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Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
With Constantine Hatzivassiliou—Partner, Certuity Golf taught Constantine Hatzivassiliou how to perform under pressure. Building a nearly $5B multi-family office taught him that the best advisors become the first call when life, not just the markets, gets complicated. In Summary Many advisors spend years mastering investments, but for affluent families, portfolio management is often just the starting point. Jason Diamond welcomes Constantine Hatzivassiliou, Partner at Certuity, to discuss how his journey from aspiring professional golfer to leader of a nearly $5B multi-family office shaped his approach to client service. Their conversation explores why trust is earned long before a crisis, how family office services evolve naturally from client needs, and why the advisor's role increasingly resembles that of a quarterback coordinating every aspect of a family's financial life. The discussion also examines organic growth, referrals, fiduciary advice, private equity's impact on the RIA landscape, and the qualities that allow advisors to become indispensable over decades—not just market cycles. The Storyline Many advisors spend years perfecting investment management. But as clients become more successful, the job changes. The questions become bigger than portfolio construction. A business is being sold. A family dynamic shifts. A tax issue emerges. An estate plan needs updating. Suddenly, the advisor isn't simply managing assets—they're coordinating decisions, relationships, and emotions. For Constantine, that broader role was shaped long before he entered wealth management. As an aspiring professional golfer, he learned lessons about discipline, preparation, and performing under pressure that continue to influence how he serves clients today. Jason and Constantine explore how Certuity grew from approximately $210 million in assets to nearly $5B, not through acquisitions but through referrals and a service model built on becoming indispensable to the families they advise. Constantine explains why he believes the best advisors function more like quarterbacks than portfolio managers, orchestrating the many moving pieces that come with significant wealth. The conversation also examines the evolution of the multi-family office model, the role of fiduciary advice, the impact of private equity on the advisory landscape, and why experience, judgment, and trust remain the qualities clients value most. Ultimately, this episode is about what it takes to become the first call when life – not just the markets – becomes complicated. Topics Covered Lessons from professional golf that translate to wealth management Building Certuity from $210mm to nearly $5B in assets What distinguishes a multi-family office from a traditional RIA Why referrals fuel long-term organic growth Becoming the “first call” for affluent families Fiduciary advice and the evolution of the advisory profession Family office services beyond investment management Private equity and M&A in the RIA space Developing the next generation of advisors Trust, relationships, and lifetime client service > Download a transcript of this episode… Listen and Learn Highlights for Advisors How did professional golf prepare Constantine for advising wealthy families? (3:45) Constantine explains why competing under pressure taught him discipline, emotional control, and process—qualities that now guide every client relationship. How did Certuity grow from $210 million to nearly $5 billion? (8:00) He shares why nearly all of the firm's growth has come organically through client referrals rather than acquisitions or aggressive recruiting. What separates a multi-family office from a traditional advisory firm? (11:45) The conversation explores how expanding into trust, estate, tax, and family office services became a response to client needs—not a business strategy. Why should advisors think of themselves as quarterbacks? (20:00) Constantine recounts a client business sale that fell apart at the closing table and explains why advisors often become the person holding everything together. How does Certuity view private equity and acquisitions? (36:20) Jason and Constantine discuss when outside capital can make sense—and why Certuity has chosen a different path centered on client alignment. Why do wisdom and experience still matter in an AI-driven world? (29:30) Despite advances in technology, Constantine argues that judgment, trust, and perspective remain the qualities affluent families value most. Key Takeaways High-net-worth clients increasingly value coordination, judgment, and perspective over investment selection alone. Family office services often evolve naturally as advisors respond to increasingly complex client needs. Sustainable organic growth is rooted in trust, which explains why referrals account for the overwhelming majority of Certuity's new business. Golf and wealth management share the same disciplines: preparation, emotional control, patience, and executing under pressure. The most valuable advisors become trusted partners during life's defining moments—not simply portfolio managers. Technology continues to reshape wealth management, but experience and wisdom remain difficult to replicate. Building a lasting advisory business requires investing in culture, succession, and the next generation of talent. https://youtu.be/m72Hq6bMTo4 Quotable Moments “The best advisors aren't simply managing portfolios. They're the first person clients call when life gets complicated.” “A bad shot in golf is the equivalent of a bad day in the market. You can't let one dictate everything that comes next.” “More often than not, we're not just financial advisors—we're financial therapists.” “Growth gets the headlines. Trust is what makes it possible.” FAQs What is a multi-family office? A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Why has Certuity grown primarily through referrals? Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. How does golf relate to wealth management? Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. What is Constantine's perspective on private equity in wealth management? While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. What qualities distinguish exceptional advisors today? According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. Related Resources Emotional Intelligence: The “Untouchable” Differentiator in an AI World Intentional Growth: How Top Advisors Build Businesses That Last The 10 Characteristics of the Most Successful Teams Constantine HatzivassiliouPartner Constantine Hatzivassiliou is a Partner at Certuity, a nationally recognized multi-family office serving affluent families, entrepreneurs, executives, foundations, and endowments. He advises clients on the complex financial, tax, estate, and business planning decisions that accompany significant wealth, helping families coordinate all aspects of their financial lives through a comprehensive family office approach. Drawing on more than two decades of experience, Constantine works closely with successful business owners, corporate executives, and multi-generational families to simplify financial complexity and align investment management, tax planning, estate planning, philanthropy, and family governance