Podcasts about Cerro

INSCRIPCIONES ABIERTAS al programa “Vivir en propósito: https://www.mardelcerro.com/propositoDesde la infancia, muchas de nuestras pasiones, talentos y sueños más genuinos quedaron guardados bajo las capas del deber ser. En esta meditación guiada, te invito a reconectar con tu niño o niña interior —esa parte de ti que aún recuerda lo que amabas hacer, lo que se te daba naturalmente, y lo que soñabas ofrecer al mundo.A través de un espacio de silencio, visualización y preguntas poderosas, podrás abrirte a las pistas que siempre han estado ahí: las raíces de tu propósito.Es un momento para escuchar con ternura, observar sin juicio y comenzar a construir desde lo que verdaderamente te habita.Si te gustó este episodio te invito a escuchar:Meditación de CLARIDAD: El Primer Paso para Manifestar Tus Sueños: https://youtu.be/UTedjo416wUMeditación para elevar tus pensamientos y atraer lo que deseas: https://youtu.be/_7Hn74rHjGoMeditación para conectar con mi Propósito: https://youtu.be/s_Vgn4MiVYg

Welcome to the 167th episode of Guarani Vision, the first-ever podcast dedicated to Paraguayan football in English!  With Roberto Rojas, he is joined by his trustworthy co-hosts, Fede Perez and Ralph Hannah.In this episode, we talk about how the Apertura league race heats up with Libertad, Cerro Porteño, and Guarani all still with a chance to win the title. We also talk about the qualification of the U17 Women's team to the World Cup, as well as the U16 men's team winning the FIFA Youth Series.Finally, we look at the chances of Libertad & Cerro in their final group stage match of the Libertadores and Guarani in the Sudamericana.Be sure to like, comment, and subscribe!  Twitter Accounts: Roberto Rojas- https://twitter.com/RobertoRojas97Federico Perez- https://twitter.com/FedeGolPerezMaria Britos- https://twitter.com/CeciiBritosRalph Hannah- https://twitter.com/paraguayralphAlso donate at: https://buymeacoffee.com/guaranivision

Quizá muchos recuerden las imágenes apocalípticas que se registraron a fines de 2021 y comienzos de 2022, cuando el incendio más grande de la historia del Uruguay arrasó con 37.000 hectáreas en Paysandú y Río Negro. Campos, viviendas, empresas, animales, árboles… pérdidas gigantescas. O muchos, capaz, tienen en sus retinas los grandes incendios que suelen afectar al icónico Cerro del Toro en Piriápolis cada verano. Para que se hagan una idea: se estima que emplear un helicóptero para descargar agua sobre zonas incendiadas cuesta no menos de 2.400 dólares por jornada de vuelo, según datos aportados por la Universidad Tecnológica (UTEC). El costo de recuperación y combate es elevado. Y a eso se suma el trabajo a destajo que realizan Bomberos, militares, personal médico, policía. Por eso, prevenir y gestionar el riesgo es clave. Y la tecnología ayuda cada vez más en este camino. En eso está trabajando nuestro entrevistado: José Sasías es ingeniero, docente e investigador. Profesor Adjunto de la carrera Ingeniería en Mecatrónica de la UTEC en Fray Bentos y responsable del Área de Sistemas Inteligentes y Ciberfísicos. En ese marco es que viene desarrollando un sistema especializado de prevención de incendios que integra la Inteligencia artificial y apunta a optimizar la gestión local de incendios forestales, además de posicionar a Uruguay como referente global en tecnologías aplicadas a la prevención de emergencias ambientales.

INSCRIPCIONES ABIERTAS al programa “Vivir en propósito: https://www.mardelcerro.com/propositoEn este episodio de Medita Podcast, platico con Francesc Miralles, autor de Ikigai, sobre el propósito de vida, cómo se transforma con el tiempo y de qué manera podemos descubrirlo, nutrirlo y compartirlo. Hablamos del papel de la curiosidad, el movimiento, la calma mental, y cómo inspirar a niños y adolescentes en esta búsqueda. Un diálogo profundo sobre el sentido que estoy segura te invitará a reflexiones poderosas.Si te gustó este episodio te invito a escuchar:Propósito, el rumbo que le da sentido a tu vida: https://youtu.be/aR_U7coGFgs?si=Qxgj5EHXqa0bqhojMeditación para conectar con mi propósito: https://youtu.be/s_Vgn4MiVYgLa Clave para tener un Negocio Auténtico: Claridad en tu Propósito: https://youtu.be/Jflt1vmM47A

Esta noche, en Relatos de la Noche, viajamos a uno de los lugares más cargados de misterio y tradición en la Ciudad de México: el Cerro de la Estrella. Un lugar rodeado de leyendas… y de oscuridad. A través de tres relatos profundamente perturbadores, conoceremos a personas que aseguran haberse cruzado con brujas. Algunas las vieron flotar por los callejones en noches sin luna. Otras recibieron invitaciones que nunca debieron aceptar. Y hay quienes aseguran que, sin moverse de su casa, llegaron demasiado cerca de ellas. Relatos reales. Experiencias que nos recuerdan que los límites entre nuestro mundo y el de lo desconocido pueden desvanecerse… especialmente en lugares como este. Gracias por estar aquí. Apaga la luz, ponte cómodo, y acompáñanos esta noche en los siguientes… Relatos de la Noche. —

Welcome to the 166th episode of Guarani Vision, the first-ever podcast dedicated to Paraguayan football in English!  With Roberto Rojas, he is joined by his trustworthy co-host, Fede Perez.In this episode, we recap Libertad's qualification to the Round of 16 of the Copa Libertadores, Cerro Porteño on course to qualify and Olimpia's official elimination.We also discuss how Guarani did in their Sudamericana matches.Be sure to like, comment, and subscribe!  Twitter Accounts: Roberto Rojas- https://twitter.com/RobertoRojas97Federico Perez- https://twitter.com/FedeGolPerezMaria Britos- https://twitter.com/CeciiBritosRalph Hannah- https://twitter.com/paraguayralphAlso donate at: https://buymeacoffee.com/guaranivision

Editorial La cruz pectoral que llevó el nuevo Papa León XIV al salir al balcón cuando fue elegido Pontífice, no solo es un símbolo de su investidura como Sumo Pontífice, sino también un testimonio de su profunda fe y pertenencia a la Orden de San Agustín.  Noticias internacionales EE. UU.: Jóvenes se preparan para compartir el amor de Cristo Eucaristía Polonia: Nuevo plan de estudios contradice los valores cristianos y familiares Camerún: El padre Mbaibarem sigue en manos de sus secuestradores Portugal: Consagran el pontificado de León XIV a la Virgen de Fátima Noticias nacionales Jubileo del Mayor y de los Enfermos en el Cerro de los Ángeles Peregrinación al Camposanto de Paracuellos El cuerpo de Santa Teresa regresará a su sepulcro el próximo 25 de mayo Noticias de la Santa Sede León XIV confirma su viaje a Nicea Líderes del Sínodo prometieron «obediencia» al Papa León XIV Encuentro con los participantes en el Jubileo de las Iglesias Orientales

"No me voy, estoy llegando" Pocas personalidades del mundo de la política han suscitado tanto cariño y adhesión como José "Pepe Mujica", exmiembro del Movimiento de liberación Tupamaros estuvo catorce años encarcelado en condición de aislamiento y recibiendo torturas que deterioraron por siempre su salud. Finalizada la dictadura en Uruguay Mujica se incorpora al Frente Amplio llegando a ser presidente del país entre el 2010 y el 2015. La lucha contra la pobreza y las desigualdades, así como la reforma de la educación fueron los tres grandes objetivos de su mandato. Hombre sencillo, ético y siempre cercano a la ciudadanía uruguaya y a aquellos que acudían a él cómo referente ideológico y político, Mujica huyó siempre de lujos y oropeles y vivió hasta el final con su compañera Lucia Topolansky, dos veces senadora y vicepresidenta de la República en su humilde Chacra de Rincón del Cerro, en Montevideo donde reposarán sus cenizas junto a su perra Manuela como él mismo había solicitado. Recordamos hoy a Pepe Mujica, sus palabras, su legado a través de su voz y de la de aquellos que le apreciaron y seguirán con su recuerdo y su lucha. A través de iniciativas como la del cantante argentino León Gieco quien abrió una página de instagram llamada “una canción para Pepe” o los sentidos homenajes de Silvio Rodríguez, Sabina y tantos otros y otras componemos hoy un Gran Quilombo que hubiéramos deseado no hacer. Somos, sin embargo, conscientes que las gentes y sus ideas no se van hasta que su recuerdo se diluye. Difícil que esto ocurra con Pepe Mujica, por eso sus palabras: "No me voy, estoy llegando" cobran hoy y lo harán mañana todo el sentido de una vida dedicada a luchar por la dignidad, la justicia y la igualdad para todas.Escuchar audio

Estamos #NOAR! Para analisar a dura derrota do Bahia pela Libertadores. Vem acompanhar tudo sobre o duelo e a projeção para a última rodada. Também analisamos tudo sobre o triunfo do Vitória pela Sul-americana. Vem acompanhar tudo com a turma! 

La tarde de este lunes, 17 familiares de Ovidio Guzmán, hijo de Joaquín “El Chapo” Guzmán, cruzaron la frontera hacia Estados Unidos por la garita de Tijuana. El movimiento, según explicó este martes Omar García Harfuch, secretario de Seguridad, estaría vinculado con las negociaciones de culpabilidad que Ovidio mantiene con el gobierno estadounidense.José "Pepe" Mujica, expresidente de Uruguay, falleció este martes a sus 89 años en su chacra de Rincón del Cerro, Montevideo, tras una larga lucha contra el cáncer. Su muerte fue confirmada por el actual presidente y discípulo político, Yamandú Orsi, quien lo despidió con un mensaje cargado de afecto y reconocimiento.Además… Esteban Alfonseca y Edmundo Martínez, el exalcalde y el exregidor de Actopan, Veracruz, fueron asesinados en un ataque armado; Trump inició su gira por Medio Oriente; Israel apuntó contra el líder de Hamas, Mohammad Sinwar, en un ataque a un hospital en Gaza; El actor francés, Gerard Depardieu, fue condenado por agresión sexual; Nissan anunció que cerrará siete plantas y eliminará 20,000 puestos de trabajo a nivel mundial.Y para #ElVasoMedioLleno… Aldo Millán ha transformado su vulcanizadora en Toluca en un auténtico santuario para los perritos de la calle.Para enterarte de más noticias como estas, síguenos en redes sociales. Estamos en todas las plataformas como @telokwento. Hosted on Acast. See acast.com/privacy for more information.

