Podcasts about financially ever after

What if doing absolutely nothing during a market downturn was actually the best financial move you could make? In this episode of Financially Ever After, Stacy Francis sits down with Matt Haertzen - Chief Investment Officer at Francis Financial - to dive deep into how to handle market volatility without letting fear drive your decisions. When markets dip, it's easy to panic, but Matt and Stacy highlight how staying calm and sticking to your investment plan can help you not just weather the storm, but come out ahead. They explore the importance of staying invested through the ups and downs, how to avoid making emotional mistakes, and why focusing on the long-term can ultimately be more rewarding. In a world full of uncertainty, it's more important than ever to know how to make smart decisions that will benefit your future, even if the road to get there feels a little bumpy. You'll hear them discuss: Why reacting emotionally during a market drop could cost you more in the long run and why staying calm is key Why markets have historically bounced back and why it's essential to focus on the bigger picture, especially when things feel uneasy The importance of staying invested for the long haul and how volatility can be an opportunity if you're prepared How strategies like tax-loss harvesting and Roth conversions can actually work in your favor when markets are down The psychological impact of market swings and how to manage your emotions to avoid costly mistakes Simple yet effective steps to manage your finances during uncertain times without sacrificing your goals Why diversification is crucial and how expecting every part of your portfolio to perform perfectly all the time is unrealistic Real-life insights into why reacting to market drops, like during the 2008 financial crisis, can leave you worse off in the long run Resources Matt Haertzen on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

This week, Ivy Slater, host of Her Success Story, chats with her guest, Stacy Francis. The two discuss Stacy's journey from launching a nonprofit at a young age to establishing a successful wealth management firm, the complexities of succession planning, and harnessing technology like AI to boost efficiency and client service. In this episode, we discuss: How Stacy embarked on her journey What sparked her mission and why it was so important to her Why succession planning is crucial What role technology plays in buisness How Stacy balanced her personal and professional life     Stacy Francis, CFP®, CDFA®, CES™ Stacy is the President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide.   Social Media Handles: Instagram: @francisfinancialinc; Twitter: @FrancisFinance; Francis Financial's Facebook: https://www.facebook.com/FrancisFinancialInc/ Francis Financial's LinkedIn: https://www.linkedin.com/company/francisfinancialinc Stacy's Facebook: https://www.facebook.com/StacyFrancisFinancial/ Stacy's LinkedIn: https://www.linkedin.com/in/stacyfrancis/   Mailing Address: Francis Financial, Inc. 39 Broadway, Suite 1730 New York, NY 10006        

How do you navigate the overwhelming challenges of supporting a loved one dealing with mental illness or substance abuse when the systems meant to help are failing? And how can you be sure you're making the right choices when it feels like everything is stacked against you? In this powerful episode of Financially Ever After, Stacy Francis sits down with Lisa Herman, a seasoned mental health attorney who guides families through some of life's most difficult situations—mental health crises, substance abuse struggles, and complex family dynamics. Lisa shares her personal journey and professional insight, revealing the emotional and legal challenges that families often face. Together, they discuss the crucial resources and strategies that can make a difference when dealing with a loved one's mental health or addiction issues. Lisa's experience gives a unique perspective on how to act quickly, thoughtfully, and with care in times of crisis. You'll hear them discuss: The challenges of navigating mental health and substance abuse systems, and why it often feels like families are flying blind without proper guidance. Lisa's personal journey of losing her husband to cancer and how it shaped her understanding of crisis and family support. The importance of acting quickly and seriously when a loved one expresses harmful intentions, and how to identify when immediate intervention is needed. The legal mechanisms available to families, including guardianship, Kendra's Law, and the assisted outpatient treatment law to help manage loved ones with severe mental illness. How to avoid enabling destructive behavior while still showing love and support for a family member going through a crisis. The delicate balance between helping someone get the treatment they need while preserving family relationships and communication. Practical advice for reaching out to the right resources, including psychiatric case managers, security personnel, and legal professionals who can step in during critical moments. Resources Lisa Herman on LinkedIn | Email I Phone: 914-607-7010 Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Are you really prepared for solo aging? Have you thought about who will care for you as you get older? What about where you'll live, how you'll afford care, and who will manage your finances if you're unable to? Too many people wait until an emergency forces them to make these decisions, but planning ahead can give you control over your future and peace of mind. What if you could make choices now that ensure your later years are filled with security, independence, and dignity? In this episode of Financially Ever After, Stacy Francis is joined by Marni Blank, founder of Begin With The End, to discuss the essential steps solo agers (and everyone else!) should take to prepare for the future. From financial planning to housing choices to organizing your digital life, this conversation is full of critical insights. You'll hear them discuss: A powerful way to leave a legacy through handwritten letters and how this simple but meaningful act can create deep connections that last beyond a lifetime. Solo aging realities and why it's crucial to proactively plan for healthcare, housing, and financial needs before unexpected circumstances force rushed decisions. The importance of choice in aging and how making key decisions early allows you to maintain control, rather than having others step in when it may be too late. Where you will live as you age, whether staying in your home, moving to assisted living, or considering other options, and how to determine the right fit for your needs. Financial planning for long-term care, breaking down the true costs, what options exist, and why starting early can make all the difference in affording quality care. The digital side of aging, including organizing passwords, documents, and financial accounts so your loved ones aren't left struggling to access important information. Why waiting lists matter when choosing senior living communities and how long delays in availability could leave you scrambling for a less ideal option in an emergency. Resources Marni Blank on the Web | LinkedIn | Instagram | Email Free Plan Well Organizer Free Legacy Project Ideas Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Ever wondered if there's a secret recipe for reducing your tax burden without sacrificing your long-term financial health? Could your estate planning be leaving money on the table? In this episode of Financially Ever After, Stacy Francis is joined by the brilliant Dahemia Grant, CPA and tax expert, to unravel the intricacies of tax planning and estate strategies. From the basics of income taxes and capital gains to the more complex topics like estate taxes and inheritance planning, Dahemia walks us through strategies that can help you optimize your financial future—whether you're a female entrepreneur or someone navigating personal tax scenarios. With practical advice and a clear focus on the green zone of financial health, Dahemia ensures that you don't have to do it alone when it comes to taxes and estate planning. You'll hear them discuss: How understanding tax planning can make a huge difference in your financial future, particularly the difference between income taxes, capital gains, and how each affects your investments. Dahemia explains how proactive planning can help reduce your overall tax burden and maximize your wealth. The importance of estate and inheritance tax planning, and why it's crucial to understand how your estate will be taxed when it's passed down. Even if you think your estate is far from the $13.6 million threshold, Dahemia reveals why filing an estate tax return may still be beneficial to capture exemptions that would otherwise be lost. The "portability provision," which allows the surviving spouse of an estate to use the unused portion of the deceased spouse's estate tax exemption. This little-known rule can provide a significant benefit by increasing the amount a surviving spouse can pass on tax-free, potentially saving millions. How different states have vastly different estate tax rules and exemption limits, and why it's critical to be aware of these when making estate planning decisions. Dahemia highlights examples like New York's lower exemption levels and explains why some people choose to relocate to states with more favorable tax policies, like Florida. Why building a team of professionals—including an accountant, tax advisor, and financial planner—can make all the difference when navigating the complexities of taxes, estate planning, and wealth management. You don't have to go it alone, and Dahemia emphasizes the value of having the right support system. The strategy of gifting assets during your lifetime to reduce your taxable estate. Dahemia discusses how this can be a powerful tool, especially for those concerned about estate taxes, but also explains how to balance gifting with the need to maintain financial security for yourself. Resources Dahemia Grant on LinkedIn I Web Email: dgrant@dsgadvisorycpa.com Phone: 917-309-8574 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

What if learning to say “no” could be the most powerful form of self-care you ever practiced? In this inspiring episode of Financially Ever After, Stacy Francis chats with Debbie Weiss, author of On Second Thought, Maybe I Can and The Sprinkle Effect, about the power of setting boundaries, prioritizing self-care, and living with greater intention. Debbie shares her personal journey of caregiving while pursuing her own growth, offering practical advice for anyone feeling overwhelmed or stretched too thin. You'll hear them discuss: Why saying "no" can be one of the most powerful forms of self-care, especially for caregivers, people-pleasers, and those who feel stretched too thin. Debbie explains how to recognize when it's time to decline requests — and how to do it without guilt. How the 24-hour rule for commitments can stop you from over-scheduling yourself. Instead of agreeing on the spot, Debbie suggests giving yourself space to reflect on what truly aligns with your priorities. Why self-care isn't just massages and manicures. Debbie's decision to learn something new during a caregiving crisis led to an unexpected sense of fulfillment and purpose. She shares how learning and growth can be a powerful form of self-care. The hidden cost of attending social events you don't want to go to. If you've ever said "yes" to a dinner only to regret it the moment you arrive, you'll relate to Debbie's story. Learn how to gracefully say no and avoid the "why did I agree to this?" feeling. How to live intentionally, even when life is chaotic. Debbie shares how she committed to writing her book during one of the most challenging times of her life. Her story shows that even in tough seasons, small, consistent steps can lead to big results. Why taking care of yourself is the opposite of selfish. Debbie reminds us that if you burn out, the people who rely on you suffer too. Her advice will reframe the way you think about self-care. How to break free from people-pleasing tendencies. If you struggle to say no because you don't want to disappoint others, Debbie's simple strategies — like not over-explaining your "no" — will give you a new perspective. An inside look at Debbie's new books, The Sprinkle Effect and its companion workbook. These hands-on tools offer exercises and reflections to help you create a more colorful, fulfilling, and intentional life. Resources Debbie Weiss on the Web | LinkedIn | Facebook | Facebook Group | Instagram | TikTok | YouTube | Maybe I Can Podcast | Email Debbie's Books: The Sprinkle Effect Book, On Second Thought…Maybe I Can Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Passion Fuels Purpose What if the key to unlocking your potential lies in discovering your passion?  In this episode, we chat with Stacy Francis about how discovering your passion can shape your life's journey and the importance of staying open to opportunities, allowing you to learn, adapt, and keep moving forward. Stacy Francis is the President and CEO of Francis Financial, a fee-only wealth management firm specializing in financial planning and divorce financial planning. With over 20 years of experience, she holds the CFP®, CDFA®, and CESTM designations. Stacy is also the founder of Savvy Ladies™, a nonprofit empowering women to take control of their finances. A nationally-recognized financial expert, she serves on CNBC's Digital Financial Advisor Council and the Forbes Finance Council, and contributes to The Wall Street Journal. Stacy is the host of the Financially Ever After podcast and author of Financial Help for Widows and the white paper Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. In her free time, Stacy enjoys indoor skydiving with her daughter.  Kristine Delano guides the conversation on how being intentional and brave about your passions leads to out of the box thinking and opportunities for growth.  Follow on Instagram kristine.delano.writer  Visit www.womeninetfs.com to find additional support in the ETF industry.  Go to www.kristinedelano.com for your Thrive Guide: a compilation of the most requested and insightful advice from our guests on Leadership and Advancement. Episode References: Savvy Ladies Money Circles

What rights do families truly have when a loved one's death might have been preventable? In this insightful episode of Financially Ever After, Stacy Francis sits down with Mary Beth Heiskell, a seasoned legal expert in wrongful death cases, to unravel the often-hidden financial and legal challenges families face when tragedy strikes. From the rights of estranged family members in estate claims to practical tips on managing assets and legal appointments, Mary Beth shares indispensable guidance to help families protect their financial future and avoid common pitfalls. Listen in as they discuss: How estate rights can affect you. For example, New York state law grants parents, including estranged ones, a potential share of the estate in certain cases, impacting surviving spouses and heirs. When a spouse wants to serve as the estate administrator, certain family members, such as estranged parents, may need to formally approve the appointment. Planning these steps in advance can help avoid disputes and smooth the process for surviving family members. Steps for proactive asset management, such as transferring ownership of specific assets—such as vehicles, firearms, or real estate—before a loved one's passing can greatly simplify the estate process for survivors. Navigating the complex landscape of wrongful death and estate administration requires specialized knowledge, making expert assistance essential to avoid costly mistakes. Resources: Mary Beth Heiskell on LinkedIn  Email: mbheiskell@gmail.com and info@healthcarepathfinder.com NY - Advance Directories - Make your wishes known and honored NY - Appoint your healthcare proxy 9.11 World Trade Centre Health Program WTC Victim Compensation Fund Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

The team at Financially Ever After is taking a brief summer pause to line up an amazing new series of guests for you in the fall. So relax, enjoy the end of the summer, and if you have some time, catch up on any episodes you've missed! You'll find the entire archive at FrancisFinancial.com/Podcast. We'll be back on September 17th.

