Do You Ever Wonder...The Hallmark Abstract Service Podcast

Gabe Einhorn Speaks About Faith, Commercial Real Estate, and Human Purpose!In this powerful and wide-ranging episode of the Do You Ever Wonder podcast, host Michael Haltman, CEO of Hallmark Abstract Service and Board Chair of the Heroes To Heroes Foundation, sits down with Gabe Einhorn—a dynamic entrepreneur and faith-driven leader whose mission is to connect people to God, community, and meaning through everything he does.

Has Antisemitism Gone Mainstream?

Do You Ever Wonder...What happens when a seasoned prosecutor turns defense attorney? How do ethical challenges shape decisions in high-profile cases?

Nicole Perrone: Mortgage Industry Leader & Billion Dollar Banker Podcast Host | Embracing Innovation & Growth in Real EstateNicole Perrone, creator and host of the Billion Dollar Banker podcast, is not only an exceptional voice in the mortgage industry but a highly successful Senior Mortgage Loan Originator at Cross Country Mortgage. She's passionate about the need for a growth mindset, social connections, and learning from challenges. Her approach? Adapt and innovate. Nicole's strategies embrace the latest tools, including AI, to create value and stay ahead of changes in the marketplace.As rates rise, affordability declines, and the 30-year mortgage has spiked from 5.89% to 7% following a Fed rate cut in September 2024. Despite these challenges, Nicole empowers buyers with insights on navigating the current mortgage landscape and getting transactions closed. Subscribe to Billion Dollar Banker for more real estate and finance insights, and learn how Nicole is helping homebuyers overcome obstacles in this demanding market.Subscribe to Billion Dollar Banker on YouTube here https://www.youtube.com/@billiondollarbanker/videosIf you'd like to reach Nicole Perrone with a mortgage question, or a Billion Dollar Banker podcast question, contact her...Email: nicole.perrone@ccm.comMobile: (732) 740-9359___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the podcast with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Annie Nelson's story is a powerful testament to resilience, faith, and service. From her roots in Minnesota to founding The American Soldier Network (ASN), Annie has dedicated her life to supporting veterans and their families.

Curious about how women and minorities are disrupting New York City's commercial real estate market? Meet Brooke Cianfichi (chahn-FEE-chee), founder of LegaShe, and learn how she's empowering underrepresented investors to break into the industry.In this episode, we sit down with Brooke Cianfichi, founder of LegaShe, a groundbreaking initiative dedicated to empowering women and underrepresented groups in the commercial real estate market. With an impressive career spanning Fortune 500 leadership, senior real estate loan and investment roles, and as the first woman to manage operations for the largest commercial real estate department in the US, Brooke's journey is nothing short of inspiring.Previously managing portfolios worth over $8B and expanding product offerings for a $5B client portfolio, Brooke's expertise in commercial real estate has opened doors for a new generation of investors. As a partner in a real estate development start-up and a Chief Operating Officer for a NYC-based private equity firm, Brooke now focuses on using her skills to mentor and support women and minority investors through LegaShe.Join us as we discuss Brooke's career, her work on Diversity Councils, and how LegaShe is shaping the future of the industry for underrepresented voices. If you're interested in learning how to navigate the commercial real estate market or looking for inspiration from a true trailblazer, this episode is for you!Don't forget to like, comment, and subscribe!#CommercialRealEstate #WomenInBusiness #LegaShe #BrookeCianfichi #DiversityInCRE #RealEstateInvesting #Empowerment #InvestmentOpportunities #WomenInvestors #CRELeadership

Weapons that Accelerate the Kill Chain...What does this mean for stock market investing and national security? In this episode, with our guest Dylan Jovine who founded Behind the Markets, we break down how cutting-edge defense technologies are reshaping both the battlefield and investment opportunities.First, Follow the Markets is a stock advisory newsletter that purports to 'bring institutional opportunity to individual investors'.Accelerating the kill chain is a description that sounds somewhat harsh and cruel, but the reality is that this is exactly what the enemies of the United States are doing.America either stays ahead of them, or at the very least on par, or we risk losing everything in a conflict! From DefenseNews, 'China already possesses “the world's leading hypersonic arsenal” and is sprinting to field even more advanced offensive capabilities. These weapons would give Beijing a capability to conduct a prompt strike that paralyzes America's command-and-control and missile-defense capabilities.'Dylan Jovine, who achieved prominence in his 20s as a stock analyst identifying takeover targets, is now identifying stocks that address challenges that we as a country face including...An invasion of Taiwan by China and its impact on the semiconductor industry,Middle East war,Iran and its nuclear capabilities,Russia-Ukraine,Etc.You can reach Dylan by visiting his website and sending him a note: https://behindthemarkets.com/contact-us/.___________________________________________________________________________Welcome to the Do You Ever Wonder Podcast — where we explore fascinating stories and insights from a variety of industries! If you're curious about the world around you, make sure to hit that subscribe button and never miss an episode.

BK Real Estate Advisors, AKA BKREA, With Faraz Cheema Now On Board,  Is New York City's Newest Commercial Real Estate (CRE) Brokerage Destined To Be A Powerhouse!Mid-Atlantic CRE investment sales leader Faraz Cheema has joined forces with the CRE GOAT, Bob Knakal, and the BKREA Team to take on the highly competitive New York City real estate market! In this exclusive discussion with Faraz, Do You Ever Wonder host Mike Haltman discovers the strategy of continuing to utilize old-school analog tools for mapping and data collection, that will layer on cutting-edge technologies such as artificial intelligence (AI) to develop better interpretations of the data and the market.Media, particularly social media, will play a large role in BKREA building market share. Faraz, Bob Knakal, and the rest of the BKREA Team's strategic plan is to give all BKREA clients an advantage that will allow the firm to dominate one of the toughest markets in the world. Whether you're a commercial real estate professional or just curious about NYC's property landscape, this is a must-watch!Want to speak with Faraz Cheema? Reach out...Email: faraz@bkrea.comPhone: 212 888 8850Watch a prior Do You Ever Wonder episode with Bob Knakal here...Meet NYC CRE Legend Bob Knakal: The Story Behind a Real Estate Icon___________________________________________________________________________Welcome to the Do You Ever Wonder Podcast — where we explore fascinating stories and insights from a variety of industries! If you're curious about the world around you, make sure to hit that subscribe button and never miss an episode.

Unlocking Commercial Real Estate: How Florida Retail Scholarships Empower Gen Z The Do You Ever Wonder podcast sought out Geoffrey Stevens after a discussion we had with prior guest J.T. Marting, a 20-year-old college student at Florida State.JT was the recipient of a Florida Retail Scholarship that enabled him to attend ICSC Florida at no cost. There he was able to network and learn about those critical factors and issues within the commercial real estate industry, as well as facing the commercial real estate industry.ICSC is a commercial real estate organization that sponsors events 'producing experiences that create connections and catalyze deals; aggressively advocates to shape public policy; develops high-impact marketing and public relations that influence opinions; provides an enduring platform for professional success; and creates forward-thinking content with actionable insights — all of which drive industry innovation and growth'. The episode with JT is titled 'A Rising 21-Year-Old CRE Star: Gen Z Hustler, X Gala Attendee, Protégé Of The GOAT, And Much More!' and can be viewed on YouTube here https://youtu.be/H4kB1YFWhoI?si=y-B1xZyspTigWtox.According to Geoffrey, the mantra and mission of Florida Retail Scholarships is to 'introduce students to the infinite possibilities that commercial real estate has to offer!That is a strong commitment to an industry that Geoffrey has called home for 25+ years. Currently Geoffrey is the President of Florida Retail Brokerage, a firm started in 1998 with Jay Keef, focusing on Tenant Representation, Investment Sales, and traditional Real Estate Brokerage.His tagline...Serving the needs of our clients with honesty, creativity, integrity, and 1st class service!Geoffrey can be reached...Email: gps@floridaretail.comPhone: 954-812-7657___________________________________________________The Do You Ever Wonder Podcast!Please subscribe if you like what you see and hear...Please subscribe to the Do You Ever Wonder podcast using the two links below, and don't be shy about sharing the links with your friends.YouTube: Subscribe to Do You Ever Wonder here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQStreaming: Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!

