POPULARITY
2 episodes with about david
12 episodes with about david
Summary – Join us for a TPT Digital podcast on how brands can use augmented reality (AR) to reach their customers in innovative ways. We're joined by David Shaw, International Product Lead at Snap, to discuss how Snapchat has built a platform which allows companies to connect with audiences around the world, driving brand engagement with every AR experience. About David – David currently leads Product Marketing, Strategy & Product Partnerships for Snapchat internationally. In this role he ensures that new products are brought to market in the right way and that Snapchat's partners internationally have a voice to the product team.
This week's guest is David Larsen. Ron and David had a great discussion about continuous improvement in both manufacturing and in healthcare. David also shared an interesting case study he worked on to improve employee safety. A MP3 audio version of this episode is available for download here. In this episode you'll learn: The quote that inspires David (3:28) David's background (6:31) About David's case study (11:38) What motivated David (13:26) The highlights of the case study (15:42) How they simulated the Bolling mill procedure (18:32) What they learned from having written versus video standard works (21:02) Some of the cultural differences David has experienced (23:21) Their new onboarding process (25:49) What advice David would give his past self (27:29) What David is grateful for (30:46) David's final words of wisdom (34:40) Podcast Resources Right Click to Download this Podcast as an MP3 Download a Free Audio Book at Audible.com David on LinkedIn David on iSixSigma David's Six Sigma Daily Post Bolling Mill Machine Case Study GA 076 | The Courage to Lead with Simon Sinek Subscribe & Never Miss New Episodes! Click to Subscribe in iTunes If you enjoyed this podcast please be sure to subscribe on iTunes. Once you're a subscriber all new episodes will be downloaded to your iTunes account and smartphone. The easiest way for iPhone users to listen to the show is via the free, and incredible, Podcast app. NEW! You can now follow the podcast on Spotify here. You can also subscribe via Stitcher which is definitely Android friendly. What Do You Think? What about David's case study did you find the most interesting?
David Langiulli claims he’s certain of one thing: uncertainty. This thought stayed with him on mountaineering expeditions throughout the world. It’s with him today on the jiu-jitsu mat. “Don’t react, respond!” he exhorts. “Get your mind right.”David and I sat down to mull over the Stoics and leadership. Our conversation romped off quickly toward responses to the things beyond our control. How to act. Whether (!) to act. Join me for an engaging half hour with the author of “The Essential Leadership Journal”. Along the way, he offers his take on rousing to motivation and about clarifying what’s essential.Does your work give you joy? You’re on the right track. Where, exactly, does that joy originate? (Be mindful: both the rational and the emotional may be floating your boat. And your “inner critic” often clouds vision, grabbing at the tiller.) David Langiulli, an experienced guide, provides insight.About David:www.fundraisingleaderhip.orgwww.davidlanguilli.com If you want to know more about Leadership and me:Fief@themacs.partnerswww.themacs.partners
This is a revisit of Andy’s popular interview of David Tutera from May of 2018 with a new introduction. Show Highlights: David’s unexpected childhood upbringing that heavily influences his outlook on life David shares how to avoid burnout in a fast-moving industry Why strategically re-inventing yourself in your career is crucial David’s short college experience and his first post-college business How old David was when he planned his first wedding What David thought most wedding planners were missing when he started his event planning business The challenges of starting a new wedding planning business The two pivotal years that put David’s business on the map His experiences on television, including the launch of his first series David shares his two biggest fears, and how he uses them to find empowerment The process David takes with his clients to create custom events Some of David’s favorite weddings of all time (including his own!) About David’s product line How David has seen the wedding/event industry change over the past 30 years
Now, more than ever, we need to bring all aspects to our healing. We take a deep dive into the power of the mind and how to best bring it for your full potential. This was a fun one! Let me know what you think in the comments!Highlights:- how mindset is the number one influencer of your health, vitality and energy.- How and why the body develops 'disease'.- What people think that prevents them from the natural state of healing.ABOUT:David is hard to describe. He's an entrepreneur, a high level marketer, he's a speaker, Success magazine named him a lead expert on the next evolution of personal growth. He's built a hugely successful transformational coaching company over the last several years and is one of the few people who really brings together an understanding of science and metaphysics and wisdom teachings into a technology that's helping hundreds of thousands of people go beyond self awareness and actually change who they are - which of course allows them to create extraordinary lives. His event The Powerful Living Experience was named a Top 3 Must Attend Personal Development Event for Entrepreneurs. His book Mind Hack has been downloaded over a quarter of a million times. And he and his wife and his organization are focused on a big goal - to end all human suffering on the planet.CONNECT:Instagram @davidbayer33Facebook facebook.com/coachdavidbayerYoutube.com/davidbayerofficial
In this Episode: Kate Houck is the Executive Director at David's Refuge. She is dedicated to caring for the caregiver. Take a listen to her story and the inspirational story of David’s Refuge. About Kate Houck: With an undying love for Polar Spring seltzer and the tendency to belt out 90’s lite rock in the office, Kate finds satisfaction in the little things like backyard bonfires, inspirational quotes, and tending her flock of chickens. She is hungry for life and she loves with a fierceness that translates to anyone in her circle – from our guests to our staff to her family and friends. Someone who would be just as happy if her title were Chief Bottle Washer, Kate is our decisive, driven leader who is always the first to roll up her sleeves. When you get to know Kate, it is hard to decide if she is a total contradiction or incredibly consistent. She is polished and poised one day, and country girl, happy to be covered in mud the next. But you soon find that whether she’s running a marathon, sharing our mission with potential donors, or volunteering at her kid’s school, Kate is a powerhouse and you can rest assured that whatever the task, she is going after it with all her heart. About David’s Refuge: Our Mission To provide respite, resources and support to parents and guardians of children with special needs or life-threatening medical conditions where they will be refreshed, restored, and renewed in their role as caregivers. Our Vision To become a community nationally recognized for empowering caregivers to lead their families with strength and grace. Parenting can be a difficult journey under any circumstances, but it is especially challenging for those who provide full-time care to children with special needs. These parents rest, reflect and renew with David’s Refuge, where respite and community remind them that they are not alone, the care they give matters and they are loved by God and this community. Complimentary weekend retreats empower couples with self-care skills that build stronger relationships, families, and communities. Volunteer hosts bring these parents closer to the caregiver community, sharing a common bond and offering critical support. The experience continues with ongoing guidance and special events that engage families and the public. To contact Kate or donate: Kate’s Profile: linkedin.com/in/kate-houck-7872a164 Email: kate.houck@davidsrefuge.org https://www.davidsrefuge.org/ Questions: Do you have a question you want answered in a future podcast? Go to AchieveResultsNow.com to submit. ARN Suggested Reading: https://www.achieveresultsnow.com/readers-are-leaders Connect with Us: Get access to some of the great resources that we use at: www.AchieveResultsNow.com/success-store www.AchieveResultsNow.com www.facebook.com/achieveresultsnow www.twitter.com/nowachieve Thank you for listening to the Achieve Results NOW! Podcast. The podcast that gives you immediate actions you can take to start seeing life shifting results NOW!
The importance of content marketing in the high-stakes world of wealth management is non-negotiable. How can you expect customers to let you handle their hard-earned cash when you haven’t proven your industry know-how? ----more---- Marketing automation can help you empower every client to feel like a smart, financially savvy investor. In this interview, David and Eric will dig into the different automation strategies you can employ to get the right content in front of the right person at the right time. About Our Guest Host: David Greenberg is the senior vice president of marketing at Act-On. Greenberg is a self-proclaimed brand loyalty enthusiast and brings more than 20 years of marketing leadership experience in high-growth technology organizations to the table. An early adopter of MarTech, he uniquely understands the challenges modern marketers face and strives to be an advocate and resource for growth marketers everywhere. With a firm belief that customers are more than just sales leads, Greenberg ensures all aspects of Act-On’s marketing and growth strategies are rooted in a memorable brand experience. About David's Guest: In his role at American Endowment Foundation (AEF), Eric provides thought leadership guidance on best practices in the field of donor-advised funds. As the Editor of AEF Insights, a weekly e-newsletter, Eric educates an audience of over 15,000 financial advisors with guidance and tips on how donor-advised funds can serve the interests of their clients. He also produces a semi-monthly e-newsletter called Guidance for Good, a publication geared toward donors and potential donors on how to make a stronger charitable impact with their favorite causes. Prior to his role at AEF, Eric worked in various marketing capacities in the cable TV, logistics, franchising, and e-commerce fields. He has depth in traditional and digital marketing efforts in the B2B & B2C realm. He has served as an advisor with SCORE, a business advisory group, and is a past board member Torchbearers, a group of young professionals geared toward civic growth.
