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Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

A new law that took effect Feb. 1st requires a camera to be in place in special education classrooms in all Louisiana public schools.  It expands on an existing law that required cameras in special education classrooms, but only if parents requested them. The new law followed an audit that found most special ed classes did not have cameras installed.Safura Syed, a reporter for Verite News, has been covering this story. She joins us today with more.Louisianans are no strangers to poor air quality, particularly for those who live in the state's industrial corridor. Over the last few years, some residents began taking air quality into their own hands, tracking pollution with commercial air sensors. But now, these grassroots air monitoring efforts are under threat. Illan Ireland is a reporter for the Mississippi Free Press who's been covering this story. He joins us with the details. Since 1981, the Spanish Town Mardi Gras parade has rolled through the streets of Baton Rouge. As the largest parade in the city, it's known for its pink flamingo mascot and the saying “poor taste is better than no taste at all.” It rolls this year on Valentine's Day, Feb 14.Robert King, president of the Mystic Krewe for the Preservation of Lagniappe (SPLL), joins us for more on the history of the parade and what to expect this year. —Today's episode of Louisiana Considered was hosted by Karen Henderson. Our managing producer is Alana Schreiber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell. You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

* Louisiana is giving businesses a bigger break for hiring young people for things like internships and apprenticeships. * Bank On It, financial insights you can count on with Jason Shields, the COO of Gulf Coast Bank & Trust

Sunday night, Louisianans prepared for a cold front, protecting their plants, pipes and pets from freezing temperatures. Meteorologist Jennifer Narramore joins us for an update on the unusually cold and windy weather and when we should expect to see sunshine again.In 1996, the Krewe of Oshun was founded in New Orleans with the mission of including individuals of ordinary means in Mardi Gras. Now, 30 years later, the krewe is being reborn under new leadership. It will now be a co-ed family-based model, even including child riders. For more on this next chapter for the Krewe of Oshun, we are joined by the Krewe captain, Gian Durand.You might not know this, but Louisiana actually played a role in the American Revolution. Before the area was a state, the Spanish colonial Louisiana's governor recruited residents to join the fight for American independence. Now, Louisianans will have a chance to discover that history, thanks to new online resources developed by Louisiana Public Broadcasting's education services team. LPB education specialist Katy Stark tells us about the new teaching resources available. —Today's episode of Louisiana Considered was hosted by Karen Henderson. Our managing producer is Alana Schreiber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell. You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

New research shows Louisiana residents look older than other Americans. What is it - the climate? The pollution? The food?

Did Carson Beck display poor sportsmanship in Indiana's CFP victory? Is Carson Beck a "quality person" or not? Guess who's paying for all these tariffs? HINT: Not China; Why do Louisianans age faster than other Americans?

Louisianans are blessed with restaurants that have been dining destinations for generations. So whenever a culinary institution announces an ownership change, we tend to get nervous. On this week's show, we explore three restaurants that have changed hands, but whose owners have worked hard to preserve their traditions. We begin with a visit to Middendorf's, the classic seafood house located in Manchac – a tiny village 40 miles north of New Orleans on Lake Maurepas. Famed for its thin-cut fried catfish, Middendorf's has been an institution since 1934. Originally owned by three generations of family, it was taken over by Horst and Karen Pfeifer in 2007 after their French Quarter fine dining restaurant was closed due to Katrina. Horst walks us through Middendorf's history, talks about his tenure as owner, and describes how he weathers storms on the Louisiana marsh. Then, we hear from Dickie Brennan and his sister Lauren Brennan Brower. In March 2023, they got the keys to Pascal's Manale Restaurant when the Dickie Brennan restaurant group purchased the Uptown landmark established in 1913. Growing up, Dickie and Lauren were regulars at Pascal's Manale. The two discuss their memories of the Brennan family's favorite eatery. Finally, we sit down with the Casbarian family, the second family to own Arnaud's Restaurant in New Orleans' French Quarter since 1918. We learn how they've kept the traditions established by the first owners – Count Arnaud and his daughter, Germaine Wells – while continually innovating for the future. For more of all things Louisiana Eats, be sure to visit us at PoppyTooker.com.

Louisianans are blessed with restaurants that have been dining destinations for generations. So whenever a culinary institution announces an ownership change, we tend to get nervous. On this week's show, we explore three restaurants that have changed hands, but whose owners have worked hard to preserve their traditions. We begin with a visit to Middendorf's, the classic seafood house located in Manchac – a tiny village 40 miles north of New Orleans on Lake Maurepas. Famed for its thin-cut fried catfish, Middendorf's has been an institution since 1934. Originally owned by three generations of family, it was taken over by Horst and Karen Pfeifer in 2007 after their French Quarter fine dining restaurant was closed due to Katrina. Horst walks us through Middendorf's history, talks about his tenure as owner, and describes how he weathers storms on the Louisiana marsh. Then, we hear from Dickie Brennan and his sister Lauren Brennan Brower. In March 2023, they got the keys to Pascal's Manale Restaurant when the Dickie Brennan restaurant group purchased the Uptown landmark established in 1913. Growing up, Dickie and Lauren were regulars at Pascal's Manale. The two discuss their memories of the Brennan family's favorite eatery. Finally, we sit down with the Casbarian family, the second family to own Arnaud's Restaurant in New Orleans' French Quarter since 1918. We learn how they've kept the traditions established by the first owners – Count Arnaud and his daughter, Germaine Wells – while continually innovating for the future. For more of all things Louisiana Eats, be sure to visit us at PoppyTooker.com.

There's over $1.4 BILLION in unclaimed money for Louisianans. We talk with State Treasurer John Fleming about what happens to all that money and how you can check if YOU'RE owed any of it.

* There's over $1.4 BILLION in unclaimed money for Louisianans. We talk with State Treasurer about what happens to all that money and how you can check if YOU'RE owed any of it. * We check back in with Councilmember Joe Giarrusso about the current budget mess...and getting one passed for next year

* The Falcons will be down several important players when they come to town * GLP-1s help with weight loss...could they also help with cancer survival? * The NOPD consent decree is ending soon. Officers say it's about time * Will Tyler Shough prove to be the QB the Saints should build around? * Why New Orleans is still a top player for conventions * Have you been a victim of violence? Over half of Louisianans have

Violence in Louisiana has been on the decline, but more than half of people in the state say they've been a victim at some point in their life. Have you or a loved been affected by violence? Anita Raj, executive director of Tulane University's Newcomb Institute, joins us.

