Podcasts about financial pitfalls

BREAK FREE From Financial Stress with 7 Life Changing Principles!| Ralph Estep Jr.In this episode of the Victory Walk podcast, host NaRon Tillman and guest Ralph discuss the practical and spiritual principles needed to escape the paycheck-to-paycheck cycle. Drawing insights from over 30 years of accounting and consulting experience, Ralph emphasizes the importance of seeking God's wisdom, working diligently, living below your means, avoiding debt, saving consistently, giving generously, and practicing contentment. This episode aims to provide listeners with actionable steps and biblical wisdom to achieve financial liberation and live a blessed life.Time Line00:00 Introduction: The Path Forward 00:30 Welcome to the Walk in Victory Podcast 01:31 Current Events and Historical Context 04:13 Guest Introduction: Ralph's Financial Journey 04:23 Seven Biblical Principles to Escape Paycheck to Paycheck 09:19 The Importance of Hard Work and Consistency 11:39 Self-Assessment and Financial Roadmap 15:17 Living Below Your Means 18:02 Avoiding Debt and Financial Pitfalls 20:36 Understanding Financial Contracts 21:26 The Importance of Consistent Saving 22:49 The Power of Generosity 26:48 Finding Contentment 31:17 Honesty in Financial Dealings 36:32 Final Thoughts and EncouragementBecome a supporter of this podcast: https://www.spreaker.com/podcast/walk-in-victory--4078479/support.

In this episode of Divorce Explored, brought to you by We Chat Divorce, hosts Karen Chellew and Catherine Shanahan take a deep dive into the financial complexities of dividing assets during divorce. Inspired by the Morgan Stanley article, "6 Financial Mistakes to Avoid," they explore the common pitfalls that can derail financial stability and provide actionable insights to help listeners navigate asset division with clarity and confidence. From delayed financial planning to overlooking future expenses, this episode unpacks real-world scenarios, offers expert advice, and underscores the importance of building a trusted divorce team. Whether you're preparing for mediation, tackling financial negotiations, or simply seeking to avoid costly mistakes, this episode is packed with practical strategies to support your journey. Key Takeaways Plan Ahead, Strategically: Learn why delaying financial planning until after your settlement is finalized can protect you from making emotionally driven decisions. Avoid Emotional Agreements: Understand the importance of analyzing the financial impact of your settlement to ensure long-term stability. Account for Future Costs: Discover often-overlooked expenses, from tax liabilities to QDROs, and how to incorporate them into your plan. Be Cautious with Asset Division: Learn how prematurely dividing assets can lead to unintended financial consequences. Update Your Beneficiaries: Ensure your estate plan reflects your new reality while being mindful of state laws and timing. Assemble Your Divorce Team: Build a team that works solely for you, offering personalized guidance to protect your financial future. Resources Mentioned Morgan Stanley's article: 6 Financial Mistakes to Avoid https://www.morganstanley.com/articles/divorce-financial-planning-guide  Learn more about the Divorce Financial Portrait™ https://mydivorcesolution.com Disclaimer: The information provided in this podcast is for educational and informational purposes only and should not be considered financial or legal advice. Please consult with professionals in the relevant fields for personalized guidance. The WeChat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Catherine Shanahan, Karen Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work. WCD should not be used in any legal capacity whatsoever. Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD. Unless specifically stated otherwise, Catherine Shanahan and Karen Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew. WCD, CATHERINE SHANAHAN, AND KAREN CHELLEW EXPRESSLY DISCLAIM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. If you would like to obtain a typed transcript of this podcast episode, please email us at hello@mydivorcesolution.com. Please be sure to include the episode name in the transcript email request. Thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Faces of Business, Nolan Bradbury, Principal at Bradfield Accounting & Advisory, shares critical insights into the financial pitfalls that entrepreneurs often face and how to navigate them effectively. Nolan is the Principal at Bradfield Accounting & Advisory. As a seasoned financial expert with over two decades of experience, he has a deep understanding of the financial challenges that can impact business growth. Nolan has spent his career helping business owners align their financial strategies with their long-term goals.   Check out the Blog post here: Key Financial Pitfalls Entrepreneurs Should Know   Thanks for taking the time to listen today.   Find Damon Pistulka on LinkedIn talking about life & building businesses you can sell or succeed.    On Twitter as @dpistulka with inspiration and sharing thoughts.    Find out more about Damon when he's not working.  @damonpistulka on Instagram, or Damon Pistulka on Facebook.      More information on building businesses you can sell or succeed and the Exit Your Way method on our website   View our blog page for this episode here.   Email us for more information info@exityourway.com

Avoiding Common Financial Pitfalls in Private Therapy PracticeIn this episode of 'Therapy for Your Money', host Julie Herres shares insights into common financial mistakes made by private therapy practice owners. As an experienced accountant and owner of Green Oak Accounting, Julie emphasizes the importance of foresight in business planning, preparing for entrepreneurship's financial and operational intricacies, and properly accounting for taxes. The episode highlights the necessity of focusing on profit without guilt, advising on setting the right structures from the start, such as forming a legal entity like an LLC, and recognizing business costs that reduce the perception of a full income from fees. Julie also introduces her new course, 'Money for Therapists Practice Startup', to provide essential financial knowledge for new therapy practice owners.Episode Highlights00:00 Welcome to Therapy for Your Money00:48 Common Financial Mistakes in Private Practice01:17 Mistake #1: Short-Term Thinking04:12 Mistake #2: Underestimating Startup Effort07:11 Mistake #3: Misunderstanding Fee Retention09:08 Mistake #4: Ignoring Taxes11:02 Mistake #5: Feeling Guilty About Profit13:45 Introducing the Money for Therapists Practice Startup Course16:23 Conclusion and DisclaimerLinks and ResourcesMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/AcademyPodcast Production and Show Notes by Course Creation Studio

In this episode of Financial Safari, Coach Pete and his guests discuss the importance of proper retirement planning and the strategies needed to ensure financial security in retirement. They explore the concept of financial life preservers, the role of a financial coach, and how to identify quality financial advisors. The conversation also covers the advance and protect strategy, the pitfalls of high yield savings accounts, and the differences between various retirement income strategies. In this conversation, Coach Pete DeRuda discusses various strategies for effective retirement planning, emphasizing the importance of high yield savings accounts, guaranteed income, and comprehensive financial reviews. He addresses common concerns about retirement, such as social security benefits and the need for a spend and leave plan. The discussion highlights the significance of eliminating worries and ensuring peace of mind for a comfortable retirement.See omnystudio.com/listener for privacy information.

Description: In this insightful episode of Money Matters, host Chris Hensley sits down with financial experts and co-authors Alexandra Armstrong and Mary Donahue to discuss their book On Your Own: A Widow's Guide to Emotional and Financial Well-Being.  Together, they share critical advice on how widows can navigate their financial futures while coping with loss. Learn about common mistakes new widows make, including rushing into irrevocable decisions, and discover practical tips for leveraging support networks. Whether you're facing these challenges or preparing for future financial security, this episode offers heartfelt, actionable guidance. Topics Covered: Emotional and financial challenges for widows Key financial mistakes to avoid after losing a spouse How to rebuild your life with sound financial planning The evolving landscape of widowhood and grief management Personal experiences shared by the authors Don't miss: The latest insights from the sixth edition of On Your Own, now featuring updated financial planning strategies and new technologies to help manage your money in challenging times.  #WidowsGuide #MoneyMatters #Podcast #PersonalFinance

Welcome to Couples Inc! On Episode 17, we talked about leadership styles; on this episode, we talk about the four working styles--which one is yours? We visit with Wright Accounting Group owners Brian and Kitrina Wright about some financial pitfalls that couplepreneurs make and how to avoid them. We wrap up the episode with a visit to the Couples Inc. Watercooler to try out that wacky Talking Points card game. We're glad you're here! Talking Points cards available here The Four Working Styles article here

In this episode of the Dietitian Boss podcast, Libby Rothschild, founder of Dietitian Boss and registered dietitian, breaks down the top financial mistakes dietitians make when running a private practice. Whether you're just starting or already managing your practice, Libby shares key insights to help you avoid financial stress and achieve long-term success. From budgeting to tracking income and categorizing expenses, Libby provides actionable tips to help dietitians set up their practice for financial health and sustainability. What you'll learn from this episode: Create a Budget: Make sure to outline your income and expenses to avoid cash flow problems. I share simple tools like spreadsheets and software options to help you track your finances. Track Your Metrics: Consistently monitor your income and profit margins to stay informed about your financial health. I'll walk you through the key metrics you need to keep an eye on. Categorize Your Expenses: Whether it's digital investments, office supplies, or overhead, properly categorizing your spending is essential for staying on top of your budget. Monthly Review: Set a date with yourself each month to review your budget and adjust as needed. It's a great habit for tracking progress and ensuring financial stability. Connect with Libby: Instagram: @libbyrothschild | @dietitianboss YouTube: Dietitian Boss Are you ready to get support? Team Dietitian Boss offers support to help you start, grow and scale your private practice. Book a call to learn more about what options we offer to help you based on your stage of business. Discover the seamless experience of Practice Better through our referral link! Join us on a journey of enhanced wellness and efficiency. Start here! Join our membership The Library HERE Are You Maximizing Your Marketing? Take the Quiz to Find Out and Unlock Your Full Potential as a Dietitian! Want to hear client success stories? Review here.

