Podcasts about Surety

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Rancho Mesa's Alyssa Burley sits down with Surety Group Leader Andy Roberts to talk about why contractors should have a year-end meeting with their surety company and agent.Show Notes: ⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠.Director/Host: ⁠⁠Alyssa BurleyGuest: ⁠⁠Andy Roberts⁠⁠Producer/Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

What is a surety bond in real estate, and why is it NOT insurance? Most people misunderstand how surety bonds actually work and that confusion can lead to costly mistakes in real estate deals. In this video, we break down surety bonds in real estate in simple terms. You'll learn how surety bonds work, who they protect, and why they're required for real estate developers, property managers, and licensed professionals. We also explain the key difference between surety bonds vs insurance, a distinction most people get wrong. If you've ever wondered how property owners stay protected when a developer walks away from a project or why states require surety bonds for real estate licensing, this video will give you clarity.  What You'll Learn in This Video What a surety bond is in real estate Why surety bonds are not insurance The 3 parties in a surety bond (principal, obligee, surety) How surety bonds protect property owners and government agencies Common real estate surety bonds (performance, licensing, property management) What happens when a surety bond is claimed Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/  

Rancho Mesa's Alyssa Burley and Account Executive of the Surety Department Josh Hill talk about how utilizing reviewed financials can help contractors improve their surety program.Show Notes: ⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠.Director/Host: ⁠⁠Alyssa Burley⁠⁠Guest: ⁠⁠Josh HillProducer/Editor: Megan LockhartMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

PASSAGE: Matthew 11:1-6 OUTLINE: 1. Take Your Doubts to Christ 2. Take Christ Over Your Doubts The post Matthew | King & Kingdom | Christ Our Surety In Uncertainty first appeared on Redeemer Bible Church.

In this episode, Adam Torres interviews Valery Tan, CEO & Co-Founder of Surety Singapore, as part of the Milken Asia Summit coverage. Inspired by her mother's perimenopause journey, Valery explains why midlife and menopause remain deeply stigmatized in Asia and how that impacts women at home and at work. She shares how Surety Singapore uses education, medically reviewed content, workplace programs, and community-building to help women — and their colleagues — better understand and support midlife transitions. Valery's mission is to make midlife visible, dignified, and inclusive, reframing it as the start of a new chapter rather than the end of one. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Let's Get Surety®, we sit down with Brad Robinson of Ward & Robinson, a CPA who has served on the financial leadership teams of both general contractors and subcontractors. Brad brings a unique, dual-perspective lens to today's most pressing risk-management challenges. Brad shares hard-won lessons from the field, including where prequalification processes often break down, how subs can better position themselves, how General Contractors evaluate risk, and why a strong surety relationship is one of the most valuable differentiators in today's market. Smart, practical, and candid—this is an episode every surety and construction professional should hear. With special guest: Brad Robinson, Partner, Ward & Robinson LLC Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Liberty Mutual Surety!  

In this conversation, Gary Eastman discusses the current state of the real estate market, emphasizing the importance of relationships and understanding global changes. He highlights the need for businesses to adapt to market conditions, the significance of building strong networks, and the impact of geopolitical shifts on future opportunities. The discussion underscores the value of integrity and the role of people in driving business success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

“Thine eyes shall see the King in His beauty.” — Isaiah 33:17 The more you know about Christ the less will you be satisfied with superficial views of Him; and the more deeply you study His transactions in the eternal covenant, His engagements on your behalf as the eternal Surety, and the fulness of His […]

