Podcasts about dominican republican

LBJ sends troops to the Dominican Republican; a teen sniper terrorizes California motorists; Edward R. Murrow is dead; North Vietnamese soldiers infiltrate the South; the Canadiens are NHL champions. Newscaster: Joe Rubenstein.   Support this project on Patreon!

Tragic news out of the Dominican Republican where a roof collapsed killing 113 people. Blake Lively comes for a different costar from her movie It Ends With Us! Denver Nuggets head coach Michael Malone was fired this week and many question whether or not he will get the Denver Nuggets tattoo he got removed after winning a championship. Lastly, it's iHeartRadio week on Wheel of Fortune, tune in to see what prizes you could win!See omnystudio.com/listener for privacy information.

H1: Marc is joined by Kim & Ethan to start off the show with a disappointing turnout for the St. Louis local elections & then diving into this morning's 'Shortlist'. Breaking down the fallout from the local elections, including Tishaura Jones & Darlene Green getting ousted. In today's Kim on a Whim, Kim dives into changes that Meta & X are making to try & make social media safer for younger users. And the continuing cutdown against regulations & policies against the coal industry. H2: More reactions from the election night results including: poor voter turnout and Sam Page winning his battle against Prop B. The Shortlist dives into the back-and-forth reactions to Trump's tariff moves & the administrations moves in favor of coal. Nicole Murray joins the show to talk about the particulars around the Trump tariffs. A tragedy in the Dominican Republican has claimed the lives of 100+ patrons, including a crucial pitcher in the 2011 World Series win for the Cardinals, and Kim dives into the biggest tory in biology: the return of the direwolf! H3: Jane Dueker joins Marc to talk about the results of the local elections, a new future for the city & why this isn't the right time for a merger. Representative Casteel joins Marc to talk about his proposed security district to help with crime prevention & enforcement in area around the downtown St. Louis stadiums & entertainment venues. Eben Brown joins Marc to talk about a new law in Florida that would require dog owners to take more responsibility for dangerous attack & behavior. Kim dives into the back-and-forth between journalists and the White House as different administrations are handling different outlets in similar ways... H4: Most reactions to start Hour 4 to the lack of accountability for people in their own communities as both county & city local elections saw incredibly low turnout, Brian Westbrook joins the show in studio to talk about the their March for Life from Union Station to the Arch Grounds and Taylor Riggs joins Marc to talk about how the markets aren't always indicative of the economy.

A tragedy in the Dominican Republican has claimed the lives of 100+ patrons, including a crucial pitcher in the 2011 World Series win for the Cardinals, and Kim dives into the biggest tory in biology: the return of the direwolf!

More reactions from the election night results including: poor voter turnout and Sam Page winning his battle against Prop B. The Shortlist dives into the back-and-forth reactions to Trump's tariff moves & the administrations moves in favor of coal. Nicole Murray joins the show to talk about the particulars around the Trump tariffs. A tragedy in the Dominican Republican has claimed the lives of 100+ patrons, including a crucial pitcher in the 2011 World Series win for the Cardinals, and Kim dives into the biggest tory in biology: the return of the direwolf!

A student at the University of Pittsburgh goes missing after going to the Dominican Republican for spring break, Southwest will start charging passengers for their bags. Most people experience burnout at 30 years old. Girl Scouts is being sued over allegedly having heavy metals in their cookies.See omnystudio.com/listener for privacy information.

