Podcasts about g wagon

The 3PMD crew is back and we are not holding back! In this week's episode, Tank, Aub, Eddie P., and King Sully roast the week's craziest headlines. We kick things off with the truth behind Elon Musk's SpaceX IPO and what might be the biggest public bailout in history.From there, we dive into the wild world of side hustles—including an inmate who bought a house with gold coins from behind bars, and an Atlanta entrepreneur running a mobile wig salon out of a G-Wagon. We also tackle the serious stuff, like the heartbreaking Carmelo Anthony verdict and the bizarre return of the screwworm. Plus, we debate the rise of AI girlfriends and why a simple birthday cake can cause so much panic among men.Drop a comment below: Would you be mad if the homies bought you a birthday cake?

If You Missed Romeo In The Morning We Talked About: The marriage and family center and a man who live in an apartment but owns a G Wagon.

Dr. Brian Harris built five dental practices, filled his garage with a Lamborghini, a Ferrari, a GT3, and a G-Wagon, and still wasn't any happier than when he had one office. So he did what almost no one does: he sold the practices back to his associates, went back to one location, and doubled down on the craft he actually loves. In this episode, Peter, Craig, Ian, and Brian unpack the real story behind the highlight reel. Why ego drives expansion more than strategy. Why financial success doesn't automatically create fulfillment. Why younger dentists need to rev the RPMs before they chase lifestyle dentistry. And why the ability to walk away from something you built might be the most underrated skill in the profession. Brian also shares what he's learned from nearly a decade running his own mastermind, building Smile Virtual, and doing $400K a month in production as a solo cosmetic dentist. His core message to every dentist listening: connection before conversion. Stop trying to close people. Start organizing your practice and your life around what actually makes you excited to show up. DESCRIPTION The Bulletproof Dental Podcast Episode: 437 HOSTS: Dr. Peter Boulden, Dr. Craig Spodak, and Ian de Jongh Special Guest: Dr. Brian Harris In this episode, Peter Boulden, Craig Spodak, and Ian de Jongh sit down with Dr. Brian Harris, cosmetic dentist, founder of Smile Virtual, and headliner at the 2026 Bulletproof Summit in Scottsdale. Brian shares the unfiltered story of scaling to five practices, realizing he was making less money and carrying more stress, and making the unconventional decision to go back to one office and focus on what he loves. If you've ever wondered whether more locations, more revenue, or more stuff will actually make you happier, this episode is a brutally honest look at what happens when you get everything you thought you wanted and have to recalibrate. TAKEAWAYS - Building multiple locations without the right leadership layer can leave you earning less than you did with one - Ego and approval addiction are often the real drivers behind expansion decisions - The grind phase early in your career is necessary and shouldn't be skipped - Knowing when to take the cul-de-sac back out is just as important as perseverance - Material success (cars, money, status) does not reliably increase happiness - Organizing your practice around what excites you creates better outcomes than chasing what others say you should do - Connection before conversion is the key to case acceptance and long-term practice success - Social media content works best when it's about your patients, not about you - Repetition through tools like Smile Virtual builds consultation skills that translate to real-life case acceptance - Being out of balance isn't a failure if you recognize it and course correct CHAPTERS 00:00 Opening Banter and Introductions 01:09 What Should the World of Dentistry Be Like 02:53 What Would You Tell Your Younger Self 04:29 The Case Against Lifestyle Dentistry Too Early 06:08 The Dip, the Cul-de-Sac, and Knowing When to Walk Away 07:15 What Are You Most Proud Of 09:15 Going from One Office to Five and Back Again 11:25 The Counter Narrative to Build Build Build 13:51 It Was Ego 15:17 A Garage Full of Supercars and the Same Level of Happiness 17:12 The Trap of Chasing Financial Success 18:16 Finding What You Actually Love About Dentistry 21:10 The Value of Loving Your Craft 23:51 The Strivers Curse and Being Out of Balance 26:10 Acknowledging When You're Out of Balance 28:13 Approval Addiction and Learning to Say No 30:20 People Pleasing Beyond the Operatory 32:27 Building a Personal Brand That Serves Patients 35:07 Content Strategy and Making It About Others 37:06 The Elite Mastermind and Finding Your Tribe 41:56 The Danger of Wrong-Fit Groups and Outside Influencers 44:36 Authenticity Over Sales Tactics 46:09 How Smile Virtual Builds Real Consultation Skills 49:46 Brian's Message to Every Dentist Listening 53:18 The Spirit of Service and Why It Wins 55:27 Brian's Megaphone Moment 59:09 Closing and Summit Details REFERENCES - Bulletproof Summit 2026 - https://bulletproofsummit.com/ - Bulletproof Mastermind - https://bulletproofmastermind.com/ - Smile Virtual - https://smilevirtual.com/

Send us Fan MailIn today's fast-paced automotive landscape, there's a lot happening, especially in the realms of luxury SUVs and high-performance vehicles. If you've been following the news, you know that significant advancements and exciting new models are on the horizon. This blog post will delve into the latest buzz surrounding BMW's new rugged SUV, the competition in the luxury off-road segment, and the thrilling developments in performance cars like the Corvette and Mustang.## The Rise of BMW's Rugged SUVRumors are swirling that BMW is set to launch a new vehicle, codenamed G74, aimed at competing with the iconic G-Wagon. Initial renderings suggest a design that combines elements of the Bronco and G-Wagon, but with a distinctive BMW flair. This new model is expected to offer a more rugged aesthetic while sharing a platform with the X5. **Why This Matters**: The luxury SUV market is evolving, and BMW's entry could shake things up further, challenging established players like Mercedes-Benz. ### What to Expect from the G74- **Design Features**: The G74 is rumored to feature a boxy, upright design that appeals to off-road enthusiasts.- **Powertrains**: Expect multiple options, including high-performance electric variants and hybrid models, showcasing BMW's commitment to innovation.### Common Mistakes to AvoidOne common misconception is that luxury SUVs can't perform off-road. BMW's G74 aims to prove otherwise, merging luxury with capability.## Competition in the Luxury Off-Road SegmentAs luxury off-road vehicles gain popularity, several brands are stepping up their game. The recent release of the high-powered Defender by Land Rover is a testament to this shift.**Why This Matters**: These advancements signify a growing demand for high-performance, luxury off-road vehicles, catering to a niche market of enthusiasts.### Key Competitors to Watch- **Mercedes G-Wagon**: Continues to dominate the luxury off-road market with its powerful AMG versions.- **Ford Bronco Raptor**: Known for its ruggedness and performance, it's a serious contender in this space.- **Hyundai's New SUV**: Recently launched, it's drawing comparisons to the Bronco and is attracting attention for its design and performance capabilities.## Performance Cars: The Battle Rages OnThe competition among performance cars is heating up, with manufacturers like Corvette and Ford pushing the limits of speed and technology. **Why This Matters**: This ongoing rivalry not only benefits car enthusiasts with thrilling options but also drives innovation in automotive technology.### Corvette's Dominance- **Record-Breaking Performance**: The latest Corvette variants have been setting speed records, showcasing incredible advancements in aerodynamics and engineering.- **Diverse Lineup**: With multiple variants being introduced, there's something for every performance enthusiast.### Ford's Counterattack- **Mustang GTD Competition**: Ford has introduced the Mustang GTD, which recently set remarkable records at the Nürburgring, emphasizing its commitment to performance.- **Rivalry with Corvette**: The back-and-forth between Ford and Corvette is reigniting excitement in the muscle car community.## ConclusionThe automotive industry is witnessing an exhilarating transformation, especially in the luxury SUV and performance car sectors. With brands like BMW, Ford, and Land Rover innovating and pushing boundaries, consumers can anticipate exciting new options that blend luxury, performance, and off-road capability. The rivalry among manufacturers not only sparks innovation but also provides enthusiasts wiSupport the show

How to Write Off a G-Wagon U.S. law firm owner doing $300k–$2M/year? Get a free Law Firm Profit & Tax Checkup where I review your books and tax setup and highlight a few ways similar firms are keeping more of what they earn. Book your checkup here: https://bigbirdaccounting.com

On this episode of Bulture podcast:This second half of season 2 of “Beauty and Black” is better than the first season and first half of season 2 put together!!No spoilers….but who else was SHOOK when you realized just how deep Mallory's feelings for Roy really ran? The jealousy was loud; the tension was thick… but she still couldn't admit it what do you think was really holding her back?Barber's trusted clients are upset after he went viral on TikTok and increased prices 3× in 6 months, from $35 to $125.Things got tense on the Gilbert Arenas show when Kenyon Martin halted the broadcast, confronted an employee from the show live on air, and called him out for making a video mocking his speech impediment. When he's been to his home and meet his wife and kids.Parents were spotted getting into a heated argument that escalated into an altercation in front of children and the school bus during pickup.Dawn Staley explains why she gifted Southern University players Louis Vuitton Imagination perfume.Do y'all feel like that J. Cole album came and went?-J Cole says he was miserable & stressing hours leading up to his apology to Kendrick Lamar.J. Cole Reflects on Drake and Kendrick Lamar Relationships in Rare Homecoming Interview.President Donald Trump is following through with his promise to send ICE agents to U.S. airports if Congress continues to stiff TSA agents.Luka Dončić's ex files for child support in California while living in Slovenia Luka says it's all about a bigger payout.The Houston Health Department has shut down Tina Knowles gumbo business due to customers suffering from food pøisoning. Tina Knowles, decided to sell her gumbo at the Houston Livestock Show and Rodeo for $25… and the internet went to war. Some folks were saying it looked like “shrimp shells floating in brown water,” while others swear it was one of the best they've ever tasted.Atlanta police say they will charge the parents of “youths” who participate in ‘Teen Takeovers' this weekend. Last week 19 teens were arrested.Raiders owner, 70-year-old billionaire Mark Davis, and 38-year-old Dr. Alexandria Lightning, who recently had a baby, were seen together at her birthday dinner, seemingly as a couple.Latto‘s upcoming album ‘Big Mama' will consist of 17 tracks, including ‘Business & Personal (Intro)' and ‘Somebody.'The Houston Rodeo now REQUIRES guests to dress appropriately after many spring breakers wore minimal clothing.Future's baby mama, Eliza Reign, says a white van pulled up to her house in front of her two kids who were playing outside. The driver tried to claim it was a mistake after she came outside.Magic Johnson's son EJ Johnson says he only dates straight men: “I'm not attracted to gay men”.Tyler Perry IS NOT dating Marlo Hampton (formerly of Real Housewives of ATL) .. that photo of them kissing is FAKE.. AI strikes again.WNBA Star A'ja Wilson Could See Salary Skyrocket From $200K to $1 Million+ Under New Pay Deal2 teens arrested and guns recovered after groups of teens gather at Navy Yard this weekend. Most of the groups dispersed as curfew took effect at 11:00 p.m.Rapper LaRussell has now deactivated all his social media accounts after facing more backlash for his reaction to the backlash about his song “Heaven Sent”.A joke between Shannon Sharpe and Chad Ochocinco gets awkward after Shannon says Chad cancelling plans to go to the Hawks game with Joe Johnson in order to attend his kid's birthday party was unprofessional. Don't make obligations if you can't follow through.The festival announces Jay Z is the headliner for the Roots Picnic on May 30th.-Two historic nights to celebrate the iconic albums Reasonable Doubt and The Blueprint - JAŸ-Z 30 on Friday July 10 and JAŸ-Z 25 on Saturday, July 11at Yankee Stadium.Texas teacher who gets paid $7,500 per month says she's completely broke and in debt after her monthly expenses—which include her G-Wagon, condo, and more

- Ferrari Halts Shipments to the Middle East - War Forces Japanese Automakers to Cut Production - GM CFO: Gas Price Spike Won't Hit Sales for 4-6 Months - Automakers Could Face More U.S. Tariffs - Uber and Rivian Form Potential $1.2 Billion Robotaxi Partnership - Hertz Adds INEOS Grenadier to U.S. Rental Fleet - U.S. Getting its 1st G-Wagon Convertible - New Lexus ES Debuts As An EV - Exports Drive Record Profits for Chery

- Ferrari Halts Shipments to the Middle East - War Forces Japanese Automakers to Cut Production - GM CFO: Gas Price Spike Won't Hit Sales for 4-6 Months - Automakers Could Face More U.S. Tariffs - Uber and Rivian Form Potential $1.2 Billion Robotaxi Partnership - Hertz Adds INEOS Grenadier to U.S. Rental Fleet - U.S. Getting its 1st G-Wagon Convertible - New Lexus ES Debuts As An EV - Exports Drive Record Profits for Chery

In this episode of The Unapologetically Rich Show, Shamina Taylor challenges the way high-achieving women think about money, desire, and what's truly possible for them. What would your life look like if you knew there was an endless source of money available to you at any time? Shamina invites you to step into the mindset of abundance by imagining an ATM in your living room a powerful metaphor for the level of certainty and support she believes women must embody in order to expand their wealth. She breaks down the difference between wanting from lack and desiring from expansion, why many women unknowingly cap their income through scarcity thinking, and how your relationship with money directly impacts the decisions you make in business and life. Through personal stories including how she manifested her G-Wagon and the millions that followed Shamina explains why feeding your desires, celebrating every dollar that comes in, and acting as if your next level is already done can radically shift your financial reality. If you've been living within invisible ceilings around money, this episode will help you identify where those limits are and show you how to expand beyond them. In this episode, Shamina shares: • Why desire is not greed... it's expansion • The difference between lack-based thinking and wealth consciousness • How acting "as if" changes the opportunities that show up in your life • The hidden ways people reinforce scarcity every day • Why celebrating money (no matter the amount) attracts more of it This conversation will challenge you to ask yourself a powerful question: If you knew money was always available to you… how would you start showing up differently today?

