Podcasts about yonkers

Blauvelt in Florida called Mark to ask him if Fed chair Jerome Powell will get in trouble for overspending the Federal Reserve's money? Al in Yonkers, NY, calls Mark to tell him that one of Fox News' legal analyst Gregg Jarrett's books is very informative.

Blauvelt in Florida called Mark to ask him if Fed chair Jerome Powell will get in trouble for overspending the Federal Reserve's money? Al in Yonkers, NY, calls Mark to tell him that one of Fox News' legal analyst Gregg Jarrett's books is very informative. See omnystudio.com/listener for privacy information.

Eric, Jeff, Styles, Sheek and Jadakiss got together in Yonkers to break down the 2021 American supernatural horror film The Black Phone, starring Ethan Hawke. We discussed Halloweens of our youth, Trick or Trunking, whether Ouija boards are real, what the main character Finn could have done better to escape the clutches of The Grabber, how to take care of bullies in middle school, whether The Grabber's brother is dumb, what to do with phone calls from restricted numbers, the true hero of this film and so much more!!! PLUS: Jadakiss addresses his phone use during the showcast and Eric laments the end of the New York Mets season. Hosted on Acast. See acast.com/privacy for more information.

A new report says unsafe working conditions at Kawasaki's rail car plants in Nebraska and Yonkers are delaying train deliveries for the MTA. Meanwhile, the MTA board has approved a fare hike that will raise subway and bus rides to $3 starting in January, along with ending 30-day unlimited passes and coin payments on buses. In Queens, the proposed Metropolitan Park casino has advanced to a final review round, joining three other contenders for three downstate licenses. And with five weeks until Election Day, WNYC kicks off Campaign Catch Up with Ben Max to break down the latest developments in the mayoral race.

Eric, Jeff, Styles, Sheek, Jadakiss and Kay Rosewood got together in Yonkers to break down the 2006 crime thriller film directed by Martin Scorsese and starring Leonardo DiCaprio, Matt Damon, Jack Nicholson, and Mark Wahlberg, with Martin Sheen, Vera Farmiga, Alec Baldwin and Anthony Anderson in supporting roles. We discussed rats, ratting, cops, integrity, class, race, who we REALLY were rooting for, what the most devastating death was, whose baby Vera was carrying, Anthony Anderson's big moment, Scorcese's Oscar win, how legendary Leo and Jack are and so much more!!! PLUS: an all new word from Uptown Paco and a celebration of Sheek for his birthday!!! Hosted on Acast. See acast.com/privacy for more information.

Steph Cruz, better known as DJ StephCakes, is one of New York's hottest DJs, breaking barriers in a male-dominated industry. From rocking massive crowds on tour with Meek Mill to spinning on Power 105.1, Steph's brand is built on pure energy, vibe, and relentless hustle. In this episode, she shares her journey — from growing up in Yonkers to building a name for herself on some of the biggest stages. We get into the grind behind it all, lessons learned along the way, and what it really takes to own your lane.

This week, Republican nominee Curtis Sliwa leveled bribery accusations against rival Andrew Cuomo, while Mayor Eric Adams surprised many by repeatedly weighing in on the city's transgender bathroom policy. NY1's investigative reporter Courtney Gross, political reporter Bobby Cuza and statehouse reporter Bernadette Hogan break down what it all means for the closing stretch of the campaign. Meanwhile, another high-stakes competition is playing out this fall: the race for three state-issued gaming licenses. Proposals for three Manhattan-based casinos have been rejected, but bids in Yonkers and Queens are advancing. The "Off Topic" team looks at the logistical challenges and neighborhood implications of placing casinos in these locations.

In this episode, we cover it all—starting with the strange connection between Trump and Tylenol, before diving into why Jimmy Kimmel is standing tall in his comeback from being suspension. We look at whether Starbucks shutting down stores signals bigger problems, and we react to the Ticketmaster boss sounding literally insane. Plus, we break down Cardi B's fiery appearance on Call Her Daddy, tackle the Question of the Day, drop a Nuclear Opinion, and of course, hear the viral moment with Paul in Yonkers on WFAN.Tap in to Episode 605 of the Productive Conversations Podcast—available now on all podcast platforms and YouTube.Trump and Tylenol (3:32)Kimmel Stands Tall (17:39)Starbucks Closing Stores? (23:23)Ticketmaster boss is literally insane (34:06)Cardi B on Call Her Daddy (57:28)Question of Day (1:11:12)Nuclear Opinion (1:18:20)Paul in Yonkers (1:56:12)---------#trending #podcast #sports #news #entertainment #culture --------Best way to contact our host is by emailing him at productiveconversationspodcast@gmail.com or mbrown3212@gmail.comThis show has been brought to you by Magic Mind!Right now you can get your Magic Mind at WWW.MAGICMIND.COM/ PCLT20 to get 20% off a one-time purchase or up to 48% off a subscription using that code PCJUNE. Apple Podcast: https://podcasts.apple.com/us/podcast/productive-conversations-with-matt-brown/id1535871441 Spotify: https://open.spotify.com/show/7qCsxuzYYoeqALrWu4x4Kb YouTube: @Productive_Conversations  Linktree:https://linktr.ee/productiveconversations

The National Association of Immigration Judges says the Trump administration has terminated over 80 immigration judges nationwide. Meanwhile, in the Bronx, city council members disagree on whether to build supportive housing units for Rikers detainees. Finally, community boards vote to approve casinos in Queens and Yonkers, after the bid for three in Manhattan failed.

