Podcasts about divorce financial planning

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Best podcasts about divorce financial planning

Latest podcast episodes about divorce financial planning

Divorce Master Radio
How to Create a Checklist for Divorce Financial Planning? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 15, 2025 2:19


Divorce Master Radio
How to Create a Checklist for Divorce Financial Planning? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 12, 2025 1:37


Journey Beyond Divorce Podcast
Divorce & the Financial Tug-of-War: Spenders, Savers and Surprises with Seattle Money Coach, Mikelann Valterra

Journey Beyond Divorce Podcast

Play Episode Listen Later Apr 3, 2025 49:28


Divorce often uncovers hidden money patterns that impact both your relationship and divorce negotiations. In this episode, we explore how your money personality—whether you're a spender or a saver—shapes your marriage and divorce. We dive into the deeper financial motivations that may be influencing your decisions and offer strategies to break free from limiting beliefs around money. Divorce isn't just an ending; it's an opportunity to reshape your financial future. Learn how to use this time of transition to create clarity, confidence, and joy in your financial choices. You can emerge from divorce with a healthier relationship to money. Join financial therapist, money coach, and author Mikelann Valterra, with over 25 years of experience, as she shares insights from her book Rise Above the Money Fog. Mikelann offers grounded and compassionate wisdom to help you navigate financial anxiety, whether you're in a high-conflict divorce or rebuilding after separation. Connect with Mikelann: Take the Money Fog Quiz: https://seattle-money-coach.mykajabi.com/money-fog-quiz-ebook Website: https://www.seattlemoneycoach.com LinkedIn: https://www.linkedin.com/in/mikelannvalterra/ Facebook: https://www.facebook.com/MikelannSeattleMoneyCoach Instagram: https://www.instagram.com/mikelannv/ Resources Mentioned in this episode: Join the FREE April 16th Workshop: Overcoming Divorce Fear and Paralysis - https://www.jbddivorcesupport.com/overcoming-divorce-fear Follow JBD on Instagram: @journey_beyond_divorce A word from our sponsor: TalkingParents provides a comprehensive platform designed to simplify co-parenting and enhance communication between parents. With secure messaging, a shared calendar, and features for tracking parenting time, TalkingParents ensures that all important details and agreements are documented and accessible.  We're grateful for TalkingParents' support in simplifying co-parenting and enhancing communication for our listeners. Discover how TalkingParents can bring clarity and organization to your co-parenting journey at www.talkingparents.com/jbd

Journey Beyond Divorce Podcast
How to Keep the Marital Home: A Strategy Your Attorney Doesn't Even Know with Real Estate Divorce Expert, Jeffrey Landers

Journey Beyond Divorce Podcast

Play Episode Listen Later Mar 19, 2025 57:51


One of the most emotional and financially complex decisions in divorce is what to do with the marital home. This property often represents security, stability, and normalcy—especially with children involved. However, the decision to keep or sell the marital home comes with significant financial and legal implications that many people, and even attorneys, may overlook. In this episode, we'll explore the pros and cons of keeping the marital home, the risks of co-owning after divorce, and the challenges of selling or buying out a spouse's share. We'll also discuss what the monied spouse should consider in a buyout, financial hurdles for the lesser-monied spouse, and key mortgage considerations. Plus, we'll touch on the role of alimony, child support, and how high interest rates impact real estate decisions in divorce. Join Jeff Landers, a divorce real estate expert with 40 years of experience, as he shares valuable insights to help you navigate the complexities of the marital home during divorce—ensuring you make the best decision for your financial future. Connect with Jeff: How To Keep Your Martial Home So You Can Move On, Not Out®: https://divorcehousesense.com/ - Enter JBD at checkout for your $2 OFF coupon  Linkedin: https://www.linkedin.com/in/jefflanders/ Facebook: https://www.facebook.com/DivorceHouseSense/ Journey Beyond Divorce Resources: Follow JBD on Instagram: @journey_beyond_divorce Book a Free Rapid Relief Call: http://rapidreliefcall.com  Join the High Conflict Divorce Support Group: https://www.jbddivorcesupport.com/hcdsg A word from our sponsor: TalkingParents provides a comprehensive platform designed to simplify co-parenting and enhance communication between parents. With secure messaging, a shared calendar, and features for tracking parenting time, TalkingParents ensures that all important details and agreements are documented and accessible.  We're grateful for TalkingParents' support in simplifying co-parenting and enhancing communication for our listeners. Discover how TalkingParents can bring clarity and organization to your co-parenting journey at www.talkingparents.com/jbd

Journey Beyond Divorce Podcast
Facing the Numbers: Laying the Groundwork for Financial Independence

Journey Beyond Divorce Podcast

Play Episode Listen Later Mar 14, 2025 16:56


Divorce can be terrifying, especially when you're the lesser-monied spouse facing financial uncertainty. If you're worried about how you'll support yourself or fear making the wrong financial decisions, you're not alone. The anxiety of losing your lifestyle or not knowing where to begin is real. Financial security may feel like an uphill battle, but understanding where you stand today is the first step toward a future where you feel safe and in control. Join Karen McMahon, co-founder of Journey Beyond Divorce and host of this podcast, as she discusses how to gather critical financial information—even when it feels impossible. We'll talk about surrounding yourself with the right experts and recognizing who truly has your best interests at heart. Karen will share insights on what realistic financial independence post-divorce looks like and how small, everyday cash leaks can quietly undermine your stability. If you've ever avoided budgeting, felt uncertain about investments, or wondered how your income will support your new life, this conversation is for you. Building your financial safety net isn't just about numbers; it's about reclaiming your confidence. Let's take this journey together—one step, one decision, and one plan at a time. Journey Beyond Divorce Resources: Check out the JBD website: https://www.jbddivorcesupport.com/ Book a Free Rapid Relief Call: http://rapidreliefcall.com  Join the High Conflict Divorce Support Group: https://www.jbddivorcesupport.com/hcdsg Follow JBD on Instagram: @journey_beyond_divorce  

Harnessing Your Wealth with Billy Peterson
Essential Steps for Divorce Financial Planning (EP 49)

Harnessing Your Wealth with Billy Peterson

Play Episode Listen Later Feb 25, 2025 60:21


In this episode, Billy and Shaun dive headfirst into the complex and often turbulent waters of divorce financial planning. With emotions running high, they illuminate the pressing need for expert guidance during this pivotal moment in life. They outline critical action items for individuals preparing for divorce, including evaluating personal strengths and vulnerabilities, inventorying assets … Read More Read More

Journey Beyond Divorce Podcast
High-Net-Worth Divorce: Untangling the Finances and Preserving Stability with Donna S. Cates, CDFA®, CRPC®, Divorce Financial Mediator

Journey Beyond Divorce Podcast

Play Episode Listen Later Feb 12, 2025 48:15


"I'm dedicated to dispelling financial uncertainty for women and guiding them toward self-reliance." - Donna S. Cates Divorce is challenging, especially when significant wealth is involved. Dividing assets, valuing complex holdings, and ensuring financial stability for both parties requires specialized expertise. In this episode, Certified Divorce Financial Analyst (CDFA®) Donna S. Cates provides insights into high-net-worth divorce, covering key topics such as equitable distribution, valuing businesses and real estate, tax implications, and strategies to secure your financial future. Whether you're in the midst of divorce or rebuilding afterward, Donna's advice will help you navigate this complex transition. Donna, with over 20 years of experience, is a leader in financial empowerment, particularly for women. As the founder of "Money Matters Wealth Solutions" and "Navigating Divorce," she provides expert financial planning and divorce mediation services. She's also the bestselling author of Divorce Decoded and Financial Trendsetters. Join us for this crucial conversation on: Equitable vs. equal distribution of assets Valuing complex assets like businesses and intellectual property Tax implications and preserving wealth after divorce The benefits of working with a CDFA® during divorce If you're facing the challenges of high-net-worth divorce, this episode is a must-listen. Connect with Donna: Free Gift: Surviving the Storm: Navigating Through Divorce with 5 Smart Financial Steps - https://go.moneymatterswealth.com/surviving-the-storm Instagram: https://www.instagram.com/donnacates Facebook: https://www.facebook.com/MoneyMattersWealth; https://www.facebook.com/DivorceDivasAlabama/ LinkedIn: https://www.linkedin.com/in/donnacates/    Journey Beyond Divorce Resources: Join the High Conflict Divorce Support Group: https://www.jbddivorcesupport.com/hcdsg Follow JBD on Instagram: @journey_beyond_divorce Book a Free Rapid Relief Call: http://rapidreliefcall.com  A word from our sponsors: Soberlink is a revolutionary tool designed to support individuals in their journey to sobriety. As a leading provider of remote alcohol monitoring, Soberlink offers a secure and reliable solution that helps people stay accountable and transparent in their recovery process. We're grateful for Soberlink's commitment to enhancing the recovery process and providing valuable resources to our listeners. Learn more about how Soberlink can make a difference in your journey at www.soberlink.com/jbd ======= TalkingParents provides a comprehensive platform designed to simplify co-parenting and enhance communication between parents. With secure messaging, a shared calendar, and features for tracking parenting time, TalkingParents ensures that all important details and agreements are documented and accessible.  We're grateful for TalkingParents' support in simplifying co-parenting and enhancing communication for our listeners. Discover how TalkingParents can bring clarity and organization to your co-parenting journey at www.talkingparents.com/jbd

The Crazy Ex-Wives Divorce Club
From Fear to Financial Freedom: Divorce Financial Planning Tips Every Woman Should Know with Anna N'Jie-Konte

The Crazy Ex-Wives Divorce Club

Play Episode Listen Later Jan 22, 2025 39:59


Are you in control of your finances, or are they controlling you? For many women navigating life transitions like divorce, financial uncertainty can feel overwhelming. In this episode of The Crazy Ex-Wives Club, I sit down with Anna N'Jie-Konte, CEO of Poder Wealth Advisors, to discuss how women can reclaim their financial independence and build wealth intentionally, even during life's most challenging phases. Anna brings her wealth of experience in financial planning, specializing in helping women through divorce and major life changes. Together, we dive deep into the tools and mindset shifts needed to move from fear to empowerment.