Forget What You Thought You Knew About Investing!It's Purchasing Power, Not Principal Preservation, That's The Actual Key To Success! Behavioral Finance...Jonathan Blau, Founder and CEO of Fusion Family Wealth and his Team, stop clients from making the emotional mistakes that ultimately lead to running out of money when it's needed most (Watch more here)!Typical Investor Behavior1) Fight or Flight - Panic reactions leading to selling market bottoms, and euphoric reactions leading to chasing stocks at elevated prices.2) Emotion - Psychologically pain of loss is 2X worse than the thrill of gains, leading to holding losers and selling winners.How Do We Overcome Typical Investor Behavior?1) Learn real risks, aka the loss of purchasing power!2) Develop a goal-focused plan.3) Diversify - Avoid concentration of risk4) Buying good stock investments on saleThis discussion with Jonathan systematically convinced Do You Ever Wonder host Mike Haltman that his long-held beliefs about investing and portfolio structure were wrong.In other words, the traditional 60/40 stock/bond portfolio adjusted over time becoming even more bond-heavy as investors age, falls short of meeting most long-term financial goals.Why? Because the investor is going to lose what really matters...Purchasing Power!According to Jonathan, for an investor to maintain purchasing power over time, including throughout their retirement years, a portfolio should be close to 100% stocks.Although stocks are volatile and each year will at some point decline, (some years more than others i.e. the tech bubble, 9/11, 2008 Financial Crisis), regardless of the reason for those declines stock indexes have historically continued to move higher and beat the inflation rate by a significant amount.And, dividends have continued to grow.In other words, because stock prices increase over time despite short-term volatility and dividends continue to grow, an investor will preserve their purchasing power.But it's the volatility, despite being short-term in nature, where managing investor BEHAVIOR becomes key!First, Consider How Bonds Are The Nemesis Of Maintaining Purchasing PowerTraditional investing would include buying a bond, in this example a 30-year bond with a 5% coupon (use $1MM invested). Each year the investor will receive $50,000 and at the end of the 30 years get the $1MM back.But because that $1MM in principal has not grown, and the income generated has remained the same, inflation has seriously impacted Purchasing Power!This concept about bond avoidance and the inadequacy of the traditional bond/stock portfolio mix runs counter to most investors' emotional need to protect their principal.But sitting with Jonathan Blau and listening to his investing and portfolio structure thesis, Do You Ever Wonder host Mike Haltman became a believer! Because it made perfect sense!Investor Behavior Can Impede Investing Success!Although preserving purchasing power is absolutely critical, it runs into the powerful impediment of investor behavior and psychology that focuses on a desire to preserve principal.Why? Because of the ingrained desire of most investors to preserve principal despite the fact that it's destroying purchasing power.Jonathan and his Team stop clients from making the emotional mistakes that ultimately will lead to running out of money at the time that they need it most!Learn more at Fusion Family Wealth here https://www.fusionfamilywealth.com/

Being A NYC Multifamily Building Owner, Or Member Of A Condo Or Coop Board Has Become A Much More Complicated Job! They Need To Manage Rising Expenses, Rent Limitations, Government Imposed Regulations, And Capital Projects...Board Members, And Even Some Building Owners, Likely Have Full-Time Jobs And Need Help Doing These Things Well!Meet Tina Larsson, Co-Founder Of The Folson Group!The various issues facing Board Members (and even some building owners) who may be volunteers with limited expertise in the role of building management, led us to seek out an expert in the field. Do You Ever Wonder wanted to speak with someone who works with the various constituencies (owners, residents, Board members) in multifamily buildings to help facilitate solutions, streamline processes, manage complex projects, and achieve cost savings in all of the various aspects of a building's operations.Enter Tina Larsson, co-founder with Mark Foley, of The Folson Group (https://www.thefolsongroup.com/). In essence, their expertise in multifamily building cost reduction, project management, and value enhancement has made them a go-to resource for many co-op and condo boards, along with building owners, in NYC.Why engage with an outside consultant? Let's count the ways...Beyond the spike in building expenses, limitations on the recouping of renovation costs and restrictions on increasing revenue due to legislation such as the 2019 Housing Stability and Tenant Protection Act, buildings have to face unexpected and often extremely large expenditures brought on by regulations imposed by NYC such as Local Law 97 that mandates carbon neutrality by 2050.Issues Facing Multifamily BuildingsExpenses: On the expense side, the cost of every building input like utilities, insurance, and taxes has risen dramatically. So too have the number of capital projects, maintenance costs, and payroll expenses.Add to the mix all of the NYS and NYC regulations that will bring higher costs to the building owner and residents. A perfect example is Local Law 97 (LL97) which requires buildings larger than 25,000 square feet to be carbon-neutral by 2050, but that imposes immediate requirements. Income: Limitations on rent increases in NYC are well-known, and now President Biden has proposed legislation which would 'require large and midsize landlords to cap annual rent increases to no more than 5%.  In addition, the recently implemented Good Cause Eviction will hinder a landlord from removing a tenant or deny a lease renewal without a court order.The Folson GroupOnce again The Folson Group's expertise in cost reduction and value enhancement has made them a go-to resource for many co-op and condo boards in the New York City area.If you are a multifamily building owner, landlord, or condo/coop Board member facing issues with out-of-control expenses or capital projects that are too large to handle, The Folson Group could be a good contact.The firm is also a NYC Accelerator Service Provider and ConEd Participating Contractor.You can reach Tina Larsson in the following ways...Email: tina@thefolsongroup.comPhone: (917) 648 - 8151 ___________________________________________________Do you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.

Watch this episode on YouTube here https://youtu.be/r5zul4X0pQ8?si=oqvXKhg2DAeB4XKDDo You Ever Wonder about the tragic statistic of 22+ military veterans dying by suicide every single day?The Do You Ever Wonder host Mike Haltman, as Board Chair of the Heroes To Heroes Foundation (https://heroestoheroes.org/), is all too aware of the veterans who return home suffering the invisible wounds of moral injury and PTSD.Often, losing relationships with loved ones and friends, dealing with depression, isolation, and loneliness, they may believe they have nowhere else to turn other than alcohol, and drugs.22+ times each and every day, these American heroes turn to taking their lives, and it is very often suicide by gun!We saw today's Do You Ever Wonder guest Chris Jachimiec, an ambassador for End Family Fire, being interviewed about the need for safe and secure firearm storage. Campaigns many may be familiar with include Service Never Stops and Safe Stories.This is his story that brought him to where he is today...'Growing up, my brother and I were like a dynamic duo out there. We both would end up joining the military. I enlisted in the Air Force in ‘99 and Adam joined the Marine Corps in 2006. For the longest time, we were each other's best friends. It's like he was that person that was just connected to me all of the time.By 2012, he was struggling through a crisis with the Marines due to some things he experienced in combat, along with medical issues. It would eventually lead to his departure from the military. He struggled a lot with the transition.I was halfway around the world in Afghanistan with my deployment about to be wrapped up when Adam first attempted suicide. I got a call and immediately departed Afghanistan to my home in Las Vegas where I met my newborn son for the first time. We then drove together to San Diego to visit my brother in the ICU. We didn't quite know if Adam was gonna make it.For years after, Adam continued to struggle. Then, in 2017, I received a text from my stepmother. She's like, hey, I need you to call me as as soon as possible.And that's when I found out my brother had died by gun suicide. It took me a long time to deal with losing my brother. And in the year that followed, several other Veterans that I was friends with died by gun suicide, as well. I was probably naive in getting the right help that I needed at the time. I knew all the resources. I think it was the shock of it all which was there for quite some period of time, where I'm like, “Oh, I'm strong enough. I can go back to work.” I coped with it initially with work and alcohol.Eventually, I cracked. And that's what led me into some some bad decisions and some legal issues of my own.And that's where my story of having the firearm locked up probably ended up saving my life.'Learn more about gun storage and gun safety by visiting End Family Fire here https://www.endfamilyfire.org/. ___________________________________________________Please subscribe to the Do You Ever Wonder podcast using the two links below, and don't be shy about sharing the links with your friends.On

The Term Gen Z Will At Times Conjure Up Some Negative Connotations!But like every generalization, the facts will tell you the actual story that this is not always the case.The Do You Ever Wonder podcast had the opportunity to speak with a prime example of a Gen Z'er who is the epitome of hard work, perseverance, drive, ambition, and an eye on the career prize...JT Marting.Podcast host Mike Haltman was introduced to JT through the social media platform X aka Twitter, and more specifically on X the hashtag there #retwit.The 'members' of the #retwit community on X comprise some of the biggest national names in CRE who work in many different areas and sectors of the commercial real estate market including investment sales, insurance, development, construction, cost segregation, leasing, finance, and so much more.JT Marting, going by the moniker Real Estate Rookie on X, is a student at Florida State who throughout his college career has done significant work and learning as an intern at six real estate firms in various areas and sectors.Through the generosity of Geoffrey Stevens who has set up an organization that provides scholarships to Florida college students who show an interest in the real estate industry, JT has been able to further his real estate education and at the same time continue to make great connections!But by participating on X, JT has met and become close to some of the biggest names in CRE like The GOAT Bob Knakal, Dan Tepman (Strip Mall Guy), and serious up-and-comers in commercial real estate such as Faraz Cheema.So much so that JT was invited to the X Gala, an event limited to 200 CRE attendees from around the country that was held at Peak With Priceless in Hudson Yards. If you're involved in the commercial real estate market, X Gala was among the most coveted tickets!So meet JT Marting and take away from him the fact that there is hope for the future!___________________________________________________Subscribe if you like what you see and hear...Please subscribe to the Do You Ever Wonder podcast using the two links below, and don't be shy about sharing the links with your friends.YouTube: Subscribe to Do You Ever Wonder here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQStreaming: Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process?Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com

