Podcast appearances and mentions of richard eisenberg

Richard Eisenberg is an "unretired" journalist. He left his job as Managing Editor of Next Avenue, the PBS site for people 50+, in January 2022 at age 65 to begin his next chapter.He currently writes The View From Unretirement column for MarketWatch, co-hosts the Friends Talk Money personal finance podcast for people 50+, freelances for Fortune and Next Avenue, and is the Digital Media Strategies Director of the NYU Summer Publishing Institute.He is the former Executive Editor of Money magazine, Front Page Finance Editor for Yahoo!, and Special Projects Director of Good Housekeeping.He is the author of How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance.He lives in New Jersey and is a graduate of Northwestern University's Medill School of Journalism.

Richard Eisenberg is back. And this time, we're diving into what his unretirement looks like now.    If you don't know Richard's story, he's an “unretired” journalist who writes a column for MarketWatch and freelances for Next Avenue, Fortune, AARP, and Fodor's. Richard calls this chapter “unretirement” — living it with purpose and intention.   Before all that, he was an editor at Next Avenue and Money magazine, and held senior roles at Yahoo! and Good Housekeeping. He's also the author of two personal finance books and a proud Northwestern grad.   In our conversation, Richard shares his latest stories on medical debt, telehealth access, and the renewed value of travel advisors. He also opens up about caring for his mom during her dementia journey and what it taught him about starting financial conversations early.   Listen in to hear what Richard's been up to since the last time we spoke.   We discussed:   What “unretirement” really looks like in practice The importance of having early financial conversations with aging parents Why telehealth access matters—and what could happen if it's rolled back A fresh look at travel advisors and how they're evolving Richard's book recommendations and resources for deeper learning The challenge of caregiving for aging parents with dementia Resources The View From Unretirement Next Avenue Fortune | Richard Eisenberg Fodor's Travel    Friends Talk Money   The Friday Afternoon Club by Griffin Dunne The Purpose Code by Jordan Grumet Retirement Intelligence by Robert Laura  

Camille highlights the Freelance After 50 Summit scheduled for April 15–17 & touches on how recent shifts in government policies, particularly tariffs & global trade, are contributing to financial concerns, especially for older adults nearing or retired. The summit, offering free & paid options w/replays available, provides timely guidance on exploring flexible work opportunities and diversifying income streams.She urges listeners not to wait for economic clarity but take proactive steps. Freelancing is offered as a viable way to create new income stream, starting with small with side gigs. The aim is to help people over 50 take action, offering practical tools & inspiration to start or grow a freelance business, even for those uncertain about their career path.Day 1 focuses on a meaningful next chapter. Camille recommends Richard Eisenberg's talk on “Unretirement and Freelancing,” which helps people find purpose after traditional retirement. Kathy Goughenour's session will help folks discover their ideal freelance niche. Camille speaks about the "In-Demand Remote Work Skills & Niches for 2025". The day ends with a live fireside chat.Day 2 dives into actionable steps for launching a freelance career. Tracy D'Aviero will feature how to start from scratch, while Tanya Sutherland discusses finding clients in 2025. Leslie Pyle will talk about finding contract work w/her platform, HireMyMom.com. The day ends with an expert roundtable with live Q&A.Day 3 focuses on designing a freelance life that fits your lifestyle. Brian Clark will discuss becoming a digital nomad after 50, something Camille is personally familiar with. Franklin Taggart will simplify freelance tech tools, and Colleen Koeck will help attendees overcome imposter syndrome. Camille concludes that with the summit's tools and support, launching a freelance career can be fast and empowering, even within a week.5 Key Takeaways:Freelancing offers a solution to financial instability for those over 50.The summit provides actionable steps to start or grow a freelance business.Day 1 focuses on inspiration and finding your freelance niche.Day 2 helps attendees take action with expert advice and live Q&A.Day 3 teaches how to build a career that fits your lifestyle.  Click here to register for the Freelance After 50 Summit Click here to get the full show notes:Must-See Sessions at the Freelance After 50 SummitHost Camille Attell is a remote work strategist, career coach, and the host of The Remote Work Retirement Show. After leaving a 20-year corporate career, she transitioned to a flexible, location-independent lifestyle and has since helped thousands of professionals do the same. Through her Remote Work School program, Camille empowers mid-career professionals and retirees to find meaningful remote work opportunities, build financial security, and design a work-life on their own terms.Take her FREE remote work training: www.camilleattell.com/remote-trainingLearn how to leverage your digital products or service:www.camilleattell.com/remoteworkschoolClick below to connect with Camille online:Instagram: @camille.attellLinkedin: Camille Attell, MARead more about the RV and Remote Work Lifestyle at https://www.morethanawheelin.com/

Hi, and welcome to The Long View. I'm Christine Benz, director of personal finance and retirement planning for Morningstar. Our guest on the podcast today is Pam Krueger. Pam is the founder and CEO of Wealthramp, which seeks to match consumers with financial advisors who fit their needs. Pam is also the creator and co-host of MoneyTrack, seen on PBS and many other public media stations around the country. And she co-hosts the Friends Talk Money podcast with Terry Savage and Richard Eisenberg. In 2021, she received the Special Achievement Award from the National Association of Personal Financial Advisors, or NAPFA, for her work educating the public about the value of fee-only financial advice. Pam, welcome to The Long View.BackgroundBioWealthrampMoneyTrackFriends Talk Money podcastSearch for an Advisor“The Best Financial Advisor for you Might not Be Local,” by Pam Krueger, wealthramp.com, March 19, 2024.“Which Financial Advisor Credentials Matter Most?” by Pam Krueger, wealthramp.com, Feb. 26, 2024.“Financial Advisor vs. Financial Coach: Which Is Best?” by Pam Krueger, wealthramp.com, July 31, 2023.“How a Fiduciary Advisor Can Add Value to Your Portfolio,” by Pam Krueger, wealthramp.com, June 22, 2023.“What's in It for Me? Five Things You'll Need to Know When Choosing a Financial Advisor,” wealthramp.com, Feb. 16, 2023.“Protecting Your Interests: Why Fiduciary Matters,” wealthramp.com, March 6, 2023.“Better Financial Advice Starts With Better Advisor Conversations,” by Pam Krueger, wealthramp.com, Oct. 29, 2024.Other“Tiffany Aliche ‘The Budgetnista' Presents Money Match in Partnership With Wealthramp to Improve the Financial Advisor Search,” wealthramp.com, Oct. 19, 2023.“Tiffany Aliche: Helping People ‘Move Past the Shame,'” The Long View podcast, Morningstar.com, Nov. 20, 2023.BrokerCheck

Hello and welcome back to another episode of 'Age Better' where each week we take a deep dive into all the ways we can feel better, look better, live better, and age better. I'm your host, Barbara Hannah Grufferman. A few weeks ago, I read a terrific article written by Richard Eisenberg, who is my guest on the show today. In it, he talked a bit about the different paths people tend to take when they retire. Some go on to other jobs. Many find ways to serve by doing volunteer work. Some do actually play more golf. And yet others decide to take the “self-improvement” route and go back to school. In his article, Richard wrote about one school in particular that I found fascinating, and that is what we talk about today. Here is a bit more information about Richard Eisenberg: Richard is an "unretired" journalist and podcaster. He writes "The View from Unretirement" column for MarketWatch and writes regularly about Medicare on Fortune.com. He also freelances for Next Avenue, AARP, and others. He is the co-host of the "Friends Talk Money" personal finance podcast for people 50+ and Digital Media Strategies Director for the NYU Summer Publishing Institute. He is the former Managing Editor of Next Avenue and former Executive Editor of Money magazine. He is author of "How to Avoid a Midlife Financial Crisis" and "The Money Book of Personal Finance." Whether you are thinking about retiring, already retired, or even just a little curious about this stage of life, this episode is for you. ESSENTIAL READING: Friends Talk Money: https://friendstalkmoney.org/ The View From Unretirement: https://www.marketwatch.com/column/the-view-from-unretirement Next Avenue: https://www.nextavenue.org/ Connect with Richard Eisenberg: Twitter: @richeis315 Linkedin: linkedin.com/in/richardeisenberg Connect with Barbara:   Website: https://www.barbarahannahgrufferman.com  Facebook: https://www.facebook.com/BarbaraHannahGruffermanAuthor  Instagram: https://www.instagram.com/barbarahannahgrufferman/  LinkedIn: https://www.linkedin.com/in/barbara-hannah-grufferman/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we're catching up with Richard Eisenberg, who embarked on his "unretirement" journey in 2022 after stepping away from his role as Managing Editor for Next Avenue.   Over the past two years, Richard has gracefully navigated this new chapter, balancing writing, mentoring, volunteering, and personal exploration alongside his wife. As he continues to carve out his path, he generously shares his insights and experiences with us once again.   I'm thrilled to reconnect with Richard and dive into his experiences, observations, and ongoing discoveries in Chapter X. From his insights to the latest reads and learnings, it's a privilege to explore the valuable lessons he's discovered along the way.   In this episode, we discussed:   How unretirement looks today for Richard two years in What has been the biggest obstacle after leaving his full-time job How Richard and his wife are leaning into what's important to them The current topics on aging that Richard is exploring with Next Avenue Exploring the ranges of legacies and impact you can leave behind   Links to Resources   Read “Work, Retire, Repeat” by Teresa Ghilarducci Read “Unretired” by Mark Walton Listen to the Friends Talk Money podcast Next Avenue Read Richard's stories on Medicare for Fortune.com

Tune in to learn about what unretirement is and what it looks like from Richard Eisenberg's retirement story. | Keil Financial Partners

Retirement planning is essential for securing financial stability in later years. It involves assessing savings, investments, and retirement accounts to ensure they align with future goals and lifestyle needs. Seeking guidance from financial advisors and implementing strategies to maximize savings and minimize debt, can help individuals enjoy a comfortable retirement with peace of mind. Richard Eisenberg is a renowned retirement expert and longtime personal finance journalist. As the co-host of the Friends Talk Money podcast, Richard helps people navigate the complicated world of finances in their 50s and 60s. With over 40 years of experience in the field, he understands the unique challenges of planning for retirement and making savings last through one's golden years. Today, Richard talks about planning for your retirement, personal finances for those over 50, the meaning of ikigai, and more! Stay tuned! Resources Friends Talk Money Podcast Richard Eisenberg on LinkedIn

It's one thing to talk to experts who have made the longevity economy and the shift to an older society their life's work. It's another thing to talk to someone who's doing the work and actually experiencing life and business as an older worker who has chosen the “unretirement” route.Unretirement is when older people (in this case, Baby Boomers) return to work due to a loss of meaning and purpose without work, plus the desire to generate income. The term has gained a lot of traction lately, but the trend was first documented back in 2014 in a book by journalist Chris Farrell.Richard Eisenberg is a freelance writer and editor who specializes in issues related to aging and personal finance. Instead of fully retiring at 65, he shifted to freelance so he can continue doing the writing work he loves without the management aspects of his former career.Across Richard's long and distinguished career, he's been the managing editor of Next Avenue (the PBS web project for folks who are 50 and older), the executive editor of Money magazine, and written two books. He also hosts a couple of podcasts and teaches a class at New York University. Listen in to hear:* How Richard came to realize the purpose that drives his work* The story behind Next Avenue, which Richard helped found and run* The biggest changes Richard saw in terms of reader questions about aging during his 10 years as managing editor at Next Avenue* Why Richard left Next Avenue to move into the “unretirement' phase of his career* The truth about why unretirement is attractive even when you love your job* The most common misconceptions people have about what it takes to succeed with unretirement* Why the question of unretirement is about so much more than just money … even though the money part is still important!* What stood out to Richard from Brian's free Longevity Economy Ebook* Do we have a nomenclature problem when it comes to “retirement?”* Some jarring stats and stories on the pervasive ageism in the media* The enduring problem of “casual ageism,” and how the path to further combating it starts with more intentional word choice* Why not having more multi-generational teams is such a missed opportunity – both in business and life generally* Richard's suggestions for terms we need to get rid of and the best potential replacementsShow Links:* Next Avenue* Julia Louis Dreyfuss podcast* Ageism in the Media: An Insider's Perspective* Wanted: 20,000 Young Americans to Fight Climate Change Get full access to Longevity Gains at www.longevitygains.com/subscribe

Richard Eisenberg is often met with a furrowed brow and a question: “Didn't you retire?” “Yes,” he says. And then, without skipping a beat, he cranks out another freelance article or co-hosts another episode of his podcast. He knows that the happiest retirees stay busy, but he does it on his own terms. After a prolific career writing and editing for outlets like USA Today, Good Housekeeping, and CBS MoneyWatch, Richard spent ten years as the Managing Editor and Money and Work Channels Editor for PBS Next Avenue. There, he was able to help people find their purpose. Somewhere along the way, he found his. Like what you hear? Please leave us a review and share with a friend! 00:00-Start 02:14–Ikigai 05:23–Let's talk books 06:55–About family 10:44–Defining “Unretirement” 13:15–Marriage in retirement 15:43–Next Avenue: Sesame St. for 50+ 17:27–Make your own choice 21:15–Balance free time 25:05–Pets in retirement 26:51–Cherry-pick your joy 29:30–Where to find Richard Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Friends Talk Money co-hosts Pam Krueger, Richard Eisenberg and Terry Savage discuss what Medicare does and doesn't cover when it comes to treatments for Alzheimer's Disease and drugs for weight loss. A recent FDA decision means Medicare will be covering a new, game-changing Alzheimer's drug for many people 65 and older, but there are some strings attached. By contrast, Medicare currently won't pay for drugs to lower weight, although it will pay for weight-loss surgery in some cases. An act of Congress, however, could change the rules about Medicare and weight-loss drugs.