strategies. As a Certified Exit Planning Advisor (CEPA®), he frequently assists entrepreneurs in preparing for liquidity events, business transitions, and the long-term stewardship of family wealth. His clients often view him as a trusted advisor and strategic sounding board, helping them navigate important financial decisions with the perspective of both a family office professional and a coach. Prior to joining Certuity, Constantine held advisory and banking positions with The Bank of New York Mellon, Bernstein Global Wealth Management, and Pacific Mercantile Bank. Before entering the financial services industry, he was a Golf Professional and member of the PGA of America, experiences that continue to shape his disciplined, competitive, and relationship-focused approach to advising clients. Outside of his professional responsibilities, Constantine is passionate about mentoring young athletes and strengthening the communities in which he lives and works. He serves as a Board Member of Coerfontaine Football Club (CFC), a premier youth soccer organization focused on developing young athletes and helping them pursue collegiate and professional opportunities while fostering leadership, discipline, and character. He also serves as Chair of the Safety and Security Committee for Parkland, where he works alongside community leadership to enhance resident safety, security, and quality of life. In addition, Constantine is a Founding Board Member of The Boardroom, a private membership organization focused on fostering meaningful relationships among business leaders, entrepreneurs, and professionals through networking, education, and philanthropy. Born in Greece, Constantine spent his childhood in Montreal before relocating to South Florida. He attended the University of Florida before earning a Bachelor of Arts in Economics from Florida Atlantic University, where he graduated with honors. He holds the Certified Exit Planning Advisor (CEPA®) designation. A lifelong student of the game, Constantine remains active in golf and is a member of Muirfield Village Golf Club, founded by his longtime hero and mentor, Jack Nicklaus, as well as Parkland Golf & Country Club. Constantine resides in Parkland, Florida, with his wife, Stephanie, and their two children, Nicholas and Olivia. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Episode Transcript Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I want to talk more about the growth because that’s remarkable. But before I do, can we double click on the service model? So, I would say the most typical we hear, I think more of our guests typically come from the wirehouse world where it’s I have my book, you have your book. What does your service model look like? So, is it truly, if it’s working well from the end client perspective, you should be interchangeable with your partners and it’s a true team approach? Constantine Hatzivassiliou: How we engage our clients, the theory should be I can get hit by a bus tomorrow and outside of the client not being able to speak to me directly, they will not have a hiccup in any way, shape or form. And when we’re dealing with families across multiple generations, the way we’ve built our platform, that continuity is critical in the engagement process for the clients hiring us to help them through all of the challenges that they face. Jason Diamond: What’s your sweet spot in terms of client size? Constantine Hatzivassiliou: Our average client size today has just shy of eight million AUM with us. We have some clients who have $1 million certainly but they’re strategic in that their friends, their family, they could be centers of influence who help send business our way because they value what it is that we do and there’s a strategic partnership because we might need them for their trust and estate services or their accounting work and they have clients who have a need and we’re on the short list of people they refer to. Jason Diamond: That they trust. Yeah, makes sense. So, I’ve seen this in the news and also even on your own internal materials, I’ve seen you described as both a modern multifamily office, you’ll also obviously hear the term RIA as well. Does that distinction matter at all? And maybe my second part of that question would be what is the distinction between that space, whatever you call it, and the more traditional firm world from a client service perspective? You mentioned that all of your partners from that world. Constantine Hatzivassiliou: I started in this industry truly at an institutional level at Bernstein in New York and, for anyone who knows Bernstein, they really do brainwash you on the fiduciary model and the values affiliated with that philosophy has translated through my career at BNY Mellon which has a very similar feel as Bernstein. And then, when we came here, we instilled that same core value principle of fiduciary responsibility for our clients so we are very different than a traditional wirehouse or brokerage house, it is why we’ve grown so successfully. I would never, one, work for an institution that did bide by those standards and, secondarily, I wished Congress and Senate would turn around and actually implement a mandatory fiduciary liability for all financial advisors because, far too often, we see prospective clients or families get taken advantage of because the individual sitting across from them giving them financial advice is not necessarily aligned with their goals and objectives. Jason Diamond: So, I take it you are fee only. Constantine Hatzivassiliou: We are fee only. Jason Diamond: Yeah. I don’t want to lose the thread on the first part of my question. Do you think there is a distinction between a multifamily office and an RIA? I don’t want to lead you here but to me it implies a different level or different caliber of service model that probably includes more of the ancillary trust and estate and CPA type stuff that higher network clients need but curious what your thoughts are. Constantine Hatzivassiliou: Our first seven years at the firm, we were strictly an RIA, we functioned as an advisory service provider to our clients. What attracted me and my partners to Certuity was the nimbleness of the firm. So, for instance, at BNY Mellon, we often deemed a change necessary as moving an aircraft carrier across the world but it was an impossible task to accomplish. But when you’re small and nimble and clients come to you with a need and you’re in the service, ultimately, first and foremost, it made sense for us to start building out family office services for our clients because they had a need and we found it as a way to centralize everything because, far too often, when the communication standards break down between all the individual parts, one, it’s more expensive for the clients and, two, the process isn’t efficient, things get missed. So, we tried, largely due to our growth, to bring everything in house and our clients appreciate that for it. Jason Diamond: So, this is not a chicken and egg situation, this is very much we had large clients, we were attracting large clients and, in order to service them optimally, here’s what we felt we needed to build. Is that fair? Constantine Hatzivassiliou: 100%. Jason Diamond: Let’s shift gears, I need to go deeper on the professional golf thread a little bit. I promise I won’t make the whole interview