Podcasts about health coverage

Have you experienced those familiar feelings of frustration when the people closest to you don't seem to get your MS? Do you find yourself explaining and re-explaining things to well-meaning friends, co-workers, and even family members?   Kris Inman's wife, Mariah, was diagnosed with MS in 2020, and, since then, Kris has been Mariah's care partner and an active member of the MS community. This week, Kris joins me to talk about overcoming the challenge of helping your friends and family understand what an MS diagnosis means and what living with MS is really like.  We're also sharing research results that show that someone's age at the time they experience the first symptoms of MS can determine whether they experience a better physical or mental health-related quality of life. We'll tell you about a report issued jointly by the MS Society in the UK and the Work Foundation at Lancaster University that details specific challenges people with MS face in the workplace. We'll give you the details about the National MS Society's Fast Forward investment in Neurogenesis, a biotech company developing a proprietary stem cell therapy designed to treat progressive MS. And we'll share news about the Portable Neuromodulation Stimulator (PoNS), a device that's used in combination with physical therapy to reduce walking problems for people with MS.  We have a lot to talk about! Are you ready for RealTalk MS??! This Week: The frustration you might feel when some of the people closest to you don't really seem to get your MS.  :22 Study results show that the age of MS onset can be predictive of physical and mental health-related quality of life  1:27 A report details challenges faced in the workplace by people living with MS in the UK  4:28 The MS Society's Fast Forward program has made an investment in Neurogenesis, a biotech company developing a proprietary cell therapy designed to treat progressive MS  8:00 Aetna Healthcare has become the third major private insurer to offer reimbursement for the PoNS device  11:00 Kris Inman discusses the finer points of being an MS care partner  14:17 Share this episode  29:13 Have you downloaded the free RealTalk MS app?  29:32 SHARE THIS EPISODE OF REALTALK MS Just copy this link & paste it into your text or email: https://realtalkms.com/408 ADD YOUR VOICE TO THE CONVERSATION I've always thought about the RealTalk MS podcast as a conversation. And this is your opportunity to join the conversation by sharing your feedback, questions, and suggestions for topics that we can discuss in future podcast episodes. Please shoot me an email or call the RealTalk MS Listener Hotline and share your thoughts! Email: jon@realtalkms.com Phone: (310) 526-2283 And don't forget to join us in the RealTalk MS Facebook group! LINKS If your podcast app doesn't allow you to click on these links, you'll find them in the show notes in the RealTalk MS app or at www.RealTalkMS.com Become an MS Activist https://nationalmssociety.org/advocacy Act Now! Contact Your Senators About Medicaid and Health Coverage https://nmss.quorum.us/campaign/127768 STUDY: Age of Multiple Sclerosis Symptom Onset Affects Mental and Physical Health-Related Quality of Life in Opposite Directions https://sciencedirect.com/science/article/abs/pii/S2211034825003037 REPORT: No Compromises: Supporting People with MS to Thrive In and Out of Work https://www.lancaster.ac.uk/media/lancaster-university/content-assets/documents/lums/work-foundation/reports/WF_MSSNoCompromises-SupportingpeoplewithMStothriveinandoutofwork.pdf Neurogenesis https://neurogenesis-cell.com The Portable Neuromodulation Stimulator (PoNS) https://ponstherapy.com Join the RealTalk MS Facebook Group https://facebook.com/groups/realtalkms Download the RealTalk MS App for iOS Devices https://itunes.apple.com/us/app/realtalk-ms/id1436917200 Download the RealTalk MS App for Android Deviceshttps://play.google.com/store/apps/details?id=tv.wizzard.android.realtalk Give RealTalk MS a rating and review http://www.realtalkms.com/review Follow RealTalk MS on Twitter, @RealTalkMS_jon, and subscribe to our newsletter at our website, RealTalkMS.com. RealTalk MS Episode 408 Guest: Kris Inman Privacy Policy

Getting a good night's sleep is something that benefits everyone. And if you're someone who's living with MS, it's perhaps even more important. But research suggests that more than half the people living with MS experience poor sleep.    Dr. Katie Siengsukon, the Director of the Sleep, Health, and Wellness Lab at the University of Kansas Medical Center Department of Physical Therapy and Rehabilitation Science, returns to the podcast to discuss the importance of good sleep hygiene, along with steps you can take to improve the quality of your sleep. We're also explaining how changes in U.S. public policy will impact people with MS. We'll tell you about an algorithm developed at Duke University that can predict (with 80-90% accuracy!) whether someone's MS symptoms will worsen in the weeks ahead. We'll share study results that show MS accelerates biological aging among children and teens with MS. We'll explain why this finding can also be applied to adults with MS, and what it means. And we'll tell you about the biotech start-up that has succeeded at bringing the brains of people who have passed away back to life, and we'll explain why that can have a major impact on CNS disease research. We have a lot to talk about! Are you ready for RealTalk MS??! This Week: Sleep Hygiene and MS  :22 How public policy changes in the U.S. will impact people with MS  1:18 What if you knew when an MS symptom was going to worsen?  6:18 Study results show MS accelerates biological aging in children  9:04 How re-animated human brains could accelerate CNS research (And which company is doing it!)  12:00 Dr. Katie Siengsukon discusses the importance of good sleep hygiene for people living with MS  15:37 Share this episode  33:32 Have you downloaded the free RealTalk MS app?  33:52 SHARE THIS EPISODE OF REALTALK MS Just copy this link & paste it into your text or email: https://realtalkms.com/407 ADD YOUR VOICE TO THE CONVERSATION I've always thought about the RealTalk MS podcast as a conversation. And this is your opportunity to join the conversation by sharing your feedback, questions, and suggestions for topics that we can discuss in future podcast episodes. Please shoot me an email or call the RealTalk MS Listener Hotline and share your thoughts! Email: jon@realtalkms.com Phone: (310) 526-2283 And don't forget to join us in the RealTalk MS Facebook group! LINKS If your podcast app doesn't allow you to click on these links, you'll find them in the show notes in the RealTalk MS app or at www.RealTalkMS.com Become an MS Activist https://nationalmssociety.org/advocacy Act Now! Contact Your Senators About Medicaid and Health Coverage https://nmss.quorum.us/campaign/127768 STUDY: Performance of Machine Learning Models for Predicting High-Severity Symptoms in Multiple Sclerosis https://nature.com/articles/s41598-024-63888-x STUDY: Epigenetic Aging in Pediatric-Onset Multiple Sclerosis https://neurology.org/doi/10.1212/WNL.0000000000213673 Bexorg https://bexorg.com Join the RealTalk MS Facebook Group https://facebook.com/groups/realtalkms Download the RealTalk MS App for iOS Devices https://itunes.apple.com/us/app/realtalk-ms/id1436917200 Download the RealTalk MS App for Android Deviceshttps://play.google.com/store/apps/details?id=tv.wizzard.android.realtalk Give RealTalk MS a rating and review http://www.realtalkms.com/review Follow RealTalk MS on Twitter, @RealTalkMS_jon, and subscribe to our newsletter at our website, RealTalkMS.com. RealTalk MS Episode 407 Guest: Dr. Katie Siengsukon Privacy Policy