Episode Title: Financing Your Flight Training: Managing Costs and Avoiding Financial Pitfalls Episode Description: In this solo episode of Fly the Transition, Jim addresses the fear of financial instability and the significant costs associated with flight training and a midlife career change into aviation. Learn practical strategies for budgeting, saving, and financing your aviation journey while managing the psychological impact of financial uncertainty. Key Topics Covered: Understanding the costs of flight training Creating a financial plan that works for you Managing the emotional side of financial stress Encouragement and strategies for staying motivated Join our Community:If you enjoy Fly the Transition and want to continue the conversation, consider joining our Discord community. To request an invite, simply reach out to Jim by email or social media. Social Media Handles: Website: ⁠⁠www.flyingmidwest.com⁠⁠ Facebook: ⁠⁠⁠https://www.facebook.com/flythetranstion⁠⁠⁠ Jim on Instagram: ⁠@flymidwestjim⁠ Email: ⁠Flythetransition@gmail.com⁠ Sponsor Information:Support our sponsors and affiliates who help make this podcast possible! Affiliate Links: Lightspeed Headsets: ⁠⁠⁠https://www.lightspeedaviation.com/?campaign=flyingmidwest23&ref=101⁠⁠⁠ Flying Eyes Sunglasses: ⁠⁠⁠https://flyingeyesoptics.com/?ref=Flyingmidwest23⁠⁠ Use code Flyingmidwest10 for 10% off your purchase Fly the Transition Merch: ⁠⁠⁠flyingmidwest.com/merch⁠⁠⁠ Contact Information: Do you have questions or comments about the show? Do you have an idea for a future episode? Do you want to be a guest on the podcast? Reach out at flythetransition@gmail.com or connect with Jim through social media or the website.

Send us a Text Message.In this episode of The Last Honest Realtor podcast, host David Fleming takes a critical look at the dramatic downturn in Toronto's preconstruction condominium market. With over 72,000 real estate agents in the city, the chatter is constant, but few provide the honest, behind-the-scenes insights that David offers. He explains why preconstruction condo sales are plummeting and explores what this means for investors and homebuyers in Toronto.David breaks down the critical differences between resale and preconstruction condos, arguing why now might be the perfect time to invest in resale properties. He also delves into the factors driving the market downturn, including escalating development costs, rising taxes, and the financial risks associated with preconstruction investments.Throughout the episode, David blends industry expertise with his trademark candor, offering listeners a realistic perspective on one of the most chaotic real estate markets in the world. Whether you're an investor, a potential homebuyer, or simply interested in the intricacies of Toronto's property scene, this episode provides valuable insights that you won't find anywhere else.In This Episode:Why preconstruction condo sales are tankingThe critical distinction between resale and preconstruction propertiesThe impact of development costs, taxes, and market conditions on pricingDavid's personal experience with buying an investment condo in today's marketPractical advice for navigating Toronto's challenging real estate environmentTimestamps:00:00 - Introduction01:00 - The Reality of Toronto's Preconstruction Condo Market07:00 - Resale vs. Preconstruction: What You Need to Know15:00 - The Financial Pitfalls of Preconstruction Investments24:00 - David's Own Investment Decision35:00 - Navigating the Current Market: Tips and InsightsDon't Miss:David's breakdown of why preconstruction investments may no longer be viableInsight into the true costs of developing new condos in TorontoA deep dive into how taxes are influencing the market downturnSubscribe to The Last Honest Realtor on YouTube or your preferred podcast platform. Be sure to like, comment, and share your thoughts on this episode!Support the Show.Subscribe and Follow:Toronto Realty Group WebsiteToronto Realty Group YouTubeToronto Realty Blog InstagramToronto Realty Blog TwitterToronto Realty Blog Facebook

In this episode of The Adoption Roadmap, Rebecca interviews Matt Joyner, an expert in financial planning for adoptive families. Matt shares his personal adoption journey and provides valuable insights on how to financially prepare for adoption. He discusses both the emotional and economic aspects, common financial challenges, and strategies for balancing immediate adoption costs with long-term goals. Matt explains the adoption tax credit, including eligibility, income limitations, and the application process, as well as employer and military benefits available to adoptive families. Rebecca and Matt's conversation concludes with insights on the importance of early financial planning and self-awareness in the adoption journey. Important Links mentioned in Today's Episode Matt's Adoption Finance Planning Guide  Matt's Financial Planning Firm Dave Thomas Foundation Planswell - Retirement Planning Software Man's Search for Meaning - Victor Frankl ⁠⁠RG Adoption Consulting⁠⁠⁠  ⁠⁠⁠The Adoption Roadmap⁠ Your Adoption Finance Coach  Chapters 4:20 Personal Experience with Adoption  9:35 Financial Challenges and Preparation for Adoption  20:07 Financial Pitfalls to Avoid: Dipping into Retirement Savings and Inadequate Emergency Funds 23:16 Alternative Funding Options 28:51 Balancing Adoption Costs and Long-Term Financial Goals 29:40 Understanding the Adoption Tax Credit and Employee Benefits 37:45 The Importance of Early Financial Planning 39:45 Employer and Military Benefits for Adoptive Families  40:41 Raising, Saving, and Borrowing Money for Adoption 42:08 The Importance of Remembering the Purpose of Adoption Episode Disclaimer This recording is limited to the dissemination of general information pertaining to adoption planning. Nothing presented within constitutes specific investment advice, tax or accounting advice, legal insurance or regulatory advice, or an offer to sell or solicitation of an offer to buy any security.  While reasonable efforts were used to obtain information from sources believed to be reliable, Fortis Capital Advisors LLC makes no representation that the information or opinions contained in these materials are accurate, reliable, or complete. All information and opinions contained in this presentation are subject to change without notice. Investment advice is offered through Fortis Capital Advisors LLC, 7301 Mission Road, Suite 326. Prairie Village, Kansas 66208. Fortis Capital Advisors LLC is an investment advisor registered with the Securities and Exchange Commission, SEC. Additional information about Fortis Capital Advisors LLC is available on the SEC's website at www .advisorinfo .sec .gov. Fortis Capital Advisors LLC mainly provides investment advice, to individual investors and businesses.  Tune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review!  THANK YOU!

Avoiding Financial Pitfalls: Tax Tips from Hubert Johnson Karen Nowicki, host of Phoenix Business Radio, welcomed Hubert Johnson from Guardian Tax Law, discussing his journey from aspiring history teacher to tax attorney and his commitment to providing better customer service since founding his firm in 2018. Hubert emphasized the importance of correct guidance, whether clients […] The post Avoiding Financial Pitfalls: Tax Tips from Hubert Johnson appeared first on Business RadioX ®.

In this episode of Financial Safari, Coach Pete and his guests discuss the essential elements of financial planning, focusing on retirement income strategies, investment risks, and the importance of asking the right questions before making financial decisions. They emphasize the need for a comprehensive retirement plan that includes income protection and strategies to avoid bad money habits. In this conversation, the speakers discuss the importance of financial advisors, the historical context of retirement planning, the risks associated with investments, and the necessity of a comprehensive retirement plan. They emphasize the need for risk assessment and the creation of a financial fill-up strategy to ensure a secure retirement. The discussion also includes a cautionary tale about Nicolas Cage's financial missteps, highlighting the importance of sound financial management.See omnystudio.com/listener for privacy information.

In this episode of The Adoption Roadmap,Rebecca interviews Matt Joyner, an expert in financial planning for adoptive families. Matt shares his personal adoption journey and provides valuable insights on how to financially prepare for adoption. He discusses both the emotional and economic aspects, common financial challenges, and strategies for balancing immediate adoption costs with long-term goals. Matt explains the adoption tax credit, including eligibility, income limitations, and the application process, as well as employer and military benefits available to adoptive families. Rebecca and Matt's conversation concludes with insights on the importance of early financial planning and self-awareness in the adoption journey. Important Links mentioned in Today's Episode Matt's Adoption Finance Planning Guide  Matt's Financial Planning Firm Planswell - Retirement Planning Software  ⁠⁠RG Adoption Consulting⁠⁠⁠  ⁠⁠⁠The Adoption Roadmap⁠ Your Adoption Finance Coach  Chapters 4:20 Personal Experience with Adoption  9:35 Financial Challenges and Preparation for Adoption  20:07 Financial Pitfalls to Avoid: Dipping into Retirement Savings and Inadequate Emergency Funds 23:16 Alternative Funding Options 28:51 Balancing Adoption Costs and Long-Term Financial Goals 29:40 Understanding the Adoption Tax Credit and Employee Benefits 36:56 Employer and Military Benefits for Adoptive Families  46:03 The Importance of Early Financial Planning 47:13 Raising, Saving, and Borrowing Money for Adoption 49:09 The Importance of Remembering the Purpose of Adoption Episode Disclaimer This recording is limited to the dissemination of general information pertaining to adoption planning. Nothing presented within constitutes specific investment advice, tax or accounting advice, legal insurance or regulatory advice, or an offer to sell or solicitation of an offer to buy any security.  While reasonable efforts were used to obtain information from sources believed to be reliable, Fortis Capital Advisors LLC makes no representation that the information or opinions contained in these materials are accurate, reliable, or complete. All information and opinions contained in this presentation are subject to change without notice. Investment advice is offered through Fortis Capital Advisors LLC, 7301 Mission Road, Suite 326. Prairie Village, Kansas 66208. Fortis Capital Advisors LLC is an investment advisor registered with the Securities and Exchange Commission, SEC. Additional information about Fortis Capital Advisors LLC is available on the SEC's website at www .advisorinfo .sec .gov. Fortis Capital Advisors LLC mainly provides investment advice, to individual investors and businesses.  Tune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review!  THANK YOU!