about your golf background. I’m curious if you feel like that experience or that, I don’t know, upbringing or, I guess, background laid any foundation for the way you engage with clients today or the way you operate as a business leader today. Constantine Hatzivassiliou: So, there’s a couple parts to that. The golf side, certainly, just from an engaging client perspective, 90% of our clients are golfers. Jason Diamond: It’s very true. Constantine Hatzivassiliou: Right. It just helps because of our background and certainly with some of the clients and partners that we have at the firm, golf is a critical thread in what we do. However, when it comes to golf, what I learned playing golf at a high level directly translates to how we manage money for clients and I’ll express it this way. There’s generally two types of golfers, there’s the artist, the Sergios of the world who don’t fundamentally function off of specific points in their swing or a very structured platform, they see something, their mind becomes creative and they execute on it. I was never that way, I am a numbers person, I think everything analytically, I break everything down to the minute, everything is strategized and organized, I was taught to practice that way by Coach Alexander at the University of Florida and that foundational element seemed easy, it worked. If you practice properly, you’ve succeeded. Under pressure, all those hours and hours of repetition translated to success more often than not. In our industry, it’s process-driven, it has to be unemotional. A bad shot in golf is the equivalent of a bad day in the market, you can’t let one bad day in the market influence everything you do for the next year. Same way on the golf course playing in a tournament, you can’t allow one golf shot to affect the rest of the round. We kid with our clients oftentimes that, while we are fundamentally their financial advisor, more often than not, we’re their financial therapist. We have to control their emotions and make sure they’re not making an irrational decision. For instance, a couple days ago we were out with a client the day that Iran shot down one of the US military helicopters and we’re sitting down at lunch and, all of a sudden, his phone starts blowing up because he’s getting all these Google alerts to the market heading in the wrong direction and he had to go do a life insurance test later on that afternoon. So, all week, he had prepped and he was calm and he was relaxed, he was really excited, he’s, “My wife is setting me up with a new insurance policy and I know it’s for her benefit but all my numbers look good, I’m going to ace this and my premiums will be really low because of it,” it was a $25 million policy. And as he’s looking at his phone and he sees the market collapsing in his mind, his blood pressure rose to no end, you could see that his anxiety level went through the roof and, had I not been there with him at the time to hold his hand through that process, his afternoon would’ve been shot. I would’ve got a phone call saying, “What are we doing to prevent 2% loss in my portfolio,” because that’s how he thinks and, in that moment, I was the therapist to talk him off a ledge. It’s so hard for individuals to manage the stress of the markets, that golfer mentality of, okay, just breathe, relax, let’s see what’s going on, let’s make an educated, confirmed decision, let’s circle back with our caddy if we’re on tour and competing and make a unified decision for the long-term success of the goal that we’re trying to achieve. And what we do every day is the same thing with our clients. Jason Diamond: It’s an incredibly thoughtful answer, I expected a version of the latter part of your answer. I appreciate that you added the part about just most clients like golf, enjoy talking about golf, enjoy playing golf and it’s an effective business development tool, there’s no question. Constantine Hatzivassiliou: So, I have two kids, a 12-year-old and an eight-year-old, my son who’s 12 who’s an exceptional soccer player and wants to, aspires to play professionally one day has now fallen in love with golf which I’m ecstatic about. I think golf and tennis, from a business development perspective- Jason Diamond: Yeah, lifelong sports. Constantine Hatzivassiliou: And I look at it now and my mentor when I started in the business was absolutely right. The fact that I could get a CEO of a Fortune 100 company to want to actively spend four hours with me where we could dive into the weeds about their personal life, their financial situation, their business, you could never get that time otherwise. I urge everyone who’s coming out of college or is going into college who wants to aspire to be in any type of sales related role, golf is a great venue to make long-term relationships. Jason Diamond: And importantly, tennis is not as good on the knees long-term or the back long-term. So, you stick to golf, you get a little more longevity out of it. Constantine Hatzivassiliou: It does help, yes. You’re right. Jason Diamond: My thought always goes to people call it the 15th club in golf, just this mental element of the game and to me it’s the clear moment in golf that always comes to mind for me is the 72nd hole. I don’t know if you just watched the US Women’s Open but Nelly Korda standing over a two-foot putt that I really thought she missed, is there an equivalent of that moment? Are you ever able to recreate that pressure in your current role or is that something that you miss? Constantine Hatzivassiliou: Jason, we have those moments weekly, countless stories. Here’s where I love my job. I’ve transitioned from being the guy behind the screen who is just trading accounts, that’s where we all start and you have to have that foundational perspective of what’s involved in trading an account on a daily basis. Not that we ever picked stocks to an extensive level, we were generally managing ETFs, mutual funds and strategies but I’ll give you an example. So, just last week, we had a family and this is where the family office side comes in more so than the financial advisory services come in. We had spent four months in helping a family sell their business, it was a life altering moment, the dad started the business, the dad had been independently successful, net worth of well into eight figures, was happy and content, brought his son into the business, son was brilliant, saw an opportunity within the business and grew the business by 4,000%. Jason Diamond: Literally? Constantine Hatzivassiliou: Yup. All because of this, the son saw a different direction and pivoted the business and grew it out and here he is, getting ready to have their first child and he gets approached by a firm to acquire his business. They’re ecstatic, the number was perfect, I thought it was overvalued, I was telling them that there’s no way they could turn it down because the number was too significant. Had they gone to the market, they would probably never achieve that level of return. And literally, the day of closing, as we’re expecting the wire to come through, the deal gets pulled. So, here you have the father who’s crushed because he was trying to provide something for his son, the son who’s just devastated because he now was preparing for the second stage of his life and you go through at that stage the classic stages of grief, it’s