Podcasts about fiduciary responsibility

What does “smart” health plan design look like in an industry packed with legacy thinking and rising costs? In Part 1 of a special two-part ShiftShapers interview, host David A. Saltzman welcomes back David Contorno, president and founder of ePower Benefits—and one of the industry's most well-known disruptors.David pulls back the curtain on his journey from traditional insurance to innovative plan design, explaining why “business as usual” can't fix the healthcare system. He discusses creative strategies like reference-based pricing, direct provider contracting, and the evolution of self-funded health plans. Through stories, data, and first-hand insights, David lays out the “shifting structures” that are changing how employers, brokers, and providers think about benefits.

Send us a textOn today's show is Paul Dionne, chief strategy officer at Quantum Governance, L3C.  What's an L3C?  Good question: It's a low profit limited liability company and, in the case of Quantum Governance, that means it “help[s]  nonprofits, credit unions, associations and foundations realize the full potential of their missions.”The company's work with credit unions revolves around governance - especially issues involving the board and organizational leadership - and strategic planning.That's why a key focus of this discussion is a credit union board's fiduciary responsibility especially in the case of a merger.  When a merger is on the table, a board member's responsibility is to make decisions that are in the best interest of the membership, said Dionne.What's that mean?  How can a board member go off course?  In the show Dionne, who worked at Filene before joining Quantum Governance, tells the good, the bad and the ugly.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

In this episode,Dr. Preston Cherry shares why financial planning should go beyond just investments. Many people feel let down by traditional advice that doesn't reflect their real lives. He explains how the best financial plans connect your money with your goals, values, and well-being. At the heart of it all? Trust, understanding, and a big-picture approach.Takeaways:• Connect money + life• Go beyond investing• Clients want trust• Advisors must listen• Plan the whole pictureWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

In this episode of the Retirement Playbook, Granger Hughes discusses the importance of customized retirement strategies, the implications of taxes, and the challenges of market timing. He emphasizes the need for a solid income plan in retirement, especially in light of potential Social Security cuts. The conversation highlights the significance of education in financial planning and the necessity of having a tailored approach to retirement, rather than a one-size-fits-all strategy. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/See omnystudio.com/listener for privacy information.

How does a woman navigate and succeed in the traditionally male-dominated world of Wall Street? In this episode of The Angel Next Door Podcast, Marcia Dawood welcomes Lori Van Dusen, an inspiring figure in the financial advisory industry. Lori began her career at Lehman Brothers in the late 1980s, where she stood out not only for her quantitative skills but for her early advocacy of client-centered, conflict-free financial advice.With years of experience under her belt, Lori founded her own firm, LVW Advisors, where she continues her mission of empowering clients, and women coming into substantial wealth tend to gravitate toward her. Her book, "Running with Grace," encapsulates her remarkable journey and her commitment to teaching and mentoring others in finance and beyond.Lori and Marcia discuss the upcoming major wealth transfer to women and the importance of education and mentorship in breaking down barriers in the financial world. Through Lori's experiences and insights, listeners are inspired to take control of their financial futures and redefine their relationship with money. To get the latest from Lori Van Dusen, you can follow her below!https://www.linkedin.com/in/lorivandusen/Running with Grace: A Wall Street Insider's Path to True Leadership, a Purposeful Life, and Joy in the Face of Adversity -  https://a.co/d/4Y9rYGThttps://lvwadvisors.com/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Send us a textIn this episode of Dishin' Dirt, I discuss two critical issues in the real estate industry: the urgent need to eliminate broker-to-broker compensation and the alarming rise of the Green Mirage scam targeting homeowners. I address the legal risks associated with broker compensation and advocate for a more transparent commission structure that prioritizes client interests. Additionally, we discuss the Green Mirage scam which involves fraudsters impersonating mortgage lenders to steal money from unsuspecting homeowners. TakeawaysBroker-to-broker compensation is a legal risk that needs to end.The Green Mirage scam is targeting homeowners nationwide.Real estate agents must prioritize client fiduciary responsibilities.Transparency in commission structures benefits both agents and clients.Fear of steering is driving up housing costs.Scammers are using sophisticated tactics to defraud homeowners.Educating clients about scams is crucial for their protection.The real estate industry must adapt to avoid lawsuits.NAR should take a proactive stance on broker compensation issues.Agents should focus on negotiating commissions directly with clients.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.

Confused about the NAR lawsuit and settlement? Lesley Muchow, NAR's general counsel, joins us to clear up the confusion and provide clarity on the latest legal developments. We discuss the appeals process, the DOJ's statement of interest, and the ongoing buyer-side lawsuits. Lesley also provides expert guidance on general practices, cooperative compensation, and steering, helping you stay compliant and protect your business.   Connect with Lesley on - LinkedIn.   Follow this link for NAR's Facts and resources to help guide you - Facts.realtor.   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod This podcast is produced by Two Brothers Creative.

On this final encore episode of the Astonishing Healthcare podcast this year, we're replaying Episode 41, which featured three experts weighing in on rising litigation against employers and pharmacy benefit managers (PBMs) and was one of our most popular. We also want to take the opportunity to say, "Happy Holidays and New Year!" and thank our listeners and guests this year, including current and former colleagues; we couldn't have done it without you!In Episode 41, we discussed what employers sponsoring ERISA-covered health and welfare plans can do to show they are making an effort to establish processes and assess how "reasonable" the fees they pay are. Chris Deacon, Founder of VerSan Consulting; Jonathan Levitt, trial attorney and Co-Founding Partner at Frier Levitt; and Julie Selesnick, Senior Counsel in the employee benefits and ERISA Group at Berger Montague, joined host Justin Venneri for the discussion covering relevant provisions of the Consolidated Appropriations Act of 2021 (CAA), the recent lawsuits against Johnson & Johnson and Wells Fargo, and how plan sponsors can approach things like getting their data to make informed decisions.This episode built on previous conversations, including AH030 - Plan Sponsors Need a Source of Truth; Get Your Data Now & Find It, with Jeff Hogan.Chris, Jon, and Julie share their opinions about the similarities - or lack thereof - of the health plan lawsuits to the 401(k) and pension litigation of the early 2000s, why we will likely see more litigation, the reality and frustration of relying on traditional PBMs and carriers for data (and what to do about it), conflicts of interest in and around PBM procurement and broker/consultant relationships, and why Julie has a "fainting couch!"Related ContentAH004 - Data, Fiduciary Responsibility, and Reversing Trend with Jeff HoganThe Consolidated Appropriations Act & Prescription Drug Data Collection (RxDC): New Rules & Regulations Equal New ResponsibilitiesSelf-funded plans ignore the Consolidated Appropriations Act at their perilFor more information about Capital Rx and this episode, please visit Capital Rx Insights.

In this episode, JoePat Roop discusses the importance of tax planning for retirees, particularly those with significant IRA savings. He emphasizes the need for strategic moves, such as Roth IRA conversions and Qualified Charitable Distributions (QCDs), to minimize tax liabilities. The conversation also highlights the value of seeking second opinions from fiduciary advisors to ensure comprehensive retirement planning tailored to individual goals. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com!See omnystudio.com/listener for privacy information.

Carol Geremia is president of MFS Investment Management® (MFS®) and head of Global Distribution. She leads the firm's worldwide client-facing teams as well as product and marketing strategy. Since joining MFS in 1984, Carol has held roles focused primarily on fiduciary responsibility, stewardship and sustainability, and she has actively engaged with clients at all levels to ensure that the firm builds products and services aligned with their needs. Carol is a member of the Investment Company Institute's Board of Governors, the City Year Seven Generations Board, the MFS Charitable Oversight Committee and as an Advisory Council member for Bridge Over Troubled Waters, Inc. Carol's career journey had an unconventional start in that she initially pursued a career in fashion.  We probe this intriguing fact and consider the similarities between the two worlds of fashion and investing. One aspect that is similar is the existence of trends and fads – and the importance of developing an eye to detect one forming and then of discerning which ones are likely to endure.  When we translate this into the world of investment products it is clear that investing also has cycles, fads and fashions and that “reading the room” or client appetite in this respect is a critical skill.  Carol charts her rise through MFS by referring back to a common touchstone – the importance of putting clients first.  She describes her mentors, and how she learned to overcome anxiety around performance in front of clients and how critical it was that she had found a home in which it was possible for her to be her authentic self.  This is a searing portrait of leadership through compassion and self-awareness.   This podcast is brought to you with the kind support of Longview Productions. 