Keith highlights the unprecedented surge in immigration and its impact on housing demand. The conversation also covers state income tax policies, noting that nine states have no income tax, and the impact of international tax laws on US citizens abroad.  Immigrants now make up more than 14% of the US population, the highest proportion since 1910. The US is facing a significant housing shortage, with an estimated 4.5 million housing units needed. Housing shortages are expected to continue, with homelessness rates rising by 12% year over year. Learn about the challenges of being a US citizen living abroad and the potential for double taxation. Resources: Connect with Tom's team at WealthAbility for a free consultation on permanently reducing taxes. Show Notes: GetRichEducation.com/525 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai   Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, both an immigrant surge and a big wave of US born residents is tightening housing demand near unprecedented levels. Then we're joined by show regular Tom terrific again, but it's not Tom Brady on how to legally avoid paying state income tax and the fact that if you're from the US, if you move out, you must still pay tax on your worldwide income, plus more tax strategies that you can benefit from today on Get Rich Education.   Speaker 1  0:34   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit getricheducation.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from Athens Georgia to Athens, Greece and across 488 nations worldwide. I'm your host. Keith Weinhold, get rich education. Founder, Forbes real estate council member, best selling. Author, long time real estate investor and holder of a humble bachelor's degree in geography from a college in Pennsylvania that nobody's ever heard of. It's that time of year where you now have Halloween decorations in your front yard competing hard for space with political campaign signs. What's your HOA gonna do now? Welcome in this slack shot operation right here is the get rich education podcast. I think you know that by now it's episode 525   Brace yourself, immigration has absolutely exploded. I've got the latest numbers on that, and there's a chart recently published in The Wall Street Journal that shows it all legal and illegal. We're a real estate platform, so the question I'm asking is, Where in the heck are we going to house all of these people? In addition to soaring immigration, we'll look at our own domestic US born surging population that are forming households now, and that part might have flown under your radar. This is an urgent issue. All of this isn't just coming. It is already here, this explosion of housing demand, it will indelibly shape both broader society and real estate's supply demand component for decades, it is really approaching the unprecedented we look at net immigration to the US since 2000 it's really these past four years where the numbers have shot up like a rocket through 2020 immigration averaged around 1.2 million people per year, but since 2021 it has more than doubled to around two and a half million net immigrants per year. But the number of illegals arriving among them has gone up as much as 10x starting in 2021 and the overall figures they keep rising. Last year, there were over 3 million immigrants, about three times the total number that we averaged in the first 20 years of this century. So a 3x total net inflow, legal and illegal. And these figures in the Wall Street Journal chart, they are sourced by the CBO. Now you might think that the immigrants that did not enter legally could eventually get deported, but some of them that are already living and working here, gained something called Temporary Protected Status that keeps them here. Well, our central question remains, Where in the heck are we going to house all of these immigrants in a nation of almost three 40 million people? Do you have any idea what our foreign born population is up to now, okay, so not the descendants of those people, just the foreign born population here now, out of the 340 million total US population, any guess? Venture a guess. Last year, the US foreign born population reached 47.8 million. And that figure 47 point 8 million, that is five times more than in 19 75x Do you even realize that's almost double the population of the entire continent of Australia, now crammed into the states. That's how many immigrants, 47.8 million is. It's also the same as the population of all of Spain. That's another way of saying it all in the US today. And by the way, that is my geography degree at work, right there. Hey, the geography muscle is one that I just don't get to flex enough. Immigrants now make up more than 14% of the population. That is one in seven Americans. And that proportion, right there is the most since 1910, per Pew Research. Well, where are the immigrants from? Alright? Before I get into that, if we go back about 60 years, immigrant growth accelerated after Congress made changes to US immigration laws in 1965 that was a key year before 1965 the law favored immigrants from Northern and Western Europe, and it mostly barred immigration from Asia, all right, Well, so here in modern times, where are immigrants from? Mexico is the top country in 2022, 10.6, million immigrants living in the US were born there. That is almost a quarter of all immigrants. And then the next largest origin groups in order are those from India, China, the Philippines, and then El Salvador. All right, so there are a lot of new immigrants here, like a demographic shock wave that's going to drive the demand for housing. But there's way more to this housing crunch story. Combine this nascent immigration influx along with America's own high birth rate years. And this is something that you might not be aware of, though, what I just talked about that might have been somewhat informative to you. You probably had some idea that immigration is higher now, because it's been in the news cycle for a few years here, but something that you probably don't know. And yes, fertility rates are down today, but there was a boom of US born residents from the years 1990 to 2010 and then you might say, well, so what 1990 to 2010 that was in the past? But no, actually, it is just the beginning, because when it comes to housing, it has less to do with the birth year. Currently, what you have to do is add perhaps 25 or 35 years to that birth year, because that's the age of when that person tends to start their own household. And the average age of today's first time homebuyer is 35 to 36 years old. Well, the US is peak birth year occurred in 2007 then adds 35 or so to it. And that means that, on average, they will buy their first home in the early 2040s and a lot of them were going to start renting in the 2020s and 2030s So suffice to say, a lot more Americans will need homes. Well, what else will those high birth years from 1990 to 2010 mean now and into the future? Realize that over 13,000 Americans are turning 35 every single day, both now and years in to the future, record highs. Yes, every single day, just another demographic figure that's on the rise, and there are deaths to account for as well. But the population aging into home ownership is projected to exceed the population aging out like with deaths for a long time, this will pump housing demand. The US has about 144 million housing units today, and we are going to need more housing of all types. Well, between all the fresh immigration I discussed and this US born surge, you've indubitably got the recipe for a ridiculous amount of demographic driven housing demand. And you know, maybe over the past few years, at times, you or some of your friends or family, they've wondered why housing prices have risen fast, why rents have risen fast, and why? Even a tripling of mortgage rates couldn't stop it. It could only slow it down. It's because of this demand that is just coming, and it's going to keep on coming from both the US born demographic surge and an immigrant surge. And here's the thing, as we know this is all amidst a still lackluster US housing supply today, so greater demand, yet still a meager supply. Zillow estimates that we're still four and a half million housing units short, and the housing deficit is growing, although other outlets have estimates that, you know, they really are all over the place. These estimates as to how great the shortage is, 3 million is probably closer to a good amalgamation of how severe the housing shortage is, all right. Well, how do we reduce the housing deficit? We need to start more construction, but it had its recent peak in 2022 and it's fallen since then, in single family homes, because builders faced higher interest rates then and new apartment building starts, they have fallen too. And two years ago we had a lot of apartment building starts, actually. And as you drive through major cities today, you might still see cranes in the air. You still see a lot of active apartment building construction, actually, but more of those projects began two years ago. They began to freeze as interest rates rose, and now they've just got to complete what they've already begun. It can be two years from an apartment construction start to a completion. So as some of these complete, there will be some absorption time there on apartments. But the starts are way down on apartments. This year, we should have at least double the number of apartment starts being started than what we have now. So this sets us up for more future shortages, regulation and zoning. We know that that slows down building for most any housing type, single family, homes, apartments, condos, whatever it is. And nimbyism is a condition that's especially pervasive in the construction of new apartment buildings. Neighbors don't perceive new single family homes as a threat in their neighborhood like they do apartments, whether that's warranted or not. That's how people feel. That's the sentiment. That's the type of neighbor that shows up at a public meeting and speaks out against new apartment buildings. So to summarize what you've learned so far, it's really the confluence of four housing factors coming together here, two of them for higher demand and two for lower supply. The two for higher demand are more immigrants and a surge of US born people from 1990 to 2010 that are just starting to get old enough to need their own place. That's the higher demand side. And then the two factors on the paltry supply side are both a lack of current supply and not enough building for the future. Either it is an increasingly dire situation, and it can even be in your face. Actually. How is it in your face? Well, it's one reason that you see more homeless people on the street in your nearest city, although you might see more US born homeless than you do immigrant homeless. HUD tells us that the homelessness rate has jumped 12% year over year. That's the fastest homelessness increase rate they've ever reported. I talked to you about that before, and I'm waiting for HUD to release their new number in December. They released that annually. You know, amidst this demand, supply imbalance, in fact, anymore, let's look at it this way. Let's flip the script. Consider what could possibly stop insatiable US housing demand from exceeding supply for decades. And when you do, when you think about what could stop that, it starts to get absurd a sudden, new construction technology that pumps out homes like a popcorn machine, climate change that roasts us into human popcorn, not the good kind, and AI or VR, so advanced that We're all going to live inside some sort of force field. How about an even worse pandemic, or even a world war that would have to kill at least 10s of millions of people, or something like that, or aliens or asteroids destroying Earth? Or how about a depression level economic contraction. But see all these scenarios that would derail the housing demand trend. They range from the pretty unlikely to the downright ludicrous. Starts to sound like a Sci-fi flick, and amidst a lot of those afflictions, your life's biggest concern wouldn't be your real estate investment portfolio. It would be primordial human survival. Now, before I summarize your big takeaway here, let me tell you immigration, it has near term downsides, like a lack of housing and a demand for public assistance. And yes, I know a huge pack of new immigrants can appear sort of like a Walmart at first glance, huge, chaotic and full of people that seem like they've given up on life.   But that is certainly not always the case. A lot of immigrants are ambitious long term new young people drive an economy. Immigrants have long been a backbone of innovation. A lot of our tech giants were started by immigrants or their children, and also a lot of immigrants find those construction jobs that can help us build our way out of the housing shortage crisis, but that is going to take a long time. The bottom line here is that if you're looking for your own home, waiting probably won't help. As an investor, own more properties now, own lots of rental housing, you're going to have something that everybody needs. Housing demand is expected to exceed supply well into the future. Both this US born surge of people and the immigrants, what they do is they tend to be renters for years before they become buyers, if they ever become buyers, from here today, it's a realistic scenario to expect then soaring real estate prices, higher rents and lofty occupancy rates for years.    Well, Tom terrific is back in the house, and we are talking taxes. Brady's in the gun bulletin to his left. He's got the hoo man on the right wing with Dobson to the right Collie and Tomkins left. Brady throws it to the end zone for kenbrell Tompkins. Leaping. Kenbrell Tompkins, Brady's back.   That's your quarterback. Show ponies, where's the beat? All right, that's enough. Scott zolak, Bob Sochi on the call there 95 the sports hub in Boston. No Tom. Brady is not the Tom terrific that we often have here. Brady simply doesn't know enough about taxes. We've got the tax expert with us, the extraordinary Tom. We're right. What about that spirited play call at the end there? Did he say unicorns show ponies? Where's the beef? I don't really get all that. So getting back to real estate and taxes here, look, here's the thing, when you see what your government spends money on, and you're disgusted by some of these spending programs, doesn't that give you a supreme motivation to want to reduce your taxes? Well, we're going to talk about state income taxes where they're high where they're low. There are currently nine income tax free states. Are more states looking to drop their income tax to zero and join them? Or is it going the other direction, where they're looking to raise them if you live in one state and invest in another. We'll get into how that looks too. Canadian listeners, sorry, we don't plan to have provincial income tax discussion today. Now, I seem to have become here no more for my real estate investing voice than anything else. Last month, I was in Pennsylvania for a while, and I ran into one of my high school teachers. He was the art teacher, but he also taught a class called journalism in publications. That was an elective class, and I took that class as a high school student. I think I was a senior then, well, our job was to lay out the yearbook, writing, positioning and centering this text here in that image over there. Well, I told my old journalism and publications teacher that he's been a substantial influence on me because, as you know, I write our Don't quit your Daydream letter to you about every week. And I just love doing that, I've always thought of myself as more of a writer than a talker, and I myself really enjoy writing and laying out the body and images of our newsletter and sending it to you about weekly on crucial information that you must know About, real estate investing, economics and wealth mindset. It's got a dash of humor, and every single letter can be read in less than five minutes, often less than three minutes. I would love to have you as one of our 1000s of weekly readers, and it is free. You can get it simply by texting GRE  to 6866. come along and join us for real estate investing information and fun. Just take a moment and do it right now while it's on your mind. Text, GRE to 6686 lots more. Straight ahead. I'm Keith Weinhold. You're listening to get Rich education.   Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, you can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com, that's ridgelendinggroup.com.   Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4% you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work. With minimum risk, your cash generates up to an 8% return with compound interest, year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor too. Earn 8% hundreds of others are. Text FAMILY  to 66866, learn more about Freedom Family Investments, liquidity fund on your journey to financial freedom through passive income. Text FAMILY to 66866.   Chris Martenson  21:42   this is peak prosperity's Chris Martinson. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  21:58   This week's guest is, to me, the world's foremost tax pro. He is an international authority on how you can permanently reduce your taxes, and he really makes taxes easy, fun and understandable, like no one else that I've ever met does. He runs a terrific educational platform too. It's called wealth ability. Welcome back to get rich education. Tom, we're right.    Tom Wheelwright  22:21   Thanks, Keith, always good to be here.    Keith Weinhold  22:23   Yeah, it's so good to have you back, because taxes are such a dynamic topic. And one place where I wonder if it's going to be dynamic, Tom, is we have a number of states that don't have any state income tax, which is something that people have to pay on top of their federal income tax. Federal alone can be up to 37% some of the states with the fastest population growth, like Tennessee, Florida and Texas, don't have any state income tax. So what I'm wondering, Tom is, are more states considering abolishing the income tax like those states have done.    Tom Wheelwright  22:59   We've actually seen a lot of states in the last couple of years reduced their income tax rates. So Arizona, where I live, is one of them. We went from over a potential tax rate of like eight and a half percent potential to an actual tax rate of 5% there was actually a proposal passed that would have increased it down to a tax rate of two and a half percent. Our former governor, Doug Ducey, his goal was to abolish the income tax in Arizona, and we did get down to two and a half percent. There are a number of states, typically in the middle of the country. You don't see any states on the coasts doing this, outside of Florida, that are reducing their tax rates. So you do see states doing that. You see other states that are increasing their tax rates. Recently, I was reading about Bill Belichick, and he said, Massachusetts is always hard getting the top earners, the top free agents, into New England. Because he says, This is taxachusetts, because they have a surtax on millionaires. Well, of course, all football players are millionaires. That is an issue. People are leaving states like California, Massachusetts, New York, New Jersey, and they're moving to low tax states such as Arizona, Texas, Florida and, you know, the whole southern belt.    Keith Weinhold  24:15   with Belichick having Tom Brady. It didn't matter if he couldn't bring in the best players, because Tom Brady made stars out of nobodies. It seems like he could complete a pass to any no name wide receiver or tight end for two decades there in New England. But can you tell us more about maybe interesting dynamics with state income tax? For example, I know that California has punitively high state income taxes, and then you have other states that have tax rate tables and some that have flat taxes, like, I think Pennsylvania has about a 3% flat income tax. Colorados is 4.4 so can you tell us more?   Tom Wheelwright  24:51   Yeah, there are, you know, the federal income tax has graduated rates. We go, actually, from a zero rate to currently a 37% rate, which is not really 37% rate. It's really 41% because there's a 4% add on tax that pretty much you're gonna pay. So it's really over 40% California has a graduated tax rate, but it goes up to 13% Minnesota has a high income tax. New York has a high income tax. So Massachusetts, we're seeing high income taxes. The states that provide have big governments and provide lots of services have high tax rates. That's why we see it on the coasts. Interesting enough. Minnesota. Minnesota is the liberal state in the middle of the country, and so they have liberal states tend to have very high tax rates, and conservative states tend to have very low tax rates.    Keith Weinhold  25:45   Now we have a lot of real estate investors here that have learned that the best deals are outside their home state. So that investor might be domiciled in a Minnesota, but investing in, say, Arkansas, tell us about how the state income tax affects them.   Tom Wheelwright  25:59    So it's kind of like being a US citizen, right? You live in the US. You're taxed on your worldwide income. You live in Minnesota. You're taxed on your worldwide income in Minnesota. So by virtue of where your residency is, you are taxed on all of your income. Now you'll get a credit, typically, for taxes paid to another state. Well, let's say that your tax rate in your state is 10% and then you invest in a state with a tax rate of 3% well you're going to get tax credit of 3% so you're still going to pay 7% in your state, plus 3% that state. You're still going to pay your 10% it's just going to be some of that's going to go to another state. Some of it's going to go to your state. But in total, your tax rate is likely to be wherever you live. That's youroverall state tax rate. I'll give you another example. Let's say that you invest in Texas, you live in in Minnesota, you're going to pay Minnesota tax rates on your income, you get no credit because you have no tax in Texas. What's worse is, though, you have property tax in Texas, but you don't get a credit in Minnesota for your property tax paid in Texas. So you have much higher property taxes in Texas than you do in most states. Right? Because every state has to raise revenue, right? In Texas has decided to it largely on sales tax and property tax. So that means that you don't get that offset. Property taxes are pretty serious in Texas. If you're an investor in Texas, you know that property taxes are pretty serious, but you don't get any kind of benefit in Minnesota, but you still pick up the income in Minnesota.    Keith Weinhold  27:38   In some Texas jurisdictions, property taxes can be 3% annually based on the property's value, pretty punitive. There in Texas, Texas is a good example. That's where we have often high property tax rates, but zero state income tax. So with these other states that have zero state income tax, are they subsidizing that with property taxes or sales taxes, or in what other way are they making up that?    Tom Wheelwright  28:03   Of course, for example, we were talking earlier about Tennessee. Tennessee doesn't have a personal income tax, but if you have your real estate owned through a limited liability company, you do have a 6% tax on the income of the LLC. So even though it's a pass through entity for Tennessee purposes, it's taxed. They have all sorts of mechanisms to raise revenue. All states need revenue. Now, some states raise less revenue per capita than other states. Those are the states that people tend to move to. But don't forget those other taxes. I mean, sales taxes. Sales taxes can be very high, right? And you pay sales taxes typically don't pay them on food or prescription drugs, but you typically pay them on pretty much everything else, and including leasing a car, they're going to get their money. It's just how they get their money.    Keith Weinhold  28:50   Well, we've been talking about ways that you could potentially legally escape taxation, depending on what state that you live in. So in a domestic sense, and Tom we pull back and we think about that in an international sense. A lot of Americans don't seem to realize that if they're, I guess, born and raised and get citizenship in the United States when they become an adult and get older and they go abroad, they have to continue to pay US taxes if they move to Norway or Dubai. Can you tell us about that?    Tom Wheelwright  29:21   Yeah, so US citizens are taxed on worldwide income as long as they're a US citizen. Here's what's really interesting in the US let's say you give up your US citizenship, you're still subject to taxes on your worldwide income for 10 years. Wow, after you give up your citizenship so you no one get any of the benefits of being a citizen. You've given that up, and you still have taxes for 10 years. Earlier this year, we did an episode, and we talked a little bit about this unrealized capital gains tax, right? People don't think, well, I'll just leave. Doesn't work that way. You're still going to have the capital gains tax for at least 10 years, and the only way to get rid of it is to give up your citizenship and wait 10 years. It's a pretty restrictive law, because most countries only tax if you live there, if you're a citizen of France, but you move to Belgium, you're taxed in Belgium, you're not taxed in France. Not true with us.    Keith Weinhold  30:19   Yeah, that's remarkable. I didn't know about that 10 year thing. Even if you renounce your citizenship, those taxes will follow you for 10 years regardless of where else in the world you live. Um, I'm just maybe this is a little bit of devil's advocate. I mean, this sounds preposterous when we first think about how Americans are taxed abroad for the rest of their life, but maybe thinking of it philosophically, if it does make sense in any way, which is really hard for me to say, but maybe it's because, okay, well, you were born and raised in the United States, where we have this very mature infrastructure and stable currency and good educational system, so you got to be a beneficiary of that. So when you're 30, you can't move away and never give us any tax money to support that. Again, what are your thoughts with that?    Tom Wheelwright  31:02   different countries have different tax systems? What I will say is, just like the state discussion, you do get a credit for taxes paid to another country. So if you have income taxes, let's say you're living in Portugal and you pay Portuguese income taxes, you're not going to pay taxes twice. You're going to pay the higher of the two rates, either the Portuguese tax rate or the US tax rate, but you should not be paying tax twice. Now, if you're going to do that, you need a really good team of tax professionals. You need a good US tax professional, and you need a good tax professional where you live, and those two tax professionals need to talk to each other on a regular basis, because otherwise you can end up paying double tax, and that is the worst of all worlds. You do not want to end up paying double tax. So make sure that just know that if you're going to invest in another country, or you're going to live in another country, you need double the tax advice.    Keith Weinhold  31:05   I am just going to speculate that there are an awful lot of people that don't consider taxes before they move, whether that's domestic or international, not that that should be the top consideration, but a lot of people probably aren't even thinking about it.    Tom Wheelwright  32:13   A lot of people aren't. That's true. Now, are there ways to reduce your taxes internationally, particularly if you're in business? Yes, there are ways that you can reduce your taxes. So know that there is still tax planning available. But I hear about people saying, I'm going to invest in the Dominican Republican, or I'm going to invest in Dubai, or I'm going to invest somewhere else. Just know that you've got now two sets of laws that you're working with you're working with US laws, and you're working with that country's laws. And so make sure that you've got good advisory on both sides. When we're talking about moving for tax considerations, we should cover Puerto Rico. Tell us about the advantageous tax laws for Puerto Rico, and if they're going to sunset, they're there for the foreseeable future. So Puerto Rico, depending on how you earn your income, you can potentially reduce your income tax rate from the current 37% rate in the US to 4% yeah, that's basically an agreement with Puerto Rico. Puerto Rico is still the US, but it's got special laws that it's almost like a treaty, right? Even though it's a territory of the US. And what happens is, is that if you set it up properly, you got to live there, by the way, you can't just pretend. You got to live there six months in a day out of the year, over six months a year. And if you do, then you get a 4% tax rate on the income you earn while you're in Puerto Rico. If you earn income while you're in the mainland, you're going to pay tax on the mainland, but the income you earn in Puerto Rico, you're going to pay 4% tax. And there are certain types of income that that works for certain types of income, it doesn't just make sure that this is one where you need a Puerto Rican tax advisor as well as your US tax advisor. Capital Gains also have they have a potential tax rate of zero. So there are obviously details you have to follow again, make sure, before you get into that, know that there are huge tax benefits for living in Puerto Rico. No question. You know, it's the Puerto Rican discount. What can I say? We say in Arizona that California has a beach tax and we have a desert discount. The same was true in Puerto Rico. Puerto Rico has a Puerto Rican discount. That's what it is.    Keith Weinhold  34:24   Yeah, you're going to be getting on a plane a lot in order to go anywhere. I know an awful lot of entrepreneurs that have relocated to Puerto Rico. You do too. Tom, you the listener, probably do as well. It's really important to have the right team before you make such considerations. And before we're done today, Tom and I will talk about how you can connect with him and learn more. But Tom, since we last had you here, you updated your terrific book, which I have on my bookshelf called Tax Free Wealth. Tell us about the updates and changes you made to the book.   Tom Wheelwright  34:56   We do a new edition of tax free wealth every time there's a major change in the tax law. So the second edition was the 2017 tax law, because that was a major change. Since 2017 though we've had six major changes to the tax law, we had a bunch of major tax law changes during COVID And so what we did was we actually took the 2017 and all the new ones, werolled them all into a new edition. By far. This is the best edition of tax free wealth by a long shot. I mean, I think tax free wealth, you know, got good bones to it. It's a good book. Got almost 4005 star reviews on Amazon. This is the one I like the best, by far.   Keith Weinhold  35:18   Tax Free wealth, I read the original edition, and it's not like watching motorcycles jump off ramps, but for a tax book, it's actually really a good read there. He really brings life and some good examples to how you can permanently reduce your taxes. Tom, you and your terrific firm wealth ability have been helping people do that for years. If you the listener, want to Tom's team and Tom's referral network to help you permanently reduce your taxes. We have a resource for you atget rich education.com/taxwe can actually set up a free consultation to confirm if indeed they can help you in your situation. And Tom, why don't you talk to us some more about the importance of having the right tax pro on your team, and how they're not actually an expense, but really they're an incentive to you, because the fastest way to get an ROI is actually by reducing your taxes, because it can be done almost instantly.    Tom Wheelwright  35:36   Yeah, for sure. And what's important is that you have a relationship with a tax advisor that does give you tax advice. That's why it's called a tax advisor. They actually give you tax advice, and they willing to give it to you. And they're not waffling. They're not saying, Well, I don't know, or they're not backing off. They're saying, Well, look, if you do this, this is what you get. You have to choose whether you want to make those changes to your situation, but they're going to give you, you know, what changes you can make to your facts in order to reduce your taxes. I think the most important thing, though, is that you have a partnership with your CPA, that this is a true relationship. And we've actually changed the way we work with clients. We used to charge for projects. We used to charge for tax returns. What we want is a relationship, so we basically charge a monthly fee for the relationship. So that's a recent change in our model, you're going to see more and more CPAs go to that model, because it is a much more comfortable model for both the CPA and for the client. But what we want to do is we want to emphasize the relationship. We don't want you to feel like every time you pick up the phone, you're going to get charged. We don't want you to feel like, well, all that tax return fee is just killing me. No, it's not a tax return fee, it's a monthly fee. It's an annual fee, billed monthly, is what it is. And that way you have something come up, you don't have to worry about them and get a bill for it. You have even an IRS audit come up. Once you're a client with us for a year. After the first year, we'll then allow you to pay a small monthly fee so that when you get audited, you won't pay us for handling the audit. We call that an audit defense plan. I talk about that in tax free wealth. To me, we've been operating this way. So my firm, which I worked with people like Robert Kiyosaki, we've been operating this way for several years, and it is the best way to work with a tax advisor, because you always have that relationship, and you never have to worry. I'm not going to get this big tax bill, this big fee, like you do for an attorney, right? You don't call your attorney, because you can get a big fee, right? Every minute it's going to be a big fee. This is a great way to work with a tax advisor and make sure that you can be proactive, and they can be proactive. It's really a great way to help build the relationship over time, which is something that you're going to want to have over time again. If you want to learn more and have that free consultation, you can start at get rich education.com/tax.   Keith Weinhold  38:56   Tom, it's been valuable as always. Thanks so much for coming back onto the show.    Tom Wheelwright  38:59   Thanks, Keith.   Keith Weinhold  39:06   Nine states don't have an earned income tax. Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. And the way to avoid state income tax is clearly to start by living in one of those states. I don't believe that moving to one just for tax reasons, is a good idea, though, like I was saying earlier, do you agree with how your government is spending your tax dollars? If you don't, then you owe it to yourself to reduce your tax burden, otherwise, you are just helping to fuel reckless spending. And when you lower your tax burden, not only do you stop fueling reckless spending, of course, you increase your own personal return on investment. You know in fact. This paying any more tax than you have to fuel a kleptocracy. I think it's at least worth asking the question then, because this is get rich education, little learning moments, some vocab rehab. Here, you can think of a kleptocracy as being synonymous with a fevocracy. The strict definition of a kleptocracy is a government whose corrupt leaders use political power to expropriate the wealth of the people and land they govern, typically by embezzling or expropriating government funds at the expense of the wider population. All right, well, is that a little too strong for the behavior of our elected leaders or not? I'll let you decide that. But see, most of the 1000s of pages of the US tax code does not outline the taxes that you have to pay. Did you realize that the vast majority of the IRS Code is a guidebook to help you reduce your taxes that are in those tax tables. Well, now my own tax return is hundreds of pages long, and a lot of it outlines how my taxes have been reduced for that tax year. Well, Tom's excellent book called tax free wealth is sort of a digestible way to make the reading more fun than any psycho that would read the entire IRS tax code, but to make it even easier than that, it's really a good opportunity to connect with Tom's team and see exactly how they can help you reduce your tax In your specific situation, and is especially helpful for real estate investors and business owners. You know that I often like to leave you with something actionable. You can book a free consult at getrich education.com/tax that's get richeducation.com/tax.   Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  42:06   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  42:34   The preceding program was brought to you by your home for wealth building. Get rich education.com you