New York City's Population Is Dropping 2.49% Annually!That's a big number with the percentage change from 2020-2024 sitting at 9.26%We know that the reasons for leaving range from cost of living, crime, overall quality of life, and most certainly, the invisible hand of state and local governments taking an ever-growing amount of money from us through taxes.So where are these former New Yorkers going?  Many are going to states with more reasonable taxing policies including Florida, Texas, Washington, Wyoming, Tennessee, Alaska, South Dakota, and New Hampshire.But establishing citizenship in another state is not as easy as living there, with serious proof, for 6 months and a day per year.These state governments facing a loss of population do not take the situation lightly, and will jump through hoops to disprove your new domicile claim.You Need To Consult With An Expert!Enter Chaves, Perlowitz, Luftig Special Counsel Marisa Friedrich, an expert in the area of Tax Controversy.In our conversation Marisa and I touched on many subjects surrounding the emigration to other states, along with what has to be proven to the auditors so that no demand for taxes is made.Change of domicile... The burden of proof falls on the taxpayer, not the government, and for New York State five primary factors need to be proven for the domicile to be considered changed...Home: An auditor's examination of an individual's "home" will consider the person's use and upkeep of their New York residence in comparison to their residence outside of New York. When a taxpayer purchases a new home in another state and maintains multiple residences, including at least one in New York, this factor becomes more complex to assess. In ambiguous cases, an auditor will evaluate the use of multiple homes based on the following criteria: (a) size of the residence; (b) value of the residence; (c) nature of use; and (d) other relevant home features.Active Business Involvement: Taxpayers who are heavily involved in or have substantial investments in a New York trade, business, occupation, or profession will find this factor challenging during an audit and should prepare accordingly.Time: This factor involves analyzing where and how an individual spends their time throughout the year, comparing the time spent in New York with the time spent elsewhere.Items of Sentimental Value: This primary factor seeks to identify the location of items with significant sentimental value, such as family heirlooms, artworks, book collections, and personal items that enhance quality of life.Family Connection: Due to its intrusive nature, the "Family Connection" factor is only considered when the first four primary factors do not clearly and convincingly indicate the taxpayer's intent. This factor generally focuses on the taxpayer's immediate family, such as a spouse or partner and any minor children. A key element is the location of the schools attended by the taxpayer's minor children.If you are thinking about a change in your New York domicile status or are in the middle of a change, you would be well served to speak with an expert on the subject like Marisa Friedrich at Chaves Perlowitz Luftig!To contact Marisa...Email: mfriedrich@cpllawfirm.comPhone: (212) 791-3747CPL Website: https://cpllawfirm.com/The Do You Ever Wonder podcast is a creation of Hallmark Abstract Service and is hosted by its CEO Michael Haltman.Hallmark Abstract Service...You Buy Real Estate, We Protect It!Visit us at https://www.hallmarkabstractllc.com

Introducing The Heroes To Heroes Foundation!Heroes To Heroes Foundation brings our American heroes from suicidal ideation to community reintegration!Michael Haltman, CEO of Hallmark Abstract Service and Host of Do You Ever Wonder, recently engaged in a discussion with Ron Gold on The Nonprofit Voice radio show aired on Long Island News Radio 103.9 FM. The focal point of their conversation was the impactful work of the Heroes To Heroes Foundation, a non-denominational 501(c)(3) organization dedicated to successfully saving combat veterans grappling with moral injury upon returning home and facing a significant risk of suicide. Discover how this foundation provides crucial support to veterans' mental well-being and its mission to alleviate the plight of those who served. Heroes To Heroes Foundation...Heroes To Heroes Foundation is a $1MM charity, providing donors of any amount the ability to make a huge impact on our mission.As an overview, the mission is successfully saving vets returning home suffering moral injury, and who live at serious risk of death by suicide. Our 12-month curriculum focuses on peer support, spiritual reawakening, and reconnection to faith.Heroes To Heroes Foundation brings these American heroes from suicidal ideation to community reintegration!HTH is 4-Star Charity Navigator-rated and the efficacy of our program has been validated by a long-term study conducted by Dr. Joseph Currier, a leader in the area of moral injury at the University of South Alabama.A key to our program is a 10-day Team journey to Israel towards the middle of the year-long program, critical for the peer support, spirituality, and reconnection to faith pieces of our mission. In Israel, the vets travel with 3 members of the IDF who are suffering in much the same way.These are links for more information.Video of program participants on the ground in Israel: https://youtu.be/6fid2ZpTbWo?si=d586zNbHpynnJ9WSAn article I wrote about the organization: https://www.hallmarkabstractllc.com/?p=6231 HTH website: https://heroestoheroes.org/ 14th Annual HTH Golf, Tennis, and Pickleball Classic: https://heroestoheroes.networkforgood.com/events/69266-heroes-to-heroes-14th-annual-golf-tennis-pickleball-outing Please let me know if you have any questions or would like to speak in more detail.Mike HaltmanEmail: mhaltman@hallmarkabstractllc.comMobile: (516) 741-4723

On April 5, 2024, A 4.8 Magnitude Earthquake Hit The Northeast (at the 22:50 mark of the podcast)!The shaking, in an area not normally considered earthquake-prone, serves as a reminder of just how vulnerable we are as humans to the unexpected.Because of this fact, and the normal occurrence of death due to age or sickness, it's important to understand the process of funerals.And who better to speak with than Adam Novak, Director of Jerusalem Memorial Chapels on Long Island, about Jewish funeral services. Some of the topics we discussed...With most kids wanting to be professional athletes, police officers, or firefighters, how Adam Novak became the owner of a funeral home,How the funeral home business has changed over the years,The path that the deceased takes from the place of death to arriving in the chapel,How the physical look of a funeral home can impact the overall feeling that a family and the mourners have,Dealing with a family and the empathy and compassion that is needed,Technological advances,The cost and pricing of a funeral,Pre-paid funerals and how they work,How one funeral home differentiates itself from the 'competition',Community involvement,Environmental factors,And much more!Some of the basics of Jerusalem Memorial Chapels Concierge Service- 24/7 personalized support & guidance from a licensed Jewish Funeral Director- Clear and Easy to Understand Pricing- A modern sanctuary designed to inspire and increase connection with natural finishes and light-filled, open-air spaces- A convenient and central location for Jewish funeral services with easy access to the cemeteries in Suffolk and Queens- Serving all Cemeteries in Metropolitan NY- Member NYS Funeral Directors Association and NYS Pre-PlanIf anyone would like to reach Adam...Website: www.jmchapels.comPhone: (516) 418-7000Email: adam@jmchapels.com___________________________________________________Please subscribe to the Do You Ever Wonder podcast, and don't be shy about sharing the links with your friends.YouTube: Subscribe to Do You Ever Wonder here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQStreaming: Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process?Let Hallmark Abstract Service know at (646) 741-6101, info@hallmarkabstractllc.com, or our website https://www.hallmarkabstractllc.com.

A Charity Working To Help Cubans Living In Poverty!'According to a 2022 report from the Cuban Human Rights Observatory (OCDH), 72 percent of Cubans live below the poverty line. 21 percent of Cubans who live below the poverty line frequently go without breakfast, lunch or dinner due to a lack of money.'And while many people in America are suffering in much the same way, for Cubans who have come to the U.S. the plight of their brethren who remain in Cuba is often top of mind!Enter Chazz Menendez who came to America in 1963 with his pregnant mother, as the still unborn child she was carrying.I was introduced to Chazz by his and my good friend Valerie Smaldone (Do You Ever Wonder https://youtu.be/lckkDJfc9mM?si=RF1QwyvdtDcIcWWs) who felt that he had an important story to tell. Indeed he does!Chazz, in the spirit of giving back to the United States volunteered on the World Trade Center pile for two days, September 12th and 13th 2001. After adopting two sons, he was forced to retire from his career as a stunt man due to WTC pile-induced Stage 4 brain cancer.But wanting to give back to Cuban citizens living in poverty, he recently founded the charity SupportCubans.Life with the tagline 'People Caring For People'.Watch a short video about it here, https://youtu.be/kZg9zp16V7M?si=MSa7riqb9foMlyST.In it, Chazz describes what SupportCubans.Life does, and how you can help.This is the Mission Statement, '“SupportCubans.LIFE” is a grassroots, humanitarian nonprofit organization that raises money for our team of volunteers to travel to Cuba and also asks people to donate used and new essential products and ship these donations to our storage facility so that our team of volunteers can hand-deliver these donations. 'Our travel team member volunteers visit and stay in these impoverished areas to connect with these communities on a personal level and to make sure the people receive these donations. The People of Cuba are in dire need of your donations.'If you want to reach Chazz his email address is dublezz@gmail.com, and if you have items you would like to send, this is the address:CubeSmart Self StorageC/O SupportCubans.LIFE111 Cedar Street,New Rochelle N.Y. 10801___________________________________________________Please subscribe to the Do You Ever Wonder podcast, and don't be shy about sharing the links with your friends.YouTube: Subscribe to Do You Ever Wonder here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQStreaming: Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process?Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractl

While It May Not Be The Sexiest Of Subjects, In Today's Real Estate Market Who You Choose To Arrange Your Mortgage Is Critical!The Do You Ever Wonder podcast had the opportunity to speak with Lauren Pastore at Contour Mortgage who is a loan originator and sales manager with over 25 years of experience in the mortgage market.And, looking back over the past couple of decades, Lauren has not only survived but has thrived through many different real estate and mortgage rate environments.Today's Residential Real Estate MarketToday buyers are facing the proverbial 'seller's market' despite the fact that 30-year mortgage rates have climbed from the Covid-era 2 % or 3% handle to the current 6%+.Lack of home inventory is a key factor! On March 20, 2024 when the Federal Reserve's Jerome Powell speaks post-Fed meeting, the real estate market will get more direction concerning where mortgage rates head from here.That being said, potential purchasers need to put their best foot forward when making an offer and besides the price, sellers will look to make sure that a mortgage will not stand in the way of closing the transaction.One alternative is to pay cash, but if a mortgage is being arranged it is critical to work with a lender AND a loan consultant who knows how to get it done!Many in the mortgage market with a track record and proven expertise can do the job. We have met them and worked with them through the years.But today's guest Lauren Pastore is truly impressive given her deep and thorough knowledge of mortgage products, what best suits her clients, incredible attention to detail that ensures a smooth loan process, and finally her ability to help a potential borrower improve the statistics that will ultimately lead to an underwriters decision! Some areas we touched on include...Pre-Qualifications vs Pre-Approval vs Fully Underwritten Pre-approval,Programs for qualified buyers that can lower the mortgage rate by a significant amount,The importance of choosing a loan originator carefully,The role of a loan originator,Overcoming obstacles in the mortgage loan process,And much more!How can you reach Lauren Pastore?Email: lpastore@contourmortgage.comPhone: 516-385-6759___________________________________________________Subscribe if you like what you see and hear...Please subscribe to the Do You Ever Wonder podcast using the two links below, and don't be shy about sharing the links with your friends.YouTube: Subscribe to Do You Ever Wonder here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQStreaming: Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com

