Podcasts about GRI

Ko stopimo v gozd ali na gorsko pot, si želimo svežega zraka, ki napolni telo in duha. A kaj pravzaprav dihamo? Nova študija, objavljena v prestižni reviji Nature, razkriva, da kakovost zraka ni le vprašanje delcev PM10 in PM2,5, temveč tudi njihovega oksidativnega potenciala – parametra, ki vpliva na naše zdravje veliko bolj, kot si mislimo. Zakaj je onesnažen zrak tiha grožnja, ki vsako leto povzroči milijone prezgodnjih smrti? Z nami so bili avtor študije dr. Griša Močnik in dr. Matej Ogrin (oddelek za geografijo na Filozofski fakulteti) ter Špela Berlot Veselko (Cipra).

Telšiškis Gintautas Činskis yra vienintelis mėlynųjų tekselių veislės avių augintojas ir veisėjas Baltijos šalyse. Dabar ūkininkas ketina išvesti naują avių veislę, kryžmindamas tekselių ir Lietuvos juodgalvių veislių avis. Galimybes išvesti naują veislę aptaria LSMU Gyvūnų veisimo katedros docentas Evaldas Šlyžius.Prienų rajono Veiverių krašto bendruomenė įgyvendino nemažai įvairių projektų: įrengta vaikų žaidimų aikštelė, ligoninėje liftas žmonėms su negalia, remontuoti Šaulių namai, rengiamos šventės ir kita. Įsigytas ir bendruomenės narių poreikiams naudojamas liofilizavimo aparatas, mokomasi sveikiau gyventi.Verslas kaime. Utenos rajone, Griūčių kaime, gyvenančių Astos ir Ramūno Katinų ūkio pagrindinė veikla – natūralaus ir sveikatai naudingo aliejaus spaudimas iš riešutų ir sėklų. Dabar 21 rūšies aliejus spaudžia ir sėkmingai parduoda.Ved. Regina Montvilienė

Financial data has its challenges—but non-financial data is a different scale of complexity. It cuts vertically up and down the value chain, and now requires the same level of confidence as financials, with board sign-off and external assurance becoming the norm. In this episode of The Pre-Read, we break down how finance and sustainability leaders are aligning around programs like sustainability-linked bonds, why a long-term mindset matters, and how AI is helping organizations make sense of fragmented, non-standardized information. 
 • Why sustainability data is more complex than financial data • The need for integration—top-down from the board and across every business unit • How companies build data confidence through external assurance • The two-pillar reporting model: impact (GRI, SDGs) and value (ISSB, TCFD, TNFD) • Why brave leadership and a growth mindset are essential for adopting new technology Featuring: Esther An, CSO, City Developments Limited Andrea Amozurrutia Casillas, Finance and Sustainability Director, Grupo Herdez Read the full report on how professionals are building value with AI: workiva.com/pr-building-value Key Segments: 01:00 | Why sustainability data is more complex 03:50 | The two-pillar approach: Impact + value 08:30 | Esther An on board sign-off and assurance 15:30 | Long-term view in a volatile environment 18:00 | Andrea Amozurrutia Casillas on sustainability-linked bonds 25:30 | Why AI matters for data chaos Find more conversations at workiva.com/podcast/the-pre-read Subscribe for upcoming episodes.

Šakių rajono ūkininkams jau teko vežioti „drakono dantis“, aktyviai dalyvauti atliekant kitas užduotis Krašto apsaugos savanorių pajėgų pratybose. Ūkininkas Darius Ufartas ir Griškabūdžio žemės ūkio bendrovės vadovas Petras Puskunigis pasakoja apie nuotaikas ir ryžtą prisidedant prie krašto gynybos stiprinimo. Beje, nepaisant sugaišto laiko per darbymetį ir neskaičiuojant patirtų išlaidų. Savanoris, kuopos skyriaus vadas, leitinantas ūkininkas Ignas Jankauskas akcentuoja, kad prie pratybų prisideda ir kaimo gyventojai.Čilėje vykusioje IDF - tarptautinėje pienininkų asociacijos konferencijoje konstatuota, kad pasaulyje pieno gamyba mažėja, o paklausa pieno produktų didėja. Laimės šalys ir ūkininkai, kurie sugebės didinti pieno gamybą. Kas dar akcentuota tarptautiniame renginyje? Pasakoja joje dalyvavęs Lietuvos galvijų veisėjų asociacijos direktorius Edvardas Gedgaudas.Tautodailininkas Pranas Petronis gyvenęs Vilniuje, dirbęs įvairiuose šalies regionuose, o dabar jau porą dešimtmečių įsikūręs Anykščių rajone Laičių kaime savo senelių sodyboje. Išsaugojęs šimtamečius pastatus, papuošęs juos ir aplinką savo stogastulpiais, sukūrė gerą aurą turinčias dirbtuves po atviru dangumi. Dabar jis intensyviai iš ąžuolo daro kryžių tremtiniams. Kuo dar užsiima menininkas, mokęsis ir kino mechaniko amato, ir turintis savitą požiūrį į gyvenimą kaime?Ved. Arvydas Urba

Moderni biometano jėgainė, prieš porą mėnesių pradėjusi veikti Šakių rajone Paluobių kaime, galima sakyti, nudujiną mėšlą panaikindama nemalonų kvapą. Per metus iš beveik pusės milijono tonų gyvulių ir paukščių mėšlo numatoma pagaminti 11,5 milijono kubinių metrų dujų, kurios vamzdžiais tiekiamos į Lietuvos dujų perdavimo sistemą. Kaip veikia gamykla, kokią nauda aplinkai ir žemdirbiams, tiekiančiams žaliavą gamybai? Pokalbis su Griškabūdžio žemės ūkio bendrovės pirmininku Petru Puskunigiu ir biometano jėgainės vadovu Mantu Karčiausku.Neariminė žemdirbystė pastaraisiais metais šalyje populiarėja, tačiau ją pasirenkant ūkininkams kyla daug neaiškumų, tenka patiems eksperimentuoti ir kartais patirti nuostolių. Anykščių rajone 34 metus ūkininkaujantis Romas Kubaitis, pastarąjį dešimtmetį 600 ha ūkyje nearė, bet jau kitais metais rengiasi panaudoti plūgus. Kodėl?Kalvarijos savivaldybėje Jurgežerių botaniniame draustintje yra augalų iš Raudonosios knygos, o labiausia išsiskiria bekotis ąžuolas. Apie ypatingą ąžuolą ir draustinio tikslus išsaugoti unikalius augalus pasakoja savivaldybės architektūros, aplinkosaugos ir teritorijų planavimo skyriaus vedėjas Romas Eidukaitis.Ved. Arvydas Urba

Laikā, kad Latvijā izjūtama spēcīga lauku iztukšošanās tendence un attālāku reģionu depopulācija, ir arī tādi cilvēki, kas iet pret straumi un izdara apzinātu izvēli par atgriešanos vai dzīves sākšanu lauku vidē. Tādi ir arī Latvijas Radio jaunāko raidieraksta jeb podkāsta "Es izvēlos dzīvi laukos" piecu sēriju galvenie varoņi – jauni cilvēki, kas, izbraukājuši tuvākas un tālākas zemes, šobrīd savu dzīvi un darbu veido Latgales laukos. Iemesli dažādi – brīvības alkas, klusums, miers, senču mantojuma sentiments, pašaudzēta pārtika un biznesa iespēju potenciāls. Trīsdesmit sešus gadus vecā Monta Vecozola pabeigusi Kultūras akadēmiju, šobrīd dien Zemessardzē un strādā labdarības biedrībā „Tavi draugi”. Pēc Montas iniciatīvas kara Ukrainā sākumā Latvijas austrumu pierobežā tika izveidoti bēgļu atbalsta punkti. Pēc 17 gadu dzīves galvaspilsētā, Monta meklēja brīvību un 2024.gadā atrada to Latgales lauku viensētā. Bet šī atrastā brīvība bija sākotnēji jāatkaro no krūmiem, arī vilkiem, kas uzmanīja viņa māju. „29. septembrī es atbraucu ar savu pēdējo kravu, biju aizslēgusi jau Rīgas dzīvokli un 2.oktobrī Puša ieradās,” Puša ir viens no kaķiem, kas kopā ar Montu šobrīd apdzīvo simtgadīgu lauku māju Rēzeknes novada Maltas pagastā Griščatu sādžā. „Man ļoti patīk tas - Griščatu sādža. Es to arī vismaz savā leksikā plānoju saglabāt, lai man adrese ierakstās sādžā. Nu sādžas te vairs nav, protams.” Monta dzimusi Madonas novada Praulienā.17 gados aizbrauca pamācīties uz Franciju, un pēc atgriešanās, sākās lielā Rīgas dzīve. Pēc Rīgā nodzīvotiem 17 gadiem viņa izlēma par labu turpmāk dzīvi veidot laukos, un līdz ar pāris hektāriem zemes iegādājās lauku viensētu. „Kad es to māju atradu, tad tā bija pilnībā ieaugusi. Nevarēja pamatus redzēt, visiem logiem bija priekšā krūmi. Un tad lēnu garu, sākot trimmerēt ārā visus zarus un ap to māju staigājot, tā jau pati arī parādīja, kā iekārtot to teritoriju, kur siltumnīcai tā pareizā vieta un kur tad to kafiju tev gribas dzert.” Par to, ka jāpārvācas prom no pilsētas Monta sapratusi dažus gadus atpakaļ, patika braukt pie dabas, bet lielu lomu dzīves izvēlēs nospēlējis arī karš Ukrainā. Tas Montu stimulēja iestāties Zemessardzē, un iesaistīties labdarības organizācijā „Tavi draugi” palīdzības sniegšanā kara bēgļiem no Ukrainas, kas šobrīd kļuvis par viņas pilna laika darbu, šobrīd gan attālināti. „Man tas bija kaut kāds ļoti liels vērtību un fundamentālu pamatlietu pārbaudes laiks, kur es daudz ko sapratu gan par sevi gan par to, ko es gribu no dzīves un kur un kā es jūtos vislabāk.” Lai arī dzīve laukos liek atteikties no agrāk ierastās spontanitātes ikdienas lēmumos, tomēr Monta te lauku un mežu vidū atradusi savu brīvību. „Bet brīvība tas atkal ir diemžēl tā kara kontekstā un tās manas nodarbošanas kontekstā, ka tai brīvībai vispār kaut kāds cits svars parādījās.” Pārcelšanās procesu Monta vērtē kā diezgan radikālu, tas licis pārvērtēt daudzas lietas. „Tad man sākās tās lielās pārdomas vispār par to mūsu laicīgo bagātību, par mantām un cik tālu tas viss ir tā vērts, lai es to vestu gandrīz 300 km. Šausmīgi daudz kas tika stiepts par tām pļavām, un tad tu stiep un vēlreiz domā vai tev tiešām tas viss ir vajadzīgs. Arī patiesībā labs treniņš, lai saprastu, cik patiesībā maz jau mums tās mantas vajag.” Bet ģimene un draugi Montas lēmumu atbalstīja un šobrīd brauc arī ciemos, un līdztekus laukiem neierastajam putekļusūcējam robotam Montas mājās ir ne vien trauku mazgājamā mašīna, bet arī vafeļu panna un piena putotājs. „To manas draudzenes uzdāvināja – jo tad, kad viņa sabrauc, saka – un tad tas kapučīno uz tās pļavas ir tas īstais!” Kā saka Monta, laukos laika ir krietni vairāk laika nekā pilsētā, viņa atsākusi lasīt grāmatas un ieminusi taciņu uz vietējo Maltas bibliotēku, kur nereti paņem arī ko latgaliski lasāmu, cerībā ar laiku iekļauties vietējā kopienā. „Cilvēki ir ļoti draudzīgi un viesmīlīgi, bet tajā pašā laikā man liekas, ka tev ir jānopelna nedaudz tā kā tā iekļūšana tādā Latgales kopienā.” Šī būs otrā ziema, ko Monta pavadīs viena savā lauku sētā. Pirmo posmu jauniegādātajā vecajā lauku mājā, jaunā sieviete sauc par dzīvošanu uz adrenalīna un pieņemšanas - lēmums izdarīts un atpakaļ ceļa nav. Tagad, ja ne Zemessardze, darba pienākumi un ikmēneša izbraukumi uz tuvējo pilsētu pēc pārtikas krājumiem, Monta savu lauku māju pamestu aizvien retāk. Ar lielu interesi joprojām Monta iepazīst savu māju un apkārtni, pirmo pavasari gaidījusi, lai uzzinātu, kādā krāsā ziedēs pie mājas augošais ceriņkrūms. „Tik ļoti foršs tas pārsteiguma moments, kad tu nevari visu tā sakot nopirkt, kaut kāda daļa paliek „maisā”.” Vispopulārākais jautājums uz kuru Montai nākas atbildēt – vai nav bail un vai nav garlaicīgi. „Un tad ziemā kā es sāku no viena loga, tad es izstaigāju, paskatos zaķīšus, caunītes, vilkus pa šito logu skaisti var vērot. Nu ļoti jau skaisti kā tādi milzīgi haskiji. Tad skatos vēl viens, vēl viens. Beigās septiņus saskaitīju. Viņi bija ielenkuši, pārbaudīja visu teritoriju. Bet es te stāvu, ziema, viss tāds balts, kaķi istabā – sirreāli, bet tik skaisti. Nu citā situācijā jau nekas skaists tas nav - septiņi vilki tev pagalmā, bet uz to brīdi man likās - tāda eksotika.”  

