Podcasts about KK

Share on
Share on Facebook
Share on Twitter
Share on Reddit
Share on LinkedIn
Copy link to clipboard
  • 873PODCASTS
  • 2,478EPISODES
  • 50mAVG DURATION
  • 1DAILY NEW EPISODE
  • Aug 11, 2022LATEST

POPULARITY

20122013201420152016201720182019202020212022


Best podcasts about KK

Show all podcasts related to kk

Latest podcast episodes about KK

The Karen Kenney Show
The Ones In The Arena

The Karen Kenney Show

Play Episode Listen Later Aug 11, 2022 47:14


You see it all the time; people who aren't writing the books, or creating the art or baking the food or building the business, and yet they still have something to say about those who are. You find them sitting on the sidelines, on the bench, in the bleachers and in the backseat offering up their critiques without ever having stepped foot into the arena themselves. Today on The Karen Kenney Show, we're talking about the kinds of people that light me up to work with and who I also want to spend my time with both personally and professionally. These are the ones that are showing up and actively participating in their life and their business with their whole body, mind and soul in the game. If they get knocked down, they're willing to get back up, to try new things or to seek help in both healing and growing themselves or growing their businesses. As a spiritual mentor, it gives me great joy to work with people who want to be more spiritually aligned, have more self knowledge, who no longer want to just sit and complain about things in their life, but instead are willing to actually do the work it takes to get better. That energy of being willing to get down to business is exciting to me. That's what LIGHTS ME UP!! How about you? Are you one of the ones in the arena? KK's Takeaways: We're Affected By Others (10:19) Symptom Aware (16:06) Committed People (22:36) Elvis Left The Building (27:09) You Do The Work (31:40) It's Not About Shame (36:30) Called To 1-to-1 (43:36) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the https://www.eomega.org/workshops/teachers/karen-kenney (Omega Institute for Holistic Studies).

Only Murders in the Building Podcast
Black Out

Only Murders in the Building Podcast

Play Episode Listen Later Aug 10, 2022 49:45 Very Popular


Join Keener & KK as they take a deeper look into the life and death of Bunny Folger. Today we'll be talking to the writer of episode eight, Madeleine George, plus Michael Cyril Creighton who plays Howard Morris and Ali Stroker, Arconiac and host of the Hulu aftershow One Killer Question. Plus, we'll hear more from showrunner and co-creator John Hoffman. We'll talk about Howard's Season 2 glow up, the art of the yodel, and whether or not we know the true identity of glitter guy! Email us YOUR theories and guesses at onlymurders@strawhutmedia.com Join us on the next LIVE REDDIT TALK Wednesday 8/10 @ 4:15pm PT From Straw Hut Media

Only Murders in the Building Podcast
BONUS: Flipping the Pieces - LIVE REDDIT TALK

Only Murders in the Building Podcast

Play Episode Listen Later Aug 9, 2022 34:28 Very Popular


KK is joined by writers of Episode 7 Stephen Markley and Ben Philippe. They discuss Episode 7 “Flipping the Pieces” and answer questions live with the Only Murderers Reddit Community! Join us on the next LIVE REDDIT TALK Wednesday 8/10 @ 3:30pm  PT Email us YOUR theories and guesses at onlymurders@strawhutmedia.com From Straw Hut Media

2DifferentDudes
Thinking Out Loud 3

2DifferentDudes

Play Episode Listen Later Aug 9, 2022 57:04


Andre and KK talks doing things on your own, being there for people but when the tables turn they won't be there for you, people commenting on things that they can't relate to, making sure you understand the message that you have to deliver before delivering it, and a little bit about parenting. For more follow our Instagram: @2different.dudes. TikTok: @2different.dudes, and If you like what your hearing give us a 5⭐️ RATING on Apple Podcast, Spotify, Amazon Music and more! Thank Y'all for your support

Unlocking Your World of Creativity
Karina Kantas, Author, Filmmaker, AuthorAssist

Unlocking Your World of Creativity

Play Episode Listen Later Aug 8, 2022 25:26


Karina Kantas is a prolific author and has 14 fiction titles to date. She's also a multi-award-winning filmmaker. Karina is a podcaster with Behind The Pen and Narrations by KK and the host of Author Assist radio show. She has over 20 affordable services that can help and teach the authors have to market and promote themselves and their book success https://linktr.ee/karinakantas Karina Kantas https://explosivewriter.com (Karina's Website) https://www.youtube.com/channel/UC6c_j1bUSvYHj4OqJw-YR-Q (Karina on YouTube) https://www.facebook.com/karina.kantas (Karina's Facebook page) https://www.facebook.com/ExplosiveWriter (Karina's Facebook group) https://instagram.com/KarinaKantasauthor (@KarinaKantasauthor on Instagram) https://twitter.com/KarinaKantas (@KarinaKantas on Twitter) Mark Stinson Copyright 2022 Mark Stinson

KitchenKillaz: LiveAt905 Friday Shows
08052022 Kitchenkillaz Live At 905 Dancin' with David Dershimer at Phoenix Farms!

KitchenKillaz: LiveAt905 Friday Shows

Play Episode Listen Later Aug 6, 2022 97:41


It's Friday, baby!We're the KitchenKillaz, and tonight we're Dancin' with David Dershimer at Phoenix Farms!Join us as we celebrate life, liberty, and an amazing collection of delicious dishes!Become a KK patron and get the goodies!www.patreon.com/kitchenkillazJoin us every Monday, Wednesday, and Friday as we wrap weeks, rock tunes, and crash kitchens!M: 705 W: 705 F: 905 at fb.com/KitchenKillazClassified as a touring acoustic duo crashing kitchens around the country, the KitchenKillaz are bridging gaps, pleasing souls, and filling bellies everywhere they go! Be sure to log on, tune in, and turn up! Peace!

Metal Gods Podcast
Halls of Valhalla [Anniversary: Redeemer of Souls]

Metal Gods Podcast

Play Episode Listen Later Aug 5, 2022 60:19


Guest: Erik Shaw from Maiden A-Z of the Deep Dive Podcast Network.Featured song: "Gnaal - the bowed lyre (taglharpe) Funeral march" by Eldrimhttps://eldrim.bandcamp.com/ Your hosts finally touch on the last Judas Priest album they've yet to explore! 2014's Redeemer of Souls was the first to feature Richie Faulkner on guitars, and the 17th Judas Priest album overall. George, Tom, and Hattie are joined by returning guest Erik to talk about "Halls of Valhalla", the standout track from Redeemer. The group also ponders why this album is relatively unpopular in the band's canon and consider what its long-term legacy may be. This episode is as fierce as the gale upon the north sea.Metal Gods Podcast is created and produced by: George Silano, Tom DeVita, Hattie McHattersonEmail: metalgodspodcast@gmail.comFacebook: https://www.facebook.com/metalgodspodcast/Twitter: https://twitter.com/metalgodspodMetal Gods Podcast is part of the Deep Dive Podcast Network. Check out https://twitter.com/deepdivepodnet?lang=en for more great pods dedicated to covering classic metal and rock artists in detail, and find a new favorite show!

Idź Pod Prąd NOWOŚCI
Neo-Nówka - Czy to znak końca PiS?

Idź Pod Prąd NOWOŚCI

Play Episode Listen Later Aug 4, 2022 22:00


Skecz kabaretu Neo-Nówka wyszydzający zwolenników PiS, KK i TVP zrobił hałas w polskich mediach. Czy to zapowiedź końca PiS? #PiS #kościół #kabaret

The Karen Kenney Show
Ask For Support, Not Permission

The Karen Kenney Show

Play Episode Listen Later Aug 4, 2022 48:51


I've been wanting to talk about this concept about “asking for support, not permission” more in depth for a long time now. It's come up again and again in conversations with other entrepreneurs and also on podcasts where I've been a guest. I've touched upon the subject, but this episode gives me a chance to dive in a little deeper.. If you're an entrepreneur, business owner or you sell things (services, products, programs, etc) there comes a moment in the conversation with a potential client or customer about wanting to sign up to work together, join the program, buy the product and the inevitable question of “payment” or moving forward with making the investment? Today on the Karen Kenney Show, we're talking about the thing that sometimes happens when you talk with a person who already knows they want to work with you, they feel it in their gut that you're the right mentor/coach/company/solution for them or their problem and they even say, “Yes! I want to do this or buy this thing or take that leap of faith...” BUT… And I've seen this time and time again, where the person will be 100% ready to go, they're wicked excited to begin, they might even ask for the sign up link and then they say something like, “I just have to talk to my husband/wife/sweetie/partner first.” They move from their inner, intuitive knowing, where they were lit up and excited to go, grow, heal, and expand, into now having to talk to someone else before they invest in themselves, their calling or their business. This conversation can unfortunately be the place where dreams go to die. Because the partner might not be an entrepreneur or may not understand or believe in the importance of mentors/coaches, spiritual growth or investing in personal development. They might also not have the same dreams, vision or purpose as you do. They might not share the same money stories or they may be more risk averse than you are. This is where asking for support rather than permission comes into play. Now, I know that there's lots of different financial situations and nuanced processes around decision making in relationships, especially when it comes to spending money. So this isn't a judgment. This episode is an exploration about these kinds of conversations and hopefully a helpful way to approach them. It helps to know yourself, know what you want and need and to lead with love instead of fear, so you can find the courage to ask for support to back you up, rather than the permission to take the first step. KK's Takeaways: I Just Need To Talk To (5:56) Justify My Desire (9:19) They Aren't Willing To Take The Risks (18:29) Investing In Yourself (24:15) Squirrel Away Your Investment (31:08) I Believe In Myself (41:02) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel...

K and K Knight PodCast
第359回 ネット上のもう一人の自分と

K and K Knight PodCast

Play Episode Listen Later Aug 4, 2022 42:32


今回の配信では、ネットの検索・閲覧履歴等のビックデータから、もう一人の自分とも呼べる情報の扱われ方について、KKがゆるトークをいたします。 あなたの見ているページは、あなたによって作られているという、便利でもあり怖くもあ...