The Boomer & Gio show was packed: the Mets kept flopping while Judge smashed his way past 50 again and Raleigh hit 60, sparking steroid jokes from Dan in Carteret. Jaxson Dart was named Giants starter as Daboll defended the call, with Russ Wilson earning praise for his support and charity work. There was talk of Springer crying conspiracy, Ryder Cup drama, and even a Long Island kid running for nearly 500 yards. Off the field, Hoffman stirred things with a funeral text, Gio ranted about EarPods and talk-to-text, Paul from Yonkers basked in viral fame, and Boomer's pilgrim outfit stole the “Moment of the Day.”

Paul from Yonkers checks in and is pumped about his viral fame.

Hoffman stirs things up with a wake text as Gio rants about funerals, EarPods, and talk-to-text, while Paul from Yonkers basks in viral glory. Judge belts two more to join the 50 club again, Raleigh crushes his 60th, Mets flop behind Tong, and a Long Island kid runs wild for nearly 500 yards.

A new report finds a city correction staffer aided federal immigration officers on multiple occasions in 2024 and 2025, in violation of city sanctuary protections for immigrants. Meanwhile, a community advisory panel voted in favor of a plan to bring full-scale casino gambling to Yonkers. Plus, New York City is facing wrongful death claims from the families of at least four people who died in Harlem's Legionnaires' disease outbreak. Also, a cult classic documentary about New York City's parks, plazas, and sidewalks returns to the big screen this week. And finally, the environment is on the minds of some Harlem residents as Climate Week continues at the UN General Assembly.

A woman in Yonkers, New York, who is bravely striving to transform her life encounters a former partner.See omnystudio.com/listener for privacy information.

Eric, Jeff, Styles, Sheek and Jadakiss got together in Yonkers to break down the 2025 American sports drama film directed by Joseph Kosinski and starring Brad Pitt, Damson Idris, Kerry Condon, Tobias Menzies and Javier Bardem. We discussed how a colleague could be your closest competitor, F1 vs. a demolition derby, whether Brad Pitt's character was a good teammate or not, if you have a duty to be a mentor to the next generation, when we all decided to redefine what winning meant and so much more! PLUS: a new Adventures of Karate Man!!! AND a special live event announcement found only at substack.com/@itsthereal Hosted on Acast. See acast.com/privacy for more information.

Send us a textIn this powerful discussion, Ms. Goldi2U and Kevin Douglas explore the complex legacy of DMX, one of hip hop's most influential voices. They examine the importance of authentic storytelling in biopics, the impact of fame on artists' personal lives, and how trolls and media can alter an artist's legacy.The conversation also celebrates the pioneers of hip hop, including Granddaddy IU, the Rough Riders, and other foundational figures often overlooked by today's generation. From the streets of Yonkers to the global stage, this conversation sheds light on the need to preserve truth, respect, and authenticity in music history.

914INC Magazine's Best of Business celebration took place on Thursday, September 11, at the Royal Regency Hotel in Yonkers, honoring the exceptional accomplishments of Westchester's vibrant business community. The event gathered local business leaders and professionals for an evening of networking and recognition, spotlighting the top companies across a variety of B2B categories. Attendees enjoyed the chance to connect with peers, exchange ideas, and celebrate success stories that drive the region's economy. Westchester Talk Radio host Bob Marrone added an engaging touch to the evening, interviewing key figures including Maria Paxos-Pampafikos, executive vice president of the Royal Regency Hotel, who welcomed guests and helped make the night memorable.

914INC Magazine's Best of Business celebration unfolded on Thursday, September 11, at the Royal Regency Hotel in Yonkers, honoring the remarkable achievements of Westchester's thriving business community. The evening brought together local business leaders and professionals for a night of networking, recognition, and celebration, showcasing the region's top companies across a variety of B2B categories. Attendees had the opportunity to connect with peers, exchange ideas, and applaud the innovations and accomplishments shaping Westchester's economy. Adding a lively and informative element to the event, Westchester Talk Radio host Bob Marrone conducted interviews with key figures, including Amanda Solieri, Senior Account Executive at Buzz Creators, highlighting the talent and vision driving local business success.

914INC Magazine's Best of Business celebration took place on Thursday, September 11, at the Royal Regency Hotel in Yonkers, shining a spotlight on the outstanding accomplishments of Westchester's thriving business community. The event brought together local business leaders and professionals for an evening of networking, recognition, and celebration, highlighting top companies across a range of B2B categories. Guests enjoyed the opportunity to connect with peers, exchange insights, and honor the innovations and achievements driving the region's economy. Westchester Talk Radio host Bob Marrone added an engaging element to the evening, interviewing notable figures including Scott Damashek, President of National Advertising and Printing, who shared his perspective on business success in Westchester.

914INC Magazine's Best of Business celebration was held on Thursday, September 11, at the Royal Regency Hotel in Yonkers, honoring the remarkable achievements of Westchester's vibrant business community. The evening brought together local business leaders and professionals for a night of networking, recognition, and celebration, showcasing top companies across a wide range of B2B categories. Attendees connected with peers, shared insights, and celebrated the innovations and accomplishments fueling the region's economy. Adding a dynamic and informative touch to the event, Westchester Talk Radio host Bob Marrone conducted interviews with key figures, including Linda Tyler, Vice President of Membership and Programs at The Business Council of Westchester, highlighting the organizations supporting local business excellence.

914INC Magazine's Best of Business celebration took place on Thursday, September 11, at the Royal Regency Hotel in Yonkers, spotlighting the exceptional achievements of Westchester's thriving business community. The event brought together local business leaders and professionals for an evening of networking, recognition, and celebration, highlighting top companies across a variety of B2B categories. Attendees had the opportunity to connect with peers, exchange insights, and honor the innovations and accomplishments that drive the region's economy. Adding a lively and informative element, Westchester Talk Radio host Bob Marrone conducted interviews with notable figures, including Victoria Hochman, Public Relations Manager at Thompson & Bender, sharing perspectives on local business success.