Le phénomène des groupes d'autodéfense se répand de plus en plus en Haïti, où les forces de l'ordre sont incapables de protéger la population des attaques de gangs. Comment ces brigades de vigilance sont-elles constituées, armées ? Existe-t-il un risque qu'elles se transforment en milices ? On en parle avec Romain Le Cour Grandmaison, directeur pour Haïti à l'organisation Global Initiative. Selon Romain Le Cour Grandmaison, ces brigades jouent un rôle très important dans les quartiers, notamment dans les zones rurales, loin de la capitale, où elles assurent la sécurité au quotidien à travers des barrages, des murs de protection et des patrouilles. Ils opèrent notamment dans les zones qui échappent au contrôle des gangs, d'autant plus que ni la police haïtienne ni la force multinationale ne semblent capables d'intervenir efficacement seules.L'armement de ces brigades est très diversifié, souligne le spécialiste d'Haïti, allant de simples machettes à des fusils semi-automatiques obtenus au marché noir. Romain Le Cour Grandmaison se montre inquiet face à cette évolution rapide et désorganisée : certaines de ces brigades pourraient se transformer en véritables milices, non pas forcément à visée politique comme les Tontons Macoutes ou les Chimères, mais en groupes armés autonomes, difficilement contrôlables, parfois proches des logiques de gangs.Cette situation crée un terrain propice à des représailles violentes contre les civils. Dans des régions comme Port-au-Prince ou l'Artibonite, les affrontements quotidiens entre brigades et gangs exposent la population à une violence extrême. Le risque majeur, selon Romain Le Cour Grandmaison, est de voir s'installer un jeu à trois entre les gangs, la police et les brigades de vigilance, sans distinction claire entre les acteurs. Dans ce contexte, la police haïtienne dépend de plus en plus de ces groupes pour maintenir un semblant de contrôle, ce qui accentue la confusion et aggrave l'instabilité, souligne Romain Le Cour Grandmaison.  José « Pepe » Mujica, « le dernier leader de la gauche » Avec notre correspondant à Buenos Aires, Théo Conscience, nous évoquant l'héritage de l'ancien président uruguayen José « Pepe » Mujica, décédé hier mardi à l'âge de 89 ans. Il a marqué son pays par des réformes audacieuses et une manière très singulière d'exercer le pouvoir. Ancien guérillero des Tupamaros, emprisonné 12 ans sous la dictature, il revient à la vie politique avec la fondation du MPP, qu'il conduit au pouvoir. Une fois élu président en 2010, il refuse les privilèges liés à sa fonction, choisit de rester vivre dans sa ferme, reverse presque tout son salaire à des programmes sociaux et prône une vie simple, en rupture avec la société de consommation. Son discours à l'ONU en 2015, dans lequel il dénonce une civilisation de gaspillage, reste emblématique de sa pensée.L'hommage de la gauche latino-américaine Sur le plan politique, Mujica a mené une série de réformes progressistes qui ont fait de l'Uruguay un pays pionnier sur plusieurs fronts : légalisation de l'avortement, du mariage homosexuel, et surtout, du cannabis en 2013 — une première mondiale. Ces choix, portés par une volonté de proposer une alternative à la logique répressive, ont renforcé sa stature de figure emblématique de la gauche latino-américaine. Proche de Lula, Chavez, et soutien actif de leaders comme Boric ou Petro, Mujica est devenu un porte-voix du Sud et de l'Amérique latine sur la scène internationale. D'ailleurs beaucoup de dirigeants latino-américains, de la présidente mexicaine Claudia Sheinbaum au Chilien Gabriel Boric, en passant par Lula au Brésil, rendent hommage au « dernier leader de la gauche », selon El Pais. Dans la presse uruguayenne, on apprend aussi sa dernière volonté : reposer dans sa ferme, à Rincon del Cerro, près de Montevideo… aux côtés de sa chienne à trois pattes, Manuela. À lire aussiL'ancien président uruguayen José «Pepe» Mujica est mort à l'âge de 89 ans Le virage nataliste de l'administration Trump Le projet de loi fiscale débattu cette semaine au Congrès révèle cette ambition. Le Devoir précise quelques mesures prévues  : des réductions d'impôts pour les familles de deux enfants, un meilleur accès à la garde d'enfants, ou encore un crédit d'impôt pérennisé pour les congés parentaux. Derrière ces mesures, se cache une vision très conservatrice. Le journal canadien parle d'un retour à une Amérique d'antan, où les femmes avaient des enfants et restaient à la maison. Mais les experts sont sceptiques. Toujours selon Le Devoir, les politiques natalistes ont montré leurs limites en Norvège ou en Finlande : elles ne font pas remonter la natalité. En revanche, elles renforcent un modèle patriarcal et une vision nostalgique du rôle des femmes dans la société. Le témoignage glaçant de « Cassie », l'ex-compagne du rappeur Sean Combs, alias P. DiddyCassandra Ventura a raconté devant la justice l'enfer qu'elle a vécu avec le rappeur, accusé notamment de trafic sexuel.Dans le New York Times, on lit le récit de ces années d'abus : des relations sexuelles forcées avec des prostitués masculins, des orgies surnommées freak-offs pouvant durer jusqu'à quatre jours.Elle décrit aussi l'emprise totale de Sean Combs sur elle : il contrôlait tout, de sa vie intime jusqu'à la couleur de ses ongles. Pourquoi être restée ? Par amour, par peur, dit-elle. Elle évoque la manipulation psychologique, la peur de sa colère, de son pouvoir sur sa carrière, et des vidéos compromettantes qu'il gardait comme moyen de chantage.Violence physique aussi. Le juge lui demande combien de fois ? Trop souvent, répond-elle. Le New York Postqui titre sur « une vie en enfer » rappelle que P. Diddy nie tout. Mais s'il est reconnu coupable, il risque la prison à vie.À lire aussiÉtats-Unis: début du procès pour «trafic sexuel» du rappeur Sean Combs, alias P. Diddy

Masterclass Gratuita TRANSFORMA TU HERIDA EN PROPÓSITO: https://www.mardelcerro.com/transformaInspirada en el método de Deepak Chopra de “los 8 por qué´s”, esta meditación de claridad te invita a un viaje interior para conectar con tu verdadero anhelo y manifestar tus sueños. A través de técnicas de mindfulness y visualización descubrirás el poder de activar tu intención y vivir en sintonía con tu esencia. ¡Da el primer paso hacia la manifestación de tu propósito!Si te gustó este episodio te invito a escuchar:Gratitud para manifestar un gran día (5 minutos): https://youtu.be/eEqE8kjAblQ¿Cómo ser AUTÉNTICA y lograr la VIDA que quieres? con Mara Jiménez: https://youtu.be/wssw21Ge-NE

Citigroup debe hacer frente a otra demanda por el caso OceanografíaGarcía Harfuch acusa a jueces de dejar libres a delincuentesIsrael cerró las seis escuelas de la ONU en JerusalénMás información en nuestro Podcast

O Palmeiras encara o Cerro Porteño nesta quarta-feira (7), no Paraguai, e um empate basta pro Verdão garantir a vaga na próxima fase da Libertadores 2025.Felipe Anderson nem viajou e fica a expectativa de Abel Ferreira colocar um time misto em campo, já pensando no Choque-Rei de domingo.Vem com a gente, a partir das 10h!

07 05 2025 Deportivo 2nda - Rubén Recalde - Mundo Cerro by ABC Color

Masterclass Gratuita TRANSFORMA TU HERIDA EN PROPÓSITO: https://www.mardelcerro.com/transformaEn esta charla, Karla Barajas nos comparte cómo resignificar el amor propio y abrazar el merecimiento para que nuestra manifestación vaya más allá de la fantasía. Hablamos de la importancia de tener claridad en lo que deseamos, nutrirnos de hábitos conscientes y rodearnos de la “tribu” adecuada. También exploramos cómo los procesos de sanación, los límites y la atención a nuestras creencias pueden transformar nuestra versión actual en la persona capaz de alcanzar sus sueños. ¡Prepárate para una conversación llena de honestidad y herramientas prácticas que te inspirarán a reescribir tu historia!Si te gustó este episodio te invito a escuchar:Gratitud: El Secreto para Habitar la Incomodidad: https://youtu.be/PKRiLwamDwoVisualización y Journaling: Cómo Conectar con tu Voz: https://youtu.be/KsuwDDEjUYoMeditación Guiada para Aumentar tu Autoestima: https://youtu.be/Mvsxme5LlEgMás acerca de Karla Barajas:Su página: https://www.soykarlabarajas.com/Instagram: https://www.instagram.com/karla_barajas

El 5 de mayo de 1817 ocurrió el Combate del Cerro Gavilán, una batalla de la Patria Nueva chilena, llevada a cabo entre realistas españoles y el Ejército Unido Libertador de Chile —coalición del Ejército de los Andes y cuerpos milicianos chilenos— en los suburbios de Concepción.

En la Historia Sonora de hoy con Ana Francisca Vega por MVS Noticias: La familia que sembró una ‘selva’ con más de cien especies de árboles en un cerro árido de Lima.See omnystudio.com/listener for privacy information.

3 a 1 ganaba Peñarol contra Cerro el domingo pasado cuando el árbitro resolvió la suspensión del partido que se jugaba en el estadio Campeón del Siglo. Los problemas comenzaron afuera de la cancha, cuando se dio un enfrentamiento entre hinchadas sobre la ruta 102. Luego, la parcialidad de Cerro hizo destrozos en la tribuna Gastón Güelfi para conseguir proyectiles, que fueron lanzados hacia los carboneros en la tribuna contigua. Volaron pedazos de mangueras, pirotecnia y piedras que dejaron a una mujer con una herida importante en la cabeza. Según las crónicas periodísticas, los funcionarios médicos se sintieron desbordados por la cantidad de personas lesionadas. El encuentro estuvo detenido en el primer tiempo por este motivo y se reanudó, hasta que sobre los 60 minutos, cuando volvieron a volar objetos contundenes, el árbitro Gustavo Tejera decretó la suspensión del juego. A raíz de este episodio, el Ministerio del Interior removió este lunes al director de Seguridad en el Deporte y resolvió tomar medidas para futuros “partidos de riesgo”. Ayer, en diálogo con radio El Espectador, el presidente de la Asociación Uruguaya de Fútbol, Ignacio Alonso, sostuvo que “entre todas las divisionales se llevaban más de 700 partidos sin incidentes” y deslindó a la institución de parte de la responsabilidad: dijo que la identificación facial de hinchas ha colaborado con un descenso en instancias de violencia, pero que las que generan las cámaras están en manos del gobierno y no de las organizaciones del fútbol. Según Alonso, “el fracaso más grande” sería que en el plazo de un mes no hubiera “ningún detenido”, “porque está la lista de quienes compraron entradas y las cámaras de identificación facial”. Consultado sobre estos hechos por la prensa, el presidente de la República Yamandú Orsi reconoció que hubo fallas en el operativo policial del domingo y respondió a Alonso. "Pero hay un tema de fondo que hace años que existe, que es el tema de las barras y cómo funciona eso. Me llama la atención que algunos se sorprenden, ahora “ay, hacía tiempo que no pasaba nada”. Todos sabemos cómo funciona eso de atrás. El tema es que hay que hincar el diente y llamar a responsabilidad al que tiene que hacerse cargo, que somos nosotros mismos". El mandatario recalcó que el fútbol “es una actividad privada” y, por lo tanto, los clubes deberían hacerse cargo” pero, agregó “las cuestiones sociales de fondo complican el tema”. “Hay que hacer mucha inteligencia”, remató Orsi. La Tertulia de los Miércoles con Pablo Díaz, Juan Erosa, Elena Grauert y Eleonora Navatta.