In this compelling teaching, Servant Marcia Carty breaks down the critical difference between the Old and New Covenants with God, offering powerful encouragement for believers navigating today's challenging world. The message is a reminder that God is faithful and His promises, confirmed by His own oath, are the anchor for our souls. The discussion covers: -- Individual Accountability: God established that each soul is accountable for its own actions and sins; the proverb about the father's sins being carried by the son is no longer applicable (Ezekiel 18). -- God's Desire for Life: God takes no pleasure in the death of the wicked but desires that all should repent, turn from their ways, and live. -- The Failure of the First Covenant: The Israelites broke the original covenant, leading to judgment, but God, in His mercy, established a better way. -- The New Covenant in Christ: Jesus is the Surety and Mediator of a better covenant, which is established upon better promises—specifically, God's oath by Himself, making it impossible for Him to lie. -- One Way to God: We must approach God through the single avenue He designed: Jesus Christ, who lives forever to intercede for us. -- Sanctification Through Jesus: We are sanctified (set apart) through the offering of the body and blood of Jesus Christ, once for all. -- Living in the 'Days of Noah': The current world conditions of great violence, advanced knowledge (AI), and spiritual corruption are signs that Jesus' return is near. Believers must hold fast to their faith and operate in their authority. Scriptures for Further Study -- Ezekiel 17:16-24 -- Ezekiel 18:3-32 -- Hebrews 6:13-20 -- Hebrews 7:22-28 -- Hebrews 8:6-13 -- Hebrews 9:13-28 -- Hebrews 10:9-25 +++++++ We have begun building a new website which you can see here: https://www.noahdays.org/

Drawing from Proverbs 6:1–5, the sermon delivers a sobering warning against becoming a surety or incurring debt, framing it as a spiritual and financial trap that ensnares the unwary. Central to the message is the biblical principle that debt binds the borrower to the lender, making them a servant rather than a free agent, and that such entanglements can choke out spiritual fruit, as illustrated by Jesus' parable of the sower. Pastor Friesen emphasizes that while prudent lending and suretyship are not inherently wrong—citing Paul's role in Philemon—such decisions must be guided by wisdom, not sentiment, and grounded in the character and responsibility of the individual involved. The sermon calls for urgent, deliberate action to escape unwise contracts, advocates for strict budgeting and debt repayment strategies like the 'avalanche' or 'snowball' methods, and urges a shift from consumerism to stewardship, reminding listeners that true freedom comes from avoiding servitude to debt, whether through credit, loans, or misplaced generosity. Ultimately, the passage is not a blanket condemnation of debt but a call to discernment, self-control, and faithfulness to God's will over worldly desires.

Drawing from Proverbs 6:1–5, the sermon delivers a sobering warning against becoming a surety or incurring debt, framing it as a spiritual and financial trap that ensnares the unwary. Central to the message is the biblical principle that debt binds the borrower to the lender, making them a servant rather than a free agent, and that such entanglements can choke out spiritual fruit, as illustrated by Jesus' parable of the sower. Pastor Friesen emphasizes that while prudent lending and suretyship are not inherently wrong—citing Paul's role in Philemon—such decisions must be guided by wisdom, not sentiment, and grounded in the character and responsibility of the individual involved. The sermon calls for urgent, deliberate action to escape unwise contracts, advocates for strict budgeting and debt repayment strategies like the 'avalanche' or 'snowball' methods, and urges a shift from consumerism to stewardship, reminding listeners that true freedom comes from avoiding servitude to debt, whether through credit, loans, or misplaced generosity. Ultimately, the passage is not a blanket condemnation of debt but a call to discernment, self-control, and faithfulness to God's will over worldly desires.

Curious about the state of the surety industry? Ryan Work, President and CEO of The Surety & Fidelity Association of America, joins the hosts of Let's Get Surety to break down key trends, legislative priorities, and how data is aiding surety industry advocacy efforts. Additionally, he discusses the recent surge in private bonding, 2025 Q2's surprising loss ratio drop, and how SFAA's Foundation invests in future talent. Don't miss this timely overview of the numbers and insights driving surety interests forward today. Get more info on the EY study mentioned during this episode or listen to the Virtual Event and explanation by SFAA's Peter Roth. With special guest: Ryan Work, President & CEO, The Surety & Fidelity Association of America Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Liberty Mutual Surety!