Only Murders in the Building Podcast
Flipping the Pieces

Only Murders in the Building Podcast

Play Episode Listen Later Aug 3, 2022 47:14 Very Popular


Join Keener and KK as they take a deeper look into the life and death of Bunny Folger. Today we'll be talking to the writers of episode seven, Stephen Markley and Ben Phillipe, plus Da'Vine Joy Randloph who plays Detective Williams, and James Caverly who plays Theo Dimas. Plus, we'll hear more from showrunner and co-creator John Hoffman. We'll discover what Stephen Markley and James Caverly have in common in relation to Coney Island, the joys of the Chorus Line fart technique, and 2 very interesting clues. Email us YOUR theories and guesses at onlymurders@strawhutmedia.com Join us on the next LIVE REDDIT TALK Wednesday 8/3 @ 3:30pm PT From Straw Hut Media

Radio 3 Bodø
KK etter Zalgiris H

Radio 3 Bodø

Play Episode Listen Later Aug 3, 2022 3:57


KK etter Zalgiris H by Radio 3 Bodo

Behind the Shadows w/ Harvey Guillen
BONUS: S4 Episode 4 - Live Reddit Talk

Behind the Shadows w/ Harvey Guillen

Play Episode Listen Later Aug 1, 2022 56:39


KK is joined by Poppy White herself, Adina Verson as well as Season 2 Episode 6 co-writers Ben Smith and Joshua Griffith. They discuss Episode 6 “Performance Review” and answer questions live!Join us on the next LIVE REDDIT TALK Wednesday 7/27 @ 3:30pm  PTEmail us YOUR theories and guesses at onlymurders@strawhutmedia.comFrom Straw Hut Media 3:56 Anoop Desai aka The Djinn joins a live Reddit Talk where he answers questions about Season 4 Episodes 4.Join us on the next LIVE REDDIT TALK Thursday 8/4  @ 1:00pm  PTFrom Straw Hut Media

TR724 Podcasts
Ayaklarına dolandı; Cami avlusu aranıyor Çıkış Yolu Levent Kenez Ekrem Dumanlı Çıkış You- 28 Temmuz 2022

TR724 Podcasts

Play Episode Listen Later Jul 29, 2022 62:15


İktidar ve yargısı, Hablemitoğlu olayını Cemaat'e yıkmak için olmadık senaryolar yazıyor. Son kurgu Levent Göktaş. Ancak bu da ayaklarına dolandı. İnan Kıraç neden Levent Göktaş'ı avukat tutar? Göktaş ÖKK ve MİT'te görevli mi? Detayları Levent Kenez ve Ekrem Dumanlı Çıkış Yolu'nda anlatıyor. Programda Ergenekon'a himmet veren iş adamları da afişe ediliyor.

KK's Corner
Surviving 15 years in prison Rods Story |KK's Corner

KK's Corner

Play Episode Listen Later Jul 29, 2022 34:28


ATL native Rod G talks doing 15 years at age 16. He shares with us why he got arrested, his experience in prison, and valuable life lessons. Be sure to follow KK's Instagram for daily content @ kkscorner_

The Karen Kenney Show

If you're on my email list, you saw that I recently sent one out that was titled, “Are You Willing to Enter The Cave?” It was all about a journey that started for me back when I was 17 and that intensified in my 20's when I went on a couple of Spiritual Pilgrimages. It was on that particular trip to England & Ireland when I sat in Merlin's Cave that I felt called to go on a “quest”. Most often when we think about going on a quest, we think of journeying to faraway places or discovering new lands! And those external adventures can also be incredible experiences for the one who has been called. However for me, “The Quest” although it has shown up in a multitude of ways at different points in my life, each one was ultimately pointing me to a journey inward. It was answering the call to know myself, so that I could build a solid foundation for both my personal and professional life. Today on The Karen Kenney Show, we're talking about my relationship with the word, Quest, where it originated from, how it's influenced me and my work, and the fun and powerful ways it's continually shown up over the course of my personal and professional life. After listening to this episode, perhaps you'll also feel called to answer the call of your heart, take that leap of faith and to join “The Quest”! KK's Takeaways: Getting A Nod From Your Spiritual Team (7:04) July of 1997 With Marianne Williamson (13:00) Merlin's Crystal Caves (15:03) Fate Or Future (20:35) Your Life Is A Quest (26:17) Spiritual Mentorship Adventure (34:16) The Quest (37:16) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the https://www.eomega.org/workshops/teachers/karen-kenney (Omega Institute for Holistic Studies).

K and K Knight PodCast
第358回 今どきの自由研究

K and K Knight PodCast

Play Episode Listen Later Jul 28, 2022 38:43


今回の配信では、昨年紹介した農林水産省や、企業さん特有の自由研究をKKがゆるトークをいたします。各企業さんの特色のある自由研究に関心をいたしております。お楽しみに! 感想をお待ちしています。→ http://podcas...

Only Murders in the Building Podcast
Performance Review

Only Murders in the Building Podcast

Play Episode Listen Later Jul 27, 2022 Very Popular


Join Keener and KK as they take a deeper look into the life and death of Bunny Folger. Today we'll be talking to the writers of Episode 6, Ben Smith and Joshua Allen Griffith, and Adina Verson, who plays Cinda's minion, Poppy White. Plus, we'll hear more from showrunner and co-creator John Hoffman. We'll talk about what exactly makes Alice's betrayal sting so much, the glorious glitter bomb, and Mabel's breaking point. Email us YOUR theories and guesses at onlymurders@strawhutmedia.com Join us on the next LIVE REDDIT TALK Wednesday 7/27 @ 3:30pm PT From Straw Hut Media

The Remote Real Estate Investor
How to set yourself up as an attractive borrower and generate strong cash-flow