Paul & Randy discuss how Texas can take it to the Bulldogs in Athens. Other topics include, Gunner Stockton being a good college QB, Georgia's defensive decline, the Texas OL carrying a good Vandy game forward, the wonders of HS football, and the hilarious crap show at LSU that for Louisianans, is just another day in Louisiana. The time is now for your new mortgage or refi with Gabe Winslow at 832-557-1095 or MortgagesbyGabe. Then get your financial life in order with advisor David McClellan 312-933-8823 with a free consult: dmcclellan@forumfinancial.com. Read his retirement tax bomb series at Kiplinger! https://www.kiplinger.com/retirement/retirement-planning/605109/is-your-retirement-portfolio-a-tax-bomb Need a great CenTex realtor? Contact Laura Baker at 512-784-0505 or laura@andyallenteam.com.

Tommy talks with Troy Duhon, the founder of Giving Hope NOLA, about keeping SNAP funded and helping those going hungry.

Talking with John Couvillon with JMC Analytics about his new polling on how Louisianans view Governor Landry, President Trump, and the new primary system we're getting.

* Could the blighted Lindy Boggs hospital be closer to getting redeveloped? * There's new polling on how Louisianans view Governor Landry, President Trump, and the new primary system we're getting.

Louisiana SNAP recipients won't receive any November benefits because of the government shutdown. We talk about how big a deal this is with Jan Moller, Executive Director of Invest in Louisiana.

It's Thursday, and that means it's time to catch up on politics with The Times-Picayune/New Orleans Advocate's editorial director and columnist, Stephanie Grace. Today, she tells us about the likelihood that President Trump will still send the national guard to New Orleans — and why that puts Gov. Jeff Landry in a precarious position. Every two years, the state of Louisiana selects its Poet Laureate through its Endowment for the Humanities. The poet then travels the state encouraging fellow Louisianans to explore and engage with poetry.The latest Poet Laureate, Gina Ferrara, tells us more about her journey as a poet and educator, and how she's encouraging young people to pick up the pen. This week, Louisiana Considered continues to bring you Wetlands Radio, a series about coastal restoration from producer Eve Abrams. Today, we discuss backfilling canals. What is it? And why is this process — though effective and inexpensive — still a rare way to build back land?–Today's episode of Louisiana Considered was hosted by Bob Pavlovich. Our managing producer is Alana Schreiber. We get production support from Garrett Pittman and our assistant producer Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you!  Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Southeastern Louisiana reporter Allen Waddel comes in to talk Lions vs Tigers. He discusses how special playing in Death Valley is to Louisiana natives, what quality football means to Louisianans, and the hidden gems found in FCS programs around the southern USA

Friday marks the 20th anniversary of Hurricane Katrina, which decimated New Orleans and communities along the Gulf Coast, leading to one of the largest and most sudden relocations of people in U.S. history. Some 1.2 million Louisianans were displaced for months or even years. We spoke with a few of the thousands of Katrina survivors who relocated permanently. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

When Meta selected a site in Louisiana for its largest data center to date, it signed a deal with Entergy to power the site with three massive natural gas power plants. Earlier this week a state regulator approved Entergy's plans. The power plants are expected to come online in 2028 and 2029, and at full strength, they'll generate 2.25 gigawatts of electricity. Ultimately, the AI data center could draw 5 gigawatts of power as it's expanded. The power plant project has been controversial among Louisianans.  Waymo has been granted a permit to test its autonomous vehicles in New York City, the first such approval granted by the city. The company told TechCrunch it plans to start testing “immediately.” And a former software developer has been sentenced to four years in prison for sabotaging his former employer's network after leaving the company. Learn more about your ad choices. Visit podcastchoices.com/adchoices