A Year and a Day: Divorce Without Destruction
Divorce Financial Planning: Essential Tax Tips You Need to Know, with Hubert Johnson

A Year and a Day: Divorce Without Destruction

Play Episode Listen Later Dec 10, 2024 32:20


In this episode, Jaime talks to seasoned tax attorney Hubert Johnson about the financial complexities of divorce. Hubert dives into the tax implications of divorce, from filing status changes to the proper handling of alimony, child support, and asset divisions. He emphasizes the importance of getting informed early to avoid costly mistakes and protect your financial future. Whether your concern is navigating tax debt, understanding retirement account splits, or dealing with business liabilities, Hubert shares his insights on making smart financial decisions during divorce.Need help from Hubert? Contact him by visiting www.guardiantaxlaw.com.If you are in need of legal assistance in North Carolina, contact us at Gailor Hunt by visiting www.divorceistough.com.Like this show? Rate it here! While the information presented is intended to provide you with general information to navigate divorce without destruction, this podcast is not legal advice. This information is based on specific to navigating relocation by the law in North Carolina. If you have any questions before taking action, consult an attorney who is licensed in your state.

The D Shift
Expert Tips for Divorce Financial Planning

The D Shift

Play Episode Listen Later Nov 14, 2024 25:47


Welcome to another episode of The D Shift. Today, we tackle one of the most emotionally charged aspects of divorce: money. Joining us is Jennifer Lee, founder of Modern Wealth, a Sarasota-based financial firm that specializes in helping individuals navigate life transitions such as divorce, losing a spouse, career changes, and retirement planning. Jennifer is also the author of the book "Squeeze the Juice: Live Life with Purpose, and Leave a Legacy." In this episode, Jennifer shares her expertise on why understanding your financial options is crucial before even consulting an attorney, common misconceptions about divorce finances, and the importance of assembling a solid support team to ensure you don't leave money on the table. This is a practical and informative podcast that highlights the benefits of having the financial information you need to make informed choices throughout your divorce and beyond. About the Guest:Jennifer Lee, AIF®, AWMA® is the founder of Modern-Wealth; a Sarasota based financial firm with a focus on helping individuals experiencing transition.Originally from Maryland, Jennifer brought her over 26 years (44 years if you count going into the office with her father as a child) of expertise in the financial services industry to Florida. Jennifer has found that a relationship with an advisor is most critical at the intersections in life where emotions collide with financial events.She enjoys facilitating her clients through challenges as they experience life's upsets such as divorce, the loss of a spouse, or business to retirement transition. Whether you are experiencing divorce, a business client expanding or selling your operation, or a couple wanting to make sure they have provided for their family, Modern-Wealth may be a good fit. Jennifer provides a fresh perspective to the financial planning process by digging deep to understand what drives her clients.At Modern-Wealth, they build long-lasting relationships. As part of their process, they encourage clients to communicate their values to the most important people in their lives by writing a family love letter. This led her to write “Squeeze the Juice: Live With Purpose, then Leave a Legacy.” To connect with Jennifer:Website: https://squeezethejuicebook.com/LinkedIn: https://www.linkedin.com/in/jennifer-lee-awma%C2%AE-aif%C2%AE-1b5aa56/IG: https://www.instagram.com/modernwealthloveletter/Facebook: https://www.facebook.com/ModernWealthInvestWebsite: https://squeezethejuicebook.com/About the Host: Mardi Winder-Adams is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce. Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".Connect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram:...

The Sex Reimagined Podcast
Andy Heller: Is Your Marriage Over? How to Navigate Divorce with Grace and Protect Your Kids | #105

The Sex Reimagined Podcast

Play Episode Listen Later Sep 17, 2024 70:09 Transcription Available


Send us a textMeet Andy Heller, our guest on this episode of Sex Reimagined. Andy isn't your typical divorce expert - he's a successful businessman who never planned to write about relationships. But after going through his own high-conflict divorce and realizing the gaps in existing divorce literature, Andy spent seven years researching and interviewing experts to create a comprehensive guide for navigating divorce with compassion. In his book "Take the High Road: Divorce with Compassion for Yourself and Your Family," and throughout our conversation, Andy offers practical, compassionate advice for anyone facing divorce:HERE'S WHAT WE'RE DIVING INTO:The secret sauce to an amicable divorce (hint: it's not about winning)Co-parenting 101: How to keep the peace for your kids' sakeMoney matters: Smart financial moves during divorceDating after divorce: When and how to jump back inDealing with a high-conflict ex (without losing your cool)The long game: How your divorce impacts your kids' futureEPISODE LINKS *some links below may also be affiliate links Andy's Website | https://takethehighroaddivorce.com/ Andy's Book | Take the High Road: Divorce with Compassion for Yourself and Your Family THE VAGINAL ORGASM MASTERCLASS. Discover how to activate the female Gspot, clitoris, & cervical orgasms. Buy Now. Save 20% Coupon: PODCAST 20 Are you an online coach, expert, or industry leader wanting to drive social and cultural change without anxiety, procrastination, overworking, or burnout? Listen to the Embodied Entrepreneur Podcast. LAST 10x LONGER. If you suffer from premature ejaculation, you are not alone, master 5 techniques to cure this stressful & embarrassing issue once and for all. Buy Now. Save 20% Coupon: PODCAST20. THE MALE GSPOT & PROSTATE MASTERCLASS. This is for you if… You've heard of epic anal orgasms, & you wonder if it's possible for you too. Buy Now. Save 20% Coupon PODCAST20. Support the showSxR Hotline | SxR Website | YouTube | TikTok | Pinterest | Instagram | Dr. Willow's Website | Leah's Website

Divorce Coaches Academy
How Will You Know When It's Time to Go?

Divorce Coaches Academy

Play Episode Listen Later Jul 24, 2024 32:11


Send Us a Message (include your contact info if you'd like a reply)We're tackling one of the most challenging and emotionally charged questions many of our clients face: How do you know when it's time to divorce?No marriage is 100% happy all the time. Like any relationship, it's filled with both good times and hardship. But for some, the challenges become chronic and overwhelming, leaving them wondering if ending the marriage is the right choice. Deciding to divorce is never easy and it's rarely straightforward.  As actress Kate Hudson said, “The process of discovering with somebody that you love that you don't work is so painful.”In this week's episode, we'll explore the signs that indicate it might be time to part ways, the importance of weighing both emotional and practical factors, and the tools and strategies you and your clients can use to arrive at a decision that's right for them.  And we'll talk about the importance of preparing for the night you take dinner out of the oven - a favorite story that Debra likes to share.When it comes to making this big decision, we often find that clients already know that ending the marriage is inevitable, they just have some fears that we called “The Big Buts” in episode #75. They worry about finances, their kids, and conflict. They don't know where to start and they truly don't understand the process, their options, and the amount of control they have over the cost, the amount of conflict, and the outcome.That's why we encourage you to partner with your client to develop an exit strategy. This means helping them gather the information they need and develop action plans to remove the fear and uncertainty around when and how to divorce. Fear is not only the obstacle that keeps individuals stuck in unhealthy, unhappy marriages unable to make decisions or take action, but it's also the number 1 driver of cost and conflict in divorce. Join the Case Consultation and Mastermind Group on divorcecoachesacademy.com Learn more about DCA® or any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: @divorcecoachesacademyLinkedIn: divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

We Chat Divorce Podcast
115. The Flawed Premises In Divorce Financial Planning

We Chat Divorce Podcast

Play Episode Listen Later Jun 12, 2024 33:33


Welcome back to another episode of We Chat Divorce! Today, we chatted with Dawn Wiggins, a Marriage and Family Therapist, on everything from the importance of separating from your emotions to getting prepared, and developing strategies to navigate your divorce with confidence and knowledge!   Connect with us on social media: Facebook Instagram TikTok  Listen to more podcast episodes, read our divorce blog, and join our free divorce support group at mydivorcesolution.com. The We Chat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Catherine Shanahan, Karen Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work. WCD should not be used in any legal capacity whatsoever. Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD. Unless specifically stated otherwise, Catherine Shanahan and Karen Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew. WCD, CATHERINE SHANAHAN, AND KAREN CHELLEW EXPRESSLY DISCLAIM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. If you would like to obtain a typed transcript of this podcast episode, please email us at hello@mydivorcesolution.com. Please be sure to include the episode name in the transcript email request. Thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce Coaches Academy
How Much Will My Divorce (Really) Cost?

