Podcasts about equipment leasing

In this episode, Nicole and Sarah host Kelly Pilla, co-owner of Ski Haus,to discuss running her family's three New England ski shops. Starting as a college student who met her future husband on the job, Kelly shares how they started with their first store in Salem, NH in 1988 and expanded to locations in Framingham and Woburn, MA.Kelly highlights Ski Haus' popular trade-in and junior lease programs, which help make skiing more affordable for growing families. She emphasizes the value of professional equipment fitting, safety checks, and having access to knowledgeable staff who actively ski and understand the products they sell.We cover Ski Haus' evolution as a year-round business, combining winter sports with patio furniture sales. Kelly discusses their professional tuning services, customer appreciation events, and ski bus trips to various New England mountains.We loved talking about the importance of supporting local ski shops and the unique value they provide through personalized service, equipment expertise, and building community among skiing families.Keep up with the Latest from Ski Haus:Website: skihaus.comInstagram: @skihausFacebook: www.facebook.com/skihauspatioplaceJunior Lease & Trade In Program: skihaus.com/jr-lease-trade-in/Ski Bus Trips: skihaus.com/mtn-snow-reports/Ready for your next adventure? Download the Vrbo app or check out Vrbo.com for trusted, family-friendly getaways and plan a stay everyone will love! Shop the Diamant Weekend Warrior Bag at www.diamantskiing.com and use code SKIMOMS to save 20%Invest in your season with this TSA Approved carry-on boot bag, it's a game changer and built to last. Visit Ski Haus in Woburn, Framingham, or Salem, NH, or go to skihaus.com. Support the showKeep up with the Latest from the Ski Moms!Website: www.theskimoms.coSki Moms Discount Page: https://www.theskimoms.co/discountsSki Moms Ski Rental HomesJoin the 13,000+ Ski Moms Facebook GroupInstagram: https://www.instagram.com/theskimoms/ Send us an email and let us know what guests and topics you'd like to hear next! Sarah@skimomsfun.comNicole@skimomsfun.com

Kelli and Alexa, hosts of the two shows, announce the merge of the two podcasts and the move of the Equipment Leasing and Finance Podcast to Equipment Finance Matters.  Subscribe to Equipment Finance Matters on Apple: https://podcasts.apple.com/us/podcast/equipment-finance-matters/id1500464877  or Spotify: https://open.spotify.com/show/43fGGQcByxbRTRKhbBfyJk?si=244H1nvDQ4Os5aw6PzmJug&nd=1&dlsi=22b930df245e44cd 

Kelli and Alexa, hosts of the two shows, announce the merge of the two podcasts and the move of the Equipment Leasing and Finance Podcast to Equipment Finance Matters.  Subscribe to Equipment Finance Matters on Apple: https://podcasts.apple.com/us/podcast/equipment-finance-matters/id1500464877  or Spotify: https://open.spotify.com/show/43fGGQcByxbRTRKhbBfyJk?si=244H1nvDQ4Os5aw6PzmJug&nd=1&dlsi=22b930df245e44cd 

Thanks for tuning in to this Thursday edition on RealAg Radio, brought to you by Pioneer Seeds Canada! On this week's Farmer Rapid Fire, host Shaun Haney checks in with: Luke Fisher of Brookfield, N.S.; Tyler Lester of Bloomfield, Ont.; Jack Froese of Winkler, Man.; and, Bruce Holmquist of Kinistino, Sask.; Plus, we will hear... Read More

Thanks for tuning in to this Thursday edition on RealAg Radio, brought to you by Pioneer Seeds Canada! On this week's Farmer Rapid Fire, host Shaun Haney checks in with: Luke Fisher of Brookfield, N.S.; Tyler Lester of Bloomfield, Ont.; Jack Froese of Winkler, Man.; and, Bruce Holmquist of Kinistino, Sask.; Plus, we will hear... Read More

RJ was born into a family of entrepreneurs and has firsthand experience with the difficulties and rewards of entrepreneurship. RJ also discovered the incredible concept of personal development, which completely altered his life. After serving his country in the United States Air Force for three years and at the age of 23, RJ cofounded Scriba Town Inn with his brother Eric and father Gene. They transformed the STI firm from an idea into RJ's first million-dollar business. RJ then migrated to Corporate America by mistake and began a career in the Equipment Leasing and Finance industry serving business owners, achieving constant success, and rising to the position of CEO and President of UniFi Equipment Finance in 2013. RJ has led a committed team in the regeneration and rebranding of a 45-year-old company into one of the fastest-growing companies in North America. He has increased UniFi Equipment Finance's yearly volume from $13 million to over $115 million and is frequently asked to speak or consult firms and organizations on the opportunities of instituting an intrapreneurship culture with Intrapreneur Coaching. RJ also serves on the Executive boards of the Equipment Lease and Finance Association and Equipment Finance Cares and is a dedicated supporter of the United Way of Washtenaw County. Beyond his professional accomplishments, RJ coached ice hockey for over 20 years, and is still active in the sport. He currently resides in Ann Arbor, Mi and spends his free time on the golf course or pickleball courts.

Unearth the golden opportunities that REITs and Limited Partnerships offer with Ken from Capo Advantage Tutoring. First off, Ken dives into Real Estate Investment Trusts (REITs) - an investment option where you're buying shares of a vast real estate portfolio and reaping advantages of diversification, more liquidity, and tax benefits. Unwrap the mystery around REITs as Ken explains the types - Equity REITs, MREITs, Public Non-listed REITs, and Private REITs, expressing their unique functionalities, advantages, and their exciting nature of allowing regular people to invest in real estate seamlessly. Moving to the realm of Limited Partnerships, Ken expounds on their structure, tax benefits, and different types which include Real Estate Limited Partnerships, Equipment Leasing, and Oil and Gas. Discover in detail about the risks, rewards, and tax write-offs associated with the three categories of Oil and Gas partnerships - Wildcat, Developmental, and Income. This comprehensive guide offers a deep understanding of complex investment avenues, from their initial setup to their financial implications, revealing an overlooked yet profitable world of real estate and its associated ventures.