Welcome to this special episode of Guarani Vision, the first-ever podcast dedicated to Paraguayan football in English!   With Roberto Rojas, he is joined by Ralph Hannah as his trustworthy co-host to speak to David Rodriguez, attacking midfielder that played in Cerro Porteño's academy and the youth national teams for the Dominican Republic. During this episode, we talk about his time playing for Cerro and the Dominican Republican team, his connection as a Paraguayan-Dominican American growing up as well as the attributes of him as a player. Be sure to like, comment, and subscribe!   Twitter Accounts:  Roberto Rojas- https://twitter.com/RobertoRojas97 Federico Perez- https://twitter.com/FedeGolPerez Maria Britos- https://twitter.com/CeciiBritos Ralph Hannah- https://twitter.com/paraguayralph

Three news stories summarized & contextualized by analytic journalist Colin Wright.Recession reality hits major economiesSummary: Both Japan and the UK met the technical requirements for recession in 2023, according to new data, and there are concerns that several European nations could be next.Context: Growth has been meager in most wealthy countries this past year, and this is partly the result of larger economic forces, partly a hangover from pandemic-era expenses, and partly the result of tumult—economic and military—elsewhere; the US has proven to been almost bizarrely resilient in the face of this, compared to its peer economies, though there's trepidation about that, too, as China's economy continues to falter and the interconnected nature of all these countries risks pulling those that are doing pretty well into a slowdown or recession at some point in the near-future.—AxiosOne Sentence News is a reader-supported publication. To support my work, consider becoming a free or paid subscriber.Trump fraud ruling threatens to handcuff family business operationsSummary: A New York fraud case against former US President Trump has resulted in a $355 million ruling, alongside limitations on how his businesses can operate and how much oversight they require.Context: This case was based on allegations that Trump and his people lied about how much their assets were worth in order to attain better loan terms, and though Trump has said he'll appeal the ruling, an appeal would also tie up a large amount of money, possibly more than the judgement sum, as a sort of guarantee that must be put down during the appeal process, alongside interest, which is expected to be more than $100 million; so while not the absolute worst punishment that could have been applied, this is likely to place a significant monetary burden on Trump's businesses, and could make it more difficult for him to get loans and do business in New York in the future.—The Wall Street JournalAlexei Navalny's team confirms his death and says his mother is searching for his bodySummary: The Russian opposition leader Alexei Navalny has been confirmed dead by the people running the remote Arctic penal colony where he was serving time for opposing the Russian government.Context: Navalny was seemingly poisoned by the Russian government in 2020, allegedly at the behest of President Putin, and returned to the country in 2021, at which point he was arrested, and then moved to progressively more punishing prisons; so while he survived that poisoning, he's been on a sort of assumed deathwatch ever since, because he was the figurehead of one of the few anti-Putin political and ideological movements in Russia; world leaders have criticized Putin's government following the announcement of Navalny's death, many suggesting or outright saying he had been murdered by Putin; pro-Navalny protests and ceremonies around Russia have been violently broken up by government security forces, and hundreds of people have been arrested.—The Associated PressMilitary spending in 2023 marked a new record of $2.2 trillion, due to Russia's invasion of Ukraine, Israel's invasion of Gaza, and a general sense of insecurity around the world.—The Washington Post18%Reduction in soil degradation in the Dominican Republican from 2009 to 2019 stemming from intense land recovery efforts, leading to a re-greening of previously desolated areas.This is restoring entire ecosystems, and helping the country restore its depleted tourism industry.—El PaísTrust Click Get full access to One Sentence News at onesentencenews.substack.com/subscribe

NewsRadio WFLA Anchor Read Shepherd runs through today's top stories, including school closures across Tampa Bay ahead of severe weather, the latest on the hospitalization of Defense Secretary Lloyd Austin and the controversy ensuing from it, the removal of Christian Zeigler as head of the FL GOP, the release of Wander Franco from jail in the Dominican Republican, and lots more!

The Dominican Republican president told Joe Biden that he could spend time on the beach while attending a forthcoming summit in DomRep, Biden and the White House continue to lie about jobs and the economy, a new poll shows that Donald Trump secures over 300 electoral votes in a victory over Joe Biden and Speaker of the House Mike Johnson continues to put his faith first. Plus, Hezbollah Chief Nasrallah spokes to a massive crowd in Lebanon over the weekend as the war between Israel and Hamas heats up, Secretary of State Antony Blinken warned Iran to cease attacking U.S. troops and installations in the region, while also saying a two state solution was the only way to go. Meanwhile at home and abroad protests continue to get bigger and more violent. Jason Robertson co-host of The Wayne Dupree Podcast and co-founder of The American Tribune joins to discuss today's headlines and much more. RUMBLE: See the full LIVE show on Rumble. Subscribe, Watch and Engage at https://rumble.com/DrewBerquist SUPPORT THE SHOW: Love Common Sense And Want To Keep Free Speech Alive? Support the Show. https://www.drewberquist.com/support/ SHOW SPONSORS AND AUDIENCE DISCOUNTS The Root Brands- Get rid of heavy metals and toxins in your body! Purchase Clean Slate and other Root Brands products here: https://www.rootbrandswellness.com/drewberquist Mammoth Nation - Shop Conservative and push back against the woke left. Become a member at https://mammothnation.com/ and use promo code DREW to save 30% on your membership. Thistle Creek Reserve - Go Beyond The Cup with Thistle Creek Reserve Premium Coffeehttps://thistlecreekreserve.com/ Use Promo Code DREW to Save 10% Heavens Harvest - Be prepared with survival food, water filtration and heirloom seeds. Get ahead and save at HeavensHarvest.com. Use promo code DREW to save! https://HeavensHarvest.com My Pillow - Get the best night's sleep of your life and save! Use Promo Code DREW to save up to 66% off your purchase at https://MyPillow.com My Patriot Cigars - Enjoy for yourself or give the gift of an outstanding smoke for freedom loving Americans at https://MyPatriotCigars.com use promo code DREW to save 15% off your order.

The British writer LP Hartley opened his novel “The Go-Between” with an unforgettable line “The past is a foreign country; they do things differently there.” There's a long-standing idea of literature being a vehicle to explore these “foreign countries”, be they temporal or geographical or cultural.  My guest today has been one of the most innovative voices with regard to the immigrant experience, especially through his 2007 novel “The Brief Wondrous Life of Oscar Wao”. Junot Díaz is a Dominican-American writer who won the Pulitzer Prize for that novel, thanks to its incredibly modern story-telling. The prose was insane, with different characters' vernacular switching on and off, the timelines, inspirations, characters felt incredibly fresh and exciting. It's the story of a young Dominican-American boy who navigates this new world of America, whilst pining for the homeland of the Dominican Republican, and he copes with this, and with the turmoil of adolescence, by immersing himself in typical teen nerd culture of comics, and sci-fi. If you haven't read that book, then I strongly suggest that you do. Junot Diaz is now a Professor of Creative Writing at MIT (the Massachussetts Institute of Technology) as well as a contributing editor to the Boston Review of Fiction. In this episode, we talk about his inspirations for his work, his process and what makes him tick as an artist. A list of the books mentioned in the episode: The book I've never heard of: Incantations and Other Stories, by Anjana Appachana (1991) Best book of the last 12 months: “The Sellout” by Paul Beatty (2015) Most disappointing book of the last 12 months: “Star Maker”, by Olaf Stapledon (1937) Which book would he take to a desert island: Either “Beloved” by Toni Morrison (1987) or “Dhalgren”, a sci-fi novel by Samuel Delany (1975) What book changed his mind: “City of Quartz” by Mike Davis (1990) Follow me ⁠⁠⁠@litwithcharles⁠⁠⁠ for more book reviews and recommendations!

