Podcasts about budget management

Summary: In this episode, Beth Dodson and John Bodrozic explore the complexities of home improvement projects, focusing on the role of AI in remodeling. They discuss the challenges homeowners face in decision-making, budgeting, and material selection, emphasizing the importance of thorough research. The conversation highlights the potential of Home Zada's Shopping AI to simplify the shopping process and enhance the overall homeowner experience. In this episode, John Bodrozic and Beth Dodson discuss the transformative impact of AI on home shopping and remodeling processes. They explore how AI can streamline product research, enhance decision-making, and improve relationships with contractors. The conversation highlights the importance of organization and efficiency in managing home improvement projects, ultimately leading to better budgeting and informed choices for homeowners. Takeaways Home improvement involves extensive research and shopping. Larger projects require careful planning and budgeting. The variety of choices can lead to decision fatigue. Understanding product specifications is crucial for satisfaction. AI can assist in managing home improvement projects. Physical and online resources provide inspiration for projects. Budget constraints often dictate material choices. Homeowners should evaluate long-term maintenance of materials. The shopping process is about gathering data, not just buying. Home Zada's AI can streamline the shopping experience. AI shopping tools can save time and enhance efficiency. Homeowners can aggregate all shopping research in one place. Product research helps in understanding material options and pricing. Streamlined processes lead to better contractor relationships. Organizing choices aids in making informed decisions. AI can assist in managing budgets effectively. Home Zada combines photos and spreadsheets for better organization. Shopping AI can help first-time homeowners navigate choices. The importance of narrowing down options to avoid decision fatigue. Using AI tools can lead to a more enjoyable remodeling experience.  Sound Bites "Budget constraints often dictate material choices." "Making informed choices in home projects." "Transforming homeowner experiences with technology." "You can now say, I've looked at all these sinks." "You just created so much efficiency." "You just made it a lot easier." "This will serve me well." "It's a big endeavor." "This is a good one."   Chapters 0040 Introduction to Homeowner AI and Remodeling 03:35 Navigating Home Improvement Choices 06:31 Researching and Decision-Making in Home Projects 09:46 The Importance of Budgeting and Material Selection 12:34 Understanding the Shopping Process for Home Projects 15:41 Real-Life Experiences with Home Renovations 18:35 Introducing Home Zada's Shopping AI 21:39 Demonstration of Shopping AI Features 27:48 Revolutionizing Home Shopping with AI 31:20 Streamlining the Remodeling Process 34:01 Understanding Countertop Options 40:18 Enhancing Contractor Relationships 42:48 Balancing Budget and Choices

 In this episode of SEO 101, hosts Ross Dunn and Scott Van Achte explore key updates in the SEO landscape, including Google's testing of recently viewed labels in search results and the significant launch of AI Mode for U.S. searchers. They also discuss insights on managing crawl budgets effectively for improved indexing. Tune in for valuable strategies and the latest developments that could impact your SEO practices and web publishing success!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

How do school leaders move beyond compliance and create budgets that reflect shared values? In this episode of School Business Insider, John Brucato sits down with Dr. Michael Juech, Assistant Superintendent of Operations for the Howard-Suamico School District in Wisconsin, to explore his thought-provoking article, "We Versus Me: Collaborative Resource Allocation and Budget Management."Dr. Juech shares actionable strategies for engaging school leaders, staff, and board members in transparent, mission-driven budgeting processes. From shifting mindsets to navigating tough conversations, this episode is a must-listen for school business officials seeking to align resources with purpose — together.Contact School Business Insider: Check us out on social media: LinkedIn Twitter (X) Website: https://asbointl.org/SBI Email: podcast@asbointl.org Make sure to like, subscribe and share for more great insider episodes!Disclaimer:The views, thoughts, and opinions expressed are the speaker's own and do not represent the views, thoughts, and opinions of the Association of School Business Officials International. The material and information presented here is for general information purposes only. The "ASBO International" name and all forms and abbreviations are the property of its owner and its use does not imply endorsement of or opposition to any specific organization, product, or service. The presence of any advertising does not endorse, or imply endorsement of, any products or services by ASBO International.ASBO International is a 501(c)3 nonprofit, nonpartisan organization and does not participate or intervene in any political campaign on behalf of, or in opposition to, any candidate for elective public office. The sharing of news or information concerning public policy issues or political campaigns and candidates are not, and should not be construed as, endorsements by ASBO Internatio...

In this timely episode of Ready Your Future, we dive deep into the realities of economic uncertainty facing many Americans today. Drawing from historical perspectives and current insights, Todd explores why economic fears are surging and what practical steps you can take to protect your family’s financial future. The episode examines proven strategies for building resilience during economic stress, including financial preparedness techniques that worked during previous downturns and might serve you well in today’s challenging economic landscape. Visit the Episode Page on Ready Your Future. Of Interest Check Out RYF on YouTube For more about Todd and RYF Join the Exclusive Email Group' Join TPA The Christian Prepper Podcast Buy Me a Coffee: https://www.buymeacoffee.com/prepperwebsiteSee omnystudio.com/listener for privacy information.

Budget Management & Stop Putting Your Kids on the Deed by Ken Gross

Tripp Limehouse discusses the current economic climate, focusing on recession fears and their implications for retirement planning. They emphasize the importance of having a solid financial plan, especially during market volatility. Tripp introduces the Green Line Principle as a safe money strategy to help retirees navigate uncertain times. The conversation also covers risk tolerance, market corrections, and the need for expert guidance in financial planning. The conversation also includes listener questions about qualified charitable distributions and inherited annuities, emphasizing the need for personalized financial advice. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

I am The DEI Optimist- I believe that the world is better when we know one another; not despise each other. We will grow and improve by learning more about ourselves and others. I have more than 25 years of experience with Diversity, Equity, and Inclusion and Leadership Development. I have honed and expanded my knowledge of Diversity over the years through research, practice, professional and personal experience. I am constantly adding to my skillset around DEI through practice and training. I am diligent about increasing my awareness of DEI challenges, issues, and opportunities. I invite you to join me on this journey. Our workbooks and trainings are available for purchase at this link: https://effebe-49.myshopify.com/Information from Dr Abdullah:I am available for keynote addresses, DEIB Strategic Planning and Assessment, Diversity Coaching, Board Capacity Building and related work. AREAS OF EXPERTISE: Diversity and Inclusion, Higher Education Administration, Training & Development, Board Reports & Resolutions, Budget Management, Written & Oral Communications, Hiring, Training, & Mentoring, Operating, Capital, & Procurement, Budget Review, Fund Raising & Grant writing, Public Speaking & Presentations, Team Building & Leadership, Student Development, Non-profit Board Training

For additional resources for #eventprofs visit www.productionvaluematters.com In this episode of Production Value Matters, host Matthew Byrne interviews Yvonne McNair, an Emmy-nominated event producer and Chief Experience Officer at Captivate Productions. Yvonne discusses the element of surprise and delight, creative marketing approaches, and her experiences working with high-profile artists like Prince. She offers practical insights on balancing creative vision with budget constraints while creating memorable experiences.

This Podcast Is Episode 619, And It's About Building Connections - Offline Marketing In The Construction Industry n a rapidly evolving digital landscape, it's easy for construction business owners to overlook the power of offline marketing. However, effective offline strategies remain crucial in building relationships, enhancing brand visibility, and generating leads. In this digital age, offline marketing often creates more meaningful connections than digital efforts. Whether you're a small contractor or a more prominent construction firm, understanding and implementing these strategies can help you establish a strong community presence and a loyal customer base.   As a construction professional, you hold the key to unlocking the potential of offline marketing. From networking events and local advertising to engaging community initiatives, these strategies empower you to create meaningful connections that digital efforts often cannot.   In this context, we will explore a variety of effective offline marketing tactics tailored for you, enabling you to elevate your business and gain a competitive edge in the industry.   1. Networking Events   For instance, a construction firm could sponsor a local home improvement seminar, which positions them as an expert in the field and allows them to connect directly with potential clients. Another example could be a direct mail campaign targeting neighborhoods with a high potential for home renovations. Participating in local trade shows, industry conferences, and community gatherings is a valuable strategy for connecting with potential clients, suppliers, and partners. Establishing and nurturing these relationships can significantly enhance your chances of receiving referrals and discovering new business opportunities. Engaging in networking events expands your professional circle and strengthens your presence within the industry.   2. Print Advertising   Utilize local newspapers, industry magazines, and community bulletins for advertising. A strategically placed ad can effectively reach your target audience in the area, fostering a sense of community and engagement.   3. Direct Mail Campaigns   Implement direct mail campaigns by sending postcards or brochures to specific neighborhoods or businesses. This personal touch emphasizes your services, including special offers or promotions, making your audience feel valued and important.   4. Sponsorships   Consider sponsoring local events, sports teams, or community initiatives to enhance your visibility and position as a business focused on the community.   5. Flyers and Brochures   Distribute informative flyers or brochures to local businesses, community centers, and home improvement stores. Include precise details about your services and contact information.   6. Vehicle Branding   Use your company vehicles as mobile advertisements by displaying your logo, contact information, and a brief description of your services on the vehicle's exterior.   7. Word of Mouth   Encourage satisfied clients to share their positive experiences with friends and family. Consider implementing a referral program that rewards customers for bringing in new business.   8. Business Cards   Always have business cards on hand to distribute at events or during meetings. Ensure they include all necessary contact information and a brief description of your services.   9. Community Involvement   Get involved with local charities, volunteer for community projects, and participate in neighborhood improvement programs. This can enhance your reputation and offer networking opportunities.   10. Home Improvement Seminars   Host informational workshops or seminars on home improvement topics. This positions you as an expert and lets you connect directly with potential clients.   11. Cold Calling   Reach out to potential commercial clients directly. Customize your pitch to demonstrate how your services can address their specific needs.   12. Partnerships with Local Businesses   Establish partnerships with real estate agents, interior designers, or landscaping companies so you can refer clients to each other, boosting mutual business.   Measuring Progress   As we've said before, what you can measure, you can manage. Several specific metrics can be used to measure the effectiveness of your offline marketing strategies. These include tracking the number of leads generated from your offline campaigns, measuring the response rate from your direct mail campaigns, and gathering client feedback on how they heard about your construction business. Additionally, monitoring changes in brand awareness through surveys before and after your campaigns can provide insights into effectiveness.   To effectively integrate offline marketing with existing digital marketing efforts, construction business owners like you can ensure consistent messaging across both channels. This includes using similar branding, slogans, and promotional messages. Additionally, you can direct offline audiences to online platforms—like social media or websites—by including QR codes on print materials or encouraging event attendees to follow your online presence.   We can support your offline marketing strategies in several ways:   1. Budget Management - ensures you clearly understand your marketing budget. You can see which efforts yield the best return on investment by tracking expenses related to offline campaigns, such as print ads, event sponsorships, or direct mail.   2. Analyzing Marketing Costs and Monitoring ROI - We can help you analyze the costs associated with offline marketing strategies. Understanding these costs can inform decisions about where to allocate resources for maximum impact.   We can help track the effectiveness of your offline campaigns by measuring the revenue generated from leads acquired through these efforts. We can set up systems to link financial results to specific marketing activities, providing valuable insights into what works.   3. Creating Reports - Regularly generating financial reports related to marketing activities allows you to monitor progress and adjust your strategies as needed. This data can inform future campaigns and improve decision-making.   4. Supporting Networking Events -  If you sponsor or attend networking events, we, as your bookkeeper, can manage the financial details, ensuring all invoices and payments are processed efficiently. We can also help keep track of expenses related to these events.   5. Integration with Online Efforts—We can help ensure that offline marketing strategies complement your online efforts by tracking overall marketing spending and performance metrics, helping you maintain a cohesive marketing strategy.   By effectively managing the financial aspects of your offline marketing, we can enable you to focus on building meaningful connections, fostering community relationships, and driving growth for your business.   In conclusion   Incorporating offline marketing strategies is essential for construction business owners like you, who aim to enhance their visibility and reach potential clients. By engaging with the community through events, print media, and direct outreach, you can build strong relationships and trust within your target market. Ultimately, a well-rounded marketing approach that combines both online and offline efforts can lead to sustained growth and increased success in the competitive construction industry. About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com

Today's guest is Andreea Ioan, Senior Expert IT Platform Manager at OMV in Vienna, Austria. Founded in 1956, OMV focus on the exploration, production and distribution of oil and natural gas, as well as providing energy solutions, including renewable energy and sustainable technologies. OMV operates in multiple sectors, including refining, chemicals and gas, with an emphasis on innovation and environmental responsibility. They aim to contribute to the global energy transition while maintaining a commitment to high standards in sustainability and safety.Andreea is a highly motivated and detail-oriented Senior IT Expert. With a background in Project Management, Process Management and Service Management, she is skilled in managing complex projects and initiatives from start to finish. With a proven track record of success in a large international organization, Andreea brings a wealth of experience in developing and executing strategies that drive growth and profitability. Her expertise includes Project Planning and Execution, Budget Management, Stakeholder Engagement and Business Process Design/Improvement.In the episode, Andreea discusses:Her career journey from Romania to Austria, focusing on personal growth,Relocating involves challenges, growth, decision-making and family support,Starting with ITSM in 2019 and growing the platform with 10+ modules,How governance, operating models and health checks ensure platform success,Why ITSM is her favourite module due to its foundational role,Starting with a pilot for Gen AI using personas, feedback and agility,Implementing Gen AI through weekly sprints, testing and user sessions,Observing efficiency gains and time savings led to adopting Gen AI,Why slowing down helps growth, reflection and overcoming challenges,Advice to embrace fear, take risks and growth will follow

In this episode of Passing Judgment, we explore the political landscape of President Trump's new cabinet picks through the expert lens of Michelle Shen from CNN's politics team. Jessica and Michelle dissect the confirmation hearings of controversial figures like Robert F. Kennedy Jr. for Health and Human Services Secretary and Tulsi Gabbard for Director of National Intelligence, along with Elise Stefanik's smoother path as UN Ambassador. The discussion sheds light on the intrigues and political maneuvers surrounding these nominations and their potential impact on Trump's administration over the next four years. Here are three key takeaways you don't want to miss:RFK Jr.'s Nomination for Health and Human Services Secretary: The discussion focuses on RFK Jr.'s controversial stance on vaccines and his break from the Kennedy family, who have been stalwarts in the Democratic Party. His views, which have been scientifically disproven, present difficulties in his confirmation process, even among some Republicans.Media and Reporting Challenges: Michelle Shen shares the challenges faced in reporting on the Trump administration, emphasizing the importance of careful fact-checking and contextualization in her journalism work.Inauguration Reflections: Shen reflects on the inaugural weekend, highlighting the contrast between Trump supporters and the wealthier individuals who have close access to him. This theme underscores questions of who will have influence in Trump's administration.Follow Our Host: @LevinsonJessica@Michelle_shen10

For additional resources for #eventprofs visit www.productionvaluematters.com In this episode of Production Value Matters, Matthew interviews Jeremy Youett, Head of Proprietary Events at Atlassian. Jeremy shares valuable insights on balancing creativity with budgetary constraints, selecting strategic partnerships, and measuring event success through both business impact and audience engagement metrics.