Abe Abich speaks with WMAL's Larry O'Connor and reflects on his journey in the financial services industry, celebrating the milestones of his firm and the release of his new book, The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement.  He discusses the importance of helping clients retire with dignity and confidence, the unique approach of his firm in focusing on retirement planning for those aged 55 and older, and the ethical responsibilities that come with being a fiduciary. Abe also shares insights on the challenges facing retirees today and the future vision for his firm, emphasizing the importance of a family-oriented atmosphere and personalized service. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe's book when you schedule an appointment!See omnystudio.com/listener for privacy information.

Steve Kaempf & Matt Lombardi gather together discuss our current Market Trends **Introduction and Halloween Greetings (00:00:00)** **Discussion on NAR Settlement (00:01:29)** **Chicago Agent Magazine Article (00:02:25)** **Industry Reactions to Changes (00:02:39)** **Increased Paperwork and Discussions (00:03:47)** **Long-Term Agents and Value (00:04:46)** **Settlement News (00:07:27)** **Brokerages Under $2 Billion (00:08:15)** **Exp's Settlement Contribution (00:10:09)** **New Lawsuit from Pennsylvania Broker (00:11:14)** **MLS Membership Controversy (00:12:54)** **NAR's Petition to the Supreme Court (00:14:03)** **T360 Opportunity Report (00:17:03)** **Opportunities in Real Estate (00:18:51)** **Best Practices for Agents (00:19:42)** **Fiduciary Responsibility (00:20:01)** **Enhancing Credibility (00:20:28)** **Industry Shakeout (00:21:24)** **Elevating Agent Roles (00:22:10)** **Role of AI in Real Estate (00:23:40)** **Commission Compression Challenges (00:26:32)** **Mergers in the Industry (00:27:09)** **Maximizing Team Strengths (00:27:36)** **Market Transparency and MLS Consolidation (00:29:08)** **NAR's Value Proposition (00:30:22)** **Leadership and Innovation in Real Estate (00:31:52)** **US Inflation Update (00:33:10)** **Mortgage Rates Trends (00:35:12)** **Market Trends Overview (00:36:27)** **Current Mortgage Rate Predictions (00:37:52)** **Real Estate Market Conditions (00:38:03)** **Existing Home Sales Data (00:39:16)** **Chicago Real Estate Market Update (00:40:51)** **Wisconsin Real Estate Trends (00:41:13)** **Upcoming Events Announcement (00:42:37)** **Interview Highlight with Wayne (00:43:39)** **CLE Event Details (00:45:20)** **Tax Appeals Program (00:45:30)** **Local Political Update (00:46:56)** **Sports Commentary (00:47:00)** **Closing Remarks (00:49:21)** People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

On this episode of the Astonishing Healthcare podcast, three experts weigh in on rising litigation against employers and pharmacy benefit managers (PBMs) and what employers sponsoring ERISA-covered health and welfare plans can do to show they are making an effort to establish processes and assess how "reasonable" the fees they pay are. Chris Deacon, Founder of VerSan Consulting; Jonathan Levitt, trial attorney and Co-Founding Partner at Frier Levitt; and Julie Selesnick, Senior Counsel in the employee benefits and ERISA Group at Berger Montague, joined host Justin Venneri for the discussion covering relevant provisions of the Consolidated Appropriations Act of 2021 (CAA), the recent lawsuits against Johnson & Johnson and Wells Fargo, and how plan sponsors can approach things like getting their data to make informed decisions.This episode builds nicely on previous conversations, including AH030 - Plan Sponsors Need a Source of Truth; Get Your Data Now & Find It, with Jeff Hogan.Chris, Jon, and Julie share their opinions about the similarities - or lack thereof - of the health plan lawsuits to the 401(k) and pension litigation of the early 2000s, why we will likely see more litigation, the reality and frustration of relying on traditional PBMs and carriers for data (and what to do about it), conflicts of interest in and around PBM procurement and broker/consultant relationships, and why Julie has a "fainting couch!"Stay tuned for more, and we'll add some new resources (scripts and checklists, for example) to the links as they become available!Related ContentAH004 - Data, Fiduciary Responsibility, and Reversing Trend with Jeff HoganThe Consolidated Appropriations Act & Prescription Drug Data Collection (RxDC): New Rules & Regulations Equal New ResponsibilitiesSelf-funded plans ignore the Consolidated Appropriations Act at their perilFor more information about Capital Rx and this episode, please visit Capital Rx Insights.

Retail Sales figures should be interesting, as retailers were stocking up ahead of the short-lived dockworkers' strike. Lance previews Thanksgiving at the Roberts' house, featuring brisket! Earnings week continues with a string of the most negative earnings revisions in a long while. Markets operating under a seasonal buy signal and an ever-upward trend: What could possibly go wrong? Lance discusses the importance of risk management in a bull market environment. How to lose 100% of your Money? Greed is a necessity fto build wealth; also must be optimistic & willing to take risk. The trouble with trading options: All or nothing proposition. The sad saga of Christopher DeVocht vs RBC and his Tesla investments. Lance explains Means, Mediums, and Modes. The life-changing effects of money: The importance of taking profits/money off the table. Understanding greed; importance of separating emotion from investing. The three destructive forms of greed. The fiduciary responsibility of financial advisors (did DeVocht follow his advisors' admonitions?) Passive vs active investing. SEG-1: Retail Sales Preview & Impact on GDP SEG-2: Greed & The Saga of Christopher DeVocht SEG-3: The Three Destructive Forms of Greed SEG-4: The Fiduciary Responsibility of Financial Advisors Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=acqg2G62gh4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2441s ------- Articles mentioned in this report: "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "A Bull Market Can Still Be Risky" is here: https://www.youtube.com/watch?v=If6QnYwXC1U&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Wall St. vs. Main St. - Who's Right?" https://www.youtube.com/watch?v=lMcYhyo5OW8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestmentMistakes #GreedAndLoss #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

Retail Sales figures should be interesting, as retailers were stocking up ahead of the short-lived dockworkers' strike. Lance previews Thanksgiving at the Roberts' house, featuring brisket! Earnings week continues with a string of the most negative earnings revisions in a long while. Markets operating under a seasonal buy signal and an ever-upward trend: What could possibly go wrong? Lance discusses the importance of risk management in a bull market environment. How to lose 100% of your Money? Greed is a necessity fto build wealth; also must be optimistic & willing to take risk. The trouble with trading options: All or nothing proposition. The sad saga of Christopher DeVocht vs RBC and his Tesla investments. Lance explains Means, Mediums, and Modes. The life-changing effects of money: The importance of taking profits/money off the table. Understanding greed; importance of separating emotion from investing. The three destructive forms of greed. The fiduciary responsibility of financial advisors (did DeVocht follow his advisors' admonitions?) Passive vs active investing. SEG-1: Retail Sales Preview & Impact on GDP SEG-2: Greed & The Saga of Christopher DeVocht SEG-3: The Three Destructive Forms of Greed SEG-4: The Fiduciary Responsibility of Financial Advisors Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=acqg2G62gh4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2441s ------- Articles mentioned in this report: "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "A Bull Market Can Still Be Risky" is here:  https://www.youtube.com/watch?v=If6QnYwXC1U&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Wall St. vs. Main St. - Who's Right?" https://www.youtube.com/watch?v=lMcYhyo5OW8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestmentMistakes #GreedAndLoss #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

In this insightful episode, Courtenay Shipley, founder of Retirement Planology, delves into the complexities of fiduciary responsibility and how businesses can leverage retirement plans to retain top talent. Discover the latest innovations in retirement planning, the evolving landscape of 401k plans, and strategies for fostering employee financial wellness. Courtenay also explores the importance of diversity, equity, and inclusion in retirement planning and how businesses can attract and engage the next generation of talent through creative plan designs. Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

In this episode, Emma Fox and David Contorno explore the intertwined complexities of fiduciary responsibility and the hidden costs in healthcare. As employers face increasing scrutiny under ERISA and rising lawsuits, the conversation unpacks the critical roles of pharmacy benefit managers (PBMs) and healthcare carriers in shaping healthcare pricing. They discuss spread pricing, the importance of transparency, and the evolving responsibilities of employers and advisors. With insider insights and real-life examples, Emma and David offer a comprehensive look at how to navigate the delicate balance of fiduciary obligations while exposing systemic flaws that burden both employers and employees.TIMESTAMPS:[00:28] David and Emma discuss the increasing use of the term 'fiduciary' in healthcare[04:36] Employers are fiduciaries for their health plans but often unawareFully insured plans & fiduciary duties[11:21] PBMS -spread pricing, revenue, lack of transparency[24:52]Recent lawsuits against Johnson & Johnson and Wells Fargo for mismanaging drug costs[26:38] Fiduciary responsibilities under ERISA[33:26] Payment integrity departments in carriers often lack true integrity[37:44] Younger generations may drive change in healthcare systemsQUOTES:"You have to choose the right consultant, and finding the right consultant can be really hard because... there are a lot of people that you can find on LinkedIn who are saying all the right things, but that does not mean that they are doing the right things."- Emma Fox“I don't know, but I think transparency, they say that a spotlight is the best disinfectant or transparency is what really opens it up. And I think that's what we need to focus on. We need to focus on, most employers can't even access the information they need to be a fiduciary. So we need to really talk about transparency.” -David Contorno"If you are an employer listening to this, it is now crucial that you make a right selection... you have to be brave enough to say that being with a bucca, being with the CEO, increases my risk of violating my fiduciary responsibility." -Emma FoxSOCIAL MEDIA LINKSDavid ContornoLinkedIn: https://www.linkedin.com/in/dcontorno/Emma FoxLinkedIn: https://www.linkedin.com/in/emmamariefox/WEBSITEE-Powered Benefits: https://www.epoweredbenefits.com/Emma Fox: https://emmamariefox.com/Mixed & Edited by Next Day Podcastinfo@nextdaypodcast.com