In this Friends Talk Money episode, college financing expert Mark Kantrowitz talks with our hosts Terry Savage, Pam Krueger and Richard Eisenberg on how grandparents can use 529 plans to save for their grandchildren's' college tuition bills. 

In this episode Niki Vazou and Mattias Pall chat with Richard Eisenberg. Richard is currently a language designer at Jane Street, he is the chair of the board at the Haskell Foundation and known for his work on the GHC compiler.  Today we talk about dependent types in Haskell, how to get involved with GHC and Haskell foundation and how Haskell and Ocaml are different, for example, functor means a totally different thing in the two languages. 

Debbie brings veteran journalist and prolific freelance writer Richard Eisenberg back on the podcast one year after he "unretired" from full-time work as managing editor of Next Avenue at age 65. When they spoke a year ago, he was just embarking on his new life. Today, he reflects on surprises, what he's learned, what he's working on, and more.Richard defines unretirement as a mixture of paid and unpaid work, as well as the opportunity to delve into unexplored passions, travel, volunteer, and spend more time with family.He tells Debbie that the biggest surprise so far is how challenging it has been to adjust to a wide-open schedule on his calendar. He has lots of days with a full plate but the blank days are discomfiting. Debbie suggests that he cheat and put "take a walk" or "pick up the dry cleaning" on his Apple calendar. He reveals that he much prefers a paper calendar and carries one around with him, with his appointments entered, changed, and scratched off.He and Debbie also discuss ageism, the ethics of writing with help from AI (aka Chat GPT), and fraudulent Medicare Advantage marketing. They also talk about the increasing number of age-friendly jobs and why older workers (who value flexibility, autonomy, etc.) are NOT getting them.This is a great conversation from a down-to-earth practitioner of the art of unretirement. You'll find links to some of his recent articles in the show notes below. All are about issues related to retirement and aging. Mentioned in this episode or useful:BioTwitterLinkedInS4-EP11: Renowned Editor Richard Eisenberg on Taking Practical First Steps into "Unretirement"  (Feb. 2022)ChatGPT: He's writing an article about how older people can use ChatGPT in a number of ways. Will add link when it's published.NYU Summer Publishing Institute​​Furniture Assist  (intergenerational volunteering)The Puzzling Gap Between How Old You Are and How Old You Think You Are by Jennifer Senior (The Atlantic, Feb. 23, 2023)S3-EP13: Ashton Applewhite on the Ugly Heart of Ageism Recent ArticlesThe New Yorker's Adam Gopnik on the Mystery of Mastery Later in Life (Next Avenue, April 13, 2023)Why Aren't Older Workers Getting Those Age-Friendly Jobs? (Next Avenue, February 2, 2023)Why a change of scenery can be life-changing in retirement (Market Watch, March 2, 2023)Aggressive Medicare Advantage marketing floods TV and mailboxes with misleading ads. The Biden administration is cracking down (Fortune, March 6, 2023) Books he's read and enjoyed recently:The Real Work: On the Mystery of Mastery by Adam Gopnik (Liveright, 2023)Next!: The Power of Reinvention in Life and Work by Joanne Lipman (Mariner Books, 2023)The Family Chao: A Novel by Lan Samantha Chang (W. W. Norton & Company, 2022)Breaking the Age Code: How Your Beliefs About Aging Determine How Long and Well You Live by Becca Levy, PhD (William Morrow, 2022)The Aftermath: The Last Days of the Baby Boom and the Future of Power in America by Phil Bump (Viking, 2023) [B]OLDER podcast episodes about intergenerational collaboration:S4-EP4: Aging Options: Skylar Skikos on Intergenerational and Regenerative CommunitiesS3-EP15: Encore's Marci Alboher & Aanchal Dhar on Intergenerational Collaboration and Why It's Important Right Now Get the inside skinny on every episode of [B]OLDER:Subscribe to Debbie's newsletter for the inside story about every episode. You will also get her 34-page writing guide: https://bitly.com/debbie-free-guide.   Request from Debbie:If you've been enjoying the podcast, please take a moment to leave a short review on Apple Podcasts. It really makes a difference in attracting new listeners. Connect with Debbie:debbieweil.com[B]OLDER podcastEmail: thebolderpodcast@gmail.comBlog: Gap Year After SixtyFacebook: @debbieweilInstagram: @debbieweilLinkedIn: linkedin.com/in/debbieweilTwitter: @debbieweil Our Media Partners:CoGenerate (formerly Encore.org)MEA and with thanks to Chip ConleyNext For Me (former media partner and in memory of Jeff Tidwell) How to Support this podcast:Leave a review on Apple PodcastsSubscribe via Apple Podcasts, Google Podcasts, Stitcher or Spotify Credits:Host: Debbie WeilProducer: Far Out MediaMusic: Lakeside Path by Duck Lake

During our working years, some of us look ahead with great anticipation to retirement. We look forward to leisure time, relaxation, and a flexible schedule. For some however, the freedoms and benefits of retirement aren't as expected. Filling your time, finding a purpose, remaining relevant and engaged in life are a few of the challenges we may face. Un-Retiring may be an option. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Richard Eisenberg, a formerly retired writer and editor who returned to the workforce on his own terms and shares his experiences. Listening time: 28 minutes Mercer-Cordasco Disclosure Information Visit Our Website Join Our Email List Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network. Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.

Many people worry about running out of money in retirement. But Jim Mahaney, a retirement advisor in New Jersey, says you can lessen that worry by creating what he calls a "resilient retirement income plan." He just wrote a whole book about it — "How to Craft a Resilient Retirement Income Plan" and in this episode, Friends Talk Money podcast co-hosts Richard Eisenberg, Pam Krueger and Terry Savage talk about how, and why, to do just that.

This week on the Chapter X podcast, our friend Richard Eisenberg is back with an update on his own retirement. He also discusses some of the latest top stories and podcasts to check out, including some suggested books to read.   Richard is almost a year into what he calls “unretirement.” In this chapter, he's stayed busy writing a column for MarketWatch, contributing to digital platform Next Avenue, and co-hosting the Friends Talk Money podcast.   In this episode, we talk about how the definition of retirement has changed from our parents'. I know without a doubt, you'll come away both inspired and well-informed. Listen in for our conversation on: Which part of ‘unretirement' Richard is enjoying the most Three new stories about aging to watch out for Why it pays to delay claiming social security benefit (if you can) What you should think about before making alternative investments The most surprising lesson Richard has learned in this chapter Episode mentions: Cursed Friends on Comedy Central Caregiving can turn your retirement plans upside down  Want a happier retirement? Longtime friendships can be a source of joy  Think Nobody Wants Your Parents' Art? Think Again Latest episodes on the Friends Talk Money podcast Like a Rolling Stone by Jann Wenner Win the Retirement Game by Joe Casey

Carl had the opportunity to meet one of the legends in the personal finance world and a founding father of the (un)Retirement Movement -- Richard Eisenberg. He has spent 40+ years as reporter, editor, writer, producer and popular podcast host for iconic media brands such as Money Magazine, People, Good Housekeeping, Yahoo and MoneyWatch. But what is probably one of the more interesting things we learn about is his advice for others, who are looking to retire now or just recently (un)retired, just like he did just did 9 months ago. A sudden blank calendar can be very scary.......or an exciting opportunity. • More about Richard Eisenberg:  https://www.nextavenue.org/writer/richard-eisenberg • Episode Content: https://pickleballmediahq.com/blog/Richard-Eisenberg-Interview-Journalist-Money-Magazine-People-Yahoo-and-PBSs-Next-Avenue-on-unRetirement • Sponsor Capital Advantage:   https://capitaladvantage.com/podcast • Sponsor How to Retire and Not Die: https://garysirak.com/how-to-retire-and-not-die • Sponsor The Monkey Creative:  https://themonkeycreative.com/pickleball-podcast • Subscribe to the "I Used to be Somebody" Newsletter:  https://pickleballmediahq.com/contact/subscribe

Comments, Suggestions or Questions You'd Like Me to Address on the Podcast? Leave a Voice Message Here _________________________ It's easy to approach the later phases of your career with an All-or-Nothing mindset. Go all-in and work full-time longer? Retire and go off to have fun 24/7? Those options are fine for many people. But some people today are pursuing a customized hybrid version, keeping some work in the mix on their own terms, while preserving the freedom and flexibility retirement offers. It offers many benefits. Richard Eisenberg joins us today to share his experiences and insights from his version of retirement which he calls Unretirement. It may inspire you to create your own version of unretirement. ________________________ Bio Richard Eisenberg is a freelance personal finance writer and editor and co-host of the “Friends Talk Money” podcast. Most recently, he was managing editor of the Next Avenue site and editor of its Money & Policy and Work and Purpose channels. A graduate of the Medill School of Journalism at Northwestern University, Eisenberg has been working in the spheres of work and personal finance for decades. His first job out of college was as a fact-checker with Money magazine. Eisenberg made his way up the ranks, eventually being named executive editor. He remained at Money for 19 years, went on to become the money and special projects editor at Good Housekeeping and then the front-page finance editor for Yahoo! The author of two books: "How to Avoid a Midlife Financial Crisis" and "The Money Book of Personal Finance," Eisenberg is an avid reader with interests ranging from novels to nonfiction. Eisenberg and his wife, Liz Sporkin, live in New Jersey and are parents to two talented sons; Aaron, 31, a screenwriter, actor and comedian, and Will, 29, a director and screenwriter. The pair, who live in Los Angeles, are screenwriting partners. ________________________ For More on Richard Eisenberg MarketWatch articles Follow on Twitter @richeis315 _________________________ Podcast Episodes You May Like In Control at 50+ – Kerry Hannon Why People Make a Career Change with Purpose Top of Mind – Chris Farrell Retire Happy – Dr. Catherine Sanderson A Tapas Life – Andy Robin __________________________ Win The Retirement Game Get your copy of Win the Retirement Game Here's what readers are saying: “Win The Retirement Game is the next best thing to having your own personal retirement coach." “I wish I had this book when I retired.” “Definitely the best book I've read on the non-financial aspects of retirement. The storytelling format makes it fun to read, and the lessons woven into the story are backed up by tons of references. The Resources section at the end of the book was super helpful also. At age 64 this book was just what I needed.” “A wonderful guide for the soon to be or recently retired…” “This book demystifies retirement and deepens our understanding of what it takes to enjoy that phase of life. Read it before you embark on the retirement journey and define what it means to you. It is not a destination!” “Win The Retirement Game is well written, easy to read, and hard to put down. I highly recommend this book not just to those about to be or recently retired, but to anyone anticipating or experiencing a life transition.” “This is a great gift for anyone anticipating retirement years or already in the thick of it.” __________________________ Wise Quotes On Mentoring "Well, the easiest way to do it is to see what the opportunities are in the field that you've been working in over the years. And there may be some sort of a program that you can be a part of that's formal, or maybe it's informal. Maybe you're just doing it one-on-one with people that you know who are looking for some guidance and some advice, people that you've worked with before, or maybe people who are new to you.