In this exceptional episode, R.J. Grimshaw, CEO of UniFi Equipment Finance and owner of Able Leadership LLC, shares how he exemplifies the spirit of entrepreneurship by fostering an intrapreneurship culture within organizations. You will discover:- How to tell if you truly have an innovative culture - What an intrapreneur is and how do you identify them inside your organization- How to succeed as an intrapreneur inside of your organization
RJ's journey is deeply rooted in a family of entrepreneurs. After serving in the US Air Force, RJ and his brother Eric and their father Gene co-founded Scriba Town Inn, a venture that blossomed into RJ's first million-dollar business. It was within the Equipment Leasing and Finance industry that he embarked on a remarkable career journey. He became the CEO and President of UniFi Equipment Finance in 2013. Under his guidance, the 45-year-old organization rapidly became one of North America's fastest-growing organization. Through his visionary leadership, the yearly volume of UniFi Equipment Finance skyrocketed from $13 million to over $115 million.
Want to learn more about RJ's work? Check out his website at https://rjgrimshaw.com/.

In this episode of the Thoughtful Entrepreneur, your host Josh Elledge speaks to the Business Investor of UniFi Equipment Finance, RJ Grimshaw.RJ Grimshaw's story is nothing short of remarkable. He successfully grew a business from a modest $13 million to an impressive $150 million sales. But what's truly inspiring is his unwavering commitment to fostering an entrepreneurial culture. RJ believes aligning employees with the company's vision and mission is beneficial and essential for substantial growth. He highlighted the importance of identifying and nurturing entrepreneurs within a company. RJ shared that a long-term commitment is the key to creating a culture of entrepreneurship. It's about encouraging employees to share their ideas and take calculated risks. He provided practical strategies for leaders, such as setting up formal programs to track and implement employee ideas, creating dedicated communication channels for idea submissions, and identifying and empowering champions of the entrepreneurial operating system.According to RJ, Recognizing and celebrating entrepreneurial employees' contributions is vital. It boosts their engagement and commitment, creating a positive feedback loop and encouraging others to step forward with their ideas. This recognition can profoundly impact the overall morale and innovation within a company.RJ addressed the challenge of engaging employees who may prefer to follow instructions over disrupting the status quo. He suggested a balanced approach, where the majority focus on functional tasks, but a significant portion—20%—is encouraged to innovate and drive change. Key Points from the Episode:Importance of fostering an entrepreneurial culture within organizationsIdentifying and nurturing entrepreneurs within the companySoft skills essential for driving innovation and growthStrategies for evoking a culture of entrepreneurship within organizationsRecognizing and empowering entrepreneurial-minded individualsEncouraging participation from employees inclined towards following instructionsBalancing functional tasks with driving innovation and changeNurturing soft skills such as ownership mentality, continuous learning, passion, and willingness to take calculated risksPractical advice for leaders to create a culture that supports entrepreneurialismValue of including entrepreneurial mindset on resumes and job descriptionsAbout R.J Grimshaw:RJ Grimshaw, the ex-President and CEO of UniFi Equipment Finance until October 2023, orchestrated a remarkable transformation during his tenure, elevating the company's revenue from $13 million to an impressive $150 million. His extensive experience includes key leadership roles at EverBank and Key Equipment Finance. RJ served as the treasurer on the Equipment Leasing Finance Association board. As a distinguished author, his work "ABLE LEADERSHIP" establishes him as a leading authority in intrapreneurship, sales, and leadership. RJ's strategic vision and impactful leadership have left an indelible mark on the financial landscape, reflecting his prowess in steering organizations towards substantial growth and success.About UniFi Equipment Finance:UniFi Equipment Finance, formerly Ervin Leasing, stands out as a distinguished provider of commercial equipment leasing services. Renowned for its superior service and commitment to integrity, UniFi offers a diverse range of lease plans covering virtually all types of commercial equipment. With a history dating back to 1978, the company has been a dedicated member of the Equipment Leasing and...

This season, Think Outside the Bank will be turning YOU into a highly fundable, savvy company - ready to VET THE LENDER! First, we'll help to ensure your business is set up for success through de-risking and getting clear on the amount of funding you need. Then, we'll explore various TYPES of funding such as SBA loans, used equipment funding, and business expansion funding. Finally, you'll become EMPOWERED, learning how to vet the lender's technology-efficiency rating, reputation, timeline, and more to carefully select a lender that WORKS for you.

Jacob is the Founder, CEO, & President of Centivax and was formerly the Co-founder, CEO, and President of Distributed Bio. Join us as we sit down with Jake, discussing his three-part plan for building Distributed Bio without traditional venture capital, how reality differed from the plan, and how the acquisition by Charles River Laboratories occurred. Learn more about his thoughts on natural team growth and how to handle process drift. Hear Jake's view on how equipment leasing provided a solution for growing a business when cash was tight and needed for investing in internal operations. Discover Jake's insight into what he calls “the respiration model” of leadership, balancing hierarchical and organic structures to promote organization and innovation. Hear more about his experience spinning out Centivax.

The draw to California has always been super strong...listen to equipment leasing titan Dave Mirsky's path from NY to Southern California in the 70's...take chances, be adventurous! Enjoy...

Lowe's is out with earnings today on the back of Home Depot's mixed results. BofA Securities' Liz Suzuki explains what to expect. Plus, Tesla is reportedly readying a revamp of its top-selling Model Y crossover ahead of the company's annual investor day. Wall Street Journal's Tim Higgins gives the latest. And, the Equipment Leasing and Finance Association says U.S. companies borrowed 6% more in January for agriculture investments. CNH CEO Scott Wine breaks down the sector.