What if you could uncover free money that is rightfully yours? In this episode of Financially Ever After, host Stacy Francis unveils the hidden world of unclaimed funds with guest David Silversmith, a CPA and certified financial planner. They discuss the staggering amount of unclaimed funds available, how they can accumulate from various sources like uncashed checks and dividends, and the importance of checking for unclaimed funds regularly. David sheds light on how to claim your rightful funds and avoid falling into common traps. There are over $18 billion dollars in unclaimed funds. Discover how to locate yours and those left behind by deceased loved ones. Learn the importance of tax planning and estate management, especially for widows and widowers, from a certified financial planner and CPA. Find out how to easily access unclaimed funds in states like New York and the potential challenges in states like New Jersey. Learn how to file claims for deceased loved ones, including the required documentation, such as death certificates and letters of testamentary. Avoid common pitfalls when claiming unclaimed funds, such as paying unnecessary fees for services that can be accessed for free. Explore the range of financial advisory services offered by experts like David Silversmith, including tax planning, audits, and estate management. Resources David Silversmith | LinkedIn Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com

When you suffer a loss, should you move forward or move on? Nikki Sewell, a therapist with a personal experience of profound loss, offers a unique perspective on navigating grief and moving forward after the death of both her husband and father by the age of 30. With over 17 years of experience in grief counseling, Nikki emphasizes the importance of not just moving on but moving forward in the tapestry of life. Join Stacy Francis on this episode of Financially Ever After as Nikki shares her insights on setting healthy boundaries, practicing self-compassion, and the complexities of re-partnering after loss. Moving forward, not moving on, is a more empowering approach to dealing with grief and loss, recognizing that past experiences are woven into the tapestry of our lives. Setting healthy boundaries is crucial in the grieving process, especially for women who may struggle with people-pleasing tendencies and societal expectations. Self-compassion plays a vital role in navigating grief and trauma, allowing individuals to acknowledge their emotions and prioritize self-care. The decision to re-partner after losing a spouse is a personal choice, and individuals should focus on their own growth and happiness rather than societal pressures. Recognizing that grief can manifest in different ways for different people, it's essential to be understanding and supportive of individuals experiencing loss. Seeking professional therapy and support can help individuals navigate the emotional and financial challenges that come with the loss of a spouse. Resources Nikki Sewell | Website | Weekly Blog Email: nikki@nikkisewell.com Phone: 203-590-9642 Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com

Have you considered the true cost of healthcare for women, especially in the face of widowhood? Forbes reports that women pay nearly $15 billion more than men in health costs. In this episode of Financially Ever After, host Stacy Francis is joined by Beth Battaglino, the CEO of Healthy Women, and Deb Gordon, the co-founder of Umbra Health Advocacy. Together, they discuss the significant challenges widows face in healthcare, including hidden and unexpected expenses that can cause severe financial strain. Financial education and proactivity is crucial, along with support from caring experts and advocates, so that you can empower yourself with physical and financial health.  The widowhood effect highlights the increased risk of mortality and prolonged illnesses that women face after losing a spouse, emphasizing the importance of healthcare and preventative care. Women pay much more for healthcare than men, with women paying more out of pocket due to differences in utilization patterns and services needed. It is crucial to seek help and ask for assistance in navigating healthcare costs and bills, and take full advantage of the resources available to help reduce financial burdens and provide support. You can make informed decisions about your healthcare and ensure you are adequately covered if you understand health insurance coverage and benefits. There are numerous experts and advocates who will stand by your side. Utilizing healthcare flex spending accounts and health savings accounts can help women save money on healthcare expenses and plan for future medical needs. Hiring patient advocates or utilizing the services of organizations like the Alliance of Professional Health Advocates can provide expert assistance in managing medical bills and navigating the healthcare system. Resources Deb Gordon | Umbra Health Advocacy | X(Twitter) | LinkedIn | Alliance of Professional Health Advocates deb@umbrahealthadvocacy.com Beth Battaglino | Healthy Women | X(Twitter) | LinkedIn Stacy Francis | LinkedIn | X(Twitter) Email: stacy@francisfinancial.com Articles: Healthy Women: Understanding Health Insurance Terms Healthy Women: Choosing a Health Insurance Plan Healthy Women: Healthcare 101 for Women Forbes: Women Pay $15 Billion More Than Men for Medical Costs

Losing a spouse is difficult enough, and navigating the complex world of taxes only adds to that burden. In this episode of Financially Ever After, host Stacy Francis is joined by Samantha Harris, CPA, who leads her own tax preparation service company. Together, they provide valuable advice that will help you understand important nuances, file your taxes, and potentially save thousands of dollars in the process. Stacy and Samantha dispel some of the mystery around taxes after a loss, from finding the right professional guidance to understanding Social Security to proactive planning. Finding the right accountant is crucial for navigating tax implications after losing a spouse. With changes in filing status and potential tax savings opportunities, the right accountant can provide peace of mind and ensure financial stability. Understanding the different filing statuses, such as qualifying widow or head of household, can significantly impact tax liabilities. Choosing the appropriate filing status can lead to substantial tax savings and ensure compliance with IRS regulations. Organizing important financial documents and passwords can ease the burden on loved ones in the event of unexpected loss. Maintaining a clear record of financial information and passwords can streamline the process for your family and ensure a smoother transition during a difficult time. Social Security benefits may or may not be taxable, depending on various factors like additional income sources. Understanding the tax implications of Social Security benefits can help individuals plan effectively for their financial future and optimize their tax situation after the loss of a spouse. Communication and collaboration between financial advisors, accountants, and clients are essential to ensure comprehensive financial planning and tax strategies tailored to individual needs and circumstances. Resources Samantha Harris, CPA on LinkedIn Email: sam@cavalieraccounting.com Phone: 646-629-1381 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com

What are the key differences between traditional estate planning and elder law planning, and why is it important to consider elder law planning at a younger age? In this episode of Financially Ever After, host Stacy Francis delves into the intricate world of special needs planning and elder law with guest Britt Berner. Together, they navigate the complexities of legal and financial considerations for people with disabilities and those facing terminal illnesses. Planning for a disabled child's future requires careful consideration of government benefits and asset protection strategies. Understanding the nuances of Medicaid, SSI, and SSDI is crucial in ensuring the child's financial security and well-being. Spousal refusal and other legal strategies can help protect assets and qualify for Medicaid in the face of terminal illness or disability. Knowing the options available and seeking personalized advice from an elder law attorney can make a significant difference in navigating these challenging circumstances. Establishing a Supplemental Needs Trust can safeguard assets for a disabled child without jeopardizing their eligibility for government benefits. By setting up this trust, parents can ensure that their child's financial future is secure and that they continue to receive the necessary support and care. Personalized advice from an elder law attorney is essential in creating a comprehensive plan for long-term care and asset protection. By consulting with a legal expert specializing in elder law, individuals can develop a tailored strategy that addresses their specific needs and goals, providing peace of mind for the future. Early engagement in elder law planning, including powers of attorney and healthcare proxies, can provide peace of mind and security for the future. By proactively addressing legal and financial matters, individuals can ensure that their wishes are respected and their affairs are managed according to their preferences and values. Resources Britt Burner on LinkedIn Email: bburner@burnerlaw.com Burner Prudenti Law on Website | Facebook | X | LinkedIn | Instagram | YouTube National Academy of Elder Law Attorneys  Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com

What if you received a call or email claiming to be from the IRS, demanding immediate payment for back taxes or threatening legal action? How would you react in a moment of heightened emotion and urgency? In this episode of Financially Ever After, Stacy Francis is joined by Kathy Stokes, who brings a wealth of knowledge and experience in combating financial crimes. As the Director of Fraud Prevention Programs at AARP Kathy brings unique insight into the tactics used by criminals, the importance of education in fraud prevention, and the resources available to protect oneself from scams. Discover how to empower yourself against fraud and safeguard your financial well-being. Understanding that the IRS will not initiate contact through calls or texts unless there is an existing issue is crucial in avoiding potential scams and protecting personal information. With a significant 400% rise in cyber crimes and fraud reported in recent years, it is more important than ever to stay informed and vigilant to safeguard against financial threats. AARP's Fraud Prevention Program, led by Kathy Stokes, plays a vital role in educating people about the risks of financial fraud and providing support to combat these crimes. Eight out of 10 women change financial advisors within a year of their spouse's passing, highlighting the importance of thorough research and due diligence when selecting a new advisor to ensure financial security. Those facing emotional vulnerability, such as widows, are often targeted by fraudsters due to their heightened emotional state, emphasizing the need for awareness and protection. Recognizing red flags like unexpected contact, urgency, and heightened emotions can serve as warning signs to identify and avoid potential scams, empowering you to protect yourself. Regularly monitoring credit reports and implementing credit freezes are proactive measures that can help prevent identity theft and financial fraud, ensuring greater security and peace of mind. AARP's Fraud Network Helpline, staffed by trained volunteers, offers valuable support and guidance to those facing potential fraud, providing a safe space to seek assistance and report suspicious activities for better protection. Resources Kathy Stokes on LinkedIn | AARP | AARP Fraud Watch Network AARP Fraud Watch Hotline: 877-908-3360 Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Holly Strelzik, a woman who has experienced her fair share of loss and grief, joins Stacy Francis on this episode of Financially Ever After. From a childhood of divorce and estrangement to the death of a close friend and several traumatic events, Holly has cultivated a profound connection to the art of dying and end-of-life care. As an end-of-life doula and grief recovery specialist, Holly understands the importance of caring for oneself while caring for others. She shares her personal journey as a caregiver and offers valuable insights on finding support and maintaining one's own well-being. Be inspired by Holly's wisdom and compassion as she empowers women to navigate the challenges of caregiving and grief. Taking care of oneself is crucial as a caregiver, as neglecting self-care can lead to negative consequences for both the caregiver and the person being cared for. Holly shares her personal journey of caregiving, from her childhood experiences to her current role as a caregiver for her husband with Alzheimer's. The 2-2-2 plan is a practical approach to ensure that caregivers have support in place for different timeframes, from a few hours to a couple of weeks. Caregivers face a higher mortality risk and need to prioritize their own well-being to avoid caregiver strain. Center for the Heart, founded by Holly, provides end-of-life care and grief support to individuals and families facing terminal illnesses. Grief is a complex process that requires compassionate support and understanding, and Center for the Heart offers a safe space for individuals to explore their grief and find healing. Embracing a spiritual practice or finding solace in nature can be beneficial for caregivers in maintaining their own well-being. Grief can be a catalyst for personal growth and can inspire individuals to serve others who are experiencing similar challenges. Resources Holly Strelzik on Instagram | LinkedIn | Facebook | Podcast | Center for the Heart | Center for the Heart LinkedIn Email: holly@centerfortheheart.com Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Stacy Francis is the President and CEO of Francis Financial, a boutique wealth management, financial planning, and divorce financial planning firm. She's dedicated to providing ongoing, comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She's a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. And she's the founder of the non-profit Savvy Ladies™, host of the Financially Ever After podcast, and the author of Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide. Connect with Stacy for practical tips about financial planning before, during, and after divorce, that will help secure your financial future.Web: FrancisFinancial.comIG: @francisfinancialinc FB: @Francis Financial Inc LI: @Francis Financial, Inc. X: @FrancisFinanceYT: @francisfinancial

