Podcasts about avoid becoming

In this episode, the hosts dive deep into the evolving world of note investing, discussing the shift toward wrap notes, hard money, and the increased presence of note brokers. With their guest Nate Hair out due to a family emergency, they pivot to a crucial discussion on how to broker notes the right way, including what not to do—like blasting borrower data or skipping due diligence.They emphasize the importance of adding value when brokering, building relationships, understanding the asset, and why NDAs and spreadsheets matter. Common pitfalls like "joker brokering" and sending out unvetted bulk lists are discussed, along with how to vet real buyers and sellers.Later in the episode, they tackle the myth of buying notes directly from banks, explaining why this rarely works for individual investors. Instead, they advocate for smarter strategies like direct mail and partial note buying for beginners with limited capital. Finally, they tease upcoming episodes, including hypothecations and trust structures, and encourage participation in the upcoming Diversified Mortgage Expo (DME).[00:00:00] Show Intro and Guest Update [00:01:12] Shift in Note Investing Trends [00:02:04] Upcoming Market Crash Predictions [00:02:33] Importance of Networking in Notes [00:03:18] Who We Are as Note Investors [00:04:08] Diversified Mortgage Expo Details [00:05:26] Why You Should Attend DME [00:06:01] Sit with Someone New at Events [00:07:02] Why NDAs Matter in Note Investing [00:08:22] How to Become a Note Broker [00:09:42] Mistakes Brokers Make with Notes [00:11:26] Key Info to Include in Listings [00:12:37] Vetting Real Note Buyers [00:13:31] Avoid Becoming a Joker Broker [00:14:22] How to Add Value as a Broker [00:15:52] Real-Life Note Brokering Examples [00:23:00] Why Partials Are Great for Starters [00:27:04] Can You Buy Notes from Banks? [00:30:06] Why Big Banks Don't Sell Notes [00:34:08] Solving Seller Problems Creatively [00:40:46] What Buyers Really Look For [00:43:00] Why Stay Onsite for DME [00:44:16] Upcoming Guests and Events

SIGNS OF TOXIC LEADERSHIP AND HOW TO AVOID BECOMING ONE.

✋PLEASE SHARE WITH OTHERS!Defensiveness is a normal human impulse. When we are blamed, we instinctually want to justify our intent. We can't stand the idea of our partner thinking we did something that we don't feel like we did. However, the more we defend, the more it makes our partner feel invalidated. In this new episode. I discuss the top steps I take in my marriage to avoid becoming defensive.Call 303-578-0618 and leave a voicemail with your questions!

Ever felt hangry? Like, really, really hangry? So hangry that you might just turn into a supernatural, flesh-craving monster? Well, you're in luck because this week, we're diving headfirst into the legend of the Wendigo—a creature that takes "snacking" to a terrifying new level. From its origins in Algonquian folklore to modern-day sightings (and possibly a Wendigo diet plan we can't endorse), we're breaking down what makes this beast so chilling. Is it a warning about greed and gluttony? A cautionary tale for winter survivalists? Or just an ancient way of saying, "Dude, don't eat your friends"? We'll cover all that and more, including some very questionable Wendigo-related crimes, and why you probably don't want to go camping in Canada anytime soon. Al that and more this week on Hysteria 51! Special thanks to this week's research sources: Videos Wendigo Biology Explained | The Science of the Wendigo - https://youtu.be/AswP2pxRToM?si=snB9O9nDy_VT8cyH Websites American Indian languages - http://www.native-languages.org/windigo.htm Monstropedia - https://www.monstropedia.org/index.php?title=Wendigo ISFDB - https://www.isfdb.org/cgi-bin/pl.cgi?54795 Supernatural Magazine - https://supernaturalmagazine.com/articles/the-spirit-of-the-north-country-the-wendigo Wikipedia - https://en.wikipedia.org/wiki/Wendigo All That's Interesting - https://allthatsinteresting.com/wendigo Email us your favorite WEIRD news stories: weird@hysteria51.com   Support the Show Get exclusive content & perks as well as an ad and sponsor free experience at https://www.patreon.com/Hysteria51 from just $1   Shop Be the Best Dressed at your Cult Meeting! https://www.teepublic.com/stores/hysteria51?ref_id=9022 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Unlock the secrets to genuine success and steer clear of the "GooRoo" trap by mastering authenticity and focus. In this solo episode, Tony equips you with strategies to maintain a consistent business direction and build an authoritative presence in your niche. Discover how to avoid the credibility pitfalls of flip-flopping between ventures, ensuring that your reputation and trust aren't compromised by frequent pivots. Tony navigates the treacherous waters of self-proclaimed experts with no real experience, emphasizing the importance of genuine expertise over shiny marketing tactics. This episode also explores the value of real skill-building and the dangers of following opportunists who merely ride the latest trends. Learn to distinguish between hype and substance, ensuring that the guidance you receive comes from those truly embodying the skills they teach. Finally, embrace a long-term commitment to your business endeavors and align your personal brand with integrity and perseverance. Tony shares insights from over two decades of experience, challenging you to prioritize patience and consistent effort. Find inspiration in stories of overcoming challenges and achieving excellence, and leave equipped with actionable advice for creating a meaningful legacy and pursuing your dreams with determination. Connect with Tony Whatley: Website: 365driven.com Instagram: @365driven Facebook: 365 Driven

Losses from cryptocurrency-related scams grew in Singapore, where over S$32.6 million has been lost to investment fraud since January. Authorities say people are falling prey to such ruses as scammers look to break into digital wallets to siphon funds from them. Jag Foo, Chair of the Blockchain Security and Compliance Committee, with the Global Fintech Institute, and Partner at digital assets solutions firm SafeHeron, Jag shares his perspectives on the evolving tactics used by scammers including the role of social engineering in scams, and offers insights on how investors and institutions can better protect themselves in an increasingly complex crypto landscape.See omnystudio.com/listener for privacy information.

Late Upload!!! Continuation of Season “Your Enemies Are Friends But, GOD Won't Let Them WIN!” New Season Alert!!! ‘Your enemies are friends but, GOD won't let them WIN!' This Freedom Friday's episode is entitled: “How To Avoid Becoming Open Prey!” Pray this helps!!! #KeepGoing #GoForth Scripture Reference: Genesis 37:1-8, 18Ways to Purchase Go Forth Book: GO FORTH https://a.co/d/22ExswVWays to purchase JESUSgirlENT Magazine: JESUSgirlENT Magazine: Back To Business: Kingdom Business https://a.co/d/3t7jkkNWays to support/donate to the ministry:CashApp: $JESUSgirlllcVenmo: JESUSgirlENTPayPal: jesus.girl1@yahoo.comSquare: jesus.girl1@yahoo.com

