Naked Wealth Podcast

SUMMARY: In this episode of The Naked Wealth Podcast, host Jennifer Aube welcomes Medicare agent Michelle Bishop to break down the complexities of Medicare and debunk common misconceptions. Michelle shares her journey into the industry, driven by a passion for helping others navigate the healthcare system with clarity and integrity. They discuss important Medicare enrollment timelines, penalties, coverage options, and how to make informed decisions that align with your financial and health needs. Michelle also touches on her broader mission of service, stewardship, and the importance of meeting people where they are in their healthcare journey. KEY INSIGHTS: Michelle's Journey into Medicare: A family business led her to find her passion in educating and assisting people in making informed healthcare decisions. Common Medicare Misconceptions: Many confuse Medicare with Medicaid, believe eligibility is income-based, or are unaware of potential penalties for late enrollment. Enrollment Windows & Penalties: Medicare has a strict seven-month enrollment window around an individual's 65th birthday. Delaying enrollment without creditable coverage can lead to lifelong penalties. Choosing the Right Coverage: Understanding the differences between Medicare Parts A, B, C, D, and F is crucial. The right choice depends on individual health needs, preferred doctors, and prescription drug coverage. Impact of Employer Coverage: Individuals with employer-sponsored insurance may delay Medicare enrollment, but cost comparisons are essential to making the best decision. Recent Medicare Changes: The Part B premium increased slightly in 2024, and the elimination of the 'donut hole' significantly reduced out-of-pocket costs for prescription drugs. The Importance of Trusted Guidance: Working with a knowledgeable Medicare agent ensures personalized, accurate advice, preventing costly mistakes. Michelle's Approach to Service: Integrity and client well-being come first—helping clients make the best decisions rather than simply making a sale. If you or a loved one is within five years of Medicare eligibility, don't let the process overwhelm you. Reach out to Michelle Bishop via Facebook at Bishop Insurance or visit her website at BishopSure.com for expert guidance. You can also contact Jennifer Aube's office at 978-874-3253 to discuss your full retirement planning picture. Take charge of your Medicare decisions with confidence and clarity!

In this episode of the Naked Wealth Podcast, we sit down with Lexi Johnson, CEO and founder of Lexi J Wellness. Lexi shares her journey from working as a dental hygienist during the pandemic to building a thriving wellness business that reaches clients across all 50 states. Through candid reflections, Lexi discusses the transformative power of small, consistent actions—the "domino effect"—and how her father's remarkable weight loss inspired both her personal and professional life. We also explore the importance of authenticity, overcoming self-doubt, and building sustainable habits for long-term wellness. KEY INSIGHTS: The Birth of Lexi J Wellness: During the pandemic, Lexi transitioned from a dental hygienist to an entrepreneur by recording workouts in her basement with limited equipment. Inspired by her father's 120-pound weight loss, Lexi founded her fitness business to promote sustainable health changes. The Domino Effect: Lexi explains the "domino effect" from Gary Keller's The One Thing: how small, consistent actions compound over time into significant change.  Her father's lifestyle shift not only improved his health but also strengthened relationships and impacted others around him. Overcoming Fear and Self-Doubt: Lexi emphasizes the importance of positive self-talk to combat negativity and fear of judgment, encouraging listeners to embrace imperfect action. She shares personal stories about self-doubt in posting videos and how overcoming those fears allowed her to impact lives. Making Fitness Accessible and Fun: Lexi's workouts focus on realistic, time-based exercises rather than rigid repetition, ensuring accessibility for all fitness levels. Her philosophy is about showing up consistently and making movement enjoyable rather than intimidating or extreme. The 9/11 Memorial Stair Climb Event: Lexi reflects on organizing a charity stair climb event at Arrowhead Stadium, raising $22,000 for the Surviving Spouse and Family Endowment (SAFE) to support families of first responders. The event held special meaning as Lexi's father and brother are both firefighters, and the funds helped a Kansas City firefighter's family just days after the event. Authenticity in Life and Business: Lexi encourages listeners to show up authentically in all aspects of life, emphasizing that real impact happens when we are true to ourselves. She recommends actionable self-help resources, including The One Thing by Gary Keller and Outlive by Peter Attia, focusing on healthspan and quality of life. Join us in embracing the domino effect—small, intentional changes that lead to lasting impact. Follow Lexi on Instagram @LexiJWellness and explore her workouts and wellness services at LexiJWellness.com. Don't forget to check out her recommended reads, The One Thing by Gary Keller and Outlive by Peter Attia, for more inspiration on personal growth and well-being. And if this episode resonates with you, consider sharing it with a friend who needs a little motivation to get started!

In this engaging episode of The Naked Wealth podcast, Dr. Molly Maloof dives deep into the intersection of longevity, healthspan, relationships, and personal growth. Dr. Maloof shares her expertise on how metabolic health, meaningful connections, and life purpose form the three pillars of human flourishing. She also discusses the importance of investing in relationships, avoiding toxic dynamics, and being intentional with life decisions. Get ready to explore actionable steps for improving your health, relationships, and personal well-being. KEY INSIGHTS: The Three Pillars of Human Flourishing: Health is not just about lifespan; it's about healthspan. Dr. Maloof shares her framework of metabolic health, human connection, and meaning as core components of flourishing. The Impact of Relationships on Health: Unhealthy or disconnected relationships drain life force. Dr. Maloof explains how relational health influences physical well-being. Being Disciplined in Dating and Relationships: Dr. Maloof emphasizes the importance of caution in early relationships, revealing how intimacy can trigger attachment neurobiology prematurely. Investing in Relationships is Key to Happiness: Relationships are the most critical predictor of health and happiness, requiring intentional effort to thrive. Avoiding Modern Distractions for Success: Success lies in maintaining focus and avoiding distractions. Dr. Maloof encourages listeners to direct their energy toward their goals without getting sidetracked. Navigating Modern Dating Challenges: Dr. Maloof provides insights into the complexities of online dating, discussing emotional tolls, burnout, and strategies for discerning partners. Aligning Career and Relationships: Dr. Maloof explores how passion in careers and relationships keeps life fulfilling. Couples need to invest time, energy, and attention into their partnership to keep it strong. Recommended Reads: The Spark Factor by Dr. Molly Maloof How to Be an Adult in Relationships by David Richo (Author), Kathlyn Hendricks (Foreword) Brain Energy by Dr. Christopher Palmer Discover more about Dr. Molly Maloof's work and tune into her content for more insights on health, relationships, and longevity. And don't forget to check out her book The Spark Factor for deeper, actionable tips to optimize your metabolic health and improve your quality of life. Stay connected, be intentional, and flourish!  

In this two-part episode of the Naked Wealth Podcast, host Jennifer Aube welcomes Veronica Allen, a physical therapist and personal trainer specializing in pelvic floor therapy. Veronica shares her knowledge and experience in pelvic health, debunking the common misconceptions surrounding pelvic floor therapy. She emphasizes the importance of pelvic health for everyone—men, women, postpartum mothers, and individuals who have never had children. Together, they discuss the foundational role of pelvic floor muscles in overall health, how common issues like incontinence and prolapse can be addressed, and the importance of diaphragmatic breathing and proper physical therapy. Veronica also shares practical advice on when and how to engage in therapy post-pregnancy and beyond. This enlightening conversation is a must-listen for anyone looking to improve their quality of life through physical wellness. Key Insights: Pelvic Floor Therapy is for Everyone: Veronica clarifies that pelvic floor therapy is not exclusive to postpartum women. Everyone has a pelvic floor, and conditions like incontinence, pain with intercourse, constipation, and prolapse can affect both men and women at any age. Common But Not Normal: Many pelvic floor issues are common, especially after pregnancy or as people age, but that doesn't mean they are normal. These issues, such as incontinence and prolapse, can be treated, improving the overall quality of life. The Importance of Diaphragmatic Breathing: Deep breathing is essential for overall core strength and health. Veronica explains how diaphragmatic breathing engages the pelvic floor muscles and aids in physical therapy, stress relief, and injury prevention. Postpartum Recovery Tips: Veronica provides valuable advice for women in the postpartum phase, stressing the importance of engaging core muscles and starting pelvic floor therapy early, regardless of whether they had a vaginal birth or a C-section. Proactive Physical Therapy: Veronica advocates for proactive pelvic floor and orthopedic therapy to prevent future issues. She suggests seeing a physical therapist regularly for check-ups to maintain muscle health before problems arise. Holistic Health for Longevity: Jennifer and Veronica discuss the importance of financial and health abundance to maintain not only a long life but a healthy one. Veronica stresses the importance of maintaining a "health span" where one can enjoy life fully without being limited by health issues. Veronica Allen's insights into pelvic floor health emphasize that addressing these common issues can significantly improve your quality of life. By being proactive and aware, anyone can benefit from the right physical therapy and daily habits, helping them live their best life. Don't forget to check out Veronica's social media and website for more tips on pelvic and overall physical health!