Host Brian Walsh takes up ImpactAlpha's top stories with editors David Bank and Amy Cortese. Up this week: At Neighborhood Economics in Chicago, entrepreneurship through acquisition and other promising ideas are filling out the playbook for shared prosperity; How ExxonMobil's new voting program for retail investors aims to change the balance of power in corporate governance. And, how reinsurer GreenieRE is bringing the concept of surety bonds to help scale climate tech investments.Story links:“Expanding ‘entrepreneurship through acquisition' for inclusive wealth creation in the US and Canada,”“Investors who refuse to take a loyalty oath to ExxonMobil should decline to join its ‘retail voting program,'” by As You Sow's Andrew Behar“GreenieRe sees ‘impact insurance' surety bonds as the key to scaling climate tech,” by Amy Cortese

Host Brian Walsh takes up ImpactAlpha's top stories with editors David Bank and Amy Cortese. Up this week: At Neighborhood Economics in Chicago, entrepreneurship through acquisition and other promising ideas are filling out the playbook for shared prosperity; How ExxonMobil's new voting program for retail investors aims to change the balance of power in corporate governance. And, how reinsurer GreenieRE is bringing the concept of surety bonds to help scale climate tech investments.Story links:“⁠Expanding ‘entrepreneurship through acquisition' for inclusive wealth creation in the US and Canada⁠,”“⁠Investors who refuse to take a loyalty oath to ExxonMobil should decline to join its ‘retail voting program,'⁠” by As You Sow's Andrew Behar“⁠GreenieRe sees ‘impact insurance' surety bonds as the key to scaling climate tech⁠,” by Amy Cortese

We live in a time when most sermons are like "how-to" manuals. Five easy steps to a healthy marriage... Strategies for overcoming the daily doldrums... Sure-fire methods for putting pride in its place. But sometimes, it's simply good to bask in the wonder and marvel of our salvation. Peter does so as he begins his first epistle and we'll join him as we look at the Source, Substance, and Surety of our Salvation.

Rancho Mesa's Alyssa Burley and Account Executive of the Surety Department Josh Hill talk about maintaining strong banking relationships that support a business' surety bonding capacity.Show Notes: ⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠.Director/Host: ⁠⁠Alyssa Burley⁠⁠Guest: ⁠⁠Josh HillProducer/Editor: Megan LockhartMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Curious how a surety professional can influence the laws that protect our industry? Join us as our guests, Larry LeClair of NASBP, Alan Starks of Christensen Group Insurance, and Matt Cocco of Smith Brothers Insurance, as they discuss why advocacy is vital to the surety industry, how easy and rewarding the Federal Legislative Fly-in is, and how you can make a real impact in Washington. Get more information on attending the Federal Legislative Fly-in now! Don't miss it! Also check out the Surety Bond Quarterly article titled, "A Family Experience at the Legislative Fly-in" mentioned during this episode! With special guests: Larry LeClair, Director, Government Relations, NASBP Alan Starks, NASBP's GR Committee Chair and Senior Vice President – Surety, Christensen Group Insurance Matt Cocco, NASBP's GR Committee Vice Chair and Surety Risk Advisor, Partner, Smith Brothers Insurance Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic Surety!

How does a surety company with South American roots break into the U.S. market? In this episode of “Let's Get Surety,” Kat Shamapande and Mark McCallum talk with Andrés Álamos and Sharyl Markovits of Avla US about entering the Texas surety market, facing challenges, and serving small and mid-size contractors using tech-driven solutions. Hear how they feel their global experience can lead to local successes in the US.  With special guests: Andrés Álamos, CEO, Avla US and Sharyl Markovits, Head of Contract Surety, Avla US Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!

Guest Mary Smith, Smith Bonds and Surety and former VP of National Association of Bail Bonds, joins to discuss ongoing battle to protect the right of bail bonds. Discussion of Trump's latest executive order to end cashless bail. What does that mean? Discussion of state funded bonds, criminals skipping court dates, and reforming the criminal justice process.  Residence of DC admit they feel safer in community after Trump cleans up the streets with National Guard. Who else is enjoying the safer streets...but refuse to admit it?