In this thought-provoking episode, Christopher discusses the intricate web of government funding and the implications of recent political changes under President Donald J. Trump. He shares insights from his experience in government, highlighting how fiscal policies and spending behaviors contribute to the growth of government bureaucracy. As he navigates the complexities of liberal and conservative mindsets, Christopher emphasizes the need for accountability and integrity in governance. Tune in to explore how the current political landscape might lead to a more efficient and responsible government, despite the discomfort it may cause along the way.

Do you live on a budget? Faith and Finance Live's Rob West gives us some encouraging and challenging responses to that question as he schools us on budget management to kick off his first visit with us for 2025! If you have given up on your budget, feel it's unnecessary, or don't know where to begin, you'll find help for your financial health in this conversation on Mornings with Seth and Deb!Donate to Moody Radio: http://moodyradio.org/donateto/morningshow/wdlmSee omnystudio.com/listener for privacy information.

In this episode, Fiona unpacks the real differences between influencers and content creators, cutting through the noise to explore what these partnerships actually mean for small business owners today. Drawing from her decades of marketing experience, she shares practical strategies for making these relationships work - no matter your brand size or budget. Whether you're weighing up your first collaboration or looking to refresh your approach, you'll walk away with clear, actionable steps to make modern marketing partnerships work for your business.  Get started on a more successful and sustainable small business with our range of free tools at mydailybusiness.com/freestuff Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. Ever wanted to write your own book and build your brand authority or start your own podcast to connect with and grow your audience? Check out our How to Start a Podcast Course or How to Get Your Book Published Course at our courses page. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

In this episode of the 2X eCommerce podcast, host Kunle Campbell interviews Marin Istvanic, a partner at Inspire Brand Group, on effective strategies for scaling meta ads. Marin shares his insights on structuring, testing, and scaling ad campaigns, emphasizing the importance of product-market fit and optimal offers. He outlines best practices for sandbox testing using Adset Budget Optimization (ABO) and leveraging Advantage Shopping Plus for scaling. Marin also discusses the significance of creative quality over quantity, the use of cost caps for budget management, and how to maximize ad performance through meticulous testing and data analysis. The conversation covers Marin's journey from a freelance media buyer to an agency partner, his approach to managing client budgets, and his take on the creative vs. technical aspects of media buying. The episode concludes with practical tips for Q4 advertising and maximizing ROI during high-traffic periods like Black Friday and Cyber Monday.(00:00) - Scaling Meta Ads: An Advanced Playbook for eCommerce Growth → Marin Ištvanić (01:22) - Podcast Introduction and Guest Welcome (03:05) - Marin Istvanic's Journey into Media Buying (12:00) - The Role of Creatives in Media Buying (13:47) - Effective Offer Strategies for Better Conversion (18:10) - Agency Operations and Client Management (21:45) - Testing and Scaling Ad Campaigns (27:57) - The Power of Data in Digital Marketing (28:42) - Ad Copy Strategies and Testing (29:55) - Static Images vs. Video Ads (31:53) - Creative Diversification and Client Guidance (33:14) - Optimizing Ad Performance Metrics (35:12) - Scaling and Budget Management (42:40) - Resurrecting and Adjusting Campaigns (47:18) - Preparing for Q4 and Black Friday (50:30) - Final Thoughts and Where to Find More Tips Resources Mentioned in the EpisodeInspire Brand GroupMarin Ištvanić's agency, specializing in Meta ad campaigns for eCommerce brands.Website: Inspire Digital GroupFunnel CalculatorA custom-built Google Sheets tool Marin uses to analyze drop-off points in the customer journey and optimize funnel performance.Promised to be shared with the audience via the show notes.ABO and Advantage Shopping PlusStrategies discussed for testing and scaling ad campaigns.Advantage Shopping Plus: A simplified Meta campaign type with exclusions and cost caps.Analytics ToolsTriple Whale: Used to track key ad metrics like percentage of new visits and audience breakdowns.Northbeam: Another analytics tool for tracking ad performance and audience behavior.Connect with 2X eCommerce:Website: 2X eCommerce Website → https://2xecommerce.com/podcast/Instagram: 2X eCommerce Instagram → https://www.instagram.com/2xecommerce/Twitter: 2X eCommerce Twitter → https://twitter.com/2XeCommerceYouTube: 2X eCommerce YouTube → https://www.youtube.com/@2XeCommerce/Get a Copy of Kunle's BookElevate your e-commerce game with Kunle Campbell's book, "E-Commerce Growth Strategy: A Brand-Driven Approach to Attract Shoppers, Build Community and Retain Customers." Discover practical strategies and insights to boost your e-commerce growth.Buy on Amazon → https://amzn.to/3ybY6WSBuy on Walmart → https://bit.ly/3swOuDeBuy on Kogan Page → https://bit.ly/44DylLnBuy on Barnes & Noble → https://bit.ly/3Pgd4B4Buy on WHSmith → https://bit.ly/4bfr9r3Sponsors:This episode is proudly brought to you by: 1️⃣ REVIEWS.io↳ Drive Sales & Reduce Marketing Spending with REVIEWS.ioREVIEWS.io offers an affordable, all-in-one platform for collecting and displaying customer reviews. It's easy for you to set up and simple for your customers to leave reviews, helping you boost both trust and conversions from anyone discovering your brand on Google.With REVIEWS.io, you can increase your Google conversions by up to 26%, improve click-through rates, and lower your ad costs—all with a platform built for busy eCommerce operators like you.To find out more, head over to Reviews.ioGet 10% off your first year—use the could ‘2x' when you sign up or click here.New customers only. Terms and conditions apply.2️⃣ Address Validator↳ Reduce Failed Deliveries & Boost Customer Satisfaction with Address ValidatorAddress Validator is the go-to tool for ensuring accurate deliveries every time. By validating customer addresses in real time, you can avoid costly failed deliveries, reduce shipping expenses, and provide a seamless checkout experience for your customers.With Address Validator, you can:Prevent delivery errors and save on reshipping costs.Enhance customer trust with faster, hassle-free deliveries.Automate address validation, freeing up time for your team to focus on growth.To learn more, visit AddressValidator.com.Try Address Validator Today. Your first 100 orders are free, with no credit card required—start optimizing your deliveries now.

Nick Schiffer discusses the complexities of pre-construction, emphasizing the importance of understanding client needs, managing budget expectations, and maintaining trust through effective communication and collaboration with the design team.   The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts:  Nick Schiffer Construction Company Handbook Podcast Produced By: Motif Media Modern Craftsman Merch: 2 Pencils  Stone Paper Notebook

For additional resources for #eventprofs visit www.productionvaluematters.com In this panel episode of Production Value Matters, host Matthew Byrne and panelists Candice, Evan, and Nick discuss key trends and challenges facing the events industry in 2025, including changing audience engagement strategies, workforce evolution, and potential economic impacts of new policies.

Budget Management And Post-Election Consequences by Ken Gross

For additional resources for #eventprofs visit www.productionvaluematters.com Tavar James brings over a decade of experience spanning high-profile programs like American Idol and NBA events, offering valuable insights for both seasoned professionals and newcomers to the industry. Tavar shares his journey from hospitality to tech, discusses leadership strategies for managing creative teams, and offers insights on navigating industry changes while maintaining team motivation.

Guest: Kush Sharma, Director Municipal Modernization & Partnerships, Municipal Information Systems Association, Ontario (MISA Ontario)On LinkedIn | https://www.linkedin.com/in/kush-sharma-9bb875a/____________________________Host: Sean Martin, Co-Founder at ITSPmagazine [@ITSPmagazine] and Host of Redefining CyberSecurity Podcast [@RedefiningCyber]On ITSPmagazine | https://www.itspmagazine.com/sean-martin___________________________Episode NotesIn the third and final installment of the series titled "Building a CISO Office: Mastering Enterprise Risk Management and Aligning Cybersecurity with Business Goals," Sean Martin continues his compelling conversation with Kush Sharma. This episode focuses on the critical aspects of team dynamics, project management, and stakeholder engagement in the realm of cybersecurity.Kush Sharma elaborates on the importance of establishing a well-structured and communicated vision for security operations within an organization. He emphasizes the necessity of setting expectations with security teams before any major project initiation. According to Sharma, transparency is vital. Security leaders must candidly discuss with their teams that not every decision will tip in their favor, but their role is to advocate for security while being adaptable to business needs. He stresses the importance of documenting and following up on risk mitigation measures even if they aren't implemented immediately.Sharma also sheds light on the concept of integrating business and security functions more seamlessly. He proposes not just embedding security into business but also bringing business personnel into the security fold. By having business unit members work within security teams temporarily, organizations can build a robust line of communication and mutual understanding. This cross-functional approach creates internal champions for security measures and helps significantly cut costs as internal personnel generally have lower operational costs compared to external consultants.A significant portion of the episode revolves around the nuanced engagement with different stakeholders, particularly at the executive level. Sharma advises CISOs to view themselves as peers to other C-suite executives, prepared to defend their positions and decisions vigorously. It's crucial for CISOs to maintain this executive-level mindset and openly communicate the broader business implications of security decisions. Sharma highlights that making a business case for security and showing tangible returns on investment can secure better funding and support from the executive team, leading to more substantial investments in long-term security measures.Sean Martin wraps up the episode by touching on the importance of storytelling in cybersecurity. By translating technical achievements and risk mitigation efforts into relatable stories, CISOs can effectively communicate the value of their work across the organization. These narratives help ensure security remains a priority in business strategies and operations, fostering an environment where security considerations are integral to planning and executing new initiatives.In conclusion, the episode provides essential insights for current and aspiring CISOs on navigating the complexities of internal communications, leadership, and strategic planning in cybersecurity. Both Kush Sharma and Sean Martin offer practical advice and strategies that can help elevate the role of security within any organization, thereby protecting its infrastructure and supporting its growth objectives.___________________________SponsorsImperva: https://itspm.ag/imperva277117988LevelBlue: https://itspm.ag/attcybersecurity-3jdk3___________________________Watch this and other videos on ITSPmagazine's YouTube ChannelRedefining CyberSecurity Podcast with Sean Martin, CISSP playlist:

Guest: Kush Sharma, Director Municipal Modernization & Partnerships, Municipal Information Systems Association, Ontario (MISA Ontario)On LinkedIn | https://www.linkedin.com/in/kush-sharma-9bb875a/____________________________Host: Sean Martin, Co-Founder at ITSPmagazine [@ITSPmagazine] and Host of Redefining CyberSecurity Podcast [@RedefiningCyber]On ITSPmagazine | https://www.itspmagazine.com/sean-martin___________________________Episode NotesIn the third and final installment of the series titled "Building a CISO Office: Mastering Enterprise Risk Management and Aligning Cybersecurity with Business Goals," Sean Martin continues his compelling conversation with Kush Sharma. This episode focuses on the critical aspects of team dynamics, project management, and stakeholder engagement in the realm of cybersecurity.Kush Sharma elaborates on the importance of establishing a well-structured and communicated vision for security operations within an organization. He emphasizes the necessity of setting expectations with security teams before any major project initiation. According to Sharma, transparency is vital. Security leaders must candidly discuss with their teams that not every decision will tip in their favor, but their role is to advocate for security while being adaptable to business needs. He stresses the importance of documenting and following up on risk mitigation measures even if they aren't implemented immediately.Sharma also sheds light on the concept of integrating business and security functions more seamlessly. He proposes not just embedding security into business but also bringing business personnel into the security fold. By having business unit members work within security teams temporarily, organizations can build a robust line of communication and mutual understanding. This cross-functional approach creates internal champions for security measures and helps significantly cut costs as internal personnel generally have lower operational costs compared to external consultants.A significant portion of the episode revolves around the nuanced engagement with different stakeholders, particularly at the executive level. Sharma advises CISOs to view themselves as peers to other C-suite executives, prepared to defend their positions and decisions vigorously. It's crucial for CISOs to maintain this executive-level mindset and openly communicate the broader business implications of security decisions. Sharma highlights that making a business case for security and showing tangible returns on investment can secure better funding and support from the executive team, leading to more substantial investments in long-term security measures.Sean Martin wraps up the episode by touching on the importance of storytelling in cybersecurity. By translating technical achievements and risk mitigation efforts into relatable stories, CISOs can effectively communicate the value of their work across the organization. These narratives help ensure security remains a priority in business strategies and operations, fostering an environment where security considerations are integral to planning and executing new initiatives.In conclusion, the episode provides essential insights for current and aspiring CISOs on navigating the complexities of internal communications, leadership, and strategic planning in cybersecurity. Both Kush Sharma and Sean Martin offer practical advice and strategies that can help elevate the role of security within any organization, thereby protecting its infrastructure and supporting its growth objectives.___________________________SponsorsImperva: https://itspm.ag/imperva277117988LevelBlue: https://itspm.ag/attcybersecurity-3jdk3___________________________Watch this and other videos on ITSPmagazine's YouTube ChannelRedefining CyberSecurity Podcast with Sean Martin, CISSP playlist:

In this episode of the She+ Geeks Out podcast presented by Inclusion Geeks, we interview Sara Seligman, a writer, producer, and director whose work includes the film "Ramadan America" and the feature "Coyote Lake." Sara shares her journey from training as a ballet dancer in Mexico to becoming an actress in telenovelas to transitioning into directing and producing films. She discusses the challenges of breaking into the industry as a Latina and the complexities of different directing and producing roles in film and television. Sara also touches on the significance and controversies of the term 'Latinx,' and the importance of diverse representation in the media. We also discuss our journey from "She Geeks Out" to "Inclusion Geeks," explaining how our name change better reflects our dedication to Diversity, Equity, and Inclusion (DEI) training. Join us as we discuss our evolution from "Boston Girl Geek Dinners" to our current mission, highlighting our broader focus beyond gender to include race, ethnicity, social class, disability, and more.Links we discussed:Ramadan AmericaCoyote LakeSara Seligman InstagramInclusion GeeksInclusion Geeks InstagramChapters:(00:00) Introduction and Podcast Rebranding(00:53) The Evolution of Our Name(03:40) Why 'Inclusion Geeks'?(06:34) Celebrating Birthdays and Switching Topics(08:13) Interview with Sarah Seligman(09:37) Sarah's Villain Origin Story(18:05) Moving to LA and Producing Films(27:16) Role of a Line Producer(28:46) Balancing Director and Producer Responsibilities(32:55) Breaking into Directing(33:42) Challenges in Different Directing Fields(37:50) Commercials vs. Narrative Directing(45:38) Leadership and Management in Film(52:28) Representation and Identity in Film(01:01:40) Final Thoughts and Contact Information Visit us at InclusionGeeks.com to stay up to date on all the ways you can make the workplace work for everyone! Check out Inclusion Geeks Academy and InclusionGeeks.com/podcast for the code to get a free mini course.