In this episode of Man2Man360, host Darryl Anderson offers insights on how Christians can maintain their dignity and avoid becoming doormats while adhering to Biblical principles. Drawing from personal experiences and scripture, Darryl highlights the importance of setting boundaries, knowing one's identity in Christ, and responding with measured actions rather than retaliation. He also discusses the significance of seeking guidance from fellow believers and the broader implications of upholding one's faith in various life situations. Join Darryl as he encourages men to stand firm in their faith without compromising their self-worth.Resource used in this episode: https://www.compellingtruth.org/Christian-doormat.html00:00 Introduction: Understanding the Concept of a Doormat02:20 Personal Reflections and Examples07:55 How to Avoid Becoming a Doormat20:11 Final Thoughts and Encouragement29:44 Conclusion and Prayer30:48 Outro and Next StepsVISIT OUR WEBSITE for Man2Man 360Show is Recorded, Edited and Produced by Darryl D Anderson of Ambassador Media GroupPLEASE SUBSCRIBE to our YouTube page as we need your help getting the word out! YouTube Page: youtube.com/@man2man360Podcasts drop every Saturday at 9am.  Live Airing of the show is on http://rSpirit.Online - Thursdays 8pm, Saturdays 8am and Tuesday NOON Get the rSpirit.Online app Live Airing of the show is on Opposition Radio at  https://TheOppsRadio.Live - Saturdays 8am Please visit, LIKE and Comment about the show at our Facebook.com/Man2Man360 Also visit our radio station page at Facebook/rSpirit.Online;  Intro Theme Song Edited by Darryl Anderson (AMG) and Mixed by Damion Hill of https://e-mixonline.com   VoiceOvers by Christopher Bell & Daphne BryantLicensed to use song:Tough Kid https://www.premiumbeat.com/royalty-free-tracks/tough-kidIt's Raining Againhttps://www.premiumbeat.com/royalty-free-tracks/it-s-raining-againMurder Beatshttps://www.premiumbeat.com/royalty-free-tracks/murder-beatsSFX - https://musicradiocreative.com/Try our NEW Fan Mail experience and send us a Text Message from HERE!

Download our FREE Health & Wellness Checklist! Aging can be a challenging journey, bringing with it harsh realities that impact our physical and mental well-being. But it's not just about facing these truths—it's about how we choose to adapt and move forward. Today, we'll talk about the struggles men face as they age and discuss the importance of addressing these changes. At the end, we share five key strategies we use to handle the aging process together. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home

Zack in Defiance, Ohio faces a unique challenge that may sound specific at first but is more common than you think: he can only close a deal if his customer closes a deal of their own first. In other words, they must “sell” a project to their own clients before Zack's solution can come into play. This scenario appears in industries like construction, engineering, software licensing, and more. The conversation with Zack revealed practical strategies you can use to overcome these hurdles and keep your own pipeline healthy. Welcome to another Ask Jeb segment on the Sales Gravy Podcast! I'm Jeb Blount—bestselling author of Fanatical Prospecting, Objections, Sales EQ, and INKED. In each of these special episodes, we shine a spotlight on your questions, challenges, and roadblocks—offering real-world advice from sales pros who are in the trenches every single day. 1. Recognize the Real-World Obstacles Whether your customer has to bid on government contracts, secure large client projects, or get internal buy-in from multiple stakeholders, their success dictates your sale. While it's easy to be frustrated by this extra layer, it's crucial to acknowledge a few realities: Your Customer's Motivation: They're laser-focused on winning their own deal. Your product or service is secondary—important, but not top of mind until they're assured of a win. Lead Time: Deals can stretch out because you're waiting on an entire chain of approvals or external decisions. Competition: If your customers finally land the big deal, they might still shop around to find the best supplier, leaving you in a second round of competition. Understanding these pressures helps you empathize with your buyer. It also positions you to offer support in ways that make them want to stick with you—rather than jumping to a competitor at the eleventh hour. 2. Be a Genuine Partner, Not a Peddler It's tempting to keep nudging your buyers with hard-closing tactics, but that rarely works when they haven't secured their own contract. Instead, pivot to a mindset of partnership: Build Real Relationships Invest time getting to know your buyer on a personal level. Talk about local sports teams, industry news, or shared hobbies. Real rapport fosters loyalty. When your customer finally wins their deal, they'll feel comfortable turning to a friend—you—for the solution they need. Offer Strategic Expertise If your offering requires complex configurations or specialized knowledge, step in as a consultant. For instance, share best practices on how to optimize a design, or explain how to streamline a process. By helping them present stronger bids or more compelling proposals, you become integral to their success. Stay Responsive If they're scrambling to nail down specifics for a bid, be the easiest person on their call list. Quick turnaround times and thorough answers showcase that you're a reliable partner. Nobody wants a vendor who goes dark when the pressure is on. 3. Avoid Becoming a “Quote Factory” One of the biggest pitfalls in this scenario is turning into a “quote factory” that does piles of work for prospects who never buy. While it's true you miss 100% of the shots you don't take, you also waste valuable hours if you keep shooting at targets that never pan out. Track Buying History Look at your records: are there customers or accounts for which you consistently provide proposals and never see a sale? Identify these patterns. Have Candid Conversations Let them know your time and expertise aren't free. You're happy to help, but if they continually choose other suppliers or undercut your prices, you need to reevaluate the partnership. Sometimes, a direct discussion is enough to shift their approach and earn you real business. If not, you can focus on more promising leads. Prioritize Strategic Deals If you're caught up producing endless quotes for “long-shot” clients,

New Season Alert!!! ‘Your enemies are friends but, GOD won't let them WIN!' This Freedom Friday's episode is entitled: “How To Avoid Becoming Open Prey!” Pray this helps!!! #KeepGoing #GoForth Scripture Reference: Genesis 37:1-8, 18Ways to Purchase Go Forth Book: GO FORTH https://a.co/d/22ExswVWays to purchase JESUSgirlENT Magazine: JESUSgirlENT Magazine: Back To Business: Kingdom Business https://a.co/d/3t7jkkNWays to support/donate to the ministry:CashApp: $JESUSgirlllcVenmo: JESUSgirlENTPayPal: jesus.girl1@yahoo.comSquare: jesus.girl1@yahoo.com

How do we discern what is factual from what isn't? In this episode, Dr. Colleen Sinclair joins us to discuss the functions of disinformation, and to unpack how our own biases, emotions and vulnerabilities influence what we are willing to believe. Our guest is: Dr. H. Colleen Sinclair, Associate Research Professor of Social Psychology at Louisiana State University. She takes a theory-grounded, multi-method approach to tackling social issues. She works on: understanding the hazards of the information highway, including dis/misinformation; investigating means to improve equity and access in educational, policy, and correctional settings; and examining challenges within intergroup and interpersonal relations. She is the author of “Seven Ways to Avoid Becoming a Misinformation Superspreader,” and “Disinformation Is Rampant On Social Media,” both published in The Conversation, as well as book chapters, and other publications. Our host is: Dr. Christina Gessler, who is the creator, producer and show host of the Academic Life podcast. Listeners may enjoy this playlist: Talking to Strangers Belonging Who Gets Believed Attention Skills Where Does Research Begin? Tell Me What You Want The Museum of Failure Finding Yourself in Difficult Conversations? Imposter Syndrome Dealing with Rejection Welcome to Academic Life, the podcast for your academic journey—and beyond! You can support the show by downloading or sharing episodes. Join us again to learn from more experts inside and outside the academy, and around the world. Missed any of the 240+ Academic Life episodes? Find them here. And thank you for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

How do we discern what is factual from what isn't? In this episode, Dr. Colleen Sinclair joins us to discuss the functions of disinformation, and to unpack how our own biases, emotions and vulnerabilities influence what we are willing to believe. Our guest is: Dr. H. Colleen Sinclair, Associate Research Professor of Social Psychology at Louisiana State University. She takes a theory-grounded, multi-method approach to tackling social issues. She works on: understanding the hazards of the information highway, including dis/misinformation; investigating means to improve equity and access in educational, policy, and correctional settings; and examining challenges within intergroup and interpersonal relations. She is the author of “Seven Ways to Avoid Becoming a Misinformation Superspreader,” and “Disinformation Is Rampant On Social Media,” both published in The Conversation, as well as book chapters, and other publications. Our host is: Dr. Christina Gessler, who is the creator, producer and show host of the Academic Life podcast. Listeners may enjoy this playlist: Talking to Strangers Belonging Who Gets Believed Attention Skills Where Does Research Begin? Tell Me What You Want The Museum of Failure Finding Yourself in Difficult Conversations? Imposter Syndrome Dealing with Rejection Welcome to Academic Life, the podcast for your academic journey—and beyond! You can support the show by downloading or sharing episodes. Join us again to learn from more experts inside and outside the academy, and around the world. Missed any of the 240+ Academic Life episodes? Find them here. And thank you for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/academic-life

