Podcast appearances and mentions of Stacy Johnson

Stacy Johnson is a force to be reckoned with. She is a fierce advocate for foster children in Texas, having been raised in foster care from two years old on. Her story will inspire you and give you an insight into the foster care world. Stacy has devoted her life to making a difference in the lives of the most vulnerable among us, children.

Tariffs are soaring. Markets are diving. Uncertainty is spreading across Wall Street. President Trump's policy shifts have investors' retirement accounts on a rollercoaster ride with no end in sight. Will manufacturing return to American shores? Can businesses plan with constantly changing trade policies? What happens when one tweet can move markets by trillions? We're breaking down all this market chaos on this week's podcast. It's information you can't afford to miss. So grab your financial life jacket and listen up. It could save your retirement. Click to watch on Youtube: Is Trump Really a “Stable Genius”? Don’t Bet Your Retirement On It 00:00 - Introduction: Markets rocked by Trump's tariff announcements01:44 - Recap of market losses: Trillions wiped from retirement accounts03:09 - The history of Trump's trade deficit concerns since 198704:29 - Analyzing the validity of trade deficit arguments05:37 - Understanding the impact of 145% tariffs on Chinese goods08:37 - The problem of one person controlling market movements10:30 - How global countries are responding to America's trade policies12:16 - The challenge of manufacturing returning to America14:55 - Comparing labor costs: $70/hour US vs $6/hour Mexico17:36 - Investment advice during market uncertainty19:12 - Conclusion: Remain calm but cautious with investments And to stay ahead of the curve, subscribe to the Money Talks News newsletter and YouTube channel now. Your future self will thank you! Make new friends! Join the MTN Facebook Retirement Group Click to watch: Title with URL link insert Add "Money Talks News: The Podcast" to your favorite player! MTN | Youtube MTN | Apple Podcasts MTN | Spotify Love growing your wealth? You'll enjoy these courses. Take our course The Only Retirement Guide You'll Ever Need Take our course Money Made Simple Trump's sudden tariff announcements sent markets into a tailspin, with major indexes dropping significantly before a partial recovery following his 90-day postponement. Stacy Johnson expresses deep frustration that one person can move markets by trillions with a single tweet. The 145% tariff on Chinese goods threatens to create essentially a trade embargo with America's largest trading partner. Economists remain divided on trade deficits, but the inconsistent policy approach has paralyzed business planning and investment decisions. Johnson advises against panic selling but acknowledges he's freezing new investments until there's more clarity. The podcast explores how domestic manufacturing would increase consumer prices, with American auto workers earning $70/hour versus $6/hour in Mexico. Canadian tourism to the US has dropped 40% as international allies feel alienated by Trump's trade stance.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

As industry standards and guidelines evolve, are your department's workflows keeping up? In this week's new episode from our “Safe and Sterile Endoscopes” series, Stacy Johnson and Melanie Marshall, Clinical Education Consultants at ASP, join us to break down the latest regulatory requirements, including AAMI ST91, and their impact on endoscope reprocessing workflows. From FDA recommendations to evidence-based standards, these education experts outline what these changes mean for your department. Whether you're preparing for your next audit or updating outdated processes, this episode provides the clarity and tools you need to stay ahead. Tune in now to take the next step toward safer and smarter reprocessing practices! This dynamic 6-part series explores the critical world of endoscope innovation, design, and safety. Each episode will feature insights from industry leaders and clinical experts who are transforming the way we approach scope safety and sterility. From frontline technicians to department leaders, this series will equip your team with powerful strategies to transform your reprocessing workflows! A special thanks to our sponsor, Advanced Sterilization Products (ASP), for making this series possible! Their commitment to education and quality in endoscope care has been instrumental in bringing this series to life. Visit our CE Credit Hub at https://www.beyondcleanmedia.com/ce-credit-hub to access this quiz and over 350 other free CE credits.  #BeyondClean #ASP #Endoscopes #SterileProcessing #ScopeSafety #Podcast *This episode is currently pending 1 CE approval with HSPA & CBSPD. Please check back next week for access to this quiz and your CE certificate.

The CFPB is under attack. Banks are celebrating. Consumers are left in the dark.The Consumer Financial Protection Bureau's powers are being stripped away.Will the watchdog's bark be silenced? Are fraudsters free to roam? What will billions in bank influence do to your finances?We're uncovering the shocking truth and more in this week's podcast. It's information you need to know. So sit back, relax, and tune in.It could save you thousands. 00:00 Introduction: CFPB's role in protecting consumers02:31 Example: Woman loses $16,000 to debt relief scam05:22 CFPB and state attorneys general sue predatory companies07:17 Impact of CFPB's closure on ongoing cases09:56 Why powerful banks and billionaires oppose CFPB13:21 CFPB's partnership with state attorneys general15:47 Stacy Johnson's perspective as a consumer reporter18:16 CFPB's $21 billion return to consumers vs. $700 million budget20:40 Call to action: Contact representatives to defend CFPB23:06 Importance of staying informed and protecting consumers And to stay ahead of the curve, subscribe to the Money Talks News newsletter and YouTube channel now. Your future self will thank you! Make new friends! Join the MTN Facebook Retirement Group Click to watch Youtube version : https://youtu.be/VkaXcllCkVE Title with URL link insert Add "Money Talks News: The Podcast" to your favorite player! MTN | Youtube MTN | Apple Podcasts MTN | Spotify Love growing your wealth? You'll enjoy these courses. Take our course The Only Retirement Guide You'll Ever Need Take our course Money Made Simple Summary: The Consumer Financial Protection Bureau (CFPB), established in 2010 to protect consumers from financial fraud and abuse, is being dismantled. The agency's offices have been closed and staff dismissed, leaving consumers vulnerable to predatory practices. Examples include a woman who paid $36,000 to a debt relief company, with $16,000 going to fees, and a mortgage company giving unaffordable loans to mobile home owners. The CFPB, in partnership with state attorneys general, has held these companies accountable, but ongoing cases are now being dismissed. Powerful banks and billionaires oppose the CFPB's oversight, influencing politicians to deregulate the financial industry. The CFPB has returned $21 billion to consumers, far exceeding its $700 million annual budget. Consumers are urged to contact their representatives and defend the CFPB to prevent a repeat of the 2007-2008 financial crisis. Without the CFPB's protection, consumers are at risk of falling victim to financial fraud and abuse.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Congress is exploring major changes to Medicare as part of efforts to offset potential tax cut extensions. Three key proposals are making waves in healthcare policy discussions. Will Your Doctor Stop Taking Medicare? Are savings sustainable? What happens when hospitals hit the brakes? We're dissecting the dollars and sense of Medicare's transformation. It's information that could impact your healthcare future. So tune in, take notes, and stay informed. Your well-being could depend on it. Click to watch podcast: 5 Ways Trump's Congress Is Planning to Change Your Healthcare And to stay ahead of the curve, subscribe to the Money Talks News newsletter and YouTube channel now. Your future self will thank you! Make new friends! Join the MTN Facebook Retirement Group Add "Money Talks News: The Podcast" to your favorite player! MTN | Youtube MTN | Apple Podcasts MTN | Spotify Love growing your wealth? You'll enjoy these courses. Take our course The Only Retirement Guide You'll Ever Need Take our course Money Made Simple Chapter Markers: 0:00 - Intro and Background 3:05 - Medicare Bad Debt Coverage 5:34 - Site-Neutral Payments Explained 8:13 - Medicare Coverage Expansions 9:15 - Potential Consequences 11:44 - Closing Thoughts “You can either look rich or you can be rich, but odds are you won’t live long enough to accomplish both. Choose wisely.”– Stacy Johnson, CEO Money Talks News Since before there was an internet, there’s been Money Talks News. Money Talks News was founded by CEO Stacy Johnson in 1991 to create and distribute personal finance news to network-affiliated TV stations nationwide. Decades later, Stacy’s still here and we’re still providing personal finance news and advice. These days we also syndicate both print and video stories to the top news portals on the planet, including MSN, Yahoo, AOL and many others.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Stacy Johnson-Cosby KC Regional Housing Alliance | 2-14-25See omnystudio.com/listener for privacy information.

Market mayhem or magnificent momentum? The horse is back in the hospital! Trump's potential return has Wall Street watching and wondering. Will tariffs trump trade? Will deportation derail labor markets? The 10-year Treasury tells the tale - above 5% spells trouble. But AI advances offer silver linings amid the chaos. We're exploring everything you need to know about protecting your portfolio in these peculiar times. So tune in, take notes, and stay informed. Your wealth could depend on it. Click to watch: "Will Trump Tank Your Retirement Account in 2025" Takeaways The stock market thrives on predictability, not outrageous statements. Economic policies can have complex and unpredictable effects. Tariffs may protect domestic industries but can also lead to inflation. Bond vigilantes signal market uncertainty and influence government policy. Investing during uncertain times requires caution and strategy. AI is poised to revolutionize industries and investment opportunities. Dollar-cost averaging can mitigate risks in volatile markets. Understanding the relationship between interest rates and stock prices is crucial. Retirement planning should consider market volatility and personal risk tolerance. The future of work may be significantly impacted by AI advancements. Summary In this episode of Money Talks News, hosts Stacy Johnson and Aaron Freeman discuss the potential impact of Donald Trump's presidency on retirement accounts and the stock market. They explore the uncertainty surrounding economic policies, tariffs, and inflation, using the metaphor of 'the horse in the hospital' to illustrate unpredictability. The conversation delves into the role of bond vigilantes, investing strategies in uncertain times, and the transformative potential of AI in the economy. Make new friends! Join the MTN Facebook Retirement Group Add "Money Talks News: The Podcast" to your favorite player! MTN | Youtube MTN | Apple Podcasts MTN | Spotify Love growing your wealth? You'll enjoy these courses. Take our course The Only Retirement Guide You'll Ever Need Take our course Money Made Simple Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

If you're struggling to take your money to the next level, it might be your mindset. Or maybe you don't know where to start. If you're feeling stuck, a money coach might be able to help with long-term financial planning and building wealth. Today's guest is Nicole Stanley, founder of Arise Financial Coaching. Her passion is helping people build wealth so they can create goodness in the world. We're going to look at how your money mindset impacts your finances and the way a financial coach can help you take the next step toward building greater wealth. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. What is a money coach? So many people are out there claiming to be able to tell you how to make the most of your money. Some of these folks have financial credentials, while others don't. Trying to figure out who to trust can be a big deal. Nicole explains what a money coach does, pointing out that coaching has fewer regulations and is a different beast from financial advising. It's also important to note that a financial coach doesn't do the same thing as a financial advisor and won't manage your money for you. Additionally, while some organizations recognize coaches, anyone can call themselves a coach and take your money. We have a great article on how to choose a financial advisor that works for you. What can a financial coach do for you? While a financial coach isn't usually a credentialed financial professional, they can still help you on your financial journey. Here are some of the ways a money coach might be able to provide you with insights into your finances: Exercises to help you understand your relationship with money Help you understand your financial values Set money priorities that make sense for you See money as a tool to help you achieve your goals rather than being the end goal Make a change to how you view money We also talk a little bit about financial shame and how some gurus, like Dave Ramsey, focus on that aspect to motivate you rather than finding positive motivation. (Check out our podcast episode on Dave Ramsey.) Meet this week's guest, Nicole Stanley Nicole Stanley is the owner and head money coach at Arise Financial Coaching. Her mission? Shame-free and accessible wealth-building education empowering women. Nicole is a Latina founder and personal finance expert. After paying off debt and increasing her family's net worth through investing, she discovered her passion for helping women change their communities through financial literacy and wealth. Arise Financial Coaching has helped hundreds of women escape debt, save, and become confident investors. Nicole and Arise have been featured on GMA, Yahoo Finance, Time, ABC News, Go Banking Rates, and more. Website Facebook Instagram Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

A month-long trip to Costa Rica completely changed the trajectory of Stacy Johnson's career. In this episode, Stacy shares how a series of career disruptions led her to pivot from graphic design to nonprofits and why a trip to Costa Rica to learn Spanish led her to pursue new passions. Plus, we also discuss how the Latinx community in Chattanooga has changed over the past twenty years and why La Paz has shifted their focus as a result. Stacy Johnson is the President and CEO of La Paz, an organization whose mission is to empower and engage Chattanooga's Latino population. You can connect with Stacy on LinkedIn (linkedin.com/in/stacy-johnson-7bba232b) and you can learn more about La Paz on their website (lapazchattanooga.org). If you liked this episode, we think you'll also like: Candy Johnson's Morning Cup (E48) Emily Mack's Morning Cup (E83) Keith Sanford's Morning Cup (E86) My Morning Cup is hosted by Mike Costa of Costa Media Advisors and produced by SpeakEasy Productions.  Subscribe to the weekly newsletter here and be the first to know who upcoming guests are!

