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音乐历史从爵士乐到摇滚乐的进程当中,有许多桥梁似的音乐人。他们一方面是爵士乐的革命者,但另一方面却帮助开创了新时代。The Beach Boys(沙滩男孩)就是这当中的代表。可以相当确定的说,如果没有沙滩男孩,很多我们的偶像,以及我们偶像的偶像都不会存在。Why for Jazz 开通了微信听友群。我会对进群的朋友一次性收取199元的入群费,作为对本节目的支持。想要进群的朋友可以添加微信号Y4JZXZS,在确认群规及转账成功之后,我会将你拉进本节目的微信群。如果想获得部分节目的文字稿,请移步我的小报童:https://xiaobot.net/p/Y4JZ爵士乐的现场性导致了单纯的音频没办法表现它的全部魅力,因此 Why for Jazz 在小红书和B站开通了视频号 Why for Records,会持续推荐一些我喜欢的爵士乐专辑。第一集已在B站上线,欢迎大家点赞关注 Why for Records 视频号,作为播客伴侣,配合使用。Playlist of the Show:[02:41] The Four Freshmen - Poinciana[04:57] Bonnie Lou - Two Step, Side Step[10:07] The Beach Boys - Surfin'[17:48] Chuck Berry - Sweet Little Sixteen[18:54] The Beach Boys - Surfin' USA[32:16] The Beach Boys - I Get Around[37:26] The Beach Boys - Help Me, Rhonda[43:09] The Beach Boys - God Only Knows[47:04] The Beach Boys - Good Vibrations[57:02] Dennis Wilson - You Are So Beautiful
In Episode 180 of Entertainment Law Update, we cover major legal developments including the rare recusal of five Supreme Court justices, leaving a lower court win in the Ta-Nehisi Coates copyright case intact; the Isaac Hayes estate's lawsuit against Donald … Read the rest The post Supreme Court Sidestep, AI Copyright Showdown & Dancing With a Stranger Returns – ELU 180 appeared first on Entertainment Law Update.
Watch This Episode On YouTubeAs we move further away from the conventional wars in Afghanistan and Iraq, colloquially known as the Global War on Terror, the need for films like AMERICAN SONS (2025) is greater; it informs us, through powerful filmmaking, what we've lost.AMERICAN SONS follows a brotherhood of Marines a decade after their deployment to Afghanistan, as they struggle to overcome the trauma of combat and the loss of their best friend, Corporal JV Villarreal.I am joined today by director Andrew James Gonzales and producer Laura Valera for an important -- essential -- discussion for the Memorial Day holiday.In this episode, we discuss:the world premiere at SXSW and how they were able to make such an authentic film about fallen Marines;why they were drawn to documentary filmmaking -- "I've always been drawn to documentary because I appreciate the realism. I like real stories. I don't like this. There's a lot of great narrative Hollywood stuff, but I just don't like this fake, happy ending in every movie, right? - Andrew James Gonzales;what should viewers expect when they watch AMERICAN SONS -- "They should expect to see a very real veteran story" - Andrew James Gonzaleshow the film was funded and producer Laura Valera brought together a variety of different resources to make it happen -- "If you don't get money from a certain organization and you really feel that they align, make sure you call, get feedback, apply again. The other thing that I tell young filmmakers is offer to be a grant reader" - Laura Valerathe crucial difference between a director and a filmmaker -- "So a director directs the film versus a filmmaker does anything that they need to do to finish the film, which means you're taking on a role that you've never even done before, but because you have the vision of how to complete it." - Andrew James Gonzales;why don't we see more of these authentic veteran films in narrative? And with the release of WARFARE (2025) by another Latino director, is there something specific to the Latino experience in the military, perhaps with the emphasis on community, that highlights these kinds of stories?;what was the response to the film at SXSW?what's next for this film and the filmmakers?Laura's Indie Filmmaker Highlight: Tejanas In FilmLinks:AMERICAN SONS WebsiteFollow Andrew On InstagramFollow AMERICAN SONS On InstagramFinally, here are links to five soldiers I served with who died either in action or because of its aftermath, and I think about them often. There is this whole "inside baseball" amongst veterans that you should never wish a veteran Happy Memorial Day because it's a solemn event to honor our fallen, like somehow our friends want all of us to be eternally miserable every last Monday of May in honor of their sacrifice. It's petty when the meaning of the statement is kind and it creates a division between civilian and veteran that shouldn't be there, not on this day.Sidestep all that noise. If you do encounter a veteran on Memorial Day, say something like this: "I'm sure this is hard for you. If you're able, I'd love to hear a story about someone you've lost, just so I can understand the magnitude of our country's sacrifice."For me, I could talk about these guys all day. Enjoy the holiday.Cody BakerGil MoralesMichael McGahanRyan SartorJustin SchmidtSupport this podcast at — https://redcircle.com/first-time-go/exclusive-content
In this episode of the Money and Investing show, Andrew Baxter and Mitch unpack the most common financial mistakes people make in their 30s. From lifestyle inflation and high-interest debt to ignoring your superannuation and delaying investment decisions, they explain how these habits can hold you back financially. The hosts highlight the importance of early investing, managing cash flow wisely, and staying focused on long-term goals. They also discuss how social media can influence spending and why it's important to stick to a disciplined plan. Personal examples and practical tips make this episode especially relevant for anyone aiming to build wealth in their 30s. Whether you're already in your 30s or planning ahead, this episode offers clear strategies to avoid money traps and strengthen your financial position. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Join the conversation with C4 & Bryan Nehman. C4 & Bryan opened the show discussing a topic from yesterday's interview with States Attorney Ivan Bates called the sidestep program. Markets soared yesterday following the announcement of the China trade deal. An update to the Airforce Q story. Congresswoman Sarah Elfreth joined the show this morning discussing funding for NPR & PBS among other topics. Baltimore County Inspector General Kelly Madigan also joined the show in studio discussing a new report & the job opening for the role of Inspector General. Listen to C4 & Bryan Nehman live weekdays from 5:30 to 10am on WBAL News Radio 1090, FM 101.5 & the WBAL Radio App.
Calling all runners: This is a must-listen episode if you want to avoid getting sidelined by an injury! With hosts Sarah Bowen Shea and Tish Hamilton, the guest, Chris Johnson, PT, a physical therapist and coach, details: -what “movement snacks” are + why they help your workouts; -the value of walking (or marching!) breaks in your runs; -a practical approach to strength training when prepping for a race; -the critical value of rest + sleep; and, -how to (re)discover the love of running. Sarah shares a few stories from a recent trip to the desert before she and Tish welcome the physical therapist to the show around 11:02. When you shop our sponsors, you help AMR. We appreciate your—and their—support! Run the Rose City! Use code AMR20 for $20 off registration at portlandmarathon.com Get 20% off, plus free shipping, on all IQBAR products by texting AMR to 64-000 Learn more about your ad choices. Visit megaphone.fm/adchoices
17 - ALMANAC (2) - Violence erupts as Argentina prepares to sidestep law for secret IMF deal by Australian Citizens Party
Mining critical minerals has been called the new gold rush. Nickel, copper and other critical minerals are highly sought after in the drive to manufacture new technologies. And some mining companies want to extract these minerals from the deep sea. The Metals Company, a Vancouver-based mining firm, has spent years promoting the idea that mining in the deep ocean has a relatively low environmental impact. Now they want to sidestep an international regulatory body called the International Seabed Authority. We're joined by Catherine Coumins, Research Coordinator and Asia-Pacific Program Coordinator at MiningWatch Canada.
Some of the best health strategies are the most simple and basic; unfortunately, it's the simplicity that makes them easy to quickly overlook and undervalue. As much as I love reading the newest books and most up-to-date research to stay on the leading edge of wellness and longevity, I also believe that some of the most treasured information can be obtained from hidden gems from times of yore. Even some of the most prolific research on how light impacts our health originates from the 40s, 50s and 60s, thanks to John Ott (remember those solosodes, long-time listeners?!). Not to mention, some of the most reliable health and medical strategies were produced from our ancestors thousands of years ago via Traditional Chinese Medicine and Ayurvedic Medicine, to name a couple. The best techniques and approaches inevitably stand the test of time.Enter Charles Atlas, "The World's Most Perfectly Developed Man," who was a veritable biohacker way back in the early 1900s — multiple generations before the term came into use. And don't worry, this episode isn't about bodybuilding or necessarily about perfecting our physique. Rather, Charles Atlas created a program in the 1920s - 1940s that consists of a dozen separate lessons where each lesson goes over various health and wellness strategies; ranging from the mental, to the physical, to diet, to the importance of "building magnetism" and much more. In today's episode, I want to go over those approaches that I felt would be interesting and relevant to you all.Charles Atlas (born Angelo Siciliano; October 30, 1892 – December 24, 1972) was an Italian-American bodybuilder, entrepreneur, and fitness pioneer. He is best known for his mail-order fitness program and for being dubbed “The World's Most Perfectly Developed Man.” Atlas claimed he was inspired to change his body after seeing statues of Greek and Roman gods at the Brooklyn Museum. His fitness philosophy emphasized health, strength, and self-confidence. Atlas is considered a pioneer in promoting fitness to the general public and is often credited with sparking the modern fitness culture. He was an advocate for a healthy diet and a clean lifestyle. If you found the information in today's episode particularly interesting and/or compelling, please share it with a family member, friend, colleague and/or anyone that you think could benefit and be illuminated by this knowledge. Sharing is caring :)As always, light up your health! - Key Points: [00:00] Introduction to the Red Light Report and Mitochondrial Topics [00:36] Sidestep from Typical Topics [02:00] Discovering Charles Atlas's Vintage Lessons [05:31] Background on Charles Atlas [09:18] Exploring Charles Atlas's Lessons [13:30] Mental Attitude in Health and Wellness [17:06] Drawing Parallels to Modern Health Practices [18:15] Deep Breathing and Pure Air [20:51] The Life-Giving Power of Oxygen [21:37] Deep Breathing and Pure Air [22:39] Dynamic Tension: A Non-Aparatus Method [23:08] The Importance of Proper Posture [25:49] How to Store and Increase Magnetic Energy [28:11] Positive Thoughts for Better Health [31:06] Practical Suggestions for Building Magnetic Power [33:44] The Connection Between Mental and Physical Health [35:26] Developing Strength and Character [37:49] Daily Chest Exercises for Strength [38:37] Proper Digestion and Eating Habits [40:08] The Value of Water [40:54] The Importance of Drinking Pure Water for Health [41:12] Proper Method of Drinking Water [42:06] The Benefits of Aerating Water and Drinking First Thing in the Morning [43:02] The Importance of Drinking Water Throughout the Day [43:34] Special Secrets for Rapidly Building Strength [44:02] The Role of Milk in Building a Healthy Body [46:11] The Quality and Quantity of Milk [47:00] The Milk Diet and Its Cleansing Benefits [48:24] Lesson 3: Vigor for Victory - The Importance of Regular Bowel Movements [50:05] Combating Constipation Through Diet and Exercise [52:55] The Role of Internal Baths and Enemas in Health [53:08] The Benefits of Internal Baths for Detoxification [54:41] Additional Tips for Colon Health [57:13] Lesson 7: The Role of Water in Building Vitality [58:12] The Morning Cool Bath for Vitality [59:07] The Evening Cleansing Bath and Its Benefits [1:00:12] Secrets of Power Derived from Water [1:00:31] Natural Ways to Stimulate Key Zones [1:01:04] Cold Water Applications for Health [1:02:05] Hot and Cold Treatments for the Spinal Zone [1:03:07] Air and Sun Baths for Health and Vitality [1:05:45] Sun and Air as Natural Germicides [1:06:12] Importance of Friction Rub After Air and Sun Bath [1:07:33] Red Light Therapy and Charles Atlas' Views [1:07:52] Dynamic Tension for Physical Magnetism [1:10:07] Breathing Techniques for Better Health [1:11:10] The Power of a Magnetic Personality [1:12:14] Charles Atlas' Holistic Approach to Health [1:13:54] Reflection on Charles Atlas' Health Philosophy - Charles Atlas course referenced in episode: Charles Atlas System of Health course (for visual purposes only) - Save up to 25% when you buy BioBlue & BioC60 together via the BioBundle! Bundle you favorite BioBlue product with your favorite BioC60 product and save 15%! Save an additional 10% by making the BioBundle a monthly subscription! That's a total savings of 25%!The BioBundle is always available. No discount code necessary. - Dr. Mike's #1 recommendations: Water products: Water & Wellness Grounding products: Earthing.com EMF-mitigating products: Somavedic Blue light-blocking glasses: Ra Optics - Stay up-to-date on social media: Dr. Mike Belkowski: Instagram LinkedIn BioLight: Website Instagram YouTube Facebook
Im Musiksalon unternehmen wir heute eine akustische Spurensuche, erleben allerhand akrobatische pianistische Kunstfertigkeiten, einen Sidestep nach Hollywood, hören aber sogar einigen Anmerkungen von zeitgenössischen Komponisten, teils über der Gürtellinie, teils auch darunter. Ein klingendes wienerisches Seelen-Pandämonium, jedenfalls, gefiltert durch Strauß'sche Walzermelodien.