Divorce Coaches Academy

Play Episode Play 51 sec Highlight Listen Later Apr 24, 2024 28:43


Financial worries are at the top of most everyone's list when it comes to divorce and one common concern we hear from clients is how much it's going to cost to get divorced. So in this episode we're diving into not just how much divorce costs, but the factors that can influence it and how we can work with clients to keep their costs down.IBISWorld reports that revenue for the Family Law and Divorce Attorney sector is expected to be $12.9 billion for 2023. Whoa! That is a load of money that's moving from our clients' bank accounts to pay for the services of divorce professionals. Now we're not saying that attorneys aren't worth what they charge - competent legal advice is priceless.But we are saying that individuals and couples have a lot more influence over the cost of their divorce than they realize. And as most things in divorce and co-parenting, it comes down to how they manage conflict and their decision making.Listen in as we unpack all the costs that go into divorce, talk about how considering a divorce budget can help clients make strategic decisions, discuss the factors that influence whether our client has a Kia divorce or a Lamborghini divorce, and offer some tools and strategies for staying within their budget goals.Join Us Now: Save Your Sanity Divorce SummitLearn more about DCA® or  any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: @divorcecoachesacademyLinkedIn: divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

Divorce Dialogues
Divorce Financial Planning with a Love Letter—with Jennifer Lee

Divorce Dialogues

Play Episode Listen Later Mar 15, 2024 26:13


If you're going through a divorce, writing a love letter is probably the last thing on your mind. But Jennifer Lee, AWMA, AIF, suggests that sharing your values and hopes for the future in a family love letter to your children is a good first step for financial planning in divorce. So, how does a love letter help you set meaningful financial goals and make better money decisions? Jennifer is the founder of Modern Wealth, a Sarasota-based financial firm with a focus on helping individuals in transition, and author of Squeeze the Juice: Live with Purpose, Then Leave a Legacy. Jennifer brings a fresh perspective on the financial planning process by digging deep to understand her clients' values and helping them use money as a tool to accomplish their dreams. On this episode of Divorce Dialogues, Jennifer joins Katherine to share the personal experience that inspired her idea for a family love letter in the financial planning process. Jennifer explains why financial anxiety is such a common issue in the divorce process and challenges us to see money as a tool to reach our goals—not the goal itself. Listen in to understand how Jennifer supports the ‘non-moneyed' spouse in settlement negotiations and learn how Squeeze the Juice can help you make informed financial decisions in divorce. Topics Covered Why Jennifer includes writing a family love letter in the financial planning process Thinking of money as a tool to accomplish our dreams vs. the goal itself What drove Jennifer's father to communicate his values in a kind of family love letter Why anxiety around money is such a common issue in the divorce process How Jennifer helps the non-moneyed spouse in a divorce make financial decisions The danger in rushing through divorce negotiations because you want it to be done What experiences inspired Jennifer to write her book, Squeeze the Juice How your money story impacts the way you navigate financial decisions The 2 most important chapters in Squeeze the Juice for people going through divorce What it means to be the non-moneyed spouse in divorce (and what it doesn't mean) Why there's a power imbalance in divorce negotiations for the non-moneyed spouse Connect with Jennifer Lee Modern Wealth: https://modern-wealth.com/ Connect with Katherine Miller The Center for Understanding Conflict: http://understandinginconflict.org/ Miller Law Group: https://miller-law.com/ Katherine on LinkedIn: linkedin.com/in/kemiller1 The New Yorker's Guide to Collaborative Divorce by Katherine Miller: https://www.amazon.com/New-Yorkers-Guide-Collaborative-Divorce/dp/0692496246 Email: katherine@miller-law.com  Call (914) 738-7765 Resources Squeeze the Juice by Jennifer Lee: https://squeezethejuicebook.com/

Divorce Coaches Academy
First Steps When Money Fears Create Indecision, Inflexibility, and Conflict

Divorce Coaches Academy

Play Episode Play 44 sec Highlight Listen Later Feb 7, 2024 26:32


Money fears are pretty common in divorce. Clients may be afraid they don't know enough about money, won't get enough money or they'll have to give up too much money. Or they might have concerns that their partner will be difficult and they'll have to fight to get what's “fair”. By the way, most of us call “fair” the 4-letter F word in divorce because each person's definition of “fair” is different and it's the source of so much disagreement.In this week's episode, we dive into the first few important steps when working with money fears. When we are able to dial down fear, we also make it possible for clients to be less reactive, more flexible, and more strategic - and that means less conflict and better decisions.We find it so interesting that financial fears are one of the most common instigators of divorce conflict because money is widely known as one of the leading causes of divorce in America. We're taking people who likely couldn't agree about money in their marriage and asking them to make big decisions about money during their breakup. It just doesn't seem like a recipe for success. We review working with clients to establish a post-divorce budget and running through possible marital property settlement proposals. The key to minimizing money fears is a combination of understanding the divorce process, financial literacy, and values based decision making. When clients are prepared to negotiate from an interest based perspective, they improve the chances that they'll get a satisfying outcome.Learn more about DCA® or  any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: www.instagram.com/divorcecoachesacademyLinkedIn: www.linkedin.com/company/divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

Wealthy After Divorce
S2EP17:Navigating Co-Parenting After Divorce with Jordana Wolfson

Wealthy After Divorce

Play Episode Play 32 sec Highlight Listen Later Jan 11, 2024 32:43 Transcription Available


Navigating the aftermath of a divorce can feel like charting a course through stormy seas, especially when children are on board. That's why we invited Jordana Wolfson, co-founder of Co-Parenting Solutions LLC, onto the Wealthy After Divorce podcast. Her unique insights, born from a tapestry of personal experiences as a child of divorce, a divorced parent, and a former school principal, shed light on the art of constructing parenting plans that truly anchor the family post-separation. Delve into the essential components of these plans, and discover how to sidestep common pitfalls that threaten the peace and emotional well-being of your children. Resources:Connect with Jordana BY CLICKING HERERead more about the value of co-parenting facilitation from Jordana  HERE.Connect with Jacki Roessler and learn more about Divorce Financial Planning at Pearl Planning.Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

The Way2Wealth®
Ep 67: Navigating Divorce Financial Planning with Certified Divorce Financial Analyst, Sam Wilkerson

The Way2Wealth®

Play Episode Listen Later Dec 19, 2023 35:44 Transcription Available


Master the art of navigating through the complex world of divorce financial planning in our exclusive conversation with Certified Divorce Financial Analyst (CDFA), Sam Wilkerson. Promising a wealth of knowledge, Sam shares his journey from an analyst to a relationship-focused advisor, shedding light on the value advisors bring to their clients. With a focus on the crucial role of financial planning, we explore the distinctions between fee-based fiduciary services and commission-based product sales, offering insights to help listeners make informed decisions about their financial future.In today's episode we discuss:The nuances of budget creation, asset protection, and handling complicated financial instruments during a divorce. The importance of understanding the emotional and financial needs of clients during such a critical time as divorce The significant role a CDFA can play in mediating this process. Tune in to discover invaluable resources that can make the journey through divorce a little smoother and a lot less daunting.Learn more about our guest, Sam Wilkerson hereLinkedinHear Past episodes of the Way2Wealth Podcast!https://theway2wealth.comLearn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisorhttps://www.carsonwealth.com/team-members/scott-ford/Securities offered through Cetera Advisor Networks LLC, Member FINRA/SIPC. Investment advisory servicesoffered through CWM, LLC, an SEC Registered Investment Advisor. Cetera Advisor Networks LLC is underseparate ownership from any other named entity. Carson Partners, a division of CWM, LLC, is a nationwidepartnership of advisors. 19833 Leitersburg Pike, Suite 1 Hagerstown, MD 21742. Opinions expressed by thepresenter may not be representative of Cetera Advisors Networks LLC, or CWM, LLC.

The High Conflict Co-Parenting Podcast
Episode 263 Divorce Financial Planning, This Can't Be Overlooked, With Justin Reckers CFP CDFA

The High Conflict Co-Parenting Podcast

Play Episode Listen Later Oct 20, 2023 47:54


In this episode Brook has special guest Divorce Financial Planner Justin Reckers to discuss the importance of understanding your financial future and having a professional helping you map it out. Enjoy!!! You can contact Justin Reckers at https://wellspringdivorce.com/san-diego/ Free High Conflict Diversion Program Booklet: “When Co-Parenting Doesn't Work.” https://www.highconflict.net/free-booklet  Join our mailing list: Disengage and Thrive: One Email at a Time https://www.highconflict.net/emails For classes or one on one consults with Brook please visit our https://www.highconflict.net website to register.    

Divorce Coaches Academy
Why Divorcing Clients Need a CDLP® with Jody Bruns of the Divorce Mortgage Lending Association

Divorce Coaches Academy

Play Episode Play 34 sec Highlight Listen Later Sep 13, 2023 28:43


Our clients often face big decisions about real estate, especially the marital home, but as we'll discuss today, money matters in divorce aren't just about the numbers. They frequently get complicated by big emotions, so we thought our guest Jody Bruns would be the perfect expert to talk us through the best way to support our clients in making smart, strategic  decisions when it comes to mortgage financing.Jody is President and Founder of the Divorce Lending Association and is credited with establishing industry certification programs for both real estate and mortgage professionals working with divorcing clients. Jody takes her knowledge further as an approved continuing education provider for multiple bar associations and financial planning boards, educating attorneys, financial planners, and other divorce professionals on the underlying concerns when divorce and real estate meet head-on.Listen in as we discuss the role of a CDLP®, how their specialized training sets them apart, and why having your client consult with one early in the process can both de-escalate conflict and result in a more satisfying settlement agreement. Here are just a few highlights from our conversation:No all mortgage lenders are the same - why the CDLP® designation mattersWhy bringing in a CDLP® earlier can improve outcomes for everyoneHow a CDLP® supports negotiation and proposal developmentWhy emotions play such a big role in real estate decisionsWhere clients can find a CDLP® in their areaWe know you'll enjoy getting to know Jody as much as we did.Learn more and find a CDLP®: divorcelendingassociation.comLearn more about DCA™ or  any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: www.instagram.com/divorcecoachesacademyLinkedIn: www.linkedin.com/company/divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

Wicked Pissah Podcast
#169 - Divorce Financial Planning - Diane Pappas

Wicked Pissah Podcast

Play Episode Listen Later Sep 12, 2023 41:40


Kathleen and Jeff speak with Diane Pappas of Solutions for Divorce. Solutions for Divorce is a boutique fee-only Divorce Financial Planning firm on the North Shore of Boston dedicated to improving the divorce process for individuals and couples going through this challenging time in their lives.    https://www.linkedin.com/in/dianecpappas/ https://www.linkedin.com/company/solutions-for-divorce-llc/ https://solutionsfordivorce.com/   https://www.fpanewengland.org/2023/07/september-13-wicked-good-half-day-talks-boston-ma/

