Podcasts about Indirect

Much like the classic plot twist in old thriller movies where the characters realize the threat is coming from inside the house, the most revealing insights about supplier tactics are coming from inside Fine Tune's own house in this eye-opening tenth episode of Buy: The Way…To Purposeful Procurement.    Co-host Rich Ham was initially reluctant to tap into his own team's expertise for this podcast series, but the guests' insight and insider knowledge proved too valuable not to share.  In this episode, Philip and Rich interview two former supplier-side executives – Alex Carlson and Angie Claeys – who are now working on the opposite side of the fence at Fine Tune, and therefore perfectly positioned to divulge the very tactics they once used against procurement teams. They are, indeed, “poachers turned game wardens.” First, Alex, a former CBRE executive and Wells Fargo procurement leader, explains how janitorial service providers deliberately underbid with limited scopes to help procurement “check the box” on savings goals. Likewise, he's seen elevator maintenance providers bill for preventative maintenance that is never performed. Just because a category of spend is managed on paper doesn't mean it's being actively managed where it counts the most, on the ground. Similarly, in the second half of the episode, Angie Claeys, former VP of Operations at Aramark, lays out the uniform industry's playbook (a notoriously complex category). Here too procurement has to watch out for “presumptive” billing that can cost the business unnecessarily if procurement isn't on top of it.  Alex and Angie's experiences on the supplier side point to a troubling dynamic: procurement's incentive structures actually encourage these nefarious supplier behaviors and, by not focusing more on ongoing cost management, procurement is inadvertently signaling to suppliers precisely how they can ‘game the system.' This episode, part one in a two-part series full of insider insights, provides an unfiltered look at the consequences of half-hearted spend management and makes a powerful case for extending procurement's influence beyond the contract. Stay tuned for part two, where Bob Schreiner and Keith Robinson expose similar tactics in security services and pest control.   Links: Alex Carlson on LinkedIn Angie Claeys on LinkedIn Rich Ham on LinkedIn Learn more at FineTuneUs.com  

Bret speaks with Dr. Lon Jones, DO on the subject of the mismatch between modern humans and the environment they live in. Find Dr. Lon Jones, DO at https://commonsensemedicine.org*****Join DarkHorse on Locals! Get access to our Discord server, exclusive live streams, live chats for all streams, and early access to many podcasts: https://darkhorse.locals.comCheck out the DHP store! Epic tabby, digital book burning, saddle up the dire wolves, and more: https://www.darkhorsestore.orgTheme Music: Thank you to Martin Molin of Wintergatan for providing us the rights to use their excellent music.*****Mentioned in this episode:- Common Sense Medicine: Making America Healthy Again by Dr. Lon Jones, DO https://amzn.to/4kd4mka (commission earned)- No More Allergies, Asthma or Sinus Infections: The Revolutionary Approach by Dr. Lon Jones, DO https://amzn.to/4dKaa2o (commission earned)- George Williams Paper: Pleiotropy, Natural Selection, and the Evolution of Senescence https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1558-5646.1957.tb02911.x - Patient education: Ear infections (otitis media) in children (Beyond the Basics) https://www.uptodate.com/contents/ear-infections-otitis-media-in-children-beyond-the-basics/print - Indirect health effects of relative humidity in indoor environments https://pmc.ncbi.nlm.nih.gov/articles/PMC1474709/ - Turku sugar studies V: Final report on the effect of sucrose, fructose and xylitol diets on the caries incidence in man https://www.tandfonline.com/doi/abs/10.3109/00016357608997711 - Paul W. Ewald: Evolution of Disease https://amzn.to/4dzIzRj (commission earned)- Commonsense Medicine: Healing from the Inside Out and Stopping the Next Pandemic https://amzn.to/4kE9kX7 (commission earned)- How Bacteria Stick https://www.scientificamerican.com/article/how-bacteria-stick Support the show

API security has evolved from being primarily an infrastructure issue to a complex challenge centered around language and design flaws. Jeremy Snyder, CEO of Firetail, discusses the findings from their latest state of API security report, emphasizing the alarming rise of indirect prompt injection as a significant threat in AI-integrated systems. As APIs underpin much of modern application architecture, understanding how they function and the potential vulnerabilities they present is crucial for organizations aiming to protect themselves from increasingly sophisticated attacks.Snyder highlights the shared responsibility model in API security, where both developers and security teams must collaborate to ensure robust protection. While infrastructure teams manage the basic security measures, developers are responsible for the design and logic of the APIs they create. This evolving understanding of security responsibilities is essential as threat actors become more adept at exploiting API vulnerabilities, particularly through authorization failures, which continue to be a leading cause of breaches.The conversation also delves into the distinction between authentication and authorization, illustrating how both are critical to API security. Authentication verifies a user's identity, while authorization determines what actions that user can perform. Snyder emphasizes that many organizations still struggle with authorization issues, which can lead to significant security risks if not properly managed. The report reveals that the time to resolve security incidents remains alarmingly high, while the time for attackers to exploit vulnerabilities has drastically decreased, raising concerns about the effectiveness of current security measures.As AI technologies become more integrated into applications, the potential for indirect prompt injection attacks increases, necessitating a reevaluation of security practices. Snyder advises organizations to focus on secure design principles and maintain visibility over AI usage within their systems. By implementing governance frameworks and monitoring tools, organizations can better manage the risks associated with shadow AI and ensure that their API security measures are both effective and comprehensive. All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

  In the current landscape of geopolitical volatility and policy uncertainty, we're hearing stakeholders use the term “back to basics” to describe their approach to sustainability. In this episode of the All Things Sustainable podcast, we bring you interviews with three speakers from the annual S&P Global Sustainable1 Summit who describe how businesses are navigating this environment.   We sit down with Jessica Fries, executive chair of accounting for Sustainability (A4S), a not-for-profit that works with finance leaders to drive resilient business models and achieve a sustainable economy. She explains how financial decisionmakers are balancing near-term financial pressures with longer-term sustainability goals.   “We don't see business leaders and finance leaders backing down from those long-term goals. I think everyone is very clear of the consequences of a failure to act with the kind of scale and speed that we need on climate and nature,” she says.  We talk to Min Guan about how some companies are taking a pragmatic approach to balancing different energy sources and supply chains in the transition to a low-carbon economy. Min is head of systems insights at the Energy Transitions Commission, a global coalition of leaders across business, finance and the NGO space committed to reaching net-zero by 2050. She is also a director at sustainability consultancy and investment firm Systemiq.  And we hear directly from an energy company grappling with this balancing act in an interview with Alex Grant, UK country manager for Norway-based Equinor. The company is the largest supplier of energy to Europe and has a portfolio that includes oil and gas, renewables and low-carbon solutions. Alex calls net-zero by 2050 the company's “guiding star” but says the path won't be straightforward.    “The energy transition is going to be bumpy,” he says. “What does that mean in practicalities? It means investing across the energy space.”  Listen to podcast coverage of the 2025 CERAWeek conference hosted by S&P Global here: https://www.spglobal.com/esg/podcasts/energy-transition-discussions-shift-to-pragmatism-amid-policy-uncertainty   Learn more about the S&P Global Sustainable1 Summit in Singapore June 26, 2025: https://www.spglobal.com/esg/events/sustainable1-summit-2025     Learn more about S&P Global's Energy Transition data here: https://www.spglobal.com/esg/solutions/energy-transition?utm_source=All+Things+Sustainable+podcast&utm_medium=libsyn&utm_campaign=HSBCS1Summit&utm_id=All+Things+Sustainable+podcast   This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global.    Copyright ©2025 by S&P Global           DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.     S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Diving into the cosmic drama of reality, Alan Watts describes the world as a divine dream which is poetic, playful, and only sometimes serious.Being in the Way is brought to you by the Alan Watts Organization and Ram Dass' Love Serve Remember Foundation. Visit Alanwatts.org for full talks from Alan Watts.On this episode of Being in the Way, Alan Watts:Exploring how we get caught in the cosmic game and drama of lifeSeeing the universe as the playful expression of divine energyQuestioning identity: the tension between acting and simply being.Confronting the spiritual taboo of realizing the self as God—tat tvam asi.Indirect awareness of the networks and systems in the physical world Music and the pure delight in complex orders of soundEmbracing the paradox of existence as poetic, musical, and playful, while still being serious.Considering all of the senses as forms of one, larger sense of touchThe oneness of up and down, black and white, being and non-being Complexities of human culture that arise out of duality Today's podcast is sponsored by Betterhelp & Dharma Seed:Being in the Way is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/alan and get on your way to being your best self.Join Krishna Das, the most well-known voice of Bhakti chanting (Kirtan) in the West, and David Nichtern - a senior Buddhist teacher, founder of Dharma Moon, guitarist in Krishna Das' band, and producer of several of his albums - for a warm and engaging conversation about these two paths, their shared roots, and how they intersect in contemporary spiritual practice. Learn more about this FREE online gathering - THE HEART & MIND OF PRACTICE: BUDDHISM & BHAKTI"The real taboo is 'that art thou'. You, lurking behind the mask of being an impermanent human person, are really responsible for the whole thing. If anybody claims that in our culture, we put them straight away into an asylum. That is the very hallmark of insanity. But, in India, if someone suddenly wakes up one morning and says 'My goodness, I'm God', everybody says, instead of you're crazy or blasphemous, they say 'Congratulations, at last you've found out'". – Alan WattsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Why does Spanish use the phrases “se lo” and “se la” so often? And when does le turn into se? Let's explore some advanced uses of Spanish indirect objects. We'll also get lots of practice using the “redundant a” and putting our object pronouns in the right order in Spanish sentences. Practice all of today's Spanish for free at LCSPodcast.com/63