In David's life so far, he has read literally hundreds of books about the future. Yet none has had such a provocative title as this: “The future loves you: How and why we should abolish death”. That's the title of the book written by the guest in this episode, Ariel Zeleznikow-Johnston. Ariel is a neuroscientist, and a Research Fellow at Monash University, in Melbourne, Australia.One of the key ideas in Ariel's book is that so long as your connectome – the full set of the synapses in your brain – continues to exist, then you continue to exist. Ariel also claims that brain preservation – the preservation of the connectome, long after we have stopped breathing – is already affordable enough to be provided to essentially everyone. These claims raise all kinds of questions, which are addressed in this conversation.Selected follow-ups:Dr Ariel Zeleznikow-Johnston - personal websiteBook webpage - includes details of when Ariel is speaking in the UK and elsewhereMonash Neuroscience of ConsciousnessDeep hypothermic circulatory arrest - WikipediaSentience and the Origins of Consciousness - article by Karl Friston that mentions bacteriaList of advisors to ConsciumDoes the UK use £15,000, £30,000 or a £70,000 per QALY cost effectiveness threshold? by Jason ShafrinResearchers simulate an entire fly brain on a laptop. Is a human brain next? - US Berkeley NewsWhat are memories made of? A survey of neuroscientists on the structural basis of long-term memory - Preprint by Ariel Zeleznikow-Johnston, Emil Kendziora, and Andrew McKenzieRelated previous episodes:Ep 91: The low-cost future of preserving brains, with Jordan SparksEp 77: The case for brain preservation, with Kenneth HayworthMusic: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain Declaration
Donald Trump's is bypassing traditional FBI background checks for some of his Cabinet picks, instead using private companies to conduct vetting of potential candidates for administration jobs, claiming the FBI is part of the 'deep state'. Anthony Davis reports. Join this channel for exclusive access and bonus content: https://www.youtube.com/channel/UCkbwLFZhawBqK2b9gW08z3g/join Five Minute News with Anthony Davis is an Evergreen Podcast, covering politics, inequality, health and climate - delivering independent, unbiased and essential news for the US and across the world. Visit us online at http://www.fiveminute.news Follow us on Twitter http://twitter.com/fiveminnews Follow us on Instagram http://instagram.com/fiveminnews Support us on Patreon http://www.patreon.com/fiveminutenews You can subscribe to Five Minute News with your preferred podcast app, ask your smart speaker, or enable Five Minute News as your Amazon Alexa Flash Briefing skill. Please subscribe HERE https://www.youtube.com/channel/UCkbwLFZhawBqK2b9gW08z3g?sub_confirmation=1 CONTENT DISCLAIMER The views and opinions expressed on this channel are those of the guests and authors and do not necessarily reflect the official policy or position of Anthony Davis or Five Minute News LLC. Any content provided by our guests or authors are of their opinion and are not intended to malign any religion, ethnic group, club, organization, company, individual or anyone or anything. Learn more about your ad choices. Visit megaphone.fm/adchoices
None of us enjoy spending money unnecessarily. I'm sharing my biggest flying mistakes of all time and what I'd do differently. We'll go beyond the usual like missing flights, forgetting to apply for visas, or missing out on opportunities to earn miles. Resources Mentioned Airhelp: flight compensation for delayed or canceled flights SafetyWing: worldwide travel medical insurance coverage Medjet: air medical evacuation insurance Knack Bags: stylish and functional travel backpacks Want more cheap flights, points and miles, and money-saving strategies? Below are all my best episodes neatly organized in Spotify playlists. Happy listening!
Wondering how AI will impact the future of entrepreneurship? Here's everything you need to know to protect your business from the dangers of AI while using it to your advantage. Will AI replace your online business? Hear Ben Angel's expert insights on the benefits, dangers, and opportunities for the future of AI for entrepreneurs. In this episode, we discuss: (6:20) All of the ways AI will impact business owners (9:38) Tips for managing any fear or overwhelm you may feel about AI (13:44) Questions you should ask as an entrepreneur navigating an AI world (16:53) Practical strategies to help you prepare for a future with AI (18:42) How to create a personalized AI roadmap that aligns with your specific goals and objectives (28:02) The truth about plagiarism and AI plus tips for reducing the risk of AI stealing information from your digital course (36:12) Why AI will never actually replace you (45:38) The benefits of AI for entrepreneurs (51:35) Everything you will learn in Ben's new book! Listen in because this conversation might just change the way you think about AI and your online business! Resources Mentioned in the Episode The Wolf Is At The Door by Ben Angel Unstoppable by Ben Angel The Dark Side of ChatGPT: Employees & Businesses Need to Prepare Now ChatCPT Google AI Perplexity Follow Ben youtube.com/benangel instagram.com/benangelauthor facebook.com/yourwaytothetop Follow Amy Online Marketing Made Easy podcast instagram.com/amyporterfield amyporterfield.com Rate, Review, & Follow on Apple Podcasts "I love Amy and Online Marketing Made Easy." If that sounds like you, please consider rating and reviewing my show! This helps me support more people -- just like you -- move toward the online life and business that they desire. Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, if you haven't done so already, follow the podcast. I'm adding a bunch of bonus episodes to the feed, and if you're not following, there's a good chance you'll miss out. Follow now!
Visit 8020BASEBALL.com for many more tips & strategies, and while you're there, get the newly UPDATED DRILL DESIGN GUIDE 3.0 for free. The best ways to support the podcast are to share it with a friend and leave a review.
Real Estate is a long game you might get a little bit of cashflow but that isn't the main source that housing is going to make you in the long run. But that isn't the only thing that the average person misunderstands. I'll show you what you need to think when you are contemplating investing in single family homes.
Sidestep a stereotypical trip to Paris with cultural insights from journalist and long-time Paris resident Lindsey Tramuta. In this episode of Unpacked by Afar, she shares ways that Paris has changed over the last 20 years and tips for travelers to key into those changes when they travel. From etiquette to fashion, cuisine to favorite neighborhoods—she helps you experience Paris off the beaten path. Paris Like You Haven't Seen It Before In this episode, you'll learn: How Paris is blossoming into a global leader for urban transformation. How the 2024 Olympics and Paralympics affected French locals. Insider tips and must-knows before you travel to Paris. French Tip: Always say “Bonjour” Don't miss these moments: [04:32] Key insights from 20 years of change in Paris [18:34] French etiquette and other things to know before you go. [ 27:04 ] Lindsey's favorite neighborhood spots. An Insider's Guide To Paris Your local guide is Lindsey Tramuta, a journalist who has been living and reporting about life in Paris for two decades. In her work, she explores the people and ideas shaping Paris, and in today's episode she lets us in on 20 years of change. From what it's been like in The City of Light since the Olympics and Paralympics wrapped, to the city's evolving food scene, get local, these are the need-to-know tips for your next Paris trip. Resources Read the transcript of this episode. Check out Lindsey Tramuta's books: The New Paris and The New Parisienne Follow The New Paris podcast Explore more Paris content from Afar, including a travel guide, local tips for a 4-day trip, and where to go to avoid crowds. Be sure to subscribe to the show and to sign up for our podcast newsletter, Behind the Mic, where we share upcoming news and behind-the-scenes details of each episode. And explore our second podcast, Travel Tales, which celebrates first-person narratives about the way travel changes us.