the cycle that goes through it. I was holding their hand through the three-month process up to there, every day, hourly calls, strategizing, building everything out, organizing the accounting team, organizing the attorneys, getting it all to work out. And here I am, father and son, unbelievably stressed, you have the wives in the background who can’t quite comprehend what’s going on, you have employees beneath them who are now confused as to there was a transition getting ready to take place and the only person who can step in under that critical moment to bring everybody back together was me. So, here I am thinking, 20 years ago, I’ll just pick stocks and bonds for individuals but now I’m in the middle of deal flow trying to help a family solve the issues that arise. So, those are hugely critical- Jason Diamond: Yeah, that’s right. Constantine Hatzivassiliou: …moments where, because our clients are our friends and family, we care for them like they’re our own, you become emotionally attached. And the same pressure that I felt when I won my first mini tour event after college, when I had to get up and down from the impossible bunker shot and I hit it to six feet and I made the crucial put to win my first $23,000 check which I thought was unbelievable, they gave you those big old-fashioned- Jason Diamond: The Happy Gilmore checks. Constantine Hatzivassiliou: Exactly, right? It was the greatest day at that time. The stress of being in that bunker trying to hit that shot is the same stress I felt having two phones ringing, one the father, one the son where we have to keep that situation separate. So, you’re diving into unbelievably stressful situations and the best part is, when we get it all solved and literally yesterday we solved the entire dynamic of the business, I get a text from the son saying that this was the most incredible rollercoaster experience he’s ever experienced, that he’s incredibly grateful for all that I did and our team did for him and that, for the rest of his life, we will always be the first person he calls to solve any of his problems. So, for us, that’s the recreation of that stressful moment and then the victory on the back end. Twenty-five years ago, I got the big Happy Gilmore check. Yesterday, I got that text which I’ve printed out and framed and have it in my office as a constant memory of why it is we do what we do. Jason Diamond: And I would bet that’s more impactful than the $23,000. It’s an incredible story and I’ll tell you why, you said it but it’s as far away from stocks and bonds as you could possibly get. But I think, most advisors, a story like that resonates much more. It leads into my next question. You intentionally choose to service a high net worth segment of the market and I would assume that number’s probably creeping up, not down over time in terms of who you service. My thought is that’s a very competitive segment of the market as well. Is this how you differentiate is just you make it about those types of human examples or is there more to it? Constantine Hatzivassiliou: I’m envious of the advisor who could walk into a room of 200 people and they become the central focal point of the room where they can walk up to every single person and fearlessly ask them incredibly personal information, I’m not wired that way. For me, I’m very much the individual that I will find the one person that I have common ground with, I will deepen that relationship and I will add value and, because of the value that I create, I become a critical component of that individual’s success. And that’s how we’ve grown our business holistically at the firm largely buy that extra layer of service. We’re a commodity business. Being in South Florida, the clubs that I belong to, 10 to 15% of the members feel like they’re financial advisors. You could throw a rock anywhere and find a financial advisor so how do I differentiate myself? The only way I can truly differentiate myself and my firm is the level of service we provide, to go that extra step. To where, when we’re calling a client, they know I’m calling them to support their needs not because I’m seeking something for any ulterior motive. Jason Diamond: But you don’t mention financial planning or investment management or asset custody. Is that because I assume just that’s table stakes? Of course we do that but … Okay, yeah. Makes sense. Constantine Hatzivassiliou: That’s the easy part, right? That’s foundationally … And to your earlier point, you were asking the RIA model. One of the biggest challenges that we had down here in South Florida was the RIA model is new. If you were in the northeast, RIAs are very common, out west, incredibly common. Down here in South Florida, I just finished dealing with Bernie Madoff. Jason Diamond: You were fighting the good education fight a little bit. Constantine Hatzivassiliou: At Bernstein, 108 of our clients had assets with Bernie Madoff. Jason Diamond: Yeah. Constantine Hatzivassiliou: So, when you leave, one of our biggest growing curves as an RIA in South Florida was, when you leave the power of BNY Mellon or Bernstein and you’re some random little shop called Certuity, no one knows who you are. So, there was a big part of our education in the business was learning how to educate clients and prospective clients on the value of the RIA model and the fiduciary model in particular. Jason Diamond: Could you give me the 30-second answer to that if somebody says who are you, your prospect? I’ll tell you why I ask. Forget just Bernstein’s and BNYs of the world, a Morgan Stanley advisor or Merrill advisor has the exact same fear. I’m leaving Merrill to go launch Jason Diamond Wealth Management, my client’s going to say, “Well, who is that?” So, give me the quick pitch. Constantine Hatzivassiliou: Your typical broker, let’s say, you’re not really hiring JP Morgan, you’re not really hiring Wells Fargo, you’re not hiring Goldman Sachs, you’re hiring the advisor who works for that institution. Now, yes, that advisor has the Rolodex of data and information available at the firm level but, ultimately, you’re entrusting that individual to make your decisions for you. The broker who leaves the brokerage model to open up their own brick and mortar operation has to then decide are they continuing down the wirehouse brokerage model where they’re transactional in nature, the economics behind that, far more profitable. The revenue streams affiliated with a brokerage house drastically blows us out of the water. But then you have to also look at yourself in the mirror so how are you running your book of business, how are you running your practice. So, to answer your 30-second question, the RIA model, in my opinion, is truly the only way any family of wealth should proceed with an advisory firm because you want an individual who is aligned in your goals and objectives. Our clients know that I’m their chief financial officer, I work for them. They task us with building out a financial strategy that is customized to their individual needs and they never have to worry do I have an ulterior motive as to why I’m presenting an option in that strategy. And, because of that, the fiduciary model, I think, is critical for our success as a firm and, again, as I mentioned earlier, I wish it’s something that was industry well and not the vast minority. Jason Diamond: Yeah. No, that’s a great answer. So, do you think then that, as time has gone on, this has gotten easier? I assume the answer is yes either because more clients are aware of your brand and/or more aware of the space as a whole. Constantine Hatzivassiliou: The first thing that helped the most was some gray hair. When I started at Bernstein, I attempted to solicit new clients very much the same way I do today. But when I was 26 years old and I’m sitting in front of a family worth and the dad was in the 70s and he lived his life and I’m younger than his kids, he would look at me and say, “What do you really know? What experience do you have?” So, doing this now for as long as I have, the number one thing that has helped me the most in growth is just wisdom and time. Without that, yes, you can be a rockstar stock picker. We have so many kids coming out of college today with the advent of AI and technology that have algorithms that could run unbelievable portfolios and there is a segment of the market who wants to hire and engage those individuals but, generally speaking, the families that we service, that is 10th or 12th on the list of importance. Jason Diamond: No, I think that’s spot on. I think most high net worth clients counterintuitively agree with that, that alpha, for lack of a better term, is really not the name of the game or not in the top five reasons why you would engage with a financial advisor. Constantine Hatzivassiliou: Agreed. The biggest thing that we’ve been doing to educate clients especially in today’s environment, I had a call yesterday with an individual, a client who lives in New Jersey who works out of New York for a hedge fund, he knows our space incredibly well. He’s one of those kids, 28 years old, brilliant, as smart as you’ll ever be but his tax bracket is atrocious. He is paying so much of his W-2 income in taxes and building out a strategy that can reduce his tax liability by several hundred thousand dollars a year far exceeds any alpha I can generate by picking a top decile performer. Jason Diamond: What was the strategy? Move to Florida? I’m just kidding. Don’t answer that. Constantine Hatzivassiliou: We offered that but, unfortunately, he has to be physically in the office in New York City but yes. Jason Diamond: I think that will resonate, by the way, your gray hair comment. I appreciate the humility and the modesty in that because, the reality is, one of the questions I was going to ask you about was next-gen talent cultivation. In my opinion, this is a hard game for younger folks for that reason. People sit across from other people with a lot of money and they say, “Why am I going to entrust you with my life’s work when you just don’t have that degree of experience?” I was asking more even about your firm success and your firm story, have you felt like that’s caught on more? Do you have more brand awareness, if you will, now when you go to a prospect meeting or do you think you’re still constantly fighting that education fight? Constantine Hatzivassiliou: So, first part, brands, it’s improved in our immediate network. In our little bubble of the world, yes, it’s known. Let’s call it, in South Florida the influential attorneys, the accountants, the divorce attorneys know who we are because, having been down here long enough, we’ve had opportunities to work together. Our network of friends, certainly, the word spreads. But in the grand scheme of things, we are so small in the South Florida landscape or the LA landscape or the New York landscape so any incremental gain that we pick up is meaningful. And then, as it relates to young talent, our success is completely, long-term, derived by the young talent that we bring in to nurture them to help them grow. I look at our success, two of our critical mentors and board members of our firm are in their 80s, their children and grandchildren, nepotism aside, whether it was interning while in college or coming to work for us after school, they’re our best employees. And our goal as a firm, just like how I was offered the opportunity to become a partner and own a piece of the business, our goal long term will be to transition the business to this younger generation that we’re developing. I look at, again, those two board members who are in their 80s, the advice they’ve given me is don’t ever stop working, you have to be doing something. And I turn to them and say, “I don’t work every day.” I put in 20 hour days, well, not quite 20, 18 hour days but it’s never work because, what I do every day, I don’t deem it work, I love what I do, I don’t ever see myself stopping. Because they’ll tell me all of their friends that have stopped working or sold their business, invariably, the men die within six months because boredom and we always joke around that you’ll continue to work forever. So, I would hope that one day I transition into that advisory board member role where I step aside day-to-day activity where I’m now a mentor to our younger generation that we’re promoting into partners because we’ve made promises to our clients that we will forever be their family office. So, we have to, as part of our growth model, have those transitions in place because we’re servicing many families that have 85-year-old clients and two-year-old clients and we’re tasked with the two-year-olds as well as the 85-year-old. Jason Diamond: I also feel like there’s a little bit of younger generations I think have been reluctant to some degree to get it, you can disagree with this, to get into this space because there’s a more appeal to things like investment banking and sales and trading to some degree. The other problem obviously you alluded to is asset gathering. Your model speaks so clearly to success because you don’t say I own the client, that’s my relationship. To me, you plant the seeds of being able to handle succession much better than somebody who does the mine is mine and yours is yours approach. Is that fair? Constantine Hatzivassiliou: That’s completely accurate. And I think there’s two types of people that serve in the financial advisory space. You have the individual who is analytics driven, who likes being behind the bank of monitors trading account and there’s a critical part of our firm and our success is driven by the team in the office that aren’t necessarily client facing that do all the heavy lifting every day because they’re really doing the heavy work. Myself, my partners, the select few, while talented and able to do that, realize the value that we present is quarterbacking the relationship and helping understand all the components. We kid around that we’ve all stayed at a Holiday Inn Express last night, we’ve become experts in tax, we’ve become experts at trust and estate planning, we’ve become experts at divorce, we’ve become experts at the medical field. It’s shocking how it’s 2:00 in the morning and you get a phone call, panic attack by a client saying they need a doctor for X, Y and Z, can you connect me. So, the younger generation, yes, the sexy space is investment banking and that is really hard work. I could not do what my friends at Goldman do who are at these private mid-market funds, that’s just not me. I’ve been fortunate that I stumbled into an avenue in financial services that I think perfectly fits my personality and my want and desire to help others because that’s what