In this episode of Impact Healthcare, Lester Morales sits down with Hugh O'Toole, CEO of Innovu, to discuss how data analytics and transparency are reshaping the healthcare benefits industry. Together, they dive into practical strategies that can help employers, advisors, and fiduciaries make smarter decisions, reduce costs, and improve healthcare outcomes. Hugh shares his journey into the benefits space, from managing school consortiums to optimizing healthcare costs through data-driven solutions. He explains how transparency and fiduciary responsibility empower businesses to lower healthcare expenses without sacrificing quality. Learn how small changes, like J-code analysis, can save millions and improve the lives of employees and their families. Key Takeaways: The importance of owning and utilizing healthcare data How fiduciary duty can protect employers and improve employee benefits Real-life examples of cost savings in healthcare and pharma Don't miss out on this insightful conversation that provides actionable steps to reduce your healthcare spend by 20% through total transparency. Subscribe to Impact Healthcare on iTunes, Spotify, or your favorite podcast platform.

How do you get compensated post Aug 17th? In this episode, we navigate the real estate compensation landscape after the recent changes with Chris Cragnotti, Broker/Owner of G&C Properties, who successfully transitioned away from cooperative compensation before it was even required (November 2023).    Chris shares his valuable insights on implementing these changes, including: Openly communicating with sellers about their options and potential risks Addressing buyer's agent questions and concerns Providing historical commission percentages from his closed deals Emphasizing fiduciary responsibility and negotiation tactics from both seller and buyer perspectives   We also discuss the importance of transparency, disclosing buyer agent compensation, and having open conversations with sellers about market conditions and available options. By showcasing his successful experience, Chris encourages agents to embrace change and proactively adapt to the evolving industry. Connect with Chris on LinkedIn or email him at Chris.cragnotti@gmail.com.   Check out G&C Properties - YouTube or visit www.character-homes.com. Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - LinkedIn - TikTok. Visit us online at realestateinsidersunfiltered.com. This podcast is produced by Two Brothers Creative 2024.

In this podcast episode, Kevin Thompson, founder and CEO of 9i Capital Group, hosts a discussion with insurance specialist David Kinder, known as "the tax-exempt wealth guy." They explore the insurance industry's response to Regulation Best Interest (RBI), which mandates obligations like disclosure, care, conflict of interest, and compliance. David critiques the industry's resistance to fiduciary responsibilities and highlights ethical concerns, particularly with Indexed Universal Life (IUL) insurance. The conversation emphasizes the need for higher practice standards, ethical conduct, and client education, advocating for a balanced approach to regulation that prioritizes consumer interests.Discussion on Industry Division (00:01:37) .Regulation Best Interest Overview (00:02:16)Economic Implications for Agents (00:04:25) Fiduciary vs. Suitability Standards (00:06:17) Materiality of Compensation (00:11:25) Suitability Perspective Critique (00:13:29) Need for Professional Standards (00:15:36) Insurance Companies' Priorities (00:19:11) Insurance Lobby's Opposition to Regulation (00:24:18)Fiduciary Responsibility (00:26:46) Critique of Advisors' Recommendations (00:29:02)Client Versus Company Interests (00:34:52) Agent Responsibilities (00:36:57) Industry Disdain and Perception (00:37:26) Ambiguity in Titles (00:39:45)

In this episode of the Astonishing Healthcare podcast, Jeffrey Hogan, President of Upside Health Advisors, returns to the show for a timely discussion with Justin Venneri about why the timing is perfect for health plan sponsors and fiduciaries to engage their partners to secure necessary disclosure requirements and access to their data: it's renewal season! The Consolidated Appropriations Act (CAA) placed additional responsibilities on plan fiduciaries, including the need to make attestations. With gag clauses removed from contracts, the door is open. Jeff stresses the importance of analyzing the plan's data to make informed decisions and meet the fiduciary obligations. "The industry is craving trust," and fiduciaries need a trusted source of data and analytics to help them identify areas of waste and make changes that will benefit their plans. Whether it's pharmacy benefits, hospital spend, or the commissions paid to brokers/consultants, there's a unique opportunity to gain the insight needed and avoid the rising risk of liability right now.To learn more about Upside Health Advisors, click here, or you can find Jeff on LinkedIn.Related ContentAH004 - Data, Fiduciary Responsibility, and Reversing Trend with Jeff HoganThe Consolidated Appropriations Act & Prescription Drug Data Collection (RxDC): New Rules & Regulations Equal New ResponsibilitiesSelf-funded plans ignore the Consolidated Appropriations Act at their perilFor more information about Capital Rx and this episode, please visit Capital Rx Insights.

In this weeks' episode, Chris starts running, Jacob weighs up whether to go to Bora Bora or not, and we learn a bunch of awesome vocab such as "conducive to" and "to yuck someones yum"! You can find all the vocab from this episode in the Google Doc linked below! --- Summer Lessons: Click Here Leaflet: Click Here YouTube: Click Here Google Doc: Click Here Website: Click Here Buy Me A Coffee: Click Here Email Us: podcast@speaklikeme.cz

In this episode of Financial Safari, Coach Pete discusses the essential elements of retirement planning, emphasizing the importance of understanding personal wealth, happiness, and the need for a structured financial plan. He introduces the concept of the 'Three C's'—Clarity, Confidence, and Control—as vital components for a successful retirement. The conversation also highlights the significance of having a lifetime income plan, avoiding common retirement planning mistakes, and the philosophy of managing money to ensure a fulfilling retirement. The episode concludes with a call to action for listeners to take control of their financial future. In this conversation, the speakers discuss various aspects of retirement planning, including the importance of real estate as an investment, the need for control over one's financial future, and the role of Social Security. They emphasize the significance of creating a cooperative retirement plan with a fiduciary planner, understanding annuities, and the necessity of a second opinion in financial planning. The discussion highlights the importance of income planning and the potential risks associated with different investment strategies.See omnystudio.com/listener for privacy information.

Welcome to this episode of the ShiftShapers podcast, where we explore the journey of Donovan Ryckis, CEO of Ethos Benefits. Here, we discuss fiduciary responsibility in healthcare as Ryckis tell us the story of his personal evolution. From managing a Gold's Gym to working in securities advising, he ultimately established a flourishing healthcare agency. His narrative unveils the hurdles and triumphs encountered when transitioning from a commission-driven approach to fee-based consulting. Throughout our conversation, Ryckis underscores the pivotal role of fiduciary duty and transparency in cultivating client trust in the healthcare industry.Ryckis sheds light on the intricacies of reference-based pricing, highlighting its potential in managing healthcare expenses while acknowledging the accompanying need for heightened administration and employee communication. Moreover, he articulates how Ethos Benefits' commitment to ethical standards and delivering genuine value has been instrumental in its ascent. Business executives and other organizational leaders, we invite you to tune in to this episode of ShiftShapers and learn the importance of selecting a benefits vendor who acts with the healthcare recipients' best interests at heart. After all, you deserve a healthy workforce that appreciates the best possible benefits..  Takeaways:Adopting a fee-based consultancy model and embracing fiduciary responsibilities are key for tailoring optimal healthcare solutions for clients.Embracing radical transparency, including commission disclosures, fosters candid dialogues and fortifies client relationships.Reference-based pricing emerges as a potent strategy for cost control in providing healthcare benefits, albeit requiring meticulous administration and communication efforts.Storytelling not only shapes agency culture, but also nurtures robust client connections.While the momentum behind fee-based models is palpable, the industry still grapples with the gradual acceptance of compensation disclosure.