Are you throwing your hard-earned cash down the drain? You might be if you're falling for these common money traps. In this Facebook Live episode, Stacy Johnson, founder of Money Talks News, breaks down five financial pitfalls that could be costing you big time. From timeshares to car leases, gambling to subscription services, and investment scams, Stacy exposes the hidden costs and risks behind these seemingly attractive options. But it's not all doom and gloom! Stacy also shares practical tips on how to make your money work harder for you, including shopping around for better interest rates and insurance policies. Plus, he dives into the nitty-gritty of retirement planning, discussing the pros and cons of traditional IRAs versus Roth IRAs. Ready to stop the financial bleeding and start building real wealth? Tune in to this eye-opening discussion. And don't forget to subscribe to the Money Talks News newsletter and YouTube channel for more expert financial advice and money-saving strategies. Your future self (and wallet) will thank you! Watch the show here:https://youtu.be/F75aHRsRpZg http://moneytalksnews.com/ https://www.youtube.com/@moneytalksnews https://www.facebook.com/moneytalksnews MTN Retirement Group:https://www.facebook.com/groups/moneytalksnewsretirement  Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Live and Learn with Katie, Learn Something New! In this powerful episode of *Live and Learn*, we dive into a life-saving conversation with heart health advocate Stacy Johnson. Discover the shocking truth about heart disease—the leading cause of death in women—and why it's rarely discussed. Stacy shares some of her personal story, eye-opening statistics, and practical tips to take control of your heart health. Learn how to spot the symptoms, reduce risk factors, and advocate for yourself and your loved ones. Moms, this is a conversation you can't afford to miss! Connect with Stacy here: https://linktr.ee/stacykaliszjohnson Brought to you by Team EvoAZ at eXp Realty and MOMnation! Connect and Follow us at https://direct.me/momnationaz or http://MOMnationUSA.com

In this week's Finance Friday host Stacy Johnson shares personal reflections and tackles key financial topics: Social Security: When to claim? Waiting until 70 maximizes benefits, but isn't right for everyone. Consider your health, job satisfaction, and financial needs. Stock market outlook: Currently overvalued, but timing the market is risky. Instead, invest regularly and buy more when prices dip. Retirement savings: The 4% withdrawal rule can work, but there's no one-size-fits-all answer. Save as much as possible and adjust based on your specific situation. Mortgage payoff vs. investing: With today's low rates, you may be better off investing extra cash than paying off a low-interest mortgage early. Stacy also reminds listeners to stay informed and vote in upcoming elections, as political outcomes can significantly impact both health and wealth. As always, he emphasizes that while money doesn't buy happiness, it sure can be fun if you're already content. So build wealth, but don't forget to enjoy life along the way! Watch now on Youtube: https://youtu.be/7UMHs7fs2L4 Join MoneyTalksNews' Retirement Facebook Group for more straight-talking financial advice from Stacy and the team. https://www.facebook.com/groups/moneytalksnewsretirementBecome a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Last year, a NerdWallet survey found that 84% of Americans with a monthly budget spend beyond it. So what gives? If you have a budget, shouldn't that help you stay on track? Maybe it's less about creating a budget and more about understanding your cash flow or how money moves through your personal economy. To help us tackle our cash flow, we've invited Jason Vitug back to talk about his six-step system for better moving your money. You can find his system in his latest book, Make Your Money Smile. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Understanding cash flow vs. budget One of the most important things to understand is how money moves through your personal economy. We discuss how your monthly cash flow is more than your budget. Some of the items we tackle with our guest Jason include: How to find your cash flow number Figuring out your broad categories Paying attention to when you get paid and when your bills are due Part of syncing your budget with your cash flow is understanding your values We have some great past podcast episodes on money management, including how to make money management fun and manage your money the lazy way. Tips for better money management We also discuss ways to improve money management. One of the easiest ways to do this is to automate your finances. We have some suggestions for personal finance apps, like YNAB, that can help you automatically track your spending and see where your money is going. Automated finances also include scheduling your bills and using autopay (although not all bills should be on autopay). Other tips we talk about include making sure you save some money for fun things. Cutting everything you enjoy out of your budget can lead to binging later. We also have a few tips for saving money on everyday things, so you can spend more on things you love. Focusing on your cash flow and setting up the right systems will help you make better financial decisions and get your money back on track. Meet this week's guest, Jason Vitug Jason Vitug is an award-winning creator, author, speaker, entrepreneur, and producer. He is the founder of the personal finance website phroogal.com, creator of the Road to Financial Wellness, and champion of #theSmileLifestyle, a community devoted to experiential and purposeful living. Jason is the author of the bestselling and New York Times-reviewed book, You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life. His TEDx talk about breaking the money taboo is one of the most viewed talks on money. In his previous life, Jason was a nationally recognized credit union executive championing financial wellness. He currently works on wellness initiatives with Fortune 500 companies, credit unions, community banks, and fintech startups. Jason received his bachelor's at Rutgers University and MBA at Norwich University. He's an avid traveler, having visited all 50 states, explored 45 countries, and stepped foot on five continents. He is also a certified yoga teacher and breathwork specialist. Website Twitter Instagram Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Join financial expert Stacy Johnson as he breaks down the recent Federal Reserve interest rate cut and its impact on your wallet. In this engaging live session, recorded on September 20, 2024, in the Money Talks News Retirement Facebook Group, Stacy explains: Why the Fed lowered rates and what it means for the economy How falling interest rates affect savers, borrowers, and investors Strategies for locking in higher rates before they disappear Tips for managing your stock portfolio in a changing market With over 45 years of experience in finance, Stacy offers practical advice and answers viewer questions in real-time. Whether you're concerned about your savings, considering a mortgage, or wondering how to adjust your investment strategy, this episode provides valuable insights for navigating the current financial landscape. Don't miss this opportunity to learn from a seasoned professional and get your money questions answered. Tune in to "Money Talks Live" for straightforward financial advice you can use today! Want to be part of future live sessions? Join our Retirement Facebook Group: www.facebook.com/groups/moneytalksnewsretirement/Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

The great wealth transfer of trillions of dollars in assets – approximately $72.6 trillion over the next 20 years – has begun. Among those assets are inherited properties, but it's tough to deal with the baggage that comes with an inherited house. Pam Krueger from Wealthramp is back to go over essential questions to ask when you inherit a house. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Getting ready to inherit a house It's not unusual to consider a home as part of an inheritance. However, if you're on the receiving end of that inheritance, you might not be sure what to do. Pam points out that any type of inheritance can be emotional and lead to difficult conversations. If you need help talking to your parents, we have a podcast episode about how to talk to your aging parents about money. When you decide to talk about inheriting a house with your parents and siblings, it might also be a good idea to bring in a financial planning professional or estate planner. Getting everyone together so you're all on the same page can reduce the stress involved later. How to deal with an inherited house As you review the inheritance, there are some important questions to ask, and plenty of pitfalls to avoid. Some of the most important things to address include: Is there a reverse mortgage on the home? Once your parents pass, a reverse mortgage can potentially put some limitations on your ability to keep the home in the family. Miranda shares a story of a friend who had no idea there was a reverse mortgage on an inherited house and is dealing with the fallout. Do you understand the capital gains? Pam talks about stepped-up basis for capital gains taxes on an inherited house. The good news is that you'll be protected from some of the tax consequences of inheriting. Should you buyout the home? Talk to your siblings about a buyout if you want to be able to do what you want with the inherited house. How do you split the proceeds? If you're sharing, you need to know how to split the proceeds—after the estate pays out for taxes and upkeep and other expenses. What's the family situation? Be realistic about your family situation and your parents as you discuss family matters and take into account everyone's preferences. Meet this week's guest, Pam Krueger Pam Krueger is a recognized investor advocate, award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, an advisor-matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. It is the only advisor referral service that gives people full control over when and how they talk to their referred advisors. Her perspectives on personal finance regularly appear in Marketwatch, Forbes, PBS Next Avenue, and she is a frequent speaker on fiduciary financial advice. In addition, Pam is an active volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a non-profit dedicated to enhancing the retirement security of America's workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called, Investing Pays Off For Kids. Each year, she spends part of her time in San Francisco, California and lives in Cape Cod, Massachusetts. Wealthramp Podcast: MoneyTrack Podcast: Friends Talk Money Twitter LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

In this episode of Money Talks News, Stacy Johnson and his team dive into the economic promises and potential impacts of the upcoming presidential election. With characteristic wit and skepticism, Stacy cuts through the campaign rhetoric to examine what Trump and Harris are really saying about the economy - and why much of it may be "bullsh--." From tariffs to tax cuts to home buyer incentives, Stacy breaks down the candidates' proposals and explains why many are unlikely to become reality. He also offers insights on how presidential policies actually affect the stock market and economy. If you're looking for straight talk on politics and your money, don't miss this lively and informative discussion!Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

You've undoubtedly met people who have made a lot of money in the stock market and dreamed you could become one, too. If that's you, I've got great news. You can learn to be a successful stock investor, make some money and maybe some friends while you're at it. How? By joining an investment club. Today we welcome Ionnie McNeill, a member of the nonprofit National Association of Investors to give us the lowdown. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. What is an investment club? Our guest, Ionnie, talks about joining an investment club and how it's helped her and others become better investors. Even though it's relatively easy to start investing no matter how much money you have, sometimes it helps to learn from others. Plus, investment clubs can also provide support. For an index investor like Miranda, joining a club might not make sense. However, if you want to learn how to evaluate stocks and understand the metrics to use when picking stocks for your portfolio, an investment club can help. Ionnie takes us through the mechanics of her club and how it works to help new investors learn. Additionally, being part of an investment club can motivate you, even as a seasoned investor, to implement principles that will benefit your portfolio over time. We also talk about other types of investment clubs beyond stocks, like those that focus on real estate investing and other assets, that you can join based on your interests. How to avoid investment club scams Unfortunately, whenever you have a good thing, someone almost always wants to scam off it. That's the case with investment clubs as well. There are plenty of financial scams masquerading as investment clubs. Ionnie helps us understand some of the scam red flags to watch out for: A stranger approaches you online, through social media or texting app. There's no real vetting process. A legitimate investment club usually has requirements to join and a process that allows you to see if you fit. There's a focus on day trading or getting rich quick. The asset selection process isn't transparent and you're told there's minimal participation. Ionnie suggests joining the American Association of Individual Investors, which can help you find model portfolios and principles, and also checking out BetterInvesting.org, which can help you find (or even start) an investment club. Meet this week's guest, Ionnie McNeill[caption id="attachment_492295" align="alignnone" width="837"] Courtesy of Ionnie McNeill / Money Talks News[/caption] Ionnie McNeill is a longtime BetterInvesting member and volunteer, originally joining as a youth member. Currently, she is serving as a BI National Board Member and the President of the BetterInvesting South Florida Chapter. In the summer of 2020, Ionnie and 26 other people started the South Florida Model Investment Club, which welcomes visitors to come and observe how an investment club is run on BetterInvesting Principles. "The Baby Billionaire's Guide to Investing" is her children's book explaining the importance of investing early and the power of compound interest. She is originally from Miami, FL and is a proud graduate of Howard University. Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoorsBecome a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Americans owe more than $1.1 trillion in credit card debt—and a good portion of that is because too many of us are using plastic to pay for basic necessities like rent and food. But no matter where your debt comes from, one thing's for sure. It's stressful. According to one survey, more than half of U.S. adults with debt say they feel stressed because of it. So what can you do if you're feeling overwhelmed? Consumer attorney and debt relief expert Leslie Tayne is here to save the day. She specializes in law-based debt solutions and today she's going to help us with the steps to take when we're feeling overwhelmed by debt. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Are you overwhelmed by your finances? It's not uncommon to feel overwhelmed by your debt. In fact, in this episode, we mention how Miranda made a mistake that destroyed her credit, even though she knew better. Stacy also talks about getting a handle on debt in his book Life or Debt. We also look at some of the signs that your finances might be heading off track with signs such as: Living paycheck to paycheck Having more bad debt vs. good debt Difficulty creating and sticking to a budget that works The good news is that you don't have to remain overwhelmed by your finances. And it doesn't mean you have to move or sell your car or take other steps that might not actually be helpful. Considerations when getting out of debt Our guest, Leslie, points out that no one method works for everyone. Some of the tips Leslie offers include: Try to detach from emotion as much as possible Look at your current finances, including whether you have a variable income Find ways to develop new habits and model better behaviors for your children Take into account short-term and long-term financial goals We also discuss debt consolidation vs. debt settlement and when it makes sense to seek help from an attorney like Leslie. Plus, if you're looking for help getting your credit score back on track, you can listen to our podcast episode about credit repair. Meet this week's guest, Leslie Tayne Leslie H. Tayne, Esq. is an award-winning financial attorney and author of Life & Debt. She has over 20 years of experience in consumer and business financial debt solutions, which includes negotiations with large international banks and credit agencies for loans, lines of credit, credit cards and student loans. Leslie is the founder and managing director of Tayne Law Group, P.C., a law firm headquartered in New York dedicated to debt solutions. Leslie is frequently sought out for her expertise on financial, credit, and debt topics in the media. As a speaker, she regularly provides insight and strategies regarding all areas of debt and credit-related solutions to outlets like the Huffington Post, Yahoo Finance, US News and World Report and MSN. Website Blog Twitter/X Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoorsBecome a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