Episode Guest: Richard Eisenberg, Managing Editor and Senior Web Editor, Next AvenueEpisode Description: Some people have a much better retirement experience than others. What makes the difference? Having a plan and figuring out what you want out of retirement in advance so you have laid the groundwork for a retirement experience that works for you and your family.  In this episode, Richard Eisenberg outlines the ten ways you can achieve a happy retirement. He will cover:How to figure out in advance what you want out of retirement.If you have a husband, wife, or partner, talk frankly together about what you both want out of retirement.Plan your transition into retirement.Come up with a retirement income plan.Choose when to retire and then follow through (if you can).Stay engaged and healthy (if you can).Get a part-time job in retirement.Learn new things or pursue your passions.Keep a schedule, but not like the one you had before you retired.See your children and grandchildren if you have any.About Richard Eisenberg:Richard Eisenberg is Managing Editor of PBS' Nextavenue.org, a site for people in their 50s and 60s. He is also the editor of the site's Money and Work & Purpose channels and a frequent blogger there. Previously, he was Executive Editor of Money Magazine and Front Page Finance Editor for Yahoo! He is the author of two books, How to Avoid a Mid-Life Financial Crisis and The Money Book of Personal Finance.Get in touch with Richard Eisenberg:Visit Next Avenue's website: https://www.nextavenue.org/ Visit Richard's articles:9 Keys to a Happy RetirementWhen Retirement is a Bad FitNext Avenue Picks the 6 Best New Personal Finance Books Get Richard's list of resources: https://revolutionizeretirement.com/eisenberg Grab our free guide, 10 Key Issues to Consider as You Explore Your Retirement Transition, at https://10keyretirementissues.com/

It's your second act. You have the opportunity to shape the second half of your life. How are you making the most of that opportunity? You may be doing work or activities that are useful, but are they fulfilling? Whether you're leading a church group, working with the food pantry, or enjoying recreational activities, you need to come to terms with something: your fifth cruise may not be as interesting. Your second year of pickleball may not fulfill you in the way you want it to. You're probably not sure what might be next if that is true. What you do know is that there must be something “next” for you.  In this episode, we're going to talk through some of your options for making the most of your second act. We're also going to be reviewing an article from Market Watch titled, "'I Needed Something to Do': How Working in Retirement is Being Embraced by Older Adults and Companies." We'll dive deeper into these concepts: What the pandemic taught us about the value of remote and part-time work. The demand for older workers by employers. Why retirees are returning to work. Possible new paths for you and your companies. Challenges that come with this new wave of older employees. An interesting question to consider. Now, for some action steps: Read the article: "'I Needed Something to Do': How Working in Retirement is Being Embraced by Older Adults and Companies" by Richard Eisenberg with MarketWatch To get started on your Encore journey, sign up for my resource: 5 Key Questions to Ask Yourself if You Want a Successful Mindset Download the free worksheet: Three Steps You Need for a More Productive Workday Take the Encore Career Clarity Quiz Connect with Me: LinkedIn Facebook Please leave a Rating and Review: Since this podcast is new, I'm asking for Apple Podcasts reviews. Reviews help others discover and learn what Creating Your Encore Career is all about. If you enjoyed this episode, we've created a PDF that has all of the key information for you from the episode. Just go to the episode page at https://www.lynnfriesth.com/podcast to download it. I thank you so much for being here and I'll see ya next time on Creating Your Encore Career. — Lynn Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Danny Ozment. He helps thought leaders, influencers, executives, HR professionals, recruiters, lawyers, realtors, bloggers, coaches, and authors create, launch, and produce podcasts that grow their business and impact the world. Find out more at https://emeraldcitypro.com

Nate and Richard discuss several aspects of retirement including midlife financial crisis, keeping a schedule even when retired, and ways to discern whether or not the information that you find online could be biased. You can follow Richard on Twitter and LinkedIn! Check out Richard's podcast, Friends Talk Money, available on Apple Podcasts. You can also Richard's Marketwatch Blog: The View from Unretirement

Description: In this week's episode, I am speaking with Richard Eisenberg, who is the former managing editor with Next Avenue. Richard unretired in January of this year and we will be discussing what it means to unretire. I listened to Richard on The Big Middle podcast a few weeks back and was taken by how well Richard had planned out his unretirement. I should have known this is something he would have done as he has been writing on this topic for years for Money Magazine before later taking on his role as Managing Editor and Money & Work Channels Editor for Next Avenue. I want you to hear his journey into unretirement. This episode is sponsored by Career Pivot. Check out the Career Pivot Community, and be sure to pick up my latest book, Repurpose Your Career: A Practical Guide for the 2nd Half of Life Third Edition. For the full show notes and resources mentioned in the episode click here.

MarketWatch retirement editor Angela Moore speaks with Richard Eisenberg, contributor to MarketWatch's “Best New Ideas In Retirement”, they will discuss the tight labor market and how Zoom is helping baby boomers work the way that they want. 

I'm thrilled to welcome Richard Eisenberg back to Chapter X.    In January 2022, Richard left his full-time role as Managing Editor behind to shift into a new life stage that he has coined “unretirement.” Today he joins me to reflect on his experiences over the last three months and share the steps he is taking to ensure a retirement that is both happy and rewarding.   In this episode, we dig into adjusting to retirement in a new world, the financial planning industry, and the recent stories he has penned for the unretired.    Listen in to hear more on:   How Richard defines his “unretirement” after leaving full-time work behind What he's learned in the first three months of a new stage of life Richard's advice on how to avoid being bored in retirement Why we should give up on the idea that one has to master something The consequences of comparing yourself to friends and family   Links Retired and bored or — worse yet — boring? Try this by Richard Eisenberg Can we close the retirement security gaps in America? by Richard Eisenberg ‘Where should I live and what am I going to do?' Retirement advice we're not getting from financial advisers by Richard Eisenberg The Psychology of Money by Morgan Housel The Nineties by Chuck Klosterman

Today I'm talking to Richard Eisenberg. Richard started his career as a finance writer at Money back in 1978 and has been writing about personal finance, money, and retirement for decades. He recently left his post as the Senior Web Editor of the Money & Security and Work & Purpose channels for Next Avenue. However, in what he calls his “unretirement,” he's started writing a new column for MarketWatch, contributed to Next Avenue, and become the co-host of the Friends Talk Money podcast. While some finance writers want to help rich people get richer, Richard has focused his career on helping others manage their money better and make smarter financial decisions. In a world where there's so much more information, financial products, and opinions than ever before, Richard has a wealth of knowledge and a proven track record at sifting through the data to provide sound and relatable financial advice. In this conversation, Richard and I discuss how to make sense of the tremendous amount of financial information and articles available today, the 5 keys to a successful semi-retired or unretired lifestyle, and how to discover new meaning and purpose in the next stage of your life. In this podcast interview, you'll learn: How finance–and finance education–has changed over the course of Richard's 40+ year career. How to identify whether you can trust the author of a piece of financial writing and what to look out for. The difference between a midlife crisis and a midlife financial crisis. How Richard defines unretirement. Why Richard decided to “unretire” and what fellow “unretirees” should be looking out for in their own lives. The 5 keys to a successful ‘unretirement'. How Richard defines purpose–and why he believes that everyone who can should unretire. Show Notes: RetireWithPurpose.com/285 Rate & Review the Podcast: RetireWithPurpose.com/review Weekly Retirement Newsletter: RetireWithPurpose.com/weekend-reading

Richard Eisenberg was, until recently, the Managing Editor of Next Avenue, the PBS's website for people 50+, and the editor of the site's Money & Policy and Work & Purpose channels. Richard was a previous guest for Episode 197 of the 3,2,1 iRelaunch podcast, when we discussed career progression trends for the 50+ worker, how COVID impacted those trends, and his predictions about what working behaviors will look like post-COVID. Since that conversation, Richard has retired from Next Avenue to start his "unretirement." In this episode, we ask him to turn the lens on himself and discuss his personal career journey, his thought process and expectations for this phase of his life and career, what “unretirement" looks like for him and some advice on how others might navigate it as well.

The S&P has been very volatile since January, after reaching many record highs over the past seven years. It's hard for any investor not to feel overwhelmed and worried during these turbulent times. Watch nationally known financial commentators and co-hosts of the award-winning podcast Friends Talk Money, Terry Savage, Richard Eisenberg and Pam Krueger discuss how to stay focused during this market storm of inflation, the prospect for higher interest rates and global political and economic uncertainty in the aftermath of Russia's invasion of the Ukraine.

Today, Debbie talks to Richard Eisenberg, a veteran journalist and author who has covered careers and personal finance for 40+ years. Richard recently "unretired," as he puts it, from his 10-year run as managing editor of Next Avenue, the comprehensive online news source for Boomer and Gen X Americans.As a journalist, he's made it his mission to cover money, work and purpose in a way that is useful and practical and lessens readers' stress. Debbie wondered how he would apply this approach to his own next chapter. Not surprisingly, he has a pragmatic plan for how to put together the pieces of "what's next” for himself.He tells us that his unretired life will include some work - writing and editing - but as a freelance. He also wants to mentor, travel, and spend more time with his sons on the West Coast. That's the plan so far but how it will all fit together is yet to be seen.And that's a little scary.No matter.  As you'll hear, Richard is okay with taking small steps and experimenting to find the right balance. In other words, he is practicing what he's been preaching to readers for decades. Debbie agrees with much of what Richard says so there's not much drama in this episode but it's a lovely and relaxed conversation.He and Debbie talk about the persistence of ageism in our society and the deeply entrenched “decline” narrative. And they delve into what has become a new meme: the 100-year-life and what it means from a policy and financial perspective. Richard reminds Debbie that health-span is a better concept than age span. Mentioned in this episode or useful:BioNext AvenueTwitterPodcast: Friends Talk Money  Richard's new "Unretired" column for Market WatchI left my job at age 65 and I don't want to retire -- what's next? by Richard Eisenberg, Marketwatch, February 16 2022  Selection of Richard's articles for Next AvenueNext Avenue's Managing Editor Says Goodbye — But Not Farewell (Next Avenue, January 4, 2022)Overcoming Unconscious Age Bias: An Expert's Advice (Next Avenue, November 23, 2021)Sorry, Nobody Wants Your Parents' Stuff (Next Avenue, February 9, 2017)My Mom's Lasting Legacy (Next Avenue, September 6, 2012)Blue Zones, Part 1: How the World's Oldest People Make Their Money Last (Next Avenue, April 2, 2019)Blue Zones, Part 2: How the World's Oldest People in Asia and Europe Make Their Money Last (Next Avenue, April 9, 2019)How the Oldest People in America's Blue Zone Make Their Money Last (Next Avenue, April 16, 2019) BooksThe Money Book of Personal Finance by Richard Eisenberg (‎Warner Books 1998)How to Avoid a Mid-life Financial Crisis by Richard Eisenberg (‎Penguin Books 1988)  Also mentioned:[B]OLDER S4-EP6: Debbie & Sam on Entering the Land of the Old: Plans & Challenges For Their Eighth DecadeThe Big Middle Podcast with Susan FloryThe Honeymoon Phase of Retirement (Hartford Funds, December 24 2020)Century Lives - at Stanford Center for Longevity podcastLife is in the Transitions: Mastering Change at any Age by Bruce Feiler (Penguin Books 2021)Retirement Stepping Stones: Find Meaning, Live with Purpose, and Leave a Legacy by Tony Hixon (‎River Grove Books 2021) Note from DebbieIf you've been enjoying the podcast, please consider leaving a short review on Apple Podcasts. It takes less than two minutes and it really makes a difference. It makes me feel loved and it also attracts new listeners.Subscribe to my newsletter and get my free writing guide: https://bitly.com/debbie-free-guide. Connect with me:Website: debbieweil.comTwitter: @debbieweilInstagram: @debbieweilFacebook: @debbieweilLinkedIn: linkedin.com/in/debbieweilBlog: Gap Year After SixtyEmail: thebolderpodcast@gmail.com We are looking for a sponsor or a podcast networkIf you are interested in reaching a smart and thoughtful audience of midlife, and older, listeners, contact Debbie Weil. Media PartnersNext For MeEncore.orgMEA Support this podcast:Leave a review on Apple Podcasts: it will help us find a sponsor! If you are interested, contact Debbie WeilSubscribe via Apple Podcasts, Google Podcasts, Stitcher or Spotify Credits:Host: Debbie WeilProducer: Far Out MediaPodcast websiteMusic: Lakeside Path by Duck Lake

This week on the Chapter X podcast, Richard Eisenberg joins us for another bonus episode with more timely resources and the latest insights from Next Avenue. However, today is a special interview as it marks Richard's entry into his own Chapter X.    Not only will we discuss highlights from upcoming stories at Next Avenue, but Richard will also reveal what's coming next on his journey as he begins his transition away from working as a full-time Managing Editor into retirement.   In this episode, we go over some important stories as we turn into the new year and look forward to what the future holds.   We discuss:   The arrival of a milestone birthday and Richard's road to retirement Why living longer will change the way our society approaches finances 5 ways to help and support charities without spending money The excitement of moving forward and stepping into the unknown  What makes turning the page to the next chapter a gift   Links Next Avenue 5 Ways to Donate to Charity That Won't Cost You a Cent Why You Might Want to Join the Buy Nothing Movement Friends Talk Money

This week on the Chapter X podcast, Richard Eisenberg catches us up on the latest resources and stories from Next Avenue. He will be sharing highlights from recent pieces, in addition to recommending some great book titles for your reading pile.   Next Avenue is the nation's first and only public media website that serves people in their 50s and 60s to help navigate the second half of their lives. From stories on health to tackling finances and your purpose, you'll find stories that explore issues big and small.    In this episode, we take a glimpse into current money matters, timely conversations, and new considerations to make for the next stage.   The financial experience of Americans 65+ during COVID-19 4 key estate planning mistakes entrepreneurs should avoid Things to consider when deciding where to live in retirement Why you should hold back the urge to over plan your finances   Links Older Americans Are Getting Slammed Financially During COVID-19 Times What the Bob Ross Estate Fight Can Teach Business Owners The Villages Is a Success Story, But Many of Us Want Something Different in a Place to Live as We Get Older Right Place, Right Time by Ryan Frederick Health Your Self by Janice Horowitz

Richard Eisenberg is the Managing Editor of Next Avenue, the PBS site for people 50+, and the editor of its Money and Work & Purpose channels. He aims to help people manage their personal finances, find jobs, switch fields, volunteer and find purpose in their lives. He's also the author of two books focused on helping people to manage their money. Richard discusses career progression trends for the 50+ worker in the past several years, how Covid has impacted those trends, and his predictions about what working behaviors will look like post-Covid. He also shares his perspectives on how these trends have impacted the timing of retiring -- including why some people are choosing to “unretire” -- and what that decision entails. In this episode, a special shoutout to Charlotte Japp of CIRKEL and a 2020 Next Avenue Influencer in Aging at 31:57. (She is our podcast guest in Episode 171)