Pastor Wayne Van Gelderen shares biblical truth that will bring hope and comfort in these uncertain days. May we draw closer to God through this time and impact those around us for eternity. https://fallsbaptist.org https://baptistcollege.org https://www.theegeneration.org https://ontovictorypress.com If you'd like to support this ministry - https://fallsbaptist.org/give/

Are you curious about a dynamic and rewarding career you may not have heard of? Join us for a conversation with Darrel Lamb, Senior Vice President at Old Republic Surety. We discuss the entrepreneurial spirit, the importance of relationship-building, and the real-world impact of careers in surety. Discover why surety professionals find their jobs so fulfilling and how they contribute to community development, solve problems, and thrive in this specialized industry! With special guest: Darrel Lamb, Senior Vice President – Business Development, Old Republic Surety Company Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!

A new MP3 sermon from Redeeming Grace PCA is now available on SermonAudio with the following details: Title: The Surety of Eternal Life in Christ Speaker: Pastor Henry H. Beaulieu Broadcaster: Redeeming Grace PCA Event: Funeral Service Date: 8/5/2025 Bible: John 6:37-40 Length: 29 min.

James Crinnion, Vice President Commercial Surety at Philadelphia Insurance Companies, said that over the last five years, there's been an explosion in surety-backed letters of credit. “There's always been a push and pull between the surety industry and the banking industry,” he said.

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Curious about reinsurance and its impacts in the surety market? Join us on this episode as we chat with experts Brian Fiore of Aon, Stephen Haney of Chubb Surety, and Jeff Ryan of Partner Re to uncover what reinsurance is, why it is important to the surety market, and how it can drive growth, manage risk, and support major infrastructure projects. Plus, don't miss a lighthearted debate on the best Philly cheesesteak! Check out episode #135 Unveiling America's Infrastructure: Progress, Problems and Possibilities for more about the latest ASCE Infrastructure Report Card that was mentioned during this episode. With special guests: Brian Fiore, Senior Managing Director, Aon Stephen Haney, Division President, North America Surety, and Chief Underwriting Officer, Global Surety, Chubb Surety Jeff Ryan, Business Unit Leader, Financial Risks, Partner Re Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!

Accounting standards can have quite an impact on surety, but how is the surety industry involved in shaping those standards? Dive into this episode of Let's Get Surety as we talk with David Pesce, Head of Surety with Munich Re Specialty - North America, about the Financial Accounting Standards Board (FASB) and its Private Company Council (PCC). Discover how these groups shape financial reporting and why and how surety professionals can get involved. Tune in for insights, examples, and how you can be part of the process! With special guest: David Pesce, Head of Surety, Munich Re Specialty - North America Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!

In this episode of the Power Producers Shop Talk, David Carothers shares an insightful conversation with Ciara Gravier from The Bunker Insurance & Risk Management and Zach Matter from ZipBonds. This episode is a must-listen for anyone involved with contractors, particularly those navigating the world of surety bonds. Ciara and Zach discuss how contractors can face challenges with messy financials and how these issues can impact their ability to qualify for larger projects. They dive into the importance of having tidy books, understanding bond requirements, and using bonds as a way to build strong client relationships. Zach also highlights the essential three C's for bond approval—character, capacity, and capital—and explains how producers can add value by properly presenting these factors to underwriters. This episode is packed with practical strategies for agents to help contractors and clients navigate the complexities of surety bonds while building stronger, more profitable relationships. Key Highlights: Understanding Bonds for Contractors Ciara explains how she used bonds as an educational tool to connect with contractors and help them understand the importance of having clean financials. She also shares how SEO and email marketing strategies can help agents engage contractors on bond topics. The Three C's of Bond Approval Zach breaks down the three key factors for bond approval: character, capacity, and capital, and how agents can provide valuable insights to help contractors qualify for bonds. Expanding the Bond Conversation Beyond Construction Zach emphasizes that bonds aren't just for construction. From liquor licenses to ERISA bonds for 401(k) plans, many industries require bonds, making it an essential conversation for all agents to have with their clients. Using Bonds as a Client Relationship Builder Ciara shares how she leveraged bonds to build relationships with CPAs, contractors, and even business attorneys, turning bonds into a valuable revenue stream and referral source. Subcontractor Default Insurance vs. Surety Bonds Zach talks about the growing use of subcontractor default insurance (SDI) and how it can impact the bond process. He explains the additional work involved when a subcontractor cannot qualify for SDI and how to handle it as a producer. Connect with: David Carothers LinkedIn Zach Matter LinkedIn Ciara Gravier LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp ZipBonds The Bunker Insurance & Risk Management Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes

In today's Morning Manna, we unpack the entire weight of a single verse—Proverbs 6:1. What seems like a simple handshake or promise can quickly become a snare for your future. Solomon warns us about the hidden dangers of becoming surety for another person, whether in finances, relationships, or careless commitments. This isn't just ancient financial advice—it's wisdom for guarding your freedom, your integrity, and your future. Before you make promises, co-sign loans, or obligate yourself in ways God never intended—pause and listen. One verse. Big consequences.Join the leading community for Conservative Christians! https://www.FaithandValues.comYou can partner with us by visiting https://www.FaithandValues.com/donate, calling 1-800-576-2116, or by mail at PO Box 399 Vero Beach, FL 32961.Get high-quality emergency preparedness food today from American Reserves!https://www.AmericanReserves.comIt's the Final Day! The day Jesus Christ bursts into our dimension of time, space, and matter. Now available in eBook and audio formats! Order Final Day from Amazon today!https://www.amazon.com/Final-Day-Characteristics-Second-Coming/dp/0578260816/Apple users, you can download the audio version on Apple Books! https://books.apple.com/us/audiobook/final-day-10-characteristics-of-the-second-coming/id1687129858Purchase the 4-part DVD set or start streaming Sacrificing Liberty today. https://www.sacrificingliberty.com/watchThe Fauci Elf is a hilarious gift guaranteed to make your friends laugh! Order yours today! https://tru.news/faucielf

Curious how careers grow in the surety industry? Join us as we chat with Heidi Rodzen of Skillings Shaw & Associates, Matt Curran of Sompo, and David Hoover of Acrisure, as they share their real-world paths into surety, the power of mentorship, leadership insights, and how to build your future in this dynamic, relationship-driven field. Get more information about NASBP's Surety Schools that were mentioned during this episode. With special guests: Heidi Rodzen, Assistant Vice President of Surety Operations, Skillings Shaw & Associates, Inc., Matt Curran, EVO, Head of Surety, Sompo, and David Hoover, Senior Vice President, Acrisure, South Division Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by EMC Bond!

Bryce Desai is a Senior Probate Underwriter for Jet Insurance Company. Bryce is responsible for underwriting probate bond submissions, assisting in attorney partnerships, and creating digital marketing for the Probate Department. He has served in various roles in the surety industry, starting out as an intern with the nation's largest surety brokerage firm. During his tenure with Jet, Bryce has researched probate, estate, and guardianship law and has authored many featured articles on probate surety bonds.

What is the Broadband Equity, Access, and Deployment (BEAD) Program, how did it originate, and where do we currently stand? Join us for this episode where industry experts unpack the BEAD program, the policy change to allow for performance bonds as an alternative to letters of credit for required security, and what surety professionals need to know and consider. You'll hear how surety professionals can approach BEAD grant recipients and internet service providers so they understand the advantages of bonding. Check out the BEAD Program Surety Bond Information Kit mentioned during this episode and subscribe to NASBP's Focal Point to stay up-to-date on BEAD and other key legislative and regulatory developments related to surety. With special guests: Lawrence LeClair, Director, Government Relations, NASBP, Philip Macres, Principal, Klein Law Group, PLLC, Cory Sanderson, Home Office Underwriting Manager, The Hartford, and Joseph Henson, Senior Consultant, Widelity Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by EMC Bond!

