Podcasts about Marketplace

It's too early to know how long the U.S. and Israel war against Iran will last. One certainty? All-out war comes at a cost. Already, Qatar has cut natural gas production, bond yields and gas prices are up, and shipping firms are rerouting cargo. The extent of the economic impact, however, remains to be seen. In this episode, we break down how the conflict is already shaping the economy and what to expect if it continues. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

It's too early to know how long the U.S. and Israel war against Iran will last. One certainty? All-out war comes at a cost. Already, Qatar has cut natural gas production, bond yields and gas prices are up, and shipping firms are rerouting cargo. The extent of the economic impact, however, remains to be seen. In this episode, we break down how the conflict is already shaping the economy and what to expect if it continues. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Tony enjoys a Kroger Whippie with Tara. JMV talking NFL Combine. Today’s Popcorn Moment: Trump announcing the death of the Ayatollah and death of US Service Members. Today on the Marketplace: Would you trust Cartiers sold on the Marketplace? Leftists want the US to lose. See omnystudio.com/listener for privacy information.

Attack on Iran. Oil prices rise. New law aims to ease CPA talent crunch. Iranian women cheer, while liberal white women protest Tony enjoys a Kroger Whippie with Tara. JMV talking NFL Combine. Today’s Popcorn Moment: Trump announcing the death of the Ayatollah and death of US Service Members. Today on the Marketplace: Would you trust Cartiers sold on the Marketplace? Leftists want the US to lose. Pete Hegseth addresses the nation. What is Illinois' move to keep the Bears? Stock Markets react. Theme Song: Redemption Monday - WKRP end themeSee omnystudio.com/listener for privacy information.

This week's episode is a tribute to Facebook Marketplace, because where else are you going to find a deal on that vintage hamburger phone you've always wanted. This week's picks "Rag & Bone" by The White Stripes "Your New Twin Sized Bed" by Death Cab For Cutie "Kill The Ghost" by Little Image Related Links "Where is Bed?" | Lou Wall's Facebook Marketplace Musical The Playlist No Repeat Playlist on Spotify No Repeat Playlist on Apple Music B-Sides Unofficial B-Sides Playlist Support the Show No Repeat on Patreon Join our Discord Email us: norepeatpod[at]gmail[dot]com Follow Us Follow Tyler on Instagram Follow Shaun on Instagram Follow Taylor on Instagram

When you hear "meal deal" you probably think of fast-food chains, like McDonald's. But as daily life grows more unaffordable, a new tier of chain restaurants are adopting similar options to hang onto their cash-strapped regulars. It's why Panera just launched a new $10 value meal, and analysts expect other fast-casual joints to follow suit. Plus: Data center construction was up nearly 30% in 2025 but had a limited impact on GDP; buy now, pay later for rent payment comes at a price; we discuss the week's economic headlines.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

This week, OpenAI turns to consultants to get more companies to integrate AI coworkers.Plus, Apple will be making its Mac Mini in Texas.But first, U.S. Defense Secretary Pete Hegseth met with Anthropic CEO Dario Amodei this week, reportedly asking for unfettered access to the company's AI model. If not, Hegseth has threatened to cancel a $200 million dollar contract the Pentagon has with the company. This comes after Anthropic's AI model Claude was reportedly used as part of the operation to capture former Venezuelan president Nicolas Maduro.Anthropic has said it doesn't want its technology used to develop weapons or for mass surveillance of Americans.Marketplace's Stephanie Hughes spoke with Axios tech policy reporter Maria Curi to learn more on this week's “Tech Bytes: Week in Review.”

This week, OpenAI turns to consultants to get more companies to integrate AI coworkers.Plus, Apple will be making its Mac Mini in Texas.But first, U.S. Defense Secretary Pete Hegseth met with Anthropic CEO Dario Amodei this week, reportedly asking for unfettered access to the company's AI model. If not, Hegseth has threatened to cancel a $200 million dollar contract the Pentagon has with the company. This comes after Anthropic's AI model Claude was reportedly used as part of the operation to capture former Venezuelan president Nicolas Maduro.Anthropic has said it doesn't want its technology used to develop weapons or for mass surveillance of Americans.Marketplace's Stephanie Hughes spoke with Axios tech policy reporter Maria Curi to learn more on this week's “Tech Bytes: Week in Review.”

When you hear "meal deal" you probably think of fast-food chains, like McDonald's. But as daily life grows more unaffordable, a new tier of chain restaurants are adopting similar options to hang onto their cash-strapped regulars. It's why Panera just launched a new $10 value meal, and analysts expect other fast-casual joints to follow suit. Plus: Data center construction was up nearly 30% in 2025 but had a limited impact on GDP; buy now, pay later for rent payment comes at a price; we discuss the week's economic headlines.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Most contractors lose opportunities not because they're unqualified—but because they don't understand how buyers actually want to purchase. In this episode of the Federal Help Center Podcast, Ryan Atencio breaks down how Unison Marketplace works, why agencies love it, and how simplified acquisitions under $350,000 create some of the fastest paths to revenue in government contracting. You'll learn how shaping requirements with custom kits and part numbers keeps you in control, why crossing the $350K threshold can instantly complicate a deal, and how consistent follow-ups with contracting officers and program managers put you top of mind when real requirements appear. This episode is a masterclass in positioning, timing, and selling the way the government prefers to buy. Key Takeaways How Unison Marketplace enables fast, simplified purchases under $350K Why custom kits and part numbers help you shape and protect opportunities How staying visible with government buyers leads to inbound quote requests If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/  Website: https://govcongiants.org/  Connect with Encore Funding: http://govcongiants.org/funding

Prime Minister Mark Carney hoping for a Canada-India relationship reset on his first visit to the country. China suspends major agriculture tariffs but leaves canola seeds in limbo. Pakistan bombs Afghanistan's capital, Kabul, as conflict between the neighbours escalates. U.S. and Canada issue urgent "leave now" orders as Iran strike threat looms. Two weeks after tragedy, students in Tumbler Ridge returning to class. Marketplace tests show sunscreens don't always provide the protection they claim to offer. Tyler McGregor and Natalie Wilkie named Canada's Paralympic Games Opening Ceremony Flag Bearers. Father and son duo repeat as champions of grueling Cain's Quest.

The private credit market has grown fivefold since 2008 — it's somewhere near the $2 trillion-mark globally. In this episode, we explain why policies aimed at alleviating the Great Recession triggered an explosion of non-bank lenders, and why their loans are riskier for the economy than traditional loans. Plus: Analysts expect wholesale inflation cooled a bit in January, retailers fret over a late-winter slump, and stock market predictions are sort of like baking a cake. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Show Intro0:00-9:00 – Emailer shares what happened to him after being licked by dog9:00-17:00 – If you were offered $10M to shorten life by 10 year, would you?17:00-33:00 – Things that sound impressive until you do it33:00-36:00 – Man seen shoveling snow onto neighbor's car (Blizzard Rage)36:00-39:00 – Cars swallowed by sink hole39:00-42:00 – Latest update on Nancy Guthrie42:00-46:00 – Woman followed by creepy guy at a nature center46:00-50:00 – Marketplace robbery50:00-54:00 – Drivers driving through center of roundabout54:00-57:00 – Neighbors dug old lady's house out from under snow following blizzard57:00-1:10:00 – Tall influencer and his tall guy meet ups1:10:00-1:12:00 – NBA MVP race1:12:00-1:13:00 – Fans deliver truck load of manure to soccer coach1:13:00-1:15:00 – Pat McAfee paid Team USA's bar tab1:15:00-1:22:00 – Amanda Seyfried used prosthetic butthole in movie1:22:00-1:33:00 – How much people make on OnlyFans/Jason engages with the gays1:33:00-1:40:00 – Denny's waiter exposes himself to customers1:40:00-1:44:00 – Man secretly recorded people in bathrooms at the mall1:44:00-1:46:00 – Guy doing whippets crashes his car1:46:00-1:50:00 – Brother shoots sister with crossbow over temperature dispute1:50:00-1:56:00 – Man found dead hanging upside down from utility pipe after botched robbery1:56:00-2:04:00 – Car thief stole car and took it to car wash2:04:00-2:11:00 – Man jumped into stranger's car to escape turkey2:11:00-2:16:00 – Woman installed speakers on balcony to annoy neighbors at night2:16:00-2:20:00 – Old man saved by dog after falling2:20:00-2:25:00 – Couple believes roommate poisoned their food2:25:00-2:29:00 – Sex toys being pulled off the shelves at local store2:29:00-2:33:00 – Strip club opening up next door to dance studio2:33:00-2:36:00 – App that scans for nearby smart glasses2:26:00-2:30:00 – Regional accents that are disappearing2:30:00-2:34:00 – Audible will let you read while listening2:34:00-2:38:00 – Naked guy went around banging on house doors during blizzard2:38:00-2:42:00 – A solar light caught fire burning house to the ground2:42:00-2:44:00 – Guy set multiple fires inside his home to get rid of spider nests2:44:00-2:48:00 – Woman gets trapped in her neighborhood grocery store2:48:00-2:50:00 – Young people using online tutorials to learn new job skills2:50:00-End Woman used ChatGPT to plan murder of 2 menSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Move over, streaming services. Physicial media is making a comback. A Consumer Reports survey finds that nearly half of people in the US are watching Blu-rays and DVDs. And 15 percent of those surveyed are still watching VHS tapes. So, Marketplace's Nova Safo went out to learn more about what