Eric, Jeff, Styles, Sheek and Jadakiss got together in Yonkers to break down the 2010 science fiction action heist film written and directed by Christopher Nolan and starring Leonardo DiCaprio, Ken Watanabe, Joseph Gordon-Levitt, Marion Cotillard, Elliot Page, Tom Hardy, Cillian Murphy, Tom Berenger, Dileep Rao and Michael Caine. We discussed the idea of reality, how this film deals with addiction, Leo's character's struggles vs. Harrison Ford's character's struggles in The Fugitive, who had the most stressful job, losing your passport, whether Christopher Nolan does shrooms, and of course, everyone's thoughts on one of the most controversial endings ever!! PLUS: Rosenthal, Rosenthal and P!!! Hosted on Acast. See acast.com/privacy for more information.

Al in Yonkers, NY agrees with Mark that the name change to Department of War from Department of Defense should've been left alone. Mike in Florida called Mark to let him know that Republicans tend to plot out situations quickly, rather than planning for the long term, as Democrats do.

Al in Yonkers, NY agrees with Mark that the name change to Department of War from Department of Defense should've been left alone. Mike in Florida called Mark to let him know that Republicans tend to plot out situations quickly, rather than planning for the long term, as Democrats do. See omnystudio.com/listener for privacy information.

Eric, Jeff, Styles, Sheek and Jadakiss got together in Yonkers to have a bracket-style debate on who is the most gangsta of all the characters in the 1986 American teen comedy film Ferris Bueller's Day Off, written and directed by John Hughes and starring Matthew Broderick, Mia Sara and Alan Ruck. This side-splitting conversation gets heated over matchups like Mr. Bueller vs. Mrs. Bueller or Grace the Secretary vs. Abe Froman, the Sausage King of Chicago. The deep consideration of every character is equally thoughtful and hilarious - who do you have as the most G in this film? Let us know!!! Hosted on Acast. See acast.com/privacy for more information.

In this transformative episode of Healthy Waves, host Avik Chakraborty sits down with two extraordinary guests whose work bridges the gap between science, empathy, and hands-on healing. Kiara McBain, creator of The Rubber Band Method and author of Hands-on Yoga Assists, shares how consent-based touch can become a powerful tool for nervous system regulation and trauma recovery. Dr. Alex Hilario, founder of Chiropractic Rehabilitation Source, reveals how holistic chiropractic care can help people avoid surgery, reduce chronic pain, and restore the body's natural healing capacity. From honoring personal boundaries in yoga to understanding the root causes of physical dysfunction, this conversation offers practical strategies for reconnecting with your body, reducing stress, and building resilience—whether you're recovering from trauma, managing chronic pain, or simply seeking a deeper mind-body connection. About the Guests   Kiara McBainYoga educator, trauma survivor, and creator of The Rubber Band Method—a consent-driven, anatomy-informed approach to hands-on yoga assists. Author of Hands-on Yoga Assists, she empowers teachers to use touch ethically and skillfully for nervous system regulation.Website: rubberbandmethod.com Dr. Alex HilarioChiropractor and founder of Chiropractic Rehabilitation Source in Yonkers, NY. With over two decades of experience, Dr. Hilario helps patients avoid invasive surgery and chronic medications through chiropractic care, acupuncture, and a holistic mind-body-spirit approach.Website: https://chirorehabsource.com/ Key Takeaways  : Consent in touch is essential for creating safety, especially in yoga and wellness spaces. The nervous system's state directly impacts overall health—regulated touch can help reduce stress hormones and increase oxytocin. Many people carry undisclosed trauma, making respectful consent crucial in any hands-on practice. Holistic chiropractic care addresses the root cause of pain by restoring spinal alignment and nervous system function. Healing is a process—quick fixes often mask symptoms without resolving the underlying issue. Quality of touch involves reading body cues and adjusting pressure based on individual needs. Chronic stress is often an upstream cause of multiple physical and mental health issues. Integrating safe, non-invasive practices like chiropractic, massage, yoga, and breathwork can accelerate recovery. Hope and belief in the body's capacity to heal are integral to the healing journey. Adults, like children, still need regular, healthy touch for emotional and physical well-being. Connect with the Guests   Kiara McBain: Website | Instagram, Facebook, Threads, LinkedIn @rubberbandmethod | Book on Amazon: Hands-on Yoga Assists Dr. Alex Hilario: Website  Want to be a guest on Healthy Mind, Healthy Life?   DM on PodMatch: Send me a message CHECK PODCAST SHOWS & BE A GUEST:   Tune to all our 19 podcasts Subscribe To Newsletter Join Community OUR SERVICES   Business Podcast Management Individual Podcast Management Share Your Story With the World STAY TUNED AND FOLLOW US!   Medium YouTube Instagram Facebook LinkedIn Page LinkedIn Twitter Pinterest SHARE YOUR REVIEW   Share your Google Review Share a Video Testimonial Hashtags   #podmatch #healthymind #healthymindbyavik #wellness #HealthyMindByAvik #MentalHealthAwareness #StorytellingAsMedicine #PodcastLife #PersonalDevelopment #ConsciousLiving #GrowthMindset #MindfulnessMatters #VoicesOfUnity #InspirationDaily #podcast #podcasting #podcaster #podcastlife #podcastlove #podcastshow #podcastcommunity #newpodcast #podcastaddict #podcasthost #podcastepisode #podcastinglife #podrecommendation #wellnesspodcast #healthpodcast #mentalhealthpodcast #wellbeing #selfcare #mentalhealth #mindfulness #healthandwellness #wellnessjourney #mentalhealthmatters #mentalhealthawareness #healthandwellnesspodcast #fyp #foryou #foryoupage #viral #trending #tiktok #tiktokviral #explore #trendingvideo #youtube #motivation #inspiration #positivity #mindset #selflove #success

Meet the field of invitees for the 2025 International Trot taking place next Saturday (Sept. 13) at Yonkers Raceway! Ray Cotolo leads a discussion with Mikee P, Edison Hatter and Thomas Svensen to talk about the 10 horses, invited from seven different countries across two continents, that will compete for the $1 million prize on a jam-packed afternoon of racing at Yonkers.