In this episode, we're talking about the top four mistakes investors make. When it comes to stocks, we all know we're supposed to buy low and sell high, but for many of us, that's a lot easier said than done. Many investors tend to buy when the market's topping, then panic and sell at the bottom. That's one common mistake investors make, but it's far from the only one. Today, we're talking to a behavioral investing expert about how simple mistakes can lead to big losses, especially during times of economic uncertainty. He's going to help us avoid falling into behavioral traps and make us all better investors. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Our guest is Jason L. Smith, CEO and founder of C2P Enterprises and author of The Bucket Plan. Before you listen, remember: This isn't financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn. You can listen to the podcast wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify We all make money mistakes It's impossible to get through life without making a mistake or two. Whether it's listening to the wrong financial guru or even if you make a big mistake (like Miranda) that ruined your credit, we've all been there. We talk specifically about investing mistakes, but we have plenty of resources to help you identify and avoid other money mistakes. 12 Home-Selling Mistakes You'll Regret 7 of the Worst Car-Buying Mistakes You Can Make 6 Mistakes To Avoid When You Turn 65 27 Big Financial Mistakes That Most People Make — and How to Fix Them 14 Mistakes That Are Running Up Your Water Bill 16 First-Time Homebuyer Mistakes To Avoid 10 Embarrassing Mistakes Almost Everyone Makes 5 Retirement Planning Mistakes You'll Regret Forever 9 Money Mistakes Setting Fire to Your Future Investing for the future Don't let the fear of making mistakes keep you from investing. In fact, one of the biggest mistakes is not getting started. Here are some articles that can help you become a better investor. 3 Myths That Successful Investors Wish You'd Stop Believing Saving Is Not Enough: Why You Need to Invest 5 Simple Tips to Make Money With Stocks Investing in Gold and Gold IRAs: 5 Things You Need to Know How to Choose Between Active and Passive Investing 7 Things You Should Know Before Investing in I Bonds 9 Tips for Sane and Successful Stock Investing Environmental, Social and Governance (ESG) Investing: Hope or Hype? How to Invest When Both Stocks and Bonds Are Falling 7 of the Best Ways to Invest That Don't Involve Stocks How to Find the Best Dividend Stocks, Step by Step How to Position Your Investment Portfolio for Tax Advantages Meet this week's guest, Jason L. Smith Jason L. Smith, CEP®, BPC is a nationally acclaimed speaker, financial planner, best-selling author, coach, and entrepreneur. He is the founder and CEO of C2P, as well as JL Smith, his own holistically run financial services practice. Jason is the author of the best-selling book, The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement, which was recently named by U.S. News & World Report as one of the Top 10 retirement planning books and the only one based on a financial planning process. He also wrote Clarity 2 Prosperity: An Advisor's Guide to Charging Planning Fees for Holistic Planning, and co-authored The Hiring Advantage. Jason's Bucket Plan philosophy inspired a children's book designed to teach kids responsible spending, saving, and earning principles, Days Can Be Sunny for Bunnies and Money. Jason and his wife, Holly, have a daughter, Jordan, and two sets of twins: Berkeley and Wyatt, and Lincoln and Lennon. Jason enjoys reading, grilling, yoga, strength training and anything that gets him outdoors. Website X (Twitter) Facebook Instagram LinkedIn Threads YouTube Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Americans are worried about retiring, with 61% concerned they won't have enough money to support their lifestyle. On top of that, 20% of those over the age of 50 don't have ANY retirement savings. This is a ticking time bomb for many people. But there's help on the horizon. Now, savers can supercharge their retirement savings now that more provisions from SECURE 2.0 Act of 2022 are going into effect. Secure 2.0 is a law encouraging employees to contribute to 401(k) or 403(b) plans.  In today's podcast, Ed Slott, CPA and founder of IRAHelp.com, and author of The Retirement Savings Time Bomb Ticks Louder; helps us understand what savers need to know about SECURE 2.0 and how it can help them. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. What you need to know about SECURE 2.0 This is a follow-up to an episode we did with Ed Slott last year, previewing SECURE 2.0 and what you need to know about the updates from the original SECURE Act passed in 2019. You might complain about politics and Congress, but it's important to stay on top of some of these changes. We talk about how some of the ways that SECURE 2.0 is starting to take effect, with our guest Ed pointing out that many of the provisions are spread out over the coming years. Some of the main changes you'll see in SECURE 2.0 include: New catch-up contributions for people aged 60-63 Automatic enrollment in 401(k) plans Roth versions of SEP and SIMPLE IRAs Updated QCDs The ability to roll 529 money into a Roth IRA What you need to know for a richer retirement Building a richer retirement is about planning and understanding how to use these new laws to get more bang for your retirement buck. We talk about how to plan for higher taxes in the future, whether an annuity makes sense and how to decide when to start relying on retirement income. We also discuss how some of the SECURE 2.0 provisions could lead to decisions that might not help your retirement. For example, the new ability to withdraw money for emergencies without paying the extra penalty could result in less money later. Ed points out that using retirement money in an emergency still results in taxes, and it could also lead to opportunity costs down the road. While life happens, having an emergency fund and only drawing on your retirement as a last resort. Meet this week's guest, Ed Slott Ed Slott is a nationally recognized IRA distribution expert, television personality, and best-selling author who has dedicated his life to educating Americans on the intricacies of IRAs.  He was named "The Best Source for IRA Advice" by The Wall Street Journal. Slott is the author of numerous highly acclaimed books, including his latest, The Retirement Savings Time Bomb Ticks Louder. He has also hosted several public television programs, including his latest, Ed Slott's Retirement Freedom!, and is a Professor of Practice at The American College of Financial Services. IRAhelp.com Get Ed's new book Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Editor's Note: This episode initially aired on March 15, 2023. It may contain some details that are out of date. According to the latest report from Vanguard, looking at the average amount of money saved for retirement, there's a good chance you might not be on track for comfort in your golden years. The average 45-year-old has less than $180,000 saved for retirement. But how do you change that? How do you even figure out when you have enough to retire? This week's guest is going to help you figure out your retirement number — and how you can reach it. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is Chris Mamula, one of the partners at Can I Retire Yet? He retired at 41 by figuring out his retirement number and working toward financial freedom. He's going to share his process and the steps you can take to retire earlier than you thought. Be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Do you know how much you need to save for retirement? We talk about the importance of being mindful, looking ahead and thinking about what you want out of life as you plan for retirement. Our guest, Chris, talks about the importance of a retirement number, but it's less of a specific number and more of a plan. Meet this week's guest, Chris Mamula used principles of traditional retirement planning, combined with creative lifestyle design, to retire from his career as a physical therapist at age 41. He, his wife and his young daughter then made a cross-country move from Pennsylvania to Utah to pursue their passion for outdoor adventure. After poor experiences with the financial industry early in his professional life, Chris educated himself on investing and tax planning, including recently completing the Certified Financial Planner education curriculum and passing the CFP exam. Chris now draws on his experiences to write and speak about DIY wealth building, investing, financial planning, early retirement and lifestyle design at the blog Can I Retire Yet? He is also the primary author of the book "Choose FI: Your Blueprint to Financial Independence." In addition, Chris works one-on-one with those looking to improve their finances and use them to create a better lifestyle as an advice-only financial planner with Abundo Wealth. Website Twitter Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Gen X is often considered the overlooked generation, but we're looking right at YOU today. Gen X is people born between 1965 and 1980, so this is a group that should be starting to think about retirement. But will they be ready? As the Baby Boomer generation aged, they figured they'd need just under a million – $990,000 to retire. Gen X? Different story. According to the results of a January survey by Northwestern Mutual, the average amount that people across this age group said they would need to retire comfortably is closer to $1.5 million. Yet, the average Gen X household has only $40,000 in retirement savings, compared to the Baby Boomers' average of $70,000. This week, friend of the show Pam Krueger from Wealthramp joins us to talk about what you can do if you're worried about hitting your retirement mark. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Gex X is stressed about retirement Miranda and Aaron are Gen X, but they're not super-stressed about retirement. At least not yet. They're a little ahead of the curve in terms of average net worth by generation, but that has more to do with their career path than anything else. However, if you're Gen X and worried about retirement, you're not alone. Gen X is feeling the pinch of being the sandwich generation, and we discuss that reality with our guest, Pam. With all the family financial pressures, it's no surprise that Gen X is feeling concerned. The good news is that there's still time to catch up and make a plan for a better financial future, and we talk about it in this episode. Steps for securing your Gen X retirement Pam takes us through some of the most important steps you can take to make retirement a reality, even if you feel like you've fallen behind. Some of the things you can do right now include: Use a deep dive into your finances to figure out where you're at and create a plan for your money. Identify your magic number for retirement, including the calculations you need to determine it. Contribute to tax-advantaged retirement accounts (including the Roth IRA) and make catch-up contributions if eligible. Check out our podcast episode on turbocharging your retirement savings for more information on getting more bang for your future buck. Meet this week's guest, Pam Krueger Pam Krueger is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. It is the only advisor referral service that gives people full control over when and how they talk to their referred advisors. Her perspectives on personal finance regularly appear in Marketwatch, Forbes, PBS Next Avenue, and she is a frequent speaker on fiduciary financial advice. In addition, Pam is an active volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a non-profit dedicated to enhancing the retirement security of America's workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called, Investing Pays Off For Kids. Each year, she spends part of her time in San Francisco, California and lives in Cape Cod, Massachusetts. Wealthramp Podcast: MoneyTrack Podcast: Friends Talk Money Twitter LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

If you're on a steady salary, creating a spending plan is straightforward, because you know both what's coming in and what's going out every month. But what if you don't have a stable salary? What if you're one of the millions of Americans who do side work or own a business or get paid commission? For you, a variable income is just part of the deal. This is also true for people who depend on tips, like bartenders, Uber drivers, servers -- you name it. So, how are you supposed to budget or create goals when you don't know how much money you're going to make tomorrow, much less next month or next year? Let's find out. In today's podcast, we're going to tackle the topic of creating a stable budget with an unstable income. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Our guest is Barbara Sloan, a former exotic dancer and the author of "Tipped," a book about financial empowerment for service industry workers. Be aware that nothing you hear on this podcast constitutes financial advice. Always do your own research and consult your own experts before acting on anything you learn here. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. What kind of career do you have? We tackle some of the main things you need to be aware of when you work in a career that features a variable income. Barbara's book, Tipped, takes you through what you need to know as well. If you're looking for a new career or source of income, check out some of our articles on different jobs and side hustle ideas. The Ultimate Guide to Building Freelance Income Side Hustle Success: Financial Freedom From Lipstick and Bras 7 Tips for Getting a Great Part-Time Job in Retirement Calling All Night Owls: 14 Jobs for People Who Like to Stay Up Late 16 Early-Morning Jobs for People Who Wake Up With the Sun 10 Companies That Hire Part-Time Proofreaders and Editors 7 Things You Need to Know About How to Get a New Job in 2023 4 Tips for a Modern Online Job Search 25 Companies Switching to Permanent Remote Work-From-Home Jobs 9 Top-Paying Side Hustles Where You Could Earn More Than Full-Time Work Why You Can Benefit From a Career Coach Get more from your money Don't forget about money moves you can make, no matter what your income looks like. Here are some of our best resources for budgeting, saving, investing and spending your money. 6 Things Every Self-Employed Worker Should Know About Taxes Money Tight? 4 Legit Ways to Bring in Extra Cash Keep Your Money and Health on Track With These 9 Apps 32 Inflation Hacks to Save You Money in an Economic Downturn 10 Depression Era Hacks and Frugal Living Ideas to Save Money Now 10 Ways to Change Bad Spending Habits and Save Money The 5 Best Budgeting Apps to Get Your Finances Together 8 Surprising Ways to Become Richer Within the Hour Your Guide to Alternative Investments Where Stocks Are Going in 2023 and Where You Should Invest Now 7 Things You Should Know Before Investing in I Bonds The 60/40 Investment Mix Is Dead – or Is It? Meet this week's guest, Barbara Sloan Barbara Sloan is the author of the book Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals. Barbara was a homeless teen, who danced for dollars, and definitely did not graduate from college. She spent two decades working in every imaginable position in the service industry all over the country and learning about money on her own. In addition to owning and running a construction company in the heart of Manhattan, she is a personal finance expert and coach. She leverages her experience in the service industry to focus on issues that many in the mainstream financial media don't cover. Barbara lives in New York City with her wife of 10 years, an esteemed corporate finance exec, and together they are a couple of adorable money nerds who point out every dog they see. Website Facebook Instagram Book Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Welcome to Money Talks News, the podcast making you richer one day at a time. Close to 61% of Americans have a business idea, but it can be tough to actually take the next step. Plus, what happens if you make a major mistake and fail? In this episode, we're talking about how to avoid major blunders when starting a business with special guest Jaspreet Singh from The Minority Mindset. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Starting a business can have benefits Stacy, podcast producer Aaron Freeman and Miranda all run their own businesses, and this week's guest, Jaspreet, talks about his. Interestingly, money isn't the only reason people start a business although it's certainly a major one. Freedom and flexibility are also reasons to get started, as well as the desire to diversify income and leave the corporate grind. You might be surprised to learn that you can start a business for $1,000 or less. In fact, Jaspreet points out that one of the best things you can do with your business is to get started and aim to make your first $1,000 and figure out the rest later. Even if you think of your business as a side hustle, it can still make sense to consider its benefits and focus on those as you create your plan for the future. Avoid these business mistakes We also talk about the biggest business mistakes to avoid as you get started. Jaspreet points out that mistakes can be expensive, so it's better to learn from others so you know how to avoid the worst business blunders. Some of the business missteps we cover in this episode include: Not planning for taxes, including Miranda's mistake of forgetting that state governments levy taxes on top of your federal taxes. Failing to understand where to invest time and money in your business. Jaspreet talks about how so many people get hung up their logo and business name and never even get started. He shares some of the most important things to focus on. Forgetting to think about who you plan to serve and what you have to offer. Not putting together a marketing plan. You can have the best business idea in the world, but if you don't have a plan to reach those who need it, you won't be successful. Meet this week's guest, Jaspreet Singh Jaspreet is a licensed attorney and the Chief Executive Money Nerd at the Minority Mindset Companies and the host of the Minority Mindset YouTube Channel. Although he didn't receive any formal financial education. He's on a mission to make financial education fun and accessible. During the launch of his sock company, he was scammed by a marketing company which cost him thousands of dollars. This scam pushed him to start an educational social media page called Minority Mindset. The Minority Mindset implies thinking differently than the majority of people. It's not a racial minority. He started the Minority Mindset YouTube Channel as a hobby to teach others how not to make the same mistakes he made. Now, the Minority Mindset brand has grown into a number of companies, including Briefs Media and Market Insiders. Website Twitter YouTube Facebook Instagram TikTok Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