The private credit market has grown fivefold since 2008 — it's somewhere near the $2 trillion-mark globally. In this episode, we explain why policies aimed at alleviating the Great Recession triggered an explosion of non-bank lenders, and why their loans are riskier for the economy than traditional loans. Plus: Analysts expect wholesale inflation cooled a bit in January, retailers fret over a late-winter slump, and stock market predictions are sort of like baking a cake. Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Move over, streaming services. Physicial media is making a comback. A Consumer Reports survey finds that nearly half of people in the US are watching Blu-rays and DVDs. And 15 percent of those surveyed are still watching VHS tapes. So, Marketplace's Nova Safo went out to learn more about what

SUMMARY: In this episode of Ops Experts Club, Aaron and Terryn break down what separates "flash-in-the-pan" visionaries from leaders who build long-term, sustainable success. They unpack how trends can fuel short-term growth, but lasting impact comes from choosing a large enough target market, designing a clear customer ascension path, and avoiding one-and-done offers. Using Dr. Dharius Daniels as a case study, they highlight how strong audience alignment, thoughtful offer progression, and public recognition of customers who level up can drive both loyalty and conversions without aggressive selling. The conversation also covers the importance of limiting chaos through strategic (not constant) pivots, using customer feedback to refine offers, and building confidence in one's position in the marketplace. Aaron and Terryn emphasize that sustainable visionaries don't chase every trend or partnership—they form intentional alliances that expand reach while staying aligned with their brand and audience. The core takeaway: long-term growth comes from clarity of niche, disciplined iteration, customer-led improvements, and partnerships that compound value over time. Minute by Minute:  00:00 Grand Opening in Belize 01:16 Visionaries: Flash in the Pan vs. Sustainable Success 05:28 The Role of Chaos in Business 07:35 Case Study: Dr. Dharius Daniels 12:30 Confidence and Value in the Marketplace 14:12 Strategic Alliances for Growth

There's been a strong focus on an issue of ongoing concern in the state: Fraud, and what to do about it. Lots of fraud-fighting ideas are floating around the Capitol. Several have bipartisan support, but that doesn't mean their travels through the Legislature will be smooth. MPR News politics editor Brian Bakst talks with a pair of lawmakers with a similar goal but competing visions for a proposed investigatory unit. Later in the hour, MPR News' senior economics contributor Chris Farrell breaks down the state's new budget and economic forecast.  Guests: DFL state Rep. Matt Norris, of Blaine.  Republican state Rep. Patti Anderson, of Dellwood.  Chris Farrell is a senior economics contributor for MPR News and Marketplace.

On this episode, Pete and Julie share their POV's and insights on recent global payroll and EOR marketplace updates and activity making headlines to kick off 2026!   Pete and Julie share their thoughts on recent events, including Dayforce SKO, Strada Global SKO, Papaya Global's 2030 Workforce Summit, and ADP ReThink in Prague.  Additionally, they discuss several product updates and acquisitions and what it means for buyers and providers of global EOR and global payroll.  Vendors mentioned in the episode include ADP, Boundless, Dayforce, Deel, EOS, G-P, Hitekers Omnipresent, Papaya Global, Payoneer, Remote, SKAUD, and Strada Global.  Links mentioned on the show: Pete's Post from the AI workshop in Prague: https://tinyurl.com/ypzupj62 Pete's Post on Global EORs acting like teenagers: https://tinyurl.com/5n6xb2sz  Pete's Payroll Influences Blog on ADP ReThink:  https://www.payrollinfluences.com/post/adp-rethink-event-recap-adp-turns-75  Pete's series on the future of EOR: https://www.globalization-partners.com/blog/evolution-global-eor-as-strategic-growth-engine/  Papaya Global's 2030 Workforce Summit: https://papayaglobal.com/go/event/2030-workforce-summit-recap/ Connect with the show: LinkedIn:  http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0  X: @PeteTiliakos  X: @JulieFer_HR BlueSky: https://bsky.app/profile/hrpayroll2o.bsky.social  YouTube: https://www.youtube.com/@HRPAYROLL2_0    WRKDefined Podcast Network: https://wrkdefined.com/podcast/hr-payroll-20 Thank you to our marquee sponsors for powering the HR & Payroll 2.0 podcast forward!  G-P ‘Globalization Partners': https://www.globalization-partners.com/ OneSource Virtual: https://hubs.ly/Q03YFNR90 Zoho: https://www.zoho.com/press.html Thank you to our ‘wizard behind the curtain' and show producer Ryan Kielma: https://www.linkedin.com/in/ryan-kielma/

Consumer surveys show us Americans think inflation will climb in the coming years. That belief could be one reason inflation actually does climb. See, when consumers think inflation will accelerate, it affects their spending decisions. And those choices aren't without consequence. Also in this episode: Anthropic loosens its safety pledge to compete with other AI firms, video game sales could break records in 2026, and outgoing Atlanta Fed president Raphael Bostic discusses leadership at the central bank.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Consumer surveys show us Americans think inflation will climb in the coming years. That belief could be one reason inflation actually does climb. See, when consumers think inflation will accelerate, it affects their spending decisions. And those choices aren't without consequence. Also in this episode: Anthropic loosens its safety pledge to compete with other AI firms, video game sales could break records in 2026, and outgoing Atlanta Fed president Raphael Bostic discusses leadership at the central bank.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

In this episode, we speak with Frank and Laura Pasquini, owners of Maker's Marketplace at 900 in the iconic 900 building in Kingston. They describe the boutique-style marketplace featuring 40–50 mostly local NEPA vendors offering handmade and vintage goods, including candles, soaps, ceramics, jewelry, art, and more. Vendors rent and manage their own spaces while the store handles sales and marketing. Laura shares her background in Etsy and laser engraving, the challenge of curating vendors and rotating inventory, and highlights their kid-focused "mini makers" section. They also discuss the "splatter room," a sensory-friendly paint-throwing experience used for sessions and parties, with upcoming glow-in-the-dark options, plus major building events like Deck the Halls and a planned Spring Social.If you or someone you know wants to be featured in our next podcast, message us on Facebook!

Join us for the 2026 National Disciple Making Forum: https://discipleship.org/2026-national-disciple-making-forum/ In this session from the DiscipleMakers podcast, Dave Buehring explains how churches can help marketplace leaders catch Jesus' kingdom vision for their vocations and live on mission where they work. You'll explore practical steps to envision, equip, and engage vocational teams, create a disciple-making culture, and mobilize professionals—teachers, doctors, business leaders, artists, and more—to reflect God's character and advance the kingdom in their spheres.

In this episode of Marketplace by Faster Forward, host Grant Johnsey sits down with Mike Kelly, Co‑Founder of Developer Town, to cut through the hype and explore the real‑world applications of AI—from personal productivity to enterprise‑scale transformation. Mike shares how advances in large language models are reshaping everyday workflows, why tools like Gemini and ChatGPT are evolving into true AI companions, and how “vibe coding” is lowering the barrier to building custom software. The conversation goes deeper into the enterprise, covering AI agents, fraud detection, unstructured data, and why many organizations struggle to move from experimentation to execution. Mike also weighs in on the implications for SaaS businesses, venture investing, energy costs, and the future of enterprise infrastructure. Key topics include: How AI is changing personal productivity and decision‑making Using AI as a healthcare “navigator” and shared source of truth Vibe coding and the rise of build‑your‑own software Why enterprises get stuck on data and process readiness AI agents, automation, and security trade‑offs What AI means for SaaS, venture capital, and long‑term costs Whether you're experimenting with AI at home or evaluating it for your organization, this episode offers a clear, practical look at what's working and what's coming next.

In this episode of Marketplace by Faster Forward, host Grant Johnsey sits down with Mike Kelly, Co‑Founder of Developer Town, to cut through the hype and explore the real‑world applications of AI—from personal productivity to enterprise‑scale transformation. Mike shares how advances in large language models are reshaping everyday workflows, why tools like Gemini and ChatGPT are evolving into true AI companions, and how “vibe coding” is lowering the barrier to building custom software. The conversation goes deeper into the enterprise, covering AI agents, fraud detection, unstructured data, and why many organizations struggle to move from experimentation to execution. Mike also weighs in on the implications for SaaS businesses, venture investing, energy costs, and the future of enterprise infrastructure. Key topics include: How AI is changing personal productivity and decision‑making Using AI as a healthcare “navigator” and shared source of truth Vibe coding and the rise of build‑your‑own software Why enterprises get stuck on data and process readiness AI agents, automation, and security trade‑offs What AI means for SaaS, venture capital, and long‑term costs Whether you're experimenting with AI at home or evaluating it for your organization, this episode offers a clear, practical look at what's working and what's coming next.