Where do we draw the line for what is acceptable to us a human beings? Wealth Consciousness Mentor, David Neagle, joins me for a deep and enlightening conversation on to help you achieve whatever dream your heart desires - no matter where you're starting from. After a brush with death, David began to study his own potential. In the 12 months following his accident - despite being unable to walk for more than a month - he tripled his income! By December of 2000, David had expanded to become an executive corporate manager, a stock investor, and a business owner! Today, David Neagle is the President of Life is Now, Inc., a multimillion dollar global coaching practice dedicated to teaching entrepreneurs, coaches, speakers, and service providers how to use the power of Universal Law to rapidly create quantum leaps in both business and personal arenas. Forever an avid student, David's core mission is to bring expanded awareness & higher consciousness to as many people as possible, and to find greater ways of helping entrepreneurs to create massive cash injections more rapidly, so they can lead their greatest possible lives and serve the greatest number of people. In this episode, David and I have a candid conversation about white privilege and what it means to be a successful white male. David explains his relationship with racism and equity while serving others profoundly and directly. We also talk about the mindset shifts that need to happen to step into our personal leadership and to transform through these tumultuous times collectively and individually. In this Episode You'll Learn: All about today's guest, David Neagle [ 0:45 ] About the climate of our world right now [ 6:20 ] Why leaders need to know when to be good followers [ 18:05 ] How we can lead ourselves during this time [ 20:30 ] Why we need to find our role in the solution [ 24:15 ] How white privilege plays a role in these conversations [ 32:00 ] The way race can play a role in mindset shifts [ 39:00 ] What holds women back from reaching their greatness [ 41:20 ] About David's near-death experience [ 50:50 ] Why we need to trust ourselves first [ 58:15 ] What drives David every single day [ 62:50 ] Soul Shifting Quotes: “A person experiences their reality as their reality.” “If we have a distortion of the facts, we can't make logical decisions.” “Everybody can't be part of the solution in the same way.” “The changes that we make will change how other people think about us.” “The problem is we are not sharing the privilege with everybody.” Links Mentioned: Learn my 7 Secrets to Uplevel Your Brand & Land Your Dream Clients Grab your FREE training, How to Call in Your Tribe + Create Content that Converts Text me at 603-931-4386 Learn more about David by following him on Instagram or heading to https://davidneagle.com. Get The Millions Within: How to Manifest Exactly What You Want and Have an EPIC Life! Listen to The Successful Mind Podcast Tag me in your big shifts + takeaways: @amberlilyestrom Did you hear something you loved here today?! Leave a Review + Subscribe via iTunes Listen on Spotify
My guest for this episode, David Nielson, has written a book on success for millennials! In addition to his own success journeys, both in the corporate and entrepreneurial worlds, David spent years researching this book and the various factors that lead to success. He shares with us what he's learned on his journey, and throughout the writing process, and how we can begin putting the Nine Dimensions to Conscious Success (yes, that's the title of his book) to work in our own lives! SHOWNOTES (1:27) Jackie Intro (2:55) David’s story (6:45) About David’s book- “The Nine Dimensions of Conscious Success: It’s All About You” (8:58) The starting point to finding your own success (21:00) David’s biggest successes (22:04) “As you go through life it is important to take the good and the bad” (25:30) David’s next level of success (29:20) Book writing tips for aspiring authors (33:39) “Successful people -whether themselves or others they’ve known in life- are good at connecting with other human beings” (36:30) Work ethic and success (39:55) “I want the focus to be on a result, not on time” (45:10) David’s ending tips for success Links Mentioned David's Website: https://davidenielson.com/ David's Facebook: https://www.facebook.com/David-E-Nielson-9-Dimensions-of-Conscious-Success-1008456859301834/ David's Book: https://www.amazon.com/Dimensions-Conscious-Success-Its-About/dp/1640950036/ref=sr_1_1?ie=UTF8&qid=1545352054&sr=8-1&keywords=the+9+dimensions+of+conscious+success Schedule a Success Breakthrough Call with Jackie: https://calendly.com/jackiekossoff/success-call
Authors on the Air host Pam Stack welcomes the distinguished Professor & international best-selling author DAVID MORRELL (father of Rambo) as guest host for an IN CONVERSATION discussion with author JACK CARR. About David: David attended Penn State and received his M.A. and Ph. D. in American literature. There, he also met tWilliam Tenn (real name Philip Klass), who taught Morrell the basics of fiction writing. The result was First Blood, a ground-breaking novel about a returned Vietnam veteran. He taught American literature there from 1970 to 1986, simultaneously writing other novels, many of them international bestsellers, including the classic spy trilogy, The Brotherhood of the Rose (the basis for the only television mini-series to premier after a Super Bowl), The Fraternity of the Stone, and The League of Night and Fog. David has 18 millio books in print transleted into 30 languages. He is the co-founder of ITW. About Jack: Jack Carr is a former Navy SEAL who led special operations teams as a Team Leader, Platoon Commander, Troop Commander and Task Unit Commander. Over his 20 years in Naval Special Warfare he transitioned from an enlisted SEAL sniper to a junior officer leading assault and sniper teams in Iraq and Afghanistan, to a platoon commander practicing counterinsurgency in the southern Philippines, to commanding a Special Operations Task Unit in the most Iranian influenced section of southern Iraq throughout the tumultuous drawdown of U.S. Forces. He is the author of The Terminal List, True Believer, and Savage Son. Visit him at officialjackcarr.com @copyrighted Listen on your favorite podcast app
Standing on a bridge, ready to end it all...Today's guest is an individual who does not hold anything back. Tune in as David W. Bartley shares how he went from the cusp of ending his own life to becoming a voice of hope and love. About David: Like most people, David Woods Bartley has seen his fair share of successes and setbacks; from directing a nationally recognized nonprofit to battling a life-threatening mental illness. But over the last eight years, David has successfully navigated from the isolation of mental “hellness” to the inclusive space of mental wellness. Currently, David is a member of the National Alliance on Mental Illness, the International Association for Youth Mental Health, the National Storytelling Network’s Healing Story Alliance, and Active Minds. David has been invited to speak before a wide range of domestic and international audiences, giving keynote speeches and leading workshops on a variety of topics related to mental health, including suicide awareness and prevention, the importance of whole person care, the transforming power of connection, and the use of language as a way to elevate both understanding and inclusion. In addition to giving a TEDx talk in the fall of 2018, and speaking at INBOUND2019, David has been invited to present to organizations such as the United States Food and Drug Administration, the Army Corps of Engineers, Lyft, Sutter Health, Vision Service Plan, the University of Connecticut, Boston College, the California Northstate School of Medicine, Boston University, Sacramento State, and various faith denominations, law enforcement agencies and community organizations at the local, state and national level. You can contact David directly here: davidwoodsbartley.com Watch His TEDx Talk Join His FB Group - The Sanctuary: A Community Of Hope Direct Phone: 916-247-6389 If you haven’t already, request access to join our FREE Facebook group here: https://www.facebook.com/groups/POLICEFIREMILITARYFAMILIES/ Like what you hear? We are honored. Hit that subscribe button and share your thoughts in a review. If you or someone you know may be a fit to be a guest on our show, please reach out to us! Balance. Optimize. Tactics. Hit that subscribe button so that you don’t miss a day of the added value that I am dedicated to sharing with you weekly. Let’s Connect! Facebook Instagram Email: ashliewalton555@gmail.com LinkedIn Website: www.leowarriors.com Free Training: www.leowarrior.com
This brief 20 minute talk touches on the magic that happens when people come together. David introduces the role of ‘collaboration artist’ and more… About David’s company BizBash is North America’s #1 source of ideas, news, and resources for event and meeting professionals. Each month nearly 225,000 unique users look to BizBash for venue discovery, event […]
These days, it’s easier than ever to open a business with zero capital, but becoming an entrepreneur requires certain qualities that you should have or you could develop. It’s safer and a lot easier to be an employee, and people who are entrepreneurs tend to be less afraid of risk and want to have more control over the path towards their destiny.So how can you cultivate your entrepreneurial skills to the point of starting a business?In today’s episode, David and I talk about the types of people that generally become entrepreneurs, and he shares some advice with us on what you should do to make a step forward from employee to entrepreneur.David Shriner-Cahn is a recognized authority on entrepreneurship, leadership development, and the host of the business podcast, “Smashing The Plateau”. David developed his leadership skills over 25 years inside organizations as an employee, before making the jump to entrepreneurship in 2006. He now inspires and guides highly skilled professionals who impact the world with their knowledge and creativity by becoming successful entrepreneurs.So, listen to Episode 14 of Rejuvenaging, to learn that courage, positive thinking and surrounding yourself with the right people, are some of the key ingredients to becoming a successful entrepreneur.Questions I ask:What made you turn to entrepreneurship and what encouragement or ideas can you give to others who may be thinking about doing that? (04:32)Since there were obviously things that you didn’t know when you made the move, have there been any regrets? (06:47)What is it that keeps a new entrepreneur going? (10:25)What advice can you give people regarding whether it makes sense to consider being an entrepreneur when they haven’t been doing that all their life? (13:29)What somebody like you does when somebody asks you for help? What programs do you have? (24:06)In this episode you will learn:About David’s podcast, “Smashing The Plateau”. (02:39)The types of personality that have a greater tendency to become entrepreneurs. (07:45)The tools that you are going to need to actually launch a business. (15:48)David’s opinion on whether you should start a business while having a full-time job or you should quit your full-time job and then start a business. (20:00)Why it’s easier now to become an entrepreneur than one or two generations ago. (27:32)Connect with David:PodcastLinkedInTwitterPhone Number: (212) 731-0770Rejuvenaging Resources:https://www.thementalhealthgym.com/Book: Dr. Ron Kaiser - Rejuvenaging: The Art and Science of Growing Older with Enthusiasm See acast.com/privacy for privacy and opt-out information.
