POPULARITY
Bryce Desai is a Senior Probate Underwriter for Jet Insurance Company. Bryce is responsible for underwriting probate bond submissions, assisting in attorney partnerships, and creating digital marketing for the Probate Department. He has served in various roles in the surety industry, starting out as an intern with the nation's largest surety brokerage firm. During his tenure with Jet, Bryce has researched probate, estate, and guardianship law and has authored many featured articles on probate surety bonds.
What is the Broadband Equity, Access, and Deployment (BEAD) Program, how did it originate, and where do we currently stand? Join us for this episode where industry experts unpack the BEAD program, the policy change to allow for performance bonds as an alternative to letters of credit for required security, and what surety professionals need to know and consider. You'll hear how surety professionals can approach BEAD grant recipients and internet service providers so they understand the advantages of bonding. Check out the BEAD Program Surety Bond Information Kit mentioned during this episode and subscribe to NASBP's Focal Point to stay up-to-date on BEAD and other key legislative and regulatory developments related to surety. With special guests: Lawrence LeClair, Director, Government Relations, NASBP, Philip Macres, Principal, Klein Law Group, PLLC, Cory Sanderson, Home Office Underwriting Manager, The Hartford, and Joseph Henson, Senior Consultant, Widelity Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by EMC Bond!
Aaron Steffey is the co-founder and co-CEO of Propeller, an online platform that enables insurance agents and brokers to issue surety bonds instantly — without the lengthy paperwork or back-and-forth typically involved in bonding. Aaron was an insurance agent, and his co-founder cousin, Chris, was a surety bond underwriter before 2019, when they set out to revolutionize the way surety bonds are bought and sold. They initially bootstrapped with a software development partner who accepted equity instead of fees. Their first version drastically simplified the process of buying and selling surety bonds in the digital world, allowing them to grow quickly. They raised $7 million in SAFE notes from strategic partners to accelerate growth in 2021 and grow to nearly $20 million in revenue. They sold 100% of the company to Arch Capital in a strategic acquisition in early 2024. In this episode, Aaron also talks about: How this sleepy, paper-based market changed quickly in COVID Why they raised growth funding from strategic investors and not VCs Why they sold the company and are still leading the business after the sale Quote from Aaron Steffey, co-founder and co-CEO of Propeller “My biggest advice for startup founders is simply just that endurance wins. It's the whole thing of getting back up after you're knocked down, like everyone says. I had to live that so many times. So many No's when it came to our first carrier pulling out. No, I don't want to invest. No, I don't want to use your surety product. “There were so many times when I wanted to give up. And the same with my cousin. Had we not founded the company together, I don't know that we would have continued because there were probably times when I would have given up. “As long as both of us weren't on the floor, one of us would just pick the other up when the other person usually was more sane, and we dragged each other along. “A successful founder needs to have a pretty high pain tolerance and endurance to succeed. You just have to keep pushing forward. It just sounds so cliche, but that's what it was for us.” Links Aaron Steffey on LinkedIn Propeller on LinkedIn Propeller website Arch Capital website The Practical Founders Podcast Tune into the Practical Founders Podcast for weekly in-depth interviews with founders who have built valuable software companies without big funding. Subscribe to the Practical Founders Podcast using your favorite podcast app or view on our YouTube channel. Get the weekly Practical Founders newsletter and podcast updates at practicalfounders.com.
* You can get the sermon note sheet at: http://family-bible-church.org/2025Messages/25Jun01.pdf * Jesus has been fielding questions and "traps" from the Scribes, Pharisees and Sadducees, who were looking for a way to accuse Him. * He silenced them all by asking them how the Messiah could be son of David while still being David's Adonai (Lord). Jesus then taught His disciples regarding the trap of religious pretentiousness. * Today, we have a major change in topics as Jesus responds to the wonder and admiration of His disciples for the Temple. In our passage today, Jesus provides a Synopsis, Summary, and Surety regarding what would happen in the future ... from their perspective ... not necessarily ours! * This message was presented by Bob Corbin on June 1, 2025 at Family Bible Church in Martinez, Georgia.