On this episode, we talk with Luis Quiroga, Senior Vice President, HVAC Strategy and Growth at HomeServe USA.Luis is leading an interesting new approach to HVAC systems in the home, where the homeowner leases the equipment instead of buying their own system. The lease includes the latest, most efficient HVAC system, plus add-ons like smart thermostats. The lease also includes all maintenance and repairs for the life of the contract. The program is called the Home Serve Advantage program, and it is truly out-of-the-box thinking for American homeowners. However, Luis points out that in Canada, there are already nearly two million water heaters being leased, so the concept is proven to work for our neighbors to the north.Luis talks about their marketing strategies to get people to think differently about the equipment in their homes. He also talks about the importance of energy efficiency when it comes to your HVAC system, to reduce your carbon footprint.It's an interesting concept that could change the HVAC business in America.  Ready to get started with Rebar?Head to rebartechnology.com or email info@rebartechnology.com to schedule a call today. #Saas #subscriptions #subscriptionbusiness #subscriptionservice

In this episode, we discuss strategic steps for Equipment Leasing and Finance companies as they grow and evolve. The leadership of some of these businesses may decide to remain a certain size and complexity and be “ lifestyle businesses”, providing healthy cash flow to the owner(s) while they continue to run the business. However, other options exist, and exiting the business for a favorable multiple to a bank or other buyer can be an excellent strategy, the dream plan for many entrepreneurs.  In this interview, we interview Bob Rinaldi and discuss the potential to grow and leverage a business to realize a win-win exit strategy.  This episode is a great follow-up to our previous show, Start Early & Exit Right, as we dive deep into many of the concepts of M&A rationale. What's unique about this episode is that it is geared toward a specific target audience, our friends in the Equipment Leasing and Finance (ELF) industry. In this episode we cover: How partners such as Rinaldi Advisory Services (RAS) and Colonnade work with Equipment Leasing & Finance (ELF) companies to prepare for a successful sale (1:00) What are the biggest challenges for the independents as they look to be “bank ready” for an acquisition? (4:00)  What are some of the biggest challenges for banks pursuing an acquisition of an equipment leasing company? (9:30) What determines the level of a premium in the sale price that an ELF company can expect? (20:00) What has M&A activity looked like in recent years and what are the prospects? (23:00) What about Private Equity buyers in this space? (26:30) How partners such as Rinaldi Advisory Services (RAS) and Colonnade work with Equipment Leasing & Finance (ELF) companies to prepare for a successful sale (1:00) Bob: My practice has evolved around three target audiences in the equipment leasing space. About 60% of my clients are independent leasing (ELF) companies that I work with through the Confidential CEO Resource℠ model. This is multi-year exit strategy planning. Whether the company exits or not is not important. The idea is to get them from point A to point B so they're prepared if that time comes. The second part of my practice is working with banks, predominantly community banks who are looking to get into the ELF space. Third, I work with a handful of service providers in the industry, as well. Rinaldi Advisory Services (RAS) offers the Confidential CEO Resource℠ (CCR) as a robust, full-scope advisory service that provides clients with a broad base of support for long-term strategic management. RAS works with CEOs and Principals to provide meaningful analysis and actionable insights. The aim is to help ELF senior management arrive at strategic and tactical decisions geared toward managing growth as well as operational and financial efficiencies. Colonnade has deep experience in the ELF industry. Colonnade is a leading investment banking firm that has completed over $9 billion in M&A transactions for clients in the business and financial services industries. Colonnade has advised many companies in the EFL sector on strategic transactions. Please see our Quarterly Updates on the ELF industry here. What are the biggest challenges for the independents as they look to be “bank ready” for an acquisition? (4:00) Bob: The biggest challenge is predominantly that these founders/owners are very much entrepreneurs. They started the business. They're very much involved in the everyday transactional nature of their business. They don't have the time to gain the perspective to look at their company objectively and determine what needs to happen to be a better company from a non-transactional standpoint or to be a better company for the purpose of acquisition. Jeff:  Let's drill down a little bit on some of the biggest challenges for the independents. There's size and scale, where are you today and where are you going? Banks are the natural resting home for specialty finance companies, and ELF companies are such a great asset class for banks in particular. Obviously, they're a number of large independents, but from the bank's perspective, what are the other things you see where companies need to focus? Is it finance and accounting? Is it operations? Is it servicing? Bob: Yes. Yes. And yes. It's really all those things. But even before you get to that, let's look at the business and find components within the business that definitely will never, ever fit in a bank. I'm able to identify those things. You then have to decide what to do with those things. Do I jettison those things completely? Do I sell those off? Do I break it outside of the company and put it in a separate entity so that what is left is sellable and simple to understand? Compare that to a buyer looking at the company and thinking, “I like this, I like this. I hate that. Therefore, I'm not doing it [the acquisition].” For example, say that there is a heavy services component of the (ELF) business; services component being something that has morphed, be it operational leases or servicing equipment that is leased. A bank can't be in that business. If that is an absolute key critical component to your leasing business, then a bank buyer is probably never going to be the buyer, which is going to leave you looking at non-financial institutional-type buyers, and they're fairly limited, so that's a problem. That is when you look at it and go: “If that's what we're always going to do, then this maybe is just going to be a lifestyle business. Let's just find ways to improve the income generation, the profitability, and keep it as a lifestyle business.” What are some of the biggest challenges for banks pursuing an acquisition of an equipment leasing company? (9:30) 1) The banks must use experienced advisors who understand the appropriate valuation models. Bob: If the bank has not been in the business before and their only experience with acquisitions has predominantly been buying other smaller banks, the first challenge is the valuation models. Banks are used to paying a multiple of book value. Leasing companies are not valued that way; their valuation is based on a multiple of earnings or pretax adjusted net income. In a typical leasing company, most of the leases are on a fixed term, fully amortizing type of a structure; therefore they just generate income. But the assets don't stay on the balance sheet that long, they continually roll-off at a rapid rate, so you've got to keep putting on more. It's really not an asset play as much as it is a net income play. Jeff: When we talk to banks as acquirers of these businesses, from either the buy-side or the sell-side, you're absolutely right. It's all about the income-generating opportunity. Yes, there are assets associated with it, but much more importantly, it's “What's the potential earning stream for this business within the bank?” (See: Discover the Rationale for a Synergistic Business Merger). Bob: That really comes down to the financial institution's advisor, a buy-side advisor. If they've not had much experience in the equipment leasing space, especially current experience like Colonnade has, they're already at a very big disadvantage because now you've got two entities that are blind and stating the same thing and focused on book value, so they're getting bad advice along with their own preconceived ideas. That's like a double whammy right out the gate. It's common when you find that a bank or their board, for whatever reason, have just got very comfortable with a buy-side advisor, who has never had that much experience at it but they've just gotten very comfortable with them and they wouldn't even conceive