Do you wonder what makes a great coach or a great athlete? It is combination of mindset, training and recovery. David Brown @drxercise is an expert on the subject and he shares with us his knowledge on these topics. What we talk about is: What makes a great coach and an athlete? How to lose fat AND build muscle at the same time. Training and nutrition for OCR athletes How to recover well TIME STAMPS: 06:00 About David's work and his E3 philosophy 14:00 What it takes to excel as an athlete 15:35 DNA testing for genetic make-up (sport identification and nutrition considerations) 19:00 What makes a great coach? 23:00 What has been the most challenging aspect of coaching for David? 23:40 How to build confidence as a coach / athlete? 30:53 How to cut fat while building muscle. 33:53 Training manipulation for muscle building in a caloric deficit. 39:43 Training for OCR 44:40 Nutrition for OCR 47:14 What was the biggest challenge when coaching @simplywhimsical who is a vegan? 49:00 Best practices for recovery , physical and mental. Mentioned in this episode: Rebecca Clements @simply_whimsical make sure to check the episode with Rebecca here https://danweiss.eu/simply-whimsical/ Charles Poliquin If you enjoyed the episode, please rate and share the podcast so I can reach more people with information that can change their life to better! https://linktr.ee/performanceoptimized You can support me via Patreon account and get extra benefits https://www.patreon.com/bePatron?u=10306824
In episode 60, David Ryan Polgar joins us for an engaging conversation around the history of digital wellbeing and what it means to be human in the digital age. David takes a different approach to how people should combat oversharing personal data and addiction to technology. Instead of focusing on what we, as end-users, need to do to combat overuse or misuse of technology, David focuses on transforming the ways that technology itself is deployed. David Ryan Polgar is a 3-time TEDx speaker and tech writer. He’s known for his work in exploring the impact of tech from an ethical, legal, and emotional perspective. He’s been featured on CMS This Morning, USA Today, AP, LA Times, CNN, BBC, and more. David is also the founder of All Tech Is Human, which is an initiative to align the purpose of technology with what the end-users need to create a more human-centered society. Some Questions I Ask: What motivated your work around digital wellness? What challenges did you face? (5:08)What organizations are you involved in? (34:35)How can people reach you and get involved with everything you’re doing? (44:47)In This Episode, You Will Learn: Robert’s tip for mindfully granting access to applications. (0:58What a “mental food plate” is. (8:41)What prompted Robert to be mindful around granting apps permissions to his data. (17:32)Why advertisers’ targeting strategy became a massive collision course. (32:29)About David’s work with mental wellbeing with tech use. (39:22)Connect with David Ryan Polgar: WebsiteFacebookTwitterAll Tech is HumanResources: “Is Google Making us Stupid?” by Nicholas CarrHeadspaceCalmThe Center for Internet and Technology Addiction See acast.com/privacy for privacy and opt-out information.
David Lewis, CEO of DemandGen is known as an innovator in digital marketing technology and methodologies. He has overseen marketing strategies for some of Silicon Valley’s leading technology firms. In this episode, David discusses key issues related to adoption of martech stacks and best practices to ensure maximum output from them besides sharing some interesting thoughts on B2B marketing, B2B sales and Demand Generation. About David and DemandGen International: David started DemandGen International, an Inc. 500 global consulting and services company that helps sales and marketing teams achieve alignment, define and operationalize their demand-generation processes to create maximum advantage from marketing technology and sales technology systems. DemandGen has developed a reputation of being THE experts in MarTech and trusted advisor to the world’s most innovative and progressive companies including Apple, Dell, American Express, Concur, Siemens, SAP, Medtronic, Citrix, CenturyLink, Workday, and hundreds more. Top ten takeaways from the episode: “As CEO of the company, there’s a pattern every week. But a typical day includes working on blogs, working on books, working on my podcast — I just did my 100th episode at DemandGen Radio!” “I’m also a bit of a Chief Innovation Officer and that’s important to the company! I spend alot of time researching the marketplace and that’s important too!” “My first book ‘Manufacturing Demand’ has done incredibly well. It explains the WHY of aligning Sales and Marketing and its the Number 1 book in the category. The working title of my new book is ‘Agents of Change’ and its a story, a tapestry of stories that our clients have gone through so I can share with everyone how to go about Sales and Marketing.” “If Sales and Marketing doesn’t focus on Customer Experience, it doesn’t matter if you have the best products or processes.” “If Sales and Marketing view themselves as #oneteam with a common set of goals it optimizes results.” “To reduce friction between Sales and Marketing, I would say – walk in the shoes of your colleague!” “From a trend perspective, we are seeing Sales playing a different role in B2B buying. In every single industry where products and sellers meet, we are seeing less involvement by a person. Companies want less interaction with prospects in the buying process. I wouldn’t say Sales will be completely displaced. There needs to be representation from an individual. But in terms of skill sets and the role itself, it would shift towards more education – educating prospects on technologies and products. You got to be an excellent marketing person to be able to do good in Sales today.” “Unfortunately, a lot of companies do not align on vision and strategy. This affects the end outcome. It doesn’t align, its basically then random acts of marketing and random acts of selling.” “ABM is really hard. Its way easier to buy lists and go the generic email route. Its harder to think of a specific audience and personas within. But is ABM worth it? Absolutely. If people want ABM to be successful, it might make sense to target them through their install base data.” “Everything sounds practical and directional, but its hard. It takes the right team, it takes focus and it takes vision to succeed!” About the podcast Sunny Side Up is a series of 15-minute podcasts. Leaders and innovators share what they’ve learned in the B2B tech sector on topics related to marketing, product management, sales, and leadership.