Kiera is joined by Derick Van Ness of Big Life Financial to talk about taxes, and how to handle them beyond simply thinking of them as a necessary evil. The pair discuss knowing your numbers, utilizing tax credits, the magic touch of a CPA, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team Listeners, this is Kiera. And today I am super excited. This is one of our top favorite guests that has been on the podcast. We're bringing him back on because there are some new updates and our clients love him. I love him. He is incredible. Derick Van Ness, he is with Big Life Financial. And you might have heard him on the podcast before talking about R &D credits, tax saving ideas, CPA.   This man does a lot of your wealth and how to build and keep your wealth. So I always love our conversations and just like his good information. Plus, if I remember right, he might know Garrett Gunderson. So obviously I've been a fangirl since day one. Derick, welcome back to the show. How are you today?   Derick Van Ness (00:42) Well, I'm doing great and really happy to be here with you, Kiera. I'm not Garrett Gunderson because he is taller and better looking, but I'm a good second place.   The Dental A Team (00:48) Ha ha ha!   I think that you're great. The fact that you know Garrett Gunderson, that already just has elevated you. I mean, I think it was one of our first conversations we ever had. And I was like, have you ever read like Killing Sacred Cows? And you're like, I actually know Garrett Gunderson. I was like, what? Fangirling. So ⁓ anyway, Derick, for those who have not met you, haven't heard your episode, because we do have new listeners to the podcast. Just kind of give them a little intro of who is Derick Bennis? What is Big Life Financial? And give the listeners a little intro to who you are.   Derick Van Ness (01:20) Okay, well outside of being ⁓ in love with my wife, in love with art and in love with racing sailboats, what I do professionally is I help ⁓ doctors and dentists to be smarter with their money. So what does that mean? That means how do you, not so much to make it, I mean we do help people scale, but once you make the money, which is something a lot of dentists are good at, how do you keep it through tax savings? How do you grow it and how do you protect it, right?   And today we're going to talk a little bit about how do you keep more what you make? Because honestly, for dentists, even though taxes seem boring when you don't have to write that $50,000 or $100,000 or $200,000 check, it gets a lot cooler. If you would have told me I'd be a tax and financial guy when I was a kid, I probably would have just taken an early exit somewhere and jumped off a bridge. But I really see money in what we do as a lifestyle business. It's not about money.   The Dental A Team (02:01) Yeah.   Derick Van Ness (02:17) If you have enough, then money is what it is. When you don't have enough, it's a problem. And I just find for a lot of people, it's the reason or excuse that they constrain themselves. They don't spend time with family. They don't think do things that they want to do. They don't have the experiences that are going to change their life. So when we can get money out of the way, then you can live your big life, which is why the company's big life financial, because it doesn't matter if you have more or less money. The question is, what's the life you're living? What's your quality of life?   And so taxes are a big piece of that. Obviously we can't talk about everything on a podcast like this, because you'd be buried under a ton of bricks. But that's what I do is I try to make this stuff easy. I try to make it fun. And I want you to realize that the whole point of all this money stuff is so that you can live a life you want to   The Dental A Team (02:55) You   Which Derick, that's why we have connected. You have met my husband. have had personal conversations outside of the podcast because I very much align and subscribe to this lifestyle and this mode of thinking. I believe that practices should work for us and us not work for our practices. I believe that we became business owners to have these big lives and these, audacious dreams. And yet I feel so many people live below their, their potential. They are trapped. They are.   Derick Van Ness (03:33) Mm-hmm.   The Dental A Team (03:34) It's crazy. I ⁓ had a client and she actually made so much money last year, which was amazing because the year before she was like, Kiera, I want to make more. So I was like, great, we're going after profit and production like blinders on. Don't talk to me about anything else. And she had like a crazy year and she's like, great. Now I have this huge check. I've got to write in taxes. And I was like, not my problem. Like you need better CPA help on that, but glad we made you the money. But I bring that up because one, it was a huge win for a client, but two,   Derick Van Ness (03:52) I don't know.   Yep.   The Dental A Team (04:02) I think that people being able to keep the money that they make, hold on to more money that they make. Like I love that we live in America and it's a free country and that we get to pay taxes. Like I'm so freaking grateful for that. With that said, I do not want to pay one penny more than I need to. And I want to maintain and keep as much as I possibly can to live the life I want and to not feel the guilt of being a successful business owner and to do the fun things that I always imagined and dreamed of doing without the guilt of doing it. And I think so many people are so scared of.   Derick Van Ness (04:11) Yep.   The Dental A Team (04:32) being financially free, they're scared to spend money. They get hit with tax burdens left and right. I can't tell you how many dentists that I hear at the end of their career and they've had great careers, but they have no financial stability. like, Derick, this is the stuff that stresses me out and keeps me up at night and which is why you're on the podcast because I want people to be smarter. want them to be more educated and I want them to live happier lives. So let's walk through like R and D credits and CPA and like how people can live a more enriched   Derick Van Ness (04:33) Mm-hmm.   Yep.   The Dental A Team (05:02) big life today rather than waiting. I think it's just a fun topic to talk about. I'm intrigued, so let's talk about it.   Derick Van Ness (05:07) Yeah   Well, let's do. mean, we can start generally with taxes and then we can kind of move into the credits piece because it is like a it's just a small very segmented piece of what you do with your taxes. overall, the biggest thing I see is most people see taxes as like a necessary evil. This is the thing I have to deal with. When people see something as a necessary evil, what do they do? They do the minimum. Right. And what that really turns into is   You're not talking with your CPA. You're not coordinating with them. You're not being proactive. At the end of the year, you just want to do the least. So you just hand them all your stuff. I realize people don't come in boxes anymore. Now it's like, here's my QuickBooks password. Or I add you to my account. ⁓ And then they tell you how much you owe. But if you ran your business that way, if you just didn't look at anything all year, and at the end of the year, you're like, I wonder how we did. Wouldn't go so well if you didn't talk to your team about anything. What's that?   The Dental A Team (06:01) People do that though, Derick. They do it all the   time. This is not abnormal. They do it all the time. They're like, my gosh, I owe how much? my gosh, we didn't hit goal. And I'm like, ⁓ let's at least look at our numbers. Like that's step one. Step two, let's talk to our team. You're not wrong. I'm just shocked at how many people do this in real life. And I'm like, hey, there's a different way of living. like, maybe let's take that path. Just try it out. It's like t-shirt. Try that one on. It might feel better than your current oversized, like two baggy of clothes that don't fit. And then you're angry.   Derick Van Ness (06:11) I know.   The Dental A Team (06:30) the time. anyway go on didn't mean to interrupt the rant.   Derick Van Ness (06:32) What if I'm gonna be   a Gen Z VSCO girl? I I want the Oversight T-shirt and the angst.   The Dental A Team (06:36) Well, as I said it, as I   said it, I was like, well, that's like the current style. Like what's uncomfortable clothing? Maybe it's like the wool scratchy. I just came back from Iceland and I'll tell you what, I didn't buy a single shirt there. I was like, that is gonna scratch me. I know it's warm, but I'm not wearing that for the rest of time. Like there are softer clothes in this world that are equally as warm. Like I'll choose that. So that maybe you're wearing a wool scratchy sweater. Cause you never look at your numbers. You're always irritable. You're always angry.   Maybe you might get the oversized hoodie that's way more comfy. Maybe that's the better analogy for today.   Derick Van Ness (07:07) Well, and so you help them look at their numbers, right? What's your P &L? What are your KPIs? There are tax numbers too, right? Like I'm usually meeting with clients in September-ish to say, OK, how much have you made so far this year? What does that put us on track for December 31st? And then we have November, I'm sorry, September, October, November, December to do things to get that number at the end where you want it to be. I'm not talking about go out and spend $1.   to save $0.40, right? People do that. Oh, go buy a car. If you don't need a car, that's just a waste of money. I literally had someone who's like, should I just buy a G-Wagon? I'm like, only if you were going to buy a G-Wagon anyway. They want the tax break, but.   The Dental A Team (07:45) I mean, I asked that question too.   I mean, I do. I do ask it as well, but it's unnecessary. You're right. Like, so I can repel you you're not going to do it. Don't just because you get the tax benefit. You just have to pay the money. So, but I do ask because I want to know, just tell me I can buy the boat, Derick.   Derick Van Ness (07:58) Yeah.   Well, boats are totally different. They're way more fun, but they're also way more expensive to maintain. So I love boats. I absolutely do. But they are not cheap, right? As the saying goes, break out another 1,000. That's what boat stands for. Just go to the ocean and throw $1,000 in it every month. That's what owning a boat's like if you don't use it.   The Dental A Team (08:05) They are not. I know.   gosh, I've never heard that.   That's hilarious.   That's hilarious. I've heard like the best day and worst day of owning a boat is the day you buy it and the day you sell it. Like that's the only best days. I have a boat. I do love the boat. It is an older boat. things I'm not... Maybe mine's like break out a 10 because we've got a much older boat. But like, know, when we upgrade then we'll be in the thousand realm. ⁓   Derick Van Ness (08:28) So.   Yep.   Yeah.   Yes, yes. So boats are great. Not usually the best tax strategy. But the big thing here is when you sail a boat or when you drive a car, I heard this the other day and I thought it was perfect. It's like when you drive a car, what's bigger, the windshield or the rear view mirror? Most people are doing taxes in the rear view mirror. That is not about your expansive future. That's about recording your past, right? And so if you just did business planning one year at a time,   Like you wouldn't ever buy the building. You wouldn't ever invest in the equipment. You wouldn't ever invest in the education, right? It's the same thing for taxes. It is part of a cohesive and ongoing plan. ⁓ so when you want to plan that, we have to look into the future. And so looking into the future allows you to control your income, control your expenses. But you have to know your numbers to your point, right? Like if you don't understand a P &L,   It's really hard to do tax work because we don't know what your income is. And I have some clients who come in that way. And I have to really get them to understand that if you don't have good books, you don't have good data, it's like trying to do dentistry without a diagnostic. You just go in and start drilling teeth to see what's happening. No, you wouldn't do dentistry that way. Don't do that way with your taxes either. should I just buy this and I'll just buy that and randomly and I help those work out?   Your P &L is really like your diagnostic, right? Both on the income side, but also that's related to taxes. And so I think the big thing for people is think of taxes as an additional income stream. If you do this right, you can keep, like a lot of dentists pay 40 % or more in taxes, right? So if we can cut that from 40 down to 20 to 25 % on average, that's 15 % straight to your bottom line.   And it probably takes an average of two hours a month at most, which is pretty good, right? Like if you could add a new service into your business, no employees, no marketing, no overhead, two hours a month, but profits went up by 15%, would you take it? Most dentists would say, yeah, that six figures is pretty good.   The Dental A Team (10:53) As long as I'm not going to jail, Derick,   I don't want to go to jail. That's my only line. Like, how is this legal? Because so many people talk about tax strategy and my line is I'm willing to live in the gray, I'm just not willing to go to jail. So how do you go from 40 to 20 that's legal and ethical?   Derick Van Ness (11:01) you   Yeah, we don't want to go to jail.   Yeah, so there's two things. There are lots of little things. So research and development credits, which we'll get to in a minute, is one of those things. It's not little. I would call it a medium thing. For a lot of dentists, it's worth between $10, depending on the size of your clinic, $10,000 $50,000 a year. So it's sizable. And then there's all the pay your kids, cost segregation, salary and dividends, all that kind of stuff. And those things stack up. If you pay your kids right, then that can save you   The Dental A Team (11:21) I agree, I would too.   Mm-hmm.   Derick Van Ness (11:40) 10, 15 grand if you're in a state where you can pay your state taxes and have a federal write-off that might save you 10, 15, 20 thousand dollars a year. Taking a salary, the proper salary versus dividends that might save you another 10 or 15 thousand. So these things start to stack up but when you're in that 500,000 plus tax bracket there are things like and I can't totally get into details because this is stuff for accredited investors and I don't know who the listeners are and all that but there are   Investments you can make that have big tax breaks, right? And that could be everything from energy types of things to short-term rentals, different types of real estate. There's a lot of different stuff, right? So that sort of depends on what's the life you want to build and aligning that. ⁓ There are lots of charitable and donation type strategies where you can create some really big tax breaks. There's entity structuring, ⁓ where you take your income and how you take your income matters.   So you can really layer all of this stuff and make huge chunks, take huge chunks out of your business. The bigger you are, the bigger you can do with these things. And honestly, once you get over a million plus in income, then there's another layer of stuff you can do. It's just a lot of times the setup costs, you have to have enough tax burden to make it worth it. But there's some really neat stuff out there. And some of the stuff with the big, beautiful bill. ⁓   bringing back bonus depreciation. There's some really neat things where, oh, if you do a solar thing, you can get some credits, but then you can also get all the depreciation in the first year. And so you put in $100,000 into this type of investment. You may not make a lot of money, but you might get $150,000, $175,000, $200,000 worth of write-offs on your taxes. And when I say write-offs, mean dollars you don't pay, like true credit dollar for dollar. That could be huge, right? Things like that.   The Dental A Team (13:10) Yes.   Right.   Derick Van Ness (13:38) that a lot of people are just unaware of. And don't take that as an investment advice. I'm just telling you about things that exist in the world that may or may not be for you. Check with your financial professional. But yeah, you start stacking all these things up and you go from, I wrote $150,000 check to, I wrote a $60,000 check. And then what I like to do is help people take that 90 grand you would have given to the government. And now let's add that to what you would already save. And for a lot of people, that's   The Dental A Team (13:47) That's amazing.   Derick Van Ness (14:07) a lot more than they were already saving. So we more than doubled their savings rate. And the fastest thing you can do to build wealth is just get more money into the equation. So that's really it is we're trying to create money that you can then put to work for you outside your business. Because what nobody ever tells you is, even if you're an amazing dentist and you make all this money and you sell your practice for top dollar, and you get all that money, you become a professional investor.   The Dental A Team (14:27) you   Derick Van Ness (14:36) And if you don't have any investment skills, if you don't know how to put that money to work, if you don't know how to protect it, you're just a lamb to the slaughter. You know, everybody shows up, they got an idea. Your brother-in-law wants to start a coffee shop or a brewery. Your neighbor has the next best tech app. And all of a sudden, all this money just starts disappearing because you're not seasoned. So one of the things we like to do is get people doing these types of investments, learning, getting a skill set around it so that when you do get that big   big shot when you sell your business or you have those huge tax or those huge years and you don't pay all the taxes, you know what to do with the money. Because that's a whole different skill set than running a dental clinic.   The Dental A Team (15:17) I don't disagree. And that's why Derick, I love having you on here. And I think your comment of the goal is to get more money to put into the equation. What are the things like, I have 90 grand or I have 150. What are some of those investments that, again, realize that we're being generic and there's a reason you have to be generic is because there are rules that financial planners, advisors, CPAs have to abide by. in general terms, Derick, what are some of the ways that   Derick Van Ness (15:25) Mm-hmm.   The Dental A Team (15:45) you found to generate higher levels of wealth? We're putting more money into the equation, but what's the equation that's going to get it? And again, I know this is very, I would say like vanilla. We're just talking very much basic.   Derick Van Ness (15:56) Yeah, yeah, I'll just   give you the principles, right? The philosophy behind it. One of the things is we always, all of our lives we've heard diversify your assets. Diversify, diversify, diversify.   The Dental A Team (16:06) all weather portfolio, Ray Dalio, right? Like you got to get it everything, have it all. What is it like? think eight uncorrelated assets or something like that is what it should be. Anyway, there you go. Okay.   Derick Van Ness (16:09) Yep.   8 to 16 non-correlated asset   classes. Yep. And the idea here is this. It used to be that you could put your money in the stock market. And each individual stock did its thing based on what its performance was. Since the late 90s, early 2000s, everything's kind of gotten grouped together. Almost everybody just buys the S &P 500 or just buys index funds, which is basically the whole market.   And so if you look at the top five stocks, which are usually the Google, Apple, Tesla, Nvidia, depending on one or two others, ⁓ whatever they're doing is usually what the market's doing, right? It all has a tendency to ebb and flow together because it's all been chunked together. So I don't see those all as different asset classes anymore. How I personally invest, I'm not saying you need to buy into my ideas, but so you can have money there. But then I do think you want to have money in other things.   that maybe aren't tied to the stock market. Maybe you've got some oil and gas. Maybe you've got some farming communities in Central America. Maybe you've got someone who's doing senior living homes, someone who's developing all these empty office buildings. And they're all tied to different things. So that way, if the stock market takes a dump and goes down, that's not all your portfolio. Maybe it's 15 or 20%.   if real estate takes a hit. Yeah, your real estate takes a hit, but maybe something else does well. Having things in your portfolio that if some of them struggle during inflation, some of them do well during inflation, right? Things like gold that holds its value. And so the idea is to be able to put your money to work in a way where it's in a bunch of different buckets that aren't all tied to the same thing. And what that really creates is stability, right? And why that's so important is when you're growing your money,   The Dental A Team (17:46) Mm-hmm.   Derick Van Ness (18:09) You can have the ups and downs a little bit, but when you go to start pulling money out, the volatility, the ups and downs are what really kill your ability to pull money out, because you have to always protect against the downside. And it's why if you look at the market historically, it'll go up, depending on who you ask, 6 to 8%. But when you're pulling money out of the stock market in retirement, the numbers say sustainably over the long term, you can only pull 3 to 4%. Why is that? You would think, ⁓ I can pull.   The Dental A Team (18:21) Mm-hmm.   Right.   Derick Van Ness (18:38) six to eight, but it's three to four because of the volatility. If you are counting on that, it crashes that year and you sell. Then when the market recovers, you have less money to recover with. And over time that stacks up. So the idea there is to work with someone who has the ability to put you into different asset classes, help educate you. This also gives you a chance to try different things. So you can start to get that seasoning we were talking about and learn how money really works because   The Dental A Team (18:43) Right.   Derick Van Ness (19:09) You know, money, health and relationships are the three things that really dictate the quality of your life. And it's funny, we don't spend a lot of time in them in school, right? And so, ⁓ so it's something you have to learn, just like if you don't learn how to take care of your health, you suffer. If you don't learn how to have good relationships, you suffer. And money is another thing. All of those you can get help with, but at the end of the day, you have to be able to be competent enough.   to get the results you want. And money is just one of those things.   The Dental A Team (19:40) Yeah. No, Derick, that's a, think it's such a good way to look at it. And I will say, I was very much a baby investor and I think I still would qualify myself as pretty naive. But it is, they say like, I don't know, what is it? The eighth wonder of the world is compound interest. And it's crazy because when you start out and you just get started on your investments, it feels like this is stupid. At least I have, I've so told many financial advisors, feel like they like,   Derick Van Ness (20:04) Mm.   The Dental A Team (20:07) money monster. So it's like the cookie monster. Like I give my money to you. I never can get it back. I have no clue how to access this money. And then you start to see it and you're like, wow, that started to compound and this started to become different. And we had our first year with it. We didn't have to write such a large check to the IRS and done legally and ethically. And I was like, wow, this is a very different world that I'm living in than I have been. And it wasn't as hard as I thought. And so I, like you said, I do feel like you're   Derick Van Ness (20:11) Yeah.   