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Nathalie Walton built a career in tech before becoming an Expectful user and fan—at the time the app was solely focused on pregnancy meditation. Today, they're a leading tool for expectant mothers with over 500,000 users, and as of January 2023, Expectful's been acquired by Babylist! Nathalie was asked join as a late-stage co-founder and CEO. Her first task was raising over $4M to pivot the app to capture a bigger market including fertility, pregnancy and motherhood. She did it within 30 days. Hear how Nathalie's been building Expectful on episode 113 of the Female Founder World podcast with Jasmine Garnsworthy. Links Learn more about Expectful: https://expectful.com/ Join the Female Founder World online community home: https://links.geneva.com/invite/00c30313-1566-470a-a764-62010d8301bd Become a Business Bestie subscriber: femalefounderworld.com/subscriber Get our quick case studies on TikTok: www.tiktok.com/@jasgarnsworthy
YouTube link: https://youtu.be/4j5S_-MCWq4 Avi Loeb is a cosmologist at Harvard who founded the Galileo Project. Sponsors: - ButcherBox: https://butcherbox.com/theories to get two, 10 oz New York strip steaks and 8 oz of lobster claw and knuckle meat FREE in your first order. - Brilliant: https://brilliant.org/toe to get 20% the annual subscription. *New* TOE Website: https://theoriesofeverything.org/ Patreon: https://patreon.com/curtjaimungal Crypto: https://tinyurl.com/cryptoTOE PayPal: https://tinyurl.com/paypalTOE Twitter: https://twitter.com/TOEwithCurt Discord Invite: https://discord.com/invite/kBcnfNVwqs iTunes: https://podcasts.apple.com/ca/podcast/better-left-unsaid-with-curt-jaimungal/id1521758802 Pandora: https://pdora.co/33b9lfP Spotify: https://open.spotify.com/show/4gL14b92xAErofYQA7bU4e Subreddit r/TheoriesOfEverything: https://reddit.com/r/theoriesofeverything Merch: https://tinyurl.com/TOEmerch LINKS MENTIONED: - The Galileo Project (Harvard): https://projects.iq.harvard.edu/galileo/home - Physics and Consciousness Contest: https://youtu.be/V93GQaDtv8w - Sal Pais: https://youtu.be/5E6QyAhTB3o - Stephon Alexander on TOE: https://youtu.be/VETxb96a3qk - John Vervaeke on TOE: https://youtu.be/3p8o3-7mvQc - Iain McGilchrist on TOE: https://youtu.be/M-SgOwc6Pe4 - Avi Loeb's Medium Post: https://avi-loeb.medium.com/ - Ukrainian UAP Study: https://arxiv.org/abs/2208.11215 - Bruce Fenton's Study: https://www.researchgate.net/publication/361913213_Australasian_Tektites_as_Interstellar_Object_Debris_Anomalies_in_Composition_Formation_and_Distribution * * * Just wrapped (April 2021) a documentary called Better Left Unsaid http://betterleftunsaidfilm.com on the topic of "when does the left go too far?" Visit that site if you'd like to watch it. Learn more about your ad choices. Visit megaphone.fm/adchoices
Inspired by a recent speaking event at Japan's first MINKA summit where enthusiasts, educators, authors, artisans and insiders in the old house (MINKA) industry gathered. Talking with so many interesting people and visiting a few wonderful old Minka houses for sale or which have been remodeled was so inspiring and it dawned on me that THIS is the ideal house of the future, not the high-tech visions of the mainstream. We need to find more innovation in reusing and building on what we already have instead of trying to make all new mistakes with unproven technologies of the future as our big hope for sustainability and survival of our species. https://medium.com/@jjwalsh/our-ideal-future-is-actually-old-1d68400e0a45 (Read the article here on MEDIUM:)
In memory of our Keeshond, Boumie (BOOM-ee) Where do I begin? Put on Nick Drake. Set your old blue harness and leash up here on the wall in the garage. Let it all come out.To see the Medium Post, click here: https://darkoindex.medium.com/dear-boumie-2009-2022-82cfde6dc3edWe're lucky to be with dogs. music: Nick Drake "Northern Sky"Love,Jonah
Have you ever thought about moving out to the countryside, buying an old house to fix up and living the simple life? https://medium.com/@jjwalsh/push-pull-of-city-vs-rural-japan-4c4f1157a00b (Read the full article with pictures on MEDIUM here.) This transition has become the passion of people across Japan during the pandemic and the reasons to move out to the inaka (rural area), or not, surprised me in a recent Twitter poll I did that had over 610 votes and many fantastic comments. Does where and how you grow up inform where you want to live as an adult, or is it more practical, based on where you feel you can enjoy the best quality of life?I‘ve been considering these questions for the last 2 years as the https://youtube.com/playlist?list=PLcyYXjRuE20FnRrydax7RWlFLxibc6N-X (#Akiya #Minka #Kominka abandoned houses in Japan topic) has been the most popular in my Seek Sustainable Japan talkshow-podcast series. The pandemic has shifted priorities for a lot of people and this included a reassessment of how quality of life and work is defined. There has been a greater interest in sustainable innovation, traditional designs, and bringing old houses into modern relevance through renovations. Teleworking, and the newly discovered ability to commute to city jobs from rural locations has opened up a path to a rural transition many people thought wasn't possible before. I hope this trend helps to save some areas in dire need of a population boost. As I prepared to join an upcoming seminar this March, sponsored by Hiroshima prefecture, I was one of 3 panelists. I live on the outskirts of Hiroshima city, but the two other speakers live on remote islands. I was impressed by their desire to really live away from it all. Island dwellers Tom Coulton and Jason Lawrence have both found great communities and work which counterbalanced the inconveniences of living almost two-hour's commute from a city. While I admired and often envied their situations, it helped me consider what I value in my small city life and my own motivations for avoiding living in the center of a big city. Tom & Jason both transitioned to rural island life from major metropolis– Tom grew up in London, then lived in Tokyo and Jason had been living and working in Singapore. Both of them seem to be thriving in their new communities– finding more good than bad for not only themselves, but for their families. For me, even considering a country holiday home, I struggle with the inconvenience of being so far out of town, but Jason says of his lack of access to city life is actually something he likes about living on OsakiKamijima. Tom Miyagawa Coulton is a highly skilled entrepreneur who runs a cafe he set up to sell British teas, sweets and meals, but also has various income streams from collaborative work as a translator, photographer and content creator. Tom and his wife settled in the https://goo.gl/maps/U17nNmvCkz2e3Lgt9 (historical area of Mitarai) by utilizing the support of a government-sponsored system to encourage city-dwellers to move out to rural areas of Japan. They were first set up in sponsored housing, but have since bought and remodeled an old house into a stunning home with exposed beams and plastered walls. http://www.islandpictures.co.jp/ (Island Pictures LLC) Tom will give us more insights into his life and work when he joins as a guest on the #SeekSustainableJapan talkshow on the 11th of March. Jason Lawrence settled on the https://goo.gl/maps/AtheQp2dgDfStFqR8 (island of OsakiKamijima), a remote island in Hiroshima that can only be accessed by ferry. He has a teaching job a few days a week and seems to have a great work-life-family balance by maintaining a low-cost of living. As an avid runner, he enjoys exploring the area and feels they have enough conveniences there to sustain them for everything they need. Jason says he likes only being able to access his home by ferry, the remote aspect has appeal for...