of going outside. A lot of this gets really back down to, “Is the bank nimble? Is the bank flexible? Does the bank have a CEO that has cut a bigger vision?” The same thing with the board, the death of any kind of an institution is just getting so stuck in your way that you just can't get out of it. 2) The CEO of the bank must have a visionary leadership style that allows the acquired company to thrive. Bob: It all still goes back to the CEO of the bank and how progressive they are, how aggressive they are. And aggressive does not mean they're careless. Jeff: The folks that we generally work with on the banking side have made that decision. They said, “Okay, we're going to get into specialty finance. We want to do it in X, Y or Z asset class, and we have the headset to bid accordingly, and that these businesses are valued differently than bank deals. The multiples are different, the metrics are different. We're committed, we've got board approval, we've got senior leadership approval and we're going to go ahead with it.” Bob: You and I know one of the smartest, most aggressive community bankers: Chuck Sulerzyski ​of Peoples Bank of Marietta, Ohio. Peoples Bank is located in the Southeast corner of Ohio, squarely in Appalachia country. How does a bank that size, originally ~$1 billion in assets when he took it over and roughly $7 billion today, make such successful leasing company acquisitions? One located in Vermont and one located in Minnesota? If you take a look at the numbers, the ROA and ROE of the bank have improved dramatically. Their yields and spreads have increased dramatically. Their asset growth has increased significantly in the commercial real estate (CRE) and in the commercial and industrial (C&I) sectors. His shareholders are being rewarded handsomely and will continue to be. Jeff: Chuck sets a great example. He has been aggressive in good ways. Peoples Bank also acquired an insurance premium finance company, and they're diversifying.  Chuck has the right headset in that he looks to acquire businesses to expand and diversify their geographical footprint. That's a real success story, in my view.  Bob: If you're going to acquire a leasing company that's growing, that's used to growing assets, the last thing you want to do is turn them into a bank. That's the whole premise for why you're going to buy a leasing company – is to expand the scope of the bank, not to contract it. It requires an introspective look of the CEO and his team: can they make an acquisition and not micromanage it and end up turning it into a bank? 3) Banks must be able to create objectives around diversification of geography and asset classes.  Bob: Equipment leasing is not a geographic-specific industry unlike, let's call it, commercial real estate. Banks are very familiar with commercial real estate. Real estate is always local. Commercial real estate is local, you've got to know the geography that you're in very well so that you understand the commercial real estate in that market. Banks must understand what they're trying to achieve in three to five years in terms of what percentage of their (Commercial and Insurance) C&I assets they want in various sectors.  How much do they want to get to in ELF? What do they want it to look like in three years, four years? Depending upon how big that number is, that determines the modality of the type of equipment leasing business you could get into. There are multiple facets to the equipment leasing industry: 1) small ticket, (transactions less than $250,000), middle-market/mid ticket (up to $5 million per transaction size), and large ticket (above $5 million per transaction). Jeff. Take Wintrust. They're not really “a bank”. More than 40% of their loan portfolio is insurance premium finance. They've got a big equipment finance business on top of that. There's probably 50% to 60% of loans that are non-traditional banking assets. As a result, the ROA on that bank is considerably higher than its peers; and as a result, the stock trades higher.  And Peoples, as we've discussed, has the right headset that they need to acquire or look to acquire national platforms outside of Marietta, Ohio. Obviously, they've done some bank acquisitions too in footprint, but expanding to get national business is part of the CEO's strategy.  What determines the level of a premium in the sale price that an ELF company can expect? (20:00) Bob: It falls under the quality of earnings, platform, and quality of human resources. Quality of earnings: I think about the repeatability of the earnings, as opposed to having a trend line of earnings that is a sawtooth (up and down, up and down). Quality of earnings should be fluid and show continued ramped-up growth over a period of time. Platform: The ability to scale. What's their technological capability? What's the platform built off of, is it homegrown? Is it well protected? Is it SOC compliant? If you had more capital, can you scale it? Quality of human resources: What does the management team look like? What's the average age of the team? What are their qualifications? What does the core management team look like behind them? If you cover all three of those pretty darn well, you're going to get the higher end of the premium scale for sure. What has M&A activity looked like in recent years and what are the prospects? (23:00) Bob: Activity's been strong for the past few years. Part of the activity was exacerbated when everybody thought that in 2021 there was going to be a new tax act and capital gains were going to go up.  The biggest reason over the past four to five years is because you've got an aging-out (in the midst of the Great Resignation) of the Principals of these companies. It's just a normal progression, and it happens every five years or so. You get a number of individuals who have had their own leasing companies who started them 20 odd years ago. If they started 20 years ago, here we are 20 years later, they're in their mid-60s to late 60s. If they don't get out now, when are they going to exit? Because typically there's going to be an earn out. If you wait till the age of 70 to get out, you may be working on an earn out between the ages of 70 and 73. On top of that, there's the aspect of an ELF company having a capital constraint. At some point, their capital is not going to hold them to keep borrowing on their line of credit because the debt-equity ratios will get too high and they'll have a hard time borrowing. It's really at about that time when they have to start thinking about what's next. Do we bring in another equity partner? Do we bring in some sub-debt? All that does is kick the can down the road. And I always tell them at that point: “You're already selling part of the company. Just sell the whole thing.” Listen to this podcast episode/read through the shownotes to see the Four Reasons Company Owners Consider a Transaction (15:25) What about Private Equity buyers in this space? (26:30) Jeff: We regularly get calls from folks looking to find platforms to acquire and build upon. There are some opportunities there: To remain independent, nimble, and flexible outside of the bank model, and take in additional capital to grow and potentially enhance the financing capabilities through securitizations and others. Bob: The equipment leasing industry is a fairly mature industry. It's fairly sophisticated. For an independent leasing company to bring in private equity, I see that as only a solution if you don't believe you're able to sell the whole company right now. The PE firm is investing to get double-digit returns, so that means they're going to come in and put you (as the owner/operator) on a huge ramped-up treadmill. You are going to have to keep up or they're going to lose interest. And you've sold part of the company. Now, granted, you've got a smaller piece but now have a bigger pie.  Jeff: That makes sense. There are some examples of successful private-equity-backed equipment finance companies, but as we have found – the universe of financially oriented sponsors that really want to put a lot of capital into the business and are willing to wait a long time to get their return – is quite limited. Most folks attack it from the financing standpoint. It can be a good option if you have an aging founder that wants an opportunity to take some chips off the table and let the next generation continue to run it. But you're right, it is a different exercise being put on that treadmill. Bob: It's a much different exercise. On the other hand, where it does work really well, is when a PE firm is backing a very experienced individual or a team who is going to start up a new entity. They could start this new entity and scale quickly with the help of private equity. They'd have a chance to really leverage that with some serious growth. Then it makes complete sense.