The Dental A Team (20:33) comfort level and they do say that women tend to be better investors than men because women, we just put money in, we give it to you. We're like, here you go. We don't ever like go check it and watch the stocks. Stocks. Whereas men are like, cons I'm like looking at those stocks, like my husband checks it like 10 times a day. And I'm like, just don't even look at it. Like I don't even, it's the cookie monster, the money monster. You take the money. I know you haven't like taken it. People get angry with me. They're like, Kiera, we can't legally take your money. And I'm like, no, but I just have no clue how to access it. They're like you email. And I'm like, I know.   Derick Van Ness (20:44) Right.   Yep. In your brain, right?   The Dental A Team (21:02) but it like stocks and then I got to pay taxes and I don't understand any of it. But I will say, I think it's like PNLs, the language of money, the language of investing. It's a skill that you are learning. And I do agree, the younger you can learn this, the more time you have to recover if you make mistakes and versus having to be perfect later on in life. So I really very much subscribe to your model of thinking. And I love that. I love that you've talked about taxes, how to save, how to get it into   Derick Van Ness (21:11) Mm-hmm.   The Dental A Team (21:31) Again, I remember I sat in a Tony Robbins wealth mastery thing. Ray Dalio was in the room. had no clue who half like Paul Tudor Jones. I think that's his name. Like so freaking smart. I had no clue who these people were. And like here you've got like five billionaires sitting in the room with us. And I was like, I had no clue. And they start talking about this stuff. And I feel like an idiot, but I will say it's an idiot that I love to be because the more I learn about the more I'm involved in it, the more you expose yourself, the more you learn how it works.   Derick Van Ness (21:38) John Paul Tudor, yeah.   Yeah, I remember.   The Dental A Team (22:00) And I think like what you're saying, Derick, I just hope people talk to your financial advisors, get your uncorrelated assets, start building that portfolio because time, like they say, you only have so much time and the best time to plant a tree was like a hundred years ago. The next best time is today. And I just, I don't want to be that person when it comes to my portfolio where I wish I would have started. All of us will wish we started sooner, but I am grateful that we started as young as we were and are building it the way we have versus   Derick Van Ness (22:23) Yes.   The Dental A Team (22:28) waiting until like, and I don't care if you haven't started then start today. If you've been doing it, figure out how you can do more. ⁓ But I think Derick, I have a question of, I always live in scarcity. So what do you tell a client like myself where I'm always afraid that I'm going to run out of money. I don't know where it comes from. It doesn't matter how much I have. I have acorns upon acorns upon acorns. I swear like you've probably can find money in my couch. I'm not that bad. I don't have it in the couch, but like,   Derick Van Ness (22:32) Yep.   The Dental A Team (22:54) How do you get to a level where you feel comfortable spending money rather than just always saving for retirement and not living today? What's the balance of that?   Derick Van Ness (23:03) Yeah, so what I've discovered working with over 2,500 people on all of this, Kiera, is like money problems don't like quote unquote go away. They just change. In the beginning, it's like, how do I make money? I don't have enough money. How do I manage the car payment or whatever? Then you make a little bit more and you're like, okay, now I'm past survival. Like, how do I start to grow? Right? So you invest in yourself, your business, your education, whatever. Then you start to grow some more.   Then you start saying, okay, now I'm growing and I'm making money and I'm living a decent life, but how do I build for the future? So it's not just the now, then it's the future, right? And then what happens is you definitely get to a point, at least I've seen this for myself and a lot of clients is you start to make a good amount of money and the problem becomes how do I make sure that this doesn't ever go away?   Right? Like now I'm living this really good life and I can travel and I can spend time with family and I can do the things that I want to do. And I can buy nice clothes or go to nice dinner or do nice things for my kids or whatever your thing is. And I don't have to think about money. But then there's this fear of like, what if I lose that? Right. And going back. And so the money problems just change. I believe it's an instinct that's built into us. Like the monkeys that ate bananas and then just stopped worrying and didn't hoard them.   ended up dying faster than the ones that hoarded them, right? And so, like, I think it's an instinct to be paranoid, to be fear-driven, and that's where we have to, as humans, understand our wiring and say, my wiring is for survival, not for happiness and fulfillment, right? Because survival is what reproduced. Happiness and fulfillment, especially in a scary world of survival, ⁓ doesn't do very well.   The Dental A Team (24:27) Sure.   Derick Van Ness (24:52) Right? So, so we have to try to rewire our brain as much as we can. ⁓ And I think the biggest thing is to focus on a big future, a big vision. When you're moving towards something, then you're not focused on moving away from something. When you're in fear, you're, moving away from something. I'm moving away from failure. I'm moving. I'm trying to avoid losing money. I'm trying to avoid running out, trying to avoid making a mistake. You know, this about business ownership, like you can't avoid the mistakes. You just try and minimize them.   and learn from them as fast as you can. Like making mistakes is part of success and nobody says it that way, but I think it's really, really important to get that. And when you're moving towards something, you're in abundance, you're in striving, you're in goal oriented, whatever your thing is. And that doesn't have to be about money. That could be, I wanna be a great parent. I wanna get in better health. I wanna have more free time and make the same money.   So this isn't like just a money conversation, but when you're moving toward those, you have a tendency to lose your fear. I think it's when we aren't sure where to go next that we get afraid of losing ground and we do that. And so I think sometimes it's just a matter of clarity and reminding yourself, where do I want to go? What am I building? Like once you get past a certain point, like, you know, once you get past a certain amount of income or a certain amount of wealth, it's not about money anymore.   Right. It's really about contribution. It's about impact. And I think when we, our mind can really only focus on one thing at a time, especially as men, ⁓ women are much better at seeing the big picture. ⁓ But, but really when you're focused on something that holds your attention and then it doesn't drift to some of the other stuff as much, it doesn't mean you won't. Cause I'll tell you, I'm at my most vulnerable when I wake up in the morning and my brain starts doing payroll and all these other things. And like you said,   The Dental A Team (26:26) you   Derick Van Ness (26:47) I have enough cash stored away that I could not make a dollar for a year and still pay for my whole business and do the whole thing and be fine. But that doesn't mean that that instinctual part of me doesn't freak out for a minute until I come in and say, hey, we're building massive things. We're changing people's lives. Let's just focus on that and let the rest take care of itself. That really is the best thing for me is to focus on where I'm going, not where I'm afraid I might end up.   The Dental A Team (27:15) Absolutely. I   think that was good. Good wisdom there. You are the person, if you guys have heard me talk about it on the podcast, this came from Derick. He's the one who's told me it's a return on emotion, not necessarily a return on investment and like what helps you sleep at night, what helps you stay there. And I love that you talked about like it is a survival instinct. It's not a bad instinct. so loving that side, but also tempering it so that way we can enjoy the fulfillment. And again, I also think that there becomes confidence in yourself. I think enough.   enough business crashes, enough mistakes, enough things where you come back from it also teach you that there's certainty within yourself that no matter what comes your way, ⁓ you know that you'll be able to survive it, you'll be able to come. Someone told me once, it's not unsafe, it's just uncomfortable. Unless someone's running at you with like a knife and it's truly life threatening, it's like if the stock market crashes, that's like we're still safe, it's just going to be pretty dang uncomfortable for a little bit. If we become bankrupt,   Derick Van Ness (27:47) Mm-hmm.   Mm-hmm.   The Dental A Team (28:13) We're not unsafe, we're just uncomfortable. And that has given me a lot of, I think, temperance on when you think about finances, like that'd be uncomfortable, but I am still safe and I would still be alive and we can come back and we can figure things out. So Derick, I know we wanted to pivot gears and talk R &D credits, because this is something that's new. yeah, let's kind of chat that because I think we've gone through tax strategy, building wealth mindset around ⁓ how to maintain and have that.   Derick Van Ness (28:30) Well, yeah, we'll keep it short here.   The Dental A Team (28:42) return on emotion and building those skills. And I really love that you just said money issues don't ever go away, they just change shape. And I think that that's the same as business, right? Business problems just become a different flavor and different color. ⁓ But now let's talk about like some R &D credits because we've talked about R &D. I've seen several clients do very well on R &D credits. So was excited to hear like, they're back and they're back again, and they look a little different. So I'm excited to hear if you guys don't know what they are, Derick will definitely explain them and how you can.   Derick Van Ness (29:02) Yep.   The Dental A Team (29:08) Dental practices are ripe for the picking of R &D, it's exciting to have a resource for dental practices.   Derick Van Ness (29:15) Yeah, dental practices really are because the R &D credits are designed when you do new things in your business that are based in technology. And that could be computer science, engineering, biological science, or physical science, like chemistry, ⁓ which dentists are doing all of that stuff. So when you do new stuff in your business, the government realizes you're taking a risk. You're trying a new implant system. You're trying a new ⁓   a new type of diagnostic, you're trying a new flow for your patients, whatever. Sometimes it blows up in your face. I everybody listening here has tried a new piece of software and after six weeks you wanted to throw the computer out the window and you're like, we're going back to the other one, we got to find something else, right? ⁓ Or we tried 3D printing and it was just really, really hard and like some people love it, some people hate it. But at the end of the day, every time you take that risk, the government knows that you could lose money.   The Dental A Team (29:57) Totally.   Derick Van Ness (30:11) So the R &D credits are really their effort to say, don't stop innovating. Don't stop trying to get better. We know you're going to take some skin, knees, and elbows along the way. And we're willing to give you some credits to help with that. so ⁓ dentists, like dentistry is moving so fast. I don't have to tell the listeners that. There's new stuff every single quarter, every single year. Five years ago, everybody was getting crowns to be milled. Now they're 3D printing teeth and doing all, you know.   digital scans and all the other stuff and pretty quick here, think we have robots doing surgery. I don't necessarily want to be the first person to try that, but.   The Dental A Team (30:45) Yeah, me neither. I'm like number   like 200,000. I'll try it at that point. I'm usually like number two jumping off a cliff if the first person's alive, then I'll jump. Unlike innovative robots, I only have 28 teeth left, so I'll just let them practice a bit more before they come to me. It's okay. Stick with the drill and fill. Yeah, the drill and fill, I'm okay with it. It's all right. It's better.   Derick Van Ness (30:51) Yeah.   Yeah.   Yep.   I'll just pay a little more for the people.   Yes. so effectively, most dentists just don't realize they're qualifying for these credits. And so what we try to help them do is we do a free estimate to help you understand, OK, let's go through the different things that you did in your practice. It takes maybe a half an hour to identify the different things you've done. And right now, there's a window. And this is why we wanted to talk about this today, that closes on the 4th of July of 2026. So we've got about three or four months left.   where you can go back and you can file for 2022, 2023, and 2024. I don't want to bore everybody, but effectively when they did the 2017 tax rewrite, the first Trump tax rewrite, it broke the R &D credits in 2022. You could file for them, but the downside was bigger than the upside, so it wasn't worth doing. Now, they kind of did that on purpose to balance the budget, and they thought, oh, we'll change it before 2022, and then COVID happened, so they never changed it.   So it got broken. So they came back and they fixed it and said, hey, you guys can go back and claim this, but you really only have until the 4th of July. So they gave us one year to do it. ⁓ And so it's a big opportunity, a big window right now where you can get three years worth of credit. So you can literally go back. The government will send you a check for taxes you've overpaid, and you can get that money back. I won't tell you the IRS is really fast at processing this stuff, but they do get to all of them.   The Dental A Team (32:23) Wow.   No.   Derick Van Ness (32:34) And the checks come in, and we've done over 1,000 of these for clients. So it's definitely a legit thing. And the credits have been around since the 80s. They became a permanent part of the tax code in 2015. So they were kind of new. They've been around about 10 years. But the first couple of years, nobody knew. then over the last couple of years, they've become more and more popular. But then they kind of screwed them up in 22 through 24. So the reason I wanted to talk about them is if somebody is a dentist, they're not claiming these credits. But they are doing.   The Dental A Team (32:38) Wow.   Derick Van Ness (33:04) Innovative things upgrading equipment trying new software trying new techniques new implant systems new Diagnostics, whatever you probably got all these credits sitting there. You don't know about and It's worth getting a free estimate to see what's on the table. Yes You do have to amend your taxes, which is a very small pain in the butt But your total time into this should be an hour or two, which is really a short conversation You send over tax returns ⁓ A team like ours would give you an estimate   And if it seems like it's worth doing it, then you do it. You just let them do their thing and you write the check for the fee, right? So it's pretty hard to beat bang for your buck hour for hour. And like I said, for a lot of practices, it's between 1 to 2 % of your gross revenue. This is not a quote. This is just like what I've generally seen. So if you have a million dollar practice, it's probably 10 to 20 grand a year if you're doing these types of things. I mean, I have some. We just did a doctor who's got   Six offices they're getting almost a half a million dollars back right it can be it can be major and Doesn't take him any longer than to take someone with one office so you know it's it's just a big window of opportunity that I wanted to try and squeeze in here and People who haven't done this or unaware. It's like hey, we got a big opportunity and you can do this for 2025 moving forward every year. It's it's back indefinitely and so my hope is   The Dental A Team (34:07) It's incredible.   Derick Van Ness (34:32) People can do the catch up. And then from here forward, you don't even have to amend. You just party your tax return. You just don't pay the taxes. Just like you depreciate equipment or anything else and just get the tax break, the difference is tax credits are dollar for dollar. So if you get $10,000 tax credit, it's just $10,000 you don't pay in taxes, not a $10,000 write off, which might be worth $3,000 or $4,000.   The Dental A Team (34:40) awesome.   Mm-hmm.   Totally. No, and I think Derick, I'm so glad you brought this up. And at first I was creeped out by you. I'm not going to lie. Like when you first started talking about it, was like, are these like, I don't know, what are they called? The opportunity zones. And like, I heard a lot of people got their shorts burned on those. And I was like, do I even put this on the podcast? But I will say, Derick just said he's done thousands of them. They have had great success. I have seen clients tell me, thank you. So that's why I wanted Derick to come on because any client that comes from Dental A Team does get preferred.   Derick Van Ness (35:03) you   huh.   The Dental A Team (35:26) I don't know treatment. don't know what you guys do, but I do know that there's, ⁓ you guys get, you just said you get pushed to the front of line. If you mentioned you heard on Dental A Team podcast, we also have a link with big life financial. I'm pretty sure Derick, if I remember right, I'm pretty sure we do. ⁓ but definitely wanted you guys to have that, especially with a closing in July. And it's something where I love that Derick will just like, he's met with me and my husband several times to talk about multiple things. Derick is non pushy. And I appreciate that about you, Derick. You ⁓ educate.   Derick Van Ness (35:27) Treatment, yep, yep, front of the line.   We do. Yep.   The Dental A Team (35:56) and then give people the information and then you're to make the decisions on your own. So I think like, why not? Why not reach out to Derick? Why not just like see what it looks like? And then you have their resources. They're not going to file unless you want them to. You don't have to break up with your CPA if they file for you. I'm pretty sure. Is that right? Like you don't have to switch.   Derick Van Ness (36:09) Correct.   No, no, yeah,   you don't have to. We can amend it for you. But in a lot of cases, it makes sense to just have your CPA do it. They've got all your information. So but we can handle it either way.   The Dental A Team (36:25) So I think like on that, I just feel it's very much worthwhile. And I know Big Life Financial does a lot. do. I'll let you like take it because I know you guys are added to more services. But I think like if nothing else, we want to have the call to action of like, just look into the R &D credits. Like I said, I have seen multiple checks go to practices. They have not been audited. ⁓ Things have gone very smoothly for them. I was skittish. But I mean, Derick, we've been talking about this, I don't know, almost five years now, if not longer, that we've been telling practices about it. So.   Derick Van Ness (36:52) Yep.   The Dental A Team (36:54) very excited, but Derick, kind of tell about the makeup of what Big Life Financial is and then how people can reach out to you, especially in particular to the R &D credits.   Derick Van Ness (37:04) Yeah, so for the R &D credits, just go to, it's just BigLifeFinancial.com So BigLifeFinancial.com/DAT D-A-T right? Dental A Team. And all you got to do is just set up a time there to talk with myself or someone on my team. It's like a 15 minute call. And we'll just screen it, see if it makes sense. Beyond that, we do offer full service taxes if for some reason you're looking for tax breaks or you feel like you're, for one reason or another, you need to make a change.   then we can do that. We do also work with an RIA. So if you're looking for some of these investments that might have tax breaks or other diversification or whatever, we have those capabilities as well. So we really try to be front to back like what we call like a family office or a fractional family office, which is what the super rich people have. They just have an attorney and a CPA and a   Uh, an insurance guy, an investment guy, or probably 10 investment guys who all just work for them. Obviously most people can't afford to have an entire team that just works for them. So we work with a limited number of people, but we have a coordinated team that way. And, and it's taken me like 10 years to find the right people to do that. That's, that's really it because the Uber wealthy have those people, the people who are making 50 or a hundred thousand bucks a year, they don't need it. We really work in this sweet spot where a lot of people make.   300,000 400,000 on the low end to 2 3 million on the high end. And they're kind of in between, not rich enough to have the team that's all working together all the time, but rich enough that you really need it. Like this segment of the population is the one that just gets crushed on taxes. ⁓ And so we're really doing our best to help minimize that. So that's why we work so much with dentists and doctors.   The Dental A Team (38:56) That's amazing. I love that Derick. And I think for everybody, it was BigLifeFinancial.com slash DAT. We'll be sure to like link that in the show notes and also add it for you guys. But, and Derick, love, I didn't know what a family office was at first. And then I found out hanging out with a lot of wealthy people, what it is. And so for you to provide that, think worth conversations ⁓ and definitely appreciate the insights today. It was a really fun episode. I'm glad we got back together. It's been too long. ⁓ And like truly guys, just reach out.   Again, I would do it as exploration. would do it as like, just find out anytime I hear things like this, I just go book meetings. It doesn't mean I need to actually execute on it. But I think again, learning the language of business, learning the education, seeing if it fills right for you. Now you can ask a million people, but like I said, Derick and I have been doing this for about five years and every client that has been referred to Big Life Financial has gone through, has told me how much they've been grateful for it. So Derick, I appreciate you. Any last wrap up thoughts today as we wrap up today? I appreciate our time so much today together.   Derick Van Ness (39:55) No, I think it's just understanding that part of building wealth is beyond just making income, right? Just making income won't build the life you want to live. Once you earn the money, you got to take care of it. And there's a lot of pieces to that. So whether it's with us or someone else, just take that on for your family's sake. It's not just about making it. It's keeping it and being smarter with it. And if you do that, you're going to be in good hands.   The Dental A Team (40:20) amazing. Well, Derick, thank you so much for being here today. Thank you all for listening. I love what Derick said, like it's not just enough to make the money, we need to figure out how to keep the money and set yourselves up for the great lives that you've been building and to truly have that big life as Derick has described it. So for all of you listening, I hope that today you don't just passively listen, but you actively take action and commit to having the wealth of your life, the wealth of your dreams to have that life that really ⁓   is the life of your dreams. there's a quote from my mirror from when I was little where I said, don't just dream, do. And I think that that's how I'll leave you today. So for all of you listening, thank you for listening and we'll catch you next time on the Dental A Team Podcast.