BOR - THE INDIRECT DAMAGER

Thanks for listening!I appreciate you taking the time to listen and subscribe to The Daily Sales Message. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠James⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠====Got a specific Selling issue?Check out my actionable, affordable ⁠⁠⁠⁠⁠⁠⁠Practical Sales Training™⁠⁠⁠⁠⁠⁠⁠  courses.Find it hard to communicate your offering?You might benefit from a ⁠⁠⁠⁠⁠⁠⁠Clear Sales Message™   ⁠⁠⁠⁠⁠⁠⁠

The transition to a low-carbon economy will require significant investment in energy infrastructure — for everything from building wind, solar and nuclear facilities to electricity grids to charging stations for electric vehicles. In this week's episode of the All Things Sustainable podcast, we talk to the Chief Executive of HSBC's Infrastructure Finance and Sustainability unit, Sir Danny Alexander.   Danny was the keynote speaker at the annual summit that S&P Global Sustainable1 hosted in London April 30. We sit down on the sidelines of the event to hear how HSBC, one of the world's largest banks, approaches financing for energy infrastructure.    "We see the commercial opportunities that come from net-zero transition and the infrastructure that's needed to deliver that, but also that's coming from digital transformation from datacenters," he says. "[W]e are going to substantially increase our business in that space."  Prior to joining HSBC, Danny was a Vice President at the Asian Infrastructure Investment Bank (AIIB), the Beijing-headquartered multilateral development bank. He was also formerly a politician in the UK.   In the interview, he explains why infrastructure investment is a theme that resonates around the world.   “We need infrastructure to live our daily lives, to grow our economies, to achieve all kinds of both public and private goals that countries and companies and individuals have,” Danny says. “[F]or all the sustainable investment, the core is the commercial opportunity. And so driving infrastructure investment that is commercially viable, that will lead us to many of the sustainable solutions that we're discussing today.”  Learn more about the S&P Global Sustainable1 Summit in Singapore June 26, 2025 here.   Read the latest research on climate physical risk from S&P Global Sustainable.   Learn more about S&P Global's Energy Transition data.  This piece was published by S&P Global Sustainable1, a part of S&P Global.            Copyright ©2025 by S&P Global            DISCLAIMER      By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.      S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. lib

For review:1. US President Donald Trump indicated Wednesday that he is seeking to “blow up” Iran's nuclear centrifuges through an agreement with Tehran, but is also prepared to blow them up in an attack if necessary.2. UAE Facilitates Indirect Security Talks Between Israel & Syria. Syrian President Ahmed al-Sharaa on Wednesday confirmed that his country was currently taking part in indirect talks with Israel. Reports earlier in the day said that the United Arab Emirates had facilitated a backchannel for dialogue between Jerusalem and Damascus.3.  Moscow Victory Day Parade Guest List. The most high-profile guests in attendance this year will be Chinese President Xi Jinping and the President of Brazil, Luiz Inácio Lula da Silva. Other world leaders set to attend are those from Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Burkina Faso, Congo, Cuba, Egypt, Equatorial Guinea, Ethiopia, Guinea Bissau, Kazakhstan, Kyrgyzstan, Laos, Mongolia, Myanmar, Palestine, Tajikistan, Turkmenistan, Uzbekistan, Venezuela, Vietnam, and Zimbabwe.4. German Chancellor Friedrich Merz traveled to Paris on his first foreign trip as head of government to meet with French President Emmanuel Macron- with the two leaders promising closer defense ties.5.  US Navy Sea Launched Cruise Missile - Nuclear in 2034. The proposed $150 billion defense reconciliation bill includes $2 billion to develop the missile and an additional $400 million to develop the warhead.6. Department of Defense IG Report on Gaza Pier.7. USAF and Boeing look to deliver the Presidential Jet, VC-25B (Air Force One) in 2027. 

Syria's new president says there are "indirect talks through mediators" to calm relations with Israel. AP correspondent Jennifer King has more.

