Podcasts about faking normal

Have you ever pondered the narratives that shape our approach to aging, particularly as women? Our latest episode at MahoganyBooks brings together Lyn Slater, Christine Platt, and Elizabeth White, three authors who unravel this complex web with works that challenge and redefine societal expectations. Through Lyn's 'How to Be Old,' Christine's 'The Afromnimalist's Guide to Living with Less,' and Elizabeth's '55, Underemployed, and Faking Normal,' we journey into the depths of aging with dignity, the liberation of minimalism, and the stark reality of financial instability that lurks beneath the surface for many approaching their golden years.As my husband and I champion the rich tapestry of African American literature, we also turn a critical eye to the 'forgotten middle'—those navigating the precarious stretch between retirement and the twilight of life. Our panelists share personal stories that underscore the urgency of reimagining policies and support structures to better serve this demographic. They offer a powerful antidote to the extremes that glamorize either decline or unrealistic agelessness, revealing the importance of preparation in all facets of life.Wrapping up this compelling session, we engage in a heartfelt dialogue on the transformative potential of African American literature to spark change. We delve into the intergenerational gaps within housing, the often invisible contributions of older women, and the innovations in dementia care that beckon us to rethink our approach to communal living. The conversation doesn't just end here; it's a clarion call to action, an invitation to join the movement of Black Books Matter, where we continuously amplify these critical voices and stories that shape our world.MakerSPACE is here to meet the needs of today's entrepreneurs, creatives, and work-from-home professionals. We do this through private offices, coworking spaces, and a host of other resources, including conference rooms, a photo studio, podcast studios; a creative workshop, and a retail showroom—that is perfect for any e-commerce brand. Mention code MAHOGANY for all current specials, as we have two locations to best serve you.Discover a world of Black LiteratureVisit MahoganyBooks and use code 'Front Row' to save 10% on your first purchase. #BlackBooksMatterDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the Show.Thanks for listening! Show support by reviewing our podcast and sharing it with a friend. You can also follow us on Instagram, @MahoganyBooks, for information about our next author event and attend live.

Brian speaks to Elizabeth White. Elizabeth is an author and aging advocate for older adults facing uncertain work and in financial jeopardy. She has an MBA from Harvard University, an MA in International Studies from Johns Hopkins University, and a BS in Political Science from Oberlin College. She is currently serving as a Collaborator with the Institute for Career Transitions, a Special Advisor to the Interim Executive Director of Senior Service America, a contributing writer to various websites and blogs, and an adjunct professor at the University of the District of Columbia. Elizabeth White talks about her book: “Fifty-five, Unemployed, and Faking Normal”, a book about the millions of older Americans who, despite career choices and decent incomes are facing the prospect of downward mobility in old age.

 Season 3 of AutisticAF Out Loud starts off with 3 new stories: 1. Living Unmasked Is a Political Act 2. Autism, Love & My Friend Billy: A New Epic Myth 3. Faking Normal: How I Mask My Writing Disorder... to Bring You Autistic Joy Transcript: https://autisticaf.me/2023/01/07/season-3-love-politics-faking-normal-3-new-autistic-myths/ "Hi! I'm still Johnny.I'm still Profane... AND I'm still here. Finally... Season 3 of Autistic as Fuck Out Loud! Why no episodes since Fall? Major burn out. Dog attack injuries. Coupla health scares. Some dark emotions. Exhaustion... Shut down for 3 months. Then woke up... So I'm declaring victory... and a new focus. How to live authentically autistic... out loud."#AutisticAF Out Loud Podcast Listen & Subscribe: Apple https://neon.ly/mDd3e Spotify https://neon.ly/p1Vay Audible https://neon.ly/vkXa1 Stitcher https://neon.ly/vx5Zn PocketCasts https://neon.ly/NLL3O Amazon/Alexa https://neon.ly/mnOeq 0:00 Intro 0:11 1. Living Unmasked Is a Political Act 1:14 Season 3: Living Autistic Authentically 2:32 2. Autism, Love & My Friend Billy: A New Epic Myth 10:02 3. Faking Normal: How I Mask My Writing Disorder... to Bring You Autistic Joy 17:57 Shoutouts, Coming Next Episode, How You Can Support Support the show

This week we revisit an episode from our archives. First, a past conversation between Farai and author of Sign My Name to Freedom, Betty Reid Soskin, who retired at age 100 from her work as a National Park Ranger and community historian. Then in “Our Body Politics Presents,” we hear from Tonya Mosley's podcast “Truth Be Told” where she speaks to Ayanna Brown, a mother who graciously details her cycle of loving, losing, grieving, and persevering. And on “Sippin' the Political Tea” Farai speaks with professor and Vice Chair of preventive medicine at Northwestern University, Dr. Mercedes Carnethon and author of 55, Underemployed and Faking Normal, Elizabeth White on how to age well, physically, emotionally and financially.

Elizabeth White is the author of “55, Underemployed and Faking Normal.” She is an advocate for older adults facing uncertain work and financial insecurity. She tells her story of having a Harvard MBA and years of experience in high profile positions and being unemployed because of the economic times and her age. You will love listening to Elizabeth.

More than three-quarters of older workers experience ageism in the workplace, yet changing demographics and tight labor markets make this employee base increasingly critical to American businesses. We examine the obstacles faced by older workers and how some companies are trying to connect with them.     If longer careers truly are our future, then American business will need to overcome its aversion to older workers. Our demographic course is already set: Due to increased longevity and declines in birth rate, older workers will become essential to the economy in the coming years. Yet according to AARP, 78% of workers 50+ saw or experienced ageism in 2020 and countless more didn't even get that first interview. In this episode of Century Lives: The 60-Year Career, we examine how this undervalued segment of the workforce will be a key building block of the economy of the future and highlight innovative company-based solutions to embrace them. Guests are: Ashton Applewhite, activist and author of This Chair Rocks, A Manifesto Against Ageism; Lena Barkley, Operations Manager of Workforce Initiatives at CVS Health; Ronald Lee, Professor of the Graduate School in Demography and Economics at University of California Berkeley; Barbara Spitzer, Managing Director at Accenture; and Elizabeth White, aging solutions advocate and author of 55, Underemployed, and Faking Normal.

One of the major issues we hit in midlife is waking up and being either unemployed or underemployed. What do we do when the phone stops ringing? In today's episode Michelle speaks with author Elizabeth White talks about when she was in her 50's, she went from a hugely successful career to being without any income, overnight, being the one with her “nose pressed up against the glass looking at a world you're not part of”, and yet she was not alone. She wrote an article that went viral and turned into a book and her latest book "55, Underemployed and Faking Normal," is the experience that a lot of us are going through.  Her insight offers practical tips of how to get through life at such a critical stage, and have hope for the future.    

What does it mean to age with purpose? In this week's show, we are invited to hear a past conversation between Farai and author of Sign My Name to Freedom Betty Reid Soskin, who recently retired at age 100 from her work as a National Park Ranger and community historian. Then in “Our Body Politics Presents,” we hear more from Tonya Mosley's podcast “Truth Be Told” where she speaks to Ayanna Brown, a mother who graciously details her cycle of loving, losing, grieving, and persevering. On the weekly segment, “Sippin' the Political Tea” Farai speaks with professor and Vice Chair of preventive medicine at Northwestern University, Dr. Mercedes Carnethon and author of 55, Underemployed and Faking Normal, Elizabeth White on how to age well, physically, emotionally and financially.