Invitación Especial: Inscríbete completamente gratis a la MASTERCLASS TRANSFORMA TU HERIDA EN PROPÓSITO: https://www.mardelcerro.com/transformaEsta sesión, inspirada en las técnicas GOLOV y UINSPIREME de Joe Dispenza, te invita a transformar tu energía y crear una vida extraordinaria. Al visualizar, clarificas tus objetivos, reconfiguras patrones mentales limitantes y reduces el estrés al generar un espacio interno de calma. Además, potencia tu creatividad, fortalece tu autoconfianza al imaginar tus logros y mejora tu enfoque y motivación para manifestar la realidad que deseas. Esta meditación te ayudará a conectar con tu autenticidad, visualizar tus sueños y desbloquear el poder interno que te impulsa a brillar. ¡Descubre cómo vivir desde tu verdad y transforma tu realidad!Si te gustó este episodio te invito a escuchar:AFIRMACIONES de AMOR PROPIO para escuchar TODOS LOS DÍAS: https://youtu.be/DgOHKm5z954La ciencia de la MANIFESTACIÓN (FÍSICA CUÁNTICA explicada) https://youtu.be/mg5AccrfOB8Meditación Guiada de la mañana. Empieza el día con ENERGÍA POSITIVA: https://youtu.be/j1Z7MRG94xM

Kenneth MacLeod, President & CEO of Sonoro Gold Corp. (TSXV: SGO | OTCQB: SMOFF | FRA: 23SP), talks about the company's progress at its Cerro Caliche gold project in Mexico.He also shares how recent political shifts under President Claudia Sheinbaum Pardo are opening the doors for mining, ending years of regulatory delays. With environmental approval now within reach, a low-cost path to production, and soaring gold prices, Sonoro Gold is set for a major transformation.Learn more about Sonoro Gold Corp: https://sonorogold.comCatch them at the Commodities Global Expo 2025, taking place on May 11–13 at the Four Seasons in Fort Lauderdale, Florida. Secure your spot and connect with Sonoro Gold: https://topshelf-partners.com/Watch the full YouTube interview here: https://youtu.be/8zUBbCgRE4MAnd follow us to stay updated: https://www.youtube.com/@GlobalOneMedia?sub_confirmation=1

Citas para atender a mexicanos en los consulados de México en EU incrementaron 21 %Incendio en pastizales del cerro Tres Cruces en IztapalapaEU cree que el acuerdo de paz entre Rusia y Ucrania está más cerca que nunca Más información en nuestro Podcast

Quinzième épisode de Lucarne Américaine. Au programme, les news de la semaine reviennent sur le scandale qui touche San Lorenzo et les débordements qui ont frappé Peñarol - Cerro en Uruguay avant d'évoquer la Ligue des Champions de la CONCACAF. Puis le dossier s'intéresse à l'extrême précarité du métier d'entraîneur en Amérique latine.  Présenté par Nicolas Cougot   Pour élire le #golazolo ⤵️ https://x.com/LucarneOpposee/status/1916975120096113149    Lucarne Américaine, tous les lundis à 22h sur LOTV

Incendio consumió 300 hectáreas de pino en el Cerro de Amoles, Yuriria  SSC capturó a Irving "N" y Roberto "N", acusados de invadir viviendas en CDMX  Juez de Texas bloquea las deportaciones de venezolanos  Más información en nuestro podcast

Jerez seguirá siendo la sede del Gran Premio de España de motos al menos durante otros seis años. Hay acuerdo entre la Junta, el ayuntamiento y la empresa Dorna que se acaba de anunciar esta misma mañana... Jornada de manifestaciones: en Sevilla la convocada por la Marea Verde reclamando más medios para la enseñanza publica, y en cuatro capitales andaluzas las convocadas por los profesionales de la Atención Temprana a niños que denuncian la precarización del servicio ... Día grande en Andújar, decenas de miles de romeros esperan la salida de la virgen de su santuario del Cerro del Cabezo ...Escuchar audio

Na noite desta quarta-feira (23), o Vitória foi derrotado por 1 a 0 pelo Cerro Largo-URU no Barradão, em jogo válido pela 3ª rodada do Grupo B da Copa Sul-Americana. Apesar de criar boas chances, o Leão não conseguiu marcar e acabou sendo castigado no segundo tempo com um gol em contra-ataque. Com o resultado, […]

Eleva tu energía y transforma tus días con tu nuevo DIARIO DE GRATITUD, descárgalo completamente gratis aquí: https://www.mardelcerro.com/gratitudEn la sesión descubrirás cómo transformar tus hábitos y conectar con el campo cuántico para vivir de forma extraordinaria. En este episodio exploramos la creación consciente, la autenticidad y los pilares fundamentales que te ayudarán a manifestar la realidad que realmente deseas. ¡Inspírate y empieza a co-crear tu futuro hoy!Si te gustó este episodio te invito a escuchar:Desbloquea tu Mente: la Física Cuántica Explica Cómo: https://youtu.be/vlSwE2NMETAMeditación guiada para MANIFESTAR mi grandeza: https://youtu.be/YTELwemZ_W4La Mejor Manera de Comenzar el Día: https://youtu.be/tLWraygKGUQMás acerca de nombre entrevistada:Su página: https://www.tonyespigares.com/Instagram: https://www.instagram.com/tonyespigares/?hl=es

Peter Krauth, author of the book The Great Silver Bull and editor of the Silver Stock Investor newsletter, joins me for a wide-ranging discussion on the macroeconomic factors continuing to move the precious metal sector, and some pro tips on investing junior silver stocks.    This is a longer-format conversation where we cover many areas of consideration like the recent extreme market volatility, the positioning from countries and investors in front of the coming Trump administration tariffs, and gold acting as the sole safe haven when the US dollar and bonds did not.  We also review whether the gold:silver ratio will compress, favoring a catchup trade in the silver price to higher levels, despite some concerns regarding the global economic concerns pulling on its industrial component.  We also review the lagging effect in the SILJ share price to higher and higher silver prices.   During the conversation, Peter and I discuss a number of silver companies which include:  Cerro de Pasco Resources Inc. (TSX.V: CDPR) (OTCQB: GPPRF),  GoGold Resources Inc. (TSX: GGD) (OTCQX: GLGDF), Coeur Mining (NYSE: CDE), First Majestic Silver Corp. (NYSE: AG) (TSX: AG), Discovery Silver Corp. (TSX: DSV, OTCQX: DSVSF), and Kingsmen Resources Ltd. (TSXV: KNG) (OTCQB: KNGRF).     In full disclosure, Shad holds positions in GoGold Resources, Coeur Mining, and Discovery Silver at the time of this recording, and may buy or sell shares at any time.   Click here to visit Peter's site and follow along with his analysis of the silver sector   Click here to subscribe to Peter's free subscription service at the Silver Advisor

Resumen informativo con las noticias más destacadas de Colombia y el mundo del viernes 18 de Abril de 2025 a las dos de la tarde.

En entrevista para MVS Noticias con Daniel Guerra, en ausencia de Ana Francisca Vega, Salvador Guerrero Chiprés, coordinador del C5, habló sobre que el C5 lleva seguridad a lo alto del Cerro de la Estrella para Semana Santa.See omnystudio.com/listener for privacy information.

Súmate a la clase gratuita de seguimiento de metas: https://www.mardelcerro.com/define¿Crees que el Coaching es para ti? ¿Te gustaría una sesión 1-1 con Mar? Más info aquí: https://www.mardelcerro.com/coaching¿Te sientes agotada, atrapada en un ciclo de metas no cumplidas y frustración?

Para el mundo católico, ha comenzado la Semana Santa, una celebración que conmemora la Pasión de Cristo y recuerda momentos clave de la vida de Jesús, desde su entrada a Jerusalén, la Última Cena, el Vía Crucis, hasta su muerte y resurrección. Esta ceremonia católica llegó a América con los evangelizadores en el siglo XVI, quienes buscaron armonizarla con la cosmovisión indígena que ve la vida como un ciclo y al mundo como un lugar de dualidades. Un claro ejemplo de este sincretismo se encuentra en las representaciones de la Pasión de Cristo en Iztapalapa, que se llevan a cabo en el mismo lugar donde se realizaba la ceremonia del fuego nuevo en tiempos mexicas, en el Cerro de la Estrella, epicentro del fin del siglo mesoamericano. Acompaña a Sergio Almazán en este viaje por las tradiciones de la Semana Santa y descubre más sobre esta importante ceremonia en el país. Únete a la comunidad de El Cocodrilo con Sergio Almazán en su sitio web y redes sociales: www.sergioalmazan.com X: @salmazan71 https://x.com/salmazan71 IG: @ElcocodriloMVS https://www.instagram.com/elcocodrilomvs/ Facebook: El Cocodrilo MVS https://www.facebook.com/ElCocodriloMVSSee omnystudio.com/listener for privacy information.

My Antigua, Guatemala Travel Guide: Budget Tips, Awesome Activities, Low-Cost Hotels and Great CoffeeWelcome back to the Winging It Travel Podcast — your go-to show for spontaneous adventures, budget travel tips, and honest tales from the road. I'm your host James, and this week I'm taking you to one of the most photogenic and culturally rich cities in Central America: Antigua, Guatemala. This charming colonial town is a favorite stop for backpackers, digital nomads, and curious travelers looking to soak up history, sip incredible coffee, and explore some epic volcanoes.In this solo episode, I break down everything you need to know about spending 5 days in Antigua — from getting there, finding budget-friendly accommodation, navigating local transportation, and, of course, where to eat and drink some of the best coffee in Guatemala. I also share my experience with one of the best lookout points in Central America, a unique coffee farm tour that supports local growers, and a quick recap of the Acatenango Volcano hike, which I covered in full detail in the last two week's episode. Whether you're just passing through or planning to stay a while, this episode is packed with practical travel tips and inspiration to help you make the most of your time in Antigua.