This week on the Chapter X podcast, Richard Eisenberg brings us timely resources and the latest insights from Next Avenue. He will be sharing new stories that he's particularly excited about, including some additional free resources you can keep in mind. I'm excited to welcome Richard back to the podcast. He's the Managing Editor of Next Avenue, the nation's first and only public media website that is dedicated to helping people in their 50s and 60s navigate their lives.  In this episode, we cover some of the challenges facing us today as restrictions ease and we begin to emerge from the pandemic.   Where to find free online courses to help with your aging process Helping people adjust to the new normal of life after the pandemic The biggest ways that retirement planning has changed over the last year Two upcoming movies on caregiving — and pursuing the arts after 50  

As we approach midlife, a lot of us may find ourselves taking care of our aging parents, children, or both. How do we not go broke taking care of other people in our lives? Even people who spend a lot of time on financial planning tend to overlook their own needs in the long term for assistance with finances (paying bills, organizing things, etc) and healthcare (rides to appointments, caregiving, etc). Why is that? Richard Eisenberg shares a little bit about his personal experience as a caregiver and shares some best practices to providing care while also protecting our financial future and becoming a happy retiree.   Richard Eisenberg is an author and Managing Editor for Next Avenue - a PBS site. You can find Richard on Twitter at https://twitter.com/richeis315. Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone wants to put their head on the pillow at night and feel a peace of mind. But if you’re staring at the ceiling all night anxious about your financial life, you’re far from alone. Today’s guest knows money management is one of the top sources of stress for Americans. I’m so excited to have Richard Eisenberg, the Managing Editor of Next Avenue, here with us today. Richard’s experience and wisdom are overflowing with important information. In fact, you might even want to listen to this episode twice.  In this episode, we’ll hear from him about managing money, the challenges of retirement planning, and the very different problems for today’s retirees.  We covered: Richard’s journey from journalism student to Managing Editor of Next Avenue  The biggest change he looks forward to his future next chapter What surprises Richard the most about how people manage their personal finances The reality of social problems currently facing the financial services industry Concerns about the future of baby boomers (and the future for our children)

In this episode of Generations Bylines, Peter Kaldes, President and CEO of the American Society on Aging talks with Richard Eisenberg. Eisenberg is Managing Editor of Next Avenue and the editor of its Money & Policy and Work & Purpose channels. He this the author of two books: How to Avoid a Mid-Life Financial Crisis and The Money Book of Personal Finance. Peter and Richard discuss finance and careers for older Americans and the impact of COVID-19, as well as ageism in the media.This episode was recorded in October 2020.Host:Peter Kaldes, President and CEO of the American Society on AgingGuest:Richard Eisenberg, Managing Editor of Next Avenue

Next Avenue, a public broadcasting service digital publication, states its mission tomeet the needs and unleash the potential of older Americans and to Inform, educate, enlighten and enrich the public and to help inform civil discourse essential to American Society. The informational and inspirational articles/videos offer valuable put-into-practice guidance in areas of health, money & policy, work & purpose, living and caregiving. This episode will discuss trends regarding retirement, educational pursuits, societal attitudes and misconceptions towards older adults, how this affects an older person's self image and their openness to pursue passions, interests and entrepreneurial pursuits in the elder years. Because people may think of older adults as not being tech savvy, they may have a misconception that they don't shop online. But, from shopping to checking the weather, seniors are using the internet more frequently and are a significant demographic using social media.

Next Avenue, a public broadcasting service digital publication, states its mission tomeet the needs and unleash the potential of older Americans and to Inform, educate, enlighten and enrich the public and to help inform civil discourse essential to American Society. The informational and inspirational articles/videos offer valuable put-into-practice guidance in areas of health, money & policy, work & purpose, living and caregiving. This episode will discuss trends regarding retirement, educational pursuits, societal attitudes and misconceptions towards older adults, how this affects an older person's self image and their openness to pursue passions, interests and entrepreneurial pursuits in the elder years. Because people may think of older adults as not being tech savvy, they may have a misconception that they don't shop online. But, from shopping to checking the weather, seniors are using the internet more frequently and are a significant demographic using social media.

Articles highlight six strategies to better serve residents, staff and families in How to Fix Senior Living by Next Avenue’s Richard Eisenberg.

“They don't want to take a risk” - Richard Eisenberg on employers' hiring process Richard Eisenberg is the Managing Editor of Next Avenue, a site that is geared towards baby boomers in the workforce where the slogan is “where grown ups keep growing.” Throughout his career, Richard has been an editor at Money Magazine, Yahoo! Finance, and Good Housekeeping. He has also authored two books: How To Avoid A Midlife Financial Crisis and The Money Book of Personal Finance.  In this interview Justin and Richard break down what it means to be a baby booming job seeker, and how being an employee has plausibly changed forever in a post pandemic world. Richard gives examples on what his own team does to cope with working remotely, talks about the ideality of phased retirement, and focuses on the importance of referrals for job seekers and the stress that comes with the job seeking process.  Side note* You don't have to be a baby boomer to come away with actionable job searching tips from this episode. However, if you are a baby boomer you will get a little extra sympathy throughout the episode. 

Our guest on the podcast is retirement expert Jamie Hopkins, who is managing director of Carson Coaching and the director of retirement research at wealth management firm Carson Group. He's also a finance professor of practice at Creighton University's Heider College of Business. Hopkins wrote the book Rewirement: Rewiring the Way You Think About Retirement!, and he's a regular contributor to Forbes, InvestmentNews, and MarketWatch. Prior to joining Carson Group, he was with The American College of Financial Services, most recently serving as director of retirement research. He received his bachelor's degree from Davidson College, his law degree from Villanova University, and his Master of Laws from Temple University. He's also a certified financial planner, a chartered financial consultant and a chartered life underwriter. Hopkins cohosts a podcast that launched earlier this year. It's called Framework.Disclosure: CWM, LLC, an affiliate of Carson Group, licenses and/or offers products and services of Morningstar and its affiliates.BackgroundJamie Hopkins bio Jamie Hopkins' Forbes articles Jamie Hopkins' InvestmentNews articles Framework With Jamie Hopkins podcast Rewirement: Rewiring the Way You Think About RetirementThe American College of Financial Services Behavioral Coaching"How the Human-to-Human Connection Helps Facilitate Positive Behavior Change," by Derek Tharp, Kitces.com, Aug. 16, 2017. "Using Behavioral Finance Principles to Behaviorally Coach Clients to Make Better Decisions," by Jay Mooreland, Kitces.com, May 13, 2020. Your Mental Wealth, Klontz Consulting GroupShlomo Benartzi bio Save More Tomorrow "Help Clients Overcome These 3 Common Emotional Biases," by Jamie Hopkins, InvestmentNews, June 3, 2020. "The Neuroscience of Decision-Making Explained in 30 Seconds," by Christian Jarrett, Wired, March 18, 2014. "The Social Security Mistake Risk-Averse Folks Make," by Jamie Hopkins, Kiplinger's, July 9, 2019. The Pandemic's Effects on Retirement Planning and Older Workers"Jonathan Guyton: What the Crisis Means for Retirement Planning," by Christine Benz, Jeff Ptak, and Jonathan Guyton, Morningstar.com, June 16, 2020. Paychecks and Playchecks: Retirement Solutions for Life, by Tom Hegna, 2011. "4 Reasons to Work Longer," by Rebecca Koenig, U.S. News & World Report, June 1, 2018. "Working Longer and Other Ways to Optimize Retirement Income," T. Rowe Price. "The Pandemic Paradox for Older Workers," by Richard Eisenberg, NextAvenue.org, May 19, 2020. "A Coronavirus Recovery: How to Ensure Older Workers Fully Participate," by Monique Morrissey, Economic Policy Institute, April 16, 2020. "A Pandemic Problem for Older Workers: Will They Have to Retire Sooner?" by Mark Miller, The New York Times, June 26, 2020. Retirement Portfolio Planning"Cutting Interest Rates Hurts Retirees the Most," by Jamie Hopkins, Forbes, Aug. 3, 2019. "7 Ways an Interest Rate Cut From the Fed Can Impact Retirees," by Matthew Goldberg, Bankrate.com, March 15, 2020. "How's Your Bond Fund Holding Up?" by Miriam Sjoblom, Morningstar.com, March 18, 2020. "How Short-Term Bond Funds Went Wrong (Again)," by Miriam Sjoblom, Morningstar.com, July 1, 2020. "4 Ways to Manage Sequence of Returns Risk," by Jamie Hopkins, Forbes, Oct. 30, 2019. "The 4 Percent Rule Is Not Safe in a Low-Yield World," by Michael S. Finke, Wade D. Pfau, and David Blanchett, Journal of Wealth Management, Jan. 15, 2013. "Is the '4% Rule' Broken?" by Christine Benz and Wade Pfau, Morningstar.com, July 10, 2020. "Decision Rules and Maximum Initial Withdrawal Rates," by Jonathan T. Guyton and William J. Klinger, Journal of Financial Planning, March 2006. "3 Reasons Annuities Are the Unsung Heroes of Retirement Income Planning," by Jamie Hopkins, Forbes, June 14, 2019. "Can Annuities Become a Bigger Contributor to Retirement Security?" by Martin Neil Baily and Benjamin H. Harris, Brookings, June 2019. "Fixed Index Annuities: Consider the Alternative," by Roger Ibbotson, Zebra Capital Management, January 2018. "3 Advantages of Using Fixed Indexed Annuities in Retirement," by Jamie Hopkins, InvestmentNews, Oct. 23, 2019. "Mitigating the 3 Common Conflicts of AUM Fiduciaries," by Jamie Hopkins, InvestmentNews, Jan. 10, 2020. The CARES Act and Retirement Planning "5 Ways the CARES Act Impacts Retirement Planning," by Jamie Hopkins, Forbes, April 10, 2020. "3 Roth Conversion Traps to Avoid After the SECURE Act," by Jamie Hopkins, Forbes, Jan. 21, 2020. "Why the SECURE Act Makes 2020 the Year of Missed RMDs from IRAs," by Jamie Hopkins, Forbes, Dec. 18, 2019. "How You Can 'Undo' 2020 Retirement Distributions and RMDs," by Jamie Hopkins, Forbes, May 1, 2020. "Advancing the Study of Using Future-Self Images to Alter Behavior," by Carla Fried, UCLA Anderson Review, Sept. 26, 2018. 

Eric Brotman discusses ways to find purpose in your life, both before and during retirement, with the manager editor of the Money and Work & Purpose channels on NextAvenue.com, Richard Eisenberg. Bullet points of what is covered during the episode Relying on our careers to form our identities can cause identity crises during retirement. Boomers are redefining retirement in the way that millennials are redefining work. Financial literacy is lacking among all generations, but a solution is not as easy as it may seem. Financial advisement and planning becoming more accessible to the average, middle class person. Biases and gender differences when working with couples. Richard is the Managing Editor and Senior Editor of the Money and Work & Purpose Channels for NextAvenue.org. He has helped people manage their finances and careers as a writer and editor at major media outlets including Money, Yahoo!, CBS MoneyWatch, USA Today and Good Housekeeping. He has written two books, How to Avoid a Mid-Life Financial Crisis and The Money Book of Personal Finance. 