The NonProfit Voice on LI News Radio,  103.9 FM!Saturday, March 2nd, Mike Haltman appeared on The NonProfit Voice hosted by Mike LiPetri and Ron Gold! The Nonprofit Voice airs every Saturday morning on 103.9 FM from 8:00am to 9:00am and it seeks to feature inspiring Long Island residents who give back.The Combat Veteran Heroes To Heroes Foundation (If after reading or listening you have questions or might like to learn about getting involved with Heroes To Heroes, reach out to Mike Haltman at mhaltman@hallmarkabstractllc.com)In addition to his role as CEO of New York title insurance provider Hallmark Abstract Service, Mike also has the honor of serving as Board Chair of the nondenominational combat veteran 501(c)(3) Heroes To Heroes Foundation.Heroes To Heroes Foundation successfully saves vets who return home suffering moral injury, and live at serious risk of death by suicide.Its one-year program moves these American heroes from suicidal ideation to community reintegration!Heroes To Heroes achieves its outstanding results utilizing peer support, spiritual awakening, and reconnection to faith. At the mid-point of the yearlong program, Team Journeys will travel to the Holy Land, Israel. Key to the healing process, the vets visit the holiest sites of many of the world's major religions while traveling with 3 IDF soldiers who fully understand, and often suffer, from the same plight of moral injury. The efficacy of the 4-Star Charity Navigator Heroes To Heroes Foundation mission was affirmed through a study conducted by a team headed by Dr. Joseph Currier at the University of South Alabama. The study included both a long-term and cross-sectional study of our outcomes. The study white paper was published and is available upon request (mhaltman@hallmarkabstractllc.com). Dr. Currier is one of the foremost experts in the area of moral injury.The Nonprofit Voice at LI News Radio is the only local radio show dedicated exclusively to our local nonprofit organizations. Our guests join us from large, small and start-up nonprofit organizations in the New York area about how they directly benefit our community.

The Do You Ever Wonder Podcast Welcomes Tina Miraglia, Real Estate Partner/Member of the Firm DL Partners!Representing major national developers, Tina knows the ins and outs of defending the legal position of those who are building projects, and who will be selling units to individuals and investors before and after project completion.As an attorney representing a sponsor of a new construction multifamily building in NYC, particularly one involved in selling units, Tina addresses a variety of legal issues to protect her client's interests. Some of these issues may include:Contract Drafting and Negotiation: Drafting and negotiating contracts with contractors, architects, and other parties involved in the construction process to ensure favorable terms and protect the sponsor's interests.Regulatory Compliance: Ensuring compliance with NYC building codes, zoning regulations, environmental laws, and other regulatory requirements throughout the construction process.Title and Property Rights: Conducting thorough title searches, resolving any title issues, and ensuring clear property rights for the sponsor and future buyers of the units.Financing and Securities Laws: Advising on financing options, structuring loan agreements, and complying with securities laws if the sponsor is raising capital from investors to finance the project.Construction Contracts and Liabilities: Reviewing and negotiating construction contracts to protect against potential disputes, delays, cost overruns, and liabilities during the construction phase.Sales Contracts and Disclosures: Drafting sales contracts and disclosure documents for unit buyers, ensuring compliance with applicable laws and regulations, and disclosing any material defects or risks associated with the property.Condominium or Cooperative Conversion: Assisting with the conversion of the multifamily building into condominiums or cooperatives, if applicable, including drafting offering plans, bylaws, and other legal documents.Tax Considerations: Advising on tax implications for both the sponsor and unit buyers, including property taxes, transfer taxes, and potential tax incentives or abatements.Warranties and Insurance: Negotiating warranties from contractors and subcontractors, advising on insurance coverage for the construction project and the units, and addressing any insurance claims or disputes.Dispute Resolution and Litigation: Representing the sponsor in legal disputes, including construction disputes, contract disputes, and any litigation that may arise during or after the construction process.How can you reach Tina Miraglia?Email: bmiraglia@dlpartnerslaw.comPhone: (212) 564-9800 Ext: 401___________________________________________________Please subscribe to the Do You Ever Wonder podcast using the two links below, and don't be shy about sharing the links with your friends.YouTube: Subscribe to Do You Ever Wonder here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQStreaming: Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/share

Jennifer Djurkovic and Commercial Real Estate...A Driven Member of the Holy 29 Massey Knakal Leadership Tree!What is the Massey Knakal Leadership Tree?It's the CRE professionals who at some point in their careers worked at Massey Knakal, learned about the Massey Knakal CRE philosophy, and now own or run their own commercial real estate brokerage business.Enter Jennifer Djurkovic, owner and CEO of Djurkovic Investment Properties (https://djurkovicip.com/) that is located in New York City but does business nationwide.Jennifer grew up in a real estate environment with a family who came to own buildings the old-fashioned way. That is working and then reinvesting their earnings from those jobs into commercial buildings.To quote Jennifer, 'It's not your income, but what you do with it!'Jennifer cut her commercial real estate teeth beginning with a stint at The Real Deal. She then went on to become a broker at Massey Knakal, learning directly from Bob Knakal his time-proven way to succeed at commercial real estate investment sales. Bob has been a guest on the Do You Ever podcast (https://youtu.be/9Vv0jZIZykk?si=zxml65oBlou7T0vx).Before opening Djurkovic Investment Properties Jennifer worked with another member of the Massey Knakal Holy 29 Leadership Tree Shimon Shkury. Shimon is the President and Founder of Ariel Investment Properties and has also been a guest on the Do You Ever Wonder podcast (https://youtu.be/t_vH_MsW9j4?si=70bA1-uxiiPpvhZn).Jennifer, in addition to being bilingual (Serbo-Croatian) which has helped her in many ways, has an extremely deep 'Rolodex' of significant players in the commercial real estate market.The bottom line is that Jennifer is well poised to make an impact on the commercial real estate market for a long time to come!How can you contact Jennifer?By email here: jennifer@djurkovicip.comBy phone here: (631) 624-3053By internet here: https://djurkovicip.com/___________________________________________________Subscribe if you like what you see and hear...Please subscribe to the Do You Ever Wonder podcast using the two links below, and don't be shy about sharing the links with your friends.YouTube: Subscribe to Do You Ever Wonder here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQStreaming: Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmark

Real Estate Agent Support in New York!Wouldn't it be great if there were a resource available to real estate agents that provided needed information in real time?Of course real estate companies support their agents, but sometimes additional information about hot-button subjects, fair housing law as an example, is required and the input of an attorney would not only be welcome, but often necessary. Enter Neil Garfinkel, Managing Partner of the law firm Abrams, Garfinkel, Margolis, and Bergson.Neil is the Broker Counsel to REBNY (Real Estate Board of New York), was appointed to serve on the NYS Real Estate Board, and is a major supporter of the combat veteran Heroes To Heroes Foundation. But most impressive to podcast host Mike Haltman, is that Neil is a fellow graduate of SUNY/Albany!Neil and the Team at AGMB created the Toolbox 4 Real Estate Agent Success along with the Real Estate Center 4 Success with the idea of them becoming the ultimate resource for agents.At its core, the Toolbox will keep agents informed, streamline their workflow, and provide all the tools needed to achieve success in the real estate industry. There's an Ask Neil section where agents can ask and get answers to the questions they may have.In the same way, the Real Estate Center 4 Success provides 'ON-DEMAND Real Estate Continuing Education and Licensing'.In the Toolbox the sections below are offered, and much more...Forms Checklist Builder Ask Neil Fair Housing Resources Rental Resources Videos and Podcasts Tips & Topics Templates Mortgage CornerIf you're an agent now, or thinking about becoming one, the Toolbox is a resource that you need to check out and subscribe to! Toolbox 4 Real Estate Agent SuccessReal Estate Center 4 Success (CE)Neil can be reached at ngarfinkel@agmblaw.com, call here 212-201-1170, or visit the website here https://agmblaw.com/.___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It! Reach us at (646) 741-6101 or info@hallmarkabstractllc.com.