There is a lot of talk right now about influencer Dani Austin sharing her natural birth story on social media. So of course, Kelly and Lizz need to give their take on the whole thing. This leads into a conversation about content creators as a whole and Kelly has a prediction on their future success. Speaking of content creators, the Car Mom went on a very special car shopping trip with one of their favorite content creators. Could this be the start of the next wave of Car Mom videos?  At home, Kelly has a big day ahead with two very important events. First, she has the honor of doing something HUGE at her kid's school. Could it be the highlight of her career? Then, she's throwing a party for fellow moms and their daughters where a kids' hair expert will teach them all to become braiding masters. Feel free to steal this idea.  Two weeks into the sugar-free life and Kelly is feeling GREAT! What happens when Lent is over? Hello Whole 30! On the other hand, Lizz is all in her morning sickness again. Then she reveals the food she always keeps by her bedside and we have questions...  The biggest Industry News is all about the Car Mom Auto Show. Tickets are officially on sale! Make sure to get yours at the early bird price. In other Industry News, it looks like there might finally be a competitor for the G Wagon and it's coming from Lincoln... 

In this episode of Precious Cargo, Precious discusses the journey of personal growth and the importance of surrendering control in the process. She emphasizes the significance of becoming the version of oneself that already possesses the desired outcomes, while also highlighting the role of ancestors and a solution-oriented mindset. The episode includes weekly assignments aimed at helping listeners clarify their goals and adopt a more empowered perspective on their circumstances.

G-Wagon, Top 10 Things Heard at a Trump Rally, The Search for Bob-O, JD and a will, Show Horses, more Cars, Johnny Manziel, Naked ladies on Vehicles, Day Light Savings, and used car scandals!

Rover had a charging emergency in the G-Wagon. Christa will let the gas in the car run all the way down, so Charlie has to fill up the tank. Sanity check. 3D printing. 

Rover had a charging emergency in the G-Wagon. Christa will let the gas in the car run all the way down, so Charlie has to fill up the tank. Sanity check. 3D printing. A new beer is debuting for the Superbowl called Nature Calls. The Browns hired a new head coach. New video shows Alex Pretti at a different ICE protest confronting federal agents. Can you legally carry a gun at a protest? Sydney Sweeney has launched a new lingerie brand. Skinny asked Krystle to not wear granny panties. Rover begs B2 to get rid of a pair of socks she got from an airline. More mouse poop has been found in desks at iHeart. Charlie has been watching movies on the Oscar's list of best picture nominees. An assistant principal was fired after reading a book to 2nd graders. Charlie had to evacuate his class after a girl pooped her pants.

Rover had a charging emergency in the G-Wagon. Christa will let the gas in the car run all the way down, so Charlie has to fill up the tank. Sanity check. 3D printing. See omnystudio.com/listener for privacy information.

Rover had a charging emergency in the G-Wagon. Christa will let the gas in the car run all the way down, so Charlie has to fill up the tank. Sanity check. 3D printing. A new beer is debuting for the Superbowl called Nature Calls. The Browns hired a new head coach. New video shows Alex Pretti at a different ICE protest confronting federal agents. Can you legally carry a gun at a protest? Sydney Sweeney has launched a new lingerie brand. Skinny asked Krystle to not wear granny panties. Rover begs B2 to get rid of a pair of socks she got from an airline. More mouse poop has been found in desks at iHeart. Charlie has been watching movies on the Oscar's list of best picture nominees. An assistant principal was fired after reading a book to 2nd graders. Charlie had to evacuate his class after a girl pooped her pants. See omnystudio.com/listener for privacy information.

Spike is joined by James Pumphrey from Speeed to wrap up the year with cars, watches, and comedy. They debate whether Porsches are still cool, review the impressive Bentley Bentayga Speed, and share listener New Year's resolutions while celebrating with party favors. ______________________________________________

We comment LIVE during the final minutes of Matt Farah's Acura NSX auction; Mercedes is going to make a miniature G-Wagen; an old friend stuffed a Ferrari 812 drivetrain into a Ferrari 400 and the results are both impressive and interesting; plus we answer questions about used EV deals; one car for it all; football watches; and more!Recorded December 29, 2025 SHOW NOTESFitbodJoin Fitbod today to get your personalized workout plan. Get 25% off your subscription or try the app FREE for seven days at Fitbod.me/TIRE. DeleteMeGet 20% off your DeleteMe plan when you go to www.joindeleteme.com slash TIRE and use promo code TIRE at checkout.  SmallsFor a limited time get 60% off your first order when you head to smalls.com/tire CashAppFor a limited time only, new Cash App customers can use our exclusive code to earn some additional cash. For real. Just download Cash App, use our exclusive referral code SECURE10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Terms apply. #CashAppPartner QuinceRefresh your winter wardrobe with Quince. Go to Quince.com/TIRE for free shipping on your order and 365-day returns. Now available in Canada, too. Free shipping and 365-day returns That's quince.com/tire New merch! Grab a shirt or hoodie and support us! https://thesmokingtireshop.com/ Use Off The Record! and ALWAYS fight your tickets! For a 10% discount on your first case go to https://www.offtherecord.com/TST Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

See omnystudio.com/listener for privacy information.