Introduction The sermon focuses on the certainty of God's promises versus the uncertainty of human life and plans. Highlights the importance of acknowledging God's will in all future plans and recognizing the surety of salvation through Jesus Christ. The Uncertainty of Life and the Flippant Use of "Will" and "Shall" English lesson on modal verbs "will" and "shall" indicate certainty of future action. Jesus said, "I will go with you always," establishing future certainty. People use "will" and "shall" flippantly, like saying, "I will meet you tomorrow," without certainty. Life's uncertainty makes such statements unreliable. "What James said was is that your life itself proves the uncertainty of being able to use such words in such context." It is evil to make predictions that cannot be kept without acknowledging God's will. Need to get in the habit of giving God credit for tomorrow. Acknowledge God in every statement: "I'll see you tonight if it's the Lord's will." Living in a day of uncertainty, people seek things that are sure and unchanging, which is found in God. Life is like a vapor, here one minute and gone the next. Only God can make statements of surety because He is sovereign and unchanging. Jesus said, "I will go with you always. I'll never leave you or forsake you. I will help you. And He also said, I'll come again." Admonishment to give God credit and acknowledge His will in all plans. The Surety of Truth: Death and Salvation Focus on two subjects concerning the surety of truth that comes from God: death and salvation. Death is common to all, with everyone destined to die, barring the rapture. "There ain't anybody, save the coming of the Lord or the rapture, that's going to escape death." It is appointed unto man to die, and after this, the judgment. Death is on everyone's trail and will find everyone. Without Christ, individuals will die in their sins. Jesus said in John 8:24, "If ye believe not that I am He, ye shall die in your sins." If you don't receive Christ, you will die in your sins. The world obscures the truth, but Jesus' words remain relevant and sure. Mark 16:16: "He that believeth and is baptized shall be saved." Whosoever calls on the name of Jesus Christ shall be saved. Whosoever repents, believes, and is baptized shall be saved. He that believeth not shall be damned, facing condemnation. Hell was created for the devil and his angels, not for people. If you do not believe, you will go to hell. In hell, there is weeping, wailing, and gnashing of teeth in unquenched fire. God sent His Son to save people from hell, but damnation awaits those who reject Christ. Luke 13:3: "Except ye repent, ye shall all likewise perish." Fear God, who can destroy both body and soul in hell. If one rejects Jesus, they will go to hell. Example of the rich man and Lazarus in Luke: Lazarus was carried to Abraham's bosom (Paradise). The rich man died and was in hell, lifting up his eyes in torment. Hell is an eternity of torment where the fire is not quenched. People perish daily without God because the truth is hidden. There is no middle ground; one is either saved or lost. The Surety of Salvation The one thing needed to overcome that we couldn't overcome was death. Romans 10:9: "If thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved." When condemned to die, the purity of God's word showed up and one believed in Jesus Christ and got saved that day. The promise of salvation is based on God's sure word. Matthew 10:32: "Whosoever therefore shall confess me before men, him will I confess also before my Father which is in heaven." If you confess Christ before men, He will confess you before the Father. In heaven, all that matters is what we did for Him.
1. Jesus Is The Surety So Needed 2. Jesus Is the Surety Most Wonderful 3. Jesus Is The Surety Ever Praiseworthy
Names in Genesis; How to get back to the Tree of Life; City-states = civil structures; Making laws; Law of Nature; Implied contracts; Questioning your knowledge; Seeking Holy Spirit; Telling whole truth; Lot sitting in the gates of Sodom; Binding of cities; Idol worshipers; Respecters of persons; Freedom from Bondage; Salvation theories; Is Jesus your God?; Biting one another; Symbolic rituals; Prov 3:5 Trust in the Lord, lean NOT ON YOUR OWN UNDERSTANDING; Ps 91; Journey of Abraham trusting in the Lord; "Son of God"; Ruling over other people?; Understanding world events; Genesis 20:1; Zoar; Philistines; Deception leading to bondage; Sons of Jacob or Israel; Changes in the journey; Laws and commandments; Subject to interpretation; Other "gods"?; Surety (for debt) of the people; Bondage of Egypt; Taking disadvantages with benefits; Reattaining freedom; Seeking righteousness; Repentance; Mark of the Beast; Gen 20:8; Trying to thwart evil?; Doing what Jesus said; Deeds; Seeing the whole truth about yourself; Humility; Forgiveness; Charity = love; Fear not!; Debate?; Today's iniquity; Welfare snares; Fleshpots; The role of The Church; Being Doers of The Word; "Kindness"; Abraham's admission; Birth rate; Gen 13:17; Gen 14:7; Enmeshing?; Gerar: Between Kadesh (holy/separate) and Shur?; Know thyself; Born again?; Shur = Fasting, Depriving self of comfort, protection from the world; Social welfare of Rome; Marcus Aurelius; Christening of babies; Pure religion; One-child contract in China; Responsibility for debt; Where is your righteousness?; Depending on faith, hope and charity; Free assembly; Spiritual revelation; "Libera res publica"; Seek the righteousness of God.