Send us a Text Message.In this ‘Office Hours' episode, we examine PPC budget management closely. We speak with paid search analyst, Alejandro Torres, whose frustration with unpredictability of Google Ads' spend tracking led to a revolutionary solution. With the assistance of his team, they built a robust tool designed to help them with pacing the spending schedule and optimizing the budgets of PPC campaigns for their clients. Tune into an episode packed full of tips on the technical aspects, team collaboration, and unique challenges faced in managing PPC campaigns. An Optidge "Office Hours" EpisodeOur Office Hours episodes are your go-to for details, how-to's, and advice on specific marketing topics. Join our fellow Optidge team members, and sometimes even 1:1 teachings from Danny himself, in these shorter, marketing-focused episodes every few weeks. Get ready to get marketing!Episode Highlights: Despite Alejandro's initial disinterest in digital marketing in college, his path led him back, allowing him to apply his practical knowledge in finance and management to his current role on the Optidge PPC team. Alejandro initially heard about an innovative, data-tracking PPC tool, Dataslayer, from another department at Optidge and began testing the tool to see how its capabilities might help handle the headache of tracking PPC campaign spending. Dataslayer and the custom solution put together by Alejandro and the team can now accurately monitor the spending habits of multiple campaigns at once and notify the PPC team when they're under or overspending (with special thanks to color coding).Episode Links:Alejandro's LinkedInDataslayer Optidge PPC Services Follow The Digital Marketing Mentor: Website and Blog: thedmmentor.com Instagram: @thedmmentor Linkedin: @thedmmentor YouTube: @thedmmentor Interested in Digital Marketing Services, Careers, or Courses? Check out more from the TDMM Family: Optidge.com - Full Service Digital Marketing Agency specializing in SEO, PPC, Paid Social, and Lead Generation efforts for established B2C and B2B businesses and organizations. ODEOacademy.com - Digital Marketing online education and course platform. ODEO gives you solid digital marketing knowledge to launch/boost your career or understand your business's digital marketing strategy.

Poor ad budget management will have your ad account eating your bank account in no time. Because if you've advertised for any period of time, then you know that things aren't always as they seem.I recently had a conversation with a friend who spends $500k/mo on Meta. They've done it for years, but ran into a cashflow crunch and had to halt their ads to figure some things out.This can happen to ANYBODY, so we developed an ad budget management system to protect ourselves from overspending and creating boatloads of stress that have us living on thin margin.00:00 Intro00:58 2 Budgeting Levels03:25 TAPs and CAPs Overview04:12 TAPs09:00 CAPs11:57 Ad Account Budgeting-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-► Special Podcast Listener Deal On Our Scientific Facebook Ads Testing Course + Free 30-Minute Ads Expert Call Included (Only $10)► Leave Us An Honest Rating, Email An Image Of Your Rating To team@theecommercealley.com, We'll Send You A $10 Amazon Gift Card As An Appreciation Gift!► Learn About Our Mentorship Program For Ecom Brands Making Over $10k/month► Follow Josh on social media: YouTube | Instagram | Facebook | TikTok | ► Click here to join our free Facebook group to get additional resources & access to weekly LIVE workshops that will help grow your revenue.

In this special on-location episode of Production Value Matters, host Matthew Byrne interviews Catherine Chaulet, CEO and President of GDP Global, at the Conrad in Punta de Mita, Mexico. Catherine shares valuable insights on managing tight budgets, incorporating sustainability and CSR into events, and addressing the gender disparity in leadership within the events industry.

If you've recently been laid off from a job and are unemployed, Bill Saver is a financial tool to help manage your utility expenses and stay within a limited budget. Visit https://recessionresister.com for details. Recession Resister City: Portland Address: 11923 NE Sumner St Website: https://recessionresister.com Email: support@recessionresister.com

Welcome to another episode of The Ecommerce Braintrust podcast hosted by Acadia's Head of Retail Marketplaces Services Julie Spear. This week we're sharing a high-level conversation about bid management in Amazon's advertising ecosystem with retail media experts Jordi Beltran and Carlos Sastre. Join us to discover the nuances of bid management, its impact on budget allocation, and how campaign architecture plays a vital role in optimizing brand performance.  Make sure you tune in to find out more!   KEY TAKEAWAYS In this episode, Julie, Jordi, and Carlos discuss: Budget Distribution: The need for a clear structure in budget distribution and campaign architecture to control investments and achieve campaign objectives. Campaign Objectives: Importance of having focused approaches for each campaign to maximize efficiency and return on investments. CPC Analysis: The significance of monitoring Cost Per Click (CPC) and budget management to maintain campaign efficiency. Signs of Poor Structure: Identifying accounts with hundreds of products or keywords in a single campaign as a red flag for inefficiency. High Competition Categories: The importance of strategic bidding in competitive categories where clicks can be expensive. Conversion Rates: The need to understand the conversion rates of products to avoid overspending and optimize bids for better returns. Bid Placement Modificator: Adjusting bids for top search placements can drastically improve campaign performance. Campaign Bidding Strategies: Carlos advises using a "down only" bidding strategy for better control and efficiency. Automation Trends: How Amazon is evolving towards more automation and goal-based bidding, similar to trends seen in other advertising platforms like Google. Algorithm Improvements: Jordi highlights the improvements in Amazon's algorithm and the potential benefits and drawbacks of automatic campaigns.

Cathy Chavenet, Chief Marketing Officer with Paris Baguette North America, is an accomplished professional, equipped with extensive experience in Marketing, Operations and Management. Proven record of success in formulating and implementing innovative strategies to achieve overall sales and goals. Areas of expertise include; Integrated Marketing, Strategic Planning, Data & Trend Analysis, Program Ideation, Budget Management, […]

Cathy Chavenet, Chief Marketing Officer with Paris Baguette North America, is an accomplished professional, equipped with extensive experience in Marketing, Operations and Management. Proven record of success in formulating and implementing innovative strategies to achieve overall sales and goals. Areas of expertise include; Integrated Marketing, Strategic Planning, Data & Trend Analysis, Program Ideation, Budget Management, […] The post Cathy Chavenet with Paris Baguette North America appeared first on Business RadioX ®.