How can we have more sustainable businesses and destination management for future travel? Here are some ideas in my latest post on MEDIUM titled https://medium.com/@jjwalsh/travel-plan-vs-travel-ban-be4944822a36 (Travel Plan vs Travel Ban. Read here on MEDIUM)
Mo & Aziz Continue Going Over Evidence To Suggest The True Identity Of Satoshi Nakamoto Is... Inspired By Evan L. Hatch's Medium Post: https://evanlhatch.medium.com/len-sassaman-and-satoshi-e483c85c2b10
Remember the $1 trillion infrastructure bill, which caused considerable backlash from the crypto community due to the language regarding “brokers?” Abe Sutherland, an adjunct professor at University of Virginia School of Law, believes another provision tucked inside the bill could end up being a far more significant issue for anyone transacting in digital assets. Show highlights: how Abe fell down the crypto rabbit hole what provision 6050I is and how it could affect anyone transacting with digital assets how 6050I works and when it would apply why violating 6050I would be a felony how 6050I discourages digital asset transactions how 6050I would apply to different transaction types, like peer-to-peer trades, NFT sales, and smart contract escrow accounts what information recipients of digital assets must verify from the sender how the government came up with the $10,000 reporting threshold and why Abe believes this number is outdated why Abe thinks proposing 6050I within the infrastructure bill is inappropriate what reasons the government has to want to put such stringent reporting requirements on digital asset transactions how 6050I fits under the financial laws of the Bank Secrecy Act why Abe believes the amendment should be struck from the infrastructure bill what Abe thinks of the constitutionality of 6050I how Abe views 6050I as less about generating tax revenue and more about tracking people's digital asset transactions what action steps he says the crypto community can take to fix the bill Thank you to our sponsors! Crypto.com: https://crypto.onelink.me/J9Lg/unconfirmedcardearnfeb2021 Nodle: http://nodle.io/unchained Episode links Abe Sutherland https://twitter.com/abesutherland Medium Post: https://medium.com/@laurashin/why-not-reporting-info-on-your-crypto-trading-partner-could-become-a-felony-c6399998f113 Information on 6050I Abe's research report https://www.proofofstakealliance.org/wp-content/uploads/2021/10/Research-Report-on-Tax-Code-6050I-and-Digital-Assets-printable.pdf Tweet thread from Abe https://twitter.com/abesutherland/status/1438881314871156736 https://twitter.com/abesutherland/status/1443082205383696384 6050I article Abe wrote for Bitcoin Magazine https://bitcoinmagazine.com/business/the-proposal-to-regulate-digital-asset-transactions-should-be-struck Abe's appearance on What Bitcoin Did to discuss 6050I https://www.whatbitcoindid.com/podcast/hidden-danger-in-the-infrastructure-bill Twitter spaces with Congressman Warren Davidson, Peter McCormack, and others regarding the infrastructure bill https://www.youtube.com/watch?v=lCq6BVLzF44 Miscellaneous 6050I links https://www.marketwatch.com/story/the-crypto-industry-could-take-tax-fight-all-the-way-to-the-supreme-court-11632509009 https://www.breitbart.com/politics/2021/09/29/infrastructure-bills-crypto-surveillance-criticized-unconstitutional/ https://fortune.com/2021/09/21/crypto-transactions-report-to-government/ https://www.coindesk.com/policy/2021/09/17/crypto-lobbying-group-warns-of-another-tax-provision-in-senate-infrastructure-bill https://www.coincenter.org/an-unworkable-and-arguably-unconstitutional-tax-change-tucked-away-in-the-infrastructure-bill/ https://decrypt.co/81236/overlooked-part-senate-infrastructure-bill-renews-worries-crypto-lobby https://nickanthony.substack.com/p/last-minute-cryptocurrency-taxation https://www.cato.org/blog/infrastructure-bill-hangs-balance-so-does-crypto https://ambcrypto.com/what-is-the-u-s-infra-bill-crypto-amendment-really-all-about Unchained coverage of the infrastructure bill How Congress Might Pass Laws Bad for Proof-of-Stake and DeFi https://unchainedpodcast.com/how-congress-might-pass-laws-bad-for-proof-of-stake-and-defi/ Coverage on the original amendment regarding “brokers:” https://decrypt.co/77838/rival-amendment-senate-infrastructure-bill-threatens-proof-stake https://decrypt.co/77859/crypto-industry-mobilizes-to-stop-controversial-tax-plan https://decrypt.co/77841/biden-crypto-infrastructure-bill-amendments https://www.eff.org/deeplinks/2021/08/16-civil-society-organizations-call-congress-fix-cryptocurrency-provision https://decrypt.co/77681/senators-move-exempt-bitcoin-miners-tax-provision-infrastructure-bill https://www.forbes.com/sites/jonathanponciano/2021/08/04/senators-propose-change-to-new-crypto-rules-for-tax-reporting-heres-whos-affected/ https://twitter.com/BlockchainAssn/status/1422976741715361792 https://twitter.com/jerrybrito/status/1422002228102107142 https://www.theblockcrypto.com/linked/113196/wyden-crypto-language-in-infrastructure-bill-fails-to-understand-how-the-technology-works https://www.coindesk.com/new-infrastructure-bill-looks-to-raise-30b-through-crypto-taxes https://twitter.com/jchervinsky/status/1421150344051048451 https://twitter.com/NeerajKA/status/1421242689148932105 https://www.cnn.com/2021/08/01/politics/bipartisan-infrastructure-bill-collins-manchin-senate-cnntv/index.html https://www.coindesk.com/gop-lawmaker-janet-yellens-treasury-likely-behind-surprise-crypto-bill
Remember the $1 trillion infrastructure bill, which caused considerable backlash from the crypto community due to the language regarding “brokers?” Abe Sutherland, an adjunct professor at University of Virginia School of Law, believes another provision tucked inside the bill could end up being a far more significant issue for anyone transacting in digital assets. Show highlights: how Abe fell down the crypto rabbit hole what provision 6050I is and how it could affect anyone transacting with digital assets how 6050I works and when it would apply why violating 6050I would be a felony how 6050I discourages digital asset transactions how 6050I would apply to different transaction types, like peer-to-peer trades, NFT sales, and smart contract escrow accounts what information recipients of digital assets must verify from the sender how the government came up with the $10,000 reporting threshold and why Abe believes this number is outdated why Abe thinks proposing 6050I within the infrastructure bill is inappropriate what reasons the government has to want to put such stringent reporting requirements on digital asset transactions how 6050I fits under the financial laws of the Bank Secrecy Act why Abe believes the amendment should be struck from the infrastructure bill what Abe thinks of the constitutionality of 6050I how Abe views 6050I as less about generating tax revenue and more about tracking people's digital asset transactions what action steps he says the crypto community can take to fix the bill Thank you to our sponsors! Crypto.com: https://crypto.onelink.me/J9Lg/unconfirmedcardearnfeb2021 Nodle: http://nodle.io/unchained Episode links Abe Sutherland https://twitter.com/abesutherland Medium Post: https://medium.com/@laurashin/why-not-reporting-info-on-your-crypto-trading-partner-could-become-a-felony-c6399998f113 Information on 6050I Abe's research report