The Remote Real Estate Investor

Play Episode Listen Later Jul 26, 2022 38:50


Kenny Simpson and Krystle Moore are real estate investors, and Kenny's expertise is residential lending while Krystle's is in commercial lending. They have helped over 1000 clients on their path to creating generational wealth. 2019 has been about focusing on growing our business through marketing for them. Until this point, their business was solely from referrals. They started a podcast – Value Add with K&K – and have focused on using their influence on social media to educate their clients, potential clients and followers. They talk a lot about real estate and building wealth on the podcast but also about health, fitness, mental health and other areas where they feel they can add value. In this episode, Krystle and Kenny talk about how they got started in buying multifamily properties and what they did to leverage that to buy more properties. Additionally, they talk about what borrowers should do to be well equipped, as well as things to look out for as your purchase different property types. Episode Link: https://getinthecashflowgame.com/   Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum and today with me, I have Krystle Moore and Kenny Simpson, a real estate power couple in the lending space, Kenny in the residential side and Krystle on the commercial side and they're gonna be talking to us today about things that we need to know about each space, what we can do as borrowers to be well equipped, as well as things to look out for as we're purchasing each type of property. So let's get into it everyone.   Just a quick shout out before we get into the episode, definitely want encourage everyone to go check out roofstockacademy.com It is a one stop education shop for both new and seasoned investors comes with tons of access to on demand lectures, potentially one on one coaching with me or some of the other coaches we have at the academy as well as marketplace, cashback credits for you to use on the restock marketplace as you're making a purchase. So come check us out roofstockacademy.com, look forward to seeing you there.   Krystle and Kenny, what is going on. Thanks so much for taking the time to hang out with me today. I appreciate you.   Krystle: Thanks so much for having us.   Kenny: Yeah, thank you excited to be here.   Michael: Oh my gosh, I am, I'm super, super excited. We are going to be chatting today about all things real estate financing related. So give us a quick and dirty insight into the two of you. who you are where you both come from and what is it you're doing real estate today?   Kenny: Sure, who we are well, people for short, if you want to cheat they call us K and K, because we both have K surname. So our background is in financing commercial for Krystle residential. For Kenny, we've been doing it for about 18 years here in San Diego and we've you know, we invest as well, too, primarily in multifamily. Gosh, how did we get here, you know, basically just jumped into the business and then kind of built our businesses up and then at some point in our career, we decided to get real crazy and start a property manager company and that grew way too big, way too fast and we said, how are we going to have you ever have kids in a life and do anything else because we can't work 80 100 hours a week. So we sold the company to start up and kind of took that time continue to work on building our brands starting our podcast doing a lot of content while doing our main businesses that finance and you know, and we just are active investors. So that's kind of the short story.   Michael: Right on, so you both kind of tag team in the residential side of lending, and then also the commercial side but it sounds like you're investing mostly on the commercial side.   Krystle: Yeah, so we invest primarily in multifamily and I think, you know, they kind of call us the one stop shop in terms of financing just because there's a lot of crossover between the residential and the commercial. So in Kenny's gotten really experienced at dealing with complicated real estate investors and people who own you know, several properties, I mean, things like we always say that those clients are like an underwriters nightmare but Kenny knows how to walk them through the income and how to do all that kind of stuff and then a lot of times they want to cross over into buying apartments. So it's a good partnership for us and it works out well for our clients.   Michael: Perfect and I feel like so many of our listeners as well kind of go through the single family organic progression, start with single family then maybe a duplex triplex quad up and therefore. So where have you seen from your experiences, like people do really well, in the commercial space, as opposed to sticking in the residential space at one to four unit, like when's the appropriate time for someone to graduate, if you will, or make that leap from one to four into five plus?   Krystle: Honestly, I mean, at least for us in Southern California, or probably any major metro, your biggest issue is going to be qualifying for the loan amount. So I think when you're trying to make that transition from residential to commercial people come to me and they say, well, what LTV can I get and I'm like, well, I need to underwrite the property because it's not like that just because we can go to 75 or even 80%. LTV, it doesn't mean that the property is going to qualify. So in San Diego, at least for Southern California, where we're at, we're usually debt service constrained, so cashflow and I like to tell people the lower the cap rate, the bigger the down payment. So obviously, cap rates have been super compressed recently and then now with rates going up, that means people are having to put more money down so the best time to make that transition is when you have the cash to make it I tell people I always recommend the more units you can buy, the better because you know if you have a four unit building and one person vacates, you have a 25% vacancy, maybe you'll break even on that property but if you have a 10 unit building and one person vacates, you have 90% occupancy still. So you're likely still cash flowing even with one person vacating. So you really want to get to that point, but you might have to, like, you know, I the BRR method, or those kinds of things to trade up but the biggest thing is just making sure you have the down payment, I think people should always be underwriting because that transition from four units, let's say to like a five, or a six unit building, you know, you've got to kind of like look at four to six units, just to make sure that you can get the down payment before you take that step.   Michael: Okay, that makes a ton of sense and let's maybe even take a step back for anyone that's not familiar with either the lending space as a whole or what commercial financing is. So I'd love to hear from both your perspectives. What do you look for on the residential side, like what pieces of information you're looking for and then on the commercial side, because I think it's a little bit different, what pieces of information are you looking for and how do you treat those two different types of loans?   Kenny: Yeah, so the residential um, I don't want to say it's very straightforward, because we do have we have more options, and probably Krystle and the reason why is because with Krystle like she says, if you just do not have the down payment, then you might just not qualify with us, the property could like not cashflow and you could put 25% down and still, if you qualify with your income, you could still get it but we also have full doc programs, maybe bank statement or debt coverage service ratio programs. So we have multiple, so really, what we're looking for probably is, depending on what if you're buying a four unit, most of the time, you're going to be looking at least 25% down, like I said, the property does not necessarily have to cashflow on a DSCR program that might be a little different.   But we have people buying an example for unit, it's way under rented, they're going to buy it, they're going to kick people out, they're going to raise the rent, and it's going to eventually cashflow. So that's number one, obviously, number two, you're looking at credit, can you go full dock, and kind of the traditional stuff of everything else, so but when you're looking at a two to four unit property as an investment, you're definitely gonna have to put like, at least 25% down and some people are putting more because rates are higher, and they just want to make sure if they buy it that it's cash flowing, too. So that's probably like the general quick, like overview with wonderful like two to four, for example on investments.   Krystle: I think that's the issue like for me, when I look talk to people who are buying four unit properties, the biggest thing I want to make sure of is, like Kenny said, a residential lender will give you a loan even if the property is cashflow negative, but the purpose of buying investment properties is to be cashflow positive. So, you know, you kind of have to do more of your own due diligence upfront, when you're buying a four unit versus apartments, I mean, I like to say like a bank is never gonna let you really fail, because they're not going to give you like a loan that's higher than what the property can support and they're going to put a lot of like cushion in there, too. We have replacement reserves, if you're self-managing, we're still going to use a management fee, we use a vacancy factor, we have all these kinds of things to kind of set you up for success, as an owner, I always say like with apartments, you can you can like you basically have to ignore your property and not pay attention to it and completely neglected in order to run in the ground, like apartments are very forgiving.   So when it comes to the four unit space, I tell people like you should be underwriting your four unit, just like you underwrite an apartment building, because probably the agents not going to do that. I think that there's a little bit of a hole in the realtor space where, you know, people that sell homes are also selling two to four unit investment properties, but they don't even know how to underwrite an investment property. So you just want to make sure of that and underwrite it like an investor. Like I always tell people marketing is marketing, right? So you want to look at it as an investment through an investor's eyes? What, what's that really going to cost you not the pretty package, if everything goes 100%- perfect. You want to like kind of factor in, you know, additional expenses that are unforeseen, because these are properties, and especially in southern California, you've got a lot of older properties. So you're probably dealing with plumbing or electrical, you're gonna have more maintenance than what's probably in the marketing package.   Michael: So is it fair to semis for a residential, you're more interested in the borrower itself and on the commercial side, you're more interested in the property itself?   Krystle: Yes, so we're definitely more interested in the property but I people say that to me, they'll call me and I'll go like, I doesn't matter about what I have. It just matters about probably well, no, we also want to make sure that you have decent credit, we look at what we call global debt service. So we are going to make sure that you can afford your monthly bills and things like that. So you definitely need to qualify, but it's not as strongly looked at as you would on residential. Like for example, if I'm going to do a commercial loan, and I'm getting copies of your bank statements, I'm not going to ask you to source your $1,000 cash deposit.   It's painful. So we I like to say that we have common sense. So we allow, you know, cash from business accounts, we allow personal accounts, we're not going to question you about all these things. So yes, we're a little bit more easygoing. because we look at you, as a sophisticated business investor, you're coming to me for a business loan, that means you're a savvy investor, not an unknowing, you know, potential homeowner. So we do look at it a little bit differently, you do need to qualify personally, but we do put most of the weight on the property.   Kenny: And you do, but you guys do require, like, if you are getting into bigger loan amounts, like some people, like, hey, I want to go out and buy this 30 unit building, and there is a net worth requirements like that. So the bigger you go with the buildings and the loan amounts, I would say, it's like, they're gonna look at you not just like, you know, net worth but you know, probably like a lot of people like talking about that, like, it's for me, it's going for a bigger building, I'd like to, you can look a little bit more.   Krystle: So the big things that you need to pay attention to, because when if you go to a commercial lender, or you want to buy an apartment building, they're not going to give you a pre-approval, they're not going to get you pre qual, if you ask for that, they're going to immediately know that you're a rookie, and you've never done this before, what we look at as your personal financial statement or real estate schedule, and what we're looking at specifically is that your net worth is at least equal to or greater than the loan amount and then we also want you to have 10 to 15% of the loan amount and post close liquidity. So that means after your down payment, after paying out all your closing costs, so let's say you're gonna get a million dollar loan, we want to see that you have 100 to $150,000 of cash or cash equivalents, most of the time retirement doesn't work, that's not going to unless you're close to the age of being able to access it. So and then credit score, it's like, you know, we're kind of like 680 score, I mean, some big owners have like things on their credit. So, you know, that are like maybe a tenant eviction, or like, you know, they've got little things on their credit. So we're not really paying attention to that as long as you look your credit worthy, you don't have a bunch of mortgage lates and you didn't file bankruptcy last year, you know, like, those are the kinds of things that we're looking for, but net worth and liquidity are the two big things that we require looking for experience to a certain level, there is they do want you to have experience, but if you don't, then they want you to hire a professional property manager.   Michael: Okay, and yeah, Kenny, you me to the question the words right out of my mouth. So when you do send, because that's like, I've got a mortgage package that I send all the commercial lenders that's got my PFS my schedule, real estate, but for anyone that's just getting started, like if they want to go buy a five unit building as their first one, is that going to be an obstacle for them from a lending perspective?   Krystle: Not typically, they might they, they'll more than likely want you to have a professional property manager. That's what most lenders are looking for and quite frankly, though, I've been telling my lenders this more recently, and I feel like believe it or not of all the things, especially with where we're at in the world, and everything in the economy, that I feel like lenders have led up on is the experience because I tell my lenders, you know, it's really funny that anybody can go buy a two to four unit property and again, negative cash flow, here you go, here's a loan, you're gonna be negative $1,000 a month. But now you want somebody have all this experience for apartments, like, if you can survive owning two to four unit properties, and as an investor, then you can definitely own five plus units. I think that's sufficient experience. So we've been getting around that but yeah, some lenders are still going to want it, I still definitely stand by my argument, though, that if you can own a four unit, that you can definitely own it, you know, a 10 unit, it's not like you're gonna go from four to 400. You know, if you go from four to six or seven or 10 units, that's pretty comparable but some lenders might require a signed Property Management Agreement.   Michael: Okay and from both your experiences on the owning and operational side of things, I mean, what are some of the big differences that you see and obviously, we talked about lending, but like, just between like a two to four, and then a five plus, like, what are the differences that people should be aware of?   Kenny: Yeah, so two to four? Well, one of the things is, especially here in San Diego, a lot of people on the four units, they're, they're moving into them, right. So you're probably how you can have an owner user, if it's an investment, you could live in it, and you have the tenants there helping to pay your mortgage, the other thing is on for units, a lot of times the trash, you might come with the property tax, you don't have to have a dumpster on the property and paying that additional, a lot of times the tenants are paying their own water, electricity and things like that. So the cost of running, it could be cheaper, just from that standpoint and then otherwise, like the for unit, I mean, if you're managing it, you're going to manage it pretty much the same. I mean, Krystle can kind of get in when you're getting bigger, but when you're getting bigger, you know, five to 15 or 16 probably the same when you get over 16 the difference really is you're gonna have that onsite manager by law but then you know, as you get bigger and bigger, if you've got 100 unit, then you're gonna have staff and this so it's really like Chris says, as you scale and size. It's it makes more sense because you know, if you have 100 homes compared to 100 unit property, you know, it's a lot more work 100 homes driving around 100, roughs, 100, things like that. So, you know, I don't know what else you have on a larger scale.   Krystle: Yeah, I would say the management of like a four unit to like a 15 unit building is roughly the same. Besides the fact that you have economies of scale, like Kenny, you mentioned, it's like you have all these roofs to take care of all these walls to take care of things like that that are going to be, you know, cut down, the larger the building is so and then once you get 16 plus you have the onsite manager but honestly, I think the psyche of the person owns a four unit is the biggest difference, because like I said, I mean, it's stressful, you bought this property as an investment, you saved a bunch of money for it, if you have to come out of pocket for that investment, that's an extra expense that you didn't anticipate if you have vacancy, or if you know, you've got to evict someone, or things like that. So I just, what I've noticed is that the real estate investors who own like the single family home to the four unit have a lot more stress when they have vacancy or someone that doesn't pay because they're going to be negative. Whenever you own a larger apartment building, you have a little bit more comfort, because you have a little bit more margin for error there. So I think the biggest thing is just the psyche of the person that owns the four unit versus owning the larger building and of course, there's like this kind of break through transition that you have to have to feel have the confidence to make that step. But I tell people, it's 100% going to be easier, the more units you own, like you're just going to feel more safe, more confident, you're going to have a cashflow. No worries, you're not going to be negative, you're not going to be putting money into your investment property.   Kenny: Yeah and when we managed, we managed from homes to one point that was over 100 units. The single families would do great until somebody wouldn't pay rent or they'd move out and they had to do a unit turnover and they cost more than the deposit and then it would sit there for maybe a month or two sometimes because they're trying to get this high rent and they didn't listen to couldn't get it and you're losing money and the other thing is, is we know guys that like flip properties, for example, like they flip houses and then you come to environment like now where it's sitting maybe you know could sit 30, 60, 90 days, they're getting zero cash flow and then when the guys started saying, well, I could just flip apartment buildings, and maybe they're going to even hold them for a year or two. In exchange, they started realizing why I'm sitting here on the market. I'm actually making money I'm getting paid, I'm not sitting there going, I need to get all my books, it's cost me money, that private money. So it there's you know, like the bigger the better. So when we manage it all we realize, like, if you really own a house, it's like man, it's almost has to be free and clear to like really make sense. Otherwise, we always thought like, gosh, it's tough, you know? So that's just from our experience here, just managing and then on the bigger when you're more like when you do those little rent raises, right? Yeah, but small rent raise across 3040 50 100 units. That adds up, you don't think so? You're like, oh, 100 bucks a month times 100? Holy crap. That's a lot of money. You know? Yeah. 10 grand, so…   Michael: Totally. Okay, that makes a lot of sense and Krystle, you mentioned it before, but I just want to come back to it from the underwriting perspective. What do you do with seller provided pro formas? Do you think there's any value in those?   Krystle: Totally, I primarily just pay attention to like utility cost and yeah, like trash and stuff like that. So I pay attention to like, the things that aren't going to change for a new owner and I pad those even a little bit because obviously utility costs have been rising. So those are the biggest things that I pay attention to and then I also want to look at, like I usually ask for the GL, like the general ledger from a seller to because I want to see what repairs they've been making and see look for any kind of patterns. Okay, this property has a lot of plumbing issues, like we need to focus in on that. Maybe we look at replumbing. Maybe we need to get the camera, you know, camera, the lines like we need to look at this. What capex have they done, like I want to know what kind of capital improvements they've done on the property. So I can kind of get an idea of what the condition is. So I definitely do pay attention to sellers, pro formas but I build my own and they usually like for example, brokers here we'll use like a 3% vacancy factor. I use five lenders use five, they'll use like $200 a unit for replacement reserves, we use 250 or even 300. You know, so there's just little things like that where I am going to be more conservative, but certainly actuals are very, very helpful. So if nothing else for the utility costs.   