In this must-watch show, discover the secrets to crushing it with online dating as we unveil the 7 fatal errors to avoid and help you find love online once and for all! Say goodbye to common pitfalls and hello to a thriving online dating journey filled with success and romance. Don't miss out...Your perfect match could be just a click away! My guest is known as one of America's Leading Mid-Life Dating Coaches. Today, he is on a mission of encouraging both men and women to fully love themselves with a new book, “What The Heck Is Self-Love Anyway?“—packed with fun, engaging spiritual and personal growth practices—and his dynamic Mid-Life Love Mastery mentorship program, that inspires hundreds of people daily, around the world. Read more about Jonathon on https://www.jonathonaslay.com Follow johnathon at https://www.youtube.com/@JonathonAslay/videos To get more help with online dating go to https://onlinedatingfordummies.com And don't forget to watch THIS CRAZY VIDEO: https://sharpgame.net Want to get my books? Go here https://goo.gl/14cU2
PREVIEW: ROMANIA: MIGRATION: EU: Conversation with colleague Antonia Colibasanu, @GPFutures, in Bucharest, regarding the migrant crisis in the EU and the German decision to sidestep Schengen Area rules, and what this means for Romania. More details to follow 1837 Bucharest
Send us a textEver wondered how a misunderstanding with the IRS can lead to a $1.3 million tax debt? Meet Neal Mcspadden, a tax advisor whose incredible journey from engineering student to saving small business owners thousands on their taxes will leave you inspired. Discover the pivotal moments that shaped Neil's career, including a corporate award ceremony that changed his path and the invaluable lessons he learned from facing and overcoming a massive tax debt with the help of a Wall Street mentor.This episode is a treasure trove for small business owners and solopreneurs looking to navigate the complexities of tax planning. We discuss real-life experiences with IRS wage garnishments and emphasize the importance of meeting tax filing deadlines to avoid penalties. Neil shares the benefits of proactive tax planning and working with a tax advisor year-round. For those on a tight budget, we break down a four-step process to assess situations and implement cost-saving strategies that can save more than the service costs.Neil also brings crucial insights into structuring businesses for tax efficiency, especially for entrepreneurs and real estate developers. Learn the advantages of S-Corps, LLCs, and the powerful strategy of cost segregation. We wrap up with year-end tax planning tips and a valuable worksheet available at taxsherpa.com/freedom to help you avoid financial surprises. Tune in and transform your tax approach with actionable advice from one of the best in the business.Buzzsprout - Let's get your podcast launched!Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showThanks for Listening! Follow us on Tik Tok Facebook and Instagram
Greg Bishop reviews some of the ongoing questions Illinois Gov. J.B. Pritzker is getting about whether he's being vetted by Vice President Kamala Harris to be her vice presidential running mate in the 2024 election.Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx
Ben Maller talks about NBA commissioner Adam Silver not addressing concerns raised by Knicks owner James Dolan over the direction of the NBA, reports pinpointing the Clippers as a landing spot for Zach LaVine, Maller to the Third Degree, and more!See omnystudio.com/listener for privacy information.
Today I'm diving into four crucial mistakes to avoid when writing your novel. While there is no wrong way to write your book, because your writing process should be your own, I can tell you that there are certain mistakes to be avoided in your process.Today I'm covering topics such as:Not having a roadmapRushing the processWriting as if someone is looking over your shoulderComparing your journey to othersTune in to learn how to avoid and overcome these writing mistakes in order to draft a strong novel manuscript.Website | Instagram | Free Novel Writing Guide | Small Group Program WAITLIST
Who is gonna pop this summer? Can European metal push a man into the arms of Youth Crew? Are hardcore bands getting paid less than they should be relative to their non-hc contemporaries? Seattle or San Diego? Boston or DC? Los Angeles or the Bay? And a premiere from Gothenburg's SIDESTEP! That's in Sweden, you ignoramuses! Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you leveraging your curriculum resources for mathematics to their fullest potential in the classroom?In today's fast-paced educational environment, teachers of math often find themselves overwhelmed with a plethora of curriculum resources, each promising to enhance student learning. However, without a deep understanding of the author's intent and the underlying goals of these resources, it's easy to misuse or underutilize them. This episode tackles a common challenge faced by educators: how to effectively integrate math curriculum resources and/or supplement those resources to make lessons more impactful and relevant for students. By understanding the intentionality behind these math resources, teachers can not only save planning time but also deliver more sense-making lessons.Learn what some necessary prerequisites are to create effective learning experiences in the math classroom. Gain insights into the significance of understanding the goals and intentions of curriculum resources.Learn strategies for collaborating with colleagues to deepen content knowledge and improve lesson delivery.Discover practical tips for making small, effective tweaks to curriculum activities to enhance student engagement and learning outcomes.Tune in now to discover how understanding the intentionality behind your math curriculum resources can transform your teaching and boost student success!Resources: Making Math Moments Academy - Strengthen all six (6) key areas of an effective math classroom. District Math Leaders: How are you ensuring that you support those educators who need a nudge to spark a focus on growing their pedagogical-content knowledge? What about opportunities for those who are eager and willing to elevate their practice, but do not have the support? Book a call with our District Improvement Program Team to learn how we can not only help you craft, refine and implement your district math learning goals, but also provide all of the professional learning supports your educators need to grow at the speed of their learning. Book a short conversation with our team now. Love the show? Text us your big takeaway!Get a Customized Math Improvement Plan For Your District.Are you district leader for mathematics? Take the 12 minute assessment and you'll get a free, customized improvement plan to shape and grow the 6 parts of any strong mathematics program.Take the assessment
On episode 166 of Talking Tacos the boys sidestep porn bans, specifically Bill in North Carolina. Like…wtf is going on? This is America and we like our porn. Hands off you shitty little politicians. Speaking of politicians, did you know that Prohibition created the police state that we currently live in? Fun times. Also, ANOTHER idiot billionaire is taking ANOTHER metal balloon to the depths of the ocean to LOOK AT the fucking Titanic. Bro, watch the movie and the Discovery Channel. Godspeed. We have an everything-bagel-flavored hot sauce and a bunch of other stuff to talk about.
Sidestep är en av den svenska hardcorescenens starkast lysande stjärnor just nu. Göteborgarna har under våren släppt en demo och snart kommer även en ny fullängdare. Svempa Alveving tog ett snack med John från bandet om det och mycket annat.
Send us a Text Message.Welcome or Welcome back Soap Fiends and Aficionados to another fun filled addition of Soaplore- the Knots Landing Takeover.Picture the moment when Gary's champagne toast spirals into a tempest of raw emotion and dark habits. Through the intense season finale of "Knots Landing," I, Jett, guide you on a gripping ride through the heart of vintage primetime soap operas. Unravel the threads of a tightly-knit community in Knot's Landing as we explore Gary's highs and lows, celebrating his business victories and confronting the demons of addiction that threaten to undermine his success. As Valene's crucial decisions loom, we brace ourselves for the fallout, promising you an analysis filled with the depth and drama these beloved characters deserve.Sidestep into Gary's chaotic day that mirrors a "Dynasty" brawl, where a music dispute at a bar cascades into a series of life-altering events. I share the experience of watching Gary's personal and professional worlds collide, leading to a confrontation that blurs the lines of friendship and self-destruction. We'll dissect the poignant moments beneath the pier where Gary's downward spiral reaches a painful nadir, offering a stark reflection of the real-life battles fought against addiction. Join me as we dissect the emotional exchanges and support Valene's silent struggle, feeling the chill of indifference from those they considered friends.Finally, as we prepare to close the curtain on this chapter of Soap Lore, I invite you to reflect on the impact of personal choices on our relationships and reputations. Witness the consequences of Gary's questionable decisions, including the poignant loss of a family treasure. Our journey together is a reminder to keep our own lives free of the drama we relish on screen. So, buckle up and tune in for a sudsy saga that's sure to stir the soul and keep the intrigue bubbling over until " Bottom of the Bottle" pours out its next twist.
“But I'm buying stuff where, revenue's growing rapidly. I'm buying stuff where value creation is happening rapidly. I'm buying, you know, growth momentum names. I'm buying them before anyone else realizes that they're growth momentum names...they're still valued like uh, value stocks. If you look at this sort of stuff we're doing, we call it--, I call it inflection investing for lack of a better word, but they tend to be industries that have destroyed a lot of capital that have bored people to death, that give people PTSD.” -Kuppy, Praetorian Capital --Kuppy has been a great friend to Chase since he started PMR. This week they discuss position sizing, what inflection investing really means, how to spot the convergence of cyclical and secular tailwinds, and most importantly, how getting away from the markets allows you to express your trades more effectively. Kuppy's approach to investing is bold, well researched, and decisive. We also discussed how he decided to stop missing stuff with the inception of Kuppy's Event Driven Monitor (KEDM). --Timestamps:(00:00) - Intro(01:46) – Kuppy is a value investor that makes money(02:58) – Charity of Choice: Sugar Pine Foundation(04:09) – Roman History isn't a real major (06:03) – Inflection investing is momentum investing with a value overlay (09:28) – Middleman companies provide the best value?(09:46) – Cyclical sectors with secular change(12:02) – Find ways to be out of the office(12:46) – Kuppy makes the chart (12:55) – Fundamental Momentum(13:42) – Exit criteria: When something better comes along(15:40) – Sizing of trades: There's not enough good ideas to trade small positions(19:54) – Get away from granularity unless it's earnings season(24:42) – Massive events still take weeks to figure out (26:25) – Surfing – no phones allowed(28:20) – Good food and good weather for good living(29:13) – Being wrong isn't personal. Get out before you change your mind (31:39) – Between Two Pines (35:21) – Sidestep the politics and sales pitches of corporate management leadership(40:45) – KEDM – Kuppy got tired of missing stuff(46:16) – Tomorrow's Gold by Marc Faber & Reminiscences of a Stock Operator by Edwin Lefèvre and Roger Lowenstein(47:00) – Sleepwalking into YCC(48:04) – Kuppy reaches out the finance circle for “smell tests”(49:23) – Luck in trades because of long timeline horizons(51:46) – Plugs --This Episode's Charity:The Sugar Pine Foundation began in 2004.They are dedicated to restoring sugar pines in the Lake Tahoe National Forest in California. Donate here: https://sugarpinefoundation.org/get-involved/donate --Referenced in the Show:Kuppy's Book Recommendations: Tomorrow's Gold by Marc Faber &Reminiscences of a Stock Operator by Edwin Lefèvre and Roger Lowenstein --Guest Plugs:Kuppy's X : https://twitter.com/hkuppy Praetorian Capital : https://pracap.com/ Kuppy's Event Driven Monitor (KEDM) :
This morning, I woke up like I often do – caught in a whirlwind of thoughts and anxieties. We all face this, especially as leaders. The pressure to have answers, to define ourselves by accomplishments... it's easy to lose our footing. But in these moments, I'm learning something profound (inspired by the spiritual teacher Luuk Moelker's From Confusion to Clarity) – the very essence of our leadership lies in recognizing what confusion truly is. Moelker teaches that our mental chaos is just that – mental. It's a storm in the mind. For me, the revelation came when I finally paused and asked myself, "Who am I, truly, beneath all this?" Suddenly, the noise fell away. A core of undeniable selfhood was there all along, needing no external justification. This is a truth every leader needs to know – confusion happens, but it is not you. Underneath the responsibilities and expectations, there's that same causeless, vibrant 'I am' within each of us. Finding that clarity isn't about guru retreats or complex psych-techniques. It's accessible here, now. Trust in your own direct experience. Sidestep the endless self-improvement, the pressure to 'become'. You already are. Causeless. Needing no justification. That is what enables true leadership. How do we put this into practice? Let the anxieties and fears do their thing. Notice them, but stay rooted in the peace of your inner being. It's like watching storm clouds pass while knowing the blue sky remains untouched. Remember, clarity is your baseline, not something earned. No need to protect or 'prove' your simple existence. This frees you from the exhausting cycle of self-definition, the subtle pressure to always be 'on'. When you crave a sense of completion or a more 'authentic' leadership style, stop. Say to yourself, with conviction, "I already am.". Let this anchor you. Then face the day's challenges not as battles against yourself, but as a chance to act from that causeless, clear place. Much like Moelker's work, my experience is simply a guidepost. It's about inviting you to know this truth for yourself. Leaders, it's time to cut through the chaos and embrace who we were meant to be. The ripple effects aren't just personal - they extend to how we lead and show up for others. Maybe create your own short mantra, inspired by Moelker. Mine is: "I return to the causeless Self." It's my compass when life gets turbulent. This isn't about ignoring problems, but understanding how we relate to them. True clarity means seeing we are not our thoughts or accomplishments. That shift has revolutionary potential for how we lead. Shouldn't we be modeling wholeness, not constant striving? Thank you, Luuk Moelker, for the reminder contained within From Confusion to Clarity.