In this episode of the Money Talks News podcast, we're talking about how organizing your money can make you richer and how to get there with the least possible pain. This will probably come as no surprise, but according to a recent survey, only 23% of Americans have a formal financial plan. And you can probably guess why: 76% of those without a plan say they feel overwhelmed by the thought of creating one, and 56% say life is too uncertain for a plan to have any value. That's a bummer because having a plan for your money can lead directly to having more money. And as we like to say around here, more money is better. That's why this week's guest is going to help us get our money ducks in a row. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Our special guest today is Alissa Maizes, the founder of Amplify My Wealth, a registered investment adviser. Remember, this isn't financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Better organization in finances and in life Getting organized can help you in lots of ways, including your finances. From using containers to organize your stuff to using an app to organize your money, we've got tons of tips and resources for you. How to Organize Your Finances, Step by Step 10 Ways to Get Your Financial Life in Order Frugal Living Guide: How to Have Less Stuff and Save Money 17 Products to Keep Your Car Clean and Organized Get Organized Using Containers You Already Own 10 Ways to Reuse Takeout Containers How to Organize a Home Office on the Cheap 10 Set-Up Essentials for Working From Home Organize Your Home With These 10 Thrift Store Finds 12 Smart Tricks to Organize Every Room of Your Home 17 Things You're Keeping for No Reason — and Should Toss 14 Things We Buy and Then Almost Never Use How to budget for more organized finances A budget, or spending plan, can be a great way to stay on top of your finances. We talk about that in this podcast episode, but there are plenty of other resources available on Money Talks News. Here are some of our articles that can help you better budget and keep track of what's going on with your money. How to Create a Budget You Love: 5 Things You Need to Know How to Use the 50/20/30 Rule as Your Budgeting Plan 10 Top Budgeting Lessons to Improve Your Money Management How to Create a Budget You Love: 5 Things You Need to Know The 5 Best Budgeting Apps to Get Your Finances Together How to Create a Realistic Retirement Budget 4 Tips for Setting (and Sticking to) a Vacation Budget 4 Money Conversations to Have With Your Partner When You Budget 10 Tips to Travel Abroad on a Budget (for Weeks at a Time) 9 of the Best Ways to Save Money on a Tight Budget 25 Tax Planning Tips for Now and the Future Start Planning Your 2023 Vacations With These Cards Financial Advisers Say These Are the Top 10 Retirement Planning Mistakes Meet this week's guest, Alissa Maizes Alissa is a licensed attorney and registered investment adviser providing women and young adults with financial advice and a plan that embraces the life they want. Alissa launched Amplify My Wealth to enable you to benefit from receiving financial advice, a financial plan and a partner that guides you on your journey to living the life you want. Her approach eliminates the traditional "waiting game" for clients who otherwise would be unable to avail themselves of having a fiduciary financial adviser that puts their needs first. Website Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Most people expect to retire one day, and while they may have images of their future selves perfecting their golf game and hitting Wimbledon-worthy serves, let's face it: There's only so much golf and tennis you can play before becoming bored. In fact, if you don't find some purpose beyond work after you retire, you could literally be at risk of dying sooner! Today, we're talking to Nicholas Yeomans, CFP and president of Yeomans Consulting Group. We're going to discuss a new type of retirement. One where you find passion and purpose, stay engaged, and best of all, stay ALIVE! You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on YouTube Music (formerly Google Podcasts) Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. What will your retirement look like? So often, we recognize that we need to save for retirement, but we don't often stop to think about what it will look like. What will you do during retirement? How will your lifestyle change? Our guest, Nic, talks about The Millionaire Next Door, and the fact that you can develop a lifestyle that leads to a fulfilling retirement. Don't forget to go back and listen to our episode with Thomas J. Stanley's daughter about the latest millionaire lifestyle trends you can use to create a life you can enjoy. We also go through some of the different things to consider as you plan for retirement—including your lifestyle preferences. Some of the items we address include: Cultivating and maintaining meaningful friend and family relationships How to plan for better health and cover health care costs in retirement Where the retirement income to support your lifestyle will come from What you need to know about maintaining your mental health How to have intentional conversations about money and what you want to do in retirement with your partner The whole point of retirement is to enjoy your later years. But too many people don't actually think about what retirement looks like. Our guest takes us through the most important things to consider, so you know how to take the next steps. Planning for retirement income Once you've figured out what matters most to you in retirement and what you want it to look like, you need the money to make it happen. With our guest, we discuss how to map out your income, including a debate over the 4% rule, mention of annuities, and how to invest for a bigger nest egg. Don't forget that you can learn how to spend less, save more and grow your income to work toward your goals. The reality is that understanding what you want from your retirement can help you visualize the results and keep you on track. That's why it's so important to understand your values and how you want your retirement to look so that you remain motivated. Meet this week's guest, Nicholas Yeomans Nicholas "Nic" Yeomans, CFP, is President of Yeomans Consulting Group, Inc., a registered investment advisor (RIA) based in Marietta, Georgia serving pre-retirees, retirees, family businesses, and professional real estate investors. As a Certified Financial Planner (CFP®) and fiduciary, Yeomans specializes in tax planning, estate planning, and retirement income strategies, providing clients with education and understanding so they can make important financial decisions for a successful retirement. With more than 20 years in the financial industry, Yeomans considers himself a "retirement coach" and is passionate about providing guidance to those seeking lasting financial security by finding opportunities to build financial legacies that benefit them for years to come. Website Facebook Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