How can building relationships and gaining knowledge help you overcome analysis paralysis and land your first real estate deal?   In this episode, Angel Williams sits down with Agostino Pintus, a successful real estate entrepreneur and host of the Cashflow Podcast. Agostino shares his journey from working as a C-level executive in corporate America to finding freedom and success in real estate investing. He emphasizes the importance of mindset, setting clear goals, and building relationships to achieve success in the industry. Agostino also stresses the significance of learning the language of real estate, practicing deal analysis, and maintaining curiosity as an entrepreneur.   Agostino Pintus is a real estate investor, developer, and entrepreneur with more than 17 years of experience in real estate. He currently oversees strategic partnerships, capital development, and platform development for Realty Dynamics Equity Partners, an investment firm specializing in commercial asset acquisition and asset management services. 00:00:00 - 00:08:59 - From Corporate America to Real Estate Entrepreneurship - Agostino shares his background and how he transitioned from corporate America to real estate investing - The importance of setting clear goals and having a vision board - Realizing the finite nature of time and deciding to pursue real estate full-time   00:09:00 - 00:13:59 - Mindset: The Foundation of Success - Angel shares a personal story about how her mindset shifted and led to new opportunities - Agostino emphasizes the critical role of mindset in real estate entrepreneurship - The significance of defining your purpose and living with intention   00:14:00 - 00:17:59 - Mastering the Language of Real Estate - The importance of learning and speaking the language of commercial real estate - Practicing deal analysis and underwriting to gain confidence - Understanding what brokers want and how to establish credibility   00:18:00 - 00:21:59 - Cultivating Curiosity as an Entrepreneur - Tips for learning real estate terminology and vocabulary - The role of curiosity in successful entrepreneurship - Maintaining curiosity and exploring opportunities in real estate   00:22:00 - 00:24:59 - Fiduciary Responsibility and Investor Relationships - The importance of conservative underwriting and responsible investing - Building and maintaining relationships with investors, who often become like friends and family - The necessity of putting in the work and analyzing deals before investing Quotes:   - "Time is one of those finite things. But as you get older, it hits you like a ton of bricks." - Agostino Pintus   - "The mindset is everything, the mindset is so important. It's not to be trifled with." - Agostino Pintus Connect with Agostino:   LinkedIn: linkedin.com/in/agostinopintus, Website:  agostinopintus.com    Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!   LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. Are you confused about where to start? Join our community and learn more about real estate investing.  Head over to our Facebook Page, Youtube Channel, or website  https://www.theacademypresents.com/jointhesummit36848306.

Are you confident in the way the younger generation is approaching entrepreneurship and investment?In this episode of The Angel Next Door Podcast, host Marcia Dawood sits down for an intriguing conversation with Sal Buscemi, an expert in family offices and investing. Sal shares his journey into the world of investing and demystifies the concept of family offices, shedding light on their unique perspectives and approaches. As the founder of a boutique multi-family office, Sal unveils invaluable insights into the world of family offices, offers advice for early stage investors, and discusses the changing landscape of wealth creation.This episode is a must-listen for anyone seeking to gain a deeper understanding of family offices, early stage investing, and the evolving dynamics of wealth creation. With insightful discussions on strategies for engaging with family offices, navigating investment opportunities, and the long-term vision of wealth preservation, this episode is a compelling resource for aspiring entrepreneurs and seasoned investors alike. To get the latest from Sal Buscemi, you can follow him below!LinkedIn - https://www.linkedin.com/in/salvatore-buscemi/Sal's book Investing Legacy: How the .001% Invest - https://a.co/d/8BqCmTdhttps://salvatorebuscemi.com/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Our guest on the podcast today is Peter Mallouk. Peter is the President and CEO of Creative Planning, an independent registered investment advisor with roughly $300 billion in combined assets under management and advisement. Peter has also written or co-written several books, including The 5 Mistakes Every Investor Makes and How to Avoid Them, The Path: Accelerating Your Journey to Financial Freedom with Tony Robbins, and his latest, Money, Simplified. Peter graduated from the University of Kansas with four majors, including degrees in business administration and economics. He went on to earn a law degree and a Master of Business Administration degree, also at the University of Kansas.BackgroundBioCreative PlanningPathway Financial EducationBooksMoney, Simplified, by Peter MalloukThe 5 Mistakes Every Investor Makes and How to Avoid Them: Getting Investing Right, by Peter MalloukThe Path: Accelerating Your Journey to Financial Freedom, by Peter Mallouk, with Tony RobbinsPodcastsDown the Middle, with Peter Mallouk and Jonathan ClementsSignal or Noise? with Charlie Bilello and Peter MalloukCreative Planning“What to Expect in the Year Ahead,” by Peter Mallouk and Jonathan Clements, creativeplanning.com, Dec. 29, 2023.“Creative Planning Closes on Acquisition of Goldman Sachs Personal Financial Management,” by Diana Britton, wealthmanagement.com, Nov. 3, 2023.“Peter Mallouk: The No. 1 Thing to Look for in Investments Now,” by Dinah Wisenberg Brin, thinkadvisor.com, Feb. 27, 2023.“Tax-Loss Harvesting: What It Is and Why It Matters,” by Taylor Harroun, creativeplanning.com, Oct. 4, 2023.“The Media Has a Fiduciary Responsibility, But It's Not to You,” by Peter Mallouk, creativeplanning.com, March 15, 2024.Other“How Financial Planners Actually Do Financial Planning (2023),” by Dan Inveen, Michael Kitces, and Meghaan Lurtz, kitces.com, 2023.

#realestate #wholesalerealestate #realestatecoaching #realestateinvesting #probaterealestateIn this week's coaching call, Bill Gross and Probate Mastery students/alumni discuss dealing with ineffective executors in probate issues, conversations with executors and heirs, and more!If you are exploring the idea of building a probate niche in your real estate business, take this FREE Probate Foundations course. In this 2 hour digital course, you'll learn the basics of what probate is, realistic conversion expectations, solutions to probate challenges, proven marketing approaches (which includes an opening script!), and actionable steps to start your business in probate. Sign up here: https://courses.probatemastery.com/offers/FcvuDdG6Questions about Probate Real Estate trainings, digital courses, and educational opportunities? Schedule a time to talk with Course Advisor, Luis here:https://calendar.app.google/q4iiFdi8pSZgEvSD6

Get subscriber-only episodes instantly, plus email-exclusive insights and guest previews every week - sign up at https://www.realestateteamos.com/subscribeEpisode 021 of Real Estate Team OS features Drew Little, Realtor and Team Leader of The Home Run Team in Virginia Beach. He's just a few years into his real estate career and brings to it 25 years of corporate and entrepreneurial experience. Learn how and why he got licensed, started a real estate team, and approached the business influenced by his baseball, military, corporate, and personal experiences.Hear him out on the misalignment between agent and broker in some models - and how to correct them. Get his story on interviewing nearly two dozen brokers and team leaders when he started his career - and what he looked for to make the decision who to go with. Watch this episode of Real Estate Team OS for Drew's insights into:- Getting buy-in and commitment from team members, who want to be part of something bigger than themselves despite the individualistic nature of the industry- Working for fulfillment, not just for money (and avoiding “commission breath” in the process)- Why real estate was the solution when he realized corporate jobs were a problem- His initial vision for a real estate team that scales, including what needs to be localized and what can be centralized- “A fanatical focus on clients and on fiduciary responsibility” as a long-term strategy for sustainable success- The misaligned incentives in some brokerage models- What it means to be a true fiduciary (and how “helping people pays you back”)- How an agent should hire a broker (not the other way around) and the one question every broker should be able to answer for you- Why an agent should never chase splits (but how you can negotiate them)- The litmus test and value prop for joining The Home Run Team- Being committed to making sure agents can't sell any more property anywhere else than with their team- Their first 3 staff hires (and why)- Why he'll always be in sales production- His commission-based partnership approach to the ISA position (and how it's paying off for everyone)- What an agent needs to know and be able to deliver before starting a teamAt the end, hear about some benefits (and a drawback!?) of coaching teenage baseball players, how his business partner's frivolousness balances him out, and what it means to be an “omnivore of improvement.”Connect with Drew Little: - https://www.instagram.com/coach_drew757/- https://linktr.ee/coachdrewlittle- https://home-run-team.com/Learn more about Real Estate Team OS:- https://www.realestateteamos.com- https://linktr.ee/realestateteamosFollow Real Estate Team OS:- https://www.instagram.com/realestateteamos/- https://www.tiktok.com/@realestateteamos Get subscriber-only episodes instantly, plus email-exclusive insights and guest previews every week - sign up at https://www.realestateteamos.com/subscribe

In this episode of the Astonishing Healthcare Podcast, Jeffrey Hogan, President of Upside Health Advisors, shares his insights on the current state of healthcare and the challenges plan sponsors, including employers and other payers, face. He discusses the importance of aligning supply and demand in the healthcare system in the post-COVID era, the significance of the Consolidated Appropriations Act (CAA), and why establishing a process to evaluate plan data is a must. Jeff explains short-term steps plan fiduciaries can take to learn about their new responsibilities, gain access to their data, evaluate cost categories like pharmacy (which has been a primary driver of inflation, often compounding at 10%+ per year), and why advanced primary care models are worth a look, too. Finally, Jeff shares the most astonishing thing he's seen over his 35+ years in the business (hint: it's not exactly how you'd want to get out of a tough presentation to a client)! Related Content: Self-funded plans ignore the Consolidated Appropriations Act at their peril To learn more about Upside Health Advisors, click here, or you can find Jeff on LinkedIn. For more information about Capital Rx and this episode, please visit Capital Rx Insights.