August signals the end of summer break, and students across Louisiana are heading back into the classroom. Monday  is the first day of  school for public school students in Orleans, Jefferson and Lafayette parishes. Students in Baton Rouge returned to class last week – and were met with a host of changes.Charles Lussier covers education for The Baton Rouge Advocate. He joins us to break down those changes.The Louisiana Shakespeare Company is presenting an adaptation of William Shakespeare's “The Tempest.” And many Louisianans will find the story of a storm that decimates a town rather familiar. In fact, the setting for this performance is modern-day New Orleans.  Director Jennifer Bouquet and actor Timmie Callais tell us about this upcoming rendition of a classic Shakespeare tragedy. New Orleans is getting hotter. You can see that in numbers and charts — but what does it sound like? The Gulf States Newsroom's Drew Hawkins talked to musicians in New Orleans about how the heat is affecting them — and to get some help turning the data into music.—Today's episode of Louisiana Considered was hosted by Karen Henderson. Our managing producer is Alana Schreiber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell. You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Synopsis: Two decades after Hurricane Katrina ravaged Louisiana, the state is now facing a new kind of storm: the rapid expansion of liquified natural gas facilities that are displacing residents and polluting minority communities.This show is made possible by you! To become a sustaining member go to LauraFlanders.org/donateDescription: Hurricane Katrina was one of the deadliest hurricanes ever to strike the United States, killing 1,833 people, displacing hundreds of thousands more and causing more than $100 billion in damage. Louisianans wanted change and climate action, but 20 years on, a state ravaged by climate disasters is now ground zero for a whole new kind of storm: liquified natural gas facilities. The Trump administration okayed several new LNG plants on the Gulf this year, but residents are still picking up the pieces after the first LNG plants entered their neighborhood under Democratic administrations. In this episode, Laura speaks to Louisianans whose lives have been turned upside down by the expansion of LNG exports, and an expert who says minority communities benefit little from the jobs in the petrochemical facilities that surround them, yet suffer disproportionate pollution effects. Their message? Climate refugees exist in the U.S., and there will be more: “Wake up, open your eyes!”“[I'm a] climate refugee, more than once . . . I'm no scientist, but I'm more of an expert than the experts. Living it's a whole different ball game.” - Travis Dardar“[Companies] demand big tax incentives to come here . . . We are last in transportation, last in healthcare, last in education . . . We're almost last in every measurable area because we give tax breaks to the big oil companies and petrochemical companies.” - General Russel L. Honoré“Donald Trump doesn't live next to an oil refinery and he never will.” - Kimberly TerrellGuests:•  Travis Dardar: Commercial Fisherman; Founder, Fishermen Interested In Saving our Heritage (FISH)•  General Russel L. Honoré: Decorated 37-Year Army Veteran; Commander, Joint Task Force Katrina; Founder, GreenARMY•  Kimberly Terrell: Visiting Scientist, Center for Applied Environmental Science (CAES); Former Research Scientist & Director, Community Engagement, Tulane Environmental Law ClinicAdditional Crew: for this special report includes Dan T. Peters of Dan T. Peters Media and Calvin Blue Jr..  Special Thanks:  Gina Kim and Anne RolfesMusic credits: Jagged and Thrum of Soil by Blue Dot Sessions and original sound design by Jeannie Hopper Watch the episode released on YouTube August 1st, 5pm ET; PBS World Channel August 3rd, and on over 300 public stations across the country (check your listings, or search here via zipcode). Listen: Episode airing on community radio (check here to see if your station airs the show) & available as a podcast August 6th.Full Episode Notes are located HERE.-Related Podcast:  Uncut Conversation with General Russel L. Honoré: Decorated 37-Year Army Veteran; Commander, Joint Task Force Katrina; Founder, GreenARMY RESOURCES:Related Laura Flanders Show Episodes:•  Colette Pichon Battle on Climate Justice Reparations- Watch / Listen:  Episode, Full Conversation•  BIPOC Media Answers the Call: Community Action After Hurricane Helene- Watch / Listen:  Episode, Full Conversation•  Before the Ground Runs Dry: BIPOC Media on the US Water Crisis: Watch / Listen:  EpisodeRelated Articles and Resources:•  Fishfolk are on the frontlines of the gas export boom, Venture Global's Calcasieu Pass 2, or CP2, threatens the way of life on Louisiana's Gulf Coast, January 25, 2025, Southern Environmental Law Center•  The Biden Administration's Next Big Climate Decision.  The liquefied-natural-gas-buildout-and fossil-fuel exports-challenge progress on global warming.  September 22, 2023,  By Bill McKibben, October 31, 2023, The New Yorker•  Pervasive racial and ethnic disparities in the U.S. petrochemical workforce, by Kimberly Terrell, Gianna St. Julien, Michael Ash, September 2025 Science Direct Laura Flanders and Friends Crew: Laura Flanders, along with Sabrina Artel, Jeremiah Cothren, Veronica Delgado, Janet Hernandez, Jeannie Hopper, Gina Kim, Sarah Miller, Nat Needham, David Neuman, and Rory O'Conner. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

The Louisiana Office of Motor Vehicles is updating its 50 year old computer system. We go over what's changing and what it'll mean for Louisianans with Matthew Boudreaux, Interim Deputy Commissioner with the Office of Motor Vehicles

* We break down some recent economic news, the Fed defying President Trump, and go over the big jobs report with Mark Hamrick from Bankrate * The Louisiana Office of Motor Vehicles is updating its 50 year old computer system. We go over what's changing and what it'll mean for Louisianans

It's Thursday, and that means it's time to catch up on politics with Stephanie Grace, editorial director and columnist for The Times Picayune/New Orleans Advocate. We hear about the latest candidate to challenge Sen. Cassidy's (R-La.) seat in Congress, and whether or not President Trump will weigh in on the election. Earlier this month, the Trump administration issued a two-year exemption to an EPA rule that aims to curb  pollution and cancer risks for those who live near industrial plants.The move affects a dozen Louisiana petrochemical companies and the communities that surround them. Some say the proclamation will endanger the health of people who live in the Mississippi River Industrial Corridor and the Lake Charles area.  Coastal Desk reporter Eva Tesfaye joins us to discuss  the potential impacts. The Glass Recycling Foundation's 2024 report says only about a third of the glass in the U.S.  is recycled annually . About 9 million tons of glass ends up in landfills each year. And this is despite the fact that glass is endlessly recyclable.A group in New Orleans is trying to change that. Glass Half Full began their efforts in the backyard of a fraternity house, and over  the last five years, they've become a force in glass recycling in the Gulf South.Franziska Trautmann, co-founder of Glass Half Full, tells us more about how recycled glass can help restore the coast. ___Today's episode of Louisiana Considered was hosted by Bob Pavlovich. Our managing producer is Alana Schreiber. We get production support from Garrett Pittman and our assistant producer Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you!  Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Monthly energy costs for Louisianans could go up almost $800 a year under the new tax bill. We break it down with Public Service Commissioner Davante Lewis.

* Monthly energy costs for Louisianans could go up almost $800 a year under the new bill. * A Hail Mary legal maneuver kept a security guard from a lengthy prison sentence that most didn't want to see happen

Congressman Jimmy Petronis shares insights on budget management, fiscal responsibility, and the importance of transparency in government. He discusses the current state of affairs in Congress, including the Senate's role in passing significant legislation, energy independence, and the challenges facing states like California. Congressman Petronis also emphasizes the need for trust in the electoral process and the critical role of AM radio during disasters. Dr. John Fleming, a former White House Deputy Chief of Staff and current Louisiana State Treasurer, is on a mission to unseat incumbent Senator Bill Cassidy. Dr. Fleming shares insights on Cassidy's voting record, particularly regarding his alignment with President Trump and the needs of Louisianans. Additional interview with NativePath's co-founder and chief culture officer Dr. Chad Walding, who discusses the convenience of processed foods versus the long-term effects on our bodies, the importance of shifting towards whole foods, and the dangers of seed oils and synthetic dyes in our diets.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Crypto-related scams have been popping up more in Louisiana, costing people thousands of dollars. We go over what to watch for and how to avoid becoming a victim with Alex Hamerstone, Director of advisory solutions for TrustedSec

