Podcasts about financial pitfalls

What do dream vacations and retirement have in common? Both can be derailed by one unexpected misstep. In this episode, Frankie Guida explores how a single overlooked detail—like skipping tax planning—can cost retirees millions. From forgotten driver’s licenses in Naples to real-life client stories, he unpacks the importance of having a solid financial strategy. Tune in for practical insights on how to avoid the “one thing” that could ruin your retirement. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Join Us In October:  https://www.crisisinvesting.com/p/the-plan-b-uruguay-conference-with-72c?r=3p7f&utm_campaign=post&utm_medium=web Today we answer questions from viewers of phyle.co Doug discusses a variety of topics including US local and national politics, the upcoming Plan B workshop, and the potential economic impacts. He expresses views on the presumed incoming mayor of New York with socialist tendencies, and comparisons to former President Trump. The conversation covers insights into societal changes, the influence of AI, and the implications of UBI. Further, there are discussions on Trump's recent actions in Iran, the future of the financial market, the rise of certain religious and ethnic groups, and his personal reflections on legacy, family, and financial security. Regarding personal matters, Doug shares thoughts on overcoming fraud, staying positive amidst negative news, and the impacts of the potential privatization of US public lands. 00:00 Introduction and Workshop Announcement 00:37 New York's Presumed Mayor and His Policies 02:14 Economic Misunderstandings and Public Sentiment 09:39 Population Changes and Social Dynamics 15:37 The Value of Having Children 19:52 Doug's Thoughts on Legacy and Money 29:20 Confessions of an Economic Hitman Discussion 33:05 AI, UBI, and the Future of Humanity 43:13 Impacts of Trump's Actions in Iran 44:04 Historical Context of Gunboat Diplomacy 46:13 Current Geopolitical Tensions 49:37 Financial Market Predictions 51:52 Book Progress and Writing Updates 52:37 Ethnic and Religious Influences on Global Events 58:50 Iran and the Strait of Hormuz 01:02:22 South Africa's New Community Experiment 01:07:02 Staying Positive Amidst Global Chaos 01:12:15 Avoiding Fraud and Financial Pitfalls 01:15:43 Platinum Market Trends 01:18:24 Privatization of National Lands 01:23:00 Conclusion and Final Thoughts

Many retirees face unexpected challenges that can strain their finances—from underestimating healthcare expenses to mismanaging withdrawals or falling prey to investment scams. This video takes a closer look at the often overlooked factors that can erode savings and disrupt long-term plans. By examining real-world scenarios and common missteps, it encourages a more mindful approach to financial decision-making in retirement, without offering quick fixes or unrealistic promises. Don't forget to subscribe for more content from GulfCoast Financial! For more information, contact John Kuykendall at (386) 755-9018 and visit https://www.gulfcoastfinancial.net/

In this episode of the Money and Investing show, Andrew Baxter and Mitch unpack the most common financial mistakes people make in their 30s. From lifestyle inflation and high-interest debt to ignoring your superannuation and delaying investment decisions, they explain how these habits can hold you back financially. The hosts highlight the importance of early investing, managing cash flow wisely, and staying focused on long-term goals. They also discuss how social media can influence spending and why it's important to stick to a disciplined plan. Personal examples and practical tips make this episode especially relevant for anyone aiming to build wealth in their 30s. Whether you're already in your 30s or planning ahead, this episode offers clear strategies to avoid money traps and strengthen your financial position. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

The information I am providing is my opinion and not necessarily that of my firm or this platform. I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations. Why is diversification important for managing risks for high income earners? In this episode, we explore effective tax strategies tailored for high earners, including the importance of maximizing contributions to tax-advantaged accounts like 401ks and backdoor Roth IRAs, and implementing tax loss harvesting to efficiently manage tax liabilities. The discussion highlights a diversified investment approach, recommending a balanced portfolio of mutual funds, exchange-traded funds, and real estate to mitigate risk and avoid over-concentration in high-risk assets. Listeners will discover how these financial principles can help prevent lifestyle inflation, manage debt effectively, and ultimately establish long-term financial stability and wealth accumulation, with practical tips on prioritizing saving before upgrading lifestyle and managing investment risks specifically relevant to high-income earners. Key Takeaways Tax-advantaged accounts like 401(k)s and backdoor Roth IRAs are essential tools for high earners to minimize tax liabilities. Tax loss harvesting serves as an effective strategy for managing tax obligations while optimizing investment returns. A diversified investment portfolio including mutual funds, ETFs, and real estate helps mitigate risk for high-income individuals. Preventing lifestyle inflation by prioritizing saving before upgrading your lifestyle is crucial for long-term financial stability. Deliberate debt management combined with strategic investment diversification creates a foundation for sustainable wealth accumulation. Connect with LPF Advisors https://www.lpfadvisors.com/ Connect with Kris Flammang https://www.linkedin.com/in/kristopher-flammang-lpfadv/ Connect with Collin Habig https://www.linkedin.com/in/collinhabig/ Connect with Armando Faucy-Smith https://www.linkedin.com/in/armando-faucy-smith/ Learn more about your ad choices. Visit megaphone.fm/adchoices