Curious how a fifth-generation insurance professional found his unexpected passion as a surety bond producer? Join us as we get to know NASBP 2025-2026 President Robert Coon. Robert shares stories regarding his career, journey as an NASBP member, volunteer, and leader, and how his experiences led him to his theme, “Building Better.” Follow the links below to get more information on these topics mentioned by Robert during this episode: the producer's toolkit, joining a NASBP Committee, and more information on attending NASBP Fall meetings. And, if you share Robert's passion for the efficiencies gained through technology advancements, check out these related episodes and Virtual Seminars. With special guest: Robert Coon, Vice President - Surety, Scott Insurance Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by EMC Bond!
Rancho Mesa President Dave Garcia and Director of Surety Matt Gaynor, look back on Matt's career in the surety business and how it has evolved over the last 40 years, as he prepares for his upcoming retirement.Show Notes: Subscribe to Rancho Mesa's NewsletterHost: Dave GarciaGuest: Matt Gaynor Editor: Megan LockhartMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.
In this episode, we sit down with Kevin Birch, Regional Manager at CNA Surety, to explore best practices for contractor ESOPs. A key theme throughout our conversation is communication—and lots of it. One of the biggest mistakes a contractor can make is surprising their surety with news of an ESOP transaction. Kevin strongly recommends that contractors—whether general or specialty—get their surety agent and company involved early in the process. Doing so allows the proposed ESOP structure to be reviewed and vetted, ensuring buy-in from your surety partner. Throughout the podcast we discuss how critical it is to present models that illustrate valuation, cash flow projections, debt structure, and pro forma balance sheets. These elements are essential for the surety to properly underwrite the transition and help avoid issues with your bonding line after the ESOP is in place.
Die Themen im heutigen Versicherungsfunk Update sind: Getsafe holt ehemaligen HDI-Vorstandsvorsitzenden an Bord Das Insurtech Getsafe hat sich die Dienste von Christopher Lohmann gesichert. Der ehemalige Vorstandsvorsitzende der HDI ist bereits zum 1. April 2025 eingestiegen und soll die Versicherungsplattform auf Board-Ebene unterstützen. Das Board des Unternehmens setzt sich bislang vor allem aus Partnern führender Venture-Capital-Gesellschaften zusammen – darunter Earlybird und CommerzVentures. Mehr dazu >>> Verdi weist unzureichendes Angebot der Arbeitgeber zurück Die zweite Runde der Tarifverhandlungen für die etwa Beschäftigten im Innendienst der privaten Versicherungsbranche ist aus Sicht der Vereinten Dienstleistungsgewerkschaft Verdi sehr enttäuschend verlaufen. „Die Versicherungsunternehmen streichen Rekordgewinne ein – und legen ihren Mitarbeiterinnen und Mitarbeitern ein Angebot vor, das noch nicht einmal die Einkommensverluste durch die Inflation wettmacht“, sagte Verdi-Verhandlungsführerin Martina Grundler. Der Arbeitgeberverband hatte unter anderem Gehaltserhöhungen von 8,63 % über die Laufzeit von 35 Monaten angeboten. Mehr dazu >>> STC