How do we discern what is factual from what isn't? In this episode, Dr. Colleen Sinclair joins us to discuss the functions of disinformation, and to unpack how our own biases, emotions and vulnerabilities influence what we are willing to believe. Our guest is: Dr. H. Colleen Sinclair, Associate Research Professor of Social Psychology at Louisiana State University. She takes a theory-grounded, multi-method approach to tackling social issues. She works on: understanding the hazards of the information highway, including dis/misinformation; investigating means to improve equity and access in educational, policy, and correctional settings; and examining challenges within intergroup and interpersonal relations. She is the author of “Seven Ways to Avoid Becoming a Misinformation Superspreader,” and “Disinformation Is Rampant On Social Media,” both published in The Conversation, as well as book chapters, and other publications. Our host is: Dr. Christina Gessler, who is the creator, producer and show host of the Academic Life podcast. Listeners may enjoy this playlist: Talking to Strangers Belonging Who Gets Believed Attention Skills Where Does Research Begin? Tell Me What You Want The Museum of Failure Finding Yourself in Difficult Conversations? Imposter Syndrome Dealing with Rejection Welcome to Academic Life, the podcast for your academic journey—and beyond! You can support the show by downloading or sharing episodes. Join us again to learn from more experts inside and outside the academy, and around the world. Missed any of the 240+ Academic Life episodes? Find them here. And thank you for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/communications

How do we discern what is factual from what isn't? In this episode, Dr. Colleen Sinclair joins us to discuss the functions of disinformation, and to unpack how our own biases, emotions and vulnerabilities influence what we are willing to believe. Our guest is: Dr. H. Colleen Sinclair, Associate Research Professor of Social Psychology at Louisiana State University. She takes a theory-grounded, multi-method approach to tackling social issues. She works on: understanding the hazards of the information highway, including dis/misinformation; investigating means to improve equity and access in educational, policy, and correctional settings; and examining challenges within intergroup and interpersonal relations. She is the author of “Seven Ways to Avoid Becoming a Misinformation Superspreader,” and “Disinformation Is Rampant On Social Media,” both published in The Conversation, as well as book chapters, and other publications. Our host is: Dr. Christina Gessler, who is the creator, producer and show host of the Academic Life podcast. Listeners may enjoy this playlist: Talking to Strangers Belonging Who Gets Believed Attention Skills Where Does Research Begin? Tell Me What You Want The Museum of Failure Finding Yourself in Difficult Conversations? Imposter Syndrome Dealing with Rejection Welcome to Academic Life, the podcast for your academic journey—and beyond! You can support the show by downloading or sharing episodes. Join us again to learn from more experts inside and outside the academy, and around the world. Missed any of the 240+ Academic Life episodes? Find them here. And thank you for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/science-technology-and-society

How do we discern what is factual from what isn't? In this episode, Dr. Colleen Sinclair joins us to discuss the functions of disinformation, and to unpack how our own biases, emotions and vulnerabilities influence what we are willing to believe. Our guest is: Dr. H. Colleen Sinclair, Associate Research Professor of Social Psychology at Louisiana State University. She takes a theory-grounded, multi-method approach to tackling social issues. She works on: understanding the hazards of the information highway, including dis/misinformation; investigating means to improve equity and access in educational, policy, and correctional settings; and examining challenges within intergroup and interpersonal relations. She is the author of “Seven Ways to Avoid Becoming a Misinformation Superspreader,” and “Disinformation Is Rampant On Social Media,” both published in The Conversation, as well as book chapters, and other publications. Our host is: Dr. Christina Gessler, who is the creator, producer and show host of the Academic Life podcast. Listeners may enjoy this playlist: Talking to Strangers Belonging Who Gets Believed Attention Skills Where Does Research Begin? Tell Me What You Want The Museum of Failure Finding Yourself in Difficult Conversations? Imposter Syndrome Dealing with Rejection Welcome to Academic Life, the podcast for your academic journey—and beyond! You can support the show by downloading or sharing episodes. Join us again to learn from more experts inside and outside the academy, and around the world. Missed any of the 240+ Academic Life episodes? Find them here. And thank you for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/journalism

Hour 2 of Jake & Ben on January 16, 2025 Jazz TV Analyst Mike Smith made his weekly appearance on the show to talk about the state of the team.  Divisional Round of the NFL Playoffs this week. How legit are the Eagles?  Analytics can be an important part of sports. These numbers will blow your mind. 

The conversation explores critical themes surrounding structural safety, the commoditization of A&Es, and the historical context of the 1740s in our ‘How we got here” series. Scott addresses the challenges faced by the engineering workforce, including declining interest in engineering careers and the factors contributing to this trend. We discuss the challenges faced by professionals in the engineering and architecture sectors, particularly focusing on employee turnover, the impact of organizational structures, and the importance of mentorship. We explore how the commoditization of talent is affecting job satisfaction and career advancement, emphasizing the need for individuals to find purpose and uniqueness in their work. This discussion also highlights the evolution of firms in the industry and the necessity for modernization to attract and retain talent. Chapters 00:00 Structural Safety and Urgency in Childcare Facilities 02:52 The Commoditization of Design and Engineering 05:59 Historical Context: The 1740s and Its Influencers 09:01 The Role of Benjamin Franklin in Shaping America 12:10 Challenges in the Engineering Workforce 15:09 The Decline of Interest in Engineering Careers 19:28 Understanding the Reasons Behind Employee Turnover 22:58 The Impact of Organizational Structure on Talent 24:14 Strategies to Avoid Becoming a Commodity 28:17 The Role of Willpower in Career Advancement 30:51 The Evolution of Engineering and Architecture Firms 33:39 Finding Purpose and Uniqueness in Your Work 36:32 The Importance of Mentorship in Engineering 39:35 Modernizing the Industry for Future Success Keywords structural safety, engineering, historical context, 1740s, design professionals, industry trends, employee turnover, organizational structure, talent management, engineering, architecture, mentorship, career advancement, industry modernization, purpose in work, avoiding commoditization Connect with us: The Level Design Podcast is a podcast for Architects and Engineers who want to thrive in this industry by creating more freedom, fulfillment and financial security. Join us in uncovering how to restore value and honor to the unique people who choose to be designers and caretakers of our built world and why it's essential to the future of our society, our industry, and our planet. Podcast website: ⁠https://www.leveldesignpod.com⁠ Get involved: ⁠https://leveldesignpartners.com

Childhood obesity is a worldwide problem with long term health implications, especially cardiovascular disease. Now a study co-led by Johns Hopkins pediatrics expert Eliana Perrin has shown a personalized program of text messages to parents of very young infants staved … Text messages meeting people where they are allow children to avoid becoming obese, Elizabeth Tracey reports Read More »