Nearly 80% of Americans are dissatisfied with the cost and coverage provided by their healthcare coverage. Founder and CEO of CrowdHealth, Andy Schoonover, shares that paying cash for medical services typically opens doors to quicker care with a wider selection of doctors. Andy created CrowdHealth to be an avenue to keep individual/family costs at a steady monthly rate while helping negotiate medical expenses with the power of large health insurance companies.CrowdHealth's membership-based platform helps people fund medical expenses through community contributions - without insurance companies. Users also gain access to resources that can help them find the right doctor and tools to navigate the healthcare sphere.Learn more at joincrowdhealth.com and follow on Instagram @joincrowdhealth and X @joincrowdhealth Visit ConfidenceThroughHealth.com to find discounts to some of our favorite products.Follow me via All In Health and Wellness on Facebook or Instagram.Find my books on Amazon: No More Sugar Coating: Finding Your Happiness in a Crowded World and Confidence Through Health: Live the Healthy Lifestyle God DesignedProduction credit: Social Media Cowboys

The Congressional Budget Office projects that over 10 million Americans could lose health insurance under GOP-backed reforms. The cuts, tied to the expiration of premium tax credits and the One Big Beautiful Bill Act, could drive the number of uninsured above 38 million by 2034. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason had the chance to chat with Representative Cedrick Frazier about the rollback of undocumented immigration adult healthcare coverage and much more in the aftermath of the chaos that ensued amid the compromise for the Minnesota budget deal

Mental healthcare is more affordable than you think with Mission Connection and BCBS insurance. Call the treatment center at (866) 833-1822 or visit https://missionconnectionhealthcare.com/bcbs-insurance/ to learn more about your coverage options today. Mission Connection City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionconnectionhealthcare.com/

In today's newscast, multiple meetings about sections of the Coastal Rail Trail aiming to connect residents throughout Santa Cruz County are happening in Watsonville. And, California voters passed two laws to expand certain health insurance coverage plans to include in vitro fertilization and hearing aids for children. Now, the state needs approval from the federal government to make that happen.

How looming federal cuts will impact health coverage in the San Joaquin Valley. Also, an update on the Yurok Tribe's condor restoration program. Finally, the Crocker Art Museum has a new CEO. Health Coverage in San Joaquin Valley Threatened

Health Affairs' Senior Deputy Editor Rob Lott interviews Erica Eliason of Rutgers University on her recent paper that explores how continuous eligibility policies and the Children's Health Insurance Program (CHIP) structure affected children's coverage loss during Medicaid unwinding. Order the March 2025 issue of Health Affairs.Currently, more than 70 percent of our content is freely available - and we'd like to keep it that way. With your support, we can continue to keep our digital publication Forefront and podcasts free for everyone.

Mental healthcare just got more affordable in California. That's because Mission Connection is now accepting UMR insurance plans for patients and their families. Call them at (866) 833-1822 or visit https://missionconnectionhealthcare.com/umr-insurance/ to learn more. Mission Connection City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionconnectionhealthcare.com/

When Good Morning America's executive producer saw her doctor for joint pain, she never expected to be diagnosed with psoriatic arthritis—or that the medication prescribed to help her would trigger a life-threatening drug reaction. In Part 1 of this two-part episode, she shares her harrowing medical journey, from missed warning signs and delayed diagnosis to a year-long battle with the powerful steroid prednisone. We break down DRESS Syndrome, why medications are often overlooked as the cause of new symptoms, and the serious risks of steroids. Stay tuned for Part 2, where we explore how Cat's personal health crisis now shapes the national health news she brings to audiences on GMA3. Key Takeaways Don't ignore persistent symptoms. If you have fever, vomiting, or other concerning signs for more than 2 days, get medical care. Medications should always be on the suspect list. Adverse drug reactions don't always show up as a rash. They are great imitators of disease and may involve any organ system and without a rash. Oral steroids are powerful, but risky. They should never be the automatic go-to. If your doctor prescribes steroids, ask about alternatives and make sure there's a clear plan to taper off. Links GMA3: https://www.goodmorningamerica.com/author/gma3 Connect with Archelle ArcHealth Newsletter: https://www.archellemd.com/newsletter Email: SpeakUpForYourHealth@gmail.com Instagram:  https://instagram.com/speakupforyourhealth Facebook: https://www.facebook.com/speakupforyourhealth #arthritis #jointpain #sulfadrugs #drugallergy #GoodMorningAmerica #patientcare #patientadvocacy #prednisone