Fraud doesn't always announce itself with obvious warning signs. Quite often, it shows up wrapped inside something that feels routine — a purchase you've made before, a link that looks legitimate, a message that arrives at just the wrong moment. Nothing feels suspicious, so your guard stays down. By the time questions start forming, the transaction is already done. My guest today is Iremar Brayner. He's spent more than 15 years working in fraud prevention and risk management across payments, retail, ride-hailing, fintech, and digital marketplaces. In his role at G2A, he leads fraud strategy for one of the world's largest digital entertainment platforms, where speed, approval rates, and loss prevention are constantly pulling against each other. We discuss why scams continue to work despite smarter tools, how "friendly fraud" complicates the picture, and why digital goods create very different risk patterns than traditional retail. We also get into automation, AI-driven decisions, and what it really looks like to manage fraud in real time. Show Notes: [1:36] Iremar shares how his career in fraud prevention began, moving from bank customer service into reviewing suspicious transactions. [2:45] He explains why he completed law school but chose not to become a lawyer, and how legal training shaped his understanding of fraud psychology. [4:10] Fraud is framed as an emotional event, with urgency, financial stress, and excitement often lowering a person's defenses. [6:16] Digital marketplaces attract fraudsters due to low-cost items and products like gift cards that are easy to cash out. [7:10] The concept of card testing emerges, where stolen payment details are validated through small purchases. [8:05] Iremar discusses the rise of friendly fraud, where legitimate customers dispute transactions after receiving goods. [9:30] Major product launches, such as highly anticipated game releases, create predictable spikes in fraud risk. [11:05] Marketplace fraud requires managing risk on both sides, verifying sellers while monitoring buyers in real time. [12:40] He describes G2A's shift away from manual review toward fully automated transaction decisioning. [14:15] The tension between frictionless customer experience and effective fraud prevention is unpacked. [16:05] Automation and AI are positioned as essential tools for scaling fraud defenses without overwhelming operations. [18:10] AI's real impact is discussed: not changing fraud itself, but making attacks faster and more scalable. [20:05] Iremar explains why human judgment still plays a critical role alongside AI systems. [21:41] Fraud patterns differ across industries, illustrated through examples from ride-hailing platforms. [23:10] Abuse of referral and incentive programs reveals how self-referrals became a common fraud tactic. [24:40] Identity misuse by drivers highlights risks tied to document verification. [25:50] Face recognition and customer reporting become tools for detecting account misuse. [27:15] High-value luxury marketplaces introduce entirely different fraud and logistics challenges. [29:10] Practical consumer advice: buy from reliable sources, review refund policies, and question unrealistic pricing. [30:05] Seller protection strategies focus on accurate product descriptions and shipment tracking. [32:05] The most common complaints in marketplaces are items not received and items not as described. [33:20] Iremar recounts becoming a fraud victim after a fraudulent airline ticket charge. [35:00] A WhatsApp impersonation attempt using his photo targeted his mother. [36:10] Verification habits are emphasized as one of the strongest defenses against scams. [37:40] The risks of social media and account takeover scenarios are discussed. [39:30] Challenges around encouraging broader adoption of two-factor authentication. [40:05] Career advice for those interested in fraud prevention as a profession. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review.  Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Iremar Brayner - LinkedIn G2A

Raphael Bostic, president of the Atlanta Federal Reserve Bank since 2017, will step down from his post this week. “Marketplace” host Kai Ryssdal spoke with Bostic about where he sees inflation and the labor market headed, and how the central bank is weighing it all. In this episode, we bring you some of their conversation. Plus: Meta announces $100 billion deal with chipmaker AMD, and average tariffs on Chinese goods come down after SCOTUS ruling.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Raphael Bostic, president of the Atlanta Federal Reserve Bank since 2017, will step down from his post this week. “Marketplace” host Kai Ryssdal spoke with Bostic about where he sees inflation and the labor market headed, and how the central bank is weighing it all. In this episode, we bring you some of their conversation. Plus: Meta announces $100 billion deal with chipmaker AMD, and average tariffs on Chinese goods come down after SCOTUS ruling.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Send a textMiguel Armaza sits down with Michael Calvey, one of the most successful and legendary emerging markets investors of our time. Mike moved to Moscow at age 27 in the early 90s and built Baring Vostok into a powerhouse with $10+ billion invested in Russia. They backed now-decacorns like Yandex, Revolut, Tinkoff, and Kaspi at their earliest stages. Yandex alone was a 450x return for the fund.Along the way, he survived a 98% market crash, was detained by Russia's secret service, and made billions of dollars for his investors.He's also incredibly thoughtful about the ingredients of great founders, what separates the ones who win from those just chasing money, how the best companies constantly stack new S curves, and why being a hands-on owner but never a hands-on manager is the key to a great investor-founder partnership.Timestamped Overview00:00 From Oklahoma to Russia - Intro & Michael's Background10:32 Building an Elite Emerging Markets Team14:36 Geopolitics, Economics, and Market Resilience20:25 Fewer Investments, Better Focus24:08 Successful Entrepreneurs Value Purpose28:47 Management KPIs and Key Insights33:45 3 Cs of Ownership Focus42:53 Marketplace vs. Fintech Growth Dynamics44:02 Marketplace Dominance and Financial Complexity52:25 Emerging Markets: Talent vs. Geopolitics54:51 Emerging Markets and Fintech Ventures01:00:20 Medici Family: Banking and Intrigue01:05:59 Starting Over as Entrepreneur Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join ~85,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: https://bit.ly/3jWIpqp

In today's exclusive episode, Merline McGregor, Pattern's Managing Director AZN, joins Add To Cart to unpack what that shift really means for brands navigating Amazon, TikTok Shop and AI-driven discovery. From Amazon's continued dominance to the uncomfortable truth that your brand might already be selling on marketplaces without your control, this conversation challenges the idea that everything should still funnel neatly back to your DTC site.Today, we're discussing:Why over 90% of Aussies are now shopping via marketplacesThe real reason Amazon keeps winning in AustraliaWhat “retail readiness” actually means for brandsWhy your product might already be on Amazon, without you controlling itHow TikTok Shop could reshape ecommerce team structuresThe shift from single-channel ecommerce to fragmented commercePattern's Consumer Marketplace Report 2026 now available here.Connect with MerlineExplore PatternSMS us to request a guest!Support the showWant to level up your ecommerce game? Come hang out in the Add To Cart Community. We're talking deep dives, smart events, and real-world inspo for operators who are in it for the long haul. Connect with Nathan BushContact Add To CartJoin the Community