https://www.proofofstakealliance.org/wp-content/uploads/2021/10/Research-Report-on-Tax-Code-6050I-and-Digital-Assets-printable.pdf Tweet thread from Abe https://twitter.com/abesutherland/status/1438881314871156736 https://twitter.com/abesutherland/status/1443082205383696384 6050I article Abe wrote for Bitcoin Magazine https://bitcoinmagazine.com/business/the-proposal-to-regulate-digital-asset-transactions-should-be-struck Abe's appearance on What Bitcoin Did to discuss 6050I https://www.whatbitcoindid.com/podcast/hidden-danger-in-the-infrastructure-bill Twitter spaces with Congressman Warren Davidson, Peter McCormack, and others regarding the infrastructure bill https://www.youtube.com/watch?v=lCq6BVLzF44 Miscellaneous 6050I links https://www.marketwatch.com/story/the-crypto-industry-could-take-tax-fight-all-the-way-to-the-supreme-court-11632509009 https://www.breitbart.com/politics/2021/09/29/infrastructure-bills-crypto-surveillance-criticized-unconstitutional/ https://fortune.com/2021/09/21/crypto-transactions-report-to-government/ https://www.coindesk.com/policy/2021/09/17/crypto-lobbying-group-warns-of-another-tax-provision-in-senate-infrastructure-bill https://www.coincenter.org/an-unworkable-and-arguably-unconstitutional-tax-change-tucked-away-in-the-infrastructure-bill/ https://decrypt.co/81236/overlooked-part-senate-infrastructure-bill-renews-worries-crypto-lobby https://nickanthony.substack.com/p/last-minute-cryptocurrency-taxation https://www.cato.org/blog/infrastructure-bill-hangs-balance-so-does-crypto https://ambcrypto.com/what-is-the-u-s-infra-bill-crypto-amendment-really-all-about Unchained coverage of the infrastructure bill How Congress Might Pass Laws Bad for Proof-of-Stake and DeFi https://unchainedpodcast.com/how-congress-might-pass-laws-bad-for-proof-of-stake-and-defi/ Coverage on the original amendment regarding “brokers:” https://decrypt.co/77838/rival-amendment-senate-infrastructure-bill-threatens-proof-stake https://decrypt.co/77859/crypto-industry-mobilizes-to-stop-controversial-tax-plan https://decrypt.co/77841/biden-crypto-infrastructure-bill-amendments https://www.eff.org/deeplinks/2021/08/16-civil-society-organizations-call-congress-fix-cryptocurrency-provision https://decrypt.co/77681/senators-move-exempt-bitcoin-miners-tax-provision-infrastructure-bill https://www.forbes.com/sites/jonathanponciano/2021/08/04/senators-propose-change-to-new-crypto-rules-for-tax-reporting-heres-whos-affected/ https://twitter.com/BlockchainAssn/status/1422976741715361792 https://twitter.com/jerrybrito/status/1422002228102107142 https://www.theblockcrypto.com/linked/113196/wyden-crypto-language-in-infrastructure-bill-fails-to-understand-how-the-technology-works https://www.coindesk.com/new-infrastructure-bill-looks-to-raise-30b-through-crypto-taxes https://twitter.com/jchervinsky/status/1421150344051048451 https://twitter.com/NeerajKA/status/1421242689148932105 https://www.cnn.com/2021/08/01/politics/bipartisan-infrastructure-bill-collins-manchin-senate-cnntv/index.html https://www.coindesk.com/gop-lawmaker-janet-yellens-treasury-likely-behind-surprise-crypto-bill
Lauren Isaacson is a market and user experience research consultant from Vancouver, British Columbia. She began her career doing research and brand strategy for digital ad agencies in Los Angeles, California, but left that world behind and gravitated towards a career in research after moving to Canada in 2009. Since then, she has been an in-house research team of one for Motion Canada and TELUS Digital, an interim leader of the market research department of BC's hydroelectric utility, a subcontractor for agencies such as Blink, Macadamian, and Applause, and a direct consultant for small start-ups, national organizations, and anything in-between. Time Notes: [1:58] How is Lauren taking adventures during this crazy year [3:12] 1% for the Planet: Lauren's a mission with the Environment [5:40] From the advertising world to Research [7:05] "I love what I do because I am good at it" [7:12] The birth of Curio design [8:00] What are the main needs of companies? Do you feel a big difference between small and big companies? [13:30] "People don't get how difficult it is to get get the right people, especially in B2B" [15:46] The difference between physical and digital products [18:12] Latest research trends and innovations [19:30] Chasing Rabbits - Turning Research Insights Into Informed Decisions. [21:50] Passions and projects, travels [22:20] Lauren's Bucket list Trip [23:58] "It's hard to have a good Work-Life when you love your job" [24:50] Plans for the future. [25:10] Q&A: What are the essential characteristics that someone who wants to start a business needs to have? Medium Post
More and more IT spending on system infrastructure, infrastructure software, application software and business process outsourcing will shift from traditional solutions to cloud. And there is an ever-more interesting avenue for cloud, and that is developers themselves. Developers have an immense power when they select their preferred tools and platforms. Join us with Raman Sharma, VP of Product marketing at Digital Ocean, and Marko Klemetti, CTO at Eficode to learn more about what a developer-friendly cloud means. The podcast has a promotion for free credits on Digital Ocean. Listen intently! Useful references: DigitalOcean Homepage: https://www.digitalocean.com/?utm_medium=pr&utm_source=earned_media&utm_campaign=podcast_&utm_content=devops_sauna -DigitalOcean App Platform: https://www.digitalocean.com/products/app-platform/?utm_medium=pr&utm_source=earned_media&utm_campaign=podcast_&utm_content=devops_sauna -DigitalOcean Community: https://www.digitalocean.com/community?utm_medium=pr&utm_source=earned_media&utm_campaign=podcast_&utm_content=devops_sauna -DigitalOcean Open Source Sponsorships: https://www.digitalocean.com/open-source/?utm_medium=pr&utm_source=earned_media&utm_campaign=podcast_&utm_content=devops_sauna -Raman’s Medium Post on PaaS: https://rasharm.medium.com/multiple-stops-on-the-cloud-compute-continuum-all-with-their-own-merits-6b921ed82f2 -Cloud capabilities with Eficode: https://hubs.ly/H0FwMBJ0
Psychonautic log of my first Heroic Dose of Psilocybin. What is reality? What is it? Describe it. Try. Medium Post ► https://bit.ly/AtlasHeroicDose Our First Book ► https://highlevelperception.com SHOW NOTES
Isa does a quick CPR review for our listeners. Safety first! Salty Girls: The Women of Cystic Fibrosis: https://www.ianpettigrew.com/projects.html Jenn Whinnem’s Medium Post on CF: https://medium.com/@thejenn/i-have-cystic-fibrosis-and-this-is-what-i-have-to-say-about-five-feet-apart-472d7669c914
Last week, French’s President Macron pissed off the Muslim world and now Dr Mahathir from Malaysia pisses off Twitter. What exactly did Mahathir say that was considered hate speech? Was the backlash he got fair? Back home, Robinson’s announced their closure after 162 years, but should we be nostalgic or worried? 30% OFF! This episode was proudly brought to you by Wolf+Wald, who make kickass organic and sugar-free drinks. Get 30% OFF at https://www.wolfwald.com/ by using the promo code “YAHLAHBUT” (T&Cs below) $30 min. spend Valid for our SG-based listeners only Valid till 2 Nov 2020 GIVEAWAY RESULTS If you took part in the giveaway last week, CHECK YOUR INSTA DMs. Cos we may have slid into them ;) Check out our #YLB Subreddit and our one SHIOK things below! Medium Post by Chrissy Teigen OCEAN - John Butler Peace!