Women Investing Network's Podcast
122: Uncover Hidden Money in Divorce: Red Flags and Financial Tips with Forensic Accountant Tracy Coenen

Women Investing Network's Podcast

Play Episode Listen Later Aug 26, 2023 17:42


Forensic accountant Tracy Coenen discusses her book "Find Me the Money" with Jason. She highlights the ways money is hidden during divorces, from secret bank accounts to diverting paychecks. Tracy emphasizes the importance of understanding divorce processes, suggesting prenuptial agreements as smart financial planning for all. She addresses red flags in marriages, such as changes in financial behavior, secret spending, and unusual transactions. Tracy stresses the need for both spouses to be financially knowledgeable during divorce negotiations. For more information, visit her at https://www.fraudcoach.com/. #ForensicAccounting #DivorceFinance #FinancialPlanning #Prenup #HiddenMoney #MarriageRedFlags #MoneyManagement #FinancialAwareness   Key Takeaways: 0:59 Welcome Tracy Coenen 1:24 Squirreling money away 2:36 Divorce Financial Planning and prenups 3:29 The things people do 4:40 How about the wealthier clients 5:37 Tracy's rates and untangling the web games people play 8:46 Understanding the process of divorce and recommending prenups 11:45 Expecting too much from marriage  13:08 Fraud and spotting the red flags  15:09 Separate or joint filings of taxes 16:04 Know your finances   "The marriage is not a business transaction; the divorce is."   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

52 Pearls: Weekly Money Wisdom
Episode 176: An Insight into Divorce Forensic Accounting with Tracy Coenen

52 Pearls: Weekly Money Wisdom

Play Episode Listen Later Jul 11, 2023 24:36 Transcription Available


Have you ever wondered what a forensic accountant does in divorce cases? Are you worried about hidden assets or financial infidelity? In this episode, co-host Melissa Fradenburg, CDFA®️, AIF® welcomes Tracy Coenen, a renowned forensic accountant who specializes in helping find money during divorce. Tracy has created a 10-step Divorce Money Guide to help you find hidden assets and take control of the finances during your divorce, and she and Melissa dive into a few of the steps.  They also discuss how to spot financial fraud and infidelity, as well as what every spouse, especially stay-at-home partners, should know about their family finances.As a forensic accountant, Tracy has investigated hundreds of fraud cases in various industries and served as an expert witness in numerous cases involving damage calculations, commercial contract disputes, shareholder disputes, and criminal defense.  Tune in for an informative and empowering conversation on how to take control of your financial future  and learn from Tracy's wealth of knowledge.RESOURCESYou can learn more about Tracy Coenen and find all the resources mentioned in this episode  HERE.Order Tracy Coenen's book, Find Me the Money: Take Control, Uncover the Truth, and Win the Money You Deserve in Your DivorceFollow the Wealthy After Divorce Podcast HERE.Listen to Episode 175: Financial Planning Discussions for Couples.Learn more about  Pearl Planning .Register for our Summer Economic Update and Investment Outlook Webinar. Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. Pearl Planning is not affiliated with and does not endorse the opinions or services of Brian Cohen or his affiliates. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.Tracy shares tell-tale signs to look out for when it comes to marital finances. Whether you're going through a divorce or simply curious about forensic accounting, this is an episode you wouldn't want to miss.

Wealthy After Divorce
Episode 24: Uncovering Hidden Assets During Divorce with Tracy Coenen

Wealthy After Divorce

Play Episode Listen Later Apr 27, 2023 24:16


In this episode, co-host Melissa Fradenburg, CDFA®️, AIF® welcomes Tracy Coenen, a renowned forensic accountant who specializes in helping find money during divorce. Tracy has created a 10-step Divorce Money Guide to help you find hidden assets and take control of the finances during your divorce, and she and Melissa dive into a few of the steps.  They also discuss how to spot financial fraud and infidelity, as well as what every spouse, especially stay-at-home partners, should know about their family finances.As a forensic accountant, Tracy has investigated hundreds of fraud cases in various industries and served as an expert witness in numerous cases involving damage calculations, commercial contract disputes, shareholder disputes, and criminal defense.  Tune in for an informative and empowering conversation on how to take control of your financial future  and learn from Tracy's wealth of knowledge.RESOURCESYou can learn more about Tracy Coenen and find all the resources mentioned in this episode  HERE.To read about how Pearl Planning can help you though your divorce or schedule an initial complimentary consult,  CLICK HereLinks are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. Pearl Planning is not affiliated with and does not endorse the opinions or services of Brian Cohen or his affiliates. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

Wealthy After Divorce
Episode 22: Surviving Divorce for Stay-At-Home Moms with Leah Hadley, CDFA

Wealthy After Divorce

Play Episode Play 34 sec Highlight Listen Later Mar 30, 2023 27:51


In this episode, Jacqueline Roessler, CDFA® and her guest, Leah Hadley, CDFA® talk about divorce and supporting the unique concerns of stay-at-home parents. For any client who has been out of the workforce and dependent on their spouse's income, financial fears can be a primary barrier to settlement. In fact, some people wait years to file for divorce simply due to that fear. Working with a CDFA (Certified Divorce Financial Analyst) as a “thinking” partner can provide insight on the process and teach clients how to analyze the financial decisions they're facing with confidence.  We will discuss:The importance of understanding all the financial options as it relates to the houseMaking sure you don't sacrifice your retirement well-beingFunding for children's extra-curriculars, private school and college costs RESOURCESRead more about Leah's firm or connect with her on social media, HEREIG: https://www.instagram.com/watchherthrive/LI: https://www.linkedin.com/in/leahahadley/FB Page: https://www.facebook.com/greatlakesdfsFB Group: https://www.facebook.com/groups/watchherthrive Download Leah's Divorce Checklist to get organized before reaching out to a professional  HERE Sign up for Leah's “Financial Freedom” Webinar HEREFind out how Jacki Roessler, CDFA® advocates for divorce clients during the divorce process by scheduling a complimentary 30-minute initial consult  HERE Download Jacki's Budget Worksheet HERE  Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial adv&a

Financial Advisor's Workshop with Brian Kasal
#43 Bridging the Gender Gap in Financial Education w/Stacy Francis, President & CEO at Francis Financial

Financial Advisor's Workshop with Brian Kasal

Play Episode Listen Later Mar 29, 2023 39:01


Download “How to Find Ultra High Net Worth Clients” from ⁠https://FinancialAdvisorsWorkshop.com⁠ Stacy (⁠http://www.francisfinancial.com/⁠) is the President and CEO of Francis Financial, Inc., a fee-only boutique Wealth Management, Financial Planning, and Divorce Financial Planning firm dedicated to providing ongoing comprehensive advice for high-achieving women and couples in transition. In this episode, Brian and Stacy discuss: Money Gives You Options Financial Issues When Dealing With Divorce Communicating With Clients During Divorce Building a Thriving Financial Advisory Business LinkedIn: ⁠https://www.linkedin.com/company/francisfinancialinc⁠ Twitter: ⁠https://twitter.com/francisfinance⁠ Facebook: ⁠https://www.facebook.com/FrancisFinancialInc/⁠ To see short videos of all our best FA Business Growing tips follow us on: Instagram: ⁠https://www.instagram.com/FinancialAdvisorsWorkshop⁠ TikTok: ⁠https://www.tiktok.com/@faworkshop⁠ YouTube: ⁠https://www.youtube.com/@financialadvisorsworkshop⁠ Facebook: ⁠https://www.facebook.com/FinancialAdvisorsWorkshop⁠ Twitter: ⁠https://twitter.com/FAsWorkshop⁠ iTunes: ⁠https://podcasts.apple.com/us/podcast/financial-advisors-workshop-with-brian-kasal/id1614768408⁠ Spotify: ⁠https://open.spotify.com/show/4OB78889GRx2FHjvWtsyeE⁠ Website: ⁠https://financialadvisorsworkshop.com/⁠ Interested in working at FourStar: ⁠https://financialadvisorsworkshop.com/advisors⁠ DISCLAIMER: This content is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at ⁠www.adviserinfo.sec.gov⁠

Episode 390: The Financial Physician 031223

"The Financial Physician" with Lou Scatigna, CFP

Play Episode Listen Later Mar 12, 2023 116:31


Divorce Financial Planning.Weekly Market Review.The Banking Crisis Has Begun.SBV Crash.Extinction Event for Start Up Companies.Will There Be a Bank Run on Monday Morning?

The Gray Divorce Podcast
Military Divorce with Special Guest David Smith (Lt. Col. ret.)

The Gray Divorce Podcast

Play Episode Listen Later Mar 11, 2023 30:40 Transcription Available


In this episode I talk to David Smith, A CDFA in Panama City who specializes in Military Divorce. Military Divorce is a different creature than civilian divorce and has a particular set of rules and regulations, as might befit the military!David and I untangle the various rules and benefits that apply to couples in military divorce.Thanks for listening! We'd be very grateful if you'd subscribe to the podcast and give us 5 stars! Please visit Transcend Retirement or Wiser Divorce Solutions. Follow Andrew on LinkedIn too!