we’re driven by and we try and hire people with that same mindset. The hardest thing as an RIA especially in South Florida is finding and retaining talent that is like-minded and that could function well within our family. Jason Diamond: If you build a firm predicated on culture and client service, I understand, certainly, the importance of that. I want to shift gears, I don’t want to lose this thought. You mentioned organic growth, it’s incredible. You have not mentioned inorganic growth at all and maybe because you haven’t had to but give me your thoughts on M&A, private equity in this space, do you have plans to sell the business, take on a capital partner, buy other RIAs? Constantine Hatzivassiliou: Yeah. So, I understand why private equity in the last 10 years has come into the market. For years, they bought up insurance practices, that recurring revenue, sticky assets, it makes sense. Personally, I’m not a fan of them being in our markets, I think they’re motivated at the end of the day by AUM growth, revenue growth and the second transaction which, for most of our clients, would not make sense because, again, that then questions why it is that we’re motivated to do something. Am I taking extra risk in the portfolio because I want to grow the AUM because I’m looking to sell in a year? Am I bringing in a strategy that has a higher fee? For us, it doesn’t work. In the brokerage model, it makes perfect sense. Now, there are some RIAs who leave the wirehouses, open up an RIA shop, do really well for their clients but don’t have the long-term aspirations of making the institution a legacy to where they’re passing it off. I hope my kids one day want to come work for dad and follow in his steps, that’d be amazing. Just like our younger generation working at the firm, our goal is we’ve already targeted the three or four guys that will be partner one day and we’ll transition the business over to them. But it’s okay if there’s an RIA out there who doesn’t have that transition product or isn’t motivated by that and is looking at it as a vehicle that I’ve built a really good successful book of business and I want to now retire and spend time with my family and kids and travel, et cetera, and that’s where PE steps in and offers an attractive number and the person makes their move. So, I can’t fault the individual for wanting that and I’m not saying that they’re not doing well by their clients, it’s just, for us, I’m not a fan of it because, again, I’m first critically and always focused on what’s best for the client. Jason Diamond: Fair. And I largely agree with some of what you said around private equity in this space but private equity enables … Obviously, it’s capital so which enables acquisitions which is why a lot of firms take on private equity. So, what about the idea of potentially buying businesses to start up inorganic growth? Constantine Hatzivassiliou: We have gone down the road of acquiring other institutions potentially. The challenge is, because we manage money so uniquely and our approach is so different, I’m not going to bring on an institution or bring in a new partner to the firm or a new book of business that we’ve acquired if the methodology and the life of that book doesn’t mirror ours. So, yes, there is opportunities to grow through acquisition, it’s not something that we are leaning on heavily. However, for the right institution that’s available that is aligned with our thinking, whose clients would value and appreciate how we do things or, if that institution is doing something truly unique that we would want to bolt onto our platform, all day long because, again, for the benefit of the client, it makes sense. So, yes, there are opportunities for that. Too often we find that, when a book is available for acquisition, the highest bidder tends to win out and we don’t have the deep enough pockets to write a multiple that we don’t deem to be, let’s call it, market neutral. Jason Diamond: Yeah, market prudent. I understand the premise and I think that’s fair. I also think you have the luxury, because of your organic growth, you can be super, super picky about inorganic and I love how you bring it all back to the lens of the client. Can this improve the client experience in some way? And, if so, yes, we’ll take a look. I got time for one more question, I can’t believe time has flown. You’ve had a remarkable journey, professional golf now partner at a $4 billion plus on the way to $5 billion RIA multifamily office. What are you most proud of when you reflect on your career journey? Constantine Hatzivassiliou: What am I most proud of? To see what Rich, myself and Mark and Jayson built over these years from where we were sitting in a small conference room, struggling to figure out how do we find a way to hire a trust and estate attorney to help with that component, which CPAs do we bring on board in-house because clients have a need. So, the entrepreneurial spirit involved in growing the business, the late nights, the struggles, the banter back and forth, to put so much blood, sweat and tears into this and now to look at all that we’ve accomplished, being in four separate states with offices, having so many wonderful employees that have come to us from all over the world, Germany, from China, from Tokyo, bringing people in to the US and building out something that, when we leave at the end of the day, are incredibly proud of. My father’s no longer with us, for 50 years, I always strived to make him proud because he never told me that he was proud of me, he was the classic Greek old-fashioned dad. I think he looks down on his now for everything that we’ve built and would say that he’s proud of us so, for me, that’s the best. Jason Diamond: Yeah. That’s an incredible place to end. Thank you for sharing that, it’s a touching place to end and I appreciate you being open. Thank you. This has been one of my favorite episodes, your journey, your humility, your honesty, your transparency, it’s no wonder you’ve built a business you’ve built. So, thanks for joining us, Constantine. I look forward to having you back on to talk about the next chapter. Constantine Hatzivassiliou: Thank you. Next time we’ll do it from the golf course. Jason Diamond: Oh, absolutely. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I
I studion: Fredrik Söderholm, Lisa Filipsdotter, Inés Johansson, Johanna Lindqvist, August Bohlin
I studion: Fredrik Söderholm, Lisa Filipsdotter, Inés Johansson, Johanna Lindqvist, August Bohlin
Hoy por Hoy Alicante especial Día Mundial del Agua, desde el Centro de Inteligencia del Agua, con Sergio Sánchez Ríos, director de Aguas de Alicante; Iñaki Casals, director de Innovación de la empresa, y José Luis Berasaluze, jefe de Medio Ambiente del Ayuntamiento de Alicante
Chris and Eddy step back into westerns. More specifically, the so-called "spaghetti westerns" with one of two Sergios and the iconic (and often imitated) DJANGO. Darker Hue Discord: https://discord.gg/cSbcdwQaKD
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Send us a textEn este episodio Sergio Sánchez conversó con Emilio Solares, Presidente de End Prostate Cancer Alliance (EPCA), una organización sin fines de lucro dedicada a crear conciencia, educar y promover la prevención del cáncer de próstata. Una charla clara y necesaria sobre salud, impacto comunitario y esperanza.