In this episode of Naked Wealth, host Jenn Aube sits down with Brittney Baker, the Director of Operations at Refuge Medical and Training. Brittney, a wife, mother of four, and eldest sibling of six, shares her journey from homeschooling to becoming a social media manager for a multimillion-dollar company, eventually rising to a leadership role. She discusses how her background in home birthing and her certification as a doula opened her eyes to the importance of preparedness, not only in the birthing space but also in emergency medical situations. Brittney emphasizes the importance of everyday preparedness and how training in first aid, especially for common yet potentially life-threatening emergencies, can make all the difference. Throughout the conversation, Brittney also provides practical advice for balancing a busy personal and professional life while staying mission-driven. KEY INSIGHTS: Refuge Medical's Beginnings: Refuge Medical and Training started with high-quality American-made first aid kits designed to handle real-life emergencies, not just minor injuries. Brittney's Journey to Leadership: Brittney's journey from a doula to the Director of Operations of a multimillion-dollar company highlights her passion for preparedness in all aspects of life. Lives Saved Through Preparedness: Over 138 lives have been saved using Refuge Medical's kits and training, emphasizing the importance of having and knowing how to use lifesaving equipment. Focus on Civilian Readiness: The company focuses on making first aid accessible to civilians, schools, and law enforcement rather than just government contracts. Home Birthing and Doula Experience: Brittney shares how her experience in home birthing and doula work relates to her current mission of empowering individuals with the knowledge to respond to emergencies. The Importance of Scenario-Based Training: Emotional resilience and the ability to handle stressful situations can be honed through practice and preparation, including scenario-based medical training. Work-Life Balance Strategy: Balancing work and personal life involves setting clear boundaries, such as giving 100% of your 80% while reserving energy for family and self-care. In this episode, we learn that preparedness can be a life-saving investment, and Brittney Baker's work is proof of that. Take action today by tuning in to Naked Wealth and exploring more stories that inspire, educate, and empower.

When is the right time to start working with a financial adviser? What if the answer is simpler than you think – the moment the thought crosses your mind? What opportunities could you be missing by delaying?  Discover the optimal time to engage with a financial adviser – the moment the thought crosses your mind. Waiting until later in your adult life may result in overlooked opportunities and financial mistakes. Don't postpone optimizing your financial situation. If you lack a relationship with an adviser, make this the year to develop one. For further insights on collaboration, contact the adviser directly. What you'll hear: Ideal Time to Consult a Financial Adviser: The right time to engage with a financial adviser is the moment the thought arises. Avoiding Mistakes and Oversights: Waiting until later in adult life may lead to financial mistakes and overlooked opportunities. Optimizing Financial Situation: Don't postpone the chance to optimize your financial situation with professional guidance. Take Action Now. If lacking a relationship with an adviser, make the current year the one to develop that connection.  Ready to take the first step?   You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849  

In this episode of Naked Wealth, host Jenn invites Bre Johnson, founder of Full Bloom Mama, to explore women's health and the often overlooked yet vital fourth trimester—the 40-day postpartum period that is pivotal for a mother's long-term physical and mental health. Bre shares her wealth of knowledge on postpartum care, drawing from global practices and her personal experiences as a cultural anthropologist. Key topics discussed include: What is the Fourth Trimester? Bre explains the significance of the fourth trimester, emphasizing that many cultures worldwide prioritize this period as much, if not more, than pregnancy itself. She highlights how this sacred window can impact a mother's health and longevity for decades. The Power of a Support System: Bre outlines how other cultures rally around new mothers, providing them with nourishment, rest, and emotional support. In contrast, she notes that the U.S. often glorifies "bounce-back" culture, which can neglect the essential recovery process for new moms. Nutrition and Wellness Post-Birth: Bre discusses the importance of nutrition, advocating for nutrient-dense, warming foods to help moms recover after childbirth. She also emphasizes mental well-being, sharing how meditation, journaling, and breathing exercises can aid in postpartum recovery. Movement After Baby: A slow, intentional return to movement is crucial in the postpartum phase. Bre encourages new mothers to start with gentle breath work and focus on reconnecting with their bodies before resuming any strenuous exercise routines. Preventing Postpartum Depression: Bre shares research-backed insights that show how holistic postpartum care—nutrition, mental health practices, and gentle movement—can significantly reduce the risk of postpartum depression. Full Bloom Mama: Bre also talks about her subscription service, Full Bloom Mama, designed to support women throughout pregnancy and postpartum. Full Bloom Mama offers curated boxes filled with items to educate and nurture new moms physically and mentally.

Contemplating the mysterious world of trusts? Wondering if setting up a trust is the right move for you? What if you could demystify this crucial aspect of estate planning and make informed decisions about your financial future?    On this week's Financial Quick Tips we demystify the realm of trusts and decide if setting up one is right for you. Understand that a trust is a legal arrangement providing control of assets to a trustee for the benefit of others. Trusts can offer tax benefits, prevent inheritance disputes, and ensure fair treatment of beneficiaries. Explore the various types of trusts, such as those minimizing inheritance taxes, avoiding probate, or providing for specific family situations. Consult a professional team, including financial advisers and estate planning attorneys, to determine the best path for your short and long-term interests. Maintain an ongoing relationship with these professionals to adapt to life changes and legal updates. What you'll hear: Understanding Trusts: A trust is a legal arrangement granting control of assets to a trustee for the benefit of others. It can offer tax benefits, prevent inheritance disputes, and ensure fair treatment of beneficiaries. Types of Trusts: Various trusts serve different purposes, such as minimizing inheritance taxes, avoiding probate, and maintaining financial privacy. Trusts can provide for disabled family members, address second marriage situations, or support charitable giving. Consulting Professional Team: Engage with a professional team, including financial advisers, estate planning attorneys, and accountants, to determine the most suitable trust for your needs. Regularly update your plan based on life changes, tax laws, and other legal considerations. Ready to secure your legacy?   You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Finding yourself caught in the financial squeeze of caring for both aging parents and children simultaneously? What if you could navigate this complex terrain without sacrificing your retirement dreams?    Discover the unique financial challenges faced by the "sandwich generation," individuals caring for both aging parents and children simultaneously. Juggling the costs of eldercare and childcare often creates a tight financial squeeze, leading to neglect of retirement savings. Don't let your retirement dreams slip away amid these responsibilities. Explore tips to navigate this financial balancing act and secure your retirement. For more insights, visit the website. What you'll hear: Introduction to the Sandwich Generation: Adults caring for aging parents and children simultaneously are known as the sandwich generation. Financial challenges arise as they juggle the costs of eldercare and childcare. Tight Financial Squeeze: The sandwich generation often experiences financial strain due to multiple caregiving responsibilities. Saving for retirement may take a back seat amid these financial pressures. Risk to Retirement Dreams: The financial challenges faced by the sandwich generation can jeopardize retirement savings. Neglecting retirement planning amid caregiving responsibilities may impact future financial security. Tips for Financial Balancing: Explore tips to navigate the financial challenges of the sandwich generation. Ensure that retirement savings are not neglected amid caregiving responsibilities. Ready to find balance in the sandwich generation? You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!   Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Ready to learn the secrets to maximizing your Social Security benefits? What if you could unlock the potential of thousands of dollars over time by making the right decisions? Unlock the potential of your Social Security retirement benefits by making informed decisions at crucial milestones. Learn key points to maximize your benefits, starting with an annual review of your Social Security statement between ages 25 and 60. Understand the option to claim benefits before full retirement age and the impact on monthly benefits. With the guidance of a financial professional, navigate the complexities of Social Security, calculate benefits at milestone ages, and tailor a plan to suit your unique situation. What you'll hear: Importance of Social Security Decision: The decision on when to start Social Security can impact financial outcomes significantly. Thousands of dollars over time hinge on making informed choices. Annual Social Security Statement Review: If between ages 25 and 60, annually review your Social Security statement for accuracy. Request current statements through financial professionals or www.ssa.gov Claiming Benefits Before Full Retirement Age: Understand that claiming benefits before full retirement age may result in reduced monthly benefits. The suitable decision varies for individuals, emphasizing the importance of determining benefits at full retirement age Navigating Social Security Complexity: Social Security decisions can be confusing, requiring professional guidance.   You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849  