En Morelos vinculan a proceso a seis exservidores públicos Se reporta incendio en el Cerro del TepeyacMás información en nuestro Podcast

Desde Bogotá, Colombia, Pensamiento Espiral comparte este documental que narra el trabajo de defensa territorial del Cerro Santuario, un espacio vital para la biodiversidad endémica y para la pervivencia de la cultura y tradiciones del Cabildo Indígena Muisca de Suba. Música de introducción: - “Burn Your Village to the Ground” de The Halluci Nation. Derechos de autor, propiedad de The Halluci Nation. Usada bajo su permiso. Música de fondo: - Autoría y propiedad de Pensamiento Espiral y, para temas específicos, uso bajo licencia de Epidemic Sound. 4:06. Can we talk now? Mindme, uso bajo licencia de Epidemic Sound. 6:26. El camino del sabio, propiedad de Pensamiento Espiral. 8:28. El retorno de Bachué, sección 1, propiedad de Pensamiento Espiral 10:40. Madison York, They Never Knew, uso bajo licencia de Epidemic Sound. 13:58. Dark Nature, Polar Nights, uso bajo licencia de Epidemic Sound. 24:01. Andean Valley, Madison York, uso bajo licencia de Epidemic Sound. Producción, edición y guión: - Juan Diego Beltrán, Pensamiento Espiral, Colombia. Imagen: - Pensamiento Espiral. Enlace: Instagram del Cabildo Indígena Muisca de Suba: https://www.instagram.com/cabildo.muisca.suba/?hl=es Facebook del Cabildo Indígena Muisca de Suba: https://www.facebook.com/cabildo.muisca.suba/?locale=jv_ID Sitio web del Cabildo Indígena Muisca de Suba: https://www.subamuisca.com.co/ Instagram Pensamiento Espiral: https://www.instagram.com/piensaespiral/ Spotify Pensamiento Espiral: https://open.spotify.com/show/6GvL4jzkHRtFejdKfapZwX Sitio web Pensamiento Espiral: https://pensamientoespiral.org/ Datos de contacto para insumos técnicos de monitoreo ambiental: Diana Caita +57 300 6812716

Title: Cerro Santuario: An oasis among concrete Caption for platforms: From Bogotá, Colombia, Pensamiento Espiral shares this documentary to tell the story of territorial defense of the Cerro Santuario, a vital space for both endemic biodiversity, as well as for the continued existence of the Muisca Indigenous Council of Suba. Intro music: - “Burn Your Village to the Ground” de The Halluci Nation. Background music: Authorship and property of Pensamiento Espiral, and for specific songs, use of Epidemic Sound license. 4:06. Can we talk now? Mindme, epidemic sound license. 6:26. El camino del sabio, property of Pensamiento Espiral. 8:28. El retorno de Bachué, sección 1, property of Pensamiento Espiral. 10:40. Madison York, They Never Knew, epidemic sound license. 13:58. Dark Nature, Polar Nights, epidemic sound license. 24:01. Andean Valley, Madison York, epidemic sound license. Production, editing and script: - Juan Diego Beltrán, Pensamiento Espiral, Colombia. Image: - Pensamiento Espiral. Links: Cabildo Indígena Muisca de Suba Instagram: https://www.instagram.com/cabildo.muisca.suba/?hl=es Cabildo Indígena Muisca de Suba Facebook: https://www.facebook.com/cabildo.muisca.suba/?locale=jv_ID Cabildo Indígena Muisca de Suba Web Site: https://www.subamuisca.com.co/ Contact information for support with technical equipment for environmental monitoring: Diana Caita +57 300 6812716 Pensamiento Espiral Instagram: https://www.instagram.com/piensaespiral/ Pensamiento Espiral Spotify: https://open.spotify.com/show/6GvL4jzkHRtFejdKfapZwX Pensamiento Espiral website: https://pensamientoespiral.org/

Incendio en Cerro Chino tiene un 95% de control  Maduro firma decreto de emergencia económicaMás información en nuestro Podcast

Deportan a México a Tomás Yarrington Controlado incendio en el Cerro Chino, ZacatecasRatifican a Ronald Johnson como embajador de EU en MéxicoMás información en nuestro Podcast

Eleva tu energía y transforma tus días con tu nuevo DIARIO DE GRATITUD, descárgalo completamente gratis aquí: https://www.mardelcerro.com/gratitudEn está sesión te comparto un protocolo de descanso profundo sin dormir de 10 minutos, inspirado en las prácticas del Dr. Andrew Huberman, para restaurar tu energía mental y física. Con esta herramienta podrás relajar tu sistema nervioso, mejorar tu enfoque y recuperar vigor en cualquier momento del día o la noche.Si te gustó este episodio te invito a escuchar:Meditación para dormir profundamente: https://youtu.be/xIZ2hDfZcU0Dormir es una experiencia espiritual, entrevista con Vero Velázquez https://youtu.be/Rxih-oGTIhMMeditación para dormir, Mindfulness: https://youtu.be/PoKwwu0u3WQEscucha la práctica original en inglés: https://youtu.be/KHIbgSN2qAU?si=j670PLYZMtt_ppg-

Welcome to the 161st episode of Guarani Vision, the first-ever podcast dedicated to Paraguayan football in English!  With Roberto Rojas, he is joined by his trustworthy co-hosts Fede Perez & Ralph Hannah.In this episode, we discuss how the Paraguayan teams did in their respective Copa Libertadores group stage debuts, such as San Antonio Bulo Bulo getting a shock win against Olimpia, Cerro Porteño and Libertad beating Bolivar and Alianza Lima, respectively. We also discuss how Guarani and Sportivo Luqueño did in their Sudamericana group stage debuts as well as an update on the Paraguay U17 team in the Sudamericano.Be sure to like, comment, and subscribe!  Twitter Accounts: Roberto Rojas- https://twitter.com/RobertoRojas97Federico Perez- https://twitter.com/FedeGolPerezMaria Britos- https://twitter.com/CeciiBritosRalph Hannah- https://twitter.com/paraguayralphAlso donate at: https://buymeacoffee.com/guaranivision

En este episodio, me aventuré al Cerro de Monserrate, un lugar envuelto en misterio, para investigar los relatos sobre vampiros, brujas, duendes y otros seres que, según cuentan, habitan en esta emblemática montaña. Monserrate no solo es un destino turístico y espiritual, sino también un sitio lleno de mitos y leyendas que han pasado de generación en generación. ¿Son solo historias o hay algo más detrás de estos relatos? Acompáñenme en esta travesía para descubrir los secretos que esconde este lugar. No olviden dejar sus comentarios y suscribirse para más contenido lleno de misterio.

Eleva tu energía y transforma tus días con tu nuevo DIARIO DE GRATITUD, descárgalo completamente gratis aquí: https://www.mardelcerro.com/gratitud¿Sientes que vives en piloto automático, sin tiempo para conectar contigo misma? ¿Te cuesta sostener los cambios que realmente quieres en tu vida?En esta charla con Rocío Aquino y Ángel Orengo, autores de “The Orchid: El código secreto de las diosas modernas”, exploramos cómo recuperar tu energía, vivir con intención y transformar tu realidad a través de la conciencia, la gratitud, el perdón, la aceptación y la intención.Hablamos del poder de la comunidad, del crecimiento interno y de herramientas prácticas para sostener tu transformación y crear un presente más alineado y auténtico.Una conversación inspiradora para quienes buscan evolucionar y liberarse del pasado.Más acerca de Rocío y Ángel:Instagram: https://www.instagram.com/theorchidbook_/Podcast: https://www.youtube.com/channel/UCHh3rHsJKWpBLihFaaWCsFQ

Marina mantienen labores por medio del "Plan Marina" por lluvias en Tamulipas Precios de los productos podrían disminuir en un 20% si niveles de inseguridad bajan  El papa Francisco progresa en su habla y ya puede trabajar en su escritorio  Más información en nuestro podcast

Hola Amores mios!Hoy tenemos un episodio lleno de presencia y sabiduría.Invitamos a @mardelcerro para que nos nutra con sus mensajes y experiencias de vida en base a la Meditación y Mindfulness.aquí links para seguirla y darle mucho amor:Eleva tu energía y transforma tus días con tu nuevo DIARIO DE GRATITUD, descárgalo completamente gratis aquí: https://www.mardelcerro.com/gratitudInstagram: www.instagram.com/mardelcerroMedita Podcast: https://www.youtube.com/playlist?list=PLnt8kpzx_McE9KTxn5Zb5TR3_6jEjzGSw

NO TE QUEDE FUERA ¡Última Oportunidad para Sumarte! al Reto Conecta, Cultiva y Confía: https://www.mardelcerro.com/conectaEmpieza tu día con confianza, gratitud y alineación repitiendo estas afirmaciones de amor propio, propósito y manifestación. En esta meditación guiada, conectarás con la certeza de que el Universo conspira a tu favor, reforzando la confianza en tu camino, en tu intuición y en tu capacidad de crear la vida que sueñas.Si te gustó este episodio te invito a escuchar:¿Cómo usar afirmaciones positivas? Con Karla Ricarlde. MDT236 https://youtu.be/N8HqRap03-sAfirmaciones de salud para mentes abrumadas. MDT170 https://youtu.be/Cc046KNhWwAMeditación Guiada de la mañana. Empieza el día con ENERGÍA POSITIVA https://youtu.be/j1Z7MRG94xM