Ever wondered why some entrepreneurs struggle to maintain their success even after achieving seven-figure revenues?   This episode explores the common mistakes that entrepreneurs make, such as not aligning their businesses with their strengths and passions, and how these issues can become amplified as their revenues grow. Renee Hughes, a business coach, shares her insights on the importance of understanding one's ideal client, the need to regularly revisit and adjust business strategies, and the psychological aspects that drive financial decisions. She discusses how past experiences and inherited emotional traits can influence an entrepreneur's approach to money and business, often leading to a cycle of fear and exhaustion. The conversation also touches on the significance of profit psychology and the role of emotional and psychological factors in achieving sustainable success.   So, are you ready to confront the unconscious drivers of your behaviors and transform your business journey?    [10:34- 21:24] Guidance on Pricing and Alignment   Pricing should not be tied to self-worth but to the value provided. Understanding the ideal client is a journey, not a static target. Regular reviews are essential to adapt to changes in the business environment. Alignment with personal strengths and market needs is crucial for success.     [21:25 -32:02] Importance of Profitability Analysis   Misconceptions about hourly rates and overhead costs. Overhead expenses like software, team members, and marketing add up quickly. Profitability analysis is essential for understanding true costs. Personal salary considerations are important for financial health.     [32:03 - 24:42]  A Coach for Business Growth     Hiring a coach can accelerate business growth. Even experts need external help for messaging and positioning. Collaboration with professionals leads to faster success. Keeping up with trends is essential for sustained growth.   [24:43 - 37:00] Strategies for Genuine Profitability  Using funds smartly can improve profitability. IRS guidelines for reasonable business expenses. Consulting with CFOs and CPAs for financial strategies. Avoiding commingling of personal and business funds.   Connect with Renee Hughes Website:  thearomaspecialists.com  Website: thearomaspecialist.com/writelikeahuman/  LinkedIn: linkedin.com/in/reneehughescoach   Go to https://lifeaftercorporatepodcast.com/ for all episodes 169. Lisa Durante's Strategy for Mastering Your Content Marketing Plan! 153  A 3-Step Guide to Skyrocketing Your Income 137 Marketing, Management, and Metrics: The Keys to Consistent Success Tweetable Quotes: "But we forget that the emotional pieces in our relationships with people and with money also can be inherited. So we had to peel that back to figure out the motivations of everything, which gave her the creative space to say, what do I want to do? Not what do I have to do?"... Renee Hughes on the emotional side of money  "This is something that the wealthy do all the time. They're all legal strategies, but so many people don't know these legal strategies to help them to really genuinely be profitable."...Renee Hughes on navigating business finances   **TRANSCRIPT AVAILABLE UPON REQUEST**   SUBSCRIBE & LEAVE A FIVE-STAR REVIEW and share this podcast to other growing entrepreneurs!  Get weekly tips on how to create more money and meaning doing work you love and be one of the many growing entrepreneurs in our community. Connect with me on LinkedIn; https://www.linkedin.com/groups/12656341/  or on Instagram or our website at www.lifeaftercorporatepodcast.com .

11/21/24. Five Minutes in the Word scriptures for today: 1 Corinthians 8:9. Resources: enduringword.com; biblehub.com; logos.com; and Life Application Study Bible. Listen daily at 10:00 am CST on https://kingdompraiseradio.com. November 2021 Podchaser list of "60 Best Podcasts to Discover!" LISTEN, LIKE, FOLLOW, SHARE! #MinutesWord; @MinutesWord; #dailybiblestudy #dailydevotional #christianpodcaster #prayforpeace

learn how to use the Italian remote past verb tense with this video conversation.

Suzanne Mateo of Milan, NY, tells a horrific story about being swindled out of her retirement savings. It happened this summer shortly after she was widowed and retired from a long career as a nurse and hospital administrator. Scams preying on the vulnerable and elderly are on the rise and according to Gino Cortesi, a softwear designer and student of AI, they are likely to get more sophisticated and hard to resist. Mateo is trying to get past shame and embarrassment to warn others.Suzanne Mateo of Milan, NY, was a nurse and hospital administrator for more than 30 years in a variety of health care settings. She served as vice president for Patient Care Services at Putnam Hospital after a diverse career including stints as a educational administrator and family therapist.Gino Cortesi of Boston is now retired after a career in softwear engineering centered on design for easier user experiences, a field in which he hold all or part of seven patents. He is fascinated by the development of AI and its impact on society, including its implication for hacking.

Ric highlights the importance of planning for long-term care, emphasizing that many people wish to remain in their own homes as they age, yet require significant support that can be costly. Plus, Ric reflects on his indecision regarding the upcoming presidential election, sharing insights from listener emails that highlight diverse perspectives on both Kamala Harris and Donald Trump's policies. And a conversation on the ongoing evolution of ETFs and asset management, particularly the growing interest in fixed income ETFs, low-cost options, and the integration of digital assets into investment strategies. #LongTermCare #AgingIndependently #Caregiving #FinancialPlanning #InHomeCare #LongTermCareInsurance #FamilyBurden #ElderCare #HealthcareCosts #DementiaCare #Election2024 #UndecidedVoter #KamalaHarris #DonaldTrump #VotingDilemma #PoliticalOpinions #ListenerFeedback #VoterEngagement #ThoughtfulDebate #PoliticalInsight #ElectionDiscussion #ETFs #AssetManagement #DigitalAssets #InvestmentTrends #FinancialAdvisors #Tokenization #FixedIncome #LowCostInvesting #WealthTransfer #ClientNeeds #MarketEvolution #CryptoETFs ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today's show:  Link to yesterday's podcast regarding DNR policies: https://www.thetayf.com/blogs/this-weeks-stories/why-merely-signing-a-dnr-isn-t-enough September 18, 2024 podcast includes capital gains discussion: So You Think You Know Who I'm Voting For? https://www.thetayf.com/blogs/this-weeks-stories/so-you-think-you-know-who-i-m-voting-for State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones State Street Global Advisors Disclosure Page: https://www.thetayf.com/blogs/disclosures/important-ssga-disclosure-information-read-here  10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What's beyond the ETFs?  https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ 10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning 9/25 Webinar Replay - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Refs taking over games or NFL play just that sloopy Texans Fanbase ready to panic  Jacksonville Jaguars head coach on hot seat Cowboys find a way to win would you be okay if the Texans won the same way Who do you want the Astros to play in the Wildcard game Baseball today this afternoon this weekend

Steve Sallis, an author, teacher, and mindset coach, dives into the real qualities that make or break a leader. He doesn't hold back, calling out bad leaders as people who don't listen, lack vision, and often have a streak of narcissism. Steve opens up about his own experience being bullied at work by a narcissistic boss, something that hit him hard emotionally. That difficult chapter in his life led him to write a book for young professionals, helping them spot toxic leadership early on. His years working in tough London schools, where gang culture and knife crime were part of daily life, gave him a unique perspective on what it takes to lead well—starting with self-awareness and creating a supportive, safe environment for everyone.Over time, Steve developed the strategic mindset needed to lead effectively. For Steve, it's all about pairing confidence with competence—because while confidence gets you started, it's skill and awareness that make you truly successful. He's big on the idea that ego can wreck communication and relationships, and without self-awareness, even the most confident leader will struggle to inspire their team.What really fires Steve up is his belief in building strong, high-performing teams by recognising and playing to people's strengths. It's not about ego—it's about helping your team win. And for him, leadership is a journey of continuous growth, learning, and improvement.Take Your Business to New Heights: Book Your Spot at the UK's Biggest Business Event to hear from Global Thought Leaders and Industry Pioneers in 2025:https://thebizx.co.uk/Powered By ActionCOACH Business Coaching: The Help You Need to Grow Your Business: https://business.actioncoach.co.uk/ Hosted on Acast. See acast.com/privacy for more information.