In this episode of The Adoption Roadmap,Rebecca interviews Matt Joyner, an expert in financial planning for adoptive families. Matt shares his personal adoption journey and provides valuable insights on how to financially prepare for adoption. He discusses both the emotional and economic aspects, common financial challenges, and strategies for balancing immediate adoption costs with long-term goals. Matt explains the adoption tax credit, including eligibility, income limitations, and the application process, as well as employer and military benefits available to adoptive families. Rebecca and Matt's conversation concludes with insights on the importance of early financial planning and self-awareness in the adoption journey. Important Links mentioned in Today's Episode Matt's Adoption Finance Planning Guide  Matt's Financial Planning Firm Planswell - Retirement Planning Software  ⁠⁠RG Adoption Consulting⁠⁠⁠  ⁠⁠⁠The Adoption Roadmap⁠ Your Adoption Finance Coach  Chapters 4:20 Personal Experience with Adoption  9:35 Financial Challenges and Preparation for Adoption  20:07 Financial Pitfalls to Avoid: Dipping into Retirement Savings and Inadequate Emergency Funds 23:16 Alternative Funding Options 28:51 Balancing Adoption Costs and Long-Term Financial Goals 29:40 Understanding the Adoption Tax Credit and Employee Benefits 36:56 Employer and Military Benefits for Adoptive Families  46:03 The Importance of Early Financial Planning 47:13 Raising, Saving, and Borrowing Money for Adoption 49:09 The Importance of Remembering the Purpose of Adoption Episode Disclaimer This recording is limited to the dissemination of general information pertaining to adoption planning. Nothing presented within constitutes specific investment advice, tax or accounting advice, legal insurance or regulatory advice, or an offer to sell or solicitation of an offer to buy any security.  While reasonable efforts were used to obtain information from sources believed to be reliable, Fortis Capital Advisors LLC makes no representation that the information or opinions contained in these materials are accurate, reliable, or complete. All information and opinions contained in this presentation are subject to change without notice. Investment advice is offered through Fortis Capital Advisors LLC, 7301 Mission Road, Suite 326. Prairie Village, Kansas 66208. Fortis Capital Advisors LLC is an investment advisor registered with the Securities and Exchange Commission, SEC. Additional information about Fortis Capital Advisors LLC is available on the SEC's website at www .advisorinfo .sec .gov. Fortis Capital Advisors LLC mainly provides investment advice, to individual investors and businesses.  Tune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review!  THANK YOU!

Diana sent in a candid voice text, highlighting her financial decisions following a divorce, including getting involved in an MLM. Erin discusses the often-overlooked financial burdens women face when leaving relationships and provides advice on handling investments with multi-level marketing financial companies. She emphasizes the importance of financial literacy and making informed decisions to avoid recurring financial pitfalls. PS - Erin will always want you to have revenge sex.    Listen to this episode for advice on finding a financial planner: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000617692897  Check out Chrissy's episode "Chrissy Is Debt-Free!" here: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000443620302    _______________________________  

Danni is a seasoned financial journalist with over 19 years of experience at the BBC, where she presented and reported business news for various programs. She most recently hosted Radio 5 Live's "Wake Up to Money." Now at AJ Bell, she provides expert analysis and commentary on financial markets, economics, and personal finance.Find more information and resources here: http://saradavison.com/Follow me on social media►Instagram: https://www.instagram.com/saradavisondivorcecoach/Facebook: https://www.facebook.com/SaraDavisonDivorceCoachTwitter: https://twitter.com/SDDivorceCoachLinkedIn: https://www.linkedin.com/in/sara-davison-742b453/

Ever been curious about the hidden costs of joining an MLM? Discover the raw truths about multi-level marketing schemes with our special guest, Dani Leigh, a seasoned digital nomad and the insightful voice behind Travelling Jezebel and Not Your Boss Babe (which she built and developed and recently sold - aka a real digital business!) Dani takes us on her personal journey from globetrotting volunteer to uncovering the predatory practices of network marketers that target individuals seeking remote work opportunities. This episode peels back the layers to reveal how these schemes have surged, especially during the pandemic, trapping many in financial and emotional turmoil.Our conversation exposes the realities behind the glossy façade of MLMs, focusing on their recruitment-heavy models and overpriced products. Dani and I dive into manipulative marketing strategies, like the guilt-inducing "women supporting women" narrative, and the deceptive income disclosures that lure people into these traps. Hear real-life stories of how MLMs infiltrate communities, from expats to military families, and exploit vulnerabilities with empty promises of financial freedom and flexible work. Together, we highlight why these schemes are nothing more than modern-day scams and offer advice on how to recognize and avoid them.We wrap up with a deep dive into the nuances of running a successful online business. Dani shares her own experiences in diversifying income streams through affiliate marketing, website ads, and new ventures like Instagram and organizing group trips. This episode is packed with practical tips and valuable resources to help you navigate the ever-changing digital landscape while steering clear of unreliable business models like MLMs. Whether you're a seasoned digital nomad or just starting your remote work journey, this episode offers essential insights to protect and empower you.Connect with Dani on here - https://www.instagram.com/travellingjezebel/ (Iand check out her delicious blog https://travellingjezebel.com/, to see what a REAL remote business looks like

Send us a Text Message.Could your serviced accommodation business be unknowingly hurtling towards financial pitfalls? In this episode, I, Mark Fitzgerald, reveal the critical mistakes that many entrepreneurs make when establishing their operations, focusing particularly on the often-overlooked mortgage restrictions. Learn how to ensure your business is legitimate and avoid costly breaches by navigating these challenges with the help of an independent mortgage broker. We also dive deep into strategies for effective communication with landlords, ensuring their mortgage terms are understood and respected without causing unnecessary alarm.Running a serviced accommodation business isn't just about having a property; it's about creating an experience. Discover how to attract the right guests by identifying your target clientele and tailoring your marketing efforts accordingly. We'll explore the importance of building efficient systems to streamline your operations, so you can focus on what really matters—securing more deals and delivering exceptional guest experiences. From maintaining a proactive approach to guest satisfaction to leveraging valuable resources and training, this episode equips you with the tools to optimize your business and stay ahead of potential issues.VALUABLE RESOURCES: Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property. https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community. Attend your first property investors network (pin) Meeting for free by using the voucher code “Mark31” CONNECT WITH ME: Facebook: https://www.facebook.com/mark.fitzgerald.7921Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQThreads: https://www.threads.net/@markfitzgeraldentrepreneur http://www.thepropertyunleashed.com

Navigating the vast ocean of more than 1500 mutual fund schemes is no easy task, and it's certainly not everyone's cup of tea. That's why many turn to investment advisors for guidance. However, choosing the right advisor is crucial because a bad investment advisor can lead to disastrous financial consequences. In this episode, we'll delve into the telltale signs of a bad investment advisor. How do you spot one? What red flags should you be aware of? And most importantly, how can you protect your hard-earned money from falling into the wrong hands? Joining us today is Radhika Makker, Senior Producer at HT Smartcast. Together they will discuss key warning signs, common pitfalls, and practical tips to ensure your advisor is working in your best interest.

You work hard for your money so it's very critical that you educate yourself about financial scams and pitfalls that might impact your financial well-being. We'll be providing tips on how to spot and avoid common scams that can derail your retirement plans or empty your coffers if you're not careful!

In today's episode of Financial Matters we continue to discuss the hard truth about making money wisely and avoiding financial pitfalls. Following last week's deep dive into financial scams, where we emphasized the hard truths about wealth building—that it involves significant risk and there are no real shortcuts—we're shifting gears to explore a real-world success story. Joining us is a friend of the show, Thapelo Tsiu, a seasoned financial educator and founder of Ride2Keep Rentals. Thapelo has transitioned from managing a side hustle to becoming a full-time entrepreneur, utilizing a rent-to-buy model to empower delivery bikers. He'll share invaluable insights on his entrepreneurial journey. Don't miss this inspiring discussion that could light the path for your own side hustle!See omnystudio.com/listener for privacy information.

Avoiding some common financial pitfalls can help with both cashflow and fundraising. About AVL Growth PartnersAVL Growth Partners, founded in 2009, is the leading fractional Finance and Accounting firm supporting organizations in pivoting from growth to scale. AVL brings an experienced team of CFOs, Controllers, and Accountants to your organization, delivering transparent, strategic actions for short and long-term success. Transform your financial approach affordably with AVL, supporting companies coast to coast - get to know AVL Growth Partners at avlgrowth.com. (Sponsored)About SpringTime VenturesSpringTime Ventures seeds high-growth startups in healthcare, fintech & insurtech, and logistics & supply chain. We look for founders with domain expertise, forging a path with a truly transformative technology. We only invest in software-based businesses in the USA. We bring a people-focused approach, work quickly, and reach conviction independently. Our initial check size is $600k. You can learn more about us and our approach.     

Financial Trends to be Aware Of, Financial Pitfalls to Avoid, CFP and CPCC Stephanie Richman of EP Wealth on Retirement Roadblocks

Financial Trends to be Aware Of, Financial Pitfalls to Avoid, CFP and CPCC Stephanie Richman of EP Wealth on Retirement RoadblocksSee omnystudio.com/listener for privacy information.

Check out our latest podcast episode, dedicated to financial issues that affect seniors. In the face of increasing life expectancy, it's crucial to adapt financial and budgeting strategies to cope with declining retirement income and rising health-related costs. Listen to our advice on how to protect your loved ones and their assets during their golden years.Website : https://ia.ca/economic-publications/podcasts

Wes Rowlands is a recognized and successful author, businessman, speaker and entrepreneur.  He shares his story of being raised by a single mother and the great gifts she gave to him as a single, lower income parent. Wes gives insight on how to create a path to avoid "wealth killers" while also making good decisions that help one to move forward financially. 

Join us as we dissect common financial missteps – from inadequate savings to the fear of spending. Dive into the intricacies of tax deferrals, optimize Social Security, and learn practical strategies for a smoother financial journey. Subscribe for concise insights into money matters. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.

Managing personal finances can often take a back seat to a doctor's demanding schedules. However, overlooking key financial decisions in the early stages of a medical career can lead to long-term setbacks. Today we're discussing common financial mistakes made by young doctors and offer strategies to avoid them.

Practical wisdom for averting financial entanglements and sudden ruin.

Pajak has heard a lot of bad advice over the years when it comes to small businesses' financials. In today's episode, we'll explore the worst financial advice for small businesses and provide real-life examples to illustrate the consequences of following bad advice.  Comments and Questions are welcome.  Send to ProfitswithPajak@gmail.com Episode Links: LCRSUMMIT.COM Masterclasses that will transform your business. Want to go deep into your numbers to maximize your profits?  Sign up for the Budgets, Breakevens, and Bottom Lines™ Workshop at www.JohnPajak.com Yardbook Training Workshops can streamline your business and make you more money. Click to sign up now. Connect with Mr. Producer on Instagram Show Partners: Simplify your business and be more profitable.  Please visit www.Yardbook.com Click here to upgrade your Yardbook account to a Premium Plan and get 30 days FREE with promo code PAJAK

Hey there, Wallet Warriors!