Our guest this time, Kane Brolin, will quickly and gladly tell you that as a blind person born in Iowa in 1965 he was mightily blessed to be born in that state as it had the best programs for blind people in the nation. Kane was born prematurely and, because of being given too much oxygen he became blind due to a condition known as retinopathy O. Prematurity. In fact I am blind due to the same circumstance. As it turns out, Kane and I share a great many life experiences especially because of the attitudes of our parents who all thought we could do whatever we put our minds to doing. Kane attended public school and then went to Iowa State University. He wanted to be a DJ and had a bit of an opportunity to live his dream. However, jobs were scarce and eventually he decided to go back to school at Northwestern University in Illinois. He formed his own financial and investment company which has been in business since 2002. He is a certified financial planner and has earned the Chartered Special Needs Consultant® designation.   We talk quite a bit about financial matters and he gives some sage advice about what people may realize are good investment ideas. He talks about investing in the stock market and urges investing for the long term. I leave it to him to discuss this in more depth.   Kane is quite committed to “pay it forward” insofar as dealing with blind people is concerned. He is currently the president of the National Federation of the Blind of Indiana. He also serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   I find Kane quite inspirational and I hope you will do so as well. He has much to offer and he provided many good life lessons not only about financial matters, but also about blindness and blind people.       About the Guest:   Born in 1965, Kane Brolin spent his formative years in the state of Iowa and later went on to earn a Master's degree from the JL Kellogg School of Management at Northwestern University in Evanston, Illinois, which is near Chicago.  Since the year 2002, he has owned and operated a financial planning and investment management business based in Mishawaka, Indiana, located not far from The University of Notre Dame.  Over the years, he has become a CERTIFIED FINANCIAL PLANNER™ Professional and has earned the Chartered Special Needs Consultant® designation.  When doing business with his clients, securities and Advisory Services are offered through Commonwealth Financial Network, a Registered Investment Advisor which is a Member of FINRA and SIPC,.   Having been totally blind for all his life, Kane feels indebted to many people who selflessly gave of their time, talent, and resources to help him acquire the education, skills, and confidence that enable him to lead a busy and productive life in service to others.  Many of those who made the biggest impact when Kane was growing up, also happened to be members of the National Federation of the Blind.  So after getting established on his current career path, he increasingly felt the impulse to give back to the organized blind movement which had served his needs from an early age.   Kane co-founded the Michiana Chapter in the National Federation of the Blind in 2012 and subsequently was elected to serve a two-year term as president of the Indiana State Affiliate of the NFB in October, 2022.  He is thankful for the early introduction of Braille, as well as for the consistent drumbeat from parents, peers, and professors which set and reinforced continuously high expectations.     In addition to his work with the NFB, Kane serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   Kane lives in Mishawaka with Danika, his wife of 27 years, and their four children.  Kane and Danika were active foster parents for 11 years.  The Brolin family have been committed to numerous civic organizations; they and their family are active in their place of worship.  Giving back to the world is a continuously high priority.  They endeavor to teach their children by example, and they impart to them the wisdom of Dr. Martin Luther King Jr.: “You can all be great, because you can all serve.”   Ways to connect with Rob:   BrolinWealth.com LinkedIn public profile nfb-in.org pennyforward.com   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Hi, everyone. I am your host, Michael Hingson, or you can call me Mike. It's okay. And this is unstoppable mindset where inclusion, diversity in the unexpected. Meet today. We're going to do a little bit of all. We're inclusive because my guest Kane Brolin, or if you're from Sweden, it's Brolin, and it's pronounced Brolin, not Brolin, but Kane bralin, or broline, is in Indiana, and Kane also happens to be blind, and has been blind his entire life. We'll get into that. He is very much involved in investing and dealing with money matters that I'm interested to get a chance to really chat about it's always fun to talk to people about how they're helping people with finances and money and getting insights. And I'm sure that he has some to to offer. So we'll get to that. Kane also happens to be the president of the National Federation of the Blind of Indiana, and so that keeps him busy, so he deals with money, and he's a politician to boot. So what else can you ask for? I pick on Kane by doing that, but nevertheless, Kane, welcome to unstoppable mindset. We're glad you're here. Thank   Kane Brolin ** 02:34 you. And there are there are times when the politics and the money issues can be a dream. There are other times it can be an absolute nightmare, either one, either one or both and and the thing that ties those together in common ground is that I walk in in the morning, and sometimes they have no idea what I'm about to walk into. So it does make for an adventure. Well,   Michael Hingson ** 02:57 the Fed has lowered interest rates. What do you think about that?   Kane Brolin ** 03:01 Well, there is some ramification for what happens in the consumer marketplace. The main thing that I've been hearing today is that even with those lowering of short term interest rates, you're seeing some long term interest rates go down the mortgage rates, especially, and those two are not necessarily always related. You don't always see the long term interest rates that the market determines through supply and demand. They don't always go in sync with the short term baseline rate that the Federal Reserve banking system sets, but in this particular case, they are, and what I've been reading this morning is that that may be at least good news in the short run for consumers, because they'll be paying Lower interest for new mortgages and also perhaps lower credit card rates or credit card payments. Of course, the downside is that if one invests and is lending money instead of borrowing it, that means sometimes lower rates of income that you can get from things like a certificate of deposit or an annuity. So there's always two sides of the same coin, and then it depends on which side you happen to be looking at. At the moment, right now, the market seems to like this convergence of interest rate activities, and the stock market has generally been up today. So by the time people hear this, that won't matter because it's a whole different day, but, but right now, the early returns coming in are pretty good for the the common human being out there trying to just manage their money.   Michael Hingson ** 04:54 Well, that's not really surprising, in a sense, because rates have been high for a while. Yeah, and things have been tough. So it's not surprising that people have made, and I would put it this way, to a degree, the marketing decision to respond favorably to the rates going down, and I know there's been a lot of pressure for the thread to lower its rate, and so they did. And I think that a lot of different entities kind of had to respond in a reasonably positive way, because they kept saying that it's time that the rates go down. So they had to respond. So we'll see how it it all goes. I   Kane Brolin ** 05:33 think, you know, and there's an issue I think that's salient to people with disabilities, blind people, included, if it's less expensive for the consumer to borrow money, it should follow that in the coming weeks, it should be less expensive for businesses to borrow money if they need some, and they may be more inclined to open up more jobs to people or to not shrink the jobs or The hiring that they have done by laying people off so and that's what I was just about. No one is a recession, and so it may mean that there are openings, there's room in the job market for more of us, because the thing I'm most passionate about in this whole game of helping blind people is getting us access to money and getting us access to gainful permanent work.   Michael Hingson ** 06:24 And that's what I was actually going to going to talk about, or not talk about a long time, but, but mention was that the real test will be how it affects the job market and the unemployment rate and so on. And I hope that that that will go down. I know it's been sort of ticking up a little bit, although in reality, of course, for persons with disabilities, the unemployment rate is a whole lot higher than around 4% so it'll be interesting to see how all that goes all the way around. But even just the national unemployment rate, I would hope that if that has been an excuse because the rates have been high, that now we'll see that start to drop, and, you know, so we'll see. But I think it's a it's going to be one of those waiting games to see how the world responds. Of course, we have a whole political thing going on with the election and I'm sure that some people on the political side like the the drop better than people on the other side do, but again, we'll see how it all goes. So it's it makes life fun. Well, tell me a little bit about you, if you would, sort of maybe the early cane growing up and all that sort of stuff. You were born, according to your bio, back in 1965 so I was 15 at the time, so I remember the year. So you've, you've been around a little while, though, however, so tell us a little bit about the early cane.   Kane Brolin ** 07:54 Yeah, I don't remember too many years, or any years, really, prior to about maybe 1971 or 72 with any degree of real clarity. You know, I would say that my early years were a mixed bag, but in the main they were good, of course, being immediately confronted with rLf, or retinopathy of prematurity, as they call it these days, and being blind from the very beginning, most people would probably out there consider it a tragedy. But if I if I knew that it was my fate to be a blind person, which I suppose it is, then I won the lottery as being a blind person, I think. And that might be a controversial statement, but the truth is that there is no place in the United States, and probably no place in the world that would have been better for me to grow up in in the late 1960s and 1970s than in Iowa, because now there was, there was no other blindness in my family. It's not hereditary. My parents had no idea how to deal with it in the very beginning.   Michael Hingson ** 09:12 Were you born prematurely? I was, yeah, which is why I weigh you have that   Kane Brolin ** 09:16 something like two pounds, 10 ounces at birth. So there is a part of me that realizes that I am very fortunate to be alive, and I'm very fortunate that my brain has functioned pretty well for most of my life. You can't always count on that either, you know, and when you get when you get older, my my father was a very bright person, and yet he lived during the last 10 years of his life, he struggled with dementia and some other problems so but I can say that I've had a good run so far, and you know what they what they didn't know. At least my parents and others in my family knew what they didn't know. And I. But when you don't know what you don't know, you flounder and and settle for almost anything, including fear. But when you know what you don't know, then you understand you need to research things. And I happened to be in a state that had been graced by the presence of Dr Kenneth Jernigan, principally. And of course, other people that I had no idea who they were at that time. You know, folks like James gaschell and James on VIG right, and and others. I think Joanne Wilson came out of that mix. I didn't know her either, but I've read about all these people in the past, but, but first and foremost, my parents found out that Dr Jernigan was number one, very brilliant. Number two did not settle for low expectations. And number three had the advantage of being both the head of the Iowa Commission for the Blind, which was a state sanctioned Agency, and the National Federation of the Blind, which is, or, you know, has been for most of the last 84 years, the leading advocacy organization and civil rights organization of the Blind in in the United States. Now, I'm not here to make a political point about that, but in Iowa, they were definitely more well known than anyone was, and because he could pull strings which influence things like educational budgets, and he also had very much a civil rights mindset and an aggressive mindset of going forward and breaking down barriers, this is a rare combo platter of traits and possibilities that I very much benefited from. And when I say that, I mean that from the very beginning, at five or six years old, I had Braille. I didn't have Braille in the beginning, but, but my parents did and and my dad actually knew enough about it to construct a set of blocks with print lettering on one side, Braille on the other side. And so not only did I have a really good teacher in my first couple of years of public school education named Doris Willoughby, some may be familiar with her. I know Doris will rip she has passed on in the past couple years, but she made a great impact in in my life, and a very deep impact in others lives too. But because of her influence and like minded people, I had access to books. I had access to mostly mainstreamed integrated education, where I was in the classroom with other sighted students, except for certain parts of certain days, you know, I had access to a great big wall mounted tactile map that was like a puzzle. And I understand Dr Jernigan designed that one too, where I could actually feel and take apart the states of the Union. And so I could tell where Oklahoma was, where Massachusetts was, where Indiana is. I could tell the shapes of the various states. I thought it was kind of curious that California, where you are from, Michael, is shaped very much like a banana, or at least that's what occurred to me at that time. I had recorded books. I had talking books. And you know, while there are things I did not get out of a mainstream public education that I kind of wish I had gotten out of it, from a social standpoint, from an athletic standpoint, the academics were on point, and I had access to resources, and I kind of just was living in a in a dream world, in a way, because even through my college days, I thought, Well, gee, it's great that we have all this now. Why is there all this blind civil rights stuff going on now? Because this was solved from the beginning of my childhood. Little did I realize that that is not the case in most other parts of the country or the world, but I got what I needed to at least have a shot on goal at success, and I'm very grateful for that, and it's one of the reasons that I have chosen to dedicate a portion of my life, during my prime working years, even to the National Federation of the Blind, because I want to pay this forward and help out some people that may not have had all the advantages that