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Cynthia Garcia about her career journey. She credits mentors and sponsors for paving the way for her success. Justin and Cynthia discuss the demands of the Chief Risk Officer role and how Cynthia works with stakeholders who have competing priorities. Cynthia shares her perspective on construction risk and safety. She is seeing more diversity in the rising generation of risk professionals, with amazing opportunities for all.   Cynthia shares how her Confucianist upbringing still makes it a struggle for her to receive recognition. Despite that, she posted on LinkedIn about receiving the 2025 Bill McIntyre Leadership Award at the International Risk Management Institute (IRMI) Construction Risk Conference. That post led Justin to reach out to her. Cynthia speaks of her involvement with the Spencer Educational Foundation, including being a Risk Manager on Campus. Justin and Cynthia talk about the March 6th Webinar, "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management", that she joins as a featured panelist. Listen for tips on careers in risk management for construction.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Cynthia Garcia, the award-winning Chief Risk Officer for Bernards. We will talk all about her career in construction risk and get some "inspirado." But first… [:44] RIMS Virtual Workshops. On March 10th and 11th, we have a two-day course led by John Button for the RIMS-CRMP Exam Prep. [:55] On March 17th and 18th, RIMS will align with AFERM for a two-day RIMS-CRMP-FED Exam Prep Course. [1:02] On March 4th and 5th, we have a virtual workshop, "Facilitating Risk-Based Decision Making", with Joe Milan. On April 15th, we have a virtual workshop covering "Emerging Risks", led by Joseph Mayo. [1:20] Register today and strengthen your risk knowledge. RIMS members always enjoy deep discounts on the virtual workshops. [1:27] Webinars. On March 6th, RIMS presents "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management". We'll be joined by a Chief Risk Officer, an underwriter, and a broker. [1:42] They will explore their career paths, risk and safety philosophies, and lend some insight as to why this is the time for the next generation of leaders to rise. [1:53] On March 12th, Global Risk Consultants returns with "Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes". Register for these and other webinars by visiting RIMS.org/webinars and the links in this episode's show notes. [2:14] On with the Show! Our guest today is Cynthia Garcia. She is the Chief Risk Officer for Bernards. [2:22] Cynthia made a big impact on the risk landscape in 2025 when she received the Bill McIntyre Leadership Award from the International Risk Management Institute during its Construction Risk Conference. [2:35] I wanted to learn all about her career and what it's like to be the risk officer for a major construction company. [2:42] Earlier, I mentioned the March 6th RIMS Webinar, "Hard Hats and High Stakes," and Cynthia will, in fact, be the Chief Risk Officer mentioned there. [2:51] If you like what you hear in this episode and want to learn more about career development, construction risk, and why rising risk professionals should seize the opportunities in the construction sector, you can register for that Webinar. [3:04] Cynthia is a fascinating individual, and I am so pleased to present this interview! Let's get to it! [3:09] Interview! Cynthia Garcia, welcome to RIMScast! [3:27] Justin and Cynthia are going to be collaborating on a RIMS Webinar on March 6th, "Hard Hats and High Stakes." It's all about how women have and can continue to thrive in construction risk management. Cynthia is the ideal Chief Risk Officer to have on that panel. [3:46] Justin thanks Cynthia in advance for being on that panel and being a guest on RIMScast. [4:07] Cynthia is the CRO for Bernards, based in California. [4:33] Like many in her generation, Cynthia stumbled into risk management. She started as an administrative assistant for Morley Builders, an amazing employee-owned general contractor in Santa Monica, California. [4:52] She was fortunate to have several sponsors and mentors within the organization. They helped her see that she belonged at the table. They saw something in her that she hadn't seen in herself, which is the beauty of a mentor. [5:16] In spaces she was not in, they advocated for her and said, Why don't we give this to Cynthia? That's the beauty of a sponsor. Cynthia says she was blessed to be in the right place at the right time. She was able to lean in. [5:32] Cynthia says that the thing that attracts her about risk management and what she does is finding the hard yes. Risk management doesn't say, "No." [5:50] Risk management, when practicing its craft, is fully integrated with operations and understanding what the business needs. It is strategically aligned and helps make sure the organization is making those thoughtful business decisions that allow taking risks. [6:11] Then, risk management takes it to the next step to ask how this adds to our shareholder equity, how this aligns with who we want to be as a company and as people. Risk management threads the needle between entrepreneurship and "cowboyism." [6:28] Risk management leads with "Help me understand, and help us get to the hard yes. We can do it, but here are some of the things we need to do to make sure that it's successful."  [6:50] Cynthia always likes to start by making sure she is coming in with a lot of curiosity. She asks for help to understand what she's not seeing to try to connect the dots. If Cynthia doesn't understand the needs of her business partners, she's not creating value. [7:11] Cynthia joined Bernards as Chief Risk Officer four years ago next month (March). Bernards created the position for her. She says she's blessed to work with talented people. She credits an amazing group of rockstar individuals. She says a rising tide lifts all boats. [8:00] Cynthia says her team carries the weight and does it beautifully. She says the genius of true leadership is understanding we're paving the way for our replacement. Leaders who are afraid of talent need to pause and rethink what that means. [8:26] Cynthia's Risk and Safety team has 13 staff members. [8:45] Cynthia has a VP of Risk and Safety who is definitely a genius at making the wheels turn. He is Cynthia's only direct report. He does an amazing job setting the tone and the pace. [9:03] Cynthia says, We focus on listening to the voices of our internal and external customers. As an employee-owned company, we try to understand what our business partners need, whether it's accounting, finance, human resources, operations, or estimating. [9:22] Cynthia focuses on what our business partners need from risk management to help achieve mission success. [9:27] Cynthia says, from day to day, it's everything from safety to claims, to insurance issues, to coverage questions, but a fair part of the job is when business teams proactively reach out with questions about issues that have come up. [9:50] Cynthia says the beauty of being in a smaller organization is that Risk Management is not siloed. It's not just insurance and claims but also litigation management and contracts. Risk partners closely with the CHRO on policies and employment practices. [10:13] Risk partners closely with Finance and Accounting on a variety of issues. Cynthia feels it is fortunate that Risk is viewed and valued as an internal resource to its business partners and part of the critical strategy to achieve the company's goals. [10:41] Bernards has a little fewer than 400 employee-owners. Cynthia credits Finance and Accounting for paying vendors on time and treating trade partners fairly. She credits Marketing for helping the brand, highlighting company accomplishments, and creating community buzz. [11:30] Cynthia credits the very customer-centric Tech team, who have helped her a lot, and the Virtual Construction Design team, who help with clash detection and getting ahead of constructability issues early on. [11:59] She notes the estimating team getting ahead of what's out there and making sure we have the right projects to go after. It takes a village. [12:14] Cynthia says we like to think all of us employee-owners have a vested interest in mission success. We're all in construction. [12:27] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals across the globe. It's time to Connect, Cultivate, and Collaborate with them. [12:45] Booth sales are open now. General registration and speaker registration are also open right now. Marketplace and hospitality badges will be available starting on March 3rd. Links are in this episode's show notes, and be sure to check out RIMS.org for more information. [13:04] Save the dates March 18th and 19th, 2026, for the RIMS Legislative Summit, which will be held in Washington, D.C.! Join us in Washington, D.C. for two days of Congressional meetings, networking, and advocating on behalf of the risk management community. [13:20] Visit RIMS.org/advocacy for more information and to register. Also, check out the prior episode of RIMScast, Episode 378, featuring RIMS General Counsel and Vice President of External Affairs, Mark Prysock, as we discuss the top priorities for RIMS in 2026 and beyond. [13:41] Let's Return to Our Interview with Bernards' Chief Risk Officer, Cynthia Garcia! [13:58] When Cynthia joined Bernards, there were about 10 people on the Risk and Safety team. Then they went into remodel mode, with a different strategic vision. Continuous improvement is a Bernards core value. It's a 52-year-old company with processes and talent in place. [14:27] Cynthia says we've been looking at the areas where we can have the greatest impact, picking off the low-hanging fruit first, and then building out processes that allow us to scale without reinventing ourselves every few years. [14:57] Cynthia says safety is our priority. Bernards added safety to its core values this year. Cynthia says it was a grass-roots movement. It percolated up through Operations and said, This is who we need to be. [15:24] Cynthia says a risk management team's job is to safeguard all the resources of the organization. That includes people and things, clients, and trade partners. The Risk and Safety team has a holistic view. They can't be good by themselves. They can't be safe by themselves. [15:42] For Cynthia, safety takes on a larger meaning than physical well-being, including creating spaces where people are allowed to be vulnerable. [15:57] Cynthia talks about leading with empathy, with top priority not only for physical safety but also for a psychologically safe environment, where you can show up, be seen, heard, and thrive. [16:41] Cynthia says she works on building connections through conflict. For what could be tough conversations, it helps if you are willing to check your ego at the door and come in curious. Cynthia often states her intention up front. [17:01] Cynthia might say, "My intention isn't to challenge you, it's to have you help me understand your perspective and help me see what I'm missing." Cynthia says she asks a billion questions because there is so much she doesn't know. She always tries to get with the "why." [17:32] Cynthia says, When I try to understand what it is that my counterpart needs to happen, then we can figure out the path forward together. As employee-owners, our goals are aligned. We're looking in the same direction. [17:52] Cynthia says, We may fuss with the GPS a little bit, but we know the destination is set and we have a commitment to one another. Once we are willing to shut