On The Debbie Nigro Show, I like to dig into stories that make you go, “Wait, what?!” This week's head-turner: “Ozempic Teeth.” Yep, that's the headline making waves, and I knew I had to call in my go-to expert, Dr. John Castanaro of Castanaro Dental in Yonkers, NY, to help get to ‘the tooth of the matter'. What Are “Ozempic Teeth”? GLP-1 medications like Ozempic and Wegovy have taken the world by storm for their weight-loss benefits. But dentists are warning about side effects showing up in the mouth. According to Dr. Castanaro: “It's not the drug itself causing problems—it's the side effects like acid reflux, nausea, vomiting, dry mouth, and sometimes malnutrition.” Those issues can lead to enamel erosion, cavities, swollen gums, and even gingivitis. In short: less saliva = more dental drama. Prevention Is Key The good news? Simple changes can protect your smile: Drink more water. Dehydration is a big culprit. Use products like Biotene (a rinse that coats and protects against dry mouth). Chew sugar-free gum or candies to stimulate saliva. Stay active. Even light walking helps reduce reflux and nausea. Stay on top of dental visits. Dr. Castanaro recommends some patients schedule three cleanings a year instead of two. As he put it: “Prevention and being on top of it—being educated about it—is everything. You can't ignore these signs.” Dentistry's Big Trend Beyond Ozempic teeth, Dr. Castanaro noted a bigger shift: younger generations with fewer cavities are turning to cosmetic upgrades like Invisalign and whitening. Thanks to new tech (hello, 3D printers!), straighter, whiter smiles are now easier and less invasive than ever. My Takeaway Ozempic teeth might sound scary, but the fix is refreshingly simple: hydrate, care for your teeth, and don't skip the dentist. As always, knowledge is power—and I'm glad Dr. Castanaro was here to drop some wisdom (and a little humor). “At the end of the day, prevention and awareness go a long way.” Thanks, Doc. Enlighten yourself in the short podcast of my live conversation with Dr. John Castanaro on The Debbie Nigro Show.

Eric, Jeff, Styles, Sheek and Jadakiss got together in Yonkers to break down the 2004 American road comedy film starring Cedric the Entertainer, Vanessa Williams, Bow Wow, Gabby Soleil, Shannon Elizabeth, Solange Knowles and Steve Harvey. In one of our funniest episodes ever, we discussed family trips we all took as kids, family reunions, cookouts, where our last names came from, who'd win in a fist fight between Steve and Ced, the craziest modifications we've done to our cars, what defines a road trip movie and much more!!! PLUS: an all new What's Sheek Mad About?!!! Hosted on Acast. See acast.com/privacy for more information.

Eric, Jeff, Styles, Sheek, Jadakiss and Money L got together in Yonkers to breakdown Running Scared, the 2006 neo-noir action thriller film starring Paul Walker, Cameron Bright, Vera Farmiga, and Chazz Palminteri. In our most-explosive episode to date, we debated the writing, acting and overall merit of the movie, as well as hilariously discussed what to order at a diner on a late-night mission, who the most gangster character is, how much therapy the ten-year old main character would need, whether the story was an allegory for the American Dream and so much more!! Hosted on Acast. See acast.com/privacy for more information.

I sit down with Mast on All In The Bag for an in-depth conversation about his journey through the world of graffiti — from his early days in Yonkers, to his evolution into a professional artist, and eventually landing in the Bay Area. It's an incredible episode packed with history, insight, and inspiration.For Sticker Printing go to LeftCoastSigns.comMyan Social LinksMasthttps://www.indeliblefunk.com/Send us a textSupport the show

Joel in Florida called Mark to let him know that when Trump leaves the White House, the chances of wars starting up again are very high. Tom in Yonkers, NY, calls Mark and tells him he doesn't trust Vladimir Putin with trade talks. We need big sanctions on Russia to shake Vladimir.

Joel in Florida called Mark to let him know that when Trump leaves the White House, the chances of wars starting up again are very high. Tom in Yonkers, NY, calls Mark and tells him he doesn't trust Vladimir Putin with trade talks. We need big sanctions on Russia to shake Vladimir. See omnystudio.com/listener for privacy information.

Eric, Jeff, Sheek, Styles, Jadakiss and Tony Moxberg got together in Yonkers to once again answer listener-submitted questions! We debated having a full head of hair vs. the ability to dunk a basketball, what movie high school we'd like to attend, whether Eric and Jeff would be signed to Bad Boy or Ruff Ryders, the biggest lessons The LOX learned in sales, who we'd want to work with outside music and so much more!! PLUS: Jadakiss sings another classic commercial!!! Hosted on Acast. See acast.com/privacy for more information.