After finding herself in unexpected despair due to job loss and a recession in her 50's, Elizabeth White wrote an essay that resonated with a large group of people in similar situations. Motivated by this discovery, she started researching and writing what would become a guide for aging.  Elizabeth White is the author of 55 Underemployed and Faking Normal, a book offering solutions for older adults facing uncertain work and financial security.  Elizabeth is a frequent guest blogger and speaker at conferences and workshops and has been named one of the top 50 influencers on aging in the country.  Her essays and work have appeared in publications like Barrons, Forbes, The Huffington Post, Market Watch, Next Avenue and the Washington Post.  She has been prominently featured in three segments on PBS  News Hour and her TedX talk has garnered over 1.9 million views.  She recently served as Special Advisor to the Executive Director at Senior Service America and before joining them she was Chief Operating Officer of a midsize NGO focused on improving the quality of life in Africa.  She served as  Senior Diversity Advisor to the CEO of the Calvert Group, a socially responsible investment firm based in Washington DC.  There she co-authored the Calvert Women's Principles, the first global code of conduct for corporations focused exclusively on empowering and advancing women in the workplace.  Elizabeth earned an MBA from Harvard University, a Masters in International Studies form John Hopkins University and a Bachelors in Political Science from Oberlin College.  She began her career in international development at the World Bank where she was recruited through  the bank's highly prestigious young professional program.   What You Will Hear in This Episode:  Elizabeth's personal journey and how she arrived where she is today. The intersection of gender bias and ageism. What we are doing wrong in planning for our future as women. Why older women are not at the table of in companies. Some of the things we need to do to protect our financial future. Conversations and solutions on having a vibrant life on a modest income. Shifting mindset. Men's challenges  vs. Women's challenges. Quotes “One of the things that surprise people is how young workplace age discrimination happens for women.” “Every company needs to have a +50 strategy.” “As women, we need to take control of our financial future.” “We are not like our mothers and grandmothers. We are accustomed to speaking up and speaking out.” “We need to advocate for each other.”   Mentioned: 55, Underemployed, and Faking Normal ebeth@55andfakingnormal.com https://bonniemarcusleadership.com/  Gendered Ageism Survey Results Forbes article 5 Tips to own the superpower of your age Not Done Yet! Not Done Yet! Amazon Bonniemarcusleadership.com The Politics of Promotion Fb @BonnieMarcus LinkedIn: @Bonniemarcus Twitter: @selfpromote IG: @self_promote_  

Did you know you could be on your way to living in or near poverty with an entirely different lifestyle as you age? Dr. Geneva discusses this real-life phenomenon with aging expert Elizabeth White and offers solutions and practical advice to avoiding financial insecurity and limited finances as we age. Elizabeth White, author of 55, Underemployed and Faking Normal (Simon and Schuster), advocates aging solutions for older adults facing uncertain work and financial insecurity.  When she could not find a book that met her needs during her own bout of long-term unemployment, she wrote it herself. She wrote it as a 65-year-old woman who has lived the stories she describes and as a Harvard MBA, former retail entrepreneur, and C-suite executive who never expected to land here.   55, Underemployed, and Faking Normal is about the millions of older Americans who, despite a history of career choice and decent incomes, are facing the prospect of downward mobility in old age. Based on expert research and interviews with older adults, Fifty-five looks at the tools and strategies Boomers, and GenXers can utilize to make sense of changed circumstances and better manage financial hardship. Containing over 100 online resources, Fifty-five is the book to read to navigate the emotional aspects of finding oneself suddenly and unexpectedly among the long-term unemployed. Ms. White is a frequent guest blogger and speaker at conferences and workshops and has been named one of the top influencers on aging in the country. Her essays and work have appeared in Barron's, Forbes, The Huffington Post, MarketWatch, Next Avenue, and The Washington Post. She has been featured prominently in three segments on the PBS NewsHour.  And her TEDx Talk has been elevated to the main TED stage, where it has garnered over 1.9 million views. Ms. White has been featured on the TED Radio Hour and was recently invited to testify before the Senate Special Committee on Aging.

Fran Marie interviewed Elizabeth White the author of "55, Underemployed and Faking Normal", Your Guide to a Better Life. Take a listen and see if you're faking normal or ready for retirement. Meet Elizabeth White here. See omnystudio.com/listener for privacy information.

First Draft Episode #296: David Arnold David Arnold is the New York Times bestselling author of Mosquitoland, Kids of Appetite, and The Strange Fascinations of Noah Hypnotik, talks about his latest genre-bending YA sci-fi, The Electric Kingdom, out now! This episode is brought to you by Freedom, the easy-to-use app that blocks distracting apps and websites, letting you get into deep work flow. Use offer code FIRSTDRAFT for 40% off a yearly or forever plan. And by We Are the Fire, the YA fantasy by debut author Sam Taylor, out from Swoon Reads now! Links to Topics Mentioned In This Episode: The Hardy Boys by Franklin W. Dixon Jurassic Park by Michael Crichton The Lord of the Rings by J. R. R. Tolkein LOST (TV show) X-Files (TV show) Sphere by Michael Crichton Society of Children's Book Writers and Illustrators Courtney C. Stevens, author of Faking Normal, Dress Codes for Small Towns, and more. Listen to her First Draft interview here. Ruta Sepetys, #1 New York Times bestselling and Carnegie-winning author of Between Shades of Gray, Out of the Easy, and Salt to the Sea. She talked about her newest novel, Fountains of Silence, in a recent First Draft interview. Hootie and the Blowfish (band) Alanis Morissette (musician) Elliott Smith (musician) Switched on Pop, a podcast about the making and meaning of popular music hosted by musicologist Nate Sloan and songwriter Charlie Harding and produced by Vulture “The Culture Warped Pop, For Good,” by Nate Sloan and Charlie Harding in The New York Times Director and screenwriter Michel Gondry Arrival (movie) Eric Heisserer (screenwriter of Arrival) Ted Chiang, author of short story collections including Exhalation and Stories of Your Life and Others, which includes Story of Your Life, the basis for the film Arrival Jóhann Jóhannsson (score for Arrival) Hildur Guonadóttir (musician) Slow Meadow (band)

Evan takes a look back to Season One, Episode #3, titled "The Survival Years", and anchors it to Elizabeth White's book and Ted Talk titled "55, Underemployed, and Faking Normal".  As you walk your way to wealth with Evan, always remember, you don't want to find yourself landing where many do.  Broke at 55, and coming out of the shadows in the final hour to plan your financial future.  You can change your Financial Destiny, and you can change it now.  Want to be on the show?  Email us at EvanThomasBroke@yahoo.com --- Send in a voice message: https://anchor.fm/evan-thomas1/message

Elizabeth White, author of "55, Underemployed, and Faking Normal" (2020), and "Fifty-Five, Unemployed, and Faking Normal" (2016), joined Generations Bylines host and ASA CEO, Peter Kaldes. Peter and Elizabeth discuss her books and ageism in employment practices, the impact of the COVID-19 pandemic and resulting unemployment on older people, especially women and BIPOC.Follow Elizabeth White on Twitter: @55fakingnormal

Elizabeth White is an accomplished woman and entrepreneur with a successful business under her belt, graduate degrees from the Harvard Business School and Johns Hopkins University, COO of an international non-profit, author of “55, Underemployed and Faking Normal." She is also an aging solutions advocate working as a Special Advisor to the Executive Director of Senior Service America. With plenty of pivots, successes and a hard stop in her career, Elizabeth White is an inspiring TED Talk speaker and a champion for adults facing work and financial insecurity. Follow Elizabeth White:http://55andfakingnormal.com/about-elizabeth-white/Follow Elizabeth and Learn More:https://www.elizabethribons.com/http://www.nextcareerlife.com/https://www.instagram.com/nextcareer_life/https://www.facebook.com/NEXTCareerLife/https://www.linkedin.com/in/eribonsnext/ See acast.com/privacy for privacy and opt-out information.