This week, a panel of outstanding journalists joins me on the podcast to talk about how retirement has changed during the decade now ending. The topic has been on my mind lately, as I published a story in The New York Times last weekend examining the changes we’ve seen since 2010, when the economy was just beginning to recover from the financial crash and Great Recession. Joining me are three colleagues on the aging beat:Judy Graham, who writes the Navigating Aging column for Kaiser Health News. Judy was was a senior health correspondent for many years at the Chicago Tribune, and has written for the New York Times, Washington Post and Los Angeles Times, among many other publications.Chris Farrell, senior economics contributor at Marketplace, American Public Media’s nationally syndicated public radio business and economic program. Chris also is an economics commentator for Minnesota Public Radio. His most recent book is Purpose and a Paycheck: Finding Meaning, Money, and Happiness is the Second Half of Life.Richard Eisenberg, Managing Editor of Next Avenue, the public media site for people 50+, where he is also editor of its Money & Policy and Work & Purpose channels. Previously, Rich was Executive Editor of Money magazine, Front Page Finance Editor at Yahoo! and Special Projects Editor/Money Editor at Good Housekeeping. He is the author of the books How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance.Reporting and writing the Times article prompted some reflection. I began to cover retirement just before the recession, and my first book, The Hard Times Guide to Retirement Security (2010) was published in the depths of the downturn. Those first few years on the beat, my reporting was very focused on the wreckage - the unemployment rate was high, the stock market was coming back and millions of workers were worried that their retirement plans were ruined.How are we doing now? It’s a very mixed bag. The Times story considers the state of retirement security from the standpoint of saving and investing, health insurance, employment, housing and Social Security. The key finding: Retirement in America has become a tale of two very different realities in the decade now drawing to a close.In 2010, the economy was just beginning to recover from the worst recession and financial crisis in recent memory. The unemployment rate was high, the stock market was coming back and millions of workers were worried that their retirement plans were ruined.Since then, a robust economic rebound has put some Americans back on solid footing for retirement, but progress has been uneven. Despite the gains made in employment, wage growth has only recently begun to recover — and remained flat for older workers. Retirement wealth has accumulated almost exclusively among higher-income households, while middle- and lower-income households have only held steady or lost ground, Federal Reserve data shows.Trends in Social Security and Medicare also are troubling. The value of Social Security benefits — measured by the share of pre-retirement income they replace — is falling, and the cost of Medicare is rising.Some of the most striking data comes from the Employee Benefit Research Institute, which has developed a model that simulates the percentage of households likely to have adequate resources to meet retirement expenses. The model considers household savings, home equity and income from Social Security and pensions.The model shows that the highest-income households have seen their odds of a successful retirement improve sharply during this decade, and they have very high odds of success. Middle-income households, meanwhile, have seen some gains, but still have only 50-50 odds of success. And the lowest-income households have seen their retirement prospects diminish sharply.This chart depicts the odds for boomers age 55-64 - the color bars represent different income quartiles (blue is lowest, yellow is highest). In 2019, the highest income households have a 93% chance of a successful retirement - up substantially since 2010, while the lowest had odds of just 11% - down substantially over that period. This chart depicts the same divergent trend among GenXers:A few things that I had hoped to discuss in the article wound up on the cutting room floor for space reasons, so I’ll mention them briefly here:Consumer protection: The crash gave birth to the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, which called for sweeping reforms to financial regulation — including financial advice on retirement.Dodd-Frank included language encouraging the Securities and Exchange Commission to adopt a uniform standard of fiduciary responsibility for brokers and advisers.“That was the point when it seemed possible we’d soon have a strong standard of conduct across the broad range of investment advice for retail investors to be protected in retirement plans,” said Barbara Roper, director of investor protection for the Consumer Federation of America.It wasn’t to be.When the S.E.C. failed to act promptly, the Obama-era Department of Labor adopted its own fiduciary rule governing retirement accounts. That rule died in 2018 when courts sided with opponents in the financial services and insurance industries, ruling that the department had overstepped its authority. The Securities and Exchange Commission completed work this year on its so-called Regulation Best Interest, which defines standards for brokers who sell investment products and explains the duties of investment advisers who provide financial guidance. Many critics regard the S.E.C. regulation as too weak, relying too heavily on disclosure to clients of any conflicts of interest.“One of the things that has really taken people by surprise in the S.E.C. rule is the degree to which they have adopted the weakest possible interpretation of the obligations investment advisers have as fiduciaries,” Ms. Roper said.Shifting Social Security politics: The political debate about how to solve Social Security’s long-range financial shortfall shifted significantly during the decade.In 2010, the bipartisan Bowles-Simpson presidential commission recommended changes that included further increases in the retirement age, a less generous cost-of-living adjustment and means testing for high-income workers.In 2019, Democrats’ plans are built around higher taxes and expanded benefits — and President Trump campaigned in 2016 promising to oppose benefit cuts.“The shift in the Democratic Party has been dramatic,” says Nancy Altman, president of Social Security Works, an advocacy group. “In contrast, the Republicans haven’t changed. They still want cuts and they still want to avoid accountability for those cuts.”Subscribe now!This is a listener-supported project, so please consider subscribing. The podcast is part of the subscription RetirementRevised newsletter. Subscribers have access to all the podcasts, plus my series of retirement guides on key challenges in retirement. Each guide is paired with a podcast interview with an expert on the topic; the series already covers Social Security claiming and the transition to Medicare, and how to hire a financial planner. The most recent looks at the critical decision between Original Medicare and Medicare Advantage. You can subscribe by clicking the little green “subscribe now” link at the bottom of this page, or by visiting RetirementRevised.com. And if you’re listening on Apple Podcasts, Spotify or Stitcher, I hope you’ll leave a review and comment to let me know what you think. This is a public episode. Get access to private episodes at retirementrevised.substack.com/subscribe

Marc lays out his experiences during his recent tour for the third edition of Repurpose Your Career. He shares the places he visited, the people he met, and how he had to meter his energy and leave time for self-care to avoid depression. He found the trio exhausting although he met most of his objectives on the trip.Marc is asking for your financial support for the Repurpose Your Career podcast. Please donate at Glow.fm/repurposeyourcareer to support this Podcast.   Key Takeaways: [1:24] Marc welcomes you to Episode 150 of the Repurpose Your Career podcast. [1:35] If you are enjoying this podcast, please share it with other like-minded souls. Subscribe on CareerPivot.com, iTunes, or any of the other apps that supply podcasts. Share it on social media or just tell your neighbors and colleagues. The more people Marc reaches, the more people he can help. [1:53] This is Episode 150 and the third anniversary of the Repurpose Your Career podcast. Marc just finished the book tour for the launch of the book Repurpose Your Career, Third Edition. Marc is recording this episode in Austin, a bit on the exhausted side. [2:14] For the last month, Marc has been speaking, promoting the book, and meeting with people. Marc is a closet introvert while appearing to be an extrovert, so he is tired. [2:29] After recording, Marc and Mrs. Miller will start their drive back to Ajijic, Mexico. This week, Marc will keep the intro and outro simple and he will take you through his experiences of the last month on tour. Marc hopes you enjoy this episode! [3:00] On the afternoon of October 14, 2019, Marc is in Austin, Texas four weeks after leaving Ajijic, Mexico. On September 16th, Marc had pushed the ‘publish’ button on Repurpose Your Career, Third Edition. On September 17th, the Millers made their way to Austin, where they had lived for 40 years. [3:35] This trip started with emptying their storage in Austin, then a visit for Mrs. Miller to the clinic for a year’s supply of medicine not available in Mexico, then Marc’s high school reunion and book tour. Marc talked at a couple of Austin job clubs. [4:14] Marc was in Austin for a week before he headed up to New Jersey to visit his brother, present four talks at job clubs around New Jersey and Philadelphia, Pennsylvania, and go to his 45th high school reunion. Then Mrs. Miller joined him to go to Washington D.C. Marc also did meet-and-greets and with his online community. [5:17] In D.C. the Millers visited their son and daughter-in-law and combined the book tour with the trip for tax purposes. Marc tried out some new presentations on the tour and did some brand building. All told, the trip went well. [5:56] On this trip, Marc was around a lot of people. Although Marc spent years honing his public speaking skills and is good at it, he is an introvert, not an extrovert. He behaves like an extrovert but he gets his energy by being alone, not from being around people. Marc expected the trip to be exhausting and it was. [6:49] Marc flew to Newark, New Jersey Monday evening, spoke to a job club in Somerset, Tuesday evening and in Princeton, NJ on Friday morning. A planned visit with Richard Eisenberg of Next Avenue fell through. Also on Friday, Marc was interviewed by Andy Levine for the Second Act Stories podcast. [7:48] Marc found he had to meter his energy. He took some time visiting Princeton alone. On Saturday was Marc’s high school reunion. Marc didn’t enjoy his childhood or high school days. Marc had only been back to Central New Jersey once in 45 years, to stop in at his 25th high school reunion. [8:31] With some trepidation on Saturday night, Marc walked into a reunion of 150 strangers he had not seen for 45 years. Earlier in the day, Marc had run a meet-and-greet in Metuchen, NJ at a Whole Foods. One person had come but that was fine with Marc. [9:49] In a class of 800 graduating, Marc hadn’t made many friends, except with his Track teammates. Most of those friends didn’t show up at this reunion. Marc stayed to the end of the party, and when a bunch of people went out afterward, Marc went back to his hotel. He had had enough of people. [10:35] The uncertainty around who Marc was going to meet at his high school reunion caused Marc to experience certain symptoms of depression. Marc has learned over the years to spot the physical signs of depression before he gets depressed. All week, Marc was watching for the signs. [10:58] Sunday, rather than going out for brunch with some classmates, Marc drove around Central New Jersey, exploring places he hadn’t seen in decades — his high school and grade schools, in the East Brunswick neighborhood, the house he grew up in. Many things had changed, but not everything. [11:45] Marc spent a lot of time observing how he was reacting to being around people. He recalls how he behaved at his nephew’s wedding in May. He had switched back and forth between how he wanted to behave and how he had been trained to behave, as a “geek that could speak.” [12:25] Mrs. Miller joined Marc and they drove to King of Prussia, Pennsylvania; that evening Marc spoke to a jobs club in Philadelphia and the next morning to a group in King of Prussia. Marc was exhausted and was experiencing anxiety and frustration. [13:40] Marc got through the jobs club presentations pretty well and then he crashed, “big-time.” That afternoon, they turned in the rental car and got on a relaxing train ride to D.C. to find their hotel. Throughout the week, Marc had to meter his energy and stay away from people. He spent a lot of time alone. [14:46] Many of us have to act in our careers. Marc was paid pretty well to act differently than his introverted nature would have preferred to act. It exhausts him. [15:06] Marc recounts some problems on the trip, including misplacing his credit card and needing to get it replaced. His author copy books from Amazon KDP were going to be a week late. So Marc canceled that order and ordered retail copies to ship to the various job clubs he was going to visit. [18:13] All during this time, Marc was careful of his self-care. His reunion experience with people he used to know a bit was stressful and different than he had expected. [19:09] In D.C., on Saturday, Marc held a meet-and-greet with six or seven people from the Career Pivot Online Community. Marc talked to Kerry Hannon, with whom he has co-operated on a few articles. Kerry was a guest on CareerPivot.com/episode-141. Marc and Mrs. Miller spent two days with their son. [20:02] This trip has been an emotional roller coaster ride, being around all the people, in spite of how kind people are when he speaks at events. Marc donated 10 books to each event, with the proviso that they sell the books to their members for a donation. When you pay for a book, you will read it. [21:13] The Millers flew back to Austin on October 13 for orthodontist and audiology appointments, shopping for tall and thin clothes sizes they don’t find in Mexico for Marc and will have driven back to Ajijic starting the afternoon of October 15, to Laredo and then to Matehuala on October 16. Wandering livestock make night driving difficult. [23:51] The Millers like to stay at the Las Palmas Midway Inn before leaving the next morning for Ajijic on October 17. [24:27] This is the third anniversary of the Repurpose Your Career podcast. Marc talks about the experience of the last 18 months of living in Mexico. The trips back to the U.S. are very interesting, although exhausting, as Marc observes who he is now. He has left behind his work persona and does not want to behave anymore as he did at work. [25:15] Marc wants you to think about what you have made yourself into, what you want to do in the second half of life, and what it will take to get you there. [25:33] Marc hopes you enjoyed that episode. Many of you may be able to see yourselves in Marc’s experiences on tour. [25:48] If you are interested in the Career Pivot Membership Community, please go to CareerPivot.com/Community. [25:56] Marc invites you to connect with him on LinkedIn.com/in/mrmiller. Just include in the connection request that you listen to this podcast. You can look for Career Pivot on Facebook, LinkedIn, or @CareerPivot on Twitter. [26:11] Please come back next week! Marc will be back in Mexico! [26:19] You will find the show notes for this episode at CareerPivot.com/episode-150. [26:32] Please hop over to CareerPivot.com and subscribe to get updates on this podcast and all the other happenings at Career Pivot. You can also subscribe to the podcast on iTunes, Stitcher, the Google Podcasts app, Podbean, the Overcast app, or the Spotify app and a lot of other places!

Richard Eisenberg, Managing Editor of PBS Next Avenue.Org and former Senior Editor of Money Magazine discusses how boomers are dealing with aging parents and their own retirement concerns.

What Trends Should Baby Boomers Be Aware of? Richard Eisenberg, the Managing Editor of PBS’ Nextavenue.org joins our retirement podcast to share his insights. Next Avenue is the PBS site for people  50+, where he is also the editor of the Money and Work & Purpose channels. Previously, he was Executive Editor of Money magazine, Front Page Finance Editor of Yahoo! and Special Projects Director/Money Editor at Good Housekeeping. He is the author of two books: How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance. We talk with Richard Eisenberg about Next Avenue, older workers, and employers, the key trends Baby Boomers should be aware of, and what he’s learned from his research on Blue Zones. _______________________ Wise Quote Q. What’s the one thing that people who are planning for retirement may not be thinking about but really should be? Richard Eisenberg: “If it’s okay, I think I’ll give you two. One of them is will I be able to keep working part-time if I want to. There’ve been some interesting studies that show a lot of people in their fifties and sixties expect to work part-time in retirement. And yet when you look at the surveys of retirees, you find that a very small percentage of them are working in retirement and many of them aren’t because of health reasons. So I think people just need to think, well, is it realistic that I’ll be able to work in retirement? Partly, you know what, I’d be healthy enough to do it, but also will I be able to find work? Will I be able to get hired or will I be able to start a business? So I think that’s one thing I would tell people to think about. And the other is if you are in a long-term relationship and have a spouse or partner are the two of you on the same page about retirement? We’ve done a few articles on Next Avenue about couples and retirement and have seen some studies that show that frequently couples don’t talk with each other much about what they expect retirement to be like for them. How they plan to spend their time and their money. And then what happens is they get retired and then one of them is planning to travel a lot and the other is not planning to travel at all?  And they don’t want to be living differently, but they hadn’t really thought it out because they never had to. So I’d suggest couples talk about this more.” _________________________ Bio Richard Eisenberg is Managing Editor of PBS’ Nextavenue.org, the PBS site for people 50+, where he is also the editor of the Money and Work & Purpose channels.   Previously, he was Executive Editor of Money magazine, Front Page Finance Editor of Yahoo! and Special Projects Director/Money Editor at Good Housekeeping.   He is author of two books: How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance. ___________________________ For More on Richard Eisenberg and Next Avenue Read his Series on Blue Zones mentioned in this podcast Follow Richard Eisenberg on Twitter __________________________ Related Podcast Episodes You May Enjoy https://www.retirementwisdom.com/podcasts/why-people-make-a-career-change-with-purpose-top-of-mind-chris-farrell/ https://www.retirementwisdom.com/podcasts/retirement-planning-includes-getting-good-at-getting-older-rabbi-laura-geller/ __________________________ Related Book Review You May Like IKIGAI: The Japanese Secret to a Long and Happy Life _______________________ Free Tools Tap into access to free tools on our website to assist with your retirement planning, including retirement calculators, a longevity calculator, and an Am I Ready to Retire? quiz at retirementwisdom.com _____________________________________________________________________________ About Retirement Wisdom We help people who are retiring, but not done yet, discover what’s next. A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.