In this episode of Money Talks News, the podcast dives into the challenging housing market as Stacy Johnson and Miranda Marquit discuss strategies for buying a home despite high rates and low inventory. They are joined by real estate expert Mindy Jensen from BiggerPockets. Mindy shares insights on preparing finances, creative financing options, and the pitfalls to avoid in such a tight market. The conversation extends to the recent legal changes affecting real estate agent commissions, offering listeners a thorough understanding of the current landscape. Whether you're an eager buyer or a cautious renter, this episode provides valuable advice and perspectives. 00:00 Welcome to Money Talks News: Navigating the Housing Market00:33 Expert Insights with Mindy Jensen on Real Estate01:32 The Art of Live-In Flips and Tax Benefits03:16 Navigating a Tough Market: Strategies and Stories09:44 Financial Strategies for Buying in a High-Rate Market10:57 Understanding Mortgage Payments and Home Affordability14:50 The Rent vs. Buy Debate in Today's Market18:02 Exploring Alternative Financing and Investment Strategies19:56 The Risks and Rewards of Margin Loans for Real Estate23:12 Making Decisions in a Challenging Real Estate Market24:20 Navigating Real Estate Pricing and Mortgage Payments26:11 The Art of Negotiation and Seller Financing32:52 Exploring Mortgage Assumptions and Creative Financing42:36 Adjustable Rate Mortgages: A Risky Solution?45:17 The Future of Real Estate Commissions and Buyer's Agents Existing home sales surged 9.5% in February 2024, the largest increase in a year. Even with the rate of home sales slowing down a bit, they remain relatively strong. With home sales still fairly strong, we're not likely to see prices come down anytime soon. Combine that with relatively high mortgage rates, and it's definitely NOT a buyers market. But what if you're ready to buy a home anyway? What can you do to best position your finances to get ready to buy a home, no matter what's going on with the market? In this episode we welcome back a friend of the show Mindy Jensen from BiggerPockets to help us sort out how to get the best bang for your homebuying buck. Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Why is the housing market so tough for buyers right now? We start by taking a look at why the housing market is so tough right now—and why prices remain stubbornly high. Some of the reasons that home prices haven't come down as much as we'd like: There remains a housing shortage of at least 1.5 million homes. It can be difficult to buy a home on a current income since home prices have far outpaced wage growth in recent years. Coming up with a down payment can feel challenging in the current climate. On top of that, there are concerns about how the recent settlement with the National Association of Realtors could impact buyer representation and costs for buyers. However, some of these pressures might finally help bring home prices down, at least in some markets. Depending on where you hope to buy, you might be able to find lower home prices as you move forward with your homebuying journey. Tips for preparing your finances for buying a home in any market Our episode includes helpful information on buying a home, pointing out that it depends on your goals. Trying to time the housing market, especially when you're looking for your primary residence, might not make much sense in the long run. We reference a past episode featuring Mindy, which offers tips on getting the best homebuying deal possible. But we also talk about some of the realities of getting financing these days. You don't need to put down 20%, even though that's the conventional wisdom. Indeed, first-time homebuyers often put down 6%, and some conventional programs through Fannie Mae and Freddie Mac allow as little as 3% down. Figuring out how to come up with a down payment is one of the most difficult parts of the process. Government programs can help you get a lower down payment. We talk about FHA loans and VA loans as ways to get help financing a home with a low down payment. Another option is to use seller financing. If you can work out a deal with the seller, and they don't need an immediate chunk of cash, you might be able to convince someone to help you with a deal. Keep your credit score as high as possible and make sure you have a low debt-to-income ratio to increase your chances of being approved at the most competitive rates. Understand your goals for buying. In some cases, getting a cheap live-in fix and flip, like what Mindy does, can be a way to make the most of your dollars—as long as you have the ability to upgrade the home yourself. We also spend some time on the rent vs. buy debate. In the end, figuring out why you want to buy is essential to moving forward. Miranda also talks a little bit about how much she likes renting. Meet this week's guest, Mindy Jensen Mindy Jensen is a licensed agent in Colorado, and has been buying and selling houses for more than 20 years. She's the Community Manager for BiggerPockets.com, and the host of the BiggerPockets Money Podcast. Website Podcast Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Editor's Note: This episode initially aired on July 20, 2022. It may contain some details that are out of date. According to one recent survey, only 4% of Americans have $1 million or more in retirement savings, which means 96% of us don't. Of course, depending on your situation, a million bucks may be overkill: Many people could fund their retirement years for a lot less. Still, it's a nice, round number, and one worth shooting for. Obviously, however, that's a lot of money. Is it even possible to get there? In a word, yes. And that's what we're going to talk about today: building a million-dollar nest egg, and just as important, how to figure out how much you're actually going to need. As usual, co-hosts Stacy Johnson and Miranda Marquit are joined by producer Aaron Freeman. This week's special guest is Roger Whitney, the Retirement Answer Man. Remember, even though we sometimes talk about specific investments on this show, don't take them as recommendations because they're not. Before investing in anything, do your own research, and make your own decisions. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. https://youtu.be/US5Vk5nThuI Is $1 million enough to retire on? It sounds like a lot of money, but is $1 million enough to retire on? What you really need to do is figure out how big your nest egg should be and go from there. Whether $1 million is enough depends on your own situation. Check out how long $1 million will last during retirement. Read our article on the retirement numbers you should know as you plan your golden years. Where does your retirement income come from, anyway? Check out our overview of where most retirees get their money. Find out where you fit in when it comes to your retirement savings, based on your age. Our guest has a great podcast episode on investment returns and inflation during retirement. Tips for building a $1 million nest egg Ready to build your wealth? We talk about ways you can get your nest egg to that elusive $1 million mark. We have an article on how to retire with at least $1 million in the bank. Before you assume the 4% rule is still good, check out our article on rethinking this popular retirement planning strategy. Don't let taxes drain your retirement. Read our retirement tax tips to help you keep more of your money. We've got some strategies that can boost your retirement savings by $1.7 million. Before you quit your job, read our article about how to protect your nest egg after you call it quits. Make the most of your retirement with our 65 tips for a healthy, wealthy and happy retirement. Meet this week's guest, Roger Whitney Roger has been a financial advisor for more than 25 years and is the host of the award-winning Retirement Answer Man podcast. He is on a mission to change the way the world thinks about retirement, one little conversation at a time. Roger established Rock Retirement Club in 2018 to help foster a safe online space for soon-to be retirees to learn, plan, and interact with other like-minded folks on the path to retirement. As if that's not enough to keep him busy, he is the author of "Rock Retirement: A Simple Guide to Help You Take Control and Be More Optimistic About the Future," a Forbes online contributor, creator of the Agile Financial Planning process, and past instructor of the Retirement Planning & Employee Benefits CFP certificate program at the University of Texas at Arlington and of Wealth Management at Texas Christian University. Investopedia has named him to the Top 100 Most Influential Advisors 2017-2021, and he has brought home Plutus Awards for Best Financial Planner Blog (2019) and Best Retirement Blog (2015 and 2017). Website Twitter Facebook YouTube LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Editor's Note: This episode initially aired on July 13, 2022. It may contain some details that are out of date. Even with talk of a cooling housing market, prices are still high, and inventory is still low. If you're looking for a good deal, what are you supposed to do? This week we're going to find out how to find a great real estate deal no matter the market. As usual, co-hosts Stacy Johnson and Miranda Marquit are joined by producer Aaron Freeman. Today's special guest is Mindy Jensen from the real estate investing and education website BiggerPockets. Remember, even though we sometimes talk about specific investments on this show, don't take them as recommendations because they're not. Before investing in anything, do your own research, and make your own decisions. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. https://youtu.be/pXbYYIpisxA What's going on with the housing market? Things might be slowing down a bit, but the housing market is still red-hot in some areas. Where is the housing market overheated, and where is it likely to maintain its value? Check out our slideshow on 20 overvalued housing markets. One of these markets is in Boise, Idaho. Miranda lives in Idaho! Not all cities have seen a housing boom. Check out our article on some cities where homeowners remain underwater. Real estate really is local. Worried about a coming pullback? You might be fine if you live in one of the real estate markets likely to hold their value. Are we really in a housing market bubble? Listen to our previous podcast episode with Mindy, talking about what's next for the housing market. Before you buy a home, make sure you're not in one of these housing markets that are likely to drop. How affordable is it to buy a home? Check out the St. Louis Fed's housing affordability index and the NAR affordability index. Interested in the relationship between mortgage rates and housing prices? Check out this analysis by the Urban Institute. Tips for finding a good deal on a home Mindy thinks that it's possible to find good deals no matter what the housing market looks like. Get to know your local real estate market and start deal hunting if that's what you're interested in. First-time homeowner? Check out our article on buying your first home. Learn how to buy a home even if you have a small down payment. Stacy has advice on how to decide whether to rent or buy a house. Looking for the best location? We've got an article full of tips on finding the best location for your home. It's not always about buying a home to live in. Check out our list of cities where you can make bank when you buy a rental property. Use our tips on how to find a good rental property. Want a place to live and make money as well? Check out the BiggerPockets guide to house hacking. Meet this week's guest, Mindy Jensen[caption id="attachment_396560" align="alignnone" width="1920"] Mindy Jensen / Money Talks News[/caption] Mindy Jensen is a licensed agent in Colorado, and has been buying and selling houses for more than 20 years. She's the community manager for BiggerPockets.com, and the host of the BiggerPockets Money Podcast. Website Podcast Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Welcome to the Money Talks News Podcast. In this episode, we're talking about how you can have a good time without breaking the bank. Hey, we all need a little fun in our lives, right? What's the point of grinding it out at work, going home, fretting about money, and then sleeping? But here's the rub: The cost of having fun continues to rise at a faster pace than inflation, and that's keeping some of us home. So today is all about having a riot without breaking the bank. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Our special guest is Vee Weir, the host of the For Fox Sake podcast. Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Save money with frugal fun You don't need to spend a lot of money to have a good time. Vee has lots of great ideas for enjoying yourself without breaking the bank. Here are some of our best resources for saving money when trying to have a good time. 9 Tips to Tackle Your Financial Goals and Still Have Fun 11 Restaurant Apps That Offer Free Food and Drinks 12 Affordable and Fun Date Ideas 18 Best Staycation Ideas for Frugal Families 10 Secret Ways Frugal Travelers Slash Their Costs 17 Ways to Have More Fun for Less Money How to Have a Great Wedding on a Small Budget 10 Countries Where Retirees Have the Best Quality of Life The 15 Most Affordable Cities to Live in the U.S. 9 Affordable Streaming TV Bundles That Can Replace Cable 38 Affordable Experience Gifts for Everyone on Your List 7 Affordable Dinner Party Recipes That Guests Love How To Make an Affordable Charcuterie Board for Under $35 The 10 Most Affordable Places for Homebuyers 3 Affordable Mediterranean Havens 15 Most Affordable Cities for Family Vacations 7 Great Affordable Baby Shower Gifts 8 Places to Find a Discount Massage Other ways to save money on almost anything We've got lots of other ways to save money on almost anything. Check out these other resources on living frugal and making the most out of every dollar. How to Get High-Speed Internet Without Cable or a Phone Line 19 Streaming Services With Free Trials 15 Things You Should Always Buy at Yard Sales 5 Ways to Save Money That Few People Consider 4 Easy Ways to Save Hundreds of Dollars on Your Internet Bill 11 Ways to Score Free Stuff on Amazon 8 Ways to Do Laundry Smarter and Save Money Depression-Era Hacks and Frugal Living Ideas to Save Money Now 13 Things Frugal People Never Do Frugal Living Guide: How to Have Less Stuff and Save Money What to Do If You're More Frugal Than Your Spouse 10 Frugal Living Tips for Young Families 7 Strategies for Frugal Urban Living 12 Money-Saving Tips to Enjoy a Frugal Retirement Meet this week's guest, Vee Weir[caption id="attachment_476216" align="alignnone" width="1920"] Courtesy of Vee Weir / Money Talks News[/caption] Vee Weir is an award-winning, anti-capitalist personal finance content creator and business owner. Her main focus and mission is to challenge common money myths, dismantle barriers preventing access to financial information and examine how capitalism negatively impacts the working class. Her podcast, For Fox Sake, focuses on helping folks navigate late-stage capitalism through sustainable budgeting and realistic financial education. In the past eight years, Vee has amassed a following of over 35,000 online and has been featured in Forbes, Business Insider, CNBC and more. When she's not online, she spends her time hiking with her husband and three dogs in the Rocky Mountains of Colorado or sipping a mocktail with her nose in a Romantasy. Website Podcast Instagram Threads Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Here's one of our best podcasts from the archive that you may have missed.Thanks for listening to Money Talks News…the podcast!   Let's start with a question: Do you have enough in your retirement account? According to a recent report from Vanguard, the average American has around $140,000 saved for retirement. For those 65 and older, that average balance is about twice that, or $280,000. Sounds like a lot, right? But for many people, even with Social Security, it's not going to be enough. If that's you, let's fix it. In this podcast, we help you create a plan to beef up those retirement savings. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is a friend of the show, Joe Saul-Sehy from Stacking Benjamins. Disclaimer:Remember, even though we sometimes talk about money and specific investments, never take them as recommendations. Before investing in anything or making any other money moves, do your own research and make your own decisions. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple PodcastsListen on Google PodcastsListen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. Are you ready for retirement? The Employee Benefit Research Institute points out that 7 in 10 workers are confident they can retire comfortably. In this show, we talk about the potential disconnect between what you might think is enough and what's actually enough. Here are some articles that can help. How Much People Have Saved for Retirement at Every Age6 Big Obstacles to Having a Comfortable RetirementMost People Say They've Reduced or Stopped Saving for Retirement Because of Inflation4 Generations Share the Age They Started Saving for RetirementHere's the New Magic Number for Living Comfortably in Retirement6 Reasons Americans Are Fast-Tracking Their Retirement9 Signs Your Retirement Is on TrackEven Millionaires Share These 4 Retirement Worries7 Reasons Americans Seniors Stay Frugal in Retirement10 Reasons Today's Older Workers Are Delaying Retirement How to create a retirement plan that works for you Stacy mentions his book "[amazon url="https://www.amazon.com/Life-Debt-2010-Financial-Freedom/dp/1439168601" text="Life or Debt"][/amazon]," as a good starting point to help you figure out what you want out of life—and how to prioritize it. Joe and Miranda also have some good ideas for creating a retirement plan you'll stick with. We also mention our podcast on paying off your mortgage aggressively so you have more money available in retirement. Let's take a look at some great Money Talks News resources about planning for retirement. 15 Tips for Those Within 10 Years of RetirementPre-Retirement Checklist: What to Do Within 5 Years of RetiringFinancial Advisers Say These Are the Top 10 Retirement Planning MistakesOver 50? Here's How to Catch Up on Retirement SavingsHealth Savings Accounts and Why They Are Great for Retirement (Miranda never gets tired talking about HSAs.)Is a Bond Ladder Strategy Right for Your Retirement?4 Things You Can Control in Retirement13 Types of Retirement Income That Are Not Taxable3 Things You Should Do – and Not Do – to Prepare for Your Retirement6 Ways to Guarantee Yourself a Steady Retirement IncomeSequence of Returns Risk and How to Protect Your Retirement From It Meet this week's guest, Joe Saul-Sehy Joe is a former financial adviser (16 years) and represented American Express and Ameriprise Financial in the media. He was the "Money Man" at Detroit television station WXYZ-TV, appearing on air twice weekly. He's appeared in Bride, Best Life, and Child magazines, and in the Los Angeles Times, Chicago Sun-Times, Detroit News and Baltimore Sun newspapers. He's also appeared online in more than 200 different places, including CNBC.com and WSJ.com. WebsiteStacking Benjamins PodcastTwitterInstagramLinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Welcome to the Money Talks News Podcast! In this episode, we're talking about paying off your mortgage early so you can put that money to better use. Fewer than half — 40% — of homeowners are mortgage-free, according to a Bloomberg analysis. And many of those are baby boomers. Being mortgage-free is often seen as a big milestone on the journey to financial freedom. So, how do you become one of the favored few who pay off their mortgage before the 30-year term is up? Let's find out. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today's guest is Andy Hill, founder of Marriage, Kids and Money. He paid off his mortgage early not too long ago and he's going to tell us exactly how he did it — and how it improved his finances and his life. Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions. You can download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. How to buy a home As you get ready to buy a home, there are a lot of moving parts. Here's what you need to know about getting the best deal when you buy a house — no matter where you live. How to Buy a Home Responsibly 15 Critical Things to Look for When Touring an Open House 15 Cities Where It's Cheaper to Buy a Home Than Rent The 10 Worst Places to Buy a Home If You Want It to Gain Value How Much Does It Cost To Sell a House? House Hunting? Here's How to Choose the Right Neighborhood What You Need to Know About Buying a Country House Should You Buy a House or a Townhouse? Is Now a Good Time to Buy a House? Here Are Some Questions to Consider 12 Tips for Buying Your First House How Much Are Closing Costs When Buying a House? 5 Things to Know About Buying a Fixer-Upper House 5 Ways to Buy a House With a Small Down Payment What you need to know about mortgages When you buy a home with a mortgage, you need to know how it works, and the best way to tackle it. Plus, you also need to figure out whether you think you'll actually pay off your mortgage, and whether you think it's a good idea. What You Need to Know About Taking Out a Joint Mortgage How to Get Pre-Qualified for a Mortgage 7 Ways To Pay Off Your Mortgage Years Earlier How Making 1 Extra Mortgage Payment Could Shave Years Off Your Debt Should You Pay Off Your Mortgage or Invest? Should You Refinance Your Mortgage? 7 Times When It's Smart Not To Pay Off Your Mortgage Early 4 Arguments for Retaining Your Mortgage in Retirement Does a Reverse Mortgage Make Sense? 3 Things to Know Meet this week's guest, Andy Hill Accredited Financial Counselor Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of podcast downloads and video views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.When he's not "talking money," Andy enjoys being a soccer dad, singing karaoke with his wife and relaxing on his hammock. Website Facebook Instagram YouTube Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Welcome to the Money Talks News Podcast. This podcast is all about making you richer. And at the end of the day, there are only two ways to do that: either you make more, or you spend less. In this episode, we're going to talk about ways to spend less, BUT, doing it without sacrificing your quality of life. That's right: I'm talking financial gain without lifestyle pain. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today our guest is Gina Zakaria, a viral TikTok sensation and author of the book Simple Secrets to Becoming a Saving Whiz. Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. How to save more money Gina takes us through her process for figuring out how to save a little extra and do it without feeling a lot of pain or making dramatic changes. We've got plenty of tips and tricks for how you can easily cut costs. Depression-Era Hacks and Frugal Living Ideas to Save Money Now 10 Ways to Change Bad Spending Habits and Save Money 11 Ways To Save Money on Food Without Using Coupons 12 Simple Ways To Save Money in Retirement 25 Tips for How to Save Money If Your Paycheck Is Stretched Thin Frugal Living Guide: How to Have Less Stuff and Save Money 13 Ways To Save Money on Road Trips 5 Easy Home Repairs That Save Money How to Use Gift Cards to Save Money 5 Best Ways to Save Money for Kids 15 Ways to Save Money on Prescription Drugs 15 Ways to Save Money on Vacation What to do with all the money you save Now that you have saved some money, you can put it to good use. Pay down debt, start an emergency fund or invest for the future. Once you've got a handle on saving money, we've got some great resources that can help you put your money to work on your behalf. 8 Surefire Ways To Get Rid of Debt ASAP 5 Tips to Deal With Debt When Interest Rates Are Rising Debt Consolidation vs. Debt Settlement: 5 Things You Need To Know How to Destroy Your Debt and 3 Things to Do Next How to Start an Emergency Fund From Scratch so You're Prepared for Anything 9 Tips for Starting an Emergency Fund Today How to Start Investing — No Matter How Much Money You Have The Top 4 Investing Blunders and How to Avoid Them Why Index Fund Investing Is Good for Your Retirement 4 Ways to Tax-Proof Your Investment Portfolio Are You an ‘Emotionally Intelligent' Investor? Should You Pay Off Your Mortgage or Invest? Meet this week's guest, Gina Zakaria Gina Zakaria (known as the Saving Whiz to her 5 million+ followers on social media) is a personal finance educator, published author, and savings expert. She founded Saving Whiz after learning many money lessons the hard way as she paid off her six figures of debt with her husband and achieved financial freedom. Saving Whiz is a money education platform specifically designed to share simple strategies to help women take charge of their finances the easy way. She's been in the money space for over 20 years and has been featured in Forbes, Money Magazine, Good Morning America, NBC Today, and other prominent personal finance publications. Her approach of simplicity and small, gradual steps has been embraced by people around the world and has helped them transform their lives and eliminate the stress and overwhelm from the process. Website Facebook Instagram YouTube TikTok Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Welcome to the Money Talks News Podcast. In this episode, we're talking about how asking the right money questions can help you find your own version of financial freedom. When it comes to money, most people want answers. But sometimes getting ahead isn't about getting answers, it's about asking the right questions. Like WHY we're doing what we're doing and where we want to end up when we do it. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week we welcome back Matt Schulz, the chief credit analyst at Lending Tree and author of the book Ask Questions, Save Money, Make More: How to Take Control of Your Financial Life. Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. The money decisions you make have an impact Understanding the impact of your money decisions is an important part of long-term financial success. Part of that is asking the right questions. In this episode, we cover the questions you can ask to improve your understanding of money—and make better financial decisions. We also have some resources on the website that can help you navigate your money choices: 5 Bad Decisions That Harm Retirement Readiness the Most — and 5 Choices That Boost It The Best Sources to Help You Make Great Financial Decisions 5 Tips to Make Better Financial Decisions 5 Decisions That Can Make or Break Your Retirement 15 Tips for Making the Best Social Security Decisions Depression-Era Hacks and Frugal Living Ideas to Save Money Now 6 Clever Ideas to Make Money While You Sleep 11 Cheap Business Ideas You Can Start for Less Than $1,000 9+ Flexible Job Ideas for Retirees With Little or No Savings Learn more about important financial areas of your life Our guest, Matt, takes us through some of the best questions to ask about important financial areas of your life, including credit, housing, health and more. We also have a lot of great resources that can help you navigate various money issues. How to Protect Your Kids' Credit 6 Ways to Keep a Stellar Credit Score in Retirement (and Why) How I Got a Perfect Credit Score in 4 Steps How to Raise Your Credit Score Without Getting Ripped Off 7 Ways to Get Your FICO Credit Score for Free 8 Telemedicine Options for Affordable Health Care Without Insurance 13 Habits of Happy and Healthy Aging 6 Medicare Mistakes To Avoid for a Healthy Retirement 98 Tips for a Healthy, Wealthy and Happy Retirement 7 Ways Anyone Can Save on Out-of-Pocket Health Care Costs What To Do When You Can't Find Affordable Housing How to Buy a Home Responsibly 7 Signs That You're Not Ready to Buy a Home 9 Grocery Shopping Mistakes That Will Cost You How the 6-1 Method Makes Grocery Shopping a Breeze A $50-a-Week Meal Plan for 1 When Shopping at Aldi 10 Ways to Save Money Shopping for Clothes Shopping Secrets Revealed: 6 Tricks the Pros Use to Save Hundreds 7 Sneaky Travel Charges to Avoid How to Travel Europe on a Budget 20 Traveling Jobs That Let You See the World Frugal Travelers Love These Economy Hotel Chains Meet this week's guest, Matt Schulz Matt Schulz is a personal finance expert and author of Ask Questions, Save Money, Make More: How to Take Control of Your Financial Life (March 2024), a money manual that empowers you to pay less, earn more and keep more of your hard-earned money by asking the right questions in everyday, real-life situations. A nationally recognized money expert with more than 15 years of experience helping Americans make smarter money decisions, Matt is also the Chief Credit Analyst at LendingTree. He has been featured in various media outlets including CBS Evening News , The Wall Street Journal, The New York Times, Fox Business , CNN Business, Yahoo! Finance, The TODAY Show, NBC Nightly News, Bloomberg, ABC World News Tonight, CNBC, and many more – always with the goal of making the often-complex world of personal finance easier to understand. Twitter/X Facebook Instagram TikTok  LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Welcome to the Money Talks News Podcast. In this episode, we're talking about investing in artificial intelligence, as well as using AI tools to become a more successful investor. The hype around artificial intelligence has been insane, with some calling it the greatest game-changer since the invention of the internet or even electricity! Is it true? Is AI that big a deal? And if so, should we be investing in the companies developing it? And how do we go about harnessing AI to make better investment decisions? We're going to answer both those questions, and more, in this podcast. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is Kevin Matthews, a former investment advisor and the founder of Building Bread, an investment education website. Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Is AI going to change your life? We talk about AI and how it's starting to permeate various aspects of life. It could change how you live and work—and even how you manage your money. Check out some of our resources on using AI in your finances and other parts of your life. 20 Jobs That Are Safest From Artificial Intelligence Will Robots and Artificial Intelligence Take Your Job? 8 Ways AI Can Help Plan Retirement — and 12 Risks From Using It Using AI to Build Your Resume: Tips and Prompt Examples How to Use AI to Generate Your Cover Letter Hear a Loved One's Voice Calling for Help? It Might Be a Scam How to Invest in AI as ChatGPT Takes Tech by Storm 5 Ways AI Is Changing Your Life, and 5 Ways to Profit From It Resources for better investing You don't have to assume that AI is the only way to invest. We have plenty of resources for better investing—no matter how you go about it. Why Index Fund Investing Is Good for Your Retirement How to Start Investing — No Matter How Much Money You Have The Top 4 Investing Blunders and How to Avoid Them The Investing Combo Linked to a Better Retirement Lifestyle Investing in Gold and Gold IRAs: 5 Things You Need to Know How to Choose Between Active and Passive Investing 28 Investing Tips From Today's Financial Geniuses What Does a Bull Market Mean for Retirement Investing? 7 Things You Should Know Before Investing in I Bonds Meet this week's guest, Kevin L. Matthews II Kevin L. Matthews II is a Plutus Award winner and number one bestselling author. He has helped hundreds of individuals plan for their retirement in addition to managing more than $140 million in assets during his advisory career. In 2017, he was named one of the Top 100 Most Influential Financial Advisors by Investopedia. Kevin launched BuildingBread in 2010 to inspire millennials to set, simplify and achieve any financial goal. Kevin regularly speaks to young adults across the country and has been featured in several media publications and productions including The Wall Street Journal, The New York Times, Forbes, Black Enterprise, CNBC, and many others. Kevin holds a bachelor's degree in Economics from Hampton University, a certificate in financial planning from Northwestern University and a certificate in disruptive strategy from Harvard Business School. In 2020, he graduated from the University of Texas at Austin's McCombs School of Business with a Master's in Technology Commercialization (MSTC). Website Twitter Facebook Instagram YouTube Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Today's podcast is a replay of a popular show we did a few months back. So if you didn't hear it the first time, or want to hear it again, now's your chance. Thanks for listening to Money Talks News…the podcast! If you're an avid investor…or even if you're not…at one time or another you've probably considered investing in individual stocks. I've been doing it for 40 years, and over that time have made well over a million dollars investing in the stocks of individual companies. But stock picking isn't for everyone, and it comes with risks. Even the best stock pickers periodically lose money. The trick is to learn a few rules that will increase your odds. And that's what we're going to talk about today. Stacy Johnson and financial journalist Miranda Marquit are joined by producer and novice investor Aaron Freeman. This week's guest is a friend of the show, Kevin Matthews, a former investment advisor and the author of Starting Point: How To Create Wealth That Lasts. Remember, even though we sometimes talk about specific investments on this show, don't take them as recommendations because they're not. Before investing in anything, do your own research, and make your own decisions. You can download this episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Don't Miss We're talking about investing this week, so you don't want to miss out on an opportunity to learn more about investing in alternative assets. You can easily diversify and build a portfolio of private assets like real estate, private credit, and venture capital in less than 5 minutes, with as little as $10, by opening an account with this next-generation portfolio manager. More on investing in stocks One of the best ways to build wealth is through stock investing. There are many different ways to invest in stocks, and we can help you figure out how to make the most of your investing dollars. Here are some resources from Money Talks News to help you learn about stock investing, including ideas for where to put your money: Saving Is Not Enough: Why You Need to Invest 9 Tips for Sane and Successful Stock Investing People Who Work Hard May Be Bad Investors, Study Shows I Asked AI for Stocks That Could Outperform for the Rest of the Year. Here's What It Said. 7 of the Best Dividend Stocks to Help Fund Your Retirement Stocks Are Tanking: What You Need to Know Now The Market is Low: Time to Buy Stocks? How to Invest When Both Stocks and Bonds Are Falling How to Find the Best Dividend Stocks, Step by Step How to Pick Winning Stocks, Step by Step Learn more about investing Stock investing isn't the only way to make money as an investor. We've got a lot of great articles about other ways to invest—and about investing in general. Get more bang for your buck after learning about the resources. 9 Safe and Smart Investments for Retirees Why You Shouldn't Look at Your Investments During a Bull Market Top Alternative Investments for Diversifying Your Portfolio Your Guide to Alternative Investments Investing in Gold and Gold IRAs: 5 Things You Need to Know Investing In Commercial Real Estate with CrowdStreet How to Choose Between Active and Passive Investing How to Know When the Bear Market Is Over — and Why You Shouldn't Wait to Invest What Is Socially Responsible Investing? 7 Things You Should Know Before Investing in I Bonds 7 of the Best Ways to Invest That Don't Involve Stocks Meet this week's guest, Kevin Matthews, II Kevin L. Matthews II is a Plutus Award winner and number one bestselling author. He has helped hundreds of individuals plan for their retirement in addition to managing more than $140 million in assets during his advisory career. By 2017, he was named one of the Top 100 Most Influential Financial Advisors by Investopedia. Kevin launched BuildingBread in 2010 to inspire millennials to set, simplify and achieve any financial goal. Kevin regularly speaks to young adults across the country and has been featured in several media publications and productions including The Wall Street Journal, The New York Times, Forbes, Black Enterprise, CNBC, and many others. Kevin holds a bachelor's degree in Economics from Hampton University, a certificate in financial planning from Northwestern University and a certificate in disruptive strategy from Harvard Business School. In 2020, he graduated from the University of Texas at Austin's McCombs School of Business with a Master's in Technology Commercialization (MSTC). Website Twitter Facebook Instagram YouTube Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Today's podcast is a replay of a popular show we did a few months back. So if you didn't hear it the first time, or want to hear it again, now's your chance. Thanks for listening to Money Talks News…the podcast! Stacy's been offering money guidance for 41 years: 10 as a financial adviser and 31 as a personal finance reporter. Miranda's been writing and podcasting about money since 2005. But they still learn more every day. We hope you want to learn new things, too! And that's why we periodically answer your questions: the ones you send to us at hello@moneytalksnews.com. Today, we've got some great questions on topics like retirement and annuities, I bonds, real estate and the best time to buy a TV. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Before we start, remember this isn't financial advice. We can only make observations and share what we might do. So make sure to do your own research and take responsibility for your own money. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify We tackle the following questions about retirement: Arben: Do you recommend fixed index annuities as an option along with other forms of investing, like SEP IRA, 401(k), traditional IRA? Elizabeth: What are some tax-efficient ways to spend IRA accounts once retired? How about real estate, especially in highly inflated areas like California? Is it worth taking out IRA funds to buy a house in a higher-cost area at this time? Joseph: My question is about RMDs. Is the required distribution age 72 or is it now 73? I turned 72 in Sept 2022. I keep reading that the new age now is 73. Can you confirm this? If you want more reading about retirement, we have some great articles and podcast episodes on various retirement topics: The Annuity Everyone Needs — and Anybody Can Get Should You Buy an Annuity? The Pros and Cons Is a Bond Ladder Strategy Right for Your Retirement? Want Reliable Retirement Income? Use This Safer Strategy Is Now the Time for a Roth Conversion? 6 Strategies to Manage Required Minimum Distributions 5 Fast Ways to Turbocharge Your Retirement Savings 3 Things You Should Do – and Not Do – to Prepare for Your Retirement RMD and Inherited IRA Rules: What Beneficiaries Need to Know (Prudential) Questions about I bonds and inflation With Series I savings bonds paying much higher yields than they have in years because the yield is tied to inflation, it's no surprise people are interested in them. We also had a question about inflation and how to save money during this time. Margaret: Where does one purchase I bonds? Jerry: Can you purchase two I bonds, one for the husband and one for the wife? Heather: As inflation increases and our pay remains the same, how does one continue to eat well and manage a home with all the rising costs in grocery and retail stores? Any ideas for average folks to live well while our money is not going as far? Not only do we answer questions about I bonds, but we have plenty of resources on how to use them in your own strategy and how to tackle inflation in your own life. 7 Things You Should Know Before Investing in I Bonds Is a Bond Ladder Strategy Right for Your Retirement? 5 Tips to Protect Your Savings from Inflation How to Invest When Both Stocks and Bonds Are Falling 5 Ways Inflation Could Make You Richer in the Long Run Can Treasury Securities Protect You From Inflation? When Inflation Meets Stagnation and What to Do About It 10 Sure-Fire Ways to Beat Inflation Stocks Are Tanking: What You Need to Know Now Other questions: buying a TV, spender vs. saver, where to keep cash and more We answer questions about the best time to buy a TV (maybe it's not Black Friday), what happens if you marry a spender but are a saver, where you should keep your cash and what happens to your mortgage when the company gets bought out. Sharli: My mortgage company has been bought out by a bigger company. I'm a 78-year-old widow and am concerned that they will charge me more. Can the company make changes to my original mortgage and force me to pay more each month? I'm already squeezed to the max and want to be able to keep my home. El four: I often hear Stacy say to keep money in cash. I don't know what that means. I know you don't mean to sock it away in a sock drawer, but do you mean it should be in some type of precious metals ETF, a low-interest money market account, or what? I have money in a brokerage "settlement" account that I guess earns more than at my bank (0.06%), but is that the best place to put "cash" right now? Thanks. Frustrated Wife: So, my husband refuses to save any of his money. He is 71 years old, is retired and has high blood pressure, diabetes and fibromyalgia. He is currently living off of his Social Security with no other savings and believes that his money is to be spent to enjoy life and not to have to save it. I am 71 years old as well and work full time. I've run out of reasons to give him as to why he should be saving his money as he grows older. Are there any suggestions you can give me to help him understand the importance of saving money? Jeff: I appreciate the info you provide daily. Any idea when the best time to buy a TV is? I've heard before the Super Bowl is a good time for sales. Thoughts? For more information and ideas on handling mortgages, saving money and dealing with partner money issues, check out the following resources: 7 Banks Now Paying 3.5% or More on Savings 13 Unusual but Effective Ways to Save on Groceries The Ultimate Guide on How to Save $10,000 in a Year 13 Other Retailers With ‘Prime Day' Sales 15 Things You Should Always Buy at Yard Sales Paying Off Mortgages, Estate Planning and More: We Answer YOUR Questions Should You Pay Off Your Mortgage Early? Here's How This Is the No. 1 Money Worry of Couples of All Ages Couples & Cash: How to Stop Fighting About Money 6 Money Moves That Couples Should Make in 2022 6 Bank Accounts With Extra Perks for Older Customers 7 Ways You May Be Sabotaging Your Bank Accounts Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Today's podcast is a replay of a popular show we did a few months back. So if you didn't hear it the first time, or want to hear it again, now's your chance. Thanks for listening to Money Talks News…the podcast! Let's start with a question: Do you have enough in your retirement account? According to a recent report from Vanguard, the average American has around $140,000 saved for retirement. For those 65 and older, that average balance is about twice that, or $280,000. Sounds like a lot, right? But for many people, even with Social Security, it's not going to be enough. If that's you, let's fix it. In this podcast, we help you create a plan to beef up those retirement savings. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is a friend of the show, Joe Saul-Sehy from Stacking Benjamins. Remember, even though we sometimes talk about money and specific investments, never take them as recommendations. Before investing in anything or making any other money moves, do your own research and make your own decisions. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. Are you ready for retirement? The Employee Benefit Research Institute points out that 7 in 10 workers are confident they can retire comfortably. In this show, we talk about the potential disconnect between what you might think is enough and what's actually enough. Here are some articles that can help. How Much People Have Saved for Retirement at Every Age 6 Big Obstacles to Having a Comfortable Retirement Most People Say They've Reduced or Stopped Saving for Retirement Because of Inflation 4 Generations Share the Age They Started Saving for Retirement Here's the New Magic Number for Living Comfortably in Retirement 6 Reasons Americans Are Fast-Tracking Their Retirement 9 Signs Your Retirement Is on Track Even Millionaires Share These 4 Retirement Worries 7 Reasons Americans Seniors Stay Frugal in Retirement 10 Reasons Today's Older Workers Are Delaying Retirement How to create a retirement plan that works for you Stacy mentions his book "[amazon url="https://www.amazon.com/Life-Debt-2010-Financial-Freedom/dp/1439168601" text="Life or Debt"][/amazon]," as a good starting point to help you figure out what you want out of life—and how to prioritize it. Joe and Miranda also have some good ideas for creating a retirement plan you'll stick with. We also mention our podcast on paying off your mortgage aggressively so you have more money available in retirement. Let's take a look at some great Money Talks News resources about planning for retirement. 15 Tips for Those Within 10 Years of Retirement Pre-Retirement Checklist: What to Do Within 5 Years of Retiring Financial Advisers Say These Are the Top 10 Retirement Planning Mistakes Over 50? Here's How to Catch Up on Retirement Savings Health Savings Accounts and Why They Are Great for Retirement (Miranda never gets tired talking about HSAs.) Is a Bond Ladder Strategy Right for Your Retirement? 4 Things You Can Control in Retirement 13 Types of Retirement Income That Are Not Taxable 3 Things You Should Do – and Not Do – to Prepare for Your Retirement 6 Ways to Guarantee Yourself a Steady Retirement Income Sequence of Returns Risk and How to Protect Your Retirement From It Meet this week's guest, Joe Saul-Sehy Joe is a former financial adviser (16 years) and represented American Express and Ameriprise Financial in the media. He was the "Money Man" at Detroit television station WXYZ-TV, appearing on air twice weekly. He's appeared in Bride, Best Life, and Child magazines, and in the Los Angeles Times, Chicago Sun-Times, Detroit News and Baltimore Sun newspapers. He's also appeared online in more than 200 different places, including CNBC.com and WSJ.com. Website Stacking Benjamins Podcast Twitter Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