Morgan Stanley Research analyst Mark Schmidt and Investment Management's Craig Brandon discuss the heightened uncertainty in the U.S. municipal bonds market.Read more insights from Morgan Stanley.For a full list of episode disclosures click here.----- Transcript -----Mark Schmidt: Welcome to Thoughts on the Market. I'm Mark Schmidt, Morgan Stanley's Head of Municipal Strategy.Craig Brandon: I'm Craig Brandon, Co-Director of Municipal Investments at Morgan Stanley Investment Management.Mark Schmidt: Today, let's talk about the biggest market you hardly ever hear about – municipal bonds, a $4 trillion asset class.It's Monday, May 5th at 10am in Boston.Mark Schmidt: If you've driven, flown, gone to school or turned on a tap, chances are munis made it happen. Although munis are late cycle haven, they were not immune to the latest bout of market volatility. Craig, why was April so tough?Craig Brandon: So, what we say in April, it was sort of the trifecta of things that happened that were a little different than other asset classes. The first thing that happened is we saw a significant increase in treasury rates – and munis are generally correlated to treasuries. We're a very high-quality asset class, that's viewed as a duration asset class. So, one thing we saw were rates going up. When we see rates going up, you generally see money coming out of the market, right? So, I think investors were a little bit impacted by the higher rates, the correlation to treasuries, the duration, and saw some flows out of the market.Secondly, what we saw is conversation about the tax exemption in Washington D.C. What that did is it caused muni issuers to pull their issuance forward. So, if you're an infrastructure issuer, you are issuing bonds in the next year to year and a half; you're going to pull that forward because if there's any risk of loss of the tax exemption, you want to get these bonds issued today. So that's basically what drives technicals. It's supply and demand. So, what we saw was a decrease in demand because of higher rates; an increase in supply because of issuance being pulled forward.And the third part of the trifecta we refer to is the conversations about the economy. So, I would put that, it's sort of a distant third, but there's still conversations about maybe credit weakness driven by a slowing economy.Mark Schmidt: Craig, your team has been through a lot of tough market cycles. Given your experience, how did the most recent selloff compare? And why was it not like 2008?Craig Brandon: I started my career back in 1998 during the long-term capital management crisis. I lived through 2008. I lived through the COVID crisis, and you know, really when I look at the crisis in 2008 – no banks went out of business three weeks ago, right? In 2008 we were really sitting on a trading desk wondering where this was going to end.You know, we had a number of meetings with our staff, over the last couple weeks explaining to them why it was different and how. Yes, there was some volatility here, but you could see that there was going to be an end to this, and this was not going to be a permanent restructuring of the market. So, I think we felt comfortable. It was very different than 2008 and it really felt different than COVID.Mark Schmidt: That's reassuring. But with economic growth set to slow sharply, how does your credit team think the fiscal health of America's state and local governments will hold up?Craig Brandon: Well, remember state and local governments, and when we're talking about munis, we're also talking about other infrastructure asset classes like water and sewer bonds. Like, you know, transportation, bonds, airports. We're talking about toll roads.They went into this with a very strong balance sheet, right? Remember, there was a lot of infrastructure money spent by the federal government during COVID to give issuers money to make it through COVID. There's still a lot of money on balance sheets. So, what we do is we're going into this crisis with a lot of cash on balance sheets, allowing issuers to be able to withstand some weakness in the economy and get through to the other side of this.Mark Schmidt: Not only do state and local governments have a lot of cash, but they're just not that impacted by tariffs, right? So why did muni yields perform worse than U.S. treasuries over the past couple of weeks?Craig Brandon: Right. It really… We're technically driven, right? The U.S. muni market is more retail driven than some other asset classes. Remember – investment grade corporates, treasury bonds, there's a lot of institutional buyers in those markets. In the municipal market, it's primarily retail driven.So, when you know, individual retail investors get nervous, they tend to pull money out of the market. So, what we saw was money coming out of the market. At the same time, we saw an individual increase in more bonds, which just led to very weak technicals, which when we see that it eventually reverses itself.Mark Schmidt: Now I almost buried the lede, right? Why invest in munis? Well, they're great credit quality, but they're also tax free. In fact, muni bonds have been exempt from federal taxes for over a century. You have a lot of experience putting together tax bills, and right now people are worried about tax reform. Do you think investors should be concerned?Craig Brandon: Listen. I'm not really losing a lot of sleep at night over the tax exemption. And I think there's other, you know, issues to worry about. Why do I say that?As you mentioned Mark, I spent the early years of my career working for the New York State Assembly Ways and Means Committee. I spent seven years negotiating budgets and what that did is it gave me a window – into how, you know, not only state budgets, but the federal budget gets put together.So, what it also showed me was the relationship between state and local elected officials and your representatives in Congress and your representatives in the Senate. So, I know firsthand that members of Congress and members of the Senate in Washington have very close relationships with members of the state legislatures, with governors, with mayors, with city council members, with school board members – who are all delivering the message that significantly higher financing costs that could potentially happen from the loss of the exemption, could be meaningful to them.And I think members of Congress and members of the Senate and Washington get it. They understand it because they were all there when it happened. The last time the muni exemption came under fire was back in 2012; and in 2012, a lot of members of Congress were in the state legislature back then, so they understand it.Mark Schmidt: That's reassuring because right now, tax equivalent yields in the muni market are 7 to 8 per cent. That's equal to or greater than the long run rate of return on the stock market. So, whether to invest in the muni market seems pretty straightforward. How to invest in the muni market? Well, with 50,000 issuers, that's a little complicated. How do you recommend investors get exposure to tax-free munis right now?Craig Brandon: Well, and that is a very common question. The muni market can be very confusing because there are just so many bonds out there. You know, over 50,000 issuers, there's over a million individual CUSIPs in the muni market.So as an individual investor, where do you start? There's different coupon structures, different call structures, different maturity structures, ratings. There's so many different variables that go into a decision in investing in muni bonds.I can make an argument that you could probably mimic the S&P 500 with 500 different stocks. But most muni indices are over 50,000 constituents. It's very difficult to replicate the muni market by yourself, which is why a lot of people, you know, they let professional money managers, do the investing for them. Whether you're looking at mutual funds, whether you're looking at separately managed accounts, whether you're looking at exchange traded fund ETFs, there's a lot of different ways to get exposure to the muni market. But with the huge amount of choices you have to make, I think a lot of individual investors would just let a professional with the experience do it.Mark Schmidt: And active managers let you customize portfolios to your unique tax situation and risk tolerance. So, Craig, a final question for you. How do munis fit into a diversified portfolio?Craig Brandon: Munis are generally the stable part of most people's portfolios. Remember, you don't have a choice of whether you're going to pay your taxes or not. You have to pay your taxes, you have to pay your water bill, you have to pay your power bill. You have to pay tolls on highways. You have to pay airport fees when you buy an airline ticket, right?It's not an option. So, because the revenue streams are so stable, you see most muni bonds rated AA or AAA. The default rate for rated munis is significantly below 1 per cent. It's something in the ballpark of about 0.2 per cent*. So, with such a low default rate – listen, we're technically driven, as I said. You see ups and downs in the market. But over a longer period of time, munis can give you generally stable returns, tax exempt income over the long term, and they're one of the more stable asset classes that you see in your overall portfolio.Mark Schmidt: That sounds boring, and I mean that in the best possible way. Craig, thanks so much for your time today.Craig Brandon: Thanks, Mark, happy to be hereMark Schmidt: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.*“US Municipal Bond Defaults and Recoveries, 1970-2021” – Moody's Investor ServicesDisclosure: Past performance is no guarantee of future results. The returns referred to in the commentary are those of representative indices and are not meant to depict the performance of a specific investment.Risk ConsiderationsDiversification does not eliminate the risk of loss.There is no assurance that a portfolio will achieve its investment objective. Portfolios are subject to market risk, which is the possibility that the market values of securities owned by the portfolio will decline and that the value of portfolio shares may therefore be less than what you paid for them. Market values can change daily due to economic and other events (e.g., natural disasters, health crises, terrorism, conflicts, and social unrest) that affect markets, countries, companies or governments. It is difficult to predict the timing, duration, and potential adverse effects (e.g., portfolio liquidity) of events. Accordingly, you can lose money investing in a portfolio. Fixed-income securities are subject to the ability of an issuer to make timely principal and interest payments (credit risk), changes in interest rates (interest rate risk), the creditworthiness of the issuer and general market liquidity (market risk). In a rising interest-rate environment, bond prices may fall and may result in periods of volatility and increased portfolio redemptions. In a declining interest-rate environment, the portfolio may generate less income. Longer-term securities may be more sensitive to interest rate changes. An imbalance in supply and demand in the municipal market may result in valuation uncertainties and greater volatility, less liquidity, widening credit spreads and a lack of price transparency in the market. There generally is limited public information about municipal issuers. Income from tax-exempt municipal obligations could be declared taxable because of changes in tax laws, adverse interpretations by the relevant taxing authority or the non-compliant conduct of the issuer of an obligation and may subject to the federal alternative minimum tax.There is no guarantee that any investment strategy will work under all market conditions, and each investor should evaluate their ability to invest for the long-term, especially during periods of downturn in the market.A separately managed account may not be appropriate for all investors. Separate accounts managed according to the particular strategy may include securities that may not necessarily track the performance of a particular index. Please consider the investment objectives, risks and fees of the Strategy carefully before investing. A minimum asset level is required. For important information about the investment managers, please refer to Form ADV Part 2.The views and opinions and/or analysis expressed are those of the author or the investment team as of the date of preparation of this material and are subject to change at any time without notice due to market or economic conditions and may not necessarily come to pass.This material has been prepared on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. 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In recent episodes of the All Things Sustainable podcast, we've heard how some of the biggest companies across sectors are navigating the changing sustainability landscape. In today's episode, we sit down with one of the world's largest chemical and plastic production companies, Dow.  “Sustainability used to be something nice to have, but now it's a key part of the business strategy,” Han Zhang, Ph.D., Dow's Global Sustainability Director, Packaging and Specialty Plastics, tells us during S&P Global's CERAWeek energy conference in Houston. This is due to regulations, commitments from brand owners, and consumer demand, he says. “All of this creates a lot of opportunities to companies who can develop those sustainable solutions.”  Dow has sustainability targets related to climate change, transforming waste, and advancing a circular economy where products are reused or recycled. Han says the company sees decarbonization and circularity as interconnected issues that can't be treated in silos.  "We cannot decarbonize the society without circular plastic, and we cannot achieve a circular economy” with higher carbon emissions, Han says. “At Dow as a company, we're tackling both in the same lens and I highly encourage the industry to do the same.”  Listen to our episode, What's at stake in UN plastic pollution treaty talks Listen to our episode, What companies are doing to address the plastic pollution problem Learn more about S&P Global's Energy Transition data  This piece was published by S&P Global Sustainable1, a part of S&P Global.           Copyright ©2025 by S&P Global           DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.     S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. 