In this episode of Your Next Avenue, host Richard Eisenberg talks with Carrie Hurwitz Williams and Jake Nice who offer insights and advice for midlife entrepreneurs about writing a winning business plan. They talk about: what a business plan is, why an entrepreneur needs one, what to include in a business plan and what to leave out, how long it takes to draft a business plan and how often to update it. 

In this episode of Your Next Avenue, host Richard Eisenberg is joined by Lola Rain (vice president of marketing for Embodied Labs) and Josh Bois (CEO of Global Capital Network) to discuss how midlife entrepreneurs can find and reach their target audience, use social media effectively and avoid making mistakes when advertising.

Rich Karlgaard is the publisher of Forbes Magazine and the author of Late Bloomers: The Power of Patience in a World Obsessed with Early Achievement. He is also a lecturer, a pilot, and the author of four acclaimed previous books. A self-proclaimed late bloomer, Rich had a mediocre academic career at Stanford, which he got into by a fluke, and after graduating, worked as a dishwasher, night watchman, and typing temp, before finally finding the inner motivation and drive that ultimately led him to his current career trajectory.   Key Takeaways: [1:13] Marc welcomes you to Episode 130 of the Repurpose Your Career podcast. Career Pivot brings you this podcast; CareerPivot.com is one of the very few websites dedicated to those in the second half of life and our careers. Take a moment to check out the blog and the other resources delivered to you, free of charge. [1:42] If you are enjoying this podcast, please share it with other like-minded souls. Subscribe on CareerPivot.com, iTunes, or any of the other apps that supply podcasts. Share it on social media or just tell your neighbors, and colleagues. The more people Marc reaches, the more people he can help. [2:02] Marc has released the third chapter of the next edition of Repurpose Your Career to the Repurpose Your Career review team. If you would like to be part of the review team, please sign up at CareerPivot.com/RYCTeam. [2:20] You will receive new chapters as they become available. Marc would love to get an honest review on Amazon.com after the book is released. [2:31] Marc’s plan is to release the book in mid-September and do a virtual and a real book tour. He will be in Austin, NYC Area, and D.C. during the months of September and October. Marc would love to meet his readers and listeners. [2:48] Contact Marc at Podcasts@CareerPivot.com if you’d be willing to give him some advice on venues, job clubs, or groups who would be interested in hosting an event. [3:04] Next week, Marc will give an update on where he and his wife are in their expat journey. He will talk about their healthcare, the resident visas, finances, and more! [3:19] This week, Marc interviews Rich Karlgaard. Marc introduces Rich and welcomes him to the Repurpose Your Career podcast. [4:26] Marc first saw Rich interviewed by Richard Eisenberg on NextAvenue. People in Marc’s online community recommended Rich’s book, because “We’re all late bloomers.” Marc asks about late bloomers and the background for writing the book. [4:54] Rich talks about slacking through Stanford, after transferring from a Junior College. He contrasts himself with his ambitious, and diligent roommates. One was working on the space shuttle program, but couldn’t talk about it. [5:56] At age 25, Rich held jobs such as dishwasher, temp typist, and security guard. On the night shift, his professional counterpart was the rottweiler patrolling with him. A couple of months later, Steve Jobs, also age 25, took Apple public. Rich always related to the idea that he was a late bloomer. [6:35] We celebrate the early bloomer in popular culture but not late bloomers. Rich did a Google search for late bloomers and found Colonel Sanders, Ray Kroc, and Grandma Moses. Rich decided to write a book. There was no clinical definition of late bloomer, so he made one up. [7:32] The late bloomer starts coming into their own, fulfilling what they feel is their destiny, at a later-than-expected age. It is in context to their peers. Rich explains what it means to bloom. [8:25] Through a journey of challenging experimentation, you arrive at the intersection of your native gifts, your deepest passion, and your abiding purpose. With those three aspects in alignment, you begin to feel pulled toward some sense of who you were always meant to be. [9:04] Marc recalls that when he graduated from college, he followed the path his parents expected of him. He went to work for IBM. He played different roles through many transitions. Much later, he realized that all his weaving around got him to where he is today. Marc didn’t bloom for quite a while. [9:33] Rich tells how he got into Stanford and why he wasn’t ready for it. [10:03] As a security guard, Rich had time to read. He read the  New York Times and the Wall Street Journal, thrillers and literary novels, including Saul Bellow. He started learning what really great writing looked like. Later, he put all of that to work. [11:12] Marc remembers when he was on a journey of discovery that he applied later. [11:44] Rich talks about pulling experiences together and applying them to a passion and purpose, making use of your earlier interests in a new way. This can happen several times in your life, as you reinvent yourself according to new circumstances. In our later years, many of us want to have stood for something that transcends our life. [12:41] In 2017, Fortune Magazine asked CEOs from the Fortune Best Places to Work list, including Intuit and Genentech, what they valued most in employees. The answers included curiosity, deeper pattern recognition, leadership skills, management skills, resilience, courage, and compassion. [13:27] We expect companies to hire for high grades from elite universities. The best CEOs look for people with curiosity, courage, and resilience to keep growing. Oftentimes, the early bloomers stop growing, according to Carol Dweck, author of Mindset: The New Psychology of Success.[14:26] Late bloomers often have a growth mindset. The early bloomers, who are rewarded in their youth, often get to the point where they think they know enough. Later blooming skills turn out to be hugely valuable. Curiosity is the first step toward growth. Early bloomers trade their curiosity for focus to get high grades. [15:25] Marc notes that late bloomers often label themselves multipotentialites. They have lots of interests. They also tend to get bored easily. Their curiosity always drives them to learn that next thing. Rich says one becomes a better pruner of their interests as they go through life, and then focus later on, which is when they bloom. [16:07] Neuroscience says the brain is constantly pruning. Starting in our 30s, we lose rapid synaptic speed processing and some memory but we develop cognitive attributes that support management, leadership, executive, and communication skills and deeper insights. In our 60s, we start to develop additional attributes that support wisdom. [16:58] Angela Duckworth, author of Grit: The Power of Passion and Perseverance, says our grit keeps rising throughout our lives. We become much better selectors of where we’re going to apply our grit. Rich brings it back to your native gifts, deepest passions, and abiding purpose. That’s where to apply your grit. [17:54] We become better editors of our curiosity as we get older. [18:00] Is quitting a failure? Rich quotes Vince Lombardi. There are certain circumstances where you cannot quit. As a life strategy, train yourself not to quit when adversity comes your way. In other cases, quit at the right time. Rich cites Richard Branson and the Virgin Cola and Virgin Brides companies that he quit at the right times. [19:20] Rich talks about Intel quitting the memory chip business for the microprocessor business. Bob Noyce, Andy Grove, and Gordon Moore debated the decision. Bob Noyce thought you should never quit. Andy Grove foresaw the rise of the personal computer. Gordon Moore argued that a new owner would go into microprocessors. [21:15] You should never quit as the first response to adversity but at any time, there is always an optimal use of your time, treasure, talent, and purpose. If you cannot make them work optimally in your current circumstance, look for a new circumstance. A strategic retreat can be very successful. [22:12] Marc gives case studies of knowing the right timing from the Dot-Com Bust and the Great Recession. [22:47] Daniel J. Brown, author of The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics, published the book about poor Depression-era students and their success at the Olympics when he was 62. It was on the NYT bestseller list for 110 weeks. It was his third book but his first success. [23:40] Daniel J. Brown had quit high school because he was having what we now call anxiety attacks. He finished school by correspondence, working in the Berkeley University library. It was that there he discovered books. Had he stayed in high school, he would not have been in the Berkeley library. [24:29] Later, Daniel J. Brown entered law school, as his father wanted him to. He quit after three days, full of shame. Yet at age 62, he published one of the great non-fiction books of the last 10 years. [25:00] Marc notes that the decision to quit often turns out to be a very big decision and critical to later success. [25:16] Entrepreneurs, artists, and writers are on a different path. As a late bloomer, when you get off of the conveyor belt everyone else takes, you take responsibility for your own journey and figure it out. You may find some dead ends and have to turn back. [26:13] If you are on an unconventional path you risk that every time you quit you reinforce the feeling that you have not found the success you want. You may feel guilty about it. Quitting is just one tool in your tool belt. Use it when it makes sense. [26:43] What does re-potting yourself mean? Rich says your environment and people around you may not bring out the best you. Susan Cain, author of Quiet: The Power of Introverts in a World That Can't Stop Talking cited research that suggests some people are ‘dandelions’ and some are ‘orchids.’ [27:34] You can drop dandelions into any environment and they will thrive. Orchids can bloom only in certain circumstances. Rich talks about why he didn’t thrive in Bismarck, ND. You need friends around you who encourage your development. [29:27] You might be in a job that does not take you to where the best of you can come out. You have to re-pot to find your ultimate destiny. [29:46] For new stuff to begin, you have to end stuff, according to Dr. Henry Cloud, author of Necessary Endings. We have to decide on our priorities. Do we feel what Oprah Winfrey calls our supreme destiny — what we were put on earth to do; the fulfillment of our gifts, passion, and sense of purpose? [30:31] If you feel that destiny, even in a small amount, you have to look at your environment to see if you are being supported. Successful re-potters have gotten a great lift by joining peer groups. [31:50] Marc’s seven career transitions have been half-step career moves, with a relationship that took him across. ‘Weak tie’ connections know people you don’t know. Rich says this is a good thing about support groups and recovery movements. [32:32] Rich calls the half-step idea ‘adjacent spaces,’ borrowing the term from management consulting. Rich shares a case study of an L.A. advertising copywriter who realized at age 50 that she was in a youth-obsessed industry. She re-potted to Vermont to do some serious writing and it worked well for her. [34:00] Rich gives advice about self-doubt in late bloomers. People who feel they haven’t quite arrived at that place where they feel pulled by their destiny rather than pushed by outsiders have self-doubt. What do you do about it? A long-term strategy to deal with self-doubt is to wall it off from your self-worth. [35:20] You have inherent self-worth. You are here. You are not an accident. Learn how self-doubt can be useful to you. It shows up at the worst moment. What is it telling you? Do you need more preparation or a partner? Self-doubt is your annoying friend. Listen. [36:46] After you listen to self-doubt, use self-talk and self-compassion; frame your self-doubt in a different way. Instead of seeing yourself as nervous about something, see yourself as excited about it. It’s the same adrenaline. Tell yourself you are going to learn something from this great opportunity. Look at self-doubt in a new way. [37:31] Marc talks about MSU (Make Stuff Up) Disorder springing from self-doubt. Be compassionate with yourself. You are your own harshest critic. [38:09] If you let your self-doubt infect your self-worth, you spiral downward. No one else can destroy your self-worth. Protect it from your self-doubt. Treat yourself like you would treat a vulnerable good friend. Don’t attack yourself. [39:15] It helps to talk to yourself in the third person. “Why is [your name] feeling self-doubt. [Your name] should be feeling excitement about this opportunity!” [39:47] Go to RichKarlgaard.com to contact Rich. He would love to hear late bloomer challenges and successes. Rich is inspired by the people who achieve unconventionally, on an unconventional timetable, and by people who suddenly realized they had an opportunity to lean into who they were becoming, not who they once were. [40:50] Marc thanks Rich for being on the Repurpose Your Career podcast and hopes you enjoyed this episode. Check out the book review written by David Jenkins and the NextAvenue interview with Rich. [41:26] Marc hopes you have noticed that he is interviewing a lot of prominent authors in 2019. When Marc and his wife returned from Mexico last Fall, Marc was surprised to find his mailbox full of books from major publishers who wanted a review of the book and an interview on the Repurpose Your Career podcast. [41:51] When Marc learns of a good new book, he contacts the publicist and asks for free copies to share with his online community, who write the review, and Marc schedules an interview for the podcast. No one has said, “No.” [42:09] If you find a book that inspires you, please email to Podcast@CareerPivot.com and tell Marc about the book and the author and why you were inspired. Marc will see if he can get the author on the Repurpose Your Career podcast. Get involved! [42:32] The Career Pivot Community website has become a valuable resource for the 50 members who are participating in the Beta phase of this project. Marc is recruiting new members for the next cohort. [42:44] If you are interested in the endeavor and would like to be put on the waiting list, please go to CareerPivot.com/Community. When you sign up you’ll receive information about the community as it evolves. [42:58] Those who are in these initial cohorts set the direction of this endeavor. This is a paid membership community with group coaching and special content. More importantly, it’s a community where you can seek help. Please go to CareerPivot.com/Community to learn more. They are now starting a writers’ group.[43:47] Marc invites you to connect with him on LinkedIn.com/in/mrmiller. Just include in the connection request that you heard Marc on this podcast. You can look for Career Pivot on Facebook, LinkedIn, or @CareerPivot on Twitter. [44:06] Please come back next week, when Marc gives an update on becoming an expat in Mexico. [44:12] Marc thanks you for listening to the Repurpose Your Career podcast. [44:16] You will find the show notes for this episode at CareerPivot.com/episode-130. [44:25] Please hop over to CareerPivot.com and subscribe to get updates on this podcast and all the other happenings at Career Pivot. You can also subscribe to the podcast on iTunes, Stitcher, the Google Podcasts app, Podbean, the Overcast app, or the Spotify app.