If you're an avid investor…or even if you're not…at one time or another you've probably considered investing in individual stocks. I've been doing it for 40 years, and over that time have made well over a million dollars investing in the stocks of individual companies. But stock picking isn't for everyone, and it comes with risks. Even the best stock pickers periodically lose money. The trick is to learn a few rules that will increase your odds. And that's what we're going to talk about today. Stacy Johnson and financial journalist Miranda Marquit are joined by producer and novice investor Aaron Freeman. This week's guest is a friend of the show, Kevin Matthews, a former investment advisor and the author of Starting Point: How To Create Wealth That Lasts. Remember, even though we sometimes talk about specific investments on this show, don't take them as recommendations because they're not. Before investing in anything, do your own research, and make your own decisions. You can download this episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Don't Miss We're talking about investing this week, so you don't want to miss out on an opportunity to learn more about investing in alternative assets. You can easily diversify and build a portfolio of private assets like real estate, private credit, and venture capital in less than 5 minutes, with as little as $10, by opening an account with this next-generation portfolio manager. More on investing in stocks One of the best ways to build wealth is through stock investing. There are many different ways to invest in stocks, and we can help you figure out how to make the most of your investing dollars. Here are some resources from Money Talks News to help you learn about stock investing, including ideas for where to put your money: Saving Is Not Enough: Why You Need to Invest 9 Tips for Sane and Successful Stock Investing People Who Work Hard May Be Bad Investors, Study Shows I Asked AI for Stocks That Could Outperform for the Rest of the Year. Here's What It Said. 7 of the Best Dividend Stocks to Help Fund Your Retirement Stocks Are Tanking: What You Need to Know Now The Market is Low: Time to Buy Stocks? How to Invest When Both Stocks and Bonds Are Falling How to Find the Best Dividend Stocks, Step by Step How to Pick Winning Stocks, Step by Step Learn more about investing Stock investing isn't the only way to make money as an investor. We've got a lot of great articles about other ways to invest—and about investing in general. Get more bang for your buck after learning about the resources. 9 Safe and Smart Investments for Retirees Why You Shouldn't Look at Your Investments During a Bull Market Top Alternative Investments for Diversifying Your Portfolio Your Guide to Alternative Investments Investing in Gold and Gold IRAs: 5 Things You Need to Know Investing In Commercial Real Estate with CrowdStreet How to Choose Between Active and Passive Investing How to Know When the Bear Market Is Over — and Why You Shouldn't Wait to Invest What Is Socially Responsible Investing? 7 Things You Should Know Before Investing in I Bonds 7 of the Best Ways to Invest That Don't Involve Stocks Meet this week's guest, Kevin Matthews, II Kevin L. Matthews II is a Plutus Award winner and number one bestselling author. He has helped hundreds of individuals plan for their retirement in addition to managing more than $140 million in assets during his advisory career. By 2017, he was named one of the Top 100 Most Influential Financial Advisors by Investopedia. Kevin launched BuildingBread in 2010 to inspire millennials to set, simplify and achieve any financial goal. Kevin regularly speaks to young adults across the country and has been featured in several media publications and productions including The Wall Street Journal, The New York Times, Forbes, Black Enterprise, CNBC, and many others. Kevin holds a bachelor's degree in Economics from Hampton University, a certificate in financial planning from Northwestern University and a certificate in disruptive strategy from Harvard Business School. In 2020, he graduated from the University of Texas at Austin's McCombs School of Business with a Master's in Technology Commercialization (MSTC). Website Twitter Facebook Instagram YouTube Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Stacy Johnson is a personal development coach, trainer, public speaker, and CEO of Enlighten Up - a consulting company that works with individuals and organizations to illuminate their journey from existence to significance. Stacy owned and operated Applause School of Dance for 30 years and spent 11 years as a Family Services Specialist in the substance abuse and mental health profession. She currently spends her days working to provide people a gateway to success, a sound path to a sense of renewal, and the realization of true potential.   [01:35] Introducing Stacy Johnson [02:05] The joy of realizing childhood dreams [07:50] The foundations of the Hero Builder Program [09:55] Stacy's transition from dancing to addiction recovery [13:35] Every woman has the right and the power to chase their dreams [16:20] How to overcome the fear of taking that first step [17:31] Step up because this is your time to shine [18:40] Parting thoughts    Links and Resources: More than Peace, Power & Presence through Meditation⁠ by Dr. Sree Meleth Stacy's Website Connect with Stacy on LinkedIn UN-CAPED HEROES - The Podcast        Stacy's email: enlightenup.stacyj@gmail.com --- Support this podcast: https://podcasters.spotify.com/pod/show/sreelatha-meleth/support