Noticias del día. TJ en la historia. Ronda de corresponsales. Aprendemos a volar con Sergio Sánchez, examinador de pilotos.
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Send us a textEn este episodio, Sergio Sánchez conversa con Evelyn Escalera, vocera de PG&E, sobre temas esenciales para la seguridad, ahorro y recursos para la comunidad latina.Puntos principales:Preparación del hogar por cambio de temporadaAhorro de energía y reducción de costosProgramas de ayuda económica de PG&EOpciones si te atrasas en la facturaDónde encontrar recursos en español
En entrevista para MVS Noticias con Ana Francisca Vega, Sergio Sánchez Hernández, integrante de Brigada Bulls, relató la situación crítica que se vive en la Sierra Norte de Puebla tras las lluvias torrenciales registradas en los últimos días. Hasta el momento, se reporta la desaparición de seis personas, además de daños severos en viviendas, caminos y servicios básicos.See omnystudio.com/listener for privacy information.
Send us a textEn este nuevo episodio del podcast, Sergio Sánchez entrevista al abogado experto en inmigración Andrew Newcomb, para profundizar en uno de los temas más importantes y sensibles para la comunidad latina en Estados Unidos: el asilo político. A través de una conversación clara y educativa, el Lic. Newcomb explica cómo este recurso legal puede representar una alternativa real para quienes enfrentan situaciones difíciles relacionadas con su estatus migratorio.· Tema central: El concepto de asilo político como vía legal en casos migratorios.· Explicación detallada de quiénes califican y los pasos para solicitar asilo.· Errores más comunes y recomendaciones prácticas para evitar rechazos.· Impacto de las políticas migratorias actuales en California y EE. UU.· Reflexión sobre los derechos, temores y esperanzas de la comunidad latina.· Consejos del Lic. Newcomb para mantener la protección legal y la tranquilidad familiar.· Conducción: Sergio Sánchez, fundador de Sports Media y creador del podcast Latinos en Silicon Valley.
Federico y Andrés Amorós comentan el inicio de la Feria de Otoño 2025 y lo que puede suceder en las corridas de este fin de semana en Las Ventas. En la tarde del pasado jueves 2 de octubre comenzó la Feria de Otoño 2025 con una novillada de Antonio López Gibaja para Sergio Sánchez, Emiliano Osornio e Ignacio Candelas en la que lo más destacado lo hizo el mexicano Osornio. En Al Alimón, la sección taurina de Es la Mañana de es Radio, Federico Jiménez Losantos y Andrés Amorós han comentado este festejo y han hecho una previa de las tres corridas de toros que se van a suceder este fin de semana en Las Ventas. Sobre la novillada Amorós ha apuntado que era "un cartel flojo" pero que hubo en la Monumental de la Calle de Alcalá "casi 15.000 espectadores". Eso es, según el cronista, "más que la mayoría de las plazas cuando ponen el No Hay Billetes". Gran parte de ese éxito de público se debe al récord de abonados que ha conseguido Plaza 1, la empresa que gestiona Las Ventas, en esta Feria de Otoño.Así va a ser la Feria de Otoño 2025: expectación con Morante, triunfadores de San Isidro y gran homenaje a AntoñeteJavier Romero JordanoDe Justo, Jiménez y Rufo con Victoriano del Río Este viernes se lidian en Las Ventas toros de Victoriano del Río. Amorós ha explicado que son de encaste "Domecq, pero encastados e interesantes" y que la terna que está anunciad también tiene interés: Emilio de Justo, Borja Jiménez y Tomás Rufo. El cronista ha dicho que De Justo "se esfuerza por hacer el toreo clásico. Es un buen torero y ha tenido un problema que le ha durado mucho, que es recuperarse de la gravísima lesión que tuvo en el cuello". Jiménez Losantos ha recordado que el torero cacereño "no se quedó como Julio Robles de milagro". En este sentido, Amorós ha señalado que esa lesión que sufrió tras una voltereta en Las Ventas el Domingo de Ramos de 2022 "inevitablemente, le ha dejado una cierta rigidez con la que ha estado luchando". Ha añadido que Emilio de Justo "tiene mucho mérito" ya que "torea toros de todas las divisas y no le hace ascos a las llamadas divisas duras". Otro de los actuantes de este festejo es Borja Jiménez del que Amorós ha dicho que "está muy bien" y "ha triunfado en todos los sitios porque se entrega". Tiene para el cronista "el estilo de Espartaco", pero también "dos problemitas". Sobre este tema ha dicho que el primero es "la espada". En este sentido, Federico ha dicho que "entra a matar en Guadalajara y para cuando llega a Madrid pues ya…". Amorós ha indicado que el segundo problema de este matador sevillano es que "a veces se acelera un poco, claro que es pecado digamos de juventud y es difícil mantener el equilibrio, eso de no acelerar".Tomás Rufo: "Me parece bochornoso que se nos utilice para tapar lo realmente