This is a LIVE replay of A Trauma Survivor Thriver's Podcast which aired Wednesday, March 22nd, 2023 at 1130am ET on Fireside Chat. ***Trigger Warning: This podcast contains discussions of sexual assault. Listen with care and if you are looking for resources, please visit, SASA28173.org ***  ​​Lorilee Binstock  00:02:16  Welcome. I'm Lorilee Binstock and this is A Trauma Survivor Thriver's Podcast.   Today's guest is Dayna Corcoran, founder of the Sisterhood Against Sexual Assault, a profit foundation supporting survivors, and families of sexual abuse. It was created to help victims of sexual violence by providing training learning and awareness of sexual assault. Dana, thank you so much. For joining me today. I really do appreciate it.   Dayna Corcoran  00:03:24  Yes. Thank you so much for having.   Lorilee Binstock  00:03:26  Of course. Well, first of all, could you share a little bit about your organization sister again, sexual assault?   Dayna Corcoran  00:03:34  Yeah. And we call South here in Black called, North Carolina, just the abbreviated version.   Lorilee Binstock  00:03:39  Mhmm.   Dayna Corcoran  00:03:40  It it's a newly formed five zero one non nonprofit organization. That has a community centric mission to provide a safe healing space for victims and survivors to the sexual assault. We carry out program to protect people from sexual assault remote awareness, as a well, as to provide education in the support, and we Just started the first week of January.   Lorilee Binstock  00:04:03  Oh, wow. So this is very soon. Can you tell me what what made you guys want to start this organization?   Dayna Corcoran  00:04:12  Yes. Prior to January, nobody knew about Salsa none of us ever anticipated be becoming a group of women or members of this group. It was the... Probably the fifth of January. It was a Friday afternoon noon at four Pm. I was getting ready to leave town, and I got this phone call, and everybody that knows me know I never answered the phone.   Lorilee Binstock  00:04:35  Yeah   Dayna Corcoran  00:04:36  But it was it was like, one of my girlfriends here in Miller Community and West. And it wasn't it was odd. She was calling me as opposed texting. So I am at the phone as I was running out the door, and she had said, Dana, I'm in the hospital. I'm in, Charlotte. I don't know. I'm new to the area. I don't... You know, I don't know where to turn. I just need somebody to talk to and I need somebody to pray for me. And from that, she told me her story that had happened to her the week prior. So it was just... Over the New Year eve holiday in the Dominican Republic.   Lorilee Binstock  00:05:13  Do, I I don't know she feels comfortable with you sharing a little bit about our story.   Dayna Corcoran  00:05:17  Yeah.   Lorilee Binstock  00:05:19  Would you be able to do that?   Dayna Corcoran  00:05:19  Yeah. Absolutely. I'm sharing an information with arabic victims approval. She's also written out her story and she in the process of going through therapy and the she's... More comfortable. I know that she's gonna be her own advocate, and she will show be the platform that we speak on to talk to other victims and survivors of the sexual assault. So she's on vacation with a friend in the Dominican Republic. Justice her and her friend at an all inclusive resort, So we you know, we travel. We think those are safer players to go to.   Lorilee Binstock  00:05:53  Mhmm.   Dayna Corcoran  00:05:55  She intends the nightly organized functions. You fifteen being night the fun night, and it's still broad daylight on the day of her herself. She's at the... At the restaurant the lounge bar area outside in I say that because in order her to piece her incident back together, she had remembered that it was daylight. The sun hasn't set yet, it was still early. She's enjoying a beverage,   Lorilee Binstock  00:06:18  Mhmm   Dayna Corcoran  00:06:24  and flash forward a few hours, she wakes up on the side of the road in the Dominican Republic. So on her story, video, Surveillance, and what she couldn't recall as time goes by, she was having a drink. So she is filmed being walked out of the all resort, put in a car And approximately four hours later, she was pushed from that moving car, landed on the sidewalk, which woke her up to trauma from the from falling out of the car kind of woke her up.   Lorilee Binstock  00:06:59  Mhmm   Dayna Corcoran  00:06:59  She realized she was laying in a pool of her own blood, the it was right back to front of the resort that she was taken from. The resort staff came out and took her to the local you know, makeshift hop, they're not, like, our hospitals that we go to, but it was more like gay, a makeshift, hospital urgent care in the Dominican Republic where she realized she had been drug kidnapped. Obviously, she was taken off the resort.   Lorilee Binstock  00:07:27  Mm-mm   Dayna Corcoran  00:07:29  And then really imaginative attacked with an object sexually attacked with an object. That created approximately a ten centimeter gas internally,   Lorilee Binstock  00:07:40  Oh   Dayna Corcoran  00:07:41  which led to the need for medical attention. So she's getting to the medical attention in a... In... Which is great. I mean, their job was to keep her alive. They did that, but it was in a non discreet room where the the... The... You the surgeons that were helping her were in t shirt because That were inside out. There was no glove, but there was no... It was stupid obvious that wasn't a professional hospital.   Lorilee Binstock  00:08:06  Oh, goodness.   Dayna Corcoran  00:08:10  She immediately received live transfusion because of the... She had lost so many, so much of her own blood that she immediately received the blood... And she was allergic to it right away. Immediately got a rash.   Lorilee Binstock  00:08:22  Mhmm.   Dayna Corcoran  00:08:23  Something's wrong with is the the way it, you know, worked with her body or something was wrong with the blood to begin with, but she needed it. They su her her. They gave her the blood. They they... You know, they antibiotics the everything that she needed. But as she was going along, they kept saying, well, if you want this done, you have to pay a thousand dollars you want this and I need to pay a thousand dollars? And it they had... The... The the financial end of it was... This is why I'm saying all of this is because the only time they had brought an interpreter that she could understand what was happening to her. It was along with the police department there. It was to assigned to her that if she didn't pay this bill in debit or cash or Venmo or, you know, money in hand,   Lorilee Binstock  00:09:09  Mhmm.   Dayna Corcoran  00:09:09  she would be taken directly from the hospital to the police department and held, Meaning they wouldn't let her leave unless she had paid this money. So as an aftermath, you think, okay, The assault led to the need for medical attention. So this orchestrated event from the bartender at the of the resort, who she... Who who's was the only person that was near her drink ties her. Would have put something in her drink, led to somebody walking her out, led to the sexual assault   Lorilee Binstock  00:09:41  Mhmm.   Dayna Corcoran  00:09:41  that led the need for this massive medical attention. And she had a horrific deal. While she was at this medical facility. She she's screaming She's gonna a place that nobody speaks English and and the physician just kept telling her. Don't scream are women here and don't do that. Don't don't act, like that don't do that. And she said, I just wanna go, I wanna go home and they said you need to call your family   Lorilee Binstock  00:10:04  Oh my gosh.   Dayna Corcoran  00:10:08  and tell them where all your you know, life documents are where your will is, where you because you are not going to survive this. So they gave her a phone, They let her call her teenage daughter from a different country,   Lorilee Binstock  00:10:20  Oh my goodness.   Dayna Corcoran  00:10:21  which involved pin. You know, oh my mom. Her. She's in this... And and and then everybody started sending money. To pay for the medical bill it doesn't get her physically out of the country. So she's she told them. I wanna leave. I'm leaving   Lorilee Binstock  00:10:34  Wow.   Dayna Corcoran  00:10:37  You're going into kidney failure. If you leave, you will not make the the flight home. She leaves. She get. Like she paid the big thousand dollars bill. She, you know, borrowed from her son was college fine, She brought from her friend. She brought she exhausted her retirement. And and all the way that she had access. You she's a single mother of multiple children. She did it, but she could to survive. To get out of that country who obviously set her up to this. So she on that she could get on a plane on the way home with Charlotte. She have got elephant titus ever her leg in her face. She was going into kidney failure. She arrived at the Charlotte Hospital, And that evening had a minor heart attack in her sleep due to the strap. And when they did the exam on her the doctor starts pulling out this god. God. God. They had packed term of something to stopped of bleeding, but you could get attention a bacteria infection.   Lorilee Binstock  00:11:39  Oh,   Dayna Corcoran  00:11:40  The doctor hearing said they did not intend for you to survive that.   Lorilee Binstock  00:11:44  Wow.   Dayna Corcoran  00:11:45  While she was there, she contacted the police department. She tried to file a complaint. She complained to the the resort it didn't go anywhere In until the the was getting on the claim, the you have the Dominican Republic police contacted her and the said. Your your report on file that the right department needs to be filed with the sexual assault department, and you have to do that in person. And course, she said, not a chance I'm getting on the plane that I'm going home.   Lorilee Binstock  00:12:14  Right.   Dayna Corcoran  00:12:15  So this is... She she called me that Friday and just said I need prayers and she started crying. And you... This woman was new to our neighborhood.   Lorilee Binstock  00:12:21  Mhmm   Dayna Corcoran  00:12:24  She relocated her family in her job. She I had met her and passion at a neighborhood the phone party. We and she moved into the ladies house and we were really good friends like, it was a very superficial relationship because it was very new and because it'd be pivot of the different ages where we're doing a different behalf, and she didn't know that I have a history with that I'm a federal agent, and I work for home security which is separate, obviously, from Nasa, but that I have a history of the devastating sex time. So like, she as got led her to call me and act in asked just for   Lorilee Binstock  00:12:59  Mhmm   Dayna Corcoran  00:13:04  support and gotten support and prayers. Meanwhile, being the picture that I am, that information came in, and I thought, okay. Not the hospital she saved now that's she's in Char, what can we do now to help her? So other than the Funko group, we actually did the the zombies that we did mom flash over How we and that how I had met her the few weeks before Halloween and I called all this the mom that I said, and the... Again, it is made up of people that we see at functions and   Lorilee Binstock  00:13:30  Mhmm.   Dayna Corcoran  00:13:41  not everyday life and we met the group, and we said, we are going to work together to raise the funds to at least pay back you know, what happened to her, she shouldn't have to pay for   Lorilee Binstock  00:13:53  Mhmm.   Dayna Corcoran  00:13:55  sexual assault or the the aftermath. Herself. I mean, it was her that was sexually assaulted It was... It... You know, that should be constantly forever we living being victim and victim.   Lorilee Binstock  00:14:01  Right.   Dayna Corcoran  00:14:08  Having to dig her out of holders what we knew at a community we could do to help her. So from that, within the next three days after South was born the district against sexual assault. And it started off of the group of fifteen of and now there are almost four hundred of us on the private facebook page, which anybody is welcome to   Lorilee Binstock  00:14:28  Oh wow.   Dayna Corcoran  00:14:32  within the first seven days, our community and our local female owned vendor and is very specifically female owned because that's the page that we had started with was just women just so we didn't share her information out too far. But the neighborhood vendors and the women at our local salon. We see those fabulous times distal lane, even our self handing lady no at because she donated her time and her finding, you know, the business and we we raised over ten thousand dollar in seven days.   Lorilee Binstock  00:15:11  Oh.   Dayna Corcoran  00:15:12  Are we're both the Fas women in West, North Carolina, the small town. We all moved to. We are local twins south, restaurant donated their time and they they donated large check, and we did a basket raffle, and we made sure our local vendor that five made our shirts within two days. It was crazy and insane, amazing how quickly it came together all the same pod. And then later on, when we discuss sexual assault, and some of the reasons why not reported, we can talk about how these these women and the majority of them had never met her. They came out to function after function after function, volunteered of their time, their money, everything that they could and they still had never better up until two weeks ago, when I had a a fast gathering at the house, and we're having this another fundraiser. This car game center is a and I I get up, and I I I think everybody's are coming, and I sent our a excellent halt survivor that we treated in santa for a year. And half the members didn't even know that.   Lorilee Binstock  00:16:25  Oh goodness.   Dayna Corcoran  00:16:25  So she she thanked everyone, and it was like... It it's amazing at this age and and our stage in our life, but there's so many people that are supportive to other women or even any anybody that's a a victim of sex little felt that they don't even know. You know, I can donate eat money on Facebook. I can say, you know, here's your fifty dollars per your fundraiser, I think it great. But these women were... These are still donating their personal time, Just, because they want to help her in the situation she's been in which I agreed that super crazy the the story that she tells   Lorilee Binstock  00:16:55  Mhmm Mhmm   Dayna Corcoran  00:17:02  the story that happened to her from start to, is a forty eight hour episode. It is something that she is fifty six. You know, she's not eighteen on on spring break. She wasn't somebody that is not educated that they're not that's the loose that out to party and, you know, go to these places and not be aware of your surroundings. It can happen to anyone at any time in any situation.   Lorilee Binstock  00:17:25  Mhmm. Yeah. I mean, that just listening to the story, it just... It it breaks my heart.   Dayna Corcoran  00:17:33  Mhmm.   Lorilee Binstock  00:17:34  But it's so inspiring how this community of women really came together for this person. Many of them didn't even know.   Dayna Corcoran  00:17:41  Mhmm.   Lorilee Binstock  00:17:42  Wow. I mean, I... Oh, gosh. That's just gives because me chills how beautiful that is because I feel like, you know, we need more women supporting women, and   Dayna Corcoran  00:17:49  I.   Lorilee Binstock  00:17:51  I just... Wow. I I can't I I I know that your your deep... For your organization, I know you're talking about awareness and prevention and training, but it seems like something internationally that happened there's there there other things that we need to also worry about, because she couldn't even file a complaint or she did, and it was with the... And then   Dayna Corcoran  00:18:13  Right.   Lorilee Binstock  00:18:15  do you have any sense of of what we can tell people who are traveling overseas, especially to to be aware of certain situations and potential stories just like Dana.   Dayna Corcoran  00:18:31  Mhmm. So I will say that from this... And in even from our very first fundraiser that you know... And in there's fertility, that may have reduce context assault, but there are so many people that have lived through some typing in of event. An incident that is similar. You know I mean, this one is is big, but that were similar They I had come up to us and I wanted the Dominican public. There's another in the small community that we're in that they had seen somebody put something in their drink. And they have reported it. And and... And the...   Lorilee Binstock  00:19:05  Yeah.   Dayna Corcoran  00:19:09  It goes back to everyone goes back to the bartender center, it goes back to the and go back to the hotel it goes back to the law that not being enforced on these and the residential, you know, these these all included places that we pay to go to. They're not being held accountable. So at least what we can do here is put out a awareness and put out travel awareness. Don't go to... And that that's what we're in the stages of doing now. The Sas happened so quickly at the beginning and we were so focused on fixing and helping being in   Lorilee Binstock  00:19:31  Mhmm.   Dayna Corcoran  00:19:39  giving our survivor what she needed. Finance she needed financial help. She needed Thomas Therapy. We have a few therapist in our Community alone that offered their services for free.   Lorilee Binstock  00:19:46  Yeah.   Dayna Corcoran  00:19:51  She was... One of our therapist here, please term with the top trauma therapist in the area she immediately got in, even though there was a second a month wait. She started her therapy right away, which I know was helpful for her? And and through that, the therapist said you need to write down your story. And when you feel comfortable, you need to take it to the news and when you feel more comfortable, you need to take it to the Dominican Republican and you feel more comfortable. You need to take it to Do and rally for the right to survivors for sexual assault, and that's what our long term goals are, including therapy intensive weekend camp for survivor and their family members. Because are the type of things this fast I would like to fund, like, she had the grown children. They may not wanna go to therapy every week to talk about how or they can't because they're not local. So we would like to fund... Let's go to this family camp for three days. With a set of platform with something we can build from and help survive this. We're she's going to I'm going through it every day, and I wasn't paired. It didn't happen to me.   Lorilee Binstock  00:20:58  Mhmm.   Dayna Corcoran  00:21:00  We... You know... And that's another thing with awareness. We... The first thing we did was, okay, we're gonna make these baskets while we're making these back to rattle. What can we do to make sure this doesn't happen to anybody else we went online. We purchased the cup covers, which we have and we give out to people, it's kind of like a sticker, but it doesn't ruin your glass. You poke your straw through it, But in her situation that wouldn't have helped because we believed that the bartender was in on her kidnapped, which is how you're doing research online and talking to other long officers that is how they coordinate their organized crime there It it goes all the way back to the bartender centers so that nobody nobody. I mean, who do you think your pains... You know, you're you're getting your drink from a a bar tender at a reputable plane. You don't think things like that. We don't think things like what.   Lorilee Binstock  00:21:51  No. Yeah.   Dayna Corcoran  00:21:53  So we research the these drink kits where we can test your drink. It's kind of like a Covid test. You gotta take your drink out, put it in there. We researched the... There was two college kids from North Carolina actually that started the nail polish that if you dumped your nail polish in the drink, and it change colors if then at something in it, we couldn't find any more information on that. Maybe it's not going on anymore. There has to be it an easier way I mean, we shouldn't have to protect ourselves from our own dreams, but they're happy will be away what we can do that.   Lorilee Binstock  00:22:25  Oh, yeah.   Dayna Corcoran  00:22:29  So our short term goals were to help our survivor, our long term goal to therapy, and we have I asked her. Actually, you know, when she came back and we had started with Casa, we set up a meal train, which was immediately packed for two months. So people came and it left food at her door we started to go find me. We did the fundraiser, but I didn't   Lorilee Binstock  00:22:46  One   Dayna Corcoran  00:22:53  go over to our house. I didn't sit down with her because I knew other people were doing that. I knew she had to go through these steps on her own. I didn't wanna interview her. I didn't want to, you know, crack the case and I didn't want to do that to her because that's not what she needed, then I waited a we And then I taken over a package for her with pajamas and and things that were donated from the neighborhood.   Lorilee Binstock  00:23:08  Mhmm.   Dayna Corcoran  00:23:15  And through my conversation with her, I just I noticed her, like, lean down and, like, picket or toes and how like what are you doing? And she why I guess it I won't be getting a white pe. Ever again. And I noticed that even a week later, her pe was stained with her own blood.   Lorilee Binstock  00:23:34  Oh, my goodness.   Dayna Corcoran  00:23:34  It she had been drug you know, she's been pushed out of the car, You know, the thick gel, it is scraped in the blood that in there so much   Lorilee Binstock  00:23:41  Yep.   Dayna Corcoran  00:23:44  that it... And I I was like, oh, my gosh. It was an awakening for me to watch this happen to her. So some that, we asked her what can we do as a group to help other victims and survivors of sexual assault when that happens to them? What did you need? In that hospital, which she everything she had gotten sick, vomit in her own bed, and they said, just cover it up. And roll over. And so she had been throwing up from this medication and then and she had essentially lay in her own   Lorilee Binstock  00:24:13  Mhmm   Dayna Corcoran  00:24:17  vomit and So that's not hopefully that doesn't happen in Us hospital here. But what can we do here for victims and sexual assault when they leave? The... Or when they're at the hospital getting there and. And are one of our founders, Jennifer she reached out to the Emergency room in Bird. Charlotte and our local emergency room here off at Providence Road along with the information that our survivor Angie Gave us. She said, you know, I could have really used a views ago. I could have you really need math loss. I could have used   Lorilee Binstock  00:24:48  Mhmm.   Dayna Corcoran  00:24:52  close, you know, you're... She's left in the bloody dress that she was playing in for three days. But here in the Us, they would leave in you know, like, the hospital gown   Lorilee Binstock  00:25:02  Right.   Dayna Corcoran  00:25:03  Wasn't bit more than sitting out of a stop or having to get in the car with your mom or your dad in a hospital little gown. When you have to go to the hop, it will be... When you have to go to the Cvs to get your medicine or or whatever needs to be done we made a list of things that people needed when they believed the post examination and evidence collection without feeling victim, and we had these kids donated from every one of the neighborhood, you know, the kitchen travel went like, the shampoo, and the body wash. We went to five and below. We bought pants and underwear and face cloth. Like, she, I wish I could just have wiped the blood off my face because people were staring at me   Lorilee Binstock  00:25:33  Mhmm. Yes. Yeah.   Dayna Corcoran  00:25:47  ties. Know just...   Lorilee Binstock  00:25:49  Basics.   Dayna Corcoran  00:25:50  I don't that you need basic items. We bought back, and not I'm just script bag, and we packed them and each bag for us cost of approximately twenty dollars to make, which is great. But which is which is reasonable for everything that was in it. But when we went to the hot formation, we have we needed of this. You know, we there's a few programs around here that do them, they donate both certain items, but there's nothing we can give them as a bag. Which is where the emergency room care package program came from through. It... But there three hundred sexual assault kits that were done in the emergency room in Charlotte area in one year. So times that by twenty dollars, has a lot coming from a brand new non profit foundation. But we... Well once we heard that we're, alright, well, we're gonna have to front the money for this because we wanna make sure that everyone that goes into that hospital comes out or something. So we're doing the process of making those And I'm sorry, you said awareness with the international week. So she's gotten to a point where we're posting travel advisor. Where our entire group is posting information on, you know, like, a travel heads up, if you will, Like, And people like my girlfriend be my girlfriend texted out me the other day and said, hey, my my daughter got a lot of friends on spring break going Dominican Republic. What was the name of that resort again? And these are people that are vulnerable.   Lorilee Binstock  00:27:20  Yeah. I kinda wanna know too.   Dayna Corcoran  00:27:22  Yeah. I again I and I don't know how that I I'm good I can... I send it to you. I can attach it. I know it was in the Dominican Republic in Put, and it was a chips resort, but is happening   Lorilee Binstock  00:27:32  Mhmm   Dayna Corcoran  00:27:34  at all their rewards. If something similar as happening? Mean when you have math, people going to vacation, you know, there's there's even cruise lines there's things that that everybody's detection me because they're listening I So there's it's bad thing happen everywhere. But with something it that this... Normal thing, like this that is issues this and and this going back to why we went one of our long term goal is to do early education to both male and females, but in the schools, do early education. It's obvious it's this sexual, So I was gonna traumatized her and her family forever. But   Lorilee Binstock  00:28:13  Yeah.   Dayna Corcoran  00:28:14  one sec incident the sexual can do the exact same one at a party or one college party where somebody, you know, is passed out and the guy thinks out that she said, yeah. Earlier and now she passed out what they're gonna happen. They have to realize that, you know, their fun time hook at at this party that they saw   Lorilee Binstock  00:28:26  Yeah.   Dayna Corcoran  00:28:33  she was contextual to will lead to a lifetime of unresolved, trauma, if not, disgust or if not prevented. So that's... And and obviously, that's a long term goal, we're we're eight weeks into them. And we've already started the foundation we have we're we have insurance and we have bank account and we have all these things, and this is amazing. What what people we have done?   Lorilee Binstock  00:28:58  That is amazing. I mean, it's amazing. You're doing so much and you're here. Talking about it and spreading awareness, and and I think that's wonderful. Do you think that there's anything that we should be... Like, do you think they were targeting? You   Dayna Corcoran  00:29:16  So so maybe on the Internet research and of the Dominican republic or Mexico or anywhere where you travel specifically to this type of crime. They're targeting older men and women and in statistically, for the international crimes the men because she felt comfortable reaching out to her friend group. I don't know that if it happened to my husband or somebody that in the exact same situation, but of a male in her situation would even admit that doesn't happened to them. So they're hoping that   Lorilee Binstock  00:29:46  Mhmm. Right.   Dayna Corcoran  00:29:51  you know, they... She... Her fight or flight was... I wanna record it and I wanna get home to my children. So she left knowing that that was her decision. And then we have to go back and find it. I would think in a similar situation, a male victim would be less you know, receptive to reaching out. And and, again, I pulled the statistics of men versus female victims and it in one of the and reason people don't report it is sadly, it's a common phenomenon. It's the victim blaming. And when she   Lorilee Binstock  00:30:26  Right.   Dayna Corcoran  00:30:28  told me this story. I mean, I've literally typed it up as she was saying it, and I sent it to our our zombie group, and I said... I said, this is not a joke. This is not... I the first thing I had to say was this is for real because it sounds like it was written by, you know, James Patterson, and this is gonna be the movie. And   Lorilee Binstock  00:30:45  Mhmm   Dayna Corcoran  00:30:47  because of every stage that she went through, it just got more horrific. So so biggest done the research on the Internet was... You know, they they they knew that she had come with a companion, but they weren't they were friends. They weren't together. They were in separate room. She... He he went to bed early every night, and she stayed out there. They they've found her. They watched her. They waited a few days. And they knew him. They know they come there for seven days five days, whatever the minimum night is, and they wait until it's the end. And then the all happens. And they... And just the people that have access to money. You know, my... Eighteen year old goes this spring Right, she might have my credit card on her phone, but she doesn't have a way to get eight thousand one dollars in cash.   Lorilee Binstock  00:31:22  Mhmm.   Dayna Corcoran  00:31:32  So they all people that   Lorilee Binstock  00:31:32  Right.   Dayna Corcoran  00:31:34  look like they have money. Older women that he'll had access to money. And I you know, I'm in my forties, but I couldn't imagine that fifty six then happening. Or any   Lorilee Binstock  00:31:46  Right.   Dayna Corcoran  00:31:47  level of sexual assault happening. But you... You know, you know, you you go in college and your mom horns you, You know, don't look look around before you get out the gas station. Then do that at fifty six, Fifty seven, forty seven and what are the aging? Well, you're constantly not looking over your shoulder because... I'm not in high demand. You know? Don't happy What in that one, that wasn't the case The kid wasn't. I want to sexually you saw you The case was   Lorilee Binstock  00:31:59  Right. You're right. Yeah   Dayna Corcoran  00:32:11  this sexual assault is gonna happen because you're gonna pay the money.   Lorilee Binstock  00:32:15  That's horrible.   Dayna Corcoran  00:32:15  And that's how she... That's what she feels happens. The the the way that the bills were given to her, individually. It was like people were getting paid for different things. It was it she's lived. She lived through the worst situation that anybody and in a different country where you're... And you're told you're not gonna survive it. And So when you come back and you tell this crazy story, who's gonna believe you. And that's a common reason why people don't report sexual assault, and then victim blaming. And she been said when I talk to her, I'm not blaming myself for what I wore. I'm not blaming myself because you know, I keep myself together. I'm not... And that's great. And and I'm glad that you can do that because   Lorilee Binstock  00:32:49  Mhmm. Yeah.   Dayna Corcoran  00:33:01  it it was horrific and nobody you know, nobody asked to be sexually filtered, and we have to remind our children our our girls are void that that at any point in a new situation, regardless what we're happening leading up to it, when but you don't want something to happen. It shouldn't happen.   Lorilee Binstock  00:33:18  Right. Right. And and, you know, many of us go out on our own   Dayna Corcoran  00:33:22  Mhmm.   Lorilee Binstock  00:33:22  and and that's scary that we have to really be on the lookout for... I mean, even even here our states side,   Dayna Corcoran  00:33:28  Mhmm.   Lorilee Binstock  00:33:29  you know, anything could happen Bartender could easily put something in our drink. Is there's is there anything that we should be aware of   Dayna Corcoran  00:33:32  Mhmm.   Lorilee Binstock  00:33:36  as far as that goes when we're going out on our own say,   Dayna Corcoran  00:33:39  Well, yeah. Going out on your own yet,   Lorilee Binstock  00:33:41  Mhmm   Dayna Corcoran  00:33:41  I don't go out on your own. But, you know, the... That came up too when we were discussing it one of our members I went to more of the the Charlotte Bar we're like something with all and immediately when she realized because you know what you can drink and what you can't drink in chronic. And when you immediately she realized something didn't feel right. She called somebody and they go man. You're slur like, something's wrong with using really out of it. And she said I think something happened to me, and they came and picked her up. So just be aware. And, you know, I saw one of those commercials on The other day, and it was what... You know, you you do a hand signal no nobody knows those? Do you do... What should we do with that? Maybe we should come come up with a word or come up with a names. And if you go to the bartender, and you say, you know, you can say, I think I've been drugs. They'll take care of you. But if you're not comfortable in saying that or somebody's following you or stalking you assaulting you verbally assaulting you are being a crowd of maybe there's something you we can come up with that they can say to the to a Bartender or bar owner or a receptionist is that that will get the attention that they need. So maybe that's something we can come up with, always we having it out always having your phone location on now that we have those. You know, we back in my bar days, we didn't have those   Lorilee Binstock  00:34:57  Yeah.   Dayna Corcoran  00:35:02  But it's... And so I'm just looking over this staff how to make sure we retire. Why do why are people not reporting their users because they're are afraid of not being believed,   Lorilee Binstock  00:35:10  Yeah.   Dayna Corcoran  00:35:13  nine times out of ten is a family member or somebody, you know, you somebody that has access to you, The majority of sexual assault are not reported only, three hundred ten out of every thousand sexual assault are reported to police. Meaning two out of three go reported, it's just... We need to make sure that our youth are middle aged our older every stage of your life. You know who to contact.   Lorilee Binstock  00:35:36  Everyone.   Dayna Corcoran  00:35:39  We have a very good North Carolina organized company called Rain rave says. National network or the national network   Lorilee Binstock  00:35:46  Mhmm.   Dayna Corcoran  00:35:49  that how a hotline line I'm... I've sent you everything we can attach it or whatever you needed.   Lorilee Binstock  00:35:53  Yep. I can all I can absolutely put that in the show notes. Definitely.   Dayna Corcoran  00:35:56  Okay. Obviously, if you're in the immediate danger called nine eleven one, tell them where you're at. Let them know what's happening. I would rather my daughter or my south call every time I thought something was happening, than not... We and atlanta are non in law enforcement. We are just a profit organization.   Lorilee Binstock  00:36:08  Right.   Dayna Corcoran  00:36:13  Maybe like, a middle, a conduit that's a happy face where you can come to me, and then I anything I think that happened. What should I do? We have all the resources and and pant you need that we can send to you or... We've had people in the neighborhood, say my daughter was raped many many years ago, I just kinda needed it. I could... I kinda need this. You know? I I need I need a home for my sadness, and that's what we're for. We... Just... We have volunteers that can come meet with you. We we don't have out legal advice. We don't we don't do anything like that. We're just the middle man that that can help you feel better about reporting your situation, and we can help with fundraising any type of support that I needed?        