Irene Weinberg shares her journey from profound grief to a renewed sense of inner strength and spiritual wisdom after losing her husband, Saul, in a tragic car accident. Irene's story goes beyond conventional narratives, exploring a spiritual awakening that shaped her healing journey and led her to a passion for helping other grieving women create a divine plan for their lives. She joins Stacy Francis on this episode of Financially Ever After to share her incredible story. Embracing a spiritual perspective can provide solace and guidance during times of profound loss. It's important to seek therapy and professional support in navigating both emotional and financial challenges after the death of a spouse. Your grief can be a catalyst to personal growth and service to others. Irene recounts receiving messages before the accident that foretold Saul's departure. After the accident, she experienced a spiritual awakening, connecting with Saul through renowned medium John Edward. The messages provided undeniable proof of Saul's presence beyond the physical realm. Irene's connection with Saul brought her comfort in knowing that he was not lost and that there was more to life beyond the physical realm. The experience reshaped her perspective on death, eliminating fear and instilling a sense of acceptance. Channeling Saul for her book and podcast allowed Irene to explore deep questions about soulmates, the afterlife, and the universal experience. This process facilitated healing, not only for Irene but also for those who resonated with her journey. Irene emphasizes the importance of not staying stuck in the "swamp of suffering" after a loss. She shares her passion for introducing people to healers and resources through her podcast, helping them move through pain and grief to find joy again. Irene, in her third act of life, continues to pay it forward through her podcast. She strives to inspire others to embrace their purpose and make a positive impact on the world. Resources Irene Weinberg on Website | Facebook | Instagram | YouTube | Email The Grief and Rebirth Podcast on Apple Podcasts | Spotify | TikTok They Serve Bagels in Heaven Stacy Francis on LinkedIn | X(Twitter) Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Stacy Francis is the founder of the nonprofit Savvy LadiesTM and President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning, and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial PlannerTM (CFP®), Certified Divorce Financial Analyst® (CDFA®), Certified Grief Recovery Specialist® and Certified Estate and Trust Specialist (CESTM) with over 20 years of experience in the financial industry. Stacy is also the, host of the Financially Ever After podcast, and the author of Financial Help for Widows: A Complete Resource Guide as well as Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. She is a nationally recognized financial expert being one of twenty of the nation's leading wealth managers on CNBC's Digital Financial Advisor Council, a member of the Forbes Finance Council, as well as an expert contributor for Kiplinger and The Wall Street Journal. She has appeared in hundreds of media outlets and has received numerous industry awards, among them, Forbes Top Women Wealth Advisors, Investopedia's 100 Top Wealth Advisors, Investment News Top 20 Women to Watch in the United States and Financial Planning Magazine's Pro Bono Award. Stacy's info: Website: https://francisfinancial.com/ Website: https://www.savvyladies.org/ Facebook: https://web.facebook.com/savvyladies/ Instagram: https://www.instagram.com/savvyladies/ LinkedIn: https://www.linkedin.com/company/savvy-ladies Twitter: https://twitter.com/SavvyLadies YouTube: https://www.youtube.com/channel/UCVXCxiwThtDLh5ZzxDJqyNA Please click the button to subscribe so you don't miss any episodes and leave a review if your favorite podcast app has that ability. Thank you! Visit http://drlaurabrayton.com/podcasts/ for show notes and available downloads. © 2014 - 2023 Dr. Laura Brayton

The No Labels, No Limits podcast is excited to introduce a truly remarkable guest, Stacy Francis, President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning and divorce financial planning firm. She also holds these certifications: Certified Financial PlannerTM (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CESTM) with over 20 years of experience in the financial industry. If that wasn't enough, Stacy is also the founder of the non-profit, Savvy Ladies TM, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide.When asked how her work has enhanced her life, she said, "After watching my grandmother stay in an abusive marriage because of a lack of financial knowledge, I decided to find a way to help women and ensure that no one would ever be rendered powerless by a lack of financial education. I founded Savvy Ladies, a 501(c)3 charity, to provide women all over the world access to free financial education and guidance. Savvy Ladies seminars, webinars and helplines have assisted over 12,000 women attain the information and resources they need to lead a financially secure life and to feel empowered by their money decisions. Topics include budgeting, saving, investment planning and regaining financial independence after a difficult life transition."Today, Stacy and I are going to dig deeper into:How her grandmother's death changed the course of her lifeWhat she's learned from founding the non-profit, Savvy LadiesWhy she's so passionate about women's financial security and wealth planningTypical misconceptions and barriers women have about financial planning and what to doLearn more and connect with Stacy here:Instagram: @francisfinancialincTwitter: @Francis FinanceYouTube: https://www.youtube.com/user/francisfinancialFrancis Financial's Facebook: https://www.facebook.com/FrancisFinancialInc/Francis Financial's LinkedIn: https://www.linkedin.com/company/francisfinancialincStacy's Facebook: https://www.facebook.com/StacyFrancisFinancial/Stacy's LinkedIn: https://www.linkedin.com/in/stacyfrancis/Stay connected with Francis Financial: https://linktr.ee/francisfinancialFree Financial Help for Widows Resource Guide: https://francisfinancial.com/financial-help-for-widows/Free Divorce Financial Help for Women Resource Guide: https://francisfinancial.com/divorce-financial-guide-women/ Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

In this episode of Mastering Your Financial Life, Judy Heft interviews Stacy Francis, President and CEO of Francis Financial. Francis Financial is a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. Stacy is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide. Tune into the episode for insights from Stacy Francis: * The most important things to do when you lose a loved one * Specific financial documents that need to be collected once widowed * Who you need to inform when your spouse passes away * How to let others help you when you're grieving * How to navigate handling your late spouse's retirement accounts and benefits Connect with and learn more about Stacy Francis: * Connect with Stacy on LinkedIn: https://www.linkedin.com/in/stacyfrancis/ * Follow Francis Financial on LinkedIn: https://www.linkedin.com/company/francisfinancialinc * Subscribe to Francis Financial's YouTube Channel: https://www.youtube.com/user/francisfinancial * Tune into Stacy's podcast show, Financially Ever After Widowhood: https://podcasts.apple.com/us/podcast/financially-ever-after-widowhood/id1259474146 * Visit Stacy's business' website: https://francisfinancial.com/ * Follow Francis Financial on Facebook: https://www.facebook.com/FrancisFinancialInc/ * Follow Francis Financial on on Twitter: https://twitter.com/francisfinance * Follow Francis Financial on on Instagram: https://www.instagram.com/francisfinancialinc/ * Download a FREE Guide: Financial Help for Widows: https://francisfinancial.com/financial-help-for-widows/ * Email: Stacy@francisfinancial.com * Learn about Savvy ladies, a nonprofit organization Stacy organized over 20 years ago providing free financial education to all women: https://www.savvyladies.org ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Stacy Francis is the President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. Early in Stacy's life, she witnessed how devastating life could be for women who were not empowered through financial education. Her grandmother stayed in an abusive marriage because she did not have the skills to effectively deal with money. That experience changed Stacy's life and drove her to help women take charge of their finances and become financially empowered. Her career started at a large firm where she soon realized that the difference she wanted to make required more freedom. Stacy founded Francis Financial to create a place where her clients feel taken care of in every aspect of their financial life. In addition to Francis Financial, she began holding financial workshops in her New York City apartment, which quickly revealed how great the need was for educating women about their finances. This led Stacy to create Savvy Ladies Inc., a non-profit 501(c)(3) organization founded in 2003, that brings financial planning education to women. Connect with Stacy: Twitter: @FrancisFinance https://www.facebook.com/FrancisFinancialInc/ https://www.linkedin.com/company/francisfinancialinc https://www.facebook.com/StacyFrancisFinancial/ https://www.linkedin.com/in/stacyfrancis/ Connect with Irina: https://linktr.ee/irina089https://www.irinashehovsov.com/ Read My Books: https://www.irinashehovsov.com/mybooks YouTube: https://bit.ly/2WHrkqM If you like to suggest future topics, please fill out this form (https://forms.gle/mgwWqHDMr1Srkx9h7) If you like to apply to be a guest (https://forms.gle/QTWQWxGX4EW1USNH6)

Here's what to expect on the podcast:How can women ensure their financial security during widowhood and divorce?How can women empower themselves through financial literacy and independence to navigate life's transitions more effectively?What societal factors or gender-related challenges contribute to women's financial instability?What are the three essential considerations to evaluate before making an investment decision?And much more! About Stacy:Stacy is the President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning, and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition, such as divorce or widowhood. She is a Certified Financial PlannerTM (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CESTM) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit Savvy LadiesTM, host of the Financially Ever After the podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide. Connect with Stacy Francis!Francis Financial's Facebook: https://www.facebook.com/FrancisFinancialInc/Francis Financial's LinkedIn: https://www.linkedin.com/company/francisfinancialinc/Stacy's Facebook: https://www.facebook.com/StacyFrancisFinancial/Stacy's LinkedIn: https://www.linkedin.com/in/stacyfrancis/Twitter: https://twitter.com/FrancisFinanceInstagram: https://www.instagram.com/francisfinancialinc/YouTube: https://www.youtube.com/user/francisfinancial Connect with Kamie Lehmann!Website: https://www.kamielehmann.com/Facebook: https://www.facebook.com/kamie.lehmann.1Instagram: https://www.instagram.com/shesinvinciblepodcast/LinkedIn: https://www.linkedin.com/in/kamie-lehmann-04683473National Domestic Violence Hotline: https://www.thehotline.org/Get your Podcast on IMDB: https://imdb.failureguy.com/submitpodcastkamieLearn more about how to minimize the emotional side effects of cancer: https://adventurefound.org/The National Eating Disorder Helpline: https://www.nationaleatingdisorders.org/help-support/contact-helpline

All too often, women avoid making changes to their lives and relationships due to the financial insecurity and lack of financial awareness. In this episode, Mikki talks with Certified Financial Planner and Divorce Analyst, Stacy Francis, who is debunking the myths she sees as she supports women in their journey beyond divorce. Stacy provides her personal journey to financial empowerment and how she educates women in her fee only financial services and non profit savvy ladies. She provides tangible ways to start becoming more aware and educated about your financial health so that you can make empowered decisions for you and your kids. Stacy Francis, CFP®, CDFA®, CES™ Stacy is the President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide. Phone: 212-374-9008 Email: stacy@francisfinancial.com Website: www.FrancisFinancial.com Media Links Instagram: @francisfinancialinc Twitter: @FrancisFinance Francis Financial's Facebook: https://www.facebook.com/FrancisFinancialInc/ Francis Financial's LinkedIn: https://www.linkedin.com/company/francisfinancialinc Stacy's Facebook: https://www.facebook.com/StacyFrancisFinancial/ Stacy's LinkedIn: https://www.linkedin.com/in/stacyfrancis/ CTA – Divorce White Paper Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce Francis Financial conducted a study on women who are going through or have gone through divorce. This white paper sheds light on the emotional, legal, & financial difficulties that women face and provides insight on how to overcome them. You can access our white paper online and download for free here: https://francisfinancial.com/divorce/ Get the full show notes and more information here: https://mikkigardner.com/podcast/ Please click the button to subscribe so you don't miss any episodes and leave a review if your favorite podcast app has that ability. Thank you! © 2021 - 2023 Mikki Gardner Coaching

Grief doesn't always have to be directly related to death. In this episode, we speak with Stacy Francis. Why are so many women not engaged with money? It's 2023 – it's time for women to make financial decisions independently. 80% of women will end up alone the stats show us. Stay tuned! Here's what we talk about:A piece of history that contributes to the reason why many women are giving their power away when it comes to money. Reasons WHY women need to have an understanding of money. Make it work for you!Facing the reality of financial abuse. What is it? What kinds of help are out there to deal with it?Developing the right mindset and system for setting yourself up financially. The complexities between widowhood and finances.  About Stacy Francis:Stacy Francis is the President and CEO of Francis Financial: a fee-only, boutique, wealth management and financial planning firm dedicated to improving women's lives through financial and personal empowerment. The firm provides ongoing comprehensive advice for individuals and couples and specializes in helping widows and divorcing or divorced women. Stacy is also the founder of the non-profit, Savvy LadiesTM which helps and provides resources to all women. Stacy is a Certified Financial PlannerTM (CFP®), Certified Divorce Financial Analyst® (CDFA®), Certified Grief Recovery Specialist® and Certified Estate and Trust Specialist (CESTM) with over 20 years of experience in the financial industry. She is the host of the Financially Ever After podcast, and the author of Financial Help for Widows: A Complete Resource Guide as well as Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce.She is a nationally recognized financial expert being one of twenty of the nation's leading wealth managers on CNBC's Digital Financial Advisor Council, a member of the Forbes Finance Council, as well as an expert contributor for The Wall Street Journal. She has appeared in hundreds of media outlets and has received numerous industry awards, among them, Forbes Top Women Wealth Advisors, Investopedia's 100 Top Wealth Advisors, Investment News Top 20 Women to Watch in the United States and Financial Planning Magazine's Pro Bono Award. Website: http://www.francisfinancial.com | https://www.savvyladies.org/ Twitter: https://twitter.com/FrancisFinance YouTube: https://www.youtube.com/francisfinancial LinkedIn: https://www.linkedin.com/company/francisfinancialinc/ | https://www.linkedin.com/in/stacyfrancis/ Facebook: https://www.facebook.com/FrancisFinancialInc/ | https://www.facebook.com/StacyFrancisFinancial/ Financial Help for Widows: A Complete Resource Guide: https://francisfinancial.com/financial-help-for-widows/ http://francisfinancial.com/wp-content/uploads/2017/08/Francis-Financial_WhitePaper_Digital.pdf You don't have to grieve alone, as a coach I can help support you.Connect with me: Website: https://www.understandinggrief.com LinkedIn: https://www.understandinggrief.com