David Metcalf, PhD, is Director of the Mixed Emerging Technology Integration Lab (METIL) at the University of Central Florida’s Institute for Simulation and Training. He is the lead author of a new 500 page textbook titled “Blockchain for Healthcare: Innovations that Empower Patients, connect professionals, and improve care.” About David: https://www.ist.ucf.edu/Contact/StaffDirectory/DavidMetcalf.aspx Email: dmetcalf@ist.ucf.edu Textbook: https://hashedhealth.com/blockchain-for-healthcare-book/ Book Co-authors: John Bass, Max Hooper, Vikram Dhillon, Alex Cahana Show Notes •HIMSS 2019 experience and how the book was commissioned •Demo at HIMSS conference- Thought-controlled (Neurosky or Muse) and Mircosoft HoloLens •Healthcare/Blockchain adoption and awareness leaders and laggards •Why/how is gaming an important initial use case for blockchain technology? •Using smart contracts to improve healthcare financing and payment processing •Decentralized Medical Records probably won’t be one of the initial blockchain use cases •Does blockchain threaten the business models of traditional EMR companies like Epic and Cerner? •How can organizations and leaders find the right relationship between their Business model/ technical model/ governance? •Private vs. Public blockchains for healthcare •Common improper use cases for blockchain in healthcare. Why? •What are some of the Best use cases for blockchain in healthcare. Why? •How can various stakeholders benefit in the blockchain ecosystem? •Speedy Provider credentialing during emergency situations and crisis •Future provider/patient relationships could be more hi-tech and hi-touch •Convergence of other technologies (AI, AR, IoT, VR, wearables, implantable chips, CRISPR, etc.) and blockchain •How can blockchain enable incentivization mechanisms to all healthcare stakeholders that will benefit the whole community? •What would you ask healthcare/financial regulators to do/understand about this new token economy? •Were there any events or announcements in the healthcare/blockchain space that was very unexpected or surprising to you? Why? •Why is community so critical for successful blockchain implementations? •Research and Development outlook for 2019 and beyond •Favorite blockchain/crypto projects - ProCredex •Favorite businessperson/researcher/scientist in history or now? Lunar Society - https://en.wikipedia.org/wiki/Lunar_Society_of_Birmingham News Corner: On February 13, two new companies announced that they will be joining Aetna, Anthem, Health care service corp, PNC bank and IBM in their early stage blockchain ecosystem. Cigna, one of the largest health insurance companies in the United states and Sentara Healthcare, a non-profit health system serving Virginia and North Carolina are the two organizations that will participate in this developing blockchain network to improve transparency and interoperability. The consortium is still analyzing potential first use cases . IBM and PNC are already collaborating on a way to use blockchain to develop shared efficiencies, promote bundled payments and improve the quality of care. https://www.prnewswire.com/news-releases/cigna-and-sentara-healthcare-expand-blockchain-based-ecosystem-for-healthcare-industry--along-with-aetna-anthem-health-care-service-corporation-pnc-bank-and-ibm-300794547.html Telegram: t.me/healthunchained Twitter: https://twitter.com/Healthunchaind Udemy Blockchain/Healthcare Course ($125 off with HEALTHUNCHAINED coupon): www.udemy.com/blockchain-and-hea…de=HEALTHUNCHAINED
Not only is the Enneagram a great tool for gaining self-knowledge, but it is also a gateway for building strong relationships. When you understand that your way of seeing the world is not the only way to see the world, it creates room for compassion and appreciation toward others. The Enneagram teaches us how to communicate, and in turn, strengthens our relationships with family, friends, and co-workers. This week I invited husband and wife, David Dark (Enneagram 9) and Sarah Masen (Enneagram 6) to join me in a conversation about how the Enneagram has helped them identify the similarities and differences in their personalities and how that knowledge has shaped their marriage. With Enneagram Nines “optimistic to the point of denial” and Enneagram Sixes “realistic to the point of oblivion,” Dark and Masen demonstrate how they try to live in a balanced way that fosters a supportive and secure relationship where they both feel valued. ABOUT DAVID: David Dark is the author of Life's Too Short To Pretend You're Not Religious, The Sacredness of Questioning Everything, Everyday Apocalypse: The Sacred Revealed in Radiohead, The Simpsons, and Other Pop Culture Icons and The Gospel According To America: A Meditation on a God-blessed, Christ-haunted Idea. His work has appeared in MTV News, Books & Culture, Pitchfork, and the Oxford American. Following years of teaching high school English, he received his doctorate in 2011 and now teaches at the Tennessee Prison for Women and Belmont University where he is assistant professor of Religion and the Arts in the College of Theology. ABOUT SARAH: Sarah Masen is an American singer-songwriter originally from the suburbs of Detroit, Michigan. For several years she has lived in Nashville, TN with her husband, author David Dark, and their three children. Originally signed to Charlie Peacock’s “re:think” label, and subsequently to Word Records, she is now independent. Sarah's music has been described as pop alternative and is written from a background featuring influences as varied as Rich Mullins, Keith Green, 10,000 Maniacs, Over The Rhine, Victoria Williams and Julie Miller. Sarah's live performance has elements of the innocent approach of the last two artists, although most of her music comes from more of an intellectual background, discussing life, relationships and faith, in stark contrast with the angst-driven, dark and cynical approach you can find in a lot of the alternative music today.
“Banks have reacted very quickly, and have shut down lending to a lot of people.” In the last edition of Property Insiders for 2018, David sits down with Nerida Conisbee, Chief Economist at the REA Group. They chat about her contributions to realestate.com.au as well as how key markets are shifting in the wake of political instability and the Royal Commission into the banking sector. About David’s guest, Nerida Conisbee Nerida is the Chief Economist at REA Group and is one of Australia’s leading property experts. Nerida provides regular commentary for SkyNews and a wide range of Australian media outlets covering digital, print, television and radio. She also provides content for REA Group’s websites including realestate.com.au and realcommercial.com.au About the host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.
In this episode, Tom interviews David Conley, a professor at the College of Education at the University of Oregon. For more than 20 years, Conley has been a leading authority in American education policy. His seminal book, College Knowledge, outlined what students need to know and be able to do to succeed in college and careers. His famous Think, Know, Act, Go outcome framework was foundational for Summit Learning and My Ways from NGLC. Conley’s new book, The Promise and Practice of Next Generation Assessment, offers 10 principles for better assessment — and a vision for how assessment can be integrated into learning and be a positive experience for learners. In this conversation with Tom, David discusses his new book in-depth, explaining the 10 principles of next-generation assessment — five of which are student-centered and the last five which are school-centered. David also outlines a good week in a dream middle school that uses next-generation assessments and explains how students becoming good help-seekers is critical to being successful in post-secondary or careers. Key Takeaways: [:15] About today’s episode with David Conley. [1:10] Tom welcomes David to the podcast. [1:58] About David’s education in Bilingual Education and Curriculum Studies. [3:07] How David’s Ph.D. in Curriculum Studies helped inspire his new book, The Promise and Practice of Next Generation Assessment. [4:34] About the start of David’s book; from blog to fully-fledged book. [5:05] David talks about the 10 principles of next-generation assessment he outlines in his book, starting with the first one on how “next-generation assessment is focused on learners’ needs first and foremost.” [8:37] David describes the 2nd principle: “next-generation assessments view development from a novice to expert continuum.” [9:58] David elaborates on the 3rd principle: “learners understand the structure of knowledge, not just the facts. Online assessment interrogates the structure of knowledge.” [12:24] David expands on his 4th principle: “good assessments would promote ownership of learning and help develop self-knowledge.” [14:23] Tom asks about the second half of David’s principles, which are more school-centered. He starts with the 6th, which focuses on how good assessment can make information actionable for teachers in schools. [17:04] David talks about making assessment information more useful for learners and describes the two ways that schools generally aggregate information now. [19:34] How becoming good help-seekers is important to be successful in post-secondary or careers. [22:04] About the iNACOL Book Party for Tom’s new book, Better Together. [22:45] David’s sense of what actionable information for teachers in schools would look like. [25:06] Why David and Tom are so excited about David’s 7th principle on how next-generation assessments will have high cumulative validity. [29:01] David explains the 8th principle on how assessment should acknowledge once you pass the basics understanding of something, learning becomes more context-specific. [31:35] How David views the 9th principle on “harmonizing instructional improvement and accountability.” [33:34] David answers his 10th principle: “How do good assessments take equity into account?” [36:57] David talks Tom through a good week in a dream middle school that uses next-generation assessments. Mentioned in This Episode: College of Education — University of Oregon College Knowledge: What It Really Takes for Students to Succeed and What We Can Do to Get Them Ready, by David T. Conley Think, Know, Act, Go outcome framework Summit Learning My Ways from NGLC The Promise and Practice of Next Generation Assessment, by David T. Conley Berkeley University of California JFF Blog The End of Average: How We Succeed in a World That Values Sameness, by Todd Rose International Baccalaureate Better Together: How to Leverage School Networks For Smarter Personalized and Project Based Learning, by Tom Vander Ark and Lydia Dobyns Dark Horse: Achieving Success Through the Pursuit of Fulfillment, by Todd Rose and Ogi Ogas “How I Know” Series Want to Attend the iNACOL Book Party? Send a message to editor@gettingsmart.com and let them know you want on the guest list! Want to Learn More About Formative Assessment? Check out the “How I Know” series of blogs and podcasts about the great work being done in Austin, Dallas, and Tulsa. Get Involved: Check out the blog at GettingSmart.com. Find the Getting Smart Podcast on iTunes, leave a review and subscribe. Is There Somebody You’ve Been Wanting to Learn From or a Topic You’d Like Covered? To get in contact: Email Editor@GettingSmart.com and include ‘Podcast’ in the subject line. The Getting Smart team will be sure to add them to their list!