Up close and personal with Elizabeth White, author of 55 Underemployed and Faking NormalKey Points from the Episode·         52% of individuals lose their jobs in their 50's. Of that number only 10% will ever get a job again commensurate in pay with the one left with.·         40% of near retirees are looking at poverty or near poverty conditions - middle class American that were doing ok and are now not going to be ok·         Your booth-strapped ingenuity is no match for disappearing pensions – your bootstrapped ingenuity is no match for escalating costs, housing, healthcare, for pension, social security, your ingenuity is no match for this pandemic ·         One-third of the workforce is in the gig economy - everyone has some sort of side hustle and for the first time ·         People are hurting and these are boomers not including everyone now going thru this pandemic·         Resilient Circles takes the shame out of whatever you're going thru…you don't have to hide your problems, speak honesty and with people you may or may not know which eventually you do become good friends·         1/4 of business start-up's are from people over age 50 Elizabeth White began her career at the World Bank, then became a retail entrepreneur and is now an advocate for older adults facing uncertain work and financial insecurity and author of “55, Underemployed and Faking Normal”. Website: http://55andfakingnormal.com/Follow Elizabeth on Twitter @55fakingnormal.Sign up for a chance in winning a copy of her book, 55, Underemployed and Faking Normal here. For more episodes visit:  www.theretirepreneur50consulting.com/TheRetirepreneurPodcastStay connected here to this website for more information on the Retirepreneur Resilience Circle Community

Have you ever experienced a low period in your life, where you didn't think you could dig your way out of the rut?  How did you land where you are now, at this age? Are you well educated with degrees and certifications a mile long, decent salary, yet struggling financially? Or are you not highly educated, only seasoned with years of experience, earning a decent salary and still struggling financially and wondering how you're going to prepare for retirement? Do you endure what's happening to you in silence? Are you Unemployed,Underemployed and Uncertain of your NEXT and just Faking Normal? You may know Her. 

"Good hustle!" means one thing, "Side hustle" means another. Why I'm anti-hustle (hint, I lost myself in the process of hustling myself) Chime in, love to hear your thoughts! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Welcome to the first episode of Faking Normal. Faking Normal is a podcast for recovering overachievers, people who have lost their way (or have yet to find their way), people who have struggled (or still struggle) with depression and even those unicorn people who have turned their mess into their message. And if none of these sound like you, listen anyway, I have a feeling you’re gonna like it here. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Entrepreneur, consultant and author of the book “55, Underemployed and Faking Normal”, Elizabeth White describes how she went from a Harvard MBA and a hugely successful business career, to being "55, underemployed and faking normal”. She describes her experience about how she had followed the rules and done all the things she had been told would get her ahead in life, and yet she still got jettisoned out of the workforce. She was in her 50's, without any income, overnight, the one with her “nose pressed up against the glass looking at a world you're not part of”, and yet she was not alone. When White shared an article which told of her struggle, it went viral and she was  bombarded by people sharing the same story.  She then went on to write her book, sharing her experiences in more detail. Her insight offers practical tips of how to get through life at such a critical stage, while managing feelings of being a failure. Learn more about Elizabeth @: www.55andfakingnormal.com

Economists call it the “old-age dependency ratio” - a rough measure of the balance between people who work and retirees. The ratio compares the number of people over age 65 - classified as “old” - with those aged 15 to 64 - and it is not headed in a healthy direction: by 2040, there will be 2.7 working-age Americans for each retiree, down from 4.8 in 2010. That number from the Federal Reserve Bank of Atlanta points toward a shortfall of workers available to support an aging population, and it is cited often to justify doom-and-gloom warnings about economic growth, federal spending and the health of our social insurance programs. But don’t tell that to Chris Farrell. The senior economics contributor to "Marketplace," American Public Media’s nationally syndicated public radio business and economic program, is bullish on aging. Farrell is the author of a new book, Purpose and a Paycheck: Finding Meaning, Money, and Happiness in the Second Half of Life, that seeks to upend a range of myths about old age and dependency, replacing them with a new vision of contribution to society and purpose-driven living. In this week’s podcast, I talk with Chris about some of the key ideas in his book:Why the "dependency ratio" is nonsense;Who is working longer - and why;Which industries and companies are accommodating older workers;The influence of women on the composition of an older workforce;Government polices that could make it easier for people to work longer.Subscribe!This podcast is excerpted from a series delivered each week to subscribers of the RetirementRevised newsletter. The newsletter delivers a concise summary of the week’s news on the retirement and aging beat, along with my most recent articles for Reuters, WealthManagement.com, Morningstar.com and The New York Times. Each edition includes a premium, full-length podcast featuring top experts on retirement planning and investing, Social Security and Medicare and the challenges of working longer.Recent episodes have featured:Nancy Altman, a leader in the progressive movement to strengthen and expand Social Security - and a scholar on Social Security’s history who has written several important books on the program;Jill Schlesinger, the personal finance guru at CBS News and author of The Dumb Things Smart People Do with Their Money;Mitch Tuchman, a pioneer in robo-advisory services and founder of Rebalance;Elizabeth White, author of 55, Underemployed, and Faking Normal, a remarkable personal narrative about the traumatic experience of job loss at midlife.Richard Johnson, director of the program on retirement policy at The Urban Institute, for a discussion of the pros and cons of a higher Social Security retirement age.Dan Prescher, co-author of The International Living Guide to Retiring Overseas on a Budget: How to Live Well on $25,000 a Year.I hope you’ll agree that the newsletter and podcast are a great way to stay on top of trends in retirement and aging. Click here to view a sample edition of the newsletter, featuring my podcast interview with Jill Schlesinger. Or, just click the little green button below. You know what to do. This is a public episode. Get access to private episodes at retirementrevised.substack.com/subscribe

What is the state of the job market for older workers? How can we better manage our careers as an asset that is part of a retirement plan? What are the prospects for people thinking of launching second careers as entrepreneurs.This week on the RetirementRevised.com podcast, we get the view on these questions from two of the nation’s top experts on 50+ careers - Kerry Hannon and John Tarnoff. Both are speakers and best-selling authors, with books to their credit advising older workers on how to navigate the job market. But they look at the 50+ job market through somewhat different lenses. Kerry is a journalist by background; her most recent book is Great Jobs for Everyone 50+, and she has a new book coming on this spring focused on older entrepreneurs, called Never Too Old to Get Rich: The Entrepreneur’s Guide to Starting a Business Mid-Life.John has worked as an executive and producer in the entertainment industry, and as a technology entrepreneur. His own career hit a wall at age 50, which led him to his current work as a career coach helping people navigate job transitions. In 2017 he published a best-selling book, Boomer Reinvention: How to Create Your Dream Career Over 50. In 2017, he was named by PBS/Next Avenue as one of its Influencers In Aging.Subscribe!This podcast is excerpted from a series delivered each week to subscribers of the RetirementRevised newsletter. The newsletter delivers a concise summary of the week’s news on the retirement and aging beat, along with my most recent articles for Reuters, WealthManagement.com, Morningstar.com and The New York Times. Each edition includes a premium podcast featuring top experts on retirement planning and investing, Social Security and Medicare and the challenges of working longer. Recent episodes have featured:Nancy Altman, a leader in the progressive movement to strengthen and expand Social Security - and a scholar on Social Security’s history who has written several important books on the program;Jill Schlesinger, the personal finance guru at CBS News and author of The Dumb Things Smart People Do with Their Money;Mitch Tuchman, a pioneer in robo-advisory services and founder of Rebalance;Elizabeth White, author of 55, Underemployed, and Faking Normal, a remarkable personal narrative about the traumatic experience of job loss at midlife.Richard Johnson, director of the program on retirement policy at The Urban Institute, for a discussion of the pros and cons of a higher Social Security retirement age.Dan Prescher, co-author of The International Living Guide to Retiring Overseas on a Budget: How to Live Well on $25,000 a Year.I hope you’ll agree that the newsletter and podcast are a great way to stay on top of trends in retirement and aging. Click here to view a sample edition of the newsletter, featuring my podcast interview with Jill Schlesinger. Or, just click the little green button below. You know what to do. This is a public episode. Get access to private episodes at retirementrevised.substack.com/subscribe