So who is Adam Leitman Bailey, and how does he consistently succeed for his clients within the scorching crucible of litigation and New York real estate law?Let's start with the accolades...An award-winning real estate litigator and entrepreneur in New York City,The founding partner of the eponymous law firm — Adam Leitman Bailey, P.C. — which he has grown into the foremost provider of real estate-centric legal counsel in the city,Named by The Commercial Observer as one of New York's Most Powerful Real Estate Attorneys,Leading real estate attorney in 'Chambers & Partners',Real Estate Weekly called Adam Leitman Bailey one of the most respected commercial real estate attorneys not only in New York City but arguably the country,Selected by Super Lawyers as one of New York's “Top 100” attorneys, a list that included only five real estate law firms' attorneys,He has been called a tenacious and confidant litigator, quick-witted in court and respected by judges,One state judge announced that “Adam Leitman Bailey was the best trial lawyer I saw in my nine years as a Judge in New York City.” A New York State Judge in Kings County stated that he had known Bailey for fifteen years and that “he is a brilliant lawyer, innovative, and who always worked zealously on behalf of his clients",The New York Times referred to ALB's legal strategy and legislation proposed in one case as “novel". In another case they opined that “Adam Leitman Bailey fought on…grinding through excruciating detail and obscure Perry Mason moments".So What Drives Adam Leitman Bailey, Helping to Make His Firm The Success That It is?In his own words, 'Every day is productive. If I am in court, I am either arguing for a client or conducting a trial, and any free time constitutes calling or emailing clients or working on case strategy. In the office, we are working on cases and building case strategy. I am also meeting with new clients, training younger attorneys and staff and counseling corporate clients on preventing problems. At night, many times I have board or client meetings.''I treat every client like the most important client in the world. I went into a field that started booming the year I entered it. I had built a skill set made perfectly for the tough NYC market and the clients wanted an aggressive lawyer. As the business grew, I knew that I needed to hire people better than me. So, I did — over and over and over again, I hired the most talented lawyers without regard to race, sex, creed or nationality and thereby built a naturally diverse and capable team.'Reach Adam Leitman Bailey by email at alb@alblawfirm.com.Visit the firm's website here: https://alblawfirm.com/___________________________________________________Do you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com. 

Do You Ever Wonder About The State Of United States National Security?We had the opportunity to speak with Steven Bucci on the subject, a man who is uniquely qualified to opine based on his incredible government and military resume...U.S. Army Colonel (ret),  spending 28-years in the Special Forces,Cybersecurity expert in the private sector with companies such as IBM and the U.S. Chamber of Commerce,Deputy Assistant Secretary of Defense in the George W. Bush administration,Military Assistant to Secretary of Defense Donald Rumsfeld,Currently a security consultant in the private sector, and a Visiting Fellow at The Heritage Foundation leading the Foreign Policy, Homeland Security, and Defense Team.In other words, Steven Bucci is an expert and completely fluent in the areas of homeland security, defense, cybersecurity, terrorism, and geopolitics.Prior to our discussion we had a list of nine global issues to speak about but, because we were constrained by time and still went to 42 minutes, we barely got through four of them.The first topic, given that Steven Bucci is a former Deputy Secretary of Defense, is a  discussion concerning the disappearance of Secretary of Defense Lloyd Austin at a time when the world is on fire!We spoke about the old cliche of 'What keeps you up at night' given the plethora of issues facing the United States and the world.Of course the southern border was discussed, given the fact that it is an open portal for anyone in the world who wants to cross over. This means it's an issue of incoming deadly drugs, potential diseases, people with criminal records, and individuals on the terror watch list. Not to mention the human tragedy facing women and children.We spoke about the crisis in the Middle East centered around Israel, and whether leadership in the U.S. is sending the right message with our military reaction.The last subject that we spoke about is the potential for the U.S. energy grid to be shut down by cybercriminals or an EMP attack.Steven can be seen on many news shows, and we plan to have him back on Do You Ever Wonder soon to cover the rest of the issues facing the country!___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Do You Ever Wonder Speaks With Shimon Shkury...Shimon Shkury...Founder and CEO of Ariel Property Advisors, NYC Commercial Real Estate Thought Leader, Massey Knakal Alum and Prominent Massey Knakal Leadership Tree Member,  Born in Israel and a Former Lieutenant in The IDF!Incredibly impressive credentials to be sure, and then add to that list a Wharton MBA and MA in International Studies.Do You Ever Wonder host and Hallmark Abstract Service CEO Mike Haltman had a broad and far-reaching conversation with Shimon, touching on a wide variety of topics including, in addition to commercial real estate, the current horrific situation in Israel (which like most Israelis he has been tragically touched by)!Your host first met Shimon during the Great Financial Crisis (GFC) when Mike was working as a consultant for a lender trying to dispose of a property in the South Bronx. It was a shell of a multifamily construction project with flooding and squatters, and given all of the issues Shimon and his Team at Massey Knakal provided a thoughtful and thorough opinion of value.The Conversation With Shimon Shkury Covered Many Topics Including...How his foray into CRE began,The experience working with Massey Knakal leaders Bob Knakal and Paul Massey,The decision to strike out on his own (with a couple of partners) and start Ariel Property Advisors,The value of his time in the Israeli military when it came to leadership and strategic planning at Ariel,The value brought to clients through the quality of the research that the firm does,The path to becoming a thought leader in NYC commercial real estate,How the Ariel program Coffee & Cap Rates provides incredible and timely information to the event attendees,A discussion of the commercial real estate market moving forward including the coming maturity wall, the need for affordable housing, office to residential, whether NYS and NYS government will be a help or hindrance, sector differentiation, and much more.For questions or consultation about any real estate-related issues, Shimon can be reached at sshkury@arielpa.com.___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________

Dave Kerpen...Serial Entrepreneur, Global Keynote Speaker, Best Selling Author, VC Investor, Husband, and Father!Dave Kerpen started his journey with nothing, putting himself through college as a vendor selling cracker jacks (not hot dogs or beer) at the Boston Garden and Fenway Park.As an unbelievable salesman and marketer even back then, he was making $1,000 a game.He had a sponsored wedding,  convincing businesses to donate everything from flowers to the venue, and at the end of the day was able to donate $20,000 to charity.In 2006 while teaching Dave, along with the help of his wife Carrie, started Likeable Local, a social media software company serving thousands of small businesses, as well as Likeable Media.They were a great success and were catapulted onto the rest of their career.Fast forward and today Dave and Carrie have their hands in a great number of businesses. Dave is among the most popular writers in LinkedIn's Influencer program, one of the most-read contributors for Inc.com , and has been featured by CNBC, BBC, ABC World News Tonight, the CBS Early Show, the TODAY Show, the New York Times, and more.Dave has close to 700,000 followers on LinkedIn, although for marketing he views TikTok and Instagram as the social media outlets of choice.Asked what he attributes his success to, and one of the keys is to think outside of the box. In other words, if you have a great idea that may be outside of the mainstream you should pursue it. Our conversation touched on many areas including...The entrepreneurial roadmap,Need for process,strategic planning,Team building,Creating a corporate culture,Public relations,Connecting a need with a solutionKeys to venture capital (VC investing)Dave's most recent endeavors include the book 'Normal', Kip.ai, and Apprentice (https://chooseanapprentice.com/).He can be reached at dave@likeable.com___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell?Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Do You Ever Wonder is a production of Hallmark Abstract Service and is hosted by CEO Michael Haltman.Hallmark Abstract Service provides title insurance for your New York State commercial and residential real estate transactions.______________________________________________________________________Father Peter Pomposello...Priest, Paratrooper, and Pathfinder! Do You Ever Wonder?Starting his career in the Reserve Officer Training Corps and as a schoolteacher, Father Peter spent much of his time at Our Lady, Queen of Peace on Staten Island, and at the age of 28 decided to dedicate his life to serving the Lord in the Eucharist.Now he has been in the Army for 8 years as a priest first and a soldier second! However getting to the Archdiocese for the Military Services in the first place required the permission of his bishop, Cardinal Timothy Dolan who graciously gave it to him.He has been deployed to combat zones in Iraq and Syria, and has jumped out of planes with paratroopers in Alaska.In his far-reaching role in the Army, Father Peter has also had to say prayers for soldiers who died in combat, blessing their bodies before they made their ‘angel flight' home to their family and loved ones for their funerals.Father Peter also serves the U.S. Army in the role of priest recruiter. His mission is to bring more Catholic priests and seminarians to serve as chaplains in the Army and Army Reserves. Currently, only 90 priests are serving in the military, with another 310 needed.The conversation touched many subjects, not the least of which is the current conflict between Israel and Hamas, coupled with the severe moral injury likely being experienced by a great many soldiers.This subject led us to the Heroes To Heroes Foundation, where podcast host Michael Haltman serves as Board Chair. HTH deals with U.S. soldiers suffering moral injury, with Team journeys to Israel a key part of the mission's success.If you would like to reach Father Peter Pomposello his email address is Priestrecruitereast@gmail.com.___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell? Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Do You Ever Wonder About The Art Of Networking? Meet Cleon Cox!Networking, for anyone with a career, is a key part of business development! It's how we truly get to know people and, as importantly, all of the people that the person we are speaking with knows.Of course, COVID brought virtual networking to the forefront which at the time was a blessing. Without it, business would have to to a virtual standstill.But, because meeting virtually has become so easy, even post-COVID many people prefer it. It certainly cuts down on travel costs and travel time but, there is no comparison to in-person meetings. Watching and speaking from small squares on a computer screen can never take the place of being face-to-face.We spoke with Cleon Cox, the 'Networking Whisperer', who is a motivational speaker and expert in the fine art of networking.When you walk into a room how do you break into groups of people speaking together that you do not know?How much research should you try and do before you go to an event?Needing to be intentional when choosing the events you will attend.And much more!___________________________________________________Interested in visiting a business development group in the New York City area that meets both in-person and virtually?The meetings are on Wednesday mornings from 7-8:30 AM.If you would like to learn more let Do You Ever Wonder host Mike Haltman know at mhaltman@hallmarkabstractllc.com.Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:     / @doyoueverwonder943 Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.co...Do you have a great story to tell? Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman.______________________________________________