How to spot a user, manipulation. Narcissist, and to side step their energy --- Send in a voice message: https://podcasters.spotify.com/pod/show/yolanda254/message Support this podcast: https://podcasters.spotify.com/pod/show/yolanda254/support
For a long time, the phrase “emerging market investing” pretty much meant investing in China. But that's not the case anymore – not by a long shot. Now, the focus has shifted to places like India and Saudi Arabia. And other opportunities and challenges are coming into view across the emerging market landscape too. Amy Oldenburg, the head of emerging market equity at Morgan Stanley, dropped by the Finimize studio recently to chat with our own Carl Hazeley about the opportunities and the challenges out there, and the investing approach she's taking now. Listen in the Finimize app, or wherever you get your podcasts.Partner with us: https://business.finimize.com/Subscribe To Finimize Newsletter: https://finimize.com/
Sidestep the gossip and focus on the music in Ariana Grande's latest album Eternal Sunshine. The music is an exercise in nostalgia: 70s Disco, 90s R&B, and 00s pop and dance music. As she moves through the musical past, her lyrics tear through past relationship. But its the way her lyrics interweave with the deft melodies and harmonies that reveal the meaning of the record. Sign up for the Switched On Pop Newsletter Learn more about your ad choices. Visit podcastchoices.com/adchoices
Welcome back to the Wealth Within Reach podcast! In today's episode, we dive into the world of real estate investing for beginners, highlighting the five critical mistakes often made by newbies and ways to avoid them. Throughout the discussion, we uncover the significance of mindset in real estate investing and how it can either propel or hinder success. From emphasizing important needs for aspiring investors to understanding the nuances of cash flow, to the complexities of dealing with contractors, this episode is going to guide you through your real estate journey as easily as possible! So, join me in this discussion of practical insights, experiences, and tips to guide a newbie like you in the real estate industry! Tune in. KEY POINTS: - Common mistakes in real estate as a rookie and best practices to avoid them - On separating business and personal finances - How your mindset can hold you back as a real estate investor - On having a clear management plan - The importance of having the right expert - On dealing with contractors in real estate investing QUOTES: “Rental income minus mortgage does not equal cash flow. No matter what the rental real estate influencers say, it's not true.” — Erika Brown “Contractors are probably the hardest part about real estate investing. It's definitely harder than finding the money, it's definitely harder than financing.” — Erika Brown RESOURCES: [SAVE YOUR SPOT!] Ready to elevate your real estate journey? Join me at the Owning It and Living It Experience from November 1st to 3rd at the Intercontinental Hotel in Buckhead, where you not only have the chance to win a fully renovated house but also immerse yourself in a unique event that blends black and brown culture with invaluable real estate insights—secure your ticket at https://experience.owningitandlivingit.com/ before prices go up. I can't wait to see you there! Erika Brown IG: @erikabrowninvestor LinkedIn: @erika brown Wealth Within Reach is produced by EPYC Media Network
Have you ever wondered why some people don't seem to have success with ERP therapy, despite its proven effectiveness? ERP has helped countless individuals regain control of their lives and find relief from the debilitating symptoms that often accompany anxiety disorders. However, it's essential to recognize that despite the effectiveness of ERP therapy, there are common mistakes that people make which can hinder their progress In today's episode of The OCD Whisperer Podcast, sit down with Ben Eckstein, a renowned expert in the treatment of anxiety and OCD, and the owner and director of City Anxiety and OCD Treatment Center in Durham, North Carolina. During our conversation, we explore the nuances of treating OCD with exposure and response prevention (ERP). We discuss the importance of managing mental compulsions and rumination, emphasizing the need for a diverse set of coping skills and intentional practice. Our conversation also covers the influence of attachment styles on OCD and the significance of addressing underlying psychological factors. Ben shares insights on building trust in relationships and concludes by discussing his book, "Worrying is Optional." In This Episode [00:43] Introduction to Ben [01:26] Ben's involvement with OCD North Carolina [02:59] Identifying ERP pitfalls [04:46] White knuckling and acceptance [06:19] Approaching uncomfortable feelings [08:55] The importance of response prevention in ERP [12:19] The complexity of interrupting compulsive behaviors [15:57] Managing downtime and mental compulsions [17:34] Cultivating intentionality and response to thoughts [21:15] Commitment to practice and consistency [22:32] The importance of intentionality in managing mental compulsions [25:38] Developing diverse coping skills [28:17] Attachment theory in the context of OCD [29:18] How OCD targets vulnerabilities and perpetuates cycles [31:13] Trusting in yourself and others [32:38] The role of experiential learning Notable Quotes [05:32] "Acceptance is a process, it's not an outcome." - Ben [06:54] “Traditionally when we're doing ERP, a lot of therapists are asking about Suds, subjective units of distress, you know, how anxious are you in the moment?” -Ben [09:40] "I think when we talk about ERP, everyone just calls it exposure. But at the end of the day, exposure doesn't matter; you need response prevention for this to be effective."-Ben [12:34] “I think that process of worrying, ruminating all the, the sort of over-analysis and examination that we do, these are complicated behaviors.” -Ben [29:23]” I always think OCD is lazy. Like it's going to take the easiest path to like, hey, like where is this person vulnerable.” -Ben Our Guests Ben Eckstein is the owner and director of Bull City Anxiety & OCD Treatment Center, he moved from Massachusetts to North Carolina in 2014. Trained at McLean Hospital's OCD Institute, he boasts over a decade of experience in treating OCD and Anxiety Disorders. Serving as VP of OCD North Carolina, Ben offers training and workshops, alongside his clinical work. He is also the author of "Worrying is Optional" a book that tackles anxiety and rumination head-on. Resources & Links Kristina Orlova, LMFT https://www.instagram.com/ocdwhisperer/ https://www.youtube.com/c/OCDWhispererChannel https://www.korresults.com/ https://www.onlineocdacademy.com Ben Eckstein https://www.linkedin.com/in/ben-eckstein-ba395919/ https://www.bullcityanxiety.com/ https://www.instagram.com/bullcityanxiety/ Mentioned Worrying Is Optional **Disclaimer** Please note, while our host is a licensed marriage and family therapist specializing in OCD and anxiety disorders in the state of California, this podcast is for educational purposes only and should not be considered a substitute for therapy. Stay tuned for bi-weekly episodes filled with valuable insights and tips for managing OCD and anxiety. And remember, keep going in the meantime. See you in the next episode!
In this episode, we explore the common mistakes parents might make that could sidetrack their efforts in sleep training. Equipping yourself with an understanding of these common errors can truly empower your sleep training journey, as it enables you to navigate with greater awareness and consistency, increasing your ability to achieve sleep training success. Email: yoursleepguidepodcast@gmail.com Website: https://littlebigdreamers.net/ Sleep Training E-Book: https://littlebigdreamers.net/ultimate-sleep-training-guide-for-4-12-month-olds/ Instagram: @littlebigdreamerssleep
In a critical turn of events, busloads of migrants are being strategically dropped off at New Jersey train stations to sidestep an executive order from New York City's Mayor Eric Adams. The order limits the times and conditions under which migrants can be dropped off in the city. This maneuver has sparked a contentious debate, highlighting the strained resources and unpreparedness of self-proclaimed sanctuary cities like New York City, Chicago, and Denver. These cities are now grappling with the reality of their proclamations as they face a lack of funds and space to accommodate the influx. Meanwhile, the southern states, which have contended with millions of crossings over recent years, watch as their burden is 'shared' across the nation. This unfolding scenario sheds light on the broader implications of America's immigration policies and the interconnected challenges faced by states and municipalities. --- Send in a voice message: https://podcasters.spotify.com/pod/show/darien-dunstan3/message
Nineteen Attorneys General join forces and petition the Supreme Court to prevent Jack Smith's efforts to expedite the trial of President Trump. With Trump declared a "threat to democracy" (smokescreen), the REAL threat goes down in Massachusetts as the Democrats block Marianne Williamson's name from the primary ballot. More bad news for Harvard and the curious case of Lesley Wolf. Why did the former deputy US Attorney commit election interference before the 2020 election? Buckle up for this one.... Podcast Production: Bob Slone Audio Productions
Pickleball Tips - 4.0 To Pro, A Pocket-Sized Pickleball Podcast
On today's show we go step by step through a drill session that will make you a better player. So...Merry Christmas! 1 hour 4.02P Drilling Session Warm up (10-15 min) Straight ahead dinking Sidestep w/ level shoulders Proactive out-of-the air with balanced squatting and lunging Instigator Game Slinky Drill XC Dinking (10-15 min) Apex management backstop Targeting spots Volley Dinks Speed ups/ Blocking “7-11” (15- 20 min) Switch roles All four quadrants “5 & Dime” (10-15 min) Switch roles Only XC (that's where we need to be resetting) Ground strokes (5-10 min more if singles players) XC/ DTL Switch Skinny Singles (remainder of time) Follow us on Instagram: http://instagram.com/4.0_to_Pro Learn more about your ad choices. Visit megaphone.fm/adchoices
Struck-by incidents are a common workplace hazard in bustling industries. Where there is moving machinery, whirling equipment, or turning wheels, employees are at risk of being struck. Learn how to reduce this kind of exposure and keep employees safe with Terry Dussault, environmental health and safety professional and founder of Yellowknife Consulting Services.
Are you looking to maximize your retirement savings and become savvier with your year-end tax planning? Join us as we share five advanced strategies aimed at turbocharging your Roth IRA conversions over the next few years. Learn how to coordinate deductions and tax credits to your advantage. Discover clever ways to offset the increased tax bite from conversions, whether through business vehicle depreciation, solar panel credits, or capital loss carryovers. Delve into the intricacies of market volatility. Gain insights into shifting your conversion approach depending on short-term drops or depressed asset values. Structure a prudent plan based on expectations over your time horizon. Pay attention to fluctuating income levels. Boost conversions during earnings dips or pause when big raises are on the horizon. Get comfortable converting in chunks rather than all at once. Hear the logic behind making late-year conversions. Make the most accurate assessments after full income data becomes available. Sidestep early predictions that could miss the mark. Don't forget the backdoor Roth as an option. Even with income exceeding limits, non-deductible IRA contributions can still be converted. Join the conversation and take command of your retirement strategy. _______________________________ If you have money sitting in retirement accounts and you're looking for help strategizing the best ways to minimize tax and create consistent retirement income, please click right here to get in touch, we'd love to help you.