We sit down with Stephen Abbondondolo, founder of Filthbomb Breaks and lifelong collector to talk about how and why he started Filthbomb, how he transitioned it into a full blown business, the challenges and risks along the way, how he has managed to avoid the controversy often associated with high profile group breakers, his thoughts on loaded boxes, his position on repack products, what Fanatics means for his business and more so join us live and bring your questions and comments as they will be in play. Learn more about your ad choices. Visit megaphone.fm/adchoices

We sit down with Stephen Abbondondolo, founder of Filthbomb Breaks and lifelong collector to talk about how and why he started Filthbomb, how he transitioned it into a full blown business, the challenges and risks along the way, how he has managed to avoid the controversy often associated with high profile group breakers, his thoughts on loaded boxes, his position on repack products, what Fanatics means for his business and more so join us live and bring your questions and comments as they will be in play. Learn more about your ad choices. Visit megaphone.fm/adchoices

On MoneyTalk we strive to bring you a diversity of opinions to help you make more informed decisions with your finances. Nathan brings on Jon Sweet, CFP®, AIF®, Founder and Principal Advisor at Oak Leaf Wealth Management, for an outside perspective on portfolio management strategy, active vs. passive investing, setting client expectations to handle market volatility, and more. Also on MoneyTalk, Nathan speaks with Chris Hennessey, Professor of Wealth Management at Babson College, about tactical Roth conversion strategies and asset protection.Host: Nathan Beauvais, CFP®, CIMA®; Special Guests: Jon Sweet, CFP®, AIF® & Chris Hennessey; Air Date: 11/3/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Mint's Shipra speaks to Sneha Makhija, Head of Wealth Planning, Sanctum Wealth about the mess one can leave their family in by not creating an estate plan and how to create one

Celebrate, The Savior is Here!Jesus Christ is Alive!Get to know Jesus Christ, He will change your life!!!Go to GOD for discernment and wisdom.Know the Truth as the Truth will make you free! (John 8:32)___The Pledge of AllegianceNEO420 = Real News + Real Information for WE THE PEOPLEWE THE PEOPLE are at war with the deepstate criminal cabal!!!Turn off your tv, radio, and stop listening to paid professional liars spreading propaganda.***SUPPORT Independent Free Speech Reporting***Thank you for the SUPPORT & SHARING the TRUTH!!!___Podcast  link is here http://neo420.com/talks-podcast/The video channel link is here. https://odysee.com/@NEO420TALKS:4The Viral Delusionhttp://www.theviraldelusion.com/HAARPDARPA BlackjackAshli Babbit false flag Jan 6 video evidence___NEVER FORGET 9 11!!!Rumsfeld admitted $2.3 Trillion missing from Pentagon Sept 10 2001.  https://odysee.com/@NEO420TALKS:4/rumsfeld-2.1Trillionunaccountedforb-ccriminalsstoleit:7Planes did NOT bring down the two towers.AE911Truth.orgGeorge Bush Sr was CIA director before being Vice President then President.Towers that fell:-Building 1-Building 2-Building 7 (seldom reported even though BBC reporter reported building down before it happened) https://www.youtube.com/watch?v=J0VFMqiSupport the show

Jesus told his disciples that He would build His church. But what kind of church is Jesus Building? Who can join this church? What is this church supposed to do? Dr. Corbett teaches all of these issues is his series 'The Church Reimagined.' In this episode he deals with how the church is called to handle 'treasure' which is about money - but not just about money. "Fiduciary" means 'held in trust' and involves someone being entrusted with the wealth of another.

Veteran, new and aspiring executives need methods to be successful in their organizations. There are 1000s of leadership podcasts, videos, blogs, and articles but few authors address what to do or how to do it. We have witnessed many executives who are efficient (doing things right), but few executives are effective (doing the right things). We believe this is misguided and aim to remedy the shortfall with executives. This is the 148th episode of the Effective Executive podcast. In this episode, you will get a breakdown of three recent trends that may threaten your going- concern. Download our Effective Executive Starter Kit.

Do you think the people we elected are acting in our best interests, and honoring their fiduciary responsibility? George explores the failure of fiduciary responsibility and what can be done to solve our biggest problems! Get your copy of George's book, Be Your Own CFO: A Businesslike Approach to Your Personal Finances here: https://amzn.to/3l4eOkv   Find the free Goals, Values, and Get Out of Debt courses at  https://moneyalignmentacademy.com/ondemand-courses/   Thanks, as always for listening! If you got some value and enjoyed the show, please leave us a review here: ​​https://ratethispodcast.com/lifebloodpodcast You can learn more about us at LifeBlood.Live, Twitter, LinkedIn, Instagram, YouTube and Facebook or you'd like to be a guest on the show, contact us at contact@LifeBlood.Live.  Stay up to date by getting our monthly updates. Want to say “Thanks!” You can buy us a cup of coffee https://www.buymeacoffee.com/lifeblood  

Celebrate, The Savior is Here!Jesus Christ is Alive!Get to know Jesus Christ, He will change your life!!!___The Pledge of AllegianceNEO420 = Real News + Real Information for WE THE PEOPLEWE THE PEOPLE are at war with the deepstate criminal cabal!!!Turn off your tv, radio, and stop listening to paid professional liars spreading propaganda.***SUPPORT Independent Free Speech Reporting***Thank you for the SUPPORT & SHARING the TRUTH!!!Go to GOD for discernment and wisdom.Know the Truth as the Truth will make you free! (John 8:32)___Podcast  link is here http://neo420.com/talks-podcast/The video channel link is here. https://odysee.com/@NEO420TALKS:4The Viral Delusionhttp://www.theviraldelusion.com/HAARPDARPA BlackjackAshli Babbit false flag Jan 6 video evidence___NEVER FORGET 9 11!!!Rumsfeld admitted $2.3 Trillion missing from Pentagon Sept 10 2001.  https://odysee.com/@NEO420TALKS:4/rumsfeld-2.1Trillionunaccountedforb-ccriminalsstoleit:7Planes did NOT bring down the two towers.AE911Truth.orgGeorge Bush Sr was CIA director before being Vice President then President.Towers that fell:-Building 1-Building 2-Building 7 (seldom reported even though BBC reporter reported building down before it happened) https://www.youtube.com/watch?v=J0VFMqiSupport the show

Don Trone is the CEO and one of the Co-founders of 3ethos. In 2015 he was named by Investment Advisor magazine as the “Father of Fiduciary” and one of the 35 most influential people in the financial services industry. He is also the author or co-author of ten books on the subject of fiduciary responsibility, portfolio management, and leadership.[00:01 - 07:40] Fiduciary Responsibility and Coast Guard Veteran5 million people have a legal responsibility for managing someone else's moneyFiduciaries have a duty to inspire and engage others, protect assets, and demonstrate a pleading process The lack of procedure process checklists in the financial services business [07:40 - 17:55] Fiduciary Regulations: Complexity, Disclosure, and Private Equity Impacting InvestorsRegulators are doing more harm than good by making disclosure too complex for the average investor to understand.There are 8 other factors that can negatively impact investment performance besides fees and compensation, which are not covered in current regulationsThere is a lack of understanding of the concept of fiduciary from front to back in Washington DC.[17:56 - 23:02] Uncovering Best Practices in Financial Services: Exploring Behavioral Governance and Behavioral FinanceThe SEC could take 1% of their enforcement budget to market for trainingLooking for an authentic leader and steward with a command presenceComplexity is an inhibitor to trust, so avoid industry jargon and legalese when talking to clientsBehavioral governance is a new framework that uses plain English and is universalBehavioral finance evolved from behavioral governance research[23:03 - 35:15] Investigating the Leadership Behaviors Behind the SuccessThe Coast Guard was the only government agency to respond effectively to Hurricane KatrinaCongress held hearings to investigate why the Coast Guard got it right and everyone else failedDon Trone started 3ethos, which integrates leadership, stewardship, and governanceThe three areas to focus on: creating a master's degree with a concentration in fiduciary studies, developing protocols or training programs for lay fiduciaries, and board certifying fiduciaries by specialty[35:16 - 38:25] Closing SegmentQuotes:“When we can improve pension plan outcomes, when we can improve the management of foundation and endowment assets, we're actually in a position to improve the lives of others.” - Don Trone“If you're interviewing somebody as a potential advisor or consultant, view them as a leader and steward in your life.” - Don TroneConnect with me:https://www.linkedin.com/in/brian-c-adams/ (LinkedIn)LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON!