In this empowering episode of We Chat Divorce, Karen Chellew and Catherine Shanahan welcome financial powerhouse Laura Webb, founder of Webb Investment Services and an advocate for women's financial empowerment. Together, they dive deep into the emotional and practical barriers that keep women from owning their financial lives — and how to overcome them. From personal money stories to professional lessons learned, this candid conversation is full of aha moments and actionable insights to help you shift from financial uncertainty to unstoppable confidence. Whether you're married, divorced, or starting over, this episode will inspire you to take the next step toward financial autonomy. Laura is a trailblazer in wealth management with over 30 years of experience and a passionate advocate for increasing the presence of women in financial services. Now in her “third act,” she's helping lead the charge to recruit and support more women in the financial advisory profession through her work with the Women's Leadership Alliance. My Divorce Solution – Learn more about the Divorce Financial Portrait™ Women's Leadership Alliance – Explore Laura's advocacy work Divorce Financial Portrait™ – Gain clarity, confidence, and control in your financial future Have a question or topic you'd like us to cover? Email us at WeChat@ck11.net

Can composite really outperform ceramic in the right case? Do you know when to choose an inlay over an onlay? What makes occlusal veneers so effective — even at just 0.6 mm thickness? After years of anticipation, Dr. Pascal Magne finally joins Jaz Gulati on the podcast for an episode packed with adhesive dentistry gold. They dive deep into occlusal veneers, material selection, and why indirect composite may be the best-kept secret for worn, root-filled molars. They also unpack the full bonding protocol step-by-step—from air abrasion and IDS to silane application and cementation with preheated composite. Whether you're doing full rehabs or composite repairs, this episode is your go-to guide for smarter biomimetic dentistry. https://youtu.be/WTsF1mD-nTo Watch PDP221 on Youtube Protrusive Dental Pearl: After applying silane, don't just let it evaporate—let it react for 30 seconds, then air dry, and crucially, use a heat source (like a hairdryer) for 60 seconds to activate it properly and achieve optimal bond strength. This enhances the effectiveness of silane and significantly improves the bond strength of indirect restorations like composite or lithium disilicate. Key Takeaways: Occlusal veneers can be as thin as 0.6 mm. Indirect composite is often a superior choice for restorations. Proper bonding protocols are crucial for successful restorations. Focusing on strengths rather than weaknesses is key in dentistry. Conservative approaches in dentistry can preserve tooth structure. The vital tooth is always preferable to a non-vital tooth. Composite resin has wear properties similar to enamel. Occlusal veneers provide excellent protection for compromised teeth. Porcelain veneers have long-term durability compared to composites. The evolution of composite materials has led to better options for restorations. Zirconia is strong but difficult to adjust and bond effectively. Immediate dentin sealing is crucial for successful bonding and patient comfort. The Dahl principle allows for minimal preparation in certain cases. Composites can be as effective as ceramics when used correctly. Understanding the properties of materials is essential for successful restorations. Thin occlusal veneers can be successfully bonded with proper techniques. Highlights of this episode: 0:00 Introduction 02:52 Protrusive Dental Pearl 04:42 Dr. Pascal Magne on His Current Focus 10:16 Understanding Cusp Coverage and Material Choices 15:48 Conservative Approaches in Dentistry 23:16 Unsupported Enamel: Can it Still be Reinforced? 28:05 Occlusal Veneers Indications 37:00 Material Selection: Composite vs Ceramic 01:24:42 Outro Referenced Studies - all below are available to download on Protrusive Vault in Protrusive Guidance Effect of immediate dentine sealing on the aging and fracture strength of lithium disilicate inlays and overlays  Short-fiber Reinforced MOD Restorations of Molars with Severely Undermined Cusps  Ultrathin CAD-CAM glass ceramic and composite resin occlusal veneers for the treatment of severe dental erosion  Strains in the marginal ridge during occlusal loading  Antagonist Enamel Wears More Than Ceramic Inlays  Outcomes of resin-bonded attachments for removable dental prostheses Performance of ceramic laminate veneers with immediate dentine sealing  Keep the learning going with Magne Education If you enjoyed this episode, don't miss A Geeky Discussion on Adhesive Onlays – that's PDP161! This episode is eligible for 1.25 CE credit via the quiz on Protrusive Guidance.  This episode meets GDC Outcomes B and C. AGD Subject Code: 250 OPERATIVE (RESTORATIVE)DENTISTRY (Indirect restorations) Aim: To provide clinicians with evidence-based guidance on occlusal veneer indications, material selection, and conservative restorative protocols—emphasizing the role of adhesive techniques and biomimetic prin...

Manufacturing overhead is an essential part of manufacturing cost accounting and should be a key factor in determining your products' prices. In this post, we review manufacturing overhead basics and see how manufacturing software can help streamline cost accounting. You can learn more in this episode or read about it on our blog For more information about MRPeasy software, visit our website: mrpeasy.com

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, Threads and YouTube

Episode Title: Sleep, Stress, and Exercise for Mental Health with Cognitive Neuroscientist, Justin Verlinden Description: In this episode of the Elevate Yourself podcast, Rob is joined by cognitive neuroscientist, Justin Verlinden, to explore the intersection of sleep, stress, and exercise on mental health. Justin provides valuable insights into how exercise-induced stress impacts the body and how sleep plays a crucial role in helping our bodies recover and recalibrate. Since Justin's last appearance on the show, he's been busy uncovering new findings in his field, and he's excited to share what he's learned. He dives into the science of exercise's effects on stress and how sleep can help us process and recover from it. He also touches on an important question: Does the timing of exercise impact sleep quality, and how does core temperature come into play? As we wrap up the episode, Justin answers rapid-fire questions, giving us a personal peek into his daily routines, insights, and how his thinking has evolved since his last visit. Justin's Bio: Justin Verlinden is a Cognitive Neuroscience PhD Candidate co-mentored by Dr. Lauren Whitehurst and Dr. Jessica Weafer (formerly at University of Kentucky, presently at Ohio State University). Whose research to-date has been centered on the following topics: Sleep as a treatment target for at-risk drinking Sex differences in the relationship between sleep and alcohol use Next-day consequences of drinking on cognition With the help of his mentors and collaborators, he has received training in and utilized a variety of research modalities and skills throughout his career, including: Intravenous alcohol administration Alcohol skin biosensors Polysomnography Actigraphy At-home diaries R programming Feel free to reach out to him via email (justinverlinden@uky.edu) or on IG (@_veezy13) if you would like to learn more about him or his work. He's always happy to nerd out over science :) Selected Publications: Verlinden, J.J., Moloney, M.E., Vsevolozhskaya, O.A., Whitehurst, L.N. and Weafer, J., 2025. Indirect effects of perceived stress and depression on the relationship between insomnia symptoms and hazardous drinking. Alcohol 123: 1-9. https://doi.org/10.1016/j.alcohol.2025.01.001 Verlinden, J.J., Moloney, M.E., Vsevolozhskaya, O.A., Ritterband, L.M., Winkle, F., and Weafer, J. 2023. Effect of a digital cognitive behavioral therapy for insomnia on sleep and alcohol consumption in heavy drinkers: A randomized pilot study. Alcohol Clinical and Experimental Research 47(12):2354-2365. https://doi.org/10.1111/acer.15209 Verlinden, J.J., Moloney, M.E., Whitehurst, L.N., and Weafer, J. 2022. Sex differences in the association between poor sleep quality and alcohol-related problems among heavy drinkers with insomnia. Frontiers in Behavioral Neuroscience 16:875168. https://doi.org/10.3389/fnbeh.2022.875168 Fadel, L.C., Patel, I.V., Romero, J., Tan, I., Kesler, S.R., Rao, V., Subasinghe, S.A., Ray, R.S., Yustein, J.T., Allen, M.J., Gibson, B.W., Verlinden, J.J., Fayn, S., Ruggiero, N., Ortiz, C., Hipskind, E., Feng, A., Iheanacho, C., Wang, A., and Pautler, R.G. 2022. A mouse holder for awake functional imaging in unanesthetized mice: Applications in 31P spectroscopy, manganese-enhanced magnetic resonance imaging studies, and resting-state functional magnetic resonance imaging. Biosensors 12(8): 616. https://doi.org/10.3390/bios12080616 The Elevate Yourself Podcast is brought to you in partnership with Athletic Brewing. Use code ELEVATE30 for 30% OFF your first online order at checkout!