Thom Francis introduces us to poet, rapper, and filmmaker Michael “ILLiptical” Sloman. ILLiptical performed his poem “Vegan Knowledge” at the Getting Down to the Brass Tacks spoken word event on March 29, 2018, at The Low Beat. In their conversation, Sloman talks about where the poem “Vegan Knowledge” came from, the power of poetry, transitioning to screenwriting, and more. ——— At 17, Michael “ILLiptical” Sloman began performing Hip Hop and Spoken Word Poetry at Albany High School's Inkblot poetry slams. Throughout his 20s and early-30s, he was a mainstay in the Capital Region Slam Community, performing with the first-ever Nitty Gritty Slam team at the National Poetry Slam in Charlotte, North Carolina, along with Elizag, D Colin, and Algorhythm. Now at the age of 38, and living in Yonkers, NY, Michael focuses mostly on filmmaking under the moniker of Kulture Seed Films, writing and directing movies, as well as teaching high school students to tap into their own creativity. Sloman says, “When inspired by wisdom, nature, or the happenstances of life, a poem shall be written, and it's only a matter of time before the Poet spits again.”

Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

Eric, Jeff, Sheek, Styles and Jadakiss got together in Yonkers to break down The Fugitive, the 1993 American action thriller film starring Harrison Ford and Tommy Lee Jones. We discuss who's smarter between Dr. Richard Kimble and Samuel Gerard, what Kimble does after he's exonerated, the bad practices of Big Pharma, how far Eric would make it on the run, Jada's lost wallet, Styles' odd jobs, when everyone lost faith in the system, and much, much more. PLUS: Karate Man and Yonkers Talk!!! Hosted on Acast. See acast.com/privacy for more information.

MMA fighter Jimmy Drago joins The Zac Clark Show just weeks before stepping into the cage for the biggest fight of his life — a shot at a UFC contract on Dana White's Contender Series.But before the cage came chaos: By 19, Jimmy had survived eight overdoses, been revived by Narcan four times, fought in underground clubs in Hunts Point, and lost his father –  a decorated 9/11 hero – to addiction after 21 years sober. Through it all, his mother never gave up on him.In this raw and powerful conversation, Jimmy shares his journey from shooting dope in a Bronx trap house to fighting in front of 50 Cent… from despair to discipline… from near-death to chasing a dream few would believe possible.Jimmy Drago lives the word fighter. But beyond the cage, beyond the shot at a UFC contract, his life begins and ends with sobriety – a commitment to staying sober and helping others do the same. If you've ever doubted the possibility of radical transformation, this one will change your mind.Episode highlights:Growing up in Yonkers as the oldest of three, son of a firefighter and a mother battling her own recoveryLosing his father to addiction — and the last time he ever saw himFrom promising high school football player to full-blown heroin addictionUnderground fights in the Bronx during active addictionSurviving 8 overdoses and finding recoveryDiscovering MMA and the purpose it gave himWhy helping others is his greatest victoryWatch Jimmy fight for his UFC contract on Dana White's Contender Series August 12 on ESPN+. For more information on how to stream, click below:https://www.espn.com/watch/catalog/3b9a50f1-caad-4250-918f-b15d884b6608Today's episode is sponsored by NewForm: the first app for recovery and mental wellbeing. Find thousands of live events, powerful tools to track your growth, and a community that truly understands your journey. To find NewForm, click here or download the App: https://www.newform.org/Connect with Zachttps://www.instagram.com/zwclark/https://www.linkedin.com/in/zac-c-746b96254/https://www.tiktok.com/@zacwclarkhttps://www.strava.com/athletes/55697553https://twitter.com/zacwclarkIf you or anyone you know is struggling, please do not hesitate to contact Release Recovery:(914) 588-6564releaserecovery.com@releaserecovery

Today's episode of UFC Unfiltered delivers a powerful mix of rising talent and personal triumph as Jim and Matt welcome UFC featherweight prospect Austin Bashi and DWCS hopeful Jimmy Drago. First up is Bashi, fresh off his first UFC victory — a slick first-round submission over John Yannis. He reflects on bouncing back from his debut loss, chasing a dream he's had since childhood, and what it was like mimicking Alexander Volkanovski in Diego Lopes' camp. Between guests, Jim and Matt break down highlights from UFC Fight Night: Taira vs. Park — including standout performances from Tatsuro Taira, Chris Duncan, Esteban Ribovics, and more. Then, Jimmy Drago joins ahead of his Dana White's Contender Series debut on August 12th. The Yonkers native shares his incredible story — from losing his father, a 9/11 first responder, to battling addiction and surviving eight overdoses. With sobriety, discipline, and grit, Drago turned a goal of just winning one pro fight into a legitimate UFC dream — and he's one win away from making it real when he faces Ty Miller on the first DWCS card of 2025.