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS ®, and Associate Peter Lynch discuss how financial advisers approach divorcing clients who are fighting over the financials.Read the article: https://www.henssler.com/case-study-a-financial-advisers-fiduciary-responsibility-during-a-clients-divorce/ 

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS ®, and Associate Peter Lynch to discuss how the market is faring at the start of 2023, top movers in the market, and inflation. The hosts team up to discuss how when clients divorce, a financial adviser goes from one client as a couple to two clients who are looking out for themselves. The Experts round out the show by answering listeners' questions on Timestamps and Chapters 00:00     Market Roundup: Covering Jan. 9 – Jan 13, 2023 24:10     Case Study: A Financial Adviser and a Clients' Divorce34:10     Q&A Time: Determining When to RetireFollow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Listen in as we bring this series to a close. We have spent three episodes helping outline how you can begin to ascribe value when working with a financial professional. You should absolutely demand the best! In this episode, we explain why a "good" planner can charge what they charge. If they are good and genuinely taking a holistic approach, then they have the answers to the questions you are asking (and paying for!) Areas we discuss: holistic planning, segmentation, teaming, fee-only planning, transparent agreements, and your planner's fiduciary responsibility to you. 

Jennifer Jost is an award winning Speaker, Money Coach & Wealth Advisor. She has been awarded National Associate Advisor of the Year, Presidents Club and Inner Circle, which qualified her for the Million Dollar Round Table. She is a Certified Money Coach, Certified Divorce Financial Analyst, Certified Grief Counselor and highest levels of commitments in her field, a Fiduciary Responsibility to her clients as a Registered Investment Advisor. With over 30 years experience as a successful business owner and meeting with thousands of people as their trusted Wealth Advisor, she came tot he conclusion our emotions around money were not being address in the traditional financial services. So she stepped up and became a Certified Money Coach as well. The full package to help her clients through their Money Life Stages. But it's through her own personal story of trials to triumph where Jennifer's real magic and power lies. 27 years years ago, the unthinkable happened. She lost her 2 beautiful children in a family tragedy. On her journey from grief to reclaiming life, she found meaning in serving others and guiding women on their paths to empowerment. As Jennifer says, "Women feeling worthy of wealth will change this world!"

There are times when our responsibility for others exceeds our responsibility to ourselves.  Sources

EP #297 -This week on the podcast, I'm joined by Jennifer Jost, an award winning Wealth Advisor & Money Coach for professional women as we discuss Rebuilding a Life When You Lose Everything, and Everyone. She has been awarded Associate Advisor of The Year, Presidents Club & Inner Circle, which qualified her for the Million Dollar Round Table. She is a Certified Money Coach, Certified Divorce Financial Analyst, Certified Grief Counselor. With over 15 years experience in the financial industry as an Investment Advisor Representative, she has one of the highest levels of commitments in her field, a Fiduciary Responsibility to her clients. Honesty, integrity and ethics are the foundation of Jennifer's practice. Above all, her clients always come first and she makes money FUN! But it's through her own personal story of trials to triumph where Jennifer's real magic and power lies. 25 years ago, the unthinkable happened. She lost her 2 beautiful children in a family tragedy. On her journey from grief to reclaiming life, she found meaning in serving others and guiding women on their paths to empowerment. Her daily drive comes from honoring her kids, Nicholas and Cheri. As a volunteer grief counselor, she's developed several women's groups devoted to helping survivors of domestic violence heal and find their resilience.  She's a philanthropist and activist for women and has been the featured Keynote Speaker for STAND: a non profit organization to support women against domestic violence. Her big mission in the world is to help more women be worthy of their wealth! Learn More About Jennifer Jost: Visit her website to get more: www.jenniferjost.com www.diamondlifeplanning.com   Whether you are new to 'The Driven Entrepreneur' podcast or a recurring fan, please help out by subscribing to the show on Apple, Spotify, or Google, and leave us that 5-Star love and a quick review over at Apple Podcasts! Your support and your reviews mean a lot to me, and really help the show to reach more people. Plus, it provides me with valuable feedback, so that I can continue to bring value to you each and every week. I love hearing from fans and listeners. Please share your feedback, guest suggestions, or ideas for show topics with me on social media. Connect with Matt Brauning On Social Media: Follow Matt Brauning on Facebook, Instagram, and Youtube. Check out more on this podcast, PLUS subscribe to my other podcast “Speaking of Getting Booked” This one's for anyone who wants to get booked to speak. We interview people who book and hire speakers just like you, and share all their strategies for you to get booked!" mattbrauningpodcast.com Get a signed copy of my #1 Best-selling book, "The Firebox Principle" PLUS take the Firebox quiz FREE at: fireboxbook.com Want to sponsor the show? Email inquiries to: mattbrauningpodcast@gmail.com

Our Client Services Manager, Jackie McLaughlin, CPA, shares the vital elements of fiduciary responsibilities in nonprofits as it crosses from the Boardroom to the staff level.Watch on video: https://vimeo.com/722387647Visit us: https://chazinandcompany.comAt Chazin & Company accounting is our business, but nonprofits are our passion.  This passion, coupled with years of practical experience, has made Chazin & Company a premier provider of virtual accounting and finance solutions.What is “mission-driven accounting?”  It's simple—your mission drives our accounting approach.  Chazin & Company combines a nonprofit's mission with our highly qualified nonprofit accounting professionals and superior technology.  This combination results in expert advisory services and accurate and reliable financial data.

In this episode, we look at the claim made by BLM co-founder Patrisse Cullors concerning financial accountability and ignorance about 990 reporting. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/humanitymatters/support

Growing up in the rural province of Chaco, Argentina, YON wasn't exactly destined for artistic success. As one of the poorest regions in Argentina, most households are focused on getting their kids educated and employed; they can dream when they're asleep. Growing up with neither resources nor the support of his parents, a young Yon made the decision that he was going to pursue life as an artist, regardless of the outcome. If he ended up broke and alone, at least he'd be doing what he loved. In this episode, you'll learn about Yon's backstory, cultivating internal validation, getting banned from Reddit, how NFTs finally clicked with him, and navigating the difficult balance of his dual responsibilities to himself as an artist and those that have invested thousands of dollars in his work. Follow YON on Twitter: https://twitter.com/botfrula View the Peaceful Groupies: https://t.co/p984EtqzRn Check out the Discord: https://t.co/A2wBk5yXOp -- 0:00 - Intro 1:45 - Growing up in Chaco, Argentina 10:00- - Internal vs. external validation as an artist 13:00 - How Yon's “Assface” character convinced him he was a real artist 15:00 - Making album covers, getting paid in crypto, and getting banned from Reddit 21:00 - Being bewildered with crypto and blockchain 25:00 - Selling Counterstrike Go weapons for Bitcoin and finally understanding NFTs 35:00 - The origins of PEACEVOID and the Peaceful Groupies 38:00 - Overcoming FOMO, launching and selling out PEACEVOID 50:00 - Mo' money, mo' problems 54:00 - Launching a project in bull cycle; dealing with holder anxiety during bear cycle 62:00 - Navigating the balance between responsibility to holders and responsibility to the art 71:00 - What's the big vision for PEACEVOID? 75:00 - What's on the horizon for the Groupies? 78:00 - Yon's advice on how to get noticed as a Web3 artist -- Interested In learning more about NFTs or Web3? Follow Daniel on Twitter - http://twitter.com/dwitcoff21 Follow Daniel on Instagram - http://instagram.com/dwitcoff21 Subscribe to our newsletter - https://badposture.substack.com/

The boys review a very blah All-Star Game and milk a rumor-mongering Athletic article for all it's worth in the latest installment. Drop us a line at purpleandblackpill@gmail.com

Libor is canceledI guess they were serious about that, huh:Regulators kicked off the final countdown for the London interbank offered rate Friday, ord... huhthe FCA’s announcementone from Intercontinental Exchange Inc.LIBOR Cessation and the Impact on FallbacksISDA Statement on UK FCA LIBOR Announcementthe new rates will behere they arewritten beforedon’t want that eitherLeBron James dunking a basketballGIF of Nyan Cat73rd home runbaseballsMickey Mantle rookie cardthis is kind of nutsselling his first tweetCancel Culture, Breach of Fiduciary Responsibility & Shareholder LawsuitsThe Shareholder Value MythI wrote aboutinsurrectionist pillowhere is a storyinitial public offering in 1999the 1MDB scandalgotten up toStillGoldman Sachs is involvedsurekeepbuyingstockswrongtickersI wrote last monthhaving a rough timeis pivotingJoe Weisenthal in EsperantoForkurifirst wrote about GameStopa $7 trillion companybaseline assumptionjokingly open to the possibilitySecret Mega-BatteryAircraft-Leasing UnitActivist Shorts Are UpTraders Slamming Phonesindicted some moreVaccine StartupJardine to restructureCorporate LawSPAC-Man Chamath PalihapitiyaDoge, SupremeExcelstart buying airplanes overnightsubscribe at this linkheresaysunlimited-liability partnershipsWhat Happened to Goldman Sachs

It's time to get down to business, the business we all doo. As a retired Chief Financial Officer, I find that recreational vehicle black water tank maintenance is better understood from a financial perspective. Risk Aversion is understandable and every RVers' Risk Tolerance is personal. Me? I'm low risk. Why else would I be talking dollars and cents about fecal matter. So, RVing Friends, let's come to Terms. Our business with business deserves serious Appreciation, and it is our Fiduciary Responsibility to evaluate our Back-End Load and its Current Yield. So take a moment to slip on a pair of gloves and draw a deep breath before we dive into the Fluid Economy of Gross Capital Flows. The post Business is Business appeared first on Living In Beauty.