**"Ask A Gettysburg Guide 108: THE LOUISIANA TIGERS with LBG Mike Rupert"** 

In “A Muddy Future for Louisiana Crawfish,” Gravy producer Eva Tesfaye traces the aftermath of the summer of 2023, when a severe drought in Louisiana devastated the 2024 crawfish season. The dry soil and extreme heat killed the crawfish while they were still burrowed underground, meaning when farmers flooded their fields in the fall, they found their harvest would be dismal for the spring. That caused both farmers and consumers to suffer. In Louisiana, where crawfish are normally around $3 per pound, prices reached as high as $9 a pound. In Texas, it was even higher, around $12 a pound.   Tesfaye followed this story while it was happening, and it left her with a new question: With climate change bringing more extreme weather, are there ways to protect the state's beloved mudbugs? To answer that question, she talked to Michael Moreaux, a crawfish farmer experimenting with different agricultural practices to attempt to produce healthy crawfish that can weather anything.   By focusing on the health of his female crawfish, using native grasses to feed them and filtering the water in his ponds, Michael seems to be producing tasty, resilient crawfish. He wants farmers and academics alike to take a look at his work, but the way the crawfish industry is set up makes it difficult for farmers to innovate, and academia doesn't have enough crawfish specialists to solve all the problems threatening the state's harvest.   One person interested in Michael's methods is the young farmer Bruno Sagrera, who is struggling to break into the crawfish industry. Having grown up on a crawfish farm, he believes there are dire problems with the way crawfish are farmed today, but can't get his family to buy into the practices he wants to try—so he's on his own.   Both Michael and Bruno want to improve crawfish farming practices so that Louisianans can continue to eat the beloved mudbugs for generations to come. Learn more about your ad choices. Visit megaphone.fm/adchoices

The 2025 March Madness Tournaments are headed to the Sweet 16 rounds this weekend. While the LSU Tigers women's basketball team is the only Louisiana team left standing, McNeese State made a big splash with a first round upset victory in the men's tournament, and a viral team manager.Reed Darcey, a reporter for the Baton Rouge Advocate, breaks down the recent games and what to expect as LSU prepares to face NC State.The House of Representatives recently voted on a budget plan that aims to cut $2 trillion in mandatory spending over the next decade. This includes $230 billion in cuts to the U.S. Department of Agriculture. The move could severely impact funding for the Supplemental Nutrition Assistance Program, better known as SNAP. Roy Chrobocinski, managing director of Save the Children, and Crystal Ellis, Louisiana state manager for Save the Children Action Network, tell us more about how these cuts will impact Louisianans.The Louis Moreau Institute is marking 11 years with a contemporary classical music festival. Founded by New Orleans-native Morris Rosenzweig, the institute aims to celebrate the intersection of traditional classical music and familiar New Orleans sounds. The institute's artistic director Wesley Ducote tells us what to expect as composers from around the world gather for this festival.___Today's episode of Louisiana Considered was hosted by Diane Mack. Our managing producer is Alana Schrieber. Matt Bloom and Aubry Procell are assistant producers. Our engineer is Garrett Pittman.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, Google Play and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Almost a third of people in Louisiana are on Medicaid. And hundreds of providers rely on federal reimbursements to operate.But funding for the program is under threat. The Trump administration – and a majority of Republican lawmakers – say they want to cut funding for Medicaid to help pay for tax cuts. Many patients and providers in Louisiana are watching the debate in Washington closely. Alice Riener, chief executive officer of Crescent Care, a Medicaid provider in New Orleans, and Dr. Peggy Honoré, board president of the New Orleans Musicians Clinic, tell us about how these potential cuts could impact Louisianans. Universities have been cozying up to the fossil fuel industry for decades, and at LSU, the mid-twentieth century oil boom helped grow the institution. Yesterday, we brought you the first part  of “Fueling Knowledge,” an investigation from the Sea Change podcast that explores LSU's relationship with oil and gas. Where we pick up today, we learn about the so-called “golden age” of the fossil fuel industry in Louisiana. ___Today's episode of Louisiana Considered was hosted by Bob Pavlovich. Our managing producer is Alana Schreiber. We get production support from Garrett Pittman and our assistant producer Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you!Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from listeners like you. Thank you!

Louisianans will vote on whether to approve a tax overhaul in just a couple weeks. We spend some time going over whether it's a good idea or not.

Louisianans will vote on whether to approve a tax overhaul in just a couple weeks. Tommy talks with Jan Mollier, Executive Director of Invest in Louisiana.

Louisianans will vote on whether to approve a tax overhaul in just a couple weeks. Tommy talks with Daniel Erspamer, CEO of the Pelican Institute

Louisianans will vote on a proposed tax overhaul next month. We go over the amendment with Secretary of Revenue Richard Nelson and why he supports it.

There has been a flurry of legal activity since Gov. Jeff Landry established protocols to use nitrogen gas to execute people sentenced to death. Judges have set execution dates for at least two people on death row in Louisiana. Greg LaRose, the editor at the Louisiana Illuminator tells us about challenges to the new method. As New Orleans still recovers from the Super Bowl, we wanted to have a conversation about food waste. Super Bowl-related events are typically responsible for thousands of pounds of food waste, but this year, the Food Recovery Network, along with student volunteers from Tulane and LSU, recovered over 12,000 pounds of unused food, and donated it to the New Orleans Mission, a shelter for unhoused Louisianans. Regina Harmon, the executive director of the Food Recovery Network, and John Proctor, the food service director for the New Orleans Mission, tell us about working together to repurpose unused food. A new documentary from VICE takes a deep dive into Cajun Mardi Gras. The film, “Vice's Guide to Mardi Gras,” offers viewers insight into carnival traditions in more rural areas of the state, showing how they contrast with the glitzy spectacle in New Orleans. The documentary's host and producer, Jackson Garrett, and Jourdan Thibodeaux, a local musician featured in the film, tell us more about Acadian Mardi Gras traditions.—Today's episode of Louisiana Considered was hosted by Karen Henderson. Our managing producer is Alana Schrieber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell. You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, Google Play and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

If you or someone you know is experiencing a mental health crisis, please call the Suicide and Crisis Lifeline at 988. It's Thursday and that means it's time to catch up on politics with The Times-Picayune/The Advocate's editorial director and columnist, Stephanie Grace. She tells us about rising tension between Mayor LaToya Cantrell and the city council over the city's role collecting taxes  for other government entities.A new report from the Newcomb Institute found that over 10% of Louisiana adults struggle with severe depression and/or anxiety and 9% have either attempted suicide or had suicidal thoughts. Dr. Anita Raj, executive director of the Newcomb Institute, tells us more about this study and how Louisianans can prioritize their mental health and seek treatment. Louisianans are told, it doesn't matter where you live, you should have flood insurance. But many people cannot afford the National Flood Insurance Program's premiums. Now, we're not only seeing more people dropping coverage, but those who do purchase insurance are paying higher rates.Reporter Elise Plunk of the Louisiana Illuminator tells us about the issues that arise when people drop their policies, and the Catch-22 that's created for those who continue to buy insurance.__Today's episode of Louisiana Considered was hosted by Bob Pavlovich. Our managing producer is Alana Schreiber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 pm. It's available on Spotify, the NPR App, and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