#台達電子文教基金會 #氣候戰役在台灣Podcast 專訪企業永續發展協會秘書長 莫冬立，深入解析 GRI 2025 與 TNFD 對企業生物多樣性揭露的新要求。隨著永續報告國際準則更新，自然議題已從「選填項」變成「必答題」。本集帶您了解企業該如何從盤點自然資本、評估依賴與衝擊，到實際行動與揭露策略的轉型路徑。面對金融機構、投資人與供應鏈的新標準，企業要如何兼顧合規與競爭力？透過實務經驗分享，揭示企業邁向自然正成長 Nature Positive 的第一步。 ＊本集重點: 1.企業永續報告書GRI 2025 生物多樣性揭露的新方向 2.自然財務揭露TNFD 架構如何落地？企業應從哪裡開始？ 3.中小企業如何參與永續生態鏈？ Powered by Firstory Hosting

Kaj je bolj škodljivo: izpušni plini, kurjenje lesa ali kajenje Zdaj ne moremo več zanikati dejstva, da nam onesnažen zrak skrajša življenje. Vendar na kakšen način? Kaj je za ljudi bolj škodljivo: izpušni plini, kurjenje drv, ali kajenje? V Ultrazvoku odgovarja fizik dr. Griša Močnik. Sogovornik tokratne oddaje je s sodelavci in sodelavkami Centra za raziskave atmosfere Univerze v Novi Gorici v sodelovanju s kolegicami in kolegi iz tujine dokazal, da se škoda v pljučih, ki jo povzročijo trdni delci v vdihanem zraku, razlikuje glede na vir onesnaževanja. Izmerili so, kakšen je tako imenovani oksidativni potencial trdnih delcev PM10 in PM2,5. Z njim lahko prikažemo vpliv trdih delcev na zdravje ljudi. Rezultate odmevne študije so pred tednom dni (22. 10. 2025) objavili v znanstveni reviji Nature, prof. dr. Griša Močnik pa jo bo predstavil v oddaji Ultrazvok. Mednarodne analize in primerjave sicer kažejo, da je zrak v Sloveniji med bolj onesnaženimi v Evropi. Zelo negativno izstopa zlasti Ljubljana. Deskle v občini Kanal ob Soči, Sarajevo, Chamonix v Franciji pa so trije kraji od triinštiridesetih, ki po najslabši kakovosti zraka izstopajo v prelomni študiji. Originalni članek v reviji Nature TUKAJ

「GRIとCDPが気候報告の整合性マッピングを発表、企業の重複負担を軽減へ」　サステナビリティ報告基準を開発するオランダの非営利組織GRI(グローバル・レポーティング・イニシアチブ)と、英国の環境情報開示システムCDPは10月21日、気候変動とエネルギーに関する報告の整合性を図る新たなマッピング資料を公開した。The post GRIとCDPが気候報告の整合性マッピングを発表、企業の重複負担を軽減へ first appeared on サステナビリティ・ESG金融・投資メディア - HEDGE GUIDE.

Matthew D. Taylor draws on more than two decades of leadership in both public service and real estate. A former 20‑year director of a large Health and Human Services Agency in Ventura County—where he also served as a federal grant writer, project manager and power contract negotiator—Matthew transitioned into residential real estate over 21 years ago. Since then he has excelled in resale and new home sales, earning recognition as Agent of the Month, Top Ten Agent of the Year and #1 in closed transactions, and he has taught aspiring agents as a certified instructor at the Arizona School of Real Estate and Business. A former associate broker with Mandalay Homes, Matthew specializes in luxury, golf and resort‑style properties, custom homes and equestrian estates. Licensed in multiple states and now focused on California, he is also a coach, trainer and mentor, holding designations including ABR, SRS, MRP, GRI, CDPE, NHS and RCC.In this episode we explore what it means to be a true leader in real estate and how a spirit of service can transform your business. Matthew shares insights from his diverse career—from managing public agencies to coaching agents—highlighting the importance of servant leadership, ethical practice and mentorship. We discuss how putting others first builds trust, fosters long‑term relationships and enhances professional growth, and Matthew offers practical advice for agents looking to lead by example and elevate those around them.You Can Find Matthew @:Instagram: https://www.instagram.com/taylorrealestateconsultants/Website: https://www.taylorrealestateconsultants.com/Youtube: https://www.youtube.com/@livingventuracounty/videos

Tariff whiplash, “China's USTR,” and a carbon levy vote—yet spot rates look oddly calm. Caroline Weaver and Lars Jensen cut through the chaos: Trump's 100% tariff warning vs. the Nov 10 tariff snap-back, China's mirror policy (including the 25% ownership twist), and last-minute U.S. duties on ship-to-shore cranes (with 150% proposed on terminal gear). We also unpack why Trans-Pac spot rates paid are at ~12-month lows despite $3k GRI filings, and what CTS load-date demand says about where volumes are really headed.What you'll learn:How (and whether) to front-load, and what carriers' GRI filings signal vs. what's likely to stickThe operational ripple effects of China's mirror rules—beyond US–China lanesMEPC carbon levy timing (2027 processes, 2028 payments), plus U.S. retaliation talk and practical impactPlaybook: procurement timing for port equipment, contract/GRI strategy, and communicating risk to your CFOActionable guidance in under 30 minutes—so you can protect margins before the next headline hits.

Minint pasaulinę psichikos sveikatos dieną, specialistai pastebi, kad vis didesnei daliai jaunų žmonių prireikia psichologų, psichoterapeutų ar psichiatrų pagalbos. Kai kurie gydytojai pastebi, kad dar niekada tarp jų pacientų nebuvo tiek daug jaunų žmonių.Socialdemokratų lyderis Mindaugas Sinkevičius sako, kad dar turintis kantrybės dirbti su „aušriečių“ lyderiu Remigijumi Žemaitaičiu, tačiau savaitgalį partijos kolegoms bus pristatytos alternatyvos, kaip spręsti situaciją koalicijoje. Kokius sprendimus mato premjerė Inga Ruginienė dabar su ja ir pasikalbėsime. Aptarsime ir kitas aktualijas.Socialdemokratų lyderis Mindaugas Sinkevičius sako, kad dar turintis kantrybės dirbti su „aušriečių“ lyderiu Remigijumi Žemaitaičiu, tačiau savaitgalį partijos kolegoms bus pristatytos alternatyvos, kaip spręsti situaciją koalicijoje. Kokius sprendimus mato premjerė Inga Ruginienė dabar su ja ir pasikalbėsime. Aptarsime ir kitas aktualijas.Nauja mokslininkų ekspedicija parodė, kad pastaraisiais metais Šveicarijos Alpėse esančio ledyno Gri paviršius nutirpo apie šešis metrus. Pasak specialistų, tai neįtikėtinas skaičius, keliantis nerimą. Jei pasaulinė temperatūra ir toliau kils, mokslininkai sako, kad didžioji dalis ledynų gali ištirpti per mažiau nei šimtmetį ir tai paveiks milijonų žmonių gyvenimus.Ved. Rūta Kupetytė

Lietuvos nacionalinio dailės muziejaus direktorius Arūnas Gelūnas penktadienį antisemitizmu pavadino „aušriečių“ lyderio Remigijaus Žemaitaičio komentarus apie jį. Įraše feisbuke R. Žemaitaitis spekuliavo A. Gelūno žydiška kilme ir kaltino jį perversmo valstybėje vykdymu.Nobelio taikos premija paskirta Venesuelos opozicijos lyderei Marijai Korinai Machado už kovą dėl demokratijos šioje skurdžioje ir susiskaldžiusioje šalyje.Vakar socialiniame tinkle „Facebook“ pasirodė nuotrauka, kurioje matyti, kad Vilniaus Šeškinės aikštėje nusidriekė eilė prie palapinės, kurioje, kaip teigiama, prekiaujama propagandiniais rusiškais leidiniais. Žurnalistų etikos inspektorius Dainius Radzevičius sako, jog dalyje tokių leidinių jau anksčiau buvo aptikta draudžiamų simbolių.Donaldas Trumpas pasiūlė pašalinti Ispaniją iš NATO, nes ji neva nevykdo jo reikalavimo didinti išlaidas gynybai. Kokios reakcijos Ispanijoje?Lietuvos savivaldybės su Krašto apsaugos ministerija pasirašė memorandumą kaip kompensuoti savivaldybėms už jų teritorijose veikiančius ar planuojamus karinius poligonus.Nauja mokslininkų ekspedicija nustatė, kad pastaraisiais metais Šveicarijos Alpėse esančio ledyno Gri paviršius nutirpo apie šešis metrus. Pasak specialistų, tai neįtikėtinas skaičius, keliantis nerimą. Jei pasaulinė temperatūra ir toliau kils, mokslininkai sako, kad didžioji dalis ledynų gali ištirpti per mažiau nei šimtmetį ir tai paveiks milijonų žmonių gyvenimą.Dviem pergalėmis Eurolygos turnyrą prieš praėjusio sezono finalininkus pradėję Kauno „Žalgirio“ krepšininkai šiandien bandys šią seriją pratęsti Vokietijoje rungtynėse su Miuncheno „Bayern“ komanda.Ved. Liepa Želnienė

Are you losing your best people and don't know why? In this final episode of our four-part series with Frederic Lucas-Conwell, founder of GRI.co, we tackle the most expensive problem in business: top talent walking out the door. Most companies think they understand why high performers leave. They're wrong. From boardroom battles to manager missteps, Frederic reveals the behavioral mismatches that drive your best people away—and the surprisingly simple changes that can keep them engaged. We discuss why CEOs and boards clash despite shared goals, what "engagement" really means (hint: it's not what most tools measure), and the one overlooked factor that matters more than perks, ping pong tables, or pizza Fridays. If you're tired of expensive turnover, bland exit interviews, and watching talent walk to your competitors, this episode delivers actionable insights you can use this week. No fluff, no corporate speak—just honest conversation about what actually works. All episodes from this series are here.