This week has been kind of … demonic?? Jodi and Nora first talk about all the hellish things they've been seeing across the internet this week, before talking about all the girls who are absolutely fighting and beefing. (4:00) Wrapping up our thoughts on Spotify Wrapped, including the results of some original data collection from our Instagram (13:05) The demonic and hellish skeleton visuals from the Zac Brown Band's Sphere residency (22:03) Abby Lee Miller's uncanny Facetune faux pas on Neil Patrick Harris (25:00) Joe Jonas ill-advisedly trying to parallel park a G Wagon on Orchard St. in the city of New York (34:57) Fraser Olender's vape-induced heart attack at BravoCon (41:35) Timothée Chalamet and Kylie Jenner's matching orange outfits at the ‘Marty Supreme' premiere and Club Chalamet's response (51:27) Zach Woods making absolutely biting TikTok videos eviscerating Quentin Tarantino for being an ass on a podcast (1:04:31) TUBI throwing their tiny little hat into the ring with Netflix and Paramount in the bid to buy Warner Bros. (1:09:50) How 50 Cent is continuing his legacy of being the world's consummate hater in the wake of Netflix's Diddy docuseries (1:13:11) Jodi and Nora share their personal obsessions Hosts: Jodi Walker and Nora Princiotti Producers: Sasha Ashall and Belle Roman Learn more about your ad choices. Visit podcastchoices.com/adchoices

Knuckles is back with radio legend Dunc Heyde from The Rock FM and Not For Radio — this time diving into the most unhinged calls, yarns, and sky-high stories from his broadcasting career.They kick off comparing notes on “hatfishing” their wives — proving that removing a Country Trucker Cap can change a man's fortunes fast — before Dunc recalls the most unfiltered live call ever: a Vietnam vet on-air dropping the term “pink mist” mid-broadcast.But the showstopper? A European yarn so wild it sounds fictional: two skydiving mates smuggling their dead grandma home for Christmas — tuxedos, G-Wagon, rubbish bags, and a live football crowd for landing witnesses. It's dark, hilarious, and somehow heartwarming — the definition of a proper true yarn.#propertrueyarn Hosted on Acast. See acast.com/privacy for more information.

Money isn't just about numbers. It's about worth, safety, and possibility. Yet most of us were never taught how to handle it, and many of us carry fear, shame, or scarcity when it comes to our finances.In this episode, Sarah talks with Priya Malani, Founder and CEO of Stash Wealth and host of The F Word podcast, about how to demystify money and reclaim financial confidence. Together they explore why money is a neutral tool, how to shift from fear to empowerment, and why aligning your finances with your values is one of the most radical forms of care.You'll hear:• Why money is so emotionally charged and how to navigate the fear and shame it brings up• How to break the cycle of scarcity, feast-or-famine, and “I'm just bad with money” beliefs• Simple, practical steps to create financial stability like automation and emergency funds• Why wealth isn't about greed but about amplifying your values and goals• How to stay grounded and intentional with money during uncertain timesMore on Priya Malani: Priya Malani is the founder and CEO of Stash Wealth, the financial planning firm for ambitious 30-somethings who want to get their financial sh*t together.Known for her no-BS, jargon-free take on money, Priya helps clients keep (or even upgrade) their lifestyle while still hitting bigger goals - whether that's buying a home, taking a sabbatical, starting a family, or buying a G-Wagon with zero guilt.Her expertise is regularly featured in The New York Times, BuzzFeed, Business Insider, Forbes, NerdWallet, and many more. She's also the host of The F. Word Podcast, recently named Best Investor Podcast at the 2025 Wealth Management Industry Awards.When she's not challenging outdated financial advice, you'll find her in New York City, likely testing out a new restaurant or planning her next international trip.Website: https://www.stashwealth.com/Podcast - 'The F. Word Podcast': https://www.stashwealth.com/podcastContact: hey@stashwealth.com Join Our Community:Join the Moon Studio Patreon: https://www.patreon.com/themoonstudioBuy the 2025 Many Moons Lunar Planner: https://moon-studio.co/collections/all-products-excluding-route/products/many-moons-2025Subscribe to our newsletter: https://moon-studio.co/pages/newsletterFind Sarah on Instagram: https://www.instagram.com/gottesss/ 

Mayra is officially in her G Wagon era, and this week we're spilling all the tea on the emotional car-buying process- from the test drive nerves to the “OMG, it's mine” moment. Plus we need all your electric car hacks because we might be next! Then we're getting real and hyping you up, because if there's one thing we know, it's that you can accomplish anything you put your mind to… clock it, mamas. We're also throwing it back to our childhood, sharing our core memories with our parents and reflecting on how they were just doing the best they could, and of course, we're giving you a juicy Skinnytober update with a few surprises you won't want to miss. This Episode is Sponsored by:Macy's- Shop Macy's VIP Fall Fashion Preview now through October 5th at macys.com or in-store.

Clancy Overell, Errol Parker and Unnamed Intern wrap up all the biggest stories from the week - live from the Desert Rock FM studio in downtown Betoota. Subscribe to the Betoota Newsletter HERE Betoota on Instagram Betoota on TikTokSee omnystudio.com/listener for privacy information.

Thanks to Allstate for sponsoring today's episode! Click here [https://bit.ly/44BNxe0] to check Allstate first and see how much you could save on car insurance. This week on The Big Three: an EV gets busted for being too loud, Danny Ric hangs up his helmet, and divers in Chicago drag nearly 100 cars out of the river. Plus, Dodge's Hurricane swap shoves 800 horsepower into an '87 Ram, and Mercedes dusts off the droptop G-Wagon. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mercedes-Benz CEO Ola Kallenius confirms the G-Wagon Cabriolet is coming back—and this time, it’ll be sold in the US. Plus, Hannah covers the world debut of the Audi Concept C and Matt drives the Land Rover Octa.See omnystudio.com/listener for privacy information.

(00:00-19:59) Jackson loves Al Greene. Where do the townies go? People are clamoring for a 30 For 30 on TMA. We're going deep on some angry college football coach audio. First up, Drink talking about no "atta boys" after the kU game. Dadgum. Swingin' in Columbia. The Legend of Columbia has found the YouTube chat. Up next is Dabo grading his team and LSU. Brian Kelly's response. Kirby Smart on wanting fan turnout and staying for the whole game. Cheer like a champion today!(20:07-27:07) The Real Housewives of TMA are taking a G Wagon to Columbia this weekend. Jeremy Rutherford wanders into studio. JR and Chairman may come up with the Mt. Rushmore of JeffCo establishments. Dylan Holloway healthy and feeling good for camp.(27:17-50:17) is this JR's theme song? Kip Winger. JR taking some two-part questions. Kyrou is part of the core of this team. Audio of Dylan Holloway from the Cam & Strick podcast talking about his injury and recovery. JR says Holloway probably wouldn't have been available even if they made a run all the way to the Finals. Signing Broberg and Holloway. Who's JR's dark horse player to make the team? Milan Lucic. JR's road trip snacks. Food Shame Vaughn. Does JR think Binnington will retire a Blue? An endorsement from brisket mac and cheese.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spike and the crew discuss the rumored Porsche GT3 Cabriolet, a viral $6M Yellowbird accident, and Jonny's epic test drives of the Lamborghini Temerario and Bugatti Mistral. Things get heated during a BMW M5 Touring vs Audi RS6 Avant debate, while Zuckerman keeps things classy in contrast to everyone else's disheveled appearance. ______________________________________________

Today Nicole sits down with Yossi Levi—aka Car Dealership Guy—for a no-fluff breakdown of what's really happening in the car market and everything you need to know if you're car shopping. They unpack how the new Liberation Day tariffs are impacting prices, what's still negotiable at the dealership, and whether used cars are feeling the heat, too. Plus, Yossi weighs in on viral tax hacks like the G-Wagon deduction and a new write-off in Trump's latest tax proposal that could save you big. And yes, Nicole asks what he drives—because obviously. Follow Car Dealership Guy This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account's annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠here⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Hold onto your Fendi tags and your Zaddy energy, because Reza Farahan is in the boutique and the tea is steeped in Persian opulence! On this glitzy, hilarious, and wildly unfiltered sit-down when the Shahs of Sunset icon turns up the charm—and the shade. From BravoCon buzz to Beverly Hills realness, no subject is off limits. We kick things off with a love fest over interior wellness drinks and a lunch at Novikov that blossomed into a newfound friendship. Reza spills about Persian parties, being raised in a house filled with constant entertaining, and why he avoids some Beverly Hills events—something Pol' totally relates to from his Armenian background. And the chumps? Yes, Jeff Lewis gets a name drop, and the Billboard moment in NYC lights up the convo. The fashion talk hits hard when Reza reveals he's got racks of unworn designer looks (hello, $1500 silk shirts!)—but no, he's not donating them, honey. Those pieces are headed to BravoCon. Sorry, Pol', no couture hand-me-downs this time. They also reminisce about Yours, Mine & Ours and the hilarious, never-picked-up Persian Home Conversion pitch, complete with dead taxidermy and diamond water yoga. And yes, we want that show! Then it's all about SnowWhite90210 and the upcoming SnowBuBu dolls—yes, changeable bows, crowns, and even a recorded growl. The merch madness is real, and Patrik's hoping it'll buy him a house in the Flats. The convo dives deep into relationships: Reza shares about his decade-long marriage to husband Adam (14 years total!), their love of travel, and plans for a milestone anniversary trip or bash. We find out Adam's a chill, homebody Gemini while Reza is the social butterfly (and low-key Zaddy to their adorable dog, Marty). The episode explores balance in relationships, how opposites attract, and what it's like to be in the public eye with a partner who isn't about the spotlight. Then… the infamous coffee reading. Pol' picks up on some seriously spooky truths: Reza's planning a massive home renovation, which—shockingly—he hasn't told anyone publicly. He's floored as Pol' accurately senses energy shifts, spiritual anchors, and even a mysterious, sacred presence tied to the longtime previous homeowner. It's not a ghost, but it's definitely a vibe. Reza confirms it all—including a hidden hook with a “key to the safe” he found under a vanity drawer. Wild! The real estate talk turns educational as Reza drops wisdom from his Iranian family legacy and gives two golden rules: never lease and never pay credit card interest. Patrik confesses he's breaking both. There's also a juicy story about selling his husband's G-Wagon behind his back. (He thought it was just in for service. Spoiler: it wasn't.) From Gemini exes to Cartier rings, Van Cleef to juice cleanses, and even Patrik & Pol's 22-year love story and 89-country travel tradition—this episode is equal parts glam, LOL, heart, and hustle. And yes, Reza may or may not be filming for a top-secret show (Valley Persian Style?), but his wardrobe's ready for the spotlight, even if he can't confirm a thing. BravoCon, dolls, coffee grounds, and home makeovers—it's all happening. ✨ Don't miss Part 2—it only gets juicier.