Welcome to the Wealth With Purpose Podcast. In this episode, Alex Cook, founder of Wealth With Purpose together with Ross of 96threeFM talks about The Investment Sins. To learn more about what the Bible says about money, wealth, and business, visit www.wealthwithpurpose.comSupport the show: https://www.christianwealth.comSee omnystudio.com/listener for privacy information.

As a CISO, could you be hemorrhaging cash without even knowing? Tune in to our discussion with Eric Olden, CEO of Strata, as we cast a spotlight on the potential costs of not tightening your cybersecurity, especially during cloud migration. We expose the financial pitfalls of operating outdated software, managing infrastructure, and rewriting applications. Plus, we offer you a secret weapon - identity orchestration, a smart solution that can save you money and elevate your security.Seize this chance to explore a realistic method to measure the cost of neglecting your cybersecurity and discover how you can strategize for expenses related to cloud transition. Benefit from Eric's insights about the power of third-party research in generating a Total Economic Impact report for informed strategic decisions. Be ready for a paradigm shift as we tackle the issue of demonstrating ROI and fostering customer adoption of identity orchestration. This episode promises to shake up your understanding of cloud security and identity orchestration, inspiring fresh strategies for a safer, more cost-effective businessHost: Josh Bruyning

Welcome back to another episode of Money Grows on Trees: the Podcast! Your host and Millionaire Money Mentor, Lloyd Ross, will be diving into a topic that has been causing some confusion and concern: Is the US dollar dead? With all the talk of cryptocurrencies, potential new world reserve currencies, and the ever-changing financial landscape, it's no wonder people are feeling uncertain about the future of fiat currency. But fear not! In this episode, we'll examine whether these claims hold any weight and uncover the truth behind the US dollar's status as the world's dominant reserve currency. So grab your notepads and get ready to dive into the fascinating world of global finance. Let's get started! Money Grows on Trees Team

Welcome back to another episode of Money Grows on Trees: the Podcast! Your host and Millionaire Money Mentor, Lloyd Ross, will be diving into a topic that has been causing some confusion and concern: Is the US dollar dead? With all the talk of cryptocurrencies, potential new world reserve currencies, and the ever-changing financial landscape, it's no wonder people are feeling uncertain about the future of fiat currency. But fear not! In this episode, we'll examine whether these claims hold any weight and uncover the truth behind the US dollar's status as the world's dominant reserve currency. So grab your notepads and get ready to dive into the fascinating world of global finance. Let's get started! Money Grows on Trees Team

Money is a main concern in divorce, and there are many common pitfalls that occur that you can avoid if you know what they are. In this episode we speak to Sara Chevere, Financial Coach and Founder of Finance Babe, to learn what you need to know and how to prepare and protect yourself financially during your divorce. (Guest: Sara Chevere, Intuitive Financial Coach & Founder of Finance Babe) Email hello@exexperts.com or click here if you would like to set up a private session with Jessica and T.H. to help with your process! Follow us on Instagram and TikTok @exexperts. SPONSORED BY: BPP Wealth Solutions, a female-founded financial planning firm. BPP Wealth helps build, protect and preserve wealth for generations. For more information, go to https://www.bppwealth.com/. --- Send in a voice message: https://podcasters.spotify.com/pod/show/divorceetc/message

In this episode Brian discusses 5 pitfalls your estate planning attorney may have missed and how to get into real estate if you're looking to retire and you want out of the stock and bond market. 

A new MP3 sermon from Dr. Felker's Expository Preaching is now available on SermonAudio with the following details: Title: Financial Pitfalls to Avoid Subtitle: Biblical Financial Principles Speaker: Dr. Stephen Felker Broadcaster: Dr. Felker's Expository Preaching Event: Sunday Service Date: 7/12/2009 Bible: Haggai 1:5-7 Length: 43 min.

So you're considering opening or acquiring a dental practice? How do you go about the financing? Is it better to start an LLC, or an S-Corp? In this episode of the Dental Practice Launch Podcast, Caleb Gussner of Duckett Ladd Dental CPAs & Advisors reveals what dentists should know when building or acquiring a practice. Caleb also discusses common misconceptions dentists have when beginning their journey into practice ownership.

This week, Matthew Tomlin, CFP®, joins me to discuss five common pitfalls we help people avoid. If you or someone you know needs help with their financial plan, please feel free to share my contact information.    Upticks is a show about financial planning and investments. Join Jake Falcon, CRPC® as he discusses financial planning topics including retirement, tax planning, debt, charitable giving, etc. In addition, Jake dives deep into investments and explains stocks, bonds, options, cryptocurrency and other timely market topics. Be sure to subscribe so you don't miss an episode!               Falcon Wealth Advisors is an independent-minded wealth management practice located in the Kansas City metro.  Our team of 15 professionals specializes in retirement planning for individuals.  We help our clients make important decisions around when to retire, social security, health insurance, tax planning, and many other financial planning topics.                   In addition to helping our clients plan for a successful retirement we also implement investments solutions.  We believe that what sets us apart is our philosophy to avoid investment products and instead buy/sell individual stocks, bonds, and options for our clients.  We do this to eliminate the middleman, which we believe increases control and transparency and decreases fees.            Clients choose to work with us to enhance their financial literacy and explain exactly what their financial plan means to them.              Visit Our Website         https://www.falconwealthadvisors.com/              Listen to our Podcasts          https://www.falconwealthadvisors.com/content.html             We're Social!         https://www.facebook.com/FalconWAdvisors/         https://www.instagram.com/falconwadvisors/         https://twitter.com/FalconWAdvisors         https://www.linkedin.com/company/falcon-wealth-advisors/              Connect with Jake Falcon, CRPC         https://www.facebook.com/jake.falcon.524         https://www.instagram.com/jake_falcon_crpc/?hl=en         https://twitter.com/jakefalconcrpc         https://www.linkedin.com/in/jakefalconfalconwealthadvisors             #financialplanning #personalfinance #investing #upticks #retirement #kansascity

David Richter has 10 years of real estate experience with a background in acquisitions, disposition, property management, transaction coordination, marketing, and CFO. Through that experience, he realized he wanted to help real estate investors learn how to take control of their finances. After reading Profit First by Mike Michalowicz, he knew he had the perfect framework to help real estate entrepreneurs manage the cash in their businesses.  Today, David is the owner and founder of Simple CFO Solutions, which matches real estate investors with a fractional CFO to grow their bottom line profit and decrease financial stress. He is also the author of Profit First for Real Estate Investing. In this episode, he discusses common financial pitfalls he sees real estate investors experience, why he recommends entrepreneurs set up at least four bank accounts to manage their finances, and the services he offers real estate professionals through Simple CFO Solutions and the Profit First System.    David Richter | Real Estate Background Owner and founder of Simple CFO Solutions, which matches real estate investors with a fractional CFO to grow their bottom line profit and decrease financial stress. 10 years of real estate experience, including acquisitions, dispositions, property management, transaction coordination, marketing, and CFO. Author of Profit First for Real Estate Investing Based in: St. Cloud, FL Say hi to him at: simplecfo.com Facebook Instagram LinkedIn Greatest Lesson: Make sure to make profit a habit in your business and pay yourself first. Join the newsletter for the expert tips & investing content.   Sign up to be a guest on the show. FREE eBook: The Ultimate Guide to Multifamily Deals & Investing Register for this year's Best Ever Conference in Salt Lake City Stay in touch with us! www.bestevercre.com YouTube Facebook LinkedIn Instagram Click here to know more about our sponsors: Cornell Capital Holdings | PassiveInvesting.com | DLP Capital

I can't believe I'm saying this, but I've been in business for five years! I'm here to celebrate my five years in business with you! Sure, we're celebrating some wins, but this episode isn't just a highlight reel. We're going behind the scenes and getting into the mistakes, the lessons learned, and all that good stuff that goes into running a business. At the end of the episode, I'm also sharing my predictions for the future of the online space based on what I've seen over these last five years.I can't protect you from all the hurdles that will come your way in business, but I hope you can learn something from my mistakes and be reassured that no matter what mistakes I've made, I'm still here! Whether you're at the beginning of your journey or further along than me, this episode has something for you! Show notes are always available at elainelou.com/podcast/24.Resources Mentioned:Find an EMDR Therapist Through EMDRIA: https://www.emdria.org/Find an EMDR Therapist Through Psychology Today: https://www.psychologytoday.com/usEpisode 16: Accessible Money & Advice for Your BIPOC Business with Accion Opportunity Fund: https://elainelou.com/blog/accessible-money-advice-for-your-bipoc-business-with-accion-opportunity-fund/Episode 15: The 5 Financial Pitfalls to Avoid in the Coaching and Consulting Industry with Parker Stevenson: https://elainelou.com/blog/the-5-financial-pitfalls-to-avoid-in-the-coaching-and-consulting-industry-with-parker-stevenson/Episode 3: How to Scale Your Business Without Copying Everyone Else: https://elainelou.com/blog/how-to-scale-your-business-without-copying-everyone-else/Episode 5: Time and Energy Management to Get Your Life Back: https://elainelou.com/blog/time-and-energy-management-to-get-your-life-back/Episode 9: Why I'm Ending My Mastermind + How I'm Simplifying My Business (And How You Can Simplify Your Business Too): https://elainelou.com/blog/why-im-ending-my-mastermind-how-im-simplifying-my-business-and-how-you-can-simplify-your-business-too/Where We Can Connect:Apply to schedule a call to see if the Color Your Dreams Inner Circle is a good fit for you: https://elainelou.com/innercircleSchedule a call with me: https://elainelou.com/callJoin my weekly Color Your Dreams Newsletter: http://elainelou.com/joinFollow Along on Instagram: https://www.instagram.com/elainelou_Follow Along on Facebook: https://www.facebook.com/iamelainelouConnect on LinkedIn: https://www.linkedin.com/in/elaineloucartas