No empātijas līdz apātijai ir viens solis, tā varētu teikt par kādu interesantu fenomenu, ko dažkārt redzam sabiedrībā. Kad kāds garāmgājējs nonāk nelaimē, mēs steidzamies palīgā, ja apkārt nav citu cilvēku. Kolīdz šāda situācija notiek pūlī, reakcija palīdzēt kavējas. Psiholoģijā to dēvē par garāmgājēja efektu. Kāpēc tā rīkojamies? Kas noteiks to, vai būsim empātiski vai apātiski? Raidījumā Zināmais nezināmajā skaidro Latvijas Univerisitātes profesors, sociālās psiholoģijas un politikas psiholoģijas pētnieks Ģirts Dimdiņš. Par to, cik atsaucīgi esam vai neesam, ziņojot par kādiem notikumiem, aicinot palīgā, ja kāds nonācis nelaimē, vaicājam Valsts policijas Rīgas reģiona pārvaldes Rīgas Austrumu pārvaldes Kriminālpolicijas biroja 2. nodaļas priekšnieka vietnieci Nadeždu Griņeviču. "Protams, mūsu personībai ir nozīme, un daži cilvēki pēc dabas ir palīdzošāki, altruistiskāki, empātiskāki, bet noteikti būtu liela kļūda reducēt to, vai cilvēki palīdz ārkārtas situācijās, uz rakstura īpašībām, vēl jo vairāk tikai uz empātiju vai altruismu," norāda Ģirts Dimdiņš. Pētnieks skaidro, palīdzēšana - nepalīdzēšana ir pētīta sistemātiski un daudz jau kopš pagājušā gadsimta 60. gadiem, un pētījumi kopumā ir izkristalizējuši piecus galvenos soļus, lai cilvēki palīdzētu ārkārtas situācijās citiem. Liela loma ir situācijai un dažādām apstākļu sakritībām. "Pirmkārt, mums ir jāpamana ārkārtas situācija, lai rastos interese vai vajadzība palīdzēt vai mēs par domātu par to, vai mums kādam ir jāpalīdz. Otrkārt, mums ir jāinterpretē tā ārkārtas situācija kā ārkārtas situācija. (..) Treškārt, mums ir jāuzņemas atbildība. Un šeit parādās klasiskais saucamais pasīvā novērotāja efekts, jo vairāk ir vēl citu liecinieku bez mums, jo mazāka varbūtība, ka mēs būsim tie, kuri pieslēgsies, mēģinās kaut ko darīt," skaidro Ģirts Dimdiņš. "(..) Mums ir arī jābūt spējīgiem, kompetentiem palīdzēt pat tad, ja mēs saprotam, jā, man būtu jāpalīdz šajā situācijā, bet jautājums, vai es to varu? Paņemt telefonu un piezvanīt mēs varbūt visi varam, bet ja ir jālec ūdenī un kāds jāvelk ārā, vai jāskrien degošā mājā, vai jāiesaistās fiziskā konfliktā, tur jau ir pilnīgi cits jautājums un citi apsvērumi. Ar to viss vēl nebeidzas, jo ir piektais solis, kas ir mūsu racionālā analīze. Vai, ja es iesaistīšos, tās izmaksas nebūs pārāk augstas, salīdzinot ar iespējamiem ieguvumiem neiesaistoties vai arī izmaksām, kas notiks tad, ja neiesaistīšos tajā situācijā. Tātad vienmēr pēdējais solis vēl ir tāda tīri ekonomiski racionāla analīze." "Ir jābūt noteiktām personības iezīmju kombinācijām, lai cilvēks izvēlētos aizturēt likumpārkāpēju ar kaut kādu risku sev. To biežāk dara vīrieši," analizē Ģirts Dimdiņš. "Kur ir vajadzīgā drosmes, fiziskā spēka demonstrēšana, tur biežāk iesaistās iesaistās tieši vīrieši. Tur atkal parādās tas aspekts, ja ir, piemēram, pēc dzimuma homogēna novērotāju grupa, piemēram, ārkārtas situācijai ir pieci liecinieki vīrieši, tad ir lielāka varbūtība, ka viens no viņiem iesaistīsies ārkārtas situācijā, nekā tad, ja tā ir miksēta grupa. Atkal varētu būt tāpēc, ka gribās nodemonstrēt, kurš ir spēcīgāks barā, vai arī ir paļaušanās, ka citi nāks palīgā, ja vajadzēs." -- Bet par grāmatām savā grāmatplauktā, kas saistītas ar šī raidījuma sarunas tēmu, stāsta raidījuma autores Sandra Kropa un Paula Gulbinska. Viņu izvēle - Dexter Dias "10 types of human" (Desmit cilvēku tipi) un Cathy O'Neil "Weapons of Math Destruction" (Matemātikas iznīcināšanas ieroči).

Ignacio de Loyola Rodríguez Scull, conocido como Arsenio Rodríguez (Güira de Macurijes, Matanzas, Cuba, 30 de agosto de 1911 - Los Ángeles, California, Estados Unidos, 31 de diciembre de 1970) fue un compositor e intérprete de tres cubano con un importante papel en el desarrollo del llamado son montuno. Su formación de conjunto con varias trompetas, definió un sonido que, visto en perspectiva, sentó las bases para el desarrollo de lo que hoy se conoce como salsa. Fue un prolífico compositor, escribió cerca de 200 canciones, la mayoría salpicadas de humor y doble sentido. == Biografía == De niño, Rodríguez quedó ciego cuando un caballo (o una mula) lo pateó en la cabeza, hecho que marcó el resto de su existencia. Más tarde se hizo músico y llegó a ser uno de los directores de conjunto más renombrados en Cuba. Fue un inspirador del concepto musical de los "conjuntos cubanos" al incorporar tumbadoras, piano y tres trompetas al formato tradicional de los grupos de son. Entre sus músicos se encontraban, en el piano, Rubén González y, más tarde, Lily Martínez Griñán; en las trompetas, Félix Chapotín y Chocolate Armenteros, al bongo, Papa Kila, entre otros. También contó con colaboraciones de Chano Pozo y Machito, así como de su primo René Scull como cantante. A la partida de Arsenio a Estados Unidos, Lily Mártinez, quien fungía en cierta medida como su director musical, quedó al frente del conjunto en Cuba. Rodríguez viajó a los Estados Unidos a principios de los 50, pues tenía esperanzas de someterse a cirugía y recobrar la visión. Luego del diagnóstico médico que le informó que no era posible que volviera a ver, Arsenio, sumido en un intenso dolor, compuso uno de sus principales temas: La vida es un sueño, de letra profunda a diferencia del doble sentido, el humor y los signos de religión africana que acostumbrara a tratar en sus composiciones. En los EE. UU. siguió publicando discos, principalmente para Tico y Blue Note. Para esta última compañía grabó Tribilín cantore y Palo congo, aunque este último fue editado bajo el nombre de Sabú Martínez, pese a que Rodríguez compuso casi todos los temas, cantó y tocó el tres y la percusión. Entre sus temas más populares están Bruca maniguá ?la primera canción suya que se grabó, originalmente interpretada por Miguelito Valdés con la Orquesta Casino de la Playa, Mami, me gustó, El divorcio, Papa upa, 'El reloj de Pastora, Fuego en el 23, La yuca de Catalina y el ya mencionado La vida es sueño, A finales de los años 60 el mambo "estalló", y Rodríguez continuó tocando con su típico estilo. Llegó a grabar algunos boogaloos no muy exitosos y la popularidad del grupo fue declinando. Intentó un nuevo comienzo en Los Ángeles pero murió en 1970 y su cuerpo fue enviado a Nueva York para sus funerales. Se ha especulado mucho sobre su situación económica durante sus últimos años pero Mario Bauza niega que muriera en la pobreza, argumentando que Rodríguez tenía, aunque modestos, unos ingresos por concepto de derechos de autor.[1]? == Relevancia == Aunque Arsenio murió en un relativo anonimato en Los Ángeles, su música está considerada hoy en día como una inspiradora obra de arte. Exploró los ritmos afrocubanos y enfatizó el papel protagonista del tres, llegando a ser uno de los treseros más grandes de todos los tiempos. Sus canciones y su ritmo todavía viven en las recreaciones de sus temas en las famosas salsas y su música y concepción de conjunto es inspiración para salseros. Después del 50, las bandas grandes que estaban de moda durante la época del mambo, dejaron de estarlo. Sin embargo, los grupos o conjuntos gracias al importante papel desempeñado por Arsenio en la música cubana constituyeron una referencia determinante en lo que hoy en día se denomina "música latina", en especial la salsa. Fue intuitivo y universal en todo el proceso de fusión que fue su música. Arsenio Rodríguez es, junto a Ignacio Piñeiro, Ñico Saquito, Miguel Matamoros, María Teresa Vera y Benny Moré, uno de los padres de la cultura popular cubana.

Send me a messageWhen people think about tackling the climate crisis, they often talk about energy, food, or transport. But what about money? In this week's episode of Climate Confident, I sat down with Scott Ryan, founder and CEO of Investature, to unpack one of the biggest blind spots in corporate climate strategies, the financial supply chain.Scott argues that pensions, retirement savings, and even our everyday bank accounts may be the largest single drivers of greenhouse gas emissions for many organisations, often dwarfing their direct operations and traditional Scope 3 supply chains. He explained how most retirement funds are still heavily invested in fossil fuels and high-pollution industries, even though those assets will almost certainly become stranded as the world pushes for net zero.The numbers are staggering. Globally, pensions account for over $100 trillion. Redirecting just 1% of that towards climate solutions would close a third of the climate finance gap, enough to massively accelerate the transition in energy, mobility, agriculture, and adaptation. Yet most companies and individuals remain unaware of the scale of this leverage.We explored why financial supply chains have been overlooked in frameworks like TCFD and GRI, and why leading employers are now beginning to integrate sustainable retirement options into their benefits. Scott also shared practical steps individuals can take, such as shifting to green banks, exploring climate-positive ETFs, or pushing employers to offer sustainable pension plans.This is not just about risk management; it's about turning finance into a genuine engine for climate solutions. If you've ever wondered how your savings could work for or against the planet, this episode will give you a fresh lens on climate action.Podcast supportersI'd like to sincerely thank this podcast's amazing subscribers: Ben Gross Jerry Sweeney Andreas Werner Stephen Carroll Roger Arnold And remember you too can Subscribe to the Podcast - it is really easy and hugely important as it will enable me to continue to create more excellent Climate Confident episodes like this one, as well as give you access to the entire back catalog of Climate Confident episodes.ContactIf you have any comments/suggestions or questions for the podcast - get in touch via direct message on Twitter/LinkedIn. If you liked this show, please don't forget to rate and/or review it. It makes a big difference to help new people discover the show. CreditsMusic credits - Intro by Joseph McDade, and Outro music for this podcast was composed, played, and produced by my daughter Luna Juniper

In this episode, David, Mark and Chris speak with Peter Paul van de Wijs, the Chief Policy Officer at GRI and a longtime friend and colleague of the All In co-hosts. The discussion moves from populism's impact on sustainability and finding better narratives to reporting and disclosure, among other topics.

Danes se o umetni inteligenci govori večinoma kot o revolucionarni tehnologiji, ki bo tako rekoč spremenila svet. Med drugim naj bi nam pomagala reševati tudi posledice podnebnih sprememb in degradacije okolja. Koliko resnice je v tovrstnih napovedih in kje so pasti njene uporabe? Kje vse se uporablja in kaj se razvija? Bomo z njeno pomočjo lahko dejansko zmanjšali naš ogljični in okoljski odtis ali pa bo njena visoka poraba električne energije temeljni problem le še povečala. Gostje: prof. dr. Sašo Džeroski, vodja odseka za Tehnologije znanja na Institutu "Jožef Stefan"; prof. dr. Griša Močnik, vodja Centra za raziskave atmosfere na Univerzi v Novi Gorici in član Podnebnega sveta, posvetovalnega organa vlade; izr. prof. dr. Nataša Atanasova s fakultete za gradbeništvo in geodezijo Univerze v Ljubljani; doc. dr. Vida Groznik s fakultete za računalništvo in informatiko Univerze v Ljubljani. Ponovitev Intelekte. Avtorica oddaje Nina Slaček.

Danes se o umetni inteligenci govori večinoma kot o revolucionarni tehnologiji, ki bo tako rekoč spremenila svet. Med drugim naj bi nam pomagala reševati tudi posledice podnebnih sprememb in degradacije okolja. Koliko resnice je v tovrstnih napovedih in kje so pasti njene uporabe? Kje vse se uporablja in kaj se razvija? Bomo z njeno pomočjo lahko dejansko zmanjšali naš ogljični in okoljski odtis ali pa bo njena visoka poraba električne energije temeljni problem le še povečala. O tem so razmišljali gostje tokratne Intelekte: prof. dr. Sašo Džeroski, vodja odseka za Tehnologije znanja na Institutu "Jožef Stefan"; prof. dr. Griša Močnik, vodja Centra za raziskave atmosfere na Univerzi v Novi Gorici in član Podnebnega sveta, posvetovalnega organa vlade; izr. prof. dr. Nataša Atanasova s fakultete za gradbeništvo in geodezijo Univerze v Ljubljani ter doc. dr. Vida Groznik s fakultete za računalništvo in informatiko Univerze v Ljubljani. Foto:Pixabay

We continue our Nashville guest series with Meg Jernigan, Realtor®, Affiliate Broker, GRI, and owner of The Jernigan Group.In this episode, David, Carson, and Jeri Anne sit down with Meg to unpack what's really happening in the local real estate market. From affordability shifts to the future of short-term rentals, Meg shares her on-the-ground perspective as both an agent and business owner.Topics covered include:Where the Nashville market is headed into 2026The impact of rising rates on buyers and sellersKey things to know before making a moveThe latest trends in short-term and mid-term rentalsWhether it's truly a buyer's or seller's market right now

Drevesa vse svoje življenje rastejo in nekatera med njimi dosežejo izjemne velikosti. In če se rast v višino nekoč ustavi, pa se drevo leto za letom, milimeter za milimetrom debeli. Ta počasna, a vztrajna rast je izredno dinamičen proces, ki drevesom omogoča odzivanje na letne čase in spreminjajoče se podnebje. Vse, kar se dogaja v okolju, se tako zapiše tudi v notranjost drevesa - v kolobarje oziroma branike in drevesno skorjo. Ti kolobarji tako ne pripovedujejo zgolj o starosti samega drevesa, s podrobnim preučevanjem zgradbe in strukture lesa, lahko marsikaj izvemo o okolju in razmerah, v katerih je drevo raslo. Kaj vse med rastjo drevesa vpliva na drevo, da je les tak, kakršen je? In ali nam tudi struktura drevesne skorje, torej lubja, ličja lahko pove kaj o razmerah, v katerih je drevo raslo? S temi vprašanji se med drugim ukvarja tokratna gostja Podob znanja, dr. Jožica Gričar, raziskovalka z Oddelka za gozdno fiziologijo in genetiko Gozdarskega inštituta Slovenije.