  The Friday Five for February 21, 2025: Golden Birthday Cake Oreos Return Amazon Kindle Update RFK Jr. Confirmed as HHS Secretary ACA Navigator Program Funding Cut Nursing Home Demand Projections   Golden Birthday Cake Oreos Return: Fink, Bailey. “Oreo Is Releasing 2 New Flavors—and Making One Permanent.” Allrecipes.Com, Allrecipes, 18 Feb. 2025, www.allrecipes.com/oreo-new-cookies-february-2025-11680020. Bivins, Kenn. “Oreo Just Brought Back a ‘GOAT' Flavor That Has Fans ‘Beyond Excited.'” Parade.Com, Parade, 19 Feb. 2025, parade.com/food/oreo-golden-birthday-cake-returns-2025. Robledo, Anthony. “Oreo Reveals New Flavors: Double Chocolate Cakesters and Golden Birthday Cake.” USA Today, Gannett Satellite Information Network, 19 Feb. 2025, www.usatoday.com/story/money/food/2025/02/18/oreo-new-flavors/79126601007/.   Amazon Kindle Update: Liszewski, Andrew. “Amazon's Killing a Feature That Let You Download and Backup Kindle Books.” Theverge.Com, The Verge, 14 Feb. 2025, www.theverge.com/news/612898/amazon-removing-kindle-book-download-transfer-usb. “Download Your Kindle Books ASAP - before Amazon Kills This Feature next Week.” Zdnet.Com, ZDNET, 18 Feb. 2025, www.zdnet.com/article/download-your-kindle-books-asap-before-amazon-kills-this-feature-next-week/. Younker, Scott. “Hurry! Download Your Kindle eBooks before Amazon Won't Let You Anymore.” Tomsguide.Com, Tom's Guide, 19 Feb. 2025, www.tomsguide.com/tablets/e-readers/hurry-download-your-kindle-ebooks-before-amazon-wont-let-you-anymore. Heinzman, Andrew. “Kindle Is Making It Harder to Switch to Rival eReader Brands.” Howtogeek.Com, How-To Geek, 14 Feb. 2025, www.howtogeek.com/kindle-discontinues-download-transfer-via-usb/.   RFK Jr. Confirmed as HHS Secretary: Simmons-Duffin, Selena. “RFK Jr. Confirmed as Trump's Health Secretary, over Democrats' Loud Objections.” Npr.Org, NPR, 13 Feb. 2025, www.npr.org/sections/shots-health-news/2025/02/13/nx-s1-5294591/rfk-jr-trump-health-human-services-hhs-vaccines. Weber, Lauren, and Rachel Roubein. “RFK Jr. Confirmed, Elevating Anti-Vaccine Activist to Nation's Top Health Post.” Washingtonpost.Com, Washington Post, 13 Feb. 2025, www.washingtonpost.com/health/2025/02/13/robert-kennedy-hhs-secretary-confirmation-vote/. Beavins, Emma, and Dave Muoio. “RFK Jr. Sworn in as Head of HHS Following 52-48 Senate Vote.” Fiercehealthcare.Com, Fierce Healthcare, 13 Feb. 2025, www.fiercehealthcare.com/regulatory/senate-confirms-rfk-jr-head-hhs-52-48-vote. Cueto, Isabella. “Robert F. Kennedy Jr. Confirmed by Senate as U.S. Health Secretary.” Statnews.Com, STAT, 13 Feb. 2025, www.statnews.com/2025/02/13/rfk-jr-confirmed-hhs-secretary-vote-vaccine-critic-to-top-trump-health-official/.   ACA Navigator Program Funding Cut: Pestaina, Kaye. “A 90% Cut to the ACA Navigator Program.” KFF.Org, KFF, 18 Feb. 2025, www.kff.org/quick-take/a-90-cut-to-the-aca-navigator-program/. “Biden-Harris Administration Awards $100 Million to Navigators Who Will Help Millions of Americans — Especially in Underserved Communities — Sign Up for Health Coverage.” CMS.Gov, Centers for Medicare and Medicaid Services, 26 Aug. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-awards-100-million-navigators-who-will-help-millions-americans. “CMS Announcement on Federal Navigator Program Funding.” CMS.Gov, Centers for Medicare & Medicaid Services, 14 Feb. 2025, www.cms.gov/newsroom/press-releases/cms-announcement-federal-navigator-program-funding. Tong, Noah. “CMS Slashes ACA Navigator Program Funding 90% to $10M.” Fiercehealthcare.Com, Fierce Healthcare, 14 Feb. 2025, www.fiercehealthcare.com/payers/cms-slashes-aca-navigator-program-funding-10-million.   Nursing Home Demand Projections: “CDC WONDER Database.” Wonder.Cdc.Gov, Centers for Disease Control and Prevention, https://wonder.cdc.gov/. Accessed 18 Feb. 2025. Shuman, Taylor. “How Will America's ‘Silver Tsunami' Impact Demand for Nursing Homes?” SeniorLiving.Org, SeniorLiving.org, 23 Jan. 2025, www.seniorliving.org/nursing-homes/nursing-home-demand-projections/. Berger, Chloe. “The Boomer Housing Crisis Is Pacing to Get Even Worse: ‘We've Never Had a Population Pyramid That Looks like This.'” Msn.Com, MSN, 12 Feb. 2025, www.msn.com/en-us/money/realestate/the-boomer-housing-crisis-is-pacing-to-get-even-worse-we-ve-never-had-a-population-pyramid-that-looks-like-this/ar-AA1yUKUG. “The US Population Is Aging.” Urban.Org, Urban Institute, www.urban.org/policy-centers/cross-center-initiatives/program-retirement-policy/projects/data-warehouse/what-future-holds/us-population-aging. Accessed 18 Feb. 2025. “State Health Facts: Average Number of Certified Nursing Facility Beds.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/average-number-of-certified-nursing-facility-beds/. “State Health Facts: Total Number of Certified Nursing Facilities.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/number-of-nursing-facilities/.   Resources: 5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131  Best eBook & Audiobook Apps: https://lnk.to/WsIGZ5 Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647 MedicareCENTER FAQs: https://lnk.to/asg645 PlanEnroll FAQs: https://lnk.to/asg646  The Postseason Game Plan for Agents: https://lnk.to/asgf20250214   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Not affiliated with or endorsed by Medicare or any government agency.

Mental health needs continue to be highlighted in our news and in our proposed laws, especially after the pandemic. But a lot of health insurance carriers still don't cover mental health needs like therapy sessions. We spoke with Comptroller Sean Scanlon about House Bill 6145: An Act Concerning Mental Health and Substance Use Parity, Compliance and Transparency. Image Credit: Getty Images

Mission Connection is accepting Magellan insurance at its Virginia location. If you need professional care for a mental health condition, call the treatment center at (866) 833-1822 or visit https://missionconnectionhealthcare.com/magellan-insurance/ to learn more about your options. Mission Connection City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionconnectionhealthcare.com/

Want to find out more about what you can get with your Optum coverage in California? Mission Prep (866-698-2188) has prepared a handy guide to help your teenage child get the mental health care they need. Find out more at: https://missionprephealthcare.com/optum-insurance/ Mission Prep City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionprephealthcare.com/

Joe Feldman, founder and president of Cover My Mental Health non-profit, joins Karen Conti to discuss healthcare insurers denying claims, what to do if that happens, and, if necessary, legal action you can take. For the Cover My Mental Health resource sheet visit covermymentalhealth.org

Are you looking to find out more about Blue Cross Blue Shield (BCBS) insurance for mental health? This guide covers everything you need to know! Find out more at: https://missionprephealthcare.com/bcbs-insurance/ Mission Prep City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionprephealthcare.com/

What happens when your healthcare safety net becomes a web of confusion and denial? Drawing from a personal experience fraught with misdiagnosed pain and unexpected hospital visits, I unravel the hidden influence of insurance companies on critical medical decisions. After multiple trips to the emergency room, a diagnosis of gallstones finally emerged, but not before raising questions about the role of insurers in delaying necessary care. This episode also reflects on the recent passing of UnitedHealthcare's CEO, sparking a timely conversation about the often unseen impact of insurance policies on our health outcomes.We tackle the harsh reality faced by many who believe they're covered only to find themselves unprotected when it matters most. The emotional exhaustion and uncertainty caused by inadequate coverage demand immediate attention. We urgently call for transparency and accountability from healthcare insurers, recognizing the weight this bears on grieving families. By spotlighting the prevalence of insurance fraud and the need for clarity in coverage, we encourage listeners to examine their options closely, ensuring their healthcare plans truly serve their intended purpose. Prepare to rethink your approach to healthcare coverage and join us in advocating for honest and reliable insurance practices.Send us a textWe want to hear from you, Introduce yourself the way you would like it aired, where your calling from State and City is fine as well as which Season, Podcast title and episode. Call the Studio at 212-718-0330 and leave your comments Call the studio to respond 212-718-0330Support the showWhat part of the game is that. August 2022WhatPartOfTheGameIsThat.com, Wpotgit.com

In this episode, President of Cover My Mental Health, Joe Feldman talks with the UC Riverside School of Public Policy about policies addressing mental health care parity and the role of employers in improving access to care.Thank you so much to our generous sponsor for this episode, the Wall Street Journal. Activate your free school-sponsored subscription today at: WSJ.com/UCRiverside About Joe Feldman: Founder Joe Feldman began advocating for access to mental health care after overcoming denials for a family member's care, including with a successful federal lawsuit. His advocacy work has included policy-driven discussions with legislators and regulators, a board role with The Kennedy Forum Illinois, presentations to parent groups, and publication of actionable guidance such as a 2021 article in the Journal of Psychiatric Practice on medical necessity letters. Learn more about Joe Feldman via https://www.linkedin.com/in/josephmfeldman Interviewer: Rachel Strausman (UCR Public Policy Major, Dean's Chief Ambassador) Music by: Vir Sinha This is a production of the UCR School of Public Policy: ⁠⁠⁠⁠https://spp.ucr.edu/⁠⁠⁠⁠  Subscribe to this podcast so you don't miss an episode. Learn more about the series and other episodes via ⁠⁠⁠⁠https://spp.ucr.edu/podcast⁠⁠⁠⁠.