When Herbie Hancock joined Miles Davis 2nd Quintet, he revolutionized chromatic improvising with Tony Williams and Ron Carter. Even before this period, Herbie used a technique he invented known as "sidestepping." This served as the basis for his chromatic approach, and you can learn to sidestep in 3 easy steps in this podcast lesson! Jazz Piano School 4.0 is COMING on Black Friday! Go to jazzpianoschool.com/blackfriday2023 to get info about our biggest release and best offer ever. Lesson Materials: https://materials.jazzpianoschool.com/podcastlm321 ----------------------- Have you been trying to learn jazz piano with youtube videos, dvds, teachers but feel like you're still constantly guessing, can't play any tunes without copying what someone else has played, and don't know how to connect all the tid bits you've learned? I went through the same thing but thankfully stumbled upon a learning system I created based on proven language learning blocks. The JPS System brings you through 4 main categories of learning, Theory, Technique, Improvisation and Repertoire. I'll show you exactly how to utilize our popular system so you can finally achieve jazz piano freedom: http://jazzpianoschool.com/lookinside ----------------------------------- Get more FREE jazz piano education from us! Facebook: https://facebook.com/jazzpianoschool Blog: http://jazzpianoschool.com/blog Lick of The Week: https://jazzpianoschool.com/lotd/ http://jazzpianoschool.com/jpspodcas
Don't get caught up in it like Roxie Hart. Learn the right questions to ask before hiring a PR firm. #ThePitch #INICIVOX
More homeless people have been created due to the housing supply crisis. Homelessness is up 11% since last year, per the WSJ. The opioid crisis, consumer inflation, and NIMBYism have contributed too. California has the most homelessness on both a total and per capita basis. States with higher housing costs have more homeless people. I share our poll results: “Should we pay to house the homeless?” Are you a NIMBY? We find out today. We can increase housing supply with rezoning, construction training, and lower mortgage rates. The cycle of investor emotions led to wild investing manias. It was tulip bulbs in the 1600s Netherlands and Beanie Babies in the 1990s United States. I discuss exactly why “buy low, sell high” is more difficult than it sounds. Timestamps: The correlation between homelessness and the housing market [00:00:00] Discusses the relationship between the housing market and the increasing problem of homelessness in America. Investing manias and lessons from history [00:00:00] Explores the phenomenon of investing manias and the lessons that can be learned from historical examples. The tight inventory market conditions and potential solutions [00:04:56] Lawrence Yun, Chief Economist of the National Association of Realtors, discusses the tight housing market conditions and suggests tax incentives to increase housing supply. Timestamp 1 [00:10:32] Affordability of moving to different cities and the proposal of a tax incentive for real estate investors. Timestamp 2 [00:11:49] Discussion on the housing supply crisis, mortgage rates, and the homeless population in the US. Timestamp 3 [00:14:14] Increase in homelessness in America, reasons behind it, and the correlation between housing prices and homelessness rates. The impact of high density housing on quality of life and home value [00:21:12] Discussion on the potential negative effects of building high density housing near single family homes, including reduced home value, increased traffic and noise, and loss of nearby open space. Alternative solutions to increase housing supply and reduce homelessness [00:23:30] Exploration of alternative measures to address homelessness, such as trade training for the homeless and relaxing excessive safety requirements in home building. Giving real change to the homeless [00:25:50] Encouragement to give directly to homeless shelters or soup kitchens instead of giving small change to individuals on the street, with the concept of "give real change not small change" explained. Note: The timestamps provided are approximate and may vary slightly depending on the podcast episode. The Origins of Tulip Mania [00:31:37] Tulips were introduced to Europe in the 1500s and became a luxury item for the affluent. The cultivation of tulips locally in the Netherlands led to a flourishing business sector. The Tulip Bubble [00:32:55] By 1634, tulip mania had swept through the Netherlands, with the demand for tulip bulbs exceeding supply. Prices reached exorbitant levels, and futures contracts were being bought and sold. Lessons from Tulip Mania [00:37:53] Tulip mania serves as a model for financial bubbles, with similar cycles observed in other speculative assets like beanie babies, baseball cards, NFTs, and stocks. It highlights the dangers of excess, greed, and speculation without tangible value. The cycle of investor emotions [00:44:32] Explanation of the different stages of investor emotions, from optimism to panic, in relation to stock market investing. The peak of the stock market [00:46:43] Discussion on the peak of the stock market being the point of maximum financial risk and the difficulty of selling at the right time. Real estate as a stable investment [00:51:56] Comparison of real estate investment to speculative bubbles, highlighting the stability and income stream provided by real estate. Explains how the integration of HOA (Homeowners Association) helps maintain uniformity and cleanliness in the rental property investing world. Details about the upcoming real estate event [00:38:31] Promotion of a live event where listeners can learn about new construction fourplexes and have their questions answered in real time. Resources mentioned: Show Notes: www.GetRichEducation.com/463 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Welcome to Get Rich Education. I'm your host, Keith Weinhold. America's homeless problem has become FRIGHTENING. I describe how that correlates… with the housing market. Then, investing MANIAS. What drives people to spend more for one tulip flower bulb than they would for an entire luxury home? And lessons you can learn that'll benefit you the rest of your life from other manias throughout history. All today, on Get Rich Education. ___________ Welcome to GRE! From Seaford, DE to Carmel-by-the-Sea, CA and across 188 nations worldwide, you're listening to one of America's longest-running and most listened to shows on real estate investing. Along with plenty of ongoing hot takes on wealth mindset and the real estate economy. I'm your host, Keith Weinhold. See, the crash in the SUPPLY of available American homes is bad and it isn't just creating more upward prices, it's a contributor to homelessness. Let's talk about some of the drivers of homelessness, understand the problem a little more, how many homeless people ARE there in America, and then… what can we do about it? As you'll soon see, one prominent real estate industry influencer actually suggests that you actually SELL your rental single family homes in order to help serve the homeless. More on that shortly. Also, I have the results from a GRE Instagram Poll. The poll question is: “Should we pay to HOUSE the homeless?” And the answers that you - the GRE listeners gave… actually surprised me. I'll give you those super-interesting poll results later, because I have more to explain there. But first, what IS a homeless person? Let's define it. I think most anyone knows that since it's a person without a home, it's thought of as living on the street. Really, then, that person might not be homeless but “houseless” in a literal sense. Even if they live in a tent under a bridge, that is then, their home. Though it might be INADEQUATE housing. More accurately, the unsheltered or undersheltered population could be more apropos. Then there's vagrancy. A vagrant is defined as a person without a settled home OR regular work… who wanders from place to place and lives by begging. So vagrants are PART of the homeless population then. This all helps DEFINE what we're discussing. Now, the lack of available American housing supply - especially the affordable segment - is OBVIOUSLY a big contributor to homelessness. For example, anymore, how many builders even construct a new-build entry-level home for $200 or 250K? Practically nobody… anywhere. And just how bad is the supply problem now? Well, the NAR has been tracking housing supply since 1982 and it just hit its lowest level ever this summer - EVER - and that's in 40+ years of tracking. That's one reason why just last week, it was announced that Warren Buffett is making a big bet on housing by investing in homebuilders. Now to keep consistent with the same stats I've been reporting to you for you, to update that, again 1-and-a-half million available homes is the baseline supply. That's the long-term “normal” per the FRED Active listing count. And through last month, it's still under 650,000. That is STILL a housing SUPPLY crash of 57% from its peak of 1 ½ million. I want you & I to listen to this upcoming piece together. This recent interview with NAR Chief Economist Lawrence Yun is from the 8th of this month. Yes, HE is the one that basically wants you to sell your SF rental properties. And he makes his case for an inducement to get you to do this. (Ha!) He's not proposing anything COMPLETELY ludicrous. It's REALLY interesting. Listen closely for that. This about 5 minutes in length and there's a lot of material here within this clip - a nutrient dense piece, so I've got SO much to say about this when I come back to comment. [Yun clip] Yeah, the NAR Chief Economist there talking about how, much like I have for years, great opportunity is in the Midwest and Southeastern parts of the US. With this greater ability for people to work from anywhere, when people move in from the pricy coasts, it's sooo affordable to them. Moving from Manhattan to Cincinnati feels incredibly affordable. Moving from San Francisco to St. Louis feels like you've upgraded from serfdom to a kingdom. Moving from Boston to Jacksonville feels like a total life makeover. That's why, here at GRE, we're focused on properties in those INbound destinations. Before I continue, especially for those outside the US, I know that it seems a little odd that Ohio and Indiana are in what we call the Midwest when they're actually in the northeastern quadrant of the nation. But the fact that they ARE midwestern states is rooted in history and in cultural tradition. So, getting back some new angles on the housing supply crisis. Lawrence Yun proposed that a tax incentive be introduced to unleash the inventory of SF rentals from individual REIs. And says that there are over 20 million single-family housing units that are rented out. If we reduced or canceled the capital gains tax & just got 1% of that inventory on the market, he states that that would help. Well, yeah, but even that then would only put about 200,000 units of the market - and they'd get snatched up so fast. Now, if mortgage rates come down to say, 5%, it would unleash both housing demand AND supply. Both - like Lawrence Yun says. So it's not apparent that that would help this shortage, if both demand and supply go up. In a nation of about one-third of a BILLION people now - that's how I like to express it this year - America now has one-third of a billion people… also known as 333 million - how many do you think are classified as homeless? As you think about that - as you think about how many of America's 333 million Americans are homeless, this homeless population figure that I'm about to share with you is from HUD and it's through last year, so it's their latest year-end figure. And I'll tell ya, it's hard to believe this number. The Department of Housing and Urban Development states that about 582,000 Americans are experiencing homelessness. Now, how HUD does this is that their number is a snapshot of the homeless population as of a single night at the end of January each year. The total number of people who experience homelessness for SOME PERIOD each year will be higher than that. I just did the math and then that means that just 1 in every 572 Americans are homeless. C'mon. Do you believe that? Only one in every 572 Americans are homeless? I might believe that it's something like more than 1 in 200. What are your thoughts? Even HUD would probably concede that there are shortcomings in that stat and that it's only a starting point. And over the last decade, according to HUD, the homeless population is little changed… apparently until just this past year. Homelessness is surging in America. The number of people experiencing homelessness in the US has increased 11% so far this year over 2022. That would be the biggest jump by far in equivalent government records beginning in 2007. Now this 11% homeless jump is according to a WSJ analysis of hundreds of smaller & local agencies. Most agencies say the alarming rise is because of the lack of affordable housing and rental units, and the ongoing opioid crisis. Inflation is part of that affordable housing problem. Inflation widens the disparity between the haves and have-nots. To cut some slack to census-type of surveying, homelessness can be hard to measure. Some live on skid row, some live in the woods, some homeless people live in their cars. Some