Enjoy tonight's pod with guest Keith Duggan...starting off in the 1950's/60's California foster care system to become head of one of the largest equipment leasing companies in the USA...this is a great county we live in! Enjoy!

Welcome to Episode 2 of Moore DEI Discussions with host Dr. Marlon Moore, President of Marlon Moore Consulting, LLC.Join Dr. Moore and special guest Rick Remiker as they have a conversation about Diversity, Equity and Inclusion.Rick Remiker is a vice chairman in Alta's global consultancy with considerable experience in the middle- to large-ticket sectors of the equipment leasing and finance industry. He also has extensive accomplishments in corporate banking, commercial finance and specialty lending.Rick has leadership experience at the bank parent level and has shepherded organizations through challenging economic cycles as a C-suite company executive and industry leader. This breadth of experience, along with past leadership roles in commercial banking, give Rick unique insights into regulatory, risk management and investor relations that inform his work benefiting Alta's clients.“I've spent my entire career in this industry, and I care deeply about it. I'm looking forward to engaging with business leaders I know and helping new generations of leaders tackle emerging challenges,”Rick previously served as the chief commercial banking executive and senior executive vice president of Huntington National Bank. He first joined the bank in 2010 to lead its equipment finance business. While there, he led a smooth integration of Huntington's largest non-bank M&A transaction—the 2015 acquisition of Macquarie Equipment Finance (now known as Huntington Technology Finance). He also led the creation of a recession-readiness plan and successful business development initiatives in Huntington's middle-market, corporate banking, commercial real estate, asset finance and specialty banking groups. Huntington achieved rapid financial growth during Rick's tenure, with the Commercial Bank Group more than doubling revenue and profitability in his final five years with the bank.Before joining Huntington, Rick was chief administrative officer for RBS Citizens Asset Finance. His previous experience also includes the launch of Merrill Lynch Capital's commercial equipment finance business, and his work as president and chief operating officer of KeyBank's middle-market and large-ticket leasing business.Rick is a long-time leader in the equipment leasing and finance industry. He served as Equipment Leasing and Finance Association (ELFA) chairman in 2013, is a past chair of the ELFA middle-market business council steering committee and served two terms as a trustee of the Equipment Leasing & Finance Foundation. Rick is a former member of the board of directors for The Leasing Exchange.Rick attended Arizona State University and holds a degree in business administration from the University of Wisconsin-Milwaukee. He resides in Chicago.

Thinking about leasing your heavy equipment? Learn about the advantages of heavy equipment leasing as well as which option may be best for your company. There's no need to take notes! See the written and video version of this episode here: https://www.mylittlesalesman.com/news/ultimate-guide-to-heavy-equipment-leasing ____________________________________________ Buying Bigger Better Academy is a production of My Little Salesman. Since 1958, My Little Salesman has brought pocket-sized to buyers and sellers of heavy-duty equipment—from heavy equipment for construction and agriculture to semi-trucks and trailers necessary to keep America truckin'. For more information, visit https://tinyurl.com/BBB-MLS Read any episode of this Buying Bigger Better and more: https://tinyurl.com/bbb-mls-news Heavy equipment buying guides: https://tinyurl.com/bbb-mls-buyer-guides Like us on Facebook: https://www.facebook.com/MyLittleSalesman/ Connect to us on LinkedIn: https://www.linkedin.com/company/mylittlesalesman Watch & Subscribe to us on YouTube: https://tinyurl.com/BBB-MLS-youtube --- Send in a voice message: https://anchor.fm/buying-bigger-better/message

RJ Grimshaw is the Chief Executive Officer and President of UniFi EF and a Board Member of the Equipment Leasing and Finance Association. He is a Corporate Strategy & Development Specialist, with a consistent record of delivering extraordinary results in growth, revenue, operational performance, and profitability. Known for having a strong orientation in operations and finance, RJ drives operational initiatives, including infrastructure design, process reengineering, turnaround management, and reorganization. Here are a few of the topics we'll discuss on this episode of Product Launch: How Rob became the CEO of a financing company. What intrapreneurship means and why it's useful for locating new opportunities. How an intrapreneurship mindset helps speed up product development. The value proposition Rob has for his new app that he's bringing to market. The difficulty of measuring impact or ROI in online marketing. The difference between vital and functional employees and why both are necessary. Resources: FedFis Fintech Cowboys UniFI EF Staff Geek NxtStep Podcast Chef Connecting with RJ Grimshaw: LinkedIn Website Twitter Email Connecting with the host:Sean Boyce on LinkedIn

How Do Businesses Obtain Financing When The Banks Aren't Knocking Their Doors Down?There are businesses that have the luxury of being able to work with a wide variety of top lenders, on many different financing options.There are also businesses, due to the amount of time they've been operating, because of the industry that they are in, or because of less than stellar financial results, with financing options that are, shall we say, more limited.And finally there are businesses that fit into the first category, choosing not to go to A-level lenders for certain reasons, including the hoops that they will invariably be made to jump through.But other lenders exist around the country that are there for businesses with a wide variety of financial resumes. The trick is finding a broker with the contacts and expertise that will bring the potential borrower to the finish line.In December 2021 we spoke with Stuart Gelb of The Liquidity Source, discussing 'Outside of the Box' commercial real estate funding (https://areyouwondering.buzzsprout.com/1862986/9806592-do-you-ever-wonder-welcomes-stuart-gelb-of-the-liquidity-source-discussing-outside-of-the-box-commercial-real-estate-funding)!Howie Mann, President of Quick Commercial CapitalToday we are speaking with Howie Mann, President of Quick Commercial Capital, whose business is helping those whose financial footprint may not be perfectly pristine!In Howie's words, 'Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, Quick Commercial Capital, with its relationships with national lenders, can usually find you the financing you need.'After 2+ years of Covid, rising inflation, economic uncertainties and geopolitical tinderboxes around the world, pristine financials are not always easy to come by.That's why this discussion with Howie Mann is so important!Do You Ever Wonder Host Mike HaltmanCEO, Hallmark Abstract ServiceBoard Chair, Heroes To Heroes Foundationmhaltman@hallmarkabstractllc.comhttps://www.hallmarkabstractllc.comHowie Mann, PresidentQuick Commercial Capitalhmann@quickcommercialcapital.com  https://quickcommercialcapital.com/____________________________________________Do You Ever Wonder is brought to you by New York title insurance provider Hallmark Abstract Service.Hallmark Abstract Service...You Buy, We Protect!What's your favorite podcast platform? Do You Ever Wonder is on there!Apple : https://podcasts.apple.com/podcast/id1589834260Spotify : https://open.spotify.com/show/29rcULIGYPoa2k1SL1nfebGoogle : https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xODYyOTg2LnJzcw==Amazon : https://music.amazon.com/podcasts/5824f1cf-0719-4617-b874-e9ff1f38456e/do-you-ever-wonder-with-your-host-mike-haltmanStitcher Podcasts : https://www.stitcher.com/s?fid=657987iHeart Radio : https://iheart.com/podcast/90144298/Pandora: https://www.pandora.com/podcast/do-you-ever-wonderwith-your-host-mike-haltman/PC:78342