Wealthy After Divorce
Episode 20: What's Mine is Mine and What's Yours is Ours: Separate Property in Divorce with Attorney Alisa Peskin-Shepherd

Wealthy After Divorce

Play Episode Play 34 sec Highlight Listen Later Mar 2, 2023 33:36


Dividing property during a divorce can be a contentious topic for many couples. Today our guest is Family Law Attorney and Mediator Alisa Peskin-Shepherd. Alisa specializes in looking at what is presented to her as well as what is possible while practicing family law and conflict resolution. She will share her best practices for those navigating property issues during divorce.  Resources:Listen to Alisa discuss Collaborative Divorce with Melissa Joy, CFP, CDFA in a throwback episode of our sister podcast, "52 Pearls" by clicking here.Find more information on  Alisa Peskin-Shepherd HERE.Connect with Jacki Roessler and learn more about Divorce Financial Planning at Pearl Planning.Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

Divorce Coaches Academy
You're Not the Boss of Me: Helping Clients Hold Onto Their Power

Divorce Coaches Academy

Play Episode Play 30 sec Highlight Listen Later Mar 1, 2023 27:52


When clients punt responsibility for their divorce decisions to others, it's a recipe for regret and resentment. In today's episode, Tracy and Debra discuss why this happens, what the repercussions are for the client, and what you can do to help.We get it. Clients beginning the divorce process are scared. There's so much they don't understand and many assume they simply go hire an attorney and that's all they need to do. Their attorney will protect them and work for their best interests.Ah, but it isn't that simple. Abdicating responsibility for decision making to an attorney or other professional just leaves clients feeling confused, disempowered, frustrated, and angry. These are the people that feel victimized and are still talking about their divorce 5 or 10 years after the fact.If a client wanted to remodel their kitchen, they wouldn't let their contractors set the budget, decide where to put the electrical outlets or choose the backsplash tile. Why are they so quick to hand their power over in divorce?As a divorce coach, our job is to help our clients take back the reins. To support them in learning to use their voice, ask questions, communicate clearly and directly, and use their divorce team members as contractors. Certainly, they may need the assistance of attorneys or financial professionals for their expertise, but our client is the decision maker. When you can support your client to stay engaged and be in charge of their own divorce, instead of punting that to someone else, they'll be able to make informed, intentional decisions. And that's a win.You can learn more about DCA™ or find out about any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: www.instagram.com/divorcecoachesacademyLinkedIn: www.linkedin.com/company/divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

Wealthy After Divorce
Episode 19: How to Live Life to the Fullest after Divorce with Nicole Middendorf

Wealthy After Divorce

Play Episode Play 21 sec Highlight Listen Later Feb 16, 2023 25:03


Finding footing and choosing next steps to live your best life after divorce can be overwhelming. Today our guest Nicole Middendorf, CEO of Prosperwell Financial, will be discussing how to live life to the fullest after divorce. Nicole is a born coach, entrepreneur, accomplished public speaker, author of 5 books and believes that sometimes out of the worst things in life sometimes comes the best. Nicole will share her experience navigating her own divorce and the path to a better future. Resources:Find out more about Nicole Middendorf and Prosperwell Financial.Connect with Melissa Fradenburg and learn more about Divorce Financial Planning at Pearl Planning.Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

The Gray Divorce Podcast
Lifestyle Analysis in Divorce

The Gray Divorce Podcast

Play Episode Listen Later Feb 11, 2023 12:33 Transcription Available


In this episode we tackle the topic of lifestyle analysis in divorce. Lifestyle analysis is a useful tool for attorneys in cases where one party has a claim for spousal support. The lifestyle analysis establishes the standard of living of a couple in marriage. It's a very detailed look at the income and day-to-day expenses incurred during the marriage and looks closely at the spending habits of both parties.A lifestyle analysis might be referred to as a budget on steroids. Typically, a lifestyle analysis is done in a high net worth divorce case. Discretionary expenses such as luxury travel, high end restaurants and private club memberships are typically tabulated in a lifestyle analysis.Thanks for listening! We'd be very grateful if you'd subscribe to the podcast and give us 5 stars! Please visit Transcend Retirement or Wiser Divorce Solutions. Follow Andrew on LinkedIn too!

The Divorce Podcast
Episode #76: Divorce financial planning during a cost of living crisis

The Divorce Podcast

Play Episode Listen Later Feb 8, 2023 36:10


In this episode, Kate was joined by Louise Oliver, a Certified Financial Planner and Chartered Wealth Manager to discuss financial planning and divorce during a cost-of-living crisis. Louise has worked in the financial services sector for over 30 years. Throughout her career, she has regularly featured as a financial expert in the media, including across the BBC, Moneybox and local radio. They began this episode by discussing the value a financial planner can bring to discussions during divorce and separation. Louise explained the importance of being pragmatic, and willing to tweak your agreements as you move through the process. They looked at the impact of fluctuating asset valuations, especially during a cost-of-living crisis, and the importance of making sensible investments that reflect your attitude to risk. Louise made the point that different types of assets react differently to the varying market conditions and the importance of having a mix of different assets when you separate finances after divorce. They also explored options around the family home, maintenance payments and pensions. 

Divorce Coaches Academy
Is Your Client Looking for a Lamborghini Divorce on a Kia Budget?

Divorce Coaches Academy

Play Episode Listen Later Jan 25, 2023 23:23


Today we're preaching about the much overlooked topic of the divorce budget. That means talking with your client early on in your coaching relationship about the amount of money they'd like to spend on their divorce.Why is that so important? Because they can't get a Lamborghini divorce on a Kia budget. Cultural norms tell people that if they want to get divorced, they have to hire a full-scope attorney. And yet we hear consistently from clients that they aren't happy with their attorney-client relationship. And that's because they jumped the gun. They hired someone before they thought through their divorce budget.A lawyers.com study revealed that 75% of respondents hired an attorney to get their attorney fees paid for. What? They hired an attorney and then had to pay the attorney they couldn't afford to try to argue that their spouse should pay their attorney fees? That's some backwards thinking.When clients start divorce without an understanding of the process, without preparation or without thinking through the implications of their decisions, they set themselves up to be a passenger on a runaway train. Costs and conflict can escalate before they know what happened.If you're fortunate enough to work with a client at the very beginning stages of their divorce, we really encourage you to have this divorce budget conversation with them. It will help them make intentional decisions that are in alignment with their goals and insure that they aren't spending money on legal and professional fees that would be better spent on a kid's college, a downpayment on a house, or starting a business.If your client wants a Kia divorce, they need help to be accountable that their actions and choices will help them achieve that goal. Otherwise, they might end up with a really expensive car they can't afford.You can learn more about DCA™ or find out about any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: www.instagram.com/divorcecoachesacademyLinkedIn: www.linkedin.com/company/divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

Wealthy After Divorce
Episode 17: Where is My Money? How QDROs Work with Jacki Roessler, CDFA

Wealthy After Divorce

Play Episode Play 26 sec Highlight Listen Later Jan 19, 2023 17:27


In this episode, Jacqueline Roessler, CDFA® explains the QDRO process for post-divorce clients. Clients are often overwhelmed and confused by the length of the time it takes to put QDROs in place. Additionally, clients are confused about who plays what role in getting to the QDRO finish line and why it's important to be proactive.  If you're wondering “where's my money?”, this episode will point you in the right direction.We will cover:What is a QDRO and why do you need one? The many stages of getting your QDRO processed When you can expect to receive your moneyResources:Contact Jacki via email at jacki@pearlplan.comRead Jacki's blog on QDRO timing HERE.Find out how Jacki Roessler, CDFA® advocates for divorce clients during the divorce process by scheduling a complimentary 30-minute initial consult HERE.As a companion to this episode, download our QDRO Process Flowchart by clicking  here: https://pearlplan.com/wp-content/uploads/2023/01/QDRO_Process_Pearl_Planning.pdf  Read the US Government's Accountability Office's Recommendation on the processing of QDROs after divorce HERE.Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

Wealthy After Divorce
Episode 16: Health Insurance after Divorce with Anthony Fracchia

Wealthy After Divorce

Play Episode Listen Later Jan 5, 2023 32:40


Finding a health plan can be overwhelming and there is more to shopping for health insurance than just finding the lowest premium. This weeks' guest, Anthony Fracchia, President, and CEO of Altruis Benefit Consulting will be discussing the process of purchasing health insurance after divorce. Anthony co-founded Altruis Benefit Consulting with his father in 2002, creating a business model that revolves around helping businesses, families, and individuals understand their benefit options and educating them on the differences. Altruis Benefit Consulting is one of largest producers of individual health insurance in the state of Michigan. Anthony will share why you should consider all options like available subsidies or tax credits before the final decree is signed, and why it is important to consider what your family's actual needs will be as far as medications, specialist visits and treatment rather than just the bottom line on your monthly premium. Resources:Find out more about Anthony Fracchia and Altruis Benefit Consulting. Connect with Anthony Fracchia on LinkedIn.Read Altruis Newsletter about open enrollment HERE.Find out more about changes to health insurance since the Affordable Care Act HERE. Connect with Melissa Fradenburg and learn more about Divorce Financial Planning at Pearl Planning.Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

Divorce Coaches Academy
But I'm Bad at Math (And Other Lies We Don't Believe)

Divorce Coaches Academy

Play Episode Play 40 sec Highlight Listen Later Dec 14, 2022 22:35


Today on the podcast we're doing some myth busting. If you think you're bad at math or have been afraid to dive into divorce financial matters with your clients, then keep listening. We're going to give you the confidence to jump into the deep end.Of course financial professionals provide a ton of value in divorce and they serve a necessary role. Nobody wants amateurs valuing a business or valuing a pension, doing forensic or fraud investigation, or providing tax advice. BUT, and it's a big but ... there is so much you CAN do with clients to help them make good decisions.That's why we're offering the Financial Foundations from a CDFA 4-week course starting in January 2023. To give you the information, tools, and even spreadsheets you need to do this foundational work with clients.So many clients show up with $$$ fears - are they going to have enough? This is an answerable question starting with the client's budget. First their divorce budget - how much do they want to spend on their divorce, how much do they have available, and what process and what decisions would they have to choose to stay within that amount? And next, their monthly budget. What are their cash flow needs. You can work to help them identify both of these. You can also help them document their assets and debts and begin to create proposals that address their needs.And when an outside financial professional is needed, you'll work with your client to determine who they want to hire and the scope of work they want to have done.There's no need to punt all the financial work to the pros when you've got a CDFA to show you how to do it! You can learn more about DCA™ or find out about any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: www.instagram.com/divorcecoachesacademyLinkedIn: www.linkedin.com/company/divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