Wondering how recent legislation could transform your retirement planning? What if you could unlock penalty-free withdrawals, catch-up contributions, and a groundbreaking option for excess education savings? Discover the impactful changes brought by the Secure Act 2.0 in the realm of retirement planning for participants. Effective from December 29, 2022, this legislation introduces penalty-free withdrawals of up to $1,000 annually for unforeseeable financial needs. Notably, the mandatory RMD age increases from 72 to 73 and eventually to 75. The Act reduces tax penalties for failing to take RMDs and introduces catch-up contributions for individuals over 50. Additionally, a groundbreaking feature allows transferring excess funds from 529 plans to Roth IRAs for tax-exempt growth starting in 2024. What you'll hear: Introduction to Secure Act 2.0: Enacted on December 29, 2022, with 90+ new retirement plan provisions. Focus on retirement plan enhancements for participants. Penalty-Free Withdrawals: Participants can make one penalty-free withdrawal of up to $1,000 per year for unforeseeable financial needs. Repayment within three years is permitted, with one withdrawal allowed per three-year repayment period. Mandatory RMD Age Increase: RMD age increases from 72 to 73, with a proposed future increase to 75. Legislation proposes RMD age increases to 73 by 2023 and 75 by 2033, allowing individuals to save longer. Tax Penalty Reduction: Tax penalty for failing to take RMDs reduced from 50% to 25%. Excise taxes further reduced from 25% to 10% for promptly corrected RMD failures. Catch-Up Contributions and Education Savings: Individuals over 50 can make salary reduction catch-up contributions to employer plans. Secure 2.0 introduces a new option for transferring funds from certain 529 plans to Roth IRAs You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights!   Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this inspiring episode of the Naked Wealth Podcast, Jennifer sits down with Alyssa Young, the founder of Katura Inc. and author of the Unlimited Refills blog. Alyssa shares her deeply personal journey of overcoming anxiety and finding balance in her life through various tools and techniques. Alyssa's story is a testament to the power of resilience and the significance of building a toolbox of strategies to navigate life's challenges. In this episode: State Change: Alyssa discusses the concept of "state change," a strategy introduced by her mentor, Ryan, which involves altering one's environment or engaging in physical activity to alleviate anxiety. This technique helps shift focus and reduce stress, offering a practical approach to managing anxious moments. Support System: Emphasizing the critical role of a strong support network, Alyssa explains how having reliable people and resources can significantly aid in managing stress. She highlights the importance of creating a robust support system that one can turn to in times of need. Medication: Alyssa shares her personal experience with using medication to manage anxiety during her younger years. She conveys an important message that seeking help through medication should be viewed as a positive and courageous step, free from shame or stigma. Katura Inc.: Alyssa provides insight into her business, Katura Inc., which supports high-level executives in achieving balance between their professional and personal lives. Her approach focuses on addressing both aspects simultaneously to maintain overall equilibrium and effectiveness. Building Relationships: Throughout the conversation, Alyssa underscores the value of building and nurturing relationships. She believes that strong connections are vital for both personal well-being and professional success, reflecting on how relationships have played a pivotal role in her journey. Personal Growth: Alyssa recounts her transformative journey from experiencing severe anxiety in high school to achieving her current success. She shares the lessons learned along the way, illustrating the power of resilience and the continuous process of personal growth. Feeling inspired by Alyssa's story? Discover more about her journey and the valuable tools she offers by visiting her blog at unlimitedrefills.blog. Follow her on social media at @AlyssaYoung to stay connected and receive ongoing insights and support. Remember, you don't have to navigate life's challenges alone—build your own toolbox and reach out to your support network today. Share this episode with anyone who might benefit from Alyssa's wisdom and encouragement. Together, we can create a community of resilience and growth.

Curious about the latest changes in retirement planning laws for employers? Wondering how the Secure Act 2.0 could impact your business's retirement offerings?   Explore the key provisions of the Secure Act 2.0, a comprehensive update to the Secure Act, focusing on retirement plan enhancements for employers. Effective for plan years beginning after December 31, 2020, employers with over ten employees must provide automatic enrollment and escalation for new 401k or 403b plans. The new law encourages Roth accounts within employer plans, aligning them with Roth IRAs and eliminating required minimum distribution rules. Small businesses benefit from increased tax credits for plan start-up costs, fostering retirement planning accessibility. What you'll hear: Introduction to Secure Act 2.0: Enacted on December 29, 2022, with 90+ new retirement plan provisions. Focus on retirement plan enhancements for employers. Automatic Enrollment and Escalation: Employers with over ten employees offering new plans must implement automatic enrollment. New employees start with a 3% salary reduction, escalating annually to 10-15%. Employees can opt-out of auto-enrollment and escalations. Encouragement of Roth Accounts: Roth accounts within 401k, 403b, and 457 plans no longer subject to required minimum distribution rules. Aligns Roth accounts within employer plans with Roth IRAs. Tax Credits for Small Businesses: Small businesses with up to 50 employees eligible for a 100% tax credit for plan start-up costs, capped at $5,000 per employer annually for three years. Businesses with 51-100 employees eligible for the original Secure Act's tax credits. Let's explore the Secure Act 2.0 and its implications for your retirement plans!   You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Are you lost in the maze of retirement planning, wondering how much is enough? What if you could unravel the personalized factors influencing your retirement savings?  Demystify retirement planning with a personalized approach to the often overwhelming question: How much money do you need to save? Uncover the individualized factors that influence your retirement savings target, including retirement age, location, lifestyle, and more. Emphasizing the importance of early and consistent savings, this quick tip recommends consulting a financial advisor for a tailored plan, especially if you're nearing retirement. What you'll hear: Challenges of Retirement Planning: Overwhelming and mixed messages. Individualized factors affect savings needs. Key Factors in Retirement Planning: Retirement age, location, lifestyle, spouse's age, and work plans. The dollar amount from a Google search isn't universally applicable. Guiding Principle: Start early and save consistently for retirement. Financial Advisor's Role: Consult a financial advisor for personalized guidance. Determine if you are on track and prepare for retirement. Ready to discover your unique path to a secure retirement? You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this episode of The Naked Wealth Podcast, Jennifer Aube and guest Valentina Marianetti take listeners on a journey through Valentina's life, from her roots in a West African village to her dynamic career as a DJ and owner of Babes in Business Boston. Valentina shares insights into her upbringing, her passion for music, and the challenges and joys of balancing business and personal life as a woman entrepreneur. From her early days as an event planner to her current role empowering women through Babes in Business Boston, Valentina's story is one of resilience, passion, and determination. In this episode: The Power of Music: Valentina discusses how music played a significant role in her upbringing, serving as an escape and a source of joy in her West African village. She shares how discovering different genres and artists broadened her understanding of music's emotional impact, shaping her passion for DJing. Empowering Women: Valentina's journey into entrepreneurship and founding Babes in Business Boston stems from her innate desire to empower women. Drawing from her own experiences and upbringing, she emphasizes the importance of giving voice to those who may feel marginalized and inspiring others to recognize their potential. Balancing Act: As a busy mom and entrepreneur, Valentina delves into the challenges of balancing personal and professional responsibilities. From managing events to DJing and nurturing her family life, she discusses the importance of setting boundaries and prioritizing self-care to maintain balance and recharge. Social Media Realities: Valentina shares her insights into the complexities of social media as a business owner, acknowledging the pressure to maintain an online presence while safeguarding privacy and authenticity. She highlights the energy and intentionality required in navigating social media platforms effectively. Embracing Challenges: Despite the inevitable challenges of entrepreneurship, Valentina adopts a positive outlook, viewing obstacles as opportunities for growth and learning. She emphasizes the importance of perspective and resilience in overcoming hurdles on the path to success. Community and Support: Valentina underscores the value of community and support networks in entrepreneurship, emphasizing the role of organizations like Babes in Business in providing camaraderie and solidarity for women entrepreneurs. She encourages listeners to seek out such networks for mutual support and inspiration. Through the tapestry of personal anecdotes, professional insights, and practical wisdom, Valentina paints a vivid picture of her entrepreneurial odyssey, igniting a flame of inspiration within each listener. Her story not only captivates but also empowers, encouraging individuals to embark fearlessly on their own paths to greatness.  