Aaron Steffey is the co-founder and co-CEO of Propeller, an online platform that enables insurance agents and brokers to issue surety bonds instantly — without the lengthy paperwork or back-and-forth typically involved in bonding. Aaron was an insurance agent, and his co-founder cousin, Chris, was a surety bond underwriter before 2019, when they set out to revolutionize the way surety bonds are bought and sold. They initially bootstrapped with a software development partner who accepted equity instead of fees. Their first version drastically simplified the process of buying and selling surety bonds in the digital world, allowing them to grow quickly. They raised $7 million in SAFE notes from strategic partners to accelerate growth in 2021 and grow to nearly $20 million in revenue. They sold 100% of the company to Arch Capital in a strategic acquisition in early 2024. In this episode, Aaron also talks about: How this sleepy, paper-based market changed quickly in COVID Why they raised growth funding from strategic investors and not VCs Why they sold the company and are still leading the business after the sale Quote from Aaron Steffey, co-founder and co-CEO of Propeller “My biggest advice for startup founders is simply just that endurance wins. It's the whole thing of getting back up after you're knocked down, like everyone says. I had to live that so many times. So many No's when it came to our first carrier pulling out. No, I don't want to invest. No, I don't want to use your surety product.  “There were so many times when I wanted to give up. And the same with my cousin. Had we not founded the company together, I don't know that we would have continued because there were probably times when I would have given up.   “As long as both of us weren't on the floor, one of us would just pick the other up when the other person usually was more sane, and we dragged each other along.  “A successful founder needs to have a pretty high pain tolerance and endurance to succeed. You just have to keep pushing forward. It just sounds so cliche, but that's what it was for us.” Links Aaron Steffey on LinkedIn Propeller on LinkedIn Propeller website Arch Capital website The Practical Founders Podcast Tune into the Practical Founders Podcast for weekly in-depth interviews with founders who have built valuable software companies without big funding. Subscribe to the Practical Founders Podcast using your favorite podcast app or view on our YouTube channel. Get the weekly Practical Founders newsletter and podcast updates at practicalfounders.com.

* You can get the sermon note sheet at: http://family-bible-church.org/2025Messages/25Jun01.pdf * Jesus has been fielding questions and "traps" from the Scribes, Pharisees and Sadducees, who were looking for a way to accuse Him. * He silenced them all by asking them how the Messiah could be son of David while still being David's Adonai (Lord). Jesus then taught His disciples regarding the trap of religious pretentiousness. * Today, we have a major change in topics as Jesus responds to the wonder and admiration of His disciples for the Temple. In our passage today, Jesus provides a Synopsis, Summary, and Surety regarding what would happen in the future ... from their perspective ... not necessarily ours! * This message was presented by Bob Corbin on June 1, 2025 at Family Bible Church in Martinez, Georgia.

Introduction The sermon focuses on the certainty of God's promises versus the uncertainty of human life and plans. Highlights the importance of acknowledging God's will in all future plans and recognizing the surety of salvation through Jesus Christ. The Uncertainty of Life and the Flippant Use of "Will" and "Shall" English lesson on modal verbs "will" and "shall" indicate certainty of future action. Jesus said, "I will go with you always," establishing future certainty. People use "will" and "shall" flippantly, like saying, "I will meet you tomorrow," without certainty. Life's uncertainty makes such statements unreliable. "What James said was is that your life itself proves the uncertainty of being able to use such words in such context." It is evil to make predictions that cannot be kept without acknowledging God's will. Need to get in the habit of giving God credit for tomorrow. Acknowledge God in every statement: "I'll see you tonight if it's the Lord's will." Living in a day of uncertainty, people seek things that are sure and unchanging, which is found in God. Life is like a vapor, here one minute and gone the next. Only God can make statements of surety because He is sovereign and unchanging. Jesus said, "I will go with you always. I'll never leave you or forsake you. I will help you. And He also said, I'll come again." Admonishment to give God credit and acknowledge His will in all plans. The Surety of Truth: Death and Salvation Focus on two subjects concerning the surety of truth that comes from God: death and salvation. Death is common to all, with everyone destined to die, barring the rapture. "There ain't anybody, save the coming of the Lord or the rapture, that's going to escape death." It is appointed unto man to die, and after this, the judgment. Death is on everyone's trail and will find everyone. Without Christ, individuals will die in their sins. Jesus said in John 8:24, "If ye believe not that I am He, ye shall die in your sins." If you don't receive Christ, you will die in your sins. The world obscures the truth, but Jesus' words remain relevant and sure. Mark 16:16: "He that believeth and is baptized shall be saved." Whosoever calls on the name of Jesus Christ shall be saved. Whosoever repents, believes, and is baptized shall be saved. He that believeth not shall be damned, facing condemnation. Hell was created for the devil and his angels, not for people. If you do not believe, you will go to hell. In hell, there is weeping, wailing, and gnashing of teeth in unquenched fire. God sent His Son to save people from hell, but damnation awaits those who reject Christ. Luke 13:3: "Except ye repent, ye shall all likewise perish." Fear God, who can destroy both body and soul in hell. If one rejects Jesus, they will go to hell. Example of the rich man and Lazarus in Luke: Lazarus was carried to Abraham's bosom (Paradise). The rich man died and was in hell, lifting up his eyes in torment. Hell is an eternity of torment where the fire is not quenched. People perish daily without God because the truth is hidden. There is no middle ground; one is either saved or lost. The Surety of Salvation The one thing needed to overcome that we couldn't overcome was death. Romans 10:9: "If thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved." When condemned to die, the purity of God's word showed up and one believed in Jesus Christ and got saved that day. The promise of salvation is based on God's sure word. Matthew 10:32: "Whosoever therefore shall confess me before men, him will I confess also before my Father which is in heaven." If you confess Christ before men, He will confess you before the Father. In heaven, all that matters is what we did for Him.