In this episode of the free, 20-minute Your Next Avenue podcast, Elizabeth White (a Next Avenue Influencer in Aging) offers smart, sometimes difficult, advice becoming both resilient and realistic if you’re out of work and over 50. The author of Fifty-Five, Unemployed, and Faking Normal: Your Guide to a Better Lifetalks with Next Avenue’s Work & Purpose channel editor Richard Eisenberg about "getting off your throne," resilience circles and the "new normal" of work.

George Schofield, a developmental psychologist, entrepreneur, career switcher, author of How Do I Get There From Here?, Next Avenue Influencer in Aging and adviser on career planning, retirement and life crafting after 50, talks with ‘Your Next Avenue’ host Richard Eisenberg about: what it means to live a “portfolio life;” the “old normal” and the “new normal” of work; what replaced the traditional four-stage model of life; what’s at risk for older workers; the mismatch between older workers’ skills and expertise and the in-demand jobs of the gig economy; how to keep your skills up to date so you can keep working or return to work in retirement and why he views this period over life — over 50 — as one of the most rewarding parts.

Rich Eisenberg - Next Avenue PBS Business Buildout series, Gig Economy, Working Past 50, Your Next Avenue Podcast! As part of our Not Old Better Show Business Buildout interview series, we're joined today with Richard Eisenberg.   Rich Eisenberg is Managing Editor of Nextavenue.org, PBS's site for people 50+. He is also the editor of the site's Money & Security and Work & Purpose channels. Rich Eisenberg was part of Next Avenue's launch team in 2011. Before that, Rich was Front Page Finance Editor at Yahoo; Executive Editor at Money magazine; Forbes Magazine, Special Projects Director/Money Editor at Good Housekeeping, and personal finance reporter at USA Today. He is the author of How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance. Join us as Rich discusses the Gig Economy, Side Hustles, Working Past 50, and the Your Next Avenue Podcast. Enjoy.

Richard Eisenberg interviews Lori Rassas, an employment lawyer and author of Over the Hill But Not the Cliff: 5 Strategies for 50+ Job Seekers to Push Past Ageism & Find a Job in the Loyalty-Free Workplace and The Perpetual Paycheck: Volumes 1 and 2. Rassas discusses why she thinks age discrimination towards job applicants over 50 is getting worse; how employers get away with it; what people should do and say when they think an interviewer has doubts about their ability to do the work or accept the salary; how to suss out whether an employer is less likely to consider older candidates and why job hunters over 50 should target small businesses for employment opportunities.

In this episode, Marc is the guest, and answers a variety of career questions by Richard Eisenberg on Next Avenue. Richard asks Marc about his pivots, his advice for potential first-time pivoters, and his future plans.   Key Takeaways: [1:06] Marc welcomes you to episode 73 of the Repurpose Your Career podcast and invites you to share this episode with like-minded souls. Please subscribe wherever you listen to this podcast, share it on social media, and tell your neighbors and colleagues. [1:36] Next week, Marc will discuss some issues of being an introvert and a square peg and how they relate to his current experiences in Mexico. A lot of Marc’s experiences in Mexico directly relate to some of the challenges we all face in managing our careers in the second half of life. [1:55] This week, Marc plays an interview from the Next Avenue podcast. NextAvenue.org is the PBS website for the Baby Boomer generation, where grownups keep growing. Marc was interviewed on episode 3 about making career pivots after 50. [2:15] Richard Eisenberg of Next Avenue introduces Marc Miller and asks Marc what a career pivot is. Marc talks about the need to maintain an income into the sixties. Marc is on his seventh career. He calls changing careers by half steps pivoting. In each new change he has carried something forward from an earlier job, including a relationship. [3:18] The idea is to make incremental changes to get to where you want. It’s much easier to make planned incremental changes. It’s really difficult to maintain that smoothness of income when you make radical changes. Most of us like incremental changes. [4:00] Marc talks about his pivots, starting at IBM in the late 1970s. He lists the variety of jobs he held at IBM. He left IBM in 2000 to work for a successful tech startup. Meanwhile, he was still consulting, and could go back to IBM if he wanted. [5:04] Richard comments that having a Plan B is a good idea for most people, in case the career pivot doesn’t work out as planned. Marc made three or four pivots within IBM. [5:22] On July 11, 2002, Marc had a near-fatal bicycle accident. In his recovery time he made the decision to go teach high school math. He considered that training engineers for 20 years in 40 countries had prepared him to teach math in an inner-city high school. After two years teaching two years, he needed to move on to another pivot. [6:16] After teaching, Marc felt lost. He wanted to do nonprofit fundraising. He ended up at the Jewish Community Center of Austin. What he learned was he can’t work for a nonprofit. [7:04] Marc went back to a tech startup in December of 2007. It was financially a good decision but personally a bad decision. He also served on the board of Launchpad Job Club. In 2009 he saw many people wiped out by the Great Recession, while his tech startup was fine. That’s when Marc started his research on career pivots. [7:46] Marc talks about his experiences with career pivoting. When he started CareerPivot it took him 18 months to stop waking up in the night worried about income. He kept reminding himself that being an entrepreneur is a marathon, not a sprint. [8:32] Marc discusses “Why Three Career Failures Were Good for Me,” a column he contributed to Next Avenue. Boomers were raised believing that failure was not an option. Millennials embrace failure, as long as they learn something from every failure. [9:12] Richard asks how to plan a career pivot. Marc says to first know thyself. Start talking to trusted advisors about what you think you might want to do. Get feedback from others about who you are and what you’re good at. Check with work associates and personal friends. There will be some words that will surprise you. [11:35] What are some of the biggest mistakes people make when they try to switch fields in the second half of life? Marc gives an example. [12:44] What if your current field is a disaster area? You are branded in your career both by your business acumen and by your industry. Career pivots come primarily by repurposing one of those areas. Marc discusses episode 20 for an example. [14:04] Figure out what your transferable skills are. Make incremental steps, using your network of support. [15:30] Marc explains weak ties and cultivating your tribe. People who know you socially also know people you don’t know. Ask for referrals. Marc mentions your kids’ friends parents. Marc shares a case study where a client landed a new job at age 59 through an old work associate after being laid off. [16:44] Marc describes your tribe as being up to 150 people that you can go to and expect a positive result when you ask for a favor. Make it an easy favor. If you want something, you need to ask for it. [17:28] Marc advises how to get the most from LinkedIn and other social media. You want to construct your LinkedIn profile so you are found. The more people you connect to, the better. Facebook lets people know how you are doing. [18:59] Marc and his wife are planning to move out of Austin, Texas to Mexico. He is being very methodical in his planning. He explains how he is doing it. Relocation and pivoting are inter-related. Marc is moving his business to an online model. [20:34] Marc talks about his partnership with NextAvenue.org, and invites you to visit their site and listen to their podcast. [46:03] Marc’s final thoughts: Look at yourself. Make sure you really know who you are. Get out of your own head. Work with a coach, spouse, or friend.   Mentioned in This Episode: Careerpivot.com Your Next Avenue Podcast IBM Jewish Community Center Austin Launchpad Job Club Why Three Career Failures Were Good for Me Repurpose Your Career/Episode 20 with Elizabeth Rabaey Please pick up a copy of Repurpose Your Career: A Practical Guide for the 2nd Half of Life, by Marc Miller and Susan Lahey. The paperback, ebook, and audiobook formats are available now. When you have completed reading the book, Marc would very much appreciate your leaving an honest review on Amazon.com. The audio version of the book is available on iTunes app, Audible, and Amazon. Marc has the paid membership community running on the CareerPivot.com website. The website is alive and in production. Marc is contacting people on the waitlist. Sign up for the waitlist at CareerPivot.com/Community. Marc has three initial cohorts of 10 members in the second half of life and they are guiding him on what to build. He is looking for individuals for the fourth cohort who are motivated to take action and give Marc input on what he should produce next. He’s currently working on LinkedIn, blogging, and book publishing training. Marc is bringing someone in to guide members on how to write a book. The next topic will be business formation and there will be lots of other things. Ask to be put on the waiting list to join a cohort. This is a unique paid membership community where Marc will offer group coaching, special content, and a community where you can seek help. CareerPivot.com/Episode-73 Show Notes for this episode. Please subscribe at CareerPivot.com to get updates on all the other happenings at Career Pivot. Marc publishes a blog with Show Notes every Tuesday morning. If you subscribe to the Career Pivots blog, every Sunday you will receive the Career Pivot Insights email, which includes a link to this podcast. Please take a moment — go to iTunes, Stitcher, Google Play, or Spotify through the Spotify app. Give this podcast an honest review and subscribe! If you’re not sure how to leave a review, please go to CareerPivot.com/review, and read the detailed instructions there. Email Marc at Podcast@CareerPivot.com. Contact Marc, and ask questions at Careerpivot.com/contact-me You can find Show Notes at Careerpivot.com/repurpose-career-podcast. To subscribe from an iPhone: CareerPivot.com/iTunes To subscribe from an Android: CareerPivot.com/Android Careerpivot.com

On this show, we talked getting ready for retirement with Richard Eisenberg, Managing Editor of Next Avenue, The Money and Security Channel as well as Work and Purpose and he spent 20 years as the Executive Editor of Money Magazine. Listen to find out what Richard thinks you can be doing to better prepare for retirement! For the Difference Making Tip, scan ahead to 15:00 You can learn more about Richard at NextAvenue.Org, Facebook, LinkedIn, and Twitter. Please subscribe to the show however you’re listening, leave a review and share it with someone who appreciates good ideas. You can learn more about the show at GeorgeGrombacher.com, or contact George by clicking here.

Radio show host, Gary Calligas will have Richard Eisenberg, author and 50+ Work Expert on his Saturday, December 2nd The Best of Times Radio Hour at 9:05 AM on News Radio 710 KEEL to discuss the reasons why more people 50 and older are turning to tutoring others. You can also listen to this radio talk show streaming LIVE on the internet at www.710KEEL.com. and streaming LIVE on the RadioPUP app on apple and android devices. For more information, please visit these websites at www.thebestoftimesnews.com and www.hebertstandc.com. This radio show is proudly presented by Heberts Town and Country of Shreveport featuring Dodge, Chrysler, Ram, and Jeep vehicles and service.

Richard Eisenberg is Marc’s expert guest in this episode. Richard is the Managing Editor for PBS’s Baby Boomer website, NextAvenue.org, a site for people 50-plus, and Editor of the site’s Work & Purpose and Money & Security channels. He previously worked at Money Magazine, Yahoo, Good Housekeeping, and USA Today. He is the author of How to Avoid a Midlife Financial Crisis, and The Money Book of Personal Finance. Richard lives in New Jersey, and will be 61 in July. Marc and Richard start the discussion with Richard’s career history, how he heard about Next Avenue, how he got involved, and what were the attractors that brought him to work for a virtual company starting in his mid-fifties. Richard comments on some of the issues faced by the fifty-to-seventy demographic, and what Next Avenue is doing to educate and inform about these challenges of mature life. Richard tells of the surprises, mostly pleasant he found at Next Avenue.   Listen in to learn about this online resource with great information to improve your life. Key Takeaways: [2:43] Richard became a journalist because he is curious. He likes to learn things, and relate them to other people. [3:06] NextAvenue.org is a website by the public television station of Minneapolis-St. Paul, TPT. Next Avenue was the idea of Jim Pagliarini, TPT President and CEO. Jim researched for seven years how PBS could serve Boomers, as they had served children with Sesame Street. He settled on a website. Richard helped launch it in May, 2012. [4:50] Richard decides which pieces to publish and when to publish them. He maintains the home page and copy edits all the articles on the site, which includes new content every day. His main job is editing two of the five channels — Money & Security, and Work & Purpose. He also assists with the other three channels. [6:10] Next Avenue has developed in five years. Based on the economy, there is less concern now over major layoffs and “Will I ever get hired?” The audience has grown, and they give feedback. Partner companies republish some Next Avenue articles. [7:58] Gen X people are moving into the 50-and-older group, and the site writes now for Boomers and Gen Xers. The content is targeted to people in their 50s and 60s. In the years to come, Richard sees the groups becoming more educated about age-related topics, so Next Avenue will go into more detail beyond the basics in articles. [9:12] Marc has also pivoted his site to address Gen Xers in the second half of life. Some Boomers are 70-plus, crossing the demographic boundary. [9:30] Richard was referred to the site as it was launching, and he wanted to be part of a startup, where he could write again. The role and the opportunity were right for him. He had spent his career doing service journalism, and this site was for his own age group. [11:19] Next Avenue is a virtual operation, headquartered in St. Paul, Minn. There are about nine people who work on the site full-time, in various cities. A lot of the articles are written by freelance writers or by the editors, or are excerpts from books. [12:24] Next Avenue gets between one and two million visitors a month. This is from five years of publishing. Richard would like more people to know about it, and read the articles. [13:25] Marc joined the Next Avenue Facebook group in 2011. From there, he met someone who introduced him to Richard. Marc and Richard were in the same graduating class at Northwestern, but never knew each other, in their separate majors. [14:23] Richard enjoys learning new things every day about his channel areas, and about the other channels, which he might not read if he didn’t work there. He likes to be able to talk to people that are the smartest people in the areas of the site channels, to pick their brains, and also to read the latest research. [15:16] Richard’s readers are more upbeat, positive, and resilient than he might have expected, even in view of serious challenges of employment and health. They tell how they’ve managed to survive in spite of the challenges. People are hopeful, and willing to do what they need to do. [17:20] If you have hope, you will likely get through it. The internet is allowing us to learn more, through other people who have gone through these challenges in the past. One of Richard’s big disappointments is with people knowing what to do, but not doing it, such as saving for retirement. [18:40] The reality is the environmental change isn’t slowing down, it’s speeding up. We need to adapt. It’s a lot harder to do than it sounds. If you’re not preparing yourself for the things that you need, it will be even harder when the time comes, to do something. [21:06] Marc’s final words: NextAvenue.org is not just a website, it is a community to go to for inspiration. Marc would like you to pick up Repurpose Your Career: A Practical Guide to the Second half of Life, at Amazon or other online retailers. When you complete reading the book, Marc would appreciate an honest review on Amazon.com.   Mentioned in This Episode: Careerpivot.com/episode-35 Repurpose Your Career: A Practical Guide for the Second Half of Life, by Marc Miller and Susan Lahey (Now available online) Contact Marc, and ask questions at: Careerpivot.com/contact-me Call Marc at 512-693-9132 and leave a message and email address. REisenberg@NextAvenue.org NextAvenue.org Twitter: @RichEis315 LinkedIn: Richard Eisenberg How to Avoid a Mid-Life Financial Crisis, by Richard Eisenberg The Money Book of Personal Finance, by Richard Eisenberg   Please take a moment — go to iTunes, Stitcher, or Google Play. Give this podcast a review and subscribe! If you’re not sure how to leave a review, please go to CareerPivot.com/review, and read the detailed instructions there.