Have you ever felt the rollercoaster of emotions in the unpredictable world of investments? What if you could master the art of decision-making during market fluctuations, safeguarding your portfolio from damaging effects?  Navigate the unpredictable world of investments by understanding the impact of emotions on decision-making. Market fluctuations trigger natural emotional responses that hinder smart investment decisions. Learn how behavioral biases can lead to underperformance and discover strategies to mitigate damaging effects. Working with an advisor and educating yourself on these biases can optimize decisions for both present and future market cycles, safeguarding your portfolio. What you'll hear: Challenges of Market Volatility:   Markets fluctuate, making smart investment decisions challenging.   Emotional responses, especially during stress, impact decision-making. Impact of Behavioral Biases:  Investors often sell during market declines, locking in losses.   Behavioral biases contribute to underperformance compared to the market. Minimizing Damaging Effects:   Collaborate with an advisor to navigate market fluctuations.   Educate yourself on natural biases affecting investment decisions. Optimizing Decisions:   Develop strategies for optimal decision-making during all market cycles.   Safeguard your portfolio by understanding and managing emotional responses. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this enlightening episode, our host Jennifer Aube is joined by Mariah Frisella, a seasoned healthcare professional specializing in hormonal health. Mariah shares her expert insights into the complexities of managing hormonal imbalances in both men and women, emphasizing the personalized and often overlooked approach required in contemporary healthcare. In this episode: Hormonal Health in Perimenopause: Mariah begins by discussing the critical role of hormones like progesterone and testosterone in alleviating perimenopausal symptoms in women. She highlights how these treatments can complement the body's natural hormone production, providing relief and enhancing overall well-being. Men's Hormonal Health: Transitioning to men's health, Mariah notes that while men are generally simpler to treat hormonally than women, they still require a nuanced approach. She discusses the importance of testosterone replacement therapy in addressing symptoms such as brain fog, fatigue, weight gain, and decreased libido, which are often exacerbated by age-related decreases in testosterone. Mariah also points out lifestyle factors, such as high-impact sports and heavy marijuana use, that can negatively impact testosterone production. Systemic Benefits of Hormone Optimization: Further, Mariah elucidates the broader benefits of proper testosterone levels in men, including protection against heart disease and improved insulin sensitivity, which can stave off type 2 diabetes. The Impact of Legalized Marijuana: The conversation also covers contemporary issues like the impact of legalized marijuana on hormonal health. With increasing usage following legalization, Mariah stresses the importance of awareness regarding marijuana's potential to reduce testosterone levels, a topic she feels needs more visibility, especially among younger demographics. Challenges and Rewards of a Personalized Practice: Reflecting on her career shift from traditional nursing to founding her own practice, Mariah shares the challenges and rewards of creating a space where both clients and healthcare providers feel empowered. She emphasizes the satisfaction derived from providing care that truly listens to and addresses individual needs, which was often constrained in the corporate healthcare setting. Don't miss the profound insights and actionable advice in this episode that could be the key to unlocking better health and well-being. Tune in to hear Jennifer and Mariah dive deep into the world of hormonal health!

Feeling the tug-of-war between time and money, especially as a parent or business owner? What if you could regain control over your life by understanding the true cost of your time? Reclaim control over your life by understanding the invaluable relationship between time and money. As a parent or business owner, discover the importance of assessing the cost of your time. Identify high-value activities that contribute to your business and personal life. Prioritize and delegate tasks wisely, outsourcing anything that isn't a $500-an-hour activity. Audit your time, maximize efficiency, and gain back precious moments for family and personal fulfillment. What you'll hear: Time and Money Relationship: Recognize the overwhelming feeling of balancing time and money. Consider the sacrifices made in personal and professional life. Assessing the Cost of Time: Acknowledge time as an irreplaceable resource. Evaluate the value of activities in terms of earning potential. Strategic Time Management: Identify high-value activities in business and personal life. Delegate tasks efficiently to maximize productivity. Reclaiming Control: Outsource activities that don't align with $500-an-hour value. Regain control of life and capacity by making strategic decisions. Exception to the Rule: Exceptions for activities with personal fulfillment, even if valued at $15 an hour. Use time wisely for happiness and volunteer roles. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849  

Join host Jennifer Aube  in an insightful conversation with Ryann Halo as they delve into the multifaceted journey of personal and professional growth. Ryann shares her experiences and perspectives on intelligence, leadership, defining success, and her holistic coaching methodology, Grow and Glow. Discover how embracing individuality and core values can empower entrepreneurs and leaders to navigate the path to success. In this episode: Diverse Intelligence: Ryann highlights the importance of recognizing various forms of intelligence beyond traditional metrics, emphasizing the value of open-mindedness and continuous curiosity. Leadership Insights: Through personal reflection, Ryann acknowledges the pivotal role of effective communication and empathy in leadership development, emphasizing the significance of understanding one's conditioning and upbringing in shaping communication styles. Defining Success: Ryann advocates for individualized definitions of success, encouraging listeners to explore their core values, preferred tasks, and areas of fulfillment to align their goals with personal aspirations. Grow and Glow Methodology: Ryann introduces her holistic coaching approach, focusing on team growth, communication, education, and service, tailored for service-based businesses with up to 50 team members. Vision and Goal Setting: Jenn and Ryann discuss the importance of vision boards, goal setting, and business planning, highlighting the value of collective brainstorming and annual rituals to set intentions for the future. Explore the transformative journey of personal and professional development with Ryann Halo as she shares her wisdom on leadership, success, and the power of individualized growth. Tune in for strategies and inspiring insights to ignite your path to success!

Overwhelmed by the multitude of credit card options? What if you could understand how to choose the perfect credit card for your needs? Navigate the world of credit cards with confidence by understanding the key features. When choosing the best credit card, prioritize those with a low interest rate and a rewarding program to save on interest and earn perks. Be mindful of potential fees, such as annual fees or balance transfer fees, and opt for cards without these charges for long-term savings. Dive into the fine print to ensure you grasp the terms and conditions for the best possible deal. What you'll hear: Choosing the Right Credit Card: Evaluate features and benefits. Understand the nuances of each card type. Optimal Credit Card Criteria: Low interest rate for savings on interest payments. Generous rewards program for points or cash back. Fee Considerations: Beware of annual fees, balance transfer fees, and foreign transaction fees. Choose cards without these fees for long-term savings. Fine Print Awareness: Read and understand the terms and conditions thoroughly. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849  

Looking to make financial freedom a reality? Ready to unlock the secrets to a financially empowered tomorrow? Embark on the journey to financial freedom with a strategic plan. Take control of your finances by creating a budget and tracking spending, enabling you to identify potential savings. Build a robust emergency fund to provide a safety net for unexpected expenses. Accelerate your financial goals by investing in yourself, whether through a business coach, personal trainer, or rejuvenating activities. Take the initial steps towards a secure future today. What you'll hear: Initiate Financial Control: Create a budget and track spending. Identify areas for potential savings. Build an Emergency Fund: Accumulate 3 to 6 months' worth of spending. Provides a cushion for unexpected expenses. Invest in Yourself: Accelerate financial goals. Consider a business coach, personal trainer, or rejuvenating activities. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Join Stephanie Austin, founder of Philo Solutions, as she shares invaluable insights gleaned from her 20-year corporate career and subsequent journey into business consulting and coaching. From financial management to employee accountability and leadership development, Stephanie's expertise shines through as she discusses the challenges and solutions facing modern business owners. Discover how Philo Solutions' online training platform, the Philo Business Institute, empowers entrepreneurs to navigate the complexities of business ownership with confidence. In this episode: Diverse Business Expertise: Stephanie draws from her extensive experience in commercial construction and as CEO of a multi-million dollar company to offer comprehensive business consulting and coaching. Philo Solutions' Approach: Through one-on-one coaching, workshops, and the Philo Business Institute, Stephanie helps business leaders tackle core pillars such as financial management, employee accountability, systems and operations, and leadership development. Remote Work Challenges: The shift to remote work presents both opportunities and challenges for businesses, requiring leaders to adapt their communication and accountability strategies. Human-Centric Leadership: Stephanie emphasizes the importance of leaders maintaining a pulse on their employees' well-being and fostering a culture of care and respect. Stephanie Austin's journey from corporate executive to compassionate mentor is a beacon of hope for aspiring entrepreneurs. Join her and Philo Solutions on a transformative path towards business mastery, where every challenge becomes an opportunity for growth and every setback is a stepping stone towards success.