In this episode Lisa and Weeze have a deep discussion on the problematic behavior of Jessica Krug. They talk about the ways in which Jessica, a whyte woman, extensively and intentionally chose to study Black + African cultures of the diaspora and co-opt Black, Hispanic, and Latinx as her racial-ethnic identities. Not only did she assume these identities, she took professional academic positions, opportunities, and grants away from the people they were meant for. Then she decided to "out" herself and apologize for it. ABOUT WEEZE Louiza Doran, known and referred to as Weeze, is a cis-het Amazigh* female identifying human who uses she/her/they/them pronouns. She’s known as a coach, podcast host, advocate, agent of change, strategist and educator (to name a few) but is ultimately a compassionate provocateur that is out to help folks uncover their path of possibility. ABOUT LISA Lisa Betty (she/her) is a Ph.D. Candidate in History at Fordham University. She teaches on themes of labor, migration, and diaspora in the Americas, the Caribbean, and Africa. Lisa's dissertation research contributes to the growing body of scholarship on the Caribbean diaspora, with a focus on Jamaican migrants, in Cuba and the United States from the 1930s through the Cuban Revolution. She has worked in the field of nonprofit advocacy serving in organizations that advocate for children, families, immigrants, and incarcerated people, and leads antiracist teaching workshops. Proud of her family's southern and Jamaican roots, Lisa contributes to the development of safe, sustainable, and healing spaces for Black and Brown people. IN THIS EPISODE, WE TALK ABOUT A full breakdown of Jessica Krug’s problematic behavior and how she wore Blackness for her own pleasure. The weaponization whytness by reinforcing characterizations and stereotypes of Black identity. How academia encouraged Jessica’s performance and elevated her. Why reparations is so important and necessary for the Black community. CALL TO ACTION Find an Africana Studies department in your local university and read + share one thing a Black or African Diaspora academic has written. Make sure to tag them and Weeze at @accordingtoweeze and @whichwayweeze! FOLLOW WEEZE TO STAY ACTIONABLE Website: https://www.accordingtoweeze.com IG: @accordingtoweeze Podia: https://accordingtoweeze.podia.com/weeze FOLLOW LISA TO STAY ACTIONABLE THE ROOT | Episode 1 | Racism As A System In The Root Episode 1: Racism as a System, Dominique Drakeford speaks with scholars and academic activists Nikki Sanchez and Lisa Betty on the importance of dismantling colonial systems and reclaiming the fullness of Native American & Afro-Indigenous history as a regenerative framework for liberation and true sustainability across every industry. "Jessica Krug’s Medium Post is Not an Apology: Centering whiteness while claiming (and un-claiming) Blackness & Why I personally call for reparations" by Lisa Betty Lisa's Instagrams @almostdrlisabetty @plantbased.is.political @FattishVeganish Twitter @lisavbetty MUSIC CRED. “Dreams & Nightmares Instrumental” prod. by The Beat Bully “The Other Side of America Instrumental” prod. by MerOne Music
"Medium Post" reporter Johanna Silver own the content. (09/05/20)
This week we laughed. A lot.We read a Medium Post by Evangeline Grace entitled I Cheated On My Husband A Week Before My Wedding. In this piece, Grace talks about her logic behind why she did it, what she did, and what happened. We read this story on the podcast and reacted to it. Curious to hear your thoughts!Love Happily Opinionated? Share us with a friend. The best way for us to keep doing what we do is if more people can find us and we need your help. Thank you, friends.Follow Us and React:InstagramTwitterFacebookWhat's your opinion on today's episode? We'd love to hear your thoughts - some we may even read during our next show. Drop us a note at hottake@happilyopinionated.com.You can also email us directly at:adam@happilyopinionated.combeth@happilyopinionated.com
The Empowering Women in Industry Awards - August 1, 2020 - will be live-streamed on the Empowering Women in Industry Facebook page!! Episode 11 (Season 2) of the Empowering Women Podcast GUEST: Shannon Polson, The Grit Factor | Twitter, LinkedIn BIO: Shannon Huffman Polson has worked with leaders in industries across the country and around the world on managing change, building leadership and grit, and planning for diversity. Polson is founder and CEO of The Grit Institute, a leadership development organization dedicated to the whole leader approach to ethical and people centered performance in times of change and challenge. Reach out for instruction for you and your organization online, and discuss supplementation by live webinars, and keynotes to ensure your team has what it needs to succeed. Polson is the author of The Grit Factor: Courage, Resilience and Leadership in the Most Male Dominated Organization in the World, forthcoming from Harvard Business Review Press in September 2020. Notable Episode Quotes: “When you take care of your people, they take care of the mission.” “Leadership is a sacred trust.” “The only way you can bring your full self to work is by addressing the needs of your full self.” “A leader is responsible for setting the vision. They're responsible for connecting people to purpose.” “Setting some sort of vision for your people is still important, even if we don't know what the long-term looks like. And I think that is both the opportunity and the responsibility of a leader today.” -- Shannon Polson on being a leader during a time of #Covid19 “And I love that word ‘audacity' because it's really being willing to go out and take risks, and know that sometimes you're going to fail and that it's not failure that matters but what you do with it that counts. You're going to fall. You're going to fail and you get up one more time than you fall down. That's the key to success, right?” Additional Links and Resources: Support Shannon's initiative to build a local library by visiting: https://www.winthroplibraryfriends.org/ Shannon's Medium Post about Karen Baetzel Battle Axe Consulting - Karen Baetzel Books: The Grit Factor by Shannon Polson The Excellence Dividend by Tom Peters
In this episode of the Perseverance Overrated Show, Deepthi Rajan speaks with Steve Glaveski, who shares his perspective on how modern day workplaces destroy productivity.Steve is the Founder and CEO of Collective Campus, an innovation accelerator based in Melbourne and Singapore, that works with large organizations around the globe. Collective Campus was recognized by the Australian Financial Review as one of Australia’s fastest-growing new companies in 2018.He also founded Lemonade Stand, a children’s entrepreneurship program and now, SaaS platform, that has been delivered to kids across Australia and Singapore.Steve is the author of Employee to Entrepreneur: How To Earn Your Freedom and Do Work That Matters, (Wiley, 2019), the children’s picture book, Lemonade Stand: From Idea to Entrepreneur (2019) and the forthcoming Time Rich: Do Your Best Work, Live Your Best Life (2020, Wiley).Steve hosts the Future Squared podcast, winner of the 2017 Australian Podcasting Awards People’s Choice award in the Business category. His work has been featured in Harvard Business Review, Wall Street Journal, Forbes, Australian Financial Review, Tech in Asia and numerous other outlets. He previously worked for the likes of EY, KPMG, Westpac and Macquarie Bank.Connect with Steve onTwitter: www.twitter.com/steveglaveskiInstagram: www.instagram.com/@thesteveglaveskiMedium: www.medium.com/@steveglaveskiLinkedIn:https://au.linkedin.com/in/steveglaveskiKey Points From The EpisodeMiserably Comfortable? Too Late To Hit Restart? [00:02:00]A Life Changing Failure [00:05:11]How To Cultivate Self Awareness [00:11:08]Experiment. Discover. Reinvent. [00:14:37]Ratchet Up Your Productivity With Time Rich [00:17:43]Open Office Spaces, Free Meals, Yoga Studios = X Factors? [00:21:51]3 Crucial Mistakes Leaders Make That Cripple Company Culture [00:25:49]996 Hustle It! When Business Leaders Champion Outrageous Notions [00:31:57]Guaranteed Recipe For Existential Crisis [00:36:40]Biggest Bane of Corporate Existence [00:40:35]40% Sabotaged : What, Why And How Of Chronotypes [00:47:25]Micromanagers and COVID-19 : What Should You Focus On [00:51:19]Future of Work : Post COVID-19 Work Environments [00:54:57]Worth It! 3 Traits Of Awesome Companies (And An Example Of A Company That Gets It) [00:58:59]The One Book That’ll Change Your Perspective [01:02:00]Plans To Disrupt Again [01:02:58]Links and ReferencesThe Case for the 6-Hour Workday - HBR ArticleThe Five Levels of Remote Work - And Why You’re Probably At Level 2 - Medium PostThe Dictator’s Guide: Managing Remote Teams During COVID-19 - Medium Post