This week on the Best Today® podcast I am answering a listener question--”how do you avoid becoming complacent or even notice when we have become complacent?” I had to sit with this question to determine how I would define complacency and how to help you think through it. This episode will help you to think about how to acknowledge the places where you may have fallen into complacency and what to do when that happens. Listen to the episode and find all links referenced in today's episode at besttoday.co/186 or listen on any platform that works for you at The Best Today® Podcast • A podcast on Spotify for Podcasters Most Relevant Links from Today's Episode Best Today® Guide Compass vs. the Clock Workshop Submit a Voice Message Join the Best Today® Community Subscribe to For Those on the Journey Want to talk more about the episode? Let's connect in our private community and app, the Best Today® Community. Join us at Best Today® Community community! We want to hear from you, leave us a message with your questions or share your story of how our resources have helped you be your best one today at a time. If you enjoy the Best Today® Podcast we invite you to become a Best Today® Podcast supporter. Visit The Best Today® Podcast • A podcast on Spotify for Podcasters and click on the support button and become an official supporter of the podcast today! --- Support this podcast: https://podcasters.spotify.com/pod/show/the-best-today-podcast/support

Download Chris's FREE E-Book on “How To Find Ultra High Net Worth Clients" from https://UHNWC.com/   Ophir Gadot (https://furlough.com/) a 40-year-old father of two, is a seasoned entrepreneur with a diverse portfolio of achievements and is the Co-Founder of Furlough. He has founded four startups and two marketing agencies, one in Israel and one in the US. With 14 years of experience, Ophir has been actively involved in advising and collaborating with both his startups and third-party ventures, as well as e-commerce businesses. His expertise spans entrepreneurship, marketing, business development, and strategic relationships. In this episode, Chris and Ophir discuss: 1. Bootstrapping vs. Raising Capital 2. How to Avoid Becoming a Slave to Your Business 3. How to Turn Your Idea Into a Profitable Business 4. The Art of Partnering LinkedIn: https://www.linkedin.com/in/ophir-gadot/  Website: https://furlough.com/  Twitter: https://x.com/ophirga  Maximize your marketing, close more clients, and amplify your AUM by following us on:  Instagram:  https://instagram.com/ultrahighnetworthclients  TikTok: https://tiktok.com/ultrahighnetworthclients  YouTube: https://www.youtube.com/@uhnwc Facebook: https://www.facebook.com/UHNWCPodcast  Twitter: https://twitter.com/uhnwcpodcast  iTunes:  https://podcasts.apple.com/au/podcast/ultra-high-net-worth-clients-with-chris-brodhead/id1569041400 Spotify: https://open.spotify.com/show/4Guqegm2CVqkcEfMSLPEDr Website: https://uhnwc.com  Work with us: https://famousfounder.com/fa  DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. 

In this episode of Alive and Thriving, we're tackling the struggles that keep so many entrepreneurs from fully thriving. If you've ever doubted your abilities or felt like throwing in the towel for a "real job," this one's for you. Together, we'll explore: The Missing Internal Work: It's not about another marketing course—it's about addressing the beliefs, stories, and emotions that are blocking your success. Self-Sabotage and Success: How internal misalignment can lead to self-sabotage, even for successful entrepreneurs. Learn why mindset, energy, and nervous system regulation are essential. Shifting to Gratitude: Stop stressing over unsubscribes or "failed" launches and embrace gratitude for your progress and lessons. Somatic Safety: Business challenges are inevitable, but how you handle them depends on your emotional health. We discuss the importance of feeling safe within discomfort and processing emotions for lasting change. ✨ Don't Miss Out ✨ Our FREE Masterclass on mastering the energy of success in your business on September 24th. Register here: https://inspiredlifecollective.com.au/mindset LET'S TAKE THE NEXT STEP TOGETHER Get started with a Freebie! Download my FREE Stress-Free Launch Kit, for 5 powerful EFT Tapping audios to support a calm, grounded and even fun launch experience (great for everyday business emotions too!) Ready to transform your life or business: Book a discovery call to discuss which level of support is right for you (1:1, Embodied Entrepreneur, Mastermind) Want to dip your toes in at your own pace? Get instant access to my Becoming Limitless Experience Limited time package designed to help you cultivate self-doubt and confidence in yourself so you can bridge the gap between where you are now, and where you want to be by working directly with your limiting beliefs. Online masterclass (on demand) + 30 minutes private session $79 (Value $672) Connect with me Instagram @jessica.read.ilc Website: https://www.inspiredlifecollective.com.au Facebook: @inspiredlifecollectiveau Tiktok: @jessica.read.ilc Youtube: @inspiredlifecollective

Preached at the Healing Jesus Pastors' Conference, Luanda, Day 4, 6th September 2024

Preached at the Healing Jesus Pastors' Conference, Luanda, Day 4, 6th September 2024

Dr. Maia is a top cosmetic surgeon in the DC region. She's board certified, super important if you're having any type of cosmetic surgery. She's Harvard educated, and she joins the podcast today to chat about overcoming fears and answer commonly asked questions about plastic surgery procedures including pain management and how to make your enhancements look natural. Plus, she shares popular procedures for fall and what your insurance company may cover! ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!*** **Check out some of my FAVORITE things on Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!** https://www.amazon.com/shop/thesarahfrasershow Show is sponsored by: Article.com/tsfs for $50 OFF your purchase of $100 or more. Gorgeous furniture, garden, and home decor products that are built to last. Field Of Greens use promo code TSFS get 15% OFF your order and FREE rush shipping Honey Play Box adult toys for everyone! Use code TSFS for 20% OFF your order  Horizonfibroids.com get rid of those nasty fibroids! June's Journey download this mobile puzzle game app and have fun and solve mysteries Nutrafol.com use code TSFS for FREE shipping and $10 off your subscription Oneskin.co use code TSFS for 15% OFF your fabulous order Roguewavetoys.com bougie beach toys that are 100% compostable! Use code TSFS at checkout for free shipping and get 15% OFF your order when you signup for their email list on their website Taskrabbit.com use promo code TSFS at checkout for 15%. Book taskrabbit for trusted help or home tasks VIIAhemp.com Get you hemp, THC, and non-THC products for anxiety, sleep wellness, and more use code TSFS for 15% off your order Follow me on Instagram/Tiktok: @thesarahfrasershow Learn more about your ad choices. Visit megaphone.fm/adchoices

KIB 449 – How to Avoid Becoming an Agent in Babylon's Matrix Kingdom Intelligence Briefing   There are many that teach that once you are saved, the enemy cannot touch you.  However, the New Testament has warnings that contradict our modern Laodicean theology.  From Peter's warning that we are to be vigilant and sober to Paul's admonishment that the enemy can take us captive to do his will (2 Tim. 2:20-26) are essential in understanding the level of spiritual warfare that believers are experiencing today.  Believers must have a firm foundation in the Word of God and actively engage in sanctification to remain free of the enemy's machinations in the last days.   Notes from Podcast:    1.        1A Film Festival – September 13-15.  www.1afilmfest.com (Livestream for $25.00) 2.        The video edition of KIB begins next week.  Because of the extra work involved in video production, the podcast may not be available until Wednesday of each week. 3.        Biblical Life TV will begin the second week of September.  We will start with Chapter One of the Kingdom Priesthood book.   Dr. Michael K. Lake is the Chancellor and Founder of Biblical Life College and Seminary. He is the scholar-in-residence for the Strategic Remnant Learning Center – Biblical Life Assembly.  Dr. Lake is the author of the best-selling books “The Shinar Directive:  Preparing the Way for the Son of Perdition,” “The Sheeriyth Imperative:  Empowering the Remnant to Overcome the Gates of Hell,” “The Kingdom Priesthood: Preparing and Equipping the Remnant Priesthood for the Last Days,” and “The Kingdom Warrior: Full-Spectrum Spiritual Warfare 1.”  He is a popular speaker at national Christian conferences and is a frequent guest on many Christian TV and radio/podcast programs in North America.    Mary Lou Lake has worked side-by-side with her husband in ministry for over 40 years and is the author of the book “What Witches Don't Want Christians to Know – Expanded Edition.” 