My guest in today's replay of SFP Episode 272 is Marie Clara Buellingen, Head of Sustainable Finance Americas for Societe Generale Corporate & Investment Banking, one of the largest foreign banking organizations in North America. She is charged with solving the challenges of making public and private capital work together to scale clean energy solutions in the required timelines. The Societe Generale sustainable finance team develops ESG strategies and programs that meet with key stakeholder expectations and best practices such as TCFD, SASB, GRI, UNPRI and the CDP. We talk about approaches to clean energy technology solutions that she has seen work across multiple sectors of the global economy.

También hablamos con el director general de Artesanía, Rafael Gómez, sobre el legado que deja el belenista Jesús Griñán, fallecido ayer.

Zarasų rajone, Kamariškiuose atgimsta dvaras. Griūvantį pastatą nusipirkę paveldo mylėtojai jį verčia vieta kūrybai ir lėtam gyvenimui. Kas žinoma apie patį dvarą, kaip įveiklinamos jo erdvės, su kokiais iššūkiais susiduriama jį atstatant, domisi Ieva Radzevičiūtė.

Your son just graduated college with excellent grades, but can't get past the "AI robot" screening resumes. Meanwhile, companies like Nike are using AI filters as their first hiring step, eliminating potentially brilliant candidates before any human ever sees them. What's going wrong with this approach? In Part 2 of our series with Frederic Lucas-Conwell, President of GRI (Growth Resources Institute), we dive beyond traditional resume screening into the world of AI-enhanced behavioral profiling. While most companies use AI to filter OUT candidates based on keywords and credentials, GRI uses AI to understand HOW people actually function in roles. Frederic reveals the fundamental flaw in asking for "perfect" candidates and shares how behavioral intelligence helps you spot the hidden characteristics that drive revenue performance—especially in candidates who might not have the perfect resume. We explore why recent college graduates with stellar academics are being eliminated by systems that can't see their potential, and how companies can identify candidates who are ready to quit their current jobs (and how to attract them). Susan shares a real-world example of interviewing two best friends using GRI's approach, demonstrating how behavioral insights create instant trust and reveal traits that would never appear on a resume. This isn't just about hiring—it's about seeing what your eyes cannot see. Connect with Frederic Lucas-Conwell: https://www.linkedin.com/in/flucasconwell/ https://gri.co https://x.com/griplatform https://www.linkedin.com/company/griplatform 

no se aplicarán las sentencias que estimaron los recursos de los ex altos cargos de la Junta, entre ellos Chávez y Griñán. Patricia Roseti. De extralimitación e impunidad habla la audiencia de Sevilla del controvertido fallo del Tribunal de Pumpido. Para los cinco magistrados, el TC, un órgano ajeno al Poder Judicial, pudo haberse extralimitado en su función de garante constitucional y podría haber invadido la jurisdicción de jueces y tribunales. Podría haber suplantado la función del Tribunal Supremo como máximo intérprete de la ley, función que le otorga la Constitución. De forma inédita, ...

La Fundación Universitaria Antonio Gargallo y la Universidad de Verano están este año 2025 ‘Descubriendo el Sol'. Es el título de la undécima edición del Curso de Astrofísica (universidad de Verano/CEFCA) que, además de estudiar el sol, anticipa enseñanzas que durante 2026 llegarán a toda la población para que disfruten el eclipse total de agosto de 2026, un acontecimiento que no se registra en toda la península desde 1912. El curso es una introducción general y sencilla a la Física Solar. Lo cuentan en Ágora la directora del curso, Luisa Valdivieso, y Ana Belén Griñón, investigadora del Instituto de Física Solar de la Universidad de Estocolmo y de la Agencia Espacial de Suecia.

Most hiring managers are drowning in resumes, conducting endless interviews, and still ending up with costly mis-hires that drain productivity and morale. What if the problem isn't finding good candidates—it's understanding what you actually need before you start looking? In this episode of Rooted in Revenue, host Susan Finch sits down with Frederic Lucas-Conwell, President of GRI (Growth Resources Institute), to explore how behavioral intelligence is revolutionizing the hiring process. Unlike traditional personality tests or gut-feeling interviews, GRI's approach uses objective, nuanced assessments to help organizations understand not just who people are, but how they actually function in specific roles. Frederic reveals why so many job descriptions ask for "Mr. or Mrs. Perfect" and how this backwards approach leads to expensive hiring mistakes. We dive into the true financial impact of poor hiring decisions—from wasted interview time to costly three-month turnovers—and how behavioral intelligence can help you identify mismatches in weeks instead of months. Whether you're a CEO struggling with team performance, an HR professional tired of hiring misses, or a manager trying to get the best out of your existing team, this conversation offers practical insights into building high-performing organizations through a better understanding of people. Connect with Frederic Lucas-Conwell: https://www.linkedin.com/in/flucasconwell/ https://gri.co https://x.com/griplatform https://www.linkedin.com/company/griplatform 

1197. Hoy me apetecía hacer un repaso de esos que me sirven para cargar pilas de cara a lo que viene. En este episodio hago balance de todo lo que ha dado de sí la temporada 2024-2025, tanto en este metapodcast como en EOVE Productora. Y ya te adelanto que, aunque al principio del año la hoja estaba en blanco, al echar la vista atrás me doy cuenta de todo lo que he podido hacer.Arranco el repaso desde el punto de partida de esta temporada: una puesta a punto con Salvi Melguizo y su podcast 'Ladrando en la Sube . Le siguieron configuraciones como la del podcast 'Trago y Medio' de Claudia González o 'Asómate' de Marta Ahijado. Además, participé en eventos como las Podtalks, las JPod24 en Valencia, las 'Gildas de Oro', la WordCamp de Griñón o la 'V Trobada de Podcasting' en el MAC. Sin olvidarme de las grabaciones privadas para 'Los Jueves', impulsadas por Ignacio Bernabéu de La Fábrica de Podcast, o la producción del nuevo podcast microEmPrendedores para Europa Press.También han sido meses de asesorías, como la que hice con Ángel y su podcast en 'Contando Kilómetro , o de charlas como la que ofrecí en SinOficina con "50 claves para impulsar un podcast autoproducido". Y por supuesto, producción de nuevos podcasts como Ocurrencias, Letters to the Editor, EPAgro y EPTurismo.Y si hablamos de hitos, no puedo dejar de mencionar el ciclo de Podnights Madrid de 2025, posible gracias al crowdfunding que, por los pelos, conseguimos sacar adelante. O los patrocinios: desde la Agencia Catalana de Turismo con su podcast 'Greal, el secreto de las ocho llave', hasta apoyos como los de Margot Martín, Iván Patxi, Ekos Media o la Asociación Yo Soy el Otro. Todo esto ha sido posible gracias a quienes han apoyado el podcast desde Ko-fi, ayudándome a alcanzar uno de mis objetivos técnicos para la temporada: un Rodecaster Duo. Y es que sí, como repito cada año, si algo tengo claro es que el tiempo acaba dándome la razón: hago podcast, hablo de podcast y promociono en podcast. Es mi hábitat natural.Y como cada final de temporada, echo la vista atrás y sonrío desde este lado del micrófono, porque esta pasión sigue generándome trabajo, ilusión y comunidad. _________________Consigue tu entrada para el directo de '¿Cómo ye la tu movida?' el 27 de junio en las Podnights Madrid a través de Eventbrite https://www.eventbrite.es/e/entradas-como-ye-la-tu-movida-en-podnights-madrid-1401428262659_________________¡Gracias por pasarte 'Al otro lado del micrófono' un día más para seguir aprendiendo sobre podcasting! Si quieres descubrir cómo puedes unirte a la comunidad o a los diferentes canales donde está presente este podcast, te invito a visitar https://alotroladodelmicrofono.com/unetePor otro lado, puedes suscribirte a la versión compacta, sin publicidad y anticipada de este podcast, 'El destilado del micrófono' a través de la plataforma Mumbler a través de: https://alotroladodelmicrofono.com/destilado (Puedes escucharlo en cualquier app de podcast mediante un feed exclusivo para ti).Además, puedes apoyar el proyecto mediante un pequeño impulso mensual, desde un granito de café mensual hasta un brunch digital. Descubre las diferentes opciones entrando en: https://alotroladodelmicrofono.com/cafe. También puedes apoyar el proyecto a través de tus compras en Amazon mediante mi enlace de afiliados https://alotroladodelmicrofono.com/amazonLa voz que puedes escuchar en la intro del podcast es de Juan Navarro Torelló (PoniendoVoces) y el diseño visual es de Antonio Poveda. La dirección, grabación y locución corre a cargo de Jorge Marín. La sintonía que puedes escuchar en cada capítulo ha sido creada por Jason Show y se titula: 2 Above Zero. 'Al otro lado del micrófono' es una creación de EOVE Productora. 

Merci à Dorine Bourneton d'être venue témoigner sur LEGEND Story. À 16 ans, Dorine est la seule survivante d'un crash d'avion. Grièvement blessée, elle perd définitivement l'usage de ses jambes. Mais cette tragédie ne freine en rien sa détermination : elle devient, des années plus tard, la première femme paraplégique pilote de voltige au monde. Son engagement va encore plus loin. Après un long combat juridique, elle parvient à faire évoluer la législation française, ouvrant l'accès à la licence de pilote professionnel aux personnes en situation de handicap.Dorine Bourneton, marraine de la série vidéo "Inspir'Elles" disponible sur ➡️ parcoursmetiers.tv Pour toutes demandes de partenariats : legend@influxcrew.comRetrouvez-nous sur tous les réseaux LEGEND !Facebook : https://www.facebook.com/legendmediafrInstagram : https://www.instagram.com/legendmedia/TikTok : https://www.tiktok.com/@legendTwitter : https://twitter.com/legendmediafrSnapchat : https://t.snapchat.com/CgEvsbWV Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

C dans l'air du 10 juin 2025 - Surveillante poignardée : un "déferlement de violence insensé"Vers 9 h ce matin, alors que les gendarmes effectuaient un contrôle inopiné des sacs devant un collège de Nogent, en Haute-Marne, l'un des élèves, pour une raison encore inconnue, s'est jeté sur l'assistante d'éducation présente sur place et l'a poignardée à plusieurs reprises avant d'être maîtrisé par les forces de l'ordre. Grièvement blessée, la jeune femme, âgée de 31 ans, est décédée.Le suspect, Quentin G., âgé de 14 ans et inconnu des services de police, est actuellement entendu par les enquêteurs en garde à vue. Il devrait être examiné par un psychiatre. Des dispositions d'accompagnement ont été mises en place pour prendre en charge les élèves, leurs familles et le personnel de l'établissement. La ministre de l'Éducation nationale s'est rendue sur place en début d'après-midi. Interrogée sur le profil du suspect, Élisabeth Borne a parlé d'un "jeune qui ne présentait pas de difficultés particulières et qui était ambassadeur harcèlement". Elle a estimé qu'il faut une "réponse globale" face à ces drames. "On doit aussi agir sur la santé mentale", a expliqué la ministre, alors que les réactions dans la classe politique sont très nombreuses.Le président de la République a dénoncé ce matin sur X un "déferlement de violence insensé (…) La nation est en deuil". Cette mort "horrifie et elle nous glace", a réagi sur X la présidente du groupe LFI à l'Assemblée nationale. Le premier secrétaire du PS, Olivier Faure, a déploré une "abomination". "L'école est frappée par l'ultraviolence. Elle résiste, mais ne peut pas tout. On ne peut pas lui demander de réparer seule des décennies d'abandon civique, de désagrégation du lien social et de propagation de la violence", a écrit de son côté Raphaël Glucksmann. La présidente du groupe RN à l'Assemblée nationale Marine Le Pen, pour sa part, a écrit sur X : "Pas une semaine sans qu'un drame frappe l'école. Désacralisation de la vie, banalisation de l'ultraviolence, encouragée par l'apathie des pouvoirs publics à y mettre fin, explosion du port d'armes blanches : les Français n'en peuvent plus et attendent une réponse politique ferme", a affirmé la leader d'extrême droite, sans en dire plus.Le Premier ministre, qui sera l'invité du 20 heures de TF1, a indiqué vouloir faire de "la menace des armes blanches chez nos enfants" un "ennemi public". Le 24 avril dernier, après une attaque au couteau à Nantes, François Bayrou avait fait renforcer les contrôles inopinés et les fouilles des sacs devant les établissements scolaires. Il avait également demandé "des propositions concrètes en matière de prévention, de réglementation et de répression pour endiguer le phénomène des violences commises par les mineurs avec des armes blanches". Un rapport avait été remis en mai avec une série de propositions : interdiction de la vente, directe comme en ligne, des armes zombies, vidéoprotection et interdiction des téléphones portables dans les établissements scolaires… Parallèlement, le gouvernement entend interdire l'accès aux réseaux sociaux aux mineurs de moins de 15 ans, en imposant aux plateformes la vérification de l'âge au moment de la création d'un compte. Mais il s'est heurté, pour l'instant, en Europe, à des questions techniques et de compatibilité avec le droit communautaire. LES EXPERTS :- CHRISTOPHE BARBIER - Éditorialiste politique, conseiller de la rédaction - Franc-Tireur - ALAIN BAUER - Professeur de criminologie - CNAM- AUDREY GOUTARD - Grand reporter à France Télévisions, spécialiste des faits de société- MARIE-ESTELLE PECH - Rédactrice en chef société à MariannePRÉSENTATION : Caroline Roux - Axel de Tarlé - REDIFFUSION : du lundi au vendredi vers 23h40PRODUCTION DES PODCASTS: Jean-Christophe ThiéfineRÉALISATION : Nicolas Ferraro, Bruno Piney, Franck Broqua, Alexandre Langeard, Corentin Son, Benoît LemoinePRODUCTION : France Télévisions / Maximal ProductionsRetrouvez C DANS L'AIR sur internet & les réseaux :INTERNET : francetv.frFACEBOOK : https://www.facebook.com/Cdanslairf5TWITTER : https://twitter.com/cdanslairINSTAGRAM : https://www.instagram.com/cdanslair/