Building out the infrastructure needed for the low-carbon energy transition will require a substantial increase in the production of critical minerals and metals such as copper, nickel, zinc and lithium. These minerals are needed for many different technologies including electric vehicles and battery storage, clean hydrogen, geothermal, wind, solar and electricity networks.   In this episode of the All Things Sustainable podcast, we'll hear how one of the biggest producers of critical minerals, Vale Base Metals, is approaching this increased demand. And we'll explore how the company thinks about balancing those demands with other sustainability issues including community engagement, biodiversity, waste management, and physical climate risks.  We sit down with Vale Base Metals  Chief Sustainability and Corporate Affairs Officer Emily Olson on the sidelines of S&P Global's CERAWeek energy conference. Vale Base Metals is a subsidiary of mining company Vale SA with operations in Canada, the UK, Brazil, Japan and Indonesia.  Emily says Vale Base Metals factors sustainability into its operations from the start. “You cannot be a miner without having sustainability in all of its elements integrated into how you run your operations," she says. “It's a big operation — we impact the land, we impact communities. And so for us, your social license and how you are willing to create that mutual and shared value, that's the first stop.”  Emily also discusses how the company is navigating current market uncertainty from tariffs and the potential impacts on the company's supply chains. “Policy aside, mining needs dependable supply chains,” she says. “We are a long life, long lead business. Having dependable diversified supply chains is really important.”  Read S&P Global Sustainable1 research: Rocks and hard places: The ecosystem risks of mining for energy transition minerals  Learn more about the S&P Global Sustainable1 Nature & Biodiversity Risk dataset. This piece was published by S&P Global Sustainable1, a part of S&P Global.           Copyright ©2025 by S&P Global DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.     S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.   

In this episode of Divorce Explored, co-founders Karen Chellew and Catherine Shanahan unpack the themes from Time Magazine's viral article, “When Having It All Becomes Wanting a Divorce” by Ada Calhoun. They explore the emotional and financial realities facing Gen X women navigating midlife questions, career shifts, and marriage fatigue. Drawing from personal experience and professional expertise, Karen and Catherine offer a grounded, supportive take on the “3 a.m. moment” many women face—and what it really means to want something more. Highlights Include: The emotional turning point that prompts many midlife divorces How financial clarity can bring confidence before making big decisions Why not all women who explore divorce are seeking to leave The importance of knowing what you have before deciding what you want Listen & Subscribe: Catch this episode and more on We Chat Divorce—your go-to resource for navigating the financial and emotional side of divorce with confidence. Visit our website: mydivorcesolution.com Have a question or an idea for a future topic? We want to hear from you!! Email us: WeChat@ck11.net  Special thanks to Ada Calhoun for sparking this important conversation through her powerful essay, “When Having It All Becomes Wanting a Divorce,” published by time. We encourage everyone to read the full piece: https://time.com/7216367/gen-x-women-midlife-divorce-essay  Disclaimer: The information provided in this podcast is for educational and informational purposes only and should not be considered financial or legal advice. Please consult with professionals in the relevant fields for personalized guidance. The WeChat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Catherine Shanahan, Karen Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work. WCD should not be used in any legal capacity whatsoever. Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD. Unless specifically stated otherwise, Catherine Shanahan and Karen Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew. WCD, CATHERINE SHANAHAN, AND KAREN CHELLEW EXPRESSLY DISCLAIM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. Learn more about your ad choices. Visit megaphone.fm/adchoices

John Hoppe and Bryan "The Hype" Ballard give their reviews and thoughts from WWE WrestleMania 41 PLE.We're a part of the SagED UP Network and we are Sportscoin Certified! #sportcoin Website:https://www.thefansofprowrestling.com X App:@WFIPod - John Hoppe@WilliamHoppe8 - William Hoppe@FOPWNetwork – The Fans of Pro Wrestling Network@S_U_Network - SagED UP Network@sportcoin1 – Sportcoin NetworkEmail:wfincitepod@thefansofprowrestling.comDisclaimer:The views and opinions expressed by guests on this podcast are their own and do not necessarily reflect those of the Wrestling Fans Incite, The Fans of Pro Wrestling, and its streaming partners. This podcast is for entertainment purposes only. We make no representations or warranties regarding the accuracy, completeness, or applicability of the content.This podcast is for entertainment purposes only. The views expressed are those of the hosts and guests and do not constitute professional advice. We make no representations or warranties regarding the accuracy, completeness, or applicability of the content.Copyright:This podcast and all its content, including but not limited to audio recordings, show notes, artwork, and branding elements, are protected by copyright laws. All rights reserved. No part of this podcast may be reproduced, distributed, or transmitted without prior written permission from the copyright holder.Limitation of Liability Disclaimer: THE WRESTLING FANS INCITE EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS SHOW OR THE INFORMATION PRESENTED IN THIS SHOW.#WWE #WrestleMania #sportsentertainment

In this episode of SLA Insights, Dr. Jennifer Noonan discusses the essential role of vocabulary acquisition in reading fluency. She introduces two primary approaches to vocabulary instruction: direct and indirect instruction. Direct instruction focuses on intentional and conscious learning of vocabulary items, while indirect instruction emphasizes incidental learning through context. The episode highlights the importance of repetition and multiple exposures in vocabulary learning, and sets the stage for future discussions on specific vocabulary activities.***GlossaHouse resources are available at our website! - https://glossahouse.com/✏️ ***Sign up for classes with GlossaHouse U - https://glossahouse.com/pages/classes

Federal research funding is facing a reckoning. With the Department of Defense slashing R&D investments and the National Institutes of Health capping indirect cost reimbursements at a flat 15%, universities are under financial strain—and the ripple effects are just beginning.In this episode inspired by the article titled - U.S. scientific research funding: How tech can help higher education weather cutbacks, we examine the current state of U.S. scientific research funding, unpack the impact of recent policy shifts, and explore how higher education institutions can adapt. From ERPs to AI-driven grant forecasting, this conversation offers insight into the tools and strategies helping research programs survive—and even thrive—in a more constrained funding landscape.Whether you're a research leader, university administrator, or science policy observer, this episode will help you understand how the future of U.S. research may be shaped not just by budget decisions, but by the smart deployment of technology.What You'll Learn in This Episode:

Iran's Foreign Minister Seyed Abbas Araghchi says the negotiations with U.S. delegations in Rome were constructive and are making progress.

