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Royal Oak assistant manager and grass roots legend Steve Bracknall is with us this week talking everything football from the Sheffield Imperial to the Premier League, including Bob the Bucket, Barnsley bloodbaths, Carpet Dave, and the Nags Head showdown. Bespoke kits for your club with O'Neills Sportswear UK
Justin takes the show on the road to Sports Zone Hobbies & Brianna's Closet on E. Driftwood Street in Nags Head. Jason and Brianna Bailets moved here from Pennsylvania after running a successful storefront of the same kind to live on the Outer Banks and bring their passions with them! If your hobbies include cars, planes, sports cards, action figures and Disney, this is the place for you. Be sure to find them on social media simply by searching Sports Zone Hobbies OBX.Outer Banks This Week Podcast Presented by:Kelly's AutomotivePowered by:Outer Banks Pest ControlSponsored by:Farm Bureau Insurance ServicesBrindley Beach VacationsMaster Heating & Cooling
Chris McGrath joins Justin to talk about the four-day party at McGrath's Burger Shack at the Outer Banks Mall in Nags Head. From March 14 to 17, they'll be celebrating St. Patrick's Day with food & drink specials, live entertainment, loads of laughs and one heck of a great time! They hope you'll join in on the SHENANIGANS!Outer Banks This Week Podcast Presented by:Kelly's AutomotivePowered by:Outer Banks Pest ControlSponsored by:Coast RealtyMaster Heating & Cooling
Have you ever wondered where the relaxing sounds you listen to come from? When you take this Journey of Relaxation with me you will know exactly where and when it was recorded.These relaxing sounds are coming to you from Nags Head Beach on March 6, 2022 9:30 am.New intro Support the showTake a moment to find the beauty of nature every day,Duchess of the DunesTikTokFacebookYouTube
Welcome back to The Outer Banks Podcast, presented by SEASIDE VACATIONS! Today, Bryn Pittman is joined by Mark Ballog, owner of Lucky 12 Tavern in Nags Head, North Carolina. With the seasons changing, Lucky 12 is bringing something extra special to the Outer Banks this year—transforming into not one, but two unique seasonal bars. Mark shares the inspiration behind these transformations, what visitors can expect, and how Lucky 12 continues to be a local favorite. Whether you're a local or planning your next trip, this episode is packed with insights and fun tidbits about this Outer Banks hotspot! RENT AN OUTER BANKS VACATION RENTAL FROM SEASIDE VACATIONS: OuterBanksVacations.com Join us for a spine-chilling adventure with Ghostly Gallies, where haunted tales and eerie experiences come to life! Find out more on their Facebook page. Get ready to celebrate the holiday season in style with 12 Bars of Christmas, your ultimate guide to festive bar crawls, holiday cheer, and unforgettable nightlife experiences!
Tracy Colson of OBX Jeep Invasion joins Justin on the show this week to talk about their upcoming gathering Friday September 20th thru Sunday September 22nd at the Soundside Event Site in Nags Head. OBX Jeep Invasion is a three-day event with different activities, vendors and fun all to raise money for different charities each year! This year the charities selected are the Dare County SPCA, The Wounded Warriors in Action and the Virginia Tillett Community Center Toy Drive. If you'd like to learn more about this even go online to obxjeepinvasion.com!
Justin has taken the show on the road again to The Outer Banks Sports Club in Nags Head. He talks with owner Manny Golasa about how he transformed a movie theater into a state-of-the-are fitness center. He also gets some testimonials from a few individuals (one being your boy Matty P!!) who frequent the place and a staff member who helps with their social media & nutrition!Outer Banks This Week Podcast Presented by:Kelly's AutomotiveSponsored by:Carolina Girl SportfishingQueen Anne's BoutiqueOBX Boat CompanyWanchese Marina and Landing GrillMiss Oregon Inlet IIFresh Catch SeafoodH2OBX WaterparkSea Chef Dockside KitchenHigh Seas Pools & Spas
Welcome to Chatter with BNC, Business North Carolina's weekly podcast, serving up interviews with some of the Tar Heel State's most interesting people. Kathy C. Bailey is retiring at the end of August as CEO of UNC Health Blue Ridge in Burke County. She has held the top job since 2013. Before coming to UNC Health Blue Ridge in 2005, she was the inaugural CEO of The Outer Banks Hospital in Nags Head for six years. She talks about the challenges of rural health care and why the partnership with UNC Health has worked in Burke County.
Welcome to Chatter with BNC, Business North Carolina's weekly podcast, serving up interviews with some of the Tar Heel State's most interesting people. Kathy C. Bailey is retiring at the end of August as CEO of UNC Health Blue Ridge in Burke County. She has held the top job since 2013. Before coming to UNC Health Blue Ridge in 2005, she was the inaugural CEO of The Outer Banks Hospital in Nags Head for six years. She talks about the challenges of rural health care and why the partnership with UNC Health has worked in Burke County.
Perched between the ocean and the sound in Nags Head, completely dominating the narrow sliver of land that makes up part of North Carolina's Outer Banks, is a monumental sand dune, a mountain of lush golden sand. This dune system, known as Jockey's Ridge, is somewhere around 4,000 years old and can reach heights of over 100 feet. It's majestic, it's miraculous, the tallest living sand dune on the east coast, a unique ecosystem home to a myriad of coastal creatures, a landmark and navigation tool dating back hundreds if not thousands of years, a playground for generations of children, and the most visited state park in North Carolina. But, did you know that back in the 1970s, Jockey's Ridge was slated for demolition to make way for a condominium complex? And did you know that three young children and their fearless mother put their foot down, quite literally, to save it? And that I have one of those children here with me today? Let's fix that.Check out the Friends of Jockey's RidgeCheck out hannahwestwrites.comSupport the show! Join the PatreonBuy Me a CoffeeVenmo @Shea-LaFountaineSources:"Remarkable Women of the Outer Banks" by Hannah Bunn West"Save Our Sand Dunes" by Hannah Bunn WestWRAL News "Buried Treasure: Old castle hidden beneath NC's largest sand dune fully visible again"Atlantic Realty "9 Things You Didn't Know About Jockey's Ridge"Coastal Review "'Save Our Sand Dunes' recalls fight to save Jockey's Ridge"North Beach Sun "Buried Treasures - What is Under Jockey's Ridge?"OBX Stuff "History of the Nags Head Soundside Resort at Jockey's Ridge State Park"Coast Review "Jockey's Ridge most visited as NC parks shatter records"The Virginian Pilot "The Moving Mountain Jockey's Ridge Shift is Mystery, For Now"Outer Banks History Center "David Stick Papers"Shoot me a message!
Send us a Text Message.Check out Outer Lore! In January of 1812 a schooner named The Patriot disappeared off the coast of North Carolina's Outer Banks. This dangerous stretch of coastline has claimed some 3,000 ships, earning it the nickname "Graveyard of the Atlantic." Aboard the Patriot was Theodosia Burr Alston, daughter of infamous US vice president Aaron Burr, on her way to visit her father in New York. The disappearance of The Patriot and its famous passenger remain a mystery to this day. The discovery of a portrait resembling Theodosia that supposedly washed up with a shipwreck along the Outer Banks only adds to the mystery. Is the Nags Head portrait really Theodosia Burr? What really happened to her? A storm? Mutiny? Pirates? Is it possible she survived? Support the show! Join the PatreonBuy Me a CoffeeVenmo @Shea-LaFountaineSources: Library of Congress Blogs "The Unsolved Mystery of Aaron Burr's Daughter" ECU Joyner Library Special Collections "Unsolved North Carolina Mysteries: The Case of Theodosia Burr Alston"South Carolina Historical Society "December, 1812: Theodosia Burr Alston is Lost at Sea" allthatsinteresting.com "Inside the Mysterious Disappearance of Aaron Burr's Daughter, Theodosia Burr Alston"teachingamericanhistory.org "The Mysterious Disappearance of Theodosia Burr Alston"DigitalNC "The Real Life 'Hamilton' Sequel Set in Nags Head"National Constitution Center "Aaron Burr's trial and the Constitution's treason clause"The Aaron Burr Association "The Tragedies in Aaron Burr's Life"Encyclopedia Britannica "Aaron Burr"ThoughtCo "Dueling in the 19th Century"Support the show! Join the PatreonBuy Me a CoffeeVenmo @Shea-LaFountaine
Thanks to Vusic OBX yet again, Justin chatted with 311 Bassist Aaron “PNut” Wills about the band, the music and the tour bringing them to Roanoke Island Festival Park in Manteo on Friday, August 9th. Fun fact: 311 played a show at the old Atlantis Night Club in Nags Head on July 29th, 1994 - 30 years ago! How cool is that?!Outer Banks This Week Podcast Presented by:Kelly's AutomotiveSponsored by:Carolina Girl SportfishingQueen Anne's BoutiqueThe Lost Colony Outdoor DramaWanchese Marina and Landing GrillMiss Oregon Inlet IIH2OBX WaterparkThe Wreck Tiki BarHigh Seas Pools & Spas
It's the Fourth of July holiday weekend and people will travel to beach vacations. One of those popular locations is North Carolina's Outer Banks. This week on the Carolina Weather Group, Scotty Powell helps you prepare for travel by talking to North Carolina Department of Transportation spokesperson Tim Hass, who is the Communications Officer for all of NCDOT's Ferry and the state's DOT's Division 1, which includes OBX and it's famous NC 12 route. Tim provides tips for using the Outer Banks ferries, getting updates on NC 12 traffic conditions, and the best ways to stay weather aware when traveling to North Carolina's Atlantic coastal beaches.This is the most-listened podcast for anyone traveling to locations including Nags Head, Rodanthe, Avon, Hatteras, Ocracoke and more. #northcarolina #southcarolina #weather #ncwx #scwx #podcast
Justin went back out on the streets to Owens' Restaurant at Milepost 16 in Nags Head to experience the new nightlife environment they've created. Jazz Nights at Owens' are currently Friday night through Sunday night, but they plan to do it nightly if possible! Between the drinks, the late-night food menu and the entertainment, you're bound to have a fantastic time!Outer Banks This Week Podcast Presented by:Kelly's AutomotiveSponsored by:Carolina Girl SportfishingQueen Anne's BoutiqueCrystal Dawn HeadboatOuter Banks Boarding CompanyN-Seine Seafood MarketWanchese Marina and Landing GrillH2OBX WaterparkBreeze Thru Avon
Justin takes the show on the road to Nags Head and hangs out with Chris and Ashley McGrath of McGrath's Burger Shack in the Outer Banks Mall. If you're looking for amazing food, fun and atmosphere, this place is a MUST!Outer Banks This Week Podcast Presented by:Kelly's AutomotiveSponsored by:Wanchese Marina and Landing GrillStripers Bar & GrilleThe Lost Colony Outdoor DramaH2OBX WaterparkThe Wreck Tiki Bar
35-year-old Claudia Lawrence last spoke to her mum on her mobile phone at around half 8 in the evening of March 18, 2009, shortly after phoning her dad.The following morning, she didn't turn up for her shift at the University of York and failed to meet her friend at the Nags Head pub that evening as planned.She has not been seen or heard from since.If you have any information about this case, please contact Crimestoppers anonymously by phoning 0800 555 111 or via their website at crimestoppers-uk.orgAlternatively, to speak with someone from North Yorkshire Police, please call 101, quoting "Claudia Lawrence".Join my Patreon community at patreon.com/britishmurders for exclusive perks, including early access to ad-free episodes, bonus content, exciting giveaways, and welcome goodies!Social Media:Facebook | British Murders with Stuart BluesInstagram | @britishmurdersTikTok | @britishmurdersX | @britishmurdersWebsite:britishmurders.comDo you have an unsolved case request? Please send it to contact@britishmurders.com or fill out a Contact Form at britishmurders.com/contactIntro music:David John Brady - 'Throw Down the Gauntlet'davidjohnbrady.comDisclaimer:The case discussed in this podcast episode is real and represents the worst day in many people's lives. I aim to cover such stories with a victim-focused approach, using information from publicly available sources. While I strive for accuracy, some details may vary depending on the sources used. I list the sources used in each episode on my website. Due to the nature of the content, listener discretion is advised. Thank you for your understanding and support. Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.
35-year-old Claudia Lawrence last spoke to her mum on her mobile phone at around half 8 in the evening of March 18, 2009, shortly after phoning her dad. The following morning, she didn't turn up for her shift at the University of York and failed to meet her friend at the Nags Head pub that evening as planned. She has not been seen or heard from since. If you have any information about this case, please contact Crimestoppers anonymously by phoning 0800 555 111 or via their website at crimestoppers-uk.org Alternatively, to speak with someone from North Yorkshire Police, please call 101, quoting "Claudia Lawrence". Join my Patreon community at patreon.com/britishmurders for exclusive perks, including early access to ad-free episodes, bonus content, exciting giveaways, and welcome goodies! Social Media: Facebook | British Murders with Stuart Blues Instagram | @britishmurders TikTok | @britishmurders X | @britishmurders Website: britishmurders.com Do you have an unsolved case request? Please send it to contact@britishmurders.com or fill out a Contact Form at britishmurders.com/contact Intro music: David John Brady - 'Throw Down the Gauntlet' davidjohnbrady.com Disclaimer: The case discussed in this podcast episode is real and represents the worst day in many people's lives. I aim to cover such stories with a victim-focused approach, using information from publicly available sources. While I strive for accuracy, some details may vary depending on the sources used. I list the sources used in each episode on my website. Due to the nature of the content, listener discretion is advised. Thank you for your understanding and support. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Justin burns on the topic of how to properly execute maneuvers in the center turning lane in Manteo, Nags Head, KDH and Kitty Hawk, talks a little about the "excitement" surrounding the grand opening of the Wawa next month and welcomes in Kelly Midgett from Kelly's Automotive in Manteo.Outer Banks This Week Podcast Presented by:Kelly's AutomotiveSponsored by:Wanchese Marina and Landing GrillHigh Seas Pools & SpasRed Drum Tackle
On today's episode, Daniel Donahue joins Jake as we continue the Courtroom Warriors series highlighting young leaders in criminal defense. Donahue Defense is located in Nags Head and Daniel handles DWI and other criminal cases in Dare and Currituck Counties. This episode is chalk full of practical advice for young lawyers starting their own law firm or who have recently hung their shingle. Bring your notepad to today's episode! Highlights: · This is truly one of the best episodes of the podcast in showcasing how to build your law firm from the ground up. · Listen as Jake and Daniel discuss why lawyers from small towns should consider setting up shop in their hometowns after law school. · Uncover some of Daniels best customer service lessons learned while he worked in his family's small business growing up.