"The best, most loving care flows out of relationship, and it's invited rather than inflicted upon another." Eric Wayman

What do fishing, catching an 8-foot sawfish, and innovative content strategies have in common? You'll have to listen to today's episode and find out :) Here's a couple of things we talked about today (we promise, every single one of them will make you money) Content commoditization: Learn why content gets lost and how to make it stand out. Valuable insights: Discover why some creators are seen as disposable and how to become essential. Creativity in storytelling: Find out how unique stories can make your podcast shine. Multipurposing tips: Get advice on expanding your content's reach without losing quality. Choosing the right strategy: Understand how to pick a strategy based on your goals and resources. If you are a business owner, creators, service provider and/or marketers, this is for you. Don't miss out! Click the link in our bio to listen now! #ContentIsProfit #PodcastingTips #ContentStrategy #CreativeContent #MarketingMastery #PodcastGrowth #DigitalMarketing #ContentCreation Interested? Let's ignite your creativity! Timestamped Overview: 03:00 Effect of globalization on video editing costs. 05:48 Tailor content to what's hot for success. 09:26 Content formats have different goals and advantages. 11:01 Adjusting content formats to meet audience preferences. 14:59 Be interesting, talk cool, get people hooked! 19:13 Focus on quality over saving bandwidth. 20:58 Focus on efforts that bring maximum profit. 24:43 Creating content, staying consistent, and setting goals. Connect with Fonzi: Facebook Instagram LinkedIn Twitter Connect with LUISDA: Facebook Instagram LinkedIn Twitter Subscribe to the podcast on Youtube, Apple, Spotify, Google, Stitcher, or anywhere you listen to your podcasts. You can find this episode plus all previous episodes here. If this episode was helpful, please don't forget to leave us a review by clicking here, and share it with a friend.

SummaryIn this episode, Lisa Davis and Kayla Cappiello discuss the findings of glyphosate, pesticides, and gluten in gluten-free products. They talk about the lack of response from companies and the need for further testing. They also discuss the challenges of going gluten-free and offer advice on choosing healthier options. The conversation segues into a discussion about vegan and gluten-free diets and the importance of getting protein from sources other than meat. They end the episode by mentioning Kayla's recipe for a quinoa salad.Keywords: glyphosate, pesticides, gluten-free products, companies, testing, gluten-free diet, vegan diet, protein, quinoa saladTakeawaysGlyphosate, pesticides, and gluten have been found in gluten-free products, but there has been a lack of response from companies.It is important to cross-reference the list of tested products and choose healthier options when going gluten-free.When following a vegan and gluten-free diet, focus on getting protein from sources like nuts, chickpeas, and quinoa.Quinoa salads are a versatile and healthy option for meals.Sound Bites"Glyphosate, pesticides, and gluten have been found in gluten-free products""I saw that a couple different groups like this was originally published by moms across America""everything they retested was found to be within normal limits"Chapters00:00Introduction and Discussion of Glyphosate, Pesticides, and Gluten in Gluten-Free Products03:11Lack of Response from Companies04:15Choosing Healthier Options on a Gluten-Free Diet06:58Going Beyond Highly Processed Gluten-Free Products09:24Getting Protein on a Vegan and Gluten-Free Diet11:21The Versatility of Quinoa Salads

Thanks for joining us! We'd love to give you more information about who we are and how to get plugged in here at Hillside. Fill this page out on our website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://hmcworship.com/im-new/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow along in the YouVersion Bible App: http://bible.com/events/49260629 Find the online bulletin and sermon notes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://hmcworship.com/app/uploads/5_19_24-Bulletin.pdf Thanks for visiting Hillside's podcast!  Be sure to like, share and subscribe for more content!

Are you concerned about the potential economic headwinds and recession on the horizon in 2024? Wondering what strategies you can implement to protect your hard-earned money? In this episode of The Brian Nichols Show, host Brian Nichols sits down with Joseph Lombardi, owner and founder of Iron Hawk Financial, to discuss the current economic landscape and what you can do to safeguard your financial future. Studio Sponsor: Cardio Miracle - "Unlock the secret to a healthier heart, increased energy levels, and transform your cardiovascular fitness like never before.": https://www.briannicholsshow.com/heart Joseph Lombardi, a seasoned financial expert with over 21 years of experience, shares his insights on the indicators pointing towards a potential market crash, similar to those seen in 2000 and 2007. He explores the possible scenarios that could unfold depending on the outcome of the upcoming election and how the wealthy elite may manipulate the market to maintain control and punish those who think logically. Lombardi emphasizes the importance of diversifying your taxation, market exposure, and downside into liquidity. He introduces strategies such as the "rich person's Roth," Infinite Banking, and Section 7702 of the IRS, which allow you to invest in tax-free, downside-protected assets that can weather market fluctuations and economic uncertainties. Throughout the episode, Lombardi stresses the significance of taking control of your financial future and not falling victim to the lies and manipulation of the wealthy elite. He encourages listeners to educate themselves and work with experienced professionals who have a proven track record of helping clients build generational wealth. Don't miss this eye-opening conversation about protecting your finances in the face of economic uncertainty. Tune in to The Brian Nichols Show now and learn how you can take control of your financial destiny. Visit www.ironhawkfinancial.com to learn more about Joseph Lombardi's services and be sure to email Joe directly at joe@ironhawkfinancial.com to receive his three books - absolutely free! ❤️ Order Cardio Miracle (https://www.briannicholsshow.com/heart) with code TBNS at checkout for 15% off and take a step towards better heart health and overall well-being!