Www.a1financial.biz Bank Said No? Relax, we got this… Receive Funding In As Little As 48-72 Hours Multiple Funding Options – Term Loans, Working Capital Advance, Equipment Leasing, SBA Loans, and more Consult With Your Own Dedicated Funding Specialist We Work With Multiple Lending Partners On Your Behalf So You Don't Have To We Will Get You the Best Rate And Term Possible Business and Real Estate Funding Solutions We have the best & most affordable options to help you grow your business. We are in business to help the small businesses across the U.S & Canada. ​No Upfront Fees! No Broker Fees! No Non-Sense! Check them out today!

In today's show, Pancham interviews Josh McCallen - a business turnaround expert, resort rehab specialist, owner of Renault Winery Resort and Golf and investment firms Accountable Equity and VIVÂMEE Hospitality. In every business that you think of, you would always need some sort of equipment to be able to operate the business. What if we tell you that instead of sourcing and leasing your equipment from external companies, you could be the bank itself by creating a fund and be able to create a win-win situation for you and your investors? Today, Josh is back on the show to unpack all this knowledge! In this episode, join us as he discusses the concept of equipment leasing funds and how he became a bank in his resort business! He will also share how he was able to turn around his hospitalities and was able to strive during the pandemic, how the Efficient Income Funds (EiFs) benefits both parties, and why maximizing your riches is simply like a golden carousel! Listen and enjoy the show!   Quote: “And I said, “You know what? Everyone's offering me leases, everybody's offering me loans on equipment, Why don't I just give all that profit to my investors?” Timestamped Shownotes: 2:13 - Pancham welcomes back Josh to the show 4:03 - His background and how he has been during the past year  6:27 - How their hospitalities survived through the pandemic 12:25 - Overview and how equipment leasing fund works (and how it came about!) 22:54 - How EiFs helps provide satisfactory yields between him and investors 25:51 - On the types of equipment they're leasing and where they focus their funds on 27:23 - Their payment model and the price breakdown on the investor's yield 3 Key Points: The COVID-19 pandemic had hospitalities kept under wraps as some would shut down but he was able to turn it around through wedding contracts. Curating the EiFs has helped provide a win-win situation as they can get profit from equipment leasing and investors could get their capital back along with other benefits. Rather than building wealth, the EiFs intend to give a steady cycle of payment and be able to preserve your wealth. Get in Touch: Accountable Equity - https://accountableequity.com/ Renault Winery Resort and Golf - https://www.renaultwinery.com/ Listen to the previous The Gold Collar Investor's episode with Josh McCallen at https://thegoldcollarinvestor.com/show60 The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - p@thegoldcollarinvestor.com Book: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! By Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194

If you need services in the following areas: Business Brokerage, Mergers & Acquisitions, IP Finance, Financing for Developments, Creative non-bank Funding, Factoring, Equipment Leasing, Commercial Real Estate, Sean can help you.He also has cash buyers for off-market Class A Hotels, Trophy Hotels, Medical Properties. Connect with Sean Palmer:LinkedIn: https://www.linkedin.com/in/sjp1/ You can purchase Lauren's book “Finding Your Silver Lining in the Business Immigration Process: An Insightful Guide to Immigrant & Non-Immigrant Business Visas” here- http://bit.ly/silverliningimm Connect with Lauren Cohen:Website: https://ecouncilinc.com/goglobal/Facebook: www.facebook.com/ecouncilincYouTube: http://bit.ly/YT-LaurenesqLinkedIn: www.linkedin.com/in/ecouncilincInstagram: https://www.instagram.com/lauren_cohen_esq/Email: founder@ecouncilglobal.com

https://youtu.be/909yDIlWajk RJ Grimshaw is the president and CEO of UniFi, an equipment financing company. We talk about the ABLE leadership framework, the concept of intrapreneurship, and break down the world of equipment financing.   --- Identify Your Intrapreneurs with RJ Grimshaw Our guest is RJ Grimshaw, the CEO and President of UniFi Equipment Finance, which grew from $13 million in revenue to $18 million in two years. RJ sits on the board of the Equipment Leasing and Finance Association. And he is a head coach with USA Hockey. RJ, welcome to the show. Hey, Steve. I'm glad to be here. Real quick correction. I coach not for USA Hockey, but within USA Hockey. So I don't want to mislead anyone that I'm actually coaching the USA Hockey team. But we have actually a side note, where I live is where USA Hockey is based for the whole country and they bring in the top 20 players, 17 and 18 year olds, every year to play for USA and typically that's your Olympic team. So I again, I don't want to confuse anyone or anyone think, geez, RJ is really getting ahead of himself thinking that he's coaching USA hockey, but I am a certified level four coach for USA hockey. And I've coached for close to 20 years. So it's one of my passions. I just love the sport, but more importantly, I just love, you know, the life application you can, you know, teach players. Yeah, definitely. And building a hockey team is not completely dissimilar from building an effective business team, right? Who can execute a playbook and score some profitable goals and get things moving, right? That's spot on. And there's a lot of parallels between team sports and business on a daily basis. So, we actually search within Unifi for athletes that have a background and it doesn't have to be a high level. They just played in high school or club or things of that nature. That means that they understand what it takes and the sacrifices, discipline, and more, most importantly, a compete level of the strive for excellence. So I think that there's a lot of parallels between any athletics and in the business world. I definitely agree. And when I was running my own company, I was always looking for, as well, I was always welcoming former athletes, because I knew that they understood how to strive and how to persevere and how to overcome challenges, which in business and entrepreneurship are a given, right? And it continues to, on a daily basis, those attributes continue to be pressed more and more in the world that we live in and what everything's been thrown at us over the last couple of years. And it seems like it's not going away anytime soon now with the other challenges relative to human capital and supply chain and things of that nature. So again, if you built those attributes at a younger age and now you can rely on those and continue to build those muscles in regards to the adjectives that you just said, it's important. Yeah, they say that winning is a habit. So let's start with your entrepreneurial journey. You grew up in a family business, I believe, and you got your first start with a couple of businesses. So can you tell us a little bit about how you got started and how you end up running an equipment leasing company? Sure. I guess I picked my parents correctly because they're both entrepreneurs. My dad was a successful business owner and my mom supported him. And one of the first businesses that they had was a mobile home park that they actually built from dirt up and built it to 40 units and maintained it for over 20 years and then ultimately sold it out to private equity firm. And I was part of that and saw what it took in terms of discipline, evening hours, weekends, and things of that nature. I was young when they started it back in 1969. That was the year I was born in terms of the true hard work of laying electrical and things of that nature. But I was able to witness that. And then my dad owned several businesses.