In this episode, we're talking about the Midas metal. Gold has long been known as a store of value and a hedge against both inflation and global uncertainty. This is why it's also a part of many well-diversified savings strategies, including retirement accounts. Yes, you can actually hold gold in your IRA—as long as you follow the rules. But should you own gold at all? And if so, is it appropriate for retirement account investing? Let's find out. In this week's podcast, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week, we have a special guest, Devlyn Steele from Augusta Precious Metals, here to talk about everything gold related, including how to set up a Gold IRA. Before we start, you need to know a couple of things. First thing, we have an advertising relationship with Augusta Precious Metals. However, we won't let that impact our opinions. Know why? Because we're journalists, that's why. Second thing, remember this isn't financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. OK, let's dive in. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. Portfolio strategy and asset allocation We talk about the importance of diversification as you put together a portfolio strategy that includes an asset allocation approach that works for you. This can include gold and other precious metals, as well as other alternative investments. Don't forget to check out these great resources surrounding building a better investment portfolio. Your Guide to Alternative Investments How to Invest When Both Stocks and Bonds Are Falling Are Alternative Investments a Good Idea for Your Retirement? Is a Bond Ladder Strategy Right for Your Retirement? Sequence of Returns Risk and How to Protect Your Retirement From It 7 Things You Should Know Before Investing in I Bonds 3 Reasons You Need to Own Gold Today Should You Buy Bitcoin or Gold? Everything You Want to Know About Crypto But Were Afraid to Ask Retirement, Real Estate and I Bonds: We Answer Your Questions What you need to know about tax-advantaged retirement accounts Don't forget to stick around to find out exactly how you can hold gold in an IRA. We talk about the importance of investment-grade precious metals, finding the right custodian, and how to watch out for some of the pitfalls. In the meantime, make sure you catch up with our great resources about tax-advantaged accounts and how you can use them to make the most of your retirement. 15 Mistakes People Make With Roth IRAs How a Roth IRA Conversion Turns a Stock Market Plunge Into a Plus How to Buy Real Estate With Your IRA 8 Ways to Maximize Your Traditional or Roth IRA Got an IRA? Here's How to Use the Bear Market to Your Advantage When Can You Withdraw From Your 401(k) or IRA Penalty-Free? Here's How to Close the Gender Gap in 401(k) Plans Have a 401(k)? Here's a Secret Retirement Plan You Probably Don't Know About 35% of Workers with a 401(k) Have Made This Questionable Move 7 Secrets You Should Learn From 401(k) Millionaires 4 Ways to Save for Retirement Without a 401(k) 6 Secret Sources of Income for Early Retirees 5 Fast Ways to Turbocharge Your Retirement Savings Health Savings Accounts and Why They Are Great for Retirement Meet this week's guest, Devlyn Steele During a three-decade financial services and economics career, Devlyn Steele has processed financial assets worth more than $2 billion. As Augusta's director of education, Mr. Steele now leads an education team dedicated to enlightening fiscally conservative Americans about savings diversification through alternative assets. He accurately predicted the 2008 financial crisis and the subsequent surge in gold and silver prices. In his pivotal role at Augusta, Devlyn reveals his insights about what's happening behind the scenes in the economy and helps Americans diversify their savings to potentially offset economic concerns. His informative web conferences have attracted wealthy and successful customers, including hall-of-fame quarterback Joe Montana*, now Augusta's ambassador. Mr. Steele is a member of the prestigious business analytics program at Harvard Business School. Website Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

You probably remember the Bernie Madoff saga: His famous Ponzi scheme destroyed the life savings of hundreds of sophisticated investors and money managers. Billions vanished into thin air. So, how do smart people end up in these situations? More to the point, how can you avoid being the victim of a scam? There are red flags that you should recognize and today we're going to talk about them. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today, we're joined by one of the show's best friends, Pam Krueger from Wealthramp. Be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. You can listen with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. Are you watching out for scams and Ponzi schemes? We review the Bernie Madoff Ponzi scheme and its fallout. But we do more than talk about that one scam. We give you red flags to watch out for and mention other scams to be on the alert for. Don't get caught off-guard. Here are some of our best articles about scams—and how to avoid them. 7 Text Message Scams to Avoid and Report Immediately 8 Job Scams and 10 Signs to Watch For The 10 Worst Tax Cheats of 2022, According to the IRS 6 Ways to Become a Successful Scam Artist 9 States Where People Face the Highest Risk of Identity Theft and Fraud How You Can Help Your Aging Parents Avoid Financial Abuse 6 Things Scammers Do With Your Cellphone Number How to Tell If Fraudsters Have Opened Bank Accounts in Your Name 7 Ways to Protect Your Retirement From Investment Fraud Beware These 8 Signs of Identity Theft Trying to Stop Identity Theft? Go Beyond a Credit Freeze Build wealth—without getting scammedRather than relying on scammers, we've got plenty of other ways for you to build your wealth, including through investing. Try saving, put your money to work for you and avoid the get-rich-quick schemes. Investing In Commercial Real Estate with CrowdStreet How to Choose Between Active and Passive Investing 28 Investing Tips From Today's Financial Geniuses 7 Things You Should Know Before Investing in I Bonds Environmental, Social and Governance (ESG) Investing: Hope or Hype? The Lazy Person's Guide to Flawless Investing 5 Effortless Ways to Boost Your Retirement Savings How the Secure Act Could Make or Break Your Retirement Savings 7 Obvious Money-Saving Tips People Often Forget 5 Ways to Earn 5% on Your Savings, Guaranteed 5 Fast Ways to Turbocharge Your Retirement Savings How to Know if You Are Earning or Saving for Optimal Happiness Health Savings Accounts and Why They Are Great for Retirement How to Prepare Your Savings for a Recession   Meet this week's guest, Pam Krueger Pam Krueger is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. It is the only advisor referral service that gives people full control over when and how they talk to their referred advisors. Her perspectives on personal finance regularly appear in Marketwatch, Forbes, PBS Next Avenue, and she is a frequent speaker on fiduciary financial advice. In addition, Pam is an active volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a non-profit dedicated to enhancing the retirement security of America's workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called, Investing Pays Off For Kids. Each year, she spends part of her time in San Francisco, California and lives in Cape Cod, Massachusetts. Wealthramp Podcast: MoneyTrack Podcast: Friends Talk Money Twitter LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

There are almost 22 million people with a net worth of at least $1 million in the United States. That's a lot of millionaires! Many of these millionaires aren't flashy. They got rich over long periods of time by owning a home or years of investing. But what if you want to speed up the process? How can you become a millionaire BEFORE you retire? That's what this week's podcast is about: discussing strategies to build your net worth as quickly as possible. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today, we're happy to have Erin B. Haag, the founder of the website Pricing Overhaul and the author of the book Give Yourself a Raise: The Mindset and Math You Need to Get to Your First Million. Be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. You can listen with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. What does it take to become a millionaire? It's one of the most common aspirational milestones: getting that first $1 million. But what does it take to become a millionaire? You need a combination of mindset, luck and hard work. Lots of hard work. We've got some great articles on secrets, habits and practical tips for improving your finances on your own millionaire journey. The 10 Golden Rules of Becoming a Millionaire 6 Stunning Money Secrets Millionaires Won't Tell You 13 Smart Habits of Millionaires You Should Adopt Why Only 12% of Adults — and 29% of Millionaires — Feel Wealthy 14 Myths About Becoming a Millionaire Even Millionaires Share These 4 Retirement Worries Where Do Millionaires Keep Their Money? 7 Secrets You Should Learn From 401(k) Millionaires 6 Money Secrets of Self-Made Millionaires How to Become a Millionaire, Guaranteed How to grow your wealth and become a millionaire Looking for ways to make the most of your assets to grow your wealth to become a millionaire? We've got you covered. 10 Secret Ways Americans Build Wealth 6 Clever Ways to Build Wealth Outside the Stock Market 7 Things You Should Know Before Investing in I Bonds 9 Tips for Sane and Successful Stock Investing The Lazy Person's Guide to Flawless Investing The 7 Most Popular IRA Investments How to Choose Between Active and Passive Investing Your Guide to Alternative Investments 12 Legit Ways to Make Money Online Right Now 7 Ways to Make Money on Your Phone How to Make Money from What's Coming: Web 3.0 5 Tips to Make Money Management Fun Staying Alive: How to Make Money in a Recession Side Hustle Success: Financial Freedom From Lipstick and Bras 9 Top-Paying Side Hustles Where You Could Earn More Than Full-Time Work How to Use the 50/20/30 Rule as Your Budgeting Plan Meet this week's guest, Erin Haag Erin B. Haag is the founder of Pricing Overhaul, a company that teaches self-employed women how to overhaul their pricing and make more money than they ever dreamed possible. Prior to starting Pricing Overhaul, Erin founded a successful Pilates and Yoga studio in Palm Beach, Florida—which she ran for several years before selling the company for 40x her original investment. Erin brings 20 years of experience to her clients. From calculating your revenue, expenses, owner's salary, profit margin, and beyond, Erin loves crunching the numbers to determine exactly what you need to charge. Her motto is "trust the math" because the numbers never lie. Website Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Aligning with God's Heart For Pushing Gospel Rights 1 Corinthians 9:1-18 | Stacy Johnson