Hypocrisy creates a disparity between professed beliefs and actual conduct. Ray, E.Z., Mark, and Oscar dive into this topic and encourage listeners in ways to avoid hypocrisy in their lives. Ray shares how his evangelistic fervor is fueled by a genuine desire to adhere to the standards set forth by God for Christians to share the gospel boldly and authentically. Yet hypocrisy remains a persistent struggle within the Christian community, from the time of Jesus to present day.Central to the issue of hypocrisy among Christians is the existence of a prescribed moral standard, derived from Jesus' teachings and scriptures. When Christians inevitably fall short of these standards the response should ideally be one of humility and repentance, seeking forgiveness from those affected by their actions. However, hypocrisy often manifests in the form of minimizing one's own faults or even elevating oneself above others, rather than acknowledging and addressing one's own shortcomings.The detrimental impact of hypocrisy extends beyond individual behavior, permeating familial and societal dynamics as well. Children are particularly perceptive to inconsistencies between what their parents profess and how they actually behave. Such incongruences can lead to confusion and disillusionment, undermining the moral upbringing within the household.The story of Saul, who disobeyed God's command by keeping spoils intended for destruction, serves as a cautionary tale against the dangers of rationalizing moral lapses. Similarly, the betrayal of Jesus by Judas, a trusted disciple, highlights the deceptive nature of hypocrisy and its potential to betray even the closest relationships.Despite the prevalence of hypocrisy, believers find solace in the knowledge that God discerns the true intentions and motivations of the heart. This awareness is a reminder of the importance of genuine repentance and accountability. Jesus Himself vehemently condemned the hypocrisy of the Pharisees, emphasizing the need for alignment between professed beliefs and actual conduct.Ultimately, combating hypocrisy requires introspection, accountability, and a commitment to spiritual growth. Cultivating a devotional life centered on prayer and scripture meditation serves as a powerful antidote to hypocrisy, fostering a deeper connection with God and a heightened awareness of one's own moral shortcomings. By embracing humility, authenticity, and a genuine desire to live according to God's standards, believers can strive to overcome hypocrisy and cultivate a life of integrity and moral consistency.Where the hosts introduce the podcast giveaway with instructions where and how to participate. Winners announced (Thursday) April 18, 2024Thanks for listening! If you've been helped by this podcast, we'd be grateful if you'd consider subscribing, sharing, and leaving us a comment and 5-star rating! Visit the Living Waters website to learn more and to access helpful resources!You can find helpful counseling resources at biblicalcounseling.com.Check out The Evidence Study Bible and the Basic Training Course.You can connect with us at podcast@livingwaters.com. We're thankful for your input!Learn more about the hosts of this podcast.Ray ComfortEmeal (“E.Z.”) ZwayneMark SpenceOscar Navarro

On this episode of the Reading with Your Kids podcast we have the pleasure of meeting authors Chiara Columbi and Heather Duke.  Chiara Colombi, discussed her debut picture book Rocket Ship Solo Trip. She drew inspiration from her love of space and desire to foster science interest in her kids. The book taps into emotions of new experiences. Jedlie shared memories of storytelling for his kids and its impact. He stressed developing emotional intelligence through stories. Heather Duke, shared creating her book Two Shoes from an improvised story for her son. She found publishing unexpectedly fulfilling but struggled balancing creative work and family life. The conversation covered differences in children's literature cultures internationally and excitement around future space exploration. Both guests caught the author bug and teased more books. Jedlie encouraged mindfulness in parenting, like admitting mistakes to help kids feel heard and respected.  Click here to visit our website - www.readingwithyourkids.com 

SummaryIn this conversation, David and Clark discuss why many real estate investors end up becoming slumlords and how to avoid this scenario. They highlight the importance of starting with good intentions and understanding the long-term consequences of neglecting property maintenance and rental rates. They emphasize the need to prioritize high-quality neighborhoods and properties, as well as the importance of regular tenant turnover and property improvements. By following these strategies, investors can avoid the pitfalls of becoming slumlords and maximize their cash flow and equity. The principal themes of the conversation are: treating rental properties as a business, providing high-quality housing, reinvesting in the property, setting rent based on market rates, conducting regular property walkthroughs, and maintaining the property's value. The key takeaways include: running a rental property as a business, not being afraid to invest in the property, setting rent based on market rates, conducting regular property inspections, and maintaining the property's value over time.TakeawaysMany real estate investors unintentionally become slumlords due to neglecting property maintenance and rental rates.Starting with good intentions is not enough; investors need to prioritize high-quality neighborhoods and properties.Regular tenant turnover and property improvements are essential to maintaining cash flow and equity.Neglecting property maintenance and rental rates can result in significant financial losses over time. Treat rental properties as a business and provide high-quality housing.Reinvest in the property to maintain its value and attract high-quality tenants.Set rent based on market rates and consider the increasing costs of running the business.Conduct regular property walkthroughs to stay on top of maintenance and ensure tenant satisfaction.Chapters00:00Introduction: The Topic of Becoming a Slumlord05:25The Genesis of Becoming a Slumlord12:46The Standoff with Tenants16:21Deferred Maintenance and Selling at a Discount19:18The Tired Landlord and Selling to Cash Buyers23:39Selling at a Discount to Flippers or Wholesalers27:51The Cost of Being a Slumlord33:15How to Avoid Becoming a Slumlord46:31Avoiding Slumlord Status50:28The Importance of Long-Term Thinking53:51Balancing Cash Flow and Asset Appreciation57:11The Profound Effect of Early Decisions59:39Summary: Don't Be a Slumlord59:56Outro Burn Your Boats.mp4 Hosted on Acast. See acast.com/privacy for more information.