aren't interested in being counted. Others are essentially invisible. I mean, if someone's between jobs and needs to couch surf at their aunt and uncle's place for three months, are they homeless or not? So, to be sure, there's a lot of leeway in those numbers. One in 572 as homeless - that should just be a minimum - a starting point in my opinion. Now, homelessness broken down by STATE is really interesting. California at 171,000, has the most of any state, more than double of next-most New York, and then Florida is third. But let's break that down by rate - on a per capita basis. So… think of this as the highest CONCENTRATION of homeless: Washington DC has 65 homeless per 10,000 people. That's not really a state though, so… #1 on a per capita basis is STILL California, with 44 per 10,000. So California leads in the nation in homeless on both bases then - both absolute and relative. The second highest rate is Vermont. Third Oregon Fourth Hawaii Fifth is New York And then numbers 6 through 10 on the most homeless per capita are Washington, Maine, Alaska, Nevada, and Delaware. Now, strictly anecdotally. You've probably seen just what I've seen in the last year-plus - more visible homeless people in your city and other cities. The state with the FEWEST homeless of all 50 states is Mississippi - and see, housing is quite affordable there. MS is one of the most affordable states for housing. There is at least SOME correlation between your cost of housing and homelessness. Recently on our Instagram page, and the handle there is easy to remember - it's @getricheducation - if you want to participate in future polls, we ran a poll on homelessness. Here is the poll question that we ran - and I'd like you to think about your answer to this too. “Should we pay to house the homeless?” That's the question. And in polling, the way that the question is phrased, of course, can skew your answer. See, if instead, we phrased it as, “Should the government house the homeless?” you might have more ‘yes' answers - even though it's the same question - because you FUND the government. But the question as we phrased it: “Should we pay to house the homeless?” - it also showed a photo of vagrants on a street curb under the question. Here we the results, which surprised me, to: Should we pay to house the homeless? Those answering “Yes” were just 6% The no's were 45% But we also had a third option: “It's complicated”. 48% answered with that option. So again, just 6% of you said we should pay to house the homeless and 45% said “no”. “48% said it's complicated”. In a way, that makes sense to me since we have a largely entrepreneurial, self-made type of audience. I thought that might have happened. But what surprised me is in how emphatic it was. It was a landslide. 7 to 8 TIMES as many of you said we should not pay for the homeless as those that said we should. Well, the reason that I added - and I'm the one that ran the poll myself - they're quick to do. I added the paying to house the homeless “It's complicated” option because it IS complicated… that WAS the most popular answer. I mean, why should you go to work and pay to house a stranger that has no income because he or she doesn't want to work? But what if they're disabled and they can kinda work but not really work… or a zillion other complications. Substance abuse is obviously a big problem that keeps homeless people homeless… and there's a substantial thought paradigm that says, if they're an abuser, then why would I pay for THEIR housing? Substance abuse is just one reason that there is a population that's VOLUNTARILY homeless. They don't want to have to comply with a group home's ban on substances. I wanted to address the homeless problem somewhat today, because here we are on Episode 463 of a real estate show and this is the most that we've even discussed it. I think the perspective it gives you is that it helps you be grateful for what you've got. But it's abundance mentality here. You can be grateful for what you have and at the same time, grow your means. What else would help with more housing supply which would also move us toward mitigating the homeless problem? Well, we've already discussed a number of them so I'll only go in depth with some fresh angles here. Obviously, more homebuilding. We've done episodes on how 3D printed homes and shipping container homes are not quick, easy answers. Tiny homes might be but then you could get into a zoning density problem again. Just last week, my assistant brought me this Marketwatch article that reported that the average American home size is shrinking just a little & that often times, new-build houses tend to be a little closer together. That's what gets us into relaxing zoning requirements. But you know something, OK, this is going to be interesting. This plays into NIMBYism. Not In My Backyard: communities saying that they don't want high-density housing built next to them. Now, I think that there are a lot of critics of NIMBYism. But the criticism comes from people that live far out of that area and aren't affected. Let me just play a fun little experiment with you here. Let me paint a picture of a fictitious life for you and just… place yourself there. Say that you live in a nice single-family home, with a quarter acre lot. It's not a sprawling estate but you've got a good measure of privacy that way. You're in a SFH, quarter-acre lot and two car garage. That is classic suburbia. And… just a hundred yards away from your home there's a big, wide-open field where you walk your dog and use as a little makeshift golf driving range or whatever. Nice open space nearby. Say you've got a fairly idyllic life here. It's always been this way since you bought the home years ago. Suddenly, in your neighborhood of all SFHs, you learn that they want to build a bunch of fourplexes in the nearby lot where you used to throw tennis balls to your dog. What can that do to your quality of life & your home's value, now that a bunch of new fourplexes and eightplexes were built nearby? It reduces your home's value because there are less valuable, high density properties nearby. It also increases the amount of traffic & even noise in your neighborhood. Now you can't use that nearby park anymore - it's been all-built up with these higher-density apartments. So, let me go back and ask - point blank - did you really want all those new high-density developments near your home? If that made you uncomfortable, that's NIMBYism. So it's quite natural to evoke that feeling type. You're just a human being. How else can we increase housing supply to help reduce homelessness? NOT with rent control. Over time, capping the amount of rent that a LL can charge gives property owners no incentive to improve their property and neighborhoods end up dilapidated. We need more training for tradesman and laborers. How about training the homeless for that? But then someone's got to pay for that training. Another measure that's become ridiculous is that we've gotta relax these excessive safety requirements in homebuilding. Now, some safety is good. But when every single home - entry-level and all needs to have fire-rated shingles and fired-rated doors and GFCI outlets and smoke detectors in every room and carbon monoxide detectors all over the place, sheesh! Well, that raises the cost of housing for everyone. In some earthquake-prone areas, you've got to have seismic restraining straps on your water heater or you can't even sell your home. Do you know how big of an earthquake it would take to damage your water heater like that? And an excessive safety PROPONENT might say, yeah, but did you hear about that one family that died ten years ago that would have lived if they had carbon monoxide detectors? Well, the counterargument to that is, yeah, but what about all the homeless people that were exposed to the elements and died in the cold because they couldn't AFFORD the more basic housing, the prices of which have escalated for all this excessive safety stuff. Are you saying a middle class person's life is worth more than a poor, homeless person's life? That's the counterargument. Again, some safety is good. But we've gone overboard in too many places - in housing & beyond. Rising housing costs keep people homeless. A few weeks ago, I did that episode about escalating insurance costs. I now own some properties that have extremely low mortgage rates and the insurance has gone up to the point where I pay more in monthly escrow expenses than I do principal & interest. But, hey. I'm not homeless, and if you're listening to this, neither are you. So when it comes to helping the homeless in the short-term, that campaign called, “Give real change, not small change.” - that really resonates with me. Don't give 5 bucks to a vagrant on the corner. That just keeps them showing up at that corner, plus they're going to spend your 5 bucks on a cheap bottle of Monarch vodka. Instead, if you're going to give, give to a homeless shelter or soup kitchen. That's what's meant by “Give real change, not small change.” And that's something actionable. Coming up next, investing MANIAS. How wild it gets - paying more for a tulip flower than a SFH, shooting and killing someone over a Beanie Baby toy… and then I'm going to wrap it all up with what all this has to do with the cycle of your investor emotions. Around here, we don't run ads for the Swiffer. This week's sponsors that support the show are people that I've personally done real estate business with myself and have benefited from. Ridge Lending Group specializes in INVESTMENT property loans in nearly all 50 states. Start your prequalification at: RidgeLendingGroup.com Then, for super-passive real estate returns, check out Freedom Family Investments. Right now, what you can do, is just text “FAMILY” to 66866. I'm Keith Weinhold. You're listening to Get Rich Education. ___________ Welcome back to the GRE Podcast. I'm your host and my name is Keith Weinhold. If you've got a friend or family member that you think would benefit from the knowledge drops here on the show, you can simply tell them to grab the free Get Rich Education mobile app. That's a convenient option for listening every week for both iOS and Android. Today's topics of homelessness and investing manias could very well bring a new audience here, so… A little more about my backstory. I'm from PA but got my real estate comeuppance in Anchorage, Alaska of all places & grew out nationally & internationally from there. I had humble beginnings and wasn't born anywhere near wealthy. I had to figure out how to build it myself. But see, if I were born wealthy, I wouldn't have learned how to build it, and then I wouldn't be of much help to you. Likewise, if you're building it yourself, you'll be able to help others too. BTW, I was born in the same PA town as Taylor Swift. Though she & I don't have much ELSE in common, I guess that she & I are both best-known for using a microphone. Though I think that I'm about as likely to start using this microphone to sing into your ears like Taylor Swift does… as Taylor is to launch a real estate investing show. For hundreds of years, the tulip has been one of the most-loved flowers in the Netherlands. It's an enduring icon - as synonymous with the country as clogs, windmills, bicycles, and cheese. The tulip has a long and storied history - including the infamous shortage in the 1600s known as “tulip mania”. If you're someone that has even a fleeting interest in investing, you should at least know what this is. Tulips first appeared in Europe in the 1500s, arriving from the spice trading routes… and that lent this sense of exoticism to these imported flowers that looked like no other flower native to the continent. It's no surprise, then, that tulips became a luxury item destined for the gardens of the affluent. According to The Library of Economics and Liberty, “it was deemed a proof of bad taste in any man of fortune to be without a collection of [tulips].” Hmmm. Well, following the affluent, the merchant MIDDLE classes of Dutch society sought to emulate their wealthier neighbors and also demanded tulips. So to start out with, it was purchased as a status symbol for the sole reason that it was expensive. But at the same time, tulips were known to be notoriously fragile, and would die without careful cultivation. In the early 1600s, professional cultivators of tulips began to refine techniques to grow and produce the flowers locally in the Netherlands. They established a flourishing business sector that persists to this day. By 1634, tulipmania swept through the Netherlands. The Library of Economics and Liberty writes, “The rage among the Dutch to possess tulip bulbs was so great that the ORDINARY INDUSTRY of the country was neglected, and the population, even to its lowest dregs, embarked in the tulip trade. Now, everyone's in - rich to poor. It's a little hard to say for sure how much people paid for tulips. But Scottish journalist Charles Mackay, wrote an extremely popular 1841 book - you've probably heard of this book - it's called the Memoirs of Extraordinary Popular Delusions and the Madness of Crowds… It does give us some points of reference such that the best of tulips cost upwards of $1 million in today's money (but a lot of bulbs traded in the $50,000–$150,000 range). By 1636, the demand for the tulip trade was so large that