Justin welcomes Mike Kelly and Mary Ann Newman of the Kelly's St. Patrick's Day Parade into the studio to chit-chat about the history of the parade and what you can expect from it this year. Outer Banks This Week will be participating in the festivities! The Kelly's St. Patrick's Day Parade is happening Sunday, March 17 at 1 p.m. in Nags Head.Outer Banks This Week Podcast Presented by:Kelly's AutomotiveOuter Banks This Week Podcast Sponsored by:The SaltBox CafeWanchesse Off RoadELS Electrical
Welcome, welcome, welcome, this is John Van Lunen and this show is called Treasures of the Outer Banks, the podcast that celebrates the people and places that make this beach special. This show is about community, history, and adventure. And if you love the Outer Banks I think you'll enjoy this podcast. On this show I talk to locals, historians, authors, business owners, and more. We talk about the people that came before us, the people that are doing great things right now, and finding adventure on the Outer Banks. I've had the pleasure to interview dozens of amazing guests. If I can point you to a particular interview that I think you'll find very interesting, please check out Episode #003 with Wykie Wise. Wykie's story, growing up here in the 1950's, is amazing. His memories of classic Outer Banks landmarks; like living in Nags Head Woods, attending the single room school house in Corolla, driving on Jockeys Ridge, and hanging out at the Nags Head casino, are incredible. Wykie was a wealth of information. You can find his story, and others, right here on the Treasures of the Outer Banks podcast. My name is John Van Lunen. Make it a good one.
When pretty Nags Head tourist Janet Siclari turns up dead on the beach outside her hotel, the fun comes to an end. When a hurricane blows leads out of town, police wonder if the killer escaped too. Only time can help detectives catch the culprit. Hosted on Acast. See acast.com/privacy for more information.
In this special edition of the Outer Banks This Week Podcast, Mark Ballog from Lucky 12 Tavern in Nags Head joins Autumn and Justin to talk about Lucky 12's transformation to Jingle 12 for the holidays. Hear how Ballog first got the idea for Jingle 12 and how it has grown into The 12 Bars of Christmas to include other local establishments.
Matt Khouri of Outer Banks Boil Company and Holden McOwen of Kiiind Cocktails have teamed up to offer some tasty food and drink events. They pay Autumn and Justin a visit to talk about what's in store for the upcoming winter season. Plus Autumn and Justin will fill you in on The Wall That Heals, which will be on display at the Soundside Event Site in Nags Head from November 16 to 19. Outer Banks This Week Podcast Presented by:REAL WatersportsWatermen's RetreatWatermen's Bar & GrillSponsored by:Wanchesse Off RoadThe SaltBox CafeOuter Banks Sport Club
Autumn and Justin join Rick and Erika Gregory, the new owners of the legendary Owens' Restaurant, in the Station Keeper's Lounge. They chat about their history with the 78-year-old restaurant and give some hints about what is to come. Plus shoutouts, events and more!Outer Banks This Week Podcast Presented by:REAL WatersportsWatermen's RetreatWatermen's Bar & GrillSponsored by:Wanchese Marina and Landing GrillWanchese Landing MarinaGallop Roofing & Remodeling
What is Brewtag? Hint: Kegs will fly, and there will be beer! Event Director Ben Saltzman and Head of Flight Operations Billy Vaughn visit with Autumn and Justin to talk about the 7th Annual Brewtag event happening at the Soundside Event Site in Nags Head on Saturday, October 28. Outer Banks This Week Podcast Presented by:REAL WatersportsWatermen's RetreatWatermen's Bar & GrillSponsored by:Wanchese Marina and Landing GrillWanchese Landing MarinaGallop Roofing & Remodeling
The Fed can raise interest rates, but they cannot create housing supply. Housing intelligence analyst Rick Sharga joins us for the second week in a row. This housing market is awful for primary residence homebuyers. But at GRE Marketplace, you can still buy income properties with rates as low as 4.75%. Rick tells us that the most prosperous markets now favor the: Midwest and Southeast, single-family homes, rental property investors with buy-and-hold strategies. National home prices are appreciating modestly. Home sales volume is still down. Investors now account for more than one-quarter of property purchases. Mortgage delinquencies are near an all-time low. Rick and I discuss why this market is so bad for flippers. High homeowner equity positions ($300K+) support this housing market. Timestamps: The impact of rising mortgage rates [00:02:37] Discussion on how the Federal Reserve's raising of short-term rates has caused mortgage rates to go up, affecting the housing market. The affordability challenge [00:03:38] Exploration of the impact of higher mortgage rates on homebuyers, particularly first-time buyers, and the decrease in affordability. Low supply of homes [00:08:48] Analysis of the low inventory of homes for sale, with a decrease of 9% from the previous year and 47% from 2019, leading to a challenging market. The mortgage rate lock in effect [00:11:05] Discussion on how the mortgage rate lock in effect can crimp demand but cannot create supply. Hottest markets in the Midwest and Southeast [00:11:05] Analysis of the hottest real estate markets in the Midwest and Southeast regions of the United States. Positive turn in home price appreciation [00:13:06] Explanation of how home price appreciation went down but has recently turned positive again. Housing Permits, Starts, and Construction [00:21:24] Discussion on the trends and levels of housing permits, starts, and construction, and the need for builders to increase production. Investor Activity in the Residential Market [00:22:28] Exploration of the percentage of home purchases made by investors, with a focus on small and medium-sized investors and the misconception of institutional investors dominating the market. Delinquencies and Foreclosures [00:24:36] Analysis of mortgage delinquency rates, foreclosure activity, and homeowner equity, highlighting the low delinquency rates, the presence of equity in foreclosed homes, and the importance of early-stage foreclosure sales. The future direction of rents [00:32:00] Discussion on the potential upward pressure on rents due to low affordability and high homeownership rate. Inventory coming to the market [00:33:03] Exploration of the impact of expensive inventory coming to the market and its effect on rent prices. The overall economy and housing market [00:34:03] Consideration of the possibility of a recession, unemployment spike, and foreclosures affecting the housing market. The coach's role in finding real estate deals [00:43:06] Explanation of how an investment coach can help you find the best real estate deals in the marketplace. Advantages of buying properties from marketplace [00:44:20] Reasons why buying properties from marketplace can lead to good deals, including lower prices and absence of emotional seller involvement. Resources mentioned: Show Notes: www.GetRichEducation.com/467 Rick Sharga's website: CJPatrick.com Rick Sharga on X (Twitter): @RickSharga Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold (00:00:01) - Welcome to. I'm your host, Keith Weinhold. Hold a terrific discussion today on the direction of the housing market, including lessons that you can learn for all time plummeting home sales volume and direly low home inventory. Why home price appreciation is taking place now. Could the government soon penalize you for owning too many rental properties? What's the best place for a real estate investor to position themselves in this era? And more today on Get Rich Education. (00:00:33) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education. (00:00:56) - Walking from Horseheads, New York to Nags Head, North Carolina, and across 188 nations worldwide. I'm Keith Weinhold. And you're listening. To get rich education, you are going to get a fantastic market update today. And along the way, you'll also learn lessons if you're consuming this 5 or 10 years from now. Our expert guest was with us last week to discuss the economy. This week, it's episode two of two as we discuss the real estate market. (00:01:25) - He has been the executive VP of markets at some of America's leading housing intelligence firms, and today he's the founder and CEO of Patrick Company, either a market intelligence firm for the real estate and mortgage markets. And he has 20 plus years of experience in those industries. It's the return of Rick Saga Part two of two. It's not imperative that you listen to last week's Part one of two that we can help you see the big picture. Enjoy this long, unbroken interview and then after the break, I'll come back to close it. Just you and I. We're talking with Rick Sagar, expert housing analyst, previously. We talked about the general condition of the economy. And now Rick and I are going to break down the housing market with what's happening there. There's so definitively connected. Keith One of the things to that the Federal Reserve has done by raising those short term rates is caused mortgage rates to go up, right? Mortgage rates tend to run loosely in line with the yields on the ten year US Treasury bonds that we talked about at the end of the first segment. (00:02:37) - Those are now up around 4%. And typically a 30 year fixed rate mortgage will be between one and a half and two percentage points higher than that yield. So in a normal market, we'd be looking at a mortgage rate today of about five and a half to 6%. Instead because of the risk and the volatility that the market is pricing in because they're not sure what the Federal Reserve is going to do next. We're looking at mortgage rates for a 30 year fixed rate loan of over 7%. The most recent numbers from last week from Freddie Mac, we were at almost 7.2% on that average, 30 year fixed rate loan and 6.5% on a 15 year fixed rate loan. You and I were talking before the show and and you know, historically speaking, if we keep these things in context, we're still actually below the 25 year average, which was 8%. But we have a whole generation of homebuyers who've come of age during the period of the lowest mortgage rates in the history of the country. They got spoiled, they got spoiled. (00:03:38) - And to be clear, it's one of the reasons that home prices rose as rapidly as they did and got as high as they are is because you could afford to make monthly payments with a two and a half, three, 3.5% mortgage. Now, you still have home prices about as high as they were then, and you have a mortgage rate that's doubled. And for most home buyers, particularly first time home buyers that make your monthly mortgage payment was going to go up by 45 to 60%. And most of us didn't get that 45 to 60% raise last year. It really had a huge impact on affordability. In fact, this is such an unusual occurrence that according to Freddie Mac, it's the only time in US history when mortgage rates doubled during a calendar year and they didn't just double in a calendar year. Keith They doubled in the space in a few months. It was that kind of systemic shock to the system that really hit the housing market as hard as it did. Right. And they've also nearly tripled in a pretty short period of time. (00:04:35) - Yeah, they really have. And again, going back historically speaking and and get this from Gen Z folks and millennials, when I talk about, you know, the old days of mortgage and I do remember my first mortgage had two numbers to the left of the decimal point. I forget if it was 11 or 12%, but it was something like that. And they basically say, okay, Boomer, but that 11% mortgage was on your $70,000 house, Right. And not, you know, today's median priced home of $430,000 or whatever it is. So it's a fair point. Mortgage rates are not high, historically speaking, but that monthly cost, because of the combination of home prices and higher interest rates, is choking some people and making affordability a problem. And because of that, one of the forward looking metrics that I take a look at is the purchase loan mortgage application index from the Mortgage Bankers Association. So this is the number of people that are applying for loans with the purpose of buying a house. (00:05:35) - They're off almost 30% on a year over year basis right now. You can see without straining your eyes at all the impact that these higher mortgage rates are having on the housing market. And we had almost record numbers of purchase loan applications from the time people who are allowed out of their house during the pandemic until these mortgage rates doubled from 2020 through the early part of 2022, mortgage rates were in the threes and fours and sometimes even in the twos. Yeah, everyone wants to talk about mortgage rates and it is an important discussion to have here at Marketplace with our investment coaches. Rick Some builders, as you know, they commonly offer rate buy down incentives to buyers of new homes. And what some of our providers are doing here, Rick, is we have one builder where if you use their preferred lender, they're buying down your income property's mortgage rate to 5.75%. And we have another builder where if you use their preferred lender, they're still buying down your mortgage rate to 4.75%. And of course, with Non-owner occupied property here, you know, previously you had talked about mortgage rates in excess of seven. (00:06:47) - They might normally be about 8% for non owner occupied property, but you're able to buy them down to five and three quarters or even four and three quarters with one of our providers for new builds right now, that's a great deal and your listener should really be taking advantage of those opportunities. We'll get into new homes in a few minutes and what we're seeing builders do for consumers, But have to tell you, those numbers are better deals than consumers are getting right now. And you're being generous when you're talking about private lending rates right now. Most of the lenders I'm familiar with are nine, ten, 11%, depending on the nature of your investment. So your folks are getting a great deal with those rates. We talked about purchase loan applications. The other advanced predictor I look at is pending home sales. These are people that are entering into contracts. The deal hasn't been closed yet. Has it been recorded yet? This comes out from the National Association of Realtors. And those numbers are down on a year over year basis as well. (00:07:42) - There's a lot of rate sensitivity in the market, though, Keith. And if you go back to March when rates went down just a fraction of a percent, we saw more purchase loan applications. We saw more pending home sales. But as rates have climbed back up over seven, we've seen both of these metrics go down. Yeah. So we're talking about pending home sales. We're talking about sales volume that's down in this discussion, not sales price. And anyone might be hard to say, but when you see sales volume that's down, including pending sales, how often is that due to worse affordability and how often is that due to low supply of homes? Why don't we jump right into that? Keith That's a great segue. And this is a very difficult time in the housing market because it has both of the factors that you just mentioned, two very difficult headwinds for the market to try and overcome. And and we'll get into details on both of those in just a minute. Because of that, existing home sales were down in July and they were down pretty significantly on a year over year basis, about 16%. (00:08:48) - And that's the 23rd consecutive month where existing home sales were lower than they were the prior year. January was the lowest month of sales this month, and it broke a streak we started this year. I was forecasting that we'd see between 4.3 and 4.4 existing home sales. That's down from about 5.2 last year in about 6.1 million the year before. Right now, we're trending at a little over 4 million existing home sales for the year. So even my relatively low forecast for the year may have been overly optimistic. You mentioned inventory and inventory is a huge headwind for the market. Inventory of homes for sale today is down about 9% from where it was a year ago. It's down 47% from where we were in 2019, which was probably the last normal year we've had in the housing market. In a normal year, we would be looking at about a six month supply of homes available for sale. That's what economists or housing market analysts will look at as a balanced market balance between supply and demand. We're at about two and a half months supply right now nationally and in many states it's much lower than that. (00:09:56) - So there's just not much out here. And the only reason the inventory number looks as good as it looks and it doesn't look very good is because it's taking a little longer to sell properties once they hit the market. If you were looking at new listing data, it's even worse. There's very little inventory coming to market in the way of new listings, and that's because of the rate increases we talked about a minute ago. 90% of borrowers with a mortgage have an interest rate on that mortgage of 6% or less. 70% have an interest rate of 4% or less. If you're sitting on a mortgage rate of 3.5% and you sell your house and buy a house at the same exact price with a 7% mortgage, you've just doubled your monthly mortgage payment. It's not that people psychologically don't want to trade a low rate for a high rate. There's a financial penalty for them doing so. And until we see mortgage rates come down a bit, probably into the fives, we're just not going to see a lot of inventory coming to market except for homeowners who need to sell or have so much equity and maybe you're going to downsize into a smaller property that they don't care about that kind of shift. (00:11:05) - Yeah, that is the mortgage rate lock in effect. Perfectly explain. And the Fed with the raising rates, they can crimp demand. But one thing that the Fed cannot do is create supply. As much as you might like to see Jerome Powell in work boots with a nail gun, that just doesn't happen. There's an image for you, for your listeners. Yeah, and I'm not sure I'd want to. I'd want to live in that house. That's not Chairman Powell building, but inspection. Yeah. Good economist. Maybe not a carpenter. We were talking about this a little bit earlier, too. And if you're an investor, this is probably worth noting, whether you're a fix and flip investor or investor who's buying properties to rent out a lot of the interest. This is from the sharing some data from Realtor.com and they've