Our guest on the podcast today is Stacy Francis. She is president and chief executive officer of Francis Financial, a fee-only financial advisory firm that focuses on serving women, especially those who have experienced divorce or the loss of a loved one. Francis is a certified financial planner, and she's also a certified divorce financial analyst, a divorce financial strategist, and a certified estate and trust specialist. She also founded Savvy Ladies, a nonprofit organization that aims to educate and empower women to take control of their finances. To date, Savvy Ladies has helped over 20,000 women through free one-on-one financial counseling, workshops, and retreats. Francis also hosts her own podcast; it's called Financially Ever After. She earned her bachelor's degree at Middlebury College.BackgroundBioFrancis FinancialSavvy LadiesFinancially Ever After podcastWoman and Money“How Do Women Really Invest?” by Christine Benz, Morningstar.com, March 2, 2021.“100 Must-Know Statistics About Women and Retirement,” by Christine Benz, Morningstar.com, March 3, 2021.“The Biggest Financial Mistake Women Make? Not Investing Enough,” by Arielle O'Shea, The Florida Times-Union, Feb. 15, 2019.“Are Women Better Investors?” by Farnoosh Torabi, farnoosh.tv.com.“Happy Women's History Month—How Can Women Improve Their Financial Wellness,” by Natalie Colley, Francis Financial, March 8, 2022.“Stop Letting Your Man Make These Financial Decisions Without You,” by Dayana Yochim, HerMoney, Oct. 1, 2020.Divorce and Couples“Financial Abuse—The Most Common Type of Abuse That Far Too Many Ignore,” by Stacy Francis, Francis Financial, Sept. 16, 2020.“Financial Abuse Is on the Rise: What It Is and What to Do About It,” by Stacy Francis, Savvy Ladies, Feb. 19, 2023.“Why Financial Advice Is Key Before Beginning Your Divorce,” by Stacy Francis, Francis Financial, Aug. 6, 2020.“Farnoosh Torabi: ‘Money Is Meaningless Without Goals,'” The Long View podcast, Morningstar.com, Sept. 13, 2022.“Why Anyone Getting Married Should Consider a Prenuptial Agreement,” by Julia Rodgers, Savvy Ladies.Divorce Financial Advice for Women: A Free Divorce Resource Guide, Francis Financial.WidowsLastPass“What Do Widows Need to Know About Their Finances When Their Partner Dies,” by Stacy Francis, Francis Financial, Nov. 22, 2021.“Managing Your Finances Through Widow's Fog,” by Stacy Francis, Francis Financial, June 17, 2022.Financial Help for Widows, Francis Financial.

Summary:We are delighted to have Stacy Francis return for this episode. She always has terrific advice regarding our finances and today she offers some tips especially for widows that are time sensitive. If you aren't a widow, you may also find this info very helpful.Notes:Stacy Francis is President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide.Contact:www.asiliveandgrieve.cominfo@asiliveandgrieve.comFacebook:  As I Live and GrieveInstagram:  @asiliveandgrieveTo Reach Stacy:Website:  www.francisfinancial.com                       www.savvyladies.org  FREE Financial Education/Advice for all Women Email: stacy@francisfinancial.com Credits: Music by Kevin MacLeod 

Talking about MONEY is uncomfortable!  (Tell us something we don't know Anne!)  There is so much guilt and shame and confusion and insecurity, so I welcomed President and CEO of Francis Financial (www.FrancisFinancial.com) and Founder of Savvy Ladies (https://www.savvyladies.org/) , Stacy Francis to the show to talk about it!  Let's dance!  She has some AMAZING information and inspiration to get you started looking at your financial situation so you don't end up a statistic!  (or end up tossing and turning and losing sleep because you're worried about debt, or spending money!)  In this VERY important episode we talk about-          Picking a financial advisor-          Starting to think about your financial situation-          Financial Date night. (your pocketbook  and your relationship will thank you!)  -          and of course Shadow the security guard.And we mention the following.  Free financial guide for widows: https://francisfinancial.com/financial-help-for-widows/To book a free, no commitment chat with Stacy:  https://francisfinancial.com/ (scroll down half way and you'll see the button)PROFIT FIRST The book that got ME started on finally dropping the shame and looking at my financial situation.  https://mikemichalowicz.com/profit-first/Want even more?  Savvy Ladies: https://www.savvyladies.org/Website: www.FrancisFinancial.comTwitter: @FrancisFinanceFrancis Financial's Facebook: https://www.facebook.com/FrancisFinancialInc/Francis Financial's LinkedIn: https://www.linkedin.com/company/francisfinancialincStacy's Facebook: https://www.facebook.com/StacyFrancisFinancial/Stacy's LinkedIn: https://www.linkedin.com/in/stacyfrancis/Stacy Francis is the President and CEO of Francis Financial, a fee-only boutique wealth management and financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™). Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide.

Are you going through a divorce or thinking of filing for divorce? Wondering how divorce will impact your finances? Tune in to learn from a divorce financial planning expert.   In this episode of Off the Wall, hosts David Armstrong and Jessica Gibbs welcome Stacy Francis, the President and CEO of Francis Financial and a nationally recognized financial expert who specializes in divorce financial planning. Stacy is here to talk about how to prepare financially for a divorce with tips and advice on managing your money before, during, and after a divorce.   Listen in to learn the power of understanding what your financial assets are, everything you should do before you negotiate your divorce agreement, and how to create a financial checklist for divorce. You'll gain insight into how you can ensure your business assets, inheritance, and children are protected throughout the divorce process. Plus, you'll learn the most overlooked type of asset Stacy sees in divorce cases.   Episode Timeline/Key Highlights: [00:50] Introducing Stacy Francis & The topics of today's episode. [02:20] 3 things you should know going into a divorce. [08:50] Ways financial assets and income can be hidden. [11:21] Thinking of getting a divorce? Here are the top 3 things you should and should not do. [15:19] How to find and choose a Certified Divorce Financial Analyst (CDFA®) & How they charge. [19:08] Getting a divorce? This is what should be on your financial checklist for divorce. [27:53] Rapid Fire Questions: Should we sell our house or keep it? If a spouse came into the marriage with assets from starting their own business, what part of the business is the ex-spouse entitled to? Is my ex-spouse entitled to part of my inheritance in the divorce? Can stock options or RSUs be divided in a divorce agreement? Who pays the taxes? When is the best time to start working with a financial advisor during divorce? [38:40] Stacy's recommendations on picking the right divorce professionals for you.   Francis Financial conducted a study on women who are going through or have gone through a divorce. The results shed light on the emotional, legal, and financial difficulties that women face during and after divorce. You can access their white paper online and share it with others here: https://francisfinancial.com/divorce   Relevant Resources Mentioned: Francis Financial: https://bit.ly/3KIcrg3 Learn about Savvy Ladies: https://bit.ly/3AIOPmJ Listen to the Financially Ever After Podcast: https://bit.ly/3B4AVwB Mint: https://mint.intuit.com Personal Capital: https://www.personalcapital.com Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce: https://bit.ly/3RASf1T Institute of Divorce Financial Analysts (IDFA): https://institutedfa.com Questions to Ask a Certified Divorce Financial Analyst (CDFA®): https://bit.ly/3q3Lud0   About Stacy Francis: Stacy Francis is the President and CEO of Francis Financial. Francis Financial is a fee-only boutique wealth management, financial planning, and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood.   She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), Certified Grief Recovery Specialist® and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the host of the Financially Ever After podcast and the author of “Financial Help for Widows: A Complete Resource Guide” as well as “Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce”.   Stacy is a nationally recognized financial expert, being one of 20 of the nation's leading wealth managers on CNBC's Digital Financial Advisor Council, a member of the Forbes Finance Council, as well as an expert contributor for The Wall Street Journal. She has appeared in hundreds of media outlets and has received numerous industry awards.   As much as 10% of all Francis Financial proceeds are donated to charities, including Savvy Ladies™, a nonprofit organization founded by Francis to educate and empower women to take control of their finances. Savvy Ladies has helped over 20,000 women through free one-on-one financial counseling, workshops, and retreats.   Connect with Stacy: Connect with her on LinkedIn: https://www.linkedin.com/in/stacyfrancis   Connect with Monument Wealth Management: Visit our website: https://bit.ly/monumentwealthwebsite Follow us on Instagram: https://bit.ly/MonumentWealthIG Follow us on Twitter: https://bit.ly/MonumentWealthTW Connect with us on LinkedIn: https://bit.ly/MonumentWealthLI Connect with us on Facebook: https://bit.ly/MonumentWealthFB   About “Off the Wall”: Off the Wall is a podcast aimed at helping you answer the questions: What is the point of my wealth, and what actions can I take to accomplish that purpose? Your answers to those questions will be different from everyone else's. As Wealth Managers, we're skilled at helping our clients think through these challenging, but important, questions.    Learn more about our hosts, Dave and Jessica on our website at https://monumentwealthmanagement.com.   Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures.  

In this episode, Sherry chats with financial expert Stacy Francis with Francis Financial about the important financial matters to consider during the divorce process. Stacy conducted a survey of over 150 women, and based on that research, is able to provide the listener with common pitfalls to avoid when going through the divorce process.  Are you aware that 80% of women will end up managing their own finances later in life because of death of their spouse or divorce?  This episode is important for all women to listen to, not just divorcing women. Stacy Francis is the President and CEO of Francis Financial: a fee-only, boutique, wealth management and financial planning firm dedicated to improving women's lives through financial and personal empowerment. The firm provides ongoing comprehensive advice for individuals and couples and specializes in helping widows and divorcing or divorcedwomen. Stacy is also the founder of the non-profit, Savvy LadiesTM which helps and provides resources to all women.Stacy is a Certified Financial PlannerTM (CFP®), Certified Divorce Financial Analyst® (CDFA®), Certified Grief Recovery Specialist® and Certified Estate and Trust Specialist (CESTM) with over 20 years of experience in the financial industry. She is the host of the Financially Ever After podcast, and the author of Financial Help for Widows: A Complete Resource Guide as well as Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce.She is a nationally recognized financial expert being one of twenty of the nation's leading wealth managers on CNBC's Digital Financial Advisor Council, a member of the Forbes Finance Council, as well as an expert contributor for The Wall Street Journal. She has appeared in hundreds of media outlets and has received numerous industry awards, among them, Forbes Top Women Wealth Advisors, Investopedia's 100 Top Wealth Advisors, Investment News Top 20 Women to Watch in the United States and Financial Planning Magazine's Pro Bono Award.The Institute of Divorce Financial Analysts – A resource for CDFAs near you. Find a Certified Divorce Financial Analyst (CDFA) Professionals (institutedfa.com)www.SavvyLadies.org- We have hundreds of free webinars about divorce and money for women. We also have a free financial helpline with over 150 financial expert volunteers with many who are Certified Divorce Financial Analysts.Financially Ever After Podcast – A Child's Perspective on Divorce - Financially Ever After: A Child's Perspective On Divorce (libsyn.com)White Paper Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce#divorce #divorcesupport #divorced #coparenting #separation #divorcerecovery #divorceadvice #narcissist #divorcedmom #narcissisticabuse #emotionalabuse #divorcehelp #lifeafterdivorce #childcustody #custody #childsupport #toxicrelationships #divorcedlife  #singlemom   #gaslighting  #divorcecommunity #narcissisticabusesurvivor #breakups #divorceddad #blendedfamily #divorcedparents #narcissism #divorcedwomen #survivingdivorce #divorcetips 