I had, even, even in the bygone days that I was growing up,   Michael Hingson ** 14:23 sure? So tell me, because I went through some of the same experiences you did in terms of being born premature and becoming blind due to rLf, which stands for retro enteral fibroplasia. And if people want to know how to spell that, they can go by thunder dog, the story of a blind man, his guide dog, and the triumph of trust at ground zero. And you can learn how to spell it there, because I don't remember how to spell it. We put it in the book, but that's what I remember. But so when you be when it was discovered that you were blind, how did your parents handle that? What did they say? Right? What did the doctors say to them? Because my experience was and, you know, of course, I didn't know it at the time, but my parents told me later that the doctor said, send him off to a home because he could never amount to anything, because no blind child could ever contribute to society. What was, if, from your understanding from your parents, what was what happened to you? If any   Kane Brolin ** 15:21 doctor ever said that to them? They never told me about it. What I what I do know is that there is an eye doctor that was a part of their lives, who I saw a couple of times, probably in my childhood, who was a a female optometrist or maybe an ophthalmologist in the area, and they really had a lot of respect for her. I never felt marginalized or dismissed. Yeah, as a part of my childhood, part of it is that I don't think my parents would have tolerated that, and my   Michael Hingson ** 15:55 parents didn't, either my parents and my parents didn't either they said, No, you're wrong. He can grow up to do whatever he wants, and we're going we're going to give him that opportunity. And they brought me up that way, which is, of course, part of what led to my psyche being what it is. And I too, believe in paying it forward and doing work to try to educate people about blindness and so on, and supporting and and I've been involved with the National Federation of the Blind since 1972 so it's been a while. Yeah, I would say,   Kane Brolin ** 16:27 I know I remember. I have a very, very fuzzy memory of being four, maybe five years old, and I know that they considered putting me into the Iowa Braille and sight saving School, which was a school for the blind in Iowa no longer exists, by the way, but they did consider it and decided against it. I don't think they wanted me to just go off to boarding school I was five. I know that that does work for some people, and I know that in later years, I've read that in some cases, even Dr Jernigan believed that schools for the blind were better, especially in places where there wasn't a truly sincere effort by public school systems to integrate and set high expectations for blind students. Well,   Michael Hingson ** 17:13 of course, here in California, for example, in the 50s and so on, as the California School for the Blind we had and and earlier, Dr Newell Perry, among others, who was a blind mathematician. Of course, Dr tembrech was was out here, and there were values and reasons why the schools could make a difference. My parents were pushed really hard by my elementary school principal to send me off to that school, and I actually remember hearing shouting matches between them, because parents said ah and and I didn't go to the school. I don't know what it was like by the time we moved out here and we were putting me in kindergarten, first and second grade. So like in 5657 I'm not sure what the school was like, but my parents didn't want me to not have a real home environment. So, you know,   Kane Brolin ** 18:12 yeah, and so, you know, I remember my childhood is, well, it wasn't like everybody else's childhood. One of the the issues happened to be that my the neighborhood that my family lived in, did not have a lot of kids in it that were my age for most of the time I was there, the schools in the early to mid 70s at least that admitted blind students in the town that I grew up in, which was Cedar Rapids, Iowa, there was only one set of schools on the opposite side of town where they were sending blind kids for those resources. Now that later changed and the decision was made. I guess I made the decision to stay out there. So one of the differences was that I was bussed from the southeast side of town to the southwest side of town. So there were kids I got to know through school, but I didn't have any kind of social life with most of them, with a couple different exceptions, through my childhood. So it was a lot of academics, it wasn't a lot of play time, right? That certainly informed how I grew up, and it's made me a little bit struggle to understand and and be a really sensitive, playful, patient type parent, because my my kids and I'll, we'll go there when we get there, but my, my children, I have four, they're all still in home right now, are very normal kind of rambunctious kids that enjoy and struggle with the same things that any other kids do. They are all sighted, but, but my parents were. Was pretty strict. They set high expectations, but some of that was high expectations for behavior as well. So I really wasn't ramming around and causing trouble and getting into mischief and, you know, getting on my bike and riding for miles outside the way kids did in the 70s. So there there were limitations in my childhood, but, but, you know, my parents, too, expected me to utilize and to have the resources that would lead me to be anything I wanted to be. And I honestly think that if I had said, I want to be the President of the United States, they would not have ruled it out. Now, the only thing I've really been president of is several different civic organizations and the Indiana branch of the NFB. You know, that's something not everyone does. I've interviewed a governor before when I was a journalism student. That was fun, and I've met congress people, but they did not set the limitations. You know, sometimes maybe I did, but but they didn't. And so I'm really grateful for that, that as long as I knew what I wanted, they made sure that I had the tools and access to whatever training they knew about that could help me to   Michael Hingson ** 21:18 get there. So you you went through school. And I think our our younger lives were fairly similar, because I also, when I went into fourth grade, and we finally had a resource teacher in the area, I was bused to the other side of town for that. And all of that kind of came together when I started high school, because everyone in Palmdale went to the same high school, so anyone I knew prior to going across town, I got to know again, and still knew as as friends growing up, but we all went to high school together. But you know, I hear exactly what you're saying, and my parents did not impose limitations either, and I'm very blessed for that. But you went through school and then you went to college. Tell me about college.   Kane Brolin ** 22:19 It was a fun experience. Glad that I went through it. I attended Iowa State University for my bachelor's degree. I know that you've never, ever heard this before, but I really dreamed about being a radio personality. And I say that sarcastically. It's what I wanted to be, because I had a cousin that was in the business. But of course, since then, as I've gotten more into blind blindness culture and met many other people that I never knew growing up, I know that that the media and especially radio as a gift, is really fascinating to many of us, and a lot of us have had rotations in different parts of that, especially with the advent of the internet, but this was back during the 70s and 80s, and what I wanted to be at first was a DJ. Used to pretend to be one at home all the time and then, but I also knew where the library was, and I developed a great love of books and information and data. To some degree, I wasn't really a math guy, more of a word guy, but I then developed a deep interest in journalism and investigation and research, and so by the middle to late 80s, what I wanted to be was, let's just call it the next Peter Jennings, if one can remember who that is, right. And I'm sure that there are probably, you know, facsimiles of him today,   Michael Hingson ** 23:50 but it's hard to be a facsimile of Peter Jennings. But yeah, he really is,   Kane Brolin ** 23:55 and that he was great and but you know the disadvantage, the advantage and the disadvantage of going to Iowa State University. I Why did I go there? Because any of my few relatives that had gone to college, including my dad, had had gone there. My dad was very loyal to his alma mater, and he told both myself and my sister, who is a very different person and not blind at all. If it was good enough for me, it's good enough for you, and if you want me to pay for it, here's where you're going to go. Now, Iowa State is mostly an engineering and agricultural school. It's a land grant institution. And I know that land grant institutions are a little controversial in today's climate where there is more of an emphasis on diversity, equity, inclusion and making up for some past societal wrongs, but these are deeply respected institutions that mainly turned out people that ended up well, doing things like building. Bridges and being mechanical engineers and developing new seed corn hybrids and things of this nature. It did have a telecommunicative arts program, and I was in it, but there were very few of us in it, and I did get a chance to get my hands on the equipment. I was a broadcaster, first on a student radio station at Iowa State called K usr. Then I actually did work for pay, sort of for a number of years for w, O I am and FM, which were flagship stations of what we would now call the the NPR network. You know, these were around since the 20s, and I actually did work for them. I was on air a little bit. I ran the control board a lot, and I worked for those two stations on a part time basis, probably about a three quarter time basis, for several years after leaving college, and it was really a student job, but I had trouble finding any other more meaningful work in the industry. What I gradually came to find out is that I loved radio, but radio really didn't love me, and I wasn't really thinking strategically. At that time, I graduated in 1988 it is that very same year that a little known figure from Kansas City named Rush Limbaugh hit the American airwaves like a ton of bricks. And because of him and some other people like him, all of a sudden, local stations realized that they could drop their news and information programming, stop hiring so many people, and because Mr. Limbaugh was as popular as he was, they could basically run a lot of satellite based programming, have somebody sort of halfway monitor the board and hire somebody else to program computer systems that would put automated commercial breaks on and things like this, and they wouldn't really have to produce local content. We also saw the elimination of the equal time standard and the Fairness Doctrine, which required local stations to put on a variety of viewpoints and air programming every week that was in the public interest, that didn't necessarily have commercial value. And so the things I wanted to do became a lot harder to do, because by the time I was ready to get hired to do them, not a lot of radio stations were hiring people to do it, even in the even in the television world, and so strategically, I was buying into a sinking market, and That wasn't a great place to be at that time. And so with some reluctance, after a lot of fruitless job searching, I chose another path, not necessarily knowing where that path would lead. And so the last time I ever got paid to run a shift for a radio station was in late June of 1993 I've been a guest on a couple of different shows and some podcasts like this one. I greatly enjoy it. I've even thought about doing some internet broadcasting. I don't have the time, really to do that now, but, but, and I miss it, but I have found out there are ways of diverting the skill sets I have to another path.   Michael Hingson ** 28:25 And what path did you choose?   Kane Brolin ** 28:28 Initially, the path I chose was graduate school. I was fortunate enough to have gotten good enough grades that I was able to get approved by a number of different business schools. You know, the first path I really wanted to do is be a Foreign Service Officer for the diplomatic corps. I applied for the US Department of State. And I had some hopes in doing that, because around 1990 a gentleman named Rami Rabbi. You may know him, I do did became the first blind person ever to be a Foreign Service Officer. Now, he had advantages. He had traveled the world. I had traveled to Mexico and Costa Rica, and I spoke Spanish, and I was pretty fluent, but he was a little bit more qualified in different ways that they were looking for. So I wanted some international experience. I applied for the Peace Corps, and I had no real shot at that. What they were looking for was something very different from what I was then. But I did apply to the Foreign Service, and I made it almost all the way down the hiring process. I made the final 3% cut among the class they were looking at in 1990 and 91 I went to Virginia to, I think Alexandria and I sat for the last round of interviews and simulations that they did. Unfortunately, I was in the top 3% and they wanted the top 1% so I had a really fun few days out there at the government's expense. But I also found that I was not going to be hired to be the second blind. Foreign Service officer. I later found out that Mr. Robbie had to actually file a lawsuit and win that lawsuit to get his opportunity. So I know that the system were not exactly bought in to blame people doing this on a regular basis. I know there's others that have gotten there since that, and I've met one of them, but but that that wasn't for me, but they also said what I really needed was more management experience. I'd never done anything in management, so I decided to go to management school or business school as graduate school. I got accepted by a few different places. I chose Northwestern University in Chicago. My sister had gone through that program. I guess that's maybe one of the reasons I selected that one. I could have gone to a couple of others that also had accepted me, and sometimes I wonder what would have happened had I done that. But I did spend two years in Chicago land met some of the most impressive people that I've ever met in my life. Figured out train systems and pace bus systems, and went all over the place and had friends in the city, not just in the school. I made the most of that time, and that's what I did from 1993 to 1995 unfortunately, I found out you can get a an MBA or a master of management, but they still, still weren't hiring a lot of blind people out there. And so while my associates were getting jobs at McKinsey and Company, and Booz Allen Hamilton, as it was known at that time, and they were working for Bank of America, doing all kinds of interesting things and and also brand management companies like disco and Kellogg and all that. I got all of one job offer coming out of one of the top 5b schools in the country, and I took that job offer, which led me to Midland, Michigan, where I knew nobody at that time, but I spent about three and a half years doing various types of business research for the Dow Chemical Company, and that did not last as a career, but I got a chance to make the first real money I had ever earned. At that time through another connection that wasn't related to Dow, I happened to meet the woman that I eventually married and am with now, and have had four kids with, and so that was a whole different kettle of fish. But at the end of 98 I was downsized, along with several others in my department, and we decided at that time that entrepreneurship was probably not a bad way to go, or, you know, something that wasn't just strictly speaking corporate. In 2000 I landed in the South Bend, Indiana area, which is where she is from. I had never lived here before. This is where I am now. And while struggling to find a place here, I realized that I could get hired on as what is called a financial advisor. I had no idea what that was. Well, you know, with a business degree, I could probably be a credible hire as a financial advisor. Little did I know that that involved tele sales. In the very beginning, never thought I was a salesperson either. Since then, I have found out that I have more selling ability than I had ever thought that I might and that that is an honorable profession if you're convincing people to do what is right for themselves. And so I've found that over the years, being what I am enables me to, well, in a way, keep my own hours. We've chosen the small business, sort of independent contracting route, rather than the employee channel, working for a bank or for somebody else's brokerage. I get to be a researcher, I get to be a public speaker now and then, and I get to help people problem solve, which is something I would not have had a chance to do on the radio. And when someone comes up to you, as a few people have and have, said, you know, thank you for making it possible for me to retire and to do what I want to do, and to spend time with grandkids and to live where I want to live. You know, that's a that's definitely a hit. That's a great feeling to have someone say, Thank you for helping me to do and to be what I didn't know I could do or be. So   Michael Hingson ** 34:38 investing isn't what you had originally planned to do with your life. So I can't say that it was necessarily a lifelong goal from the beginning, but you evolved into it, and it seems to be going pretty well for you.   