Talking about Dominican Republican

Daniel from Florida asks how to find his purpose. Homeless looters…; Josh from Georgia answers the biblical question. Tara from Virginia responds to the school shooting in Uvalde, TX. She asks if Jesse feels any compassion for the victims of the Uvalde shooting. Jason from Buffalo, NY… — Back to Jason… Chad from Dominican Republican

This couple is amazing. Juan grew up in the Dominican Republican and Wendy is Chinese American. They met on a dating app while separately living their best lives in Japan. Wendy moved to Tokyo to teach. Juan, an engineer, moved overseas on a journey for wisdom. Fast forward, they are married, hosting a podcast and encouraging others to explore the world, smash self-doubt, and eliminate "shi$$y mindsets!" In this episode we discuss: How showing up for yourself defeats self-doubt Expatriates needing healthcare in a foreign country Why imperfection is okay Different ways ADHD may manifest in men vs women Interracial marriage Japanese culture and more... Learn more about Wendy and Juan on their website ajourneyforwisdom.com and subscribe to their podcast "Don't Tell My Grandma" on any major platform!  

In The Heights, from Crazy Rich Asians director Jon Chu and based on Lin Manuel Miranda and Quiara Alegría Hudes' Tony-award winning musical, is a slice of summer joy with a colourism problem. The glaring omission of Afro Latinx cast members in a film set in the New York neighbourhood of Washington Heights, which has a predominantly Dominican Republican population, has been called out as erasure. The filmmakers say they're aware of it and discussed it, so why this outcome?BW+BL debrief on the latest revelations out of Britney Spears ongoing challenge to her 13-year conservatorship. “This conservatorship in abuse,” Spears told a Los Angeles court. “I want my life back.”And ABC sport broadcaster, former AFL footballer and audience favourite Tony Armstrong joins SE for a 360 conversation on sport, media, race and representation, and his current cultural preoccupations.Also: a look at allegations of toxic workplace culture at Sony Music AustraliaShow notes:Britney Spears speaks: www.abc.net.au/news/2021-06-24/britney-spears-tells-judge-conservatorship-abusive/100239606Guardian Australia investigation of Sony Music Australia: www.theguardian.com/culture/2021/jun/21/sony-music-australia-allegations-toxic-work-cultureIn The Heights colourism: www.theroot.com/lets-talk-about-in-the-heights-and-the-erasure-of-dark-1847064126Tony's Terrible News: www.youtube.com/watch?v=c3rRBof81TU

In The Heights, from Crazy Rich Asians director Jon Chu and based on Lin Manuel Miranda and Quiara Alegría Hudes' Tony-award winning musical, is a slice of summer joy with a colourism problem. The glaring omission of Afro Latinx cast members in a film set in the New York neighbourhood of Washington Heights, which has a predominantly Dominican Republican population, has been called out as erasure. The filmmakers say they're aware of it and discussed it, so why this outcome? BW+BL debrief on the latest revelations out of Britney Spears ongoing challenge to her 13-year conservatorship. “This conservatorship in abuse,” Spears told a Los Angeles court. “I want my life back.” And ABC sport broadcaster, former AFL footballer and audience favourite Tony Armstrong joins SE for a 360 conversation on sport, media, race and representation, and his current cultural preoccupations. Also: a look at allegations of toxic workplace culture at Sony Music Australia Show notes: Britney Spears speaks: www.abc.net.au/news/2021-06-24/britney-spears-tells-judge-conservatorship-abusive/100239606 Guardian Australia investigation of Sony Music Australia: www.theguardian.com/culture/2021/jun/21/sony-music-australia-allegations-toxic-work-culture In The Heights colourism: www.theroot.com/lets-talk-about-in-the-heights-and-the-erasure-of-dark-1847064126 Tony's Terrible News: www.youtube.com/watch?v=c3rRBof81TU

In The Heights, from Crazy Rich Asians director Jon Chu and based on Lin Manuel Miranda and Quiara Alegría Hudes' Tony-award winning musical, is a slice of summer joy with a colourism problem. The glaring omission of Afro Latinx cast members in a film set in the New York neighbourhood of Washington Heights, which has a predominantly Dominican Republican population, has been called out as erasure. The filmmakers say they're aware of it and discussed it, so why this outcome? BW+BL debrief on the latest revelations out of Britney Spears ongoing challenge to her 13-year conservatorship. “This conservatorship in abuse,” Spears told a Los Angeles court. “I want my life back.” And ABC sport broadcaster, former AFL footballer and audience favourite Tony Armstrong joins SE for a 360 conversation on sport, media, race and representation, and his current cultural preoccupations. Also: a look at allegations of toxic workplace culture at Sony Music Australia Show notes: Britney Spears speaks: www.abc.net.au/news/2021-06-24/britney-spears-tells-judge-conservatorship-abusive/100239606 Guardian Australia investigation of Sony Music Australia: www.theguardian.com/culture/2021/jun/21/sony-music-australia-allegations-toxic-work-culture In The Heights colourism: www.theroot.com/lets-talk-about-in-the-heights-and-the-erasure-of-dark-1847064126 Tony's Terrible News: www.youtube.com/watch?v=c3rRBof81TU