In this episode of Navigating Major Programmes, Riccardo sits down with Daniel Armanios, BT Professor of Major Programme Management and Chair of Major Programme Management at University of Oxford, Saïd Business School. The pair discuss the importance of research, the type of valuable research and the post evaluation of major programmes."And so a second very cool question would be where do we want resilience in a major programme? I mean, obviously you want it within the program but do you want it in the selection process? Maybe not? Do you want it in the post validation where we don't do as well? Maybe not so maybe resilience is not great everywhere. And maybe it's really important in certain places.  I've been really thinking about this a lot because it's a really visceral fundamental point. What is it we're actually doing and trying to achieve?" – Daniel ArmaniosDaniel's research and teaching integrates civil engineering and organizational sociology to better understand how organizations coordinate to build, manage, and maintain infrastructure systems. His findings inform efforts to advance sustainable development, entrepreneurship, and innovation, while also alleviating systemic and persistent inequities within such systems.Key Takeaways:The distinction of megaprojects and major programmesThe importance of transparent assumptions and data research in major programmesStudying major programmes at a component levelWhere do we want resilience in major programmes?If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox.The conversation doesn't stop here—connect and converse with our LinkedIn community:Follow Navigating Major Programmes on LinkedInFollow Riccardo on LinkedInFollow Daniel Armanios on LinkedInDaniel Armanios' published workRead Riccardo's latest at wwww.riccardocosentino.comTranscript:Riccardo Cosentino 0:53Hello, everyone. Today here with Daniel Armanios. How are you doing Daniel?Daniel Armanios 1:01Hey, how are you, Riccardo? Pleasure to be here.Riccardo 1:03Daniel joins us today from Oxford. Could you introduce yourself a little bit for the listeners that might not be familiar with yourself?Daniel 1:12I'm the BT Professor and Chair of Major Programme Management at the Saïd Business School at the University of Oxford. I was formerly in a school of engineering, which I'm sure will be a fun discussion later on. I was an assistant and associate professor in the Department of Engineering and Public Policy at Carnegie Mellon University. I guess the best way very symmetrically, to understand myself and my research, I'm really an organizational theorist that studies how organizations coordinate to roll out to develop to maintain very large-scale initiatives, what some call major programmes, some call major projects, some called mega projects, I'm sure we can get to discussion of the nuances and differences. But essentially, I'm an organizational studies theorist that studies large-scale initiatives in engineering social programs and the like, and kind of published widely as a result.Riccardo  2:14I've come across you, as I was finishing my master's in Major Programme Management at Oxford, you were starting, your chair. And I've been very keen to be talking to you because obviously, we represent is such a big institution with so much gravitas in the major programme space, I was really looking forward to talking to you. So today, I think the overarching topic that I would like to cover today, I think is the importance of research in major programme and the importance of research in creating better outcomes for four major programmes. That's just the general theme, but I'm sure we can get into a more detailed conversation. From your perspective, why is research important to achieve better outcomes in major programme? Why can't the private sector and practitioners just get on with it? And then it's a bit of a leading question.Daniel 3:09There is attention always with major programmes, right? All of us, I mean, all of us who research it or those who put it in practice, especially since we don't often find ourselves in a position, practitioners, to manage large-scale major programmes, the temptation as we've seen from a lot of prior work is that this is such a unique thing and this is so it's so important and of you know, call it an n-of-one. And I think there is some aspects of every major programme that have nuance. But often, you know, when you're trying to start something, it's nice to know, where what we know systematically from prior things, and that just simply requires data analysis, right? How do you how can you empirically as best as you can, with data, collecting it, being transparent about your assumptions, transparent of what you found? Could that at least get us at a starting point, with a major programme we take on in the future? And so I think, empirically, it's quite important. That said, and maybe why there's difficulties is that there's also challenges with trying to do that data. I don't know if that's where we're gonna go next. But essentially, you know, a lot of this requires post evaluation of major programmes. And often, once you've delivered a major programme, you kind of want to be done and move on to the next one, but often that post hoc evaluation really matters. So if we take an empirically driven approach, it also fundamentally changes how we think of the entire major programme lifecycle, we're not just thinking about the planning, delivery, and then kind of the handover to the sponsor, whoever is going to operate the system, but also thinking post evaluation. What did it move? Did the needle move in certain ways? How can we learn from past? So it does require data. And then also the other challenge is as we build consensus for certain models and frameworks, there is a danger that we go flip the pendulum the complete other way, which is certain kinds of tools, techniques become the way to do things. And I think, at the same time, you want to balance between what were the conditions that allow those things to happen. So kind of long story short, we need an empirical basis by which to inform our decisions so that we truly know what is unique about the program we're managing versus what we know about the past, ideally, with comparative groups. But that means that we make sure that in our own major programme lifecycle we build in faculties and facilities and capacity to contribute existing data. And that requires a little different thinking about when the major programme, let's say, quote-unquote "ends". And at the same time, you know, to not throw the baby out with the bathwater, so to speak, you also want to be able to say, really not just the data you gather on the programme itself, but the conditions around it so we can see what kinds of tools, what kind of approaches work for what kind of conditions so that you can be both empirically informed, but also nuances to where those empirical data and insights match with the kind of context you're in. And that's a I think a wider conversation happening.Riccardo  6:44I want to dive into a couple of things that you mentioned. First of all, obviously, the uniqueness of program management, of major programmes are, obviously, they're so big that it's difficult to have two running in parallel or being able to test in practice these major programmes. However, what's your view on the fact that yeah, maybe the major programme is unique, and because it's big and complex, and it's very dependent on the region, and other factors, but the sub-elements of the programme are actually repeating across multiple programmes. So you know, you have stakeholders on every single programme, you have a project sponsor on every single programme, you have group of people, subcontractor, supply chain, I mean, those things are not unique. And so I think you talk about the conditions, I think that's part of that. So is there a way of studying major programmes at the component level, which I think is that what we tend to do in the MMPM is really break it down and applying knowledge to the single components. What's your view?Daniel 8:05I think, an emerging trend, which is typically up to this point, my read is when we think of large-scale initiatives or big things, let's say, there's we usually treat major programmes and let's say mega projects or major projects as synonymous terms and I think if you see where major programmes is going, they're increasingly more distributed. So if you look at major initiatives around cryptocurrency, blockchain, it's not like there's a central convener that can move things, right? If you think of modular infrastructure construction, you're literally fabricating skews one place, putting it another place. Right? And so you're dealing with a more distributed, more decentralized system. And I think that's now creating some interesting divergence between mega projects and major programmes because when you think of mega projects, you're thinking of it as a unitary, kind of whole, because at some point, even though there's multiple organizations, you'll convene at some centralized sites. That's at least the assumption. With major programmes, if you think of it, it's more of a portfolio, which precisely gets to your point, then it becomes interesting to think of two things. One is, let's break up the bit of components and see is there something we can learn repeatable within the components? But also, is there some nuance we can understand of how things link together in appropriate ways? Should we modularize as one argument is or should we think of it more holistically as a system? Now how do I land on what we can learn is I think the research to date of that resources available, it's often focused on the intended plan or outcome for the project. And usually it's the Iron Triangle- time, cost, scope or quality, if you will, and did it achieve that or not why or why not? Let's account for these overruns. So it's more about the ends, right? So I've said this was gonna be my end, let's check at the end of the project. Did we achieve it? Now, empirically, that has some really useful facets, which is, you kind of comparing a project to itself, which is really nice. You can do comparisons, you get a sense of maybe how to help with the planning, how to avoid some of what to build in. But the process of learning by which we could have reconciled some of these overruns is a bit more difficult. So I think there's a set of resources focusing on the ends, right, in learning, I think, where you're coming from, to understand what is repeatable, repeatable is a process. So I think where some other research is going and where I've been interested in is just chronically what people are doing over time. Can we find patterns? Is there a way to go about effective stakeholder engagement? Not did we get stakeholders' approval in the audit, and it's more of the outcome? It's more how did we go through it? Was it, you know, were there certain things you did at certain times bring in certain organizations? Was that effective as opposed to not because then at that point, you can give something really useful to the manager that they can actually act as opposed to? Here's outcomes you want to worry about, we know that there's going to be this potential slippage, let's account for it in the planning. But that doesn't get much information in the process. So I think there's a lot of potential empirical research to be done on can we come up with replicable methods, means, while also being mindful of, you know, some of the risks calamities that have happened from the ends. And then that way, you really understanding what's repeatable, and not just, you got something that was effective and here's the practice. But how did that unfold over time and change? So you can still be quite repeatable. But recognizing repeatability is a process, right? And so maybe there's process models we can do, looking at projects at different slices of the timeframe. And then we can think about what it is they're doing over time? And is there some sequences that we can learn that are repeatable, that go well, or when you start hitting a fall, and then that way, as a kind of final point, if we can do that, then perhaps we can even develop early warning signs, you know, always at this step two of the process, there is something where things derail, avoid them, and you can start seeing the early warning signs. And that way, I think you can still come up with something repeatable, but more in the means of something you can action, as opposed to just be aware that these things go there's slippage overall in the project plan for it, which is important. Don't get me wrong. But then we could develop a process by which are early warning signs to develop. And that gray area is a different kind of empirical approach. But in that sense, you could then sort of see what is repeatable? What's even automatable? If we talk about future trends and what are things you need to be like spinning time on the critical path to be careful on? So research on the means, I think would be where things I think should be going and are starting to go as opposed to just the outcomes.Riccardo  13:23I think you mentioned a couple of times is historically we always focus on the postmortem. And typically a postmortem on things that went badly. And so you have this back, back catalogue of project that went bad, but there's very few post mortem on project that went well, because ultimately if you went well, you don't have to, you don't have to worry about it. I think that has been the approach. And as you said, with this, I think the problem with major project or large, large ventures is that they're so time-consuming and so draining that when you're done, you're done. You just want to move on.Daniel 14:03I would say on this point, actually, this is where it gets really interesting in the research, to compare the trends and major programme research, mega project research of again, I see a distinct what's you know, it's in a class versus how entrepreneurship research is. So entrepreneurship research suffers almost from the exact opposite issue, which is, they always focus on the big successful ones. And the failures are kind of not known because they're kind of censored out of the population before you can really study them. Right? And so you have a kind of a success bias there. In major programmes, because the ones that keep going on they keep taking more cost of you get these kinds of epic failures that are doing. And I think it's really important to be mindful is why it could be that there's some very successful projects that did the same exact thing as some of the failures and didn't have that result. The same thing with success with ventures, maybe someone really failed trying everything and didn't work out. So, again, this gets back to the first problem we were talking about, which is, if we can compare success with failure and really address that kind of empirical bias, then we can really see what is common across all projects? And where are they really different? Where is it really unique this one, but we can't do that if we're not grounded on a similar project for which had a different outcome, but had a, you know, set of similar and different processes. That's why I think, again, focusing on the means and methods and conditioning, and hopefully with comparative cases that address, you know, the proclivities of what data we have, can really help us understand what's common across all of these, and what's really different. And then that way, we can be much more circumspect of that. So I absolutely agree.Riccardo  14:51You touched I think you, earlier you touched on you said the word conditions, right, the condition within the range of the major programme and I don't know if it's equivalent, but I refer often to it as a complexity, you know, we're dealing with a complex system. So sometimes we don't even fully understand the relations between, with between the conditions, because it's a complex system, by definition, which is, to me to be fair was a key concept in understanding an industry that had been part of for over 20 years, but couldn't quite understand why it couldn't, wasn't working the way it was supposed to. And yeah, the condition, the complexity, and really diving into those in order to understand and I really like your example where, you know, you might have the same condition but different outcomes. Because of and I think that's inherent with complexity, or complex system is just you don't fully understand the interrelations.Daniel 16:57This is why I think, in our programme and just in major programmes in general, there's an increasing consensus to treat this like a system. Right now, I think one of my colleagues at Oxford, Harvey Mahler, has been focusing on different forms of complexity. And what he basically says is there's complexity within the project as well, literally, what are the tasks and work to be done, the harder systems kind of structure, what is the routine that has to be done to do this thing. But then he says, the project, though, is in a wider environment, right? So you have regulations, politicians turning over at all points, you have socio-political what you would call I think, socio-political complexity. And then by the way, it's not like, if I look at it at times zero, the same form of complex emerges at time one, because when you run the system and loop it, all of sudden things emerge and change. And so there's, he would, argue emergent complexity. Now, what's interesting about what he's saying, If we tie it to the earlier part of our conversation, we're talking about means and outcomes, we still empirically largely focus on those within the project paths, right? So when we typically measure performance outcomes, we measure even means we're thinking, I'm delivering this project, how do I measure it? And how do I benchmark that? I think we're, empirically my research has been doing too, and speaking to the points that Harvey Mahler, complex and others have said, I've been thinking about how do I understand all the stakeholders, not just within the project orbit to get it done but intersected? And that's what's driven a lot of my research on understanding, take bridge infrastructure, how does that affect not just the users or the people that have to deliver the project, like the construction companies, etc? But how does it impact the communities that are intersected, right? A lot of them are displaced. A lot of them, you know, for us to have this road go through, I benefited being in the car, but some community had to be displaced to change the right of way for that path. And that's why I think of infrastructure as one subset of major programmes. We often write in our papers that it's an arena for both intended and unintended connectivity. Me using the infrastructure, me using major programme, that's an intended use. Me delivering on the major programme is an intended use. The community that's not having this system come for them may not be welcome, right? And what that means is we need to start thinking about how do we measure outcomes, not just cost, scheduling, scope, quality of project, how that changes over time, very important, but also thinking about equity concerns, thinking about what did the project do? Does it help me employ; does it help in employment? Does it help in innovation? Things that often you measure after the project is transplanted but there are things you could do in the middle. How many? What percentage of small businesses are you bringing into the project? Is it just the big conglomerates or small businesses, I mean, this you could do even within the project. And so we're and by the way, this is this is not just because the research is intrinsically interesting, which I find, but increasingly what we're finding even in our program, sponsoring agencies are saying we've sent executives to come learn, and train. And this is not just in the Master of Science in Major Programmes, but also Major Project Leadership Academy. The sponsors are increasingly saying, we need to demonstrate the benefits of these programs, the social value, and we don't have a language to do that we really need your help in developing it. And so now, it's not us just because we're excited about the research. But this is becoming increasingly mandated, especially from sponsoring agency, the agencies sponsor the projects, especially government. And so that's opening a really exciting terrain, I think, for research, but a very empirically challenging one, because there's not a really clear set of standards. Right? So how far away from the project do you need to look at it? How many? What kind of outcomes? Is it employment, is it innovation, is it entrepreneurship? What forms of social demography should we be looking at? Let's just take disadvantage as an example. Is it by income? Is it by gender identification? Is it by ethnicity? Is it by a combination? Maybe it's, maybe that's not, maybe it's not about disadvantage. Maybe it's about a critical occupation. Where are the certain craftsmen of a certain kind of background or expertise? Is that what we should be measuring? There's not really a standard. And so until we develop that, it's going to be very hard for us to find a way to our point, what's common across these or what's not if we can't even agree on the outcome. And kind of go back to the beginning part of this question. Essentially, what I'm saying is, when we think of complexity, and if we take Harvey Mahler and other people's work seriously, Andrew Davies, others, we have to think about not just complexity inside the project itself as a system, but in the wider environment, especially the connection point being sociopolitical emergent complexity, some of that comes out of nowhere, and usually, it's outside of the project where you didn't have your lens placed. And so, you know, that kind of, kind of approach, it's early days, it's early days. I've been one of the people trying to advance and pioneers himself, even how to use your existing major programmes to sense where these disadvantage gaps are, we have a paper just came out, I think, in December actually, just starting to think, how do we even try to solve this problem? We know it's a problem, how do we try to come up with early stages to solve it?Riccardo  22:46What you just enunciated and from my learning, if we can see the major programmes, as you said, it's a system of systems. And ultimately, it's a system of systems goes through several phases, right? You got the planning, you got implementation, you got operation. And I think considering major programmes as systems or system of systems allows you to provide resilience to the major programme, right? Because ultimately, that's what, you know, these are very fragile things in the sense that, you know, you got all these external forces, that trying to influence, you know, the system, the political system changes every four years, right? And the major programme is supposed to be set up to survive the political system. So how do you go about creating that resiliency, and then you got, you know, you move from design, sort of a planning phase to design to construction, and, again, that I'm just taking one item, which is the political system, you know, it probably changes three times. And the budget program is supposed to be designed, at least that's what I've learned that it's supposed to be designed to survive that, because the cost is so high, that you can't have those influences and, you know, I might be controversial, but like, you know, it just two in my mind, it's, you know, there was lacking some of that resilience, because it didn't survive the political the various political cycles, and maybe that was not the only reason but certainly was one of the reasons you know, you have a changing government changing priorities and, and you if you haven't laid the groundwork, you know, the major problem might suffer.Daniel 24:37This provides a couple of interesting provocations one, which ties into our discussion of what we can learn empirically. I mean, it'd be really interesting to see so if you have system's systems, they intersect with each other, undoubtedly, what ends up happening is sometimes your cognitive focus is on one layer of the system, and you take for granted others which could come to your both your benefit in terms of focus, but also your detriment. And so there's kind of two questions that come from that. One is, is our cognitive awareness or salience of different parts of the system? Is there a way to do that, which kind of balances, I can't do everything, I can't pay attention to everything. And at the same time, I need to be mindful of interdependencies, and maybe a way to dynamically understand that maybe at a certain phase of the program, I focus on this layer. And another one, I focus on another one. That's one aspect. Another aspect that can be interesting is just treating the natural seeing if we can, instead of using the gates that you have to usually typically pass on a project (inaudible) formal. Is there something we learned about if we look at the systems or interlinkages? Is there a certain way in which the systems ebb and flow that there's some kind of clear phase changes just from the data? Oh, at this phase change, we shifted this way this was effective versus that way. Now, what that means, though, and I'm hoping from this podcast, what comes out of it is major programme managers willing to let researchers from the beginning, just be with them in the project and follow along. Right? And there's some opportunities, I think some are enterprising and doing this. Now, on the other hand, how do you then balance as a researcher delivering insights and findings that are both beneficial, but also say there's some detrimental issues in a way that your point acknowledges the political context? Because the problem is I think major programme managers want to know when things are going wrong and when things are improving. But if it becomes clear publicly something has gone wrong, then they're worried about the pressure they're going to get from constituents, policymakers saying, how did you, how come yet again, you're wasting money on x? But then what that does is it creates on the other side, a chilling effect that no one really wants to know when things are going, right. I mean, privately they do. Publicly, they don't. So even to do that kind of work, we're gonna have to think of a new platform, almost like I've been playing with this idea, kind of taking this model from Kiva, which is, you know, you want to bring people that needs support with people that match. I'm wondering if you could do the same thing with research, say, either policymakers or major programme managers have data. It's anonymized enough where it doesn't go back then. But enough where the research has enough detail and the researchers need data to do projects, they get to track them. And there's some way to anonymously reveal the results. Maybe there's some kind of mechanism or matching that would be for quantitative data. But for process models, you need usually qualitative data. So to answer the question (inaudible) is there some way to cognitively pay attention to different systems layers is there some natural phase changes would need access from the beginning of the project all the way to the end so you can actually match, chronicle these sequences. And also, there's some risks to it, you don't know as you're doing it, whether this project will succeed or not. Maybe you're doing it and it fails and you have a bunch of failures. And then you're learning different forms of failures, that's fine, too. But it requires also some mechanism by which practitioners feel comfortable and psychologically safe enough that they can allow researchers to come through who would still want to publish these general best practice insights, but in a way that separates them from kind of unintended consequences or pressures from that. The second point I'll make, which I think is really interesting, your use of the word resilience because I remember, I'm also you want to build kind of systems or major programmes to be resilient to these ebbs and flows. At the same time, if we take the whole kind of ecosystem or institutional perspective of in which the major programme is situated, you start having to ask yourself, what is the major programme really delivering? Is it entrenching existing interests or not? And why do I say this? I remember I was on a panel or as moderating a panel with Shalanda Baker, who is the, was advancing a lot of the energy justice initiatives at the DOE, really well-regarded developing the policies for the U.S. especially around energy. And I remember asking the president, how do you make, how do we make it more resilient? And she said something I think was so profound, I've been thinking about it daily, almost. She said, “I actually don't want these to be resilient. And I said why? She said because inequity, structural inequity is one of the most resilient things. And I thought that was so interesting because then you start asking yourself, yes, you want the programme itself to be resilient to deliver things. But if you start asking yourself, what is it we're asking these programmes to deliver? Is it really creating the kind of change we want or not? You then start asking, do you want the whole system of even selecting these projects to be resilient? I think that's quite interesting because if you think about it, structural inequities last over time. I mean, to give an example, very common example. We build infrastructure, understandably so to last as much as possible. So take a typical bridge. You know a bridge, the life cycle's what, 50 to 70 years, let's say? Imagine who was in the room in 19- let's say -50s, 1970s making those decisions, right? At best, you're using engineers who are looking at the best state of the practice, urban planners, the most well-intentioned, are looking at the best practice of the time usually thinking about the project itself. So obviously, communities are not in the room, even if it's well attended to because they don't think this is what matters at the time.Daniel 30:21At worst, you're intentionally putting people in the room that are going to do something with an agenda. Now, fast forward seventy years later, that bridge has housing next to it, has gas lines next to it, has electricity next to it, is completely locked in, and you as an engineer, you as a community worker, you as even as an anthropologist know certain people should have been in the room and we should change the practices, etc. It's really hard to revert because you would have to unravel all of those connections. I mean, to give a very simple, less controversial example. There was a bridge in Kentucky that they wanted to unravel the spaghetti junctions that led to it right. And the reason was that we now know from traffic planning that spaghetti junctions are not always the best way to deal with traffic, and they want to unravel it. To do that they would have had to remove all the houses, gasoline, such it would have added $2 billion to the project. You're dealing with a financial crisis; you're dealing with increased pressure from government to reduce costs. That's one of the first things to go. So they just worked within the existing footprint. And with that very rational decision, you've essentially kept an outdated process, outdated project in further perpetuity. Right? And so I think people when they argue these social challenges, I think, if they were so overt, in a program, those are the easier to deal with I think the fact that makes it so pernicious is it's absolutely rationalizable, you know, I'm focusing on one of the most famous studies actually of discrimination racism to get into it is by Thomas Schelling was a Nobel Prize winner in economics. And basically, argued was that most people argue the reason you have these things is that one group hates the other group, very reasonable conclusion. But he shows if I even have a preference, let's say he created like some cells and he said, I have a house and I just want half of the people around me to be like me, and think of yourself at a party right you go you want to build rapport, there's a real attraction for what we call homophily, finding similarity. And he shows if you run a similar simulation, just I want to be near people I like, you will get segregation. So it can, it doesn't have to be over perniciousness, it's you're doing the best things you can at the time. Right? And it perpetuates. Take another product, this is why it gets so fundamental visceral at this point, take a call for proposals, just to make this thing. So you have a call for proposals for contractors, let's say for a project, right, typical practice. And what are you going to typically do, you're going to go to people that have prior experience in doing this work. I mean, you need to trust that you don't want to be the one taking risk. Well, obviously that's going to already predispose the project to people with a lot of background. So anyone trying to get into the door, we've already just from the process, a very rational process, by the way, there's nothing wrong with this, you're already excluding certain groups, right? And then, you know, let's say another one, even innovation, let's say I'm a group that's doing A and I want to bring in B, well, a natural process, even as a reviewer as a project manager, well I know A, I can't say anything about B, so you refuse to review the proposal, anything else because you don't know anything about B. If everyone does that in a profession, then B will never see the light of day not because B has no merits, but no one feels equipped to do anything about it. And so then you can start seeing how innovations can get stifled. So to kind of make a long story short, I mean, we talked about the need for discussing resilience at the project level, different phase changes, maybe linkages across this and what to do, and then what that does, and also potentially, how to work practitioners working with researchers to make access possible in a way that kind of allows the findings to be unfiltered at the same time reconciles these programs in a system and then falling from that point. I think we need to be reflective of what is it we're trying to really deliver. I mean, it's not just the program, it's towards some outcome, and is that outcome, something that needs to be revised and changed? And so a second very cool question would be where do we want resilience in a major programme? I mean, obviously, you want it within the program, but do you want it in the selection process? Maybe not? Do you want it in the post validation where we don't do as well? Maybe not so maybe resilience is not great everywhere. And maybe it's really important in certain places. I think this is a really (inaudible) kind of push has been really I've been really thinking about this a lot, because it's a really visceral fundamental point. What is it we're actually doing and trying to achieve?Riccardo  35:12As a major programme practitioner, the major programme is at the center, right? That's where I put it. And that's a very centric view of, you know, building resilience, because the major programme for me or for practitioners, and even academic to a certain degree is the core. But you're right, societally, from a societal standpoint, it might not be, you know, the lack of resilience might actually be a positive thing because it afforded the conversation, the changes on something that, you know, is gonna last for 50, 70, 100 years and so you do want those conversations to be fluid and not to be stuck. No, I love it. I think you just gave me a new perspective that I probably gonna be thinking about every day, like you, now.Daniel 36:02It's also thinking that it's a conduit, right? It could be central but it's a conduit to some end. And then you have to ask yourself, is that the end we want to achieve? Right? So a lot of our grand challenges need to be achieved at scale. It's a conduit, and I guess we're thinking we focus so much on making the conduit good and resilient. The question is, is the end where we want to go? It's interesting.Riccardo  36:24It'd be interesting for some of the listeners to understand what the new trends in major programme are research? What does Oxford see as the new trends?Daniel 36:41I don't want to speak necessarily, for Oxford, but what I've seen is as an N of 1 faculty member there is I think, there is a real interest of and I think it's because of sponsors asking for it. I think also the research and we've discussed a lot of it is major programmes in the societal context. So major programmes in society, what is it we're doing? To ensure kind of social mobility? What is it we're doing to ensure outcomes for communities? I think it's a big area, not much research on. And I kind of think of it as, you know, fundamentally, you're doing major programs to uplift communities to better something. So in some sense, by definition, a lot of major programmes are to help the trailing edge. For those that are already at the at the leading edge, they often already have the research and other things, I mean, the means to do some. So often, a lot of big major programmes, infrastructure, social programs, are sometimes at the trailing edge. How do we understand that? How do we do that? I think the other one is now we're going to the leading edge is how are we going to deal with a lot of new technologies? I mean, one of the historical issues in a lot of our industries is that they've been in transient to change or innovation. And I guess the age-old question, it's kind of a timeless question is, is this new technology, whatever it is, AI, you know, and specific forms of AI like ChatGPT, or generative learning, generative models, additive manufacturing, modular infrastructure construction or modern methods of construction in general? Are these just the fact of the week? And they're not really changing how we do things? Or are they fundamentally changing things? And I think we have that kind of existential question all the time. I think another area is, personally, tools that address what I call the collapse time cycle of major programmes. There's an interesting tension in major programming the following: major programmes last, you know, take, five plus, six plus, 10 plus years. So you have to plan and you can't end they're big. So you can't just go off the hip, you have to have a plan. I mean, you can't, like I know we've been talking about process, but that can't have, that can't be rudderless because you're dealing with very big projects. So you have to have some kind of plan some anchor. At the same time, and this is where I think the grand challenges come not just as an end, but also as an input is the climate changing, right? So 5, 10 years from now, the climate is going to be so different. And by the way, the projects I'm building now, if we want to hit even half emissions by 2030, netzero 2050, basically, the projects I'm planning today, when they roll out, have to hit half emissions, at least, right? And they have to do it in a climate that's changing. I mean, that's if you think it's an insane proposition. But that's the task, right? So now I'm thinking, how can we develop tools? How can we use these technologies not just as how they're going to disrupt an industry but can we use them fundamentally, to help kind of build anticipatory heuristics to manage that? And this is where I think things like the trends that are happening on digital twins, augmented reality could be quite interesting. Because if I can help people see a digital twin and see what it could look like if flooding happens, or if I can show how the fluid dynamics in terms of heat of a server changes with temperature change, even if it's not perfect if I can get people in that mindset, my view is that can allow them to anticipate problems that wouldn't have happened before. So I think there's a really nice frontier of what are the tools and techniques, not just to coordinate like, you know, Arup, Acom, Jacobs, Matt McDonnell, Acadia, all of these groups have these like really nice digital twin systems to kind of help coordinate to great scaffolding, I like to call it but also thinking, how do I use that to kind of help people anticipate where things are happening, not that it's going to be perfect, but at least be aware so that when this happens, they're kind of mindful of it? And so I think that's another kind of really interesting trend. And to double click on the program society, one, I think, like we discussed, how are we going to have standards by which to assess for different infrastructure systems, how we're going to incorporate these kinds of community factors, outcomes, processes, how we're going to track them? Because right now, I mean, it's such a pressing issue, at least in the context I look at, I mean, look at leveling up in the UK, they're asking for quantifiable metrics to do it. The Department of Transportation in the U.S. has now made it as part of an executive order actually writ large across the U.S. government, the department (inaudible) are asking, can you come up with equity-based frameworks, etc., because they're asked to do it. And it's coming to a head because district attorneys, county attorneys are putting in Civil Rights Act claims against infrastructure, if they feel it's disadvantaging certain groups, there's literally cases right now going on. And because there's not a standard, what I find usually, I'm not saying it's always the case, but my opinion, when you don't have a standard for something, it usually settles out of court, because no one's sure where the courts gonna land. And so then you never get to, there's no way to build precedents to address the issue. And they always get settled out of court for kind of esoteric means for which we can't understand. And so we need to find ways to build that in. And ideally, I mean, my dream would be that this is directly incorporated in certifications for different groups, like associates or project management certifications, engineering, have, you know, they have chartered engineering in U.K. Professional Engineering licenses in the U.S. that this is actually part of their exams, like you have to have a kind of a social modular equity module where you think through this, but we don't have the research body yet. And then I think the last point, in terms of even just understanding trends, the way I think of me as a researcher, I try to ask myself, what's going to matter three to five years from now, the reason I say that is because when a practitioner comes now with a problem, by the time I can find the empirical base, the database to do it, I could come up with an answer, but I just worry, it's too late. Right? The thing is, the train has already passed, right? But if I could think of what's going to matter five years from now, and take that bet, as a researcher, then I can build the basis by which all of a sudden a lot of people come. And that's how my infrastructure and equity work started. I think equity is going to matter hugely. But it started five years ago, when I started seeing the murmurings of it in certain governments. And people thought it was crazy at the time. I mean, engineers were saying, Why is engineers care about this? And I understand why because it's like, they're focusing on the delivery of the brick-and-mortar project. This is not the not an indictment on the profession. It's their focus, right. And so when I finally built it, all of a sudden, then you had some high profile cases coming in, you have administrations focusing on equity. And all of a sudden, we're one of the few games in town because we spent time doing it. But it's a bet. I mean, there's other bets I've taken where people didn't care, right? So I think with these trends, just take them with, these are best of what's going to matter, five, three to five years from now, so that we're ready to come up with answers. So to kind of summarize major programmes in society, what are the standards we're going to use by which to do that? I think understanding various disruptive technologies, are they really changing things are not in terms of the industry, or even the major programme as a whole? And then we're flipping it? Can we use technologies to help us reassess fundamental, timeless questions about this time collapse timescale? Perhaps even upskilling for the new workforce we're going to need? Could we combine augmented reality with cognitive science understand what's activated in someone's brain when they're doing certain tasks? Could that help us build a whole new workforce, especially those transitioning from one form of energy to another? So these are the kinds of things that excite me, besides often, the age old questions of how do we understand successful projects? How do we understand to deliver things on budget, on time with benefits? I think those are always going to be there. But these are kind of new trends. I see.Riccardo  44:55  Yeah. I, certainly as a practitioner, not the things I think about it regularly so that's very stimulating. So we're coming to an end but before we conclude, we, you know, we can have you on the podcast and now talk about a little bit about the MMMPM programme, the Major Programme Leadership Academy, especially because, especially with a Major Project Leadership Academy, Major Programme Leadership Academy is in no, in Canada, we started to talk more and more about the need for having capable owners and having counterparts to the private sector, they're able to engage, engage in major programmes. And so, you know, anything you can share with the listeners about, you know, the MMPM, also the MMPLA and the benefits that brings to major programmes. Daniel 46:02I think, and I say this in the context of there's some really other fascinating programs coming along, that are really pushing this, I think, in general, there should be more of these in general, because there's such a demand for people that can do this stuff, that I think the pie is only going to get bigger of need. And so I don't, you know, I want to also preface that I don't think you know, our way is the only way, I tend to be very excited about it, but at the same time, there's others, I think most of the programmes, just to put it this in the context, I think of two things that are really important about the masters of major programme management philosophically. One is it's major programmes as a social science, really, from an organizational systems perspective, but other frameworks. Now, why do I say this is because there's quite a few other programmes, very important, very crucial in advancement, but are more from a civil engineering construction side, typically. So they either focus on the construction industry, and they get into the more technical details of how do you schedule in a certain way? How do you deal with contracting in this way, etc. And we cover some of that. But I think where we come into, is looking at it from a social science perspective, and maybe give you a new nuance about not just the hard side of things, but the softer side. And why do I say that is because it then influences the second philosophical point is that the kind of the kind of students, the kind of people we attract, are really what I call reflective practitioners. They're getting practical insights from this program, but it's through taking a step back from their experience, and thinking, oh, wow, this is a new insight, how could I have rethought this point. And that reflection brings a lot of practical value, new tools of oh my gosh, if I did this in this project, it's sometimes even they're doing it at the time. And so what that means is the kind of students we usually attract. To do that, well, you need people with a wide body of experience to leverage from so our students are actually the most experienced in Oxford. The average levels of experience is usually 15 years, that doesn't mean everybody has 15 years. But to give you a sense of experienced, average age is usually 40 plus, and we get a wide set of people, because when you think of major programmes as a social science, you're thinking about the organizations and systems underlying it. The major programme for which that could apply could be everything from infrastructure to social programmes, welfare programmes, even programmes designed in areas of extreme complexity and conflict, right? And so that's what I think the MSc in general, and you know, the kinds of things we discuss and look up and there's things on the website, but we focus on design, how do you design these fundamentally, they're temporary, but they have to fit with a sponsoring organization or set of organization that are permanent? And how do you balance that? How do you find the right people to fit with that? So on? The second one is around risk, like how do you think about risk? from a project perspective? How do you come up with ways to inform how you think of risk, and then even does the values that you place on a project that change how you kind of calculate things for risk? The next one systems, right? If you think of major programmes as entirely components, how do you think through that, etc. The fourth one's around stakeholder management, how do you manage stakeholders deliver things, which leads into the commercial leadership aspect, because usually, when you're kind of linking with stakeholders, once you've kind of reached some sets of agreements, the idea is you want to formalize, have a mechanism some way to do that. Then we have a research methods class, because you do a dissertation part of the reflection process is take something you're really passionate about for three to four months, and really think even more deeply of the literature and how it helps inform practical insights. And we have performance leadership, how do you lead these kinds of complex unwielding projects that steer them towards the outcomes you're interested in? And then we think of them in a globalized context. I think there's going to be some interesting changes coming up in the horizon that are exciting and happy to talk about it at a certain point but I think this is the general architecture to date. The major project leadership academy, similar orientation, but the kind of the kind of leaders we're dealing with is a bit different, right? This is, this is a programme that's been mandated by the infrastructure projects authority in the U.K. and essentially a few years back, there was concern of all the overage in major projects, and he said, can we develop some kind of training that can help us stop that. And so the idea there is, my understanding is virtual because I, Paul Chapman leads that programme, so I don't want to speak fully on this but my sense of the program is that the idea is that you have this major project portfolio from the government that has a certain any project of a certain level is part of that portfolio. And the leaders from that programme have to go through MPLA. And it's very focused on kind of leadership of yourself. What are the things you're strong at? Where do you need help that kind of notion of incomplete leader? How do you think about again, Matt, leading this in a temporary organization? How do you build the fits together? Commercial leadership, right? How do you contract correctly? How do you establish boundaries for which this programme was going to operate? And then technical leadership, what are the kinds of competencies, specialties you need to deliver. And there's different modules for that, at the end, there's an assessment of every leader, they present an oral presentation, and there's an assessment of whether they can meet the challenges of managing a project in that portfolio. So there's a much more there's these are leaders that are either managing these kinds of major projects now looking to the next one. And, and it's very much with the U.K. government's lens in mind, I think there's real ability, if of interest, to expand this to a variety of other country contexts. I think there could be other versions of MPLA, for all sorts of countries. And so I know, there's keen interest on that we've done that in the past. So if there are leaders in Canada, leaders in other places that want to do this, this is very possible, in fact I think we're very excited by this possibility because we know the U.K. is not the only one with these challenges. And at the same time, we know that these kinds of programmes, while it has a very clear core that's very effective. Also, by the way, they do 360s at the beginning and at the end of the project with both their superior subordinates, lateral peers to kind of and we try to see how did they change over time? Do they get a better sense of who they are? What did they learn? And so it's a very individual journey through a major project that you are managing, usually, in the U.K. Government at a certain level band, that's why it's this programme. And I would, I would love to see, where does this transport? I mean, could you do it in the U.S.? Could you do it in Canada? Could you do it in Germany? Could you do it in France, could you do it in New Zealand, Nigeria, Ghana, right? I mean, this is I think this is a real, it's a really effective model. It seems to have made a dent in these overruns. I mean, surely we still have overruns, this happens. But I think it's really reduced that. And so and in fact, a lot of now government officials that moved up in the organization. I've come out of that program. And I think, in terms of future, what I'm hoping with the program, personally, is I'm trying that the pitch I'm giving to corporations, especially is often when they're looking for sea level promotions, or, you know, chief level promotions, they're often looking for kind of a really amazing functional champion, one of the functions to bring them above. Now, the challenge is you hit this conundrum, right? The stuff that's made them really effective in their function is not what's going to make them strong as an executive, they all of a sudden go from this to like broadening out, and they and so you get this chasm that always happens, where you jump them up to that level and everything they did well, which is deliver really important specialist competencies. Now they have to manage things they don't are not experts in. So the pitch I've been trying to make sure if corporation understands is if you want to find the grooming ground for where you're going to find some really promising C-level appointments, look at those who are managing major programmes. They usally are getting to manage those programmes that are more mid-level earlier stage in career. They have a talent they've come in, that's why they're there. But all of a sudden, they're foisted with I gotta manage this billion-pound billion Canadian dollar billion dollar plus programme or even just really highly complex programme, and I gotta manage all sorts of different parts, all sorts of multiple disciplines. And if they're good at that, why can't they be a CTO, a COO, a CEO, that's what they're doing daily. And so I've been the pitch I've been trying to make for these programmes is you should be looking to bring your major programme leaders that you're thinking you want to groom for C-level, they should come to our programme because we will get we will take what they're already doing, give them a new kind of more generalized perspective with a bit of reflection on their own experience, and they'll come back they're ready to go. And I think this is something because you know, this takes some translation for people to understand what major programme is but that's the way to tell them is you're getting people who are already proficient in having a really deep expertise, and how to manage that expertise with a bunch of other functions, which is very unique. And so why not invest in those kinds of people because they could be your next C-level talents. And that's a pitch I use for this MMPM. I think MMPLA you could say the same thing. I mean, people are going back and forth in and out of private public sector. Yeah, so that's kind of how I see it. The slight, slight differences, but the same kind of orientation and motivation in mind.  Riccardo  55:37Yeah, if I can just had I mean, we, it was a few years back when it kind of dawned on me, this is before I did MMPM, but, you know, somebody, we were talking about $5 billion project, and somebody said, well, you know, it's a billion over five years, that's a billion a year, that's, that's a medium sized business, right? I mean, you're running a medium-sized business with that type of turnover. So yeah, I mean, the skills, the skills are there. If you're a project director or something like that, you probably have the traits or you're getting the experience that a CEO will get.Daniel 56:15There's an interesting problem in entrepreneurship. To your point, you're managing a small business, it's quite fleeting, if you think of it, it's almost like a small venture, right? I mean, not a small venture, but it's, let's say, a venture that's hit, you know, at least in terms of valuation, maybe a later stage Series C, private equity, maybe Series B, depending on whether it's a unicorn or not. And so essentially, that's what you're doing. And if you think of a startup, it's kind of temporary. I mean, most of them don't last beyond five years. And so, you know, there's a big challenge in entrepreneurship to your point, which is you found this amazing product. And now you want to grow a business out of it. And there's a massive chasm, so they even call they have a word for it's called valley of death. Yes. And I was thinking, the way we think about major programmes, we're thinking about how do you professionalize and scale something big quickly? To me, instead of thinking of startup canvas, lean startup, etcetera, those are valid ideas and insights, but they're really predicated on certain sectors. I mean, who else better to kind of solve that gap than major programme thinking? And I feel there's a really interesting gap to not just have major programmes in advancing its own right, but start speaking to other very prominent practical challenges. How do you scale a startup? That's about professionalizing your supply chain, professionalizing the structure of your organization, building coordination fast. I mean, who else would be prepared for that? In major programmes, I mean. That's a huge opportunity because it's a notoriously difficult problem. And what's nice about it, is even if you improve it, 2%, 3% that's all of a sudden, hundreds, maybe even thousands, tens of thousands of businesses that are now scaling, delivering jobs, the impact, even with just a small change in the needle is huge. And I think it's been too much thought about from an entrepreneurial perspective, which is, you know, product development driving this doing hypothesis tests, and they're not problematizing, that scaling approach. And I think that's where major programmes could have some really interesting impact and things we're actually discussing in the classroom as well, like, how do you then take that issue? Really nice translational opportunities as well, if you want.Riccardo  58:27I like it. It's really, really interesting concept. I might be thinking about that everyday too, also. Music: "A New Tomorrow" by Chordial Music. Licensed through PremiumBeat.DISCLAIMER: The opinions, beliefs, and viewpoints expressed by the hosts and guests on this podcast do not necessarily represent or reflect the official policy, opinions, beliefs, and viewpoints of Disenyo.co LLC and its employees.