It's been just over a week since President Donald Trump took office for the second time. One of his first orders of business was signing pardons to all individuals convicted of offenses related to storming the Capitol on Jan. 6, including some Louisianans. But the pardons were met with mixed reactions from the state's politicians, with Republican Senator Bill Cassidy speaking out against it. Mark Ballard, Washington correspondent with The Advocate Capitol News Bureau, joins us to discuss their response. Ten years ago, New Orleans passed its smoke-free casinos ordinance. It might seem like the status quo, but many remember when restaurants, bars, and casinos allowed for smoking and separate sections.Onjewel Smith, southern states strategist for Americans for Nonsmokers' Rights, tells us more about this landmark ordinance and what it meant for workers' rights. An event highlighting the historical cultural connections between Louisiana and Ghana will take place in Baton Rouge on Sunday. The West African nation is responsible for some of the integral elements of Louisiana culture, including dance, food and music. Musicians Andrew Wiseman and Jeremy Thomas tell us more about this upcoming event, “Roots of Our Own: A Legacy Project,” which will take place at the East Baton Rouge Parish Library main branch at Goodwood. —Today's episode of Louisiana Considered was hosted by Adam Vos. Our managing producer is Alana Schrieber. We get production support from Garrett Pittman and our assistant producer Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts.Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

It's the end of the month and that means it's time to catch up on the latest news from Acadiana. Christiaan Mader, founder and editor of The Current tells us how the Lafayette area fared with last week's snow, and about an upcoming special election.A once-in-a-lifetime snowstorm hit the South last week, breaking snowfall records dating back to 1895. Flights were canceled, schools were closed and many Louisianans engaged in their first-ever snowball fights or made their first snowmen!But what does this rare blizzard say about our climate? State climatologist Jay Grimes explains how the historic snowfall affected agriculture and wildlife. This Saturday, ballet will meet flamenco for a reimagination of the classic opera Carmen. The New Orleans Ballet Association is presenting the work in conjunction with Ballet Hispanico, and the performance will celebrate the 150th anniversary of the opera. Ballet Hispanico's artistic director Eduardo Vilaro joins us for more.___Today's episode of Louisiana Considered was hosted by Karen Henderson. Our managing producer is Alana Schreiber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell. You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, Google Play and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