Women feel financially trapped in their marriage. Stacy's mission is to provide women with an option to leave their marriage and be financially secure. Specifically, to provide to women financial wisdom and financial security through education.   Stacy tells a story of her grandmother actually dying of financial abuse. Her grandmother died of physical abuse by her husband because she stayed in the marriage feeling financially trapped with no way out because of a lack of understanding of money, without a financial plan, and living in fear about the future, especially their financial future.    How can women without income file for divorce, hire an attorney, and know the financial picture of the marriage?   An attorney can be paid in different ways that the woman having the money to file for divorce.   Filing Joint tax returns will allow you to access those joint returns from the IRS. This will give you the knowledge necessary to know where you're going financially in the divorce. And you can see if there is IRS debt. There is an unusual situation in that people can hide money within their IRS account by purposely overpaying their taxes so that the IRS is holding money for your spouse without you knowing that there is a surplus of money.   Get a copy of their credit report. It can be emailed to you directly. Go to www.AnnualCreditReport.com and request your credit report. If your spouse has signed your name to loans that you didn't know about, but you can get a better picture of what you have nd what you owe.   Income versus spending is a whole education unto itself. A good financial analyst and consultant will help you create a budget, a spending plan, and see what the woman has to do to be solvent.   Marital Debt is a huge problem if there is more debt that is known to both spouses. And, the spouse who didn't incur the debt may be the one paying the debt if the debt was created during the marriage!!!! The creditor doesn't care who pays it; they just want to be paid.  One suggestion Stacy gave us is to get your name off of joint credit cards that may help a little is minimizing the community debt. Getting a credit report as soon as possible will give you a heads up on the financial health and welfare of the family. Jump in and get involved.   Financial date night, or a financial advisor will help you, as a woman, understand your financial health and welfare. Being strapped for time cannot be an excuse for not knowing about the family finances.   If you're experiencing pushback from your spouse when asking to know the financial picture of your financial relationship. “A marriage is an economic union,” Stacy said. 100% transparency has to be available or you may be experiencing financial infidelity.   You could be left holding the bag, and it could be an empty bag if there is more debt than can be managed properly. If, for instance, you have taken your name off of the Visa card and your husband takes responsibility for that debt in the marital settlement agreement, Visa won't care if your husband defaults on the Visa card. Visa will come after you to pay the debt if the debt was incurred during the marriage.   Financial Infidelity happens more than people think. Financial Infidelity is spending on things and hiding it. Not bringing home your full income is financial infidelity. Financial Infidelity means that you or your spouse are hiding spending from the partner.   In a survey of 150 divorced women, 64% felt that their husbands weren't being truthful about their finances. That's a big number, too big a number, for financial openness.   Three Parts to a Divorce as far as finances are concerned: Preparing Financials Negotiating the Settlement Living with the Settlement Each part of this divorce package is important to understand and to have a financial specialist to review with you. For instance, you may be house rich and cash poor by taking the house instead of cash investments, and then you're left taking daily living expenses out of investments and savings.   Having the right divorce team is important, but having a great divorce financial analyst is the best decision you can make because divorce is all about money when dealing with the settlement and life beyond the settlement.   #financialplanning #financialinsecurity #financialinfidelity #divorcesettlement #certifieddivorcefinancialanalyst #financialabuse #FrancisFinancial #financialfreedom #money #creditreports #IRSdebt #innocentspouserelief #cashpoor   Stacy Francis Biography   Driven by her mission to give financial wisdom and freedom to women, Stacy is the founder of the non-profit Savvy Ladies™, host of the Financially Ever After podcast, and author of resource guides for women in transitional stages of life. Her practice, Francis Financial, is a fee-only boutique wealth management, financial planning, and divorce financial planning firm. Her dedication to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. Stacy has over 20 years of experience in the financial industry and is a nationally recognized financial expert having appeared in hundreds of media outlets, industry awards, and is also an expert contributor for The Wall Street Journal.   www.FrancisFinancial.com Facebook: /Francisfinancialinc Facebook: /StacyFrancisFinancial/ Twitter: /FrancisFinance LinkedIn: /in/stacyfrancis LinkedIn: /company/francisfinancialinc Stacy@FrancisFinancial.com

Summary:We hardly have time to process our loss and the funeral before dealing with the reality of financial paperwork and details. Stacy Francis offers great information as well as an impressive free resource to aid those needing to manage the financial matters after the death of a loved one. You won't want to miss this episode!Details:Stacy Francis is President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce and Financial Help for Widows - A Complete Resource Guide.Contact: www.asiliveandgrieve.cominfo@asiliveandgrieve.comFacebook:  As I Live and GrieveInstagram:  @asiliveandgrieveTo Reach Stacy:Website:  www.francisfinancial.com                       www.savvyladies.org  FREE Financial Education/Advise for all Women Email: stacy@francisfinancial.com Credits: Music by Kevin MacLeod 

Stacy Francis is the President and CEO of Francis Financial: a fee-only boutique, wealth management, and financial planning firm dedicated to improving women's lives through economic and personal empowerment. The firm provides ongoing comprehensive advice for individuals and couples and specializes in helping divorcing or divorced women. Stacy is also the founder of the nonprofit Savvy Ladies, which supports and provides resources to all women. Stacy is a Certified Financial Planner, Certified Divorce Financial Analyst®, and Certified Estate and Trust Specialist with over 20 years of experience in the financial industry. She is the host of the Financially Ever After podcast and the author of The Financial Challenges Women Face During and After Divorce. She is a nationally recognized financial expert, one of twenty of the nation's leading wealth managers on CNBC's Digital Financial Advisor Council, a member of the Forbes Finance Council, and an expert contributor for The Wall Street Journal. She has appeared in hundreds of media outlets and has received numerous industry awards, among them, Forbes Top Women Wealth Advisors, Investopedia's 100 Top Wealth Advisors, Investment News Top 20 Women to Watch in the United States, and Financial Planning Magazine's Pro Bono Award. Today we cover questions including: • What financial aspect of divorce do most wealthy women forget about? • Should you sell the homes and receive more in settlement or keep the houses? • When is the best time to start working with a financial advisor (who actually understands the complexity of divorce and Ultra-High-Net-Worth lifestyles?) • Do you have recommendations for getting educated once beginning a divorce? • What should be my first step in investing after receiving a settlement? Learn more about Stacy and her powerful work: francisfinancial.com francisfinancial.com/francis_team/stacy-francis/ feeonlynetwork.com/financial-advisor/stacy-francis/ /in/stacyfrancis/ Stacy@francisfinancial.com And to learn about Savvy Ladies, Stacy's nonprofit: Free Financial Education & Advice | Free Financial Advisors | Savvy Ladies

Wouldn't you like to know the top $$ mistakes widows make and how to avoid them? Then listen to my conversation with Stacy Francis on the Filled With Gold Widow Podcast!  Stacy is the President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning, and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner™ (CFP®), Certified Grief Recovery Specialist® and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™ and host of the Financially Ever After podcast.   Stacy and I talk about: her inspiration to help women take the driver's seat with family finances opening up about taboo money topics breaking the shame spiral around talking about money the Savvy Ladies non-profit she started, providing free financial advice and education for all women! Website: www.FrancisFinancial.com Facebook:https://www.facebook.com/FrancisFinancialInc/  LinkedIn: https://www.linkedin.com/company/francisfinancialinc  Stacy's Facebook: https://www.facebook.com/StacyFrancisFinancial/  Stacy's LinkedIn: https://www.linkedin.com/in/stacyfrancis/  Financial Help for Widows: A Complete Resource Guide - complimentary resource guide: https://francisfinancial.com/financial-help-for-widows/ Retirement calculator: http://www3.troweprice.com/ric/ric/public/ric.do This episode is brought to you by: Filled With Gold monthly self-care subscription box for widows. Hand-selected items to nurture the body, mind, and spirit after the loss of a spouse. Made, with love, by a widow for widows. filledwithgold.org

How do you know if you are experiencing financial abuse? Are you kept out of the loop on your finances, given a small amount of money to pay for groceries, and made to feel guilty for asking for more? These are signs you may be experiencing financial abuse in your marriage. If any of this resonates, there are resources for you, and this week's podcast guest, Stacey Francis is here to share them and empower you.    Stacy is a nationally-recognized financial expert and the President and CEO of Francis Financial, a boutique, fee-only wealth management, financial planning and divorce financial planning firm. Francis Financial specializes in serving women, with a focus in working with those who have gone through divorce or lost a spouse. She is also the founder of Savvy Ladies™, a nonprofit that has provided free personal finance education and resources to over 15,000 women. When Stacy is not being interviewed on CNBC, the WSJ and Kiplinger, or being recognized as a top wealth advisor by Forbes, Investment News and the Financial Planning Association, she is hosting Financially Ever After, a podcast focusing on women, money and divorce.   Learn more about Stacey by visiting her website at www.francisfinancial.com/contact/ for a complimentary consultation. She can answer any questions you may have and make sure you are on the path to living a financially secure life.

Victoria McCooey was one of the many women who thought she had a husband who loved and idolized her but found herself married to an abusive man who kept her isolated and financially disempowered – questioning her own knowledge and pressuring her into taking on debt while controlling almost every aspect of her life. Victoria saved herself and her children from this situation and has gone on to help hundreds of other women take their power back from abusive, narcissistic partners. Victoria McCooey is a transformational divorce coach, speaker and inspirational thought leader committed to guiding smart but overwhelmed people out of a toxic marriage and into a life they can't wait to live. In this episode of Financially Ever After, Victoria and Stacy talk about recognizing, understanding and escaping from abuse, and how to handle the aftermath, and how Victoria has dedicated her life to helping other women escape deadly situations. How Victoria came to the realization that her situation was not normal, not okay, and not going to end well [10.15] The myths too many people believe about abuse in marriage [14:00] The moment Victoria left the situation [23:15] What Victoria is doing now – and how she is turning her experience into programs and support for other women in similar situations. [28:45] Victoria's advice to women who are currently in abusive situations. [35:15] Resources Domestic Violence Help: https://www1.nyc.gov/nyc-resources/service/1542/domestic-violence-help-for-victims https://ncadv.org/resources Victoria McCooey Victoria McCooey | Email   Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Are you holding back on deciding on a divorce because you're afraid of what financial independence might look like? Financial expert Stacy Francis has a passion for helping women who feel financially trapped in relationships and has powerful advice to help assess and make financial decisions throughout the divorce process. In this episode, Stacy and I discuss the common financial mistakes women make when transitioning out of a relationship and the key things everyone needs to know about finances before, during, and after divorce. We'll also share resources to help you feel empowered and ready to take the first step to create your long-term plan for financial stability. Three Things You’ll Love About This Episode: Take the fear out of your financial future Stacy shares her best tips for assessing your current financial situation and things to consider when creating a plan for moving forward Learn how money impacts the decisions we make Financial assets influence more choices than you realize. Learn the first thing you should do financially when facing divorce and how it sets up your future decisions Avoid mistakes when dividing assets Thinking you want to keep the house? Learn why that decision may not serve you and other things to consider when looking at your current assets GUEST BIO: Stacy Francis is the CEO & President of Francis Financial a fee-only Financial Management, Financial Planning, and Divorce Financial Planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner® (CFP®) and Certified Divorce Financial Analyst® (CDFA®) with over 20 years of experience in the financial industry. Stacy is also the founder of Savvy Ladies™, a nonprofit organization dedicated to educating and empowering women to take control of their finances. She is a nationally-recognized financial expert featured on CNBC’s Digital Financial Advisor Council, the Forbes Finance Council, Kiplinger, and The Wall Street Journal. Stacy is the host of Financially Ever After, a podcast focusing on women, money, and divorce. She is also the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. https://francisfinancial.com/ https://twitter.com/FrancisFinance https://www.facebook.com/FrancisFinancialInc/ https://www.linkedin.com/company/francisfinancialinc/  

Welcome to our 2nd episode of The High Net Worth Divorce Playbook where we examine the intricate finances related to your divorce and the critical importance of understanding them and enlisting the right professionals to support and guide you.     Today's guest, Stacy Francis brilliantly walks us through the complexities of Executive Compensation packages, the importance of assessing the business’s value if you or your spouse own one as well as understanding the worth of alternative investments such as Hedge funds and private equity investments.  Stacy explains how to determine which real estate properties to keep and those that should be sold.     Stacy Francis is a nationally-recognized financial expert who attended the New York University Center for Finance, Law and Taxation, where she completed the Certified Financial Planner™ (CFP®) designation and she comes with over 18 years of experience in the financial industry. Stacy is a Certified Divorce Financial Analyst® (CDFA®), and a Divorce Financial Strategist™ .  She is also one of twenty of the nation’s leading wealth managers on CNBC’s Digital Financial Advisor Council and she frequently appears in media outlets such as CNN, PBS, The Wall Street Journal and USA Today.   You can reach Stacy here:   Read her white paper, Unveiling the Unspoken Truth Listen to her podcast, Financially Ever After   39 Broadway, Suite 1730 | New York, NY 10006 O: 212.374.9008 | F: 646.219.6799 | W: www.FrancisFinancial.com Facebook | Twitter | LinkedIn   Are you struggling with the emotional turmoil of divorce? Request a Free Rapid Relief Call at  www.rapidreliefcall.com   For more information on Journey Beyond Divorce visit:  www.jbddivorcesupport.com