Unternehmensgruppe erweitert Geschäftsleitung Die STC Unternehmensgruppe hat Lisa Ala Rashi mit sofortiger Wirkung in die erweiterte Geschäftsleitung berufen und ihr Prokura erteilt. Ala Rashi war seit Anfang 2024 als HR Managerin bei der STC tätig. In ihrer neuen Rolle als Head of Human Resources soll sie sämtliche strategischen und operativen Personalthemen der Gruppe leiten. Talanx steigert Quartalsergebnis Der Talanx Konzern ist mit einem sehr guten ersten Quartal in das laufende Geschäftsjahr 2025 gestartet und hat trotz einer überdurchschnittlich hohen Großschadenbelastung mit einem vorläufigen Konzernergebnis von 604 Mio EUR den Vorjahreswert von 576 Mio EUR übertroffen. Der Versicherer hält deshalb an seiner Gesamtjahresprognose für das laufende Geschäftsjahr 2025 fest und erwartet, ein Konzernergebnis von mehr als 2,1 Mrd EUR erwirtschaften zu können. MRH Trowe verstärkt Finance-Geschäft MRH Trowe baut das Geschäftsfeld Finance weiter aus und gewinnt mit Stefan Jörißen zum 1. Mai einen ausgewiesenen Experten. Als Head of Surety & Bonding wird er künftig die strategische Weiterentwicklung des Bereichs Kautionsversicherung verantworten, den digitalen Wandel in diesem wachsenden Markt mitgestalten sowie die Vernetzung mit den ergänzenden Finanzierungsbausteinen Leasing und Factoring vorantreiben. Der Diplom-Kaufmann kommt von der Gothaer Allgemeine Versicherung AG, wo er seit 2022 als Abteilungsleiter den Bereich Kautionsversicherung erfolgreich aufgebaut und etabliert hat. Defino Institut als Zertifizierungsstelle akkreditiert Die Deutsche Akkreditierungsstelle DAkkS hat das DEFINO Institut für Finanznorm in Heidelberg als Zertifizierungsstelle akkreditiert. Die Akkreditierung gilt zunächst für die Personen-Zertifizierung auf die DIN 77230 „Finanzanalyse für Privathaushalte“. Als Zertifizierer soll die präzise Normumsetzung durch Berater sowie in Software-Applikationen geprüft und testiert werden.
Thinking about bidding on bonded jobs? Learn what surety bonds REALLY mean for your business. In this episode, Dominic Rubino interviews Matthew Snowden of The Mahoney Group, an experienced surety bond advisor. They cover what a bond actually guarantees, how to qualify, the risks of not being prepared, and how bonding can level up your business. Topics Covered:
Make sure and check out Pastor Cody's Easter message, "Jesus...Our Surety." As surety for you and I, Jesus paid the price by dying one death for all -- He was THE sacrifice for sin and literally exchanged places with us! This message will encourage and challenge you to walk FREE in what has been paid for for YOU!
A new MP3 sermon from Grace Bible Church is now available on SermonAudio with the following details: Title: Our Surety Could Not Be Stopped! Subtitle: What Does Surety Mean? Speaker: John Pittman Hey Broadcaster: Grace Bible Church Event: Sunday Service Date: 4/13/2025 Bible: Genesis 44:30-34; Matthew 26:51-54 Length: 36 min.
A new MP3 sermon from Grace Bible Church is now available on SermonAudio with the following details: Title: Christ Our Surety on the Cross Subtitle: What Does Surety Mean? Speaker: John Pittman Hey Broadcaster: Grace Bible Church Event: Sunday Service Date: 4/6/2025 Bible: Genesis 43:8-9; Hebrews 7:20-22 Length: 33 min.