“Trying to sell a single-fronted cottage in North Adelaide without a carpark…the market sees it as an issue.” Real estate agent, Marina Ormsby, is David’s guest for this edition of Property Insiders. They chat about the intricacies of the Adelaide real estate market and give an update of where it is at. Marina has been in the industry for 17 years, but got her start in commercial real estate. She then took a residential course and bought into a franchise group. She tells David that residential sales are more exciting due to including emotion. Commercial sales, on the other hand, is more about numbers and business. Marina tells David that Adelaide is a bit like a small town where local buyers are picky about what they want to invest in. Properties that often don’t see much growth in the city are those with no car parking or those near certain buildings, such as churches. Interstate buyers will come to buy those assets, however, because Marina believes they are less picky. The locals in Adelaide are very conservative, and don’t like to compromise on properties. They still feel like they can have it all - they can live close to the city for a price comparably a lot less than Melbourne or Sydney. Marina suggests that everyone wants the same thing: character homes in a great street scape. David and Marina chat about how often these character homes have crack and other structural wear-and-tear, but this does not act as a deterrent for local buyers. Interstate buyers, however, will often see these homes as money pits, and will avoid them. David admits that interstate buyers will often not consider what the local market wants. They then talk about pricing strategies for Adelaide sales, both in the auction, and private-treaty market. Marina says that buyers will often expect a higher reserve than advertised in the case of an auction, but will expect the advertised price in a private-treaty. Marina doesn’t sell too many units, but has noticed a big influx of stock, which she believes will lead to an oversupply. She doesn’t imagine that in five years they will be worth what they are now. Despite this, Adelaide has some great properties around the inner fringes of the city, and the market is strong at all price points, except for assets $2M plus, which is being impacted by banks tightening their lending up. Most buyers in Adelaide are in the $700K to $1M market. David notes that Adelaide prices are almost half of what they are in Melbourne for something comparable. The market will continue to perform well, because if remains affordable. They close the chat by discussing the popularity of Adelaide auctions, which see quite a number of people coming through a property, with a significant number of bidders. About David’s guest, Marina Ormsby Marina Ormsby has enjoyed a stellar career in real estate through a combination of hard work and a commitment to excellence. She is currently a Property Consultant with Klemich Real Estate, but has been in the industry for the better part of the last 17 years. With a clear focus on customer service, Marina has established solid relationships with both vendors and buyers and over time, has become a trusted friend to many who have relied upon her blend of enthusiasm and experience. Market knowledge and superior negotiation skills are the cornerstone of Marina’s success and she has built her reputation on achieving record prices with below average days on market. About the host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.
“Once you add all these allowances to the base wage, that’s what really gives the expats buying power. And that’s why it’s such a great opportunity for them at the minute.” David McMillan welcomes his namesake, old school friend and football teammate, David Petrevski onto the show. The two Davids have been teaming up recently bringing sound advice and strategy to Australian expats, and here they chat about this often overlooked and neglected area of the financial service industry. Acknowledging that we are currently in a very difficult time for financing, David P. states that he is interested in expats because he has a genuine interest in helping people out and often likes to get into things when they are challenging. He is also happy to spend more time overseas. With all the Australian banks closing down a lot of their face-to-face operations overseas, there are many opportunities for financiers, and the two Davids discuss their partnership in this space. Few people are currently choosing to work in expat funding due to its difficulty, although David P. says that it was always so. They discuss the practice of income “shading”, whereby banks drastically reduce an expat’s loan-servicing income because of currency conversion. However, high wages and other allowances mean that expats still often have a lot to invest with. One significant change is how banks have become more risk-averse in relation to loan-to-value ratio (LVR) with lending. This simply means that expats need to have access to more cash in order to qualify for lending. David P. argues that expats considering investing back home should not be discouraged by the apparent obstacles. With enough of a cash deposit, and the right advisor in their corner, financing is still available and affordable. About David’s guest, David Petrevski With over 17 years of experience in the financial services industry, David possesses not only industry knowledge and experience, but also a desire to help people achieve their long term personal and financial goals. As founding partner of Australian Finance Advocates, David’s role is to help build relationships within the financial services industry that add value to their team of mortgage consultants and in turn provide a flow on effect of benefits to their customers. About the host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.
“The value in real estate is in land. You’re far better off investing in a property that has a decent land component.” Good friend of the show, Peter Koulizos, calls in from Adelaide for a chat with David about his bestselling book, Top Australian Suburbs. It’s been a decade since it was first published, but the information it holds still remains relevant. Particularly, the lowdown on what makes a suburb ideal for investing. There are 107 suburbs in Peter’s book, all of them chosen because of their value and the prediction that they would perform better than the average suburb in that particular capital city. The common factor - existing in the vast majority of suburbs - was gentrification. When gentrification wasn’t present, suburbs were most likely to be benefiting from urban renewal. Peter will be evaluating the suburbs in his book later in the year, but preliminary research has revealed he has been very accurate with his predictions. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Peter Koulizos Peter is currently the Co-ordinator of the property and share Investment courses at TafeSA. He also teaches the property program at the University of South Australia. He has been teaching in real estate and investment for almost 20 years. Peter also personally invests in property and currently holds several properties. Peter has the ability to combine the theory of property investment with the practical aspects so as to teach people how to make money for themselves from investing in property, whether they be buying, selling, renting, renovating or developing property. Peter researches property markets around the nation, looking for the best suburbs to invest in each capital city. He has published two book, “The Property Professor's Top Australian Suburbs” and more recently “Property vs Shares”. He is also a regular contributor to numerous newspapers, magazines and websites and is sought after by TV and radio for his research and comments on the property market. For more information on PIPA, head here. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au
“We’ve been quite hands-on with everything we’ve done…” David sits down with his colleague and namesake, David Robbins (Senior Acquisitions Consultant - Performance Property Advisory), to discuss his background, investing experience, and the benefit he can add to his clients portfolios and wealth creation. Despite doing a valuation course at university, David pursued his first love of motorcycle racing and eventually found himself the proud owner of a motorcycle retail store. With the strength of the internet growing, and an unkind Australian dollar, the store had a difficult time finding customers and they shut the doors after eight years. Along the way though, David kept in touch with the investment market, purchasing his first block of land in Heathcote, which he then moved a weatherboard home onto. He and his brother - who did the same with a place next door - put some more money and work in the house, and then watched as their investments doubled in value in a year. His next purchase was in Montmorency, which he and his brother also worked on to improve. This property also enjoyed a healthy increase in value, allowing David to purchase his dream property, 9 acres in Hurstbridge. One of the main thing David has picked up since joining Performance Property Advisory, is the awareness of the diverse strategies available to property investors. His plan is to next take advantage of a “passive play” strategy, where purchases in blue-chip suburbs are able to be left unchanged - with the exception of necessary maintenance - while still appreciating in value. The Daves finish the chat with a rundown of what they can offer clients. This involves managing the purchase in the most viable market (wherever that may be around Australia), tracking that investment, and then advising on when to sell the property as the market reaches its peak. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, David Robbins David joined Performance Property Advisory after more than a decade of successfully investing and developing residential property. In his 20’s David followed his passion for motorcycle racing and owned a retail store which provided the cash flow to build his portfolio. David’s first hand experience ensures he is well placed to assist clients on building a successful portfolio. David has had a lifetime of experience dealing with clients and tailoring solutions to meet their needs. Customer service and client satisfaction has been, and still is the cornerstone to David’s approach. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released every four weeks, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is also released every four weeks and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au