Host: Daniella Shively Guest: Anna Cubal Air date: Nov 20, 2024

In this episode of the SCF Highway to Hope, David King from Home20Health.com returns to the podcast to continue a discussion on Health Coverage and Healthcare options that professional drivers can utilize. SCF Director of Philanthropy is your host and she talks to David about a variety of health coverage options that can address the […] The post Managing Health Coverage And Healthcare Options In Today's World appeared first on PodWheels Powered by Radio Nemo.

Jose Figueroa is an associate professor of health policy and management at the Harvard T.H. Chan School of Public Health and an assistant professor of medicine at Harvard Medical School. Stephen Morrissey, the interviewer, is the Executive Managing Editor of the Journal. J.M. McWilliams and S.B. Dusetzina. Affordability of Health Care in the United States — Old Problems Awaiting a New Administration. N Engl J Med 2024;391:1372-1374. M. Alsan and R. Yearby. Health Equity in the 2024 U.S. Presidential Election. N Engl J Med 2024;391:1374-1377. S. Glied and B.D. Sommers. Health Coverage, Access, and the 2024 U.S. Elections. N Engl J Med 2024;391:1369-1372.

Last week, U.S. Senators questioned a major North Carolina employer about the high costs of weight-loss drugs like Wegovy and Ozempic. Those drugs used to be covered under the North Carolina State Health Plan until the spring. WRAL Capitol Bureau Chief Laura Leslie explains how Congress and our state's Treasurer are trying to address the high costs of these drugs.

    If you want to be ready-to-sell by the ACA Open Enrollment Period, you'll want to listen! Review our checklist of steps to help you get certified, organized, and ready to serve clients.   Read the text version   Download the OEP Ready-to-Sell Checklist: https://ritterim.com/documents/oep-ready-to-sell-checklist.pdf     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Tips for Finding Supplemental Coverage for ACA Plans: https://ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/   2024 ACA Exchange & FFM Certification Info: https://ritterim.com/blog/2024-aca-exchange-ffm-certification-info/ Carriers Partnered with Ritter: https://ritterim.com/products/by-carrier/ Community Engagement & ACA Marketing Suggestions for Agents: https://ritterim.com/blog/community-engagement-aca-marketing-suggestions-for-agents/ Contract & Get Appointed to Sell with Health Insurance Companies: https://ritterim.com/blog/contract-get-appointed-to-sell-with-health-insurance-companies/ Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/ Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ FAQs About ACA Certification and Training: https://link.chtbl.com/ASG532 Five Ways to Generate ACA Leads: https://ritterim.com/blog/five-ways-to-generate-aca-leads/ How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/ Knight School Training: https://ritterim.com/knight-school/ Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Questions to Ask Clients Shopping for an ACA Plan:  https://link.chtbl.com/ASG615 Register with Ritter: https://app.ritterim.com/public/registration/ Ritter Events Calendar: https://ritterim.com/events/ Surviving OEP: https://ritterim.com/oep/ The Agent Survival Guide Podcast: https://ritterim.com/podcast/ The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/ The Ritter Blog: https://ritterim.com/blog/ The Ritter Platform: https://app.ritterim.com/ Under-65 Health Products: https://ritterim.com/products/under-65/   References: “Agents and Brokers.” Virginia SCC - Agents and Brokers, www.scc.virginia.gov/pages/Agents-and-Brokers. Accessed 4 Sept. 2024. “CMS.Gov Enterprise Portal.” CMS Enterprise Portal, portal.cms.gov/portal/. Accessed 4 Sept. 2024. “Connecting Pennsylvanians to Health Coverage.” Pennie, https://pennie.com/. Accessed 4 Sept. 2024. “FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, https://data.healthcare.gov/ffm_ab_registration_lists. Accessed 4 Sept. 2024. “Find out How Much Insurance May Cost.” Get Covered New Jersey, nj.gov/getcoverednj/. Accessed 4 Sept. 2024. “Help on Demand: Training and Registration Guide.” CMS.Gov, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf.  Accessed 4 Sept. 2024 “Local Assistance for Health Insurance Application.” HealthCare.Gov, localhelp.healthcare.gov/. Accessed 4 Sept. 2024. “Maryland Health Connection.” Maryland Health Connection, 27 July 2024, www.marylandhealthconnection.gov/. “Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 4 Sept. 2024. “Returning Agents' and Brokers' Guide to Plan Year 2025 ...” CMS.Gov, Center for Medicare & Medicaid, www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 4 Sept. 2024. “The Marketplace in Your State.” HealthCare.Gov, www.healthcare.gov/marketplace-in-your-state/. Accessed 4 Sept. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Cabinet approves health coverage to all senior citizens of the age 70 years, Kolkata doctor case: Mamata Banerjee dismisses protesting medics precondition for talks; standoff continues, Hours After Fiery Debate, Trump And Kamala Harris Attend 9/11 Memorial, England's new white-ball era off to shaky start in loss to Australia in first T20 cricket match, Taylor Swift wins big at MTV Video Music Awards, ties Beyoncé's record and thanks Travis Kelce