It's Tuesday, January 21st, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Cuban pastor released from prison Cuban Protestant pastor Lorenzo Rosales Fajardo was released from prison following the United States' announcement that it would remove Cuba from its list of state sponsors of terrorism.  Pastor Fajardo was one of 553 political prisoners chosen to be released as a gesture of goodwill. He had served about half of a seven-year sentence for trumped-up charges. Franklin Graham cited Daniel 2 and urged Americans to turn to God Before Donald Trump was inaugurated and sworn in as the 47th president of the United States in the Capitol Rotunda on Monday, Franklin Graham offered this prayer in which he quoted Daniel 2:21. GRAHAM: “Our Father and our God, Thou hast said, ‘Blessed is the nation whose God is the Lord.' As the prophet Daniel prayed, ‘Blessed be the name of God forever and ever. For wisdom and might are His. He changes the times and the seasons. He removes kings. He raises up kings. He gives wisdom to the wise and knowledge to those who have understanding.' “Our Father today, as President Donald J. Trump takes the oath of office once again, we come to say thank You, O Lord, our God Father. When Donald Trump's enemies thought he was down and out, You and You alone, saved his life and raised him up with strength and power by your mighty hand.” Graham concluded his 3-minute prayer with these words. GRAHAM: “We remember to keep our eyes fixed on You and may our hearts be inclined to Your voice. We know that America can never be great again if we turn our backs on You. We ask for Your help. And we pray all of this in the name of the King of kings, the Lord of lords, Your Son, my Savior, and our Redeemer, Jesus, Christ. Amen.” Trump took oath of office Supreme Court Chief Justice John Roberts administered the presidential oath. ROBERTS: “Please raise your right hand and repeat after me. I, Donald John Trump, do solemnly swear…” TRUMP:  “I, Donald John Trump, do solemnly swear…” ROBERTS: “that I will faithfully execute…” TRUMP:  “that I will faithfully execute…” ROBERTS: “the office of President of the United States …” TRUMP:   “the office of President of the United States…” ROBERTS: “and will, to the best of my ability…” TRUMP: “and will, to the best of my ability…” ROBERTS: “preserve, protect and defend…” TRUMP: “preserve, protect and defend…” ROBERTS: “the Constitution of the United States.” TRUMP: “the Constitution of the United States.” ROBERTS: “So help me, God.” TRUMP: “So help me, God.” Argentinian, Ecuadoran, and Italian presidents attended Foreign dignitaries attending the inauguration included Argentinian President Javier Milei, Ecuadoran President Daniel Noboa, and Italian Prime Minister Giorgia Meloni.   In addition to U.S. President Joe Biden, former Presidents Barack Obama, George W. Bush, and Bill Clinton witnessed Trump's inauguration.  Michelle Obama was the only presidential spouse who chose not to attend in order to send a message of disapproval. Trump: "The golden age of America begins right now!” On Monday, President Donald Trump gave a 30-minute inauguration speech inside the Capitol Rotunda beginning with this memorable line. TRUMP:  “The golden age of America begins right now!” (applause) Once he has implemented his policies, he's convinced that America's reputation will dramatically improve. TRUMP: “America will reclaim its rightful place as the greatest, most powerful, most respected nation on Earth, inspiring the awe and admiration of the entire world.” Trump affirmed two genders. TRUMP: “As of today, it will henceforth be the official policy of the United States government that there are only two genders: male and female.” (applause) He encouraged national pride with the caveat that Americans need to remember God. TRUMP: “National unity is now returning to America and confidence and pride is soaring like never before. … We will not forget our country. We will not forget our Constitution. And we will not forget our God. Can't do that.” (applause) And President Trump referred to the first assassination attempt on his life. TRUMP: “Just a few months ago, in a beautiful Pennsylvania field, an assassin's bullet ripped through my ear. But I felt then, and believe even more so now, that my life was saved for a reason. I was saved by God to make America great again!” (applause) Read a transcript of Trump's inauguration speech here. Martin Luther King's niece: MLK Day & Trump Inauguration providential Alveda King, Martin Luther King, Jr's niece, spoke up in an op-ed column on FoxNews.com yesterday. She noted first that “It is no coincidence that on the very same day as MLK Day, we will celebrate the second inauguration of President Trump. I believe that God made it so that these two events would align.”   King's main concern was protecting the lives of the unborn. She wrote, “Let us all praise the Almighty that abortion is no longer a constitutionally protected right in the United States. Yet this does not mean that our work is over as a movement. Instead, as we continue to march in support of the unborn, we will also turn our efforts to the state level to protect life through state legislatures.” Biden issues pardons for his own family minutes before Trump's oath Lame Duck President Joe Biden pardoned several controversial figures who have yet to be indicted for any crime.   The list includes Dr. Anthony Fauci, the former Director of the National Institute of Allergy and Infectious Diseases, General Mark Milley (Ret.), Democratic Senator Adam Schiff of California, and former Republican Congresswoman Liz Cheney of Wyoming. Then, just minutes before leaving the presidency, Biden issued blanket pardons for members of his own family including his brother James and his wife, Sara; his sister, Valerie, and her husband, John Owens; and his brother Francis. However, Trump prosecutor Jack Smith, former FBI Director Christopher Wray, and Attorney General Merrick Garland were not on the list of pardons. Trump's executive orders set a new course President Trump immediately went to work signing over a hundred presidential directives, reports CBS News. Among other initiatives, he (1) Closed the border to asylum-seeking migrants. (2) Declared an end to birthright citizenship. (3) Assigned the military to border security. (4) Established biological sex definitions of male and female for federal workers and schools. (5) Declared a national energy emergency for the nation's energy resources and rolled back regulations on energy production. and (6) Opened up Alaska to more oil and gas drilling. Trump released his own cryptocurrency The incoming president, Donald Trump, also released his own cryptocurrency over the weekend, reports USA Today. In less than 24 hours, the Trump Coin increased in value by 18,000% -- with a market cap of over $5 billion. And Melania Trump also got her own crypto coin, now with a market cap of $2.15 billion.   Fartcoin, another joke crypto has got a value of $1.8 billion as of today. The total market capitalization for cryptocurrency is approaching $4 trillion. That's about five times the size of the U.S. oil and gas industry. A few less Americans are investing in 25,000 different crypto-coins. 40% of men and 16% of women invested in 2024 — slightly lower numbers than 2023. People most stressed in Louisiana And finally, WalletHub did a study on the most stressed out state populations in America. Louisianans were the most stressed and Minnesotans were the least stressed. Generally, those in the northern states are not stressed, while people in the southern states are more stressed out -- based on money, work, family, and health-related issues. Philippians 4:6-8 reminds us to “Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God; and the peace of God, which surpasses all understanding, will guard your hearts and minds through Christ Jesus.” Close And that's The Worldview on this Tuesday, January 21st, in the year of our Lord 2025. Subscribe by Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Uncle Si, who famously despises cold weather, offers some constructive criticism to fellow Louisianans who are freaking out about potential ice and snow. Jay Stone sides with Si in the ongoing battle against Jase over everything. Si admits the reason he never worried about getting his gap-toothed but loveable smile fixed. Martin and John-David put serious thought into who their hypothetical sidekicks would be if they were stranded on an island, and Si's choice of companion is a bit…unorthodox.  Duck Call Room episode #413 is sponsored by: The new gold standard is here. Get started today at https://robinhood.com/gold https://stopboxusa.com/duckcall — Get firearm security redesigned and save with BOGO on the StopBox Pro AND 10% off @‌StopBoxUSA with code DUCKCALL https://www.mypillow.com/duck — Get wholesale prices on the standard size MyPillow, just $14.98! - Learn more about your ad choices. Visit megaphone.fm/adchoices

The Super Bowl is coming to New Orleans in less than a month. And this year's logo was recently revealed, featuring the work of New Orleans artist Queen Tahj. She is the first artist to handcraft a Super Bowl logo and her design honors New Orleans artistic traditions, with specific nods to Black Masking Indians. She joins us more about her design — and her time playing football as captain of the middle school team. The Historic New Orleans Collection is gearing up for its 17th Musical Louisiana series, this time featuring a performance of the earliest known surviving full-length opera written by a Black American composer. Edmond Dédé's ”Morgiane” from 1887 will be performed by Givonna Joseph, co-founder of Opera Créole.Joseph, along with HNOC's director of audience engagement, Amanda McFillen, tell us more about this upcoming production. Louisiana has a long history with the French language. And while most Louisianans no longer speak it, a growing number want their kids to learn. The question is: what kind of French?Education reporter Aubri Juhasz takes us to a school down the bayou that's taking a novel approach — by teaching students to talk like their grandparents. ___Today's episode of Louisiana Considered was hosted by Diane Mack. Our managing producer is Alana Schrieber. We get production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, Google Play and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

On today's show, guest host Ian Hoch talks about the Louisiana Department of Health being forbidden to promote the availability of vaccines of any kind. Also, Ian Hoch has on: Dr. Jennifer Herricks, founder of Louisiana Families for Vaccines, and Bethany Lang, Assistant Director at the Louisiana Academy of Performing Arts.

No one needs to explain the spiritual aspect of cooking to Louisianans. For generations, the thoughtful preparation and service of food has been our way of loving people and building community. This week, we take a look at folks all around the world who also take a spiritual and community-based approach to food. First, we hear from author Jody Eddy, who spent two years visiting monasteries, temples, and other spiritual communities everywhere from Minnesota to Morocco, discovering the rich culinary rituals of each group. She compiled her experiences in Elysian Kitchens: Recipes Inspired by the Traditions and Tastes of the World's Sacred Spaces, a fascinating cookbook full of traditional recipes and the stories of their spiritual roots. Then, we explore one of the South's favorite backyard crops that's almost a religious icon in Louisiana – the mirliton. Planted ritually and used in religious ceremonies in Mesoamerica, mirliton has been traditionally planted on Christmas Eve and harvested in August – making regular appearances on Louisiana holiday tables. Our mirlitons drowned in Hurricane Katrina and were saved from extinction thanks to the efforts of Dr. Lance Hill. We get an update from the good doctor and learn how mirliton lovers from across the globe have connected through his website, Mirliton.org, resulting in the world's largest collection of mirliton recipes. For more of all things Louisiana Eats, be sure to visit us at PoppyTooker.com.