Beverage tax surety bonds are essential instruments for businesses in the beverage industry to ensure compliance with state and federal tax regulations. This presentation will provide an in-depth understanding of beverage tax surety bonds, their purpose, and their significance in the industry. We will explore how these bonds function as a guarantee to state authorities that beverage producers, importers, and distributors will comply with tax obligations associated with alcoholic and non-alcoholic beverages.Viewers will learn how surety bonds act as a financial safety net, ensuring that if a company fails to meet its tax obligations, the bond will cover the debt, preventing the state from losing revenue.We will also address the bonding process, requirements, and potential costs associated with securing a beverage tax surety bond.This session is ideal for beverage manufacturers, distributors, importers, and business owners seeking clarity on how beverage tax surety bonds can support compliance and safeguard their operations.Kyle C. Rheiner is a Certified Insurance Counselor, Agency Principal and is the Food & Beverage Practice Leader at Arthur Hall Insurance in West Chester, PA. Kyle has over 25 years' experience in the hospitality industry along with actually brewing and distilling craft beverages. Since 2013, Kyle has become the trusted insurance advisor for over 150 craft beverage makers in the US. Kyle is also the Host of The Beer Mighty Things Podcast - a craft beverage business library with over 28,000 downloads including interviews with industry leaders throughout the world.Stay up to date with CBP: http://update.craftbeerprofessionals.orgJoin us in-person for CBP ConnectsHalf workshop, half networkingCharlotte, NC | June 9-11, 2025Register now: https://cbpconnects.com
Tshego Moagi was in conversation with Award Winning Financial Entrepreneur, International Speaker And Author Gerald Mwandiambira
Hebrews 6:9-20 April 6, 2026 preached by Pastor Doug Cooper Download Time of Reflection Quotations “If our hope is anchored in our own experience or efforts, we will never be settled.” ~ Rankin Wilbourne, contemporary pastor and author “Optimism hopes for the best without any guarantee of its arriving and is often no more than […]
Phil and Nick welcome a very entertaining guest to the podcast in Zak Surety, who has just had his best ever tournament run at the World Open. There's loads of good stuff here from Zak, including his early days on tour, friendship with Stuart Bingham, his recent maximum break and hopes for the future. There's all the rest of the snooker news too, including a number of players winning two year tour cards. We'll return next week with a review of the Players Championship in Telford and preview of the Tour Championship in Manchester. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this today's sermon, we explore Proverbs 6:1-5 and the dangerous financial trap of surety—cosigning debts and taking on financial risks for others. Like quicksand, surety seems harmless at first but quickly ensnares those who step into it. Solomon urgently warns against this foolish entanglement, urging immediate escape before the consequences become inescapable. We discuss what surety is, why it's a trap, and the biblical urgency of breaking free. Finally, we turn to Christ—the only true Surety—who bore our debt on the cross, setting us free from the ultimate bondage of sin and death.
Are you interested in enhancing your leadership skills and your networking opportunities in the surety industry? In this episode of Let's Get Surety®, we explore the NASBP's 5-15 Leadership Committee with guest and Vice Chair of the Committee, Mike Zahn of Moreton & Company. Learn how this dynamic program accelerates professional growth, builds powerful industry connections with peers and seasoned surety leaders, and provides exclusive mentorship opportunities. Don't miss this engaging discussion on how 5-15 Leadership Committee participation can take your career to the next level! Get more information about the 5-15 application/nominating process and don't forget to register for NASBP's 2025 Annual Meeting as mentioned during this episode! With special guest: Michael Zahn, Sales Executive, Moreton & Company Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!
AM Best Senior Industry Research Analyst Christopher Graham and Senior Financial Analyst Robert Valenta discuss a new Best's Market Segment Report that finds infrastructure projects lead the increase in public spending.
To kick off 2025, we are spotting ways in which the DNA of the faith one for all delivered to the saints (Jude 3) is mutated and changed.Title: Surely Nothing is SureScripture Reading: Psalm 25:4-5One of the mutations that poses as a more Christianly, humble, loving, attitude to have is this idea that nothing is sure. That somehow certainty, surety, and confidence are arrogant and uncertainty, questioning, and prevarication are more loving, more Christlike, more Christian. But this is reversal. David, in Psalm 25 shows us that, especially when we're in crisis, the surety of our faith is not only necessary, but more loving, more Christ-like, and more Christian.
Rancho Mesa's Alyssa Burley and Matt Gaynor, Director of Surety with Rancho Mesa talk about how we help contractors stay ahead of their surety needs.Show Notes: Subscribe to Rancho Mesa's NewsletterHost: Alyssa BurleyGuest: Matt GaynorEditor: Megan LockhartMusic: "Home" by JHS Pedals, “News Room News” by Spence© Copyright 2024. Rancho Mesa Insurance Services, Inc. All rights reserved.
Hebrews 6:13-20. The reason we can trust God is because of the certainty of His promises that he has guaranteed through Himself.