Stacy Francis is the President and CEO of Francis Financial, Inc., a fee-only boutique Wealth Management, Financial Planning and Divorce Financial Planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. Stacy has over 20 years of experience in the financial industry. She attended the New York University Center for Finance, Law, and Taxation, where she completed the Certified Financial PlannerTM (CFP®) designation. Stacy is also a Certified Divorce Financial Analyst® (CDFA®) as well as a Certified Estate and Trust Specialist (CESTM). Stacy has mastered specialized training in the financial issues of divorce and is the Director of the Association of Divorce Financial Planners (ADFP) Greater New York Metro Chapter. Stacy is the founder of Savvy LadiesTM, a nonprofit organization dedicated to educating and empowering women to take control of their finances. Savvy Ladies has helped over 15,000 women through free one- on-one financial counseling, workshops, and retreats. Stacy also gives back as a board member of FamilyKind, a nonprofit organization offering NYC divorce services to adults and children experiencing separation or divorce. She is a nationally-recognized financial expert being one of twenty of the nation's leading wealth managers on CNBC's Digital Financial Advisor Council, a member of the Forbes Finance Council as well as an expert contributor for The Wall Street Journal. Stacy's expertise is highlighted in over 200 media publications, articles, bylined pieces, and quotes. Stacy is the host of Financially Ever After, a podcast focusing on women, money, and divorce. She is also the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. Stacy has received numerous industry awards, among them, Investopedia 100 Top Financial Advisors, Investment News Women to Watch, Financial Planning Association's Heart of Financial Planning Award, Financial Planning Magazine's Pro Bono Award and the NAPFA Consumer Education Foundation's first Pro Bono Award. She was also listed as a national Money Hero by CNN Money Magazine, one of the Top Wealth Advisor Moms by Working Mother Magazine and one of the best Financial Advisors for women by the Women's Choice Award. The firm has been named one of the Top 10 Best Financial Advisors in New York for 4 years in a row. https://francisfinancial.com/ https://www.savvyladies.org/

On this week's episode, Susan Guthrie, nationally recognized family law attorney and mediator, speaks with Transformation Coach, Victoria McCooey about the necessary steps to take in order to safely leave an abusive relationship with a narcissist or other high conflict personality. Statistics say that the time of leaving an abusive relationship is actually one of the most dangerous times for a victim of abuse.  this can be especially difficult when your ex is a narcissist!  Transformation coach, Victoria McCooey, knows this from her own personal experience of separating from an abusive relationship and her years long high conflict divorce from her ex.  She helps women (although this information is equally relevant for abused men) to plot their escape, regain their personal power and move beyond the abuse.  Full of necessary information on creating a nest egg, having access to vital documents and information and tips for what you can do today, Victoria and Susan help you to make your plans for your own GREAT ESCAPE! Highlights from this episode: How to identify if you are you in an abusive relationship. Find out why the time of leaving is the most dangerous time for victims. How are you actually stronger than your abuser? What are the key first steps in plotting your escape? What other considerations do you need to take into account when leaving? There is help!  - be sure to take all the necessary steps to make your exit a safe and final escape to your new life beyond abuse!   More information about today's guest:  Victoria McCooey is a Transformation Coach, Motivational Speaker, and Creator of The Reclaim Your Power System™. She works with women who are in controlling or otherwise abusive marriages to help them stand up to their abuser and regain control of their lives. Her articles have been featured on notable websites including Dr. Laura, HitchedMag, Thrive Global, Professor’s House, Wellness, DivorceForce, Ezine Articles, IveMovedOn and many others. She’s appeared on the Narcissist Abuse Support Channel, Women of Strength TV, Divorced Mommy  Podcast, Unleash Your Mojo Online, Financially Ever After, and You Be You & I’ll Be Me. Through her writing, speaking and private coaching, Victoria has helped hundreds of women (and some men) acquire the skills, mindset shifts and courage necessary to stand up to an abusive partner and to create a better, more joyful new life for themselves and their children. You can learn more about Victoria and her coaching programs at victoriamccooey.com.  Listeners of Divorce & Beyond can book a FREE session with Victoria by clicking here:  victoriamccooey.com/calendar Email Victoria at Victoria@victoriamccooey.com Book a free session with Victoria here: victoriamccooey.com/calendar Follow Victoria on Instagram @victoria_mccooey Watch Victoria's videos on YouTube here:  https://www.youtube.com/channel/UC_aVzstmYuZFqzX6sWRjVIw ********************************************************************  SUSAN GUTHRIE, ESQ., the creator and host of The Divorce and Beyond Podcast, is nationally recognized as one of the top family law and divorce mediation attorneys in the country.  She is one of the Co-Chair's of the American Bar Association's DR Section Mediation Committee and is the Founder of Divorce in a Better Way which provides a curated selection of resources and information for those facing divorce and other life changes.  Susan also provides legal coaching and divorce mediation services to select clients around the world through an online platform.  Find out more at www.divorceinabetterway.com. ****************************************************************************   For Divorce Professionals:  As one of the country's leading experts in online mediation, Susan is now sharing her expertise and knowledge and offering her ONLINE MEDIATION TRAINING PROGRAM which will show you how to implement an online platform into to your existing practice in just two short one-hour online sessions!  Increase your potential client base, convenience and income by learning the ethical and practical considerations to know when mediating online!  Find out more at www.learntomediateonline.com and mention you are a listener of the Divorce and Beyond Podcast to get $50 off the cost of the 1:1 training!   *************************************************************************** THANK YOU TO OUR SPONSOR:    SOBERLINK:   As the Experts in Remote Alcohol Monitoring Technology, Soberlink combines a breathalyzer with wireless connectivity and is the only system with facial recognition, tamper detection, and Advanced Reporting™. The real-time system reduces litigation, fosters peace of mind, and ensures child safety.  Visit www.soberlink.com for more information and use code "BEYOND20" to receive $50 off a device! If you would like to sponsor the show please reach out to us at  divorceandbeyondpod@gmail.com for pricing and details!!! ******************************************************************** Don't forget to check out the Divorce & Beyond Podcast website at www.divorceandbeyondpod.com where you can find all of our episodes, links to sponsors and special offers and SIGN UP FOR THE FREE NEWSLETTER and Receive a Special Welcome Video from Susan! Remember to follow Susan Guthrie and THE DIVORCE AND BEYOND PODCAST on social media for updates and inside tips and information: Susan Guthrie on Facebook @Susan Guthrie Susan on Instagram @susanguthrieesq Susan on Twitter @guthrielaw Divorce & Beyond Podcast on Instagram @divorceandbeyond Divorce & Beyond on Twitter @DivorceBeyond If you want to see the video version of the podcast episodes they are available on The Divorce & Beyond YouTube Channel!  Make sure to LIKE and SUBSCRIBE so you don't miss a single episode! Finally, we'd really appreciate it if you would  give us a 5 Star Rating and tell us what you like about the show in a review - your feedback really matters to us!  You can also get in touch with Susan at divorceandbeyondpod@gmail.com. **************************************************************************** DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE AND COUNSEL.

This week, we bring you a special episode of Financially Ever After where your host, Stacy Francis, answers your questions on how the impact of COVID-19 may impact your financial situation - especially if you are going through divorce or are recently divorced.   Stacy will answer important questions such as: What should I do with my money now? Will this downturn impact my divorce settlement, child support or spousal support? How can I best protect myself and my family? I don't have the long-term to recover from this. When do we pull the "emergency cord" and go to cash? Should I use this as an opportunity to invest the extra cash I have?   Visit francisfinancial.com/podcast/ and click email me new episodes and we will send you the invitation to our free virtual HIIT and yoga workouts. If you have any questions about your personal financial situation, please also click submit a question and we will be sure to respond to you!   Resources Reach out to receive a complimentary consultation.  FrancisFinancial.com Stacy Francis: Stacy@francisfinancial.com Phone: 212-374-9008 

This week’s guest on Financially Ever After is Dana Stutman, a matrimonial divorce attorney who runs a successful private practice in partnership with her husband Michael Stutman. She brings a unique insight on the topic of being in business with your spouse, and shares important tips women can use to protect themselves and their family in the event of a divorce. A partnership agreement protects you, your spouse, your team and your clients. You don’t want the business to suffer as a result of what you and your spouse are going through. The breakdown in communication is the biggest problem in marriages. Dana broaches the sensitive topic of prenuptial agreements. Stacy shares personal information about her struggle with being a business owner and what would happen if she and her husband divorce. Resources Reach out to receive a complimentary consultation  FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com  Phone: 212-374-9008  Dana.Stutman@sslllp.com  Stutman Stutman & Lichtenstein, LLP 

Claire, this week’s guest on Financially Ever After, has lived through many hardships. She bravely shares her story so that listeners who may be in a similar situation can find some help and hope. Claire has been living month to month for the last year and a half. Her ex-husband decided not to pay alimony this month to spite her, so she has not been able to pay her bills. [2:34] In the beginning, Claire’s ex-husband treated her like a princess, but soon he started to get angry and blame her whenever he lost money at his job. [4:16] Claire was in a cycle of emotional and physical abuse but she had nowhere to go. She reached out to her parents to try to escape, but they said no. [8:43] We often associate physical, emotional and financial abuse with lower income. However, Stacy says, there is a secret that it happens in front of our eyes to accomplished women like Claire. [11:40] Claire still struggles with self-confidence and thoughts of suicide. Her animals and the 12 step program she attends helps her heal. She also practices staying positive and keeping her body positive. [14:19] When you’ve been a victim of abuse you’re a changed person, Stacy says. If you’ve been abused as a child you should seek support because you usually relive those cycles. [19:50] It’s important for women to have agency over our money because it gives us options to escape from unsafe situations. [23:15] Claire shares that she was abused as a child by a relative. [25:50] Stacy urges Claire and listeners to keep a network of support around them so that they can continue to be strong and make good decisions, now that they’re out of the past situation. With the right support around you, you can continue to make good decisions even though it feels like your past is pulling you back. [28:27] When Claire can’t find the strength in herself to carry on, she hears the voice of her son Tyler telling her how much she means to him. [32:20] Claire continues to be strong so that she can help someone. She has seen how honesty can strengthen one another. Stacy adds that she enjoys helping others in part because it makes her feel good about herself. Helping others builds our self-worth. [34:04] Animals love you unconditionally and they don’t judge. They help you heal. Stacy urges you to volunteer at a shelter. [37:52] Claire’s advice to anyone listening that’s struggling is to go deep into your soul and know that you are special. That glimmer of hope will help you get through the tough times. [38:53] Stacy urges you to reach out to your support network to hold you when you don’t have the strength. You can also reach out to her. If you feel stuck because you don’t have the money to go elsewhere, let us help you with that, Stacy advises. [41:08] Resources FrancisFinancial.com Stacy Francis: Stacy@Stacyfrancis.com Phone: 212-374-9008

On this week’s episode of Financially Ever After, Stacy Francis has a fascinating conversation with Micki McWade, a clinical social worker and psychotherapist, whose primary work is with people contemplating or going through a divorce. She and Stacy discuss how to move on with your life - financially, professionally and emotionally after a divorce. Micki talks about her journey into social work and psychotherapy - it was never her original plan, but after an enriching experience with Al-Anon - she re-evaluated her life and decided to help other people recover from difficult life events.  [02:50]Al-Anon has been a successful program since the 1930s, and Micki shares how learning to give up control over what isn’t controllable, let her focus on building her own personal foundation - she translates this into her current work for her current clients. [05:00]Looking back at the time after her divorce, Micki is proud of her accomplishments, and how her children saw her take control of her life, and what was happening for their family. Refusing to take on the victim role let Mick invest in her own power. SUNY Empire State College was an invaluable resource, providing the flexibility to get a degree that launched a new career.  [09:30]Micki uses the 12-step framework to serve her clients - the tools, collaborative processes and opportunities for self-development help families move forward after major changes. She describes her role in these groups, and what an impact they can make. Collaborative divorce and mediation are always the best way forward if they are at all possible. [14:20]Stacy brings up that many women fear that going back to work or re-training will negatively affect their settlement. Micki talks about how this tends to play out, and what women should be aware of and plan for when they’re thinking about their financial future.   [18:00]Micki found she was energized by working with people going through a divorce in a non-professional capacity. For everyone, listening to that cue, and going through the doors that open because of it helps show you what you should be doing. Stacy adds a story of someone who was able to achieve more than she had ever imagined by taking a chance and using her network. She discusses how other women can do the same. [22:50] There are a lot of feelings around your ex starting to date, or getting married, and likewise when deciding you are ready to start seeing people again. It’s hard to come back from divorce emotionally, and Micki recommends finding a support group of other people going through the same thing. Giving back to and helping others will always make you feel better, and connection is the most important thing you can create for yourself. [26:00]At a certain point you will need to have a conversation about who you, and who your ex is dating - and managing that can be intimidating. You should be very certain of a new person in your life before you bring them around your family. Stacy draws a parallel with how Francis Financial has a lengthy ‘get to know you’ process for new team members. [30:00]Micki shares some very excellent advice she was given while she was going through her divorce - a guiding principle she was able to use while a lot of different decisions had to be made. [34:00] ResourcesSUNY Empire State College |TheDivorceCoach.com - book a complimentary call if you have any questions. | MickiMcWade.com | Complimentary Second Opinion Call from Francis Financial ContactStacy FrancisStacy@francisfinancial.com212-374-9008 Micki McWademmcwade@mac.com 

Last week, we talked about financial abuse and gaslighting. On this episode of Financially Ever After, we’re diving deeper into the topic of gaslighting with our guest, Meredith Shirey. Meredith is the founder and practice director of her New York-based private practice, and is a psychotherapist who specializes in relationship issues through couples therapy. Today we’re talking about what gaslighting is, what to do to get yourself out of a gaslighting situation, and how to help someone who may be a victim. 