Gary Vaynerchuk and Steve Jobs both became the face of their brand, but could this marketing strategy cost you when it's time to sell your agency?  How can you avoid becoming the brand to build a ‘sellable' agency? Today's guest is an entrepreneur who has successfully started and sold four businesses. He discusses the value of personal brands in relation to company success and delves into the challenges faced by service companies in building assets compared to tech or SaaS startups. Tune in to learn about common mistakes made by agency owners when considering selling their businesses and the pitfalls of an obsession with scale. John Warrillow is the founder and CEO of The Value Builder System, a sales and marketing software for business advisors to find, win and keep their best clients. In addition to having started and exited four companies, John is the best-selling author, Built to Sell: Creating a Business That Can Thrive Without You. In this episode, we discuss: How to add value to your agency. Build a ‘sellable' agency. Equity rolls vs. earn-outs. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources Copper: This episode of Smart Agency Masterclass is sponsored by Copper, a CRM solution built specifically for agencies that use Google Workspace. Its CRM integration works seamlessly with Gmail, Google Calendar, and Drive, so you never have to switch tabs to add leads, track email conversations, find files, or manage tasks in your marketing or sales process. Head over to Copper.com/agencies to get a free trial just for Jason's listeners! How Businesses Fall into the Revenue Pitfall Agency owners and service-based businesses often fall into the trap of overvaluing their companies when considering selling them. This common mistake is rooted in their relentless pursuit of growth and expansion. As a public, we tend to idolize big companies as opposed to good companies. This can turn into an obsession that leads agency owners to focus solely on increasing revenue, rather than building systems and processes that can make the business less dependent on the owners and founders. This fixation on growth typically results in rainmakers focusing predominantly on their sales expertise, which, while driving business growth, also increases dependence on the founders. Paradoxically, this dependence diminishes the overall value of the business. For John, the obsession with growth does agencies a great disservice by creating a culture of focusing solely on revenue. Consequently, businesses become so intertwined with the owner's presence that they essentially create a job for themselves rather than an asset that can thrive independently. This realization can be a bitter pill to swallow for many agency owners, especially when they recognize that their ego often drives these attitudes. By subscribing to the notion portrayed in "Mad Men" that their primary role is that of the charismatic pitchperson, they inadvertently create successful jobs rather than valuable assets. An Easy Method to Add Value to Your Agency So how can you avoid the revenue pitfall? John recommends agency owners take their CEO hat off from time to time and replace it with that of the parent of the business. In this sense, rather than micromanaging employees to hit revenue goals, empower them to take ownership of their work. They will feel greater pride and engagement, enabling the agency to thrive with or without you. By prioritizing long-term sustainability you can increase your agency's value and make it more attractive to potential buyers. It's not just about winning big clients or receiving accolades, but about creating a valuable asset that can stand the test of time. John also introduces the concept of assessing agency services according to how "teachable, valuable, repeatable" (TVR) they are to make strategic business decisions based on this. The TVR framework encourages agency owners to assess each service based on how teachable it is to their team, how valuable it is in terms of differentiation from competitors, and how repeatable it is in terms of recurring revenue. According to John, aency owners should focus on services that score high on all three criteria, as these are the services that will ultimately lead to a more sustainable and scalable business. This is not necessarily easy. Getting rid of some low-scoring services may mean walking away from 90% of your revenue. If this is your case, you can jettison the lowest-scoring services at least once a year. Striking the Right Balance as an Agency CEO Building a business that can run without you and that you can eventually sell will also require you to make the transition from agency owner to CEO. This means assuming different roles like setting the vision for the agency, being the face of the organization, understanding the financials, and coaching and mentoring the leadership team. Personally, John disagrees with Peter Drucker's notion that the two key functions that a CEO should focus on are product development and sales/marketing. In the context of an agency, the CEO should prioritize activities that drive revenue and attract new clients. “If you're doing those two functions, your business is worthless without you” he argues. CEOs who are too public-facing and personally branded may undermine the value of their agency when it comes time to sell. This is because potential buyers may view a highly visible CEO as a risk factor, leading to a larger portion of the deal being tied to an earn-out agreement. Therefore, CEOS need to strike a balance between being the face of the organization and focusing on the core functions of sales and marketing. How to Avoid Becoming the Brand: Tips for Becoming a “Sellable” Agency Would VaynerMedia continue to thrive without Gary Vaynerchuk? Just like Apple continued to grow without Steve Jobs, the most important element of that business is Gary's framework and methodology. What people like Steve and Gary did very well in each case is that the brand supersedes the individual. In Gary's case, many people might not realize who he is as a creator or tie VaynerMedia to him. In any case, building a powerful brand that can grow even in your absence is all about branding processes and not just people. Of course, a strong personal brand can be beneficial but it is also essential to establish the processes that drive the business. By doing so, agencies can create value beyond the individual personalities of their founders or leaders. For agency owners who include their name in the agency name, John suggests branding the processes; for instance, “3 things we do before onboarding a new client”. Codify and brand these processes to create a more valuable and attractive asset for potential buyers. This way, agencies can demonstrate a level of consistency and professionalism that goes beyond any individual's involvement in the business. By establishing and branding the processes that drive the business, agencies can create value that is sustainable and transferable, ultimately leading to long-term growth and success. It's something you can do in stages and could take 2 or 3 years complete. It's an important element of reducing dependency on individual personalities and create a more valuable and attractive asset for potential buyers. Equity Rolls vs. Earnouts: One of these will cost you MILLIONS The classic way an agency is sold is you get approached by the buyer who says they're willing to pay X multiple for it. However, once you take a closer look at that price, it's really 40% upfront, with the other 60% tied to an elaborate earn-out component where you become an employee of another agency. Alternatively, John highlights how private equity companies are increasingly doing "roll-ups" to consolidate agencies, especially in ad tech and tech-enabled services. In an equity roll deal, the seller gets some cash upfront but rolls the remaining amount into an equity stake in the entity owning the agency. This provides pros and cons compared to an earn-out model and gives owners more control over the transition. Equity rolls like majority recapitalizations allow owners to sell just a portion of their shares to receive some liquidity. This payout offers financial stability to pay off debts or invest elsewhere while still having skin in the game to take risks growing the agency. However, selling a majority stake means giving up decision-making control. Owners must be comfortable with a new role and adapt to having outside stakeholders that may bring conflicting interests, especially regarding earn-outs or integrating services across divisions. For its part, an earn-out means you'll lose control of the agency, so be aware of the potential pitfalls of this structure. Instead, Jason suggests a different approach where the seller prioritizes receiving cash upfront and maintains control over the company until the earn-out or period of time is completed. This gives the seller more agency in the sale process and reduces the risk of losing control over their business. All in all, as a seller, be aware of what the acquirer is trying to do, their motivations, and how that aligns with what you want to determine whether or not an earn-out makes sense for you. Prepare Yourself Against the Potential Pitfalls of Acquisitions There are potential pitfalls in agency acquisitions and it's important to be cautious when considering selling or merging with another agency. Typically, as a seller, you have to be aware of the fact that you're becoming a minority shareholder and giving up entrepreneurship for a job. Just be vigilant and protect your interests. Do your due diligence when considering an acquisition and thoroughly evaluate the potential buyer and ensure that the terms of the deal are fair and beneficial to the agency. Furthermore, be wary of offers that may seem enticing on the surface but could ultimately result in a loss of control or value for the agency. The most important way you can protect yourself is to understand the true value of your agency before entering into any acquisition agreements. Don't allow yourself to be swayed by promises of high valuations or potential growth opportunities without thoroughly evaluating the risks and potential drawbacks of the deal and ensure that all parties involved in the acquisition are aligned in terms of goals, vision, and values to avoid potential conflicts down the line. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

When your routines fail due to kids, or work, or plain ol unpredictable life, here are some thoughts on transitioning with grace and climbing right back on your horse headed for “goalsville!”

This week I'll be discussing what the movie "Poor Things" taught me about avoiding the magnetic pull of cynicism.

Over the course of your life, would you prefer to feel special or happy? If you can only choose one in your life, which one would you choose and feel like you made the most of it? That's the topic for our roundtable discussion today. We're joined by our very special guest Dana Anspach, CFP®, RMA®, Kolbe Certified™ Consultant, and Founder & CEO of Sensible Money, LLC. She's joined by our in-house sourpuss OG and Len Penzo, creator of the award-winning blog lenpenzo.com. Our panel discusses whether achieving "happy" or "special" is necessarily an either/or decision, or if there's some middle ground between the two. Joe goes on to clarify that the author's definition of "special" centers around addiction to professional success: addicted to being hardworking, successful, and wealthy. We tackle why many success-focused people are actually "miserably rich." Do you have to sacrifice your happiness in order to achieve professional success, or is there a way to have the best of both worlds? In the second half of the discussion, sponsored by DepositAccounts.com, we dive into how to overcome workaholism, so you avoid being miserable and wealthy. Is shedding materialism in favor of simplicity the secret to maintaining a healthy balance between success and happiness? Stay tuned for Doug's amazing big-money question. Will Dana propel Paula into a 3-way tie for first place or will OG or Len take sole possession of the lead? FULL SHOW NOTES: https://www.stackingbenjamins.com/balancing-success-and-happiness-1481 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Following Jesus doesn't guarantee an end to temptation. Join us for today's PowerPoint and Pastor Jack Graham's message, How to Avoid Becoming a Spiritual Casualty, as he reminds us that we'll be better prepared to say No to sin after we've said Yes to God. To support this ministry financially, visit: https://www.oneplace.com/donate/395/29

OK, it's time to ‘fess up. Is some laziness starting to creep into your copywriting? If you find yourself hitting “send” without a second look, resorting to tired seasonal puns (PLEASE no more “fall for falling prices”), or skipping the strategy stage…it might be time for a wake-up call. Our clients rely on us for the highest quality work and, as tempting as it can be to cut corners sometimes, it's a sure fire way to start producing mediocre work. Listen in to discover the lazy behaviors you want to steer clear of to achieve copywriting success. Plus, Nicki and Kate reveal the lazy habits they've been guilty of too—no one's perfect after all

Guest host Steve Coble is back with Brian and they're talking cynicism--plus, did you see the 'messianic Trump' video?? They also chat about pastoral burnout, generational expectations of church diversity, and Mickey Mantle's regret at the end of his life. Follow The Common Good on Facebook, Twitter and Instagram Hosted by Aubrey Sampson and Brian From Produced by Laura Finch and Keith ConradSee omnystudio.com/listener for privacy information.