Biggest tax cuts in U.S. history? They're here—and they don't just help the rich.In this episode, Rich brings back elite tax strategist Amanda Han to break down the “One Big Beautiful Bill,” a sweeping new law packed with tax benefits for business owners, real estate investors, W-2 workers, gig economy pros, and everyone in between. From 100% bonus depreciation to tax-free overtime, this might be the most important episode you hear before the end of the year.They dive into:How real estate investors can double their write-offs overnightThe $25K tip income and overtime tax-free thresholdsWhether your G-Wagon or jet qualifies for a full write-offWhy you might want to retire your spouse to save six figuresHow the new “Trump Account” for kids can build generational wealthIf you're tired of overpaying the IRS, this is your roadmap to play the game better—and keep more of what you earn.Let's go.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Morgan Hamon, co-founder and president of EAG Dental Advisors, returns to the podcast to talk about dentistry financials. As a CPA, Morgan pulls from his experience to talk with Kiera about what it takes to be profitable (beyond revenue and expenses). Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:01) Hello, Dental A Team listeners. This is Kiera. And today I am so jazzed. I have one of my absolute favorite guests back on the podcast, Morgan Hamon. He used to be with HDA. They have now upgraded their name to EAG Dental Advisors. Super excited. He's an incredible CPA, does all things dental, loves airplanes. He's been on the podcast so many times. We've had some good chats. Dear friend to me, Morgan, welcome back to the show. How are you?   Morgan Hamon (00:20) Ha ha.   Kiera, I'm doing good. It is so great to be with you and looking forward to our conversation today.   Kiera Dent (00:31) to you and me both. So I have to know since you love airplanes and it's in your background, are you a fan or not a fan of Top Gun? I just need to know.   Morgan Hamon (00:35) Mm-hmm.   You know, I have a soft spot   for that movie because when it came out in 1986, I was 15. And I, you know, I sort of set my sight. That definitely influenced me. said, that's what I want to do. So I went out and did it. And so.   Kiera Dent (00:46) Mmm.   So then how did you like Top Gun Maverick? was the second? Tell me, are you fan?   Morgan Hamon (00:56) That one, the purpose   of that movie was entertainment and it was entertaining, but it was a little, you gotta suspend disbelief a little bit. It was a little nostalgic because that was set in Naval Air Station, Lamar, which is where I was for eight years. So it was pretty cool seeing that and the flying scenes were real. And so they were all filmed out. It's called restricted area 2508, which is where we always used to fly. So it was pretty nostalgic seeing some of the flying scenes back where we used to go fly.   Kiera Dent (01:17) Mm-hmm.   Morgan Hamon (01:26) But technically, there's a little, like any movie, there's a little Hollywood going on there. But it was entertaining.   Kiera Dent (01:26) No.   can't   How cool though that they like made a spot for Iceman with him having throat cancer. I thought that was incredible. Like way to go Tom Hanks. So I know you guys didn't come to the podcast to hear Morgan and I talk about top men, but we're going to segue now because Morgan does all things. We love to talk profit. We love to talk taxes. We love to talk all things nerding out on CPA land, which I have really truly fallen in love with like understanding my numbers. So this is a soft spot for me, but   Morgan Hamon (01:39) Yes   Yep.   Hahaha   Mm-hmm.   Kiera Dent (02:01) Morgan said he won the topic today, which I think is a sexy topic and I cannot wait where he said leadership relates to profitability. And I said, Morgan, sign me up. Here we go. So Morgan, this is our time. This is our topic because I absolutely agree with you that leadership does relate to profitability, but take it away. And then we're to dig into tax savings. We're going to dig into all this stuff and who knows where else we're going to go, but ⁓ it'll be a great one. It always is.   Morgan Hamon (02:16) Mm-hmm.   Yes.   Well, think   this topic has evolved with me a little bit, because we've been doing this 15 years and going now. And so a lot of conversations over the years. And I've always thought about profitability, which let's face it, that's why we own businesses. We don't own businesses to pay tax. We own businesses to make a nice living and have some control over our lives. So you've to have profit, and it's hard owning a business. So if we don't have adequate profit, why bother? ⁓   Our mission has always been to really focus on profit, give our doctors feedback on what that profit is, and diagnose if things are, you know, if there's something that could put more money in their pocket. Now, with my CPA hat on, right, there's two parts of that profit equation. There's the expense side of the equation and the revenue side of the equation. And so for a lot of years, I mean, that's where our focus has been.   But I've recently, last year or two, I've really come to the conclusion, look, there's a third component there, right? And it's not math, I can't point to the P &L. But where this comes from is I get asked all the time about, and it's from the clients either considering a startup or purchasing a practice, and they'll say, okay, Morgan, you got clients all 50 states, like where's the great area? Where should I go where folks are doing well?   Kiera Dent (03:27) Ooh, I can't wait.   Morgan Hamon (03:47) I that question. I get asked, hey, do you have a special report for pediatric dentists? Because I'm going to be pediatric, so I'm going to be making more money kind of thing. Or I'll hear a report. Or I'll get a question that, do you have a report just for your clients in California? Because it's like way different out here. And I say, look, the answer is no. We have one report. In geography and specialty,   I think they may influence profitability, but that's not the deal breaker. We have plenty of clients who are specialists. The struggle, we have plenty of clients, like one of our longest term clients is in Nob Hill, San Francisco. She recently moved across the bay, but it's like the most expensive city on the planet. She killed a 55 % profit margin for like 10 years. So geography isn't, that's not how we connect the dots. I think we connect the dots with leadership.   Kiera Dent (04:33) Yeah.   Mm-hmm.   Morgan Hamon (04:43) You know, we have a lot of clients I've known for a long time. I've been with them along with their journey as I've been on my journey, which has been very rewarding. And I've come to the opinion that if we quantify success for a doctor and let's, and we'll talk a little bit more about this when we get to tax, but you know, is it money? Is it time? Is it all the above? If we look at, who's crossed the finish line? Who has the full deal? ⁓ It's the doctor that runs a tight.   Plain and simple. Like you can tell in me talking with them, I know them real well. You can tell by their numbers. Look, they're an amazing clinician, but they're also an amazing business leader. They know how to inspire their team. Their patients feel comfortable. They lead from the front. They just, they do it all. Those are the doctors that have the high profit margin and the high quality of life. It's not geography. It's not specialty, although that can have an influence.   That's the full package. So it is, yes, revenue, expenses, and how well do you lead your practice, in my opinion.   Kiera Dent (05:50) Morgan, I was so happy when I read that and when we were talking about what to bring on because I see it as well. I tell everybody, I can tell walking into a practice even before I walk into the practice, if I've met the leader of the practice, I usually can tell if this practice will be successful or not, truly based on the leader at the helm. And it's interesting because we did, I recently did this at our summit. So people were there, awesome.   Morgan Hamon (05:52) you   Kiera Dent (06:16) If they weren't, that's okay too. But we actually broke down and me and the consultants, we went through all of our clients. Like we looked at the clients, we looked at past clients, we looked at future clients, we looked at different pieces, what were our best clients, what were our worst clients. And I actually broke down, I'm trying to pull it up here, of like common themes of great practices and like great leadership and common themes of the not so good. And so some of the things I've seen in...   Morgan, I'm super curious to hear like what you'd add to our list. Cause I, you see it from a different perspective than we see it. So on my not so good list, these are the ones that like really they always are floundering is they don't trust their office manager. They're sometimes poor clinicians. Like they need to hire somebody else or get some training for that. ⁓ Poor leaders, they have team turnover constantly. They don't implement strategies. They're highly driven by emotion. They don't look at their numbers or their results.   Morgan Hamon (06:45) Mm-hmm. Mm-hmm.   you   you   Kiera Dent (07:11) They do a lot of CE, but they never like implement. They have lots of coaches, but they don't trust and execute. They're half in on everything. So they're not like solid on anything. They want to pay to fix the problem with no self-realization identification that maybe they are the issue. They have ego fear with no accountability. And there's a lot of blame. Like everybody else is the problem. Are some of the things that I've seen and I don't know, like I know I'm putting you on the spot. didn't, I have my nice list over here, but is there anything else you see of patterns? I'm, you and I can both like,   Morgan Hamon (07:30) Mm-hmm. ⁓   Kiera Dent (07:41) in our Rolodex of humans we know are not so good leaders or the practices who aren't as profitable, are there any other things you've noticed in their leadership that maybe isn't as strong?   Morgan Hamon (07:41) No. Right.   Well, that was a very comprehensive list. Once we're done, I'm going to write all those down because I that's very good. If I were to summarize that, if we talk about leadership, it's really about ownership and engagement. You have to own it. Everything's your problem when you're the owner. There's another podcast I like.   Kiera Dent (07:58) Yeah, of course. I'll happily share. I will happily share. And if you get anything else, share back our way too.   Morgan Hamon (08:20) and it's nothing to do with dental, it's all about leadership. And there's a saying, and it's really stuck with me, and I swear I think about this every day, Kiera, when I think about my business and how do we keep doing a good job, is that if there's a problem in your organization, it's a leadership problem. You can trace it all the way back, go any direction you want, it's going to tie back to a leadership problem.   So, if something is going sideways, it ultimately comes back to your leadership as a business owner. So, maybe the staff, maybe there was a bad patient experience, something went sideways with the patient. Was that staff trained? Maybe they were trained, maybe they were not held accountable. Do you have a bad procedure? Maybe the procedure needs adapted. mean, we think about that all the time, constantly adapting, constantly tweaking, and I think you have to do that in any business. If, like you said,   in your list there if people don't want that accountability, there's always making excuses or they don't want to engage. They say, you know, and maybe they are a good clinician. They say, I'd rather just be in the operatory but my staff's a mess. Kiera, come on in here and whip them into shape and let me know when it's all good. You know, that's not how it works. That's not how it works.   Kiera Dent (09:32) Exactly. No, not   only they're part time. I'm not your manager. I'm not your leader. I'm not your boss.   Morgan Hamon (09:38) Right, or you know   what, I'm going to have an hour meeting with my accountant and that should solve it. Like, no, we're going to come up with some action items and then you need to execute those. So you have to own it. Everything's your problem when you own a business. ⁓ And if you own it and you engage, then I think we're on the right path to not be on that extensive list that you gave, which I just love.   Kiera Dent (10:03) right? Yeah, no, and I love it. And   it just made me actually think of something I heard a financial conference and they said EBITDA equals engagement. And I've thought about that a lot because the more engaged your team is, the more engaged you are, honestly, a lot of higher EBITDA there is, I won't leave our audience hanging. I do have the good list and maybe you can add to this to see. So the ones that I found like, that truly just knock it out of the park, these are our most successful right? I'm like, what is their DNA makeup that makes them this great leader?   Morgan Hamon (10:22) Mm-hmm.   Mm-hmm.   Kiera Dent (10:32) and it's their great implementers. They allow the teams to be free, like within the parameters. So they've got a great team culture. They're great at decision-making. They execute, they're consistent. They roll with the punches. They have long-term teams. They make their decisions based on numbers. They're great visionaries. And they know what they're working towards. They don't get distracted. So there's this laser focus that they have. ⁓ And on here, I would also say that they have massive ownership. And they also are not afraid to have the uncomfortable conversations with their team.   Morgan Hamon (10:52) Mm-hmm.   Thank   Mm-hmm.   Kiera Dent (11:02) So   like they truly do, they're excellent at it. They might not be excellent communicators, but they're excellent at like tidying it up, driving their team for success. Those are some of the things I see, but I'm curious if there's anything else you'd want to add to that list because I think you're right. But I think that's a DNA makeup, right? It's people who are disciplined. If I go into the gym, they probably have like strong work ethic. They are laser focused. It's just like, it's who they are in all the aspects of our life, but I don't think they're necessarily born that way.   Morgan Hamon (11:10) Mm-hmm.   Kiera Dent (11:30) I think a lot of them can be, but I think a lot of them create that over time as well. Like it's an evolution of them, not necessarily like, if I'm just born a great leader, like, no, they're constantly working on it, but I'm curious your thoughts.   Morgan Hamon (11:34) Mm-hmm.   Thanks   Yeah,   no, I think that's a good list. If I were to try to tie that together, I would say it's you lead from the front. you know, like all just a personal example for me, like responsiveness is a huge part of our culture. Like, you know, if clients reach out to us, they need to hear back like in a few hours, like today. Lead from the front. is not do what I say. It is do what I do and keep up. Keep up with me.   Kiera Dent (12:03) Yeah.   Morgan Hamon (12:12) Let me show you what I expect. You follow my example and let's go where I'm leading us. I think is when you own a dental practice, you have to do the same thing, whether that's in the daily huddle. You lead by example. If there's a certain patient experience you want your office to have, you have to lead that. They have to be emulating you and say, I sure hope I can do this as well as the doctor. ⁓ Lead from the front. I think you also have to make sure your team understands why their work is important.   Kiera Dent (12:42) cream.   Morgan Hamon (12:42) And   I do that all the time. Why is our work important as well? Because our clients are these dentists. They're drowning in debt. They don't necessarily learn how to run a dental practice in dental school. They're trying to put it all together to make a nice living. And they have probably eight or 10 employees that are accounting on them for their jobs. So our work matters. We're working with people's lives here. So you really have to... ⁓   I think articulate why the work's important and maybe that's not as challenging and don't practice because everybody knows. It's care. They're there to get care. They're in the chair. They're scared. They want to be comfortable and everything's going to be okay. I think you got to lead from the front. You got to say, look, let's do what I do and make sure you keep up with me.   Kiera Dent (13:32) Yeah, no, I love that. I just, think something that I love that you brought this up is I love when I have things internal, as much as it's annoying, that could actually help me become more profitable. It's like, hey, let me go to the gym and work out to be more disciplined. Let me read leadership books to learn how to lead. Let me practice uncomfortable conversations. Let me practice my decision-making. And the reality is like you becoming this person and leadership.   Morgan Hamon (13:34) you   Hehe.   Mm-hmm.   Kiera Dent (14:00) will equate to higher profitability. It's wild. Like I look back at maybe not so strong of leadership days and my business and profitability, I think definitely mirrored and matched where I was. And so also for us to say like, Hey, how do I maybe get to the next level? How can you evolve as a leader as well and be a bit stronger of that good version rather than the not so good version I think is really powerful.   Morgan Hamon (14:10) Mm-hmm.   Hehehe.   Yeah,   I think you really have to recognize whatever industry you're in that your technical skill and your leadership skill are completely different. You have to invest in those skills to acquire those and to maintain them. And just because you could be the most amazing CPA, just brilliant practitioner, that doesn't mean you're a good leader. You could be the most amazing clinician.   Kiera Dent (14:35) 100.   Morgan Hamon (14:51) and just do the most amazing work. That doesn't mean you're gonna be running a ⁓ great tunnel practice. You have to invest in those skills. Just being a smart person with some big degrees, that doesn't do it. You have to acquire those skills. And I didn't realize, I mean, when I was a younger guy in the Navy, I I learned all this. back then, I was just trying to do a good job and...   get killed and and make it all happen. I didn't realize all these amazing lessons and training I was learning because they, mean leadership is, I mean that's first and foremost what we're there to do and so I was very fortunate in that regard but I don't, you you can't, no matter what business you're in, can't rest on your laurels. You got to always be thinking about leadership. Am I being a good leader? Okay, this is going sideways. I need to lead the team back, you know. I can't just, you know, write a memo.   Kiera Dent (15:17) Yeah   Morgan Hamon (15:44) Hey everybody, this is where we need to be. Follow me. Keep up with me.   Kiera Dent (15:49) Yeah, no Morgan, that was such a brilliant piece and I really loved how you just highlighted it and so fun to see that what we see on the team side and the success of the growth and the production and the collections also now correlates with your financial PNL, ⁓ which I think is just magic and it all just ties together. But as you listen to this list and Morgan I talking about it, I also want to just say like if this does not light you up and you're like, ⁓ gosh.   Morgan Hamon (16:05) Mm-hmm   Kiera Dent (16:17) That's okay. You actually can just be an amazing clinician and have somebody actually be the great leader. Just because you opened the practice and you do the dentistry does not mean you need to be the leader of the practice. So I've seen some doctors actually be great implementers. Like they actually would rather execute, implement, do all the ideas and have somebody else be the visionary. That's okay too. And I think like my best thing is know thyself and be free. But if you want to be more profitable, look at this. And I want to take like a sharp   Morgan Hamon (16:18) Mm-hmm.   Mm-hmm.   Hmm.   Mm-hmm.   Yes.   Kiera Dent (16:46) right turn Morgan and talk taxes. It's like, didn't know how to awkwardly like transition. So I'm just gonna like, but I want to talk taxes because I'm like, this also ties into the discipline of leadership, the ownership of leadership and like being freaking savvy to learn how to do taxes better. Like Morgan, I had this client the other day and we were talking and we built this like cute little overhead scorecard for people. We have the EBITDA on there. It comes from the CPAs. So we're like, just make it very simple, like black and white.   Morgan Hamon (16:53) Mm-hmm. Mm-hmm.   Mm-hmm.   you   Kiera Dent (17:15) And then I was like, wait a second, I should throw a tax bucket on there. So like what you're getting paid for your W-2 plus what your profit is, like that gets taxed. I have a doctor, she has been an owner, we're talking 20 plus years. She's like, Kiera, I never knew that my profit had to get taxed. Like I never knew that that extra cash, like I just thought that was cash that came to me. And I'm like, this is why doctors are always broke because they don't know how this works out. So I'm super excited to talk about.   Morgan Hamon (17:21) Mm-hmm.   Mm-hmm.   you   Mm-hmm.   No. Right. Mm hmm.   Kiera Dent (17:45) tax planning, it's mid-year, let's make sure you're not crying in December and like, popping the confetti.   Morgan Hamon (17:46) Yeah.   Yeah, right. And   crying in December. if you recall, ⁓ my topic was just kind of the psychology of tax. And again, this has evolved over time with a lot of conversations. I think...   Kiera Dent (17:54) was New York I'm   The   is like the wise sage over there, Morgan. Like you got, like, just, you're just hanging out over there.   Morgan Hamon (18:09) Well, it's always trying to,   you know, I think about my conversations. How do we kind of empower these dentists to achieve this? And it's all through, I think, education. You've got to understand why. Like this doctor, 20-year-old, didn't understand.   Kiera Dent (18:29) I was like, no, I'm not wearing a strip.   Morgan Hamon (18:30) Every initial consultation   I'm having now with a startup doctor, we do a tax 101 just real quick, takes me like five minutes. Let's get our hands on some concepts here. Why I think this is important to really understand and talk about tax, just kind of how it makes us feel, is because we've had some instances where you have a doctor, and let's just say on our previous conversation, this is how we're gonna tie it together, right? So we have the doctors on that secondary list,   They're rock star. They're killing it. They're making tons of cash. They're engaging the right people. They got the right people in place, and it ultimately results in a lot of success. I've seen people do that, but then when it comes time for tax, they lose sight of all that, and they get just really obsessed about that tax bill. They lose what I'll think of as like peace and fulfillment.   just at the start of the call, I recently got remarried and my wife and I, we talk about that a lot, peace and fulfillment. Why do we have that in life? And that's what we're working for. And I think when you own a business, you're working towards something, right? And we want to have that peace and fulfillment. And I've seen that just get destroyed with people because they get very emotional and overly focused on their tax. And I see the logic just sort of exit stage left.   and we just end up with this very emotional reaction to tax. And who I tend to really direct this conversation to is not necessarily what you just described, Bill. That's kind an interesting one. Usually if someone's been making great money 20 years, they kind of know the program. It is, Kiera, it's the newer owners making real money for the first time in their lives. And that is where there's an adjustment. There's a mental journey they have to go on.   Kiera Dent (20:21) 100.   Morgan Hamon (20:29) And so what I thought today, like, I guarantee you we have some listeners as soon as they heard tax, they're like, what's on their mind is, what's the secret? How do I save more on tax? Well, it does. So, right? So we're going to get to that. All right. Well, we'll get to that. But before we do that, I thought, let's have some straight talk.   Kiera Dent (20:40) It does feel like the CPA's hold back or the secret robot. mean, tell me your Harry Potter rules there, Morgan. I just want to know. I need to find one CPA that just knows the secrets of the trade.   Yeah.   Morgan Hamon (20:58) Let's have some straight talk on tax. Why is this emotional? Why is this hard? Let's just take the journey of a doctor that is an associate doing pretty well with their W-2. We all think that we all go in W-2s. You have mandatory withholding. It comes out of your check, gets fired off to the government. You get your net check and you might look at your paycheck and go, what's all this stuff? don't know. I got my net check. I'm to plan my life around this net check. Then we do the tax return.   There's always a little settle up. You might owe a little, get all my back. You always hope to get a little money back, but generally you just plan your life with never having your hands on that money as a W-2. So now we own a business. You get all that money and then we now have to turn around and pay it back. Now keep in mind your tax rates. Okay. If you are married, Google the 2025 tax rates, right? That's what they are. That's what they are. If you're an employee.   Kiera Dent (21:44) Yep.   Morgan Hamon (21:55) That's what they are if you're the owner of a pass-through business. They are the same. But that act of having to turn around and write a check just is, you gotta become comfortable with that and it's an adjustment. ⁓ And here's the other thing where if we just, okay, let's take all our emotions about tax, let's just kind put it over the side and let's just talk very logically.   Kiera Dent (22:12) I agree.   Morgan Hamon (22:23) If you're gonna make three times as much money, what's also going to be three times as much? Your tax. But it's actually maybe a little bit more, right? We got a progressive tax system, right? So, I think when people become high earners, and they go through the grieving process,   Kiera Dent (22:36) see what we feel. It's awesome.   Morgan Hamon (22:48) And I guarantee you, I'll just talk through this briefly, but Gary, you and I have both been through this. And the doctors that are killing it and making lots of money, they've probably been through it too. But if we think about the grieving process, what's the first step? All right, it's denial. Okay, it's the first year you went from making 200 grand as an associate and now making 700 grand. And we've already written off the equipment and now we got 700 grand income. And you get your tax plan and you're like, what? This isn't for me.   Kiera Dent (22:54) Yes.   Morgan Hamon (23:17) Honey, think our email got hacked. We got this, this can't be right. This isn't mine. You go full on denial, this can't be right. And then we're like, no, I'm sorry. I'm sorry, that is your tax plan. And then we immediately go to anger. I'm so mad. thought Morgan was, I thought Morgan was this cool guy. I'm mad at him.   Kiera Dent (23:22) I'm   Hmm?   I need a different CPA, Morgan. I'm finding a different Harry Potter wizard. I need someone better than you.   Not today, I'm out of here.   Morgan Hamon (23:45) You get angry.   You're like, what the heck? I got this tax bill. So you get kind of angry. And then you go into bargaining and say, you know what? I'm going to go buy a CEREC machine tomorrow. Say, OK. I mean, do you need that? mean, do you do a lot of grounds? So you get all, I'm going to do this, this, and then where people are really in troubles and they stop making their estimated payments. Well, this can't be right. This can't   Kiera Dent (23:53) Hahaha.   Ha   Morgan Hamon (24:14) I'm going to go, I'm going to buy this and this and this. And then we start, there's a 6,000 pound truck. I'm going to go buy this big truck. And I kind of joke around a little bit. Yeah. So you get into bargaining, right? And then you're like, OK, well, gosh, I don't need any other equipment. I'm already doing the stuff. And then you get into depression. You're like, really? Am I going to? I guess this just stinks. And then finally, get to acceptance.   Kiera Dent (24:23) G-Wagon right now. I'm gonna brand it.   Morgan Hamon (24:43) and you realize if you're a high earner, there is a corresponding bill. Now that can be managed. There are ways for legal, perfectly legal tax avoidance to get into the so-called secrets. But you go through this journey. This has just been my, I guess, my 15-year research project. I've been through it personally myself, and I'm a CPA, and I still like writing this check. Dang. ⁓   Kiera Dent (25:06) same.   you   Morgan Hamon (25:13) But,   so that's what we have to, I think, wrap our head around, you understand that. And I encourage people, look, if you're a dentist, and maybe this dentist joins the seven figure club, right? You got seven figure profit, that's pretty amazing, right? That's really good income. But you will have a six figure tax bill. And that's okay. That's okay. ⁓   Kiera Dent (25:37) You will.   Morgan Hamon (25:42) And you just, got to get through to acceptance and take comfort in that you are engaged to take advantage of the legal opportunities that are out there for proper tax avoidance. And that's the, we talk about the secrets, you know, I see these clowns on, on YouTube of like, ⁓ I know the secrets of the tax code. mean, if you see that, I mean, just run. ⁓ There are no secrets. They're all well-known. Like I know all our competitors in our, the dental field and I'm on friendly terms with many of them.   We all know these. We all know the stuff that can be done. Legal tax avoidance. here's, we'll call it the secret, ⁓ Dentists, everyone's part of it. Here's the secrets, okay? Here's the secret. When you have a pass through business, which is what these dental practices are, right? So the business, and this will shed some light on your client 20 years, right? Your business does not pay income tax. The business tax return   Kiera Dent (26:22) Everybody's perking up right now, Morgan. They're like, okay.   Morgan Hamon (26:42) is math. It's absurdly complex math, but it quantifies the profit that's passed it through and gets listed on your personal tax return. And you owe income tax on that profit. That's what it means by pass through. And it's all ordinary income tax. There's no special tax rate for business owners. It's ordinary income tax. So how do we save money? Here's the secret. We have to capture as many expenses that we're otherwise incurring and capture those as business deductions.   When we do that, that lowers profit. Less profit passes through to the personal tax return, you pay less tax. That's the secret. So you have to execute the strategies, right? The home office is perfect for doctors. Totally substantiated, totally mainstream deduction. That's what justifies the car.   You can deduct a car, but that means you have to be engaged. You have to get the mile IQ. You have to understand what is your business percentage use. You have to do this right. You have to document it. There's things you have to do right. Take your board meeting. ⁓ If the cash flow allows, have a qualified retirement plan. Take full advantage of that. ⁓ If you're okay with having staff over to your house, have those meetings at home and have the office rent it from you. again, these aren't... People know these. This isn't...   I'd love to tell you I'm some genius that went and studied the tax code and formulated all these myself. This is out there. What you're engaging with your CPA is folks that will actually bring this to you and do it, but ultimately the doctor has to do it. What I think about is if someone thinks, well, I'm just going to have an hour meeting with my account at the end of the year and they're just going to take care of all of this. That's like saying, you know what?   Kiera Dent (28:07) haha   cringe.   Morgan Hamon (28:30) I know I need to work out and eat right to be healthy but I'm just going to go meet with my doc this fall and that should do it. Maybe they'll give me a pill that'll make me in shape and healthy. But no, you got to do the stuff. So if your accountant tells you, look, take a board meeting, document it properly, there's a proper way to do it, you got to do it. That's how we say the proper legal avoidance. your account comes to you and says, look, it's time to be an S-Corp,   Kiera Dent (28:51) Mm-hmm.   Morgan Hamon (29:00) because the profit is appropriate, you gotta follow the instruction. There's a procedure there and it's gonna save a lot of money on self-employment payroll tax if it's done correctly. You gotta listen, but you gotta engage. There's action items. And so we, ⁓ every September, I made a checklist. You know, again, Navy guy, right? I got a checklist. Log in, do the checklist. I call it our business tax savings maximizer. That's the flashiest, catchiest name I could think of. But like, log in and do it. That's the secret.   Kiera Dent (29:19) I love it.   you   Morgan Hamon (29:29) So, you know, for those listeners that waiting for the secret, that's it, right? We got to capture expenses as business deductions and there is action items for the doctor. It requires that engagement. And to circle back to where what you said earlier, like you can't come into the office and just fix it for them. They've got responsibilities on things to do too and that's the same with tax policy.   Kiera Dent (29:53) I thought that was such a beautiful way. And as you were going through the phases of grief, I'm like, oh yeah, I definitely lived all of those.   Thanks for kicking it off with Top Gun, ending with like tack strategy. Thanks for sharing some of the tips. But truly super honored to work with you and love what you guys are doing for dentists out there.   Morgan Hamon (30:04) Alright.   Kiera,   I always enjoy our visits and look forward to each one. So I appreciate you having me. I really enjoyed it.   Kiera Dent (30:16) course. And for all of you listening, thank you for listening and I'll catch you next time on The Dental A Team podcast.  