You're already dealing with the emotional weight of loss—but what happens when legal battles, financial surprises, and unexpected triggers make it even harder to move forward?In today's episode, I'm joined by Ellen Craine, a licensed clinical social worker, grief specialist, and the founder of Craine Counseling. With decades of experience, she helps individuals navigate grief, loss, and major life transitions through a holistic and compassionate approach. Ellen combines professional expertise with personal experience, having faced the loss of her husband, supported her son through pediatric cancer, and battled breast cancer herself. She is passionate about challenging societal misconceptions about grief and guiding people through their unique journeys of healing. Ellen also leads grief support groups, including her Compassionate Grief Circles, creating safe spaces for individuals to share and grow. Throughout this episode, Ellen Craine provides a deep and personal perspective on grief, drawing from both her professional expertise and personal experiences. She introduces the concept of being a "grief doula," helping individuals navigate loss beyond just bereavement. Ellen discusses societal misconceptions about grief and the pressure to “move on” quickly, stressing that grief is an evolving, lifelong process. She shares stories about losing her husband, supporting her son through cancer, and dealing with her own breast cancer diagnosis, highlighting the emotional and logistical struggles that come with these experiences. Ellen also speaks about the importance of planning for the unexpected, such as estate documents and medical directives, and the healing power of community support. She encourages finding personal tools—such as nature, creative outlets, and connection—to balance grief with moments of joy.Tune in to episode 316 as Ellen Craine shares how embracing both the emotional and practical aspects of grief—through self-discovery, community support, and preparedness—can help navigate loss, build resilience, and find moments of joy along the way.In This Episode, You Will Learn:What is a grief doula? (0:54)Why does society struggle with grief? (3:18)The often overlooked practical aspects of grief (5:08)Personal story: Losing a husband and navigating legal complexities (10:30)Grief's lingering triggers—from mails to memories (11:46)Lessons from hospice work: When the dying hold on (14:18) Grief beyond death: Illness, parenting, and self-care (20:18)Finding support and tools for healing (24:43)Connect with Ellen Craine:WebsiteFacebookLinkedInGet Ellen's books!Let's Connect:WebsiteLinkedInFacebookInstagramThe Grief and Happiness Alliance Hosted on Acast. See acast.com/privacy for more information.

What are your biggest pitfalls in business?How do you overcome them?What's your plan moving forward?Success isn't about guessing—it's about strategy. Budgeting requires discipline, and financial growth demands education. Refusing to invest in financial knowledge could cost you more than you realise.Learn from Other People's Failures (OPF) and gain the tools to overcome challenges, make informed decisions, and grow your business with confidence. Your future starts with the right plan.

What did you think of todays show??Debt, fads, and title problems are just some of the pitfalls to avoid this year. In this episode, we dive into the challenges of managing debt stacks across properties, identifying buyer red flags, navigating title issues and risky deals.Learn how to position your business to thrive in an unpredictable 2025 market!Topics discussed:Dealing with tricky title problems (0:59)DSCR loan rates and debt stack (5:14)Real estate predictions and how we're moving forward (11:29)Boutique hotels and co-living investment models (15:04)Buying property with liens and seller issues (23:02)Navigating buyer red flags (33:08)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

Are you stuck in the 'boring middle' of your financial journey?

BREAK FREE From Financial Stress with 7 Life Changing Principles!| Ralph Estep Jr.In this episode of the Victory Walk podcast, host NaRon Tillman and guest Ralph discuss the practical and spiritual principles needed to escape the paycheck-to-paycheck cycle. Drawing insights from over 30 years of accounting and consulting experience, Ralph emphasizes the importance of seeking God's wisdom, working diligently, living below your means, avoiding debt, saving consistently, giving generously, and practicing contentment. This episode aims to provide listeners with actionable steps and biblical wisdom to achieve financial liberation and live a blessed life.Time Line00:00 Introduction: The Path Forward 00:30 Welcome to the Walk in Victory Podcast 01:31 Current Events and Historical Context 04:13 Guest Introduction: Ralph's Financial Journey 04:23 Seven Biblical Principles to Escape Paycheck to Paycheck 09:19 The Importance of Hard Work and Consistency 11:39 Self-Assessment and Financial Roadmap 15:17 Living Below Your Means 18:02 Avoiding Debt and Financial Pitfalls 20:36 Understanding Financial Contracts 21:26 The Importance of Consistent Saving 22:49 The Power of Generosity 26:48 Finding Contentment 31:17 Honesty in Financial Dealings 36:32 Final Thoughts and EncouragementBecome a supporter of this podcast: https://www.spreaker.com/podcast/walk-in-victory--4078479/support.