After suffering far too long in an abusive marriage, Sheryl-Anne Sastow finally made the decision to get out of the relationship, only to then be faced with a drawn-out, expensive and emotionally painful divorce litigation.  On this episode of Financially Ever After, Sastow shares how her own experience inspired her to become a divorce mediator and collaborative attorney - a role in which she helps divorcing couples resolve their issues and end their marriages peacefully. Among the many insights Sastow shares: How she gets divorcing couples to communicate even when they’re at their angriest, and why the most acrimonious divorces can see the biggest benefits in choosing mediation over litigation.  [6:15]  Why it is most often women who contact her to inquire about, and initiate the mediation process in their divorces. [14:15]  What the biggest differences are between mediation and litigation divorce processes (hint: one of them will save you time, money and lets you keep your divorce proceedings confidential ).  [16:10]  Why historically, mediation has been less prevalent than litigation - and why that trend appears to be reversing. [30:35]  How to find the best mediator/collaborative attorney to ensure you make the most of all the benefits of mediation. [35:05]Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Sheryl Anne Sastow | W: www.sastowlawandmediation.com P: (516)314-6116 E: Sastow@SastowLawandMediation.com Links to Items Mentioned in the Podcast: Find a mediation attorney or mediator: mediation.com  

When journalist and writer, Abby Ellin, learned that the man she had been engaged to had lied to her about everything from being a Navy SEAL to working for the CIA -- and that he had been cheating on her much of the time they’d been together - she had to wonder why her usually strong professional instincts had let her down in her personal life. Abby has since written about her own experiences of romantic betrayal, and those of others -- both the betrayed and the betrayers - compiling her research into a new book, Duped: Double Lives, False Identities, and the Con Man I Almost Married. In this edition of Financially Ever After, Abby shares much of what she has learned about how and why women can be especially vulnerable to romantic, spousal deception, including: Why societal pressure that women be in coupled relationships can make them more likely to ignore or overlook relationship warning signs. [11:05] How scientific studies show it’s harder for people to detect deception when they’re in love. [13:00] Why, when a woman is in a committed relationship (made more complex by financial and familial ties), it is often to her benefit not to “see” the bad or painful things that a partner is doing. [14:45] Why deceptive behavior seems to be everywhere in our culture, and only getting more pervasive. [26:10] Why certain personality types can be more vulnerable to romantic deception; how you can protect yourself against being duped, and where to get support if you’re experiencing - or recovering from, a toxic relationship. [31:40]  Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Abby Ellin | W: www.abbyellin.com   Links to Items Mentioned in the Podcast: Duped: Double Lives, False Identities, and the Con Man I Almost Married The White Collar Wives Project: https://thewhitecollarwivesproject.org/about-lisa-lawler/  Institute for Relational Harm Reduction: https://saferelationshipsmagazine.com/ Sexual Assault By Fraud: https://consentawareness.net/author/shortjm/

This week on Financially Ever After, Stacy is joined by “The Divorcierge,” Karen Bigman. Karen’s background includes both an M.B.A. and Divorce and Life Coach training, making her a powerful source of practical and tactical divorce advice. In addition, Karen also brings personal pre- and post- divorce experience to her work. In this conversation, she shares lessons learned in working with the wrong financial advisor, and how women facing divorce can find the right financial advisor for them. Some of the highlights Karen offers include: The clues that her financial advisor didn’t understand her lifestyle and her plans for her financial future, and wasn’t really hearing her.  [7:20] How a lack of transparency around fees, taxes and portfolio makeup affected her income expectations. [10:55] The importance of asking the right questions when interviewing a financial advisor (see link below for a list of questions provided by Francis Financial) [17:05] Why choosing your advisor based solely on a friend’s recommendation can be a bad idea.. [27:40] The surprisingly emotional process of moving to a new advisor, and how rewarding it was in the end. [30:08] For more information on Karen, and additional resources from this show: Karen Bigman | W: thedivorcierge.com P: (646) 612-7800 E: Info@TheDivorcierge.com Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast: Questions to ask a financial advisor: https://francisfinancial.com/wp-content/uploads/2018/11/Questions-to-Ask-a-Potential-Advisor.pdf

In this edition of Financially Ever After, Stacy is joined by Patricia Fersch -- founding partner at Fersch Petitti LLC, a matrimonial and family law firm in New York City. Patricia’s background includes successfully completing thousands of cases involving families caught in the turmoil of Family Law conflicts, and she is particularly well-known for handling high-profile clients and resolving complicated legal issues, all involving child custody or divorce-related matters. In this podcast, Patricia shares a number of insights and experiences, including:   How her professional journey took her from college dropout, to business owner, to running her own law firm, and how her hard-earned business experiences inform her interactions with clients every day. (4:51)   How she can quickly determine the likelihood that a spouse is hiding money. [17:20]     How spousal support caps work in New York, why they can be a huge deal for couples in middle income brackets, and what factors can influence a court to waive them. [19:10]     Why it’s vital for women to build and maintain security (eg: training, experience, social networks, money) of their own, even within their marriages. [32:48]   How shared child custody can be - and often is - manipulated and used to avoid paying child support. [37:50] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Patricia Fersch| W: http://pffamilylaw.com/ E: PFersch@pffamilylaw.com Links to items mentioned in this podcast:  New York State Child Support Resources http://ww2.nycourts.gov/divorce/childsupport/index.shtml New York State Spousal Support Resources http://ww2.nycourts.gov/divorce/MaintenanceChildSupportTools.shtml

From a frugal upbringing in India, to an almost 15 year-long career working as a stock trader on Wall Street, writer and researcher Nyla has always possessed a strong fluency in the language of money.  But when faced with the abrupt endings of both her job and her marriage, Nyla took the opportunity to re-examine her life path, and her relationship with money. In this episode of “Financially Ever After”, Nyla shares some of the insights she has discovered that have helped her unleash her most creative, well-rounded and generative self, including:   Why, when it comes to marriage, looking at finances and value creation between two spouses as a zero sum game is not healthy and can prevent you from seeing one another as equal partners. [14:48]   Why financial coaching should be an important and lifelong educational process for individuals and couples, alike.  [25:30]   How a dramatic “life audit” shifted her understanding of the value of money and has led her to now view money as a tool that makes possible incredible opportunities and experiences [37:48]   How she has learned to redefine her net worth as a “holy triangle” comprised of: social capital (your network), human capital (yourself) and financial capital [44:10]   Why your creative and generative potential is the key to your sense of well-being, and how when that is out of whack, you do a disservice to everyone in your life. [46:40] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast:  Financial Therapy Association www.financialtherapyassociation.org

On this week’s “Financially Ever After”, Stacy is joined by Laura Israel Sinrod (Senior Staff Attorney) and Rachel Braunstein (Managing Policy Attorney), two powerhouse legal professionals whose work with NYC not-for-profit, Her Justice, helps provide family and matrimonial law assistance to women in poverty, many of whom are survivors of domestic violence.  Listen in as Rachel, Laura and Stacy discuss the history of this 25-year-old organization, talk about the unique issues faced by Her Justice’s clients, and share some of the ways the volunteer lawyers of Her Justice support their extremely vulnerable clientele, including: How Her Justice’s unique “Pro-Bono First” model allows      training and mentorship for more than 1,800 legal volunteers who are then      able to provide services to more than 9,000 women and children (80% of      whom are survivors of domestic abuse). [3:45]   The top issues that women in poverty face when going      through divorce, including compounding of issues such as financial      illiteracy, custody and parenting, and financial isolation.  [10:10]  How women in poverty face additional collateral      consequences of litigation: from lost income to facing an abusive partner.      [18:30]   Why Her Justice’s lawyers are trained not just in the      substance of the legal issues, but also in empowering their clients with      knowledge and information and ability to make decisions. [20:10]Stacy Francis | W: www.francisfinancial.com P: (212)374-9008 E: stacy@francisfinancial.com Laura Israel Sinrod | W: HerJustice.org P: (212)695-3800 Rachel Braunstein | W: HerJustice.org P: (212)695-3800 Links to Items Mentioned in This Podcast: LawHelp.org HerJustice.org    Her Justice Legal Information Guidelines Statement of Net Worth Their helpline is open on Thursdays from 10am to 1pm and most callers will be able to speak to a lawyer the same day for a free consultation.

From growing up in a home where dysfunctional dynamics around money created a “rollercoaster in the house”, to entering a marriage where the financial roles from her childhood were repeated, Licensed Marriage and Family Therapist Barbara Bennett knows firsthand the emotional conflicts that can stem from marital money issues.   In this week’s episode of “Financially Ever After,” Barbara joins Stacy for a moving and insightful conversation revealing:   How a lack of equity around financial knowledge can create a power differential in a marriage and weaken the relationship. [10:10] Why we replay the financial roles we’ve learned in childhood, bringing those imbalances into our adult relationships until we wake up and understand what we’re doing. [12:00] How she faced her fears around money, and worked to become knowledgeable about finances while also pursuing the education that could give her financial self-reliance.  [18:45] Why she strongly advises those facing divorce to join a divorce support group. [20:00] How to look for a marriage therapist, and what to do if couples therapy isn’t working. [28:20] Links to Items Mentioned in the Podcast:   Internal Family System Therapy https://www.psychologytoday.com/us/therapy-types/internal-family-systems-therapy 92nd St Y Divorce Recovery Group (new group starts 2/25). https://www.92y.org/class/divorce-support-group FamilyKind.org  Stacy Francis | E: stacy@francisfinancial.com P: (212) 374-9008 W: www.francisfinancial.com   Barbara Bennett | E: barbara@barbarabennettlmft.com P: (646)389-8020 W: https://www.barbarabennettlmft.com | https://www.psychologytoday.com/us/therapists/barbara-bennett-new-york-ny/278399

In this episode of Financially Ever After, Stacy talks with New York “Super Lawyer” Adria Hillman. With a long-standing history practicing corporate and family law, Adria’s client list has included well-known celebrities and entertainers, but her initial and continuing passion around family and divorce law remains helping all people who need help.   Listen in as Adria shares insights from her lifetime of experiences helping women empower themselves around financial issues during divorce, including:   How celebrity divorces differ from those of average income couples - and why courtroom litigation should be the last resort for any couple hoping to maintain control over proceedings [10:12] Why you need to Face the “Big Three Fears” (Fear of: Finances, Family Dissolution and the Future), but why you don’t need to face them alone! [14:03] Understanding Trusts, Marital Debt, Tax Returns & Credit Cards -- Why these four financial areas can create a financial disaster if you're not aware of them [19:10] Why you should never let the fear of “hidden secrets” keep you from seeking information about the financial unknowns. [32:30] Why she is so driven in her work as a founding member of New York Women's Foundation, and why it’s more important than ever for women to support other women in building wealth. [36:44] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com   Adria Hillman | W:  https://adriashillman.com  P: (212) 593-5223 E:info@adriashillman.com   Links to items mentioned in this podcast:                 New York Women’s Foundation: https://www.nywf.org/

This week on Financially Ever After, Stacy is joined by New York family and matrimonial law attorney, Carolyn Walsh Parry. After an initial successful legal career in corporate law, the opportunity to participate in a Hague Convention (international child parental abduction) case led to Carolyn’s decision to transition from civil law to family law.   Join Stacy and Carolyn in this podcast as they discuss the implications of Hague Convention Treaty on multinational families experiencing divorce, as well as sharing advice for all women who are facing tough decisions during divorce.   Among the topics discussed in this episode: How parental abduction of children happens much more frequently than we realize, and how easy it can be for non-custodial parents to take children across international borders. [5:50] What to look for in a divorce lawyer and what to avoid when selecting a divorce attorney (hint: be wary of the “bulldog”).  [19:50] How good negotiation skills are just as important in litigation as they are in mediation. [24:20] Where to look for an emotional support system and why everyone who is dealing with a divorce needs one. [30:40] Why, when in the midst of divorce preparation and proceedings, you should behave as though each of your emails, phone calls and actions could be shared with a judge. [31:20]  For more information on Carolyn Walsh Parry, and additional resources from this show: Carolyn Walsh Parry | W: www.carolynparrylaw.com P: (917) 797-0713 Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast: Information on the Hague Convention/International Child Abduction: https://www.hcch.net/en/instruments/conventions/specialised-sections/child-abduction Francis Financial’s “Unveiling the Unspoken Truth” - Francis Financial’s groundbreaking survey and whitepaper: https://francisfinancial.com/white-paper-confirmation/