Send us a textDobar Dan!We are kicking off our Croatian Summer Destination Series (CSDS) with Zagreb! Uncle Mike and Tony D will work with vocabulary we already know to craft some helpful phrases with proper pronunciations using Zagreb destinations. DJ MOE talks all about Zagrebs Witch of Grič. We also learn a little bit about the author Jurić Zagorka and some of her source material that brought us this Zagreb based 7 book series.Another great Pod coming your way!Visit our website: https://www.letslearncroatian.com/We have a YouTube channel: https://youtube.com/c/LetsLearnCroatianLLC Merch Store: https://www.letslearncroatian.com/llc-storeKeep the content flowing, donate to the LLC: https://www.letslearncroatian.com/llc-supporters-pageBuy the LLC a Cup of Coffee: https://www.buymeacoffee.com/infoKX Collaborate with LLC: https://www.letslearncroatian.com/become-a-sponsorDo you FaceBook, we do: https://www.facebook.com/llcpod/?__tn__=-UC*FWe even do Instagram: https://www.instagram.com/llcpod/?hl=enTeeDee's Soapshttps://www.teedeessoaps.comHello LLC Prieteljie!We launched a Buy Me a Coffee supporters page. Here's your opportunity to become an LLC Members. Lots of incentives, including: an LLC Members Only Magnet, automatic entrance to any LLC Member Only raffles & prizes and access to the LLC Members Only page on our website, where we upload new content monthly.Click on the link below.https://www.buymeacoffee.com/infoKXHvala, Bog!Support the show

Tune in to the Drive with NAR podcast as host Marki Lemons Rhyal engages in an inspiring conversation with NAR Good Neighbor Award winner Ed Gardner and Broker Engagement Committee Chair Antje Gehrken. Discover how their community service efforts are making a difference and learn how real estate professionals can create a community impact. This episode highlights the importance of being a good neighbor and the positive effects community service can have on your real estate business.  Meet the Guests... Ed Gardner, GRI, is the broker-owner of Gardner Real Estate in Portland, Maine. He founded the Equality Community Center, which provides tenant space for 18 nonprofit organizations in Portland. Ed is a 2024 NAR Good Neighbor Awards winner. Antje Gehrken, CCIM, is president and designated managing broker at A.R.E. Partners in Chicago, Illinois. She currently chairs NAR's Broker Engagement Committee and is a Board Director for the Northwest Indiana Realtors Association.

Join the waitlist and be first to know when I open applications for my next 7-Figure Mastermind here: jasminestar.com/mastermindLet me guess… your to-do list looks like a CVS receipt. You know what needs to get done, but you're constantly asking yourself, “What should I do first?”Friend, you're not alone.Whether you're scaling past 7 figures or juggling multiple team members, the question I hear most often in my mastermind is: “I know what to do… but what's the right order?”So in this episode, I'm sharing something straight from a recent mastermind call I hosted with powerhouse women scaling their businesses to $5M, $7M, and beyond. (Spoiler alert: their struggles might sound very familiar.)We talk about:Why doing more isn't the answer—you need a systemThe difference between urgent and important (yep, there's a difference!)My 3-tier decision-making hierarchy—think of it like a wedding cake but with more spreadsheetsReal examples from actual founders (with permission!) that will help you map this strategy to your own businessThis framework has helped some of the most successful entrepreneurs I coach figure out exactly what to prioritize—without getting lost in the weeds.If you're tired of being stuck in the bottom tier of your business (read: putting out fires, managing details, being in 87 Slack channels at once), this episode is for you.Let's get you back to CEO mode.

V Sloveniji živi 11 vrst kač, od katerih so tri strupene: modras ter laški in navadni gad. Kače so sicer zelo plašne in nenapadalne živali – umaknejo se, če je le mogoče. Od kod torej človeški strah oz. odpor do teh plazilcev, kako ga premagati in kako ravnati, če kačo srečamo na svojem vrtu ali sprehodu v naravi? Na ta in podobna vprašanja bo v petkovem Svetovalnem servisu odgovarjal Griša Planinc, biolog in herpetolog, ki vodi projekt Kačofon. Pokličite ali pišite po 9 h!

Kent Redding's path from retail mogul to real estate powerhouse isn't what you'd expect - especially when leadership, empathy, and branding collide. In this episode, Kent shares the surprising lessons he learned that still shape his business today. You'll walk away rethinking what it really means to build trust, show up, and lead with heart. Plus, don't miss the story of the open house that literally caused a traffic jam.   Key takeaways to listen for How Kent turned personal values into a business branding strategy that stuck What managing 400 retail employees teaches you about long-term client loyalty The marketing wisdom that still drives Kent's success today Reasons self-awareness and empathy matter more than market trends Is volunteering with your local REALTOR® association a great career move?   About Kent ReddingKent is a top-producing REALTOR®, 2024 President of the Austin Board of REALTORS®, and a 20-year veteran with Berkshire Hathaway. Known for his client-first approach, Kent combines entrepreneurial grit with a deep commitment to the community. He's a ten-time Platinum Top 50 award winner and holds designations including GRI, CRS, ABR, ePro, MRP, and CLHMS. Outside of real estate, Kent volunteers with groups like Community First! Village, Hungry Souls, and Red Oak Hope.   Connect with Kent Website: Kent Redding Facebook: Kent Redding | Kent Redding Team Instagram: @kentreddinggroup LinkedIn: Kent Redding Email: kent@callkent.com Contact Number: (512) 797-5737   Connect with LeighPlease subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.   Sponsors"You Ask. Leigh Answers." Your Affordable Coaching ProgramHey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

What happens when two real estate appraisers give different values for the same property? In this episode, broker Lutalo McGee and appraiser Maureen Sweeney join host Marki Lemons Ryhal to explain the real estate appraisal process, why home appraisals can vary, and how real estate agents can effectively communicate with appraisers to help ensure accurate home valuations.   Learn tips for preparing for a home appraisal, how to handle a low appraisal, and when to request a reconsideration of value. Plus, hear why appraisal contingency risks matter in today's market.  Meet the Guests...  Lutalo McGee, ABR, GRI, is the owner and managing broker of Ani Real Estate in Chicago. He currently serves as the president-elect of the Chicago Association of REALTORS® and is a member of NAR's Real Property Valuation Committee.  Maureen Sweeney, RAA, is a Chicago-based real estate appraiser who specializes in residential and small income-producing properties. She is the 2025 chair of the Real Property Valuation Committee and serves as member of the Illinois Real Estate Appraisal Administration and Disciplinary Board.  

Le 10 juin 1942, le petit village tchécoslovaque de Lidice, situé près de Prague, est rayé de la carte par les nazis. Tous les hommes sont exécutés, les femmes déportées et les enfants envoyés à la mort ou à la germanisation. Ce massacre est l'un des plus tragiques de la Seconde Guerre mondiale, une vengeance brutale après l'assassinat d'un haut dignitaire nazi.L'assassinat de Reinhard Heydrich : le déclencheurTout commence avec l'Opération Anthropoid, une mission secrète menée par des résistants tchécoslovaques entraînés par les Britanniques. Leur cible : Reinhard Heydrich, l'un des hommes les plus puissants du Troisième Reich, surnommé le "Boucher de Prague" en raison de sa politique de terreur en Bohême-Moravie.Le 27 mai 1942, les résistants Jan Kubiš et Jozef Gabčík tendent une embuscade à Heydrich alors qu'il circule en voiture à Prague. Grièvement blessé par l'explosion d'une grenade, il meurt de septicémie quelques jours plus tard. Furieux, Hitler ordonne une répression exemplaire.Lidice : une cible innocenteLes nazis cherchent un village à anéantir en guise d'avertissement. Lidice est désigné sur la base d'un faux soupçon : un habitant du village aurait eu un lien avec les assassins de Heydrich. Sans preuve réelle, les SS passent immédiatement à l'action.Un massacre organiséLe 10 juin 1942, les troupes nazies encerclent Lidice et exécutent sur place tous les hommes âgés de plus de 15 ans : 173 sont fusillés contre un mur de grange.Les 184 femmes sont déportées vers le camp de concentration de Ravensbrück, où beaucoup mourront d'épuisement ou de mauvais traitements.Les 88 enfants sont séparés de leurs mères. Certains sont envoyés en camp d'extermination, notamment à Chelmno, où ils sont gazés. Seuls quelques enfants au profil "aryen" sont sélectionnés pour être rééduqués en Allemagne et confiés à des familles nazies.Lidice disparaît de la cartePour effacer toute trace du village, les nazis rasent Lidice. Les maisons sont incendiées, l'église et le cimetière dynamités. Même les cours d'eau sont détournés. Lidice ne doit plus exister.Un symbole de résistanceAprès la guerre, Lidice devient un symbole international de la barbarie nazie. En 1947, la Tchécoslovaquie reconstruit un nouveau village à proximité. Aujourd'hui, un mémorial honore les victimes et rappelle cette tragédie. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Federico analiza el anuncio de Ángel Víctor Torres y su decisión de seguir en el ministerio y recuerda el caso Griñán.