In this inspiring episode on The Coaching Podcast, we dive into the mind of Simon Gale — a leader who has dedicated his career to developing people, building culture, and transforming racquet sports programs from the inside out. As Senior Director of Racquet Sports at the USTA National Campus, Simon shares the secrets behind leading a massive team, creating athlete-centered environments, and asking the kind of questions that unlock true growth. We explore what makes people come back to the court, why hiring for mindset matters more than résumé, and the powerful link between coaching, curiosity, and retention. Get ready for a masterclass in purposeful leadership and practical coaching wisdom. About Simon Gale Simon Gale, originally from Perth, Australia, is the Senior Director of Racquet Sports Development at the USTA National Campus in Orlando, Florida. In this role, he oversees a team of 35+ teaching professionals, including five head professionals, and manages 100 courts across the campus. The campus welcomes over 400,000 visitors annually, offering 125+ programs that engage more than 2,000 players weekly, and hosts 350+ events each year. Before joining the USTA, Simon served as the Managing Partner and Director of Racquets at Taconic Sport & Racquet Club in Hopewell Junction, NY. Prior to that, he spent 12 years at Yonkers Tennis Center in Yonkers, NY, where he held multiple leadership roles, including Director of Tennis and General Manager. Simon has been featured in prominent industry publications such as PTR Pro Magazine, USPTA Addvantage Magazine, Tennis Industry Magazine and the USTA's Business of 10&U Infomercial. His accolades include: - Tennis Australia Top Operators Tour” presenter - 2024 Professional Tennis Registry (PTR) “Pro of the Year” - 2024 Professional Tennis Registry Women (PTRW) “Allyship Award” - Tennis Industry Association “National Youth Provider of the Year” - USPTA Eastern “Facility Manager of the Year” - Published in ITF Coaching and Sport Science Review: Growing and maintaining a successful tennis business backed by a sound framework - USTA Tennis Market Initiative (TMI) provider In addition to his role at the USTA, Simon founded SG Tennis Consulting, where he works with clubs and facilities to optimize operations and enhance racquet sports programming profitability. His certifications include PTR, USPTA, USTA High Performance, Tennis Coaches Association Australia, IPTPA (Pickleball), USPTA Padel, and the UF Director of Racquet Sports certificate. Simon also co-hosts the Racquet Fuel Podcast, which provides insights into leadership development within the racquet sports industry. Connect with Simon LinkedIn: https://www.linkedin.com/in/simongaletennis/ Instagram: https://www.instagram.com/simongale1972/ Facebook: https://www.facebook.com/simon.gale.39

Website: drmarciaharris.comFacebook: https://www.facebook.com/DrMarciaaharris Marcia A. Harris MD, LHD Dr. Harris has successfully restored hormonal, sexual, and overall health to women & men in the New York & New Jersey area for over 30 years. We provide hormone replacement, erectile dysfunction, vaginal rejuvenation, and all other wellness treatments to residents of New York City, Bronx, Brooklyn, Long Island, Manhattan, New Rochelle, Queens, White Plains, Yonkers, NY, Jersey City, NJ, and all surrounding towns & cities.Many who want to improve their health and wellness often fall victim to one-size-fits-all solutions, and finding the best treatment options can be overwhelming. Our experts are here to listen, understand, and craft a health blueprint that aligns with your specific needs. At The Wellness Restoration Center, we strive to be a welcoming place where your goals can become realized.  

Full Text of ReadingsWednesday of the Seventeenth Week in Ordinary Time Lectionary: 403The Saint of the day is Blessed Solanus CaseyBlessed Solanus Casey's Story Barney Casey became one of Detroit's best-known priests even though he was not allowed to preach formally or to hear confessions! Barney came from a large family in Oak Grove, Wisconsin. At the age of 21, and after he had worked as a logger, a hospital orderly, a streetcar operator, and a prison guard, he entered St. Francis Seminary in Milwaukee—where he found the studies difficult. He left there, and in 1896, joined the Capuchins in Detroit, taking the name Solanus. His studies for the priesthood were again arduous. On July 24, 1904, Solanus was ordained, but because his knowledge of theology was judged to be weak, he was not given permission to hear confessions or to preach. A Franciscan Capuchin who knew him well said this annoying restriction “brought forth in him a greatness and a holiness that might never have been realized in any other way.” During his 14 years as porter and sacristan in Yonkers, New York, the people there recognized Solanus as a fine speaker. James Derum, his biographer writes, “For, though he was forbidden to deliver doctrinal sermons, he could give inspirational talks, or feverinos, as the Capuchins termed them.” His spiritual fire deeply impressed his listeners. Father Solanus served at parishes in Manhattan and Harlem before returning to Detroit, where he was porter and sacristan for 20 years at St. Bonaventure Monastery. Every Wednesday afternoon he conducted well-attended services for the sick. A co-worker estimates that on the average day 150 to 200 people came to see Father Solanus in the front office. Most of them came to receive his blessing; 40 to 50 came for consultation. Many people considered him instrumental in cures and other blessings they received. Father Solanus' sense of God's providence inspired many of his visitors. “Blessed be God in all his designs” was one of his favorite expressions. The many friends of Father Solanus helped the Capuchins begin a soup kitchen during the Depression. Capuchins are still feeding the hungry there today. In failing health, Solanus was transferred to the Capuchin novitiate in Huntington, Indiana, in 1946, where he lived for ten years until needing to be hospitalized in Detroit. Father Solanus died on July 31, 1957. An estimated 20,000 people passed by his coffin before his burial in St. Bonaventure Church in Detroit. At the funeral Mass, the provincial Father Gerald said: “His was a life of service and love for people like me and you. When he was not himself sick, he nevertheless suffered with and for you that were sick. When he was not physically hungry, he hungered with people like you. He had a divine love for people. He loved people for what he could do for them—and for God, through them.” In 1960, a Father Solanus Guild was formed in Detroit to aid Capuchin seminarians. By 1967, the guild had 5,000 members—many of them grateful recipients of his practical advice and his comforting assurance that God would not abandon them in their trials. Solanus Casey was declared Venerable in 1995, and beatified on November 18, 2017. Reflection His biographer James Patrick Derum writes that eventually Father Solanus was weary from bearing the burdens of the people who visited him. “Long since, he had come to know the Christ-taught truth that pure love of God and one's fellowmen as children of God are in the final event all that matter. Living this truth ardently and continuously had made him, spiritually, a free man—free from slavery to passions, from self-seeking, from self-indulgence, from self-pity—free to serve wholly both God and man” (The Porter of St. Bonaventure's, page 199). Learn more about Blessed Solanus Casey! Saint of the Day, Copyright Franciscan Media