We explore the following questions around what it means to be a conscious consumer in today's day and age and how Aish is making this passion of his, manifest. What is conscious consumerism? How did it impact Aish's life? What are the changes that he has made? How can people be more conscious? How is it linked to mindfulness? Reading Material discussed on the show - Gary Vaynerchuk on the biggest cultural shift of our times: https://www.garyvaynerchuk.com/veecap372/ John Mackey and Raj Sisodia's Conscious Capitalism: https://www.amazon.in/Conscious-Capitalism-Liberating-Heroic-Business-ebook/dp/B00A9WE10Y Fred Koffman's Conscious Business: https://www.amazon.in/Conscious-Business-Build-Value-Through/dp/1622032020/ Ken Wilber's Theory of Everything: https://www.amazon.in/Theory-Everything-Integral-Business-Spirituality/dp/1570628556/ Ikigai: https://www.amazon.in/Ikigai-Héctor-Garc%C3%ADa/dp/178633089X/ Conscious Capitalism NYC, where I met more members from the CC Community: https://www.consciouscapitalism.org/nyc Aish's coverage from Sustainable Brands Summit in Philadelphia: https://sustainablebrands.com/is/aishwarya-chaturvedi Reach out to Aish here - www.linkedin.com/in/aichaturvedi; www.instagram.com/aichaturvedi; www.twitter.com/aichaturvedi; www.facebook.com/aichaturvedi Reach out to Naga - Send him a tweet @n1n3stuff / @PassionPeop1 All music other than the jingle on the episode is under the CC0 License and downloaded from freesound.org To know more check out this Medium Post - https://medium.com/we-learn-we-grow/lets-define-conscious-living-for-the-21st-century-336fcba332dc Follow The Passion People Podcast on Twitter You can follow us and leave us feedback on Facebook, Instagram, and Twitter @eplogmedia, For advertising/partnerships send you can send us an email at bonjour@eplog.media. If you like this show, please subscribe and leave us a review wherever you get your podcasts, so other people can find us. You can also find us on https://www.eplog.media/thepassionpeoplepodcast DISCLAIMER: The views expressed on all the shows produced and distributed by Ep.Log Media are personal to the host and the guest of the shows respectively and with no intention to harm the sentiments of any individual/organization. The said content is not obscene or blasphemous or defamatory of any event and/or person deceased or alive or in contempt of court or breach of contract or breach of privilege, or in violation of any provisions of the statute, nor hurt the sentiments of any religious groups/ person/government/non-government authorities and/or breach or be against any declared public policy of any nation or state. See omnystudio.com/listener for privacy information.
This episode covers the Stake Capital DAO, an interesting project aiming to form a revenue-sharing staking and DeFi DAO that also issues tokenized staking positions called LTokens. The Stake Capital DAO is a project by Stake Capital, a staking service provider operating on various networks including the Cosmos Hub, Livepeer, Tezos, and Loom. In this episode, Felix is joined by Stake Capital founders Julien and Leopold to discuss the recently revealed plans to launch a DAO. It dives into their backgrounds in the Ethereum community working on Flyingcarpeth and other projects leading up to the forming of Stake Capital and their decision to turn their business into a DAO. We explore the relationship between Stake Capital and the DAO, the DAO’s token SCT, the innovative way in which SCT tokens are issued to delegators of Stake Capital, as well as governance questions and other technicalities of the Stake Capital DAO approach. The second part dives into liquid staking tokens (LTokens) that the DAO plans to issue to enable stakers to circumvent locking periods and to enable a more efficient use of staked capital. Finally, the episode wraps up with a discussion of the next steps and long-term plans for the Stake Capital DAO. Stake Capital DAO Light Paper: https://github.com/stake-capital/research/blob/master/Stake%20Capital%20DAO%20Light%20Paper.pdf Medium Post on Stake Capital DAO:https://medium.com/stakecapital/introducing-stake-dao-by-stake-capital-claiming-future-yield-revenue-7059e0781328 Stake Capital Website: https://www.stake.capital/ Liquid Staking Working Group: https://github.com/ChorusOne/liquid-staking Chorus One: https://chorus.one Chorus One Twitter: https://twitter.com/chorusone Chorus One Telegram: https://t.me/chorusone
We interview Karen Mok, the Co-Founder and Chief Operating Officer of The Cosmos, a community for Asian women to flourish and thrive. In this episode, we talk to Karen about: How starting her first company at the age of 16 led her on a path of community building and entrepreneurship. The genesis of The Cosmos and how she met Cassandra Lam, her cofounder The battle of being both American and the child of Immigrants Mental Health and her struggle with depression The Power of Individual Agency Resources And Episode Citations: Links to Videos/Articles: Follow Karen on Twitter at @kmok88 Join the Cosmos at https://www.jointhecosmos.com/ Read the Medium Post that started it all: https://medium.com/@karenmok/who-is-the-asian-american-woman-an-open-letter-to-our-community-161ffb040677 Show Credits: Rochelle Kwan was our writer for this episode. Rochelle is currently a National Facilitator at StoryCorps, where she works towards building and deepening relationships to ensure the preservation of stories from the Asian community. Outside of work, you can find her dancing under the disco ball until the sun comes up and eating all over the city. Additional thanks to Kessyl Lim, our assistant producer; Debbie Wong & Kim Hernandez, our social media coordinators; and Rachel Chou our sound editor who mixed and edited this episode. --- Season 3 of Rock The Boat features Asian Americans who’ve succeeded Against All Odds. Follow Rock the Boat on Facebook, Twitter, and Instagram @rocktheboatnyc. You can reach us at hello@gorocktheboat.com. If you’re a fan of the podcast, please subscribe, share, and leave us a 5-star rating on iTunes! We really appreciate your help in spreading the word. --- Send in a voice message: https://anchor.fm/rocktheboat/message
What defines success in business and relationships? Making a shit ton of money? Investing in the right company? Providing value? Writing 1000 words a day for a week? Having the most meaningful interactions you can on a day to day basis? Sahil Lavingia, the guest on this week’s episode, has defined success differently at different stages in his life. As a teenager into his early 20s, Sahil lived in Silicon Valley, the home of cutting edge startup culture. He was the second employee at Pinterest and then left to start his own company called Gumroad, an online platform that enables creators to sell products directly to consumers. In 2011, At 18 years old Sahil raised 8 million dollars for Gumroad and declared his mission to build his first billion-dollar company. Things did not go as planned. In 2015, Sahil laid off 75% of the company, was no longer venture-funded, but today Gumroad is strong as ever. What happened? To quote Sahil’s blog post, Reflecting On My Failure to Build a Billion-Dollar Company, he writes, “For years, my only metric of success was building a billion-dollar company. Now, I realize that was a terrible goal. It’s completely arbitrary and doesn’t accurately reflect impact. I’m not making an excuse or pretending that I didn’t fail. I’m not pretending that failure feels good. Everyone knows that the failure rate in startups — especially venture-funded ones — is super high, but it still sucks when you don’t reach your goals. I failed, but I also succeeded at many other things. We’re simply focused on building the best product we can for our customers. On top of all that, I’m happy creating value beyond our revenue-generating product.” In this podcast, Sahil shares what triggered this change in the mentality of how he views success, moving from Silicon Valley to Provo Utah, the most conservative and religious city in America over 100,000 people, painting with retired moms, the DNC debate format and more. Without further ado, here is our wide-ranging conversation with Sahil Lavingia. Follow Sahil on Twitter: https://twitter.com/shlFollow Sahil on Instagram: https://www.instagram.com/slavingia/Gumroad: https://gumroad.com/Medium Post by Sahil: https://bit.ly/2p1GauGThe Aux (podcast): https://apple.co/2m0GBUbThe Aux (newsletter): https://www.auxoro.com/theaux**Intro/Outro Music: Produced by David GrossfeldIntro song: The London by Travis Scott, J.Cole, Young ThugMixed and Mastered by Dbsound on FiverrSound Design: Matt GrossfeldEpisode Art: @shlAuxoro main site: https://www.auxoro.com/Insta: https://www.instagram.com/auxoro/Facebook: https://www.facebook.com/auxoromag/Twitter: https://twitter.com/Auxoromag
Episode #1 of the London Bitcoin Meetup Podcast. Reading Dr. Craig Wright’s Medium Post on The Genesis of Genesis. Hopefully useful for those who wish to hear the article rather than read.