up, listen, and ask the questions to learn, then we can figure out how to be of service. [18:16] Cynthia says her job isn't to convince, it's first to understand. [18:22] A Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period will open on April 1st, 2026, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [18:51] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [19:06] General Grant applications will open on May 1st, 2026, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [19:18] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [19:27] Let's Conclude Our Interview with Bernards' Chief Risk Officer, Cynthia Garcia. [19:41] As Cynthia mentioned earlier, Bernards is employee-owned. Cynthia thinks that Bernards being 100% employee-owned makes all its employee-owners better businesspeople. The heart of risk management is making those good choices. [20:27] Looking across the table and knowing she is betting with her fellow owner's retirement, makes Cynthia think about that a little bit differently. She thinks the employee ownership structure lends itself to amazing risk management. [20:49] Cynthia says you have to be disciplined. You're not spending somebody else's money on this. We're working together, and when we all make good choices, we are ultimately rewarding ourselves and impacting future generational owners, too. That's quite meaningful. [21:09] Cynthia says it's the best of both worlds. You have the umbrella of a big company paying the bills, but you're rewarded for smart entrepreneurism. [21:27] Cynthia has a long-term view when making decisions. It's not about what's in it for her. It's how does this support who we want to be today, and who we want to try to be tomorrow? It makes us look further into the horizon. [22:24] May 4th through May 8th, 2026, is Safety Week, here in the U.S. That coincides with RISKWORLD 2026. Cynthia will be at RISKWORLD. [22:41] Cynthia says for Safety Week, Bernards has planned activities on each job site to highlight the good things that men and women are doing to build the communities in which they work and live, and doing them in such a way that they go home to families and loved ones. [23:01] Justin notes that settlements from construction site accident injuries can be astronomical. Part of Cynthia's job is to minimize accidents from the outset, which connects to Bernards' core value safety-first mindset. [23:34] Cynthia says client response has been amazing. Recently, one of the project executives at Bernards was invited to the school district and won an award acknowledging their efforts on safety. That felt good because it wasn't Bernards saying it, but the clients saying we see it. [23:58] Bernards has trademarked "A Better Experience." It's a phrase they are proud of. They're building not only to create a better experience for their employee-owners, but also for project success for owners who value safety. [24:15] Bernards is a large school builder, working on many programs up and down the state. Bernards is cognizant of the impact they are having on the future generation of leaders and citizens. They're very grateful to have that acknowledgement from their clients. It's special. [25:29] Cynthia says she is absolutely seeing more opportunities for women in risk management and in construction. Construction tends to be inclusive. It's an industry filled with optimists. Its people bring that can-do attitude. They are very generous and gracious with their support. [26:13] Cynthia says she has been in the risk profession for about 30 years. The demographics have changed, and she sees diversity in the new young talent permeating the industry. [27:10] Cynthia thinks the work that the Spencer Educational Foundation does in partnership with RIMS is tremendous. She says it is amazing that colleges and universities are offering the Risk Management and Insurance degree and concentration. Cynthia never heard of that before. [27:35] Cynthia says that people her age moved into risk management from adjacent areas. She is pleased that now people come into risk management intentionally. She talks about risk managers trying to figure out how to help businesses thrive and grow to the next level. [28:47] Cynthia is one of Spencer's Risk Managers on Campus. She explains how the grants to colleges work. Spencer works tirelessly to make sure the next generation of leaders know what an amazing career this is and the opportunities it offers. Cynthia is grateful to be part of it. [30:15] Justin mentions that other Risk Manager On Campus risk professionals have been guests on RIMScast, and they have inspiring stories to tell. They love reaching the young people who are going to be the future of the profession. [30:35] Megan Miller, Spencer CEO, was a recent RIMScast guest. Check out SpencerEd.org for grants and opportunities. If you know somebody interested, send them the link to explore. If they connect with people like Cynthia through the RMOC grant, their experience will be richer. [31:28] Cynthia came to Justin's attention through a LinkedIn post about her being honored as the 2025 Bill McIntyre Leadership Award recipient at the International Risk Management Institute (IRMI) Construction Risk Conference. [32:08] Cynthia says you're always a little bit surprised but so pleased when you get acknowledged by your peers. As IRMI is pre-eminent in the construction risk management space, it was more special to Cynthia, as she knew of the great work they did. [32:33] Cynthia remembers starting in risk management and going to them as a resource. She knows the people who make IRMI thrive. They're people Cynthia looks up to. She is very grateful that it was her turn to be acknowledged. She feels there are way more qualified folks out there! [33:41] Cynthia says she is an immigrant. English is her second language. She is Korean and grew up in a Confucianist household. In terms of philosophy, you should be seen, not heard. The collective win is celebrated. [34:06] Cynthia has had to work to get over the heebie-jeebies about self-promotion or what could be viewed as arrogance. She's working on it and doing better at accepting compliments. It's an opportunity to show others who are coming up behind her that diversity exists. [34:45] Cynthia says it's hard for us to visualize ourselves in a role without models who came before us. What are the opportunities that exist? Can I also think about this? Cynthia said the marketing team is genius. Justin said that was what caught his eye on LinkedIn. [35:19] Cynthia says she is very fortunate to be supported by so much talent and such a community that helps uplift you. [35:27] Justin comments that the "seen and not heard" thing is not just Confucianism, but also old-world Brooklynism. His old relatives said, "Children should be seen and not heard." [35:52] Cynthia says we all have shared experiences within our collective. People tend to focus on the differences. It is important to celebrate our differences, but there's so much more in common, regardless of the geography and the generation in which we were raised. [36:10] There is so much in shared value. Cynthia says she is constantly inspired by those stories of people who saw a different future or leaned into a hand up. That motivates her to try to be better and drives her. [36:35] Justin says posting is a networking opportunity too. If that post had not gone up, Justin would not have met Cynthia. It's a way to broaden your network and meet more people. Justin says it's OK to do a humblebrag. Justin is known as the shameless self-promoter. [37:11] Justin says it is very special when you are acknowledged outside your company. [37:20] Cynthia's post triggered a series of events, one of which is, in recognition of Women's History Month, RIMS will present the webinar on March 6th, "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management", with Cynthia as a featured panelist. [37:38] Cynthia will provide the CRO perspective. Also on the panel are Danette Beck from Astrus and Jessica Risullo from WTW. Cynthia shares how she knows these amazing, trailblazing women. Cynthia is grateful to be on a panel with them. They're rockstars! [38:47] Justin says it's going to be excellent! The link is in this episode's show notes, or visit RIMS.org/webinars. Megan Miller, the CEO of the Spencer Educational Foundation, will kick things off with a special introduction. [39:15] It's going to be a wonderful way to observe and celebrate Women's History Month, ahead of RISKWORLD and Construction Safety Awareness Week. [39:30] Justin thanks Cynthia for joining us on RIMScast, sharing with listeners her construction risk perspective and career path. There's a lot to take away. Justin thanks Cynthia for her perspective and her time. [39:45] Cynthia says she appreciates Justin and the work RIMS is doing to put a spotlight on our amazing industry and the opportunities that exist. She says she is grateful for the opportunities Justin and RIMS are creating and thoughtfully curating. [40:04] Special thanks again to Cynthia Garcia for joining us here on RIMScast. You can hear more from her directly on March 6th during the RIMS Webinar "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management". [40:17] RIMS members, keep in mind that RIMS Webinars are complimentary for you. That is one of the many benefits of a RIMS membership. Visit RIMS.org/webinars and the link in this episode's show notes to register. That's going to be a fantastic session! [40:34] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [41:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [41:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [41:38] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [42:09] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [42:21] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS Legislative Summit — March 18‒19, 2026 on Capitol Hill, Washington, D.C. | Register now! RISK PAC | RIMS Advocacy RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! Construction Safety Week RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | April‒June 2026 Cohort | Led by James Lam RIMS Compensation Survey 2025 — Download Today RIMS Risk Management magazine | Contribute RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Story, featuring John Button RIMScast Canada — Debut Episode Now Live Spencer Educational Foundation — Scholarships and Grants RIMS Texas Regional Conference 2026 Education Content Submission — Deadline March 18, 2026! Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management | March 6 | Presented by RIMS — Featuring Today's Guest, Cynthia Garcia! Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepMarch 10‒11 | April 21‒22 | June 9‒10 RIMS-CRMP-FED Exam Prep with AFERM | March 17‒18 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops RIMS Virtual Workshop — "Facilitating Risk-Based Decision Making" | March 4‒5 | Register Now "Risk Appetite Management" | March 25‒26 "Claims Management" | April 7‒8 "Emerging Risks" | April 15 | Register Now! Upcoming RIMS Webinars: "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management" | March 6 | Presented by RIMS "Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes" | March 12 | Sponsored by Global Risk Consultants RIMS.org/Webinars   Related RIMScast Episodes: "Investing In Yourself with RIMS 2026 President Manny Padilla" "Strategic Risk Career Transitions with Susan Hiteshew" "Supply Chain Integrity and Sustainability with Nicole Sherwin of EcoVadis"   Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Cynthia Garcia, Risk Manager at Bernards   Production and engineering provided by Podfly.