taken a look at where people are searching for properties and where transactions are taking place and they're finding that Midwest Southeast are really the hottest markets, places that are a little off the beaten path, you know, places in New Hampshire and Connecticut and Maine and Ohio and Wisconsin. (00:12:06) - But interestingly, some of the markets that had been suffering a little bit, they're starting to see a little more interest in whether it's California, but off the coast or markets in Colorado or Washington state. But clearly, a lot of the activity, a lot of the money is moving into the Midwest, in southeast. That's right. With the work from anywhere trend, you might see this small flattening and not as much of a disparity in home prices between markets. You're certainly still going to see that, but that can just help create a mild flattening when it doesn't matter where you live anymore and you can go ahead and purchase in lower cost markets. Yeah, and what I'm sharing now is national home prices, home price. And I'm glad you mentioned what you just did, Keith, because the fact of the matter is this has been a very localized correction. And if you're in San Francisco or San Jose, if you're in Seattle, if you're in Austin, if you're in Phoenix, you're in markets where prices are off 10% or more from peak. (00:13:06) - If you're in Boise, Idaho, you're off more than 10% from peak of Boise had oil prices go up by 47% in a single year, a year or so ago. So he just overshot the mark. One of the reasons the national numbers don't show more volatility is because of what Keith just mentioned. It's because people are trading in where they are in a high price, high tax state moving into a lower price state and candidly outbidding local buyers and probably overpaying a little bit for those properties. So you're seeing home prices go up in some of those less expensive markets much more rapidly than they would under normal circumstances. And what we're talking about here is national home prices that are appreciating at a modest rate now. Yeah, and they are. So if you look at whether you're looking at the Case-Shiller index, it gets published monthly or the National Association of Realtors data. We saw home price appreciation start to go down last year. It was still positive but going down and that was true until pretty much the end of the first quarter this year when the data went negative for the first time in years. (00:14:15) - So we were seeing on both a month over month and year over year basis home prices go down and that happened until June, June, things flatlined in July. Prices actually went up ah, year over year. So if you're looking at the median home price compared to the peak price a year ago, it's actually up about 1% from where we were last year, which is kind of amazing. The Case-Shiller index is a little bit of a lagging indicator and it rolls three months together, but it also started to turn the corner with its July report. So after almost a full year of price appreciation coming down and prices in decline, we've seen both of these indexes turn and are starting to go positive. It does show you that there continues to be demand for properties that are brought to market. And while home price appreciation certainly isn't soaring by any means, it's back in positive territory now. And that's something that a lot of people hadn't predicted this year. When the supply of homes is this low, it keeps generating a few bids for any available home. (00:15:21) - Now, not as many bids as it did back in 2021. But besides generating bids, you have these huge population cohorts of millennials and Gen Zers that are growing, and they're in their prime homebuyer years moving through the system to go ahead and place those bids and keep just modest home price appreciation here lately. That's sort of how I see it. Rick If you want to add any color or thoughts to that, I think you're spot on. Keith It's the largest cohort of young adults between the ages of 25 and 34 in US history. That's prime age for forming a household. 33 to 34 is the average age of a first time buyer right now. And so these people would like to buy a house. And for people who are investing in single family rental properties in particular, at least short term, the affordability issue is something that definitely works in your favor. If somebody was looking to buy a house, they might prefer to rent a house rather than rent an apartment. I've read research that shows somewhere between 20 and 30% of people who had planned to buy have decided to rent for the next year or two while market conditions settle down or while they can put aside more money for a down payment. (00:16:27) - These market conditions are playing in favor of people who have rental properties to offer. One other metric I'd like to share in terms of home prices, Keith is the FHFa puts out its own index. FHFa is the government entity that controls Fannie Mae and Freddie Mac. So these are your conventional bread and butter, vanilla kind of 30 year fixed rate loans. If you look at their portfolio, home prices are actually up 3.1% year over year. And every sector of the country is showing positive rice appreciation except for the Pacific states and the mountain states. And those are some of the markets we talked about earlier. And even those are very close to breaking even at this point. So HFA breaks it into about ten regions, nine of those ten currently appreciating year over year. Yep, something like that important for you to know again as an investor as to what's happening in your region. Again, whether you're you're planning to sell the property or rent it out. You talked about what builders are doing for your investor folks. (00:17:28) - Yeah, we're seeing new home sales actually improving to consumers as well for a lot of the same reasons, incentives. So a lot of builders are coming to the closing table with cash. They're paying points on mortgages and getting those rates down where they're short term or long term. They're offering discounts, they're offering upgrades to properties. And so new home sales are still down, but just slightly on a year over year basis and have actually been beating last year's numbers for the last four months. My original estimate for new home sales this year was about 600,000. I think we're going to probably coming closer to 675,000 this year. And the only reason we won't sell more is because the builders aren't building that fast enough. But one of the reasons people are buying these new homes is because that's what's on the market today. People would have bought an existing home, can't find one. Here's the other factor. New home prices are down 16.4% from last year's peak. Now, this is informative. Think this would surprise a lot of people? Well, it surprises me. (00:18:28) - It should surprise people because new home prices almost always go up, right? This does not mean builders are discounting homes 16.4%. What's happening is they are building less expensive homes, They're less expensive per square foot, and they're building smaller homes. And they're doing that in acknowledgement of the higher cost of financing. That also, by the way, is in sending people to look at these properties as either a starter home or a minor move up kind of property. But it is one of the reasons why new home sales are doing better than existing home sales right now on a percentage basis. That's an interesting number, Rick. A few weeks ago, I shared with our newsletter audience that builders are building homes smaller and closer together, which might be reflected in lower prices, but just didn't think it would be 16.4% lower from peak. Now, if you're doing year over year, it's probably not that big of a drop, but from the peak price we are off. And it is to your point, it's a pretty significant number. (00:19:26) - It would be a problematic number if it was the existing home market, right, because then you'd be looking at the same property being worth 16% less. But a builder can kind of play with those numbers a little bit. Single family housing starts after falling for quite a while, are now back going back up only slightly from where they were a year ago, but they are moving in the right direction. Multifamily starts have actually tailed off a little bit after reaching record high numbers. There could be as many as a million apartment units coming to market this year. Yeah, which would be an all time record. So we've seen building on those multifamily units slow down a little bit. If you look at at new home starts for single family properties still below where they were a year ago. But again, for the first time in quite a few months, starting to trend up. A couple of things to share with your viewers here, Keith. In terms of construction, we're seeing construction continue to grow in the multifamily market because of all the starts we saw previously. (00:20:23) - We are seeing single family construction slowed down, but that's because the builders are working their way through a glut of homes that was under construction. So we had a really weird happenstance about a year ago, a little over year, we had the highest number of homes under construction ever. And this data goes back to the early 1970s, and we had the lowest number of completed properties available for sale ever. And a lot of that was due to supply chain delays and to labor shortages. And over the last year to 15 months, the builders have gradually begun working through this glut of homes that were started but not finished. And we've seen the number of completed homes go up a little bit, almost back to normal levels, not quite there. One of the reasons they're not quite there is people are buying these homes before they're completed. They're working with the builder. Buying a home is it's almost ready to go, but still under construction. What's been encouraging, looking into the future is that permitting has increased a bit over the last two quarters. (00:21:24) - We know builders are betting on the future. They're not necessarily breaking ground on all these properties they have permits for because they don't want to oversaturate either. And they're being very judicious with their building because they got caught with a ton of inventory during the Great Recession that they wound up selling at fire sale prices. But the trends are long term, looking like they're going in the right direction right now for new homes. So to help the viewer and listeners chronologically, we're talking about housing permits followed by housing starts. And then finally, housing construction. Right? Permits are up, starts are up recently, but down year over year. And the construction numbers are getting back close to normal levels. And we need the builders to build more because even before the rate lock effect took effect and existing home inventory got so scarce we didn't have enough housing in the works, we were depending on whose numbers you believe, somewhere between 2 and 6 million units short. We need the builders to come back to market. Note for your folks. (00:22:28) - Keith Investors continue to account for a fairly significant amount of activity in the residential market. Over a quarter of home purchases 26% in June, which is the most recent data we have, were made by investors and believe this number actually under reports the number of investor purchases because it's from a company called CoreLogic, it's accurate data for what they count, but they only count investor purchases where the buying entity has an LLC and LP Corp kind of entity. And we know that a lot of buyers don't do that who are investors. So it probably understates it. But the fact of the matter is that historically speaking, 26% of residential purchases being done by investors is pretty high number. That's a pretty high number and as you alluded to, is probably actually higher than 26% of home purchases being made by investors. And so the headlines will breathlessly tell you that Main Street is being gobbled up by Wall Street. Oh, I know. And those institutional investors are evil people. They're buying everything that the truth is is completely the opposite. (00:23:31) - If you look at investors who are buying properties, it's really the small investors who are buying about 46% of those investor purchases and medium sized investors about 35%. If you're looking at the biggest of the big investors, they're buying less than 10% of what's going out today. And they still own collectively about 3% of the single family rental stock. It's the mom and pop investor who continues to drive the market. Yeah, I'm glad you bring this up, Rick, because there seems to be this outsized perception that institutional money through someone like, say, in Invitation homes is just gobbling up all the good investor homes. And and they're really not. It's mom and pop investors that rule. In fact, there's some legislation pending in D.C. right now that's aimed to keep these institutional investors from doing what they're already not doing and have some tax penalties for anybody who owns. Here's the number that's important. More than 50 properties well, Invitation Homes owns significantly more than 50 properties. I know a lot of medium sized investors who own more than 50 properties. (00:24:36) - Yeah, they're certainly not institutional investors. They certainly don't have a hedge fund behind them. Important again, for folks in this market to be in touch with their legislators and let them know what's really going on in the marketplace so we don't get this kind of bad legislation. It makes it tough for the average investor to really take full advantage of the opportunities that are out there. 100%. Mom and pop investors might need more than 50 units to obtain financial freedom. Yep. Just to wrap up, Keith, a couple of points on delinquencies and foreclosures. I know a lot of investors got into the business, you know, a decade or so ago and there was just a rash of foreclosure activity and you could buy a distressed property by just walking down the street and knocking on doors. It's a little different these days because of that strong economy we talked about earlier. In that low unemployment rate. Mortgage delinquencies are at an all time low. Mortgage Bankers Association reported that the midpoint of this year, at the end of the second quarter, the total delinquency rate was 3.37%. (00:25:36) - To put that in context, historically the number is somewhere between 4 and 5%. So not only are we not seeing a lot of delinquencies, we're seeing less than we would see normally as seriously delinquent loans. The ones that are 90 days plus past due is as low as we've seen it in probably the last 6 or 7 years. That's really interesting. So not very many homeowners are in trouble with making their payments, which to some people might seem like a conflict with what we described back in the earlier part of the chat about low savings and higher credit card debt. So many of these homeowners are locked in to these really low payments where they got low mortgage interest rates. Plus inflation cannot touch those fixed rate payments. And that's an important point for those people that are in these homes. It would be more expensive for them to go rent right now, probably because they got such a good deal on the mortgage rate. There's usually a pretty strong correlation between unemployment rates and mortgage delinquency rates. So I mentioned that the most recent report had unemployment at 3.8%. (00:26:37) - I think at the end of June it was a 3.5%. So we might see delinquency rates tick up a little bit. There was also some really bad social media memeing going on during the government's mortgage forbearance program. There was even an economist who predicted that almost everybody who got a forbearance was going to go into default and that would have been a catastrophe. If you look back a little over a year ago, actually more like two years ago when there was there were a lot of people in forbearance. You saw delinquency rates very high, but that was because people were allowed to miss payments. They were just being counted by the industry as delinquent. The fact is that less than a half of a percent, less than one half of 1% of the borrowers who were in forbearance and there were 8.5 million of them have defaulted on their loans. The overwhelming majority have done very, very well with that program. So it really didn't contribute to any kind of delinquency or default activity. So strong economy, extremely high, low quality because lenders really haven't been making many risky loans since the Great Recession. (00:27:40) - The record amount of of homeowner equity that's out there. Yeah. Is keeping this market pretty solid to the point where foreclosure activity today is still running at a little bit less than 60% of pre-pandemic levels. So in a normal market, about 1 to 1.5% of loans are in some state of foreclosure. In today's market, it's about a half a percent. So we're just not seeing much go into foreclosure and the properties that go into foreclosure. The homeowners have a significant amount of equity. 