In this episode of Divorce Explored, brought to you by We Chat Divorce, hosts Karen Chellew and Catherine Shanahan take a deep dive into the financial complexities of dividing assets during divorce. Inspired by the Morgan Stanley article, "6 Financial Mistakes to Avoid," they explore the common pitfalls that can derail financial stability and provide actionable insights to help listeners navigate asset division with clarity and confidence. From delayed financial planning to overlooking future expenses, this episode unpacks real-world scenarios, offers expert advice, and underscores the importance of building a trusted divorce team. Whether you're preparing for mediation, tackling financial negotiations, or simply seeking to avoid costly mistakes, this episode is packed with practical strategies to support your journey. Key Takeaways Plan Ahead, Strategically: Learn why delaying financial planning until after your settlement is finalized can protect you from making emotionally driven decisions. Avoid Emotional Agreements: Understand the importance of analyzing the financial impact of your settlement to ensure long-term stability. Account for Future Costs: Discover often-overlooked expenses, from tax liabilities to QDROs, and how to incorporate them into your plan. Be Cautious with Asset Division: Learn how prematurely dividing assets can lead to unintended financial consequences. Update Your Beneficiaries: Ensure your estate plan reflects your new reality while being mindful of state laws and timing. Assemble Your Divorce Team: Build a team that works solely for you, offering personalized guidance to protect your financial future. Resources Mentioned Morgan Stanley's article: 6 Financial Mistakes to Avoid https://www.morganstanley.com/articles/divorce-financial-planning-guide  Learn more about the Divorce Financial Portrait™ https://mydivorcesolution.com Disclaimer: The information provided in this podcast is for educational and informational purposes only and should not be considered financial or legal advice. Please consult with professionals in the relevant fields for personalized guidance. The WeChat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Catherine Shanahan, Karen Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work. WCD should not be used in any legal capacity whatsoever. Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD. Unless specifically stated otherwise, Catherine Shanahan and Karen Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew. WCD, CATHERINE SHANAHAN, AND KAREN CHELLEW EXPRESSLY DISCLAIM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. If you would like to obtain a typed transcript of this podcast episode, please email us at hello@mydivorcesolution.com. Please be sure to include the episode name in the transcript email request. Thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Faces of Business, Nolan Bradbury, Principal at Bradfield Accounting & Advisory, shares critical insights into the financial pitfalls that entrepreneurs often face and how to navigate them effectively. Nolan is the Principal at Bradfield Accounting & Advisory. As a seasoned financial expert with over two decades of experience, he has a deep understanding of the financial challenges that can impact business growth. Nolan has spent his career helping business owners align their financial strategies with their long-term goals.   Check out the Blog post here: Key Financial Pitfalls Entrepreneurs Should Know   Thanks for taking the time to listen today.   Find Damon Pistulka on LinkedIn talking about life & building businesses you can sell or succeed.    On Twitter as @dpistulka with inspiration and sharing thoughts.    Find out more about Damon when he's not working.  @damonpistulka on Instagram, or Damon Pistulka on Facebook.      More information on building businesses you can sell or succeed and the Exit Your Way method on our website   View our blog page for this episode here.   Email us for more information info@exityourway.com

Avoiding Common Financial Pitfalls in Private Therapy PracticeIn this episode of 'Therapy for Your Money', host Julie Herres shares insights into common financial mistakes made by private therapy practice owners. As an experienced accountant and owner of Green Oak Accounting, Julie emphasizes the importance of foresight in business planning, preparing for entrepreneurship's financial and operational intricacies, and properly accounting for taxes. The episode highlights the necessity of focusing on profit without guilt, advising on setting the right structures from the start, such as forming a legal entity like an LLC, and recognizing business costs that reduce the perception of a full income from fees. Julie also introduces her new course, 'Money for Therapists Practice Startup', to provide essential financial knowledge for new therapy practice owners.Episode Highlights00:00 Welcome to Therapy for Your Money00:48 Common Financial Mistakes in Private Practice01:17 Mistake #1: Short-Term Thinking04:12 Mistake #2: Underestimating Startup Effort07:11 Mistake #3: Misunderstanding Fee Retention09:08 Mistake #4: Ignoring Taxes11:02 Mistake #5: Feeling Guilty About Profit13:45 Introducing the Money for Therapists Practice Startup Course16:23 Conclusion and DisclaimerLinks and ResourcesMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/AcademyPodcast Production and Show Notes by Course Creation Studio

In this episode of Financial Safari, Coach Pete and his guests discuss the importance of proper retirement planning and the strategies needed to ensure financial security in retirement. They explore the concept of financial life preservers, the role of a financial coach, and how to identify quality financial advisors. The conversation also covers the advance and protect strategy, the pitfalls of high yield savings accounts, and the differences between various retirement income strategies. In this conversation, Coach Pete DeRuda discusses various strategies for effective retirement planning, emphasizing the importance of high yield savings accounts, guaranteed income, and comprehensive financial reviews. He addresses common concerns about retirement, such as social security benefits and the need for a spend and leave plan. The discussion highlights the significance of eliminating worries and ensuring peace of mind for a comfortable retirement.See omnystudio.com/listener for privacy information.