Michael: Yep, I was hoping you would say something to that effect. I always say that. They're good for lining your garbage can… like in place rent 400 market rent 1200 It's like, then you get it to 1200. Yeah, you know.   Krystle: And you know what, I've seen it both ways. I've seen it where sellers are under estimating what the building's worth. So that's why it's so important for you to do your due diligence because they can be too aggressive. They cannot be aggressive enough. I mean, the whole like, value and finding real estate as an investor is where you can find value where other people aren't, like I've heard so many people say, you know, LoopNet is the worst place to find apartments. Well, I found really good deals on there because I was able to get it in a way that nobody else did. I was able to see value and you know, adding creating additional income or reducing expenses, like there's deals everywhere to be had. It's just are you going to do the work and investigation to find where the little like pops of income and you know value ads are.   Michael: Krystle didn't mean it LoopNet is a terrible place. No one should go on and look at it ever. We should all stay off it.   Krystle: All right, no, I'll get more deals.   Michael: That's exactly right. That's exactly it. Like, I love that it has that stigma because I think it does turn a lot of people off and I like you have found some amazing deals from there. So it's like, awesome, keep thinking that it's like surfing sucks. Don't start, you know, I let people think that…   Krystle: People in the water…   Michael: Yeah, that's it so from a borrower perspective, and this is I kind of want to give you to the soapbox and the podium to sing it from the rooftops? What are some things that borrowers can do to be better borrowers, both on the residential side, and on the commercial side, like if you could describe your wish list your ideal borrower, what things do they have and what is their kind of their picture look like so to speak?   Kenny: And it's kind of funny because I, I'm forbidden to even work on my own loans because I'm not a good borrowers.   Michael: Really?   Kenny: Yeah, it's funny, right? I'm not a good borrower, I'm impatient but I will tell you, it's very simple. If somebody sends you a list of 10 things, and you actually have those 10 things we actually need them. Not like it's nine out of 10 out of maybe another 10. Yeah, so I always tell I joke, but always tell borrowers this. I said, I'm like your doctor and your attorney. They're like, huh, I said, so if you lie to me, I can't discover the cancer and eventually, we'll probably find the cancer but it will be like, when we're three weeks and underwriting and somebody pulls some report, and something pops up and they go, what's this, you're like, oh, I didn't think you'd find that. So I'm like, whatever you think we're not going to find, just tell me now and so I can tell you, let's deal with it now, and not three weeks down the road. So you know, filling out a full application. Letting us know if there's anything else we should know going on with income with job changing with changing bank accounts with maybe recently purchased property, that you're just not going to tell us that you think we're not going to find, you know, the skeletons in the closet, right, especially for us, because that's really what they're doing.   They want to give you a loan, but they also need to go like, what is it that you're not telling us and we pull reports and the reports they pull, they can find things. So for me, it's just being transparent. I mean, the list is pretty easy to follow. I would say one of the things is also a lot of people think I'm self-employed, I don't really show the income or this or that and I can't get a loan, that's really not true. There's many alternative solutions for self-employed. There's solutions for people that might just have you on property rich, I got some cash in the bank, and I you know, I got equity, there's options that don't think because you're not this cookie cutter person, there's not an option, you should talk to somebody and you'll explore it and see and really beat a dead horse and really make sure that there isn't.   Michael: Fantastic and what about on the commercial space?   Krystle: I again, we're so much easier. I just found that people go like, what do I need to get called and I'm like, send me your personal financial statement or real estate schedule. They're like, okay, what else do you need? I'm like, I'm pretty good. You know, I can tell you. I still want your tax returns and your bank statements and all that. So I think for me, just obviously getting stuff in a timely manner. I, you know, we have those clients that take forever to send you something and then the second they send it to you, you're like, they're like, okay, what are we doing now, like, or have you? Are you done yet? Are you close and you're like, you know, I can I also need time. So I think just having somebody that sends you the information that you need, again, someone like Kenny said, someone that's upfront with you about things, like the other thing that I find is like people are just so like, they don't want conflict, right? So if they're shopping you like they don't want to tell you and I'm like, I've lived my entire life, 18 years doing this business competing, like I'm aware, but you have to be upfront, because if a banker finds out like, you know, if they hear the deal for me, and then they hear it from three other people, like that doesn't look good on you as a borrower.   So you want to be upfront with whoever you're working with, hey, look, I'm getting quotes from a few other people. Okay, well, do you know who they're shopping because I just won't go there. Like, that's, that's fine. I don't want to screw the deal up for you. So there's little things like that, where reputation and commercial is so important and this is a small, small business, we all know each other, we all talk to each other. My bankers call me sometimes they go hey, so I just saw this deal from another, another broker, like do you know who's gonna you know, and it's a problem because if I dissected the information, like I don't just take information and throw it at the lender, I dissect it all i breakout capex, I say, okay, I got my insurance, quote, I it's lower than what's projected here. I get a lot of things. So what I submit might be different one than what the other guy is going to submit and so I think, you know, just making sure that you're upfront with people and what you're doing then I can strategize with you like I'm not gonna get upset or work on your deal any less because you know, you're shopping me so I think just being upfront with people is gonna get you the best deal ultimately in the end.   Kenny: Yeah, I will say funny to piggyback on that. I might even end Krystle's business. but I know they're really good at what they do. They just do it and they know what they want the bankers, but bankers will say like, if I'm out there like, oh, Krystle limits are so good. I go, well, what's alternative they go You wouldn't believe how many like commercial mortgage brokers just take the stuff from the seller or whatever just send it to us go, hey, what do you think we can do and they're like, did you look through this? No, you do it and you're like, that's the person that's taking your loan and getting a loan, and Krystle, that's what happens. They could submit that to the lender and lenders like, hey, we already saw this, like, that's not right. I know about, we can't just throw it out the window. So who takes your information, how they present it can literally, like cost you a deal at a good lender and it has. So that's one thing to make sure you work with the right people.   Michael: Yeah, I mean, to that point, Kenny, what questions should people be asking, of their lending professionals are working with and how do they spot some red flags?   Kenny: Well, number one, I would say, you know, if you're working with like, I know Krystal or myself, because I know as you're let's say you're buying an investment property, if your first one, you're probably going to have a, you know, conversation up front, and we're gonna ask you a bunch of questions. So we're going to kind of interview you and we get your stuff. You know, you should be leery when somebody's like, yeah, they took my stuff and I haven't really heard from them. Like, they haven't really asked me anything. I'm like, nothing. They're like, no, I'm like, so did they talk to you about the loan or no and I'm like, so you've had it over there for two weeks? So they mentioned rates? No, I'm like, so when I call somebody to ask them five questions, they can't answer. One, they've been working with somebody, I'm like, what have you talked about that, like, I don't really know. So you should feel very, very informed by the person you're working with and you should feel like, they're getting a lot out of you and they're also even if you're not asking me the questions, I'm kind of like telling you like the things you should know, you should be asking, because, like, so that way, if you do shop, you're like, This conversation was way different with Kenny than then. So and I know you're shopping, I want to be like on your guy, you know.   Krystle: You want to feel like the person like advising you and I don't think it's super common really to find that. For me, I think a big thing that's important is if I'm working with somebody, even a broker, like if I want to go work with a broker to buy properties, they should own properties to like, you should be drinking the Kool Aid, like you're selling it, so you should drink it too. You know, so I think you know, somebody who also is an investor, because I think they're going to understand and look at things as an owner and as an investor themselves. Like, when I look at a deal, I'm looking at it as if I was buying it as if I owned it. So a lot of our clients call us and say, What do you think about this deal? You know, and they get, they get our advice, and they want to get like, you know, their brokers advice. So you can listen to a couple of different people, because we all have a little bit different perspective but especially if you're getting into this, you want somebody who can kind of guide you through this and walk you through the process.   So I think, you know, if you're interviewing people, or you're wanting to like work with a broker or lender, you should ask them, hey, what's the loan process? Can you walk me through it, and how much that person says is going to be really telling, I think you want to work with somebody you like, you know, you just have to like them as a person and then secondly, ask them about the process and see what they say. I mean, either they're going to say something, you know, a few short sentences, or they're actually going to walk you through and let you know what to expect. I think that's the biggest thing is for us, we're advisors, but we also need to manage expectations and so you're going to find out real quick if that person will manage your expectations or not by you know, just understanding what the process is and how they how they answer that question.   Michael: I just want to come back and double click on what you said about liking the person. I can't tell you how many lenders I've worked with that it feels like such a combative relationship, whenever they call, I'm like, oh, god, like so and so is calling, like, kill me now. So versus I've worked with people that I love answering their phone calls, and I've paid more in rate, because I like them and because it was a partnering relationship, as opposed to this, you know, U-verse me type of thing. So I think that that's huge.   Krystle: For sure. I mean, it's somebody you're gonna be working with a lot and like, this is like getting like a physical, you know, like, stripped down, look at your…   Michael: Full cavity search.   Krystle: Yeah, all of it. So, uh, you definitely want to like that person and you want to have like, a sense of trust and I think we only trust people we like, you know, so if you don't really like someone, you know, or they're not getting back to you or they're not really communicating, you're gonna have like, these these, like, you're gonna feel really insecure the whole process and I mean, even as people who do loans, like Kenny says, I'm a bad borrower. Like, yeah, he is because he's always like micromanaging the situation and like, you know, freaking out that there's like, some weird thing that's gonna pop up out of nowhere. So it's like, you want somebody to kind of walk you through that process and manage it. If people who do loans for a living are already stressed out getting loans, like we can guarantee that borrowers who don't do this for a living are probably having a lot of insecurity.   Kenny: Yeah, and one more thing I'll say is, this is a good this is good to know, is like I'll get a complicated real estate investor with a lot of stuff. There are certain lenders you go to and there's certain lenders you do not go to and the problem is they're like I was is that this lender that and I get a lot of people that like I went down the road this guy and couldn't get it done. How do you know you can get it done? I'm like, Well, I don't know where he went but this is definitely a doable fall but I can tell you, there's a lot of lenders, I wouldn't take this, why am I because this is just not what they want. They're not good at this, you know, this is not what they do and Krystle is the same way and I think it's like so some people that are not doing you know, the investment stuff that often they just don't know that they just throw it against the wall, hope it sticks, and they come back to sorry, I know you're we're in escrow, we're not going to get it done. You got to we got to start over again. You're like what I'm supposed to close. So, you know, like, like, goes back to like, and trust is good, but also work with somebody that just has it, like, have they closed these loans? Have they done many of them, you know?   Michael: Yeah, no, that's great. Y'all, this has been super, super fun. The last thing that I want to touch on, which I'm sure is on everybody's mind, I would love for you all to get out your crystal ball and no, that wasn't a play on words, legitimately. Where do you think rates are going?   Krystle: So yeah, I wish we all had a crystal ball for that I've had I have certain clients who think the sky is falling and rates are going to be at 10% by the end of the year and then I have other people who are like, you know, I think you know, because of the amount of debt that we have, we've never had so much debt ever. Real estate inventory is still down, there's still a lack of housing. So in terms of real estate and interest rates, I think rates are gonna go up a little bit more of most of our lenders are predicting another point to a point and a half by the end of the year. But I think after that they're gonna have to start bringing scaling back because this last Fed rate hike, like definitely caused a lot of panic in the market. That was like a rough week for us, just everybody calling is everything, okay and what's happening lenders just raising rates, like multiple times a day, which does not happen in commercial. So things like that.   So I definitely saw the scare the next Fed rate hike, I think they will raise the rates again, I think we'll be looking at another half to three quarters hike. So I think we're in like a little low right here, right now I really like okay, treasuries have come back down and finished my summer vacation, you know, but the winter is going to be a cold road, you know, like, I think that things are gonna slow down a little bit, and people are just going to wait and see what happens and rates will be up maybe another point or so and then I think we're gonna have to start heading the other direction, because corporate debt, like there's a lot of debt, besides just our home loans and our apartment loans, there's all the corporate debt, there's government debt, all this stuff, and that's all tied to prime. So if the country can't pay their bills, you know, like, they're gonna have to keep, they're gonna have to keep rates low. Like, we can't keep going like this. So that's, that's my opinion.   Michael: There's no such thing as a cold winter in San Diego, come on.   Krystle: I mean, 16 degrees is cold.   Kenny: Yeah, I think I mean, like Krystle said, you know, piggyback off that, I think at the end of the day, we have to understand why the rates were raised and it's simply we've learned, it's like, yes, Jerome Powell, we got you loud and clear that until inflation, not just stops, but we see it progressively go low, and it stays there, they're gonna keep doing what they only know to do is to I look at it this way and I keep saying this over and over is, the more I studied this stuff, is where they want the economy to boom, they just put liquidity in, they either give it to people, they give you gas credits, give you money, don't pay, well pay your rent, you know, let's lower rates, let's you know, it's all that's monetary coming in, when they want to slow it down and hit the brakes. They just pull the liquidity out and they're pulling tons and tons and tons of liquidity out of the system. It's parked on the sidelines, they don't talk about it, but it's a massive, massive number that's sitting there and so on top of pulling liquidity out, which actually is the bigger issue, right? They are obviously in pushing rates up, so they're gonna hike and then we all know that even if they stopped hiking now and they started doing QE, we probably still have some type of recession, you know, so they're gonna put, we're going to have some pain. I mean, unfortunately, the party went on too long, they spied the Punchbowl and they left it out too long and we are going to have a massive hangover and we're all going to feel it and then they're going to put us to pain right there. We're going to be held down, we're gonna get to two, three wave hold down and then the Jetsons gonna come along and grab you and pull you back out and then when they do that, they'll probably do the same type of thing. So you know, lower rates, no, no one knows the Krystle ball, like how long this is gonna go but I just tell people, you just have to listen to the Fed and they mean business now ad there and when we start feeling pain, but I think like Krystle said is I think we're already starting to hear little this and that, you know, from people we know that owns jewelry stores or people that have you're starting to hear things that in the last couple of months, things have slowed down and you're starting to hear that. It's in one way, it's like not good, but one way it's good because if we don't slow down, they're just going to keep raising rates and we're going to have more probably Oops but I feel like the next hike is definitely going to do. I feel like that's going to be it. That's going to be like the nail in the coffin nail.   Yeah, I feel and I think they're going to let that run and then I think like Krystle says, come after summer, I think a lot of people are going to be like, you know, we're gonna start pulling back and I'm already hearing it, I'm hearing it from people, we're gonna do a addition on their house. Now they're not people, we're gonna go buy this or do this. Now, they're not people, you know, you're hearing talks of people and it's not that they don't have the money. They're like, I should probably not do that right. Now, that doesn't make sense but that's because what the Feds doing is working. So once this all happens, of course, we'll be back to QE, lower rates. My prediction is, we probably see start seeing some lower rates definitely by like early next year, q1, q2 starting to see rates come down and look, we might be shocked, depending on how much pain is in the market itself, they might have to really like COVID really hit the hammer on him and drop rates for a small period of time. So I think a refi boom, and the pent up demand that's going to come on the backside of this is going to be pretty insane. The amount of commercial guys that are big syndicators that aren't doing deals. They're just chomping at the bit there waiting. Where's the bottom? So everybody's sitting here going, we're kind of waiting for this recession. Where's the bottom? Where do I enter, right and it's just as unknown and it's kind of weird that we're just sitting here. Usually we get blindsided by it.   Michael: Yeah, interesting. Well, we will definitely have to have you both back on and q1 q2 of 23. And see how the predictions panned out.   Krystle: If we were right or wrong.   Michael: Yeah, well, we'll either be celebrating you are nailing you both up to this…   Kenny: But this is but it's funny, because we do we do month over month. I do month over month, a webinar on the housing market and in January, not I mean, you couldn't find one person that we looked at our study that they thought by q4 of this year, the worst highest rate prediction was 4% of this year. We were there like the first month. Yeah, everybody that thought we were gonna go this fast. Nobody predicted that sort of like, I thought this is like we're just kind of like in this. Like, they didn't think that you know, so we're just sitting here going, wow, nobody predicted this. They all thought we'd be raised to be at least a point or two lower, which is crazy…   Michael: Oops… Yeah…. Okay. Well, you too, this has been so much fun, really, really, really informative. Thank you so much. If people want to reach out to you both directly, where's the best place for them to do that?   Krystle: You can go to https://getinthecashflowgame.com/ and that links to both Kenny and I's, separate sites for financing, whether it's commercial or residential and then we're on Instagram and all the things so I'm Krystle Moore, and he's Kenny Simpson, the opposite the two best places.   Kenny: Yeah, appreciate you having us on. This has been fun.   Michael: Awesome. No, totally, totally my pleasure and definitely looking forward to chatting with your again soon.   Krystle: Absolutely, thank you so much.   Michael: Take care you two!   Okay, everyone, that was our episode a big thank you to Krystle and Kenny for coming on a lot of fun, super insightful, and especially if you're thinking about making that transition that leap from residential two to four units up to commercial family, this was a good one to listen, definitely keep it in your back pocket and as they mentioned, have some of those documents at the ready and you'll be really well prepared for getting into some of those commercial mortgages. As always, if you liked the episode, please leave us a rating or review wherever you get your podcasts and we look forward to seeing the next one. Happy investing…