Today's Headlines: The presidential debate is tonight on ABC News at 9pm ET. In disinformation news, Iran has escalated its efforts to interfere in U.S. elections, particularly through phishing attacks aimed at Donald Trump's advisor Roger Stone and attempts on the Biden and Harris campaigns. The goal appears to be sowing discord and undermining American democracy, especially amid the Gaza conflict. Meanwhile, the DOJ has charged former Trump advisor Dimitri Simes and his wife with money laundering for a sanctioned Russian broadcaster. Trump has claimed he will jail political adversaries if re-elected and opposition candidate to Venezuelan dictator, Maduro has fled to Spain to seek political asylum. In state-level news, Florida voters are being questioned by police for signing a petition to protect abortion rights, while Missouri faces legal battles over a similar amendment. North Carolina's election start may be delayed due to legal disputes over RFK Jr.'s candidacy. Texas is suing to gain access to medical records of women traveling for abortions, and the Biden administration introduced new rules to improve mental health care coverage under private insurance. Resources/Articles mentioned in this episode: NY Times: Iran Emerges as a Top Disinformation Threat in U.S. Presidential Race Reuters: US charges Russian TV contributor Dimitri Simes with sanctions violations Axios: Trump threatens lawyers, donors with prison for 'unscrupulous' election behavior AP News: Opposition presidential candidate González flees Venezuela for asylum in Spain ABC News: Police are questioning Florida voters about signing an abortion rights ballot petition The Hill: Missouri abortion measure invalid, judge rules  CNN: RFK Jr. ballot challenge further delays start of voting in North Carolina NY Times: Texas Sues for Access to Records of Women Seeking Out-of-State Abortions  Reuters: Biden administration finalizes rule to strengthen mental health parity law Morning Announcements is produced by Sami Sage alongside Bridget Schwartz and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Show Notes: J.J. Bartlett kicks off the conversation with a short explanation on how his wife shaped his career in various ways. He took healthcare management in graduate school and his primary reason for this was his interest in extending healthcare coverage. The President Clinton and Hillary Clinton Health Plan had just failed in 1994, and he was interested in finding new ways to extend coverage. Health Coverage for Fishers J.J. shares his connection to the fishing industry, which includes individual fishermen working on boats as independent contractors. The majority of these individuals are men, with some women. He explains the situation of fishermen in the 90s, where half were uninsured, while the other half only had coverage through their spouse, Medicare, Medicaid, or junk coverage. The conversation turns to the structure of the plan for community health plans for independent professionals in Massachusetts which was a collaborative effort between fishermen, politicians, and other stakeholders. The plan was designed to provide coverage for those directly related to the fishing industry, requiring more than half of their income to come from fishing. This was done to ensure that income from commercial fishing was counted, and that no whaling or other issues were present. The plan was funded through federal and state funding, with the federal money being kicked in early and the state program being a state program. The federal money allowed the program to reduce the rate that fishermen paid on average by 60%, which was beneficial for taxpayers as they could afford it. This was done on a sliding scale that was redid every year to accommodate fluctuating incomes in the industry. The plan smoothed out a period for fishermen to afford coverage over a period of time, rather than going on and off coverage. J.J. shares a recent example of this which led to fishermen not being eligible for mass health.  The Model for Obamacare J.J. talks about the origins of the Fishing Partner Health Plan healthcare system. The conversation turns to the Massachusetts State Health Plan, which became the model for Obamacare, and was influenced by the people involved in the Fishing Partner Health Plan healthcare system. Some of the lessons learned from the Fishing Partner Health Plan healthcare system include the importance of not carving out the most endangered population in the country, but recognizing the importance of providing healthcare through enrollment offices. J.J. shares an example of a successful implementation of the Fishing Partner Health Plan healthcare system. The lessons learned from the Fishing Partner Health Plan healthcare system can be applied to other industries to help ensure that the most vulnerable populations receive the necessary care and support. The Health Plan Today The health plan initially provided treatment for those in shock or depression following an accident, but it stopped in trying to get them insured. However, they now have a system of care available, including safety training for fishermen and a national grant program. This is a preventive measure for the deadliest job in the country. Additionally, they have relationships with trauma centers, providing treatment for those injured or witnessed the accident. This trauma care is available to employers within their HR department. After 15 years, Obamacare allowed people to transition to the new system.  The Fishing Partnership Support Services J.J. talks about how many workers in many occupations do not have adequate coverage or even the ability to take time off for illness. At the top of the list are Massachusetts fishermen. The organization, Fishing Partnership Support Services, has been in operation since 1997 and focuses on providing various services to the fishing industry. It trains community health workers to help people transition from uninsured to insured, especially for fishermen with fluctuating incomes. The organization also runs a community health program that provides preventive care. They have also begun behavioral health services, addressing the issue of opioid overdoses among fishermen. J.J. also talks about the problem of dealing with extreme pain and addiction. Fishermen are more likely to die from opioid overdoses due to their job-related pain and the high costs associated with working on boats. The organization's navigators help address this issue by educating fishermen about the importance of their jobs and the need for first aid. They also provide training on carrying Narcan and its use, with navigators trained as recovery coaches. The organization partners with various treatment groups, including trauma support, to help fishermen navigate the challenges of substance use disorder and other workplace issues. Influential Harvard Courses and Professors J.J. highlights the importance of the people, such as Governor Maura Healey and Mayor of New Bedford, who have supported the program and worked with him. He also mentions the connection between the fishing industry and the city of Boston's history. He also mentions his experience working with Senator Kennedy and his staff. Timestamps: 02:04: Career Beginnings and Graduate School  03:36: Healthcare Coverage for Fishermen  05:18: Challenges and Successes of the Health Plan 06:30: Healthcare Options for Independent Workers  14:34: Structure and Funding of the Health Plan 21:44: Transition to Statewide and National Reform  24:30: Impact on the Fishing Industry and Community  43:39: Current Work and Future Goals  43:53: Reflections on Harvard and Career Influences  Links: Website: Fishingpartnership.org. Featured Non-profit: The featured non-profit of this episode is The Boys and Girls Clubs of America, recommended by Jenny Atkinson who reports: “Hi. I'm Jenny Atkinson, class of 1992 the featured nonprofit of this episode of The 92 report is Boys and Girls Clubs of America. Boys and Girls Clubs are places young people can go during out of school hours to get educational support, participate in sports, arts and other programs, build positive relationships with peers and adults and just have fun. They're usually in the most under resourced communities in a city or town. I started volunteering at a Boys and Girls Club when I was a freshman at Harvard, and have worked at the national office and as an executive director of a club and always a supporter of their work. You can learn more at BGC, a.org where you can search for the Boys and Girls Club nearest you. Check out your local club. They're some of the most hopeful and joyful places I spend time. And now here's Will Bachman with this week's episode.” To learn more about their work visit: https://www.bgca.org/  