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, Threads and YouTube

The rise of AI means more datacenters, and that means huge increases in electricity demand. In the US, natural gas is expected to play a prominent role in powering the AI boom.   In this episode of the All Things Sustainable podcast, we're talking with EQT, one of the nation's largest natural gas companies, to understand what's ahead for AI, the energy transition and sustainability.   We sit down with Courtney Loper, EQT's Head of Government Relations and Public Affairs, on the sidelines of S&P Global's CERAWeek energy conference. She says natural gas can help the world shift away from coal-fired generation, which has a higher concentration of carbon emissions per unit of energy than natural gas. And she says EQT is focused on making its product as clean as possible, including by curbing carbon and methane emissions in its production of natural gas.  "A big focus for EQT has been the replacement of international coal with US natural gas and really thinking about the emissions offset that can come from that," Courtney says.   She says permitting reforms are needed in the US to get natural gas pipelines and other infrastructure built to meet growing energy demands from AI.  Courtney also tells us the company's view on sustainability remains "unchanged."   “Regardless of what winds shift in any sort of way around the idea of sustainability, it's something that we're going to continue to engage in, it's something that we're going to continue to promote, because it's important for the long-term viability of natural gas,” she says.  Learn more about S&P Global's energy transition data here. Read S&P Global Sustainable1 research, "Can AI become net positive for net-zero?"  Explore S&P Global Sustainable1 net-zero data.  Listen to our podcast interview with ExxonMobil at CERAWeek. Listen to our podcast interview with JPMorganChase. This piece was published by S&P Global Sustainable1, a part of S&P Global.           Copyright ©2025 by S&P Global           DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.     S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. 

BUSINESS: US tariffs pose indirect risks to PH banks – Fitch | April 18, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimesVisit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

In this powerful episode, Karen Chellew and Catherine Shanahan sit down with Imago Relationship Therapist Colleen Kowal to explore the emotional complexities of marriage, divorce, and co-parenting. Drawing from her personal journey and years of professional experience, Colleen shares how relationship dynamics can lead to disconnect—and more importantly, how intentional conversations, discernment, and closure can pave the way for healing and rediscovery. Colleen explains the concept of Relational Contracts, the role of Discernment Therapy, and the importance of processing divorce in a way that minimizes harm—especially for children. Together, they discuss how financial imbalances, emotional triggers, and unfinished relationship dynamics often carry over into divorce and co-parenting if left unaddressed. About the Guest: Colleen Kowal Colleen is an Imago Relationship Therapist who works with individuals, couples, and families navigating the complexities of relationships, divorce, and co-parenting. Her approach blends personal experience as a child of divorce and a divorced parent with professional expertise to help clients move from pain to purpose. Learn more about Imago Relationship Therapy: https://www.hiltonheadislandcounseling.com/  Listen & Subscribe: Catch this episode and more on We Chat Divorce—your go-to resource for navigating the financial and emotional side of divorce with confidence. mydivorcesolution.com Submit questions: WeChat@ck11.net Disclaimer: The information provided in this podcast is for educational and informational purposes only and should not be considered financial or legal advice. Please consult with professionals in the relevant fields for personalized guidance. The WeChat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Catherine Shanahan, Karen Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work. WCD should not be used in any legal capacity whatsoever. Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD. Unless specifically stated otherwise, Catherine Shanahan and Karen Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew. WCD, CATHERINE SHANAHAN, AND KAREN CHELLEW EXPRESSLY DISCLAIM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. If you would like to obtain a typed transcript of this podcast episode, please email us at hello@mydivorcesolution.com. Please be sure to include the episode name in the transcript email request. Thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the direct and indirect impacts of AI, and how can these be mitigated? In this episode, Sally Radwan, Chief Digital Officer of the United Nations Environment Programme (UNEP) delves into the environmental impact AI has outside of energy consumption, ranging from e-waste disposal to the construction and location of data centres. On the flip side, Sally explains the positive environmental impacts of AI including how it can support policymaker decision making, provide accurate information about environmental science and detect methane emission hotspots early on.   Chapters (00:00:00) - Introduction(00:03:12) - UNEP's key data & AI objectives(00:05:40) - AI's broader environmental footprint(00:08:23) - Why e-waste disproportionately impacts the global south(00:10:15) - The growth and location of data centres(00:12:24) - Indirect and higher order impacts of AI(00:16:02) - UNEP's World Environment Situation Room(00:22:02) - The International Methane Emissions Observatory(00:25:03) - UNEP's AI chatbot

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We're coming to you on Sundays with weekly roundups as Israel's war in Gaza, Lebanon, and Syria continues. Video emerged showing Israel killing Palestinian medics, contradicting official Israeli claims about what happened to them. Americans protested at the White House. It is day 555 of the war there, where more than 50,912 Palestinians have been killed. In this episode: Heidi Zhou-Castro, (@HeidiZhouCastro) Al Jazeera Correspondent Tareq Abou Azzoum, (@TareqAzzom) Al Jazeera Correspondent Nour Odeh, (@nour_odeh) Al Jazeera Correspondent Shihab Rattansi, (@shihab_rattansi) Al Jazeera Correspondent Episode credits: This episode was produced and mixed by David Enders. Our sound designer is Alex Roldan. Our lead of audience development and engagement is Aya Elmileik and Adam Abou-Gad is our engagement producer. Alexandra Locke is The Take’s executive producer. Ney Alvarez is Al Jazeera's head of audio. Connect with us: @AJEPodcasts on Instagram, X, Facebook, Threads and YouTube

In this episode of the All Things Sustainable podcast, we sit down with Shinjini Menon, Senior Vice President of System Planning and Engineering at Southern California Edison, an investor-owned public utility operating as a subsidiary of Edison International.   Southern California Edison is one of the largest US electric utilities, and Shinjini explains how it is prioritizing energy reliability and affordability while also building climate resilience — a topic that is particularly urgent in Southern California, where the risk of wildfires is so high.   “We have put forward a pretty ambitious goal for decarbonization and the electrification that we believe is necessary for affordable decarbonization,” Shinjini says.   “At the end of the day, it's about all of our communities having affordable access to energy, reliable energy, and having that energy security.”   Shinjini explains how the utility uses technology, modeling and data to mitigate wildfire risks and make the grid more resilient. She says Southern California Edison has learned from peers in the US and other parts of the world as it works to build climate resilience.   Listen to last week's interviews from the CERAWeek conference hosted by S&P Global here. Listen to our podcast episode about 2025 wildfires in Los Angeles here.  Read research from S&P Global Sustainable1 about the projected financial costs of climate change for the world's largest companies. Learn more about the S&P Global Sustainable1 Physical Risk dataset.  This piece was published by S&P Global Sustainable1, a part of S&P Global.           Copyright ©2025 by S&P Global           DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.     S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

In this episode, Karen and Catherine discuss the financial impact of starting divorce from the courtroom versus the kitchen table — and why preparation is everything, especially in high-conflict and high net worth cases. They break down costly mistakes, emotional traps, and the importance of data-driven decisions over emotional reactions. Mentioned in the Episode: AMG National Trust article on financial planning in divorce - https://www.amgnational.com/navigating-the-complex-terrain-of-a-high-net-worth-divorce/  The Divorce Financial Portrait™ by My Divorce Solution - https://mydivorcesolution.com/  Have questions? Email us at WeChat@CK11.NET – we'd love to hear from you! Disclaimer: The information provided in this podcast is for educational and informational purposes only and should not be considered financial or legal advice. Please consult with professionals in the relevant fields for personalized guidance. The WeChat Divorce podcast (hereinafter referred to as the “WCD”) represents the opinions of Catherine Shanahan, Karen Chellew, and their guests to the show. WCD should not be considered professional or legal advice. The content here is for informational purposes only. Views and opinions expressed on WCD are our own and do not represent that of our places of work. WCD should not be used in any legal capacity whatsoever. Listeners should contact their attorney to obtain advice with respect to any particular legal matter. No listener should act or refrain from acting on the basis of information on WCD without first seeking legal advice from counsel in the relevant jurisdiction. No guarantee is given regarding the accuracy of any statements or opinions made on WCD. Unless specifically stated otherwise, Catherine Shanahan and Karen Chellew do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on WCD, and information from this podcast should not be referenced in any way to imply such approval or endorsement. The third-party materials or content of any third-party site referenced on WCD do not necessarily reflect the opinions, standards or policies of Catherine Shanahan or Karen Chellew. WCD, CATHERINE SHANAHAN, AND KAREN CHELLEW EXPRESSLY DISCLAIM ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. If you would like to obtain a typed transcript of this podcast episode, please email us at hello@mydivorcesolution.com. Please be sure to include the episode name in the transcript email request. Thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn different ways of asking for information and making requests.FIND BBC LEARNING ENGLISH HERE: Visit our website ✔️ https://www.bbc.co.uk/learningenglish Follow us ✔️ https://www.bbc.co.uk/learningenglish/followusThe Pronunciation Lounge ✔️https://www.bbc.co.uk/learningenglish/features/the_pronunciation_loungeSubscribe to our newsletter ✔️ https://www.bbc.co.uk/learningenglish/newslettersLIKE PODCASTS? Try some of our other popular podcasts including: ✔️Learning English for Work ✔️Learning English Conversations ✔️Learning English VocabularyThey're all available by searching in your podcast app.