My guest on the podcast this week is Elizabeth White -- author of a remarkable recent book on the traumatic experience of job loss at midlife - 55, Underemployed, and Faking Normal.We hear so often about out-of-work baby boomers and the problem of age discrimination. But Elizabeth has written an intimate account of what happened in her own life when the bottom fell out in 2008 and 2009. She wrote the book after speaking out about her experiences in a 2016 Facebook post that went viral, called You Know Her:You know her.She is in your friendship circle, hidden in plain sight.She is 55, broke and tired of trying to keep up appearances. Faking normal is wearing her out.To look at her, you wouldn’t know that her electricity was cut off last week for non-payment or that she meets the eligibility requirements for food stamps. Her clothes are still impeccable, bought in the good times when she was still making money.But if you paid attention, you would see the sadness in her eyes, hear that grace note of panic in her otherwise commanding voice.The overwhelming reader response to that essay allowed Elizabeth to include in her book the voices of many other older Americans struggling with the uncertainty and loss of income that comes with being cast out of the job market earlier than they expected or wanted. For this week’s podcast, Elizabeth and I talked about her career story, how things went south and how she has found equilibrium - also, her tips on how people can "small up."Subscribe!The in-depth version of this interview is available to subscribers to the RetirementRevised newsletter. I’m making this shortened version of the podcast available for free.But even this free version contains none of the annoying advertising you find in most of your favorite podcasts. No sincere pitches from me on the most comfortable mattress you’ve ever slept on or the best meal delivery service on the planet. Ad free now, ad free forever!If you haven’t thought about subscribing to the newsletter, do it now - this is listener-supported media. It’s the future, so get on board. This is a public episode. Get access to private episodes at retirementrevised.substack.com/subscribe

My guest on the RetirementRevised podcast this week is Jill Schlesinger. You probably know Jill from her reports on business for CBS News, or her national weekly radio program on personal finance, Jill on Money. Jill has just published her first book, The Dumb Things Smart People Do with Their Money. I don’t read many personal finance books or write about them very often - too often, they seem like homework and use simplistic formulas. Or, they’re selling a get rich quick formula (Bitcoin in your retirement account comes to mind). But Jill has a knack for boiling things down, and her great sense of humor makes it all go down easy. So do the funny stories she tells about her own financial mistakes along the way. Before getting into journalism, Jill got her start on Wall Street, and she also is a certified financial planner. In her book, she runs through 13 of the most costly blunders people make with money; we focused our conversation on four of those mistakes that can do real damage to a retirement plan.Illinois debate raises questions on taxing retirement incomeIllinois is one of the few states that have an income tax but do not tax any retirement income. Two leading business groups recently renewed their calls to change that as part of broader, desperately needed fiscal reforms. The ensuing debate casts a spotlight on an important national conversation about how states should tax retirement income, if at all. The federal government taxes income from tax-deferred retirement accounts, but Social Security benefits for lower-income retirees are exempt. And taxpayers over age 65 also can take an extra deduction of $1,300 (joint filers) or $1,600 (single filers). But state policy is all over the map. Data provided by the Institute on Taxation and Economic Policy shows that 11 states tax some portion of Social Security benefits, usually mirroring the federal formula. Many others tax pensions and tax-deferred accounts, although some have exemptions that protect lower-income, public sector workers and military personnel. Aside from Illinois, just two other states that levy income taxes exempt all retirement income: Mississippi and Pennsylvania. Learn more in my Reuters Money column this week. You can find more detail on how retirement income is taxed in this backgrounder.Who spends the big lobbying bucks in financial services? The fight to protect retirement investors from conflicted advice has been long and difficult. If you’ve ever wondered why some politicians are so eager to fight against the best interests of their own constituents, check out this new ranking of the largest expenditures for lobbying by financial services firms. It’s dominated by trade groups for stock and insurance brokerages and Wall Street. Keep that in mind as you watch the Securities and Exchange Commission cobble together something to replace the U.S. Department of Labor’s now-deceased fiduciary rule. The SEC is calling its rule “Regulation Best Interest,” and it would be a win for the traditional commission-based stock brokerage industry. As one dissenting commissioner has said, “Perhaps it would be more accurate to call it regulation status quo.” Jack Bogle, inflation fighter Vanguard founder Jack Bogle, who passed away in January at 89, sparked an investing revolution by inventing low-cost, passive mutual funds. Some experts think the Vanguard effect puts $100 billion or more back into investors’ pockets every year.But it turns out you can measure this another way, as Jeff Somer reports in The New York Times:Now, it turns out, cost savings from various types of index funds, run by Vanguard, BlackRock, Fidelity, Schwab, State Street and others, are having a measurable impact on inflation much as prices for groceries and gasoline do.In January alone, the Bureau of Labor Statistics found, overall portfolio management costs in the United States “plunged 5.2 percent,” Michael Feroli, the chief United States economist at J. P. Morgan, said in a note on Feb. 14.Until then, I hadn’t realized that the government tracked management expenses paid by investors. But Mr. Feroli set me straight. He said the effect of falling fees was great enough to make a difference in inflation numbers broadly.In an email, he said most of the decline in portfolio costs, which the Bureau of Labor Statistics incorporates in the Producer Price Index, could be attributed to cuts in fund fees. That includes traditional mutual funds and exchange-traded funds, a type of index fund.Who knew? Certainly not me.Falls can kill you; here’s how to minimize the risk Falls are the leading cause of fatal and nonfatal injuries among older adults. Every 19 minutes in this country, an older person dies from a fall. But falling is not an inevitable consequence of aging, notes New York Times aging columnist Jane Brody. Most age-related falls are preventable once you know why they happen and take steps to minimize the risk for yourself, relatives and friends whose age or health status renders them especially vulnerable.Coming up on the podcastNext week, I’ll be talking with Elizabeth White, author of 55, Underemployed, and Faking Normal, just out from Simon and Schuster. Elizabeth’s book is an intimate account of the loss of employment and career at midlife - both her own, and hundreds of people who she has spoken with since she first started speaking out on the topic in 2016. Don’t miss it! This is a public episode. Get access to private episodes at retirementrevised.substack.com/subscribe

My guest on the RetirementRevised podcast this week is Jill Schlesinger. You probably know Jill from her reports on business for CBS News, or her national weekly radio program on personal finance, Jill on Money. Jill has just published her first book, The Dumb Things Smart People Do with Their Money. I don’t read many personal finance books or write about them very often - too often, they seem like homework and use simplistic formulas. Or, they’re selling a get rich quick formula (Bitcoin in your retirement account comes to mind). But Jill has a knack for boiling things down, and her great sense of humor makes it all go down easy. So do the funny stories she tells about her own financial mistakes along the way. Before getting into journalism, Jill got her start on Wall Street, and she also is a certified financial planner. In her book, she runs through 13 of the most costly blunders people make with money; we focused our conversation on four of those mistakes that can do real damage to a retirement plan.The in-depth version of this interview is available to subscribers to the RetirementRevised newsletter, along with my analysis of key things to keep in mind if you are contemplating retirement abroad. I’m making this shortened version of the podcast available for free.This is a listener-supported podcast!Imagine: a podcast with no annoying ads promising the most comfortable mattress you’ve ever slept on, or the best meal delivery service in the universe. The RetirementRevised podcast and newsletter are listener supported! No ads, anytime anywhere. If you haven’t considered a subscription, please do! For about the same price you’d pay for a couple large lattes, you get a month’s worth of the smartest conversations around on retirement and aging. Less caffeine, more smarts. A good thing, right?Subscribers get the full-length podcast interviews, plus my weekly deep dive into news and trends about retirement and aging via email. The newsletter aims to provide a must-read weekly summary of developments for retirement and aging professionals – and for anyone else with a deep interest in the field. The first edition of the podcast a few weeks ago featured Nancy Altman, who heads up Social Security Works, one of the key grassroots group pushing for expansion of Social Security and an admired historian of the program. Last week, I spoke with Dan Prescher of International Living magazine about retirement abroad. And next week, my guest will be Elizabeth White - author of 55, Underemployed, and Faking Normal, just out from Simon and Schuster. Elizabeth’s book is an intimate account of the loss of employment and career at midlife - both her own, and hundreds of people who she has spoken with since she first started speaking out on the topic in 2016. Don’t miss it! Learn more about the newsletter here, or click the little green button below to subscribe now. $10 per month or $120 annually; cancel anytime with no obligation. This is a public episode. Get access to private episodes at retirementrevised.substack.com/subscribe