Kane Brolin ** 34:51 Well, yeah, I think it has. It's investing means different things to different. People, to some clients, the goal is, I just don't want to lose money. Please put me in something that earns a little bit, but I don't want the chance for anything I'm in to go down for others. What investing means is, I want to be more aggressive. I want to build what I have. What do you think about this or that opportunity? What stock should I be in? Because I really want to grab onto an opportunity and seize the day and have as much as I can have at the end of the day. And you know, For still others, it means, it means giving. It means building something up so I can pass it along, either to a charity, to the kids, to the grandkids, to to my religious institution of choice, whatever that is. So I find that investing is not just investing, the the at the root, at the heart of investing, the heartbeat of it, is really the people that I serve. And you know, I was told early on, hey, you don't have a practice. All you're doing is practicing, unless you have people to be in front of. And so in my mind, you know, and I'm not that much of a quantitative guy. I'm I'm not the person out there working as an actuary for Symmetra Life Insurance Company figuring out how much money has to go in and how much it must earn to be able to give 50,000 people the payouts they want from an annuity till the end of their projected lifespans. That's that's not where I am. I'm not designing a mutual fund that's more like what a certified financial analyst would be. I am a Certified Financial Planner practitioner, and what a CFP does is takes numbers that you see and translates those into action steps that I can explain in plain English terms to a client I'm in front of that can give that individual person, family or small business the kinds of outcomes that they want. So I'm on the retail end of the food chain, and my job is to try to take the numbers that others are generating and boil that down into something that is digestible to the common man and woman, that allows them to, we hope, live the way they want. So   Michael Hingson ** 37:29 I gather from listening to you though, that you enjoy what you do.   Kane Brolin ** 37:36 I do particularly when it works.   Michael Hingson ** 37:39 Well, there's times.   Kane Brolin ** 37:40 There are times it gets a little tricky. 2001 2002 I know that you had a very personal experience that vaulted you, Michael, into this, into the realm of the famous, or the Almost Famous, on 911 I remember what 911 was like as a very small time retail investment person working out of a field office. I was somebody's employee at that point. I was working for American Express financial advisors, and I remember my life was never in danger in 911 but there were a lot of clients that thought their money and their data were in danger, and then the country that the country itself, might even be in danger. And so I morphed during that week from being a telemarketing person trying to set appointments with people I'd never met to being a person who was trying to dole out comfort and a feeling of security and solace to people I had met who the few that I was managing their accounts at that time, calling them and saying, You know what, your money and your data are safe. I'm here. The company that you have your stuff invested with is based in Minneapolis. It's not based in the Twin Towers, the markets are shut down. There will be volatility, but you're not crashing today, just so   Michael Hingson ** 39:08 the other the other side of it, the other side of that, was that during that week after September 11, there were a lot of people who were working and moving, literally Heaven and Earth, if you will, to bring Wall Street back. And I know I'm working with some of those companies and providing them with the backup equipment, or not so much at the time, backup equipment, but the equipment that would be able to read existing tape backups and put that back on computers. And I know, I think it was Morgan Stanley had found an office space sometime during the week after September 11. Then, as they describe it, it was the building with a floor the size of a foot. Football field, and they scrounged and scavenged and got their providers of equipment, like IBM to provide them with computers, even taking them from IBM employees desks to provide enough equipment to be able to set up what was the equivalent to the trading floor that had been in the world trade center that was destroyed on September 11, and literally from Friday afternoon that would have been the 14th to the 16th in 36 hours. They not only reconstructed physically what the trading floor was but because of what we provided them with, they were able to completely reconstruct what everything looked like on their computers. So when Wall Street reopened on the 17th, everything was like it was when everything shut down on the 11th now, I think there's some blessings to the fact that the towers were struck before Wall Street opened. I don't know how much easier that made it maybe some, but the reality is that data is backed up regularly, so they would have been able to to survive, but the fact that the markets hadn't opened in the US certainly had to help. But by Monday, the 17th, they brought Wall Street back, just as if nothing had happened. It was a monumental feat to be able to do that. That is a story   Kane Brolin ** 41:37 that I would love to read, because I've never heard that story before, and that makes me feel very unintelligent. Michael, you know, I can't even imagine the logistics and the people and just even the imagination that it would take to reconstruct that. I'm sure it was 1000s. I'm sure it was 1000s of people. And I'm sure that probably that's something that somebody had thought about even before the 911 incident happened. I don't think that was invented out of whole cloth on Friday the 14th, but that's a story that would be a very captivating book, and if no one's written it, then, gosh, would that be a fun thing to research and write.   Michael Hingson ** 42:21 Well, you know, the reality is, the SEC required that all data from financial institutions had to be backed up and kept available off site for seven years. So first of all, the data was all around and that's why I think it was an especially great blessing that the markets hadn't opened, because all the backups from the previous night, and probably from all the not only the futures, but the sales from foreign markets, were pretty much all backed up as well. So everything was backed up. That, of course, was the real key, because getting the hardware, yes, that was a logistical nightmare that they were able to address, getting the computers, getting everything where they needed it. Then companies like ours providing them with the wherewithal to be able to pull the data from the tapes and put it back onto the computers. It had to be quite a feat, but it all worked. And when Wall Street opened, it opened as if nothing had happened, even though some of the the offices were now in completely different places across the river. But it all worked, incredible. Yeah, I was, it was, it was pretty amazing. I knew people from the firms. And of course, we helped them by providing them with equipment. But at the same time, hearing about the story later was was really quite amazing, and and they did a wonderful job to bring all that back. So it was pretty, pretty amazing that that all that occurred. So that was pretty cool all the way. And   Kane Brolin ** 44:00 of course, the other struggle was in 2007 2008 I remember when I would be sitting at my desk and I'm not a day trader, I'm, I'm, I'm a long term investor. That's what most of my clients want. I'm not in there, you know, trading, trading daily options. I'm not doing inverse leveraged products that have to be bought in the morning and then sold in the afternoon under most cases. But I remember sitting at my desk in 2008 when the great recession was going on with the financial crisis happened and and when banks and huge investment banks, brokerage institutions were, in some cases, completely failing, that's a whole other story that was chronicled in books like The Big Short as an example, but I remember sitting at my desk and timing it and watching in a five minute period of time. As the Dow Jones Industrial Average, which was back in in those days, was, was what maybe 6000 or so as a benchmark. It was going up and down by a margin of error of 800 points in five minutes, it would be 400 up one minute, and then 400 down from that level. In other words, an 800 point swing within a five minute period of time. There was one day I went to take a test, because I have continuing education on a pretty regular basis, had to go to a testing center and take a test that lasted maybe three hours. I got back, and I think the market for at least the Dow Jones had dropped by 800 points during the time that I was in the testing center. And that gives you some stomach acid when that sort of thing happens, because even though it it's, you know, things always bounce back, and they always bounce up and down. Clients call and they say, oh my gosh, what happens if I lose it all? Because people really think that they could lose it all. Now, if you're in a mutual fund with 100 different positions, it's very unlikely, right? All of those positions go to zero. What I found out is that when people's money is concerned, it's emotional. Yeah, it's all rational. They're not looking at the empirical data. They're thinking fight or flight, and they really are concerned with what in the world am I going to do if I go to zero? And   Michael Hingson ** 46:38 it's so hard to get people to understand, if you're going to invest in the market, it has to be a long term approach, because if you don't do that, you can, you can disappoint yourself, but the reality is, over the long term, you're going to be okay. And you know now, today, once again, we're seeing the evidence of that with what the Fed did yesterday, lowering by a half a point, and how that's going to affect everything. But even over the last five or six years, so many people have been worried about inflation and worried about so many things, because some of our politicians have just tried to scare us rather than dealing with reality. But the fact of the matter is that it all will work out if we're patient and and allow things to to work. And what we need to do is to try to make wise decisions to minimize, perhaps our risk. But still, things will work out.   Kane Brolin ** 47:43 Yeah, I remember, I think, the Dow Jones Industrial Average, which is what always used to get quoted, at least on the radio and the television. It was somewhere in the somewhere in the 11,000 range, before the 2008 debacle. And it fell to, I think, 6400 right was the low that it reached. Now it's over 41,000   Michael Hingson ** 48:11 closed up above 42 yesterday. I'm not   Kane Brolin ** 48:13 sure it very well may have so you know when you when you really think about it, if you just stayed in and it's more complicated than that. One of course people have with the market is that when the market crashes, they also may need to get their money out for different, unrelated reasons. What if I lost my job as a result of the market crashing? Right? What if? What if there is a need that I have to fulfill and that money has to come out for me to make a house payment. You don't know that. And so that's the unfortunate part, is that a lot of the academic missions don't take into account the real human factor of real people that need to use their money. But if you could stand to hang on and leave it in, it would be worth you know, what would that be like six or seven times more than it was in 2008 but that's not what what clients often do. They they often want to sell out of fear when things are down, and then wait too long to buy back in when the elevator has already made its way quite a ways up, right?   Michael Hingson ** 49:25 I remember once, and I don't remember what the cause was, but Rolls Royce dropped to $3 a share. And there were some people saying, this is the time to buy. It is it's not going to go away. And those who did have done pretty well. Bank   Kane Brolin ** 49:44 of America was $3 a share for quite some time. It was, it was technically a penny stock. This is Bank of America, you know, one of the leading financial institutions in the in the country, which, incidentally, has a very interesting. History. It wasn't born in New York, it was born in the south, right? But, yeah, if you only knew what those trough opportunities were and knew exactly when to buy in and and I'm constantly telling people, look my my goal is, is not so much to figure out what to buy but when to buy in. We're trying to buy low and sell high, and just because something did well last year doesn't mean you have to hang on to it. It might mean we want to trim that position a little bit, take some profit and and pick something that doesn't look as attractive or sexy because of last year's lackluster returns, but maybe this year. It will just due to changing conditions. Financial markets run in cycles. And it's not that some things are inherently good or bad. Some things are in favor now. They were not in favor last year, and they might not be in favor, you know, two years from now, but they are now. So that's the hard part. You're not supposed to really time the market. We can't predict all these things, but that's why you encourage people to diversify and to have some things that are not correlated with each other in terms of doing well or badly at the same time. So you can always sometimes be gaining with in with your left hand, while your right hand is is struggling a bit. Hence,   Michael Hingson ** 51:25 the need for people who are certified financial planners, right? So there you go. So you, you got married, what, 27 years ago, and you married someone who was fully sighted, who probably didn't have a whole lot of exposure to blindness and blind people before. How did all that work out? Obviously, it's worked out because you're still married. But what was it like, and was it ever kind of an uncomfortable situation for you guys?   