This Day in Legal History: Abraham Lincoln Admitted to the BarOn September 9, 1836, Abraham Lincoln was officially admitted to the Illinois bar, beginning a legal career that would shape his future as one of America's most influential leaders. After passing the bar exam, he received a license to practice law from the Illinois Supreme Court and soon after set up his practice in Springfield. Lincoln quickly immersed himself in the legal field, filing his first lawsuit on October 5 of that same year.Over the next 25 years, Lincoln became known as a formidable trial lawyer and skilled orator, handling a wide variety of cases, from small disputes to significant cases involving railroads and property law. His work often took him across Illinois, where he gained a reputation for his honesty and meticulous approach, earning the nickname "Honest Abe." Despite the challenges of frontier law, Lincoln's dedication and intellect helped him build a thriving practice.His legal experience also shaped his political career. Lincoln's ability to present clear, logical arguments in court foreshadowed the rhetorical prowess he would later bring to debates and speeches during his presidency. This legal foundation would prove instrumental as he navigated complex constitutional issues during the Civil War.The Biden administration is set to release a final rule aimed at ensuring employer-sponsored health plans offer mental health and substance abuse coverage on par with traditional medical benefits. Announced by the Departments of Labor, Health and Human Services, and the Treasury, the rule requires employers with self-insured plans to conduct detailed analyses of their mental health benefits under the Mental Health Parity and Addiction Equity Act. It addresses the use of non-quantitative treatment limitations, such as prior authorizations, that hinder access to mental health services. The rule also removes an exemption for non-federal government health plans and adjusts enforcement deadlines for certain provisions.While employer groups support the principle of mental health parity, many oppose the rule due to concerns over compliance costs and administrative challenges, arguing it may lead some employers to drop mental health coverage altogether. Additionally, critics like House Education and Workforce Committee Chairwoman Virginia Foxx claim the rule overreaches and will increase employee premiums. Despite opposition, the administration remains confident that the rule is legally sound and necessary to improve access to mental health care.New Mental Health Rule Introduces Employer Benefit Parity TestBiden administration finalizes rule to strengthen mental health parity law | ReutersGoogle's antitrust trial over its dominance in online advertising technology begins in Alexandria, Virginia. The Justice Department accuses Google of monopolizing the online ad space, controlling the infrastructure behind 150,000 ad sales per second. Prosecutors allege Google used acquisitions, customer restrictions, and auction manipulations to suppress competition. If found guilty, Google could be forced to divest Google Ad Manager, a key component of its ad operations.Google denies the claims, arguing that the prosecution overlooks growing competition from apps and connected TV in the ad market. Ad tech tools generated $20 billion for Google in 2020, a significant portion of its revenue. The trial will feature testimonies from digital ad competitors and publishers who say they were harmed by Google's conduct. This case is one of several efforts by U.S. regulators to challenge Big Tech monopolies, alongside separate lawsuits against Apple, Meta, and Amazon.Google's antitrust trial over online advertising set to begin | ReutersEarly data from top U.S. law schools shows minority enrollment has mostly held steady following the 2023 Supreme Court ruling banning race-conscious admissions. Of the six top 20 law schools that provided racial diversity data, five reported either steady or increased enrollment of students of color. These schools include the University of Virginia, UCLA, Cornell, Vanderbilt, and USC, with an average of 44% minority enrollment. Only UC Berkeley saw a decline, dropping from 57% to 50%, though the school's admissions process did not change.Despite the ruling, which prohibits using race in admissions, law schools may have been insulated from major declines due to a larger and more diverse applicant pool this year. The full effects of the ruling may become clearer as more schools report their diversity data to the American Bar Association by December. Fear of lawsuits over diversity efforts may also be influencing schools to delay publicizing their figures, in contrast to previous years when many touted their class diversity early on. Legal experts suggest that law schools are navigating a cautious environment amid ongoing legal challenges to diversity initiatives across various sectors.Minority enrollment holds steady at top U.S. law schools, early data indicates | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

AP correspondent Norman Hall reports 15 states have sued to block President Joe Biden's effort to help some migrants brought in to the U.S. illegally get health coverage.

State Representative Bob Morgan (D-Deerfield) joins John Williams to talk about Governor Pritzker signing the Healthcare Protection Act into law. Rep. Morgan explains how this new law will reform health coverage in Illinois, how it will impact people’s healthcare, what this new law covers, and how this law will no longer allow insurers to stand in the […]

State Representative Bob Morgan (D-Deerfield) joins John Williams to talk about Governor Pritzker signing the Healthcare Protection Act into law. Rep. Morgan explains how this new law will reform health coverage in Illinois, how it will impact people’s healthcare, what this new law covers, and how this law will no longer allow insurers to stand in the […]

State Representative Bob Morgan (D-Deerfield) joins John Williams to talk about Governor Pritzker signing the Healthcare Protection Act into law. Rep. Morgan explains how this new law will reform health coverage in Illinois, how it will impact people’s healthcare, what this new law covers, and how this law will no longer allow insurers to stand in the […]

Brandon Dente, a health advisor at Monument Health Plans, discusses the challenges and solutions for small businesses in finding affordable health coverage. He highlights the gaps in coverage options for self-employed and small business owners, such as high participation levels and high costs in group plans and the limitations of Obamacare marketplace plans. Monument Health Plans offers customizable health plans, including PPO plans that are portable and nationwide. They also provide tools for affordability, such as medical underwriting and programs with low deductibles and co-pays. The lack of price transparency and the rising costs of employer-sponsored plans are major concerns for small businesses. Main Street Matters is part of the Salem Podcast Network - new episodes debut every Wednesday & Friday. For more visit JobCreatorsNetwork.comSee omnystudio.com/listener for privacy information.