Tales from the Fandom
Episode 276: K-K Bracken talks Our Flag Means Death, HopePunk TV shows, Avatar: The Last Airbender, and CabbageCon

Tales from the Fandom

Play Episode Listen Later Jul 25, 2022 61:42


K-K Bracken joins me to talk about a number of their favorite fandoms! We first start off talking about Our Flag Means Death. Recorded right before the announcement of a season 2 renewal, we talk about how they learned about the show, their favorite characters, and more. If you haven't watched it, you need to. Then, we switch over to HopePunk shows. K-K tells me about what HopePunk means, and the shows that they identify as HopePunk. We talk about Schitt's Creek, Parks and Rec, Ted Lasso, and The Good Place. From there, we venture into Avatar: The Last Airbender. From how they got into the show, their favorite characters, bending, The Legend of Korra, the Kyoshi books... Then we wrap up with talking about CabbageCon. The successfully kickstarted fan convention for Avatar: The Last Airbender and The Legend of Korra takes place in Columbus, OH from March 30 to April 2, 2023. K-K talks about their work doing previous fan conventions, and what their hopes are for CabbageCon. Interested in attending CabbageCon? Use code TALES at checkout for $5 off your ticket. You can find more information about CabbageCon including volunteering at: https://cabbagecon.com/ https://www.facebook.com/cabbageconvention https://twitter.com/avatarfancon https://www.instagram.com/cabbageconvention/ Get 10% of your order of Woodmarks, Tolkien style maps, and more from In The Reads by using code TALES10 at checkout. Visit them at: https://inthereads.com/  

Mín skoðun
615.þáttur. Mín skoðun. 25072022

Mín skoðun

Play Episode Listen Later Jul 25, 2022 62:04


615.þáttur. Mín skoðun. Heil og sæl. Í dag Eru tveir viðmælendur. Hannes S.Jónsson formaður KKÍ en U20 karla var að ná frábærum árangri á EM og það er nóg um að vera hjá yngri landsliðum okkar í körfubolta. Andri Steinn er í spjalli um Bestu deildina en þar var leikið í gær og einnig í kvöld. Lengjudeildin er á sínum stað og svo fréttir og slúður margt fleira. Njótið. 