In response to the SCOTUS decision overturning most of President Trump's tariffs, the White House announced a new, sweeping tariff of 15% worldwide over the weekend. In this episode, the limitations of this new policy, how businesses are feeling about it, and whether consumers might expect to see tariff refunds someday. Plus: Workers stick to the jobs they have, U.S. battery demand grows, and a new tax deduction could boost auto sales.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Thanks to AI coding agents, basically anyone can program their own software without much technical knowledge. But lowering the barrier to sophisticated web design is also opening the door to more scams. Marketplace's Meghan McCarty Carino experienced the effects firsthand.

In response to the SCOTUS decision overturning most of President Trump's tariffs, the White House announced a new, sweeping tariff of 15% worldwide over the weekend. In this episode, the limitations of this new policy, how businesses are feeling about it, and whether consumers might expect to see tariff refunds someday. Plus: Workers stick to the jobs they have, U.S. battery demand grows, and a new tax deduction could boost auto sales.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Thanks to AI coding agents, basically anyone can program their own software without much technical knowledge. But lowering the barrier to sophisticated web design is also opening the door to more scams. Marketplace's Meghan McCarty Carino experienced the effects firsthand.

O que é um animal exótico? Um mesmo animal pode ser exótico em algum lugar mas noutro não? E o que seria um animal selvagem? E silvestre? Essa semana conversamos sobre essas definições todas e como esses animais podem estar presentes no nosso dia a dia. Além disso, quais os impactos de termos esses animais à disposição em nosso país? Como acontece o mercado e quais as consequências para os animais, para o meio ambiente e para nós, humanos? Patronato do SciCast: 1. Patreon SciCast 2. Apoia.se/Scicast 3. Nos ajude via Pix também, chave: contato@scicast.com.br ou acesse o QRcode: Sua pequena contribuição ajuda o Portal Deviante a continuar divulgando Ciência! Contatos: contato@scicast.com.br https://twitter.com/scicastpodcast https://www.facebook.com/scicastpodcast https://www.instagram.com/PortalDeviante/ Fale conosco! E não esqueça de deixar o seu comentário na postagem desse episódio! Expediente: Produção Geral: Tarik Fernandes e André Trapani Equipe de Gravação: Tarik Fernandes, Marcelo Pedraz, Rita Kujawski e Caio Ferreira Citação ABNT: Scicast #680: Animais Exóticos. Locução: Tarik Fernandes, Marcelo Pedraz, Rita Kujawski e Caio Ferreira. [S.l.] Portal Deviante, 23/02/2026. Podcast. Disponível em: https://www.deviante.com.br/podcasts/scicast-680 Imagem de capa: Unsplash Perguntas do Episódio Abdalla, A. V. D. (2007). A proteção da fauna e o tráfico de animais silvestres (Dissertação de mestrado). Universidade Metodista de Piracicaba. http://www.dominiopublico.gov.br/download/teste/arqs/cp055586.pdf Albuquerque, U. P., Araújo, E. L., Souto, A., Bezerra, B., Freire, E. M. X., Sampaio, E., Casas, F. L., Moura, G., Pereira, G., Melo, J. G., Alves, M., Rodal, M., Schiel, M., Neves, R. L., Alves, R. R. N., Azevedo-Júnior, S., & Telino Júnior, W. (2012). Caatinga revisited: Ecology and conservation of an important seasonal dry forest. The Scientific World Journal, 2012, 205182. https://doi.org/10.1100/2012/205182 Anderson, C. (2014). Wildlife poaching: Causes, consequences and solutions. Araújo, V. C. de. (2019). Um retrato do tráfico de animais silvestres em São Paulo e alternativas para combatê-lo. Segurança Ambiental On-line, 5(1), 1–10. https://www.policiamilitar.sp.gov.br/unidades/ambiental/SegAmb/ed5/ed5art6.pdf Araújo, V. C. de. (2021). O tráfico de animais silvestres no estado de São Paulo: aspectos legais, sociais e econômicos do traficante (Dissertação de mestrado). Universidade de São Paulo. https://www.teses.usp.br/teses/disponiveis/100/100136/tde-19112021-225828/pt-br.php Borges, R. C., Oliveira, A., Bernardo, N., & da Costa, R. (2006). Diagnóstico da fauna silvestre apreendida e recolhida pela Polícia Militar de Meio Ambiente de Juiz de Fora, MG (1998 e 1999). Revista Brasileira de Zoociências, 8(1), 23–33. Brasil. (1998). Portaria n° 93, de 7 de julho de 1998. Ministério do Meio Ambiente. http://www.ibama.gov.br Brasil. (2008). Decreto nº 6.514, de 22 de julho de 2008. Presidência da República. https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/decreto/d6514.htm Brasil. Constituição da República Federativa do Brasil de 1988. https://www.planalto.gov.br/ccivil_03/constituicao/constituicao.htm Chavan, A. S., & Muley, E. D. (2023). Animal trafficking and poaching: A global concern. Journal of Entomology and Zoology Studies, 11(5), 45–49. https://www.entomoljournal.com/archives/2023/vol11issue5/PartA/11-5-45-197.pdf Cunha, G. B., et al. (2022). Fauna silvestre recebida pelo Centro de Triagem de Animais Silvestres e encaminhada para o hospital veterinário da Universidade de Brasília. Ciência Animal Brasileira, 23, e-72818. https://doi.org/10.1590/1809-6891v23e72818 Destro, G. F. G., et al. (2012). Efforts to combat wild animals trafficking in Brazil. In Biodiversity (Vol. 1, Cap. XX). ISBN 980-953-307-201-7. Duffus, A. L. J., Waltzek, T. B., Stöhr, A. C., Allender, M. C., Gotesman, M., Whittington, R. J., Hick, P., Hines, M. K., & Marschang, R. E. (2015). Distribution and host range of ranaviruses. In M. J. Gray & V. G. Chinchar (Eds.), Ranaviruses: Lethal pathogens of ectothermic vertebrates (pp. 9–57). Springer. https://doi.org/10.1007/978-3-319-20928-9_2 Doukakis, P., Pikitch, E. K., Rothschild, A., DeSalle, R., Amato, G., & Kolokotronis, S.-O. (2012). Testing the effectiveness of an international conservation agreement: Marketplace forensics and CITES caviar trade regulation. PLoS ONE, 7(7), e40907. https://doi.org/10.1371/journal.pone.0040907 Duffy, R. (2016). Security and conservation: The politics of the illegal wildlife trade. Routledge. Financial Action Task Force (FATF). (2020). Money laundering and the illegal wildlife trade. OECD Publishing. https://doi.org/10.1787/9789264313565-en Fischer, M. C., & Garner, T. W. J. (2007). The relationship between the introduction of the American bullfrog (Lithobates catesbeianus) and the decline of native amphibians in Brazil. Conservation Biology, 21(6), 1551–1560. https://doi.org/10.1111/j.1523-1739.2007.00759.x Freitas, V. P. de, & Freitas, G. P. de. (2006). Crimes contra a natureza: De acordo com a Lei 9.605/98 (8ª ed.). Revista dos Tribunais. Hernandez, E. F. T., & Carvalho, M. S. de. (2006). O tráfico de animais silvestres no Estado do Paraná. Acta Scientiarum: Human and Social Sciences, 28(2), 257–266. https://www.redalyc.org/pdf/3073/307324782008.pdf Lima, R. (2007). O tráfico de animais silvestres. In RENCTAS (Ed.), Vida silvestre: O estreito limiar entre preservação e destruição — Diagnóstico do tráfico de animais silvestres na Mata Atlântica: Corredores Central e Serra do Mar (pp. 1–79). Brasília: Dupligráfica. Machado, A. B. M., Drummond, G. M., & Paglia, A. P. (2008). Livro vermelho da fauna brasileira ameaçada de extinção (Vol. 1–2). Fundação Biodiversitas. Maximo, A. B., Lima, L. S., & Almeida, C. O. (2021). Exotic amphibians in the pet trade: Risks of invasion and disease transmission in Brazil. Biological Invasions, 23(6), 1825–1838. https://doi.org/10.1007/s10530-021-02462-4 Mittermeier, R. A., Fonseca, G. A. B., Rylands, A. B., & Brandon, K. (2005). Uma breve história da conservação da biodiversidade no Brasil. Megadiversidade, 1(1), 14–21. Nascimento, C. A. R., Alves, R. R. N., & Mourão, J. S. (2015). Trends in illegal trade of wild birds in Amazonas state, Brazil. Atualidades Ornitológicas, 126, 14. Oliveira, V. M., Matias, C. A., Rodrigues, D. P., & Siciliano, S. (2012). Wildlife trade in Brazil: A focus on birds. TRAFFIC Bulletin, 24(2), 85–88. Pagano, I. S. A., Sousa, A. E. B. A., Wagner, P. G. C., & Ramos, R. T. C. (2009). Aves depositadas no Centro de Triagem de Animais Silvestres do IBAMA na Paraíba: Uma amostra do tráfico de aves silvestres no estado. Ornithologia, 3, 132–144. Pereira, G. A., & Brito, M. T. (2005). Diversidade de aves silvestres brasileiras comercializadas nas feiras livres da Região Metropolitana do Recife, Pernambuco. Atualidades Ornitológicas, 126, 14. Rehbein, K. D. S. (2023). Tráfico de animais silvestres: Limites e possibilidades de atuação dos órgãos competentes (Dissertação de mestrado). Universidade de Passo Fundo. Rehbein, K. D. S., Martinez, G., & Prestes, N. C. (2023). O combate ao comércio ilegal de animais silvestres no Brasil. Planeta Amazônia: Revista Internacional de Direito Ambiental e Políticas Públicas, 15, 282–301. https://periodicos.unifap.br/index.php/planeta Ribeiro, L. B., & Silva, M. G. (2007). O comércio ilegal põe em risco a diversidade das aves no Brasil. Ciência e Cultura, 59(4), 20–23. http://cienciaecultura.bvs.br/scielo.php?script=sci_arttext&pid=S0009-67252007000400002 Ruggeri, J., Ribeiro, L. P., Pontes, M. R., Toffolo, C., Candido, M., Carriero, M. M., Zanella, N., Sousa, R. L. M., & Toledo, L. F. (2019). Discovery of wild amphibians infected with Ranavirus in Brazil. Journal of Wildlife Diseases, 55(4), 897–902. https://doi.org/10.7589/2018-10-276 Salati, E., Santos, A. A., & Klabin, I. (2007). Relevant environmental issues. Estudos Avançados, 21(60), 107–127. https://doi.org/10.1590/S0103-40142007000200008 Scheele, B. C., Pasmans, F., Skerratt, L. F., Berger, L., et al. (2019). Amphibian fungal panzootic causes catastrophic and ongoing loss of biodiversity. Science, 363(6434), 1459–1463. https://doi.org/10.1126/science.aav0379 Souto, W. M. S., Torres, M. A. R., Sousa, B. F. C. F., Lima, K. G. G. C., Vieira, L. T. S., Pereira, G. A., et al. (2017). Singing for cages: The use and trade of Passeriformes as wild pets in an economic center of the Amazon—NE Brazil route. Tropical Conservation Science, 10, 1–12. https://doi.org/10.1177/1940082917689895 TRAFFIC. (2014). TRAFFIC Bulletin, 26(2). https://traffic.org/publications/traffic-bulletin/ Zardo, E. L., Behrm, E. R., Macedo, A., Pereira, L. Q., & Lovato, M. (2014). Aves nativas e exóticas mantidas como animais de estimação em Santa Maria, RS, Brasil. Revista Acta Ambiental Catarinense, 11(1), 33–42.See omnystudio.com/listener for privacy information.