Description: In this insightful episode of Money Matters, host Chris Hensley sits down with financial experts and co-authors Alexandra Armstrong and Mary Donahue to discuss their book On Your Own: A Widow's Guide to Emotional and Financial Well-Being.  Together, they share critical advice on how widows can navigate their financial futures while coping with loss. Learn about common mistakes new widows make, including rushing into irrevocable decisions, and discover practical tips for leveraging support networks. Whether you're facing these challenges or preparing for future financial security, this episode offers heartfelt, actionable guidance. Topics Covered: Emotional and financial challenges for widows Key financial mistakes to avoid after losing a spouse How to rebuild your life with sound financial planning The evolving landscape of widowhood and grief management Personal experiences shared by the authors Don't miss: The latest insights from the sixth edition of On Your Own, now featuring updated financial planning strategies and new technologies to help manage your money in challenging times.  #WidowsGuide #MoneyMatters #Podcast #PersonalFinance

Welcome to Couples Inc! On Episode 17, we talked about leadership styles; on this episode, we talk about the four working styles--which one is yours? We visit with Wright Accounting Group owners Brian and Kitrina Wright about some financial pitfalls that couplepreneurs make and how to avoid them. We wrap up the episode with a visit to the Couples Inc. Watercooler to try out that wacky Talking Points card game. We're glad you're here! Talking Points cards available here The Four Working Styles article here

In this episode of the Dietitian Boss podcast, Libby Rothschild, founder of Dietitian Boss and registered dietitian, breaks down the top financial mistakes dietitians make when running a private practice. Whether you're just starting or already managing your practice, Libby shares key insights to help you avoid financial stress and achieve long-term success. From budgeting to tracking income and categorizing expenses, Libby provides actionable tips to help dietitians set up their practice for financial health and sustainability. What you'll learn from this episode: Create a Budget: Make sure to outline your income and expenses to avoid cash flow problems. I share simple tools like spreadsheets and software options to help you track your finances. Track Your Metrics: Consistently monitor your income and profit margins to stay informed about your financial health. I'll walk you through the key metrics you need to keep an eye on. Categorize Your Expenses: Whether it's digital investments, office supplies, or overhead, properly categorizing your spending is essential for staying on top of your budget. Monthly Review: Set a date with yourself each month to review your budget and adjust as needed. It's a great habit for tracking progress and ensuring financial stability. Connect with Libby: Instagram: @libbyrothschild | @dietitianboss YouTube: Dietitian Boss Are you ready to get support? Team Dietitian Boss offers support to help you start, grow and scale your private practice. Book a call to learn more about what options we offer to help you based on your stage of business. Discover the seamless experience of Practice Better through our referral link! Join us on a journey of enhanced wellness and efficiency. Start here! Join our membership The Library HERE Are You Maximizing Your Marketing? Take the Quiz to Find Out and Unlock Your Full Potential as a Dietitian! Want to hear client success stories? Review here.

Episode Title: Financing Your Flight Training: Managing Costs and Avoiding Financial Pitfalls Episode Description: In this solo episode of Fly the Transition, Jim addresses the fear of financial instability and the significant costs associated with flight training and a midlife career change into aviation. Learn practical strategies for budgeting, saving, and financing your aviation journey while managing the psychological impact of financial uncertainty. Key Topics Covered: Understanding the costs of flight training Creating a financial plan that works for you Managing the emotional side of financial stress Encouragement and strategies for staying motivated Join our Community:If you enjoy Fly the Transition and want to continue the conversation, consider joining our Discord community. To request an invite, simply reach out to Jim by email or social media. Social Media Handles: Website: ⁠⁠www.flyingmidwest.com⁠⁠ Facebook: ⁠⁠⁠https://www.facebook.com/flythetranstion⁠⁠⁠ Jim on Instagram: ⁠@flymidwestjim⁠ Email: ⁠Flythetransition@gmail.com⁠ Sponsor Information:Support our sponsors and affiliates who help make this podcast possible! Affiliate Links: Lightspeed Headsets: ⁠⁠⁠https://www.lightspeedaviation.com/?campaign=flyingmidwest23&ref=101⁠⁠⁠ Flying Eyes Sunglasses: ⁠⁠⁠https://flyingeyesoptics.com/?ref=Flyingmidwest23⁠⁠ Use code Flyingmidwest10 for 10% off your purchase Fly the Transition Merch: ⁠⁠⁠flyingmidwest.com/merch⁠⁠⁠ Contact Information: Do you have questions or comments about the show? Do you have an idea for a future episode? Do you want to be a guest on the podcast? Reach out at flythetransition@gmail.com or connect with Jim through social media or the website.

In this episode of The Adoption Roadmap, Rebecca interviews Matt Joyner, an expert in financial planning for adoptive families. Matt shares his personal adoption journey and provides valuable insights on how to financially prepare for adoption. He discusses both the emotional and economic aspects, common financial challenges, and strategies for balancing immediate adoption costs with long-term goals. Matt explains the adoption tax credit, including eligibility, income limitations, and the application process, as well as employer and military benefits available to adoptive families. Rebecca and Matt's conversation concludes with insights on the importance of early financial planning and self-awareness in the adoption journey. Important Links mentioned in Today's Episode Matt's Adoption Finance Planning Guide  Matt's Financial Planning Firm Dave Thomas Foundation Planswell - Retirement Planning Software Man's Search for Meaning - Victor Frankl ⁠⁠RG Adoption Consulting⁠⁠⁠  ⁠⁠⁠The Adoption Roadmap⁠ Your Adoption Finance Coach  Chapters 4:20 Personal Experience with Adoption  9:35 Financial Challenges and Preparation for Adoption  20:07 Financial Pitfalls to Avoid: Dipping into Retirement Savings and Inadequate Emergency Funds 23:16 Alternative Funding Options 28:51 Balancing Adoption Costs and Long-Term Financial Goals 29:40 Understanding the Adoption Tax Credit and Employee Benefits 37:45 The Importance of Early Financial Planning 39:45 Employer and Military Benefits for Adoptive Families  40:41 Raising, Saving, and Borrowing Money for Adoption 42:08 The Importance of Remembering the Purpose of Adoption Episode Disclaimer This recording is limited to the dissemination of general information pertaining to adoption planning. Nothing presented within constitutes specific investment advice, tax or accounting advice, legal insurance or regulatory advice, or an offer to sell or solicitation of an offer to buy any security.  While reasonable efforts were used to obtain information from sources believed to be reliable, Fortis Capital Advisors LLC makes no representation that the information or opinions contained in these materials are accurate, reliable, or complete. All information and opinions contained in this presentation are subject to change without notice. Investment advice is offered through Fortis Capital Advisors LLC, 7301 Mission Road, Suite 326. Prairie Village, Kansas 66208. Fortis Capital Advisors LLC is an investment advisor registered with the Securities and Exchange Commission, SEC. Additional information about Fortis Capital Advisors LLC is available on the SEC's website at www .advisorinfo .sec .gov. Fortis Capital Advisors LLC mainly provides investment advice, to individual investors and businesses.  Tune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review!  THANK YOU!