In The Heights, from Crazy Rich Asians director Jon Chu and based on Lin Manuel Miranda and Quiara Alegría Hudes' Tony-award winning musical, is a slice of summer joy with a colourism problem. The glaring omission of Afro Latinx cast members in a film set in the New York neighbourhood of Washington Heights, which has a predominantly Dominican Republican population, has been called out as erasure. The filmmakers say they're aware of it and discussed it, so why this outcome? BW+BL debrief on the latest revelations out of Britney Spears ongoing challenge to her 13-year conservatorship. “This conservatorship in abuse,” Spears told a Los Angeles court. “I want my life back.” And ABC sport broadcaster, former AFL footballer and audience favourite Tony Armstrong joins SE for a 360 conversation on sport, media, race and representation, and his current cultural preoccupations. Also: a look at allegations of toxic workplace culture at Sony Music Australia Show notes: Britney Spears speaks: www.abc.net.au/news/2021-06-24/britney-spears-tells-judge-conservatorship-abusive/100239606 Guardian Australia investigation of Sony Music Australia: www.theguardian.com/culture/2021/jun/21/sony-music-australia-allegations-toxic-work-culture In The Heights colourism: www.theroot.com/lets-talk-about-in-the-heights-and-the-erasure-of-dark-1847064126 Tony's Terrible News: www.youtube.com/watch?v=c3rRBof81TU

Rick Gehman, Greg DuCharme and Sia Nejad are breaking down the 2021 WGC Dell Match Play. We're also hopping a flight to the Dominican Republican to give out plays & fades for the Corales Puntacana Resort & Club Championship. 0:00 - Intro + Format For The Match Play, DraftKings Strategy  14:00 - Bracket Breakdown 38:40 - WGC Dell Match Play DFS Plays/Fades 42:00 - Corales Puntacana DFS Plays/Fades JOIN OUR BRACKET CHALLENGE: https://fantasybracket.pgatour.com/og_objects/v1/wcbracket/groups/632 ————————— Check us out on YouTube for video podcasts and exclusive content, visit youtube.com/FirstCutPodcast 'First Cut' is available on Apple Podcasts, Spotify, Stitcher, Castbox and wherever else you listen to podcasts.  Follow @FirstCutPod on Twitter and Instagram Follow our crew on Twitter: @KylePorterCBS, @mark_immelman, @RickRunGood, @therealGFD, @TheCoachrules, @jacob_hallex You can listen to First Cut on your smart speakers! Simply say "Alexa, play the latest episode of The First Cut Golf podcast" or "Hey Google, play the latest episode of The First Cut Golf podcast." For more golf coverage from CBS Sports, visit cbssports.com/golf/ To hear more from the CBS Sports Podcast Network, visit cbssports.com/podcasts/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In Caracas, Venezuela, Max Blumenthal has a wide-ranging chat with Danny Shaw, a professor of Latin American and Caribbean studies who has lived in the Dominican Republican, Haiti, and Brazil. They discuss revolutionary anti-imperialist movements, life in poor neighborhoods in the Bronx, Malcolm X's internationalist legacy, identity politics, differences of whiteness in Latin America, problems with the US left, and humanity's age-old question: did Jesus Christ do drugs? You can follow Danny Shaw on Twitter at https://twitter.com/dannyshawcuny

From a one room house in the Dominican Republican, to CEO of a Luxury Hotel Collection in Switzerland. Willy Hobal launched Hobal Luxury Collection was launched in 2020 after several years of serving as a luxury hotelier in sales and marketing leadership positions. Willy was inspired by the desire to offer full sales, marketing and PR representation services to luxury destinations using innovative strategies and designing the representation company he dreamed to work with. Learn more at: https://www.hoballuxurycollection.com/ --- Send in a voice message: https://anchor.fm/myles-biggs/message Support this podcast: https://anchor.fm/myles-biggs/support

This week we talk about Sir's vacation and how he made it back safe from the Dominican Republican. We also get into the fight Wilder vs Fury that happen over the weekend. And much more★ Support this podcast on Patreon ★

Thursday August 14th (00:00) My Whole Foods review. (11:59) Another Glass City Dog Park event I’d love for you to join me at on Tuesday night, and Whitney Cummings nipple drama. (19:23) Weed is not legal says the Ohio attorney general. There was no mistake. TFD would like to diversify. Don’t swing cats by their legs assholes! Dominican Republican closing due to low occupancy. (28:45) Bebe Rexha is calling out a male music exec. Another Dark Crystal trailer. Chrissy Teigen got botox for her armpits. No Harry Styles in Little Mermaid. (36:49) The different kind of chicken nuggets are touching. I won’t eat them! Kids, and their ridiculous food rules. (45:33) City Paper cover girl Cara Eve Swain is here to talk being a single mom in Toledo, and if the DM’s got filled up. (1:00:34) VMA performers. A$ap Rocky verdict coming. Jay Z working with the NFL. (1:05:27) Logistics and entertainment directors for Pride, Taren and Torie are here for Password fun. (1:16:14) Tara, Taren and Torie on the PFOL. They did not like the cheese question. (1:21:00) Caly Bevier joins us to talk about her new single Hate U Sometimes.

very old recording

Joe Biden makes one of the biggest campaign promises in modern history, Bernie Sanders says no-one can avoid his new healthcare plan, A Christian baker in Colorado now faces a third lawsuit for so-called ‘discrimination’, The FBI descends on the Dominican Republican after the mysterious deaths of American tourists, Jon Stewart eviscerates Congress for failing to support 9/11 first responders. Plus, Bill's Message of the Day on Jon Stewart's emotional testimony on Capitol Hill. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discussion of The Americans that mysteriously died on vacation in the Dominican Republic --- Support this podcast: https://anchor.fm/KarMa News & Views/support

Deaconess Cheryl Naumann, who serves as a missionary in the Dominican Republic along with her husband, the Rev. Dr. Jonathan Naumann, talks about the challenges and rewards of her mission work in the Dominican Republican with World Lutheran News Digest Host Kip Allen. Learn more about their work at lcms.org/jonathan.naumann and follow the work being done in the Latin American region at facebook.com/LCMSLAC.