What's up Bros? It looks like Love Island is attempting to right the ship. During Casa Amor, a lot happens. TJ is on the chopping block as he navigates the Villa to try and secure a connection. With this set up, whoever is left single will be dumped from the Villa. With ANOTHER recoupling, the OG's are pressed to secure a connection as well. Amaya is single as well and she sets her sights on Zac, who is currently coupled up with Olandria. It all ends with not one, but TWO fan favorites on the chopping block. Just when the sadness sets in, we are hit with a twist that we are referring to as Operation G-Wagon... Learn more about your ad choices. Visit megaphone.fm/adchoices

In this eye-opening episode of Go Ask Allyson, host Allyson Sullivan sits down with trusted tax consultant Maxwell Lorrow to break down the real talk realtors aren't getting on TikTok. From LLCs and S Corps to SEP IRAs and what gifts are actually tax-deductible (spoiler: your fancy closing baskets may not be), this conversation spills the financial tea every agent needs to hear.Whether you just passed your real estate exam or are finally hitting your stride, this episode covers the pivotal moment when it's time to level up your business structure and start playing the tax game legally and smartly. Plus, Allyson shares hilarious “girl math” hacks, hard-earned lessons from the 2008 crash, and why a flashy G-Wagon may actually cost you more than you think.Contact Allyson Sullivan:Email: AllysonSL@hotmail.comIG: @allysonsullivanrealtorWebsite: www.allysonsullivan.com

Join Spike, Jonny, and Zuckerman for a heated debate over the new Porsche 963 RSP Le Mans street-legal hypercar. Does a suspicious cupholder hint that it's actually headed for full production? Plus, they dive into the Porsche Carrera GTS T-Hybrid models and roast the complete flop Mercedes' electric G-Wagon. _____________________________________________________

In this 387 Porsche Speedster Replica episode, Mental & Chris embarrassingly show up in the same hot rod 57 Chevy, Tim goes zombie hunting in a El Camino and Chrissy gets a Bongo Friendee! Really. No really, we found all of these vehicles for each other in a fantasy shopping episode. Joining the E1R F1 Fantasy League! It's Free and Chrissy is losing!!!https://fantasygp.com, Build your own team, then join league 74259541Mental's Porsche 912 - https://youtu.be/_AEg7U4mWgI?feature=shared Our Website -⁠ https://everyoneracers.com/⁠ Download or stream here -⁠ https://open.spotify.com/show/5NsFZDTcaFlu4IhjbG6fV9 ⁠https://www.youtube.com/channel/UCPrTs8wdzydOqbpWZ_y-xEA ⁠ - Our YouTube 04 Rolls Cars https://carsandbids.com/auctions/925xLgeb/2004-rolls-royce-phantom97 Mauck Minibus https://bringatrailer.com/listing/1997-mauck-msv/70 Mercedes 300 SEL on Racing Junk 89 Porsche 928 manual https://classics.autotrader.com/classic-cars/1989/porsche/928/10231705725 Internationa Mobile Home https://bringatrailer.com/listing/2025-international-hv-bliss-mobil-15-fooot/04 Ford E-250https://carsandbids.com/auctions/35dL1JEJ/2004-ford-e-35013 G63 https://carsandbids.com/auctions/rwBO1Pep/2013-mercedes-benz-g63-amg79 Wagoneer https://bringatrailer.com/listing/1979-jeep-wagoneer-20/07 Rally Z4 https://bringatrailer.com/listing/2007-bmw-z4-m-coupe-76/ 69 912 Safari https://bringatrailer.com/listing/1969-porsche-912-coupe-5/88 911 Safari https://bringatrailer.com/listing/1988-porsche-911-carrera-coupe-68/72 Suburban on Racing Junk https://www.racingjunk.com/chevrolet/184708757/1972-chevrolet-suburban.html?category_id=&search=Suburban&quickSearch=1&np_offset=12&from=search#1281 G280 on Racing Junk https://www.racingjunk.com/mercedes-benz/184439879/1981-mercedes-benz-280.html?category_id=&search=G+Wagon&quickSearch=1&np_offset=2&from=search#674 F100 Baja on Racing Junk https://www.racingjunk.com/ford/184716452/1974-ford-f-100.html?category_id=&search=pre+runner&quickSearch=1&np_offset=2&from=search#819 Range Rover https://www.carvana.com/vehicle/3595696, 24 GMC Van https://carsandbids.com/auctions/9WdGj1n1/2024-gmc-savana-lt-350097 Behomeoth RV https://bringatrailer.com/listing/1997-stewart-stevenson-m1078/ 98 Viper https://bringatrailer.com/listing/1998-dodge-viper-gts-gt2-championship-edition-8-2/67 Datsun Roadster https://bringatrailer.com/listing/1967-datsun-1600-roadster-50/19 BMW i8 https://bringatrailer.com/listing/2019-bmw-i8-roadster-14/76 Eldorado https://bringatrailer.com/listing/1976-cadillac-eldorado-convertible-50-2/88 Catherahm https://bringatrailer.com/listing/1988-caterham-seven-1600-sprint/83 911 Cabrio https://www.pcarmarket.com/auction/1983-porsche-911sc-cabriolet-10/54 Ford Panel https://www.streetsideclassics.com/vehicles/7775-cha/1954-ford-panel-delivery-restomod57 Bel Air https://bringatrailer.com/listing/1957-chevrolet-bel-air-183/15 Maserati https://bringatrailer.com/listing/2015-maserati-ghibli-17/17 Triumph Bonnie w/sidecar https://bringatrailer.com/listing/2017-triumph-bonneville-street-twin/12 AMG Wagon on Racing Junk https://www.racingjunk.com/mercedes-benz/184442659/2012-mercedes-benz.html?category_id=&search=AMG+Wagon&quickSearch=1&np_offset=1&from=search69 GTO on Racing Junk https://www.racingjunk.com/pontiac/184656764/1969-pontiac-gto.html?category_id=&search=GTO&quickSearch=1&np_offset=9&from=search#1864 Lincoln https://bringatrailer.com/listing/1964-lincoln-continental-23/Zombie Killer Elky https://silodrome.com/chevrolet-el-camino-zombie-killer/04 911 Dakar https://www.ilusso.com/used-vehicle-2024-porsche-911-dakar-c-3583/84 Police Van https://www.hagerty.com/marketplace/auction/1984-Dodge-Ram-B150/5sc2WMoi3qmT1mnF0WSuwN95 JDM Herse https://www.hagerty.com/marketplace/auction/1995-Nissan-Cima-Hearse/2LcX2q9GYx6HEIPdhCRYs998 Bongo Friendee https://jdmsupply.com/sale/1437/1998-mazda-bongo-friendee-rf-v-pop-top-camper

