional Media The Brand/Studio Line Blurs Social Media Overtakes TV Ads on Whatsapp Terry Moran Launches Substack Journalist Survival Plan Genius Act Progress ----- This week's sponsor: INBOUND 2025 features an incredible lineup including Amy Poehler, Dario Amodei, Dwarkesh Patel, Sean Evans (Hot Ones), Marques Brownlee, Glennon Doyle, and more. Get actionable insights you can implement immediately to grow your business...San Francisco September 3rd-5th, 2025. Go to inbound.com/register to secure your spot at INBOUND 2025. ------- Liked this show? SUBSCRIBE to this podcast on Spotify, Apple, Google and more. Catch past episodes and show notes at ThisOldMarketing.com. Catch and subscribe to our NEW show on YouTube. NOTE: You can get captions there. Subscribe to Joe Pulizzi's Orangeletter and get two free downloads direct from Joe. Subscribe to Robert Rose's newsletter at Seventh Bear.  

Attorney Todd Marquardt talks about different types of wills on this bonus edition of Talk Law Radio! The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation. Like & Subscribe! https://www.youtube.com/@talklawradio3421 Listen here! www.TalkLawRadio.com Work with Todd! https://marquardtlawfirm.com/ Join attorney Todd Marquardt every week for exciting law talk on Talk Law Radio!See omnystudio.com/listener for privacy information.

In this episode, Jordan discusses a recent Fifth Circuit case that addressed trade secret identification and proof of misappropriation at trial, and an Eleventh Circuit case addressing whether and how trade secret misappropriation damages can be limited by contract.