Avoiding Financial Pitfalls: Tax Tips from Hubert Johnson Karen Nowicki, host of Phoenix Business Radio, welcomed Hubert Johnson from Guardian Tax Law, discussing his journey from aspiring history teacher to tax attorney and his commitment to providing better customer service since founding his firm in 2018. Hubert emphasized the importance of correct guidance, whether clients […] The post Avoiding Financial Pitfalls: Tax Tips from Hubert Johnson appeared first on Business RadioX ®.

In this episode of Financial Safari, Coach Pete and his guests discuss the essential elements of financial planning, focusing on retirement income strategies, investment risks, and the importance of asking the right questions before making financial decisions. They emphasize the need for a comprehensive retirement plan that includes income protection and strategies to avoid bad money habits. In this conversation, the speakers discuss the importance of financial advisors, the historical context of retirement planning, the risks associated with investments, and the necessity of a comprehensive retirement plan. They emphasize the need for risk assessment and the creation of a financial fill-up strategy to ensure a secure retirement. The discussion also includes a cautionary tale about Nicolas Cage's financial missteps, highlighting the importance of sound financial management.See omnystudio.com/listener for privacy information.

In this episode of The Adoption Roadmap,Rebecca interviews Matt Joyner, an expert in financial planning for adoptive families. Matt shares his personal adoption journey and provides valuable insights on how to financially prepare for adoption. He discusses both the emotional and economic aspects, common financial challenges, and strategies for balancing immediate adoption costs with long-term goals. Matt explains the adoption tax credit, including eligibility, income limitations, and the application process, as well as employer and military benefits available to adoptive families. Rebecca and Matt's conversation concludes with insights on the importance of early financial planning and self-awareness in the adoption journey. Important Links mentioned in Today's Episode Matt's Adoption Finance Planning Guide  Matt's Financial Planning Firm Planswell - Retirement Planning Software  ⁠⁠RG Adoption Consulting⁠⁠⁠  ⁠⁠⁠The Adoption Roadmap⁠ Your Adoption Finance Coach  Chapters 4:20 Personal Experience with Adoption  9:35 Financial Challenges and Preparation for Adoption  20:07 Financial Pitfalls to Avoid: Dipping into Retirement Savings and Inadequate Emergency Funds 23:16 Alternative Funding Options 28:51 Balancing Adoption Costs and Long-Term Financial Goals 29:40 Understanding the Adoption Tax Credit and Employee Benefits 36:56 Employer and Military Benefits for Adoptive Families  46:03 The Importance of Early Financial Planning 47:13 Raising, Saving, and Borrowing Money for Adoption 49:09 The Importance of Remembering the Purpose of Adoption Episode Disclaimer This recording is limited to the dissemination of general information pertaining to adoption planning. Nothing presented within constitutes specific investment advice, tax or accounting advice, legal insurance or regulatory advice, or an offer to sell or solicitation of an offer to buy any security.  While reasonable efforts were used to obtain information from sources believed to be reliable, Fortis Capital Advisors LLC makes no representation that the information or opinions contained in these materials are accurate, reliable, or complete. All information and opinions contained in this presentation are subject to change without notice. Investment advice is offered through Fortis Capital Advisors LLC, 7301 Mission Road, Suite 326. Prairie Village, Kansas 66208. Fortis Capital Advisors LLC is an investment advisor registered with the Securities and Exchange Commission, SEC. Additional information about Fortis Capital Advisors LLC is available on the SEC's website at www .advisorinfo .sec .gov. Fortis Capital Advisors LLC mainly provides investment advice, to individual investors and businesses.  Tune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review!  THANK YOU!