On this podcast episode, we're joined by Cullen Piske, President and, Michael Pitre, COO at Gray Surety. Cullen shares how ‘love' led him to joining the Gray Insurance Company and moving around their portfolio companies before 'finding' surety. Michael discusses his logistics and communications role in the US Marines, doing a Masters Business Degree at night, before joining Gray Surety in 2013. They discuss how Cullen's knowledge of surety and Michael's systems expertise have helped them streamline the business and eliminate non-value-adding steps. Cullen and Michael highlight their dual roles of managing an insurance company and a surety business, as well as profitability, underwriting performance, business operations and looking after their people. With just north of $70 million in gross written premiums and year-on-year double digit growth, they talk about their trajectory towards a $150 million per year surety, territorial expansion and adding the right people to the team. They emphasize how creating a killer culture is everything. “We're a tech forward company that can outmaneuver the competition since we have access and control of our data. We measure success by performance metrics rather than how long you sit at your desk a day”, says Cullen.Cullen and Michael highlight how finding the right people is the hardest part of their job, emphasizing their strong desire to find, attract and retain entrepreneurial leaders who like working together. “We want people to understand what they're walking into. The biggest thing on our end is retention. Hiring is one thing, but retaining is another, and we have a tremendous retention rate. We hire people to retire them.”Michael shares the characteristics that make Gray Surety such a great place to work, stressing the small company culture and the servant leadership philosophy. They discuss interview advice and the lessons their careers have taught them, they think everyone should learn. “Pursue endeavors that have a high penalty for failure and are outside your comfort zone, so that you can always have an exciting life”, says Michael. “Take risks. You'll have more fun”, says Cullen. Find out more about Gray Surety or connect with Cullen Piske and Michael Pitre on LinkedIn The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights. Or follow us on LinkedIn, Twitter or
Want to revisit some of the most popular moments from Let's Get Surety®? In this special episode, host Kat Shamapande counts down the top five most downloaded episodes from the past five years! From the significance of relationships in surety to innovations in e-signatures, these episodes have captivated listeners worldwide. Join us for clips, reflections, and a celebration of the evolving landscape of the surety industry. Don't miss this nostalgic trip down memory lane! Counting down from the 5th most downloaded to the most downloaded episode: 5. Episode #59: I'll Be There for You - The Importance of Relationships in Surety 4. Episode #1: A Look at NASBP's Be Guaranteed to Succeed Campaign and Surety Stories 3. Episode #84: Reinsurance: Understanding Its Importance to Surety* 2. Episode #30: E-Signature in Surety 1. Episode #90: Growing and Fostering Women's Surety Careers *Disclaimer from Andrew Grey: The views and opinions expressed here may include projections based on assumptions and forecasts and is intended for information purposes only. Nothing that I am about to say is intended to be legal, underwriting, financial or any other type of professional advice, and listeners are encouraged to consult with his or her own counsel or other advisors to verify the accuracy and completeness of any information used and to determine its applicability to the recipient's particular circumstances. See full disclaimer on the episode page. Hosted by: Kat Shamapande, Director, Professional Development, NASBP Sponsored by Old Republic!
Have you ever wondered what it takes to be a leader in the surety industry? NASBP is excited to continue the series of episodes exploring that question, titled “The Corner Office: Conversations with Surety Leaders.” In this episode, we are joined by Tim Mikolajewski, President at Liberty Mutual Surety. Tim shares his background and tips from his experiences for navigating a career in surety. Additionally, Tim speaks to opportunities and challenges in the surety industry both in the US and international surety markets. With special guest: Tim Mikolajewski, EVP Global Risk Solutions, President, Global Surety, Liberty Mutual Surety Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!
Large-scale projects require a comprehensive financing strategy. But various economic, regulatory, and political risks can impact their creditworthiness, complicating the process of securing the needed funding. A robust insurance program can provide coverage for potential setbacks and enhance the credit ratings of projects, potentially making them more appealing to investors and lenders. In this episode of Risk in Context, Marsh's Angela Duca, Vincent Moy, and Stephen Kay discuss some of the credit risks that could derail projects and the risk management actions and insurance solutions that can improve a project's creditworthiness. You can access a transcript of the episode here. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com
Psalm 119:113-128 (Alter)Andrew and Edwin discuss the third and final "replacement" word used in Psalm 119 to talk about the Word of God: Pledge/Surety/Guarantee.Read the written devo that goes along with this episode by clicking here. Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org. Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here. Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=20035The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/
In this episode of Let's Get Surety®, we explore the fascinating and sometimes unusual world of commercial surety bonds with our guests, Amy Pascalide of Markel, and Rosa Martinez-Genzon of Anderson, McPharlin & Conners LLP. Amy and Rosa share their insights and approaches to some of these unusual bonds. They discuss how unique bonds, such as nail salon, child custody, cigarette vending machine, lottery, brewer, and even geoduck bonds, come into play in various situations. Additionally, they highlight how consumer protection and compliance often drive the creation of these "weird bonds." With special guests: Amy Pascalide, Esq., Senior Court Counsel, Markel and Rosa Martinez-Genzon, Partner/Los Angeles, Anderson, McPharlin & Conners LLP Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!