Lessons learned from the trenches from an experienced business "fixer".  There are many common themes that have resulted in entrepreneurs needing liquidity infusions from Warbird.  Several are avoidable mistakes on the finance side of the business.  Entrepreneurs often have blind spots in areas outside their main expertise. #abandp #bizhelpforyou Nick Pastushan is founder and CEO of Warbird Capital LLC, a private debt and equity investment company that features advisory / coaching for its customers.He is an experienced restructuring professional with major roles in complex airline bankruptcy cases, all the way down to small business turnarounds.His background includes over 20 years as a credit professional at major banks, finance companies and leasing companies, including roles as Chief Credit Officer and Chief Investment Officer with a $20B portfolio across multiple business lines.www.warbirdcap.comwww.linkedin.com/company/warbird-capital-management-lp/?viewAsMember=truehttps://www.nbcnews.com/business/econ...https://www.overdriveonline.com/busin...If you have a friend that is contemplating merchant cash advance type business funding, point out the pitfalls discussed today, and let them know that there are better options available, such as Warbird Capital. Please pass along the contact information if you know someone with a fundamentally good business that is in a bad liquidity spot.To learn more about Affordable Bookkeeping and Payroll, visit: https://affordablebookkeepingandpayro... I'm Candy Messer, President of Affordable Bookkeeping and Payroll and Podcast Host of Biz Help For You. This channel will share helpful information for you to run a successful business including tips in the areas of bookkeeping, payroll, sales tax, business licenses, and other compliance PLUS information I share from experts in other fields.To find even more helpful information, visit my blog at https://affordablebookkeepingandpayro...

For this week's Left Brain Thinking podcast we welcomed Vince Carter from the CFO at Home Podcast. Vince specializes in helping folks navigate the financial challenges that inevitably reveal themselves in any relationship or family. On the podcast, Vince gives us his views on personal finance in the context of family. We talk about how most people's opinions about money are formed at an early age, which creates complications as partners attempt to marry their "Money Stories" to attack their shared financial goals. Vince shares with us how couples can bridge the gap between spouses who have different levels of competence in financial matters to get buy-in from both parties on important issues like family budgeting. We close out the show by hearing Vince's thoughts on how parents can best instill good money values in their children by modeling the right financial behaviors and bringing them in on the reality of household finances. By being open about our financial decision making process, we can help combat the "money shame" that often leads to less than ideal financial outcomes for our children's education and, ultimately, our retirement. To learn more about what Vince does, check out his weekly podcast, which you can find at his website https://www.thecfoathome.com/

Should you or should you not be doing your own investing? In this episode, Valarie and Mike will be covering the 5 most common financial pitfalls of a DIY investor.

Are you using your numbers to inform your decisions or are you avoiding them?Numbers don't define you, but they do tell you where you're at and what you can do to change the future. In this episode, I'm joined by my bookkeeper, Parker Stevenson, to talk about the 5 financial pitfalls you want to avoid as a business owner and the financial state of the coaching and consulting industry in 2022. I'm also sharing some vulnerable stories from when I was $55K in debt and how I created a better relationship with money. All this is to say: If I can do it, you can too. Parker is the Chief Business Officer at Evolved Finance: a bookkeeping firm that specializes in helping online entrepreneurs to build more profitable and financially stable online businesses. For over 7 years, Parker has been advising some of the top coaches, course creators, influencers, and thought leaders on how to make more sound business decisions using their financial data. Before joining Evolved Finance, Parker spent 5 years at Adidas America where he became the US product manager for golf footwear.Whether you're a numbers person or not, this is for you. Show notes are always available at elainelou.com/podcast/15.Resources Mentioned:Get Parker's Free Audio Course: https://evolvedfinance.com/audiocourse/ Schedule a Consultation Call with Evolved Finance: https://evolvedfinance.com/schedule-a-call/ Follow @evolvedfinance on Instagram:https://www.instagram.com/evolvedfinance/ Join The Evolved Finance Facebook Group: https://www.facebook.com/groups/154105285126229 Where We Can Connect:Apply to schedule a call to see if the Color Your Dreams Inner Circle is a good fit for you: https://elainelou.com/innercircleSchedule a call with me: https://elainelou.com/callJoin my weekly Color Your Dreams Newsletter: http://elainelou.com/joinFollow Along on Instagram: https://www.instagram.com/elainelou_Follow Along on Facebook: https://www.facebook.com/iamelainelouConnect on LinkedIn: https://www.linkedin.com/in/elaineloucartas

There are a lot of financial pitfalls out there. These are 9 that I see frequently and wanted to chat through. Enjoy! Support Our Sponsor Indeed: Get a $75 sponsored job credit when you sign up for Indeed today. Indeed.com/MONEYNERDS The post 9 Financial Pitfalls appeared first on .

Dr. Katrina Burrus, MCC interviews Jessica Blasingame about how entrepreneurs should not overlook finances when structuring their business and setting their goals. What are the top areas most entrepreneurs tend to overlook when it comes to finances? How can entrepreneurs structure their business to be able to forecast better? How do you help your clients financially? How can entrepreneurs use financial reports to make key business decisions? What information is most important to review in a financial report? If you want to hire someone, what do you need to do financially to make sure this goes smoothly? How can entrepreneurs best prepare for tax season? Jessica Blasingame Jessica Blasingame is a CPA who specializes in financial services for creative entrepreneurs. She founded Beam Financial Group after working a corporate accounting gig that eventually took a toll on her health. She initially left accounting altogether and worked as a certified health coach and yoga teacher. Jessica came full circle when her health coaching clients and colleagues started asking her questions about their business finances. That's when she decided to pivot her business back to accounting and bookkeeping. This time, she exclusively helps creative service providers (after all she was one herself!) with a holistic approach; helping them to become more competent, connected, and aligned with their business finances. Excellent Executive Coaching Podcast If you have enjoyed this episode, subscribe to iTunes. We would love a review on iTunes or other platform. The EEC podcasts are sponsored by MKB Excellent Executive Coaching that helps you get from where you are to where you want to be with customized leadership and coaching development programs. MKB Excellent Executive Coaching offers leadership development programs to generate action, learning, and change that is aligned with your authentic self and values. Transform your dreams into reality and invest in yourself by scheduling a discovery session with Dr. Katrina Burrus, MCC to reach your goals. Your host is Dr. Katrina Burrus, MCC, founder and general manager of www.mkbconseil.ch a company specialized in leadership development and executive coaching.

Your money matters - it's probably one of the key motivators that gets you out of bed and keeps you coming into work each day (that and a kick butt stapler, we hope). But how you handle your paycheck also has career implications in your national security career. We say it so often we sound like a broken record, but financial issues top the causes of clearance denial and revocation for Department of Defense applicants. What do you need to be aware of, and what can you do about it?ClearanceJobs sat down with Kate Horrell, a certified financial counselor and military spouse to talk about financial issues and your military or government career. See acast.com/privacy for privacy and opt-out information.

During this show, Tara looks at some of the financial pitfalls that many Americans can fall into and how to help avoid those costly mistakes.

Danni spent more than 19 years at the BBC, presenting and reporting on business news across a variety of programmes – including BBC Breakfast, BBC News Channel, BBC Look North and latterly Radio 5 Live's flagship business programme ‘Wake up to Money'. She is now responsible for producing analysis and commentary across a broad range of subjects at AJ Bell, from financial markets, to economics and personal finance.

We put together a compilation of our best advice throughout the years for 30-year-olds. In this episode, we discuss what financial success should look like, pitfalls to avoid, and more. If you are serious about building wealth and reaching financial freedom, this video is for you! 0:37 - How to Invest in Your 30s 5:50 - How to Build Wealth with a Low-Paying Job in Your 30s 8:26 - Average 401(k) Balance for a 30-Year-Old 15:03 - What Should Financial Success Look Like in Your 30s? 19:00 - Average Net Worth of a 30-Year-Old 29:07 - Financial Pitfalls to Avoid in Your 30s 31:33 - Do You Want to Be a Millionaire? Do This in Your 30s Check out our website for more information. Subscribe on YouTube! Download FREE Financial Resources from the show Get our Net Worth Tool Now! Sign up for our Financial Order of Operations course Let's make sure you're on the path to financial success - then help you stay there! The Money Guy Show takes the edge off of personal finance. We're financial advisors that believe anyone can be wealthy! First, LEARN smart financial principles. Next, APPLY those principles! Then watch your finances GROW! Visit our site for more info. Instagram Twitter Facebook TikTok

In her debut weekend essay, Kimberley Dondo, Digital Content Manager discusses the financial difficulties some may face when they move abroad.

In Episode 88 of the Business Habitat, Sam brings together the ostensibly distinct topics of networking and technology and notes how the two subjects are in fact intertwined. Sam draws on her conversations with Matt Kreis and Avon Collis and outlines the similarities between these two critical business activities.Having been down the exhausting path of networking for the sake of networking, Sam shares her learnings and how she came to define the problem she was trying to solve, in order to take a strategic approach to building her tribe.Sam then considers the efficacy of the standard approach to technology and the under-utilisation of most platforms, and why that's the case. Recognising that both networking effectively and implementing successful technical solutions takes time and resources, Sam discusses how better aligning your values and goals can streamline the path to building your business habitat.Acknowledging that her early approaches to networking and technology were emotionally and financially draining, Sam sets out to save you time and money by learning from her experience. If you're looking to catapult your business journey, this podcast is for you.Here at BlueprintHQ, we are here to help. We are super passionate about the professional services industry and supporting you with what you need. We are offering a short, sharp 15 minute consultation call to help you with this process. Go to https://www.blueprinthq.com.au/consultation

On today's episode, investor and host Jerry Robinson shares five potential mental and emotional hazards that can prevent one from achieving lasting financial success. And later, an update on the ongoing global supply chain chaos, rising inflation, and how to get paid to relocate to another city.