According to the latest report from Vanguard, looking at the average amount of money saved for retirement, there's a good chance you might not be on track for comfort in your golden years. The average 45-year-old has less than $180,000 saved for retirement. But how do you change that? How do you even figure out when you have enough to retire? This week's guest is going to help you figure out your retirement number—and how you can reach it. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. his week's guest is Chris Mamula, one of the partners at Can I Retire Yet?. He retired at 41 by figuring out his retirement number and working toward financial freedom. He's going to share his process and the steps you can take to retire earlier than you thought. Be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. You can listen with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. What kind of career do you have? We tackle some of the main things you need to be aware of when you work in a career that results in a variable income. Barbara's book, Tipped, takes you through what you need to know as well. Freelancers, service industry workers and self-employed business owners know what it's like to deal with these challenges. If you're looking for a new career or source of income, check out some of our articles on different jobs and side hustle ideas. The Ultimate Guide to Building Freelance Income Side Hustle Success: Financial Freedom From Lipstick and Bras 7 Tips for Getting a Great Part-Time Job in Retirement Calling All Night Owls: 14 Jobs for People Who Like to Stay Up Late 16 Early-Morning Jobs for People Who Wake Up With the Sun 10 Companies That Hire Part-Time Proofreaders and Editors 7 Things You Need to Know About How to Get a New Job in 2023 4 Tips for a Modern Online Job Search 25 Companies Switching to Permanent Remote Work-From-Home Jobs 9 Top-Paying Side Hustles Where You Could Earn More Than Full-Time Work Why You Can Benefit From a Career Coach Get more from your money Don't forget about money moves you can make, no matter what your income looks like. Here are some of our best resources for budgeting, saving, investing and spending your money. 6 Things Every Self-Employed Worker Should Know About Taxes Money Tight? 4 Legit Ways to Bring in Extra Cash Keep Your Money and Health on Track With These 9 Apps 32 Inflation Hacks to Save You Money in an Economic Downturn 10 Depression Era Hacks and Frugal Living Ideas to Save Money Now 10 Ways to Change Bad Spending Habits and Save Money The 5 Best Budgeting Apps to Get Your Finances Together 8 Surprising Ways to Become Richer Within the Hour Your Guide to Alternative Investments Where Stocks Are Going in 2023 and Where You Should Invest Now 7 Things You Should Know Before Investing in I Bonds The 60/40 Investment Mix Is Dead – or Is It? Meet this week's guest, Barbara Sloan Barbara Sloan is the author of the book Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals. Barbara was a homeless teen, who danced for dollars, and definitely did not graduate from college. She spent two decades working in every imaginable position in the service industry all over the country and learning about money on her own. In addition to owning and running a construction company in the heart of Manhattan, she is a personal finance expert and coach. She leverages her experience in the service industry to focus on issues that many in the mainstream financial media don't cover. Barbara lives in New York City with her wife of 10 years, an esteemed corporate finance exec, and together they are a couple of adorable money nerds who point out every dog they see. Website Facebook Instagram Book Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

If you're on a steady salary, creating a spending plan is straightforward, because you know both what's coming in and what's going out every month. **** But what if you don't have a stable salary? What if you're one of the millions of Americans who do side work or own a business or get paid commission? For you, a variable income is just part of the deal. Then there are people who depend on tips, like bartenders, Uber drivers, servers: you name it. Even freelancers and gig economy workers can have difficulty budgeting and managing their money, thanks to a variable income. Today, we're going to tackle the subject of a stable budget with an unstable income. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today's guest is Barbara Sloan, a former exotic dancer and the author of Tipped, a book about financial empowerment for service industry workers. Be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. This podcast is sponsored by Tellus, the first savings app designed for homebuyers by real estate experts. With Tellus, your savings earn more in one day than up to three weeks in a traditional bank savings account. What's more, there is no stock or crypto exposure, no fees and you can withdraw anytime. Click the link in the show notes and use the code MONEYTALK to get a 5.50% APY for seven days with a $125 minimum deposit. What kind of career do you have? We tackle some of the main things you need to be aware of when you work in a career that results in a variable income. Barbara's book, Tipped, takes you through what you need to know as well. Freelancers, service industry workers and self-employed business owners know what it's like to deal with these challenges. If you're looking for a new career or source of income, check out some of our articles on different jobs and side hustle ideas. The Ultimate Guide to Building Freelance Income Side Hustle Success: Financial Freedom From Lipstick and Bras 7 Tips for Getting a Great Part-Time Job in Retirement Calling All Night Owls: 14 Jobs for People Who Like to Stay Up Late 16 Early-Morning Jobs for People Who Wake Up With the Sun 10 Companies That Hire Part-Time Proofreaders and Editors 7 Things You Need to Know About How to Get a New Job in 2023 4 Tips for a Modern Online Job Search 25 Companies Switching to Permanent Remote Work-From-Home Jobs 9 Top-Paying Side Hustles Where You Could Earn More Than Full-Time Work Why You Can Benefit From a Career Coach Get more from your money Don't forget about money moves you can make, no matter what your income looks like. Here are some of our best resources for budgeting, saving, investing and spending your money. 6 Things Every Self-Employed Worker Should Know About Taxes Money Tight? 4 Legit Ways to Bring in Extra Cash Keep Your Money and Health on Track With These 9 Apps 32 Inflation Hacks to Save You Money in an Economic Downturn 10 Depression Era Hacks and Frugal Living Ideas to Save Money Now 10 Ways to Change Bad Spending Habits and Save Money The 5 Best Budgeting Apps to Get Your Finances Together 8 Surprising Ways to Become Richer Within the Hour Your Guide to Alternative Investments Where Stocks Are Going in 2023 and Where You Should Invest Now 7 Things You Should Know Before Investing in I Bonds The 60/40 Investment Mix Is Dead – or Is It? Meet this week's guest, Barbara Sloan Barbara Sloan is the author of the book Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals. Barbara was a homeless teen, who danced for dollars, and definitely did not graduate from college. She spent two decades working in every imaginable position in the service industry all over the country and learning about money on her own. In addition to owning and running a construction company in the heart of Manhattan, she is a personal finance expert and coach. She leverages her experience in the service industry to focus on issues that many in the mainstream financial media don't cover. Barbara lives in New York City with her wife of 10 years, an esteemed corporate finance exec, and together they are a couple of adorable money nerds who point out every dog they see. Website Facebook Instagram Book Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

So let me ask you: Got debt? If so, you're not alone. According to the Consumer Financial Protection Bureau, 28% of consumers have an account in collections. Think about that. More than one if four of us are getting hounded on a past-due bill! Maybe you're not to that point yet, but you can probably relate to the feeling of the bills piling up. Or maybe you're wondering how you'll pay off your part of the more than $1.7 trillion in student loan debt. Bottom line? Getting out from under debt can be daunting. Like marriage or car leases, debt's a lot easier to get into than to get out of. So this week we're going to look at different solutions to destroy that debt. In this week's podcast, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. We have two special guests this week, Natalia Brown and Jeff Biesman from National Debt Relief. They'll walk us through options like debt consolidation and debt settlement. Before we start, two things: First, MoneyTalksNews has an advertising relationship with National Debt Relief. But that's not going to influence our panel's opinions. Second, be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. OK, let's dive in. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: YouTube version:https://youtu.be/uxI8Pr40cgM Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. Debt Consolidation vs. Debt Settlement It's important to understand the difference between debt consolidation and debt settlement. We take you through all of that in this episode. Our special guests help you understand how their services work, and we also offer you some ideas for what is likely to work best for you. Depending on your situation, one solution might work better than another. Before you decide, check out this episode where Miranda gets real about how she messed up her credit big time. Here are some resources from Money Talks News about debt settlement and debt consolidation, as well as information about dealing with debt collectors: 2-Minute Money Manager: Should I Get a Debt Consolidation Loan? 9 Tips for Finding Trustworthy Debt Help You Can Afford 3 Powerful Tools to Destroy Your Debts and Renew Your Credit 5 Ways to Deal With Debt Collectors if You're Afraid to Pick Up the Phone 10 Debt Management Tips for New College Grads How I Slashed $25,000 in Credit Card Debt to Zero 9 Tips for Finding Trustworthy Debt Help You Can Afford 2-Minute Money Manager: Should I Use a Credit Counselor for Debt Help? Ask Stacy: Where Can I Find Help With Credit Card Debt? How to pay down debt If you're interested in paying down debt on your own, we have a lot of great resources on how to create a plan to pay down debt. 5 Things You Need to Know About Paying Off Debt This Year How to Destroy Your Debt and 3 Things to Do Next Tips and Tricks to Help You Destroy Debt 7 Great Tools to Help You Get Out of Debt The Best Way to Kill Off Credit Card Debt How to Pay Off $10,000 in Debt Without Breaking a Sweat 10 Steps to Get Out of Debt Now and Stay Out of Debt Forever The Fastest Proven Ways to Destroy Debt 2-Minute Money Manager: What's the Best Way to Pay Down Debt? 7 Easy Ways to Stay Out of Debt Natalia Brown joined National Debt Relief (NDR) in 2010 and has served as Chief Client Operations Officer since 2019. Natalia is also an Executive Board Member of the American Fair Credit Council (AFCC). Natalia volunteers at New Women New Yorkers, a nonprofit that focuses on supporting immigrant women in New York. She also sits on the advisory board for Four Steps Forward, a program that aims to financially educate one million black women over the next five years. Natalia is a native New Yorker and has two sons who inspire her to be the best she can every day. She is a certified debt specialist and holds a bachelor's degree in accounting from Lehman College and a master's in operations and project management from Southern New Hampshire University. Jeff Biesman is the Chief Marketing Officer at National Debt Relief and Reach Financial. In this capacity, Jeff is responsible for the brand, PR, partnerships, and all direct-to-consumer marketing activities for both companies. Jeff's career spans a wide range of organizations including AT&T Interactive, Shoedazzle, Bank of America, Sony Pictures Digital, The Walt Disney Company and others. Jeff grew up in Texas and attended the University of Texas at Austin, where he received a B.A. in Political Science and MBA with a concentration in marketing. Jeff currently resides in Agoura Hills, California. Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

About 30% of people have experienced financial infidelity: things like: Keeping purchases secret: 31.4%. Hiding debts or accounts: 28.7%. Lying about income: 22.6%. Draining money from savings: 10.4%. Lending money without consent: 6.9%. All bad stuff, right? Even worse, financial infidelity can be a sign of other relationship issues. So, how do you avoid this stuff…or if you're already doing it, how do you stop? Let's find out. In this week's podcast, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is Tarra Jackson, Madam Money. She will help us learn how to set better money goals with our partners so we can stop that financial cheating. Be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. OK, let's dive in. Episode 182 webpage. YouTube version. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. This podcast is sponsored by Tellus, the first savings app designed for home buyers by real estate experts. With Tellus your savings earn more in one day than up to three weeks in a traditional bank savings account. What's more, there is no stock or crypto exposure, no fees, and you can withdraw anytime. Click the link in the show notes and use the code MONEYTALK to get a 5.50% APY for 7 Days with a $125 minimum deposit. What is financial infidelity? We talk about financial infidelity and the signs you should watch out for. Our guest, Tarra Jackson, wrote a book Financial Fornication, that tackles this issue. It's important to note that we're talking about common issues that can crop in a non-abusive romantic or partnership relationship. If you're experiencing abuse, including financial abuse, we encourage you to call the National Domestic Violence Hotline at 800-799-7233. We have some great resources that can help you as you work on your relationship with your partner—and your money. 10 Best Cities for Budget-Friendly Dating Money Fibs Put Millions of American Relationships at Risk 7 Social Security Spousal Benefit Rules Every Married Couple Should Know This Is the No. 1 Money Worry of Couples of All Ages Study: Debt Takes a Toll on Couples' Relationships 12 Steps to Protect Your Finances When Leaving an Abusive Relationship Money Can't Buy Love, but Sharing It Strengthens Relationships 4 Tips to Keep Smartphones From Ruining Your Relationships 7 Money Mistakes That Can Doom Your Relationship Managing money with your partner We also tackle how to stop engaging in financial infidelity, as well as what you can do to become better partners with your money. Tarra's book, 4 Financial Languages, can help you learn how to communicate with your partner about money. We also have a number of great resources that can help you manage your money better as a couple. 4 Money Conversations to Have With Your Partner When You Budget The 5 Best Budgeting Apps to Get Your Finances Together Talking About Money With Your Honey: How to Do It Painlessly How to Maximize Social Security Benefits for a Married Couple 5 Ways Couples Can Maximize Credit Card Rewards 8 Key Steps to Planning for Retirement as a Couple What Is a Joint Bank Account and How Does It Work? 10 Financial Moves That Keep You Sane During a Divorce 20 Myths About Divorce and Money Meet this week's guest, Tarra Jackson Tarra Jackson, known as Madam Money®, is the best-selling author of the three cult favorite books "Financial Fornication," "4 Financial Languages: The Secrets to Communicating about Money," and "The DUALpreneur Bible: 10 Commandments to Starting a Successful Side Business." Tarra is a personal finance expert and animated International Speaker. Tarra is the founder of DUALpreneur®, an organization that provides support services, resources, and events for people with side gigs, like the International Hybrid conference called #SIDEGIGCON. This conference connects attendees with successful business owners and experts, as well as like-minded entrepreneurs to help them turn their side gigs into profitable businesses. Website Twitter Facebook Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

In this episode of Intermittent Fasting Stories, Gin talks to Stacy Johnson from Aurora, OR.Are you ready to take your intermittent fasting lifestyle to the next level? There's nothing better than community to help with that. In the Delay, Don't Deny community we all embrace the clean fast, and there's just the right support for you as you live your intermittent fasting lifestyle. You can connect directly with Gin in the Ask Gin group, and she will answer all of your questions personally. If you're new to intermittent fasting or recommitting to the IF lifestyle, join the 28-Day FAST Start group. After your fast start, join us for support in The 1st Year group. Need tips for long term maintenance? We have a place for that! There are many more useful spaces beyond these, and you can interact in as many as you like. Visit ginstephens.com/community to join us. An annual membership costs just over a dollar a week when you do the math. If you aren't ready to fully commit for a year, join for a month and you can cancel at any time. If you know you'll want to stay forever, we also have a lifetime membership option available. IF is free. You don't need to join our community to fast. But if you're looking for support from a community of like-minded IFers, we are here for you at ginstephens.com/community. Stacy is a purchasing manager. She struggled with her weight from the time she was a child, and was put on her first diet in middle school. This led to decades of fad diets, tracking, and calorie restriction. Stacy would lose the weight but always gain it back. Stacy's health began to suffer as her weight climbed. She was diagnosed with diabetes, high blood pressure, and high cholesterol, and she felt terrible. Her weight had reached an all-time high of 250 pounds. Stacy began her official clean fast IF journey in December of 2020. She immediately felt better, and knew IF was the answer! Stacy has lost more than fifty pounds, but focuses on her health more than a number on the scale. Her relationship with food has healed, and she is happy and healthy! Stacy's advice: “Live your life and your journey. Let the IF lifestyle develop. If you haven't taken “before” pictures, take “right now” ones. Give yourself grace.” Get Gin's books at: http://www.ginstephens.com/get-the-books.html, including Cleanish and New York Times Bestseller, Fast. Feast. Repeat., available wherever you buy books! Delay, Don't Deny is available on Amazon. Join Gin's community! Go to: ginstephens.com/communityShare your intermittent fasting stories with Gin: gin@intermittentfastingstories.com Follow Gin on Twitter @gin_stephens Follow Gin on Instagram @GinStephens Visit Gin's website at: ginstephens.com Check out Gin's Favorite Things at http://www.ginstephens.com/gins-favorite-things.htmlSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.