Ary Rosenbaum (The Rosenbaum Law Firm P.C.) talks about the different ways that plan sponsors can outsource their fiduciary liability as plan providers.

Josh Tirado:  I'm Josh Tirado. And you're listening to making smart decisions. Today's topic. I want to discuss  the fiduciary standard and how that applies to financial advisors in this segment. I'm also going to discuss my personal experience and how this plays into my practice, but please know that this is a very touchy subject.[00:02:02] The standards for this are influx, constantly changing.  I am going to try to be as weary and correct as I can be in doing this. So according to in grant, this is not the end all be all, sure, but according to Wikipedia, a fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties.[00:02:25] Typically a fiduciary prudently takes care of money. Or assets for another person. Now that fiduciary definition is a little different than Wikipedia. That's a little different in Merriam Webster's dictionary. And right now the sec security exchange commission and, the CFP board certified financial planning board and different entities are working on the wording of what they feel is the appropriate fiduciary.[00:02:52] Definition and responsibility and standard that they can hold members to.  there's a lot of going back and forth with that. But what I want to say is that the core of it is trust. The fiduciary responsibility is that someone is trusting you to help them handle their affairs, their decisions, their money, their assets, the underlying thing is trust.[00:03:14]And trust can be very subjective. It's hard to define that where it's going to be legally binding, but as far as I'm concerned, whoever you're working with as a financial advisor, the number one thing, the first thing that needs to be there is that level of trust. Whether they're fiduciary or not, whether they're required by law or not, that's a discussion for a different time, but I feel that it's not just a legal responsibility, but that's a moral responsibility that there should be trust there that you're acting in the other person's best interest at all times, because that is why you're being hired as an advisor that you put that person's interest ahead of your own.[00:03:55] So to me, the fiduciary responsibility is very important. And let me just discuss a little bit of how it fits into my own personal experience. So I've been insurance licensed for over 22 years now. I have been securities investment licensed,  over 20 years now. So my practice has span the time when I have seen the tech bubble.[00:04:18] Burst in 2000, 2001, I have been here through the financial crisis and the corresponding mortgage and housing crisis in Oh eight Oh nine. now I'm around now living through 20, 20 COVID-19 and all the craziness that the market, the job market, interest rates, inflation, everything that everyone is seeing right now.[00:04:41] So my experience I have been through three major. Downturns and recoveries, and I've helped my clients through them. And each one has been very different. The reasons that caused it have been very different, but the underlying what happens at the end of the day with the money going down, the money going up, and handling someone's emotions, and that trust.[00:05:02] That's continuous that's dealing with humans and the human condition and trusting and caring for people and guiding them through what has happened in each one of those instances. So to me from day one that trust a fiduciary, that moral responsibility has always been there, but now legally it's becoming more important than ever.[00:05:24] And you do need to ask your advisor and you're interviewing someone or your current advisor, ask them if they're a fiduciary. Because there's a certain licensing to have. There's a certain title on what they need to have.  depending who they're governed by, they might be a fiduciary. They might not be.[00:05:39] if you've worked with your advisor for 40 years and you trust them and they're awesome. They're probably putting your best interest ahead of their own, and they're doing what they should, whether they're legally responsible or not. But I think that fiduciary and that trust level are extremely important.[00:05:55] And I do not think that should be overlooked in today's market. That should be question number one. And also the feeling you have for that person, that gut feeling. Do you trust that person? Do you get along with that person? Do you like that person? Because I'll tell you right now. I'm much more proactive in reaching out to my clients, and they are in reaching out to me.[00:06:16] They hire me for a reason. They know I'm there, I'm working for them. during good times, people are usually happy during the bad times when people grumble and complain. And I'm very fortunate. My clients are educated on our strategies. What we're doing,g when things start to go down or things are happening, geopolitically or things go quote unquote, bad.[00:06:35] Generally speaking, my clients are not too worried and I'm reaching out to them, but that is when an advisor is most needed, most effective. And that's when the trust and the fiduciary responsibility really kicks in when things are not going perfect. When they're not going smoothly, when they have to help you through things financially, emotionally, and help manage the situation.[00:06:57] That's when a good advisor is worth their weight in gold. And that trust has to be there.[00:07:03] 

We’re honored to have George Kinder, who many know as the founder of life planning, and Lora Woodward, Communications Director at the Kinder Institute, on the show today to discuss the Seven Stages of Money Maturity Post-Conference they have planned for #XYPNLIVE(ish). On today’s episode, we hear from George and Lora about what advisors can expect during the two-day training and what they can expect out of incorporating life planning into their firm. Lora and George discuss how life planning has the power to transform the standard client/advisor relationship and turn a financial planning engagement into a long-term, meaningful relationship. George and Lora remind us that listening and mindfulness are fundamentals of the client/advisor relationship.  We’re excited to welcome George as a Keynote at XYPNLIVE(ish), as well as provide access to this two-day life planning training. If you’re interested in how to incorporate life planning into your firm and how to create genuine and authentic relationships with your clients, then this episode is for you. You can find show notes and more information by clicking here: http://www.xyplanningnetwork.com/274 

This week, Jamie Hopkins talks with Steve Lockshin, the founder and principal at AdvicePeriod about how he ended up in the financial industry and his business ventures along the way. He also shares his critiques of the industry and the future of digital frameworks for financial services.  You can find show notes and other information at CarsonGroup.com/Framework.

Matthew Adrian of G5 Financial Group specializes in establishing and monitoring retirement plans for his clients. Plan types include 401(k) and 403(b), profit sharing and non-qualified deferred compensation. He also works with small businesses on their strategic planning and assists individuals with their individual investment management. On this week's episode, Matthew shares his journey into finance, shares some overarching philosophy that people should consider when thinking about their financial goals, discusses his philosophy on giving back to the community, and shares a great story about legendary University of Alabama Football Coach Bear Bryant.  Hosted by Colorado Business Roundtable President Debbie Brown. Securities and Advisory Services offered through Geneos Wealth Management, Inc. Member FINRA/SIPC

In Episode 23, Alex Proimos speaks with Graeme Russell, former chief executive and chief investment officer at Media Super. All views expressed on this podcast are subject to change and do not necessarily reflect the views of Media Super or Conexus Financial. This podcast is for educational purposes only and should not be relied upon as investment advice.