Elizabeth White is an author and aging solutions advocate for older adults facing uncertain work and financial insecurity. Most recently, she served as a special advisor to the Executive Director of Senior Service America. Before joining SSA, she was the Chief Operating Officer of a mid-size nonprofit focused on improving economic conditions in Africa. She is also an entrepreneur, having co-founded and led a chain of decorative home stores in Washington, D.C., Philadelphia, and New York. She began her career in international development at the World Bank. Ms. White earned an MBA from Harvard Business School, a Master’s in International Studies from Johns Hopkins University, and a BS in Political Science from Oberlin College. A self-described Army brat, she grew up in various countries in Europe and North Africa. She resides in Washington, D.C., with her daughter and grandson. Elizabeth has a compelling story to tell that will resonate with many of you.   Key Takeaways: [1:04] Marc welcomes you to Episode 109 of the Repurpose Your Career podcast. 2018 was a year of disruption and clarification for Marc personally and regarding where he wants to take his business and this podcast. Marc will be making some changes to Career Pivot and to the Repurpose Your Career podcast in the very near future. [1:43] In next week’s podcast, Marc will review the results of the 2018 Repurpose Your Career Podcast Survey and the changes he will be making. Almost 60 people provided their input. Marc says thank you. That is double the number of participants over the previous year. The downloads have also doubled or tripled. [2:04] This week, after this episode is published, Marc will publish a Career Pivot blog reader survey and discuss how Career Pivot will evolve in the coming year. If you actively read the Career Pivot blog, please take a moment and take the survey. [2:21] Marc is recording this intro on New Year’s Day, 2019. Marc and his wife have permanently relocated to Ajijic, Mexico. Their Austin condo has been rented. The Millers have greatly simplified their lives and drastically reduced their expenses, all while improving their mental and physical health. [2:48] Looking forward 18 months ago, this is not what the Millers would have expected. Marc will share more on that, next week. [3:00] This week, Marc has a great interview with Elizabeth White, author of Fifty-Five, Underemployed, and Faking Normal: Your Guide to a Better Life. Marc shares her bio. [4:24] Marc will be publishing two separate book reviews of Elizabeth’s book in the coming weeks, written by two members of the Career Pivot Community. One, to be published on January 7, almost simultaneously with the podcast and the other will publish in a few weeks. The book’s official release date is January 8, 2019. [4:49] Marc especially loved Elizabeth White’s story about her relationship with Elijah, and how that relationship gave her perspective. Marc hopes you will enjoy this interview and pick up a copy of her book. [5:04] Marc welcomes Elizabeth White to the podcast and invites her to share her compelling story. [5:24] No one aspires to be the poster child for ‘Broke and Near-broke Boulevard.’ Elizabeth landed there, as many people do, through an event. For some it could be job loss, medical diagnosis, divorce, or something that sets a ‘before-X’ and ‘after-X’ mark in your life. [6:18] During the Great Recession, Elizabeth lost two really good consultancies within six months. Elizabeth was in her mid-fifties with a great employment and education background, but her phone never rang. She used to have a network that would let her hear about jobs before they posted but most of her network was retired. [7:30] Elizabeth wrote an essay describing what it felt like to land there, going from choice of careers to downward mobility. Weeks turned into months and months turned into years where she was getting little, short assignments, but nothing near earning what she was accustomed to earn. [8:08] Elizabeth started to notice that friends were going through the same experience and they talked with each other. The essay she wrote talked about what it was like to be part of the ‘formerly’ and ‘used to be.’ Elizabeth sent it around and it made its way onto the PBS Facebook page. Within three days it had 11K likes and 1K comments. [8:46] The comments were from people saying, this is my story, my husband's story or my daughter’s story. How come we’re not having this conversation? Elizabeth read every comment and she was astonished at the universal reach of her story. [9:08] Elizabeth had the background to look at the data. She was shocked at the magnitude of the retirement income crisis. We’re not talking about it. People sent her long emails messages with story after story of older people who felt like they had done everything right, got jettisoned from the workforce, and could not get back in. [10:05] Elizabeth met with some people who were in the D.C. area or were passing through. Some became friends. Elizabeth started to look more into what was happening to people. She couldn’t find the book that she wanted to read. She didn’t want a dense, scholarly tome but a story from somebody who was having this lived experience. [10:44] Elizabeth wrote her book in the model of standing at her back fence, talking to her neighbor about what it means to land here. She understood that the cavalry was not coming and there would be no big rescue to address these millions of people who landed there. [11:14] The median savings for near-retirees 55 to 64 is $15,000. The middle 40% of earners in that category have $60,000 saved. People talk about the longevity bonus, which is that people in good health in their early 60s have easily another 20 years of life. $15K to $60K doesn’t stretch to cover for 20 years. [12:10] Economist Teresa Ghilarducci says 40% of middle-class near-retirees are looking at poverty and near-poverty conditions in old age. These are not irresponsible ‘bad apples’ who’ve landed here. These are not the marginalized, chronic poor. These are people who are OK and are now looking at downward mobility. [12:59] Boomers do not have pensions. Boomers are in an ‘I don’t want you’ job market. Boomers are looking at escalating costs in housing and healthcare and facing $1.5 trillion in education debt. [13:24] So, why is all the conversation around retirement ‘happy talk’? We hear cool reinvention stories when the truth is that millions of people are trying to figure out how they are going to make ends connect to support themselves over the next 20 years. [14:03] Marc came up with ‘career pivot’ because you don’t go from being an engineer to a pastry chef. You make incremental changes. Marc formed his online community for everyone who feels alone in their circumstances. Boomers were raised not to talk about employment. When they graduated, if they couldn’t get a job, they were ‘screwups.’ [14:51] Elizabeth talks about ‘resilience circles’ as she mentions in her book. What saved her, during the worst part of it, was having a small group of people she could tell the truth to, and not fake normal. She had one friend with whom she would trade $300 back and forth when she or her friend had the need. [15:39] Elizabeth and her friend would play a game of ‘top this,’ comparing their money woes. The worst tale of woe won. Elizabeth appreciated having someone to listen to her difficulties. A group started meeting, not only to share stories but also to share information about community and agency resources. [17:04] A resilience circle helps you not to be alone. When you face burdens alone, you’ll get ‘full up’ of emotion. If you don’t have a circle to share it with first, that emotion will leak out of you in a job interview or a meeting about an opportunity and the person interviewing you will sense there is something there that they don’t want on their team. [18:01] The resilience circle allows you to vent and get some of your frustration and upset out of your system so you don’t leak it where it’s not appropriate to leak it. [18:21] Elizabeth suggests that if you are not comfortable announcing to your friendship circle that you are in this situation, look for a nearby library that could work with you to organize a community resilience circle. Or see if your church has a group that is getting out of debt, or setting financial goals together. [19:37] Elizabeth says, you’re going to have some bad days. You’re going to feel despair. You’re going to have some people that you thought were going to help you, not help you and it’s going to rock you. [20:01] When you’ve lost confidence, you’ll need someone to remind you who you are, what you know, and what you can bring. You’re not going to always be able to pull that out of yourself. In this period, when you are without a map and without a net, you are going to need old-school community. [20:47] Elizabeth has some great stories. She talks about her story of Elijah that she included in the book. She had coffee with him the day of this interview. She had seen him for years around town. He is always barefoot, except for flip-flops he wears when he goes into shops. He always wears cut-off jeans. [22:01] Elizabeth wanted to know his story. In a park she found him and they started a conversation. Elijah suggested they get together and Elizabeth was intrigued. She suggested The Potter’s House. What Elizabeth liked was his freedom from striving. He heard Elizabeth’s story about her rough stretch and gave her a ‘soft place to land.’ [23:52] Elizabeth and Elijah started meeting regularly. Elijah could ‘go off the grid’ in his ideas. Elizabeth will say, “Elijah, I can’t go with you there,’ and he accepts that. Mostly, he’s right there with her. [24:47] In a rough period, Elizabeth needed to borrow from him. She was telling her situation and he told her he was in a position to help. She borrowed $2,500, feeling a combination of gratitude and shame. Looking at him, he was not a guy who could help. [25:29] Her shame came from realizing that for most of her life, she had been in a position where she could help. She thought of the people she had looked at without seeing, such as a friend eating at a restaurant with her, not being able to afford more than a soup and a starter, putting $7 of gas in their SUV or going without a haircut. [26:35] Elizabeth thought of the times she could have easily picked up their meal and didn’t offer. [26:46] Elijah has Veteran’s benefits and he is not homeless but he lives very modestly and spends no money on clothes. He came to her mother’s family Christmas dinner in Bermuda shorts, a shirt, and sandals. He was welcomed there. Elizabeth meets him for a couple of hours close to once a month or six weeks. [29:07] Marc suggests that Elijah is one of the people who doesn’t judge Elizabeth and she doesn’t judge him. Marc talks about Making Stuff Up disorder. Elizabeth felt ‘seen,’ not for her credentials or her successes but for herself. [30:15] Elizabeth shares about the holiday season where there are expectations about things you would do, or donate to, or how much a dinner with friends will cost. It can be a minefield. It is exhausting to evaluate everything against its affordability. She visited a friend recently and they just sat together for six hours. She fell asleep on her couch. [32:00] Elizabeth had a green apple and her friend had some nut spread and a bottle of wine and they shared it and watched a movie. It was comforting for them to know each other’s ‘walk she’s on.’ Elizabeth has a few friends who are ‘right here’ where she is. They have become an extended resilience circle. [32:35] Every now and then you will not be included in something because everyone knows you cannot afford it. She doesn’t have words to describe how that feels. You don’t feel sorry for yourself and you don’t want them to feel sorry for you. Elizabeth lost her mother this year, so she is a little more sensitive to things.[34:27] Maybe you used to be able to cover an ice cream cone for your grandchild or take them to a movie but now you have to ask your son or daughter to pay for it; maybe you cannot help with your mother’s nursing home expenses. The ‘money piece’ is harder during the holiday season. [35:08] Marc frustrates people who want to know what to get him for Christmas. Nothing — he is done accumulating stuff! In moving to Mexico he just got rid of all of it! His self-worth is not related to the stuff he has. [35:44] In the second half of Elizabeth’s book she talks a lot about different ways of living in the second half of life, from health to living arrangements, to living more affordably into our nineties. Marc asks Elizabeth to share some thoughts. [36:08] While Elizabeth was writing, a friend, doing her hair, told her the book better not be a talkathon! She told her to include information and resources. Elizabeth wanted to make sure that this book was chock-a-block full of resources. [36:39] The biggest expenditure for most of us, after healthcare, is housing. After housing, many people can ‘extreme coupon it’ the rest of the way. So Elizabeth covers housing options, from tiny houses, co-housing, other shared housing, multi-generational housing, to moving to Mexico where they could live on their Social Security income. [37:45] Choosing housing is a process of determining your space needs. Can you keep up your current home or is it time to consider other options? A lot of Boomers are living by themselves and are isolated. Maybe, to make ends meet, more of us are going to have to start thinking about living together. [38:57] Elizabeth has included a lot of resources about home sharing, including security checks and credit checks. [39:55] In some ways, the book wrote itself. It was her conversations with lots of people who have landed where she’s landed, and how they improvised and figured it out. They shared their experiences of flourishing and floundering. Boomers are the first generation that will live this long lifespan, both healthy and active. [40:36] There are no rules, role models, or roadmaps, yet for how to make the money stretch. There are no policies or supportive networks, yet. We are figuring this out as we go along. What can we learn from each other? The government’s not doing a lot. [40:56] How are we, who are living this, making this work on housing, on income, on how we navigate with our friends and family? [41:08] Marc says, you are not going to do this alone. You are not alone. Yes, we are making this stuff up as we go along. We’re improvising. [41:25] Marc just finished reading Elizabeth’s book and there are some great stories in it. It officially comes out on January 8, 2019. It will be available on Amazon or Barnes & Noble. Elizabeth’s contact information is in the back of the book. She likes to hear from people. Also, reach Elizabeth at FakingNormal@Yahoo.com. [42:33] Through this writing process, Elizabeth has made some very good friends who reached out to her. Elizabeth has formed ‘a family’ and she wants you to form a family of support, as well. This book is a tool to help you do that. [43:07] Marc thanks Elizabeth for being on the Repurpose Your Career podcast. Marc hopes you will consider getting her book and also passing it along to a friend. [43:31] Susan Lahey and Marc are working on the next edition of Repurpose Your Career, and Marc is looking for your help. Marc is forming a release team of readers who will get access to pre-release chapters of the book to provide feedback. [43:45] By the time this podcast episode is published, Marc will have released the first chapter to the release team. You can be part of this team by going to CareerPivot.com/RYCTeam where you can sign up. [44:03] When you sign up, you’ll receive the pre-release versions of chapters when they become available. What Marc asks in return is that you provide feedback and be prepared to write a review on Amazon.com when the book is released. [44:17] Marc and Susan are adding around eight new chapters to the book and re-writing several others. Marc will release a new pre-release chapter on the podcast and to the team every few months. [44:34] The CareerPivot.com/Community website has become a valuable resource for almost 50 members who are participating in the Beta phase of this project. Marc is now recruiting members for the next cohort. [44:46] If you are interested in the endeavor and would like to be put on the waiting list, please go to CareerPivot.com/Community. When you sign up you’ll receive information about the community as it evolves. Those in the initial cohorts will get to set the direction for this endeavor. This is a paid membership community with special content. [45:19] Marc invites you to connect with him on LinkedIn.com/in/mrmiller. Just include in the connection request that you listen to this podcast. You can also look for Career Pivot on Facebook, LinkedIn, or @CareerPivot on Twitter. [45:48] Please come back next week, when Marc will review the podcast listeners’ survey and what he will be changing in the coming year. [46:01] You will find the show notes for this episode at CareerPivot.com/episode-109. [46:09] Please hop over to CareerPivot.com and subscribe to get updates to this podcast and all the other happenings at Career Pivot. You can subscribe to the podcast on iTunes, and Stitcher, the Google Podcasts app, Podbean, Overcast app, or the Spotify app.