Gear up for an epic Amazon PPC AMA session with My Amazon Guy's VP of Marketing, Kevin Sanderson, joined by the advertising wizard Andy Craig, Founder of AdHabit.Prepare to have your strategy playbook rewritten with game-changing insights.Here's why this session is a game-changer:↳ Capture groundbreaking tactics to supercharge your Amazon campaigns↳ Learn from Kevin Sanderson's expert playbook on driving success↳ Interactive Q&A with Amazon marketing royalty – bring your toughest questions!This podcast is where true Amazon legends are made.Save the date, prep your questions, and get ready to join the elite!Step into the arena where Amazon marketing champions are forged!#AmazonPPC #AndyCraigInsights #AdHabit #AskMyAmazonGuy #AmazonPodcastAMATimestamps:00:00 - Introduction to PPC Advertising on Amazon10:29 - Introduction of Guest Expert Andy Craig from Ad Habit11:27 - Importance of Being Proactive with Amazon Ads12:01 - Interactive Session: Viewer Participation with Emojis12:46 - Andy Craig Shares His Background in Amazon Advertising17:13 - Turning Viewer Frowns Upside Down: Improving Ad Performance18:12 - Q&A Session Begins: Tailoring PPC Campaigns for Success19:00 - Addressing Budget Allocation for PPC Campaigns20:27 - Optimizing Auto Campaigns: Splitting for Better Control22:43 - Advertising Strategies for Repeat Purchase Products24:53 - Budget Management and Prioritizing Campaigns Based on Performance26:26 - Effective Budgeting for High and Low ACoS Campaigns27:36 - Understanding ACOS and TACOS in Campaign Optimization29:16 - Strategies for Handling High ACOS Campaigns30:15 - Utilizing Negative Keywords and Dealing with Non-Converting Keywords30:51 - Strategies for Setting Cost-Per-Acquisition Goals32:49 - Tracking and Optimizing Amazon PPC Campaigns Effectively35:46 - Managing Keywords for Optimal PPC Performance37:45 - The Role of Category Targeting in Amazon PPC38:43 - Keeping TACOS in Mind While Optimizing Campaigns40:37 - Understanding the Stages of PPC: Launch, Grow, Maintain43:55 - Key Metrics for Business Growth and Understanding Placement Modifiers44:21 - Strategies for Bidding Competitively in Amazon PPC Auctions47:16 - Category Targeting Strategies and Refinements47:58 - Emphasis on Exact Match Product Targeting for New Sellers48:25 - Key Metrics for Business Growth Beyond ACOS and ROAS49:33 - Understanding Placement Modifiers for PPC Campaigns50:47 - Strategies for Competitive Bidding in Amazon PPC53:02 - Effectiveness of Expanded Product Targeting in Campaigns54:06 - Resources for Learning Amazon PPC Strategies55:06 - The Importance of Testing and Learning from PPC Campaigns56:12 - Managing Expectations and Emotions in PPC Campaign Management57:20 - Beware of Shiny Object Syndrome with New Amazon Features57:57 - PPC Strategies for Launching Similar Products59:05 - Budget Optimization and Allocation Among Different Sponsored Ad Types1:00:01 - Setting and Understanding Budget Recommendations1:01:08 - Importance of Bid Over Budget in Campaign Optimization1:02:47 - Lack of Impressions for a Targeted Keyword and Possible Solutions1:05:57 - Discussion on Negating Keywords in Auto Campaigns for Better ControlSupport the show