AP correspondent Charles de Ledesma reports Iran's top diplomat says he'll hold indirect talks with the Trump administration.

In this episode, we talked all about Code Geass Season 2. We dug into how it picks up right after the Season 1 cliffhanger, with Lelouch living a normal school life until his memories come back and he jumps right back into leading the Black Knights. Things quickly go from a local rebellion to full-blown global war. We also revisited out discussion on how Lelouch's Geass works, especially its limits as a result of that some of that talk got a little off-track. But overall, we both agreed Season 2 tied up a lot of loose ends from the first season and delivered a strong finish. Although Jack docked it a point for some gaps and unanswered questions. All in all it was a solid watch, well worth your time, especially if you liked Season 1.Next Week's Pick: "Bofuri Season 2" Have you had the chance to watch Code: Geass Season 2 or any of our previous selections? We'd love to hear your thoughts and  recommendations for future picks! Deals for You Supporting your anime binge sessions is what we do best! Here are some exclusive deals that'll make your anime-watching experience even better.  Crunchyroll Affiliate Offers: Get 15% off your first anime merch order here. Stream your favorite anime with Crunchyroll.  Start Your Free TrialTokyoTreat Special: Use code "FEATUREDANIME" for $5 off your first box through this TokyoTreat link. Looking for some merch? We've got you covered:  Main Store Alternative Shop  Support Our Podcast Love what we do? Support the podcast through Patreon! You can get access to ad-free episodes, bonus content, and more. Support us on Patreon Stay Connected With Us Don't miss out on our latest episodes or discussions! Join us across our social channels and be part of the community:  Contact Us   Anime List: Check out our anime list on MyAnimeList. Twitch: Watch us live on twitch.tv/featuredanimepodcast Email: info@featuredanimepodcast.com Twitter: @ThoseAnimeGuys Facebook: Featured Anime Podcast Discord: Join our Discord  Anime Info and Our Ratings:  Producers: Project Geass, Bandai Studio: Sunrise Aired: April 2008 - September 2008 Genres: Action, Drama, Mecha, Sci-Fi, Supernatural, Thriller, Psycological Source: Original Number Of Episodes: 25  Our Scores:  Jack's Score: 9/10 Rick's Score: 10/10 

To understand how companies at the heart of the energy industry are approaching the energy transition, we took the All Things Sustainable podcast on the road to Houston, Texas to cover CERAWeek, the annual S&P Global conference informally known as the industry's “Super Bowl.”  As we'll hear from today's guests, many discussions at CERAWeek 2025 March 10-14 focused on pragmatism and realism.  We talk with S&P Global Ratings Chief Economist Paul Gruenwald about balancing near-term concerns around energy affordability, security and reliability with longer-term concerns about sustainability and climate change.   Paul also discusses the impact of tariff uncertainty in the US.  “Markets hate uncertainty, whether you're in the financial markets or you're in the energy markets and producing the energy that we all need,” Paul says. "Even if you align with the broad objectives of the new administration, I think all the back-and-forth and the drama around the tariffs have really put a damper on some of that excitement.”  We speak to Arshad Mansoor about how the world can meet demand for electricity to power growing AI usage. Arshad is President and CEO of the Electric Power Research Institute (EPRI), a research organization that focuses on US electricity generation and delivery.  To understand how energy companies are navigating the current transition landscape, we sit down with Cate Hight, a partner at global consultancy Bain & Company.   And we talk to Damian Beauchamp about the role of policy in enabling technology innovation. Damian is President and Chief Development Officer at 8 Rivers, a clean energy and climate technology company that develops sustainable infrastructure solutions like carbon capture to help the global energy industry achieve net-zero.  Listen to a replay of the S&P Global webinar, ‘Capturing $60T energy transition opportunities, while managing $25T climate risks'. Listen to our podcast episode, ‘Talking energy transition with the US Department of Energy'. Listen to our podcast interview with ExxonMobil at CERAWeek. Learn more about S&P Global's energy transition data here. This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global.   Copyright ©2025 by S&P Global          DISCLAIMER    By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.    S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.   

In this episode of We Chat Divorce, Karen and Catherine sit down with Shannon McGorry, a PCC-level ICF-accredited coach and founder of Love Strength and Grace. Shannon shares her personal divorce journey and how it led her to empower women through coaching. She helps women redefine their future—personally and professionally—by activating their Female Genius. Key Takeaways:

In today's newscast, the Carmel City Council will hear an update on how to make the switch to residential street addresses. And a proposed bill would give the California Air Resources Board explicit authority to regulate indirect sources of pollution.

In today's newscast, the Carmel City Council will hear an update on how to make the switch to residential street addresses. And a proposed bill would give the California Air Resources Board explicit authority to regulate indirect sources of pollution.

(SPOILER) Your Daily Roundup covers a major ruling in the Echard/Owens case, a mini rant towards Laura Owens' lawyer David Gingras, Juliana responds to trolls, my review of the Back to the Future Musical, & what indirect connection do I have to Survivor's Joe.   Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI) Ads: Pretty Litter - Go to https://prettylitter.com/realitysteve to save 20% off your FIRST order and get a free cat toy! Learn more about your ad choices. Visit megaphone.fm/adchoices

My guest on the show today is Ben Kohn, President and CEO of PLBY Group, Inc. (NASDAQ: PLBY). PLBY Group, Inc. is a global pleasure and leisure company connecting consumers with products, content, and experiences that help them lead more fulfilling lives. PLBY Group's flagship consumer brand, Playboy, is one of the most recognizable brands in the world, with products and content available in approximately 180 countries. We all know the brand, we all know who Playboy is, the history, the bunny ears, the magazine; it's an iconic brand. Those don't just grow on trees, nor have the cultural awareness like Playboy has had for 70+ years now. However, following its botched go public strategy in 2021, management has been working hard picking up the pieces to turn things around. That's what I wanted to chat with CEO, Ben Kohn, about, who was very gracious and quite candid as we discussed: the Corporate history of Playboy How they are focused on returning customers to Playboy's roots Licensing deals, specifically the Byborg deal Managing cultural risks 3-5 year vision for the company For more information about PLBY Group, please visit: https://www.plbygroup.com/ This podcast was recorded and is being made available by SNN, Inc. (together with its affiliates and its and their employees, “SNN”) solely for informational purposes. SNN is not providing or undertaking to provide any financial, economic, legal, accounting, tax, or other advice in or by virtue of this podcast. The information, statements, comments, views, and opinions provided in this podcast are general in nature, and such information, statements, comments, views, and opinions, and the viewing of/listening to this podcast are not intended to be and should not be construed as the provision of investment advice by SNN. The information, statements, comments, views, and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any securities or to make or consider any investment or other course of action. The information, statements, comments, views, and opinions expressed in this podcast (including by guest speakers who are not officers, employees, or agents of SNN) are not necessarily those of SNN and may not be current. Reference to any specific third-party entity, product, service, materials, or content does not constitute an endorsement or recommendation by the SNN. SNN assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this podcast or the compliance with applicable laws of such materials and/or links referenced herein. The views expressed by guest speakers are their own and their appearance on this podcast does not imply an endorsement of them or any entity they represent. SNN does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, which may include forward-looking statements where actual results may differ materially. SNN does not undertake any obligation whatsoever to provide any form of update, amendment, change, or correction to any of the information, statements, comments, views or opinions set forth in this podcast. SNN EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. By accessing this podcast, the listener acknowledges that the entire contents and design of this podcast, are the property of SNN, or used by SNN with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this podcast may save and use information contained in the podcast only for personal or other non-commercial educational purposes. No other use, including without limitation, reproduction, retransmission, or editing of this podcast may be made without the prior written consent of SNN.