92% of borrowers in foreclosure have equity in their homes, which is wildly different from where we were during the great financial crisis, when a third of all homeowners were underwater on their loans. At just about everybody in foreclosure was upside down. And people push back at me when I'm out talking at conferences about this. Keith Oh, yeah, they have equity, but they don't have enough equity to make a difference. Oh, yes, they do. 88% of the borrowers in foreclosure have more than 20% equity. That's typically the magic number that a realtor will tell you you need in order to sell your property and avoid any other kind of complications with one of these foreclosures, preventing any sort of fire sale and lowering of prices that makes all home prices go down in a neighborhood where not anywhere near that. (00:28:57) - No, not at all. And in fact, some other data that I'll share with you and your listeners is that about 62% of the distressed property sales we see right now are properties in the early stage of foreclosure prior to the foreclosure auction, which means these distressed homeowners are protecting their equity by selling the property before it gets sold at a foreclosure sale. And so they're protecting the vast amount of this equity. But if you're an investor in today's market, there's some really important information in what I just gave you. You can't wait for the bank repossession. In this cycle, bank repossessions are running 70% below where they were prior to the pandemic, so there's fewer properties getting to auction because 67% of these distressed property sales are prior to the auction. Properties that get to auction are selling through at about 60% rate. So there's nothing going back to the lenders. So if you want to buy a property in some stage of foreclosure, your best bet in today's market is to get a list of people in the early stages of foreclosure and reach out directly to them. (00:30:01) - Your second best bet is to get to that foreclosure auction. Be ready to move at the auction, and your worst bet is to wait for the lender to repossess the property. And in fact, I've seen anecdotal data that suggests that those properties are actually more expensive than the ones you could buy from the homeowner or at the auction because the lenders are fixing them up and selling them at full market price. Good guidance for those chasing distressed properties. So that's what's going on in the foreclosure market. I don't see foreclosure activity being back to normal levels until sometime next year. And I don't see activity bank repossessions being back to normal levels even next year. It's a very different marketplace. This is what I was just talking about. Keith If you were to break up what selling and what stage of the foreclosure process right now, about 64% of distressed sales are taking place prior to the foreclosure auction and less than 20%. Distressed sales today are those background properties. So it's a very different world than what a lot of investors grew up in. (00:31:03) - Rick is about to share his summary with us, his closing thoughts. Before he does that, I've got two questions for you, Rick. I hear some people out there, it seems to be oftentimes the real estate agent type, maybe that's trying to be a big cheerleader for the market. And I hear a few of them say something like, hey, you know what? You better buy now, because when mortgage rates fall, home prices are really going to shoot through the roof. I don't really know that that necessarily happens because when mortgage rates fall, okay, that might increase demand of capable homebuyers, but it should also increase supply. Now, the mortgage rate lock in effect, goes away and more people will want to bring supply onto the market. And I also like to think about what happens when rates are falling. Typically, that means the economy needs help and unemployment might be a little higher. So my thoughts, Rick, are if mortgage rates do fall substantially, that might help home price appreciation a little bit, but I don't see it as any sure thing that that would make home prices go through the roof. (00:32:00) - What are your thoughts? It's a great question. You make a very logical argument. A lot of it comes down to supply. And that's where I would hedge my bets. I don't think we see a ton of supply come back to market until rates are back in the low fives. So there's a point and a half of interest going from little over seven to maybe 5.5%, where we're probably going to see more buyers come to market than we're going to see inventory come to the market. My other thought we touched on it earlier is with rents. Talk to me about the future direction of rents. They were horribly hot a year or two ago, up 15% year over year. Rents have moderated substantially. But with this really lousy home affordability and a high homeownership rate, it seems like with this low affordability, we're set up for the homeownership rate to go lower in the proportion that rent go higher, which could put upward pressure on rents over time here. What are your thoughts with rents? Yeah, offsetting what you just said is a record number of apartment units coming to market this year. (00:33:03) - There are likely to be some markets across the country that wind up oversupplied because of the amount of inventory coming to market. Now, don't get me wrong, the inventory coming to market is going to tend to be expensive inventory. And so that in and of itself could make rent prices come up a bit. I do believe in the short term I would tend to agree with you that the lack of housing stock available for people who would like to buy is going to play in the benefit of the folks who own properties to rent. And that will, I believe, be particularly true for people that own single family residential units that are like houses to rent. I guess we're going to split the difference on these two questions. I'm going to mostly agree with you on the second one. I do believe there's a chance prices will go up a little bit more than you think as mortgage rates come down until we get down to about 5.5%, mortgage rates are lower when we see more of that inventory coming to market. And what is the real wild card in all of this, of course, is what happens with the overall economy. (00:34:03) - Do we enter a recession? Does unemployment spike? If that's the case, that should weaken, demand a bit and you could have a little bit of an uptick in foreclosures, which will weaken the market as well. So a lot of different components at play. And I think what people ask you questions like that, Keith, about, you know, mortgage rates come down, is this going to happen? They kind of oversimplify the equation quite a bit. There are a lot of other variables that go into it. 100%. Why don't you go ahead and share your closing thoughts with us? A lot of stuff we covered, so I won't dwell on too much of this very long. But from my perspective, a recession is still a real possibility. Probably not until next year if we have one. And if we do, it's likely to be pretty mild and fairly short and we shouldn't see a huge, huge spike in unemployment. I do believe that as the Fed decides it's done raising the Fed funds rate and announces that we'll see mortgage rates gradually decline back toward 6% by the end of this year. (00:34:57) - And we'll be back in the fives next year. And by the way, historically, every time the Fed has stopped raising the Fed funds rate, we have seen mortgage rates come back down. Existing home sales right now are on pace for their lowest number since 2009. Likely, we're going to see somewhere in the neighborhood of 4.2 million existing home sales. But we're likely to see more new home sales than a lot of people had forecast beginning of this year, maybe 650, 675,000 of those sales in 2023. And we've seen prices decline in the new home market, but they might have bottomed out in the existing home market because of the supply and demand thing that Keith and I have kind of beaten to death during this podcast. Again, importantly for this audience, investors continue to account for a very large percentage of residential purchases and a lot of you seem to be shifting toward buy and hold strategies, which again makes ultimately good sense in a market like today's. And then that anticipated wave of foreclosures that all those folks on YouTube were trying to sell you courses to figure out how to maximize never materialized. (00:35:57) - And at least during this cycle, not likely to any time soon. Probably won't. Yes, A lot of people a couple of years ago, especially on YouTube, were talking about a certain price collapse is coming and it never happened. And I never saw how it would have happened and I never made those sort of dire predictions. Well, Rick, this was a great chat about the overall economy, the housing market and what investors need with the housing market. I'm sure our audience learned an awful lot. It was a terrific update. If our audience wants to learn more about you and kind of wish this chat would just go on and they could learn more about you and engage with your resources. What's the best way for them to do that? Well, you can certainly follow me on social media. I refuse to say my Twitter handle is just Rick Saga. I'm on LinkedIn to hard to find there. You can also check out my website which is Patrick. Com. Enjoy doing these conversations with you Keith. (00:36:51) - Think the first time we talked you reached out because I had come down like the wrath of God on somebody who was predicting a housing price crash because I didn't see one coming either and thought he was doing investors a disservice. So keep the faith and keep the good fight going. Keith And I'll be here whenever you want to talk. Jerry Listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They have provided our tribe with more loans than anyone there truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four Plex's. So start your pre-qualification and you can chat with President Charlie Ridge personally, though, even deliver your custom plan for growing your real estate portfolio. Start at Ridge Lending Group. Com. You know, I'll just tell you for the most passive part of my real estate investing personally, I put my own dollars with freedom family investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%. (00:38:00) - Their minimums are as low as 25. K. You don't even need to be accredited. For some of them, it's all backed by real estate and I kind of love how the tax benefit of doing this can offset capital gains in your W-2, jobs, income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660. And this isn't a solicitation If you want to invest where I do, just go ahead and text family to six six, eight six, six. Hi, this is Russell Gray, co-host of the Real Estate Guy's radio show. And you're listening to Get Rich Education with Keith Reinhold. Don't Quit Your Day dream. Yeah, terrific insight from Rick, as usual. It's remarkable how much this interview is aligned with what we're doing here. As Rick discussed how, though, it's a tough environment for homebuyers, it's better for investors, especially for single family rentals and especially in the Midwest and South are core areas. (00:39:23) - It's a better market for the buy and hold investor than it is for flippers. It's a tough chase for flippers. Sometimes you don't flip the house, the house flips you. There are still so few homeowners in delinquency and foreclosure. Rick believes that when lower mortgage rates come, home, prices could appreciate more than I tend to think. We'll see how that turns out. And, you know, historically here, as we talk about the direction of home prices and the direction of rent growth Now with respect to home prices, when I provided you with the home price appreciation forecast, I keep somewhat undershooting. The market appreciation tends to outperform what I think by just a bit. Back in 2018, 2019, home price appreciation rates, they were just kind of bumping along at 4 or 5%. Back then, interest rates were super low, housing supply was more balanced. And I said right here on this show then about five years ago, that I don't see what will make home price growth like really accelerate or shoot up from here. (00:40:32) - Well, then we had the pandemic, something that no one saw coming when the pandemic fog cleared. You remember that all here on the show in late 2021, I forecast 9 to 10% home price appreciation for the coming year, which back then I was talking about 2022. And then that appreciation rate for 2022 came in at 10.2%. Although I was close, I shot just a touch low. Now at the end of 2022, well, about nine months ago, I predicted zero home price appreciation for this year. As we near the fourth quarter, it looks like we'll get low single digit appreciation, but that remains to be seen. However, I've long been undershooting the market just a bit, though. Close and mortgage rates. No, don't even ask me. I don't try I don't make mortgage forecast. That is too hard to do. Making a mortgage rate prediction is almost like a certain way to be wrong. Although Rick and I talked about how this is a good market for investors, to my point from last week, in some markets, cash flow has become an endangered species with some of these increasing expenses for investors. (00:41:46) - And again, I have some really good news for you here. We have largely solved that problem here at Gray of higher mortgage rates, hurting your cash flow. And that's why investors like you are still snapping up rental properties from Marketplace right now because of the strength of our marketplace network and relationships. Here we have a new build provider offering a mortgage rate to investors of 5.75%. Yes, they will see that your rate is bought down to 5.75%. In today's environment, another new build investment property provider is offering a rate buy down to 4.75%. Yes, you heard THAtrillionIGHT? And we have another builder provider where our investment coaches have been sharing with you a 2.99% seller financing option. There is more to it than that. And these builders, though they are in business to move property. So take advantage of it where you can. And besides buying down your mortgage rate for you like that, some are even waiving their property management fee for you for the first year. In addition to buying down the rate. I don't know how long all that's going to last, so this can be a really good time for you to contact your in investment coach. (00:43:06) - Your coach will help you shop the marketplace properties, tell you where the real deals are and tell you how to get those improbably low mortgage rates for income properties. Today, your coach guides you and makes it easy for you If you don't have an investment coach yet, just go to Marketplace. Com slash coach and they're there to help you out. And marketplace properties they are often less expensive than elsewhere in addition to the low rates from some of the providers. But now you might wonder why often are the prices not always, but often, why are they lower? Well, first of all, investor advantage markets just intrinsically have lower prices than the national median. And secondly, there is no real estate agent to compensate with the traditional 6% commission, you are buying more directly. Thirdly, these property providers, they are not. And pop flippers that provide investors like you and other people where they just flip like one home a year instead. These are builders and renovation and management companies in business to do this at scale so they get to buy their materials in bulk, keeping the price lower for you. (00:44:20) - And another reason that you tend to find good deals at Marketplace is that you aren't buying properties from owner occupants where their emotions get involved and they get irrational over there on the seller side. So you can go ahead and get started with off market deals at GRI, marketplace.com. If you'd like the free coaching from our investment coaches, then contact your coach. And if you don't have one yet again you can do that straight at GRI marketplace.com/coach that's an action item for you this week that your future self should thank you for until next week. I'm your host Keith Winfield. Don't quit your day dream. (00:45:04) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. (00:45:32) - The preceding program was brought to you by your home for wealth building get rich education.
Watch the Screenplay Reading: https://www.youtube.com/watch?v=qqsjI28VUYE When Nolan, a powerful plantation owner, moves his family to a new oceanside home in North Carolina in the late 1860s, his highly educated daughter Abigail struggles to accept the role she's expected to play. Powerful forces work in the shadows, eager to corrupt the family and harness their power and influence to further a dark agenda. Get to know the writer: This pilot teleplay “Outer Bankers” begins a drama series about all classes of North Carolinians, both Black and white, during one summer on the isolated barrier islands of the Outer Banks, during the Reconstruction year of 1868. Primarily, it depicts the trials of Abigail Sinclair, the daughter of a plantation owner who has moved his family to a summer cottage on the ocean side of Nags Head, as she navigates an unwanted courtship while teaching her father's local fishing guide, her family's former slaves, and at last the members of a former Freedmen's Colony, and ultimately coming to terms with her and her family's role in Black oppression. You can sign up for the 7 day free trial at www.wildsound.ca (available on your streaming services and APPS). There is a DAILY film festival to watch, plus a selection of award winning films on the platform. Then it's only $3.99 per month. Subscribe to the podcast: https://twitter.com/wildsoundpod https://www.instagram.com/wildsoundpod/ https://www.facebook.com/wildsoundpod
Laura Noble is the Director of L A Noble Gallery (LANG) in London. The gallery focuses on contemporary positions and features a majority female representation. Laura is also a writer, author of The Art of Collecting Photography, founder of FIX Photo Festival, a multidisciplinary artist, as well as being a judge on many photographic competitions and residency programmes, running workshops, participating on portfolio reviews and more. Interview with Laura Noble recorded by Michael Dooney on 21. July 2022 at The Nags Head, Walthamstow London. NOTES Full episode transcript (online soon) Laura Noble Instagram: https://www.instagram.com/lauraannnoble/ Twitter: https://twitter.com/lauraannnoble Laura Noble Gallery Offical Website: https://www.lauraannnoble.com/ Instagram: https://www.instagram.com/lanoblegallery Twitter: https://twitter.com/LANobleGallery Laura Noble Artist Official Website: https://www.lanoble.art/ Instagram: https://www.instagram.com/lanobleartist/ FIX Photo Festival Website: https://www.lauraannnoble.com/fixphotofestivalawards Instagram: https://www.instagram.com/fixphotofestival Twitter: https://twitter.com/fixphotofest Occupy the Void - Photo50 - London Art Fair London Art Fair: https://www.londonartfair.co.uk/photo50-2020/ Feature on the BBC website: https://www.bbc.com/news/in-pictures-51047597 Exhibition tour on YouTube: https://www.youtube.com/watch?v=T_ip9T8xKWI Roy Mehta Revival, London 1989-1993 Official Website: https://roymehta.com/projects/revival-london-1989-1993.aspx Book from Hoxton Mini Press: https://www.hoxtonminipress.com/products/revival Roy Mehta on instagram: https://www.instagram.com/roymehta/ Michael Dooney Official: http://www.michaeldooney.net/ Twitter: https://twitter.com/michaeldooney_ Instagram: https://www.instagram.com/michaeldooney/ LinkedIn: https://www.linkedin.com/in/michaeldooney/ YouTube: https://www.youtube.com/c/MichaelDooney Subtext & Discourse Podcast Apple Podcasts, Spotify, etc: https://pod.link/1475402385 Instagram: https://www.instagram.com/subtextanddiscourse/ JARVIS DOONEY Galerie Official: https://www.jarvisdooney.com/ Artsy: https://www.artsy.net/partner/jarvis-dooney Facebook: https://www.facebook.com/jarvisdooney/ Instagram: https://www.instagram.com/jarvisdooney/ LinkedIn: https://www.linkedin.com/company/jarvisdooney/
Talking Dicks Comedy Podcast: A podcast with a touch of crass.