  The Friday Five for May 31, 2024: Medicare Sales Planner & ACA Agent Calendar The Fitbit Ace LTE New Study on AI Adoption KFF Health Policy 101 Resource AHIP 2025 Certification Dates   How do you like to learn? Answer this week's question of the week here: https://bit.ly/asgquestion   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   [01:39] Medicare Sales Planner & ACA Agent Calendar: ACA Agent Sales Calendar PDF: https://ritterim.com/documents/the-busy-aca-agents-sales-calendar.pdf   Increase Sales and Productivity with the Busy Medicare Agent's Sales Planner: https://link.chtbl.com/ASG570 Medicare Agent Sales Planner PDF: https://ritterim.com/documents/busy-medicare-agent-sales-planner.pdf Stay Organized with the Busy ACA Agent's Sales Calendar: https://link.chtbl.com/ASG571   [02:39] Fitbit Ace LTE: Google announced a smartwatch for kids — and it looks pretty good: https://www.businessinsider.com/google-smartwatch-kids-fitbit-ace-lte-2024-5 Introducing Fitbit Ace LTE: the smartwatch kids and parents will both love: https://blog.google/products/fitbit/fitbit-ace-lte-smartwatch-kids/ Smartwatches Can Learn a Lot From Fitbit's New Kid-Focused Watch: https://www.cnet.com/tech/mobile/smartwatches-can-learn-a-lot-from-fitbits-new-kid-focused-watch/ The Fitbit Ace LTE is like a Nintendo smartwatch for kids: https://www.theverge.com/2024/5/29/24166168/fitbit-ace-lte-kids-smartwatch-wearables   [06:22] New Study on AI Adoption: AI products like ChatGPT much hyped but not much used, study says: https://www.bbc.com/news/articles/c511x4g7x7jo Hardly any of us are using AI tools like ChatGPT, study says – here's why: https://www.techradar.com/computing/artificial-intelligence/hardly-any-of-us-are-using-ai-tools-like-chatgpt-study-says-heres-why What does the public in six countries think of generative AI in news? https://reutersinstitute.politics.ox.ac.uk/what-does-public-six-countries-think-generative-ai-news   [10:29] KFF Health Policy 101: Full Resource: https://www.kff.org/health-policy-101/   KFF's Health Policy 101 Chapters: The Affordable Care Act: https://www.kff.org/health-policy-101-the-affordable-care-act/ Congress, the Executive Branch, and Health Policy: https://www.kff.org/health-policy-101-congress-and-the-executive-branch-and-health-policy/ Employer-Sponsored Health Insurance: https://www.kff.org/health-policy-101-employer-sponsored-health-insurance/ Health Care Costs and Affordability: https://www.kff.org/health-policy-101-health-care-costs-and-affordability/ Health Policy Issues in Women's Health: https://www.kff.org/health-policy-101-health-policy-issues-in-womens-health/ International Comparison of Health Systems: https://www.kff.org/health-policy-101-international-comparison-of-health-systems/ Medicaid: https://www.kff.org/health-policy-101-medicaid/ Medicare: https://www.kff.org/health-policy-101-medicare/ Race, Inequality, and Health: https://www.kff.org/health-policy-101-race-inequality-and-health/ The Politics of Health Care and the 2024 Election: https://www.kff.org/health-policy-101-the-politics-of-health-care-and-the-2024-election/ The Regulation of Private Health Insurance: https://www.kff.org/health-policy-101-the-regulation-of-private-health-insurance/ The Uninsured Population and Health Coverage: https://www.kff.org/health-policy-101-the-uninsured-population-and-health-coverage/    The U.S. Government and Global Health: https://www.kff.org/health-policy-101-the-u-s-government-and-global-health/   [14:27] AHIP 2025 Certification Dates: AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/   Resources: 5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524 9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595 AI Highlights from Google I/O 2024: https://link.chtbl.com/ASGF20240517 Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 Knight School Online Video Training Library: https://ritterim.com/knight-school/    Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for May 17, 2024: Camp Ritter Employee Training Event Next Week Talkspace Official Enters Medicare Market IRS Announces HSA & HDHP Amounts for CY 2025 Apple Announces New Accessibility Features Highlights from 2024 Google I/O Conference   How comfortable are you with AI? Answer this week's question of the week: https://bit.ly/asgquestion   Talkspace Officially Enters Medicare Market: Online therapy covered by Medicare: https://www.talkspace.com/coverage/insurance/medicare Talkspace Expands Access to Tele-Mental Healthcare With Medicare Launch: https://www.businesswire.com/news/home/20240514596587/en/Talkspace-Expands-Access-to-Tele-Mental-Healthcare-With-Medicare-Launch Talkspace expands online mental health therapy to millions of Medicare members: https://www.fiercehealthcare.com/digital-health/talkspace-expands-online-therapy-millions-medicare-members Talkspace rolls out teletherapy access to 13 million Medicare members: https://vator.tv/news/2024-05-14-talkspace-rolls-out-teletherapy-access-to-13-million-medicare-members Virtual Mental Health Provider Talkspace Taps Into Medicare Market: https://bhbusiness.com/2024/05/14/virtual-mental-health-provider-talkspace-taps-into-medicare-market/   IRS Announces HSA and HDHP Amounts for CY 2025: IRS Announces 2025 HSA, HDHP Limits: https://www.shrm.org/topics-tools/news/benefits-compensation/irs-announces-2025-hsa--hdhp-limits IRS announces HSA, HDHP limits for 2025: https://www.benefitspro.com/2024/05/13/irs-announces-hsa-hdhp-limits-for-2025/ IRS releases HSA and high-deductible health plan limits for 2025: https://global.lockton.com/us/en/news-insights/irs-releases-hsa-and-high-deductible-health-plan-limits-for-2025 Savings Boost: IRS Raises HSA Contribution Limits for 2025: https://www.hrmorning.com/news/irs-announces-new-hsa-contribution-limits/   Apple Announces New Accessibility Features: Apple announces new accessibility features, including Eye Tracking, Music Haptics, and Vocal Shortcuts: https://www.apple.com/newsroom/2024/05/apple-announces-new-accessibility-features-including-eye-tracking/ Apple's new accessibility features let you control an iPhone or iPad with your eyes: https://www.theverge.com/2024/5/15/24157271/apple-eye-tracking-speech-motion-sickness-accessibility-features   Highlights from 2024 Google I/O Conference: Google I/O 2024 – the 7 biggest AI announcements, from Gemini to Android 15: https://www.techradar.com/phones/android/the-7-biggest-ai-announcements-from-google-io-2024 Google I/O 2024: Everything revealed including Gemini AI, Android 15 and more:  https://www.engadget.com/google-io-2024-everything-revealed-including-gemini-ai-android-15-and-more-210414423.html Google now offers ‘web' search — and an AI opt-out button: https://www.theverge.com/2024/5/14/24074314/google-now-offers-web-search   Resources: 5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Greater Access to Health Coverage for DACA Recipients: https://link.chtbl.com/ASGF20240510 Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/ Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/    Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593 The Best Books for Insurance Agents: https://link.chtbl.com/ASG590 Tips for Becoming a Top Producing Insurance Agency: https://ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for May 10, 2024:   Summer 2024 Menus from Dunkin' & Starbucks What Apple Announced at their "Let Loose" Event CMS Update on ACA Unauthorized Enrollment & Switching Medicare Trust Fund Solvency Extended Through 2036 Greater Access to Health Coverage for DACA Recipients   Are you Team Dunkin' or Team Starbucks? Choose your side in this week's ASG Podcast Question of the Week: https://bit.ly/asgquestion    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Summer 2024 Menus from Dunkin' & Starbucks: Dunkin' Unleashes Its Sips Of Summer: Debuts Kiwi Watermelon Dunkin' Refresher With $3 Deal For Rewards Members: https://news.dunkindonuts.com/news/early-summer-menu-2024 Summer's On at Starbucks with New Summer-Berry Starbucks Refreshers Beverages: https://stories.starbucks.com/press/2024/summers-on-at-starbucks-with-new-summer-berry-starbucks-refreshers-beverages/   What Apple Announced at their "Let Loose" Event: Apple iPad event: all the news from Apple's ‘Let Loose' reveal: https://www.theverge.com/2024/5/7/24150047/apple-ipad-let-loose-event-news-announcements Everything announced at Apple's Let Loose iPad event: https://www.engadget.com/everything-announced-at-apples-let-loose-ipad-event-161005007.html Everything Apple unveiled at its 'Let Loose' event: iPad Pro, Air, Pencil, M4, and more: https://www.zdnet.com/article/everything-apple-unveiled-at-its-let-loose-event-ipad-pro-air-pencil-m4-and-more/ Here's Everything Apple Announced at Its 'Let Loose' iPad Event: https://gizmodo.com/everything-announced-at-apple-let-loose-ipad-event-1851461307   CMS Update on ACA Unauthorized Enrollment & Switching: Alert: Unauthorized Agent and Broker Activity on ACA Marketplace: https://www.cms.gov/files/document/agent-broker-infographic-2024-final.pdf CMS Statement on Agent and Broker Marketplace Activity, Update: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity   Medicare Trust Fund Solvency Extended Through 2036: 2024 Medicare Trustees Report: https://www.cms.gov/oact/tr/2024 Fact Sheet: 2024 Social Security and Medicare Trustees Reports: https://home.treasury.gov/system/files/136/TR-2024-Fact-Sheet.pdf Medicare hospital trust fund extended by 5 years to 2036: https://www.fiercehealthcare.com/payers/medicare-hospital-trust-fund-extended-five-years-2036 Medicare Trust Fund Extends Solvency Another 5 Years: https://www.ajmc.com/view/medicare-trust-fund-extends-solvency-another-5-years Medicare Hospital Trust Fund to Stay Solvent Until 2036, Trustees' Report Says: https://www.medpagetoday.com/publichealthpolicy/medicare/109997 Medicare Posts $12B Loss for 2023: https://www.thinkadvisor.com/2024/05/07/medicare-posts-12b-loss-for-2023/   Greater Access to Health Coverage for DACA Recipients: Biden-Harris Administration Finalizes Policies to Increase Access to Health Coverage for DACA Recipients: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-finalizes-policies-increase-access-health-coverage-daca-recipients Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, and a Basic Health Program: https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens: https://www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain     Resources: 2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/    The Best Books for Insurance Agents: https://link.chtbl.com/ASG590 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58   DOJ to Reschedule Marijuana: https://link.chtbl.com/ASGF20240503 How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-for-unauthorized-aca-plan-switching/ How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

NOLA native Elizabeth Tilton is shaking things up in hospitality by offering up an industry first — easy, affordable health insurance and other wellness benefits to hospitality workers around the nation through her company OS BENEFiTS. How does it work and how affordable are we talking? She shares all the details in this week's BizTalks.