Welcome Back This week we’re in Madison, Wisconsin and next week in Washington DC. We’re talking about work, finances, our communities, and what’s next. Join us. You’ll want to read how Elizabeth White ended up being 55, unemployed, and faking normal. Her turnaround is an inspiration. New This Week Last Week Thanks for reading. If […] The post Weekly Newsletter: 55, Unemployed, and Faking Normal appeared first on Next For Me.

In this episode, Marc and Mark address questions about video interviewing, starting a job search, and spreading the news about your new certification or degree. Listen in for great tips.   Key Takeaways: [1:38] Marc welcomes you to Episode 103 of the Repurpose Your Career podcast. This podcast is brought to you by CareerPivot.com, one of the very few websites dedicated to those of us in the second half of life and our careers. Take a moment to check out the blog and the other resources delivered to you, free of charge. [2:07] If you’re enjoying this podcast, Marc invites you to share this podcast with like-minded souls. Please subscribe on CareerPivot.com, iTunes, Google Play and the Google Podcasts app, Podbean, Overcast app, TuneIn, Spotify app, or Stitcher. Share it on social media, or tell your neighbors and colleagues so Marc can help more people. [2:28] Marc is launching The 2018 Repurpose Your Career Podcast Survey. To improve the show, Marc needs to know more about you — how you listen to the show; if you read the show notes; what kinds of episodes are your favorite. [2:44] Marc asks if you would kindly go to CareerPivot.com/podcast-survey (where you will be redirected to SurveyMonkey) to take the survey. Marc will publish the results in a couple of months. Marc thanks you in advance for doing this survey for the podcast. [3:07] Next week, Marc will be announcing the next edition of Repurpose Your Career, with a planned release date of the first half of 2019. Marc has been working on the next edition with Susan Lahey, and he will be looking for your help. Marc is forming a release team of readers to read pre-release chapters of the book to provide feedback. [3:32] Look for signup instructions to be on the release team in next week’s episode. Marc will also be reading the opening chapter of the next edition in next week’s episode. [3:43] This week, Marc is answering listener questions, along with his trusty sidekick, Mark Anthony Dyson. [3:53] Marc welcomes you to the regular Q&A episode and introduces the ‘world-famous Mark Anthony Dyson. Marc is back in Austin and Mark is in Chicago. [4:32] Marc and Mark note that they’ve both received copies of books from publishers recently. Mark received Taking the Work Out of Networking: An Introvert's Guide to Making Connections That Count, by Karen Wickre and Humanity Works: Merging Technologies and People for the Workplace of the Future, by Alexandra Levit. [5:52] Simon & Schuster just told Marc they were sending him Fifty-Five, Unemployed, and Faking Normal, by Elizabeth White, due out in January. Marc would like her on the show in January. She is a Harvard graduate who couldn’t get a job. [7:00] Q1: I’ve been asked to be interviewed over video. I’ve never done this. Can you give me any hints or tips so I can do my best? [7:11] A1: First pick the right room, with carpeting and drapes; hard surfaces are bad for audio. Put fabric up, at least. [8:10] Second, make sure you have good light on your face. Get some inexpensive desk lamps and install full-spectrum light bulbs. Third, make sure you are using a microphone and headphones. The audio is more important than anything else. Fourth, dress for video. Stay away from patterns. Fifth, interview standing up, without squeaky shoes. [9:43] The top of the camera should be about the top of your forehead. Look at the camera (not at the screen). A little picture just above the camera can help you. You need to practice it. Get some friends to interview you on Skype or Zoom. Mark agrees, that standing gives you energy, which is really crucial to impress in an interview. [10:40] You don’t want to be boring. The person interviewing you won’t be as enthusiastic. They might muddle through, but you’re the one being judged. Mark suggests Skype with someone you don’t know well. [11:54] Marc always recommends standing for phone interviews, because it opens the diaphragm. Mark says find a place without surrounding noise. Mark adds, have some personality when you interview. It is not an interrogation, but a time to impress. In many cases, the video interview is one of the first times you will be vetted. [14:21] Q2: I received an unacceptable feedback from HR and my contract will be terminated by the end of October, rather than April or May. Although the workplace is toxic, I want to leave and not sign a new contract. Your feedback is appreciated.[14:47] A2: This question came to Mark through LinkedIn messaging from an older gentleman. There was a fair amount of back and forth that Mark summarizes. Mark helped the man figure out what he wants to do and what company he wants to do it with. If you can answer those questions completely, they accelerate your goals. [15:32] Then, work to get a referral from someone that works in the company that you want to work with who can possibly lead you to the interview with the right person. Mark also asked the man, who was not a coaching client, to report back how it goes. After an exchange, it took Mark only about two minutes to give that advice. [16:13] The man got interviews. One was for his passion as a software engineer. [17:04] On a tangent, Mark says you know you’re with the right coach if you can get back a direct answer, without haggling over dollars and minutes. [18:18] A woman with cancer she is being treated for called Marc and she wondered if she should tell her next employer if she has cancer. He advised not to mention it until she has a job offer and then bringing it up with the assurance that she can perform the job. They will probably not withdraw the offer. Marc will not charge for the 10-minute call. [19:41] If people are stuck and they require a deeper dive, then a coach can start the process with them. Sometimes all people want is just one answer for something simple. For the people listening: don’t be afraid to ask questions of the right people, Mark says. The people will give you straight answers and maybe even some how-tos. [20:33] Q3: I recently passed the PMP exam and I’m a Certified Project Manager. How can I leverage this new certification? [20:44] A3: This question came from Marc’s CareerPivot.com online community. Marc has been promoting is for people to turn on the broadcast setting in LinkedIn when they update their credentials. People will get the message and you will get a lot of congratulations. [21:31] Always respond with a customized response: Thank you for the congratulations. Here’s what you can do for me. I’m looking for a job, I just got my PMP. Do you have 15 minutes for a short phone call so I can get some advice from you? [22:02] When Marc does this, he puts a link from ScheduleOnce for appointments. (Marc has no relationship with them but loves their service. Other scheduling systems are available.) Marc put in a link to iTunes when he reached his one-year podcast mark. [22:27] Marc also asked people to listen to and review a podcast. He got a spike of downloads that week because people listened to an episode from his request. [22:39] When you update your LinkedIn profile you want people to notice. When people notice, a few may be able to help you. Marc learned a long time ago, “If you don’t ask, you usually don’t get.” [23:18] Mark suggests when you get a new certification or degree, you become part of their association, industry, or trade membership group. You want to get the newsletter and participate so you can start to be familiar to the group. You can’t sit on the sidelines and try to scoop up the benefits. Contribute a lot to get to know a lot of people fast. [24:08] Networking and the job search are more about people than the process. People have made it about the process, but the process is not always the best approach. Industry organizations make a huge difference in becoming familiar. It is the long-tailed benefit that will serve your career for a long time. [24:54] Connect with people first, care about the person, and then, eventually, that will help you. You’ll learn a lot more than you think by just watching for a while before saying something. [25:06] Marc agrees, that when we reach our age, over 60, getting a job is about a relationship. Focus on the relationships. You have no control over the timing of job openings. All you can do is keep building the relationships. [26:31] That’s why everybody needs to read How to Win Friends & Influence People, by Dale Carnegie, Mark believes. The essence of the book is how to win over people, not how to look for shortcuts. Relationships over time lead to different points that will benefit your career as a whole and bring other people with you. [27:15] In the ’30s and ’40s, Dale Carnegie had a radio show and he interviewed people. You can find some episodes from Dale Carnegie on Spotify. They are all about relationships. [28:07] Marc thanks Mark for being on this Repurpose Your Career podcast episode. [28:26] Marc invites you to pick up a copy of Repurpose Your Career: A Practical Guide for the 2nd half of Life, and write an honest review of the book on iTunes.com. [28:51] Please take the 2018 Repurpose Your Career Podcast Survey. Marc needs to know something about you so he can make this podcast to meet your needs. Go to CareerPivot.com/podcast-survey and take the SurveyMonkey.com survey. [29:25] Marc is soliciting members for the next cohort of the CareerPivot.com Online Community. For information, please go to CareerPivot.com/Community. [30:16] Check back next week when Marc will announce the next edition of Repurpose Your Career and read the opening chapter as a preview to the book.

Ideally, retirement is the event that allows for working men and women to shift their working lifestyle to a lifestyle of relaxation and enjoyment. The truth of the matter is that so many Americans, nearly one-third of those aged 55-64, have little to no savings and are unable to support themselves during their time of unemployment. Even with the median retirement account valued at more than $100,000, this is still not enough to maintain the living expenses of a person living the average lifespan of 80 years. Elizabeth White, an author and aging solutions advocate, shares this experience in hardship and has made it her mission to educate the world on the personal finance crisis. Two years ago, Ms. White wrote an online essay that depicted the financial plight of boomer-aged Americans and her story resonated with so many. The overwhelming response to the essay led her to write her book, Fifty-five, Unemployed, and Faking Normal, which tells the story of the millions of older Americans who, despite a history of career choice and decent incomes, are facing the prospect of downward mobility in old age. Today, Ms. White has sparked a national conversation, has delivered an impactful TED Talk and has been recognized as one of the Top 50 influencers on aging. In this episode we discuss: Ms. White’s story and her famous TEDx Talk Her financial mistakes and lessons learned The individual isolated behavior vs systematic factors that have led us to this point of the retirement crisis.  (The 7.7 trillion retirement GAP) The 3-legged retirement income stool- (the savings, pension and social security) and why it is so wobbly/broken Advice for older adults reaching retirement and advice for younger adults Resilient circles and how people can form them in their lives The concept of ‘Smalling-up’ What it means to have a richly textured life The changes Ms. White would have made her to habits and choices pre-retirement Her thoughts on the FIRE movement   At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. Other related blog posts/links mentioned in this episode: 55andFakingNormal.com YouTube Video of TEDx Talk Fifty-five, Unemployed, and Faking Normal Book PBS Video and Profile Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Elizabeth: Twitter: @55fakingnormal Facebook: 55 and Faking Normal Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Elizabeth White, author of 55, Unemployed & Faking Normal - July 22, 2018 by Caregiver SOS On Air

Elizabeth White found herself unemployed at 55 years of age. She was frightened, depressed, and nearly broke. She shares with listeners how she turned her life around, how she set new priorities for herself, and what faking normal means.