The United Nations' annual World Water Day observance took place on March 22, with a focus on supporting the achievement of Sustainable Development Goal 6: water and sanitation for all by 2030.  In this episode of the All Things Sustainable podcast, we dive into the water stewardship practices at Amazon, one of the world's largest companies with a market cap of more than $2 trillion dollars. Amazon Water Sustainability Lead Will Hewes outlines the company's approach to water in the communities it serves and across Amazon's business lines, which range from e-commerce to online entertainment streaming services to grocery stores and cloud computing.   Will explains that one of the company's goals is to be "water positive" in its datacenter operations at Amazon Web Services by 2030 — meaning AWS aims to return more water to communities than it uses in direct operations.  Amazon operates in several countries and regions facing water-related challenges that are being exacerbated by climate change, and Will says the company is working with communities to support their adaptation efforts.   "We can't solve that entire crisis on our own, obviously,” Will says. “But how can we help plug in and help support some of those adaptations that need to happen to make sure that communities and the environment still have water they need, when they need it?"   Read further research from S&P Global Sustainable1:  How climate change is exacerbating drought risks: https://www.spglobal.com/esg/insights/featured/special-editorial/how-climate-change-is-exacerbating-drought-risks?utm_source=allthingssustainable&utm_medium=podcast&utm_campaign=allthingssustainablenotes  For the world's largest companies, climate physical risks have a $1.2 trillion annual price tag by the 2050s: https://www.spglobal.com/esg/insights/featured/special-editorial/ceraweek-physical-risk?utm_source=allthingssustainable&utm_medium=podcast&utm_campaign=allthingssustainablenotes  Learn more about S&P Global Sustainable1's climate physical risk dataset, which include financial calculations on water stress and drought risks, here: https://www.spglobal.com/esg/solutions/physical-climate-risk-solutions?utm_source=allthingssustainable&utm_medium=podcast&utm_campaign=allthingssustainablenotes  Listen to our podcast episode featuring an interview with the CEO of Water.org: https://www.spglobal.com/esg/podcasts/why-water-org-ceo-says-the-world-s-water-challenges-are-inherently-solvable-    This piece was published by S&P Global Sustainable1, a part of S&P Global.          Copyright ©2025 by S&P Global          DISCLAIMER    By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.    S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.     

In this episode of Divorce Explored, Karen and Catherine dive into a timely AARP article, "Financial Checklist for Remarrying After 50." Together, they unpack the essential financial considerations and emotional conversations you should have before saying "I do" again—whether you're 50 or not. Drawing from their personal experiences and professional expertise, they explore topics like: ✅ Exchanging financial information with your future spouse ✅ Navigating conversations about children, alimony, and financial expectations ✅ Reviewing estate plans, wills, and medical powers of attorney ✅ Understanding Social Security and survivor benefits ✅ The importance of prenups—and how to reframe them as planning for a healthy marriage Key Takeaway: Love is powerful—but protecting your financial future is essential. Open, honest conversations about money, expectations, and boundaries before remarrying can set the foundation for a healthier, stronger relationship. Mentioned in this Episode: AARP's Financial Checklist for Remarrying After 50 The value of prenups at any age Why revisiting estate planning documents is critical Social Security considerations when remarrying later in life

In this episode, I break down everything you need to know about social circle game.Chapters:(00:00) Intro(01:30) The ADVANTAGES of social circle game(04:55)  How to open in social circle game(10:00)  How to create social proof in social circles(12:25)  What to do if you've seen this girl before(14:15)  How to open in social circle game(18:25)  Best places to do social circle game(23:30)  Indirect social circle game explainedHere are links to the programs mentioned on the podcast:Bootcamp

My guest on the show today is Brian Kitchen, President & CEO, Ryan Kavalauskas CFO of Ascent Industries Co. (NASDAQ: ACNT). Ascent Industries Co. is a company that engages in a number of diverse business activities including the production of specialty chemicals and industrial tubular products. Ascent will be joining us in Las Vegas, and I invited the team on to learn more about: History of Ascent Industries Brian and Ryan's background and why they decided to join Ascent; and, Their experience turning around specialty chemicals businesses Path to profitability while still focused on growth, and 3-5 year vision for the company For more information about Ascent Industries, please visit: https://ascentco.com/ This podcast was recorded and is being made available by SNN, Inc. (together with its affiliates and its and their employees, “SNN”) solely for informational purposes. SNN is not providing or undertaking to provide any financial, economic, legal, accounting, tax, or other advice in or by virtue of this podcast. The information, statements, comments, views, and opinions provided in this podcast are general in nature, and such information, statements, comments, views, and opinions, and the viewing of/listening to this podcast are not intended to be and should not be construed as the provision of investment advice by SNN. The information, statements, comments, views, and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any securities or to make or consider any investment or other course of action. The information, statements, comments, views, and opinions expressed in this podcast (including by guest speakers who are not officers, employees, or agents of SNN) are not necessarily those of SNN and may not be current. Reference to any specific third-party entity, product, service, materials, or content does not constitute an endorsement or recommendation by the SNN. SNN assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this podcast or the compliance with applicable laws of such materials and/or links referenced herein. The views expressed by guest speakers are their own and their appearance on this podcast does not imply an endorsement of them or any entity they represent. SNN does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, which may include forward-looking statements where actual results may differ materially. SNN does not undertake any obligation whatsoever to provide any form of update, amendment, change, or correction to any of the information, statements, comments, views or opinions set forth in this podcast. SNN EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. By accessing this podcast, the listener acknowledges that the entire contents and design of this podcast, are the property of SNN, or used by SNN with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this podcast may save and use information contained in the podcast only for personal or other non-commercial educational purposes. No other use, including without limitation, reproduction, retransmission, or editing of this podcast may be made without the prior written consent of SNN.

Dr. Jay Giri, Associate Professor of Cardiovascular Medicine at the Hospital of the University of Pennsylvania, joins the show to break down the recent NIH funding cuts and their impact on the medical research ecosystem. Together, he and Chadi explore the distinction between direct and indirect funding, the federal government's decision to reduce direct research funding to 15%, and how this shift affects researchers, institutions, and scientific progress. With growing concerns across the medical community and social media, they consider whether the backlash is justified and what the future holds for federally funded research. Check out Chadi's website for all Healthcare Unfiltered episodes and other content. www.chadinabhan.com/ Watch all Healthcare Unfiltered episodes on YouTube. www.youtube.com/channel/UCjiJPTpIJdIiukcq0UaMFsA

The Trump administration, led by Elon Musk and his Department of Government Efficiency, has proposed sweeping cuts to spending on science research here in the US, in particular at the National Institutes of Health and the National Science Foundation. I explain a little about what is being cut and why these funds are important to scientific progress. I try, for what it's worth, to provide these explanations in a way that would be informative to those who generally favor cutting government waste in dramatic fashion.Blog post with transcript: https://www.preposterousuniverse.com/podcast/2025/02/12/bonus-cuts-to-science-funding-and-why-they-matter/Support Mindscape on Patreon.Indirect costs primerCuts to NIH indirect costsAppropriated funds are mandated by statuteProposed NSF cutsElon Musk doesn't understand indirect costsBribing foreign officialsDeleting NSA web pagesExecutive Orders are not lawsHistory of impoundmentsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.