In this episode, Marc answers questions with his trusty sidekick, Elizabeth Rabaey. You can learn about her career pivots in Episode 020. Listen in for ideas on exploring the job market, transitioning from teaching, the relevance of resumes, and tips for competing against internal candidates!   Key Takeaways: [2:14] Elizabeth shares her story, and how Marc has helped guide her to her latest pivot, which has worked out well. Elizabeth invites listeners to listen to Episode 20, and connect with her on LinkedIn to share experiences. [3:25] Q1: I am 57 and have recently retired from teaching H.S. science. I am seeking a freelance, travel freelance, or consulting job. I love to write, but not for a corporation. I love to travel and compare educational systems to create learning activities. I tried to start an early-learning school, but did not get enough students. Can you help me? [4:22] A1: Marc talks about teaching H.S. math. He said teachers live a very isolated life, and are disconnected from the world. Marc wants this former teacher to explore. Travel blogging is one choice. Marc challenges him to focus on exactly what his writing emphasis will be. Marc can share resources for travel blogging if you contact him. [6:35] Marc says to do homework, and find the opportunities. Teachers sometimes suffer from ‘MSU,’ because they don’t have the background. By the way, there is a huge cohort of teachers about to retire. Marc says it will take a lot of exploration for teachers to choose a direction and follow it. It won’t be easy. [7:16] Q2: I am looking for a resume writer. I have seen prices from $200 to $5,000. Man! Why such a difference? Am I wasting money if I’m paying ‘crazy expensive?’ What do you think? [7:40] A2: The resume is not nearly as important as it used to be. It is a good idea for new graduates, spend a little for help with your resume. For high income executives, it might make sense to spend $5,000 for a resume. For most in the second half of life, the resume is not what gets us the job; it’s the personal connections. Marc suggests a book. [8:44] The huge range of resume costs reflects the amount of work needed for it. If you’ve got a decent resume to start, you can do it yourself, or get someone to clean it up. If you have no resume, it’s probably worth spending $500 to $1,000 with a decent resume writer. Marc offers low-end and a high-end suggestions for resume writers. [12:17] Elizabeth wonders about switching career fields. Marc advises job shifters to reframe their experience for the particular job they are pursuing. He recommends Jobscan.co as a reframing resource. Also, the Modernize Your Resume book. But making a transition requires working your network connections, more than your resume. [14:31] Marc talks about a client who has recruiters reaching out to her through her LinkedIn profile, regardless of her resume. If you get past the recruiter, you are fine. [15:24] Q3: I am interviewing for a position where I know I am up against three internal candidates. Do you have any advice for how to compete for a position when the competition are coming from the inside of the company? [15:40] A: Understand that when you are going up against internal candidates, you are going to lose a significant portion of the time. The hiring manager will make the safe choice. They know what they are getting. Marc says, go for it. Why are they interviewing you against these internal candidates? That’s what you’ve got to find out. [17:17] What is the real problem? If they have three internal candidate, and one external candidate, they are looking to the external candidate for some reason. They may be looking for different ideas. Look on LinkedIn and find out as much about that department and their recent hiring, as you can. Have they been hiring externally? [18:10] Marc gives the example of Nation Instruments, who hire mainly college graduates, who either stay, 7-10 years, or their entire career. They rarely hire externally. Marc says: go for it, be aggressive, ask good questions, find out why they are looking at an external candidate, and don’t get your hopes way up. Marc cites Jim Camp. [20:18] You have nothing to lose. Really do your homework, and ask great questions. “If I poke you here, does it hurt?” What you’re trying to do is get them to spill the beans, as Jim Camp says in his negotiating book, Start With No. Then you have a way to position yourself. When you don’t get a job, always get on LinkedIn afterwards and see who did. [22:03] Next episode will be with Richard Eisenberg, Managing Editor of Next Avenue, talking about the origins of Next Avenue, and where it’s going.   Mentioned in This Episode: Careerpivot.com Contact Marc, and ask questions at: Careerpivot.com/contact-me Episode 020 Elizabeth Rabaey Elizabeth Rabaey on LInkedIn The Smart Passive Income Online Business and Blogging Podcast Modernize Your Resume: Get Noticed ... Get Hired, by Wendy Enelow and Louise Kursmark L. Xavier Cano, The Resume WhizTM Resumes That Stand Out!: Tips for College Students and Recent Grads for Writing a Superior Resume and Securing an Interview, by L. Xavier Cano Chameleon Resumes by Lisa Rangel Jobscan.co National Instruments Start with NO...The Negotiating Tools that the Pros Don't Want You to Know, by Jim Camp Next Avenue CareerPivot.com Episode34   Take a moment — go to iTunes, Stitcher, or Google Play. Give this podcast a review and subscribe! If you’re not sure how to leave a review, please go to CareerPivot.com/review, and read the detailed instructions there.

Richard Eisenberg is on this episode to help us bring light to the dark reality of elder financial abuse. Nearly 1 in 20 seniors become victims of financial mistreatment or abuse, often left unnoticed and unresolved. Between con-artists and (sadly) family members who drain the savings of elderly people, around three billion dollars are stolen from seniors each year. Knowing how to protect the elderly people in your life from financial ruin is extremely important and timely - Elder Abuse Awareness Day just passed on June 15th. Listen in for some valuable tips and ideas to help you help the ones you love and spread awareness to your friends. You can find show notes and more information by clicking here: http://bit.ly/2sJkDqs

00:29 What are dependent type systems? 03:38 applying dependent types to industry 07:30 writing dependently typed programs in Haskell today 09:07 GADTs (Generalized Algebraic Data Types) 11:01 the future of dependent types in GHC 13:40 teaching dependent types 18:03 learning dependent types 20:20 a future style of Haskell programming with dependent types 21:21 Servant and opaleye as an example of type-level features 23:22 tool support for dependently typed programming 24:06 simple applications of dependent types for linear algebra 26:25 Are dependent types worth it? 28:47 complex type system errors 33:07 LiquidHaskell 36:26 safe zero-cost coercions 41:20 total vs type safe 48:36 working on GHC's type system 51:09 using GHC extensions in the GHC source code 53:00 road to Haskell 55:37 teaching Haskell to students 1:03:00 a hopeful future for reliable software through dependent types

Book a call with our team: https://goo.gl/dezwHT This episode of Investing in Real Estate is brought to you by Blue Apron. Blue Apron’s mission is to make incredible home cooking accessible to everyone. Check out this week’s menu and get your first three meals free and free shipping at blueapron.com/investing. The population of Americans over the age of 65 is expected to grow exponentially over the next 20 years. A recent Harvard study reported that many Americans in that age group struggle to find housing that meets both their needs and finances. On today’s show, I’m joined by Richard Eisenberg, the Managing Editor of PBS’ Next Avenue. He’s here to share the projected future of the housing market for older Americans. We’ll discuss what older Americans will need in a home, as well as the opportunity for investors to help. Please join us on episode 131 of Investing in Real Estate! “Investing in Real Estate has a laser focus on buy and hold rental properties in order to create passive income. Clayton shares tried and true methods for acquiring rental real estate, building net worth, and accelerating your financial freedom. This podcast utilizes expert interviews, case studies with normal everyday investors, and Clayton's own methods for achieving passive income. Learn how to acquire turnkey rentals, discounted properties, passive income and true legacy wealth!” - Clayton Morris

Richard Eisenberg is Assistant Managing Editor of PBS's Nextavenue.org, a site for people 50+. He is also the editor of the site's Money & Security and Work & Purpose channels and writes often about the financial aspects of caregiving and long-term care. He was formerly Executive Editor of Money Magazine, Front Page Finance Editor of Yahoo! and Special Projects Director/Money Editor at Good Housekeeping. He is the author of two books: How to Avoid a Midlife Financial Crisis and The Money Book of Personal Finance. He was a Retirement Fellow with the National Press Foundation and is a graduate of the Medill School of Journalism at Northwestern University. He lives in New Jersey. About Next Avenue America is in the midst of an age boom and with it, an amazing transition. In general, those of us over the age of 50 are expected to live longer than any previous generation. We're in the process of creating a new life stage that lies somewhere between young adulthood and "old-old" adulthood. This stage doesn't have a name. We call it Adult Part 2. And if you're reading this you're probably smack dab in it. You're aware that many years of life lie ahead of you and, very likely, you have a different set of expectations for these "bonus years" than you had for earlier adulthood. You sense that you can somehow apply your knowledge and experiences in a meaningful way. Yet you may not know exactly how to achieve this new vision or see all the many possibilities available to you as you navigate the physical, health, work, and financial shifts that inevitably accompany this phase. Enter Next Avenue. We're a group of public television people and journalists who, for the most part, are experiencing the very same things you are. Like you, we see both challenges and opportunities and we recognize that what we could all use right about now is an abundance of reliable information that can help us figure out what's, well, next. So we aim to deliver that—in a way that's both smart and accessible. If you think we could do a better job, we want you to tell us so. In fact, we want your input on a lot of things. There are places throughout the site that let you give us feedback, share your experiences and send us your stories. http://www.nextavenue.org/ Originally aired on Caregiver SOS: On Air presented by the WellMed Charitable Foundation on May 3, 2015 in San Antonio, TX on 930 AM KLUP “The Answer.” With co-hosts Carol Zernial and Ron Aaron. For more about CaregiverSOS, visit http://caregiversos.org Like CaregiverSOS on Facebook, https://www.facebook.com/CaregiverSOS

Money and Work at 50+ | Richard Eisenberg from NextAvenue.org by BSR Broadcasts with Jackie B. Peterson

The consumer marketplace has been overwhelmingly youth-obsessed for decades, but this is about to change dramatically – and in ways that will spotlight a traditionally-overlooked upside of aging.Baby Boomers are transforming aging. This 78 million-strong generation has unrivaled amounts of money to spend, and they control 77% of the total net worth of US households. Even though they are largely ignored by advertisers, they represent 50% of all discretionary spending power. What does this all mean?Join host Micheal Pope for an insightful hour with Richard Eisenberg, Assistant Managing Editor of PBS's Nextavenue.org who says, “Everybody talks about the problems the aging of America is creating, real and otherwise (stress on Social Security, older workers keep younger workers from moving up…) But some noted experts say we are looking at this all wrong."SUBSCRIBE to our YouTube Channel.L!KE us on Facebook. FOLLOW us on Instagram.

The consumer marketplace has been overwhelmingly youth-obsessed for decades, but this is about to change dramatically – and in ways that will spotlight a traditionally-overlooked upside of aging. Baby Boomers are transforming aging. This 78 million-strong generation has unrivaled amounts of money to spend, and they control 77% of the total net worth of US households. Even though they are largely ignored by advertisers, they represent 50% of all discretionary spending power. What does this all mean? Join host Micheal Pope for an insightful hour with Richard Eisenberg, Assistant Managing Editor of PBS’s Nextavenue.org who says, “Everybody talks about the problems the aging of America is creating, real and otherwise (stress on Social Security, older workers keep younger workers from moving up…) But some noted experts say we are looking at this all wrong." SUBSCRIBE to our YouTube Channel. L!KE us on Facebook.  FOLLOW us on Instagram.