Wealthy After Divorce
Episode 12: Year End Financial Planning with Melissa Joy, CFP®

Wealthy After Divorce

Play Episode Listen Later Nov 10, 2022 18:32


Are you recently or soon-to-be divorced? As a CERTIFIED FINANCIAL PLANNER® professional and Certified Divorce Financial Analyst®,  Melissa Joy specializes in post-divorce financial planning and wealth management. She is the founder of Pearl Planning, podcast host of 52 Pearls: Weekly Money Wisdom and has over 20 years industry experience.  In this episode, Melissa Joy and host Melissa Fradenburg CDFA® discuss important year end financial planning for recently divorced individuals. Learn what to review when it comes to taxes, investments, and   cash reserves and how to organize your financial "to-do's" and set intentions going into the new year. Resources:Find out more about Melissa Joy, CFP® Listen to Episode 140: Making the Most of Your Employee Benefits with Melissa Joy.Listen to Episode 11: Keeping Halloween Sweet for Divorced Families with Brett Sherman.Watch the REPLAY of Pearl Planning Year End Planning Webinar for 2022. Find out how Pearl Planning assists post-divorce clients transition to a successful and purposeful post-divorce life. Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

Divorce Coaches Academy
Don't Be Afraid to Tackle Divorce Financial Planning With Your Clients

Divorce Coaches Academy

Play Episode Play 27 sec Highlight Listen Later Sep 14, 2022 22:24


This week we want to encourage you to talk money with your clients. Financial professionals (like CDFA's, CPA's, and forensic accountants) certainly play a role in divorce, but as a divorce coach, we don't want you to be afraid to dive into the topic too. It doesn't matter if calculators make you nervous or you failed high school algebra, you can provide a lot of value working with your client on at least these 2 things: 1) their divorce budget and 2) their post-divorce budget.We know you're already talking with clients about the options available to them for ending their marriages (pro se, mediation, litigation, etc...), but are you discussing how much money they want to spend ? A divorce budget is simply being intentional about choosing a process and making decisions that don't put your client in difficult position after divorce. You're simply asking them to consider where they will get the money  and how it will affect their future well-being if they spend $20k, $50k, or $100k in legal fees. Next, you are MORE than qualified to start helping them tackle the idea of a post-divorce budget. In other words, how much is it going to cost them on a monthly basis to live on their own? Where will they live? Can they qualify to refinance the house and afford all the associated expenses? How much will health insurance be? This work shouldn't be put off because it is an important filter through which your client will be making divorce decisions like:Whether to keep the houseHow much spousal support they needIf they need to work and much they need to earnIf trading retirement assets or investment accounts makes senseAs their case progresses, there may be a need to add a financial professional to the team, but don't shy away from starting these discussions with your client. There's a lot of good reality testing that can happen here.You can learn more about DCA™ or find out about any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: www.instagram.com/divorcecoachesacademyLinkedIn: www.linkedin.com/company/divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

The Future of Real Estate
Divorce Financial Planning - Kristin Afelumo, HerPlanning.com

The Future of Real Estate

Play Episode Listen Later Aug 24, 2022 7:59


Divorce Financial Planning - Kristin Afelumo, HerPlanning.com by Darryl Baskin, eXp Realty

Divorce Coaches Academy
Building a Professional Divorce Dream Team with Guest Cindy Stibbard

Divorce Coaches Academy

Play Episode Listen Later Jul 27, 2022 24:26


We're excited to bring you another spotlight coach interview with our CDC colleague Cindy Stibbard.Cindy is the driven and compassionate entrepreneur and CEO behind Divorce ReDefined, her Vancouver-based separation and divorce coaching practice. After going through her own high-conflict divorce, this passionate and determined mother of two, became inspired to help others successfully navigate this difficult time in their lives. As a Certified Divorce Coach® and Certified Divorce Specialist, and trained Relationship Discernment/Decision Coach, Cindy created her unique practice to help people on an international level through every stage of their divorce. Cindy was gracious enough to spend some time with Debra to chat about how divorce coaches play a key role in helping those going through divorce choose the right professionals for their team.We talked about how the divorce coach is the most underrated player in divorce today. Cindy uses the analogy of a concierge to describe how a coach works as the single go-to person who helps clients find the resources and information they need to feel informed and in control.Cindy and Debra examine why having the right professionals involved can set clients up for successful negotiation, good decision making, lower costs, better co-parenting relationships, and better outcomes.Divorce coaches truly do play a critical role in helping clients build their professional dream team.You can find Cindy at the following links:Website: https://www.divorceredefined.ca/Instagram: https://www.instagram.com/divorceredefined/TikTok: https://www.tiktok.com/@divorceredefinedYou can learn more about DCA™ or find out about any of the classes or events mentioned in this episode at the links below:Website: www.divorcecoachesacademy.comInstagram: www.instagram.com/divorcecoachesacademyLinkedIn: www.linkedin.com/company/divorce-coaches-academyEmail: DCA@divorcecoachesacademy.com

Wealthy After Divorce
Episode 1: Who Pays the Bills During a Divorce?

Wealthy After Divorce

Play Episode Play 26 sec Highlight Listen Later Jun 1, 2022 29:36


Are you afraid to file for divorce because you don't have access to marital funds? How will you pay your attorney's retainer or pay the household expenses if your spouse moves out? In the episode, Michigan family law attorney, Max Emmer, will ease the fears many women (and men!) have when it comes to taking the first step in the divorce process.  Max shares some practical tips and mistakes to avoid. Resources: ·       Find out about Max Emmer Law Plc. ·       Read a blog, Will I Have Access to Money When I File for Divorce?·       Learn about Jacki Roessler and Pearl Planning. ·       Read a blog, Max Emmer Sits Down with Pearl Planning to Discuss Common Money Issues During Divorce. Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

The Women's Eye with Stacey Gualandi and Catherine Anaya | Women Leaders, Entrepreneurs, Authors and Global Changemakers
315: Tips for Surviving the Financial Fallout From Divorce with Money Planner Catherine Scrivano

The Women's Eye with Stacey Gualandi and Catherine Anaya | Women Leaders, Entrepreneurs, Authors and Global Changemakers

Play Episode Listen Later Apr 5, 2022 14:02


Going through a divorce is such an emotionally difficult time. Dealing with the finances can be overwhelming, especially for those over 50 experiencing "grey divorces." Catherine Scrivano, President of CASCO Financial, shares financial planning tips for divorce including how–and when–to take steps to secure your financial future with TWE Host Catherine Anaya on TWE Podcast's Building Money Power segment. Learn more about The Women's Eye, an online magazine, podcast and zoomcast, at The WomensEye.com. To learn more about The Women's Eye, an online magazine, podcast and zoom cast: Website: TWE Podcast: Facebook: Twitter:   Instagram: About Catherine Scrivano and CASCO Financial:

52 Pearls: Weekly Money Wisdom
Episode 85: Qualified Domestic Relation Orders with Sharee Burkel

52 Pearls: Weekly Money Wisdom

Play Episode Listen Later Oct 12, 2021 30:41


Melissa Joy, CFP® is joined by Sharee Burkel, the owner of the QDRO Company, LLC, a CERTIFIED FINANCIAL PLANNER™ practitioner, Certified Divorce Financial Analyst (CDFA®), and Certified QDRO Specialist™. In this episode they discuss Qualified Domestic Relation Order (aka QDRO) in simple and easy to understand terms. If you need to divide retirement assets in divorce, you may need a QDRO. We explain the ins and outs.You will learn: A QDRO is a legal document that divides a financial asset, specifically retirement plans pursuant to divorce.Why do I need one drafted?How do I start the QDRO process?What happens if I never ordered the QDRO after my divorce was final?Resources:The QDRO Company LLC website HERE.Learn more about Sharee Burkel, CFP®, CDFA®, CQS™Additional divorce resources and blogs HERE.Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Pearl Planning does not provide legal or tax advice. Please be sure to consult with the appropriate legal or tax professional with regards to your situation. 

52 Pearls: Weekly Money Wisdom
Episode 84: Understanding Spousal Support with Peter Bissett

52 Pearls: Weekly Money Wisdom

Play Episode Play 30 sec Highlight Listen Later Oct 5, 2021 30:37


In this episode, Melissa Joy CDFA® is joined by attorney Peter Bissett, PLC to discuss spousal support. Peter works both in litigation and collaborative law practice, and focuses solely on divorce, custody, and parenting time proceedings. In this episode, Melissa and Peter address the many variables that go into determining spousal support in the divorce process. You will learn:·       Even in a “no-fault” divorce state, fault can play a role in spousal support. ·       What are the 14 factors considered when determining the support amount?·       How is monthly spousal support determined if the higher-earning spouse is paid in commission or bonus pay?·       What happens if the paying spouse dies or becomes unemployed?Resources:Find more information about Peter Bissett, PLC HERERead Peter's Blog ,What Happens to the Equity in our House if we get Divorced?Learn how Divorce Financial Planning can help.Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Pearl Planning does not provide legal or tax advice. Please be sure to consult with the appropriate legal or tax professional with regards to your situation. 