Only Murders in the Building Podcast
BONUS: The Tell - LIVE REDDIT TALK

Only Murders in the Building Podcast

Play Episode Listen Later Jul 23, 2022 47:01 Very Popular


Keener and KK are joined by Season 2 Episode 5 co-writers Matteo Borghese and Rob Turbovsky (Silicon Valley, It's Always Sunny in Philadelphia). They discuss Episode 5 "The Tell" and Rob & Matteo answer questions live. THEN the sleuthers discover some very Brady secrects.  Join us on the next LIVE REDDIT TALK Wednesday 7/27 @ 3:30pm PT Email us YOUR theories and guesses at onlymurders@strawhutmedia.com From Straw Hut Media

뽈리FM - 풋볼리스트 라디오
[국축취재단: 하드K리] 17. 지금 우리 K리그는 외국인 보유 확대 고민할 시기

뽈리FM - 풋볼리스트 라디오

Play Episode Listen Later Jul 22, 2022 82:30


오늘의 하드K리 - K리그 외국인 쿼터! AFC에 발 맞춰 가야할까? 국축취재단이 하드하게 털어봤다. 타임라인 00:00:00 오프닝 00:01:00 취재단 인사, 현장 다녀왔습니다 00:11:08 AFC는 늘린다는데, K리그는 관망 00:17:07 외국인 보유 확대 찬성론 요지는? 00:31:32 외국인 보유 확대 신중론 요지는? 00:48:32 K리그의 현실적 절충안 대토론 01:12:10 리그의 진보를 위한 고민, 다양한 방식의 외국인 활용법 나와야 01:18:45 클로징

Metal Gods Podcast
Death Row

Metal Gods Podcast

Play Episode Listen Later Jul 22, 2022 60:58


Join our first foray into 1997's Jugulator, the first of two Judas Priest albums featuring Tim Owens on vocals, and a controversial entry in the Judas Priest canon. "Death Row" is our song of the week. Your hosts level some hard criticisms at the song where it's warranted, but praise the performances where it's due. George, Tom, and Hattie address the different opinions of Jugulator held by the fanbase and give their own impressions of the album. This episode will show no mercy, so don't anticipate it.Metal Gods Podcast is created and produced by: George Silano, Tom DeVita, Hattie McHattersonEmail: metalgodspodcast@gmail.comFacebook: https://www.facebook.com/metalgodspodcast/Twitter: https://twitter.com/metalgodspodMetal Gods Podcast is part of the Deep Dive Podcast Network. Check out https://twitter.com/deepdivepodnet?lang=en for more great pods dedicated to covering classic metal and rock artists in detail, and find a new favorite show!

The Karen Kenney Show
If Life Was Like A Buffet

The Karen Kenney Show

Play Episode Listen Later Jul 21, 2022 36:07


Have you ever felt like you're taking on too much in your personal life or business? Today on The Karen Kenney Show, we're talking about our lives as they might compare to a buffet. You know the restaurant/cafeteria style of eating where we get to pick and choose how much we pile onto our plates? Not sure how it is for you, but sometimes in this kind of setting, our eyes end up being bigger than our stomachs and our plates become way too full to finish. The same can be seen in our daily lives; people calling on us for help, looking for support, a bunch of events and activities that we want to attend, filling up the schedule, booking up all of our time and we end up with too much on our symbolic “plates” of life. We fill our day to day with so much commitment that we leave no room for ourselves to just BE, often taking it to the point of burnout. We need to be more aware of our limits, what we say yes to, who's been “picking” off our plates and when it's time to back away from the buffet! Ha! What have you been putting on your plate that you could delegate or let go of? KK's Takeaways Generator By Human Design (5:19) Labels We Put On Each Other (11:32) Who Are You Eating With? (16:29) Wearing Different Masks (21:54) How Do We Know There Is A Problem (25:35) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the https://www.eomega.org/workshops/teachers/karen-kenney (Omega Institute for Holistic Studies).

Only Murders in the Building Podcast
The Tell

Only Murders in the Building Podcast

Play Episode Listen Later Jul 20, 2022 46:57 Very Popular


Join Keener and KK as they take a deeper look into the life and death of Bunny Folger. Today we'll be talking to the writers of episode five, Matteo Borghese and Rob Turbovsky, as well as Ryan Broussard who plays Will Putnam, and Ariel Shafir who plays Ivan. Plus, we'll hear more from showrunner and co-creator John Hoffman. We'll talk about the Oliver's gift for reading people, Teddy's 20 year f*ck, and Ivan's essential role in solving Bunny's murder. Email us YOUR theories and guesses at onlymurders@strawhutmedia.com Join us on the next LIVE REDDIT TALK Wednesday 7/21 @ 3:30pm PT From Straw Hut Media

Third Man Walking
Third Man Walking No. 45: Two Strange 5/10 Sessions

Third Man Walking

Play Episode Listen Later Jul 20, 2022 43:52 Very Popular


Your correspondent recaps two 5/10 sessions on consecutive days, reviewing 15 hands, including four that fell within a single hour of poker that nearly broke his brain.0:48 The effects of switching casinos2:28 AA (no heart) on JT8r2hh7hhh5:10 KdKx on J52ddx3x8:17 KK (no diamond) on 732rJdd6x11:16 KK on Q76rJssAx13:12 KK (not a typo!) (and no spade) on AJ8sxs16:08 QTo on T54r3ddQx18:28 QQ preflop spot19:22 AQdd on 554dhh2x22:35 Session two (5/10 no limit)22:53 AKo preflop spot25:52 AKss on Q87xss28:04 QJss on 522sxxKdd8x30:32 QQ on Q43r5ss33:58 87ss on JTTssx2sss8x35:38 Q9hh on 887r6dd7x38:42 54ss on 553xcc9x9ccctwitter.com/thirdwalkingthirdmanwalkingpodcast@gmail.comcrushlivepoker.com

Only Murders in the Building Podcast
Bonus: Here's Looking at You... LIVE REDDIT TALK

Only Murders in the Building Podcast

Play Episode Listen Later Jul 15, 2022 60:31 Very Popular


Keener and KK are joined by Season 2 Episode 4 co-writer Rachel Burger. They discuss "Here's Looking at You..." and Rachel takes questions. Turns out Reddit is a valuable resource for the Only Muders writer's room. Join us on the next LIVE REDDIT TALK Wednesday 7/20 @ 3:30pm PT Email us YOUR theories and guesses at onlymurders@strawhutmedia.com From Straw Hut Media

뽈리FM - 풋볼리스트 라디오
[국축취재단: 하드K리] 16. 이러다 죽겠어요... K리그 혹서기 휴식 필요한 이유

뽈리FM - 풋볼리스트 라디오

Play Episode Listen Later Jul 15, 2022 77:05


오늘의 하드K리 - K리그 혹서기 살인 일정, 대안은 없을까? 국축취재단이 하드하게 털어봤다. 타임라인 00:00:00 오프닝 00:02:38 토트넘vs팀k리그 취재썰 00:12:16 토트넘전에 대한 이승우 소신발언 배경 00:20:56 K리그, 여름에 일정이 더 몰리는 이유? 00:29:21 현장의 목소리, 진짜 죽겠습니다. 00:45:21 K리그 혹서기 휴식기가 필요한 근거 01:04:10 추춘제를 할 수 없지만 추춘제를 역이용 한다면 01:13:28 클로징

HT Daily News Wrap
Delhi Court Grants Bail To Mohammed Zubair In Connection To The 2018 Tweet

HT Daily News Wrap

Play Episode Listen Later Jul 15, 2022 3:32


Top #news today: Delhi court grants bail to Mohammed Zubair in connection to the 2018 tweet> Bullet train project: Maha govt clears issues related to land acquisition> ‘Woman should not be made to choose between child and career': Bombay HC> Canada ministers condemn vandalisation of Mahatma Gandhi statue> KK's family calls his death ‘worst pain' in heartfelt note about moving ahead: 'We are doing better every day'Listen here:@HindustanTimes #News #DailyNews #DailyUpdates #CurrentAffairs #AudioNews #Podcasts #HTSmartCast

The Karen Kenney Show
Let Them Underestimate You

The Karen Kenney Show

Play Episode Listen Later Jul 14, 2022 45:30


Have you ever felt underestimated by different people in your life? Sometimes, people are quick to underestimate us, particularly if we're not the same as them or display characteristics or traits that differ from their own. But to that I say “let them underestimate you.” Use their disbelief to your advantage. The people who truly get you and value you won't be swayed by the ignorance of others - they'll see your genuine skills, truth and characteristics and appreciate them and even, admire you for them. Today on The Karen Kenney Show, we're talking about the secret superpowers that each of us have. A brilliance, a light and love that just because other people don't always see it, whether they're threatened by it, afraid of it, or don't want to acknowledge it out of fear, arrogance or fragility, doesn't make your worth any less true. So if nobody else has told you today, just know that I'm over here celebrating you. Let them underestimate you, because I know and I hope you know, how powerful you are at the core of it all. KK's Takeaways: • Let Them Underestimate You (7:17) • We're Out Of Those (11:58) • Vikki Runs Forward (15:44) • Scene In Target (23:49) • We Are Spiritual Beings (33:24) • Walk Softly & Carry A Big Stick (37:58) • We All Have A Little Rocky In Us (42:02) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the https://www.eomega.org/workshops/teachers/karen-kenney (Omega Institute for Holistic Studies).

Only Murders in the Building Podcast
Here's Looking at You...

Only Murders in the Building Podcast

Play Episode Listen Later Jul 13, 2022 42:48 Very Popular


Join Keener and KK as they take a deeper look into the life and death of Bunny Folger. Today we'll be talking to the writers of episode four, Valentina Garza and Rachel Burger, as well as Zoe Colletti who plays the only person cooler than Mabel Mora, Lucy! Plus, we'll hear more from showrunner and co-creator John Hoffman. We'll talk about Nina Lin as a suspect, the writing process for that intense elevator scene between Teddy and Oliver, and we'll explore the secret passageways of the Arconia, and learn some cool Gen Z slang.  Email us YOUR theories and guesses at onlymuders@strawhutmedia.com Join us on the next LIVE REDDIT TALK Wednesday 7/13 @ 3:30pm PT From Straw Hut Media

WIRED
WIRED Podcast // EP 29 Amy Hanna and & KK Kokonaing

WIRED

Play Episode Listen Later Jul 12, 2022 27:33


On this issue of the WIRED Experience Podcast, Clinton has the privilege of talking with KK Kokonaing and her mentor, Amy Hanna, to discuss the importance of sharing one's story and the need for all of us to learn how to grow together in one-on-one community. As Miss Indiana Teen USA, KK carries the banner to use her voice to help all people understand their value and lower the stigma around mental health.Support the show

Karen & Kayleigh are Here for the Right Reasons
Boys Boys Boys - Bachelorette Season 19 pre-show review of the fellas

Karen & Kayleigh are Here for the Right Reasons

Play Episode Listen Later Jul 9, 2022 59:35


The Bachelorette Season 19 is almost here! Karen & Kayleigh are Here for the Right Reasons to break each episode down for you. Gabby Windey and Rachel Recchia will share the spotlight this season as dual bachelorettes.  But what about the guys they will be dating? To paraphrase Lizzo-  will these Boys Boys Boys make our Bachelorettes go crazy?  Only time will tell.  K&K are here to review the fellas who are about to compete for our Bachelorettes' hearts.  And in particular, ascertain their education levels and careers.  