Is your estate plan keeping up with the changes in your life? Unlock the key to efficient wealth transfer with essential estate planning tips. Understand the critical role of estate planning in avoiding probate and ensuring a seamless transfer of money, property, and assets to beneficiaries. Learn why it's crucial not to "set it and forget it" and discover the importance of regularly updating your estate plan as life evolves. Explore key considerations such as beneficiary reviews, establishing directives, and incorporating legal documents like Power of Attorney and trusts. What you'll hear: Introduction to Estate Planning: Critical for efficient money, property, and asset transfer after death. Averts probate for smoother distribution. Importance of Regular Updates: Estate plan should evolve with life changes. Avoid the "set it and forget it" mindset. Key Considerations in Estate Planning: Regularly review and update beneficiaries. Establish directives for asset distribution. Include legal documents like Power of Attorney and medical directives. Collaborate with legal and financial professionals for comprehensive planning. Planning for the Living: Legal directives are not just for passing away but also for living and incapacitated scenarios. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Ever pondered the essence of 'Be where your feet are'? How does this simple yet profound mantra relate to your financial journey?  This quick tip explores the profound concept of "Be where your feet are" and its connection to financial well-being. Encouraging individuals to stay present in the moment, it emphasizes the importance of mindfulness in various aspects of life. The message urges people to appreciate and fully engage in the current situation, whether at work, with family, or during leisure, to enhance the overall quality of life. What you'll hear: Meaning of "Be Where Your Feet Are" Introduces the quote "Be where your feet are" and delves into its significance. Connects the concept to staying present, grounded, and focused on the current moment. Present Moment Awareness: Advocates for being mindful of one's environment and avoiding distractions. Emphasizes the need to avoid worrying about the past or the future. Applying the Message: Encourages being fully present in various circumstances, including work, family time, and leisure activities. Highlights the importance of giving one's best and avoiding distractions, such as using phones during dinner. Life's Purpose and Enjoying Moments: Reminds individuals that life is lived only once and has a purpose. Urges not to miss out on moments by dwelling on the past or worrying about the future. Seizing Every Given Moment: Acknowledges the challenges of staying present but underscores the unique value of each moment. Motivates individuals to take advantage of every given moment and make the most of life. Ready to discover the power of being fully engaged in the present, especially when it comes to your finances? Let's dive into a quick tip that could transform the way you experience every moment. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Join us for a thought-provoking conversation with Jessica Rider as we delve into various topics including personal development, grief, and navigating the balance between masculine and feminine energies in different aspects of life. In this episode, Jessica shares her journey of self-discovery following the loss of her mother and how it prompted her to reassess her identity as a woman. We explore her upcoming book, which focuses on empowering women to embrace both grit and grace in entrepreneurship and personal relationships. Jessica discusses the importance of acknowledging and integrating both masculine and feminine qualities to thrive in today's business world. Tune in as we delve into candid discussions about grief, personal growth, and finding balance in an ever-changing world. In This Episode Personal Development Journey: Jessica's insights and experiences shape her individual growth, offering inspiration for others on a similar path. Coping with Grief and Loss: Jessica discusses the challenges of grief and loss, witnessing resilience and healing in the face of profound emotional turmoil. Balancing Masculine and Feminine Energies: Jenn and Jessica explore the integration of masculine and feminine energies, fostering authenticity and balance in one's identity, specifically in work/life balance. Empowering Women in Entrepreneurship: Jenn and Jessica discuss the hurdles faced by female entrepreneurs, and how to foster gender equality and success in business. Navigating Personal and Professional Boundaries: Jenn and Jessica reflect on establishing healthy boundaries to achieve fulfillment and success in various aspects of life.   Remember to navigate with grace and find inner strength in every challenge. Thank you for joining us, and here's to taking meaningful steps forward in our lives.

Ready to unlock the secrets to a harmonious life both at work and at home? Explore the art of achieving a harmonious work-life integration with practical tips for busy professionals. Uncover the secrets to balancing personal and professional responsibilities, ensuring both areas receive the attention they deserve. Learn how to set goals, prioritize, make time for relaxation, delegate effectively, take breaks, and set boundaries. Discover the impact of simple practices like phone breaks on achieving a healthier work-life balance. What you'll hear: Introduction to Work Life Integration: Managing personal and professional responsibilities together. Balancing work and home life for overall well-being. Tips for Better Work Life Integration: Set clear goals and priorities for both personal and professional life. Allocate time for relaxation, adequate sleep, and exercise. Delegate tasks and ask for help to lighten your load. Take breaks throughout the day to clear your mind and stay energized. Learn to say no and set boundaries for a clear work-life separation. Practice phone breaks to detach and focus on what truly matters. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

In this insightful Naked Wealth episode, host Jenn Aube engages in a captivating conversation with Alana Stott, a nonprofit consultant and author. Alana shares valuable insights into identifying and supporting impactful organizations aligned with one's passions and values. She emphasizes the importance of thorough research, transparency, and accountability when choosing where to donate or volunteer. Alana also delves into her book "How to Ask for Money," discussing strategies for overcoming discomfort in fundraising and asserting one's value. The conversation extends to the realm of entrepreneurship, as Alana offers advice on confidently pricing services and negotiating with clients. With anecdotes from her own experiences and practical tips for effective giving and business practices, Alana provides a wealth of valuable information for listeners interested in philanthropy, fundraising, and entrepreneurship.   In This Episode Identifying Passions: Alana Stott discusses the process of identifying personal passions and past experiences to find organizations that align with one's values and goals. Thorough Vetting: Stott emphasizes the importance of thorough vetting when selecting nonprofits to support, ensuring alignment with personal beliefs and ethical standards. Financial Accountability: The conversation underscores the significance of transparency and financial accountability in nonprofit organizations, particularly regarding reporting practices. Nonprofit Governance: ALana highlights the importance of diverse and representative board members for effective governance and decision-making in nonprofit organizations. Effective Giving Strategies: Alana provides insights into financial considerations and effective giving strategies, including analyzing income, expenses, and organizational priorities. Asserting Value: Alana discusses the importance of recognizing and asserting one's value in business transactions, advocating for upfront billing and negotiation to establish clear terms and expectations. Whether you're considering philanthropic endeavors or navigating business transactions, Stott's expertise offers valuable guidance for informed decision-making. Take the next step towards impactful giving and assertive negotiation by applying these insights to your personal and professional endeavors. Listen to the full podcast and share it with others to spread the knowledge and empower more individuals to make a difference in their communities.

Have you considered the unique challenge women face when it comes to life expectancy? How can understanding this longevity empower you to take control of your financial situation and focus on what truly matters in unexpected life events? In celebration of Women's History Month, this quick tip highlights a crucial consideration for women – their longer life expectancy. With women outliving men, it emphasizes the need for careful retirement planning, recognizing the potential for more years spent in retirement and the increased likelihood of requiring long-term care. The tip encourages women to take control of their financial situation to be prepared for unexpected life events, allowing them to focus on what truly matters. What you'll hear: Women's History Month Focus: Celebrates Women's History Month, emphasizing female empowerment and advocacy for workplace representation, pay parity, and work-life balance. Longevity Challenge: Highlights the unique hurdle women face – living longer than men. Cites statistics showing higher life expectancy for women in developed countries. Retirement Planning: Encourages women to consider the implications of longer life expectancy in retirement planning. Stresses the importance of envisioning and planning for more years spent in retirement. Long-Term Care Consideration: Notes the likelihood of women needing long-term care, with over 75% of individuals in such care being women. Raises awareness about the necessity of preparing for potential long-term care needs. Financial Command: Advises women to understand their financial status and important documents for current lifestyle and future retirement. References an estate planning video for more comprehensive information. Join us for a quick tip that transcends the month, celebrating Women's History through financial empowerment. You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849