In this episode of the free, 20-minute Your Next Avenue podcast, Elizabeth White (a Next Avenue Influencer in Aging) offers smart, sometimes difficult, advice becoming both resilient and realistic if you’re out of work and over 50. The author of Fifty-Five, Unemployed, and Faking Normal: Your Guide to a Better Lifetalks with Next Avenue’s Work & Purpose channel editor Richard Eisenberg about "getting off your throne," resilience circles and the "new normal" of work.

What's happening to America? Millions of people – once financially successful – are falling over the cliff into poverty --extreme poverty. Some point scapegoating fingers. Others figure it out. This week on THE JANUS ADAMS SHOW – author Elizabeth White, talks about her book, FAKING NORMAL. Also on the show: the music of Eubie Blake, Alberta Hunter, and Abbey Lincoln. Hear the show live on WJFF – www.wjffradio.com Saturdays at 4pm. Subscribe to our podcast (uploaded weekly on Mondays) at: soundcloud.com/janusadams/ The Janus Adams Show, a weekly public radio program and podcast, is “a show about race – every race – and courage.”™ To learn more about the show and join the conversation, visit us at: JanusAdams.com.

What's happening to America? Millions of people – once financially successful – are falling over the cliff into poverty --extreme poverty. Some point scapegoating fingers. Others figure it out. This week on THE JANUS ADAMS SHOW – author Elizabeth White, talks about her book, FAKING NORMAL. Also on the show: the music of Eubie Blake, Alberta Hunter, and Abbey Lincoln. Hear the show live on WJFF – www.wjffradio.com Saturdays at 4pm. Subscribe to our podcast (uploaded weekly on Mondays) at: soundcloud.com/janusadams/ The Janus Adams Show, a weekly public radio program and podcast, is “a show about race – every race – and courage.”™ To learn more about the show and join the conversation, visit us at: JanusAdams.com.

On making a life - even when you're barely making a living. Elizabeth White reads "Bruce's story" from her book, "Faking Normal" This week on THE JANUS ADAMS SHOW – author Elizabeth White, talks about her book, FAKING NORMAL. Also on the show: the music of Eubie Blake, Alberta Hunter, and Abbey Lincoln. Hear the show live on WJFF – www.wjffradio.com Saturdays at 4pm. Subscribe to our podcast (uploaded weekly on Mondays) at: soundcloud.com/janusadams/ The Janus Adams Show, a weekly public radio program and podcast, is “a show about race – every race – and courage.”™ To learn more about the show and join the conversation, visit us at: JanusAdams.com.

This week on THE JANUS ADAMS SHOW: we're talking about money and food. What could be better? We're serving up heaps of food for thought with our guests: Elizabeth White (speaker and author of "Faking Normal") and Marcus Guiliano (restauranteur and author of "50 Mistakes Business Owners Make"). Hear the show live on WJFF – www.wjffradio.com Saturdays at 4pm. Subscribe to our podcast (uploaded weekly on Mondays) at: https://soundcloud.com/janusadams/ The Janus Adams Show, a weekly public radio program and podcast, is “a show about race – every race – and courage.”™ To learn more about the show and join the conversation, visit us at: JanusAdams.com.

This week on THE JANUS ADAMS SHOW: we're talking about money and food. What could be better? We're serving up heaps of food for thought with our guests: Elizabeth White (speaker and author of "Faking Normal") and Marcus Guiliano (restauranteur and author of "50 Mistakes Business Owners Make"). Hear the show live on WJFF – www.wjffradio.com Saturdays at 4pm. Subscribe to our podcast (uploaded weekly on Mondays) at: https://soundcloud.com/janusadams/ The Janus Adams Show, a weekly public radio program and podcast, is “a show about race – every race – and courage.”™ To learn more about the show and join the conversation, visit us at: JanusAdams.com.

Talking with the wise and lovely Courtney C. Stevens, author of FAKING NORMAL and THE BLUE-HAIRED BOY, about building a writing community, writing how rock climbing made her a better writer. Courtney C Stevens Show Notes Stephenie Meyer SCBWI Ruta Sepetys and Sharon Cameron Harper Impulse series Rae Ann Parker, Kristin Tubb, Hannah Dills  Margie Lawson

Podcast Notes Erin tells us her pick for the good guy she'd like to make naughty: Zeke from The Blood of Eden Series by Julie Kagawa. Kassiah gives us her choice: the lovely Joe Fontaine from The Sky is Everywhere by Jandy Nelson. *bat*bat*bat* Jaime reveals her two good guys: Jase from My Life Next Door by Huntley Fitzpatrick and Matt Finch from Open Road Summer by Emery Lord. Meg reveals her guys: Logan from The Summer I Became a Nerd by Leah Rae Miller and Patrick from Something Real by Heather Demetrios. Then we talk about our Hotties of the Month, beginning with Nathan Everetts (Nate) from Boys Like You by Juliana Stone (Erin's pick this month). Kassiah gives us her hotties of the month: Harvey from Side Effects May Vary by Julie Murphy and Drew Jordan from Perfect 10 by Erin McCarthy. Jaime tells us her picks this month: Connor Kelleher from Her Best Laid Plans by Cara McKenna and Ethan Vance from Boomerang by Noelle August (aka Veronica Rossi and Lorin Oberweger. Meg chooses Arin from The Winner’s Curse by Marie Rutkoski. Check out Bridge of Snow (Arin's Story), which we mentioned in the Episode. You know we can't get by without our extensive list of Honorable Mentions: Chaol from theThrone of Glass Series by Sarah Maas Eli from Not a Drop to Drink by Mindy McGinnis Finn from The Cahill Witch Chronicles by Jessica Spotswood Callum from Reboot by Amy Tintera Xander from The Distance Between Us by Kasie West Hector from the Fire and Thorns Series by Rae Carson Adam from the Shatter Me Series by Tahereh Mafi Elias from the One Universe Series by LeighAnn Kopans Aiden from the Covenant Series by Jennifer L. Armentrout Trevor from the Pivot Point Series by Kasie West Peeta from The Hunger Games Series by Suzanne Collins Finn from The Impossible Knife of Memory by Laurie Halse Anderson Park from Eleanor & Park by Rainbow Rowell Levi from Fangirl by Rainbow Rowell Stephen from Invisibility by Andrea Cremer and David Levithan Aidan from The Boyfriend App by Katie Sise Dave from A Little Wanting Song by Cath Crowley Bodee from Faking Normal by Courtney Stevens Logan from the Defiance Series by CJ Redwine Colby from The Disenchantments by Nina LaCour Cricket from Lola and the Boy Next Door by Stephanie Perkins Tucker Avery from the Unearthly by Cynthia Hand Dylan McCutter from the Rule of Thirds by Chantel Guertin Jesse Oliver from the Also Known As Series by Robin Benway Augustus Waters from The Fault in Our Stars by John Green Graham Larkin from This is What Happy Looks Like by Jennifer E. Smith Cameron Hamilton from Wait for You by Jennifer L. Armentrout Joe Foster and Sam Kennedy from Love on the Lifts by Rachel Hawthorne Oliver from Little Blue Lies by Chris Lynch Gabriel from the Cold Kiss Series (but really Glass Heart) by Amy Garvey Let us know what you think! Ask Us a Question or Make Suggestions via our Handy Dandy Suggestion Form and tell us who's got you swooning here.