My special guest Tom Zamiara, founding partner of Westminster Consulting, talks to us today about plan governance and oversight, and the roles and responsibilities of the fiduciaries. We cover their obligations to meet and to address the many needs brought on by the crisis, including how to address those employees planning to retire this year or next. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Ben Anderson was a Top 20 U.S. loan originator from 2011-2018, has closed more than $3 Billion in home loans, and mentors loan originators all around the world. He is also the author of Homeowner NOW The 7 true Steps To Homeownership and the CEO of RED MEDIA, a digital marketing agency that helps entrepreneurs and businesses build their brands. And when I asked on Facebook and Instagram if you all had any questions for Ben, boy did you deliver – so we’re going to ask all of those today, too! You Will Hear About: [2:30] Ben’s tough childhood [5:20] Is Ben worried that his kids have it so much easier than he did? [8:30] What you’ll learn about injustice and business in Homeowner NOW [12:50] Is now a good time to buy a home? [16:30] What should you look for when deciding what kind of loan to get? [21:40] Using negative experiences as fuel [23:00] You have a fiduciary responsibility to reach your potential [26:35] Adapting to technology & marketing yourself Resources: Learn more at benanderson365.com Read: Homeowner NOW The 7 true Steps To Homeownership Instagram: instagram.com/benanderson.365 Facebook: facebook.com/BenAnderson365 Are you enjoying the show? I want to know! (http://getpodcast.reviews/id/1370982175) . Mommy Millionaire is produced by Podcast Masters

Jonathan Twombly spent 12 years as a corporate attorney for some of the most prestigious law firms in New York, Boston, and London, before switching tracks and becoming a full-time real estate investor and syndicator. Now, Jonathan is the owner of Two Bridges Asset Management and his attention to detail, creative thinking, and tendency to notice overlooked connections has had a huge impact on his returns, as well as those of his investors. Today we'll discuss how Jonathan chooses his partners, and why you shouldn't treat your partnership like a marriage.  You'll also learn how Jonathan overcame some setbacks early on when his deals didn't pan out, and how he spent three years chasing opportunities before completing his first deal. Jonathan also shares tips on working with attorneys, how he presents his opportunities and tells the story of the deal, what it means to have a fiduciary responsibility to your investors, and his outlook on the multifamily and apartment market. Jonathan also hosts the Real Estate Launchpad podcast (I was a guest on episode #28), and can be reached through his website & Facebook page: https://realestatelaunchpad.net/booster/ Multifamily Investment Community (Facebook)

Rafael Fonseca, MD is a consultant in the Division of Hematology and Oncology at the Mayo clinic in Arizona and a visiting healthcare fellow at Goldwater Institute. Dr. Fonseca discusses the fiduciary responsibility of the physician to the patient.

[The] FOUNDATION - PUBLIC TRUST, PRIVATE TRUST, WHO DO YOU TRUST???   From Charitable to Business; to Asset Protection to Family; Who Do You Trust??? When dealing in and doing Business with TRUST, We place Our Trust in the CONTRACT. The Trustee holding the Fiduciary Responsibility to Execute, Must Perform to the CONTRACT. From Formation to Execution to Enforcement, Sot EL Discusses the Where HE Places His TRUST.... In Trust! As We Lay the FOUNDATION... LIVE CALL # (424)222-5250 or (563)999-3625 - Press 1 to interact with Sot EL. Email:  admin@welcometothefoundation.com Thanks for listening and sharing! www.highfrequencyradionetwork.com www.welcometothefoundation.com

Ep. 100: CEOs Have A Fiduciary Responsibility to Investors – Under Armour, Twitter & Square by TEK2day

Host: Buck Blanton. Audio library: www.ExitCoachRadio.com.  Larry Crocker discusses fiduciary roles, responsibilities, and potential burdens for advisors.      Want more control of your business growth? Invest 15 minutes and get a FREE "Value Builder Road Map" at www.BizGrowth123.com

An offer to outsource or delegate your fiduciary responsibility for your workplace retirement plan can be pretty tempting! When you think about all the rules, tasks, processes, approvals and for that matter the time that you could save if you didn’t have to do all that work, it might sound really good!  However, before you sign on the dotted line, my conversation with J.D. Carlson and Chad Johansen, TPAs with Plan Design Consultants and half of the infamous Retireholi(ks) could be really helpful to gauge what you are signing up for.  We start with some best practices and things to know before outsourcing various administrative functions to an ERISA 3(16) fiduciary.  As you will hear, if someone flashes their fancy 3(16) fiduciary badge, it can mean a lot of different things.  We also share few thoughts on how some of these concepts either do or don’t relate to hiring an ERISA 3(38) investment fiduciary, another way to delegate.  And, we had a first on the podcast, I assigned homework.  With both of my parents now retired teachers, I guess it was just a matter of time.  It involved magic, a staircase and somehow someway it should be really helpful to employers considering delegating various fiduciary responsibilities to a 3(16) fiduciary.  You definitely will have to listen to get any perspective on what I just said.  To get your very own copy, be sure to go to 401kfridays.com and subscribe to our email list.  We will shoot it out once Chad is done with it.  Guest Bio We're Plan Design Consultants, Inc. a retirement company that since 1975 has been providing businesses with affordable, quality plans customized to meet the specific needs of our clients. Over four decades in the business has given PDC the experiences we need to evolve our service model to what it is today.  A smart, easy process centered on the needs of our clients.  A service model designed to be AWESOME! It is our deep understanding of all areas of retirement plans combined with a constant commitment to customer service that sets us apart.  We share our expertise with our clients to make sure they are comfortable and confident in making decisions around maintaining a successful Employer sponsored plan. As an independent company, client advocacy is a major strength of our firm.  We partner with Financial Advisors to offer our clients a very healthy choice in vendors.  A strong understanding of fees and services allows PDC to help clients find the perfect fit. Thousands of retirement plan clients from all over the country have relied on PDC to assist them in offering the right plan to help their employees reach retirement goals.  401(k) Fridays Podcast Overview Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your workplace retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over eighty prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

Host: Buck Blanton. Audio library: www.ExitCoachRadio.com.  Larry Crocker discusses fiduciary roles, responsibilities, and potential burdens for advisors.  New content daily - check back often!   Want more control of your business growth? Invest 15 minutes and get a FREE "Value Builder Road Map" at www.BizGrowth123.com

In this episode, Tim Callendar gives us some insight on fiduciary responsibility. The audio from this episode is taken from this year's Cypress University event held in Las Vegas.

The fourth episode of Imaginary Capital Partners, or "Batman vs. Iron Man: The Dawn of Fiduciary Responsibility."

Who wouldn’t want to invest like Warren Buffett? He’s one of the most successful investors in the world, and yet, most people don’t follow his recommendations about where they should be putting their money. In this edition of The Lange Money Hour, we welcome nationally recognized investment expert Larry Swedroe, the author of the book Think, Act and Invest Like Warren Buffett: The Winning Strategy to Help You Achieve Your Financial and Life Goals. Like Warren Buffett, Larry believes that passive investing through index funds is the best path to prosperity, and he’s done the research to back it up. Larry is director of research for Buckingham Asset Management. Including the Warren Buffett book we’ll be talking about Larry's other books, including his latest, The Incredible Shrinking Alpha, and he’s working on book number 15 as well, called Your Complete Guide to Factor-based Investing. In this podcast you’ll learn a great deal about passive and active investing and how to get into that Warren Buffett mind-set. TOPICS COVERED: Guest Introduction: Larry Swedroe, Author and Wealth Manager, Most Investors Do the Opposite of What Warren Buffett Advises Warren Buffett’s Advice: If You’re Not Me, Invest in Passive Index Funds, It’s Possible, but Very Few Win the Loser’s Game of Active Management, With the Right Value Stocks, You Can Outperform Warren Buffett,‘Gross Profitability’ and ‘Equality Factor’ are Different from Earnings, The Importance of the ‘Profitability Factor’ in Index Funds, Small-Value Funds from the Bottom Third Capture More Premium, Beyond the Investments, You Need the Discipline to Withstand Bear Markets, Why the New Rules on Fiduciary Responsibility are Critical, Whoever Wins the White House in November Will Have an Effect on Investors

Supporting the Four Corners of Your Financial House, James Lange, CPA/Attorney, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 126, TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, The DiNuzzo Stack Analysis, Fiduciary Responsibility, Behavior Coaching, Taking Advantage of a Dynamic Withdrawal Strategy, Cost Effective Portfolios, Tax Management of a Portfolio Rebalancing

Welcome to Part II of this four part series on Employee Retirement Income Security Act (ERISA).  Please listen as ERISA expert Gary Young, Partner at Scarinci Hollenbeck, explains and introduces you to the complicated but important world of ERISA Fiduciary Responsibility And Liability. You can watch a YouTube video on the subject here.

Professor Craig Lemoine speaks with Jeffrey DeLone, a Financial Advisor with the DeLone Financial Group, about fiduciary responsibility when planning for a client’s retirement, and recent problems stemming from financial advisors not fulfilling their fiduciary role.

Fiduciary Responsibility

Fiduciary Responsibility

Aired 08/01/09 "You don't have to choose between making money and making sense.... Green business practices are good for business and for the world. They can increase profits, lower costs, and attract customers." Those are the words of Gil Friend. Gil and I met in 1973 when I directed a video documentary of a Buckminster Fuller World Game Workshop. Each in our own ways, we've been plugging away at that game ever since. Gil Friend, President & CEO of Natural Logic Inc, is a systems ecologist and business strategist with nearly 40 years experience in communications, business, and environmental innovation. Clients include Agilent Technologies, Coca-Cola, Dean Foods, Hewlett Packard, Levi Straus & Co, Nike and Sun MicroSystems. Friend is the author of the upcoming Risk, Fiduciary Responsibility and the Laws of Nature, and just published, The Truth About Green Business. http://www.worldchanging.com/