The immigration enforcement surge has taken an economic toll on many Minnesota communities, especially in the Twin Cities. As workers and customers stay home, some restaurants, construction firms and other businesses that employ immigrants are struggling to stay open. Minneapolis officials estimate the city lost more than $200 million in economic activity in a single month. And, when spending contracts this quickly, the impact ripples through industries far beyond those directly touched by immigration enforcement.MPR News host Angela Davis takes a look at the economic impact of ICE, proposals from local and state governments to support struggling businesses and how to move forward. Guests:Chris Farrell is the senior economics contributor for MPR News and Marketplace. Neil Linscheid is a state specialist in entrepreneurship and expert in community economics for University of Minnesota Extension. He works alongside local leaders to develop practical, community-centered strategies that build and drive long-term economic health. Subscribe to the MPR News with Angela Davis podcast on: Apple Podcasts, Spotify or RSS.Use the audio player above to listen to the full conversation.  

In this episode, the gang talks about project updates, servo extensions, Marketplace scores, and more. Airplane score (7:30) Fitz's update (26:30) Classic CL (34:00) Extension tester (43:20) Red flags (1:18:45) Watch this episode on YouTube Tough Jets T-14 Servo Extension Tester

O que é um animal exótico? Um mesmo animal pode ser exótico em algum lugar mas noutro não? E o que seria um animal selvagem? E silvestre? Essa semana conversamos sobre essas definições todas e como esses animais podem estar presentes no nosso dia a dia. Além disso, quais os impactos de termos esses animais à disposição em nosso país? Como acontece o mercado e quais as consequências para os animais, para o meio ambiente e para nós, humanos? Patronato do SciCast: 1. Patreon SciCast 2. Apoia.se/Scicast 3. Nos ajude via Pix também, chave: contato@scicast.com.br ou acesse o QRcode: Sua pequena contribuição ajuda o Portal Deviante a continuar divulgando Ciência! Contatos: contato@scicast.com.br https://twitter.com/scicastpodcast https://www.facebook.com/scicastpodcast https://www.instagram.com/PortalDeviante/ Fale conosco! E não esqueça de deixar o seu comentário na postagem desse episódio! Expediente: Produção Geral: Tarik Fernandes e André Trapani Equipe de Gravação: Tarik Fernandes, Marcelo Pedraz, Rita Kujawski e Caio Ferreira Citação ABNT: Scicast #680: Animais Exóticos. Locução: Tarik Fernandes, Marcelo Pedraz, Rita Kujawski e Caio Ferreira. [S.l.] Portal Deviante, 23/02/2026. Podcast. Disponível em: https://www.deviante.com.br/podcasts/scicast-680 Imagem de capa: Unsplash Perguntas do Episódio Abdalla, A. V. D. (2007). A proteção da fauna e o tráfico de animais silvestres (Dissertação de mestrado). Universidade Metodista de Piracicaba. http://www.dominiopublico.gov.br/download/teste/arqs/cp055586.pdf Albuquerque, U. P., Araújo, E. L., Souto, A., Bezerra, B., Freire, E. M. X., Sampaio, E., Casas, F. L., Moura, G., Pereira, G., Melo, J. G., Alves, M., Rodal, M., Schiel, M., Neves, R. L., Alves, R. R. N., Azevedo-Júnior, S., & Telino Júnior, W. (2012). Caatinga revisited: Ecology and conservation of an important seasonal dry forest. The Scientific World Journal, 2012, 205182. https://doi.org/10.1100/2012/205182 Anderson, C. (2014). Wildlife poaching: Causes, consequences and solutions.  Araújo, V. C. de. (2019). Um retrato do tráfico de animais silvestres em São Paulo e alternativas para combatê-lo. Segurança Ambiental On-line, 5(1), 1–10. https://www.policiamilitar.sp.gov.br/unidades/ambiental/SegAmb/ed5/ed5art6.pdf Araújo, V. C. de. (2021). O tráfico de animais silvestres no estado de São Paulo: aspectos legais, sociais e econômicos do traficante (Dissertação de mestrado). Universidade de São Paulo. https://www.teses.usp.br/teses/disponiveis/100/100136/tde-19112021-225828/pt-br.php Borges, R. C., Oliveira, A., Bernardo, N., & da Costa, R. (2006). Diagnóstico da fauna silvestre apreendida e recolhida pela Polícia Militar de Meio Ambiente de Juiz de Fora, MG (1998 e 1999). Revista Brasileira de Zoociências, 8(1), 23–33. Brasil. (1998). Portaria n° 93, de 7 de julho de 1998. Ministério do Meio Ambiente. http://www.ibama.gov.br Brasil. (2008). Decreto nº 6.514, de 22 de julho de 2008. Presidência da República. https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/decreto/d6514.htm Brasil. Constituição da República Federativa do Brasil de 1988. https://www.planalto.gov.br/ccivil_03/constituicao/constituicao.htm Chavan, A. S., & Muley, E. D. (2023). Animal trafficking and poaching: A global concern. Journal of Entomology and Zoology Studies, 11(5), 45–49. https://www.entomoljournal.com/archives/2023/vol11issue5/PartA/11-5-45-197.pdf Cunha, G. B., et al. (2022). Fauna silvestre recebida pelo Centro de Triagem de Animais Silvestres e encaminhada para o hospital veterinário da Universidade de Brasília. Ciência Animal Brasileira, 23, e-72818. https://doi.org/10.1590/1809-6891v23e72818 Destro, G. F. G., et al. (2012). Efforts to combat wild animals trafficking in Brazil. In Biodiversity (Vol. 1, Cap. XX). ISBN 980-953-307-201-7. Duffus, A. L. J., Waltzek, T. B., Stöhr, A. C., Allender, M. C., Gotesman, M., Whittington, R. J., Hick, P., Hines, M. K., & Marschang, R. E. (2015). Distribution and host range of ranaviruses. In M. J. Gray & V. G. Chinchar (Eds.), Ranaviruses: Lethal pathogens of ectothermic vertebrates (pp. 9–57). Springer. https://doi.org/10.1007/978-3-319-20928-9_2 Doukakis, P., Pikitch, E. K., Rothschild, A., DeSalle, R., Amato, G., & Kolokotronis, S.-O. (2012). Testing the effectiveness of an international conservation agreement: Marketplace forensics and CITES caviar trade regulation. PLoS ONE, 7(7), e40907. https://doi.org/10.1371/journal.pone.0040907 Duffy, R. (2016). Security and conservation: The politics of the illegal wildlife trade. Routledge. Financial Action Task Force (FATF). (2020). Money laundering and the illegal wildlife trade. OECD Publishing. https://doi.org/10.1787/9789264313565-en Fischer, M. C., & Garner, T. W. J. (2007). The relationship between the introduction of the American bullfrog (Lithobates catesbeianus) and the decline of native amphibians in Brazil. Conservation Biology, 21(6), 1551–1560. https://doi.org/10.1111/j.1523-1739.2007.00759.x Freitas, V. P. de, & Freitas, G. P. de. (2006). Crimes contra a natureza: De acordo com a Lei 9.605/98 (8ª ed.). Revista dos Tribunais. Hernandez, E. F. T., & Carvalho, M. S. de. (2006). O tráfico de animais silvestres no Estado do Paraná. Acta Scientiarum: Human and Social Sciences, 28(2), 257–266. https://www.redalyc.org/pdf/3073/307324782008.pdf Lima, R. (2007). O tráfico de animais silvestres. In RENCTAS (Ed.), Vida silvestre: O estreito limiar entre preservação e destruição — Diagnóstico do tráfico de animais silvestres na Mata Atlântica: Corredores Central e Serra do Mar (pp. 1–79). Brasília: Dupligráfica. Machado, A. B. M., Drummond, G. M., & Paglia, A. P. (2008). Livro vermelho da fauna brasileira ameaçada de extinção (Vol. 1–2). Fundação Biodiversitas. Maximo, A. B., Lima, L. S., & Almeida, C. O. (2021). Exotic amphibians in the pet trade: Risks of invasion and disease transmission in Brazil. Biological Invasions, 23(6), 1825–1838. https://doi.org/10.1007/s10530-021-02462-4 Mittermeier, R. A., Fonseca, G. A. B., Rylands, A. B., & Brandon, K. (2005). Uma breve história da conservação da biodiversidade no Brasil. Megadiversidade, 1(1), 14–21. Nascimento, C. A. R., Alves, R. R. N., & Mourão, J. S. (2015). Trends in illegal trade of wild birds in Amazonas state, Brazil. Atualidades Ornitológicas, 126, 14. Oliveira, V. M., Matias, C. A., Rodrigues, D. P., & Siciliano, S. (2012). Wildlife trade in Brazil: A focus on birds. TRAFFIC Bulletin, 24(2), 85–88. Pagano, I. S. A., Sousa, A. E. B. A., Wagner, P. G. C., & Ramos, R. T. C. (2009). Aves depositadas no Centro de Triagem de Animais Silvestres do IBAMA na Paraíba: Uma amostra do tráfico de aves silvestres no estado. Ornithologia, 3, 132–144. Pereira, G. A., & Brito, M. T. (2005). Diversidade de aves silvestres brasileiras comercializadas nas feiras livres da Região Metropolitana do Recife, Pernambuco. Atualidades Ornitológicas, 126, 14. Rehbein, K. D. S. (2023). Tráfico de animais silvestres: Limites e possibilidades de atuação dos órgãos competentes (Dissertação de mestrado). Universidade de Passo Fundo. Rehbein, K. D. S., Martinez, G., & Prestes, N. C. (2023). O combate ao comércio ilegal de animais silvestres no Brasil. Planeta Amazônia: Revista Internacional de Direito Ambiental e Políticas Públicas, 15, 282–301. https://periodicos.unifap.br/index.php/planeta Ribeiro, L. B., & Silva, M. G. (2007). O comércio ilegal põe em risco a diversidade das aves no Brasil. Ciência e Cultura, 59(4), 20–23. http://cienciaecultura.bvs.br/scielo.php?script=sci_arttext&pid=S0009-67252007000400002 Ruggeri, J., Ribeiro, L. P., Pontes, M. R., Toffolo, C., Candido, M., Carriero, M. M., Zanella, N., Sousa, R. L. M., & Toledo, L. F. (2019). Discovery of wild amphibians infected with Ranavirus in Brazil. Journal of Wildlife Diseases, 55(4), 897–902. https://doi.org/10.7589/2018-10-276 Salati, E., Santos, A. A., & Klabin, I. (2007). Relevant environmental issues. Estudos Avançados, 21(60), 107–127. https://doi.org/10.1590/S0103-40142007000200008 Scheele, B. C., Pasmans, F., Skerratt, L. F., Berger, L., et al. (2019). Amphibian fungal panzootic causes catastrophic and ongoing loss of biodiversity. Science, 363(6434), 1459–1463. https://doi.org/10.1126/science.aav0379 Souto, W. M. S., Torres, M. A. R., Sousa, B. F. C. F., Lima, K. G. G. C., Vieira, L. T. S., Pereira, G. A., et al. (2017). Singing for cages: The use and trade of Passeriformes as wild pets in an economic center of the Amazon—NE Brazil route. Tropical Conservation Science, 10, 1–12. https://doi.org/10.1177/1940082917689895 TRAFFIC. (2014). TRAFFIC Bulletin, 26(2). https://traffic.org/publications/traffic-bulletin/ Zardo, E. L., Behrm, E. R., Macedo, A., Pereira, L. Q., & Lovato, M. (2014). Aves nativas e exóticas mantidas como animais de estimação em Santa Maria, RS, Brasil. Revista Acta Ambiental Catarinense, 11(1), 33–42.