Lawmakers are busy in Baton Rouge, attempting to rewrite large portions of Louisiana's tax code. It's the biggest wide-ranging tax reform effort that we've seen in years. And many Louisianans are left asking, how will these tax reforms impact me? And who will be impacted the most? Greg Albrecht, an economist at Louisiana State University has released his analysis of these tax policy changes, and he's drawn a few conclusions. He joins us today with his  predictions. The week before Thanksgiving is designated National Hunger and Homelessness Awareness Week, and one local shelter is drawing attention to the issue. The New Orleans Women & Children's Shelter is preparing to open a new facility. It's the largest shelter in the region and the only to accept intact families– including fathers.CEO Dawn Bradley-Fletcher and state senator Royce Duplessis tell us more about issues surrounding hunger and homelessness and the importance of shelters that accept whole familiesThe USDA is known for its programs that assist farmers and keep agriculture booming. What may be less-known is an ag loan program aimed at youth, helping young people operate smaller-scale agricultural projects and gain business experience. USDA farm loan manager Tyler Carlson and 13-year-old ag loan recipient Kashton Lee Malbrough tell us more.–Today's episode of Louisiana Considered was hosted by Adam Vos. Our managing producer is Alana Schrieber. We get production support from Garrett Pittman and our assistant producer Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts.Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Donald Trump has been elected as the 47th president of the United States, and many Republicans in down-ballot races also saw some surprising success, including in East Baton Rouge Parish, where Republican Sid Edwards is headed for a runoff in the Mayor-President race against Democratic incumbent Sharon Weston-Broome.Reporters Aidan McCahill and Drew Hawkins join us with more on the results of races and ballot initiatives throughout Louisiana. The last few presidential elections raised concerns about potential violence at the voting booths and on the campaign trail. Over the summer, President-elect Donald Trump experienced two assassination attempts, and on Election Day, multiple polling sites  in swing states received bomb threats. For many, the modern political violence brings to mind the Colfax Massacre in Louisiana. On April 13, 1878, a mob of armed white men attacked the courthouse in Colfax, a town in Grant Parish, killing at least 80 Black men who were exercising their right to vote. Today, we revisit this story, and how two men with personal connections to the tragedy are working to preserve the truth behind what happened. WRKF's Karen Henderson explores what A Reconstruction-era episode of political violence can teach us in today's divisive climate. ___Today's episode of Louisiana Considered was hosted by Adam Vos. Our managing producer is Alana Schrieber. We get production support from Garrett Pittman and our assistant producer Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, Google Play and wherever you get your podcasts.Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Start your day RIGHT with our new coffee brand Little Ground Top by ordering your bags here www.addressinggettysburg.com/cafe Help us hire a staff for these labor-intensive episodes. It'll only take a few thousand of ye! ;-) Become a Patron and learn more about the Civil War with over 300 episodes just for you. www.patreon.com/addressinggettysburg   During the early morning hours of July 2, an already sleep-deprived Union Army of the Potomac commander, George Gordon Meade, arrived at Gettysburg to find fresh Federal soldiers reinforcing the battered elements of the army from the previous day's battle. After conferring with his subordinates, Meade rode out to look at the ground. He decided to stay and fight.    The Union position was a strong one.   Cemetery Hill dominated the surrounding landscape and offered the Union defenders a strong artillery position. Two key roads that led into Gettysburg from Maryland intersected just north of the hill. Those two roads were crucial avenues of resupply and, if necessary, retreat for the Union Army. The side controlling the hill controlled the field, but the position had one weakness. When he arrived the previous day to act in Meade's stead, Union Second Corps Commander Winfield Scott Hancock assessed the position and reported to Meade that it was strong, but the Confederates could turn its left flank. This fact didn't escape Robert E. Lee's experienced eye, either. He astutely turned his attention to planning the action for July 2, devising a strategy that would test the mettle of the Union Army.   With Meade deciding to stay, Lee needed to determine the best way to knock the Federals off their strong position. A direct assault on Cemetery Hill could prove devastating for Lee's infantry as they would have to cross open farm fields to attack the hill. Subordinate commanders convinced Lee not to attack the Union Right near Culp's Hill. Just before dawn, Lee dispatched reconnaissance parties to determine the terrain on the Union left and the dispositions of the Army of the Potomac. One such party returned and reported no Union soldiers in the area of Little Round Top. After conferring with his commanders, Lee made his decision. James Longstreet, his trusted second-in-command, his "old warhorse," would take two divisions and, under concealment, get into position to attack the flank of the Union Line. Once Longstreet was in position. His orders directed him to attack north, along the Emmitsburg Road, and roll up the Union left. While Longstreet was executing this move [getting into position?], Ewell's Second Corps would demonstrate on the Union Right to prevent reinforcements from being sent to meet Longstreet. Ewell's demonstration would become an attack if Ewell thought it feasible. [Chas Fennell on this part of the plan]   It was a bold plan. One that Confederate General James Longstreet did not care for, but, ever the consummate soldier, he followed orders.   Longstreet's Corps, consisting of three divisions under Generals McLaws, Pickett, and Hood, was initially delayed due to the absence of Pickett's division, which was still over 20 miles away. Despite Longstreet's request to wait for Pickett, Lee urged action but acquiesced to Longstreet's request to wait for one of the brigades from Hood's division before commencing the attack. It would be nearly One in the afternoon before Longstreet's march began.   While Lee dealt with the logistics of implementing his plans, Meade had his own difficulties with Daniel Sickles, a New York politician-turned-general and Meade's Third Corps Commander.   Meade had assigned defensive positions to all of his commands in what is now known as the Fish Hook line. The reason for Sickles' assigned position was either not made apparent to him or was certainly not to his liking. Throughout the morning, Sickles tried to get Meade's permission to redeploy his Corps to what he thought was a better position on higher ground along the Emmitsburg Road. Sickles believed that if the Confederates occupied that ground, they could use it as an artillery platform and make Sickles' position, and much of the rest of the Union line, vulnerable.     