Kane Brolin ** 51:58 I don't think blindness. Surprisingly enough, I don't think it was super uncomfortable for her. Now, she had not encountered lots of blind people before, maybe not even any before. She met me, but I met her, and this is where I had it easy. She didn't have it easy, but I met her through her family. I knew my wife's name is Danica. I knew her brother before I knew her, because he and I had been buddies. We for a little while. We ended up living in the same town up in Michigan, and it was not here in the South Bend area where she is, but I went home and had a chance to be to tag along as he was doing some some family things and some things with his friends so but, but my wife is a very interesting father. She has a very interesting dad who is no longer with us. May he rest in peace? No, no. Hello. Sorry. My nine year old just made a brief appearance, and she's incorrigible.   Michael Hingson ** 53:00 You wouldn't have it any other way. No, there   Kane Brolin ** 53:03 are days when I would, but I don't. So anyway, the I found out some interesting things raising kids as a blind parent too, but you know, her dad did not see really any kind of limitations when the world around him was racist he really wasn't. When the world around him was ableist. He really didn't. And one of the things he encouraged me to do, they had a little acreage Danika parents did. And he actually asked me one time when it was a leaf blowing or leaf storing season, it was in the fall, lots of oak trees, different things there to drive the garden tractor, as there was a Baleful leaves behind that he was taken to an area where they would eventually be burned up or composted or something. And I did that. He had an old garden tractor with a, you know, his gas powered, and it had pedals and steering wheel, and he would literally run around alongside it, didn't go very fast, and tell me kind of when and where to turn. I'm told that I almost crashed into the pit where the basement of the home was one time, but I didn't. So he was one of these people that like saw virtually no limitations. Encouraged his kids and others to do great things. He didn't have a great feel for people. He would have been an anti politician. He had trouble remembering your name, but if you were a decent person and treated him right, it didn't matter if you were black, purple, green, blind, deaf, whatever. He saw it as an interesting challenge to teach me how to do things. He taught me how to kayak. He taught me how to cross country ski. Back in those days before climate change, we actually got quite a bit of snow in the area where I live, even as early as Thanksgiving to. I'm in November. And so the first couple of winters that we lived here, and we would go to a local park, or, you know, even just out in the in the backyard of where his property was, and, and, and ski, Nordic ski, not downhill ski, really, but it was, it was an amazing exercise. It's an amazing feel to be able to do that, and I have no memory, and I had no relatives that that were in touch with the true Scandinavian heritage, that ancestry.com says that I have, but the act of doing a little bit of Nordic skiing with him gave me a real feel for what some people go through. Because traditionally, skiing was a form of transportation in those countries. In the Larry P you skied to work, you skied to somebody else's house. So, you know, I thought that that was fun and interesting. Now, the last few winters, we haven't gotten enough snow to amount to anything like that, but I do have, I still have a pair of skis. So no, that may be something that we do at some point when given the opportunity, or some other place where we have a bit more of a snow base.   Michael Hingson ** 56:10 Well, I'm sure that some people would be curious to to know this being blind and doing the work that you do, you probably do. Well, you do the same things, but you probably do them in different ways, or have different technologies that you use. What's some of the equipment and kind of technologies that you use to perform your job?   Kane Brolin ** 56:32 Well, you know, I wouldn't say that. I'm cutting edge. I'm sure there are people who do differently and better than I do, but I do most of my work in a PC based environment. It's a Windows based environment at the present time, because the broker dealers and the other firms that I work through, you know, I'm independent, in a way, meaning I pay my own bills and operate out of my own space and have my name of Berlin wealth management as a shingle on my door, so to speak. But you never walk alone in this business. And so I chose, ultimately, a company called the Commonwealth financial network to serve as my investment platform and my source of technology, and my source of what is called compliance, which means, you know, they are the police walking alongside what I do to make sure that I've documented the advice I've given to people, to make sure that that advice is suitable and that I'm operating according to the law and in the best interest of my clients, and not Not taking money from them, or, you know, doing phony baloney things to trade into a stock before I recommend that to somebody else. You know, there's a lot of malfeasance that can happen in this type of industry, but all these securities that I sell and all the advice that I given are done so with the blessing of the Commonwealth Financial Network, which is a member of FINRA and SIPC, I just need to point that out here. But they also provide technology, and most of their technology is designed to work in a Windows environment, and so that's typically what I have used. So I use JAWS.   Michael Hingson ** 58:23 And JAWS is a screen reader that verbalizes what comes across the screen for people who don't know it right, or puts   Kane Brolin ** 58:28 it into Braille, or puts it into Braille in the in the in the early days of my doing the business, many of the programs that we had to use to design an insurance policy or to pick investments, or to even monitor investments were standalone programs that were not based on a web architecture that would be recognizable. And so I was very fortunate that there was money available from the vocational rehab system to bring somebody in from Easter Seals Crossroads here in Indiana, to actually write Jaws script workarounds, that is, that could help jaws to know what to pull from the graphics card on the screen or in the system, to be able to help me interact. Because otherwise, I would have opened up a program and to me, it would have just been like a blank screen. I wouldn't be able to see or interact with data on the screen. Now, with more things being web based, it's a little easier to do those things. Not always. There are still some programs that are inaccessible, but most of what I do is through the use of Windows 10 or 11, and and with the use of Jaws, I do have, I devices. I like Apple devices, the smaller ones. I'm actually speaking to you using an iPad right now, a sixth generation iPad I've had for a while. I have an iPhone so I can still, you know, look up stock tickers. I can send 10. Text messages or emails, if I have to using that. But in general, I find that for efficiency sake, that a computer, a full on computer, tends to work best and and then I use that more rapidly and with more facility than anything else, right? I use the Kurzweil 1000 system to scan PDFs, or sometimes printed documents or books, things like that, into a readable form where I'm trying to, trying to just kind of anticipate what other things you may ask about. But you know, I use office 365, just like anybody else might. You know, I I have to use a lot of commonly available programs, because the people monitoring my work, and even the clients that I interact with still need to, even if they have sight, they need to read an email right after I send it. You know, they've my assistant has to be able to proof and manipulate a document in a form that she can read, as well as one that I can listen to or use Braille with. I'm a fluent Braille reader and writer. So there are some gizmos that I use, some braille displays and Braille keyboards and things of that nature. But, you know, most people seem to be under the misconception that a blind guy has to use a special blind computer, which must cost a king's ransom, not true, if anybody's listening to the program that isn't familiar with 2024 era blindness technology, it's mostly the same as anybody else's except with the modifications that are needed to make stuff accessible in a non visual format, and   Michael Hingson ** 1:01:45 the reality is, that's what it's all about. It's not like it's magically expensive. There are some things that are more expensive that do help. But the reality is that we use the same stuff everyone else uses. Just have some things that are a little bit different so that we are able to have the same access that other people do, but at the same time, that's no different than anyone else. Like I point out to people all the time, the electric light bulb is just a reasonable accommodation for light dependent people. Anyway, it's just that there are a whole lot more people who use it, and so we spend a whole lot more time and money making it available that is light on demand to people. But it doesn't change the fact that the issue is still there, that you need that accommodation in order to function. And you know that that, of course, leads to and, well, we won't spend a lot of time on it, but you are are very involved in the National Federation of the Blind, especially the NFB of Indiana, and you continue to pay it forward. And the NFB has been all about helping people to understand that we're not defined by blindness. We're defined by what we are and who we are, and blindness is happens to be a particular characteristic that we share   Kane Brolin ** 1:03:09 well, and there's a lot of other characteristics that we might not share. As an example, somebody, I don't know that he is involved in the NFB as such, but you know blind, if you're involved in American Blind culture and and that you've probably heard of a man named George Wurtzel. He is the brother of the guy that used to be president of the NFB of Michigan affiliate. But I understand that George is very good at things that I am not at all good at. He, you know? He understand that he almost built his own house from the ground up. His skill is not with computers and email and all this electronic communication that they do today, but he's a master woodworker. He's an artisan. You know, I I'm also involved, and I'd be remiss if I didn't mention it, I'm also involved with an organization called Penny forward, which is, you know, it could be the direction that I ultimately head in even more because it dovetails with my career. It's financial, education and fitness by the blind, for the blind, and it was started by a young man named Chris Peterson, who's based in the Twin Cities, who is not an NFB guy. He's actually an ACB guy, but his values are not that much different, and he's been a computer programmer. He's worked for big organizations, and now he started his own and has made a full time business out of financial fitness, educational curricula, podcasting, other things that you can subscribe to and buy into. And he's trying to build a community of the varied blind people that do all kinds of things and come from all sorts of backgrounds. And in one of the later editions of his podcast, he interviewed a man who's originally from Florida, who. Founded a company called Cerro tech that some might be familiar with, Mike Calvo, and Mike came to some of the same conclusions about blindness that you and I have, except that he's much younger. He's from Florida, and he's a Cuban American. He's a Latino whose first language growing up probably was Spanish, and who actually came out of, out of the streets. I mean, he was, he was in gangs, and did all kinds of things that were very different from anything I was ever exposed to as a young person. So I think in a lot of ways, we as blind people face the same types of issues, but we don't. None of us comes at it from the same vantage point. And, you know, we're, we're all dealing with maybe some of the same circumstances, but many, many, we've gotten there in very many different ways. And so I try to also impose on people. We are all different. We're a cross section. We don't all tie our shoes or cook our meals the same way. We don't want to live in the same environment. We don't want to do the same hobbies. And we don't all have better other senses than sighted people do. I don't know how many times you've heard it. I'd be a very rich man if I had $1 for every time someone said, Well, yeah, but you know, being blind, your hearing must be so much better, your sense of smell must be so much more acute. Well, no, the the divine forces in the universe have not just compensated me by making everything else better. What do you do with someone like Helen Keller, who was blind and deaf. There are people with plenty of people with blindness, and also other morbidities or disabilities, or I don't even like disabilities, different different abilities, different strengths and weaknesses. Along with blindness, there are blind people who also happen to be autistic, which could be an advantage to them, in some ways a disadvantage to others. I would like to go beyond the discussion of disability and think of these things, and think of me and others as just simply being differently able, because, you know, what kinds of jobs and roles in life with people that have the characteristic of autism, maybe they are actually better at certain things than a non autistic person would be. Maybe overall, people who live with the characteristic of bl

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INSCRIPCIONES ABIERTAS al Reto Conecta, Cultiva y Confía: https://www.mardelcerro.com/conectaEn este episodio del especial 8M, tengo el honor de charlar con Priscila Arias, "La Fatshionista", sobre feminismo real, sin adornos ni discursos vacíos. Hablamos de sororidad, privilegio, violencia estética, cancelación y activismo, cuestionando cómo podemos construir un movimiento más inclusivo y empático.Una charla sin filtros sobre la importancia de escuchar, aprender y tomar acción para transformar nuestra realidad.Si te gustó este episodio te invito a escuchar:MDT351: Meditación para conectar y elevar tu energía femenina https://youtu.be/SNWZCpf4lDIMDT399: PLACER, Espiritualidad y Sexualidad Ancestral con Noemí Casquet https://youtu.be/RbosjT_j-AAGracias linaje femenino. Día #085 https://youtu.be/Go4McAOztIgMás acerca de Priscila:Instagram: https://www.instagram.com/lafatshionista/Podcast: https://www.youtube.com/@SeisDeCopasLibro recomendación: “Desde los Zulos” de Dahlia de la Cerda

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