Andrea Joy of Saving Joyfully talks about how to recognize our financial pitfalls. Episode 1596: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Recognizing Financial Pitfalls Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle  You're probably overpaying on car and home insurance. See how much Gabi can save you. It's totally free to check and there's no obligation. Go to Gabi.com/OFD Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrea Joy of Saving Joyfully talks about how to recognize our financial pitfalls. Episode 1596: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Recognizing Financial Pitfalls Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle  You're probably overpaying on car and home insurance. See how much Gabi can save you. It's totally free to check and there's no obligation. Go to Gabi.com/OFD Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrea Joy of Saving Joyfully talks about how to recognize our financial pitfalls. Episode 1596: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Recognizing Financial Pitfalls Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle  You're probably overpaying on car and home insurance. See how much Gabi can save you. It's totally free to check and there's no obligation. Go to Gabi.com/OFD Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Andrea Joy of Saving Joyfully talks about how to recognize our financial pitfalls. Episode 1596: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Recognizing Financial Pitfalls Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle You're probably overpaying on car and home insurance. See how much Gabi can save you. It's totally free to check and there's no obligation. Go to Gabi.com/OFD Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

We are joined by Stefanie Crowe, the founder and CEO of Aegle Wealth (and Noelle's financial planner) to talk about finances as it relates to women in business!

Drew and D$ Break down some of the most common financial pitfalls and how to avoid them: Not having an emergency fund. ...  Paying off the wrong debt first. ...  Missing out on employer matching contributions/Waiting to invest  Allowing 'lifestyle creep' to occur./Over-spending  Running with Expensive Friends  Neglecting to make a will  Not having enough insurance  Marrying the wrong person  Buying too much house  Not working to maximize your career

Student debt. First Property. Finance in Relationship. Those are the financial pitfalls that are being spoken about. For those who want to have a 1-on-1 Personal Financial Session with Yuva, here's the link https://forms.gle/x6j7kDZdofNYa6ov6 For any events here's the email bgtfyuva@gmail.com --- Send in a voice message: https://anchor.fm/brown-guy-talk-finance/message

We love our cars! Over 14.5 million cars were sold in 2020 - down from 2019, but still a lot considering the economic impact of the pandemic. Buying a car is something that most of us will experience at least once in our lifetime and often we say, "I got a great deal!" But did you, really? Talk Wealth to Me sits down with Sharon Glassey of Glassey | Smith (californiaconsumerattorneys.com). Sharon has more than 20 years of experience litigating auto fraud, lemon law and Fair Debt Collection Practices Act (FDCPA) cases throughout California. We cover the biggest mistakes people make when they walk on a car lot and what to avoid. If you have ever had that feeling of clammy hands, nerves, excitement or buyer's remorse, you won't want to miss this episode. Support the show (https://www.sdflc.org/help-sdflc/donate/)

Anita and Mel pull themselves together after Halloween. Anita is getting one step closer to figuring out her headstone situation while Mel faces her husband's 3rd 'deathiversary' in a few days. The fancy lady, Joy Kirsch, enters the conversation and drops amazing financial knowledge bombs on them. Anita and Mel realize JUST how fancy the fancy lady is. Second Opinion for listeners and Free checklist/articles for widows:https://www.meritfinancialadvisors.com/services/loss-of-a-spouse/Help us keep the podcast going by joining our Patreon starting at just $5 - www.patreon.com/wwdnThis podcast is sponsored by BetterHelp. Our listeners receive a 10% discount off their first month of professional online counseling with this unique link: https://trybetterhelp.com/wwdnYou can reach Joy D. Kirsch, CFP, CeFT at jkirsch@meritfa.com and learn more about the financial services she offers widows at https://www.meritfinancialadvisors.com/services/loss-of-a-spouse/.  You can learn more about the non-profit, The Widow's Journey at www.thewidowsjourney.org . Joy offers securities through LPL Financial, Member FINRA/SIPC.  Investment advice offered through Merit Financial Group, a registered investment advisor.  Merit Financial Group, The Widows Journey and LPL Financial are separate entities.  (see how fancy?!)footnotes:(1) Widows' Voices: The Value of Financial Planning, Rehl, et.al, Journal of FinancialServices Professionals. Vol. 70, No.1, pp 53-60, January 2016) (2) Social SecurityAdministration, 2005)

Join us for Part 3 of our interview with Haley Janousek as we discuss how she and her family are working to improve their financial situation. www.kingdommompodcast.com

Watch out for the potential financial pitfalls brought on by this global pandemic! The Money Guy Show is committed to helping you keep your finances on track at every age, in every situation. Whether you’re 20, 30, 40, or 50, there are unique financial pitfalls either created or exacerbated by COVID-19. This episode lets you learn more about them, so you can avoid trouble and spread the word! For more information, visit: https://www.moneyguy.com/2020/06/financial-pitfalls-during-pandemic-by-age/

This week we talk about how this quarantine is going, financial pitfalls in the Urban community, unemployment checks... who should be released from the joint: R. Kelly, Bill Cosby, Kwame Kilpatrick or Michael Cohen? Hit us up at sir@3blackguyswithamic.com or on our Facebook page at Facebook.com/3blackguysandamic

Welcome to Finance and Fury – Today we'll be looking at some of the pitfalls of the recent financial measures to combat the economic fallout that is going on Two major ones when it comes to the personal side of this- Money out of super – Easing the rules of requirements to the access of superannuation funds under the ‘financial hardship requirements’ Mortgage payments – The repayment ‘holidays’ on mortgages   Before we get to it – with either of these options - If you are in extreme financial hardship and need to do this – do it – but if not and just want to take money out of super or go on holiday for a mortgage – don’t - work off a strategy of survive now but pay later   Mortgages - Banks‌ ‌also‌ ‌come‌ ‌to‌ ‌the‌ ‌party‌ ‌to‌ ‌provide‌ ‌repayment‌ ‌‘holidays’‌ ‌to‌ ‌ease‌ ‌short-term‌ ‌cash‌ ‌flow‌ burden‌ ‌to keep‌ home loan repayments if people have been impacted by the government measures Under these new rules - borrowers‌ ‌can‌ ‌defer‌ ‌their‌ ‌loan‌ ‌repayments‌ ‌for‌ ‌up‌ ‌to‌ ‌6‌ ‌months – National Australia Bank, Westpac and ANZ said on Friday that affected home owners could pause repayments for up to six months, pending a three-month review, as part of new support packages for home owners and businesses. Banks had been offering support to those affected— including up to a three-month deferral of mortgage repayments — under existing financial hardship policies This sounds like a generous offer – in theory – but it acts like any holiday – if you do it on a loan you have to pay for it when you get back – that is the case with these repayment holidays – the interest still accrues and you are left with a larger debt to repay – News articles state that Economists have backed plans by the big banks to let home owners impacted by the coronavirus crisis defer mortgage repayments for up to six months – so must be good - But when a home loan repayment is deferred for six months, interest is calculated and added to the loan balance each month which can result in customers paying interest on interest each month So when the 6 month holiday is up – the loans kick back in at a higher repayment level- The‌ ‌problem‌ ‌here‌ ‌is‌ ‌that‌ ‌the‌ ‌interest‌ ‌is‌ ‌simply‌ ‌being‌ ‌added‌ ‌to‌ ‌the‌ ‌loan‌ ‌balance‌ ‌-‌ ‌compounded‌ ‌monthly What are the costs – lets look at some examples – If you have a loan of ‌$600,000,‌ ‌payable‌ ‌over‌ ‌30‌ ‌years‌ ‌at‌ ‌a‌ ‌3%‌ ‌interest‌ ‌rate‌ ‌and‌ ‌monthly‌ ‌repayments‌ ‌of‌ ‌$2,529 Not making repayments for 6 months will cost an additional $15,118 – the value of repayments deferred This will add an additional $22,527 on your loan and add on 15 months in repayments – however The loan is a 30 year loan – so technically it would instead would be $2,593 pm The saving grace of this is that interest rates are incredibly low at the moment – But if‌ ‌you’re‌ ‌considering‌ ‌getting‌ ‌a‌ ‌holiday‌ ‌on‌ ‌your‌ ‌home‌ ‌loan – these measures can fall into a ‌privatised‌ ‌debt‌ ‌trap That is where the hope is that the ‌economy‌ ‌will‌ ‌miraculously‌ ‌bounce-back‌ ‌in‌ ‌6‌ ‌months‌ ‌time‌ ‌when‌ ‌we‌ ‌emerge‌ ‌from‌ ‌social‌ ‌lock-down and government controls ease I think this may be kicking the can down the road – reminds me of subprime lending a little – For now - Lower repayments but when the loans kick back in – will people’s incomes be able to afford it? If not, and property prices are lower – may create defaults – Saving grace in Aus for Property is the recourse on borrowing – the collateral that is required – which wasn’t in place under the loan arrangements pre-2007   Superannuation - Government announced the relaxation of the restrictions to superannuation under the financial hardship requirements Previously – had to be about to be kicked out of your home and on government welfare to get the $10k out – Now – anyone who had been affected by coronas can lodge a request through the ATO/MyGov to get money out of their superannuation fund. Between now and the end of this FY – 30 June 2020 – can get $10k – then for the following three months – a further $10k – in total can withdraw up to $20,000 As I said at the start – if you are about to be ruined financially and have to do it – then consider it – but this will cost a lot in the long term – The timing of the policy is pretty bad - encouraging people to take money out when the market has just dropped 35% - the $10,000 was maybe worth $14,400 a few weeks ago Or – if you take the total $20,000 Some people may not even have $20k in super who are the ones most affected – younger casual employees If they were to take their entire balance out, not only would they effectively need to start again from $0, but they would lose out on the next 30 years of compounding. Essentially - you’re accepting $20,000 for what was a short time ago – may have been worth $31,000 a few months ago – but could be worth a lot more in the future Other side- the rebound – have far less in the account to take advantage of the market rebound Either way – the compounding effects of losses are the same (assuming account fees and insurance costs are nil) Few Examples – What compounding returns look like over different time frames – until access of funds at 60 Obviously depends on returns over time – 7% or 8% on average – take the full $20k out: 40yo – 20 years - $84,957 30yo - 30 years - $175,100 20yo – 40 years - $360,885 Present value of funds today – with inflation of 2.5% 40yo – 20 years - $51,847 30yo - 30 years - $83,500 20yo – 40 years - $134,400   Summary – that is it – just a quick summary of some of the potential downfalls to long term   Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/