Ever wondered how investing could be both simple and profitable? Discover the power of automated investing, also known as dollar cost averaging, as it simplifies and enhances your investment journey. Learn how to set up an automated investment account for easy and profitable investing. The strategy involves consistent investment in securities, irrespective of market fluctuations. Witness the benefits through a graph that showcases more shares bought during market lows and fewer during highs. While not a guaranteed profit, dollar cost averaging is most advantageous in uncertain times, eliminating timing challenges and emotional decision-making. The key to success lies in selecting a consistent investment amount over time.   What you'll hear: Introduction to Automated Investing: Dollar cost averaging simplifies and improves investing. Easy setup for an automated investment account. Investment Strategy: Continuous investment in securities regardless of market fluctuations. More shares purchased during low prices, fewer during high prices. Risk Considerations: No assurance of profit. Does not protect against losses in declining markets. Advantages of Dollar Cost Averaging: Most beneficial during times of uncertainty. Eliminates timing difficulties and emotional decision-making. Key to Success: Select a consistent investment amount over time. Time and Cost Savings: Automation streamlines buying and selling of stocks, mutual funds, and securities. Take control of your investing today with automated investing. Curious about setting up an automated investment account and navigating market ups and downs effortlessly? Let's demystify the process together and make your money work smarter! You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849  

Ready for an exploration of creativity, resilience, and the limitless possibilities that unfold when you unlock your true potential? Dive into the captivating world of Mia Andreoli, a Boston-based photographer and creator, on this episode of the Naked Wealth Podcast. Join us as Mia shares her inspiring journey, from the early days with a film camera gifted by her parents to the empowering rediscovery of her passion during the pandemic. Discover the magic behind Mia's lens as she takes you through the pivotal moments that shaped her career—from exploring beauty photography in New York City to finding her unique niche in authentic brand storytelling. Mia's story is a testament to resilience and the transformative power of pursuing one's true calling. In this episode, we unravel the intricacies of brand photography, learning why it's not just about pictures but a dynamic process of self-discovery and empowerment. Mia's dedication to creating a safe space for her clients shines through, making every photoshoot a journey of self-expression and authenticity. Join us in celebrating Mia's vibrant energy, unwavering passion, and the profound impact of her visual storytelling. Get ready to be inspired, uplifted, and reminded that the pursuit of your true calling can lead to extraordinary heights. Tune in and let Mia's story spark the creativity within you!

What goes beyond the surface of financial services? Why does Jennifer Aube, a financial advisor, believe in real conversations and deep connections? What if the key to leaving a lasting legacy involves more than just stocks and bonds? Join us as we explore the profound mission of helping people. Jennifer Aube of Wironen and Aube Wealth Management shares her mission in financial services – helping people navigate life's challenges, organize their affairs, and leave a lasting legacy. Drawing from personal experiences and witnessing clients face diverse hardships, Jennifer emphasizes the importance of real, vulnerable conversations. As more than a stock and bond advisor, she guides individuals to get their financial houses in order through deep discussions, ensuring a legacy of freedom and fulfillment for generations. What you'll hear: Mission in Financial Services: Jennifer Aube  aims to help people navigate life's challenges through financial services. Her mission includes getting people organized and assisting them in leaving a strong legacy. Personal Experiences: Jennifer shares her own life challenges and the realization that others face similar struggles. Clients dealing with divorce, disability, and premature loss of family members inspired her mission. Importance of Real Conversations: Encourages open and vulnerable conversations to address life's uncertainties and chaos. Emphasizes that sharing stories, hopes, and dreams is crucial for leaving a financial and emotional legacy. Financial Advisor's Role: Challenges the perception of a financial advisor merely selling stocks and bonds. Describes her role as helping people get their financial houses in order through deep, meaningful conversations. Legacy of Freedom and Fulfillment: Aims to guide individuals toward a legacy of freedom and fulfillment that spans generations.   You can find Jennifer's book by clicking here: https://www.amazon.com/dp/0578376849 Thanks for tuning in to Naked Wealth, and until next time! Don't forget to subscribe, share, and leave a review for more entrepreneurial tips and empowerment insights! Connect with Jennifer Aube: W: https://www.wawm.lpl.com IG: https://www.instagram.com/jenniferwaube NAKED WEALTH BOOK: https://www.amazon.com/dp/0578376849  

Embark on a journey with Alicia Baldino Melia, the visionary founder of Brandmetix, Inc., as she shares her inspiring tale of determination, entrepreneurship, and the pursuit of excellence. A true lover and believer in the values that define America, Alicia's story unfolds against the backdrop of her deep commitment to hard work, creativity, small businesses, dogs, family, and personal excellence. Join us as we delve into Alicia's unexpected leap at 25, venturing from New York to Southern California armed with nothing but her two-door Jeep Wrangler, just enough money for gas, and a burning passion for the screen-printed apparel industry. Against all odds, she not only mastered the intricacies of the business but passionately built Brandmetix, Inc. – a boutique creative marketing company that seamlessly combines custom products, apparel, strategy, and creative solutions to elevate brands and cultures. Discover the essence of Alicia's journey, fueled by an unwavering commitment to going USA Made whenever possible. In This Episode A Journey of Determination: At 25, Alicia embarked on a spontaneous move from New York to Southern California, armed with only what fit in her 2-door Jeep Wrangler. With minimal resources, she immersed herself in the world of screen-printed apparel and products, learning the industry's intricacies. After extensive groundwork, she founded Brandmetix, Inc., driven by a vision she knew the world of branded merchandise needed. Brandmetix, Inc. - A Creative Marketing Hub: A closer look at Brandmetix, Inc., a boutique creative marketing company specializing in custom products, apparel, strategy, and creative solutions for brand promotion. Alicia emphasizes the company's commitment to going USA Made whenever possible, reflecting her dedication to quality and local manufacturing. Personal and Business Core Values: Exploring Alicia's core values, both personally and in business. Integrity, commitment, fun, creativity, and exceeding expectations form the foundation. Alicia also discusses the importance of going USA Made as a key principle, aligning with her vision for excellence. Balancing Habits and Entrepreneurship: A transparent conversation on Alicia's disciplined approach to habits and entrepreneurship. She shares insights into planning workouts and diet, emphasizing a structured yet flexible mindset to navigate the challenges of business and personal development. Automatic Habits and Life's Realities: A deeper dive into automatic habits and how they contribute to Alicia's consistency. Life's unexpected challenges are acknowledged, highlighting the need for flexibility while maintaining core habits. Alicia shares how these principles apply not only to personal routines but also to business strategies. Don't miss out on the opportunity to learn from Alicia's experiences and stay tuned for upcoming episodes. 

"I take the pain that you suffer in life as something you have to be a steward to. It's something of great value." - Sonya Peacocke  Have you ever wondered how the tangled threads of grief and resilience can be woven into a tapestry of strength? In this heart-wrenching yet inspiring podcast episode, Sonya Peacocke shares her journey as a young widow, offering insights into rebuilding life's structure after tragedy. Join Jennifer Aube on the Naked Wealth podcast as she explores the profound beauty that emerges from the ashes and discovers the power of community in the face of life's most unexpected challenges. Are you ready to unravel the threads and find strength in vulnerability? In this episode: Sonya's Personal Journey: Gain an intimate understanding of Sonya Peacocke's experiences as a young widow and the emotional challenges she faced. Resilience in Grief: Explore the theme of resilience and how it manifests in the face of profound loss, as Sonya shares the strategies and coping mechanisms that helped her navigate through grief. Rebuilding Life: Discover the practical steps and emotional processes involved in rebuilding life after the sudden loss of a partner, including the importance of self-care and seeking support. Community Support: Delve into the role of community and social connections in the healing process, as Sonya reflects on the impact of a supportive network during her journey. Finding Strength in Vulnerability: Uncover the transformative power of vulnerability and openness as Sonya discusses how embracing her own vulnerability became a source of strength. Beauty in Adversity: Explore the idea that even in the darkest moments, there is a profound beauty that can emerge, as Sonya reflects on the unexpected moments of grace and growth that accompanied her grief. Navigating Unexpected Challenges: Gain insights into the unpredictable nature of life and the strategies Sonya employed to navigate unforeseen challenges, offering a roadmap for others facing unexpected turns. Practical Tips for Coping: Receive practical advice and tips for those dealing with grief, as Jennifer and Sonya impart lessons learned and actionable insights that can help others on their own personal and financial journeys. Love and Loss: Reflect on the complexities of love and loss, as Sonya shares the depth of her connection with her late husband and how that connection continues to shape her life. Encouragement for the Future: Find hope and encouragement for the future as Sonya's story becomes a testament to the human spirit's capacity for resilience, growth, and finding new meaning after loss. Take a moment to immerse yourself in Sonya's narrative by listening to the podcast. Share this episode with friends, family, or anyone who might find solace, inspiration, or a renewed sense of connection. In the act of listening, we become witnesses to the profound resilience of the human spirit. Let's foster a community of empathy and understanding, recognizing that, in each other's stories, we discover the strength to face life's unexpected challenges. You can find these transformative moments not just in words, but in the power of listening and empathizing with the journeys of those around us. Connect with Sonya Peacocke: Instagram: @sonyas_open_cupboard https://www.instagram.com/sonyas_open_cupboard Website: https://www.neveralonewidows.com  