Good health care depends on good health coverage, particularly for the most vulnerable. The Affordable Care Act expanded Medicaid eligibility and created exchanges where many Americans could access health insurance, often at a subsidized price. These new pathways to affordable coverage led to the uninsured rate dropping to record lows.Unfortunately, those recent gains in coverage and access now face new hurdles. After the end of the Covid public health emergency, states began a process of redetermining Medicaid eligibility which caused tens of millions to lose coverage. Many were forced to find a new source of insurance coverage, or lost it completely. The passage of the Inflation Reduction Act created enhanced subsidies for individuals seeking insurance on the ACA marketplace exchanges, leading to a record high enrollment this year. Those subsidies are set to expire in 2025.  Unless Congress steps in, this could increase premiums, making coverage too expensive for many, threatening access to health care. In this episode, Stan Dorn, who has worked on coverage issues for almost 40 years and currently serves as the Director of the Health Policy Project at UnidosUS, explains what these dual threats to coverage mean for individuals and their families.Topics discussed include:Current state of the Medicaid redetermination process and its impact on coverage for recipientsCongressional action needed to avoid looming marketplace coverage cliff  Long-term policy changes that will improve the ACA by protecting Medicaid expansion and continuing affordability in the exchange marketplaceMORE: UnidosUS, previously known as NCLR (National Council of La Raza), is the nation's largest Hispanic civil rights and advocacy organization. Through a unique combination of expert research, advocacy programs, and an Affiliate Network of nearly 300 community-based organizations across the United States and Puerto Rico, UnidosUS simultaneously challenges the social, economic, and political barriers that affect Latinos at the national and local levels. When it comes to health care, the group is focused on ensuring access to affordable coverage with an emphasis on helping people through the Medicaid unwinding process and enrolling them in exchange plans.

Why is Health Insurance so expensive!? Are there any alternatives? 00:00 - Intro 00:23 - My Switch to a Health Care Sharing Ministry 09:44 - What Are Health Care Sharing Ministries? - Investopedia In today's story, Jay describes what prompted him to switch to a Health Care Sharing Ministry to defer his risk of the #1 reason for bankruptcy - medical bills. Jay's health insurance offered a very high premium for an outrageously astronomical deductible - risk was not deferred properly. This left Jay searching for a solution to protect his new family. The main topic is a review of the article "What Are Health Care Sharing Ministries? (HCSMs)" by Investopedia (https://www.investopedia.com/what-are-health-care-sharing-ministries-hcsm-5207450). Jay's commentary on the article should help you know what to research if you are considering a Health Care Sharing Ministry to cover your medical risks. One thing excluded from this article, that you should know about, is that an HCSM will not give you access to an HSA. If having an HSA is a big part of your plan, and HCSM may not be for you.  Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new episode every Tuesday! Subscribe if you don't ever want to miss an episode! You can submit a question on our website (hopefilledfinancial.com) or message us on Facebook (@HopeFilledFinancial). Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com  Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/by-sa/4.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

He fell 60 feet from a bridge while escorting a motorcade. www.patreon.com/stevelehto

On today's top 5 Utah lawmakers reject proposal to expand health coverage to more pregnant women, and why are there so many birds in Utah? Watch this to listen to the full daily top 5! Visit UtahStories.com for more and to subscribe to our free digital newsletter. There you can also support our journalism by subscribing to our print magazine for $3 per month. Follow us on: Instagram @UtahStories Twitter @UtahStories

Some blunt assessments of how we came to this disaster in Israel and what next steps and a conclusion looks like for those of us watching here. Lt. Col. Tony Shaffer walks us through the duplicity and double speak of the Biden White House and their role in this tragedy while also giving an historic look at why we're here and why Trump doesn't seem very happy with Israeli leadership himself. Kurt Schlichter explains what victory looks like for Israel in his view and why Hamas' behavior is something he fully expects from some of his fellow Americans. Plus Alex Marlowe - Brietbart's Editor In Chief has a brand new look into the inner workings of this Biden White House in a brand new book "Breaking Biden" and Stigall brings you the latest on the House Speaker fight amongst Republicans. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

Yesterday's news was a firehydrant, and most of it pretty alarming. The corrupt husk we're pretending is president with more evidence of selling out the country for financial gain surfacing, leading right to his literal front door. A radical New York judge goes after Trump yet again on the valuation of his properties and businesses. Mark Weaver, former DOJ spokesman and constitutional attorney unpacks the legal madness. Then Dinesh D'Souza returns to discuss his new film Police State and shares his thoughts on tonights' Republican debate among other news stories of the day. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

For all the details visit learntruehealth.com/healthcare 

The national COVID-19 public health emergency will be ending in May, but that doesn’t mean the pandemic is over. Hundreds of people are still dying from COVID in the U.S. every day and many more are getting sick. So then why is the emergency ending? On the show today: Dr. Céline Gounder, an epidemiologist and editor at large for public health at Kaiser Health News, walks us through the state of the pandemic right now, what will change when the public health emergency expires and what it could mean for the American health care system as a whole. In the News Fix, we’ll tell you about a case before the Supreme Court that may drastically change how the internet works. Also, Russia temporarily pulled out of a major nuclear arms treaty. We'll get into what that means for the future of international arms control. Later, one listener shares a perspective on pay transparency, and another tells us why we should discuss menopause more. Plus, this week a chatbot answers the Make Me Smart question. Here’s everything we talked about today: What happens to COVID vaccines and drugs after the health emergency? from The Los Angeles Times “Millions of people are about to get kicked off Medicaid” from Vox “WHO says Covid-19 remains a global health emergency, but pandemic is at a ‘transition point'” from CNN “The End of the COVID-19 Public Health Emergency: Details on Health Coverage and Access” from KFF An Etiquette Guide for Long COVID from The Atlantic “Need time off work for period pain? These countries offer ‘menstrual leave.'” from The Washington Post “Justices will consider whether tech giants can be sued for allegedly aiding ISIS terrorism” from SCOTUSblog “Coronavirus in the U.S.: Latest Map and Case Count” from The New York Times “Putin's Move on Nuclear Treaty May Signal End to Formal Arms Control” from The New York Times What's something you've been wrong about lately? We want to hear your answer to the Make Me Smart question! Leave us a voice message at 508-U-B-SMART, and your submission may be featured in a future episode.