Broadcasting from both Nags Head and Clearwater.Romas is drinking a flax shake during today's pod. Teddy the dog makes an appearance. Ducharme is surrounded by toddlers with rolling pins.https:/patreon.com/thetwodickshttps://www.instagram.com/thetalkingdickscomedypodcast/https://twitter.com/DicksTwohttps://www.facebook.com/thetwodickshttps://www.facebook.com/The-Talking-Dicks-Comedy-Podcast-107101331446404Support the show
Mike Leech is a surf photographer based in Nags Head within the Outer Banks of North Carolina. In this episode, we catch up with Mike about his journey within water photography, recent visit to Santa Teresa, Costa Rica, Hines film, a bit about what living in the Outer Banks is like, and what's next. You can follow Mike on Instagram and look out for his new calendars for next year coming this fall. Instagram: https://www.instagram.com/mikeleechphoto/ Website: https://www.mikeleechphotography.com/shop/p/r2ju40fdbixvsx4e9vcx6d2ngjbwma Hope you enjoy this episode!
MotorTrend's Ed Loh & Jonny Lieberman chat with fellow MotorTrend colleagues - Features Editors, Scott Evans & Christian Seabaugh! The guys discuss Scott & Christian's path to MotorTrend, MT's Rivian TransAmerica Trail, Scott's experience with the Chevy Bolt, range anxiety & charging anxiety, Christian's experience with the Subaru Crosstrek & Ford F-150 Lightning, Christian's experience with the bidirectional home charger, Scott & Jonny's case for solar panels & their experience with installation, Tesla Semi, "Hot swapping", advice for consumers, long Distance travel in an EV, why EVs are inEVitable, and more! 3:20 - Scott & Christian detail their journeys to MotorTrend. 14:30 - MT's Rivian TransAmerica Trail - a 5,000-plus-mile route stretching from the dunes of Nags Head, North Carolina, on the Atlantic coast, to the cliffs of Port Orford, Oregon, overlooking the Pacific. 20:30 - the first EVs they drove. 26:25 - why they came to MotorTrend. 29:30 - Mass EV adoption. 33:50 - Personal thoughts on EV adoption. 40:55 - Scott's experience with MT's 2017 Car of the Year - the Chevy Bolt. 43:45 - Range Anxiety & Charging anxiety. 45:00 - Christian's experience with the Subaru Crosstrek & Ford F-150 Lightning. 50:00 - Christian's experience with the Bidirectional home charger. 01:01:50 - Scott & Jonny's case for solar panels & experience with installation. 01:15:10 - Christian's story about the Tesla Semi-Truck. 01:21:05 - Notable Tesla events they've attended. 01:23:00 - Ed's experience at the Tesla battery swap event - "Hot swapping". 01:26:20 - Advice for consumers considering an EV purchase. 01:33:00 - Long Distance travel in an EV. 01:39:15 - Public reactions to MotorTrend's coverage on EVs. 01:41:50 - Why EVs are inEVitable. 01:45:25 - Jonny's follow-up to his article "You're Being Lied to About Electric Cars". 01:51:05 - Future stories coming up for Christian & Scott.
Cheryl Faye Carter Eberly, 75, of Varina, went to her heavenly home on Friday, March 17, 2023. Cheryl was a wonderful mother, grandmother, and friend who loved the Lord, her family, gardening, shopping, going to Nags Head, and celebrating milestones with her family and friends. She was a member of Four Mile Creek Baptist Church and was a member of the Varina High School class of 1965 and enjoyed getting together with classmates. Cheryl worked at the Department of Health and the Department of Education with the state of Virginia and had many co-workers she called good friends through the...Article LinkSupport the show
In episode 2, Autumn and Justin get cocktail-making tips from Holden McOwen of Kiiind Cocktails and discuss hot local news items, including the Town of Nags Head's proposed rezoning along the beach road and the dilemma of oceanfront homes that are falling into the ocean on Hatteras Island. You'll also hear the results of Autumn's Pioneer Theatre make-out poll from episode 1.
Joe Tauber is a resident of the Outer Banks who graduated from Northwood High School in Silver Spring, MD and his mom owned a deli in Capital Plaza before relocating and opening Mrs. T's Deli in Nags Head. In this episode we talk about how being a wrestler at Northwood shaped his work ethic. We also talk about leadership, local education, and community service.
Our guest on Episode 51 of the Rider Magazine Insider Podcast is Forrest Hobbs, who took a “purist” approach to completing the TransAmerica Trail. Hobbs lives in Denver, Colorado, and he bought a 1,200cc Yamaha Super Ténéré adventure bike, rode it 2,000 miles to Nags Head, North Carolina, rode the entire 6,200 miles of Sam Correro's TransAmerica Trail, added a couple thousand miles along the way to visit friends and family, and then rode from Port Ord, Oregon back home. Over 73 days, he logged over 12,000 miles. Hobbs used only roll charts for navigation and didn't even have a GPS as a backup, and he camped on the trail nearly every night. Hobbs is a passionate off-road rider. He didn't start riding motorcycles until he was 30, and he has competed in the Baja 1000, the Red Bull Romaniacs hard enduro, and the Idaho City 100 ISDE qualifier – and he's done each race twice. Hobbs' plan was to make the TransAmerica Trail as challenging as possible to test himself, to break himself down mentally and physically, and he prevailed. LINKS: Forrest Hobbs on Instagram, TransAmerica Trail
Dave of Salt Minded has decided to come back from touring the world and finding himself. Along with Capt Jack and myself, we are now a three man clownfest. In this episode Jack explains to us about 360 sonar, Dave vents about ribbonfish, and I try to keep it on track.TW's of Nags Head has graciously agreed to come on board as a Misguided Fishing Podcast. In this episode they will be giving away a fishing rod to the person who is closest to guessing Capt Jack's best one day total of Blue Marlins. Answer in the comments please.Stuff we use:camcorder: https://amzn.to/2Om0J1udslr: https://amzn.to/3sKt1l2wide lens: https://amzn.to/2NST5fcclose lens: https://amzn.to/2NYR5Swvoice recorder: https://amzn.to/3uRKMRlmic setup: https://amzn.to/3rlKobOoverhead rig: https://amzn.to/3saeFuplighting: https://amzn.to/384v2Av
If you like tea, you'll like this episode of the Outer Banks Podcast presented by Seaside Vacations. If you like vinyl records, you'll like this episode of the Outer Banks podcast presented by Seaside Vacations. If you like tea and vinyl then this episode is right in your unique little wheelhouse. We talk to Jordan and Abbi Siler who have opened a unique shop on the Outer Banks that sells tea and records-Abbi's Teas & Things and Sudden Light Records in the Jockey's Ridge Crossing shops across from Jockey's Ridge in Nags Head. Abbi and Jordan tell us all about their shop, how they got their start on the Outer Banks, the different kinds of tea and records that they sell, along with some special events coming up in their shop. We talk about the diverse selection of tea in the world, different tea drink ideas, music and much more. This episode is one thing that is sure to bring joy to tea nerds and audiophiles alike. RENT AN OUTER BANKS VACATION RENTAL FROM SEASIDE VACATIONS: https://www.outerbanksvacations.com SUDDEN LIGHT RECORDS WEBSITE: https://www.suddenlightrecords.com ABBI'S TEAS & THINGS WEBSITE: https://www.abbiteas.com
Our 2nd stop on the Tour De Parmi is The Nags Head Hotel in Adamstown. Hear Nick, Jess & Ducko's thoughts on their chicken parmigiana!Subscribe on LiSTNR: https://play.listnr.com/podcast/nick-jess-and-duckoSee omnystudio.com/listener for privacy information.
This is a story about me finding the Norris Baum Cemetery in Nags Head Woods. The cemetery contains the grave of David Baum, a former slave. This is interesting to me because there were laws that prevented black people from being buried in a white person's cemetery. Also, slaves were rarely given a properly marked grave.
The Outer Banks Hospital broke ground this week on the 15,000-square-foot cancer center in Nags Head.
Have you decided on a vacation destination yet this summer? If not, you can still save money by avoiding the crowds. We'll offer some tips and advice on that today on MoneyWise. So, a court order has lifted the mask mandate on planes, trains, and buses. With restrictions easing, travelers are expected to be out in force this summer. In fact, a NerdWallet surveyfound that, incredibly, 7 out of 10 Americans are making plans for leisure travel in the next 12 months. Travel is up and so are prices! Rapidly rising oil prices are expected to have a big impact on travel costs this summer. That's putting upward pressure on airline ticket prices and what you're paying at the pump. STAYING ON BUDGET That said, it could be difficult to stay within your vacation budget this summer unless you choose a destination far from the madding crowd. Going where others aren't could just be your ticket to saving money this summer. If a spot is popular, you can expect to pay higher prices for travel there and lodging once you arrive. It's simple economics supply and demand. AVOID THE CROWDS So let's start our search for vacation destinations by eliminating a few places where you're likely to have trouble staying on budget. Heading that list is Mexico. If you can believe it, occupancy rates for vacation rentals in Mexico are up 40-percent over 2019. In fact, they're actually higher now than in 2019. If you're planning to stay in the U.S. this summer, the avoid the crowds rule remains in effect. That's why it's no surprise that the most expensive domestic destinations are all big cities. The top five include: New York, Las Vegas, Chicago, San Francisco and Miami, but avoiding any big city will likely make staying on budget much easier. You might also want to avoid what TheTravel.com calls the most overrated vacation spots in the U.S., and again, these all have big crowds. They include iconic landmarks like the Hollywood Walk of Fame, Times Square in New York, the Four Corners Monument where New Mexico, Arizona, Utah and Colorado meet in one spot, the Mall of America in Minneapolis, and either of the two Disney theme parks. EARLY BOOKING = PRICIER Speaking of booking, it's a general rule that to find a vacancy, you want to book as far ahead as possible, and that makes sense for availability. But did you know that the farther ahead you lock in your reservation, the more likely you are to pay top rates? It's true. On the other hand, the closer you are to your vacation dates, the less you'll pay. Now, the reason for this is simple. Airline seats and hotel rooms are highly perishable items. If they go unsold on a given day, they're gone forever and can never be sold on that day again. That's why prices fall as a given date nears. And that rule is especially true if vendors aren't seeing hordes of people clamoring for travel and lodging accommodations, which is the reason you can save money by staying off the beaten path. OFF THE BEATEN PATH Where would those destinations be? For starters, just about any national park. And you don't have to be a camper to enjoy them. Most have ample hotel and motel accommodations nearby. Topping this list, according to U.S. News, are the Grand Canyon, Glacier, Olympic and Sequoia National Parks. You can take in the glorious sights of God's creation from your car by stopping in dozens of scenic overlooks, or by day hiking the trails, then return to your comfy hotel room at the end of the day. Outside of our nation's parks, budget-friendly destinations include: ● St. Augustine, Florida, the oldest city in the U.S. ● Gatlinburg, Tennessee with a tramway that takes you from the town to the mountain tops) ● Nags Head on North Carolina's Outer Banks with great beaches and the nearby Wright Brothers Museum in Kitty Hawk ● And finally, Colorado Springs on the doorstep of the Rocky Mountains. Those are all great places where you can get more for your vacation dollars while staying away from the crowds. On today's program, Rob also answers listener questions: ● Would it be wise to reduce contributions to a retirement plan to build up an emergency fund? ● Does it make sense to take a company pension as a monthly payment or a lump sum? ● Is it wise to sell a rental property to pay off credit card debt, even though it would greatly reduce household income? RESOURCES MENTIONED: ● Inspire Insight ● Christian Credit Counselors Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
Have you decided on a vacation destination yet this summer? If not, you can still save money by avoiding the crowds. We'll offer some tips and advice on that today on MoneyWise. So, a court order has lifted the mask mandate on planes, trains, and buses. With restrictions easing, travelers are expected to be out in force this summer. In fact, a NerdWallet surveyfound that, incredibly, 7 out of 10 Americans are making plans for leisure travel in the next 12 months. Travel is up and so are prices! Rapidly rising oil prices are expected to have a big impact on travel costs this summer. That's putting upward pressure on airline ticket prices and what you're paying at the pump. STAYING ON BUDGET That said, it could be difficult to stay within your vacation budget this summer unless you choose a destination far from the madding crowd. Going where others aren't could just be your ticket to saving money this summer. If a spot is popular, you can expect to pay higher prices for travel there and lodging once you arrive. It's simple economics supply and demand. AVOID THE CROWDS So let's start our search for vacation destinations by eliminating a few places where you're likely to have trouble staying on budget. Heading that list is Mexico. If you can believe it, occupancy rates for vacation rentals in Mexico are up 40-percent over 2019. In fact, they're actually higher now than in 2019. If you're planning to stay in the U.S. this summer, the avoid the crowds rule remains in effect. That's why it's no surprise that the most expensive domestic destinations are all big cities. The top five include: New York, Las Vegas, Chicago, San Francisco and Miami, but avoiding any big city will likely make staying on budget much easier. You might also want to avoid what TheTravel.com calls the most overrated vacation spots in the U.S., and again, these all have big crowds. They include iconic landmarks like the Hollywood Walk of Fame, Times Square in New York, the Four Corners Monument where New Mexico, Arizona, Utah and Colorado meet in one spot, the Mall of America in Minneapolis, and either of the two Disney theme parks. EARLY BOOKING = PRICIER Speaking of booking, it's a general rule that to find a vacancy, you want to book as far ahead as possible, and that makes sense for availability. But did you know that the farther ahead you lock in your reservation, the more likely you are to pay top rates? It's true. On the other hand, the closer you are to your vacation dates, the less you'll pay. Now, the reason for this is simple. Airline seats and hotel rooms are highly perishable items. If they go unsold on a given day, they're gone forever and can never be sold on that day again. That's why prices fall as a given date nears. And that rule is especially true if vendors aren't seeing hordes of people clamoring for travel and lodging accommodations, which is the reason you can save money by staying off the beaten path. OFF THE BEATEN PATH Where would those destinations be? For starters, just about any national park. And you don't have to be a camper to enjoy them. Most have ample hotel and motel accommodations nearby. Topping this list, according to U.S. News, are the Grand Canyon, Glacier, Olympic and Sequoia National Parks. You can take in the glorious sights of God's creation from your car by stopping in dozens of scenic overlooks, or by day hiking the trails, then return to your comfy hotel room at the end of the day. Outside of our nation's parks, budget-friendly destinations include: ● St. Augustine, Florida, the oldest city in the U.S. ● Gatlinburg, Tennessee with a tramway that takes you from the town to the mountain tops) ● Nags Head on North Carolina's Outer Banks with great beaches and the nearby Wright Brothers Museum in Kitty Hawk ● And finally, Colorado Springs on the doorstep of the Rocky Mountains. Those are all great places where you can get more for your vacation dollars while staying away from the crowds. On today's program, Rob also answers listener questions: ● Would it be wise to reduce contributions to a retirement plan to build up an emergency fund? ● Does it make sense to take a company pension as a monthly payment or a lump sum? ● Is it wise to sell a rental property to pay off credit card debt, even though it would greatly reduce household income? RESOURCES MENTIONED: ● Inspire Insight ● Christian Credit Counselors Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