You're finally done with medical school! Dreams of reclaiming your time & diving into your profession, doing what you love are filling you with more and more excitement. You're going to get paid! Well… maybe, not a whole lot, but you are still getting paid! Yet, in this transition to residency, you're feeling scared. You're frightened of this mountain of student debt. How are you going to climb up that mountain? You wonder, how am I going to make it? In this podcast, you will discover: How one physician got trapped with 4 different houses and what they are doing to claw out of it Why physicians end up taking 15 years to pay off their debts when they could have done it sooner The biggest cash flow suck that you can prevent in residency just by following this one simple tip For all the show notes, transcription and more, check out the podcast website at http://doctorfreedompodcast.com/

A lot of college graduates find themselves entering the professional world without a solid financial base. They have this newfound money that they’re working their butts off to earn, and they want to live it up and have fun. This is exactly what I did, and luckily, I managed to start saving for retirement. However, a lot of financial pitfalls that come with this type of lifestyle such as consumer debt really caught up with me and so many others. So today, I’m having a conversation with Rob Phelan, who’s a high school personal finance and math teacher from Maryland, and we’re going to dive into a conversation about the traps that newer and younger teachers tend to get caught up in. We also discuss the steps to get out of that when you’re finally ready to get serious about getting your finances on track. Sign up for the New Educator Conference in Santa Clara, CA at CTAGO.ORG Love this show? Become an AWESOME SUPPORTER! Want to ask a question and be featured on the podcast? Let your voice be heard! Click here to find out how you can be a part of the podcast by asking a question! Listeners who leave a voicemail will be eligible to receive a FREE Teachers Need Teachers sticker! Click HERE to find out more! Got questions, feedback, or want to be on the show? You can email me at kim@teachersneedteachers.com Connect with me Subscribe to Apple Podcasts, Google Play Music, or Stitcher Join my Facebook Group where I occasionally podcast live Message me through Instagram or Twitter

Tyler sits down with Daniel Wrenne to discuss common pitfalls of personal finance and ways to avoid them.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the financial pitfalls of cohabiting. Damien also reveals the one twitter feed all investors should follow when it comes to understanding moves in investment markets. Finally, Damien answers a listener question on water bills and what you should do if you feel you've been overcharged. Water calculator Money To The Masses Live Event - Come along for free Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to the final episode of Beam where Kyle Pullins give us a perspective of the Amateur Athlete in USA trying to cross over into the professional world. Kyle explain the financial pitfalls and strategies to surpass the ever increasing pressure of athletic performance.Facebook Group: @moneymindedathlete

When facing the decision to put a loved one into a nursing home, the last thing you want to be concerned about is their safety and security. That’s true of financial and physical health. There are some financial pitfalls that you need to know about so you can protect your family. Check out the full show notes by clicking here.  Today's rundown: 0:28 – Dan is celebrating a milestone. 2:36 – Introducing today’s topic of elder abuse. 3:42 – The first thing you need to do with your parents or children if you’re getting older and a nursing home is in your future. 4:10 – It’s important to interview before putting someone in a nursing home. 5:00 – Be aware that some nursing homes offer financial seminars. 5:40 – Another thing that nursing homes might try to ask of you. 6:21 – Some of these facilities even have banks. 7:41 – A recent case Dan read about that had nursing home abuse. 10:51 – Getting to Know You segment: If you didn’t have to sleep, what would you do with that extra time? 13:14 – Mailbag question 1: I’m retired now and need income off my investment. Should I invest in dividend-paying stocks?  

Great things can happen, with a plan. How often do we simply hope that our finances will improve, but lack a clear action plan?   In This Episode, We Look At: The fallout from not having a financial plan. The various levels of plans. Creating a plan at the income level: Career progression, furthering education. Creating a plan for today's cash flow: Do you have a savings goal? How will you reach that goal? Do you have debt to eliminate? Create and commit to a plan to eliminate that debt. Creating a plan to generate future income. How much income will you need in the future? We talk about how to plan and invest to achieve a future income goal. Seeking expert counsel is often recommended. Must-answer questions: How much do you need to invest now, in order to create the future income you will need? What is the proper way to invest for your personal situation?   Resources and Links: The Total Money Makeover - by Dave Ramsey Against the Grain: Avoiding the Financial Pitfalls of Conventional Wisdom - by Tim Rosen Multiply: What the Bible Teaches About Saving, Investing, and Planning for Your Future - by Tim Rosen   Improve Your Faith and Finances: Creating financial plans helps us to faithfully steward the money God has blessed and entrusted us with.   Share Your Thoughts: If you have a question or comment about today's topic, we invite you to share your thoughts. Podcast on Facebook Tim Website or Twitter Troy Twitter Matt Website or Twitter

What's up Podcast! No one goes into business with a plan to fail.  But few people even  know to execute simple concrete things in the beginning to provide a healthy foundation that will support future financial success and growth.  In this episode Jason explains some simple yet important concepts that everyone who is in business for themselves must consider doing when venturing out day one.  If you like what you hear let us know by giving us a rate and review!    

Have you ever felt like you’re not as far financially as you should be considering how much money you make? If you have, then you’re in the same boat that the rest of us have been in. One of the … Continue reading →

This week on the show we speak with Lacey Langford. She is the founder of LaceyLangford.com a personal finance blog and a boutique financial coaching practice specializing in the unique world of the United States military. Lacey is also the founder and host of The Military Money Show, a podcast all about money and military. She's a U.S. Air Force Veteran, Milspouse, financial coach, speaker, and writer who changes people’s lives from being fearful of money to having control and confidence with it.  In today's episode, we wanted to focus on some of the common missteps she sees with young people entering the military and how she helps set them us for a secure financial future.  The most common mistakes she sees with young military personnel - lifestyle creep and overspending.  As well as not saving their money. She says - Cars are kryptonite!  We absolutely agree.  A major pitfall for young service members is getting into a car purchase right away.  Getting a vehicle with money that is not “cemented.” In spite of high interest rates and high payments.  Then, when they are no longer deployed they can no longer afford the payments.  It's a common problem and when she advises young services members avoid at all costs.  When Lacey is counseling military service members for the first time there are a few critical steps she discusses first.  She recommends: Create a  Financial Layout - know exactly how much money you have coming in (pay and allowances) and what is going out.  It’s simple but keeping it simple is the best way to go. That is the basic foundation of your financial success. You can then adjust from there. Create boundaries. You cannot have a blank check for everything. You don’t have to keep up with other people. You have to save your money and spend less than you earn.  You are saving for your current self and your 80-year-old self.   ____   Tips for young people wanting to enlist:   Score as high as possible on the ASVAB - it will create more job opportunities for you.  Have your job choice solidified before you enter.    ____ Some of the great resources available to service members:  Retirement benefits: Not only a pension after 20 years but a TSP (like a 401K) with up to a 5% match.   The benefit of contributing to TSP - get the match.  That is a 50% ROI right off the top. If you separate from the military, you can roll over the TSP account as a civilian. On deployment utilize the Savings Deposit Program - available after 30 days “n country/in theater” and will pay 10% Use all the services available: free trees, lending closets, taxes free, free financial counselors, Military One Source - they will find you free counselors in your area Take your installation tour! Valuable Intel.  They are pointing out where all of these resources are. ------ Lacey on the Final Questions: One money lesson from childhood = debt takes away your freedom One Lesson She Wants to Pass on To Her Children: Spend less than you make, but don't forget to invest it.  Sometimes in Life - You Have to Do Things Scared!    Where to Find Lacey:  Laceylangford.com    Favorite Read:  Take the Stairs - by Rory Vaden   WE NEED YOUR HELP! Plutus Nominations -  To nominate our show for the Best New Podcast of the Year, click here and enter “Houseoffi.com” in the Best New Podcast of the Year category. Click here: https://www.plutusawards.com/nominate/?new-postcast=houseoffi.com   HAVE YOU JOINED OUR PRIVATE FACEBOOK GROUP YET?  Join our Facebook Group - https://www.facebook.com/groups/261017321186778/

Learn the #1 mistake contractors make when doing their own accounting and what you may be missing out on with construction financial expert Nicole Landau. Click here to access free training on cash flow, selling mistakes to avoid and the Secrets of Successful Contractors What you'll learn about in this construction podcast episode: The #1 mistake you could be making if you do your own acccounting. Pitfalls to watch out for if you own or are part of a family owned construction busines. Great advice for improving your cash flow situation. Dicey situations to watch out for related to workman's comp insurance. What does a CFO do...and how can you have their help without hiring an employee? Misconceptions about outsourcing that could be holding you back. A financial dashboard - what it does and what should be on yours. How to connect with Nicole Landau: Visit www.landauconsultingsolutions.com and request a free consultation.   Other resources mentioned in this construction podcast episode: Get your free 10 day trial of The Construction Business Accelerator Webinars and training resources for construction business owners Free video series: Secrets of Successful Contractors Free Strategy Call – Own a construction business? Click here to schedule your free strategy session with Todd Dawalt.

https://www.newstalk.com//podcasts/consumer-corner-on-lunchtime-live/how-to-avoid-financial-pitfalls328Thu, 10 Jan 2019 14:32:31 +0000https://www.newstalk.com/conten