regular markets for their sale - like a little Dow Jones Industrial Average - got established on the Stock Exchange of Amsterdam, in Rotterdam, Haarlem, and other towns. It was at that time that PROFESSIONAL TRADERS got in on the action - that's all that some people do now - is trade tulips… and everybody appeared to be making money simply by possessing some of these rare bulbs. Dutch speculators at the time spent incredible amounts of money on bulbs that only produced flowers for a Week—many companies were formed with the SOLE PURPOSE of trading tulips. To everyone, at the time, it seemed that the price could only go up forever. Pretty soon, demand for tulips EXCEEDED THE AVAILABLE SUPPLY of tulips by so much that people were into buying futures contracts, basically saying, I'll pay you this much money TODAY for a tulip that you provide to me in 3 years. By the last 1630s, these futures contracts were like a crack that appeared in the price runup. Demand began to wane when people were just buying a token for a future tulip that hadn't even started growing yet. People felt like they weren't buying anything tangible anymore. That's one factor that helped create an oversupply of tulips in the market and started depressing the prices. Supply caught up with - and exceeded - demand. A large part of this rapid decline was driven by the fact that people had purchased bulbs on credit, hoping to repay their loans when they sold their bulbs for a profit. But once prices started to drop, holders were forced to sell their bulbs at any price and to declare bankruptcy in the process. So people had begun buying tulips with leverage, using margined derivatives contracts to buy more than they could afford. But as quickly as the run-up began, confidence was dashed. By the end of 1637 is when prices began to fall and never recovered. And the bubble burst. Buyers announced that they could not pay the high price previously agreed upon for bulbs, and that made the market fall apart. While it wasn't actually a devastating occurrence for the entire nation's economy, it did undermine social expectations. The event destroyed relationships built on trust and people's willingness and ability to pay. It's been said that “the wealthiest merchants to the poorest chimney sweeps jumped into the tulip fray, buying bulbs at high prices and selling them for even more.” Well, this is what can happen - today it happens with financialization and nothing real backing up purchases. Tulipmania is a model for the general cycle of a financial bubble. That's what happened with Dutch tulips. Now, here in more recent times, similar cycles have been observed in the price of Beanie Babies, baseball cards - I got caught up in the baseball cards as a kid, owning more than 100,000 baseball cards at one time, also non-fungible tokens (NFTs), and shipping stocks. The example of tulipmania is now used as a parable for other speculative assets, such as cryptocurrencies today or dotcom stocks from around the year 2000. So, when you hear someone likening an investment to a Dutch tulip bulb, now you'll know what they're talking about. It's a symbol of excess, greed, and FOMO. But there has been a good bit of more modern scholarship that tells you that tulip mania did indeed occur in the 1600s Netherlands. But that the tale has been exaggerated and it's something that the upper classes of society were mostly involved in. Now, that's the Dutch tulip bubble. But for a more modern-day parable about an investing mania, there's a new movie about the rise & fall of BEANIE BABIES that's on Apple TV+. These were little stuffed, plush toy animals that became more popular among adults than children. The rise and fall of Beanie Babies—toys that people mistakenly thought would make them rich. The movie is called “The Beanie Bubble”. It's a MOSTLY TRUE account of the lovable toys' boom and bust in the '90s - comparable to the meme stock frenzies that took place during the Covid-19 pandemic. These $5 pellet-stuffed plush toys had astronomical appreciation estimates: Stripes the Tiger, released in 1996, was predicted by collectors to surge from $5 to $1,000 by 2008. Forecasts like these were so enticing that one dad invested his kids' college funds in Beanie Babies, thinking he'd resell them later for a hefty profit. At the height of the frenzy, people were ruining relationships and committing felonies to get their hands on some of these sacks of fuzz. Border officials confiscated more than 8,000 smuggled Beanie Babies at a US–Canada border crossing in 1998. A West Virginia man shot and killed a former coworker in 1999 after an argument partly about $150 worth of Beanie Babies. That same year, a divorcing couple couldn't agree on how to split up their collection, so the judge made them divvy up the toys in person, right on the courtroom floor. How did that all happen? Barely anyone cared about Beanie Babies when a company called Ty Inc. launched them in 1994. Stores only got lines out the door once the toy's creator, now-billionaire Ty Warner, began pulling strings to juice demand. Here's what Warner did. OK, so here's how you induce people into a speculative bubble. He refused to stock Beanie Babies at Toys R Us and Walmart. Instead he created an illusion of rarity by only selling them at small toy stores and independent shops. Even if you did find a retailer, every store's supply of Beanie Babies was limited to 36 of each animal, so inventory restocks drew a crowd. This, combined with Warner's decision to start “retiring” certain animals in 1995, created artificial scarcity and a mass panic to stock up on Beanie Babies. Soon, an aggressive resale market was born, replete with magazines and blogs and even trade shows for these Beanie Babies. One woman's guide to the secondary Beanie Babies market got so popular that she was selling 650,000 copies per month and, on many days, she did two or three radio interviews before her kids woke up for school. Ty Inc. later gave her an award for boosting sales. At Peak Beanie mania, Ty Inc. and legions of speculators actually made hordes of money: The stuffed animals accounted for 6% of eBay's sitewide sales in 1997 and 10% in 1998. Beanies averaged a resale value of $30—six times their retail price—but rare ones, like the Princess Diana bear, went for hundreds or thousands of dollars (and now you can find one online for $15 bucks). Ty Inc. hit $1.4 billion in sales in 1998, which is what Mattel grossed in Barbie dolls in 1995. At the end of the year, Ty Warner gave all ~250 employees holiday bonuses equal to their annual salaries. But most regular people didn't sell their Beanie Babies at their peak price. And unfortunately for them, the hype subsided. Anticipating a drop in interest as more kids reached for Pokémon and Furbies, Ty Inc. announced it would stop making Beanie Babies at the end of 1999, and that poked a hole in collectors' this-will-never-not-be-popular mentality and that sent demand plummeting. There were no underlying fundamentals to Beanie Babies' value. That's all that I've got on that speculative craze. So let's review how this happened with both speculative crazes - Dutch tulips and Beanie Babies: Investors lose track of rational expectations. Psychological biases lead to a massive upswing in the price of an asset or a sector. A positive-feedback cycle keeps inflating prices. And soon, investors realize that they are holding an irrationally-priced asset. Prices collapse due to a massive sell-off, and an overwhelming majority go bankrupt. Now, much stock market investing is based off of buy low and sell high mentality. And stock investors can get caught up in similar crazes. But because many stocks are tied to productive companies, the stock investor deals with smaller bubbles. A lot of times, the stock price can double, triple, or even 10X even though that company is not even profitable. Buy low & sell high. Well, that sounds easy. But why is this harder to do than it sounds? It's called the cycle of investor emotions. It starts here with… optimism. Because you HEAR about 10% stock returns or people making money with Dutch tulips or Beanie babies. Let's say that you aren't fully invested in the stock market. But some friends are, and they're achieving small gains. Then comes excitement. The market is now up some more. Hey, what's in motion tends to stay in motion. More friends are telling you how much money they're "making". You're soon experiencing a full-blown case of FOMO—Fear Of Missing Out. The next stage is the Thrill you feel. So you jump into the stock market fully, rationalizing with something like, "Hey, I'm a momentum investor". Sounds pretty good, I guess. Now that you're in, it actually feels fantastic to you for a short time. You figure that some days, you're making more from stocks than your job. Winning activates dopamine. Dopamine is a brain chemical that's known as the “feel-good” hormone. It gives you a sense of pleasure. It also gives you the motivation to DO SOMETHING when you're feeling the pleasure. So then, you add MORE shares… at an elevated price until you are FULLY invested. Now everyone is "making money", even your Uber driver. The next stage is Euphoria - The peak! As you can see, this is the Point of Maximum Financial Risk. OK, now, remember the simplicity of “buy low, sell high”? Well then, savvy stock investors should now be SELLING here in my example - at the HEIGHT. Now be “selling”? Leaving the party at its crescendo? Stopping the dopamine flow? Yes, exactly… and THAT'S why it's so difficult. What happens after the stock market peak? Overbought, with bloated price-to-earnings ratios, the market soon drops 10% from its recent high. That's what's known as a correction - a drop of 10% or more. Now you feel a little ANXIETY. Your dopamine flow is stifled. Next, you tell yourself, "I shouldn't be worried because I'm a long-term investor." It's down 15%. You're experiencing DENIAL & FEAR. Now you're checking the Robinhood app almost hourly to see if it will recover. Next, comes Desperation & Panic - Stocks are down 20%, that's the definition of a bear market. You're devoting more mindshare to this each day than what's healthy. Then there's Capitulation - Down 30%, you finally surrender to a FEAR of FURTHER LOSS. You're getting so sick of months of losing. You finally do it and cash out your stocks into a safe money market fund. Now you're out. And you rationalize and justify doing this because you tell yourself, "You know, at least when I wake up tomorrow, I'll know that I haven't lost money AGAIN. And THAT gives me certainty.” The next stage in the Cycle of Investor Emotions is Despondency - You realize that what you've done is the polar opposite of successful investing. It's complete. You've now bought high… and then sold low. Next, stocks completely bottom out. But this is actually the Point of Maximum Financial Opportunity. Instead, you should be buying. But you can't. Because you're experiencing the next investor stage - Depression. You're so full of contempt for the situation that the idea of actually buying at bargain-basement levels again is simply inconceivable. You've been burnt badly. Then, there's Hope & Relief - The market has begun ticking up after the crash. It soon should be clear that share prices are FAIRLY VALUED again. But you don't buy the recovery story. You wait until enough price growth occurs that the confidence and Optimism stage is felt again before you'll even consider getting back in and buying. And the entire pattern repeats. That's the “cycle of investor emotions”. There's an average of 3-and-a-half years between each stock bear market, BTW. Of course, we've been kind to call this all “investing”. It's more like speculating. But here's the real problem—most investors THINK they're better than average stock pickers, so they keep playing this game. This effect has a name. It's called illusory superiority. It's like how at least 70% of people think they're better than average drivers, despite the statistical impossibility. Even professional money managers fall prey to this! Fewer than 10% of active U.S. stock funds manage to beat THEIR benchmarks. The renowned British economist and value investor Benjamin Graham once said: "The investor's chief problem—even his worst enemy—is likely to be HIMSELF." Well, as real estate investors, we largely SIDESTEP the cycle of investor emotions for two main reasons. Returns are more stable. Real estate, we sidestep this emotional roller coaster. Not only do we have stable prices, but appreciation is one of just 5 ways that you're simultaneously paid. RE also has monthly income. Dutch tulips or Beanie Babies don't pay you a durable monthly income stream. They don't provide an income stream at all. And finally, RE is a REAL asset that fulfills a REAL human need. I hope that you enjoyed this journey through speculative bubbles today and how they play into human psychology and investor emotions. Go ahead and tell a friend about Get Rich Education. If you've got a friend or family member that you think would benefit from the knowledge drops here on the show, you can simply tell them to grab the free Get Rich Education mobile app. That's a convenient option for listening every week for both iOS and Android. My name's Keith Weinhold and I'll be back with you right here… next week. Don't Quit Your Daydream!