La nueva borrasca genera avisos por fuertes lluvias en las provincias de Huelva, Sevilla, Córdoba y Málaga y, por viento, en casi todo el litoral andaluz. En el río Genal, Málaga, se busca a un motorista jerezano de 60 años que fue arrastrado ayer al intentar cruzarlo. Es el cuarto desaparecido esta semana. En Constantina, Sevilla, se viven dos día de luto oficial por el matrimonio fallecido al ser arrastrado su todoterreno y en Añora, Córdoba, se ha establecido la misma medida por el vecino de 71 años que también fue localizado fallecido ayer en las márgenes de un arroyo.El gobierno andaluz anuncia que el incremento de las reservas de agua van a permitir relajar las restricciones vigentes en abastecimiento y regadío en las demarcaciones de su competencia.El exdefensor del pueblo andaluz, José Chamizo, ha sido detenido y puesto a disposición judicial tras una denuncia por presunta agresión sexual a dos hombres jóvenes de la Fundación Sevilla Acoge. Se ha acogido a su derecho a no declarar y ha salido en libertad sin medidas cautelares. Chamizo asegura que se trata en una denuncia falsa que enmarca en un enfrentamiento por la presidencia de la fundación.La editorial Anagrama suspende el lanzamiento de un libro sobre José Bretón donde reconocía el asesinato de sus hijos Ruth y José después de que la madre de los niños, Ruth Ortiz, pidiera amparo a la fiscalía por intromisión en el honor, la dignidad y la propia imagen de los pequeños.La audiencia de Sevilla está dispuesta a llevar hasta la justicia europea la sentencia del Tribunal Constitucional que dió amparo a los expresidentes Chaves y Griñán y otros expolíticos condenados en el caso de los ere. Se plantea preguntar si fue contraria a las normas anticorrupción del derecho comunitario y si el Constitucional se excedió de sus competencias al revisar las condenas por prevaricación y malversación.Escuchar audio

Segundo programa desde Baluarte, en Pamplona, sede de Punto de Vista- Festival Internacional de Cine Documental de Navarra. Con Teresa Morales de Álava, directora ejecutiva. Con Ille Dell'Unti, directora de Una temporada en la frontera de la sección Oficial. Con José Luis García y Mario Aníbal Esmoris, director y productor de Fuck you. El último show, también de la sección Oficial. Con Isaías Griñolo, director de 1500 kilos, de la sección Lan. Con Celia Viada Caso, directora de Volver a casa tan tarde, ganadora del proyecto X Films 2024. Y la música en directo de Olaia Inziarte.Escuchar audio

02 24-02-25 LHDW Noticias del NoDo: Ábalos y la prostitución, la mala suerte de Monedero y las denuncias falsas. Más dinero para Cataluña. Aplausos para Griñan y Chaves

This week we have the wonderful Dr. Andrea Gri, a naturopathic doctor, Menopause Society Certified Practitioner and past personal trainer. She is passionate about helping women navigate their hormones, lose weight, and feel like that better version of themselves again.We focused this episode on body composition, weight loss, and building muscle for women over 40, but even if you are under 40, this information is still very relevant to your health and your future health as well. In this episode we focused  on:-The importance of building muscle and maintaining muscle, especially for those over the age of 40 -How to get started in the gym with lifting weights-How much protein you actually need  plus the best time of day to get your protein in (and the idea of protein resistance)-Sustainable weight loss strategies for those specifically in perimenopause that focus on adding rather than eliminating-Body composition scans, supplements… and much more!You can connect with Dr. Gri here:https://drgri.com/Instagram: @andrea.gri.ndDon't forget to follow us on Instagram @girlsgonewellnesspodcast for updates and more wellness tips. Please subscribe to our podcast and leave a review—we truly appreciate your support. Let's embark on this journey to wellness together!DISCLAIMER: Nothing mentioned in this episode is medical advice and should not be taken as so. If you have any health concerns, please discuss these with your doctor or a licensed healthcare professional.

Stephen King est sans conteste l'un des écrivains les plus prolifiques et influents de notre époque. Avec plus de 350 millions d'exemplaires vendus et une imagination débordante, il a su marquer la littérature contemporaine. Pourtant, il y a un roman dont il ne garde pratiquement aucun souvenir : Cujo.Publié en 1981, Cujo raconte l'histoire terrifiante d'un saint-bernard infecté par la rage qui sème la terreur. Un roman intense et angoissant, dont King lui-même admet ne pas se souvenir de l'écriture. La raison ? À cette époque, l'auteur était profondément dépendant à l'alcool et à la cocaïne. Dans son autobiographie Écriture : Mémoires d'un métier, il confesse que son addiction était si sévère qu'il retrouvait souvent son bureau jonché de canettes de bière vides et de mouchoirs tachés de sang, conséquence de son usage intensif de cocaïne. Ce mode de vie frénétique lui a permis d'écrire à un rythme effréné, mais au prix de souvenirs brumeux, voire inexistants, de certaines de ses œuvres.Mais ce n'est pas la seule anecdote surprenante concernant Stephen King. Parmi les faits les plus étonnants, on peut citer son refus initial de publier Carrie (1974), son tout premier roman. Frustré par le début de l'histoire, il jeta les premières pages à la poubelle. C'est sa femme, Tabitha King, qui les récupéra, le convainquant de poursuivre. Une décision qui changea sa vie : Carrie fut un succès retentissant, lançant définitivement sa carrière.Autre fait marquant : en 1999, King fut victime d'un grave accident. Alors qu'il marchait au bord d'une route dans le Maine, il fut percuté par un van conduit par un chauffard distrait. Grièvement blessé, il subit plusieurs opérations et faillit perdre l'usage d'une jambe. L'ironie du sort ? King racheta plus tard le véhicule qui l'avait percuté… pour le détruire.Enfin, si King est connu pour ses romans d'horreur, il a également écrit sous le pseudonyme de Richard Bachman. Pourquoi ? Il voulait savoir si son succès était dû à son talent ou simplement à son nom. Résultat ? Même sous un autre pseudonyme, ses livres se vendaient.Ainsi, malgré ses excès et ses démons, Stephen King demeure un maître du suspense et de l'horreur, capable de transformer ses épreuves en récits captivants. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

What happens when disaster strikes and traditional relief efforts fall short? In this episode, Leigh Brown teams up with Eric Kistner to discuss the challenges of Western North Carolina's housing crisis and the innovative solutions to helping displaced families. Plus, hear the story of black mold-infested campers meant for disaster relief and how temporary tractor sheds became an unexpected lifesaver. Tune in for inspiration and a fresh perspective on making a difference!     Key takeaways to listen for How a simple idea evolved into an effective housing solution for displaced families Understanding the limitations of FEMA, flood insurance, and bureaucratic red tape How ordinary people can mobilize resources faster than large organizations Ways to leverage real estate networks to coordinate relief and rebuild communities Practical steps listeners can take to support ongoing relief efforts and make a tangible impact     Resources mentioned in this episode FEMA Patriot Relief Facebook TikTok National Association of REALTORS®     About Eric Kistner Eric is a Business Coach and Tennessee Real Estate Academy Owner & Director of Instruction. With a degree in economics and political science from King University, Eric is the managing broker of Bridge Pointe Real Estate and Auction. He brings a unique perspective to the local real estate market as a licensed broker, contractor, and auctioneer. He served as the 2017 president of the Northeast Tennessee Real Estate Association of REALTORS®, and in 2018, he was honored with the prestigious Netar REALTOR® of the Year Award. He's a graduate of the National Association of Realtors® Leadership Academy and is committed to lifelong learning.   Eric holds several real estate designations, including CRS, GRI, EPRO, NCC, and RCC. He's also a certified real estate coach by Leigh Brown, a certified Distance Education instructor, and a certified Tennessee education instructor. Beyond his professional achievements, Eric actively contributes to his community. He serves as the chairman of the Holston Valley Medical Center and is a founding member of the HVMC Patient Advisory Task Force. He's also a valued board member for the Move to Kingsport and Kingsport Façade Grant Committees.     Connect with Eric Website: Tennessee Real Estate Academy Facebook: Mattress Outlet Email: ekistner14@gmail.com     Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.     Sponsors "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

Federico analiza todo lo ocurrido en Sevilla donde se ovacionó no sólo a Begoña, sino a los condenados y absueltos Chaves, Griñán y Magdalena Álvarez.

In this episode of the ESG Insider podcast, we're covering key takeaways from COP16, the UN's major biodiversity conference that just wrapped up in Cali, Colombia.   The conference convened countries from around the world, and we hear about key outcomes of government negotiations in an interview with Astrid Schomaker, Executive Secretary of the UN Convention on Biological Diversity.   We also hear about the large private sector presence at COP16, which reflects companies' growing understanding of the links between nature loss and climate change. We also hear about rising private sector recognition of the importance of including Indigenous peoples and local communities in decisions about nature. To learn more, we discuss the outlook for nature disclosure and standards with Andrea Pradilla, who is Latin America Director of the sustainability standards organization Global Reporting Initiative, or GRI. We learn about the landscape for financing for nature — including through biodiversity credits — in a conversation with Sébastien Soleille, Global Head of Energy Transition and Environment at big French bank BNP Paribas. To understand the data challenges companies face when measuring and managing their nature risks and dependencies, we talk to Divya Mankikar, Global Head of Strategy for the Corporate Ecosystem at S&P Global Sustainable1. And we look ahead to another big UN gathering taking place in Latin America — the climate-focused COP30 that Brazil will host in 2025. We talk to Eron Bloomgarden, Founder and CEO of Emergent, a nonprofit involved in a recently announced $180 million deal the Brazilian state of Pará signed to support its efforts to combat deforestation.  Read research from S&P Global Sustainable1, Corporate nature commitments remain rare, here: https://www.spglobal.com/esg/insights/featured/special-editorial/ahead-of-cop16-corporate-nature-commitments-remain-rare   Listen to our previous podcast episode, ISSB Vice Chair Sue Lloyd talks aligning sustainability standards across jurisdictions, here: https://www.spglobal.com/esg/podcasts/issb-vice-chair-sue-lloyd-talks-aligning-sustainability-standards-across-jurisdictions   Listen to our previous podcast episode, CDP CEO talks climate, nature and the future of sustainability disclosure, here: https://www.spglobal.com/esg/podcasts/cdp-ceo-talks-climate-nature-and-the-future-of-sustainability-disclosure   This piece was published by S&P Global Sustainable1, a part of S&P Global.      Copyright ©2024 by S&P Global    DISCLAIMER    By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.   S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. 

Stas Matias, a seasoned professional with nearly 14 years of experience, is the broker-owner of Erin Catron & Company Real Estate, a boutique brokerage in Punta Gorda, Florida. Having transitioned from a background in criminal justice, Stas emphasizes the importance of adaptability and continuous learning in building a successful real estate career. He advocates for new agents to invest in education through the GRI program and stresses the practical application of their acquired knowledge. Committed to community engagement and fostering win-win relationships, Stas believes giving back is essential for personal and professional growth, drawing parallels between his real estate practice and sustainable farming.Key Takeaways- Embracing change and adapting to new challenges is crucial in the real estate industry.- Understanding the unique aspects of different geographical areas in Florida is important for real estate professionals.- Specializing in catering to out-of-state buyers can lead to a successful real estate business.- Giving back to the community and fostering relationships is valued in the real estate industry.- Adapting to shifts in the real estate industry while prioritizing consumer protection is key for realtors.- Continuing education, such as obtaining the GRI designation, is recommended for new real estate agents to enhance their expertise.

Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREwebinars.com The homeownership rate has fallen due to low affordability. This means that there are more renters. There are still just one-half as many housing units as America needs. But it had been one-quarter. New duplexes, triplexes, and fourplexes are vanishing. I describe six reasons why. Two entire US counties now have a median home price of $2M+. Learn where they are. It's better to be an investor than a landlord or flipper. GRE Investment Coach, Naresh, and I discuss how to use a lower down payment to achieve a potential 20% cash-on-cash return with the BRRRR Strategy. Join our live, virtual event for this at: GREwebinars.com. Resources mentioned: Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREwebinars.com For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Hold properties are vanishing, and sadly, they represent some really good property types that are hardly being built anymore. American housing is changing for good. Two entire U.S. counties now have median home values of $2 million or more. You'll learn where those are and learn about a specific real estate investing strategy, where investors are getting especially high yield returns in today's low affordability market. All today on get rich education.   Robert Syslo (00:00:37) - Since 2014, the powerful Get Rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate, investing in the best markets without losing your time being a flipper or landlord. Show host Keith Weinhold writes for both Forbes and Rich Dad Advisors, and delivers a new show every week. Since 2014, there's been millions of listeners downloads and 188 world nations. He has A-list show guests include top selling personal finance author Robert Kiyosaki. Get Rich education can be heard on every podcast platform.   Robert Syslo (00:01:09) - Plus it has its own dedicated Apple and Android listener. Phone apps build wealth on the go with the get Rich education podcast. Sign up now for the get Rich education podcast or visit get Rich education.com.   Corey Coates (00:01:23) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:39) - What we heard in 188 nations worldwide. I'm your host, Keith Weinhold, and you're listening to get Rich education. Last week, I covered a lot of bad news here as you and I uncovered some real estate problems. Of course, overall, when you're invested in real estate and obtain productive working income for yourself through tenants in their employment, you can almost always play another side of the coin and be profitable because, well, it really comes right back to the fact that real estate pays five ways simultaneously, for example, souring housing affordability. Well, that's bad for homeowners. That's bad news for people that are primarily want to be homeowners and not you. You're an investor. In fact, here's exactly what that means when you're the investor, the homeownership rate has fallen in in the past year.   Keith Weinhold (00:02:38) - It's gone from 66% down to 65.6% due to that low affordability. Okay. Well, that's just a 4/10 of a percent drop in the homeownership rate. And it is poised to fall further. Or what does that 4/10 really mean. Well, that's the proportion of Americans that don't own their homes. So then they have to rent. And this means that there are hundreds of thousands more American renters today than there were just a year ago. And that pushes up rental demand, rental occupancy and the price of rent itself. And that's what you get to capture off from a low affordability problem, which outsiders only think of as bad real estate news, because it is bad news through the lens of that one of your first time homebuyer. Now I want to tell you about the property types that are disappearing. Just vanishing today, and it's the degree to which it's happening that you probably aren't aware of. I'll also tell you why it's personally concerning to me, why this is all going on at all, and I don't even see any reason that it's going to turn around.   Keith Weinhold (00:03:52) - It's probably going to get worse. What's going on is basically that too many builders have thrown their duplex, triplex, and fourplex development plans out the car window like it's an Apple Corps on a summer road trip. They are vanishing. Yes, 2 to 4 unit properties vanishing. In fact, if you're a newsletter subscriber here, you got to see a jarring chart that shows this. And what you'll basically see is that in 2007, the number of 2 to 4 unit properties built just fell off a cliff. It flatlined, and it still hasn't gotten up. The amount constructed now is still just one half to one third of what it had been in pre global financial crisis years. Really they're only closer to a third. All right. So what we're talking about here is only about one third as many duplex triplex and fourplex starts today as there were 20 years ago. And this is sourced by the National Association of Homebuilders. And some call this entire phenomenon M triple M multi families missing middle. And whatever you call this disappearing act.   Keith Weinhold (00:05:10) - Before I get to the reasons for why this is happening, I've got to tell you that this disappearance, it hurts me a little. It's sort of heartfelt because as you know, I began this way with a fourplex that was my first ever property of any kind. You know, the story where I lived in one unit and rented out the other three. It was just an amazing way to start with a bang. Well, now, when we compare this paltry construction, this dearth of. construction today, when we compare that to both smaller property types and larger property types, that being single family homes and five plus unit apartment buildings, will construction of all three of these types fell hard around 2008. But here's the thing. Single family homes and five plus apartment buildings. They got back up around 2010 and they started resuming more building. But duplexes and fourplex, they never did. They never had that happen. The number coming out of the market that just kept flatlining. Those new starts. All right.   Keith Weinhold (00:06:16) - So why exactly is this going on with these vanishing 2 or 3 and four unit property construction types? Why this trend? Well, first, it's NIMBYism, not in my backyard ism primarily of those single family homeowners, because once people are comfy in owning their single family home. Well, then they don't want higher density duplexes in fourplex built in their area. They fear that it can lower their property values. It'll almost certainly increase the traffic around that area. And the second reason is that there simply just been less building overall of most all housing types. And I have discussed this elsewhere, so I won't get into it again. Yes, it is that erstwhile housing supply crash. A third reason for these vanishing 2 to 4 unit properties is the need for zoning reform and the adoption of what's called light touch density. Light touch density. That means a zoning strategy for more dense housing. And what are we up to now for? The fourth reason is that builders, they find more scale efficiencies when they build larger apartments.   Keith Weinhold (00:07:25) - Fifth is limits in international building codes, in international residential codes. And the sixth reason is that this trend began around 2008. These more recent work from home lifestyle starting in 2020. That means that residents can live in single family homes, and they tend to be further from the urban core, rather than 2 to 4 unit properties. And this lifestyle trend right here, that can mean that this disappearing trend for this property type continues. And there you go. They are the six reasons for why. If you were 2 to 4 unit properties are being built today, drastically fewer. And I lament this fact because see duplex the four plex neighborhoods, they can have good walkability where you don't always need a car to get everywhere. And yet at the same time, they still have ample green space. Now, conversely, some fourplex neighborhoods, you know, they can get to look and really junky. Well, they all have different owners. And then there are dumpsters all over the place, like my first fourplex was, and like my second fourplex was as well.   Keith Weinhold (00:08:33) - I really hope that builders become more attracted to the 2 to 4 unit space. See, with giant large apartment complexes, say 300 units. Well, the builder has to wait until the construction of all of those 300 units are done until they can start filling it with rent paying tenants. So therefore builders have to wait longer to start getting that rent income. But instead, construction of this missing middle housing that can be broken into phases. And that way units can be open when they're completed. And that provides early rent revenue to the builder and 2 to 4 unit properties. I mean, they really are an investor sweet spot, but due to builder and lifestyle trends like I'm describing, fewer are being built new. But please remember there were many missing middle properties built decades ago and they can still make good investment properties into the future. In fact, the first two fourplex that I bought were both built in the mid 80s, so there's still plenty that are already out there. The takeaway here for you is that you're going to be seeing fewer new ones, and that means that duplexes to fourplex is now take up a smaller proportion of America's housing stock, and that portion is positioned to become smaller and smaller going forward.   Keith Weinhold (00:09:56) - So it's not that death of these properties. We even have home builders at Gray Marketplace right now with new build 2 to 4 plex. So it isn't their death, but they are dying, waning in number. Now, Jerry recently got Ahold of some jaw dropping info here. I my gosh, now remember a few years ago, maybe even ten or more years ago when you probably heard something like certain small towns in California, Silicon Valley. They now had median priced homes that hit the million dollar mark. And you know, when you first heard that, you might have thought, oh, wow, it's not just neighborhoods, but entire towns in aggregate have hit the million dollar mark in some high priced American places. Well, then get ready for this. As housing affordability makes headlines in California in its wealthiest cities, continue to fight building more housing. We have two Bay area counties, not towns, but entire counties that have hit a milestone. The median price for sold homes there has climbed to $2 million or more.   Keith Weinhold (00:11:15) - We're not just talking 1 million anymore, and we're not just talking about one upper crust town, but two entire California counties now have median home prices of $2 million or more. And notice these are not asking prices. No speculation here. These are the values, the amounts that they have actually sold for. And this is according to a recent California Association of Realtors report. Median homes are now $2 million plus in which two Bay area counties, you might wonder? Well, first, Santa Clara County, which includes San Jose, they notched an even $2 million back in April. And yes, this is more than San Francisco County's $1.8 million. And the second county, it spirals even higher than that. The second California county, with median home prices of 2 million plus is San Mateo County. It's basically a county that lies between San Francisco and San Jose. And that's where the median home price sold for in San Mateo County, California, $2.17 million. Not just one upper crust town, but an entire county.   Keith Weinhold (00:12:38) - Not just $1 million, not even $2 million anymore, but $2.17 million. And this is not for a fancy, lavish home. This is just the median priced home in the middle and San Mateo County that is home to the nation's most expensive zip code, by the way. Atherton, California, where the median home price tops the charts nationally at $7.1 million. That's that is according to Compass Real Estate. And if that's not enough, homes are still flying off the shelves there. They're days on market is now at the lowest since 2022. And though all this sounds pretty astonishing right now, you know what? If you are listening to this episode ten years from now, well into the 2030s, you might think these were the good old days here. How quaint. Because over the next ten years, we all expect more inflation, and we've still got more housing shortage years between now and say, ten years into the future. And of course, here at URI, we don't tend to focus on the high priced markets, which tend to be on the coasts, things like this.   Keith Weinhold (00:13:55) - Really, it's just a harbinger of what's to come to more parts of the nation later on. What we do here is we help you win in real estate without being a landlord and without being a flipper. As a savvy investor that tends to buy either new or fixed up properties and might have a manager manage them for you, hands off is the place to be. Hands off is being an investor, and you get the best tax advantages this way to when your hands off and you know something. Some people that get into real estate investing, they think that they have to be a flipper, or that they have to be a landlord in order to make it profitable. Now, there's nothing wrong with those two disciplines. So much flipping or landlord. I was a landlord for a little while on my own properties. Most of my investment career. I use a property manager and I never flipped. It's just that these things flipping and landlord, they're not any sort of prerequisite to you being a successful investor. You can shortcut all of that with turnkey real estate investing or like with a different strategy that we're going to talk about later today.   Keith Weinhold (00:15:04) - What most people really want is the financial freedom that real estate investing brings. But in order to get there, it's often not the route that you think it is. It's typically not flipping or landlords. And, you know, really it's this way with a lot of things. For example, say that you want to own in ice cream business. Well, most people think that they have to start their own ice cream business from scratch. And like you need to find a space and you need to buy all the equipment and develop systems and go through the excruciating process of hiring all of your staff. No, a lot of times you can shortcut all of that by not starting your own ice cream business, but instead studying, vetting, and buying an existing ice cream business without having to start your own from scratch. Be strategic, study a little, shortcut the process and get in where it's profitable. You want the benefit of owning real estate without having to use a nail gun yourself, or being a manager where you're 25 tenants can text you.   Keith Weinhold (00:16:17) - What kind of life are you building for yourself? Then you want the benefit of owning an ice cream business. The way to get to the end goal. The path there is often different than you think. And here's another example that I can relate to, but I think that you will too. Do you have a favorite real estate? Influencer out there and they think about starting a podcast. Well, I personally know three real estate podcasters out there that have all quit. They produce some episodes and all three quit doing their podcast. And these are just among people I know and just real estate thought leaders. Just that space and all. Recent hosting your own podcast platform is a ton of work from. You need to have a huge bank of your own original content, to having the ability to book big name guests and then making sure they're prepared to. Making sure you have the right marketing team so that a podcast actually reaches the right people. It is work, work, work, and seemingly no one in this world knows that better than me.   Keith Weinhold (00:17:21) - With 500 plus episodes reliably released every single week since 2014, and we don't replay old shows either, there is nothing passive about this. There are so many shows today that if your favorite real estate influencer starts one, they're going to be competing with a lot that are already out there. I mean, anymore, even celebrities that start podcasts, they usually don't get any substantial reach or traction. All these people that start and quit their podcasts, they were too slow to realize that actually they didn't want to host a podcast. What they really wanted is for their voice to be heard. Well, the way to shortcut that, like with turnkey real estate investing or with buying an existing ice cream business, is that that influencer should have developed a strategy for being a guest on other shows that are already popular and established, probably by hiring an experienced and connected booking agent. That way, you've outsourced all of that marketing and research activity to another show that already did that for you. So the point is, be clear on getting what you want.   Keith Weinhold (00:18:34) - What is the goal that you want first, it's probably a large real estate portfolio built for leverage and income, and then work your way back to try to find the most efficient route to get there. And there are often shorter paths to get there than what you first thought. Now, when we talk about where are the best real estate deals today, you have to look harder than you did, say, 8 to 10 years ago. Coming up shortly, you'll have the pleasure of hearing an in-house chat with I in one of Gre's own investment coaches. We're going to talk about a strategy that specific and proven but underutilized in order to recapture those higher cash on cash returns like you could have gotten back in, say, 2015 and 2016. And for a time, I had been talking about how Newbuild properties and their builder interest rate buy downs, that they're really the place to be. And that's still true, but not to the extent that it was just a year ago, because today some builders, they're not paying down your interest rate for you as much as they did last year.   