In this episode of “Financially Ever After”, Stacy talks with Sunny Joy McMillan, a recovering attorney, a practicing master life coach, award winning author, and a radio host. Sunny is also a happy divorcée who, after an incredibly high-conflict marriage, shared an amazing post-divorce friendship with her ex-husband until his passing in 2018. Listen in and learn how Sunny helps her clients use divorce as a catalyst for personal transformation and create a kick-ass new life. Among the insightful information, Sunny shares: How after years in a high-conflict marriage and unfulfilling legal career, she found her life-calling as a life coach. [3:04] How tools like the seemingly simple act of writing a letter can be some of the most empowering exercises in healing relationships and working toward your essential life path. [6:27] How our thinking creates our feelings, and sometimes those thoughts are not in our best interest, or even true. [19:46] How often the answers we seek can be found within, and how we can build our capacity to get in touch with, and listen to our inner wisdom to build the life that will truly make us fulfilled [22:00] 32:08 Why self-love and self-compassion are the foundation for EVERYTHING in building a life of integrity and fulfillment [32:08] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Sunny Joy McMillan | W: www.goldenoversoul.com E:sunnyjoy@goldenoversoul.com Links to items mentioned in this podcast: UNHITCHED: Unlock Your Courage and Clarity to Unstick Your Bad Marriage https://unhitchedbook.com “Sunny in Seattle” Radio Program: 1150kknw.com/show/sunny-in-seattle/

Stacy  Francis, CFP®, CDFA®, CES™ President and CEO Francis Financial, Inc. https://www.savvyladies.org/ https://www.facebook.com/SavvyLadiesNYC https://francisfinancial.com/   Stacy Francis is the President and CEO of Francis Financial, Inc., a fee-only boutique Wealth  Management, Financial Planning and Divorce Financial Planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples and women in transition such as divorce or widowhood. Stacy has over 20 years of experience in the financial industry. She attended the New York University Center for Finance, Law and Taxation, where she completed the Certified Financial  Planner™ (CFP®) designation. Stacy is also a Certified Divorce Financial Analyst® (CDFA®) as well as a Certified Estate and Trust Specialist(CES™). Stacy has mastered specialized training in the financial issues of divorce and is the Director of the Association of Divorce  Financial Planners (ADFP) Greater New York Metro Chapter. Stacy is the founder of Savvy Ladies™, a nonprofit organization dedicated to educating and empowering women to take control of their finances. Savvy Ladies has helped over 15,000 women through free one-on-one financial counseling, workshops and retreats. Stacy also gives back as a board member of FamilyKind, a nonprofit organization offering NYC divorce services to adults and children experiencing separation or divorce. She is a nationally-recognized financial expert being one of twenty of the nation’s leading wealth managers on CNBC’s Digital Financial Advisor Council, a member of the Forbes Finance Council as well as an expert contributor for The Wall Street  Journal. Stacy’s expertise is highlighted in over 200 media publications, articles, bylined pieces and quotes. Stacy is the host of Financially Ever After, a podcast focusing on women, money and divorce. She is also the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. Stacy has received numerous industry awards, among them, Investment News 2016 Women to Watch, Financial Planning Association’s Heart of Financial Planning Award, Financial Planning Magazine's Pro Bono Award and the NAPFA Consumer Education Foundation’s first Pro Bono Award. She was also listed as a national Money Hero by CNN Money Magazine and received the Women’s Choice Award for one of the best financial Advisors for women. In this episode, we discuss: Savvy Ladies, her love letter to her grandmother - hear this story and why Stacy does this work to help other women The more you give, the more that comes back to you - why Stacy really believes this and how the women she has worked with have really changed her The videos you are going to want to watch on her website Helping women navigate their personal situation through their helpline for free, no matter their income level Why she goes to bed when her kids go to bed Why she is a ninja when it comes to delegating Her BIG wake up call three months ago and how it led to the practice of taking half days The article she read about the biggest financial risk a women takes Why she feels wealth management is such a female friendly and rewarding career Her simple tip to take control of your finances right now Free book download on her website

This week on Financially Ever After, Stacy is joined by “The Divorcierge,” Karen Bigman. Karen’s background includes both an M.B.A. and Divorce and Life Coach training, making her a powerful source of practical and tactical divorce advice. In addition, Karen also brings personal pre- and post- divorce experience to her work. In this conversation, she shares lessons learned in working with the wrong financial advisor, and how women facing divorce can find the right financial advisor for them. Some of the highlights Karen offers include: The clues that her financial advisor didn’t understand her lifestyle and her plans for her financial future, and wasn’t really hearing her.  [7:20] How a lack of transparency around fees, taxes and portfolio makeup affected her income expectations. [10:55] The importance of asking the right questions when interviewing a financial advisor (see link below for a list of questions provided by Francis Financial) [17:05] Why choosing your advisor based solely on a friend’s recommendation can be a bad idea.. [27:40] The surprisingly emotional process of moving to a new advisor, and how rewarding it was in the end. [30:08] For more information on Karen, and additional resources from this show: Karen Bigman | W: thedivorcierge.com P: (646) 612-7800 E: Info@TheDivorcierge.com Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast: Questions to ask a financial advisor: https://francisfinancial.com/wp-content/uploads/2018/11/Questions-to-Ask-a-Potential-Advisor.pdf

Nationally recognized transitional life strategist, author, keynote, and reinvention expert, Randi Levin joins Stacy this week on Financially Ever After.   Randi’s core belief is that women have the choice and the power to carve out and curate their own legacy based on embracing their ongoing evolution. This inspiring episode is for individuals who are going through a major life transition and are struggling with how to navigate it. Stacy and Randi stress how “Now” is the time to start your new chapter with no regrets, especially if you find yourself sacrificing the things you enjoy for the sake of others. You will gain insight on:   ü  How you can stand up and take care of yourself first (10:05) ü  How to own your past and not feel like it needs to be erased (13:14) ü  How to move forward in your life with more courage and less fear (16:25) ü  The blocks that hold you back when contemplating divorce (23:38)   We guarantee you will leave this podcast episode feeling fulfilled and empowered. Visit Randi’s website for upcoming workshops and more information on tools to help you navigate difficult life transitions.   Randi Levin | W: www.randilevincoaching.com P: 201-803-1333 E: Randi@randilevincoaching.com   Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

Stacy Francis, CFP®, CDFA®, CES™, Francis Financial  The myth that men should manage the money is one that many women succumb to when they get married. This includes women who for years managed their own money during college and at the beginning of a career. However, approximately 80% of women will end up having to manage their money without a partner at some point in their life due to divorce or the death of a spouse. Stacy and Kathleen investigate this myth and how it can severely disadvantage women throughout their lives. Key Take Aways: The upside. There is an upside to men always managing the money. In the short run, some women who are intimidated by finances or who don’t feel they have the time to devote to money management get relief from this responsibility. Eventually, the upside diminishes and can create a real problem for women after a divorce, or the death of their partner. Try a money date. A great way to get more comfortable with money is to have a date night to talk about finances in a non-threatening and engaging way. Listen and learn how Stacy and her husband have gotten creative with their money dates so everyone gets their needs met. Use apps. It is important for each person to fully understand where the money is going. Using finance tools like Mint.com is a great way to integrate spending with education about where your money is going. It is an easy online system that connects with your bank accounts, tracks your spending, and even categorizes them for you. Special Offer: Stacy recently released her own podcast. Every other Tuesday, tune in to Financially Ever After with Stacy Francis. Download Unveiling the Unspoken Truth, The Financial Challenges Women Face During and After Divorce. Stacy is the President and CEO of Francis Financial, which she founded 15 years ago. She is a Certified Financial Planner® (CFP®), Certified Divorce Financial Analyst® (CDFA®) and a Certified Estate and Trust Specialist (CES™). She is also the founder of Savvy Ladies™, a nonprofit that has provided free personal finance education and resources to over 15,000 women. Stacy has received numerous awards including Investment News Top 20 Women to Watch in the United States, Financial Planning Association’s Heart of Financial Planning Award and Financial Planning Magazine's Pro Bono Award. She was also listed as a National Money Hero by CNN Money Magazine and received the Women’s Choice Award for one of the best financial advisors for women. She is a nationally-recognized financial expert as an active member of CNBC’s Digital Financial Advisor Council, the Forbes Finance Council, as well as an expert contributor for The Wall Street Journal. She has appeared in over 100 media outlets including CNBC, CNN, Good Morning America, Investment News, Money Magazine, NBC, The New York Times, and USA Today.    

Top New York City divorce coach, Liza Caldwell, joins Stacy to discuss how to navigate her proven approach of the 4 stages of divorce. In this episode, Liza opens up about how going back to school and how being a role model for her children were major turning points in her life. Whether you are contemplating, navigating or recovering from divorce, Stacy and Liza dive into how to overcome the challenges and fears associated with this transition. Liza Caldwell | W: www.sasforwomen.com P: (917)485-1323 E: info@sasforwomen.com  Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Financially Ever After is a Divorce Source Radio production.  For more programs related to divorce and life after divorce, visit: www.DivorceSourceRadio.com.

Top New York City divorce coach, Liza Caldwell, joins Stacy to discuss how to navigate her proven approach of the 4 stages of divorce. In this episode, Liza opens up about how going back to school and how being a role model for her children were major turning points in her life. Whether you are contemplating, navigating or recovering from divorce, Stacy and Liza dive into how to overcome the challenges and fears associated with this transition. Liza Caldwell | W: www.sasforwomen.com P: (917)485-1323 E: info@sasforwomen.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com For more programs on Divorce and life after divorce, visit: www.DivorceSourceRadio.com Financially Ever After is a Divorce Source Radio production.

This week, Financially Ever After welcomes Marcia Butler, author of The Skin Above My Knee. Marcia shares how listening to music starting at the age of 4 saved her life and was ultimately the reason she survived an abusive childhood. Marcia Butler's difficult childhood experiences led her to pick men that were not good for her, later in life. Three divorces later, Marcia talks about the tools she used to survive divorce and for thriving in her new single life.  Marcia Butler | W: http://marciabutlerauthor.com/book  P: (718) 937-4220 E: marcia@marciabutler.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

Award-winning financial advisor, Stacy Francis, debuts her “Financially Ever After” podcast and interviews life, career and grief coach, Nesreen Mahmoud. Together, they discuss the grief involved in the divorce process, financial mistakes to avoid and how best to take care of yourself in order to move forward in this new chapter of your life in a positive way. You will receive access to a wellness tracking sheet, learn about the Ostrich effect and hear a sneak preview of episodes to come. Nesreen Mahmoud | W: http://www.harborlightcoaching.com/ P: 917-830-6863 E: Nesreen@harborlightcoaching.com  Free gift for podcast listeners (wellness tracking sheet): www.harborlightcoaching.com/everafter Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

This week, Financially Ever After welcomes Marcia Butler, author of The Skin Above My Knee. Marcia shares how listening to music starting at the age of 4 saved her life and was ultimately the reason she survived an abusive childhood. Marcia Butler's difficult childhood experiences led her to pick men that were not good for her, later in life. Three divorces later, Marcia talks about the tools she used to survive divorce and for thriving in her new single life.  Show Contact Information: Marcia Butler | W: http://marciabutlerauthor.com/ Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com

Award-winning financial advisor, Stacy Francis, debuts her “Financially Ever After” podcast and interviews life, career and grief coach, Nesreen Mahmoud. Together, they discuss the grief involved in the divorce process, financial mistakes to avoid and how best to take care of yourself in order to move forward in this new chapter of your life in a positive way. You will receive access to a wellness tracking sheet, learn about the Ostrich effect and hear a sneak preview of episodes to come. Show Contact Information Nesreen Mahmoud | W: http://www.harborlightcoaching.com/ P: 917-830-6863 E: Nesreen@harborlightcoaching.com  Free gift for podcast listeners (wellness tracking sheet): www.harborlightcoaching.com/everafter Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com