When 18-year-old model Dawn Koons heads to California with dreams of stardom, her family back in Yonkers worry she's made a mistake. After her body is found in her bathtub, police have a suspect but unmasking her killer takes nearly 40 years.This Episode is sponsored by BetterHelpBetterHelp: Visit BetterHelp.com/COLDCASE to get 10% off your first month.Greenlight: Start your risk-free trial today at Greenlight.com/coldcaseHomes.com: We've done your homework.Rosetta Stone: Cold Case Files listeners can get Rosetta Stone's lifetime membership for 50% off when you go to RosettaStone.com/coldcaseSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Defense attorney Joe Tacopina calls in to express his outrage over Wendy Williams' guardianship situation, highlighting the lack of public understanding, and discussing a proposed 'Wendy's Law' to protect people in similar predicaments. Tacopina also shifts to political interference in the legal system, particularly citing recent cases involving President Donald Trump, before he discusses other notable cases, including his recent legal win for Yonkers cop Hector Cartagena, comparing it to high-profile cases he has handled. He criticizes judges, district attorneys, and political figures, emphasizing the need for justice and integrity in the legal system. Learn more about your ad choices. Visit megaphone.fm/adchoices

Interview with Steven Johnson Amazon buys Bee AI wearable that listens to everything you say Lovable becomes a unicorn with $200M Series A just 8 months after launch | TechCrunch (21) Jeff Wang on X: "To put it mildly, the past week at Windsurf has been crazy. There have been a lot of different rumors and reports, so I want to share a transparent account of how it actually went down. Before I start, I just want to say that Varun and Douglas were great founders and this" / X Thinking Machines Lab Raises $2 Billion at $10 Billion Valuation The Epic Battle for AI Talent—With Exploding Offers, Secret Deals and Tears OpenAI partners with Oracle to built out 4.5 gigawatts in data center capacity SoftBank and OpenAI's $500 Billion AI Project Struggles to Get Off Ground (21) Alexander Wei on X: "1/N I'm excited to share that our latest @OpenAI experimental reasoning LLM has achieved a longstanding grand challenge in AI: gold medal-level performance on the world's most prestigious math competition—the International Math Olympiad (IMO)." / X It's rude to show AI output to people | Alex Martsinovich Trump's AI Action Plan Is a Crusade Against 'Bias'—and Regulation Elon Musk's xAI tried to teach Grok how to be human — by recording its own workers' faces A new study just upended AI safety 'I destroyed months of your work in seconds' says AI coding tool after deleting a dev's entire database during a code freeze: 'I panicked instead of thinking' Tesla results Total Party Kill Twin Peaks as it is meant to be seen Attack of the clever crows Hosts: Leo Laporte, Jeff Jarvis, and Paris Martineau Guest: Steven Johnson Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: smarty.com/twit agntcy.org

Interview with Steven Johnson Amazon buys Bee AI wearable that listens to everything you say Lovable becomes a unicorn with $200M Series A just 8 months after launch | TechCrunch (21) Jeff Wang on X: "To put it mildly, the past week at Windsurf has been crazy. There have been a lot of different rumors and reports, so I want to share a transparent account of how it actually went down. Before I start, I just want to say that Varun and Douglas were great founders and this" / X Thinking Machines Lab Raises $2 Billion at $10 Billion Valuation The Epic Battle for AI Talent—With Exploding Offers, Secret Deals and Tears OpenAI partners with Oracle to built out 4.5 gigawatts in data center capacity SoftBank and OpenAI's $500 Billion AI Project Struggles to Get Off Ground (21) Alexander Wei on X: "1/N I'm excited to share that our latest @OpenAI experimental reasoning LLM has achieved a longstanding grand challenge in AI: gold medal-level performance on the world's most prestigious math competition—the International Math Olympiad (IMO)." / X It's rude to show AI output to people | Alex Martsinovich Trump's AI Action Plan Is a Crusade Against 'Bias'—and Regulation Elon Musk's xAI tried to teach Grok how to be human — by recording its own workers' faces A new study just upended AI safety 'I destroyed months of your work in seconds' says AI coding tool after deleting a dev's entire database during a code freeze: 'I panicked instead of thinking' Tesla results Total Party Kill Twin Peaks as it is meant to be seen Attack of the clever crows Hosts: Leo Laporte, Jeff Jarvis, and Paris Martineau Guest: Steven Johnson Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: smarty.com/twit agntcy.org

Interview with Steven Johnson Amazon buys Bee AI wearable that listens to everything you say Lovable becomes a unicorn with $200M Series A just 8 months after launch | TechCrunch (21) Jeff Wang on X: "To put it mildly, the past week at Windsurf has been crazy. There have been a lot of different rumors and reports, so I want to share a transparent account of how it actually went down. Before I start, I just want to say that Varun and Douglas were great founders and this" / X Thinking Machines Lab Raises $2 Billion at $10 Billion Valuation The Epic Battle for AI Talent—With Exploding Offers, Secret Deals and Tears OpenAI partners with Oracle to built out 4.5 gigawatts in data center capacity SoftBank and OpenAI's $500 Billion AI Project Struggles to Get Off Ground (21) Alexander Wei on X: "1/N I'm excited to share that our latest @OpenAI experimental reasoning LLM has achieved a longstanding grand challenge in AI: gold medal-level performance on the world's most prestigious math competition—the International Math Olympiad (IMO)." / X It's rude to show AI output to people | Alex Martsinovich Trump's AI Action Plan Is a Crusade Against 'Bias'—and Regulation Elon Musk's xAI tried to teach Grok how to be human — by recording its own workers' faces A new study just upended AI safety 'I destroyed months of your work in seconds' says AI coding tool after deleting a dev's entire database during a code freeze: 'I panicked instead of thinking' Tesla results Total Party Kill Twin Peaks as it is meant to be seen Attack of the clever crows Hosts: Leo Laporte, Jeff Jarvis, and Paris Martineau Guest: Steven Johnson Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: smarty.com/twit agntcy.org