Do you feel like you are drowning in a sea of to-do lists, have lost direction, or are chasing standards imposed on you by others that just seem to deplete your energy? Do you often ask yourself “Now what?” If you lack energy, passion or are swimming in negative self-talk, J.J. DiGeronimo can help. She is a successful businesswoman and author of the Working Woman's GPS. Her new book is called Seeking: 74 Key Findings to Raise Your Energy, Sidestep Your Self-doubts, and Align with Your Life's Work. J.J. is a thought leader and career strategist who strives to help women gain more seats at more tables by lighting their path forward. She has been featured by Forbes, The Wall Street Journal, and Thrive Global. Be sure to tune into this episode of Women Road Warriors with Shelley Johnson and Kathy Tuccaro as they talk with J.J. Please subscribe to our podcast. It's free.https://jjdigeronimo.com/https://jjdigeronimo.com/powerofnohttps://www.amazon.com/author/jjdigeronimohttps://tncradio.live/#Business #Careers #Women #SelfDoubt #Passion #Empowerment #Success #JJDiGeronimo #WorkingWomansGPS #WomenRoadWarriors #KathyTuccaro #ShelleyJohnson #ShelleyMJohnson #TNCRadioLive
The plea deal Hunter Biden struck on tax evasion and gun charges has BlazeTV host Stu Burguiere fired up. Stu contrasts Hunter's seemingly gentle treatment with the media frenzy around Trump and the legal scrutiny of classified documents found in his residence. Then, Rippaverse Comics founder and BlazeTV contributor Eric July joins to break down any and all of the Juneteenth madness you may have missed yesterday. And John Fetterman honors the relatively new national holiday in his own unique way — which is especially hilarious if you know anything about John Fetterman. TODAY'S SPONSORS: UPSIDE Download the FREE Upside App and use promo code STU to get an extra 25 cents back for every gallon on your first tank of gas PUREHEALTH RESEARCH Try Liver Health Formula today by going to http://www.GetLiverHelp.com/Stu and claim your 5 FREE bonus gifts REAL ESTATE AGENTS I TRUST For more information, please visit http://www.RealEstateAgentsITrust.com Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode we were joined by special guest Dr. Megan Graham from the University of Kentucky. Lower Patellofemoral Joint Contact Force During Side-Step Cutting After Return-to-Sports Clearance Following Anterior Cruciate Ligament Reconstruction. San Jose AJ, Maniar N, Whiteley R, et al. Am J Sports Med. 2023;51(7):1777-1784. doi:10.1177/03635465231166104 Due to copyright laws, unless the article is open source we cannot legally post the PDF on the website for the world to download at will. Brought to you by CSMi – https://www.humacnorm.com/ptinquest Learn more about/Buy Erik's courses – The Science PT Support us on the Patreons! Music for PT Inquest: “The Science of Selling Yourself Short” by Less Than Jake Used by Permission Other Music by Kevin MacLeod – incompetech.com: MidRoll Promo – Mining by Moonlight
We're halfway through the year! Do you remember what your goals are? Summer is upon us, and it's the perfect time to knock yourself right off track. Summer is important because when September hits, it's madness. It's when people realize they don't know where their revenue will come through. Will they hit through Black Friday? But it doesn't start in September; it starts now! That being said, I want you to have your summer. Let's stay on track this summer and bake in lots of time for fun. I want this to be the summer where you lay the foundation for a successful fall and holiday season. (FYI, you will find a link to my new summer sprint below! It's four weeks long, and how we will track and set the goal is different.) Step 1: Get clear on your goals The most significant mistake people make in the summertime is they aren't clear on how it to go. What do you want in every area of your life? We are talking about what you're learning. We are talking about your finances. We are talking about your work and purpose – things that make your socks roll up and down. We are talking about your relationships with other humans. How do you want to feel? How are you reacting when you're happy? Are you giving yourself time to celebrate everything you are accomplishing? And the other thing that falls off the rails in the summer is your physical health. How are you taking care of your body? I would love to support you this summer in getting crystal clear in these areas and what you really want. This helps us avoid the hustle. You know what I'm talking about - the grind. Especially if you're watching other people have a great time, or you're seeing the thousands of posts and pictures of people you know with their feet by the pool. I want you to get intentional this summer, this year. Let's make this summer different. I know I'm a business coach, but it's not just about business. How can you run your business if you're unhappy? How can you run your business if you're sick? How can you run your business if you're overreacting to everything because you're exhausted? How can you run your business if you hate time? We can only run a business well if we know what we want those experiences to be. One of the biggest keys to motivation that people miss is reflecting and rewarding. Do you know how far you've come this year? What's the difference between this year and last year? Do you know what you've learned already in these first six months? What are you proud of? What's gone differently than what you thought? Where have you pivoted where you didn't think you could? A great way to destroy motivation is to sit in your stuff and work work work work work! This is a time for you to change how you look at business, how you look at your life, how you deal with time, and how you look at what you're actually going for. Please take a second and congratulate yourself for everything you're doing. Step 2: Use the best tools The next reason we can knock ourselves right off course in the summer is that we don't use the best tools out there. What is the best way to get from point to point this summer? Is it reading? Is it getting new systems? Is it a new higher? Do I need to delegate more? Is it about tracking the books I've read and implementing some of the things I've read? Is it about understanding the power of rest? That's a tool. Suppose you are working on a gentler project over the summer, which I highly recommend. Do you know how other people who've done something similar and succeeded? That's a mistake people make in going towards progress; they don't look at the people who've already succeeded, and please don't mistake that to mean you steal all their stuff. What were their daily habits? What did they do first thing in the morning? One of my favorite questions is how I want to feel when my head hits the pillow tonight. You start a day with that question, and it will absolutely redirect your actions. You can do that on vacation; you can do that on the beach. You can do all those things from anywhere, and it will redirect how you treat people that day, how you treat yourself that day, what you choose to get done, and where you choose to drop the hustle. Step 3: Surround yourself with conversations that keep you aligned If you hang out with people doing a whole bunch of gossiping, you feel very different than if you're hanging out with a whole bunch of people talking about their goals. It's not like I sit around people and go, "So, what are you accomplishing this week?" But you can tell when someone sits down and says, "You know what? I wanted to do this thing this month, and I've been working really hard, and this part of it's just not working. Do you have a second?" The power of that is almost impossible to describe because, as you know, I believe our day-to-day conversations create our lives. They shape how you view things. They shape the actions you take every day, and we all know actions are what give us our results. You need to know what conversations you need to have and with whom you'd like to have them. You can have these conversations from the pool. You can have them from a plane if you're super fancy; you can do this anywhere. This isn't about locking yourself in your office and missing summer; this is about incorporating summer into your momentum, your movement forward, and your confidence. Motivation comes from forward momentum. If you can take gentle, easy, tangible steps towards the things that you truly want all summer long, you will be so far ahead of the game, you will separate yourself from the pack and you will love your summer. You get to have both. Let's get to it! Join me in a Sprint this summer: https://www.sarahwalton.com/sprint Other Game On Girlfriend podcast episodes you might want to check out: Why Your Day-To-Day Conversations Matter: https://sarahwalton.com/conversations-matter/ How to Pick Your Next Big Project: https://sarahwalton.com/choose-your-next-project/ What to Do When Your Goals Feel “Meh”: https://sarahwalton.com/alex/ 5 Tips to Create an Environment for Abundance: https://sarahwalton.com/abundant-environment/ You can check out our podcast interviews on YouTube, too! http://bit.ly/YouTubeSWalton Thank you so much for listening. I'm honored that you're here and would be so grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking “Write a review.” Then we'll get to inspire even more people! (If you're not sure how to leave a review, you can watch this quick tutorial.) #SummerGoals #KeepAchievingYourGoals #JuneGoals2023 #WorkFromAnywhere #SuccessTips #MotivationForBusinessSucess #DayInTheLifeOfAnEntrepreneur #BusinessMotivation #WomenInBusiness #IntuitiveBusinessCoach #SalesCoach #SuccessMindset
One of the most popular guests in the history of this podcast, Dr. Will Bulsiewicz ‘Dr. B' joined me back on episode #538 for a deep dive on the gut and honing our immune systems. Today we dive even deeper with a comprehensive investigation of the microbiome, why it's important, and how we can tend to it to sidestep disease and live our healthiest.Specific topics include:What COVID has taught us about the benefits of a plant-predominant dietThe relationship between the microbiome, metabolic health, and weight managementHow the microbiome affects cognition, brain health, and mental healthThe adaptability of the microbiomeWhat a carnivorous diet does to the microbiomeHow to train the gut to overcome food intolerancesThe rise of personalized nutritionAnd many other fascinating topicsToday's episode is also viewable on YouTube: bit.ly/Drbulsiewicz680More about today's episode and review the show notes, visit: https://bit.ly/richroll678Today's Sponsors:Athletic Greens: 75 whole food sourced ingredients designed to optimize 5 key areas of health. Go to: athleticgreens.com/richroll to get a FREE year supply of Vitamin D AND 5 free travel packs of AG1 with your first purchase.Olipop: A healthier and more delicious version of the soda with the added benefit of microbiome and digestive health support. get 20% off + FREE Shipping on your order at drinkolipop.com/richroll.Outerknown: When you're ready to amp up your wardrobe with awesome sustainable duds, go to outerknown.com and enter code ROLL at checkout to get 25% off your full-price order.Squarespace: The easiest way to create a beautiful website, blog, or online store. Visit Squarespace.com/RichRoll for a FREE trial, and when you're ready to launch, use code RichRoll to save 10% off your first purchase of a website or domain.The Cold Plunge: Easier and cleaner than an ice bath or chest freezer, the Plunge is the most affordable self-cleaning unit on the market. Go to TheColdPlunge.com to check out all their devices and use promo code Rich Roll at check out to get $150 dollars off your order.Levels: Learn more about your metabolic health with personalized insights & biometric data at levels.link/RICHROLLFinal Note: As a compendium to this conversation, Dr. B created an impressively thorough document detailing all scientific references for this episode and many other helpful, additional resources. Download this free document HERE.Peace + Plants,Rich See acast.com/privacy for privacy and opt-out information.