Gogo Bethke...Marketer extraordinaire in a real estate market that's screaming for creativity and innovation!Gogo Bethke came to America in 2008 speaking little to no English, in search of the American dream!In 2011 she fell into becoming a real estate agent, shunning the traditional ways of prospecting for clients that include sending postcards, knocking on doors, and stuffing flyers in mailboxes.Instead, Gogo chose the path of utilizing social media to grow her footprint and reach. Initially not understanding the use of hashtags, she would meet with local real estate experts for coffee and tag everyone involved including the coffee shop.From that standing start, the rest is history as Gogo is the #1 social media marketer in Michigan, #16 in the United States, and was on the Success Magazine Top 125 Most Influential People list last year.With 80,000 Instagram followers, Gogo drives over 1MM+ hits each month, and at EXP Realty she has amassed a Team of more than 1,200 agents nationwide and around the world.She brings incredible value add to her Teammates with Masterminds, Training Events, Gogos Bootcamp, and more.Gogo is driven, ambitious, innovative, analytical, generous with her time and knowledge, and an entrepreneur who keeps her eyes on the prize!For anyone interested in reaching out to Gogo, you can find her on...Instagram:   / gogosrealestate  LinkedIn:   / gogobethke  YouTube:    / @uce1nwirdhtwskk4ez4gtwbg  Website: https://www.gogobethke.com/___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:     / @doyoueverwonder943  Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.co...Do you have a great story to tell? Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman.______________________________________________

Meet Jack Barsky...Former Soviet Union KGB Spy Turned American Citizen!In the 1970s and 1980s, the world was a dangerous place.Fast forward to 2023 and the world remains a dangerous place that feels like it is on fire!In this episode of Do You Ever Wonder history meets current events...Do You Ever Wonder welcomes Jack Barsky who was born in East Germany, recruited by and served for 10 years as an elite KGB spy in the United States living in the shadows, and was called back but because of the love of his young daughter risked death by staying.Jack is now a U.S. citizen who has been the subject of a 60 Minutes segment in 2015, wrote Deep Undercover, and narrates The Agent that's a 12-part audio drama of his life.In this politically agnostic (at least the attempt was made to be agnostic) episode Jack and Do You Ever Wonder host Mike Haltman discuss a wide variety of issues that look at the Cold War history of the Soviet Union and the current state of the world.Some of the topics include...The role of a post-KGB organization within Russia, Ukraine-Russia war and the current mindset of Vladimir Putin, his endgame, the potential for an invasion of a NATO nation, and how far he would be willing to go to achieve his goals,The history from the Soviet Union to current-day America of government suppression of political opposition,The use of propaganda to coalesce  an often willing population around a variety of issues,The December 7th Town Hall with Matt Taibbi on the subject of censorship,The importance of peace through strength,Israel, antisemitism, Gaza, extremism, and bringing the facts about all of the above to the populace.- The Agent can be found here: https://link.chtbl.com/TheAgent- Deep Undercover: My Secret Life and Tangled Allegiances as a KGB Spy in America can be found here: https://www.amazon.com/Deep-Undercover-Tangled-Allegiances-America/dp/1496416821- Jack's website: https://jackbarsky.com/___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell? Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Truth Be Told We Are All Salespeople!While some may argue with that premise, the reality is that in every aspect of our lives whether business or personal we are selling. It may be a product, an idea, or even ourselves, but there is some amount of selling that will be involved.With that in mind meet Leslie Venetz, founder of the firm Sales Team Builder, who's a LinkedIn Top Voice in Sales (33,000 followers) and a renowned B2B coach and trainer.Before starting Sales Team Builder Leslie had 15 years of experience as a top-performing B2B sales professional and people leader. In other words, she brings a wealth of knowledge to the table for her clients. As a three-time Head of Sales Leslie is passionate about partnering with organizations that are committed to building inclusive, buyer-centric sales teams.In the time that Leslie spent with Do You Ever Wonder host Mike Haltman, many subjects and topics were covered.The B2B buying process,How to speak with prospects, not at them,The art of bringing value and relevance to every segment of the sales process,Breaking down the stages of the sales process,How selling is NOT about us! What are the pain points of the buyer and how can they be solved,If a goal is to bring value to every 'touch', what does that look like,How we need to earn the right to a prospects time,We have 2 ears and one mouth. The imperative to be a good listener,There needs to be intentionality in what we do,AI is all the buzz! What role will it play in the B2B sales process as we move into the future,How do we differentiate a business when many are selling similar products as their competitors,And so much more!After listening, if you would like to reach out to Leslie, she can be reached at...Email: Leslie@InsideSalesTeamBuilder.comWebsite: https://insidesalesteambuilder.com/___________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareDo you have a great story to tell? Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Attention Commercial Real Estate Brokers( and anyone else in sales)!The Do You Ever Wonder podcast is thrilled to present a discussion with Rod Santomassimo, founder of The Massimo Group and known as the World's Top CRE Broker Growth Coach.How do I know World's Best is the right moniker for Rod?Because he has in the past, and continues in the present, to work with some of the most successful commercial real estate brokers of all time.One name that comes to mind is Bob Knakal, affectionately known as The GOAT by his peers! As a matter of fact, Do You Ever Wonder had the opportunity to speak with Bob here https://youtu.be/9Vv0jZIZykk?si=PyBV8....The conversation with Rod was freewheeling and touched on many subjects, not least among them were eight words that help to describe a successful broker who is in a position to grow and thrive...AspirationMotivationGratificationInspirationVisualizationPerspirationDifferentiation(no) Isolation!Prior to the podcast taping Do You Ever Wonder host Mike Haltman reached out to Waldo Waldman, a friend and colleague of Rod Santomassimo.Waldo, extremely impressive in his own right as a former F-16 fighter pilot, Hall of Fame keynote speaker, and best-selling author, had this to say about Rod...'Rod is one of the most committed business people I know. He's somebody always seeking to grow both personally and professionally. And what makes Rod even more unique is his commitment to his relationships. He never rests on his laurels and always stays hungry.' A catchphrase that Rod uses is that knowing isn't doing (the title of one of his four books) and that it is critical to turn chaos and confusion into clarity and confidence.If after listening to this episode you would like to learn more about Rod and The Massimo Group, you can find them in the following places...Website: https://massimo-group.com/Twitter: https://twitter.com/MassimoGroupFacebook: https://www.facebook.com/themassimogr...___________________________________________________Hallmark Abstract Service...You Buy, We Protect!Watch Title Insurance...The Movie (not yet Rotten Tomatoes rated) here: https://youtu.be/5p_46QQbS9Y?si=72oIHHQs0pkUF98aQuestions about New York title insurance or the real estate transaction process? Let us know at Hallmark Abstract Service at (646) 741-6101 or send us an email at info@hallmarkabstractllc.com.

'Yanina and Viktoryia Strylets C-Founded The Online Dating Platform Scimatch!So in the world of dating apps, what makes Scimatch different than Match, Tinder, Coffee Meets Bagels, or any of the many other apps that exist on the internet?Scimatch utilizes a combination of AI technology, an algorithm that is continuously learning, and social science to determine how compatible two people might actually be.The tagline? Let Science Guide Your Heart!Scimatch seeks to connect people based on their quantified measure of chemistry.'The app was launched last year by sisters Yanina and Viktoryia Strylets, who are data science and computer science graduates respectively. It's based on a study into the correlation between facial images and the five main self-reported personality characteristics — neuroticism, extroversion, openness, agreeableness, and conscientiousness. (Business Insider)So have you ever wondered what frustrates you most about online dating? Is it the absence of real connections, the constant swiping, the pressure to craft a flawless bio, or the disappointment of not getting matches? The Scimatch goal is to eliminate the hassle of time-consuming profiles, lengthy questionnaires, and impersonal algorithms. SciMatch is a revolutionary app that employs science to connect users with authentic, like-minded individuals, making it easier to find someone who complements each one's personality.SciMatch believes that relationship compatibility is more than two people who like the same foods or sports. It is how you get along as a couple, in other words how your personality traits align. That is why we created a highly efficient and easy way of matching people based on their personalities using just a single selfie.'Users upload a selfie and ask A.I. Ruby to calculate their compatibility with  potential connections. The face-reading algorithm will analyze the two user's faces and identify personality traits on each one that mesh well with potential romantic partners, while also highlighting opposite traits.The app can be found in the Apple App Store here: https://apps.apple.com/us/app/scimatch-ai-dating/id1551001355 or on Google Play here https://scimatch.com/request_android.Visit the App website here: https://scimatch.com/________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareBe Our Guest! Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Play Like A Champion Each And Every Day!It's valid anytime, but particularly during the current time, business leaders must keep their eyes on the proverbial prize.Enter Coach Dana Cavalea, now an executive coach for C-Suite executives, who served as Director of Performance/ Head Performance Coach for the New York Yankees, helping lead the team to a World Series Championship in 2009.In the context of playing like a champion every day, imagine the level of performance that the Coach brought to bear, answering to GM Brian Cashman and the Steinbrenner Family.In this episode, the Coach and I spoke about many things including...Is a coach the right thing for every C-Suite executive?Is every executive coachable and/or willing to be coached?In the same vein, were all of the NY Yankees coachable given the range of skill, salaries, and ego?As an executive coach, what does accountability look like?We spoke about different methods of making a decision. One way is by omission and the other by commission.What is it that holds people back from reaching their full potential?We explored whether the Coach has ever had to fire a client, and why he thinks some give maximum effort while others do not.Much more.In a nutshell, what Coach Dana Cavalea brings to the party for executives is the following...After working with so many clients over the years, I realized the ones that were able to obtain and maintain the highest levels of success were the ones who were truly committed to both the short AND long game....The person that was looking for overnight wins, overnight success, and a quick fix never made it big... (in anything they did)....Sometimes they shot to the top of their game like a rocket... but eventually they ended up falling backwards pretty hard...On the other hand, those who were able to grow year over year both personally and professionally, they understood the Power of Coaching and the Power of Process...You see, it is not a question of whether you CAN or CAN'T do something....It is more of a questions of whether you CAN do something consistently with focus, confidence, and without burning yourself out in an attempt to create greatness...What is Coach Dana Cavalea all about...1. Getting You Started Towards Your Passion & Goals2. Motivating YOU daily with the tools to get after it! 3. Coaching You Towards Your Mission, Vision, and Goals..4. Holding You Accountable so You CAN'T Quit...5. Supporting You When You Really Need It...Reach the Coach here: https://danacavalea.com/________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareBe Our Guest! Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractl

Who Is Colin Drummond, AKA 10G Colin?Let's take a look at some of the things he has done and the trails that he's blazed...First American Street Journalist in Washington, DC, and New York City. Today Man and Woman on-the-street interviews are commonplace,Spoken with five U.S. Presidents,Oprah Winfrey knows Colin on a first-name basis,Washington Bureau Chief for TMZ,Expertise in Producing, Reporting, and Photos,Nominated for an Emmy two times.While this list is all well and good, Colin Drummond may be in his most valuable role for those who want to expand their reach, brand, client loyalty, and growth in their particular marketplace.Colin is a self-described 'Attention Specialist', at his company VRPP Media. The letters in the name stand for Video, Report, Produce, and Publish.He is a huge believer in the ideas of collaboration and self-belief, with the following as the core of his belief system:Hard work beats talent,You cannot do it alone,Practice the art of accountability,Believing in yourself is crucial!Anyone in business knows the value of creating true fans of your brand, a focus of VRPP Media.The value of social media over legacy media is that you are creating True Fans. Social media allows for reach, establishing trust, and the longevity of your content.Finally, while becoming the proverbial 'media darling' can have its pros and cons, Colin can help you achieve this as well.*In a non-HR violation way! (from the title)Visit Colin at LinkedIn here: https://www.linkedin.com/in/10gcolin/ ________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareBe Our Guest! Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

With Mortgage Rates Moving Higher, And With No End In Sight, What Is A Homebuyer Supposed To Do?We posed this question to Ralph DiBugnara, a Senior VP and Retail Division Leader with Cardinal Financial (https://www.cardinalfinancial.com/loan-originator/ralph-dibugnara/). In addition to that role, Ralph is the Founder of Home Qualified, a digital real estate resource for buyers, sellers, and real estate agents.Ralph is a mortgage banker with an eye on the millennial demographic, and a reputation as a media liaison who is redefining the role of the banker in today's buyer-centric real estate market.One key point that Ralph mentioned during our discussion is that's very important for homebuyers, shellshocked by the quick and severe upward move in mortgage rates, to remember the old adage that you Marry The House, and Date The Rate! Simply, this phrase means that mortgage rates are fluid and will go down at some point in the future when a homeowner can refinance. The house of your dreams, however, may only come along once in a lifetime.We touched on many other topics during this episode, including tools and strategies for current owners, residential builders, and prospective buyers.If you would like to reach Ralph...Call him here: 201.500.9612Email him here: ralph.dibugnara@cardinalfinancial.com________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQSubscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareBe Our Guest! Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

HEY TENANT...WHAT DO YOU WANT?If you're a commercial office landlord with spaces to fill, that is the million-dollar question!For tenants, options in New York City (and most everywhere else) for office space abound from new construction A-level properties on down, with owners needing to offer a variety of concessions to lure companies in.How About An Office Innovation...MIROBGO, formerly known as BentallGreenOak, developed MIRO or move-in ready offices. It was designed 'to help the landlord commune with tenants to create offices that are ready to work for them from day one'.Do You Ever Wonder had the opportunity to speak with Rob Naso, a BGO managing partner and head of its U.S. asset management.We spoke about the issues faced by BGO by the work-from-home concept focused on work/lifestyle balance that has left many companies wanting to downsize.The competition office building owners face due to 14 million square feet of new modern office space soon to be on the market, but at the same time, the benefit of 1/2 the office space in New York City being obsolete.All of this in the face of an office vacancy rate in NYC of 22.7% in August.BGO has been using the concept of MIRO to deliver pre-builts that are “tech- and hybrid-enabled, emphasizing human-centric design to encourage adaptability, wellness, and collaboration.”'Suites range from 1,000 to 18,000 square feet. Tenants also share access to what BGO is calling “amenity centers” that would include town hall space and various perks such as a wellness center and food options. Lease lengths depend on tenant needs'. (Commercial Observer)BGO is in 14 countries across a variety of commercial property classes, but 685 Third Avenue, near Grand Central Terminal, is one of their properties in NYC where the MIRO concept can be seen and leased.To reach BGO with any inquiries, contact Sam Buckley, Executive Vice President, Leasing, at the information below...W: (212) 359-7835M: (201) 390-7559E: Sam.Buckley@BGO.com________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareSubscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQBe Our Guest! Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

For 70%, What Happens When Rental Income = $0?70% of multifamily building owners in New York City are not the 'fat cats' that many people think of when looking at the Super Tall apartment buildings now dotting the NYC skyline!70% are considered 'small' owning one or two buildings, with under 50 units. And then we have an owner like one of today's guests who came here from Britain and owns one rental unit on Staten Island. And, were it not for her incredible fortitude and work ethic, she would have lost that property.Our two guests...Meet Emily Barlow: A landlord of one unit with a tenant who did not pay rent and refused to vacate the property since 2019. Emily worked 100 hours a week to fulfill her obligations on the right side of the equation below and fought for eviction in a court system that tends to be very tenant-friendly. Meet Ann Korchak: Ann is also the owner of a multifamily building in Manhattan that has been affected by the overall political, legislative, court, and Covid mandates enacted by NYC and NYS. Ann is also the President of SPONY, the Small Property Owners of New York which is an advocacy group with about 600 members.The Simple Multifamily FormulaRent - Expenses = Net Operating Income (NOI)               Mortgage               Insurance               Utilities               Taxes               MaintenanceSo what happens to landlords like Emily when the rent becomes $0 and yet the expenses still need to be paid or else the building could be lost?Certainly, during Covid some help was available for some through programs like ERAP (Emergency Rental Assistance Program), but in many ways, she was on her own.Owner HeadwindsLegislative: Laws that seem benign and good for tenants may ultimately work in reverse if building conditions are allowed to decline. One law that comes to mind is the NYS 2019 Housing Stability & Tenant Protect Act which put serious restrictions on owners vis a vis rent increases and benefits for doing renovations on apartments and common spaces. Another, for buildings greater than 25,000 sq. ft., is NYC Local Law 97. Good Cause Eviction being bandied about in Albany is another piece of legislation that would be detrimental for owners (Do You Ever Wonder spoke with Alexander Lycoyannis about Good Cause Eviction here https://youtu.be/1qlQwRabW54?si=2mbs1VHpkOQe2dN8).Political: For politicians in New York State and New York City who will typically pander to one side or the other in a conflict/dispute, there are many more tenants than there are landlords giving some clue to which side of the argument they will be on.COVID-19: Rent/eviction moratoriums were necessary for some, but for the landlords their bills (see above) still had to be paid! Courts: Actually trying to evict whether during Covid or at any other time, the courts tend to be very tenant-friendly. Have your own story to tell? Let us know at mhaltman@hallmarkabstractllc.com.________________________________________________Subscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ

Grow Your Business! Sounds Good But How?And, can you grow a business when the economy is less than stellar?In other words, Do You Ever Wonder How To Grow Your Business Using The Incredible Number Of Marketing Options And Tools Available?As the host of this podcast, but also as the owner of Hallmark Abstract Service, Mike Haltman certainly does!But, how do you know which ones to use that will give your specific business the most bang for the buck AND, more importantly, the most potential for success?Do You Ever Wonder had the great opportunity to speak with the CEO of Windfall Media, Sal Conca, about the ways that a business owner can grow the business using the many marketing options, and choosing the right ones!The bottom line is that the process is not an easy or necessarily quick one,  but as Sal said 'fine-tuning your brand's message, creating stunning visuals that tell a story, and developing a funnel that builds a trusting relationship takes time and expertise'.And, Sal Conca has got that expertise!Listen to what Sal has to say, and if you have any questions for him, he can be reached at:Email: sal@salconca.comWebsite: https://windfall.media/contact/________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareSubscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQBe Our Guest! Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy Real Estate, We Protect It!Read the article 'Are New York Title Insurance Providers All The Same?' here, https://www.hallmarkabstractllc.com/?p=10321.Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com.