Only Murders in the Building Podcast
The Last Day of Bunny Folger - Live Reddit Talk

Only Murders in the Building Podcast

Play Episode Listen Later Jul 8, 2022 36:10 Very Popular


Keener, KK and Only Muders in the Pod producer Maggie Boles take comments and questions and disucss Episode 3 in this live Reddit Talk. Join us on the next LIVE REDDIT TALK Friday @ 5:30pm PT Email us YOUR theories and guesses at onlymuders@strawhutmedia.com From Straw Hut Media

Metal Gods Podcast
Jawbreaker w/ Kyle Beam (UNDEATH)

Metal Gods Podcast

Play Episode Listen Later Jul 8, 2022 77:09


Guest: Kyle Beam (Undeath)It's time... to defend the faith! But your hosts are going to need some help from Kyle Beam, guitarist of Undeath (Rochester, NY, USA), the hottest band in the current death metal scene. Our task today is to break down "Jawbreaker", a cult classic cut from 1984's seminal Defenders of the Faith. We discuss lyrical interpretations ranging from the semi-official to the unofficially-official to the totally speculative, and we don't hold back. We also check out live versions from 1984, 2015, and even 2001 from Halford's Live Insurrection. This episode is as deadly as the viper and it's on the verge of snapping if it's caught in your ears.Check out Undeath's music and merch here:https://undeathmetal.com/"Rise from the Grave" featured at the end of this episodeMetal Gods Podcast is created and produced by: George Silano, Tom DeVita, Hattie McHattersonEmail: metalgodspodcast@gmail.comFacebook: https://www.facebook.com/metalgodspodcast/Twitter: https://twitter.com/metalgodspodMetal Gods Podcast is part of the Deep Dive Podcast Network. Check out https://twitter.com/deepdivepodnet?lang=en for more great pods dedicated to covering classic metal and rock artists in detail, and find a new favorite show!

The Karen Kenney Show
My Spiritual Team Ass Kickers

The Karen Kenney Show

Play Episode Listen Later Jul 7, 2022 47:38


When it comes to my Spiritual Team (ST), I'm what you might call kind of a “mutt.” I draw upon a lot of Divine Helpers from different traditions and don't just stick to only one particular thing. My ST is a cast of characters that put me back in touch with who I really am, remind me of what I'm capable of, what my purpose is and to whom I belong. Today on The Karen Kenney Show, we're talking about the “ass kickers” that are on my Spiritual Team! We're diving into why I think they're important, why I encourage people to have at least one on their team, and what the power and benefit of their presence can do for us. Now, not everybody is going to feel the same about having some on their team and that's OK. This is where knowing yourself is wicked important because we'll all be inspired by different people, means, tones of voice, and approaches. If you don't know what the heck I'm talking about, when I say “Spiritual Team”, then you've probably not downloaded my freebie gift to you. It's a downloadable PDF called “Building & Meeting Your Spiritual Team”. Go to karenkenney.com/freebie to learn more and get your copy today! KK's Takeaways: • Get Your Freebie (1:35) • Mr Rogers (5:31) • Kona World Championships (8:40) • A Punching Bag No More (14:13) • Commitment To Excellence (17:03) • Joan Of Arc (25:12) • Guiding The Souls (30:57) • When The Going Gets Tough (34:53) • Add One To Your Team (39:36) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the https://www.eomega.org/workshops/teachers/karen-kenney (Omega Institute for Holistic Studies).

Only Murders in the Building Podcast
The Last Day of Bunny Folger

Only Murders in the Building Podcast

Play Episode Listen Later Jul 6, 2022 41:13 Very Popular


Join Keener and KK as they take a deeper look into the life and death of Bunny Folger. Ben Smith, the writer of episode three, explains the original plan for the episode and why it changed. Showrunner and Co-Creator John Hoffman and actress Jackie Hoffman come back to help us humanize Bunny and understand her motivations. And of course, we talk to the Tony award-winning actress Jayne Houdyshell, who brought Bunny Folger to life and helps her live on through the voice Mrs. Gambolini. Is there anything to know about her mysterious relationship with Ivan, the waiter at the Pickle Diner? And who might be next on our killer's hit list? Email us YOUR theories and guesses at onlymuders@strawhutmedia.com From Straw Hut Media

Third Man Walking
Third Man Walking No. 44: Mixed Games, Poker Culture & Rock Music, With Steve Albini

Third Man Walking

Play Episode Listen Later Jul 6, 2022 45:17


Your correspondent speaks with iconic rock guitarist and recording engineer Steve Albini, who has recorded Nirvana, the Pixies and PJ Harvey, and who recently won his second WSOP bracelet.0:16 Introduction2:16 Steve Albini joins3:10 Albini discusses his job as a recording engineer5:04 What kinds of sounds Albini is known for7:31 How Albini became a serious poker player8:35 Mixed games10:03 Adjusting to new constraints in poker14:42 What Albini likes about poker16:40 Stylized sociopathy in poker and music (excerpt: Shellac, "Crow," used with permission)18:58 Machismo in poker (excerpt: Shellac, "Watch Song," used with permission)21:55 Scamming in poker and independent music24:36 Why Albini doesn't like Las Vegas26:10 Other musicians who are good poker players28:30 Why Albini isn't playing the Main Event29:40 Albini's thoughts on recording sessions with the Breeders32:30 Joanna Newsom34:11 Melt-Banana37:05 Recap of your correspondent's recent trip to Las Vegas39:30 Hand from the Mini Main Event: KK all-in preflop41:56 Hand from Venetian bounty event: KK all-in preflopSteve Albini, "The Problem with Music" https://thebaffler.com/salvos/...Shellac, "Crow" https://www.youtube.com/watch?..."Douchebags in sunglasses ..." quote: https://www.theringer.com/spor...Shellac, "Watch Song" https://www.youtube.com/watch?...Breeders, "Doe" https://www.youtube.com/watch?...Joanna Newsom, "Only Skin" https://www.youtube.com/watch?...Melt-Banana, "Scratch or Stitch" https://www.youtube.com/watch?...twitter.com/thirdwalkingthirdmanwalkingpodcast@gmail.com

Talk Yo Shit
Ep. 8 Too much Squirting!!! And how much Pussy cost!!!

Talk Yo Shit

Play Episode Listen Later Jul 1, 2022 53:10


Listen in as Blaze, Kk, Boom, and MixedByBL chime in on growing bootys, too much squirting, how much puszay cost and a few other wild crazy topics!!! --- Support this podcast: https://anchor.fm/montrell-wiley/support

The Karen Kenney Show
Be, Do, Have

The Karen Kenney Show

Play Episode Listen Later Jun 30, 2022 28:43


In this day and age of social media and the internet, a lot of people seem to have no respect for intellectual property. They will just take someone else's words, content and or ideas and slap their name on a quote card and call it their own. They believe that if they alter it slightly, even just by one word and then attribute it to themselves, then they're good to go. Sometimes they'll even teach entire concepts word for word without ever giving attribution. In fact, there's a few successful people who've made a lot of money in the coaching and entrepreneurial world on the backs of people who came before them that they give no credit to. Today on The Karen Kenney Show, we're talking about having integrity and not plagiarizing someone else's work. Or as I like to simply say… “Don't steal sh*t!” It's really not that complicated. Having the integrity to acknowledge your teachers or where you get information from doesn't take anything away from your intelligence or reputation. In fact, it works in your favor and shows that you're confident enough in your own wisdom and lived experience, to not be afraid to let people know about your mentors, teachers or other brilliant friends who you've learned from or are also doing great work in the world!   KK's Takeaways: Go & Steal Someone Else's Work?! (3:20) Be, Do, Have (7:30) There Are Exceptions (13:48) Live Their Lives Backwards (18:05) Who Am I Being? (21:46) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the https://www.eomega.org/workshops/teachers/karen-kenney (Omega Institute for Holistic Studies).

Only Murders in the Building Podcast
Persons of Interest & Famed

Only Murders in the Building Podcast

Play Episode Listen Later Jun 29, 2022 42:21 Very Popular


The time has finally come! KK and Keener are back and bringing you behind the scenes of the much awaited Season 2 of Only Murders in the Building! Join our true crime loving duo as they dive into the first two episodes. We'll learn the origins of the Cocotini with show runner and co-creator John Hoffman, discuss the two sides of fame with co-writer of episode one Noah Levine, and sling one liners with Uma Heller herself, Jackie Hoffman. Grab your own Shirley MacLaine approved Cocotini from Geoffrey's in Malibu or make one yourself with this recipe: 3 ounces pineapple vodka 1 ounce pineapple juice .25 ounces coconut cream Garnish w/ cherry  From Straw Hut Media 

Rádiofobia Podcast Network
Vozes do Brasil 003 - Carlos Henrique - KK

Rádiofobia Podcast Network

Play Episode Listen Later Jun 29, 2022 58:46


Saudações, ouvinte apaixonado pelo rádio! Está NO AR o podcast VOZES DO BRASIL! Como parte do novo projeto ELES AJUDARAM A ESCREVER A HISTÓRIA DO RÁDIO NO BRASIL, começa a série que vai trazer as mais empolgantes entrevistas conduzidas por Luiz Fernando Magliocca com personalidades que muito fizeram pelo nosso querido veículo de comunicação, que completa 100 anos neste ano de 2022! O terceiro programa do projeto foi buscar, no Paraná, o dono de uma voz inconfundível. Ainda garoto, trabalhou na "Excelsior - A Máquina do Som" e foi ele que teve a ideia de desenhar o logotipo que apareceu na capa dos LPs da Som Livre. Sucesso no rádio e na TV, foi então para o Clube da Voz dinamizar o projeto. O resto você acompanha no episódio do VOZES DO BRASIL com Carlos Henrique, o KK! Para seguir nas redes sociais: - Canal do YouTube do Luiz Fernando Magliocca - Instagram do @luizfernandomagliocca - Perfil do Luiz Fernando Magliocca no Facebook Assine o FEED do Vozes do Brasil: Para ouvir o Vozes do Brasil no seu agregador de podcasts preferido, clique aqui e assine o nosso FEED! Assine e avalie nosso podcast no iTunes: Se você usa o iTunes no seu computador, tablet ou smartphone, assine e avalie nosso podcast clicando aqui! Vozes do Brasil no Spotify: Caso prefira ouvir o Vozes do Brasil no Spotify, é só clicar aqui e assinar o nosso podcast no serviço de streaming! Publicidade: Entre em contato e saiba como anunciar sua marca, produto ou serviço em nossos podcasts.