What would be the worst thing to hear as a business owner? We can’t afford to pay you. You’re too expensive. I’m sorry, we’ve decided to go in a different direction. How about now - you’re an accountant and your client tells you: “I didn’t sign your contract, so I’m not obligated to pay you anything.” Quick Hits with Brandyn Cox touches on a few valuable lessons that a small business owner can encounter when clients start to mess with their cash flow. Brandyn owns BMC Accounting and after serving as a criminal investigator in the Army, shares with us today some gut-wrenching stories of failures that humbled him and fueled his business growth. Check out our latest episode on iTunes, or your favorite podcast listening app. Remember to check out more from Brandyn Cox and BMC Accounting on Facebook, Instagram or by trying to connect via LinkedIn #dontbebeta #getsomewins Follow Brandyn Cox and BMC Accounting: BMC Accounting - https://goo.gl/rPXtrt Brandyn Cox Facebook - https://goo.gl/4R9iH6 BMC Accounting Facebook Page - https://goo.gl/YiaxCV Listen to Knucklehead Podcast on iTunes, Podbean, or your favorite podcast listening app on Google Play. Get your Knucklehead Podcast shirts at https://goo.gl/6FCiDW - Join the movement of not being a victim, choosing to win, and earning your place amongst those that have done the same.

https://www.newstalk.com//podcasts/consumer-corner-on-lunchtime-live/financial-pitfalls-that-appear-in-your-40s469Thu, 01 Nov 2018 14:37:09 +0000https://www.newstalk

One of my goals when working with a divorcing client is to help them create a positive financial future for themselves after divorce. I do that by collaborating with professional Financial Analysts like Beth Gregg. Beth is a Certified Divorce Financial Analyst with Fairview Strategic Partners and has been providing financial consulting for more than 20 years in Charlotte, North Carolina. You can connect with Beth at FairviewStrategicPartners.com and 704.247.9494. Key insights from the episode: 3:20 - Avoiding common financial mistakes during divorce 5:04 - Why you should always speak with an attorney and a Certified Divorce Financial Analyst before you tell your spouse you want a divorce. 7:09 - Bring this information with you when meeting with your financial analyst 8:44 - What to do if you can't get the necessary information from your spouse  10:11 - Why you need a post-divorce budget 18:45 - Financial planning to take care of your children AND yourself 25:24 - How being overly contentious can backfire 27:26 - Retirement planning and divorce 31:27 - Free and inexpensive resources and information in Charlotte Ready to discuss your family law matter now? Call 704-936-0062 to speak with an experienced Touchstone Family Law attorney today. *** The insights and views presented in “Welcome to Splitsville” are for general information purposes only and should not be taken as legal advice for any individual case or situation. Nor does tuning in to this podcast constitute an attorney-client relationship of any kind. If you’re ready for compassionate and reliable legal guidance on your journey through divorce, contact Leigh Sellers and her team (NC & SC) at http://www.TouchstoneFamilyLaw.com

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V are joined by Artie Januario discuss a variety of topics including: Kathy seeks permission to curse on the show Tony had his entire upper body waxed A brief discussion about whether to talk about Real Estate Do you need a will? Tenants by the entirety v tenants in common Is there anything positive about time shares? What’s up with these debt management companies? Where should I get my credit report? Is rent to own a good deal? Should I get a store credit card?   If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

In this episode Mike Mansfield talks about the minefield of navigating today's financial landscape, especially as it relates to saving for your retirement.

Haskell & White LLP is one of the largest independently owned accounting, auditing and tax consulting firms inSouthern California, specializing in servicing public and private middle-market companies. With locations in Irvine andSan Diego, Haskell & White combines the expansive services, knowledge, experience and reach of national and international accounting firms with the personal attention, responsiveness and value of a local organization. Questions Answered:  1) What are some of the financial pitfalls that business owners face while getting ready to sell their company?  2) How can this be prevented?  3) What industries in particular are in need of CPA help when prepping for M&A? Contact Info:  Website: www.hwcpa.com Email: wpinnell@hwcpa.com    

God’s will and desire is that we flourish. His Word is filled with proven principles that if applied to our lives, will result in living life the way that He intended us to live. This applies in all aspects of life; spiritual, relational, physical and yes, financial. There are over 2300 scriptures that deal with finances. Jesus spoke more on finance than heaven and hell combined. Yet most believers today, practice financial behaviors that are not only contrary to God’s will, but result in living a life of debt, pressure, conflict and unhappiness. This series will inspire and equip our church to apply FINANCIAL FITNESS practices that will result in living financially free.

Lorraine Ell, CEO of Better Money Decisions, and President of Excellat Consulting, shares insights she has gained from over two decades in the financial service industry helping business owners build successful practices. Learn about the three primary financial risk management mistakes that business owners make, and the steps you can take to make sure you keep your business on track.

A faith that functions acknowledges what God says about money and submits to it.

In episode 7, we are joined by financial advisor Jordan Youngblade to discuss many of the financial pitfalls dentists fall into. We discuss some of the mistakes dentists make in debt management and retirement planning, what dental students can do while they are in dental school to help manage debt in the future, and the possibilities of buying a practice in today's market. We cover all of these topics and more!    Contact us! Twitter: @dentalrealist LinkedIn: Dental Realist Email: dentalrealist@gmail.com website: www.dentalrealist.com Facebook: Dental Realist

Tim Rosen is the author of two books, Against The Grain- Avoiding the Financial Pitfalls of Conventional Wisdom, and Faith and Finances- Eternal Promises for Today's Resources. He is also an International Speaker whose main focus is to coach individuals in prudent investing - helping them avoid gambling, speculation, and destructive investor behavior.   Today we get to hear about Tim's personal journey; from retail management to coaching investors and overseeing $23 Million in assets.   Today's Resources and Links: Against The Grain- Avoiding the Financial Pitfalls of Conventional Wisdom [Affiliate Link] Faith and Finances- Eternal Promises for Today's Resources [Affiliate Link]   One Thing You Can Do Today to Improve Your Financial World: Reach out to us with YOUR story if you'd like to be featured as a guest on Catching the Coin!   What Are Your Thoughts? If you have a question or comment about today's topic, we invite you to share your thoughts.   You can reach us on Facebook, Twitter, or email us.

Everyone knows they need to do some sort of estate planning but, often avoid the subject.  After all, who wants to really sit down and plot out our own demise?!  The sad fact is, if you don't, all of your best intentions will likely get dashed on the rocks of your remaining family. This show will help you understand: How to avoid the number one estate planning mistakeWhy one size planning does not fit allHow mistakes in planning could mean years of heartache and headache for your familyWhy inheritances can mess up certain members of your family I am fortunate to have attorney Richard Scarano as my special guest this week to discuss this very thing.  Born and raised in Boston, he attended the pretigious Boston Latin School and later went on to earn his Bachelors, Master's and Juris Doctorate degrees.  First a school teacher (high school, undergraduate and graduate), he later pursued the practice of law, with concentrations in Estate Planning and Real Estate.  His teaching background serves him and his clients well as he is able to take otherwise complex issues and make them easy and fun to understand.    As one of the partners at Holmgren Koretz Scarano in Osterville, MA, Rich makes the heavy lifting of building a great legal and financial team easy.  He can be contacted at (508) 420-8899 In my 32+ years in the insurance industry, I have had the good fortune to work with many legal professionals.  Most are good.  Rich is one of the very best because he understands people and their issues.  He even makes housecalls! Tune in and enjoy the show.

Should you bother having anything other than a 401(k) or IRA?   Today we introduce you to the Roth IRA. The ROTH IRA is one of the most under-utilized retirement plans available to wage earners today.   We'll go against "conventional wisdom" and introduce you to an outstanding tax saving tool.   In This Episode You'll Learn: How to identify the pitfalls of conventional retirement planning. The difference between tax deferral and real tax savings. The qualifications to contribute to a Roth IRA. The financial benefits of faithfully maximizing this strategy.   Resources IRS Rules for ROTH IRA Against The Grain, Avoiding the Financial Pitfalls of Conventional Wisdom by Tim Rosen [Amazon Affiliate link]   What Are Your Thoughts? Are you currently using a ROTH IRA?   If you have a question or comment about today's topic, we invite you to share your thoughts in the Comments section below.

CEO Bharat Masrani says originating TD's own loans and exiting structured products helped them weather the storm.

➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstoryIn this episode of "Success Story: Lessons," we sit down with rChris Pronger, a renowned NHL All-Star, delves into the challenges athletes face in managing wealth and shaping their identity beyond their sports careers.The Financial Pitfalls for Athletes: Chris discusses the alarming statistic that 70% of Lotto winners, akin to sports stars receiving hefty paychecks, end up bankrupt within five years. This sets the stage for exploring the unique financial challenges faced by athletes.Identity Beyond the Sport: Pronger emphasizes the identity crisis many athletes face post-retirement. He talks about the tendency to be solely defined by their sports careers, leading to challenges in transitioning to life beyond professional sports.Investment Mistakes and Learning Curves: Sharing personal anecdotes, Chris reflects on his own investment mistakes and the learning curve involved. He stresses the importance of being cautious with investments and the need to focus on wealth preservation rather than high-risk ventures.Advice for Future Financial Stability: Offering guidance to fellow athletes and others in high-income brackets, Pronger advocates for smart, low-risk investments. He emphasizes the importance of understanding one's limits and not getting swayed by the lavish lifestyles of the ultra-rich.➡️ Show Linkshttps://successstorypodcast.comYouTube: https://youtu.be/fFghPKvKRcQApple: https://podcasts.apple.com/us/podcast/success-story-with-scott-d-clary/id1484783544Spotify: https://open.spotify.com/episode/49MfakctmDuGs4uQEjPVTxhttps://www.instagram.com/thechrispronger/➡️ Watch the Podcast On Youtubehttps://www.youtube.com/c/scottdclaryOur Sponsors:* Check out HelloFresh: http://hellofresh.com* Check out Justin Wine and use my code SUCCESS15 for a great deal: https://www.justinwine.com/* Check out Miro: https://miro.com/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The pitfalls of dealing with banks and other financial institutions