Rancho Mesa's Alyssa Burley and Matt Gaynor, Director of Surety with Rancho Mesa talk about strategies to open capacity for a bond program. Show Notes: Subscribe to Rancho Mesa's Newsletter Host: Alyssa Burley Guest: Matt Gaynor Editor: Alyssa Burley Music: "Home" by JHS Pedals, “News Room News” by Spence © Copyright 2024. Rancho Mesa Insurance Services, Inc. All rights reserved.
In this episode of Let's Get Surety®, we are joined by Kristen Sharpe, a partner at Crowe, LLP, to discuss the growing influence of technology and AI in the surety industry. Sharpe shares her insights on how the industry is moving towards automation and digitization, particularly by focusing on routine tasks to enhance efficiency and adapt to a more digital future in the post-COVID era. She emphasizes the importance of systems integration and recognizing what works best for different organizations. The discussion also covers the changes in work patterns during the pandemic, the evolving future workforce that has become accustomed to having Generative AI at their fingertips, and their expectations from the industry. To hear more, check out these other tech-focused episodes. With special guest: Kristen Sharpe, CPA, Partner, Financial Services Consulting, Crowe, LLP Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic Surety!
“Thine eyes shall see the King in His beauty.” — Isaiah 33:17 The more you know about Christ the less will you be satisfied with superficial views of Him; and the more deeply you study His transactions in the eternal covenant, His engagements on your behalf as the eternal Surety, and the fulness of His […]
In this episode of Let's Get Surety®, we are joined by NASBP's Director, Government Relations (GR) Larry LeClair, NASBP's GR Committee Chair, Alan Starks of Christensen Group Insurance, and GR Committee Vice Chair, Matt Cocco of Smith Brothers Insurance to discuss the Federal Legislative Fly-In, which is co-hosted by NASBP and SFAA. The Legislative Fly-In offers opportunities for surety professionals, as voting constituents, to discuss the importance of the surety product with their elected officials and/or their staff. These interactions not only boost understanding of the surety product but also demonstrate the industry's crucial role in the economy and job creation. We also discuss the many benefits of attending the Fly-In beyond advocating for the surety industry, such as great networking with other surety colleagues, educational programming, and even opportunities for sightseeing! Find out more about the upcoming Federal Legislative Fly-In and register to attend! Also, be sure to check out the Let's Get Surety Episode "Talking With Your Elected Officials About the Importance of the Surety Product!" With special guests: Larry LeClair, Director, Government Relations, NASBP, Alan Starks, Senior Vice President - Surety, Christensen Group Insurance, and Matt Cocco, Surety Risk Advisor, Partner, Smith Brothers Insurance Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic Surety!