Eric, Jeff, Sheek, Styles and Jadakiss got together in Yonkers to break down The Hateful Eight, the 2015 American western thriller film written and directed by Quentin Tarantino and starring Samuel L. Jackson, Kurt Russell and Jennifer Jason Leigh. We discuss acting ciphers, modern cowboys, whether counterfeits are allowed, the idea of justice, Sam Jackson's cinematic catalog, Quentin's liberal writing, and much, much more! PLUS: Is Jadakiss Italian!!! Hosted on Acast. See acast.com/privacy for more information.

Hey Wiretappers, listen to my short bonus episode. I'm looking for mob fans to read the first half of a memoir about my life, which is partly about being a cop and mostly about the Civella Spero War. Email me at ganglandwire@gmail.com and I'll send you a pdf to read. It's about 22,000 words. Once it's done, I'll send you a copy This week, we journey back to the early 1900s—a time when the first wave of Sicilian immigrants brought more than just dreams of opportunity to America. They also brought with them an age-old criminal code that would lay the foundation for the American Mafia as we know it. Our story begins with the Mustache Petes—those old-world mafiosi who preyed on their own immigrant communities through intimidation, extortion, and a cunning knack for organized crime. One of their earliest rackets? Counterfeiting.

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four Thursday takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. PC Pres Corps Hour 1 of The Clay Travis and Buck Sexton Show dives into the explosive fallout from a leaked intelligence report questioning the effectiveness of a recent U.S. military strike on Teran. Hosts Clay and Buck, alongside commentary from Secretary of Defense Pete Hegseth, launch a full-throated defense of the mission and President Donald Trump’s leadership, while sharply criticizing the mainstream media for what they describe as politically motivated reporting. The hour opens with a breakdown of the CNN and New York Times leaks, which suggested the strike may have failed. Buck Sexton, drawing on his intelligence background, explains the complexities of identifying leakers and the dangers of politicizing classified information. The hosts argue that the leak was a deliberate attempt by the “deep state” to undermine President Trump’s credibility and military success. Pete Hegseth’s fiery Pentagon press conference is a focal point, where he accuses the press corps of rooting against Trump and downplaying the bravery and precision of U.S. pilots. The segment includes a viral moment where Hegseth is questioned for not explicitly acknowledging female pilots, prompting a broader discussion on gender politics in the military and media. A former female military pilot calls in to express support for Hegseth, dismissing the controversy as media-driven nitpicking. Why What Happens in NY Matters Everywhere the political upheaval surrounding New York City's mayoral race, highlighting the rise of Democratic Socialist candidate Zohran Mamdani. Clay and Buck analyze the implications of Mamdani's nomination, emphasizing how his progressive platform—backed by figures like Alexandria Ocasio-Cortez and Bernie Sanders—signals a broader shift within the Democratic Party. They explore the national ramifications of this political momentum, warning that what happens in New York could soon influence Democrat-led cities across the country. The hosts critique Mamdani's proposals, including an 800% increase in funding for hate crime prevention and his assertion that the criminal justice system is inherently racist. They argue these initiatives are more about left-wing indoctrination than effective governance. The conversation also touches on Mamdani's savvy use of social media and his appeal to younger voters, many of whom are financially supported by their parents and drawn to socialism despite benefiting from capitalism. Local Story with National Reach Eric Adams, the current NYC mayor, is portrayed as a potential moderate counterweight, possibly running as an independent. The show discusses the strategic challenges Adams faces, especially if former Governor Andrew Cuomo enters the race, potentially splitting the anti-Mamdani vote. The hosts also examine the fractured state of the Democratic Party, debating whether it can still suppress far-left candidates or if it will continue to “double down on crazy.” President Donald Trump is referenced as a stabilizing force, particularly in contrast to the chaos the hosts associate with progressive policies. They highlight the effectiveness of Trump-era immigration enforcement, with praise for figures like Tom Homan and Stephen Miller, and criticize sanctuary city policies that undermine federal law enforcement. The hour concludes with a broader cultural critique, linking the rise of socialism to generational entitlement and a rejection of meritocracy. The hosts argue that capitalism’s success has ironically enabled the luxury of anti-capitalist sentiment, particularly among younger, affluent urban voters. Do You Buy This Story? Jamaal Bowman's questionable story about being yelled at by a white dude in Yonkers, NY. Media bias and the decline of CNN’s credibility. Jake Tapper lectures us on the purpose of journalism. Clay and Buck point out that CNN has become a partisan outlet, losing its former status as a trusted news source. They discuss whether the network is salvageable and propose that only a radical overhaul—possibly led by a figure like Megyn Kelly—could restore its relevance. The show also explores internal divisions within the Democratic Party, sparked by Chris Cuomo’s criticism of the party’s far-left wing, including figures like AOC and Bernie Sanders. The hosts argue that the Democratic Party is increasingly dominated by anti-capitalist, radical progressive ideologies, which they claim alienate moderate voters and threaten national unity. Further discussion includes the media’s treatment of conservatives, the legacy of Trumpism, and the broad coalition President Trump has built, including former Democrats like Tulsi Gabbard and RFK Jr. The hosts highlight how Trump’s second term is marked by a more strategic and media-savvy administration. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.