Every time Sickles tried, Meade brushed him off until he eventually reiterated his original order. Still nervous, Sickles ordered a reconnaissance into a stand of woods just west of the Emmitsburg Road. The reconnaissance discovered Rebels extending the Confederate lines along Seminary Ridge. This information convinced Sickles to take his entire Corps and occupy the ground he desired.   However, Sickles' decision to advance detached his Corps from the rest of the army, leaving his command exposed on neutral ground. This decision would prove to be a turning point, almost leading to the destruction of his Corps and having severe consequences for the Army of the Potomac. But it also had the effect of confounding Lee's plans that day. [Jim Hessler on Sickles' thinking] It was nearly one in the afternoon when Longstreet's Corps began its march to the south. During the march, fears of having been discovered by a signal station on Little Round Top led him to order a countermarch to remain concealed. [Jim Hessler on Countermarch] This countermarch had eaten up precious time, and by the time Longstreet's men were in position, they discovered that the Union Army had changed its position since Lee conceived the plans. Instead of finding nothing on the Emmitsburg Road, Longstreet found the entire Third Corps blocking his attack path. This unexpected turn of events forced Longstreet to modify the plan and position of his troops on the spot. [read the following, but you probably won't need it] Longstreet determined to attack with the division of John Bell Hood first, finding and attacking the new Federal left flank. When that attack developed, McLaws' Division was to crash through whatever was in its front. Longstreet's Corps' objective was still Cemetery Hill, but Sickles' new position ensured Longstreet wouldn't get there without a fight.   Around 4 in the afternoon, the Confederates launched their attack, forever immortalizing places like the otherworldly place called Devil's Den and Little Round Top. [Licensed Battlefield Guide Tracy Baer]   The pastoral landscape of Gettysburg was transformed into a battleground, with ranks of Butternut and Gray clashing among the rocks and hills. The ferocity of the fighting was such that the air was thick with the sounds of gunfire and the cries of the wounded, creating a scene of intense drama and tension.     Meade, realizing almost too late the danger the army was in, rushed reinforcements to the scene. Each new reinforcing command escalated the desperate fighting.   One Union officer in the Wheatfield remembered, "The men were firing as fast as they could load. The din was almost deafening."   By 6 in the evening, Hood's attack had stalled; Hood himself had been wounded early in the fighting.  That was when Longstreet ordered McLaws forward.    Barksdale's brigade of Mississippians crashed through the Union position at the Peach Orchard at the intersection of the Emmitsburg and Millerstown Roads, plunging the Union defense into a chaotic and intense struggle for survival, a scene that was both overwhelming and terrifying.    [Licensed Battlefield Guide Ralph Siegel]   The Confederate attacks, cascading from South to North, shattered the Third Corps. Longstreet's Corps fought fiercely, pursuing the remnants of the Federal commands. AP Hill's Corps joined the attack over the Codori Farm, including one small brigade from Florida.   [LBG Paul Bailey] Wright's brigade briefly broke through the Second Corps line near a copse of trees on Cemetery Ridge.     In previous battles, a situation like this might have unnerved the Army of the Potomac, leading to a defeat. But this time, the soldiers stood their ground, their determination and courage preventing a potential disaster.   [Licensed Battlefield Guide Mike Rupert]   Timely reinforcements, brave counterattacks from the Pennsylvania Reserves, and men from Maine, Minnesota, New York, and Vermont would stem the Confederate tide as darkness fell across the battlefield.    Longstreet would claim that it was the best three hours of fighting that his men had experienced during the war. They had captured some ground and, in the process, had badly mauled elements of three Union Corps. The Third Corps alone would suffer over 4,000 casualties-- some 40%--  including the wounding of their commander, Dan Sickles.  The Federals could also rightly claim this was their "best three hours of fighting." They had fought desperately and had not yielded. The shank of the Fish Hook line had held.   Though daylight began to wane, the fighting had not, and one New York brigade was about to fight for its life. To bolster the Union left, George Meade had ordered the entire Twelfth Corps to abandon its position on Culp's Hill. But he was soon convinced to allow one brigade to remain. That brigade was that of 62-year-old Brigadier General George Sears Greene.   As darkness descended, Confederate Second Corps commander Richard Ewell decided to turn the demonstration into an attack.   [Chas Fennel on Greene's Brigade]   [RECORD ALL CULP'S HILL STUFF, BUT IT PROBABLY WON'T BE NEEDED IN THE EDIT] Confederates would attack Culp's Hill and East Cemetery Hill, sometimes using the muzzle flashes to locate their target.    On Culp's Hill, a Union brigade of New Yorkers under the command of 62-year-old George Sears Greene would be successful in repulsing or halting an entire Confederate division. Greene's little brigade was not enough to cover the whole of the position, and the Confederates did capture some fortifications, but timely reinforcements and the tenacity of Greene's men staved off disaster.   At East Cemetery Hill, Louisianans and North Carolinians would brave the incline of the hill and almost make it to the Baltimore Pike before the timely arrival of the Gibraltar Brigade from the 2nd Corps, featuring the 7th West Virginia which, as legend has it, had attached a star "borrowed" from the colors of another regiment to its flag to represent the recently inducted state, pushed back the vaunted Louisiana Tigers. Here again, on this side of the field, the Confederates had some success. However, the tenacity of the Union defenders and the oncoming darkness meant the Union position had bent but was far from broken. [Jessie Wheedleton]   General Meade called a Council of War for that night. Corps commanders arrived at his headquarters even as they could hear the dying din of battle in the distant darkness.   Meade had received information from his Bureau of Military Information that, up to this point, they had engaged all of Lee's Army except for Pickett's Division. The Army of the Potomac had been bloodied that day, but fresh soldiers from the 6th Corps had arrived after a forced march of over 30 miles that day.   In a room of the Lydia Leister House, Meade asked the opinion of his subordinates on what they should do next. The Union commanders decided that they would stay and fight.    General Lee did not call a similar Council of War. Instead, in his official report, he claimed the plan for the next day remained unchanged, and the attack would renew on the flanks of the Union Army.   July 2, 1863, was a costly day. In intense fighting, both armies combined would sustain over 21,000 casualties. As a point of comparison, The Battle of Antietam, the bloodiest day in American military history, had 23,000 casualties. And still, some of the more dramatic scenes of the war were yet to come.