In this episode, John and Jack address the marketing challenges faced by home service businesses. John shares insights from a marketing planning workshop, emphasizing a common issue businesses encounter: reaching spending limits on demand channels such as LSA (Local Services Ads),  regardless of their size. Jack also expresses his excitement about a recent plumbing deal, detailing the integration and communication strategies needed for merging businesses.Episode Hosts:John Wilson: @WilsonCompaniesJack Carr: @thehvacjack Special thanks to our sponsor: Service Scalers: Looking to scale your home service business? Service Scalers is a digital marketing agency that drives success in PPC and LSA. Discover more growth strategies by visiting Service Scalers.Check out Owned and Operated Weekly Insights: a newsletter where John discusses topics ranging from recruiting and marketing to the growth of your home service business.  Subscribe to the newsletter here.Contact us:Youtube: @OwnedandOperatedPodcastX: @ownedoperatedcowww.ownedandoperated.cominfo@ownedandoperated.com

Managing your finances, including budgeting strategies, cash flow management, and cost reduction techniques, will make the difference in you being a long-standing success or a quick financial failure.

Today's episode tackles some critical aspects of budgeting and expense control, especially relevant in 2024's tight financial landscape. With every General Ledger (GL) line item facing unprecedented scrutiny, adhering to your meticulously planned budgets and continuously seeking ways to optimize and reduce operational costs even further is essential. Given the complexities of current economic conditions, our focus extends beyond mere budget adherence. We look into the art of negotiation within existing contracts, presenting a compelling case for supplier partnerships prioritizing mutual sustainability over short-term gains. Whether renegotiating service contracts mid-term or leveraging competitive offers to secure better deals, our strategies are designed to ensure your multifamily operations survive and thrive. In this episode, Mike Brewer shares overarching ideas on expense management, emphasizing the importance of strategic negotiations with suppliers and comparing market options to ensure you're getting the best value for your spending. Every line item is just enough for our cost-saving scrutiny, from office supplies to service contracts. Join us as we embark on a series dedicated to budget optimization, where we'll cover everything from renegotiating contracts to innovative cost-saving measures across various operational aspects. Whether you're looking to refine your budgeting process or find new ways to reduce expenses, this series promises valuable insights for multifamily professionals aiming for financial efficiency. Remember to visit MultifamilyCollective.com for more insights and strategies tailored to the multifamily sector. Remember to like, subscribe, and hit the notification bell to stay updated with our latest content designed to help you navigate the multifamily real estate landscape more effectively. multifamily real estate, budget management, expense control, financial efficiency, contract negotiation, operational costs, supplier partnerships, cost-saving strategies, real estate budgeting, GL line item optimization #MultifamilyRealEstate #BudgetManagement #ExpenseControl #FinancialEfficiency #ContractNegotiation #OperationalCosts #SupplierPartnerships #CostSavingStrategies #RealEstateBudgeting #GLLineItemOptimization#mikebrewer #multifamilycollective #multifamilymentoring #multifamilycoaching #multifamilypodcast #leadership #OpenAi --- Send in a voice message: https://podcasters.spotify.com/pod/show/mike-brewer/message Support this podcast: https://podcasters.spotify.com/pod/show/mike-brewer/support

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2612: Andrea Joy of SavingJoyfully.com reflects on her journey of financial self-improvement, emphasizing the value of learning from past mistakes. She shares insights on managing the internal financial struggle, highlighting the importance of being responsible for past decisions, recognizing spending patterns, and using increased income wisely to secure a better financial future. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle Quotes to ponder: "I learn the best in every area of my life when I am faced with my failures and regret." "Poor decisions and the consequences of those decisions can teach an incredible lesson." "Remember that every mistake has a lesson to teach, and every lesson learned leaves you wiser than before." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2612: Andrea Joy of SavingJoyfully.com reflects on her journey of financial self-improvement, emphasizing the value of learning from past mistakes. She shares insights on managing the internal financial struggle, highlighting the importance of being responsible for past decisions, recognizing spending patterns, and using increased income wisely to secure a better financial future. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle Quotes to ponder: "I learn the best in every area of my life when I am faced with my failures and regret." "Poor decisions and the consequences of those decisions can teach an incredible lesson." "Remember that every mistake has a lesson to teach, and every lesson learned leaves you wiser than before." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2612: Andrea Joy of SavingJoyfully.com reflects on her journey of financial self-improvement, emphasizing the value of learning from past mistakes. She shares insights on managing the internal financial struggle, highlighting the importance of being responsible for past decisions, recognizing spending patterns, and using increased income wisely to secure a better financial future. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle Quotes to ponder: "I learn the best in every area of my life when I am faced with my failures and regret." "Poor decisions and the consequences of those decisions can teach an incredible lesson." "Remember that every mistake has a lesson to teach, and every lesson learned leaves you wiser than before." Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second installment of our series, we delve deeper into the actual practices of dealer design incentives.Join us as we speak with Brent Matthews, President of Price Modern, who explains the rationale behind introducing designer incentives in their organization.We'll also engage with two design leaders who take distinctly different approaches to incentives. Joining us are Julia Machado, a familiar voice on The Design Pop, who collaborated with Brent on these incentives, and Kim Melka from Duet Resource Group, bringing a fresh perspective.To cap off the episode, I'll break down the findings from our online survey about design incentives used by both manufacturers and dealers. This episode is packed with real-world insights that are sure to enlighten you.Get the Incentives Report hereThe Design Pop is an Imagine a Place Production (presented by OFS)Connect with Alexandra on LinkedInFollow The Design Pop on LinkedInLearn more about Alexandra Tseffos and The Design Pop

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2565: Darrow Kirkpatrick of CanIRetireYet.com shares insightful details on managing retirement expenses, emphasizing the significance of monitoring and adjusting spending patterns. He highlights the importance of considering variable expenses like personal care, taxes, and housing costs, and addresses the practicality of adapting expenses in response to financial market changes. Read along with the original article(s) here: https://www.caniretireyet.com/our-retirement-expenses-money-go/ Quotes to ponder: "...with a willingness to cut spending when markets underperform, it is possible to increase the initial spending rate above whatever has been determined as safe for constant inflation-adjusted withdrawals." Episode references: Bill Perkins' book, "Die with Zero": Die With Zero 2021 survey by the Employee Benefit Research Institute (EBRI): EBRI 2021 Survey National Institute on Retirement Security (NIRS) study: NIRS Study Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2565: Darrow Kirkpatrick of CanIRetireYet.com shares insightful details on managing retirement expenses, emphasizing the significance of monitoring and adjusting spending patterns. He highlights the importance of considering variable expenses like personal care, taxes, and housing costs, and addresses the practicality of adapting expenses in response to financial market changes. Read along with the original article(s) here: https://www.caniretireyet.com/our-retirement-expenses-money-go/ Quotes to ponder: "...with a willingness to cut spending when markets underperform, it is possible to increase the initial spending rate above whatever has been determined as safe for constant inflation-adjusted withdrawals." Episode references: Bill Perkins' book, "Die with Zero": Die With Zero 2021 survey by the Employee Benefit Research Institute (EBRI): EBRI 2021 Survey National Institute on Retirement Security (NIRS) study: NIRS Study Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2565: Darrow Kirkpatrick of CanIRetireYet.com shares insightful details on managing retirement expenses, emphasizing the significance of monitoring and adjusting spending patterns. He highlights the importance of considering variable expenses like personal care, taxes, and housing costs, and addresses the practicality of adapting expenses in response to financial market changes. Read along with the original article(s) here: https://www.caniretireyet.com/our-retirement-expenses-money-go/ Quotes to ponder: "...with a willingness to cut spending when markets underperform, it is possible to increase the initial spending rate above whatever has been determined as safe for constant inflation-adjusted withdrawals." Episode references: Bill Perkins' book, "Die with Zero": Die With Zero 2021 survey by the Employee Benefit Research Institute (EBRI): EBRI 2021 Survey National Institute on Retirement Security (NIRS) study: NIRS Study Learn more about your ad choices. Visit megaphone.fm/adchoices

Budget Management For 2024 by Ken Gross

Join us on the discussion on "Car Vs Cab? The Ultimate Financial Drive," where we dissect the age-old question of owning a car versus relying on ride-hailing services. Through meticulous research and detailed calculations presented by Mint, we explore the intricate financial landscape of these two modes of transportation.

In this episode of The Ecommerce Braintrust, Kiri Masters is joined by Emily Peterson, Team Lead at Acadia, and Damiano Ciarrocchi, head of Retail Strategy at Acadia. Kiri, Emily, and Damiano share insights on the trends and performance of the Black Friday/Cyber Monday event this year, including the significant increase in online spending and the observations made on Black Friday versus Cyber Monday sales. The conversation covers early promotions, advertising strategies, client outcomes, and lessons learned, providing valuable takeaways for navigating the peak selling period through the end of the year.  Make sure you tune in to find out more! In today's episode, Kiri, Emily and Damiano discuss: - Black Friday/Cyber Monday event predictions and figures, Adobe predicted that the spend would be $12 billion on Cyber Monday and nearly $10 billion on Black Friday. - Observations that Friday saw more action than Monday on retail marketplaces like Amazon, despite traditional data showing Monday as the bigger volume day. - The trend of earlier and earlier sales and promotional activities by DTC brands and retail marketplaces, with brands launching holiday sales as early as November 1. - Strategies and outcomes for clients during the Black Friday/Cyber Monday period, including a client in the apparel category doubling down on promotional activities in early October and achieving a 36% increase from the previous year's sales. - The impact of proactive ramp-up periods on organic ranking and ad performance, resulting in more sustainable outcomes and less expensive advertising. - Observations of Black Friday as the standout day in terms of sales, with Saturday being the largest decline in sales and Cyber Monday being comparatively lackluster. - A minor operational issue with setting up Black Friday/Cyber Monday deals on Amazon where a specific checkbox had to be selected for the deals badge to appear on the product page. - Insights into ad spend allocation and impressions during Black Friday, including a slight decrease in ad spend compared to other events, but a higher ratio of impressions to cost. - Observations about trends and peak sales times during the event, as well as strategies for budget management and proactive budget adjustments based on hourly peaks. - The reminder that every day until December 21 is a peak selling day and the importance of maintaining momentum and managing budgets for continued success throughout the holiday period.