Names in Genesis; How to get back to the Tree of Life; City-states = civil structures; Making laws; Law of Nature; Implied contracts; Questioning your knowledge; Seeking Holy Spirit; Telling whole truth; Lot sitting in the gates of Sodom; Binding of cities; Idol worshipers; Respecters of persons; Freedom from Bondage; Salvation theories; Is Jesus your God?; Biting one another; Symbolic rituals; Prov 3:5 Trust in the Lord, lean NOT ON YOUR OWN UNDERSTANDING; Ps 91; Journey of Abraham trusting in the Lord; "Son of God"; Ruling over other people?; Understanding world events; Genesis 20:1; Zoar; Philistines; Deception leading to bondage; Sons of Jacob or Israel; Changes in the journey; Laws and commandments; Subject to interpretation; Other "gods"?; Surety (for debt) of the people; Bondage of Egypt; Taking disadvantages with benefits; Reattaining freedom; Seeking righteousness; Repentance; Mark of the Beast; Gen 20:8; Trying to thwart evil?; Doing what Jesus said; Deeds; Seeing the whole truth about yourself; Humility; Forgiveness; Charity = love; Fear not!; Debate?; Today's iniquity; Welfare snares; Fleshpots; The role of The Church; Being Doers of The Word; "Kindness"; Abraham's admission; Birth rate; Gen 13:17; Gen 14:7; Enmeshing?; Gerar: Between Kadesh (holy/separate) and Shur?; Know thyself; Born again?; Shur = Fasting, Depriving self of comfort, protection from the world; Social welfare of Rome; Marcus Aurelius; Christening of babies; Pure religion; One-child contract in China; Responsibility for debt; Where is your righteousness?; Depending on faith, hope and charity; Free assembly; Spiritual revelation; "Libera res publica"; Seek the righteousness of God.

Curious how a fifth-generation insurance professional found his unexpected passion as a surety bond producer? Join us as we get to know NASBP 2025-2026 President Robert Coon. Robert shares stories regarding his career, journey as an NASBP member, volunteer, and leader, and how his experiences led him to his theme, “Building Better.” Follow the links below to get more information on these topics mentioned by Robert during this episode: the producer's toolkit, joining a NASBP Committee, and more information on attending NASBP Fall meetings. And, if you share Robert's passion for the efficiencies gained through technology advancements, check out these related episodes and Virtual Seminars. With special guest: Robert Coon, Vice President - Surety, Scott Insurance  Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by EMC Bond! 