“Real estate has really been kept as a separate asset class entirely from the industry, and so financial advisers have never really grown up in an environment where they could recommend real estate in the past.” Old friends David and Joel Hewish catch up for a chat about the financial planning industry and its relationship to property. Joel is the Chief Executive and Chief Financial Strategist of United Global Capital (UGC), a wealth management firm focused helping clients achieve their full financial potential. David notes that traditionally financial planners have been anti-property. He asks Joel why most institutional financial planners don’t recommend property, despite it often being in their client’s best interest. Joel suggests that it is because it doesn’t fit the business model of the financial planning business. Talk turns pretty quickly to the current Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, which David thinks is highlighting problems that have been apparent and obvious for years. The question remains, however, whether the Royal Commission will fix the industry’s problematic aversion to property. Joel points out the legacy aspect of the industry, where it has been slow to evolve and move on from old models of business that saw it focus on insurance and then later superannuation. These businesses were absorbed by the larger financial institutions who in some cases turned their advisement into opportunities to sell their other products. This goes against what clients have been led to believe and expect, which is that advice will be given in their best interest. David finds it devastating that this often does not occur, and is doubly frustrated that even when property may be in the best interest of the client, it is mostly not advised by the larger institutions. Joel feels like the industry has struggled to figure out how to monetise property advice. Thus they are incentivised to lead clients towards other options. What David appreciates most about Joel and UGC, is that they truly advise their clients in their best interest, whatever that may be. Joel notes that it is the younger generation of financial planners who are changing the industry and finding new ways of achieving their clients’ goals. They are entering the industry with more qualifications than their forebears, and have a much better understanding of the whole of the financial services industry and the products available. This matches the wants of the client, who understand more and want more from their wealth management. Joel outlines the ways in which UGC can help their clients, including through real estate. David makes the observation that this shows that UGC is not “pro-real estate”, but rather “pro-client” matching the strategy to the client’s goals and position. David and Joel discuss the often strained and dependant relationship between financial planners and property investment firms. Talk returns to the Royal Commission, and Joel admits he is a little blown away, even though he expected it to turn up some bad actors in the industry. David thinks this will ultimately be a win for independent financial planners, as the larger institutions are being revealed as an unsafe option for clients’ wealth. David and Joel both find it surprising that there is no regulation around purchasing property, something that for most is a $700K to $1million decision. Joel feels it incredible that the financial services industry has yet to see the need for proper regulation for these types of assets. Ultimately, David and Joel both agree that the financial services industry, and financial planning in particular, will move to an environment where the client’s interests are absolutely paramount. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Joel Hewish Joel is the founder, Chief Executive and Chief Financial Strategist of United Global Capital (UGC). Joel is a highly skilled, educated and experienced wealth management professional. Joel established United Global Capital (UGC) with a vision to bring the world’s best investment opportunities and financial strategies to ordinary people. With a starting point of first understanding each clients risks, aims and own individual circumstances, UGC has developed a culture of wealth creation starting with wealth protection and risk minimisation. Joel’s view is that investing, by its very nature is risky. It is the pursuit of a definite outcome with an over reliance on an uncertain future. However, with careful planning, a diligence to risk management and a willingness to learn, you too can benefit from a future that holds much more certainty than was previously available to the ordinary person. If you would like to learn more about how you can take advantage of these strategies with UGC, contact them on 03 8657 7640 or email info@ugc.net.au. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released every four weeks, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is also released every four weeks and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au
If you’ve heard of David Tutera, you know he’s done it all. He’s a leading expert in the wedding and entertaining business with a list of accomplishments almost too long to mention. From sharing how he found himself in the events industry, to his foresight for where the industry is going, David dishes on everything you want to know-with the incredible motivation you need. About David Tutera: Originally from New York, David Tutera is a celebrity wedding planner and designer, author of seven books, television personality, and bridal fashion and wedding accessories designer. His work has graced both television for 14 years, from regular spots on The View to his own collection of television series like My Fair Wedding. David has created weddings and events for Jennifer Lopez, Elton John, Barbara Walters, the White House, the Grammy Awards, and countless others. David currently lives in Malibu, California with his husband Joey, daughter Ceilo, and their rescue dog Lucy. Show Highlights: David’s unexpected childhood upbringing that heavily influences his outlook on life David shares how to avoid burnout in a fast-moving industry Why strategically re-inventing yourself in your career is crucial David’s short college experience and his first post-college business How old David was when he planned his first wedding What David thought most wedding planners were missing when he started his event planning business The challenges of starting a new wedding planning business The two pivotal years that put David’s business on the map His experiences on television, including the launch of his first series David shares his two biggest fears, and how he uses them to find empowerment The process David takes with his clients to create custom events Some of David’s favorite weddings of all time (including his own!) About David’s product line How David has seen the wedding/event industry change over the past 30 years Links Mentioned in the Show: David Tutera David Tutera Event Planning Symposium Video links - https://www.youtube.com/watch?v=NlWg-AwV0Zw https://www.youtube.com/watch?v=31jCjwUe8fs&t=3s https://youtu.be/hoSwFXaVleA
“We know that the State Governments have all but abandoned public and social housing over the last decade in the tens of billions of dollars. And the people who have picked up the slack have been mum and dad property investors.” Ben Kingsley is David’s guest on this episode of Property Insiders. Ben is the host of his own podcast, The Property Couch, as well as being CEO of Empower Wealth and the current Chair of the Property Investors Council of Australia (PICA). Here he chats with David about what PICA is and what its plans for the near future. Ben explains that PICA exists to educate and advocate on behalf of property investors. A relatively recent group, it is not a group set up by business, but rather by other property investors in a response to proposed policy changes which may negatively impact upon the investment market. As opposed to PIPA - which serves the industry professional - PICA serves the consumer. PICA’s key goal is to represent its voter base, something it plans to do through providing members with opportunities to voice their views. PICA also seeks to help people understand property investment better. In addition, PICA wants to protect the rights of property investors through advocacy so investors won’t see a decline in their investment because of poor policy. They wish to find the right balance in regulation to improve the industry and protect member’s investments. Ben sees the biggest issues as being proposed changes to negative gearing and capital gains. These are not just problems for investors, but for everyone involved in housing: renters, homebuyers, and construction. In regards to negative gearing, price fluctuations may not be uniform across the state, meaning price reductions in some outer areas, which will push up prices in the inner city. State governments have fallen by the wayside with respect to investing in public and social housing, and it is small-time investors who have picked up the slack. They continue to drive demand with their investments, and if they were to leave the market, there would be no one to pick up the slack. To become a member of PICA, those interested can simply head to the website (pica.asn.au) and pay the $5 yearly fee (or $20 for 5 years). The funds collected are put towards policy responses and submissions, in particular relating to flagged changes to negative gearing and to tenants’ rights. Members are able to communicated their views to the board through petitions and open channels. PICA regularly updates its members on what is happening in the industry and is seeking independent assessments on the impacts of proposed policies. PICA is open to meaningful and constructive discussions around policy, and seeks a sustainable industry where property is available to everyone who wants to buy or invest. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Ben Kingsley Ben is the founding Director of Empower Wealth, former Chair of Property Investment Professionals of Australia (PIPA), and current Chair of Property Investors Council of Australia. A qualified Property Investment Advisor (QPIA), he holds Real Estate Agency Licenses in VIC, NSW & QLD, a Diploma of Finance and Mortgage Broking Management, Diploma of Business and has become one of Australia’s leading experts in property investing for wealth creation. 20 years experience in property investing, finance and wealth creation, together with a comprehensive understanding of industry regulations, issues and trends, has positioned Ben as a genuine expert in property finance and money management. In 2014, he won the Best Property Investment Advisor of the Year Award by Your Investment Property Magazine. Ben also writes for Money Magazine, Smart Property Investor, Australian Property Investor Magazine and Your Investment Property Magazine and is the co-host of the free and very popular property investing podcast, The Property Couch, an insider’s guide to property investment. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released every four weeks, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is also released every four weeks and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au
“You should look for somebody who is a PIPA member, because then you know you can have confidence that they have your interests at heart.” David’s guest on this instalment of Property Insiders is lecturer, author, and Chair of The Property Investment Professionals of Australia (PIPA), Peter Koulizos. He chats with David about PIPA’s objectives, and the benefits it offers both members and consumers. PIPA is the peak association for property investment professionals, providing education to members, as well as helping and protecting consumers with their property investments. PIPA has a code of conduct that all professionals need to abide by to join and maintain membership. This code of conduct is taken very seriously, and people are often denied inclusion, or have their membership revoked. In joining, members get to be a part of a group whose main aim is to serve the consumer, rather than just to make money for themselves. They can be recognised as a true professional who follow the code and are ethical operators. Peter acknowledges there can be a dark side to the industry, where people try to rip off consumers, and PIPA helps consumers make safer choices about who they work with. Dealing with PIPA members mean consumers can have confidence that their advisor has their best interests at heart. Rogues, spruikers, and unethical operators can’t be members of PIPA, and both Peter and David know from experience that all the best professionals in the industry are PIPA members. If a consumer is dealing with a PIPA member, they can be confident they are working with a quality independent advisor. Peter tells David that PIPA’s main long term objective is to bring regulation to the industry, including developing industry codes and introducing legislation that protects investors. Peter is always amazed that the people who advise consumers on what may be the biggest investment of their lives, don’t need any qualifications or ongoing professional development. PIPA seeks to provide this development, by offering regular webinars, communicating information to members, being a source of compliance and regulatory information, developing a code of conduct, and working continuously to ensure integrity in the industry. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Peter Koulizos Peter is currently the Co-ordinator of the property and share Investment courses at TafeSA. He also teaches the property program at the University of South Australia. He has been teaching in real estate and investment for almost 20 years. Peter also personally invests in property and currently holds several properties. Peter has the ability to combine the theory of property investment with the practical aspects so as to teach people how to make money for themselves from investing in property, whether they be buying, selling, renting, renovating or developing property. Peter researches property markets around the nation, looking for the best suburbs to invest in each capital city. He has published two book, “The Property Professor's Top Australian Suburbs” and more recently “Property vs Shares”. He is also a regular contributor to numerous newspapers, magazines and websites and is sought after by TV and radio for his research and comments on the property market. For more information on PIPA, head here. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au