I didn't grow up driving. In Poland, I was terrified of it. But when I moved to the U.S. as an au pair, everything changed. My host families handed me the keys, first to a giant Chevy, then a little Honda, and eventually a Subaru I drove for years. All of them were given to me. I was still scared, still unsure, still depending on what was handed to me.In this episode, I take you through the timeline of how cars shaped my self-concept. From co-signing for my ex's Mercedes (and never driving it), to buying my first Range Rover in cash simply because I liked how it looked, even though I had no idea what I was doing. From forcing myself to drive into Manhattan every Friday for Landmark classes (because if I wanted to grow, I had to drive), to walking into a dealership after quitting my job and negotiating my first Mercedes with a female salesperson.And then came the G-Wagon. It wasn't about money, I could afford it. It was about visibility. About wondering if it was too much. But I got it anyway. That car became my armor, my office, my way of saying “I'm doing this, even if I'm still scared.” And I grew. Big time. Financially, emotionally, professionally. Until I didn't need the armor anymore.That's when I walked into Porsche, asked for exactly what I wanted, paid in full, and drove off in a car that felt like me. Not the version of me who needed to prove anything. The version who knows who she is.This episode isn't about cars. It's about expansion, ownership, and the physical things that can support your growth, if you're intentional. A Chanel bag won't make you confident. A Mercedes won't fix your self-worth. But if you're already evolving, the right container, whether it's a car, a move, or coaching, can help you step into it faster.If you're in a season of becoming and this resonates, reach out. ⁠⁠⁠https://monikaamazur.as.me/CoffeeandGoals⁠⁠⁠

No matter how successful you are, the pitching never ends. Even the most seasoned TV creator has been known to melt down in front of their G-Wagon when they can't land a greenlight: “Why don't they just say yes?” Silicon Valley tech giants thought they could disrupt the “terrible business” of entertainment — less buying and selling, more ownership and verticality — which led to the streaming wars, and now a contracting industry where “the yeses just aren't coming.” Transcript here. For more entertainment news, subscribe to The Ankler or apply to The Ladder, a members-only hub for early career entertainment professionals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wild episode today where the gang speak on so many things. Anthony Edwards paying 18 years of child support, How unhappy are Kenyan's and Marvin Sapp holding his church hostage. What is the world coming to LOL

On this episode of Bulture podcast:The Most popular synthetic hair braiding products were tested & all contain cancer causing chemicalsKanye revealed that he just found out that Kim Kardashian owns North West's name, likeness, and trademark.Insecure actress Dominique Perry, who shares a child with her former co-star Sarunas Jackson, has spoken out after a woman called him out over alleged abuse and lies.Pooh Shiesty Reportedly Released from Prison and Moved to Halfway HouseSocial Media Is Cuttin' Up After GloRilla's SPICY Dance for Boston Richey on StageNah... A Milli and In Da Club being seen as "oldies" now is crazyB. Simone Sheds Tears in the Gym While Reflecting on Her Weight loss JourneyTrump Threatens 200% Tariff on European Alcohol After EU RetaliationNormani and Pittsburgh Steelers Star DK Metcalf Are EngagedOffset Says Security Guard Spit in His Face Before Dispensary Brawl EruptedFormer En Vogue Member Dawn Robinson Reveals She's Been Living in Her Car for Nearly Three YearsDawn Robinson's Ex-Husband Offers Her a Job After She Reveals Years of Living Out of Her CarJay-Z's Accuser Heard on Recording Saying Lawyer Pushed her to sueJustin Fields Signs with New York Jets in Two-Year, $40 Million DealKeke Palmer Jokingly Asks Claressa Shields, “When Are You Knocking Remy Ma Out?”Boxing Champion Claressa Shields Calls Out Light-Skinned Critics in Social Media RantDidn't know people used to hate on the Uptown downtown dude!Kanye West Drops Controversial Track with Diddy and Daughter North, Despite Kim Kardashian's Attempts to Block ItBoosie reacts after a shooting at his show in Ohio leaves multiple people with gunshot injuries!!Creator of 'The Jamie Foxx Show,' Bentley Evans, reveals that he and Jamie have never received a syndication check from the show in 25 years.Lil Ronnie's baby mother responds to being accused of flexing at her daughter's balloon release with the GoFundMe money.Offset reacts to Lil Tjay dissing him againChicago woman will receive a $280k settlement after a police officer knocked her teeth out for filming them while arresting someone in 2020.Girl Scouts sued after a study allegedly found heavy metals and pesticides in “100%” of sampled cookies.Southwest Airlines will end its free checked bags policy starting in May After 54 years.The divorce between Teyana Taylor and Iman Shumpert has been finalized, with Teyana Taylor receiving four houses valued at over $10 million, a one-time seven-figure paymentPresident Donald Trump wants to eliminate taxes for anyone who makes less than $150,000 a yearKanye West says he doesn't like Kendrick Lamar's music “I didn't need to hear him on Carti album”Playboi Carti fan responds to people saying you shouldn't listen to Carti if you're over 20 years old. “Your generation hasn't cooked one superstar “Enjoy the streamers”Diddy's lawyers allege CNN ‘altered' the Cassie assault video ‘and then destroyed the original footage'Gelo's baby mother Miss NikkiBaby calls him out for not sending his child any money after he gifted his girlfriend Rashida Nicole a new G-Wagon.Lil Zay Osama allegedly set up two videographers at a fake music video shoot, held them at gunpoint, robbed them, and then took off in his Lambo.Virginia High School Athlete Faces Assault Charge After Baton Incident During Track Meet Crowds rallied behind track star Alaila Everett, believing she was falsely accused of purposely attacking a competitorDr. Umar reveals his 2nd baby mama has been keeping his daughter away from him despite him paying child support and gives her 2 weeks to produce his daughter or he will expose her.

Welcome to the Car Dealership Guy Podcast. In this episode, I sit down with Doug Horner, General Manager of North Olmsted Mercedes-Benz and the creator behind the wildly popular Benzs and Bowties social media accounts. We discuss why he's intentionally leaving $50K on table with every G-Wagon he sells, how he's generating half of his leads through social media, and what finally pushed him to start creating content. This episode is brought to you by: 1. OPENLANE - The world's leading online dealer marketplace for used cars, bringing you exclusive inventory, simple transactions, and better outcomes. Learn more @ https://www.openlane.com 2. Auto Hauler Exchange - Ship Smarter. Pay Less. No Middlemen. Tired of brokers driving up costs and slowing you down? Auto Hauler Exchange puts YOU in control. ●Ship cars faster and cheaper with 5,000+ vetted carriers ●Get cars delivered in just 5 days on average ●Transparent pricing, no hidden fees, and real-time tracking.  Move cars smarter. Move cars faster. Learn more @ https://www.autohaulerexchange.com 3. CDG Recruiting - Building on the success of my industry job board, I'm launching CDG Recruiting — a more hands-on, personalized automotive recruiting service. Our team has decades of experience and has successfully placed over 1,000 roles in the automotive industry. So if you're ready to find your next rockstar employee, try CDG Recruiting today by visiting @ https://www.cdgrecruiting.com

We get shut down en route to an off-roading the Rivian R1S (for a weird reason) so instead we review it! How does it stack up to the Cyber Truck and the electric G Wagon? We also talk about sanding down your paint; which sports cars we'd buy even if there was 100k miles on the clock; depreciation's effect on EV adoption; an Audi TT as a first car; and more! Recorded December 20, 2024 Check out the full lineup and get 15 percent off your first order at https://www.truewerk.com/TIRE. New merch! Grab a shirt or hoodie and support us! https://thesmokingtireshop.com/ Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TSTPOD for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST.  #cars #comedy #podcastTweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman  Click here for the most honest car reviews out there: https://www.youtube.com/thesmokingtire Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

In today's episode the boys announce their upcoming BUMZ x CboysTV Collab with ‪Jake Sherbrooke Evan is already sick of Christmas, and Ryan does something that is a bit of a midwest staple... Hitting a deer with your car. We talk about how we're handling winter and what CJ thinks of his new G-Wagon. Ben Starting his streaming career, and much more! Enjoy Sign up for a $1 per month trial at https://www.shopify.com/wideopen Get firearm security redesigned and save with BOGO the StopBox Pro AND 10% off @StopBoxUSA with code WIDEOPEN at https://www.stopboxusa.com/WIDEOPEN #stopboxpod #ad Follow us on Instagram @cboystv and @lifewideopenpodcast To watch the podcast on YouTube: https://bit.ly/LifeWideOpenYT Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: https://bit.ly/LifeWideOpenWithCboysTV If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: https://bit.ly/LifeWideOpenWithCboysTV You can also check out our main YouTube channel CboysTV: https://www.youtube.com/c/CboysTV Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today's episode the boys announce their upcoming BUMZ x CboysTV Collab with ‪Jake Sherbrooke Evan is already sick of Christmas, and Ryan does something that is a bit of a midwest staple... Hitting a deer with your car. We talk about how we're handling winter and what CJ thinks of his new G-Wagon. Ben Starting his streaming career, and much more! Enjoy Sign up for a $1 per month trial at https://www.shopify.com/wideopen Get firearm security redesigned and save with BOGO the StopBox Pro AND 10% off @StopBoxUSA with code WIDEOPEN at https://www.stopboxusa.com/WIDEOPEN #stopboxpod #ad Follow us on Instagram @cboystv and @lifewideopenpodcast To watch the podcast on YouTube: https://bit.ly/LifeWideOpenYT Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: https://bit.ly/LifeWideOpenWithCboysTV If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: https://bit.ly/LifeWideOpenWithCboysTV You can also check out our main YouTube channel CboysTV: https://www.youtube.com/c/CboysTV Learn more about your ad choices. Visit podcastchoices.com/adchoices

Lara and Carey discuss Carey's Beeptress behavior on the chaotic Los Angeles freeway; Anna Delvey gets an ankle-monitored boot from DWTS, JoJo Siwa's high fashion photoshoot, Ellen's Comedy Special, and Naomi Campbell's alleged charity infraction.  Then on RHOSLC, Lisa takes to the G Wagon with Bronwyn and Heather to gossip and order Wendy's. Heather and Wild Rose make shaky amends, Bronwyn introduces us to her rich husband, Meredith decides to get Bat Mitzvah'd, Britani and Mary reveal their mother wounds, and the ladies take on a ropes course where tensions between Wild Rose and Barlow boil over. Chapters: 00:00 Carey “Beeptress” O'Connell  12:40 Anna Delvey Literally and Figuratively giving us “nothing” on DWTS 19:00 The Complexity of Ellen's Comeback 26:10 Naomi Campbell: A Lowkey Villain 31:45 RHOSLC S5E2 Recap! More Lara & Carey Content: Buy tickets to SUP LIVE in Austin,TX! Subscribe to Once Upon a Time in Nashville to hear a new episode out now! Listen to this episode ad-free AND get access to weekly bonus episodes + video episodes by joining the SUP PATREON. Be cheap as hell and get full-length videos of the pod for free by subscribing to the SUP YOUTUBE. Relive the best moments of this iconic podcast by following the SUP TIKOK & SUP INSTAGRAM Sexy Unique Podcast is Produced By: Tiny Legends Productions, LLC Executive Producer: Stella Young Tech Director: Guy Robinson Art Director & Social Media: Ariel Moreno Sexy Unique Podcast is Edited by: Video & Audio Editor: Case Blackwell & Ness Smith-Savedoff

Chances are, you've seen Ski Mask Girl come across the For You page, and now she is sitting across from Bunnie ready to bare all. She talks about what's really going on with her and Too Turnt Tony, and how their relationship helped spark her career as an internet phenomenon where she now drives a G-Wagon and travels the world, and we even get to meet one of her hot friends. Listen till the end, because you don't want to miss Bunnie's reaction when Ski Mask Girl lifts up the mask! Watch Full Episodes & More:www.dumbblondeunrated.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Recorded live at the Jimmy Kimmel's Comedy Club in Las Vegas, Adam is joined by comedians Josh Wolf and Michael Yo. The show opens with Adam talking about his Southwest flight to Vegas and the scene at the Harrah's pool. He's then joined by, Vegas residents, Josh & Michael and they discuss the look of Adam's audience, colonoscopies and coaching youth sports. Next, they read suggestion cards from the audience that lead to discussions about Ohio, birds, nuts, Joey Diaz the babysitter and more. They wrap the show by deliberating on what the ‘douchiest' car is, Ralphie May's special toilet and their first condom experiences. For more with Josh Wolf: ● Listen to his podcast: ‘Hey Maaan with Josh & Jacob Wolf' ● TWITTER & INSTAGRAM: @joshwolfcomedy ● http://comedianjoshwolf.com For more with Michael Yo: ● Listen to his podcast: ‘Yo Show w/ Michael Yo' ● TWITTER & INSTAGRAM: @michaelyo ● http://michaelyo.com Thank you for supporting our sponsors: ● http://OReillyAuto.com/Adam ● http://Homes.com/ ● http://ForThePeople.com/Adam or Dial #LAW (#529)