In this case, the court considered this issue: Does 18 U-S-C § 922(g)(8), which prohibits the possession of firearms by persons subject to domestic-violence restraining orders, violate the Second Amendment? The case was decided on June 21, 2024. The Supreme Court held that when an individual has been found by a court to pose a credible threat to the physical safety of another, that individual may be temporarily disarmed consistent with the Second Amendment. Chief Justice John Roberts authored the 8-1 majority opinion of the Court. The Second Amendment right to keep and bear arms is fundamental but not unlimited. When examining a challenged regulation, the Court considers whether it is consistent with historical principles, not necessarily identical to historical laws. The key factors are why and how the regulation burdens the right. Section 922(g)(8) fits within this tradition. Historically, two legal regimes addressed firearms violence: surety laws and “going armed” laws. Surety laws allowed magistrates to require bonds from individuals suspected of future misbehavior, including firearm misuse. “Going armed” laws prohibited carrying weapons in a way that terrified the public. Both regimes targeted individuals who posed threats to others' safety. Section 922(g)(8) is relevantly similar to these historical laws. It applies to individuals found by a court to threaten others' physical safety, just as the historical laws did. The burden it imposes—temporary disarmament based on a judicial finding—is also consistent with historical practice. While not identical to historical laws, Section 922(g)(8) aligns with the principles underlying the Second Amendment and historical firearm regulations aimed at preventing violence. Justice Sonia Sotomayor authored a concurring opinion, in which Justice Elena Kagan joined, opining that the Court correctly applied its decision in Bruen, but she continues to believe that Bruen was incorrectly decided. Justice Neil Gorsuch authored a concurring opinion, emphasizing that while Section 922(g)(8) can be constitutional in some applications, the Court's ruling is narrow and leaves open many questions about the law's constitutionality in other specific circumstances. Justice Brett Kavanaugh authored a concurring opinion to review the proper roles of text, history, and precedent in constitutional interpretation. Justice Ketanji Brown Jackson authored a concurring opinion, noting that two years' after Bruen, it is now clear that the unclear legal standard established in Bruen is difficult for lower courts to apply. Justice Amy Coney Barrett authored a concurring opinion, acknowledging lower courts' struggle to apply Bruen but pointing out that in this case, the Court settles on just the right level of generality Justice Clarence Thomas authored a dissenting opinion, arguing that not a single historical regulation justifies the statute at issue. The opinion is presented here in its entirety, but with citations omitted. If you appreciate this episode, please subscribe. Thank you. --- Support this podcast: https://podcasters.spotify.com/pod/show/scotus-opinions/support
In this episode of the X+1 Podcast, host Luke Metzler continues the "Pursuing Wisdom in Proverbs" series with a focus on Proverbs 6. Discover Solomon's warnings against becoming surety, the dangers of laziness, and the consequences of wickedness. Luke unpacks how these timeless truths apply to our lives today, offering practical insights on diligence, spiritual growth, and avoiding life's common traps. Join in as we explore how God's wisdom in Proverbs calls us to live with purpose and integrity. For more resources, go to xplusone.org
Andy Roberts, Rancho Mesa's Account Executive for the Surety Department is joined by Miggs Borromeo, Commercial Surety Underwriter for Merchants Bonding, to discuss the current climate of the commercial surety world in Southern California. Show Notes: Subscribe to Rancho Mesa's Newsletter. www.MerchantsBonding.com Host: Andy Roberts Guests: Miggs Borromeo Producer/Editor: Megan Lockhart Music: “Hiking” by Silent Partner, "Home" by JHS Pedals, “News Room News” by Spence © Copyright 2024. Rancho Mesa Insurance Services, Inc. All rights reserved.
In this episode, Craig Jeffery and Jack Rosenberg discuss surety for treasurers, highlighting its difference from insurance and its key use cases. They cover the challenges surety helps solve, its evolution, and why it's more relevant for treasurers today. The conversation also touches on practical examples and its growing importance in various sectors. Listen in to learn more. Learn more about Rosenberg & Parker at https://suretybond.com/
In today's episode, we'll hear from Jack Rosenberg of Rosenberg & Parker on surety bonds. What are they, and are they like insurance? Who are the involved parties, and what are the most common use cases? Tune in to find out. Learn more about Rosenberg & Parker at https://suretybond.com/
In this episode of Let's Get Surety®, we discuss the ongoing changes in Canada's importing process with Sheila Thompson of Rosenberg & Parker of Canada and Cristina Hagivreta, Surety Manager at Trisura Guarantee Insurance Company. They delve into the new Canada Border Service Agency Assessment and Revenue Management System (CARM), a timely initiative that shifts Canada from a process focused on customs broker bonds to importer bonds. Our guests also discuss the implementation process of CARM, covering its electronic nuances and practical adjustments required by importers and surety companies as the changes are set to go into place on October 21, 2024. For more information and to stay up-to-date on these dynamic changes check out the Canada Border Service Agency's CARM resource page. With special guests: Sheila Thompson, President, Rosenberg & Parker of Canada, Inc. and Cristina Hagivreta, Manager, Surety, Trisura Guarantee Insurance Company Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by EMC Bond!