“I think 90 percent of players will invest in property at some point during their playing days.” David’s guest on this episode of Property Insiders is ex-AFL footballer, builder, and Performance Property Advisory consultant, Greg Stafford. They settle down to talk about the work they do advising young sportspeople about maximising their potentially high, yet short-lived, earnings with the right investments. One of the things that makes sportspeople so unique is their higher salaries as compared to their contemporaries. But due to their youth, the speed with which they amass wealth, and the tendency to spend frivolously, it is important that young sportspeople get the right advice about where to invest their money so it works for them over the long term. Currently, AFL sporting clubs don’t offer this advice themselves, but they are actively encouraging players and provide referrals to trusted advisers. One of these advisers, is Greg Stafford. Greg often advises players to put their money in property as this has historically shown to be a positive investment. However, he does caution that research is needed, as many have got it wrong in the past, especially with buying off-plan options. Greg also tells David about some of the top things players can do to protect themselves. However, this advice could be applied to all potential investors. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Greg Stafford Greg spent 14yrs as a professional sportsman and his involvement in the competitive sports industry like the AFL has taught him many things. Not least of which is reward for hard work, the importance of strong leadership, honesty, a social conscience and a commitment to achieving results. From that grounding he successfully ran his own building company, which to this day can assist clients with pre purchase analysis of renovation/refurbishment scope and feasibility as well as development projects. Greg is passionate about providing clients with the right ‘research based‘ advice, particularly young athletes; while devoting their life to the sport they seek excellence, they need their investments to work as hard as they do. With an understanding of the precarious nature of professional sport and considering the career ‘life span’ of most athletes is relatively short, he is determined to guide their property investments in the right direction. It's also his love for mentoring and supporting AFL talent that has seen him perform as Ruck Coach at the Melbourne Football Club for 4 years. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is also released fortnightly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au
“There’s no set rule between owner-occupier and investor. I believe it all comes down to your profile.” David gets together again with Mark Davis from The Australian Lending & Investment Centre (ALIC) to chat around the question… Should you fix your interest rate? David and Mark first talk about the process behind how the RBA and banks set interest rates. This includes all the things taken into consideration and also its application to term deposits. They then talk more specifically about the pros and cons of going with a fixed or variable interest rate. The truth is there is no hard and fast rule, and that either, or a combination, may best for your situation. Mark also tells David that there should be no real difference between owner-occupiers and investors in terms of interest rates. That being said, variable rates are certainly more risky, and this sometimes makes them more attractive to investors who possess a larger cash buffer. David asks Mark about any tax benefits, which exist for investors on fixed rates. Mark advises that all property buyers should talk through all of the pros and cons of each with the advisors and decide on the one that is best for their circumstances and piece of mind. The discussion concludes with Mark sharing his own personal strategy in regards to interest rates. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Mark Davis Mark‘s successful career at ANZ resulted in him becoming the number one national mortgage lender for seven years in a row. Mark’s expertise is in lending structures and strategies for wealth creation and the formula utilized within ALIC. Through developing close working relationships with clients, Mark is able to guide and advise the most suitable loan options available as he is constantly aware of market forces surrounding the industry. Since the inception of The Australian Lending & Investment Centre in 2009, Mark has been at the forefront of industry, being recognised with many Broker of the Year awards. As the industries leading adviser Mark is frequently called upon to provide up to date and informed opinions for the Australian mainstream media, as well as industry events and articles. With over 30 years of experience Mark’s knowledge and network of key professionals is second to none. ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au
“There is no other financial product out there, that gives you exposure to the housing market without buying a house itself.” This month on Property Insiders, David sits down with Anthony Millet, entrepreneur and CEO of BRICKX, a unique and exciting new opportunity in the property investment market. BRICKX is an online platform that allows people to invest in property on a fractional basis. Practically, this means that BRICKX will purchase a property, which is then divided into 10,000 units - or Bricks - which are made available to investors for purchase. Currently, each Brick costs between $58 and $154, and investors are able to own up to a 5% share in each property. Investors benefit from their share of the monthly rental income, and every six months BRICKX properties are revalued so Brick investors can watch their investments grow. BRICKX can be used by anyone, but investors include those who have never invested before or entered the property market, as well as seasoned property investors seeking greater diversification. BRICKX will also soon be able to offer a Rent-to-Buy scheme, where future home-owners will pay a 5% deposit on a property, and then be given a 5 year lease to live there. The occupiers then keep on buying bricks until they’ve amassed at 20% share, at which point they are able to buy the property with a regular commercial mortgage. BRICKX is focused on Blue Chip suburbs, including some of the best suburbs in Australia with long-term high growth profiles. In Sydney, BRICKX offers properties in Double Bay, Bondi Beach, Mosman, Manly, Potts Point, Surry Hills, Annandale, Enmore, and Balmain. In Melbourne, investors can buy Bricks in Port Melbourne, Prahran, and Brunswick West. And their newest accusation opens the Adelaide market up to Brick investors with a property in St Peters. When investors decide to sell their Bricks, they will find it an easy process. To date, they have had over 150,000 transactions and Bricks are currently being sold within 14 hours. Such a situation gives investors, and particularly deposit-savers, greater freedom in managing their investment, allowing them to easily sell their position should their circumstances change. One of the positives of BRICKX is that being an investor will not impact on a person’s ability to access the first home buyer’s grant or stamp duty exemptions. Anthony comments that they are seeing people get to home ownership through using BRICKX. Any capital gains on Bricks are still eligible for the reduction if held for more than 12 months. Additionally, investors still get the benefits of depreciation as BRICKX is a widely-held trust with more than 300 investors. However, as a financial product investors do have to pay tax on the income they receive as part of the rental yield. Performance Property Advisory acts as a buyer for BRICKX and is proud to do so. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Anthony Millet With a passion for property and technology, Anthony’s mission is to make property ownership and investing affordable and accessible to all Australians. Originally from the UK (where property also suffers from similar affordability and accessibility issues), Anthony brings a wealth of innovative and professional experience in eCommerce, technology and the banking industries to successfully lead the BRICKX team. Prior to joining BRICKX, Anthony was responsible for building one of Europe’s largest e-Commerce businesses in the Sports and Outdoors sector. Before this, Anthony was an Associate Director at UBS Investment Bank, London, working within the Listed Investment Funds team and also within Corporate Finance specialising in the Technology sector.
One of the reasons I spend so much time talking about fair trade goods and ethical fashion is not just because I think they’re nice products or pretty things or they’re unique - sure - those things are all well and good… but the fact of the matter is… I care about the people and the stories behind the products I buy. Fair trade is not about charity. It’s not about a hand out. It’s not about having pity on someone. Fair trade is about empowerment, giving someone opportunity and a sustainable income and way of living. It’s about treating people like HUMANS. It’s understanding that fathers and mothers around the world want the same things for their kids that we do… they want to provide for their families. They want to support themselves. Men and women in developing nations don’t want your charity. They want you to buy their stuff. My guest this week is David Atlas the founder of Marquet Fair Trade - a fair trade brand working with artisan partners in Asia… I have shared this brand on my blog and social media before and I have absolutely fallen in love with their beautiful jewelry and accessories. But most of all, I’ve fallen in love with their mission! You are going to LOVE this conversation and hearing David’s crazy story as to how Marquet got started! About David: David Atlas graduated cum laude from the Rutgers University School of Engineering in 2004 before embarking on a backpacking, trekking and motorbike trip through Australia, New Zealand, and South East Asia. It was here on this trip David first experienced the incredibly welcoming culture of rural South East Asia life and the breathtaking natural beauty of the region. After a few years working as an engineer and math tutor in NY, David was determined to return to Thailand, Laos, Vietnam and Cambodia to start a sustainable business that would also empower artisans in rural areas with access to the global market. For David, the best part of running Marquet, is when he gets to spend time on the ground in Asia, working on product development with artisans, and he gets to hear their laughter and see their smiles. Happiness is contagious! Connect with Marquet Fair Trade: https://marquetfairtrade.com/ https://twitter.com/Marquet_Fair https://www.facebook.com/marquetfairtrade/ https://www.instagram.com/marquetfairtrade/ TODAY'S BUSINESS WITH PURPOSE PODCAST EPISODE IS SPONSORED BY: CAUSEBOX - use code "MOLLY" for $15 off your first box! Join my Purchase with Purpose Facebook group and let's continue the conversation! https://www.facebook.com/groups/purchasewithpurpose/ Subscribe to the Business with Purpose podcast (and I'd love it if you left a review** on iTunes!) Subscribe on iTunes** Subscribe on Google Play Subscribe on Radio Public Subscribe via Podcast RSS Feed **Want to know how to leave a review of the Business with Purpose Podcast on iTunes from your iPhone or iPad? Launch Apple's Podcast app. Tap the Search tab. Enter "Business with Purpose" Tap the blue Search key at the bottom right. Tap the Blue album art for the podcast. Tap the Reviews tab. Tap Write a Review at the bottom. Enter your iTunes password to login. Tap the Stars to leave a rating. Enter title text and content to leave a review. Tap Send.