Greener Grass
Summer Break - Weekly Roundup

Greener Grass

Play Episode Listen Later Jun 27, 2022 12:13


It's summer people! The kids are out of school, the pool is open and it's hot AF. K&K are going on vacation, taking a breath and will be back for Season 3 in the fall when the kiddos go back to school. Have an amazing summer and we'll catch you on the other side.   Vibrant and Hugh & Grace code: GREENERGRASS Get the Greener Grass Newsletter HERE IG: @grandrevecreative Twitter: @grass_podcast Email:  kerry@grandrevecreative.com

Metal Gods Podcast
Prophecy / Dawn of Creation [Anniversary: Nostradamus]

Metal Gods Podcast

Play Episode Listen Later Jun 24, 2022 83:12


NEXT EPISODE JULY 8Guest: Adam DiLuzio @bigfknadzWe're back! And we're wishing a Happy 14th birthday to Judas Priest's strange, epic opus Nostradamus, itself the 16th Judas Priest album. The band explored new territory and gave us possibly their most divisive work. George and Tom might not have been thrilled with "Revelations" in Season 1, but can "Prophecy" make a better impression? Special guest Adz carries the torch for this album and song, and highlights its good points. We touch on Judas Priest's live performances during this era, the complicated legacy of the album Nostradamus, the man Nostradamus himself, with time for a few tangents on Symphony X, Queensryche, and Opeth.Metal Gods Podcast is created and produced by: George Silano, Tom DeVita, Hattie McHattersonEmail: metalgodspodcast@gmail.comFacebook: https://www.facebook.com/metalgodspodcast/Twitter: https://twitter.com/metalgodspodMetal Gods Podcast is part of the Deep Dive Podcast Network. Check out https://twitter.com/deepdivepodnet?lang=en for more great pods dedicated to covering classic metal and rock artists in detail, and find a new favorite show!

The Karen Kenney Show
You Create Your Own World

The Karen Kenney Show

Play Episode Listen Later Jun 23, 2022 38:01


There are times by simply being ourselves and making our own choices, we inspire or influence others in a positive way to look at themselves and what their path is. This happens especially if someone looks up to us, respects us or likes to learn from us. Occasionally, it can also have the opposite effect, and people will see or hear you and then subconsciously feel uncomfortable with what they themselves are doing, what they're choosing or how they're being. And, sometimes by just you being you, you being your creative self, or you living in the world as you are and as you feel called to do, other people are going to feel the need to say something about it. Here's the thing, we don't have to say (or believe) every damn thing that pops into our head. In fact, so much of what we think about how life or others should be is biased and unnecessary, but the ego tries to convince us that what we have to say is so special and important, that we feel the need to share all of it with the world wherever we go. Today on The Karen Kenney Show, we're talking about “creating our own world”. One where we get to do what we need to in order to feel healthy, happy and fulfilled, without feeling the need to inflict those preferences on others. This doesn't mean that we don't share about them, we just don't need to insist that others follow suit. As Bob Ross so brilliantly said; “Just because I did one, doesn't mean you have to.” We're all here to find our own way and one person's preferences, does not make another's wrong. We get to be different and that's super-duper OK! KK's Takeaways: • Bob Ross Teaching (4:10) • You Don't Have To Say Everything That Comes To Mind (11:14) • When I Stopped Drinking (17:28) • We Think The World Happens To Us (24:12) • We Make Sh*t Up In Our Heads (28:35) • Is It True, Kind & Necessary? (34:05) Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the https://www.eomega.org/workshops/teachers/karen-kenney (Omega Institute for Holistic Studies).

The Karen Kenney Show
Adding A Little Light

The Karen Kenney Show

Play Episode Listen Later Jun 16, 2022 51:46


It seems like so many people are feeling overwhelmed these days or have a kind of “sense of despair”. There's been so much senseless violence, loss and grief happening in the world and folks are just trying to work their way through it. Even in my own life, in the past six months, I've lost three of my Aunties, and three of my furry kids. Let me tell you, it has been a season. I also know people who've lost their homes or have been kicked out of their homes, and I've heard of others whose rents have doubled overnight. The stories are just heart-wrenching and it sometimes feels like the world has lost its ever-loving mind. The question that often comes up in my work with others is, “What can I, as one individual person, really do to make a difference?” To this I say, “While we can't change the world, what we can do is change ourselves, our minds, our perspectives and choose how we respond to what is happening in the world.” Today on The Karen Kenney Show, we're talking about how much there's going on in the world, and how that can leave people feeling hopeless or helpless, or like you're being left in the dark without a clue on what to do. My goal for this episode is to share a few of the helpful tools that I've used when it comes to navigating through some of the “colossal shit shows” that seem to happen in our world. KK's Takeaways: I'm Not Alone (5:01) Our Perspective Plays A Huge Role (9:28) Faith Without Works Is Dead (15:09) What Am I Going To Do (22:19) We Need A Calm Mind (27:02) Let Me Sow Love (35:23) In These Dark Times (39:41) The Light Comes On (44:25) Karen Kenney is a Certified Spiritual Mentor, Certified Hypnotist, writer, speaker, and the host of The Karen Kenney Show Podcast. She's also the founder of THE NEST, a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense of humor and her no BS approach to Spirituality. It's part of Karen's calling to help people rewrite their old stories, shift their perception from fear to Love, and deepen their connection to Self, Source & Spirit! She calls this transformational work, Your Story to Your Glory and it lights her up to see how putting this “down to earth” Divine alchemy into action, helps people to feel more empowered, happy, grateful and peaceful in their everyday lives! A sought-after speaker, spiritual teacher, and wicked fun guest for podcasts, live events, group retreats and mastermind programs, Karen's been invited to speak & teach on various platforms, stages & retreat centers across the country, including leading four weeklong workshops at the Omega Institute for Holistic Studies. Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK grew up in Lawrence & Boston, MA, and graduated from Boston University with a degree in Communications. She's known for her storytelling, her sense...

The Karen Kenney Show
Creating Opportunity with Sean & Steph Snow

The Karen Kenney Show

Play Episode Listen Later Jun 9, 2022 150:09


If you've been feeling uninspired, or unsure if you're up to the task at hand, or finding it hard to get out there and enjoy what life has to offer, then this episode might be exactly what you need! Today on The Karen Kenney Show, we're talking to my longtime friend Sean Snow (S2), a former triathlon coach, who's participated in 5 Boston Marathons, and has competed world-wide in over 70 Half-Ironman Races, 35 Ironman Races, and 15 World Championships, including the Hawaii Ironman 5 times! We're also joined by his daughter Stephanie - a former three-sport athlete, who's now found her passion in endurance racing and is following in his father's footsteps! We dive into what it takes to lead this kind of athletic lifestyle, including the level of commitment, the early wake up times and the daily physical, mental, emotional training and spiritual practices they do that helps them to give their best, create opportunities and bring some light to the world every day. My hope with today's episode is that you'll join us in the laughter and reminiscing, but most of all be inspired to expand your comfort zone, try something new and ask yourself how you can bring your own bright light and “fire” to the world around you. KK's Takeaways: Talking To People Everywhere I Go (6:09) You Sign Up To Run, Walk & Swim How Far? (11:41) Coaching, Toyota & Training (16:13) What Is A Triathlon? (22:52) You're Getting Older But Better (28:59) S2 Daily Posts (36:41) Obstacles Don't Have To Stop You (41:10) Superstar Team (52:27) You Deserve To Be Out There (57:45) You Go Through The Ebbs & Flows (1:06:24) It Takes Commitment (1:15:54) Twilight Hour Is The Holy Hour (1:28:05) Show Up Better As Yourself (1:41:21) Who Inspires You? (1:54:26) Which Road Will You Take? (2:04:35) We Need The Mentors (2:09:51) We Are Competitive (2:15:08) Sean Show is a husband, father and loves the art of competition. He played hockey and baseball through his teenage years, and then jumped into the world of mountain biking, running, and triathlon. A former triathlon coach, he's also competed world-wide, and has participated in 5 Boston Marathons, about 70 Half-Ironman Races, 35 Ironman Races, 15 World Championships, including the Hawaii Ironman 5 times. Sean's main goal in life is to inspire others to believe that with hard work, perseverance, and a ‘Fire within', anything in life can be done. His mantra is “Dare to Dream, Start to Finish”. Sean's Facebook: https://www.facebook.com/sean.snow.12 Stephanie Snow - Sean's daughter, is following in his footsteps with competing in triathlons and running races. After transitioning from her role as a three-sport athlete, she's now found her passion in endurance racing. Most recently in April 2022, Stephanie completed her first Boston Marathon. She has also completed Ironman Lake Placid and 5 x 70.3 distance races. Steph ran cross-country for the University of New England. She just recently graduated from the University of New Hampshire and is currently working as an Occupational Therapist. If you can't find her on the roads, then perhaps check out the trails. Stephanie enjoys hiking the Whites with her family and girlfriend. Stephanie Instagram: https://www.instagram.com/stephanie_snowww/ Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK...

Effectively Wild: A FanGraphs Baseball Podcast
Effectively Wild Episode 1859: Three Strikes and Burnout

Effectively Wild: A FanGraphs Baseball Podcast

Play Episode Listen Later Jun 6, 2022 90:21 Very Popular


Ben Lindbergh and Meg Rowley banter about Mike Yastrzemski trying the “KK play,” the distinctive smell of rat urine, Buck Showalter making a mid-PA pitching change, Dave Roberts running afoul of a position-player-pitcher rule, the wording of the zombie-runner rule, Nick Pivetta's near-miraculous mechanical adjustment, and Mike Trout's slump, plus a baseball-history fact from 1859. […]