Curious about unlocking your body's hidden healing potential? Join seasoned Physician Assistant and the visionary behind Renewed Vitality, Alyssa Zielke, on a riveting exploration of functional medicine, where cutting-edge testing and a virtual wellness approach converge, promising a path to renewed vitality and well-being. Alyssa shares her journey, ignited by personal challenges, from navigating her daughter's severe congenital heart defect to her struggles with pregnancy losses. As she delves into the power of functional medicine, Alyssa discusses how it transformed her health, leading to a profound understanding of the body's healing capabilities. In this episode: Crisis Sparks Curiosity: Alyssa recounts the pivotal moment when her daughter faced life-threatening complications, propelling her into a quest for understanding the body's innate ability to heal. Functional Medicine Unveiled: Alyssa demystifies functional medicine, emphasizing its focus on optimizing body functions through in-depth testing and a holistic approach, contrasting it with conventional medicine's disease-centric model. Personal Triumphs and Challenges: From her daughter's successful healing journey to Alyssa's personal struggles with pregnancy losses and weight management, explore the multifaceted ways functional medicine played a crucial role. Testing for Precision: Alyssa elucidates the significance of functional testing in identifying underlying issues, offering personalized insights into nutrition, metabolism, and hormonal balance. Virtual Practice Revolution: Learn how Alyssa's transition to a virtual practice allows her to bridge the gap in healthcare, providing individualized care beyond the constraints of conventional medicine. Mind-Body Connection: Alyssa highlights the interplay between mindset and physical health, demonstrating how managing stress and cultivating a positive mindset positively impact overall well-being. Habit Transformation: Discover how small lifestyle changes can create a significant impact, from regulating circadian rhythms to fostering healthier habits that align with the body's natural functions. Whether you're navigating health challenges or seeking proactive wellness, Alyssa's insights into functional medicine offer a roadmap to renewed vitality and a deeper connection with your body's extraordinary potential for healing.

Ready to Elevate Your Leadership and Propel Your Team to Success? In this episode, we sit down with Lisa Small, co-founder of Habitual Growth, to explore the mission of impacting 5 million lives and creating a ripple effect of positive change. Lisa shares insights into her journey, the development process of Habitual Growth, and the transformative power of their mobile application. In this episode The Genesis of Habitual Growth: Lisa delves into the origins of Habitual Growth, narrating how this transformative initiative sprouted from the rich soil of her and her brother's varied experiences. Together, they cultivated a robust process for personal and professional development, united by a shared mission to empower individuals and teams on the journey to realizing their utmost potential. The Habitual Growth Process: The conversation delves into the core of the Habitual Growth process, emphasizing the importance of setting measurable, specific goals. Lisa highlights the role of daily commitments, providing a practical example of how this approach can enhance both personal and professional aspects of life. The Mobile App as a Tool: Lisa introduces the Habitual Growth mobile app, designed to guide users in defining their goals, tracking progress, and fostering intentional focus. Whether used individually or within a coaching relationship, the app serves as a powerful tool for self-improvement. Target Audience: Lisa identifies two main target populations for Habitual Growth — individuals seeking personal or professional development and small to midsize teams and organizations aiming to enhance productivity, engagement, and team culture. Balancing Emotional Investment: Lisa shares insights into the delicate balance of emotional investment in one's mission, emphasizing the importance of caring without allowing emotions to impede judgment, a challenge she has faced throughout her leadership journey. Upcoming Features: Lisa provides a sneak peek into upcoming features, including a group feature and team-specific functionalities, aimed at fostering accountability, transparency, and a sense of community among users. The Impact on Team Accountability: The discussion explores the crucial role of individual accountability in team success, highlighting how teams need both shared and individual accountability to perform at their highest levels. Future Developments: Lisa shares exciting developments in the pipeline, such as group features and team-specific functionalities, designed to provide visibility into organizational goals and enhance overall team performance. Personal Habits for Success: Lisa concludes by sharing her personal habits for success, including prioritizing physical fitness, ensuring sufficient sleep, and being intentional about taking time away for family and self-care. Join us in this inspiring conversation with Lisa Small, exploring the transformative power of Habitual Growth and the journey to unlocking human potential. Whether you're an individual on a self-discovery mission or part of a team striving for excellence, Habitual Growth offers valuable insights and practical tools for positive change.

Are you ready to thrive as a female entrepreneur and get unstuck?  In this episode, Melanie Colon takes you on a transformative journey, unveiling the secrets to breaking free from the shackles of mindset barriers and operational challenges. Are you ready to thrive as a female entrepreneur and get unstuck?  Join host Jennifer Aube in this empowering episode of 'Naked Wealth,' where women entrepreneurs discover the strategies seasoned mindset and business coach Melanie Colon recommends for combating common challenges like imposter syndrome and the feeling of "not enough." Explore the importance of community and collaboration in the entrepreneurial world. Whether you're a seasoned business owner or just starting, this episode offers valuable insights and practical tips for getting unstuck, boosting confidence, and making strides in your entrepreneurial journey. Unlock the secrets to success with Melanie Colon by learning how to rise above challenges, create a supportive community, and thrive in your business endeavors. In This Episode Getting Unstuck: Melanie dives deep into the common hurdles entrepreneurs face, unraveling the knots of operational challenges and mindset roadblocks. Discover why the absence of a supportive community intensifies this sense of being stuck and how to break free for unstoppable growth. Overcoming Mental Barriers: Explore the intricate landscape of mental challenges, from battling imposter syndrome to wrestling with feelings of inadequacy. Melanie unveils a powerful antidote—using affirmations rooted in scripture to counter negativity and foster a resilient mindset. Empowering Through Community: Uncover the profound impact of community support as Melanie delves into her coaching philosophy. From dynamic group coaching to transformative mastermind sessions, and a steadfast year-long inner circle group, Melanie shares how these collaborative spaces amplify growth and resilience in the entrepreneurial journey. Seamless Support, Anywhere You Are: Melanie's coaching transcends boundaries, providing the flexibility of both in-person and virtual sessions. Whether you're in her Tampa Bay locale or miles away, Melanie's expertise is at your fingertips, fostering growth and breakthroughs wherever you are in the country. Stay Connected, Elevate Your Journey: Take the next step in your entrepreneurial voyage by connecting with Melanie on Instagram (@rise_up_solutions) and explore more insights on her website (riseupsolutions.net). Don't just listen, engage, and let the empowerment begin! Whether feeling stressed or alone, reaching out to Melanie or applying the insights discussed can be a positive step. Thanks for tuning in to Naked Wealth, and until next time!