Is your current contract with your office equipment supplier creating more problems than savings for your MSP? This advisory firm has partnered with a copier expert to help MSP owners get the deals they deserve. Learn more at https://msptag.com (https://msptag.com)

A critical file-saving item to add to your initial client meeting/discovery process. The conversation covers a lot of ground including some very strategic advice to use around personal guarantees, being INC, and moving away from big bank.

Jon Chee, co-founder and CEO of Excedr, shares his experience founding a life sciences equipment leasing company before the latest biotech boom. The Bioinformatics CRO is a fully distributed contract research company that serves the computational biology needs of biotechnology companies, with a focus on genomics. https://www.bioinformaticscro.com/

Chat with the boss's boss - Jillayne Pinchuk - and Jan Manders, Director of Equipment Leasing. Jan talks about the new Freightliners and truck transition stations. Brad talks about the new hours of service.

Working with business owners? Interested in being able to offer an excellent option for equipment leasing? Check out this conversation with Dave Kelly from EasyLease.

Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Equity funding is just one source of funding for your startup. There are many others. In general, equity funding is for launching and growing a business and is the most expensive form of funding.  Each source of funding brings a specific support to the business and can reduce the amount of funding taken through equity. In reviewing your fundraise plan, consider how these may fit in: Grants - mostly government-based grants that are one-time offerings and need not be paid back.  Loans - debt funding which must be repaid at some point in time. Factoring/AR Funding - selling your invoices and accounts receivable in return for cash. Equipment Leasing - leasing equipment instead of buying it reduces cash burn and spreads out the payments. Line of credit - short-term debt used for smoothing out the cash-flow cycles. Crowdfunding - prepayment for products. Accelerators and incubators - mentorship programs that provide grant funding. Bootstrapping - keeping costs low and using revenue to fund the business. Barter - exchanging services with another company instead of paying cash. Anchor clients - a client who pays for a custom version of your product. Consultation funding - extending your product to include consultation services. Supplier funding - contract manufacturing or software developers who provide upfront cash injections in return for a contract to build or design your product.  Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding.Let’s go startup something today.-----For more episodes from Investor Connect, please visit the site at: Check out our other podcasts here: For Investors check out: For Startups check out: For eGuides check out: For upcoming Events, check out For Feedback please contact info@tencapital.group

Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Equipment leasing lets you borrow funds to obtain assets such as computers, machinery, and other items you may need to build your product and run your business.  Instead of raising equity funding to buy the equipment, you can lease the equipment. Equipment leasing spreads the payments over a period of time rather than funding the equipment upfront.  This works well for businesses that are capital-intensive. Equity funding is expensive funding.  Equipment leasing reduces the amount of equity funding you need to raise.  Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding.Let’s go startup something today.-----For more episodes from Investor Connect, please visit the site at: Check out our other podcasts here: For Investors check out: For Startups check out: For eGuides check out: For upcoming Events, check out For Feedback please contact info@tencapital.group

Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Equity funding is just one source of funding for your startup. There are many others such as equipment leasing. Equipment leasing is used to reduce cash requirements for a startup by leasing the equipment rather than buying it.  An equipment leasing company owns the equipment and uses it as collateral for buying the equipment and then charges the startup a monthly rental fee. There are two types of leasing. The Finance Lease (also called the Capital Lease) and the Operating Lease.  The Finance Lease is a long-term arrangement in which the startup is required to pay the lease rent until the end of the contract, which is usually the life of the asset.  The Operating Lease is for a shorter period of time and is often cancelable.  Providers of equipment leasing must have a license and cannot hold or offer real estate. The lease period cannot be fixed for less than three years, except for IT and computer equipment. Leased equipment appears as an expense on the income statement rather than on the balance sheet, which would reduce the startups’ liquidity. Over the long term, the cost of the asset will be higher than that of an outright purchase. It’s best to look for a closed-end lease without a balloon payment at the end.  An open-end lease requires you to pay the difference between the value of the equipment and what you’ve paid for it so far. Equipment leasing works best for cash- flow management when you have a long-term need for the equipment. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding.Let’s go startup something today.-----For more episodes from Investor Connect, please visit the site at: Check out our other podcasts here: For Investors check out: For Startups check out: For eGuides check out: For upcoming Events, check out For Feedback please contact info@tencapital.group

Rich Gumbrecht is the CEO of the Secured Finance Network. He has served in that capacity since 2017. Previously, Rich was the Chief Growth Officer at EverBank Commercial Finance responsible for building its commercial lending businesses. He served as the Chairman of the Equipment Leasing and Finance Foundation (ELFF) Board of Trustees from 2013-2015. He is a 25-year veteran of the commercial finance industry, having led diversified lending platforms at GE Capital and co-founded a successful equipment finance company. In addition to being a Sr. Executive rich is an avid cyclist, triathlete, and marathoner and just completed the NY Marathon and has his sights set on Kilimanjaro. Find him at https://www.linkedin.com/in/richard-gumbrecht-532624/ --- Support this podcast: https://anchor.fm/executiveathletes/support