Rancho Mesa President Dave Garcia and Director of Surety Matt Gaynor, look back on Matt's career in the surety business and how it has evolved over the last 40 years, as he prepares for his upcoming retirement.Show Notes: ⁠ ⁠⁠⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠⁠⁠Host: ⁠⁠⁠⁠⁠⁠Dave GarciaGuest: ⁠⁠⁠⁠⁠⁠Matt Gaynor Editor: Megan LockhartMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

In this episode, we sit down with Kevin Birch, Regional Manager at CNA Surety, to explore best practices for contractor ESOPs. A key theme throughout our conversation is communication—and lots of it. One of the biggest mistakes a contractor can make is surprising their surety with news of an ESOP transaction. Kevin strongly recommends that contractors—whether general or specialty—get their surety agent and company involved early in the process. Doing so allows the proposed ESOP structure to be reviewed and vetted, ensuring buy-in from your surety partner. Throughout the podcast we discuss how critical it is to present models that illustrate valuation, cash flow projections, debt structure, and pro forma balance sheets. These elements are essential for the surety to properly underwrite the transition and help avoid issues with your bonding line after the ESOP is in place. 

Thinking about bidding on bonded jobs? Learn what surety bonds REALLY mean for your business. In this episode, Dominic Rubino interviews Matthew Snowden of The Mahoney Group, an experienced surety bond advisor. They cover what a bond actually guarantees, how to qualify, the risks of not being prepared, and how bonding can level up your business. Topics Covered:

Make sure and check out Pastor Cody's Easter message, "Jesus...Our Surety." As surety for you and I, Jesus paid the price by dying one death for all -- He was THE sacrifice for sin and literally exchanged places with us! This message will encourage and challenge you to walk FREE in what has been paid for for YOU!

Beverage tax surety bonds are essential instruments for businesses in the beverage industry to ensure compliance with state and federal tax regulations. This presentation will provide an in-depth understanding of beverage tax surety bonds, their purpose, and their significance in the industry. We will explore how these bonds function as a guarantee to state authorities that beverage producers, importers, and distributors will comply with tax obligations associated with alcoholic and non-alcoholic beverages.Viewers will learn how surety bonds act as a financial safety net, ensuring that if a company fails to meet its tax obligations, the bond will cover the debt, preventing the state from losing revenue.We will also address the bonding process, requirements, and potential costs associated with securing a beverage tax surety bond.This session is ideal for beverage manufacturers, distributors, importers, and business owners seeking clarity on how beverage tax surety bonds can support compliance and safeguard their operations.Kyle C. Rheiner is a Certified Insurance Counselor, Agency Principal and is the Food & Beverage Practice Leader at Arthur Hall Insurance in West Chester, PA. Kyle has over 25 years' experience in the hospitality industry along with actually brewing and distilling craft beverages. Since 2013, Kyle has become the trusted insurance advisor for over 150 craft beverage makers in the US. Kyle is also the Host of The Beer Mighty Things Podcast - a craft beverage business library with over 28,000 downloads including interviews with industry leaders throughout the world.Stay up to date with CBP: http://update.craftbeerprofessionals.orgJoin us in-person for CBP ConnectsHalf workshop, half networkingCharlotte, NC | June 9-11, 2025Register now: https://cbpconnects.com

Proverbs 6:1-5

Are you interested in enhancing your leadership skills and your networking opportunities in the surety industry? In this episode of Let's Get Surety®, we explore the NASBP's 5-15 Leadership Committee with guest and Vice Chair of the Committee, Mike Zahn of Moreton & Company. Learn how this dynamic program accelerates professional growth, builds powerful industry connections with peers and seasoned surety leaders, and provides exclusive mentorship opportunities. Don't miss this engaging discussion on how 5-15 Leadership Committee participation can take your career to the next level! Get more information about the 5-15 application/nominating process and don't forget to register for NASBP's 2025 Annual Meeting as mentioned during this episode! With special guest: Michael Zahn, Sales Executive, Moreton & Company Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!

Psalm 119:113-128 (Alter)Andrew and Edwin discuss the third and final "replacement" word used in Psalm 119 to talk about the Word of God: Pledge/Surety/Guarantee.Read the written devo that goes along with this episode by clicking here.    Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org.    Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here.   Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=20035The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/