This week's episode is featuring an incredible guest, Christine Anastasia who is not only a Master Certified Life Coach but also a young working parent. This savvy mom of three—Emma (7), Zoe (4), and Alexander (1)—has cracked the code on successfully juggling work and raising a young family. She's here to spill the beans on her coaching services and group programs tailored specifically for new moms and busy moms aiming to be the best versions of themselves. Discover how she helps these determined moms prioritize their well-being in motherhood, so they can achieve true success. This episode is all about finding that perfect work-life balance. So sit back, relax, and get ready to take some notes because this business casual discussion is about to level up your game Connect with Christine: W: https://christineanastasia.com/ IG: https://www.instagram.com/villagecoachmamma/ FB: https://www.facebook.com/christineanastasiacoaching LINKEDIN: https://www.linkedin.com/in/christineanastasia/ TWITTER:  @canastasiacoach   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com    

Tune in this week for an inspiring conversation with Donnie Hathaway, a Florida-born realtor, investor, and host of "Palm Harbor Local" podcast. With 7 years of experience, Donnie has guided numerous families through the home buying and selling process. As an avid investor in short-term rentals, he not only manages his own successful Airbnb property but also helps others acquire their own. Join us as we uncover Donnie's inspiring journey as a dedicated husband and father of two, while he sheds light on the vibrant small business community and shares tips for reaching your full potential.   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com   Connect with Donnie Hathaway: www.bhhsfloridaproperties.com instagram.com/donnie.hathaway palmharborlocal.com

Join Jenn and her guest, Maria Milagros, an award-winning keynote speaker, TEDx speaker, and empowerment life coach, in this inspiring podcast episode as she shares her journey of self-love and how she turned it into a thriving business. Despite surviving abuse, depression, and a childhood accident, Maria embraced her past to create a present of health, happiness, fun, love, and abundance. With over 15 years of leadership and personal development experience, she leaves audiences with relevant tools and shifted mindsets. Tune in to hear her incredible story and learn how you too can find self-love and turn your dreams into reality. Connect with Maria:  Instagram YouTube Facebook   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com  

Join us this week for an inspiring episode featuring Bri Logue, the successful dispositions leader at We Buy Sad Houses, a company she runs with her husband, and the owner of Ivory Media, a top-tier marketing company. Bri is also the Podcast Host for The Women Empower Podcast, where she shares her knowledge and experience in the business world. Listen in as Bri shares the secrets to working with your spouse, investing in real estate, when to hire additional help, and time management strategies that help her successfully manage multiple businesses without feeling burnt out. Don't miss out on this insightful conversation!   Connect with Bri Logue: https://www.brilogue.com   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com  

Are you tired of feeling like success is only defined by how much money you make or how high up the corporate ladder you climb? Then you need to tune in to The Naked Wealth Podcast with special guest Drewbie Wilson. In this episode, Drewbie talks to host Jenn about his own journey to redefine success and find true happiness in his life. Drewbie opens up about the challenges he faced with his marriage almost falling apart due to his intense focus on work and how he was able to turn things around by shifting his priorities and redefining what success meant to him. He also shares his struggles with money, his massive weight loss, the impact of his upbringing on his life, and much, much more. Connect with Drewbie Wilson:   Email: ​Drewbie@BreakFreeAcademy.com   Website: ​www.drewbiewilson.com Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com  

Meet Christopher Collette, Trusted Real Estate Advisor, licensed REALTOR®, and contestant on Netflix's reality series, Married at First Sight. Combining a love for teaching and real estate, you'll see him now in videos as The Real Estate Professor, teaching buyers, sellers, and investors the finer details of real estate. Join in on the conversation as Jenn and Chris discuss what it takes to grow a business, build customer relationships and so much more. Plus, find out the surprising takeaway Chris learned from his time on reality tv.     Connect with Chris Collete: ChristopherGRP.com Facebook  Instagram  YouTube  Twitter  LinkedIn   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com  

How do we build good money habits? This week's guest is Carrie Campbell Williams. Carrie is a Financial Coach, CPA, and owner of Running Valley Financial Associates, LLC.  She creates transformational, lasting change in the lives of everyday people by helping them win with money. Jen and Carrie discuss budgeting, money leaks, and planning for the future to give listeners power and peace over their finances. Connect with Carrie Campbell Williams: carrie.williams@cpa.com https://www.facebook.com/runningvalleyfinancial  https://www.instagram.com/runningvalleyfinancial     Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com  

Katies Weldon, aka Coach Katie, is here to inspire us to take the necessary action to move our lives, careers, and relationships forward. Coach Katie helps badass women who are successful C-level executives or business owners uncover the truth of their passions and lead them toward a more fulfilling lifestyle, merging business with purpose.    Connect with Katie Weldon: https://www.facebook.com/thecoachkatie https://www.instagram.com/thecoachkatie/ https://www.tiktok.com/@iamcoachkatie   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com

Brian McKittrick is here to answer your questions about Medicare. Brian is an Insurance & Finance Specialist, and his brokerage Insurance of Texas services Life, Health, and Senior Insurance plans for all 50 states, plus Washington D.C. He's breaking down the what, when and how's of Medicare for Jenn and her listeners. If you are or caring for a loved one who is eligible to enroll and need a little guidance, this episode is for you! Connect with Brian McKittrick: Telephone: 918-640-5740 Email: Brian@InsuranceofTexas.net InsuranceofTexas.net My Website: BrianMcKittrick.net Facebook: brian.mckittrick.21 Instagram: @mckittrick_brian LinkedIn: brian-mckittrick-3b4233113/   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com

"You are worthy of help. You are worthy of support." - Karla Singson Today's inspiring guest is Karla Singson. Karla is an award-winning writer, speaker, and entrepreneur who leads Scalewind, a managed outsourcing company that scaled from zero to a million-dollar company in a year, over the pandemic, without spending anything on ads. Jenn and Karla open up about money mindset, what it's really like being an entrepreneur and how core values can guide your decisions in life and business. Listen in for an amazing BONUS OFFER from Karla!    Connect with Karla Singson: Facebook page - https://www.facebook.com/karlasingson.official Instagram - https://www.instagram.com/karlastefan/ www.scalewind.com www.karlasingson.com Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com

Have you ever wondered if entrepreneurship is right for you? Jenn sits down with Jessica Dennehy, a single mom, 2x Best-Selling Author, speaker & recovering attorney that started her entrepreneurial journey ten years ago when she left Wall Street to build a brand of luxury barbershops called Mad Men. Now, through her consulting company, Pivot & Slay, Jessica empowers entrepreneurs to build the life of their dreams where they can have it all! Jessica shares what she considers the most critical first step on anyone's journey to freedom. You don't want to miss it!   Connect with Jessica Dennehy: https://jessicadennehy.phonesites.com/ @thejessicadennehy   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com

If your mind isn't right, then the money doesn't matter, that's according to our special guest, clinical psychologist, and mindset coach Dr. Danita Morales Ramos. Listen in as Jenn and Dr. D talk tips on money, relationships, and so much more. Get the inside scoop on Dr. D's new book, How to Make Him Feel, Fascinate, & Fancy You! Connect with our guest: Dr. Danita Morales Ramos @followdrdeee on Facebook,  Instagram, TikTok, and LinkedIn Link to her NEW BOOK: How to Make Him Feel, Fascinate, & Fancy You!  https://make-him-feel-fascinate-and-fancy-you.phonesites.com/   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com  

Jennifer's conversation with Certified High-Performance Coach and Hypnotherapist Shawn Huber might change your mind about taking more time off to create the business and life you've always wanted. Can changing your mindset and nurturing your creative side be the key to doubling your business? Join us to find out!   Connect with our guest: Shawn Huber Founder of Structured Freedom Certified High-Performance Coach Certified Hypnotherapist linkedin.com/in/thementalmechanic 919-824-3530   Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com  

On today's episode of The Naked Wealth Podcast, Jenn is joined by the VP of Salem Five Bank, Jacqui Keogh. You can't help but laugh along as the ladies touch on everything from mortgage rates to what it really means to own your own home. Jacqui also walks our listeners through the steps they can take NOW in order to purchase their first or second home. You don't want to miss it! Connect with your host: www.wawm.LPL.com jennifer.aube@lplfinancial.com Connect with Nikki: www.salemfive.com jacqui.keogh@salemfive.com

Join your host Jenn and guest Nikki Corson in this episode of The Naked Wealth Podcast. Nikki is a serial entrepreneur, philanthropist, mother of two teenage daughters & one fur baby and a health and fitness enthusiast.In addition to the Prissy Nikki brand and podcast, Nikki has been a certified roofing contractor in the southeast for almost a decade leading a multi-million dollar roofing business spanning 3 states. Nikki is a Women's Entrepreneur VIP Award Winner, certified roofing contractor in 3 states, recognized as Top 3 roofing contractors in GA. She is passionate about the Prissy Nikki brand and empowering more women to show their beauty and fierceness. Connect with your host: www.wawm.LPL.comjennifer.aube@lplfinancial.com Connect with Nikki: www.prissynikki.com@theprissynikki