“Building Tomorrow” is a special collaboration between Marketplace and This Old House Radio Hour that asks a simple but urgent question: How do we build homes that can last the next hundred years? From wildfire rebuilds to factory-built housing, this hour explores how new materials, new methods, and new ideas about community are reshaping the future of housing in America. Hosted by Jenn Largesse and Marketplace's David Brancaccio, the episode blends reporting, lived experience, and hard science to show what's possible right now. In this episode, you'll learn about: A massive prefab factory where homes are built like cars on an assembly line.A disaster research campus where engineers crash-test houses against hurricanes, hail, and wildfire. A cutting-edge micro factory using software and small factories to build homes faster, locally, and at scale.Touring a pioneering cross-laminated timber home built as a living case study in low-carbon construction.How a 100-year-old house is transformed into a net-zero, future-ready home.A tiny-house community redefining retirement, aging, and what “home” really means.Note: In the segment featuring Aloe Blacc's prefabricated home, the exterior is made of cement fiber, but the interior is not. The home's fire resilience comes from a combination of steel framing, fiber cement siding, and triple-pane windows.

“Building Tomorrow” is a special collaboration between Marketplace and This Old House Radio Hour that asks a simple but urgent question: How do we build homes that can last the next hundred years? From wildfire rebuilds to factory-built housing, this hour explores how new materials, new methods, and new ideas about community are reshaping the future of housing in America. Hosted by Jenn Largesse and Marketplace's David Brancaccio, the episode blends reporting, lived experience, and hard science to show what's possible right now. In this episode, you'll learn about: A massive prefab factory where homes are built like cars on an assembly line.A disaster research campus where engineers crash-test houses against hurricanes, hail, and wildfire. A cutting-edge micro factory using software and small factories to build homes faster, locally, and at scale.Touring a pioneering cross-laminated timber home built as a living case study in low-carbon construction.How a 100-year-old house is transformed into a net-zero, future-ready home.A tiny-house community redefining retirement, aging, and what “home” really means.Note: In the segment featuring Aloe Blacc's prefabricated home, the exterior is made of cement fiber, but the interior is not. The home's fire resilience comes from a combination of steel framing, fiber cement siding, and triple-pane windows.

The Supreme Court struck down many of President Trump's tariffs today. We'll discuss how the decision might affect businesses and consumers. Also in this episode: Since Trump announced those tariffs, some importers have figured out ways to avoid them. One way is through “transhipping” — making a pit stop en route to the U.S. and claiming the goods originated there, rather than China. Plus, we'll talk to a few business owners who are planning for potential tariff changes.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

This week, Palantir announced on X it's relocating its headquarters to Miami. Plus, we look at the controversy around Ring's Search Party feature.But first, an update to Google's AI search summaries. If you use AI-enabled search on Google, it'll spit out an AI-generated summary with source links to the right. Now, the company is making links more prominent when users hover over certain words in the AI summary.Google says this new interface is “more engaging.” Marketplace's Stephanie Hughes spoke with Anita Ramaswamy, columnist at The Information, about all this and more.

This week, Palantir announced on X it's relocating its headquarters to Miami. Plus, we look at the controversy around Ring's Search Party feature.But first, an update to Google's AI search summaries. If you use AI-enabled search on Google, it'll spit out an AI-generated summary with source links to the right. Now, the company is making links more prominent when users hover over certain words in the AI summary.Google says this new interface is “more engaging.” Marketplace's Stephanie Hughes spoke with Anita Ramaswamy, columnist at The Information, about all this and more.

The Supreme Court struck down many of President Trump's tariffs today. We'll discuss how the decision might affect businesses and consumers. Also in this episode: Since Trump announced those tariffs, some importers have figured out ways to avoid them. One way is through “transhipping” — making a pit stop en route to the U.S. and claiming the goods originated there, rather than China. Plus, we'll talk to a few business owners who are planning for potential tariff changes.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Consumers have gotten worse at guessing how much goods cost, research shows. Call that literal sticker shock? Accelerated price growth might be to blame, but so is dynamic pricing and the proliferation of online sales. Also in this episode: Trump's tariffs have failed so far to shrink the U.S. trade deficit, wholesale inventory stabilizes as trade war uncertainty settles, and we visit a place where White House energy and immigration policies collide.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Kai Ryssdal, host and senior editor of Marketplace, joins Scott Galloway to assess the contradictions at the heart of today's economy. They discuss the “low hire, low fire” labor market, why consumer sentiment feels worse than the headline data suggests, and how tariffs are quietly working their way into higher prices. Kai also shares his skepticism about the AI boom, whether white-collar workers should be worried, and why income inequality continues to widen despite record markets. The conversation also explores prediction markets, national service, military leadership, and the future of public media. Algebra of Happiness: do you have a debt? Join us in the ‘Resist and Unsubscribe' movement: https://www.resistandunsubscribe.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Meta anticipates up to $135 billion worth of capital expenditures this year, nearly double the company's outlay in 2025. One driver of that expenditure growth is what Meta calls its "Superintelligence Labs." This kind of spending puts it right up there with other tech giants pouring money into their AI capabilities. And it's a shift from a company that used to be hyper-focused on virtual reality. Marketplace's Stephanie Hughes talked about this with Mike Isaac, a reporter for the New York Times, to learn more.

Areas that recently experienced the largest slowdowns in unauthorized immigration also saw the largest slowdowns in employment growth, according to data analysis by the San Francisco Fed. This disproves the accusation that immigrants take jobs from American citizens. In this episode, how tighter immigration restrictions could affect the U.S. labor market long-term. Plus: It's too early to tell how AI affects workplace productivity, California gas prices reflect more than high taxes, and the upcoming PCE index will tell Fed economists where we're at with inflation.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

After the 2008 housing market crash, new rules required banks hold capital reserves proportional to the home loans they issued. In response, banks issued fewer mortgages and non-banks filled in the gap. Easing those rules — which the Fed is considering — could make it a bit easier for Americans to get a mortgage. Also in this episode: Vaccine research and development suffers under federal funding cuts, home builders give industry sentiment updates, and physical media sees a comeback.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.