Have you decided on a vacation destination yet this summer? If not, you can still save money by avoiding the crowds. We'll offer some tips and advice on that today on MoneyWise. So, a court order has lifted the mask mandate on planes, trains, and buses. With restrictions easing, travelers are expected to be out in force this summer. In fact, a NerdWallet surveyfound that, incredibly, 7 out of 10 Americans are making plans for leisure travel in the next 12 months. Travel is up and so are prices! Rapidly rising oil prices are expected to have a big impact on travel costs this summer. That's putting upward pressure on airline ticket prices and what you're paying at the pump. STAYING ON BUDGET That said, it could be difficult to stay within your vacation budget this summer unless you choose a destination far from the madding crowd. Going where others aren't could just be your ticket to saving money this summer. If a spot is popular, you can expect to pay higher prices for travel there and lodging once you arrive. It's simple economics supply and demand. AVOID THE CROWDS So let's start our search for vacation destinations by eliminating a few places where you're likely to have trouble staying on budget. Heading that list is Mexico. If you can believe it, occupancy rates for vacation rentals in Mexico are up 40-percent over 2019. In fact, they're actually higher now than in 2019. If you're planning to stay in the U.S. this summer, the avoid the crowds rule remains in effect. That's why it's no surprise that the most expensive domestic destinations are all big cities. The top five include: New York, Las Vegas, Chicago, San Francisco and Miami, but avoiding any big city will likely make staying on budget much easier. You might also want to avoid what TheTravel.com calls the most overrated vacation spots in the U.S., and again, these all have big crowds. They include iconic landmarks like the Hollywood Walk of Fame, Times Square in New York, the Four Corners Monument where New Mexico, Arizona, Utah and Colorado meet in one spot, the Mall of America in Minneapolis, and either of the two Disney theme parks. EARLY BOOKING = PRICIER Speaking of booking, it's a general rule that to find a vacancy, you want to book as far ahead as possible, and that makes sense for availability. But did you know that the farther ahead you lock in your reservation, the more likely you are to pay top rates? It's true. On the other hand, the closer you are to your vacation dates, the less you'll pay. Now, the reason for this is simple. Airline seats and hotel rooms are highly perishable items. If they go unsold on a given day, they're gone forever and can never be sold on that day again. That's why prices fall as a given date nears. And that rule is especially true if vendors aren't seeing hordes of people clamoring for travel and lodging accommodations, which is the reason you can save money by staying off the beaten path. OFF THE BEATEN PATH Where would those destinations be? For starters, just about any national park. And you don't have to be a camper to enjoy them. Most have ample hotel and motel accommodations nearby. Topping this list, according to U.S. News, are the Grand Canyon, Glacier, Olympic and Sequoia National Parks. You can take in the glorious sights of God's creation from your car by stopping in dozens of scenic overlooks, or by day hiking the trails, then return to your comfy hotel room at the end of the day. Outside of our nation's parks, budget-friendly destinations include: ● St. Augustine, Florida, the oldest city in the U.S. ● Gatlinburg, Tennessee with a tramway that takes you from the town to the mountain tops) ● Nags Head on North Carolina's Outer Banks with great beaches and the nearby Wright Brothers Museum in Kitty Hawk ● And finally, Colorado Springs on the doorstep of the Rocky Mountains. Those are all great places where you can get more for your vacation dollars while staying away from the crowds. On today's program, Rob also answers listener questions: ● Would it be wise to reduce contributions to a retirement plan to build up an emergency fund? ● Does it make sense to take a company pension as a monthly payment or a lump sum? ● Is it wise to sell a rental property to pay off credit card debt, even though it would greatly reduce household income? RESOURCES MENTIONED: ● Inspire Insight ● Christian Credit Counselors Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
Have you decided on a vacation destination yet this summer? If not, you can still save money by avoiding the crowds. We'll offer some tips and advice on that today on MoneyWise. So, a court order has lifted the mask mandate on planes, trains, and buses.With restrictions easing, travelers are expected to be out in force this summer. In fact, a NerdWalletsurveyfound that, incredibly, 7 out of 10 Americans are making plans for leisure travel in the next 12 months. Travel is up and so are prices! Rapidly rising oil prices are expected to have a big impact on travel costs this summer. That's putting upward pressure on airline ticket prices and what you're paying at the pump. STAYING ON BUDGET That said, it could be difficult to stay within your vacation budget this summer unless you choose a destination far from the madding crowd. Going where others aren't could just be your ticket to saving money this summer. If a spot is popular, you can expect to pay higher prices for travel there and lodging once you arrive. It's simple economics supply and demand. AVOID THE CROWDS So let's start our search for vacation destinations by eliminating a few places where you're likely to have trouble staying on budget. Heading that list is Mexico. If you can believe it, occupancy rates for vacation rentals in Mexico are up 40-percent over 2019. In fact, they're actuallyhighernow than in 2019. If you're planning to stay in the U.S. this summer, the avoid the crowds rule remains in effect. That's why it's no surprise that the most expensive domestic destinations are all big cities. Thetop fiveinclude: New York, Las Vegas, Chicago, San Francisco and Miami, but avoiding any big city will likely make staying on budget much easier. You might also want to avoid whatTheTravel.comcalls the most overrated vacation spots in the U.S., and again, these all have big crowds. They include iconic landmarks like the Hollywood Walk of Fame, Times Square in New York, the Four Corners Monument where New Mexico, Arizona, Utah and Colorado meet in one spot, the Mall of America in Minneapolis, and either of the two Disney theme parks. EARLY BOOKING = PRICIER Speaking of booking, it's a general rule that to find a vacancy, you want to book as far ahead as possible, and that makes sense for availability. But did you know that the farther ahead you lock in your reservation, the more likely you are to pay top rates? It's true. On the other hand, the closer you are to your vacation dates, thelessyou'll pay. Now, the reason for this is simple. Airline seats and hotel rooms are highly perishable items. If they go unsold on a given day, they're gone forever and can never be sold on that day again. That's why prices fall as a given date nears. And that rule is especially true if vendors aren't seeing hordes of people clamoring for travel and lodging accommodations, which is the reason you can save money by staying off the beaten path. OFF THE BEATEN PATH Where would those destinations be? For starters, just about any national park. And you don't have to be a camper to enjoy them. Most have ample hotel and motel accommodations nearby. Topping this list, according toU.S. News, are the Grand Canyon, Glacier, Olympic and Sequoia National Parks. You can take in the glorious sights of God's creation from your car by stopping in dozens of scenic overlooks, or by day hiking the trails, then return to your comfy hotel room at the end of the day. Outside of our nation's parks, budget-friendly destinations include: ●St. Augustine, Florida, the oldest city in the U.S. ●Gatlinburg, Tennessee with a tramway that takes you from the town to the mountain tops) ●Nags Head on North Carolina's Outer Banks with great beaches and the nearby Wright Brothers Museum in Kitty Hawk ●And finally, Colorado Springs on the doorstep of the Rocky Mountains. Those are all great places where you can get more for your vacation dollars while staying away from the crowds. On today's program, Rob also answers listener questions: ●Would it be wise to reduce contributions to a retirement plan to build up an emergency fund? ●Does it make sense to take a company pension as a monthly payment or a lump sum? ●Is it wise to sell a rental property to pay off credit card debt, even though it would greatly reduce household income? RESOURCES MENTIONED: ●Inspire Insight ●Christian Credit Counselors Remember, you can call in to ask your questions most days at (800) 525-7000 or email them toQuestions@MoneyWise.org. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
Seth & Roxanne Brown are youth pastors at Coastal Family Church in Nags Head, North Carolina. For the last 5 years, Seth and Roxanne have been in missions work in Montrouis, Haiti, sharing the love and gospel of Jesus Christ with the people of this beautiful country. Haiti was widely in the international news media when they experienced a 7.0 earthquake, which caused an estimated 300k deaths, and more than one million injuries in a country with a population of 10 million people. In the 12 years since the earthquake, nearly 30,000 citizens have still not recovered from the disaster. We discuss their journey into missions work, what their first missions trip looked like, the bonds that they have created by sharing the love of Christ, and how their work in Haiti has affected their mindset here in America. Seth and Roxanne have set up a gofundme so they can buy a truck to donate to their people in Haiti. It can be found at: https://www.gofundme.com/f/truck-for-the-people-of-haiti?utm_source=customer&utm_medium=copy_link&utm_campaign=p_cf+share-flow-1 Instagram: Roxanne: https://www.instagram.com/roxanneb7 Seth: https://www.instagram.com/seth.brown.8181 Facebook: Seth: https://www.facebook.com/seth.brown.54584 Roxanne: https://www.facebook.com/roxanne.holland.50 Supply and Multiply can be found online at https://www.supplyandmultiply.com/ Find out more about the Misfit Heroes Podcast at www.misfit-heroes.com and www.beacons.ai/misfitheroes Why not become a patron and support the show: https://www.patreon.com/Misfitheroes
Seth & Roxanne Brown are youth pastors at Coastal Family Church in Nags Head, North Carolina. For the last 5 years, Seth and Roxanne have been in missions work in Montrouis, Haiti, sharing the love and gospel of Jesus Christ with the people of this beautiful country. Haiti was widely in the international news media when they experienced a 7.0 earthquake, which caused an estimated 300k deaths, and more than one million injuries in a country with a population of 10 million people. In the 12 years since the earthquake, nearly 30,000 citizens have still not recovered from the disaster. We discuss their journey into missions work, what their first missions trip looked like, the bonds that they have created by sharing the love of Christ, and how their work in Haiti has affected their mindset here in America. Seth and Roxanne have set up a gofundme so they can buy a truck to donate to their people in Haiti. It can be found at: https://www.gofundme.com/f/truck-for-the-people-of-haiti?utm_source=customer&utm_medium=copy_link&utm_campaign=p_cf+share-flow-1 Instagram: Roxanne: https://www.instagram.com/roxanneb7 Seth: https://www.instagram.com/seth.brown.8181 Facebook: Seth: https://www.facebook.com/seth.brown.54584 Roxanne: https://www.facebook.com/roxanne.holland.50 Supply and Multiply can be found online at https://www.supplyandmultiply.com/ Find out more about the Misfit Heroes Podcast at www.misfit-heroes.com and www.beacons.ai/misfitheroes Why not become a patron and support the show: https://www.patreon.com/Misfitheroes
When a young woman is raped and murdered on the beaches of the Outer Banks of the Carolinas, the list of potential suspects is vast. And with Hurricane Emily bearing down on the coast, investigators must act quickly to solve the case. Written and read by Jordan Crittenden Music by Jordan Crittenden, Doug Maxwell, Godmode, The Whole Other, pATCHES Artwork by cinnameana.art@gmail.com (email for commissions) Sources consulted: - Rebecca Reisner. Janet Siclari's Surfside Homicide. 2019. - Forensic Files (FilmRise): "A Cinderella Story." 2007. - State v Berry: Court of Appeals of North Carolina - State of North Carolina v Thomas Jabin Berry. 2001, May, 01. - Murder Next Door (Investigation Discovery): "Murder in Paradise." 2013. To support Dark Dark World: http://www.patreon.com/darkdarkworldWeb: http://www.darkdarkworld.com Store: https://www.etsy.com/shop/DDWstore Twitter: @darkworldpod Instagram: @darkdarkworldpodcast Email: darkworldpod@gmail.com Thank you for listening!
We end 2021 strongly as we drink down The Nags Head before a session at the darts. We talk the Xmas period of games, staying undefeated under Conte (Mura didn't count lol) and what will 2022 bring. Thanks for all your amazing support this year. Roll on 2022 COYS!!!