52 Pearls: Weekly Money Wisdom
Episode 75: Financial Issues in Divorce with Anthony Urbani II J.D. and Jennifer Adlhoch

52 Pearls: Weekly Money Wisdom

Play Episode Listen Later Jul 23, 2021 24:39


In this episode Melissa Fradenburg financial advisor, RJFS covers common financial questions that come up in the divorce process with family law attorney, Anthony Urbani II J.D. and Realtor, Jennifer Adlhoch, Esq. Divorce is an emotional process in which many important financial decisions need to be made. These decisions can have lasting impact on an individuals' financial health and ability to build wealth well after the divorce is finalized. Through years of experience helping clients navigate both the legal and the home buying/selling process, our guests will cover some of the common mistakes as well as key financial aspects you should consider in divorce.You will learn:·       What legal tools do attorneys have when it comes to finances when it is suspected one party is hiding assets in divorce.·       The three elements of “equity” when it comes to division of assets in divorce.·       Why you should have market analysis done on the marital home before deciding on selling or staying in the house in a divorce.·       Why you should not ignore the section of your degree that addressing the QDRO process.·       What factors should you consider when it comes to keeping or selling the marital home?·       What steps you need to take after the divorce decree is final with a Qualified Domestic Relations Order (QDRO).·       Are you eligible for financial support from your spouse during the divorce process? Resources:Read about Anthony Urbani II HERE.Find out more about Urbani & Marshall, P.C.Connect with Jennifer Adlhoch on LinkedIn or at https://www.adlhoch.com/agents.htm.Register for Webinar on Financial Considerations in Divorce HERE.  Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Pearl Planning and its advisors do not provide legal advice. Please be sure to consult with the appropriate legal professional with regards to your situation. 

The Divorced Woman's Guide Podcast
How to Stop Feeling Financially Trapped in Your Relationship

The Divorced Woman's Guide Podcast

Play Episode Listen Later May 25, 2021 35:13


Are you holding back on deciding on a divorce because you're afraid of what financial independence might look like? Financial expert Stacy Francis has a passion for helping women who feel financially trapped in relationships and has powerful advice to help assess and make financial decisions throughout the divorce process. In this episode, Stacy and I discuss the common financial mistakes women make when transitioning out of a relationship and the key things everyone needs to know about finances before, during, and after divorce. We'll also share resources to help you feel empowered and ready to take the first step to create your long-term plan for financial stability. Three Things You’ll Love About This Episode: Take the fear out of your financial future Stacy shares her best tips for assessing your current financial situation and things to consider when creating a plan for moving forward Learn how money impacts the decisions we make Financial assets influence more choices than you realize. Learn the first thing you should do financially when facing divorce and how it sets up your future decisions Avoid mistakes when dividing assets Thinking you want to keep the house? Learn why that decision may not serve you and other things to consider when looking at your current assets GUEST BIO: Stacy Francis is the CEO & President of Francis Financial a fee-only Financial Management, Financial Planning, and Divorce Financial Planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. She is a Certified Financial Planner® (CFP®) and Certified Divorce Financial Analyst® (CDFA®) with over 20 years of experience in the financial industry. Stacy is also the founder of Savvy Ladies™, a nonprofit organization dedicated to educating and empowering women to take control of their finances. She is a nationally-recognized financial expert featured on CNBC’s Digital Financial Advisor Council, the Forbes Finance Council, Kiplinger, and The Wall Street Journal. Stacy is the host of Financially Ever After, a podcast focusing on women, money, and divorce. She is also the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. https://francisfinancial.com/ https://twitter.com/FrancisFinance https://www.facebook.com/FrancisFinancialInc/ https://www.linkedin.com/company/francisfinancialinc/  

What Is Your Money Really For?
Divorce Financial Planning with a Certified Divorce Financial Analyst

What Is Your Money Really For?

Play Episode Listen Later May 25, 2021 16:52


Jennifer Merida, CDFA, with The Tranel Financial Group goes through why you would work with a CDFA and how they can help you. When going through a divorce, it's a very emotional time and decisions can be made with haste. Learn how working with a CDFA can help you come out ahead in a divorce.

52 Pearls: Weekly Money Wisdom
Episode 63: Finding Your Worth with Amalia Miralrio

52 Pearls: Weekly Money Wisdom

Play Episode Listen Later May 4, 2021 26:11


In this episode, Melissa Fradenburg, Financial Advisor, RJFS, and Amalia Miralrio, LCSW, LMSW discuss knowing your worth both in relationships and after a relationship has ended. Issues of self-worth can be sneaky and do not necessarily have anything to do with money. While Melissa helps people to understand the financial numbers in a split, Amalia focuses on helping people know their emotional worth. When things do not turn out the way we envisioned, whether a relationship or a career, there is normal grief of what we thought life would be like.  Listen to this episode to figure out how to unpack these emotions and move forward knowing your worth. You will learn:How do the problems that might bring you to therapy show up in your daily life?Therapy is not so much about a diagnosis but more about learning how to process feelings that you are having.Worth in a relationship does not have to do with how much you earn.What is ambiguous grief? Resources: Find out more about Amalia's Services and Amity Counseling Detroit. Follow Breakup Therapist Detroit on Instagram. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. 

In Your Corner Divorce
DIVORCE: Debora Venzor & Carey Shuffman from USB Financial Group

In Your Corner Divorce

Play Episode Listen Later Jan 20, 2021 39:55


We discuss Divorce Financial Planning, Owning Your Worth, what women all over wish they would have known about money and so much more. DIVORCE IS EXPENSIVE AND POST DIVORCE LIFE OFTEN REQUIRES US TO REIMAGINE HOW TO LIVE AND HOW TO MANAGE OUR NEW FINANCIAL LIVES. Carey Shuffman - Head of the Women's Strategic Client Segment at UBS in NYC. Debora Venzor -  a Certified Divorce Financial Analyst -who works closely with clients and their attorneys providing clarity on the financial issues that arise during and after divorce. Message me for a Co-Parenting session: inyourcornercoach@gmail.com If you love this podcast please share it with your friends and leave a 5 STAR Review!  It helps so much. Check out my memoir: Seconds and Inches (available on Amazon, Audible, Barnes & Noble, Apple, and anywhere else you can imagine). #divorce #divorcecoach #coparenting #coparentcoach #divorcesupport #divorceadvice #singleparenting #blendedfamilies #northstardivorce    

In Your Corner Divorce
DIVORCE: Debora Venzor & Carey Shuffman from USB Financial Group

In Your Corner Divorce

Play Episode Listen Later Jan 20, 2021 39:55


We discuss Divorce Financial Planning, Owning Your Worth, what women all over wish they would have known about money and so much more. DIVORCE IS EXPENSIVE AND POST DIVORCE LIFE OFTEN REQUIRES US TO REIMAGINE HOW TO LIVE AND HOW TO MANAGE OUR NEW FINANCIAL LIVES. Carey Shuffman - Head of the https://www.ubs.com/microsites/wma/insights/en/life-events/2018/finding-your-voice.html (Women's Strategic Client Segment at UBS in NYC.) https://financialservicesinc.ubs.com/team/castle/meetourteam.html (Debora Venzor -  a Certified Divorce Financial Analyst) -who works closely with clients and their attorneys providing clarity on the financial issues that arise during and after divorce. Message me for a Co-Parenting session: inyourcornercoach@gmail.com If you love this podcast please share it with your friends and leave a 5 STAR Review!  It helps so much. Check out my memoir: https://www.amazon.com/Seconds-Inches-Carly-Israel/dp/1938841115/ref=sr_1_1?crid=1L2RUHRSB6TWY&dchild=1&keywords=seconds+and+inches+carly+israel&qid=1610817613&sprefix=seconds+and+%2Caps%2C162&sr=8-1 (Seconds and Inches) (available on Amazon, Audible, Barnes & Noble, Apple, and anywhere else you can imagine). #divorce #divorcecoach #coparenting #coparentcoach #divorcesupport #divorceadvice #singleparenting #blendedfamilies #northstardivorce    

Something More with Chris Boyd  Show Podcasts
Susan Huettner, Esq., Law Offices of Susan A. Huettner, PC; Scott, Divorce Financial Planning; Chris and Brian, AMR 2020 Portfolio Tactics

Something More with Chris Boyd Show Podcasts

Play Episode Listen Later Dec 2, 2020 51:31


Susan Huettner, Esq., specializing in family law, shares how the MA courts are currently handling family cases. She is seeing an uptick in divorce cases, with more being settled through mediation and pre-court agreements. Scott shares how financial planners can help couples going through divorce – including getting organized, understanding implications of decisions, and making a list of all shared assets. Chris and Brian discuss investment portfolio tactics used in this challenging year.  