Keith Weinhold (00:19:39) - They're asking you to pay more toward it. Now. A few minutes ago, I told you about America's vanishing duplexes to fourplex. And if you're one of our newsletter readers, you got to see a jarring chart or two that demonstrates exactly what I was talking about there. And also in our newsletter, I show you great maps, real estate maps that beautifully demonstrate housing market trends and where the opportunities are for you. Also, in a recent letter, I showed you exactly where I'm getting 8% interest paid to me and what's basically a savings account. If you don't already subscribe, it is free. Our email letter is called the Don't Quit Your Day Dream letter. It's concise, valuable info that's just good, clean content that I put directly into your hands. It is easier to use than a website. Today's websites have paywalls and cookies, disclaimers or pop up ads. This is just the good stuff directly from me, straight to you. And you can get the letter now at get Rich education com slash letter that's get rich education com slash letter.   Keith Weinhold (00:20:50) - In a world of AI and bots, I actually write every word of the don't quit your daydream letter myself, just like I have from day one. And another easy way to start the free letter is text gray to 66866. Just do it right now while it's on your mind. Text gray to 6686616. I'm Keith Reinhold. You're listening to get Rich education. Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4%, you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk. Your cash generates up to an 8% return with compound interest year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25 K. You keep getting paid until you decide you want your money back there. Decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor, to earn 8%.   Keith Weinhold (00:22:02) - Hundreds of others are text family 266866. Learn more about Freedom Family Investments Liquidity Fund on your journey to financial freedom through passive income. Text family to 66866. Role under the specific expert with income property, you need Ridge lending group and MLS for 2056 injury history from beginners to veterans. They provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your prequalification and chat with President Charlie Ridge. Personally, they'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. This is peak prosperity.   Robert Syslo (00:23:00) - Chris Martinson, listen to get Rich education with Keith Arnold and don't quit your daydream.   Keith Weinhold (00:23:15) - Hey, would like to welcome in Gray's extraordinary investment coach. He's booksmart because he's got his MBA. He street smart because he's an active direct real estate investor, just like I am. Before joining gray back in 2021, he worked for financial publishing companies and in the banking sector, too and elsewhere. And today is an investment coach here.   Keith Weinhold (00:23:36) - He helps beginning real estate investors understand the process of acquiring rental property, and he helps veteran investors optimize their strategies to save on taxes and more. Hey, it's terrific to welcome back Naresh Vizard. Thanks a lot Keith. It's been a while, but I'm looking forward to talking real estate before we're done. Today, we're going to tell you about an upcoming live GRE virtual event, where you learn how to get 20 to 25% of immediate built in equity through real estate. And before we do the race, let's talk about what's really going on. Besides giving GRE devotees free education and guidance like you do, you also help them find the best deals on income properties nationwide and for a time, brand new build to rent properties they look good in. Many still do with a lot of rate buy downs into the fives and even the fours on those new build properties. But this year, I learned that builders aren't contributing to buying down the race for the investor like they had last year, and that the onus seems to be more on the investor to buy the rate down with some of these builders.   Keith Weinhold (00:24:44) - So tell us more about what's happening in America's build to rent sector. Well, Keith, build to rent. For those who don't know, it's been around here at GRA. Bill to rent asset classes, build to rent real estate. But it's the concept of builders building real estate properties with the intention of selling them to investors so they can rent it out. So right now I live in a house that was built, and I bought it because the builder intended for somebody to buy it and live in it. That's not built to rent. Build to rent is the idea of.   Naresh Vissa (00:25:16) - Specifically selling it to investors like our listeners, like our loyal followers who live out of state and who want to rent the properties out to tenants. Now, Build to Rent was very hot and it's still popular. I don't want to call it hot, but it's still popular for those who want new construction properties. However, the rehabs are making a furious comeback because there was about a four year period from 2019 to 23 or so where you just couldn't find good cash flowing rehabs.   Naresh Vissa (00:25:50) - Right. And when I say rehabs, I mean these older properties that were built 50 years ago, maybe as long as 120 years ago there we have some properties in our inventory that were built in the late 1800s, and they've just kept being rehabbed and rehabbed and renovated. Buildings are making a furious comeback because they're cash flowing better. Previously, they were just cash flowing marginally better than new construction built to rent properties. Now, especially with a strategy called ver, which we'll talk about some more, you can have the opportunity to get cash on cash returns back to what you remember in 2016, 2015 where we're talking 15, 16% cash on cash returns. I mean, some of our BR clients or listeners who ended up buying BRS, they're doing 2021 all the way up to 30% cash on cash returns. So BR simply means buy, rehab, rent, refinance, repeat the cycle. So that's B followed by for Rs b r r r r buy, rehab, rent, refinance. Repeat the process again.   Naresh Vissa (00:27:10) - And it's during that refinance where investors are getting a good chunk of their down payment back. Because what happens in that refinance is after you rehab it and you read it, you rent it out at the target rent, which almost all of these are renting out at very aggressive high target rents. When you refinance it, the property appraises at a value that's much, much greater post rehab than when you initially bought it. And that's where you get essentially your money back. You can choose to keep it in with the mortgage company so you have more equity in the property, or you can take the cash back and use it to buy more BR properties. It's become a very popular. Form of real estate investing. People think when they hear this. Well, it sounds like flipping, right. This is not flipping. Flipping is kind of like day trading. You're looking to make a quick buck, whereas in this case you're not selling the property. You're keeping the property with the intention of renting it out and collecting the cash flow from your tenant.   Naresh Vissa (00:28:19) - So that's in a nutshell, what BRR is. And we are having a live event on Tuesday, June 25th at 8:30 p.m. Eastern Time. That's Tuesday, June 25th at 8:30 p.m. eastern. Time to talk about and go over this BR process. The bird key process or listeners are familiar with turnkey. Well we have BR key which is similar except it's using the BR method. And Keith, you probably know this and you've talked about it a little bit on your podcast. BR has become the most popular strategy that our investors are utilizing this year, 2024.   Keith Weinhold (00:29:01) - Yeah. Now back to the build to render the new build properties is attractive as they can be because they attract a certain quality of tannin and they're not going to have any maintenance or repair issues, most likely for quite a while. The thing with those is, oh, you might pay 300 K or more for a new build. Single family home in the builder rent style with 20% down payment, 5% for closing costs, you're out of pocket. 75 K.   Keith Weinhold (00:29:30) - One reason that this has become the most popular strategy for gray followers we're talking about here. The BR strategy is that you could come out of pocket with a lot less to begin with.   Naresh Vissa (00:29:42) - That's number one. Number one is we have some GRE followers who went into this Berkey and they put no money down. They got lucky. They initially bought the property, and the property appraised so much that they got their money back and their down payment was actually zero. They didn't make money on it, but what they allocated, what they thought that they would allocate 25% down, they ended up using that money since they got it back to buy a second property and then a third property and then a fourth party. We have one guy who bought six properties, all birds, because he didn't get I don't want to say, look, we're not making promises that you're going to put 0% down. That's not the promises that we're making. The worst case scenario is that you put 25% down and that's your standard real estate investment.   Naresh Vissa (00:30:27) - But there is a chance that you could put 15% down or 10% down if the rehab turns out really well. And if you get a good appraiser, there's a chance it can happen. But the goal here, again, is not to make a quick buck or to house hack. We're not taking shortcuts here. The goal here is simply to buy a property renovated or rehab it and drive up the rent price, drive up the value of the property, put a good tenant in there and call it a day. Collect those cash flows. Now I do want to say a few things about that process. So like I said, the first thing that you do is you buy. So first you buy, then you rehab. You do not have to do we call it Berkey because everything is done for you. So when people hear this, they're like, oh, this sounds like I live in Florida. I don't want to go to Memphis. And by the way, this specific market is in Memphis, Tennessee that we're focusing on.   Naresh Vissa (00:31:26) - We have burrs in Baltimore, Maryland and Philadelphia, Pennsylvania and Pittsburgh, Pennsylvania. But we've identified Memphis as not just the hottest, but it just makes the most sense numbers wise. And so I want to go back to the point of, hey, you don't have to physically go or even go on Google and find handymen or rehab ers to do this for you, our Berkey provider. The best part is they do it all for you. It's completely taken care of. You literally just sign some papers. Once you decide that you like a property and the specs of the property, you sign some papers. They take care of it. The rehab takes about 90 days. Then from rehab to closing, it takes another 40 days or so. And then from closing to someone signing a lease that takes another 30 days to find somebody, stick them in there and takes another 30 days after that for the tenant to move in. So overall, this process can actually take just for one property. You can take six months.   Keith Weinhold (00:32:26) - Now. Naresh has touched on it somewhat. One conventional problem with the Burr strategy by rehab rent, refinance, repeat is that first are the rehab because it involves vetting and managing contractors, which is a real nightmare for many. So instead, we're talking about tapping into a system with a proven team of contractors and lenders and project managers to make it easy. It's known as Berkey, and it's in profitable Memphis.   Naresh Vissa (00:32:54) - Profitable Memphis. And I'll say this about Memphis, we're going to talk. Way more about this on the webinar. Highly recommend people go to GRI webinars. Com gri webinars.com. You can sign up for the webinar there. It's actually live. So this is not like something that you just can show up to whenever you want. It's a live event on Tuesday, June 25th at 8:30 p.m. Eastern Time. That's Tuesday, June 25th at 8:30 p.m. Eastern Time. Great webinars.com is how you can register. And like you said, we could have focused on Baltimore, Maryland or Pittsburgh. Memphis has really and I myself by the way, own five properties and four in Memphis proper.   Naresh Vissa (00:33:42) - And one is in the Memphis area and Mississippi, a suburb of of Memphis. And this I don't want to call it a town, because Memphis used to be one of the most popular towns in the south back in the day. But this city has really come up as a result of pandemic, of population growth, of even inflation. We've seen rents go up, we've seen the population go up. Memphis is not what you think of from eight years ago. Seven years ago when I first bought my properties. I'll admit, when I bought my first property seven years ago in Memphis, I had a lot of problems with tenants. I had a lot of problems with the city. I didn't like what I was reading about the police department, just all sorts of things. Not the police department, just crime in general. And Memphis has really turned itself around. Not completely turned itself around, but it's gotten better. And we're seeing it just on the investment side because that's where we're seeing appreciation growth. My personal properties, they're up since 2020, since January 2020, I was when I closed all my last Memphis property.   Naresh Vissa (00:34:49) - They're all up at least 50% in value. So it's a market that's still appreciating. But the most important thing because we are cash flow investors, not necessarily appreciation investors. It's great to get the appreciation, but the rents keep going up. And I actually today I've talked to a Berkey client, great loyal Jerry listener and follower who ended up buying three properties, and she's on her fourth one, or about to do a fourth one with this Memphis market provider. And when she told me her rents, I was blown away at how much these properties were renting for before the rehab. So it's not just the appreciation again, that goes up after the rehab, how much they were renting for before the rehab. We're talking less than $800 a month and post rehab. Her rents went up by nearly 50%, about 45% on average. House rehab is like three bedroom, one and a half bathroom. Homes initially she bought them. This is how a lot of the properties are. They only had two bedrooms and they converted one of the spaces.   Naresh Vissa (00:36:05) - The rehab were converted at no extra. You know, it's all inclusive of the rehab charges. They were able to find space in a lot of these properties that were two bedrooms to create a third bedroom and turn them into three bedroom properties instead of two bedroom properties, which also improves the value of the home. And you can get another body in there and increase the rent. So, Jerry, listeners have been really, really happy with this burpee process because at the end of the day, you really do get more bang for your buck. Yes, new construction overall. It's just safer. We have tons of great new construction providers, especially in Florida, whom we recommend, but this is an alternative for those people who don't have $100,000 sitting in the bank ready to invest in a new construction, single family, or a new construction duplex. The Berkey, I mean, really all you need is about 20, $25,000 to do it. And like I said, if you get lucky, you could get a decent portion of that back after the rehab.   Keith Weinhold (00:37:08) - Well, you bring up so many good points there in the race. For one thing, with real estate, you can intentionally improve the value. That's something that you cannot do if you own a stock or if you own cryptocurrency, or if you own gold, you can help control what your investment is worth. And a lot of that happens here in the rehab process. Well, the race would love to tell you more, including walking you through an example with numbers, but that's the best place for him to do it. That is on the live event next week because it is co-hosted by narration. You can join the live virtual event from the comfort of your own home. You can ask questions and have them answered in real time. It is all free and we'll also be sharing special off market Berkey inventory. In Memphis for two, three and four bedroom properties, so go ahead and attend on June 25th. Which again is next Tuesday. Be sure to register now at GR webinars.com. Just been great to walk through the Berkey.   Keith Weinhold (00:38:12) - Thanks so much for coming back on the show.   Naresh Vissa (00:38:14) - Thank you. It's been a pleasure.   Keith Weinhold (00:38:21) - Oh good info from Gree investment coach Naresh as always. Next week's live event. That could be a bigger deal than the Paris Olympics this summer and this year's presidential election combined. Oh yes. Well, at least it expects to be more profitable for you than those other events. It will also be more entertaining when you join as an attendee live next week. Certainly more entertaining and informative than Olympic handball and Olympic race walking, no doubt about that. I don't think I've offended any race walking fans because there are only perhaps five in the world. In any case, BR is a process by which, after you buy months later, you can expect to refinance at a higher valuation since the property has been rehabbed from your initial purchase, and then you get a big chunk of your own down payment back, meaning you have less invested in the deal. And that's why you get a higher cash on cash return. Because cash and cash return all that is, is your annual cash flow divided by your initial investment or your starting equity position.   Keith Weinhold (00:39:37) - The last R in BR is repeat. You can repeat sooner because you did get some of your invested cash back. And that's part of what makes the strategy so effective. Now is part of your refi. You might get a post appraisal rehab that's so high you essentially get all of your down payment money returned to you, at which point it would be an infinite return because you don't have anything invested in the deal. But you should not count on having all of it returned, just a lot of it or most of it. Next week's live event is where the BR real estate investing strategy gets introduced to a wider swath of America one last time. Attend live next Tuesday. The 25th. I really encourage you to check it out. Be sure to sign up for the virtual GRE live event now! It's pretty quick and easy to do at GR webinars.com. Until next week, I'm your host, Keith Weintraub. Don't quit your day dream.   Speaker 5 (00:40:41) - Nothing on this show should be considered specific, personal or professional advice.   Speaker 5 (00:40:45) - Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of yet Rich education LLC exclusively.   Robert Syslo (00:41:09) - The preceding program was brought.   Keith Weinhold (00:41:10) - To you by your home for wealth building. Get Rich Education.com.