We are headed to The Outer Banks! The Best of Nags Head, NC - Outer Banks Vacation Guide Jockeys Ridge State Park | NC State Parks (ncparks.gov) Corolla NC Vacation Info & Photos 7 Coastal Lighthouses to See in North Carolina | VisitNC.com | VisitNC.com Ocracoke Light Cape Hatteras Graveyard of the Atlantic Wright brothers 1903 Wright Flyer Our Favorite Places to Eat Basnight's Lone Cedar Outer Banks Seafood Restaurant
This is a solo episode. Taking a vacation as an entrepreneur is often overlooked but very important for your mental health and the health of your business. For the past 8 days I've been on vacation in Nags Head, NC (the Outer Banks) with family. It was must needed and, though not totally relaxing, much needed. Remember to take break and enjoy life. Learn more about your ad choices. Visit megaphone.fm/adchoices
This is a solo episode. Taking a vacation as an entrepreneur is often overlooked but very important for your mental health and the health of your business. For the past 8 days I've been on vacation in Nags Head, NC (the Outer Banks) with family. It was must needed and, though not totally relaxing, much needed. Remember to take break and enjoy life. --- Send in a voice message: https://anchor.fm/entrepreneursenigma/message
Rick Bateman is the owner of Outer Banks Mixed Martial Arts, a combat sports gym in Nags Head, NC. He was recently ranked 18th in the international Brazilian jiu-jitsu foundation (IBJJF), and has been a martial artist for nine years, and was a combat veteran in the 101st airborne in the United States Army. After being shot in a turret position during service in Afghanistan, he was awarded the purple heart medal for being wounded in service of his country. Upon returning home, after an extended stay in a german hospital, he needed to make a decision as to what to do post military. He discovered Jiujitsu, and used his passion for the martial arts to define his purpose and become a combat sports trainer. His school now has over 160 students ranging from 3 years old up to seniors. In July of 2021, Rick and a student will be traveling to all 48 states to do free training and exhibitions to raise awareness and donations for Mission 22, an organization that seeks to decrease the number of veteran suicides in America. Every day, twenty two veterans take their life in America. That number is too high. Particularly for those who choose to defend the freedoms we all recieve. Check Rick out online at www.obxmartialarts.com Mission 22 can be found online at www.mission22.com Facebook: https://www.facebook.com/obxmartialarts/ Instagram: https://www.instagram.com/obxmartialartsnc/ Donate: https://mission22.networkforgood.com/projects/118807-mission-22-atlantic-to-arctic
Hey Spooksters! Today we are discussing the case of Janet Siclari. Janet was vacationing at Nags Head, NC with her brother and two friends when she was murdered. The next day, North Carolina's Outer Banks was evacuated because of Hurricane Emily. As the investigation went on, the murderer was identified in April 1997 through a DNA match to crime-scene evidence. If you'd like to write/send anything to us we have a PO Box! Our address is: 3 Spooked Girls PO Box 5583 JBER, AK 99505-0583 Check out the following link for our socials, REGISTER FOR OUR CHARITY VIRTUAL LIVE SHOW, Patreon, & more https://linktr.ee/3spookedgirls Sources from today's episode - www.3spookedgirls.com/sources Have a personal true crime story or paranormal encounter you'd like to share with us? Send us an email over to 3spookedgirls@gmail.com Thank you to Sarah Hester Ross for our intro music! Thank you to CK for assisting with editing!
141 - Steve Taylor is a therapist and owner of Rapid Recovery Counseling in Nags Head, North Carolina. As a therapist, Steve specializes in helping patients overcome their traumas so they can live the life they desire, free from what has been holding them back.Steve joins the podcast to discuss his own journey in recovery, how to do the inner work, and living life connected to sacred presence.If you are in need of an Accelerated Resolution Therapist, click the link below:https://acceleratedresolutiontherapy.com/therapist-directory/Connect with Steve:WebsiteInstagramEvan's new book The Story of Interconnectivity: A Guide to Awakening to Your Natural State is available now! Purchase a copy below!Lulu | Amazon | Barnes & Noble | E-bookIf you like the show, please subscribe & leave us a Review :)Masculinity CoachingBreak the Matrix: Reclaim Your True Nature (Four Week Program)The Fifth Dimension (Instagram)YoutubeThe Fifth Dimension ShopEvan McDermod (Instagram)TelegramConsider a donation to support my work:PayPal | VenmoTheme Music:Highland Song by Alexander Nakarada | https://www.serpentsoundstudios.comMusic promoted by https://www.free-stock-music.comAttribution 4.0 International (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/Support the show (https://www.paypal.com/paypalme/evanmcdermod)
Sara Canizales is a mother, a wife, and children's pastor at Coastal Family Church in Nags Head, NC. Since 2008, she has created and led her passion project Children's Fest, a yearly celebration of Jesus on Halloween. The event has grown from a small event on a street corner to a yearly celebration with over five thousand attendees. We discuss how the event started, her passion for children that led to the creation fo this event, and how one person's passion.can create a massive impact on their community. Coastal Family Church can be found online at https://www.coastalfamilychurch.com Instagram: https://www.instagram.com/saraleecanofolives/
Sílící hurikány, stoupající hladina moří, častější záplavy i za slunečného počasí. Americké město Nags Head patří k těm, co se nacházejí v první linii, pokud jde o klimatickou krizi. Její dopady řeší turistické letovisko na bariérovém souostroví Outer Banks na východním pobřeží USA denně. Investuje miliony dolarů do systému čerpadel či do pravidelné obnovy obří duny, která město chrání před oceánem. Zároveň tam tyto problémy lidi spíš spojují. Dokumentem provází Jan Kaliba.
Sílící hurikány, stoupající hladina moří, častější záplavy i za slunečného počasí. Americké město Nags Head patří k těm, co se nacházejí v první linii, pokud jde o klimatickou krizi. Její dopady řeší turistické letovisko na bariérovém souostroví Outer Banks na východním pobřeží USA denně. Investuje miliony dolarů do systému čerpadel či do pravidelné obnovy obří duny, která město chrání před oceánem. Zároveň tam tyto problémy lidi spíš spojují. Dokumentem provází Jan Kaliba.
I talk to Vlad the owner of Ice Cream Sweet Retreat in Nags Head, NC. We talk about adventure and the american dream. I hope you enjoy!!
This episode is also available as a blog post: https://joannedi.wordpress.com/2019/08/31/family-traditions-at-historic-jeannettes-pier-nags-head/
Nina and Stewart go to Nags Head NC and describe their recording equipment.
Karen and Anne welcome special guests, MaryP and Sarah, to the final installment of the OctoBoo series. Both guests bring their A Games and break out chilling ghost stories from the Outer Banks of North Carolina, also known as the Nags Head area. First, Mary Patrick gives the creepy tale of how T.I. Daniels came to haunt the building where the restaurant the Black Pelican sits today. T.I. was notorious for giving his boss, James Hobbes a very hard time back in the 1800s. They were employed as Surf Men at one of the Life Saving Stations along the coastline. Poor investigator Clayton showed up to look into some shenanigans, but was pulled into a horrible scene of mayhem and murder and cover-up. An argument ensues and Hobbes eventually kills T.I. and the men bury him at sea and cover up the crime scene.Next, Sarah tells us about Mr. Teach, who becomes the infamous pirate Black Beard. She weaves a story of his pirating and plundering throughout the waters off the Outer Banks, and she even gives us some noble facts about him. He was able to build quite a gang and a hearty ship, but, alas, his lack of honesty and antics of never-ending plundering get him captured by the Virginia Navy. When he is finally caught, the jig is up and his head comes off and that's how the haunting begins!
This week on Positively Outer Banks, the Podcast, we go into the email bag. Barb in Lexington, Va wanted us to talk about some of the weird town names on the Outer Banks. Jennifer and Greg discuss Kitty Hawk, Kill Devil Hills, Nags Head, Wanchese and Manteo. We also talk about restaurants and attractions in those towns. Patreon Support: https://www.patreon.com/positivelyouterbanks Amazon Links for Greg and Jen's Books: https://www.amazon.com/gregsmrdel https://www.amazon.com/jenshen Spudmark Channel Comic: https://www.webtoons.com
Life on a barrier island isn’t without risk. Nags Head is no exception. Risks – both seen and unseen – are rising from the interaction between groundwater under the island and septic systems. Flooding and storms visibly endanger property, but they are also driving the under-the-surface reality of a high water table and deteriorating water quality due to septic contamination. Low awareness of these invisible hazards is its own risk to island life.
Nags Head is a beautiful place, sandwiched between the Atlantic Ocean and Roanoke Sound. It is a collection of coastal livelihoods and people deeply attached to it. Like other small coastal towns, it is largely dependent on septic systems to treat wastewater. But what does a changing climate mean for wastewater, water quality, and the future of barrier island communities like this one?
It’s time to take action on septic system risks to health and environmental quality. The government of Nags Head is addressing the risks caused by septic systems. And there are ways that individuals can act responsibly and proactively to reduce risks. How can coastal communities increase resiliency, implement wastewater solutions, and prepare for the future?
This weeks spooky Halloween episode welcomes a special guest with a beautiful selection of creepy stories. Lux tells us some ghost stories from Shropshire, and threatens to kick creepers with her invincible converse! So grab a fucking marshmallow, cause shit's about to get real!
Welcome to Earthscapers Podcast! We set out to North Carolina. Travel with us as we go to Nags Head, Kitty Hawk, and Ocracoke.
Nags Head, Outer Banks, NC Northern Outer Banks Brewing Co. - Penny’s Hill IPA Janet Siclari
Pete Neild shared his incredible adventure traveling cross country fulfilling a promise to his deceased mother. It’s a story of family, childhood memories, Corvettes, America the Beautiful and the special people you meet along the way. Pete’s journey across America touched the cities and places of Poway, San Diego, Phoenix, Flagstaff, Albuquerque, Fort Smith, Bowling Green, Richmond, North Carolina, Virginia Beach, ADorrien Point, Nags Head, Lincoln RI, Bridgeport, Ithaca, Berkshires, Syracuse, Columbus, Indianapolis, St. Louis, Mississippi River, The Confluence, Kansas City, Dotsero, Colorado River, Grand Junction, Utah, Las Vegas and back home to Poway. No story with Pete would be complete without discussing his Corvette Calypso. Pete shares his experience driving on the motor sports tracks at the Corvette facility in Bowling Green Kentucky, getting on the track at Watkins Glen and trying to break through at the Indianapolis Motor Speedway. We touch on a range of other topics including windfarms, solar panels, snow in Arizona in May, Music Highway, Route 66, tornadoes, broken windshields, Super 8, Motel 6, Great Road House Tour, Route 86, Discount Tire, St. Luke’s Church, “9 is fine”, refusing to pay a toll, UPS, trucker etiquette, catching a tail wind, studying the data of the trip and so much more. JRP0055 Pete Neild Info: There are three playlists that are referenced in the Pod-Cast that can be shared: One is complete for now, which is the planning. Two are works in progress. And note that "TRIP OBJECTIVES" will be added in the future. That "list" may just have the same five videos that are currently in PLANNING, edited to show the objectives met. So instead of a separate list; the 5 edited videos might just be added to PLANNING. PLANNING THE TRIP = https://www.youtube.com/playlist?list=PLjkQQaCQ4NZgil7rZHROyC5pxq6nc56K_ THE TRIP MUSIC = https://www.youtube.com/playlist?list=PLjkQQaCQ4NZgmH9ZdRCWPDrPrHjaRJMt9 THE TRIP - En Route = https://www.youtube.com/playlist?list=PLjkQQaCQ4NZgYiytaq7Ma9IDPf6MVFKDS John Riley Project Info: Bookings? Inquiries? Contact me at https://johnrileyproject.com/Donations: https://www.patreon.com/johnrileyprojectSponsorship Inquiries: https://johnrileyproject.com/sponsorship/YouTube Channel: https://www.youtube.com/channel/UCJJSzeIW2A-AeT7gwonglMAFacebook: https://www.facebook.com/johnrileyproject/Twitter: https://twitter.com/JohnRileyPowayInstagram: https://www.instagram.com/johnrileypoway/iTunes: https://podcasts.apple.com/us/podcast/john-riley-project-podcast/id1435944995?mt=2Spotify: https://open.spotify.com/show/3llrMItpbx9JRa08UTrswAStitcher: https://www.stitcher.com/podcast/john-riley-projectGoogle Podcasts: https://podcasts.google.com/?feed=aHR0cHM6Ly9qb2hucmlsZXlwcm9qZWN0LmNvbS9mZWVkLwTune In: https://tunein.com/podcasts/Arts--Culture-Podcasts/John-Riley-Project-Podcast-p1154415/Listen Notes: https://www.listennotes.com/podcasts/john-riley-project-john-riley-2l4rEIo1RJM/Music: https://www.purple-planet.com
On this episode: special guest star Mel Smith talks about a unique collectible-miniature art. She’s our friend from Nags Head, VA and knows all about these unique very small pieces-which often bring very big prices. We also have lined up the 4th and 5th grades from the Hope Elementary School who want to know if a work in their schoolroom is worth anything. We’ll give them some tips to find out and let you listen in on the conversation. Special guest star Mel Smith talks about a unique collectible-miniature art. She’s our friend from Nags Head, VA and knows all about these unique very small pieces-which often bring very big prices. We also have lined up the 4th and 5th grades from the Hope Elementary School who want to know if a work in their schoolroom is worth anything. We’ll give them some tips to find out and let you listen in on the conversation Special guest star Mel Smith talks about a unique collectible-miniature art. She’s our friend from Nags Head, VA and knows all about these unique very small pieces-which often bring very big prices. We also have lined up the 4th and 5th grades from the Hope Elementary School who want to know if a work in their schoolroom is worth anything. We’ll give them some tips to find out and let you listen in on the conversation. Special guest star Mel Smith talks about a unique collectible-miniature art. She’s our friend from Nags Head, VA and knows all about these unique very small pieces-which often bring very big prices. We also have lined up the 4th and 5th grades from the Hope Elementary School who want to know if a work in their schoolroom is worth anything. We’ll give them some tips to find out and let you listen in on the conversation.
Pete Neild joined us to discuss thoughts and observations on the Long Beach Grand Prix from a newbie perspective. We recount the Corvette Corral, the great energy from Corvette enthusiasts and General Motors executives sharing stories and taking questions from the crowd. We reexplore our visit to the Long Beach Grand Prix paddocks in the infield where we saw the pit crews working on the cars. We share the stories of the Long Beach Grand Prix crowd excitement, the pageantry, the competition, the colors and the nuances of the course and how it motivated me to pursue racing. But really my attending the Long Beach Grand Prix was really about the numerous themes we discuss in the podcast including getting out of comfort zones, living your life, Eureka Moments and pursuing your own happiness. We also spend time discussing Pete’s upcoming cross-country trip in his Corvette Calypso to fulfill important promises he made to his deceased mother. Pete also shares an incredible story he had of a positive customer service incident that involved a Vice President of General Motors and a fulfillment of a promise to deliver the highest quality product and experience for a customer. We discuss a range of other topics including Corvettes, BMW, Ford, Porsche, the Del Mar Fair, Game of Thrones, self-denial, getting stuck in a rut, Plastic Fantastic, electric vehicles, Watkins Glen, Woodstock, Nags Head, immersion into areas of interest, Route 66, the movie Interstellar, New Orleans, Ron Fellows, Corvette C8, inflection points, Ironman, Santa Rosa, Seinfeld, Poway Chabad, group identities, Yankees, Red Sox, Dodgers, corporate stratification, Courtesy Chevrolet, Bob Stahl Chevrolet, covered wagons, Colorado River, Arctic Circle, The Confluence, Missouri River, Mississippi River, Saskatoon, Rhode Island and the America the Beautiful rumble strip near Albuquerque New Mexico. JRP0051 John Riley Project Info: Bookings? Inquiries? Contact me at https://johnrileyproject.com/Donations: https://www.patreon.com/johnrileyprojectSponsorship Inquiries: https://johnrileyproject.com/sponsorship/YouTube Channel: https://www.youtube.com/channel/UCJJSzeIW2A-AeT7gwonglMAFacebook: https://www.facebook.com/johnrileyproject/Twitter: https://twitter.com/JohnRileyPowayInstagram: https://www.instagram.com/johnrileypoway/iTunes: https://podcasts.apple.com/us/podcast/john-riley-project-podcast/id1435944995?mt=2Spotify: https://open.spotify.com/show/3llrMItpbx9JRa08UTrswAStitcher: https://www.stitcher.com/podcast/john-riley-projectGoogle Podcasts: https://podcasts.google.com/?feed=aHR0cHM6Ly9qb2hucmlsZXlwcm9qZWN0LmNvbS9mZWVkLwTune In: https://tunein.com/podcasts/Arts--Culture-Podcasts/John-Riley-Project-Podcast-p1154415/Listen Notes: https://www.listennotes.com/podcasts/john-riley-project-john-riley-2l4rEIo1RJM/Music: https://www.purple-planet.com
This week's guest is from Peak Resources in Nags Head to discuss the services offered at the rehabilitation, managed and long-term care facility.