In today's episode, we help Janet overcome obstacles and set goals to focus on increasing membership revenue. FULL TRANSCRIPT Jocelyn Sams: Hey, y'all on today's show, we help Janet take her Spanish education business to the next level. Shane Sams: Welcome to the Flipped Lifestyle Podcast where life always comes before work. We're your hosts Shane and Jocelyn Sams. We're a real family that figured out how to make our entire living online. Now, we help other families do the same. Are you ready to Flip Your Life? All right, let's get started. Shane Sams: What is going on everybody? Welcome back to the Flipped Lifestyle Podcast. It is great to be back with you again this week. Super excited to have another real member of the Flip Your Life Community, a real person out there starting, building and growing their own online business so they can change their family's future. We're here to help them take their business to the next level and let you guys listen in so that you can take your online business to the next level as well. We are really, really excited today because we have Janet Jimenez on the podcast. Janet, how are you doing? Janet Jimenez: Good. Thanks for having me. Shane Sams: Did I say that right? Jimenez or Jimenez? How do you say it? Janet Jimenez: You're pretty close to it, it's Jimenez. Shane Sams: Okay. Janet Jimenez. How do you spell that for me? Spell that out for us. Janet Jimenez: Okay. It's got a J, J-i-m-e-n-e-z. Shane Sams: So before I got on air, I just went straight Kentucky, uneducated redneck on Janet. I said, hey Janet, I'm going to introduce you as Janet Geminiz, and she was like, no, that is not. Jocelyn Sams: except you're not, 'cause that's not my name. Shane Sams: Except you're not because that's not how we pronounce that at all. Janet Jimenez: Well, I thought for a big sports fan. You would know how to pronounce the last name there. Jocelyn Sams: No, actually. I probably would have because I like to talk about how I did take four years of Spanish in high school. Unfortunately that was 20 years ago and I remember very little of it, which is sad, but I do remember that. Shane Sams: Jocelyn is amazing because she can read it and understand it, but not always speak it in like, so we'll go places where there's like Spanish speaking and she'll kind of know what's going on. But she doesn't ever use it so I can't even imagine how good she would be at it if we just dropped her into a Spanish speaking country for a year. She could probably be fluent. Janet Jimenez: Oh yeah. To just be immersed and then you'll pick it up. Jocelyn Sams: yeah exactly. I love going places though and just trying to see if I can read things. A lot of times I can still read. It's just the Kentucky Spanish that I learned, I don't think the speaking was always very accurate. Shane Sams: That's where we know the Geminiz not Jimenez, you know what I'm saying? Jocelyn Sams: Well my teacher her parents were from Puerto Rico, so I mean hers was really good but just trying to learn it was kind of hard. All right, well let's jump in. I love these kind of podcasts because we've actually met you in real life, which is super cool. Shane Sams: Janet is also a member of our all access mastermind. So we get to talk to her quite a bit over the phone. Jocelyn Sams: And I love talking to people that we have met in real life because you just already have a rapport with them, which is really cool. So let's jump into a little bit about you, your background, and what you are doing online. Janet Jimenez: Sure. So I am a mom of six. I have five children plus a stepson. My husband is from the Dominican Republic, so an island in the Caribbean and a Spanish speaker and I am a teacher. I have worked as a teacher for 13 years in Spanish immersion school, so that's basically elementary school in Spanish. And I have a business that sells educational resources to busy bilingual and Spanish teachers. Shane Sams: And what is your domain name? Janet Jimenez: Oh, it's spanishprofe.com. Shane Sams: And that's p-r-o-f-e? Is that right? Janet Jimenez: Correct. Shane Sams: What does that mean? Janet Jimenez: It's just like professor but I guess it'd be- Jocelyn Sams: In Espanol? Shane Sams: in Espanol. Janet Jimenez: Yeah in Espanol exactly. Shane Sams: I want to go back here real quick because I always do. You have six children, right? You have five and one and you're still building an online business and working full time, correct? Janet Jimenez: Yes. It is chaotic, but it's getting done. Shane Sams: And your online business actually does make money, correct? Janet Jimenez: Yes. More than my day job. Shane Sams: That is amazing and I always point that out because the biggest thing that we hear from people is well, you don't understand how busy I am and I know that worked for you guys, but it doesn't work for me because of X, Y, Z excuse. And most of the time the excuse is family stuff, work stuff. I just don't have time to do this. But we've got somebody here that's making money, working full time, raising six kids. So anybody out there listening, six or below, you lose. Janet wins every time. I'm just saying. Jocelyn Sams: I need to know a little bit about how you met your husband because there's some gaps here that I need to fill okay. So He's from the Dominican Republic? Janet Jimenez: Yes. Jocelyn Sams: You are from where? Janet Jimenez: I'm from Minneapolis. Jocelyn Sams: And so how did you get interested in Spanish, is this?- Shane Sams: How did you meet your husband? Jocelyn Sams: Yeah. Janet Jimenez: Well I was in high school I was exchanged into Argentina and then I kind of got the travel and live abroad bug from there. And then in college I studied abroad in Spain and in Brazil. And then I wanted to keep traveling. So I had a friend, she's Dominican and I was visiting her and she is actually married to my husband's half brother. So that's how I met him through my friend. Shane Sams: Where do you live now? Janet Jimenez: Just outside of Minneapolis. Shane Sams: Is your goal someday maybe to go back to the Dominican Republican and live? Janet Jimenez: Yes, so we are building a house there. Shane Sams: Oh Wow. Janet Jimenez: We are hopefully moving there for a while. We have one way plane tickets for June 13. Jocelyn Sams: Oh wow. Shane Sams: Oh my goodness. Janet Jimenez: But nothing has been totally determined yet. But yeah, we would like to have our kids grow up at least for a few years in the Dominican Republic so they can be fully bilingual. Right now they speak and understand some Spanish but not up to our expectations totally. Shane Sams: This just turned into an episode of House Hunters International. It's like you're going there, you're picking your house you're getting ready to move, the one way ticket. You're never coming back. Jocelyn Sams: We love House Hunters International. We watch it all the time. Shane Sams: Yeah, that's like our favorite show. Janet Jimenez: Yes. That is a fun show. Jocelyn Sams: I hear wonderful things about the DR. I have a friend who lived there for a while and I mean she just loved it. Shane Sams: How was the internet compared to the states? We were just in Jamaica not long ago. Which is a Caribbean nation. It's like, no, the Internet was really, really good. Like way better than Mexico or other places we've been abroad. How's the internet and then the infrastructure in the Dominican Republic? Janet Jimenez: Actually the internet installed in our house there was faster than my internet here. Shane Sams: Wow. Janet Jimenez: Yeah. And they do have fiber optic in some of the neighborhoods. So it's good. It's perfect. Sometimes though the electricity does go out but there are backup plans for that in the Dominican Republic. Shane Sams: Isn't that amazing though that this online business that you're building, you can just pick it up and take it with you and not miss a beat as long as you've got the Internet where, as a lot of people they have the nine to five job, that's all they do. And if they moved to a new place or if they want to go abroad and want to do something, it's like gosh I've got to find work when I get there and this, that or the other. But man, if you just build this online business, you can just leave and you just show up and it's like nothing is different. Shane Sams: We have some friends in California and they're taxes and the housing costs and everything is going up so high they've been looking at other places around the country. And I was just talking to my friend the other day and he was like, man, we can just move and it's like nothing changes when we get there. Janet Jimenez: Yeah exactly. That's one of the main reasons I got into online business and then I guess the only thing we have to consider is our kids and moving at appropriate time during the school year. But besides that, yeah. It's awesome that you can do whatever you want. Shane Sams: What brought you to the Flip Your Life Community? What brought you to what we do online and our courses and things like that? Janet Jimenez: Well, I connected with you guys just because you were teachers and since I am an educator as well I felt like we're on a similar path and then just you selling resources or educational resources is what I do. So I felt like it would be a good fit for me. Shane Sams: Did you ever look into anything else or did you just want to go straight into digital products? Janet Jimenez: I actually had a previous business online, but I kind of changed directions. I wasn't in love with that idea I guess. Shane Sams: You weren't passionate enough to kind of keep it going. And this is something that you really feel strongly about. You want it to go deeper into and it was. And it's something you clearly have expertise in 'cause you teach it, right? Janet Jimenez: Yeah. I mean what I do now is what I've been working in for the last, I don't know, 13 years. So I really like it, the subject matter and my previous business I was doing well but it wasn't what I liked. Jocelyn Sams: Yeah. So I just want to dive into that just a little bit because I was talking about this yesterday on a YouTube video actually about how your first idea is not always the idea that you're going to go with. And I just love that you said that. I think a lot of times people think, well if you're doing well in the online business space it's because you waved your magic wand and fell into a vat of money. No, that's not how it works. You tried something, you decided you didn't want to do it for whatever reason, you changed direction and now the thing that you're starting to do is starting to have some traction. Shane Sams: And then that thing before. I bet it was easier the second time you set everything up and tried something different, wasn't it? Janet Jimenez: Oh yeah. I mean I was able to develop all the skills of blogging regularly and social media and all those skills could be instantly transferred to my new endeavor. Jocelyn Sams: Yeah so I just wanted to kind of talk about that a little bit because I think that sometimes people think, well, if I try one thing and it doesn't work, then it's over. And that's not true. Shane Sams: It's funny because out of all of our friends who are in the online space and then all of the hundreds of people who come through the community, if I'm sitting here realistically saying off the top of my head who succeeded on the first thing they ever did as a couple or as an individual or as an entrepreneur. I can't think of a single person where they just jumped in and they made it on the first thing. They may have made some money, they may have done okay. They may have done this, I may have failed, but whatever that first scenario is, almost every single person I've ever encountered online eventually evolves into something else. Janet Jimenez: Yeah I think people just learn and are able to pivot and go where they want to. Yeah. That first idea isn't set in stone and you can change and do whatever you want whenever you want. That's the beauty of the internet. Shane Sams: Just like you're getting ready to move to the Dominican Republic. Whenever you want. Jocelyn Sams: Exactly. Shane Sams: Let me ask you this, so your specific thing, is that used in classrooms, you said it was bilingual kids or is it for homeschool people? What's the market that you're going for before we jump into all your questions? Janet Jimenez: Sure. So my resources are used by the teachers. So it is resources that the teachers use in the classrooms. Shane Sams: Okay. Perfect. Jocelyn Sams: Okay. Let's talk a little bit about what you have going on so far. So I know that you're selling in a third party marketplace. Shane Sams: Where's your income coming from? Jocelyn Sams: Yeah how many resources do you have? That type of thing. Janet Jimenez: Okay. So I have been a seller on Teachers Pay Teachers a third party marketplace for educational resources since August 2015 and I have I think over 320 resources posted on there. Shane Sams: And you didn't start that way. You just kind of built it up over time, right? Janet Jimenez: Oh yeah, no I started with like two and then just keep on, keep on swimming, keep on adding more resources. Jocelyn Sams: So then you also had- Shane Sams: Finding Nemo reference there. Jocelyn Sams: You also have a website then, right? Janet Jimenez: Yes. And then on my website I have products. Most of my products listed for sale on a one off stores. So you could just purchase the same as you can in the third party marketplace and a membership with all everything packaged together and curated. Shane Sams: Now this is the newest part of the program though right? Janet Jimenez: Yes. All the same materials just packaged differently in different places. Shane Sams: And if I remember correctly from the form that you filled out for the podcast, the third party marketplace that you started first represents about 75% of your income. It's like 20% is on your single seller one off store. And then we've already got some members in the membership. It's about 5 to 10% right? Janet Jimenez: Yeah. Just about that. Though in the last month since attending the live event, my members have increased. I think I went to the live event with 11 or 12 members and I now as of this morning have 34. Shane Sams: Whoah! Wow! We got the percentages shifted. That's the live event, Flip Your Life LIVE, it's all Flip Your LIfe LIVE, every bit of it. Jocelyn Sams: Let's speak to that for just a second. Shane Sams: How did that happen? Jocelyn Sams: Not to make this like a total advertisement for Flip Your Life even though it kind of is. Like, what do you think was the big catalyst from that? What did you learn there that you kind of brought back and said okay, I'm going to change the way I'm doing things and make this different. Shane Sams: 'Cause that's like 300% growth for your membership in two months. Jocelyn Sams: Yeah I feel like you say that so casually, like oh yeah, like I just grew this membership. Janet Jimenez: No, in one month and two days, Shane. In one month and two days. Shane Sams: That's one month. You just kind of were like yeah tripled my membership in a month. Janet Jimenez: I honestly haven't done that much but what I have done is made a few small changes to my website. So I made that join button, a different color that popped kind of like websites and then I changed the header and worked a little bit with Shane on the wording on the header on my website and then I did my first Webinar as well. So just small things. Shane Sams: Don't undersell yourself. That's a lot. That's more than some people would do in their online business in the next three months because they're just scared to change anything and like we had a working dinner at Flip Your Life live and I sat at Janet's table with her and I remember looking through your stuff and we had our screens there and there was another member sitting beside us in a similar space and we were looking back and forth and going over each website. And just calling attention that you offer a monthly membership like that was a big deal because I'm looking at your site and I'm like, does anyone even know you have this membership right? And you're talking about adding a join button, making it pop, changing your header, even changing your language just to hey buy my products to hey join the membership. Things like that. And then doing a webinar like showing up live. Shane Sams: I mean if everyone listening would just do something live and promote it once a month, you know their business would grow. So I don't want you to like shortchange yourself because those are also scary actions like changing your website to where it's kind of working. I don't want to mess, I don't want to break it, but you change it and try something new and even just showing up live like that's a hurdle that most people don't really get over. So don't shortchange yourself there. You did a great job at that. Your actions are ... Even the small ones made the huge difference that added to your membership. Jocelyn Sams: I think really the biggest lesson or takeaway here is just the momentum that you gained from that event. I mean, do you think that's fair? Janet Jimenez: Yeah I mean I think just being with other people who are doing the same thing I do makes me realize that it's more possible and I can get where I would like to. Shane Sams: Awesome. And how intense was that day that we did that working dinner? Because it could be started at like 8:30 in the morning and we all walked out of that room at 11. Janet Jimenez: It was a long day, but it was definitely worth it. Shane Sams: Awesome. Jocelyn Sams: All right. Let's jump into a little bit of what's going on now. Let's talk about a fear, maybe an obstacle or a mindset issue that is currently holding you back, like you're making some progress, but as all of us do, we start taking a few steps forward and then we're like, oh okay. I'm a little bit scared. Let me take a few steps back. So let's not do that. We want to stop where we are and help you to move forward. So what is holding you back right now? Janet Jimenez: I think just putting myself out there. So like I said, I did my first webinar and that was my first ever video or live anything. So just kind of putting a face to who I am and also within my space I am not a native Spanish speaker. And for some that is a big deal. For others they don't care because they just want the resources and don't care who made them as long as they're good. Janet Jimenez: So I think that's kind of my biggest hangups right now is putting myself out there and so people know who they are working with. Shane Sams: Yeah. This is something we hear a lot of and this was a huge fear for us when we were getting ready to launch this podcast. Because every other podcast who are in the space is either from New York or from California and they've got this millennial cool vibe or whatever. And we're like man, we're from Kentucky. We talk funny, we're from the south. And there were like no other really southern sounding people in the online space and we're like, who's going to listen to us? People are going to hear us and immediately turn it off because we're not this uber hip, millennial, former employee of Google or something on the coast. Right. And what we decided, we were talking about it before we ever recorded the first podcast and we said man, we need to just embrace that and we need to just forget about all those people. Shane Sams: If they don't like what we have to say, that's their problem because they're confusing intellect for dialect and they're going to miss something that could change their life and there's going to be millions of people that could hear this in the south. There's 40 million people in the south. They may love it and they want somebody like us and as you said that kind of even the truth kind of came out and how you were saying that. Some people, it's a really big deal, but a lot of people don't care. And that's where all of your mental energy, all of your passion, all of your power needs to go to is those people that don't care. 'Cause I'd say there's a lot of people teaching Spanish that are not native Spanish teachers. When I was a teacher in high school, three doors down was the three Spanish department or whatever, like three classrooms for Spanish. Shane Sams: And I think only one of those out of the three teachers was an actual native Spanish teacher. One of them was just like you. She went overseas, got the bug when these Spanish speaking teachers came back and got educated as a teacher. So I would say embrace that and turn that around to oh, I wonder if somebody will care to, I don't care if you care and I'm going to find the people that absolutely do care. Jocelyn Sams: I think it's all about finding a way to make that a positive. So just tell people straight off like hey, I'm from Minnesota. And I started traveling abroad and I love the Spanish language and the Spanish people so much that I decided to become a Spanish teacher. And I love what I do. I'm so happy to do it every single day. I'm not a native Spanish speaker, but I'm so glad that I was able to immerse myself in this culture. I was able to learn this language and I was able to bring that passion for it back to my home state of Minnesota. Shane Sams: You could even be more overt on sales pages and even in your normal content, because you could literally just say, "I'm not a native Spanish teacher, you're not a native Spanish teacher, but we are both teaching Spanish together" and you could just call it out and be overt. And that way the people that get to your page or see your ad never click it, that don't care, and the people that do, do because there's millions and millions of people out there that don't really ... That doesn't matter as much as you think it does to, and they'll actually identify better with you because of those exact reasons. We have another member in the Flip Your Life Community who she works with bilingual parents like you situation where you have one person speak Spanish natively. One person doesn't. They're raising their kids together bilingually. Shane Sams: And that's something that she talks about in her brand is this is the way it is and if you don't like it, don't worry about it. Right? This is the way I teach it and if that's not for you, it's just not for you and if you embrace that, I bet you your brand would grow even more because you would call out that identifier instead of kind of being like generic bilingual Spanish speaking education. You're just, whoa, I'm in your face. I'm not a native speaker and you're not either. Jocelyn Sams: Sometimes our fears about these things, they come from something that we are self conscious about. I know this because I speak from personal experience, that's what I worry about. I worry that somebody is going to say well, okay you have a funny accent or you don't say this word right or whatever. Jocelyn Sams: Those are the types of things that I worry about when instead what we should be worrying about are the people who get us and they love us and we just had to push the hate aside. It doesn't matter what you do. You could be the most perfect version of yourself that you think you could be and somebody is not going to like it. So be totally yourself and the people who don't like it, they'll go and listen to someone else. Shane Sams: Even in this episode today, I on air called out ... I thought her name was Geminiz. That's just a part of who we are and I'm not going to sugarcoat it or hide it for anybody. There's probably somebody listening to this right now going, well, I can't put believe he couldn't pronounce her name. Why would he even say that out loud? I would never call out my fault and they're going to stop listening maybe, but you know what, that's not our Avatar by don't let the door hit you where the good Lord split ya. You know what I mean? It's just a part of the deal. And if you embrace that, I think your brand will actually grow faster. Janet Jimenez: Yeah I mean working with bilingual kids, our goal in the end is that they speak both languages fluently. So, since I can do that being a native English speaker, I think that that speaks to the resources and the angle for all the educators I work with. Jocelyn Sams: Yeah and I've actually worked with a mindset coach on similar things to this and what she told me is that you need to tell people what you want them to think. So I actually did this before our live event. That was one of the things that was really hard for me because I have a hard time putting myself out there too even though the people who were coming to this event, I mean they obviously know us. They obviously love us or they wouldn't have been traveling to Nashville to see us. But I was still just having a hard time. I was like what if I'm not what these people think I am or whatever. So I just did a video and I said, look, these are some things that I'm struggling with right now. I just want you all to know that really nervous about meeting you because I'm afraid that I'm not going to match up to your expectation of what you think I'm supposed to be. Jocelyn Sams: And even that, just saying those words, it helped me to think, okay, these people know that I'm nervous about this. And now we can move on. I think sometimes just saying it and telling people what you want them to think. I think that you guys are gonna feel this way, but what I want you to know is that I'm really nervous about talking in front of you and it's going to be a little bit hard for me because I have to expend a lot of energy and there are a lot of people in the room. Shane Sams: Have you overtly, Janet have you overtly blogged about this? Have you ever wrote a blog post or anything that's like I'm not a native Spanish teacher, but I teach Spanish, something like that. Have you ever overtly done a video or a blog or anything like that before for? Janet Jimenez: No, not for, no. Jocelyn Sams: I think sometimes even just speaking those words or writing those words is helpful. Like even if all of your audience doesn't even read it, just knowing that you've addressed it and you can just- Shane Sams: And it can just stay on your blog or you can share it at any time in point. Janet Jimenez: Okay. Maybe I will. I will add that to my to do list. Shane Sams: I would also love to see you add this to your Webinar. One of the biggest things that we can do in any sales webinar is help people overcome the fears and objections they have, to buying our products. Right? And I would guess that some of the people listening to your webinars on your email list or reading your blog are exactly like you. They're native English speakers who went and learned Spanish, maybe they traveled abroad they came back, became these teachers and they struggle with this as well. And if you would address that in your sales presentation, right? It would probably just put people at ease and would also be a definer. Let's say 50 people show up on your Webinar. Let's say 25 of them are native Spanish speakers who speak English and 25 are native English speakers who teach Spanish. Shane Sams: If you just addressed to this, who cares if those other 25 people check out? You now know exactly who the people are that you want in your membership. Right? So that could be a very powerful thing to address in your sales presentation is like anytime ... I was reading a copywriting book the other day 'cause I'm just a nerd and I sit and read about copywriting all the time. It said something very interesting about talking about yourself and it said, be very careful when you're talking about yourself. You don't want to be bragging about what you do or what you've done or anything like that. But the general rule of thumb is it's always okay to speak of yourself and about your fears in a negative light. Anything like that. If you talk about, man, I worry about this. It almost always makes people relate to you more and makes them even more receptive to your sales message when you get there. So that might be a way to really blow up those webinars and improve them too. Jocelyn Sams: And people they appreciate vulnerability. Like everyone has something that's vulnerable about them. So when you show them, hey, I'm a real person who has fears and I have vulnerabilities, people like that. It's like why you're drawn to anyone that you're drawn to. You don't want to think that the people that you follow are perfect because that's like an unattainable standard. So show people your vulnerability, show people your fears a little bit and they'll be drawn to you that much more. Janet Jimenez: Yeah I mean, no one is perfect. Everyone is improving. Yeah, I think that's a great idea to show what my hangups are and maybe I'll attract more people just like me. Jocelyn Sams: Exactly. Okay. So we have talked about your mindset struggles. What else is going on in your business? What can we help you with to move it forward? Janet Jimenez: So I am trying to balance out my income streams. Kind of make them a little bit more equal. So that since I have a large family, I can rely on the three different income streams just than heavily on the one the Teachers Pay Teachers. I would like to increase those other income streams. What would be the best route to do that? Shane Sams: Yeah. So you have three things. There's different advantages and disadvantages to each of your revenue streams. Okay. And this is true for any online business. So you have a third party market that's like you sell your stuff on someone else's store, right? So it's like you're putting your stuff in Walmart or something like that. That's a great way to make money because usually those third party marketplaces have bigger audiences that are already looking for your products. Okay? So that's one way you're making money. Another way you're making money, is your own one off store. That's another great thing. It's like opening your own store on the corner or in the shopping center, you've got your own place. People come in, there are some disadvantages there. You're controlling all the overhead. You got to get traffic to it and all that good stuff. Shane Sams: And then the third way is you got this membership, this recurring revenue where the steady income comes from. And it's like, okay, every member, I get stacks on top of each other, but I've got to get people to kind of commit to it, right? So your gut instinct I'm hearing in all of your questions is how do I kind of balance those out? 33, 33, 33, whatever, right? Where it's like, okay, if one goes bad and one goes good, it kind of works itself out. But that's intuitively where most people go to. But in almost every situation that we've seen or coached over the last few years, it's almost always better to actually put all of your effort and energy into really blowing up one. And the one that creates the most stable income is that membership. Okay? And other avenues are actually used for different purposes. Shane Sams: So let's take the third party marketplace, what we do in our education businesses with a Teachers Pay Teachers or there's another one, I can't remember what it's called offhand. That's almost where we get discovered. We want people to find those lesson plans. We actually lowered our prices a little bit and then we re geared all of our downloads to where it has a link back to our sight, right? And we want people to find us there and that's great. We promote that still, we use that still, but we don't want to rely on that as income because what if they shut the store down? What if you can't promote correctly or they show somebody else in the search results? You don't get to control their algorithm. You can't control anything on that. The same thing goes for your actual website where the individual lesson plans are. Do you have all those in like a store? It's just a storefront where you click on them and go through on your website? Janet Jimenez: Yes. On my website yeah. There is a storefront and then also the place where you would join the membership. Shane Sams: Right. So what we did in that regard is we realized we had a storefront at one time where you could buy lesson packs and things like that. But it was kind of like all on one or two pages. And we were like, man, we're getting no traffic on this. So we actually wrote a blog post for every individual lesson, especially on US history teachers but we had a link to buy the product, right? So that way we wanted to have a better SEO strategy for each individual plan to help people find our stuff better. So, even our individual sales there, were still promotion. There were still SEOs still something that we could promote. Like I could share a link to that blog post that was like let me tell you all about Abraham Lincoln lesson plan 101 or whatever. And then at the end of it they could get the plan if they wanted. It was descriptive, right? And then we focused almost all of our energy on growing our membership because that's that steady predictable, long term revenue that you can look at, and you can even see now that you're getting 30, 40 members, you're like wow, that's pretty cool that most of those people are going to pay again next month. And I don't have to worry if I make individual sales. I don't have to worry if somebody finds my site every month. Janet Jimenez: Oh yeah. It's very rough in the summers just because my income goes from $4k or $5k a month to like $600. Shane Sams: And that's 'cause of the one off sales and nobody buys those one off sales? Janet Jimenez: Exactly. Shane Sams: So what you can do is, with the membership is you can get annual sales, you can get monthly sales and they keep paying through those months and that dip is not as bad. So it makes more sense to just focus totally on the membership. Jocelyn Sams: And I'm okay with people buying things one off. Are you sending them an email sequence once they buy something from you just say hey, I have a membership. You paid X dollars for this product, but for only so much a month you can get all of these products? Janet Jimenez: Yup. So when they open my product before they even see the product, they see the advertisement for my membership. So yes, that's the first page they see before they see what they purchase. Jocelyn Sams: Okay. That's good. I like that. Shane Sams: But if you were bringing, if you were inviting everyone that made an individual product purchase to an actual live training every month, right, and you were really like, okay, let's see, last month I sold 100 one off products. This month now let's all come to a webinar I'm gonna do a training. It's going to be free for you guys and then you sold the monthly membership. This is another mistake people make too. We've done this in the past, so I don't want to say it's always wrong, but trying to sell that annual, trying to get that big hit, trying to get that whatever. We would much rather stack monthly members and give ourselves a raise every day. Like every time we get a new member to the Flip Your Life Community or on one of our other websites, I look over at Jocelyn, I snap my fingers and go, we just got a raise today 'cause that's one more person paying me every single month, right? Shane Sams: If I have a $50 membership and I had 10 members in the month, I gave myself a $500 raise this month. Right? And who gets to give their self a raise? Most people are like, I don't get a raise. I get like a 3% increase a year. You can give yourself a raise every day when you're giving yourself a monthly membership 'cause now you're going to get that money again next month too. So if you could rejigger your funnel that's a good Kentucky word, rejigger. If you could rejigger the funnel and you could say, hey, everything that happens, whether it's on Teachers Pay Teachers, on my individual one off sales or even on my email list is funneling to that live thing where I pitched the monthly membership, unlimited access. I'm going to help you all that. You get really excited about it. Shane Sams: And you're going to start saying, okay, 10 more members, 500 more dollars, 10 more members, 500 more dollars, 10 more members, and all of a sudden you look up and it's like $10,000, $15,000 a month because you keep adding people on top of what's already there. Instead of saying, hey, you bought something and now you're gone. Jocelyn Sams: But on the flip side of that, I do think that it's important to offer the annual membership to purchase order sales. Are you doing purchase orders sales right now? Janet Jimenez: Yeah. So I have had a few purchase order sales as well. Jocelyn Sams: That's another thing that you can really push even on the webinars. So once you get done pitching the monthly membership, the people are kind of like, well that sounds great but I can't afford that. Then you can say, oh well you don't have to because your school can pay for it. That's your next step. So once they come to your Webinar, once they open your emails, once they reject that monthly offer, then you go back to those people and say, oh by the way, did you know that I accept purchase orders? Shane Sams: So a purchase order for everybody listening to that is how government institutions buy products. So a school or even like city hall before they can buy something for their employees, they have to create a purchase order. And this is actually in a simple form, it's an objection. So there's a lot of objections people have, like, I won't buy that by myself. Well, in any online business or anything you sell, could their company pay for it? Could the government institution pay for it? Is there another way to get somebody else to pay for it? Another way that a lot of people are like, well, I can't necessarily buy the annual plan, but I'd love to save the money. Or they might say I can't afford your monthly price. Well they could finance it on their credit card. That's a purchasing objection that you can overcome by saying, hey, there's other ways to pay for this besides just straight cash out of your wallet that you open and stick in an envelope and mail to me. Okay. Shane Sams: So always be thinking about why people are saying no. And that's what Jocelyn is saying here. If they're saying no because it's their money, in your space, is there a way they can spend someone else's money? Because a lot of people do you have access to do those things? Janet Jimenez: And then also thinking I get about 60% of my traffic is actually coming from Pinterest to one off products. So, I was trying to think of a way, be it a pop up or something that kind of once they're on a product that would kind of pop up and say, did you know that you can access everything for this price? Shane Sams: Yeah. My favorite way to do this is to actually make it a button beside product that costs the same as the price. How much do your products cost? Janet Jimenez: Well, it varies, but anywhere from a dollar to $20, but the majority are $3 to $5. Shane Sams: So what I would do then is probably put, there would be three options on every page in your cart. So like if you actually go to our website, flippedlifestyle.com/flipyourlife. You'll see this down at the bottom. We've got the monthly option, the annual option and the free option. There's actually a free trial right there beside the other two options, right? Our main objective is to get people to try our membership because you can attest to this. Once you get in the community, once you see how many courses there are and once you get to work with me and Jocelyn, we know people are going to stay, right? So that's what we want. Is we want that free trial by the month, but some people jump in the monthly and the annual 'cause you can save on the annual plan, but a lot of people will just go ahead and take that free option. Shane Sams: So this is the same thing you're doing. Let's say they land on a sale on I don't know like a random worksheet that's $5, right? All right, so it's five bucks here, but then you have a thing right beside of it that says or you could join the monthly membership for $19 a month or whatever, and you can say get everything for this and then you've got the annual plan right beside it. So now they've got three things buy this one time one product, monthly membership or annual plan. You've got all three options on the page ready to go, boom. And now it's like a choice. It's not like oh, there's a popup. This thing's kind of over here. I'm looking at it now. It's like oh, I can get this worksheet this way or I could get it this way or I can get it this way. And just put them all on the same page together and then they've got it's right there in front of them staring them down. Shane Sams: Yeah and if your cart won't support this as the membership product, all you gotta do is have a button that goes to another page that they can order the membership. Jocelyn Sams: And also don't underestimate the power of advertising on your own site. I did this on Elementary Librarian. You know, how you'll go to people's sites and see ads for something on Google or something on Amazon or whatever. Make your own ad. Put a block of graphics or whatever on your site that says, hey, join my membership, so many materials, hundreds of materials for a low monthly costs, whatever. Janet Jimenez: I have that now, but I was thinking of changing it to like for less than a dollar a day or something more attractive to a teacher who is working on a fixed income. Jocelyn Sams: Yes, absolutely. Shane Sams: Yeah. Anytime you can relate your price to something like in real life. We always call it, especially in the teacher space, we call it the happy meal pricing. If I can get my prices somewhere around what people would pay, like for you with six kids it's like $47 to get them a happy meal. Janet Jimenez: Less than school lunch. Shane Sams: Yeah less than school lunch. Make it relatable to them that's something that sounds affordable. And people will really react to that. But the key is just promote. You can't promote 97 things, right? This was a mistake that a lot of people make. You can't say like an ad for this, an ad for that ad for this. You have to set things up in order like steps for people and you got to concentrate on promoting the one thing the most, if you're going to make it the most important thing. So, if you can just ... That's why you would put the monthly, like if they were to buy a lesson plan, the left option is the one off plan. The middle one's always the monthly membership. Shane Sams: 'Cause that's what you're promoting, right? Like what are they staring? And you put best deal at the top of that one, that way they're like, this is the thing you should buy 'cause it is. It's the most affordable plan to get everything, right. So in all your ads, don't advertise 20 different one off product., One thing membership all over the place. They're going to land on that page through search and through social to get the individual thing. That's how people find individual stuff. They don't look around your website, but when they get to your website, what's your one goal for them to take next? Yes, it's to buy a product, but really is to join that membership. So you've got predictable revenue that you can count on. Janet Jimenez: Okay. Jocelyn Sams: All right Janet, we've had a great conversation with you today. I think that you've got some really actionable ideas to take advantage of and just run with. So let's talk about one thing that you are planning to do in the next 24 hours or so based on what we talked about here today. Janet Jimenez: Well, I'm going to do two. So I'm going to make a blog post about not being a native Spanish speaker of bilingual students. And then I am going to find out a way to put that buy button next to my one off products so that they know that they can access everything instead of just getting that one product. Shane Sams: That is absolutely amazing. Imagine just putting that button on every single product you have. Just doing that it's got to take ... the action steps going to get people to buy more memberships because it's more available. It's every time they see the button they're going to be able to do that. So thank you so much, Janet for coming on the show today and being so transparent. We're so appreciative and grateful that our members will do this, will come on 'cause we know it's kind of scary to come on a podcast and there's thousands of people listening. But like man, what we talked about today is going to help somebody out there and we're just so thankful that you did that. Janet Jimenez: Yes. Thanks so much for having me. Shane Sams: What a great interview with one of our Flip Your Life Community members today. We hope that you got something out of that that can help you take your business to the next level. Before we close our podcast, we always like to end with a Bible verse Jocelyn and I get a lot of our inspiration from the Bible and we wanted to share some of that with you today. Our verse today comes from Ecclesiastes 11 verses four through six, and it says, "Farmers who wait for perfect weather never plant. If they watch every cloud they never harvest, just as you cannot understand the path of the wind or the mystery of a tiny baby growing in its mother's womb, so you cannot understand the activity of God who does all things. So plant your seed in the morning and keep busy all afternoon for you don't know if profit will come from one activity or another or maybe both." Shane Sams: So what is the Bible saying here, guys? Get out there and take action. Don't be afraid. Don't wait for perfect. It ain't gotta be perfect, it's just got to be done. And if you take that mindset into your online business, you will be successful too. And if we can help you be successful in your online business, we'd love to do that. All you have to do is join our Flip Your Life Community. We have all the training, coaching, community, and resources you need to take your business to the next level. You can have a 30 day free trial right now, at flippedlifestyle.com/free. That's flippedlifestyle.com/free. Go there and start your 30 day free trial today. Shane Sams: All right guys, that is all the time we have for today. We are so thankful that you tuned in. Whatever you do between now and the next time you hear this podcast, get out there, take action and do whatever it takes to Flip Your Life this evening. Jocelyn Sams: Bye. Links and resources mentioned on today's show: Janet's website Flip Your Life community 30-day trial Enjoy the podcast; we hope it inspires you to explore what's possible for your family! Get your FREE 30-DAY Membership in the Flip Your Life Community NOW! – https://flippedlifestyle.com/free