In this episode of The Adoption Roadmap,Rebecca interviews Matt Joyner, an expert in financial planning for adoptive families. Matt shares his personal adoption journey and provides valuable insights on how to financially prepare for adoption. He discusses both the emotional and economic aspects, common financial challenges, and strategies for balancing immediate adoption costs with long-term goals. Matt explains the adoption tax credit, including eligibility, income limitations, and the application process, as well as employer and military benefits available to adoptive families. Rebecca and Matt's conversation concludes with insights on the importance of early financial planning and self-awareness in the adoption journey. Important Links mentioned in Today's Episode Matt's Adoption Finance Planning Guide  Matt's Financial Planning Firm Planswell - Retirement Planning Software  ⁠⁠RG Adoption Consulting⁠⁠⁠  ⁠⁠⁠The Adoption Roadmap⁠ Your Adoption Finance Coach  Chapters 4:20 Personal Experience with Adoption  9:35 Financial Challenges and Preparation for Adoption  20:07 Financial Pitfalls to Avoid: Dipping into Retirement Savings and Inadequate Emergency Funds 23:16 Alternative Funding Options 28:51 Balancing Adoption Costs and Long-Term Financial Goals 29:40 Understanding the Adoption Tax Credit and Employee Benefits 36:56 Employer and Military Benefits for Adoptive Families  46:03 The Importance of Early Financial Planning 47:13 Raising, Saving, and Borrowing Money for Adoption 49:09 The Importance of Remembering the Purpose of Adoption Episode Disclaimer This recording is limited to the dissemination of general information pertaining to adoption planning. Nothing presented within constitutes specific investment advice, tax or accounting advice, legal insurance or regulatory advice, or an offer to sell or solicitation of an offer to buy any security.  While reasonable efforts were used to obtain information from sources believed to be reliable, Fortis Capital Advisors LLC makes no representation that the information or opinions contained in these materials are accurate, reliable, or complete. All information and opinions contained in this presentation are subject to change without notice. Investment advice is offered through Fortis Capital Advisors LLC, 7301 Mission Road, Suite 326. Prairie Village, Kansas 66208. Fortis Capital Advisors LLC is an investment advisor registered with the Securities and Exchange Commission, SEC. Additional information about Fortis Capital Advisors LLC is available on the SEC's website at www .advisorinfo .sec .gov. Fortis Capital Advisors LLC mainly provides investment advice, to individual investors and businesses.  Tune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review!  THANK YOU!

Diana sent in a candid voice text, highlighting her financial decisions following a divorce, including getting involved in an MLM. Erin discusses the often-overlooked financial burdens women face when leaving relationships and provides advice on handling investments with multi-level marketing financial companies. She emphasizes the importance of financial literacy and making informed decisions to avoid recurring financial pitfalls. PS - Erin will always want you to have revenge sex.    Listen to this episode for advice on finding a financial planner: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000617692897  Check out Chrissy's episode "Chrissy Is Debt-Free!" here: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000443620302    _______________________________  

Danni is a seasoned financial journalist with over 19 years of experience at the BBC, where she presented and reported business news for various programs. She most recently hosted Radio 5 Live's "Wake Up to Money." Now at AJ Bell, she provides expert analysis and commentary on financial markets, economics, and personal finance.Find more information and resources here: http://saradavison.com/Follow me on social media►Instagram: https://www.instagram.com/saradavisondivorcecoach/Facebook: https://www.facebook.com/SaraDavisonDivorceCoachTwitter: https://twitter.com/SDDivorceCoachLinkedIn: https://www.linkedin.com/in/sara-davison-742b453/

Ever been curious about the hidden costs of joining an MLM? Discover the raw truths about multi-level marketing schemes with our special guest, Dani Leigh, a seasoned digital nomad and the insightful voice behind Travelling Jezebel and Not Your Boss Babe (which she built and developed and recently sold - aka a real digital business!) Dani takes us on her personal journey from globetrotting volunteer to uncovering the predatory practices of network marketers that target individuals seeking remote work opportunities. This episode peels back the layers to reveal how these schemes have surged, especially during the pandemic, trapping many in financial and emotional turmoil.Our conversation exposes the realities behind the glossy façade of MLMs, focusing on their recruitment-heavy models and overpriced products. Dani and I dive into manipulative marketing strategies, like the guilt-inducing "women supporting women" narrative, and the deceptive income disclosures that lure people into these traps. Hear real-life stories of how MLMs infiltrate communities, from expats to military families, and exploit vulnerabilities with empty promises of financial freedom and flexible work. Together, we highlight why these schemes are nothing more than modern-day scams and offer advice on how to recognize and avoid them.We wrap up with a deep dive into the nuances of running a successful online business. Dani shares her own experiences in diversifying income streams through affiliate marketing, website ads, and new ventures like Instagram and organizing group trips. This episode is packed with practical tips and valuable resources to help you navigate the ever-changing digital landscape while steering clear of unreliable business models like MLMs. Whether you're a seasoned digital nomad or just starting your remote work journey, this episode offers essential insights to protect and empower you.Connect with Dani on here - https://www.instagram.com/travellingjezebel/ (Iand check out her delicious blog https://travellingjezebel.com/, to see what a REAL remote business looks like

In today's episode of Financial Matters we continue to discuss the hard truth about making money wisely and avoiding financial pitfalls. Following last week's deep dive into financial scams, where we emphasized the hard truths about wealth building—that it involves significant risk and there are no real shortcuts—we're shifting gears to explore a real-world success story. Joining us is a friend of the show, Thapelo Tsiu, a seasoned financial educator and founder of Ride2Keep Rentals. Thapelo has transitioned from managing a side hustle to becoming a full-time entrepreneur, utilizing a rent-to-buy model to empower delivery bikers. He'll share invaluable insights on his entrepreneurial journey. Don't miss this inspiring discussion that could light the path for your own side hustle!See omnystudio.com/listener for privacy information.