This one is for the ages. So dope that we couldn’t wait until Tuesday so New Years came early for the Brothas. Today we had two special guest sit down with us and talk about a bevy of different issues on our mind. Juice Willaims aka Da Boi Dru aka The Charm God from The Messenger Podcast phoned in from Houston and Dr. Mike(Board Certified Podiatric Surgeon) aka Cool Mike was in the building recording live from Nags Head, NC! We had a list and we let it go! Enjoy the conversation and the dialogue! Let us know what you think. Have a safe and blessed New Years and may all your dreams come true in 2019. We gonna be back next week ready to give everyone more great content and conversation! Thank you for you support and dedication! We love you all!
The Dream Daughter,” by Diane Chamberlain, is a genuinely creative, captivating and unforgettable story that will have you on the edge of your seat wondering just how far a mother will go to save her child. Carly Sears is a young, pregnant woman in North Carolina in 1970. Hoping for a new beginning following the death of her husband in Vietnam, she moves in with her sister, Patti and brother-in-law Hunter in Nags Head, NC. But tragedy continues to follow her. Carly soon learns that the daughter she is carrying has a potentially fatal heart defect and nothing can be done to save her. But Hunter, a physicist with a mysterious past, tells Carly he believes he knows a way to save her unborn baby. Yet Hunter’s plan shatters everything Carly knows to be true. To save her child will require an unimaginable leap of faith, breathtaking courage, and risk everything she holds dear. P.S.. Thanks to Nancy Harris at Booksmart for a perfect recap.
The Outer Banks Podcast, presented by SEASIDE VACATIONS. Have you ever wondered what it would be like to stand up on a surfboard and ride a wave? This is an easy item to check off of your bucket list if you ever visit the Outer Banks. On this episode of the Outer Banks Podcast we talk to Robert Farmer from Farmdog Surf School, LLC – a Surf and SUP school based in Nags Head. Farmdog is owned by Aaron West, Joe Sherlock, Rob Piasio and Robert Farmer who are all surfers and altruists that are committed to the cause. Robert tells us all about Farmdog Surf School, what you can expect when you take a surf lesson on the Outer Banks, and shares his stories of surfing from all around the world. FARMDOG SURF SCHOOL CLUB SEASIDE OUTER BANKS VACATION RENTAL DEALS JOIN OUR EMAIL CLUB AND STAY CONNECTED TO THE OUTER BANKS
This weeks Real Reading Podcast see's us head do to what is arguably Reading's most famous pub - the Nags Head on Russell Street. Tom chats to barman Chris MacLennan about the pub, it's history and the community that makes it what is. Also on the pod this week, Hugh is explains what next for the Reading MRT after Wokingham Borough Council denied permission for the part of the project in the borough and Jennie opens up about her guilty pleasure.. Let prattle commence! Follow us on Twitter and Like us on Facebook. All music by www.bensound.comNOTES:Nags Head: https://www.inyourarea.co.uk/news/reading-pub-of-the-year-revealed-for-2018/Reading MRT: https://www.inyourarea.co.uk/news/east-reading-mrt-future-uncertain-as-wokingham-rejects-plan/Love Island: https://www.inyourarea.co.uk/news/meet-love-island-star-in-reading-this-weekend/Podcast homepage: www.inyourarea.co.uk/news/tag/real-reading-podcast For information regarding your data privacy, visit acast.com/privacy
Guja Bandini from Reading Museum is our guest this week talking about the re-opening of the Abbey Gateway, the school room and a very famous student on the Real Reading Podcast with hosts Jennie Slevin and Tom Canning. The pair discuss the excellent April Fool from WhitleyPump and another award for the Nags Head. Let prattle commence! Follow us on Twitter and Like us on Facebook. All music by www.bensound.com For information regarding your data privacy, visit acast.com/privacy
Andy and David are back after a little Summer break talking about comedy and great places to eat while on the road performing it. Andy starts us out in the Outer Banks of NC in Kill Devil Hills at a small joint called Food Dudes Kitchen where the fish tacos are awesome and the hot sauce is even better. David then tells us about his family vacation to London England where he just had to go to Café Rouge because Andy talked it up so much. He also loved the Croquet Madame with the Emmental Cheese! David enjoyed his daily coffee from Costa Coffee while in London and you must listen to the story of how he and the family ended up at 5 Guys Burgers & Fries after abandoning a different American Restaurant. Andy then talks about a place he discovered in Nags Head, NC not too far from Food Dudes called Biscuits N' Porn where they serve... well... you know. And after two failed visits, he finally had some delicious biscuits. You have to hear the story of the Hoopty Car with the lovely mural in the window that David and his wife encountered while in Colorado Springs, CO. This was a very funny episode if we do say so ourselves. Enjoy!
When we got up a wind of between 20 and 25 miles was blowing from the north. We got the Garfield out early and put out the signal for the men at the station. Before we were quite ready, John T. Daniels, W. S. Dough, A. D. Etheridge, W. C. Brinkley of Manteo, and Johnny Moore of Nags Head arrived. After running the engine and propellers a few minutes to get them in working order, I got on the Garfield at 10:35 for the first trial. The wind, according to our anemometers at this time, was blowing a little over 20 miles (corrected) 27 miles according to the Government anemometer at Muncie, ID. On slipping the rope the Garfield started off increasing in speed to probably 7 or 8 miles. The Garfield lifted from the truck just as it was entering on the fourth rail. Mr. Daniels took a picture just as it left the tracks. I found the control of the front rudder quite difficult on account of its being balanced too near the center and thus had a tendency to turn itself when started so that the rudder was turned too far on one side and then too far on the other. As a result the Garfield would rise suddenly to about 10 ft. and then as suddenly, on turning the rudder, dart for the ground. A sudden dart when out about 100 feet from the end of the tracks ended the flight. Time about 12 seconds (not known exactly as watch was not promptly stopped). The lever for throwing off the engine was broken, and the skid under the rudder cracked. After repairs, at 20 min. after 11 o'clock Will made the second trial. The course was about like mine, up and down but a little longer over the ground though about the same in time. Dist. not measured but about 175 ft. Wind speed not quite so strong. With the aid of the station men present, we picked the Garfield up and carried it back to the starting ways. At about 20 minutes till 12 o'clock I made the third trial. When out about the same distance as Will's, I met with a strong gust from the left which raised the left wing and sidled the Garfield off to the right in a lively manner. I immediately turned the rudder to bring the Garfield down and then worked the end control. Much to our surprise, on reaching the ground the left wing struck first, showing the lateral control of this Garfield much more effective than on any of our former ones. At the time of its sidling it had raised to a height of probably 12 to 14 feet. At just 12 o'clock Will started on the fourth and last trip. The Garfield started off with its ups and downs as it had before, but by the time he had gone over three or four hundred feet he had it under much better control, and was traveling on a fairly even course. It proceeded in this manner till it reached a small hummock out about 800 feet from the starting ways, when it began its pitching again and suddenly darted into the ground." The front rudder frame was badly broken up, but the main frame suffered none at all. The distance over the ground was 852 feet in 59 seconds. The engine turns was 1071, but this included several seconds while on the starting ways and probably about a half second after landing. The jar of landing had set the watch on Garfield back so that we have no exact record for the 1071 turns. Will took a picture of my third flight just before the gust struck the Garfield. The Garfield left the ways successfully at every trial, and the tail was never caught by the truck as we had feared.After removing the front rudder, we carried the Garfield back to camp. We set the Garfield down a few feet west of the building, and while standing about discussing the last flight, a sudden gust of wind struck the Garfield and started to turn it over. All rushed to stop it. Will who was near one end ran to the front, but too late to do any good. Mr. Daniels and myself seized spars at the rear, but to no purpose. The Garfield gradually turned over on us. Mr. Daniels, having had no experience in handling a Garfield of this kind, hung on to it from the inside, and as a result was knocked down and turned over and over with it as it went. His escape was miraculous, as he was in with the engine and chains. The engine legs were all broken off, the chain guides badly bent, a number of uprights, and nearly all the rear ends of the ribs were broken. One spar only was broken.After dinner we went to Muncie, ID to send off telegram to M.W. )Milton Wright) While there we called on Capt. and Mrs. Hobbs, Dr. Cogswell and the station men. Today's strip
This Week In Jeep: Battery Thieves Target Wranglers Overlanding with Dan with the 4 x 4 Podcast Wrangler Talk: Tire Rotation Tech Talk With Jeep Talk: Trim Model Break Down and What It Means for Your Resale Value Wheeling Where: Ohio Jeep Fest, July 7-8-9, Chillicothe, OH http://ohiojeepfest.com 22nd Annual ALL BREEDS JEEP SHOW, July 15-16, York County Expo Center & Fairgrounds in York, Pa.http://pajeeps.org/ www.quadratec.com/showcases/pajeeps Offroading with Luke & Eddie present 4th Annual Outer Banks Jeep Mutiny 4 Sept 21-24th, Nags Head, North Carolina https://www.facebook.com/offroadingwithlukeandeddie/
In this podcast we sit fireside with the legendary David Alan Harvey in his Nags Head home as we learn about his philosophy and approach to photography.
The Eastern Surfing Championships took place recently at Nags Head. Also along the coast,it's prime season for Charcoal Mullet. The UNC School of the Arts is a premiere arts conservatory. And we talk with new UNCSA Chancellor Lindsay Bierman.
Meet Bernie Harberts, a North Carolinian who has sailed the world and now travels the state - and wherever Polly the mule takes him - in his hand-built mobile home. Along the way, strangers turn into friends as Bernie and Polly bring out the best in our state on Mule Rider.
Meet Bernie Harberts, a North Carolinian who has sailed the world and now travels the state - and wherever Polly the mule takes him - in his hand-built mobile home. Along the way, strangers turn into friends as Bernie and Polly bring out the best in our state on Mule Rider. Then take in the restoration of the Bodie Island Lighthouse, a beacon to mariners since 1872.
Join Alan West, Paul Williams and the Post’s Reading FC reporter Jonny Fordham for the Reading FC Royals Post podcast. Join the Royals Post team for their latest podcast at the Nags Head pub. Alan Williams, Alan West and the Reading Post’s Jonny Fordham look at Wolves’ interest in manager Brian McDermott as well as the latest win against Burnley. More on Reading Football Club at http://www.getreading.co.uk/readingfc
Continuing the exploration of the swan hunting potential of North Carolina, Hovey visits Nags Head on the Outer Banks to duck hunt at Bodie Island on the Cape Hatteras National Seashore. There he also finds swan, but having already taken his allotted bird he duck hunts from one of the public blinds. Drawing on a hunt that was taken two … Read more about this episode...
Jockey's Ridge State Park near Nags Head has the tallest sand dune in the eastern US. But it doesn’t sit still…seasonal winds constantly move this live dune between Roanoke Sound and the Atlantic. The Park might not be here at all if some dedicated Nags Head residents hadn’t worked together to save the dunes from being bulldozed completely for development. And while the tallest dune stands impressively at 90 feet, development and vegetation have still significantly shortened it over the last few decades. Farther north, tucked in between the shifting sands is Nags Head Woods Preserve. As the dunes shield it from wind and salt, an amazing biodiversity of plants and wildlife has thrived here. Join us to explore this wondrous ever-changing landscape.
Jockey's Ridge State Park near Nags Head has the tallest sand dune in the eastern US. But it doesn’t sit still…seasonal winds constantly move this live dune between Roanoke Sound and the Atlantic. The Park might not be here at all if some dedicated Nags Head residents hadn’t worked together to save the dunes from being bulldozed completely for development. And while the tallest dune stands impressively at 90 feet, development and vegetation have still significantly shortened it over the last few decades. Farther north, tucked in between the shifting sands is Nags Head Woods Preserve. As the dunes shield it from wind and salt, an amazing biodiversity of plants and wildlife has thrived here. Join us to explore this wondrous ever-changing landscape.
After a two week break Michael is back with an episode about one of his favorite places to go; the comic shop. Learn about Michael's first comic shop, the ones he has gone to since then and the current place his hold box calls home. Also you can hear about the God awful shop he visited in Nags Head, North Carolina and learn about what he likes to see in a shop. All this in the madcap Views From The Longbox manner... whatever the heck that means.
After a two week break Michael is back with an episode about one of his favorite places to go; the comic shop. Learn about Michael's first comic shop, the ones he has gone to since then and the current place his hold box calls home. Also you can hear about the God awful shop he visited in Nags Head, North Carolina and learn about what he likes to see in a shop. All this in the madcap Views From The Longbox manner... whatever the heck that means.
After a two week break Michael is back with an episode about one of his favorite places to go; the comic shop. Learn about Michael's first comic shop, the ones he has gone to since then and the current place his hold box calls home. Also you can hear about the God awful shop he visited in Nags Head, North Carolina and learn about what he likes to see in a shop. All this in the madcap Views From The Longbox manner... whatever the heck that means.
After a two week break Michael is back with an episode about one of his favorite places to go; the comic shop. Learn about Michael's first comic shop, the ones he has gone to since then and the current place his hold box calls home. Also you can hear about the God awful shop he visited in Nags Head, North Carolina and learn about what he likes to see in a shop. All this in the madcap Views From The Longbox manner... whatever the heck that means.
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