Henry Elder joins us today to talk about how real estate, one of the oldest forms of investing – around since practically the dawn of human civilization – is getting a fresh coat of paint through the application of blockchain technology and cryptocurrency. Topics Covered in this Conversation with Henry Elder: – Real estate as the ultimate imperishable good – Real estate has built in scarcity – What does it mean to tokenize real estate – Why does real estate need blockchain technology and cryptocurrency – Pain points and friction in the system – Real estate is rooted in the past – How real estate differentiates between haves and have-nots – How tokenization creates liquidity in the market – Initial customers will be institutional investors – Tokenization of a real estate property in New York – Complexity of global market and tax implications for overseas investors – Crossing the educational hurdle – Dealing with the high international demand for us real estate – Maturation of investors regarding blockchain technology – Real estate tokens are securities in terms of regulatory framework – How he fell into the rabbit hole of real estate blockchain – A generational way to change the way people invest in real estate – Examples of real blockchain deals to date in real estate – The Two Token Waterfall – Still in the realm of the theoretical – Fractional ownership vs. fractional investing – Putting deeds on the blockchain – Real estate is an archaic industry – Level of efficiencies from blockchain technology – Closing thoughts Questions and Comments? podcast@gem.co Guest Contact Information Henry Elder LinkedIn | Twitter | Telegram Website: Digital Assets Advisors Resource Links: The Current State of Real Estate Tokenization History of Real Estate Understanding Illiquidity in Real Estate Investing The Tokenization of the St. Regis Resort The Tokenization of a $30 Million Manhattan Real Estate Property Harbor Launches Platform for Tokenizing Private Securities with $20 Million Tokenization of Real Estate This Manhattan Real Estate is Already Tokenizing Property on Blockchain Real Estate ICOs Are Moving In, But Investors Aren’t Floored Transcript: Chitra: Henry, welcome to the program. Henry: Thank you so much for having me. It's great to be here. Chitra: It's great to have you. So I would open, I don't know why this show is making me want to use quotes, so I'm going to use a couple of quotes here. The first one is by Russell Sage, the American financier and politician. And he says "real estate is an imperishable asset ever increasing in value. It's the most solid security that human ingenuity has devised, it's the basis of all security and about the only indestructible security". Why is real estate considered a security? Henry: Well, if I can respond in a quote, Mark Twain said, "Why real estate? Because they're not making any more of it, right?” That's why it's so secure. It is the ultimate imperishable good. There's not going to be any more real estate made. The real estate that you own will be the only real estate that ever exists there for all-time, right? Unless you build up. But the potential to build up on a piece of land just gives that land more value. So he uses security in that sense and it kinda sounds like he's talking about investable securities, but I really think that he's talking about the security of, what's the word that I'm looking for? Bitcoin has the exact same characteristic in that it's scarce, it's scarce. Chitra: So there's built in scarcity. Henry: Yes, there is, it's the original built in scarcity. They're not making any more of it. Chitra: So what does it mean then to tokenize the security? Henry: So basically it means that you're taking the ownership interest, you are putting that ownership interest in some sort of a company and you're selling ownership of the company. And instead of investors taking that ownership interest in the form of a paper share, like you typically do, you're taking it the form of a token running on the blockchain. Chitra: So I want to go to my second quote here, which is from President Franklin Roosevelt, and he says "real estate cannot be lost or stolen, nor can it be carried away, purchased with common sense, paid for in full and managed with reasonable care. It is about the safest investment in the world." If that is the case, why do we need blockchain technology and cryptocurrency to secure this form of real estate? What are the pain points? What's the friction in the system now? And how does blockchain technology make it safer? Henry: So let's get back to that idea of security that the first quote brought up. It's sort of like Troy and the Trojan horse. Real estate is such a secure investment and the people who have been investing in real estate are so secure in that scarcity that they allowed in this Trojan horse of complacency thinking that look, I don't really have to worry about what goes on in the world outside. As long as I own this real estate, I'm secure. And the problem is that the rest of the world continue to advance. And we live in this highly digital, instantaneous world now. Whereas real estate is stuck with these paper processes that are mired in the inefficiencies and a high friction of the 1950s. I mean, you could go back five, six, seven decades and talk to somebody who works in real estate back then and they would recognize nearly all of the processes that we're transacting real estate with today. It hasn't changed. And so if you are, it's basically you divide it now between the wealthy and not wealthy. And if you're wealthy, you can go out and just purchase real estate wholesale or you can become an investor in a syndicate. And to invest in a syndicate you usually need to have in the order of hundreds of thousands of dollars at a minimum. And if you're not wealthy, your options are either crowdfunding or REITs (real estate investment trusts). And crowdfunding is not liquid and REITS, which are actually the only one of those four that I just said, buying real estate outright, investing in a syndicate and crowdfunding and REITS, REITS are the only one that's actually liquid. But the problem is that REITS are a cumbersome and expensive way to access the market for the people who actually own the real estate. And so the only types of deals that you see hitting the market are very large deals on the order of hundreds of millions of dollars or more. Chitra: So how does tokenization solve this problem and what does it mean to tokenize this real estate in that context? Henry: Sure. So going back to what we were talking about before, it's you're taking the ownership of a company that owns the real estate. And this is totally normal in the real estate process. Typically if you're buying real estate, you're buying it through some sort of company. You control, if you're buying the real estate yourself, you spin up a completely new company. You create a new company, it's called a single purpose entity. And that company purchases the real estate and that company's name is what's actually on the deed. And then you own 100% of the company. When we're tokenizing it, what we're doing is we're taking that ownership of the company and we are a encoding it into blockchain tokens and then selling those to people. In that process, what you're basically doing is you're combining the best parts of a REIT and the best parts of crowdfunding and mashing them together and creating a more efficient, less expensive process for you to access investors that's still liquid. Chitra: And is this true for retail investors or is this primarily for institutional investors? Henry: So it's true for both. The the adoption of this, I think, will primarily be driven by institutional investors because the companies that are doing this, that are sort of paving the way here are taking a lot of risk, right? They're trying a new technology. They're blazing a path, as they say, the pioneers take the arrows. And the safest investor for them to target first is the institutional investor. There's a saying in the crowdfunding world, that's basically the guy who puts in $100 into your crowdfunded deal is going to be the most expensive client that you've ever acquired. Because those people, there's such a high level of education and customer service basically that they require, because they're not familiar with the tenets of investing. Whereas when you go and you find an institutional investor, they know how real estate investing works and they'll probably leave you alone for the most part to go do your thing. So a lot of these people that are sort of blazing the trail with tokenization, I think they're probably going to be pursuing those institutional or high net worth investors first. However, the pipeline that they're creating, the technological rails effectively that they're creating to be able to do that, can easily start onboarding more retail investors once those companies have reached the size where they can deal with those investors. Chitra: You've said to me before that tokenization is going to both globalize and democratize the real estate investing process. How is that going to happen? Especially the globalization piece? Henry: Sure. So the globalization piece is particularly exciting for me. Earlier at the beginning of