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEShop-Ware gives you the tools to provide your customer with a unique and immersive buying experience.Click here to schedule a free demo: https://geni.us/Shop-WareUtilize the fastest and easiest way to look up and order parts and tires with PartsTech absolutely free.Click here to get started: https://geni.us/PartsTechIn this episode, Mike Edge of Tread Partners and the Host of the Gain Traction Podcast join David and Lucas live at ASTE. Mike discusses a career journey that saw him transition from industrial sales to the world of Internet marketing during the rise of Google, sharing his experiences and strategies in curating concise campaigns that deliver high ROI.Topics discussed:02:38 Love transforms with a child's primal need.07:06 Avoid falling into old thoughts and behavior patterns.11:57 Friend's dad in prison due to past.17:20 Keeping kids close to God leads to maturity.24:25 Father: Protector, provider, and old-school gentleman.28:39 No fighting in the house, boys.35:07 Prestigious tri-state area, successful client acquisition.42:10 Consider returning to the automotive industry, which requires due diligence.47:22 MSOs struggle to allocate a budget effectively for ads.49:07 Expertise in cost-effective online customer acquisition. Manage resources.53:25 Leverage expertise and experience to gain advantage.58:40 Neil considered offering a guarantee for effectiveness.01:04:02 TV ruled messaging. Now, it's dispersed.

Time Stamps!01:37 Renowned Christian artist with extensive touring experience.04:09 Orlando is centrally located in Florida.06:57 Elval is great at engaging creatives and leaders.11:45 Finding supportive churches to cultivate and nurture spiritual gifts.14:41 Kicked off stages, called names, seeking approval.17:07 Encourage diverse talents without segregating individuals.21:42 Educate people on purpose and patience in creativity.23:37 Creatives are diverse church leaders with artistic expressions.28:44 Creatives need acknowledgment and shepherding by leaders.31:09 Excellence isn't priority; simplicity brings God's move.34:15 Leaders must leave space for creative development.38:36 Don't treat creative work like takeout; collaborate.40:11 Church creative enlightens non-creative with flyer process.42:27 First ministry job, low pay, extra jobs.

Ep #75: In this episode of the Budget Divas podcast, you will hear my journey into the world of mystery shopping and provide three essential tips for those wanting to embark on this exciting adventure. These tips can be applied before you even register for your first mystery shop. 1. **Practice Writing Reviews:** Start by honing your storytelling skills by reviewing places on platforms like Yelp and Google. This practice will help you create detailed and compelling reports in the future.2. **Talk Less, Listen More:** When mystery shopping, it's crucial to ask the right questions and then actively listen to the employees. They should lead the conversation, helping you evaluate their customer service skills effectively.3. **Start with Inquiry Shops:** To build confidence without risking your money, begin with inquiry shops. These shops don't require purchases but serve as an excellent foundation for your mystery shopping journey.Remember that while the initial challenges may seem overwhelming, commitment and practice will lead to proficiency in mystery shopping. This journey can transform your life, helping you pay off debts, dine in top restaurants, and enjoy experiences while getting paid. For those who want to delve deeper into the world of mystery shopping and budgeting, I invite you to attend my live training sessions, where you can learn how to reach your financial goals faster and enjoy the process. So, get ready to embark on this exciting journey and make it work for you.You're Invited to a free LIVE training: How To Get Out of Debt Faster With Mystery Shopping. Register here: https://www.budgetdivas.com/fasterMystery shopping? What's that got to do with my finances? Mystery shopping isn't just about scoring free meals or testing out luxury cars; it's a powerful tool that can turbocharge your journey to financial independence! Imagine paying off your student loans, credit card debt, or that pesky mortgage years ahead of schedule! Head over to www.budgetdivas.com/faster and secure your spot. Seats are limited, and you won't want to miss out on this life-changing event. It's time to take control of your financial future and unlock the potential within you.

What's the difference between a wedding planner and a wedding venue coordinator? When you start planning your wedding, you might find yourself asking this question. You may also ask, Do I need a wedding planner if the wedding venue has a coordinator?What does a wedding venue planner do that the wedding planner doesn't?What is the difference between an event planner and an event coordinator?What is the difference between an independent wedding planner and an on-site venue coordinator?To fast-forward to a specific part of the podcast episode, check out the timestamps below:Who or what is their focus?  [7:42]What's their relationship with the venue? [10:54]Timeline Management[13:25]Budget Management [15:22]Your Point of Contact during the planning process [16:50]For the full show notes, visit  verveeventco.com/113.Announcements:New Item in the Wedding Planning Template Shop: WEDDING DAY MASTER ORGANIZER & DAY-OF SPREADSHEET is now live in the the Wedding Planning Template shop!  20% OFF SALE in the Template Shop! If you're listening to this when it originally aired on Oct. 2, for the first 2 weeks of October, you can get 20% off the entire template shop (including the wedding day master organizer) when you enter the code SEASON4 during checkout. New, 1-on-1 Wedding Planning Mentorships are available! If you're a newer wedding planner, sign up for my new one-on-one wedding planner mentorship service. We will work together for 90 days or 1 quarter with 6 calls to dig deep into your wedding business and talk about what you need to do to take your business to the next level. Sign up for the waitlist at verveeventco.com/coach  and that will put you on the email list to be notified when doors open next week as well as get you access to a special introductory price before the price goes up. Connect with the show!

Want to get a grip on your finances? Then you'll absolutely love this week's episode of 52 Pearls Weekly Money Wisdom Podcast, where we dive into the art of cleaning up your budget. This week, Melissa Fradenburg shares strategies and personal stories of the everyday struggles of groceries, mobile app purchases, and personal shopping pitfalls. We pull back the curtain on our own experiences to help you trim down those bills and regain control of your money. Whether you're trying to tighten your purse strings, or looking to make some room for new financial goals, you don't want to miss this. So, tune in and let's get started on that budget clean-up.Resources:Learn more about Melissa Fradenburg, AIF® and  Pearl Planning .Listen to  Episode 182: Turning the Back-to-School Season into a Financial ResetListen to Episode 107: Lifestyle Creep with Melissa FradenburgRegister for our Year-End Planning Webinar. Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

Brad West, Mayor of Port Coquitlam describes how he's been able to manage the city's budget effectively. Learn more about your ad choices. Visit megaphone.fm/adchoices

Grocery CEOs testify to the House of Commons Agriculture Committee Haruun Ali, community organizer based in Edmonton who started a petition calling for an investigation into Loblaws for greedflation discusses how much he believes Canadian grocery store CEOs testimony to the House of Commons Agriculture Committee over just how much profit the big grocers are making during a period of inflation. Why should Port Coquitlam's budget management be a template for other cities? Brad West, Mayor of Port Coquitlam describes how he's been able to manage the city's budget effectively. International Women's Day - highlighting pilot Jessica James Guest: Jessica James, commercial pilot and co-star of The HISTORY Channel's Lost Car Rescue Video game loot boxes and Twitch gambling streams on the rise   Dr. Luke Clark, Director of the Centre for Gambling Research at UBC discusses the rise of video game loot boxes and Twitch gambling streams.  The Vancouver singer performing a viral TikTok in a hot air balloon  Emilee Moore, artist and songwriter from Vancouver discusses why and how she made a viral TikTok in a hot air balloon. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Phillip Lanos and Jason Miller are joined by Robert K. Nelson, Founder, and CEO of Budget Management, LLC. Robert K. Nelson, I love to create value and positively impact the lives of others, especially young people to provide them with a path to success. You will also uncover how to overcome a business struggle that may help save your business.Tune in to learn more!Connect:Strategic Advisor Board: www.linkedin.com/company/strategic-advisor-boardJason Miller: www.linkedin.com/in/jasontmiller-sabPhillip Lanos: www.linkedin.com/in/philliplanosRobert K. NelsonLinkedIn: www.linkedin.com/in/robert-k-nelsonWebsite: www.budgetmanagementllc.com

Inflation remains prevalent across all aspects of our lives, not just concentrated in a few areas such as food and gas. Alongside this, wage increases are not keeping up with inflation and households are losing purchasing power. Experts say it will be a while before Canadians can breathe a sigh of relief. How are we Canadians coping with rising interest rates and inflation? What advice could help us through these precarious times? Derek Chase, Licensed Insolvency Trustee tackles these questions and shares his thoughts on adjusting our spending habits and budgets.Other topics covered include:Reducing discretionary spending to combat inflation The difference between demand and supply driven inflationRising interest rates affecting variable rate loansThe renaissance of gardening and preservingThe advantage of talking to a Licensed Insolvency Trustee sooner rather than laterLicensed Insolvency Trustees are federally regulated and approved by the Canadian government. They are the ones that will give you honest unbiased advice and options for managing your debt. About Derek ChaseDerek Chase is a Licensed Insolvency Trustee in British Columbia. He has been helping individuals and corporations restructure their debt since 1997. His areas of practice include personal and corporate insolvency including Consumer Proposals and Bankruptcy. The best part of his work is to be able to witness lives change for the better when the heavy burden of unmanageable debt is lifted. Additional Resources Derek L Chase & Associates Ltd. Licensed Insolvency TrusteeEverything You Need to Know About Canadian Inflation Rates & HyperinflationUtility Bills: Rebates, Budgeting, and Saving Energy

This week's topic is about the increase of prices of clothing especially for back to school clothes.  Due to the disruptions in the supply chain with high demand and low volume equals higher prices. Social Media:  https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://www.instagram.com/somm.podcast/ https://twitter.com/Somm_podcast https://somethingonmymind.net  

Want an efficient and affordable way to streamline your construction business admin work? Download the new, free, project MGMT app, The Build, and manage all your tasks, material costs and orders in one place. Visit https://thebuild.us (https://thebuild.us)

Army Veteran Scott ZiIpp has served in the Army for over sixteen years. He has spent most of his career under 74Delta as a Chemical, Biological, Radiological, Nuclear, and High Yield Explosive Specialist. He has an extensive background in Organizational Development, Personnel Management, and Policy Implementation. His experience in the Military gave him extensive knowledge in Strategic Planning, Budget Management, and Training and Development. He started his entrepreneurial journey a few months after retirement as an independent agent for life insurance. His passion to reach and help more people has led him to establish the Veterans Trust Financial Group. A general insurance agency specializing in financial expense and medical solutions.   In this episode Sgt. BeReal talks to Scott Zipp about how his experience in the Army helped his entrepreneurial journey from an independent life insurance agent to founding his own insurance agency.   Connect with Desmond LinkedIn: https://www.linkedin.com/in/scott-zipp-09020996/ Facebook: https://www.facebook.com/veteranstfg/ Website: https://www.veteranstfg.com/ Connect With Sgt. 1st Class (SFC) John Valentine: Website: https://veteransbereal.com/ Facebook: https://www.facebook.com/veteransbereal/ Apple Podcast: https://podcasts.apple.com/us/podcast/veterans-be-real/id1507792755   Please don't forget to subscribe to our podcast and leave us a 5 star written review on iTunes

In this episode of the Profitable Practice Podcast, We are going to break down the money habits that you must have to grow a successful business, Stay Tuned! THE SMART WAYS OF MONEY HABITS; TAKING INTO SUCCESSFUL STEPS Money has been a huge concern for us for all the years we lived in this world. We wake up each day with the worry of earning money as for satisfying and purchasing our wants and needs. Needless to say that taking into business is at another different level, we must have a good Money Habit and Budget Management to be able to achieve and remain successful in our business.  Today, we have Arneshia, the so-called “Queen of Controlling Money” to share and explain to us the SMART ways of Money Habits. One of the most significant interviews I had, since money had been a resounding issue and concern for all of us. This could be an answer for our everyday worry, so without further ado, Listen and Stay Tuned! IN THIS EPISODE: [0:40] Introduction and Context for today's episode – The money habits we must have! [7:45] Who is Arneshia and how did she become the “Queen of Controlling Money”? [11:32] The biggest ‘Money Blockers' and the process of dealing with it.  [14:01] Personal Journey Description: What are the ways that Arneshia had for people to work to. [17:05] Primary Subject for Money; Bootstrapping and The SMART Ways for Money Habits. [21:25] Approaching Budget, Changing Attitude Towards Money. [23:53] Obvious Money Mistakes that people are making.  [26:27] Elaborating Personal Credit Lines Going into Business. [28:35] The significant difference between Loan and Investment. [30:10] Comparing and Contrasting Sole Proprietorship and Incorporation. [32:00] Vision Planning: “Any woman should consider Vision Planning, everything starts with a vision.” Arneshia uttered [35:15] Time Management as part of the SMART ways for money habits. [36:32] I replied “And I am more into Buying Time Freedom. Since the shutdown happened this year, I really reframed how hard and hustling I was working.”  [40:20] My final statements and takeaways. EPISODE RESOURCES: Episode 98 Connect with Arnesha Bobo : Twitter:  @arneshiaspeaks IG: @arneshaspeaks Facebook: ArneshaSpeaks Blog: Your Bottomline Blog Connect with Me : WEBSITE:  http://www.maximizedbusiness.ca IG: @AndreaMaximND Facebook: Maximized Business Program: Maximized Practitioner Program Click here to book your GAME PLAN call. After You've Listened To The Episode, I Would **LOVE** To Hear Your Thoughts! One of the best parts of any episode I record is getting to discuss the topic with you! So let me know your thoughts wherever you get social on the net, IG, FB, or email me – wherever! Thank you for listening and learning with me on the podcast this week. Your commitment to improving the business aspect of your practice matters... Not only to you, but to your future patients and practitioners who want to be working with you. You were meant to help and heal people, so let's get to work. 

Christine Margiotta, a tenacious, driven activist and successful organizer/advocate for social and environmental change through non-profit programs such as the United Way, Sustainable Claremont, and CHERP, is the Executive Director of Social Ventures Partner - and a mother of two - has taken the next logical step: run for Claremont City Council. In an engaging, informative, and thought-provoking interview, Christine explains why her successful record of accomplishments and large-budget management, high-level and hands-on experience, insight, and unique qualifications make her Claremont's best choice for election as District One's City Council representative. Christine takes full advantage of this opportunity to explain the key distinctions and important details of her plans and objectives to maintain the City of Claremont's fundamental character while bringing about the essential social and economic improvements that will define Claremont's future. Every Claremont resident, and especially District One voters who value advancing Claremont's approach to homelessness, mental health, economic justice, fiscal responsibility, and criminal justice reform would be well-served to first listen to and understand Christine's positions.