If you are in Los Angeles and are a boxing fan, chances are you know the name - Brian Ceballo. For boxing fans around the country, or anywhere in the world, meet the rising professional boxer who hails from Brooklyn, NYC and who has Dominican Republican and Puerto Rican roots.  Tune in to this episode of On Verite where I, Giovanna Agular, interview a warm-hearted recent college grad, whose promoter is Tom Loeffler the founder of 360 Promotions, wants to share why September 15, 2018, is a special day for him.      CREDITS. I'd like to thank Claudio Fayngolz who edited and sound mixed this episode. Check out Claudio's multimedia work here.  

Episode 80 of One Week Only! This week's key film is "Rat Film," an utterly unique documentary that explores the history of rats in Baltimore, and how it correlates to the city's legacy of racial and economic discrimination. Using historical research and modern visual technology, the film weaves a poetic but infuriating portrait of a city with deep rooted problems, rodent or otherwise. Now Playing at the Film Society of Lincoln Center. (36:20) Carlos is currently attending the FilmQuest Film Festival in Utah, which screens the latest horror, fantasy & science-fiction indie films! We also review the rural coming-of-age drama "Dayveon" directed by Amman Abbasi (11:35); the impressionist Holocaust documentary "Red Trees" directed by Marina Willer (17:10); and the Dominican Republican prison drama "Woodpeckers" (Carpinteros) directed by José María Cabral (26:30). Hosted by Carlos Aguilar & Conor Holt. Music by Kevin MacLeod at www.incompetech.com

In this episode Paul and Leslie discover vocabulary differences, recap the WBC so far and look forward, discuss when Spring Training happenings start to matter, talk about minor league labor issues, discuss life in the Dominican Republican for players of Haitian descent, and Paul slays a quiz.

Dominican Republican   RiotCast.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dominican Republican   RiotCast.com