last year, actually spring of 2018, I was part of a team that tokenized a commercial real estate property in New York. And we took a $5,000,000 piece of that property and we sold it to international investors. We did that basically to prove the concept that you could use the blockchain to more easily access these investors and to allow them to more easily access real estate here in the United States. Chitra: And how did you do that? Just simply, what was the process? Henry: So that process, this was a little bit complex. It's interesting because, so first of all we had to build, we had to create that special single purpose entity. But the problem is that when you have international investors, they're subject to all kinds of different tax laws when they're investing in domestic US real estate. And so you have to build somewhat of a complex offshore structure in order to shield them from the effects of those tax regulations. And so we had to build that whole structure. And then we had to go out and find these investors. Since we were one of the first people to do this there was a high educational hurdle that we had to surmount in order to get them to come on board. It's sort of funny because what we eventually ended up doing is, first of all the thesis that there is this massive unattended demand offshore that is trying to access US real estate, but that is unable to for whatever reason was proven out because every investor that we talked to was like, I want to invest in that real estate. I want to be part of this deal. But nearly everyone that we talked to got hung up on the blockchain part of it because in early 2018 everyone was still thinking about ICOs. Everyone was still thinking about exchanges getting hacked. And Bitcoin being used for money laundering and human trafficking and whatever. And they didn't understand that the underlying technology was completely different. I mean, people get scanned on the internet all the time. That doesn't mean that email is not a good form of communication. But that connection was not there yet. And so a lot of our investors just ended up coming in a without really caring about the blockchain side of it. Even though it did make it easier, not a lot of them realize that they were just like look, you're selling US real estate. I want real estate, US real estate, let's do it. Over the past several months we've started to see that conversation change and we've started to see a maturation in those investors understanding of the differentiation between blockchain and ICOs and whatever stuff they're afraid of that's going on with Bitcoin or whatever, all of which I think is unfounded anyways. Chitra: So when you do the tokenization, does that consider it a form of security? Henry: Absolutely. Chitra: And that's different from the traditional ICO, the utility tokens and things like that. So what's the legality of the stuff? Is it going to fall under the same kind of regulatory hurdles that have confronted utility tokens and ICOs? Henry: It will fall under them in a different way. The difference is that ICOs and utility tokens primarily we're trying to argue that they were not securities and the SEC disagreed with quite a few of them and said no, these actually are security. Chitra: And therefore should be regulated by the SEC or else they're illegal. Henry: Exactly. They should be regulated by the SEC. They should either be registered with the SEC or they should comply with the registration exemption, which is also a controlled by the SEC. The difference is that security tokens, whether they're real estate or art or equities or debt or whatever they are, from the get go we said are securities and therefore they will comply with all of the necessary SEC regulations that regulate securities. And so there was no are we security, are we not a security, but it's just these are securities and we're going to do everything that security is needed to do. Chitra: So in terms of legality, people can feel free to invest? Henry: 100%. They're totally legal. It's exactly the same thing as when you go on, trying to think of familiar crowdfunding websites. I know all the real estate ones. There's Fun Rise and Realty Mogul and Peer Street. And then on the other side of the equation, there's Start Engine. Indiegogo I think also does regulated crowdfunding. Those are all completely legal and those all fall under registration exemptions for crowdfunding, for accessing retail investors without having to go through the incredible hurdles of doing a full IPO. Chitra: So how did you get involved in all of this, because I know you were kind of going about your own way and all of a sudden you saw the light on all of this real estate and tokenization and then you kind of went down the rabbit hole and then you said oh, I'm giving everything else up and this is my life. Talk a little bit about how that happened. Henry: Yeah. And I did that after the market started going down. At the beginning of 2018 I was like, you know what, now's the time for me to jump in full-time. And I haven't looked back. I've loved it. But, so 2017 I think three security token issuances, Blockchain Capital, maybe there were four, but Blockchain Capital, Protose, Science Blockchain and I can't remember if Spice VC was 2017 or early 2018. But so those sort of said all right, this is possible. But nobody really caught on because ICOs were going crazy and people were just making insane amounts of money in this more unregulated market. It wasn't until early 2018 that I saw real estate security token offerings starting to come down the pipeline. And the first one I saw was Slice. And so hopped on the Slice team [crosstalk]. Chitra: And you were in real estate at the time? Henry: I was in real estate. I was working at a private equity fund in Beverly Hills doing value add commercial real estate deals all over the country. Which means that we would work with a real estate owner who wanted to buy a 200 unit apartment building and fix up all of the apartments and then sell it three years later for more money. I mean, it's the same thing as if you have a house and you fix up the the kitchen, right? You put in a new kitchen for $20,000 and the house was worth $50,000 more, right? Exact same thing just on a larger scale. Chitra: But then you got involved in the whole tokenization piece. Henry: Right. Chitra: So what was the light bulb moment? Henry: So the light bulb moment was a little bit something that's somewhat a little bit personal to me. And then also just the incredible opportunities in the blockchain space. But my family's been in real estate in Los Angeles for four generations. Chitra: Wow. Henry: And so real estate is something that I was always going to go into. I was doing this job, I was loving it, I was really good at it, but as I got further and further down in the blockchain rabbit hole, I was like wow, this technology and the protocols that underlie it are basically providing us with a new opportunity for humans to change the way that they interact in a business sense. And that presents a generational opportunity for us to change the way that people do real estate. And there was no way that I was going to be able to be a part of that conversation unless I just jumped in feet first. I loved what I was doing beforehand, but it's something that I would have just done for the next 40 years and nothing would have changed. Or if it changed, it would have changed without me. And if the conversation was going to change, if it could change, I wanted to be a part of that. I wanted to be a driving force behind that. Chitra: Now you try, you successfully did this New York deal to show that this is possible, but it seems like a lot of this stuff is still very much esoteric in the realm of the theoretical. How many real deals that have gone down using blockchain technology and real estate and where do you kind of see, what's the trajectory for this? Henry: Yeah. So with blockchain and real estate, I think that ours was the first, the Slice deal. But then there were a couple of follow ons. There was the St. Regis deal, the St. Regis resort in Colorado, they tokenized $18,000,000 and sold that to a syndicate of investors. And then this group out of New York called Propeller teamed up with Air Swap to create a platform called Fluidity. And they created this two token waterfall basically taking the real estate capital stack and slicing it up in this innovative way. Because typically real estate is debt and equity. And then there are different ways that you can sort of cut that up, right? With debt, you can have mezzanine debt, you can have junior debt. With equity, you can have preferred equity, you have common equity, you have LP equity, you have GP equity. What each of them are isn't pertinent to this discussion. But what Propeller realized is that with tokenization, since you're changing the way that people do business and you're opening their mind up to different ways of doing things, you could take those different pieces of the capital stack and combine them in ways that hadn't been done before. And they demonstrated this with their white paper called the Two Token Waterfall. And then they put it into practice on a condo project in New York for I think it was $30 million dollars, which