25th Hour Podcast
Episode #7: Hiring Strategically to Fill Your Gaps

25th Hour Podcast

Play Episode Listen Later Sep 3, 2020 37:43


Every week it is my goal to share stories from successful business owners and their relationship with time. Today’s guest is Nancy Hetrick. Nancy is the owner of Smarter Divorce Solutions, LLC, the Divorce Financial Planner Training Center, and is a financial advisor with Better Money Decisions. Nancy has a passion for helping people who are going through a divorce add a sense of sanity to the process as they figure out their finances. When she realized that this is the most powerful work she’s ever done, she tapped into her background as a teacher to train other financial advisors to maximize their impact. Nancy regularly expands her reach by not only strategically hiring employees - but by also hiring coaches to help her fill her information gaps. She believes that dedicating 10% of her revenue to personal development is one of the smartest things a professional can do - and in the first year of hiring a business coach, she 5x her income. Strategies: Done is better than perfect: “We almost all tend to be very perfectionist, and so we over obsess on making things perfect before we will show them to anybody - before we'll put a website up before we'll do a white paper. We can get into this analysis paralysis. There's a mantra that everybody needs to adopt right out of the gate which is Done is Better than Perfect.”Delegate: “The belief is that nobody else can do it like I can do it. So I can't possibly delegate all of these different tasks, because then they won't be getting a service that only I can provide hogwash, right? You have to get over that. You have to surround yourself with a team of people that frankly, once you train them, and they understand your culture and your vision and your purpose, they can do a better job than you.”Zone of Genius vs Zone of Competence: “You have your Zone of Genius, then you have your Zone of Competence - things you can do, but don’t love. You never should you be wasting your time there. You know how many financial advisors are agonizing over doing their own bookkeeping, or doing their own payroll? Get it off your plate.Hire a coach: “ About four years ago is when my business had grown to the point where I knew I was in uncharted water. And I didn't know what I didn't know. And I needed to surround myself with people that had gone before me. I really needed something to bring me that next level and I knew if I made the investment in myself, I would make it pay off.”Here’s how Nancy likes to spend her 25th Hour:Yoga - “I'd like to finally figure out how to actually squeeze in yoga every day.”Riding motorcycles - “That's kind of our stress relief - riding our motorcycles.”Resources Referenced:Divorce Financial Planning: Building a Successful Niche Business by Nancy A. HetrickProfit First by Mike Michalowicz Clockwork by Mike MichalowiczFix This Next by Mike MichalowiczLooking to learn more about the Divorce Financial Planning industry? Reach out to Nancy at:https://smarterdivorcesolutions.comhttps://www.facebook.com/smarterdivorce/https://twitter.com/SmarterDivorceshttps://www.linkedin.com/company/smarter-divorce-solutions-llc Ready to accomplish more while working less? Take this 2-minute quiz. https://impactivestrategies.com/quiz/

Rich in Relationship
Stacy Francis, Financial Knowledge IS Empowerment

Rich in Relationship

Play Episode Listen Later Apr 27, 2020 21:33


Stacy Francis is the President and CEO of Francis Financial, Inc., a fee-only boutique Wealth Management, Financial Planning and Divorce Financial Planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood. Stacy has over 20 years of experience in the financial industry. She attended the New York University Center for Finance, Law, and Taxation, where she completed the Certified Financial PlannerTM (CFP®) designation. Stacy is also a Certified Divorce Financial Analyst® (CDFA®) as well as a Certified Estate and Trust Specialist (CESTM). Stacy has mastered specialized training in the financial issues of divorce and is the Director of the Association of Divorce Financial Planners (ADFP) Greater New York Metro Chapter. Stacy is the founder of Savvy LadiesTM, a nonprofit organization dedicated to educating and empowering women to take control of their finances. Savvy Ladies has helped over 15,000 women through free one- on-one financial counseling, workshops, and retreats. Stacy also gives back as a board member of FamilyKind, a nonprofit organization offering NYC divorce services to adults and children experiencing separation or divorce. She is a nationally-recognized financial expert being one of twenty of the nation's leading wealth managers on CNBC's Digital Financial Advisor Council, a member of the Forbes Finance Council as well as an expert contributor for The Wall Street Journal. Stacy's expertise is highlighted in over 200 media publications, articles, bylined pieces, and quotes. Stacy is the host of Financially Ever After, a podcast focusing on women, money, and divorce. She is also the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. Stacy has received numerous industry awards, among them, Investopedia 100 Top Financial Advisors, Investment News Women to Watch, Financial Planning Association's Heart of Financial Planning Award, Financial Planning Magazine's Pro Bono Award and the NAPFA Consumer Education Foundation's first Pro Bono Award. She was also listed as a national Money Hero by CNN Money Magazine, one of the Top Wealth Advisor Moms by Working Mother Magazine and one of the best Financial Advisors for women by the Women's Choice Award. The firm has been named one of the Top 10 Best Financial Advisors in New York for 4 years in a row. https://francisfinancial.com/ https://www.savvyladies.org/

Her Success Story
Her Success Story 45 - Stacy Francis

Her Success Story

Play Episode Listen Later Dec 2, 2018 30:58


Stacy  Francis, CFP®, CDFA®, CES™ President and CEO Francis Financial, Inc. https://www.savvyladies.org/ https://www.facebook.com/SavvyLadiesNYC https://francisfinancial.com/   Stacy Francis is the President and CEO of Francis Financial, Inc., a fee-only boutique Wealth  Management, Financial Planning and Divorce Financial Planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples and women in transition such as divorce or widowhood. Stacy has over 20 years of experience in the financial industry. She attended the New York University Center for Finance, Law and Taxation, where she completed the Certified Financial  Planner™ (CFP®) designation. Stacy is also a Certified Divorce Financial Analyst® (CDFA®) as well as a Certified Estate and Trust Specialist(CES™). Stacy has mastered specialized training in the financial issues of divorce and is the Director of the Association of Divorce  Financial Planners (ADFP) Greater New York Metro Chapter. Stacy is the founder of Savvy Ladies™, a nonprofit organization dedicated to educating and empowering women to take control of their finances. Savvy Ladies has helped over 15,000 women through free one-on-one financial counseling, workshops and retreats. Stacy also gives back as a board member of FamilyKind, a nonprofit organization offering NYC divorce services to adults and children experiencing separation or divorce. She is a nationally-recognized financial expert being one of twenty of the nation’s leading wealth managers on CNBC’s Digital Financial Advisor Council, a member of the Forbes Finance Council as well as an expert contributor for The Wall Street  Journal. Stacy’s expertise is highlighted in over 200 media publications, articles, bylined pieces and quotes. Stacy is the host of Financially Ever After, a podcast focusing on women, money and divorce. She is also the author of the white paper, Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. Stacy has received numerous industry awards, among them, Investment News 2016 Women to Watch, Financial Planning Association’s Heart of Financial Planning Award, Financial Planning Magazine's Pro Bono Award and the NAPFA Consumer Education Foundation’s first Pro Bono Award. She was also listed as a national Money Hero by CNN Money Magazine and received the Women’s Choice Award for one of the best financial Advisors for women. In this episode, we discuss: Savvy Ladies, her love letter to her grandmother - hear this story and why Stacy does this work to help other women The more you give, the more that comes back to you - why Stacy really believes this and how the women she has worked with have really changed her The videos you are going to want to watch on her website Helping women navigate their personal situation through their helpline for free, no matter their income level Why she goes to bed when her kids go to bed Why she is a ninja when it comes to delegating Her BIG wake up call three months ago and how it led to the practice of taking half days The article she read about the biggest financial risk a women takes Why she feels wealth management is such a female friendly and rewarding career Her simple tip to take control of your finances right now Free book download on her website

Sip and Listen
Ep. 101 Mindful Divorce

Sip and Listen

Play Episode Listen Later Nov 27, 2018 55:47


Michelle Buonincontri is a Certified Financial Planner and tax preparer specializing in Divorce Financial Planning as a CDFA (Certified Divorce Financial Analyst). Mediator and a Collaborative Neutral Michelle has worked in Financial Services for over 20, is the founder of Being Mindful in Divorce in AZ, and is committed to the economic empowerment of families.

Balanced Wealth Podcast: Financial Planning | Investments | Financial Advice

In this episode we discuss the case for divorce financial planning

Conversations About Divorce
What You Need To About Divorce And Financial Aid

Conversations About Divorce

Play Episode Listen Later May 14, 2018 32:07


Many couples don't discuss their child's college expenses at the time of their divorce for two reasons. One, typically, courts have no jurisdiction over this and there is no requirement for parents to pay for their child's college education so many lawyers recommend leaving it out of the divorce agreement. Two, when getting everything else resolved has taken so much time and effort, who has the energy to discuss something that isn't required?That could be a big mistake and at the very least, financial aid expert Paula Bishop says couples need to agree to meet and discuss financial aid before their child starts the application process. Not doing so, could make the cost of attending college significantly more for your child.Listen in to this Conversation to learn the key points about financial aid including how to determine who is the custodial parent and the difference this makes.Paula offers some key resources for how to pay for college without going broke at her website.You'll find a synopsis of the show at Mandy's blog, Since My Divorce. 

Impact Makers Radio
NANCY HETRICK - Smarter Divorce Solutions, LLC

Impact Makers Radio

Play Episode Listen Later Feb 24, 2017 14:36


Listen in as Trained Mediator & Certified Divorce Financial Analyst, Nancy Hetrick shares useful insights surrounding the topic of Divorce Financial Planning and Mediation.Says Hetrick, “Divorce is no fun - but it can be fair and equitable if you have the right experts on your team.” Nany’s areas of specialties include: Investing for Women, Retirement Planning, Risk Management, Mediator and Divorce Financial Analysis, and Women in Transition, however, during this interview, she will be talking about the financial mistakes made in divorce and how to avoid them.To find out more: http://SmarterDivorceSolutions.com

Impact Makers Radio
NANCY HETRICK - Smarter Divorce Solutions, LLC

Impact Makers Radio

Play Episode Listen Later Feb 23, 2017 14:36


Listen in as Trained Mediator & Certified Divorce Financial Analyst, Nancy Hetrick shares useful insights surrounding the topic of Divorce Financial Planning and Mediation.Says Hetrick, “Divorce is no fun - but it can be fair and equitable if you have the right experts on your team.” Nany’s areas of specialties include: Investing for Women, Retirement Planning, Risk Management, Mediator and Divorce Financial Analysis, and Women in Transition, however, during this interview, she will be talking about the financial mistakes made in divorce and how to avoid them.To find out more: http://SmarterDivorceSolutions.com

Something More with Chris Boyd  Show Podcasts
Jan. 21, 2012- Divorce, Financial Planning and Politics

Something More with Chris Boyd Show Podcasts

Play Episode Listen Later Jan 27, 2012 48:23


Besides the market overview host Chris Boyd, CFP from AMR, LLC, will have two guests: Attorney Susan Huetter, a specialist in divorce and family law, and Herb Montgomery a financial planner in Orleans.