Divine Renovation, The Series!Valerie Smaldone, along with Monty Hobbs and Matthieu Chazareix, are producers of the series Divine Renovation starring Erik Estrada.Divine Renovation is a spirited television series that provides home enhancements for individuals and families in need. They utilize the help of skilled professionals and volunteers to make homes and outdoor spaces easier to navigate, Divine Renovation brings together neighbors, not for profits, houses of worship and businesses to join in the effort, proving that people still really do care. In addition to home enhancements, Divine Renovation supplies a spiritual uplift in each episode: from a live musician to a surprise birthday party, from a yoga lesson to a chef. Hosted by television icon Erik Estrada, Divine Renovation's motto is “small fixes can make big miracles."Valerie has an incredibly diverse background that includes being a long-time on-air voice at 106.7 Lite FM.She is an actress who can be seen on shows like Blue Bloods, does voice-overs, has worked with Boomer Esiason, reported from the Tony Awards, is the Voice of God MC at the Clinton Global Initiative, among many other impressive endeavors!Valerie also directed and produced the film The Thursday Night Club, starring music icon Gloria Gaynor and with music provided by Carmine Appice that included advocacy for the Bone Marrow registry Be The Match.The Thursday Night Club begins with a provocative dinner with a very special man, that leads five college best friends to embark on a series of charitable projects that not only change the lives of those around them but change their lives as well. In a nutshell, Valerie's career is focused on providing uplifting content with a message of hope, inspiration, spirituality, and giving back.Divine Renovation can be seen here: https://tubitv.com/series/300000735/divine-renovationThe Thursday Night Club can be seen here: https://www.thethursdaynightclub.com/________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareSubscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQBe Our Guest! Are you interested in appearing as a guest on the Do You Ever Wonder podcast?Let us know at mhaltman@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman._______________________________________________Hallmark Abstract Service...You Buy, We Protect!Read the article 'Are New York Title Insurance Providers All The Same?' here, https://www.hallmarkabstractllc.com/?p=10321.Questions about the podcast, NY title insurance, or the RE transaction process? Let Hallmark Abstract Service know at (646) 741-6101.

Do You Ever Wonder welcomes Stuart Gelb, CEO of The Liquidity Source!There are more than $4.4 trillion of outstanding commercial mortgage loans, and in 2023 $728 billion, and in 2024 $659 billion, are going to need to be refinanced.No Easy Task!Factors compounding the sheer size of these numbers are many, with one being the fact that Signature Bank, a major lending player in the commercial mortgage market (12% in NYC), failed and was acquired by Flagstar Bank.But It's Not Just Signature Bank!There is a Perfect Storm of Issues Hitting the CRE Mortgage Market!▲Interest and Mortgage Rates are Significantly Higher▼Net Operating Income in Many CRE Sectors is Down▲Cap Rates are Higher▼Loan to Value is Lower▲Underwriting Parameters at Lenders Will Be Increasingly Stricter▼Lenders Looking to Actually Lend are Decreasing▲Compensating Balances Will Be Required By Lenders▼Some Sectors of the CRE Market are Historically Out of FavorSo What is a Borrower to Do?Lenders that are actually looking to make loans are needed, along with someone who knows how to find them!But more than that, whoever is helping a borrower needs to take a holistic approach by sitting down with that borrower to determine what their unique situation may be.All loans are not created the same, and a CRE mortgage professional can help a borrower get the right loan that works for them.That's where a broker like The Liquidity Source and Stuart Gelb come in. Stuart is in touch with hundreds of lenders around the country knowing each one's appetite for specific types of loans in the various CRE sectors.No longer does it work to go down to the corner bank, present your loan scenario, and sit back while a commitment is determined and presented to you. A mortgage professional who can help address your individual needs is required!Stuart can be reached at The Liquidity Source, or by email at stuart@theliquiditysource.com. ________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareSubscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ____________________________________________Are you interested in appearing as a guest on the Do You Ever Wonder podcast?The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman.Hallmark Abstract Service...You Buy, We Protect!Read the article 'Are New York Title Insurance Providers All The Same?' here, https://www.hallmarkabstractllc.com/?p=10321.Questions about the podcast, NY title insurance, or the RE transaction process? Let us know at Hallmark Abstract Service at (646) 741-6101.

Cathy Cunningham, Finance Editor and Co-Deputy Editor at Commercial Observer, Visits Do You Ever Wonder!Do You Ever Wonder host and Hallmark Abstract Service CEO Mike Haltman had the pleasure of sitting down with Cathy to discuss a wide variety of subjects, although the talk was delayed for a couple of days for a very good reason.The delay occurred because of Cathy's involvement with the Multiple Sclerosis Society fundraising event at Belmont Park which brought in $600,000 of donations! Mike Haltman, whose mother suffered from MS, was thrilled to wait!Cathy hails from Scotland about 15 minutes from the Old Course at St. Andrews, and she came to the United States in search of a career in finance, and then real estate finance. And judging by the trajectory of Cathy's career, she has achieved incredible success in a relatively brief amount of time!The conversation between Cathy and Mike traversed a wide range of subjects including CRE sector analysis, the current state of CRE deal financing, loan underwriting standards, the political landscapes impact on commercial real estate (i.e. Blue vs. Red), the impact of social media on the CRE industry, the importance of networking, podcasting and much more.Specifically, they touched on subjects such as 421-a, Good Cause Eviction, and the Housing Stability and Tenant Protection Act of 2019.If you have a story idea you would like to run past Cathy, send her an email at ccunningham@commercialobserver.com.________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareSubscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ____________________________________________Are you interested in appearing as a guest on the Do You Ever Wonder podcast?Let us know at info@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman.Hallmark Abstract Service...You Buy, We Protect!Read the article 'Are New York Title Insurance Providers All The Same?' here, https://www.hallmarkabstractllc.com/?p=10321.Questions about New York title insurance or the real estate transaction process? Let us know at Hallmark Abstract Service at (646) 741-6101 or send us an email at info@hallmarkabstractllc.com.

AI and machine learning as tools in developing a life or exit plan? Can they actually be useful?On some mechanical level, perhaps when it comes to potential format or calculation, AI can play some role. But on a broader scale, until there is the potential for machine learning to understand and compute emotion, nuance, interpersonal relationships, and how these pieces are put together, in my mind AI will be just another tool in a planner's arsenal.The reality of course is that beyond the financial and structural expertise brought to the table by the planner, it's understanding the landscape of the human interaction between family members or business associates that will guide the trusted advisor, leading to a plan being developed and executed that serves all of the constituents in the desired way.Enter Kathy Boyle, CEO of Chapin Hill Advisors. Chapin Hill follows a methodology and process that bases its planning and future scenarios on real-world experiences and situations.Chapin Hill takes into account the how and why clients got into their business and their personal, and family goals going forward. Chapin Hill assists business clients in creating strategic plans to either build the business for a future sale or to pass it to the next generation.That same strategic plan guides planning for individuals or families where a business may not be in the mix.Kathy is most definitely a leader in her field, and it was great having the opportunity to speak and learn more about both her and her business!________________________________________________Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareSubscribe to Do You Ever Wonder on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ____________________________________________Are you interested in appearing as a guest on the Do You Ever Wonder podcast?Let us know at info@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman. Hallmark Abstract Service...You Buy, We Protect!Read the article 'Are New York Title Insurance Providers All The Same?' here, https://www.hallmarkabstractllc.com/?p=10321.Questions about New York title insurance or the real estate transaction process? Let us know at Hallmark Abstract Service at (646) 741-6101 or send us an email at info@hallmarkabstractllc.com.

Real Estate Attorney and Restauranteur - Two Challenging Business Segments!Meet today's guest, John Piccinnini...Having one career is challenging enough, but what if you added a business to the mix that has a 3-year failure rate of 60%?And at the same time, you relocated your real estate practice and family to be closer to your new restaurant business.And add to the mix that you and your wife are partners in the restaurant.Finally, adding one final hurdle, the restaurant is seasonal and located in one of the most competitive eatery markets on Long Island!All of this describes today's guest, John Piccinnini, real estate Partner at the firm Kaplan, DiTrapani, Faria & Rabanipour.The good news, however, is that the 'new' restaurant venture, Clam Bar at Napeague in Amagansett, is an institution that has been around and beloved by locals and tourists alike for 41 years.But that fact does not make managing it and dealing with all of the issues and problems any less of a consuming process.Listen to John's story and, if you're ever in Amagansett, stop by the Clam Bar for your fix of Spicy Crab & Sweet Corn Bisque and Lobster Roll!Enjoy!Subscribe to Do You Ever Wonder and share the links with your friends.You can stream this episode and all of the others, on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/shareWatch this and all of the Do You Ever Wonder episodes on YouTube here:  https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ____________________________________________Are you interested in appearing as a guest on the Do You Ever Wonder podcast?Let us know at info@hallmarkabstractllc.com.The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman. Hallmark Abstract Service...You Buy, We Protect!Read the article 'Are New York Title Insurance Providers All The Same?' here, https://www.hallmarkabstractllc.com/?p=10321.Questions about New York title insurance or the real estate transaction process? Let us know at Hallmark Abstract Service at (646) 741-6101 or send us an email at info@hallmarkabstractllc.com.