Who is Ken Lubin? I help people to achieve their dreams and companies to reach their goals "The biggest mistake that you can make is to believe that you are working for somebody else. Job security is gone. The driving force of a career must come from the individual. Remember: Jobs are owned by the company, you own your career!" — Earl Nightingale I thrive when I am getting people out of their comfort zone. A Death Race winner, managing director/executive recruiter with ZRG Partners, founder of Executive Athletes, and US Olympic Committee Career Advisor. I am currently a Managing Director with ZRG Partners with a focus on the Financial Services industry. For the past 15 years, I have had tremendous success in placing individuals in the following segments: Equipment Leasing, Fin Tech, Asset Based Lending, Trade Finance, Credit Cards, Banking, and Payments. In addition to my professional life, I am still a competitive athlete and love the thrill of pushing myself to excel. I still compete in ski racing, bike racing, running races, and endurance events. It is a way to get into a truly introspective state which then allows me to perform better as a professional, parent, spouse, and athlete. I have developed a personal philosophy that: sacrifice, hard work, desire, and passion for constant improvement drives me to constantly look for ways to excel in my professional and personal life. I believe that athletics, the quest for optimal health and high performance are highly synergistic. If you pursue both, you can become your best in life, as well as in business."

Ralph Petta is the President and CEO of the Equipment Leasing and Finance Association (ELFA), the premier trade association representing 550+ member organizations in the $1 trillion equipment finance sector. Mr. Petta leads the organization in executing its mission to foster business development, deliver industry information and analysis, provide educational opportunities and advocate for the industry. He is also President of the Equipment Leasing & Finance Foundation, which is dedicated to inspiring thoughtful innovation and contributing to the betterment of the equipment leasing and finance industry. The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods.

Casey Seymour of 21st Century Equipment and Moving Iron LLC speaks with Trent Hummel who was turning used equipment double digits at a Case IH and New Holland dealerships before selling to Rocky Mountain.

Ken Lubin is a Managing Director with ZRG Partners with a focus on the Financial Services industry.  For the past 15 years he has had tremendous success in placing individuals in Equipment Leasing, Fin Tech, Asset Based Lending, Trade Finance, Credit Cards, Banking, and Payments. In addition to his professional life, Ken is a competitive athlete and loves the thrill of pushing himself to excel. He competes in ski racing, bike racing, running races, and endurance events. It is his way of getting into a truly introspective state which then allows him to perform better as a professional, parent, spouse, and athlete.  Ken’s personal philosophy is that: sacrifice, hard work, desire, and passion for constant improvement drives him to constantly look for ways to excel in both his professional and personal life. He believes that athletics, the quest for optimal health and high performance are highly synergistic. If you pursue both, you can become your best in life, as well as in business. Ken is also the founder of Executive Athletes.

"According to the International Franchise Association, franchise businesses are projected to grow faster than the rest of the economy. Benetrends is committed to supporting the growth and success of franchises by providing access to capital, as well as a full suite of small business funding solutions." - Rocco Fiorentino, CEO of Benetrends This week on Franchise Today co-hosts Stan Friedman and Paul Segreto welcome as their guest Rocco Fiorentino, CEO of Benetrends. Fiorentino discusses the somewhat complex world of franchise funding options that along with a comprehensive suite of small business solutions offered by Benetrends helps franchisees across every industry segment. These solutions include SBA Loans, Securities Backed Lines of Credit, Equipment Leasing, Commercial Insurance, Individual and Group Healthcare, Payroll Services and more.  Franchise Today airs LIVE Wednesdays at 11AM CT / 12PM ET with on-demand access on iTunes, and is sponsored by FRM Solutions and Franchise Foundry.    

[powerpress https://customapparelstartups.com/wp-content/uploads/2018/01/CAS-Episode-45-Equipment-Leasing-with-John-Sullivant.mp3]

If you're shopping for an equipment lease or financing deal... you may be offered "quarterly payments." Careful... you may be about to get tooled up.  We're going to show you the sneaky way snake oil salesman make leases look way cheaper than they usually are and book you for payments you hadn't planned on.  We also answer a question about whether low interest rates are available for startup truckers with good credit.     

As promised in this post, here's my interview with fitness equipment leasing expert Joe Schmitz from F.I.T. Leasing. During the interview Joe provides answers to many of the questions you might have if you're planning a new Indoor Cycling studio, or are considering an upgrade to any of the new Indoor Cycles with power; FreeMotion S11.9, Keiser M3i, Schwinn AC Performance or Star Trac Spinner® Blade Ion. It was interesting  Continue Reading... The post ICI Podcast 332 – Indoor Cycling Studio Equipment Leasing Questions Answered appeared first on Indoor Cycle Instructor Podcast | ICI/PRO Premium Education.

NAPL, the trade association for excellence in graphic communications management, is pleased to present Episode #9 in a series of podcasts reporting "live from the scene" about the activities and speakers at the GraphExpo Conference, taking place this week, September 7-12, in Chicago. This podcast features a conversation with Mary Redmond, president of Independent Lease Review, Inc., who is an NAPL associate consultant specializing in helping printers evaluate the terms of lease financing arrangements they are considering for their printing equipment. Mary Redmond Download the podcast here (23.7 mb stereo MP3 file, 00:17:18 duration). For information about the many benefits of membership in NAPL, call (800) 642-6275, Option 4, or visit www.napl.org. Keywords: NAPL,GraphExpo,Chicago,Redmond,leasing,lease,equipment,financing,consultant,paramus,lubetkin

NAPL, the trade association for excellence in graphic communications management, is pleased to present Episode #1 in a series of podcasts reporting "live from the scene" about the activities and speakers at the GraphExpo Conference, taking place this week, September 7-12, in Chicago.This podcast features a conversation with Mary Redmond, president of Independent Lease Review, Inc., who is an NAPL associate consultant specializing in helping printers evaluate the terms of lease financing arrangements they are considering for their printing equipment.Mary Redmond Download the podcast here (23.7 mb stereo MP3 file, 00:17:18 duration).For information about the many benefits of membership in NAPL, call (800) 642-6275, Option 4, or visit www.napl.org. Keywords: NAPL,GraphExpo,Chicago,Redmond,leasing,lease,equipment,financing,consultant,paramus,lubetkin