“Money is the root of all evil, but if you haven’t got it, it’s worse.” This month on Property Insiders, David sits down with Kevin Agent from the Australian Lending and Investment Centre to chat about cash buffers. A cash buffer is an amount of money you have in a special account that is there if something happens beyond your control. Kevin tells David that there are two options for the cash buffer: to have it in a redraw account, or in an offset account. There are advantages to each, but Kevin thinks if you have a home loan, your cash is better off in a redraw account, and an offset account for an investment property. A redraw account is money you use to pay off your loan, but is then accessible should you need it later on. An offset account is essentially a savings account where the balance is subtracted from your total loan amount, thus reducing your interest. Kevin says his preference is always for an offset account, but for those who are not as good with saving money, a redraw may be a better option as the funds are often more difficult to access and the money feels like it is gone. Some banks offer multiple offset accounts, which can then work like a budgeting tool that also reduces your debt. The money can then be used for future purchases. Kevin says that some of the situations that arise where people might need to use a cash buffer include losing a job, falling on hardship, or even if you want to make purchases or go on a holiday. A cash buffer is essentially about not having to worry and the amount a person has in their cash buffer account is whatever will help them sleep at night. However, Kevin says that it is a good rule of thumb to have about 3 to 4 months of repayments in reserve; at least $20k per $1M of debt. Kevin continues by saying that he believes that unless your intention is to live in the property, the preference would be to not pay off the loan. Rather, keep the money in an offset account to reduce the cost of your loan, and then the money is there if you ever need it. Finally, Kevin stresses that minimising risk is not just about having a cash buffer, but also about having insurance, cash reserves, and above all, purchasing the right asset. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Kevin Agent Kevin commenced his career in the banking and finance sector in 1985 and held senior management roles at the ANZ in both business bank and mortgage business with ANZ. His specialty focus is on credit risk and wealth creation where he has achieved outstanding results time and time again through maintaining and building trusted relationships with his clients. Since the inception of The Australian Lending & Investment Centre six years ago, Kevin has become both an industry leader in his field as well as one of the highest ranked advisers in Australia. Kevin is constantly ranked in the Top 20 advisers nationally. Kevin bring over 25 years of commercial and retail banking experience along with a wide range of industry specialists to work with his clients.
What you'll hear: - How speaking his mind led to a gig following and observing Georg Solti around Europe - The real world impact of striving for perfection (and what the real goal should be) - How to determine who the "best" people are for YOU personally to stay connected with to help build your career - Why you should be observing "the greats" in your field (and the surprising career side benefits) ...and much more Thank you to Ficks Music for sponsoring Crushing Classical. Use the code CRUSH to receive 10% off your order. Mentioned in the interview: About David's orchestra: https://youtu.be/GrX2fP_qjlc Nicolas Harnoncourt videos: Mozart, with LangLang: http://www.dw.com/en/mission-mozart-lang-lang-nikolaus-harnoncourt/av-18183984 Beethoven: https://www.youtube.com/watch?v=O9Mrk62TyI4 Haydn: https://www.youtube.com/watch?v=Tf86daFyk9g
Food. Love. Manic Depression. This interview warmed my heart AND gave me some serious things to think about in my own "rollercoaster" world. A big thanks to David Leite for amazing work with "Notes on a Banana," and for his kindness, compassion and light in this world. About David and "Notes on a Banana" In one of spring’s most poignant, astonishingly courageous, and unapologetically hilarious titles, three- time James Beard Award-winner David Leite brings a dash of Anthony Bourdain, Augusten Burroughs, and Kay Redfield Jamison to his memoir, NOTES ON A BANANA: A Memoir of Food, Love, and Manic Depression (Dey Street; April 11, 2017; ISBN: 9780062414373). In a true tale that dazzles, touches the heart, and inspires, three-time James Beard Award winner David Leite lays it all on the table. Born into a devoutly Catholic, food-crazed family of Azorean immigrants in 1960s Fall River, Massachusetts, David had a childhood that was the stuff of sitcoms. But what no one knew was that this smart-ass, determined dreamer with a vivid imagination also struggled with the frightening mood swings of bipolar disorder. To cope, “Banana,” as his mother endearingly called him, found relief and comfort in food, watching reruns of Julia Child, and, later as an adult, cooking for others. It was only in his midthirties, after years of desperate searching, did he finally uncover the truth about himself, receive proper medical treatment, and begin healing. Throughout the narrative, David takes the reader along on the exhilarating highs and shattering lows of his life, with his trademark sense of humor: We watch as he slams the door on his Portuguese heritage in favor of blond-haired, blue-eyed WASPdom; pursues stardom with a near-pathological relentlessness; realizes he’s gay and attempts to “turn straight” through Aesthetic Realism, a cult in downtown Manhattan; battles against dark and bitter moods; delights in his twenty-plus year relationship with Alan (known to millions of David’s online readers as “The One”); and shares the people, dishes, and events that shaped him. NOTES ON A BANANA is at once a tender look at growing up, a candid take on the power of selfacceptance, and an unflinching tale of the hell of mental illness. David’s story is brutally honest and necessary, creating a sense of universality and enduring hope that today’s readers need more than ever. David Leite has tackled everything from chocolate chip cookies to Welsh cakes, from the foods of Portugal to the tribulations of being a super taster—for print, radio, and television. In 1999, he founded the website Leite’s Culinaria, and in 2006 he had the distinction of being the first winner ever of a James Beard Award for a website, a feat he repeated in 2007. The following year, he won his third James Beard Award for his article on fried clams for the New York Times. His first book, THE NEW PORTUGUESE TABLE: Exciting Flavors from Europe’s Western Coast, explored the food of his heritage and won the 2010 IACP First Book/Julia Child Award. David is also a regular correspondent and guest host on NPR’s “The Splendid Table.” He splits his time between Connecticut and New York, but will travel anywhere for a good meal. David on Social Web: http://leitesculinaria.com/ Twitter: http://twitter.com/davidleite Facebook: https://www.facebook.com/davidjosephleite/ ====================== Request to Join the FREE Meredith Atwood Community & Coaching https://meredith-atwood-coaching.mn.co/ ====================== Buy Meredith’s Books: The Year of No Nonsense https://amzn.to/3su5qWp Triathlon for the Every Woman: https://amzn.to/3nOkjiH ======================= Follow Meredith Atwood & The Podcast on Social: Web: http://www.swimbikemom.com Instagram: http://instagram.com/swimbikemom ======================= Want to Connect? Email: same24hourspodcast@gmail.com ======================= Credits: Host & Production: Meredith Atwood Intro: Carl Stover Music Copyright 2017-2020, 2021 All Rights Reserved, Meredith Atwood, LLC
David and Anne-Marie trips; News; Data Merge Tips and Tricks; Obscurity of the Week: Delete End Punctuation Listen in your browser: InDesignSecrets-181.mp3(15 MB, 28:06 minutes) See the Show Notes for links mentioned in this episode. Out and About: David's trip to Lindau, Anne-Marie's trip to California News: Adobe Digital Editions 2.0, Kindle Plug-in for InDesign 0.971, new open source Adobe fonts Data Merge: Beyond the Basics! Tips and Tricks Obscure InDesign Feature of the Week: Delete End Punctuation News and special offers from our sponsors: >> Recosoft: Open and convert PDF and Windows XPS documents directly in Adobe InDesign CS4/CS5/CS5.5/CS6 right from InDesign's File menu with their latest version (3.5) of PDF2ID, the amazing InDesign plug-in. Be sure to check out their other amazing plug-in for InDesign users, ID2Office — export your InDesign files to Word or Powerpoint! >> Rorohiko: They just keep making ePubCrawler better, and it's still donation-ware! ePubCrawler is a Fixed Layout ePub Assistant for InDesign. The highly-customizable script takes an InDesign document and converts it to a fixed-layout ePub (think kid's books, cookbooks, photography books, etc.) ready to upload to your favorite reseller. This turns a job that normally takes dozens of hours into minutes! Watch any of their six tutorial videos to see how it works. For InDesignSecrets fans: anybody who donates US$50 or more now will get a free license if and when they release it commercially, like a home-grown Kickstarter! -- We still want to hear your stories! Send us a short (less than 1 minute) "worst InDesign training story" that we can play on the air (you'll be anonymous) in an upcoming episode: leave us a voice message at +1-801-459-4477 to record it, or send in your own voice recording. Please follow-up with an e-mail, which we will keep private, including any additional information that you'd like us to know. -- Links mentioned in this podcast: > New Adobe Digital Editions 2.0 > The Mac-only ePub Reader utility Bookle > Kindle Plug-in for InDesign > New open source Open Type fonts from Adobe > Anne-Marie's earlier title, InDesign CS5.5 to EPUB, Kindle, and iPad > What are CSV files? > David's post about using Data Merge for yearbook layouts > Steve Werner's excellent Data Merge tutorials (oldies but still goodies) > Loic Aignon's Data Merge to Table script blog post (translated from the original French) > PowerHeaders from In-Tools
© 2020-2025 Ivy Podcast Discovery LLC