I thought was super interesting. And then another group, Cold Harbor did a $20,000,000 tokenization of a student housing property in South Carolina. And so all of those were I think in the second half of 2018. And in total, I mean, that's like what, $100 million less of, of deals. So like you said, we still are sort of in the realm of the theoretical. Here are people who have done this, but they've been typically just single asset tokenization and they've been fairly small on the grand scheme of things. And so a lot of the benefits that tokenization can offer have not been fully realized yet because we don't have a large enough market to realize those things. Chitra: So I don't want to go too in the weeds, but I think maybe we should talk a little bit about the difference between fractional investing, which I guess this falls under and fractional ownership, right? There's two different things. So is it relevant and is it important for people to understand the difference and the context? Henry: Yes. So that's an interesting conversation because like you said, what we're talking about right now is fractional investing. And when you hop on Crypto Twitter or a Medium Post, a lot of them talk about how they're excited about the advent of fractional ownership. But that is very different in the context of real estate. Ownership means that your name is on the deed right? It means that you are the owner, you're not an investor, you're not somebody who just put in money to see that money grow and get it back. You are the person who's making the money grow. And the difference particularly in real estate in the US is that if you are the owner and you make a bunch of money on a real estate project, then you can sell that project, take all the money that you made and use it to buy another project and you don't have to pay taxes on that, but you can only do that... You do have to pay taxes eventually, but you can basically continue doing this process and defer your taxes forever. Chitra: Indefinitely, yeah. Henry: You could do it until you die and then your children will inherit all of that property at a stepped up basis and all of it is wiped out. They never have to worry about that deferred tax bill. And this is all... do your own research. I'm not an attorney and I don't want anybody to jump in the real estate space and come back to me later. Chitra: We're not in the advice business. Henry: But that can only happen if you are an owner of real estate. It doesn't happen if you're an investor. And in real estate, there's two ways of ownership. There is direct ownership and there is tenant and common ownership. In order for that to happen in the tokenized world, what you need to start doing is representing deeds on the blockchain. And once we start doing that, that opens up a fascinating new world of real estate investment and ownership. And there are people who are working on that, on putting title on the blockchain, but it's a long process. If I think real estate is archaic, I mean title is the most archaic part of it. I mean it's literally like, so title insurance, which I'm sure you're familiar with, there are these title companies, right? And these title companies maintain a record of the ownership for a bunch of different properties. And they work in concert with the county recorder's office, which holds the original record, but the title companies have had their records as well. And what you're basically doing is you're paying the title company insurance against the fact that their record is wrong. And it's because this is a paper-based, high friction, manually verified process. It's totally ripe for disruption. But you have this mix of public, private, which is very difficult to, you've just got a lot of bureaucracy that you have to like weed your way through in order to start moving title onto the blockchain. But once it happens, you do open up that form of fractional ownership. Chitra: So I guess to sum up, no area of investment is probably better suited for innovation like real estate and could really use the benefits of blockchain technology. But given how archaic everything is, it could take a while. Henry: It could take a while. Chitra: You could be a gray beard by the time it actually [crosstalk]. Henry: I love that, that term gray beard. But I certainly hope that I'm not, although I already have quite a few gray hairs, I'm very proud of them. Chitra: All brought on by this. Henry: Yeah. And I'm also like almost entirely incapable of growing a beard. I've tried several times. It's not something you want to see. But I would like to think that once people start to see the efficiencies, and was actually just talking about this yesterday at a real estate conference. I don't think that blockchain is necessarily going to give us 10x or 100x process efficiencies in real estate. But I am absolutely 100% certain that it will give us 5%, 10%, 15% efficiencies. And when you extrapolate that across the hundreds of trillions of dollars of real estate across the globe, that's a massive amount of money. That is huge. Like unfathomably huge. And so once people start to realize that and they see oh wow, I can do this 10% better, I think the change is gonna come pretty quickly. The title thing is different, but the transactional part of it, tokenizing securities in real estate, I think that once you hit that hurdle of terminal velocity, I mean it's just like, it's going to go crazy from there. Chitra: Great. Do you have any closing thoughts or key takeaways for people? Henry: Yeah. I mean, number one is I jumped into this space eight or nine months ago and it feels like it's been multiple lifetimes. But I have to say I could not be happier that I did that. You hear a lot, like you'll go on YouTube and you'll see influencers and whatever and they're like oh, quit your job, blah, blah, blah, you'll be fine. And it's really difficult to make that leap and be like oh wow, maybe I really should do this thing. But if you create a plan, save some money and you have something that you know you're really good at and you think it's gonna change the world and you can make a difference, I would definitely say, maybe you don't have a mortgage and you don't have kids. I noticed that I do, I do have those benefits. Then go for it. Go for it. There's no better time than now. And if you want to change the world then you should probably start yesterday because either you do it or somebody else is going to do it and you're just going to get left behind. And it's better to just be a part of that. And so yeah, I'm happier than I've ever been and super excited to be a part of what's going on in this space. Chitra: That's great to hear. That's a great closing thought. Where can people learn more about you and the work that you're doing? Henry: Oh sure. On LinkedIn, I'm LinkedIn/in/henry_elder. And then my company's website, which is www.digitalassetadvisors.io or daa.ninja if that one's too long. Chitra: Awesome. Thanks so much. Great having you. Henry: Thanks Chitra. Yeah, awesome to be here. Thanks.
@suppodcast Episode 38 - The Jail Episode Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Tanner Willians - @lilkinky69 Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
@suppodcast Episode 37 - The Duck is Cold Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Tanner Willians - @lilkinky69 Luke Trovese- @troveezuz Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
@suppodcast Episode 36 - I Can See Clearly Now Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Tanner Willians - @lilkinky69 Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
@suppodcast Episode 35 - But Good For You ft. Claw Money Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Guest - Claudia Gold - @clawmoney Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
@suppodcast Episode 34 - Conspiracy Streetwearies Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Tanner Williams - @lilkinky69 Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
@suppodcast Episode 33 - Them Nice Calves Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
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@suppodcast Episode 31 - Bill Nye the Hypebeast Guy Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
@suppodcast Episode 30 - KtTM @ - Pumpkin Spice Gang Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence DeLoach - @lzd325 Becky Rodriguez - @humanplac3s Guest - Joey Chin - @joeychinsinatti Check out our first Medium Post: medium.com/@suppodcastnyc/logo…pdated-cc136c8360c7
@suppodcast Episode 29 - Keeping the Train Moving Support us on Patreon - www.patreon.com/suppodcastnyc Check our exclusive content! Follow us on Instagram: Chris Cheney - @notthatcheney Lawrence Deloach - @lzd325 Becky Rodriguez - @humanplac3s Guest(lol) Mike Nguyen - @nicepantsbro Guest Jesse Villanueva - @thumpersnyc Check out our first Medium Post: https://medium.com/@suppodcastnyc/logo-fonts-in-streetwear-updated-cc136c8360c7
In this episode, Benjamin focused on the future of conservatism and how the movement will survive Trumpism. He talks about what he sees as the driving forces behind Trumpism as well as the reasons he thinks the Republic would survive a Trump presidency. Mentioned in this episode: Medium Post from last September