Ok y'all know I get emotional about how dope my friends are, so you can already guess that this week's guest has been a blessing in my life. No one could ask for a better sister-friend than my homie Kellye. One of the smartest, most hilarious, empathetic, and loving folks I know. Check out her bio: Kellye M. Winbush is a Board-Certified Behavior Analyst with expertise in leading change across the systems, in collaboration with other leaders. She is the Owner/Founder of Key to Hope, LLC. Key to Hope is an organization that provides quality in-home behavioral therapeutic services to adults, adolescents, and children living with developmental disabilities, mental illness, and traumatic brain injury through the DHS Medicaid waiver program and private insurance. The lists of businesses she's partnered with through Key to Hope are: I Can Dream Center, Posen-Robbins School District 143.5, South Chicago Parents and Friends, Progressive Therapeutics, Blue Island Citizens for Persons with Developmental Disabilities (Blue Cap), Solid Ground Behavior Services, Good Sheppard, Community Service Options, Suburban Access. She held a contract with Progressive Careers and Housing Inc and was hired on as a full-time employee to help them bring their behavioral services in-house. She played a rather important role in reinstating the department that had been previously dismantled due to changes within the company. Kellye built out the departmental operations and got it up and fully functioning in a span of 30 days. She created a uniform system for a team of behavior analysts to apply to their caseloads in regard to everyday operations. She has augmented the behavior data collection across the agency. She has also been assisting in the selection, onboarding and mentoring of clinical and support staff thus aiding the Illinois state credentialing process. She has been previously associated with various organizations. She also has a background in clinical psychology. She has developed strong physician relationships and engendered trust. Her past success in physician alignment with the history of developing physician leaders and therapists in assisting with coordination of care efforts makes her stand out from the crowd. She coordinates the work of various behavioral health programs, identifying their needs, and developing programs within the agency and with community organizations. Interacting and functioning in such situations always requires skills in counseling, instruction, persuasion, and negotiation in which she is proficient. Some of her key traits include Strong analytical and problem-solving skills | Strong Operation management skills | Organized | Effective leadership | Strong communication skills | Proficient in the use of technology | Provide excellent and courteous customer service | Work within team framework | Budget Management. She has gained her Master of Arts Clinical Psychology w/ Applied Behavioral Analytic Specialization from The Chicago School of Professional Psychology, Chicago, IL and Bachelor of Arts Psychology from Clark Atlanta University, Atlanta, GA. She also holds various certifications. To know more, reach her @ 312-523-0728 | kwinbush@keytohope.org --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/just-a-thought-el/message Support this podcast: https://anchor.fm/just-a-thought-el/support

Bon is scholar, lecturer, entrepreneur, former Undersecretary and CIO at the Department of Budget Management, and currently the National Technology Officer of Microsoft Philippines. This Episode is Part 1 of our Araling Panlipunan Adult Edition. We talk about the National Budget - from planning and execution, sources of funds, priority projects, PDAF, accountability and citizen responsibility.

In these uncertain times, it is important for organizations to be strategic with their financial resources. Will your organization's budget be impacted by a loss of government revenue or a delay of payments from members or investors? While there are many things that likely have your focus right now, spending some time on budget forecasting could prove valuable. In this episode, Dennis and Jason share tips and strategies for managing the organization's budget moving forward.

Check out this new episode where we cover the surface information related to Budget Management, Saving habits, and the Banking industry. Some of the lessons in this episode are:Be mindful of your spending by practicing better saving habits | Track what you’re spending | Have an emergency savings fund | Cut down your expenses by not over spending on items that are not necessities | stay away from store credit cards, you will have a much higher APR than most traditional credit cards | Speak to your bank about withdraw restrictions on your checking and or savings account so you can decrease your temptations for unwanted withdraws | understand good debt vs bad debt | research books to help you understand finances better i.e Rich Dad vs Poor Dad by Robert Kiyosaki or Nickels, Dimes and Dollars book at www.kidlightenment.us We also talked about student loans, bankruptcy and the importance of credit. Make sure you tune in for the full episode and share this episode. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app--- Send in a voice message: https://anchor.fm/nikimarieradio/messageSupport this podcast: https://anchor.fm/nikimarieradio/support

Check out this new episode where we cover the surface information related to Budget Management, Saving habits, and the Banking industry. Some of the lessons in this episode are: Be mindful of your spending by practicing better saving habits | Track what you’re spending | Have an emergency savings fund | Cut down your expenses by not over spending on items that are not necessities | stay away from store credit cards, you will have a much higher APR than most traditional credit cards | Speak to your bank about withdraw restrictions on your checking and or savings account so you can decrease your temptations for unwanted withdraws | understand good debt vs bad debt | research books to help you understand finances better i.e Rich Dad vs Poor Dad by Robert Kiyosaki or Nickels, Dimes and Dollars book at www.kidlightenment.us We also talked about student loans, bankruptcy and the importance of credit. Make sure you tune in for the full episode and share this episode. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/nikimarieradio/message Support this podcast: https://anchor.fm/nikimarieradio/support

It is that time of year when many non-profit organizations look to wrap up the budget year. Here is the scenario: this year's budget has some room left in it. Next year's budget is tight.  Can you shift some expenses up a year to ease the burden? In this episode, Jason shares his thoughts on GAAP, cash management, and accrual-based accounting for non-profit organizations.  He also offers guidance on creative budgeting practices. This episode brought to you by Accrisoft Corporation - leaders in the economic development web design business.

Brendan and Raymond talk you through the assessment for the 5 credit module on the Certificate in Applied Management (Human Services) Level 6 course.

Responsible for Barefoot College International, Meagan is currently steering the establishment of a further 6 Barefoot College Vocational Training Centers throughout Sub Saharan Africa, Latin America and Pacific; to triple the size of the Barefoot College by 2018. In addition she is leading a dynamic team of young colleagues throughout the world to develop and deploy a digital M&E platform and the migration of Barefoot Learning content in education and solar electrification areas, formulated by the exceptional founding family of Barefoot College, with a view to creating information sharing across literacy barriers in true South/South cooperation spirit. Meagan has been a field presence in more than 76 countries since joining Barefoot College and currently guides field Operations and partnerships in 84 Countries. She is responsible for Development, Strategic Planning, Budget Management, Policy & Advocacy, Measurement & Evaluation and Communications initiatives of the Barefoot College Internationally.  Barefoot College is the only fully solar electrified college built by the rural poor and managed by the rural poor. For 40 years the College has demonstrated the power and impact of demystifying modern technologies into rural settings focusing on basic quality of life improvement; Water management (rainwater harvesting), basic lighting (solar electrification), livelihood development (handicrafts, health communications) and Education (rural based, alternative education that includes indigenous skills and wisdom).

In today's Federal Newscast, the Federal Protective Service mismanaged its payroll and budget leading to excessive overtime and spending shortfalls. 

The skills that got your hired to do an entry level job are different than the ones which will get your promoted to manager - here's what you need to develop.Hi everybody I'm Brian Clapp, Director of Content for WorkinSports.com and this is the Work in Sports podcast!I got called out this week.It's OK, really it is, I loved the feedback and honest opinion of one of our longtime listeners.It went like this - He wrote in to me on LinkedIn and said, I've been listening to your podcast from the start, but since I have a job in sports now, it seems like a lot of your advice is geared toward people trying to get in to the industry, rather than growing once they get in it. How do I still get value out of your show?Now, without trying to sound defensive, I explained a few things:The advice on the show is more global and career spanning than you think.That if I talk about how to make a great impression, or how to perform on an internship – these still apply to your world now because you are making impressions every day…and while not on an internship, the tips and ideas of how you should act and show spirit are very applicable.And most importantly, the expert interviews should be up your alley... these are the pro's sharing their journey, lots of nuggets in there that you should be focusing on as your grow in your career.But all that said, maybe he's right. Maybe I should focus a little more on once you get in, how do you go up?So let's talk about that exact subject. How do you go from entry level employee – to mid-level management? What skills do you need?Because the skills that got your hired to do an entry level job, are different than the ones which will get your promoted. Get your pen and paper out because here comes your game plan.Supervision – When I'm promoting someone to a mid-level manager, I have to identify in them the maturity to work with and lead other staff. Are they mature enough to handle controversy, questions, attacks on them and other things that come up as a manager. Can they supervise others and hold them accountable in a respectful manner.Communication and Intellect - A manager is seen as a resource for employees to get answers – can this person spread and share proper information and be in line with company messaging?Can they Control the Room – I look at a mid-level manager as someone who has to represent me when I'm not available or on. Can this person control the room? Get everyone moving in the right direction? And stand tall on their own?Budget Management – if you are a mid-level manager that means you have control over a small team…and that takes budget management to understand financials, operating costs and more. Plus you need to value costs as a metric in your decision making as well. Can this person do that?Organized – Can this person manage multiple workflows, needs and demands of multiple employees and keep a proper paper trail of everyting from communications to financials?Collaborative – Can this person work well with others in different departments? So can a sales person integrate well with marketing or pr or community relations staffs? If not, not aThink long-term – the biggest jump for managers, outside of managing people, is in thinking long-term and strategically. Not just to get through and execute on today's goals, but to set the goals for the future and hold people accountable.People person – I don't promote people who aren't relatable and good listeners – managers listen, managers help, managers see what needs doing and do it. If you aren't a people person, get back in your spreadsheet, you aren't a manager.See the broader business – as a new employee you see your silo, you become the master of your segment. But at some point, to be promotable, you have to see the business as a bigger entity. When I was a sports producer, I was only worried about my show that night and all the components of it. When I was a News Director, I had to see affiliate deals, public relations initiatives,

Dedication: Trooper Landon E. Weaver, Pennsylvania State Police, End of Watch: Friday, December 30, 2016 Mick Mulvaney's approval as Director of the Office of Budget Management, leaves his seat is open.  Meet the top three candidates for South Carolina's 5th congressional district Chad Connelly served as chairman of the South Carolina Republican Party from 2011 until 2013, when he resigned to take a senior role at the Republican National Committee. chadconnellyforcongress.com Tommy Pope was elected to the SC House and has served District 47 since 2010. In 2014, he was named Speaker Pro Tempore.  He served on the Judiciary and Ethics, Medical, Military, Public and Municipal Affairs, Republican Caucus Tax Study, and Ethics Reform Committees. tommypope.com Sheri Few is a dynamic conservative champion of less government, fewer regulations and more freedom.  A past member of the SC GOP Executive Committee, Sheri founded SC  Parents Involved in Education to join with other public school parents concerned with increased federal role in education and the added emphasis on testing and data collection.  Sheri ran for SC Superintendent of Education. sherifewforcongress.com Southern Sense is conservative talk with Annie "The Radio Chick" Ubelis and "CS" Bennett.  Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey!Southern-Sense.com

Dedication: Trooper Landon E. Weaver, Pennsylvania State Police, End of Watch: Friday, December 30, 2016Mick Mulvaney's approval as Director of the Office of Budget Management, leaves his seat is open. Meet the top three candidates for South Carolina's 5th congressional districtChad Connelly served as chairman of the South Carolina Republican Party from 2011 until 2013, when he resigned to take a senior role at the Republican National Committee. chadconnellyforcongress.comTommy Pope was elected to the SC House and has served District 47 since 2010. In 2014, he was named Speaker Pro Tempore. He served on the Judiciary and Ethics, Medical, Military, Public and Municipal Affairs, Republican Caucus Tax Study, and Ethics Reform Committees. tommypope.comSheri Few is a dynamic conservative champion of less government, fewer regulations and more freedom. A past member of the SC GOP Executive Committee, Sheri founded SC Parents Involved in Education to join with other public school parents concerned with increased federal role in education and the added emphasis on testing and data collection. Sheri ran for SC Superintendent of Education. sherifewforcongress.comSouthern Sense is conservative talk with Annie "The Radio Chick" Ubelis and "CS" Bennett. Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey! Southern-Sense.com

Dedication: Trooper Landon E. Weaver, Pennsylvania State Police, End of Watch: Friday, December 30, 2016Mick Mulvaney's approval as Director of the Office of Budget Management, leaves his seat is open.  Meet the top three candidates for South Carolina's 5th congressional districtChad Connelly served as chairman of the South Carolina Republican Party from 2011 until 2013, when he resigned to take a senior role at the Republican National Committee. chadconnellyforcongress.comTommy Pope was elected to the SC House and has served District 47 since 2010. In 2014, he was named Speaker Pro Tempore.  He served on the Judiciary and Ethics, Medical, Military, Public and Municipal Affairs, Republican Caucus Tax Study, and Ethics Reform Committees. tommypope.comSheri Few is a dynamic conservative champion of less government, fewer regulations and more freedom.  A past member of the SC GOP Executive Committee, Sheri founded SC  Parents Involved in Education to join with other public school parents concerned with increased federal role in education and the added emphasis on testing and data collection.  Sheri ran for SC Superintendent of Education. sherifewforcongress.comSouthern Sense is conservative talk with Annie "The Radio Chick" Ubelis and "CS" Bennett.  Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey!Southern-Sense.com

Dedication: Trooper Landon E. Weaver, Pennsylvania State Police, End of Watch: Friday, December 30, 2016Mick Mulvaney's approval as Director of the Office of Budget Management, leaves his seat is open. Meet the top three candidates for South Carolina's 5th congressional districtChad Connelly served as chairman of the South Carolina Republican Party from 2011 until 2013, when he resigned to take a senior role at the Republican National Committee. chadconnellyforcongress.comTommy Pope was elected to the SC House and has served District 47 since 2010. In 2014, he was named Speaker Pro Tempore. He served on the Judiciary and Ethics, Medical, Military, Public and Municipal Affairs, Republican Caucus Tax Study, and Ethics Reform Committees. tommypope.comSheri Few is a dynamic conservative champion of less government, fewer regulations and more freedom. A past member of the SC GOP Executive Committee, Sheri founded SC Parents Involved in Education to join with other public school parents concerned with increased federal role in education and the added emphasis on testing and data collection. Sheri ran for SC Superintendent of Education. sherifewforcongress.comSouthern Sense is conservative talk with Annie "The Radio Chick" Ubelis and "CS" Bennett. Informative, fun, irreverent and politically incorrect, you never know where we'll go, but you'll love the journey! Southern-Sense.com

Jodi Moraru, Founder + Creator of Evoke, has been doing experiential events since long before it became an industry buzzword. Centering her work around the celebration of life, whether for social or corporate clients, it all comes down to that emphasis on the experience. With 18 years and counting in the industry, Jodi reveals the lessons she’s learned and advice […]

Carol Spain, an Associate Director in the States Group out of Chicago, discusses our recently published article "Debt Levels Flatline As US States Prioritize Budget Management Over Investment"

Carol Spain, an Associate Director in the States Group out of Chicago, discusses our recently published article “Debt Levels Flatline As US States Prioritize Budget Management Over Investment”

Business owner Nathan Hecht and Disk Jockey Gregg Hollmann join us for Episode 43 of the Profit First Podcast Nathan gives insight to what his software can do for your business and gives tips on protecting your intellectual property. Gregg shares his story of how he grew his DJ business from part-time fun to full time profitability!

Frank discusses managing cash flow, improving bottom line, and quality of life by tracking and budgeting.