You work hard for your money so it's very critical that you educate yourself about financial scams and pitfalls that might impact your financial well-being. We'll be providing tips on how to spot and avoid common scams that can derail your retirement plans or empty your coffers if you're not careful!

Avoiding some common financial pitfalls can help with both cashflow and fundraising. About AVL Growth PartnersAVL Growth Partners, founded in 2009, is the leading fractional Finance and Accounting firm supporting organizations in pivoting from growth to scale. AVL brings an experienced team of CFOs, Controllers, and Accountants to your organization, delivering transparent, strategic actions for short and long-term success. Transform your financial approach affordably with AVL, supporting companies coast to coast - get to know AVL Growth Partners at avlgrowth.com. (Sponsored)About SpringTime VenturesSpringTime Ventures seeds high-growth startups in healthcare, fintech & insurtech, and logistics & supply chain. We look for founders with domain expertise, forging a path with a truly transformative technology. We only invest in software-based businesses in the USA. We bring a people-focused approach, work quickly, and reach conviction independently. Our initial check size is $600k. You can learn more about us and our approach.     

Financial Trends to be Aware Of, Financial Pitfalls to Avoid, CFP and CPCC Stephanie Richman of EP Wealth on Retirement Roadblocks

Financial Trends to be Aware Of, Financial Pitfalls to Avoid, CFP and CPCC Stephanie Richman of EP Wealth on Retirement RoadblocksSee omnystudio.com/listener for privacy information.

Wes Rowlands is a recognized and successful author, businessman, speaker and entrepreneur.  He shares his story of being raised by a single mother and the great gifts she gave to him as a single, lower income parent. Wes gives insight on how to create a path to avoid "wealth killers" while also making good decisions that help one to move forward financially. 

Managing personal finances can often take a back seat to a doctor's demanding schedules. However, overlooking key financial decisions in the early stages of a medical career can lead to long-term setbacks. Today we're discussing common financial mistakes made by young doctors and offer strategies to avoid them.

Pajak has heard a lot of bad advice over the years when it comes to small businesses' financials. In today's episode, we'll explore the worst financial advice for small businesses and provide real-life examples to illustrate the consequences of following bad advice.  Comments and Questions are welcome.  Send to ProfitswithPajak@gmail.com Episode Links: LCRSUMMIT.COM Masterclasses that will transform your business. Want to go deep into your numbers to maximize your profits?  Sign up for the Budgets, Breakevens, and Bottom Lines™ Workshop at www.JohnPajak.com Yardbook Training Workshops can streamline your business and make you more money. Click to sign up now. Connect with Mr. Producer on Instagram Show Partners: Simplify your business and be more profitable.  Please visit www.Yardbook.com Click here to upgrade your Yardbook account to a Premium Plan and get 30 days FREE with promo code PAJAK

Hey there, Wallet Warriors!

As a CISO, could you be hemorrhaging cash without even knowing? Tune in to our discussion with Eric Olden, CEO of Strata, as we cast a spotlight on the potential costs of not tightening your cybersecurity, especially during cloud migration. We expose the financial pitfalls of operating outdated software, managing infrastructure, and rewriting applications. Plus, we offer you a secret weapon - identity orchestration, a smart solution that can save you money and elevate your security.Seize this chance to explore a realistic method to measure the cost of neglecting your cybersecurity and discover how you can strategize for expenses related to cloud transition. Benefit from Eric's insights about the power of third-party research in generating a Total Economic Impact report for informed strategic decisions. Be ready for a paradigm shift as we tackle the issue of demonstrating ROI and fostering customer adoption of identity orchestration. This episode promises to shake up your understanding of cloud security and identity orchestration, inspiring fresh strategies for a safer, more cost-effective businessHost: Josh Bruyning

Welcome back to another episode of Money Grows on Trees: the Podcast! Your host and Millionaire Money Mentor, Lloyd Ross, will be diving into a topic that has been causing some confusion and concern: Is the US dollar dead? With all the talk of cryptocurrencies, potential new world reserve currencies, and the ever-changing financial landscape, it's no wonder people are feeling uncertain about the future of fiat currency. But fear not! In this episode, we'll examine whether these claims hold any weight and uncover the truth behind the US dollar's status as the world's dominant reserve currency. So grab your notepads and get ready to dive into the fascinating world of global finance. Let's get started! Money Grows on Trees Team

Welcome back to another episode of Money Grows on Trees: the Podcast! Your host and Millionaire Money Mentor, Lloyd Ross, will be diving into a topic that has been causing some confusion and concern: Is the US dollar dead? With all the talk of cryptocurrencies, potential new world reserve currencies, and the ever-changing financial landscape, it's no wonder people are feeling uncertain about the future of fiat currency. But fear not! In this episode, we'll examine whether these claims hold any weight and uncover the truth behind the US dollar's status as the world's dominant reserve currency. So grab your notepads and get ready to dive into the fascinating world of global finance. Let's get started! Money Grows on Trees Team

Money is a main concern in divorce, and there are many common pitfalls that occur that you can avoid if you know what they are. In this episode we speak to Sara Chevere, Financial Coach and Founder of Finance Babe, to learn what you need to know and how to prepare and protect yourself financially during your divorce. (Guest: Sara Chevere, Intuitive Financial Coach & Founder of Finance Babe) Email hello@exexperts.com or click here if you would like to set up a private session with Jessica and T.H. to help with your process! Follow us on Instagram and TikTok @exexperts. SPONSORED BY: BPP Wealth Solutions, a female-founded financial planning firm. BPP Wealth helps build, protect and preserve wealth for generations. For more information, go to https://www.bppwealth.com/. --- Send in a voice message: https://podcasters.spotify.com/pod/show/divorceetc/message

In this episode Brian discusses 5 pitfalls your estate planning attorney may have missed and how to get into real estate if you're looking to retire and you want out of the stock and bond market. 

So you're considering opening or acquiring a dental practice? How do you go about the financing? Is it better to start an LLC, or an S-Corp? In this episode of the Dental Practice Launch Podcast, Caleb Gussner of Duckett Ladd Dental CPAs & Advisors reveals what dentists should know when building or acquiring a practice. Caleb also discusses common misconceptions dentists have when beginning their journey into practice ownership.

This week, Matthew Tomlin, CFP®, joins me to discuss five common pitfalls we help people avoid. If you or someone you know needs help with their financial plan, please feel free to share my contact information.    Upticks is a show about financial planning and investments. Join Jake Falcon, CRPC® as he discusses financial planning topics including retirement, tax planning, debt, charitable giving, etc. In addition, Jake dives deep into investments and explains stocks, bonds, options, cryptocurrency and other timely market topics. Be sure to subscribe so you don't miss an episode!               Falcon Wealth Advisors is an independent-minded wealth management practice located in the Kansas City metro.  Our team of 15 professionals specializes in retirement planning for individuals.  We help our clients make important decisions around when to retire, social security, health insurance, tax planning, and many other financial planning topics.                   In addition to helping our clients plan for a successful retirement we also implement investments solutions.  We believe that what sets us apart is our philosophy to avoid investment products and instead buy/sell individual stocks, bonds, and options for our clients.  We do this to eliminate the middleman, which we believe increases control and transparency and decreases fees.            Clients choose to work with us to enhance their financial literacy and explain exactly what their financial plan means to them.              Visit Our Website         https://www.falconwealthadvisors.com/              Listen to our Podcasts          https://www.falconwealthadvisors.com/content.html             We're Social!         https://www.facebook.com/FalconWAdvisors/         https://www.instagram.com/falconwadvisors/         https://twitter.com/FalconWAdvisors         https://www.linkedin.com/company/falcon-wealth-advisors/              Connect with Jake Falcon, CRPC         https://www.facebook.com/jake.falcon.524         https://www.instagram.com/jake_falcon_crpc/?hl=en         https://twitter.com/jakefalconcrpc         https://www.linkedin.com/in/jakefalconfalconwealthadvisors             #financialplanning #personalfinance #investing #upticks #retirement #kansascity

David Richter has 10 years of real estate experience with a background in acquisitions, disposition, property management, transaction coordination, marketing, and CFO. Through that experience, he realized he wanted to help real estate investors learn how to take control of their finances. After reading Profit First by Mike Michalowicz, he knew he had the perfect framework to help real estate entrepreneurs manage the cash in their businesses.  Today, David is the owner and founder of Simple CFO Solutions, which matches real estate investors with a fractional CFO to grow their bottom line profit and decrease financial stress. He is also the author of Profit First for Real Estate Investing. In this episode, he discusses common financial pitfalls he sees real estate investors experience, why he recommends entrepreneurs set up at least four bank accounts to manage their finances, and the services he offers real estate professionals through Simple CFO Solutions and the Profit First System.    David Richter | Real Estate Background Owner and founder of Simple CFO Solutions, which matches real estate investors with a fractional CFO to grow their bottom line profit and decrease financial stress. 10 years of real estate experience, including acquisitions, dispositions, property management, transaction coordination, marketing, and CFO. Author of Profit First for Real Estate Investing Based in: St. Cloud, FL Say hi to him at: simplecfo.com Facebook Instagram LinkedIn Greatest Lesson: Make sure to make profit a habit in your business and pay yourself first. Join the newsletter for the expert tips & investing content.   Sign up to be a guest on the show. FREE eBook: The Ultimate Guide to Multifamily Deals & Investing Register for this year's Best Ever Conference in Salt Lake City Stay in touch with us! www.bestevercre.com YouTube Facebook LinkedIn Instagram Click here to know more about our sponsors: Cornell Capital Holdings | PassiveInvesting.com | DLP Capital

Should you or should you not be doing your own investing? In this episode, Valarie and Mike will be covering the 5 most common financial pitfalls of a DIY investor.

There are a lot of financial pitfalls out there. These are 9 that I see frequently and wanted to chat through. Enjoy! Support Our Sponsor Indeed: Get a $75 sponsored job credit when you sign up for Indeed today. Indeed.com/MONEYNERDS The post 9 Financial Pitfalls appeared first on .