importante. Si quieren guerra, la tendrán"Javier Romero Jordano El tercero en la terna es el torero toledano de Talavera de la Reina, Tomás Rufo. Andrés Amorós ha dicho que "está muy bien" y que representa "la escuela toledana, la de Domingo Ortega y el temple". Rufo "torea al natural, largo y muy bien". Con estos ingredientes cree el cronista que "la de hoy puede ser una corrida interesante"."Un cartel muy desigual" El sábado 4 de octubre se lidian en Las Ventas toros de Domingo Hernández para tres matadores de toros: Alejandro Talavante, Pablo Aguado y Jarocho, que confirma alternativa. Amorós ha dicho que es "un cartel muy desigual". Ha asegurado que él le gustan "carteles de toreros variados, pero una cosa es variado y otra desigual". Lo encabeza Alejandro Talavante, que vuelve a Las Ventas tras ser proclamado por Plaza 1 triunfador de San Isidro 2025, con el permiso de Morante. Sobre Talavante ha dicho que "hace sus cosas". "Talavantadas", ha apuntado Jiménez Losantos. El cronista ha hablado también de Pablo Aguado quien "hace sus cosas, que son otras". Ha explicado que en este caso es "escuela sevillana" y que "tiene una cosa muy especial: la naturalidad". "Eso es una gran virtud en el toreo", ha añadido Andrés Amorós. El cronista advierte que, sin embargo, "no domina lo suficiente algunos toros, no redondea las faenas y no mata, pero tiene esa cosa especial".Jarocho: "Cuando los triunfos pierdan valor no va a tener aliciente salir a jugarse la vida en una plaza de toros"Javier Romero Jordano Sobre Roberto Martín Jarocho ha querido llamar "la atención". Ha destacado que este torero burgalés que confirma la alternativa en Las Ventas es "un chico que es muy interesante verlo". Ha recordado que "ya triunfó en Madrid de novillero y en Valencia" y que es "hijo del banderillero Jarocho". "Es un chico que torea muy bien y con muchas ganas y que va a venir a por todas. O sea, que yo creo que mañana Jarocho, pues hay que estar muy atentos a él", ha añadido."Una ensalada mixta" El domingo 5 de octubre se cierra el primer fin de semana de la Feria de Otoño 2025 con una corrida con toros de Fuente Ymbro, Puerto de San Lorenzo y La Ventana del Puerto. Amorós ha recordado lo que "decían los clásicos" sobre este tipo de corridas: "eso es una ensalada mixta". De las tres divisas ha dicho que "no está bien", que "El Puerto y La Ventana son casi lo mismo" y que "en Madrid no han tenido nada de fortuna últimamente". Jiménez Losantos ha apuntado que "en otro tiempo hubieran dicho de eso que es limpieza de corrales".Fortes: "Cambiar tu sino en dos tardes es muy difícil y eso sí que no me lo esperaba"Javier Romero Jordano Encabeza este cartel Uceda Leal del que ha dicho que es "un torero queridísimo en Madrid que está ya en la etapa final de su carrera y de madurez, pero torea muy bien, ha sido el mejor matador de los últimos años y, además, torea clásico de verdad". El segundo en la terna es Fortes. El torero malagueño "está toreando mejor que antes, porque antes le cogían demasiado los toros y ahora está toreando clásico". Cierra el cartel Víctor Hernández, un torero que "se está queriendo abrir camino como sea. Y como sea ha elegido un camino que es imitar a José Tomás", ha dicho Amorós. El cronista ha añadido que "tiene mérito, pero es muy, muy arriesgado lo que hace"Roca Rey, corta temporada tras hacer las paces con MoranteJ. Romero Jordano Ha terminado la sección contando que "Roca Rey se ha ido a América y ha cortado la temporada" dejando "colgada a Zaragoza". El motivo es que se está resintiendo de una serie de golpes que ha recibido a lo largo de esta temporada.
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia. Muy interesante!
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia. Muy interesante!
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia. Muy interesante!
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos cruzado el charco con Carlos Padilla y sus 'Americanadas' para conocer que pasa al otro lado del mundo, también hemos acudido a la consulta del doctor Joaquín Álvarez Gregori para hablar del insomnio y viajado al pasado de la mano del historiador Sergio Sánchez.
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos cruzado el charco con Carlos Padilla y sus 'Americanadas' para conocer que pasa al otro lado del mundo, también hemos acudido a la consulta del doctor Joaquín Álvarez Gregori para hablar del insomnio y viajado al pasado de la mano del historiador Sergio Sánchez.
Esta semana nos vamos de museo. Si quieres que te sorprenda un museo de pintura, tienes que ir a Colmenar de oreja, en Madrid. Allí nació Ulpiano Checa, un pintor de éxito en su momento muy conocido en el extranjero (Francia, estados Unidos) pero un desconocido, aún hoy, en nuestro país. Sin ir más lejos, en él se inspira el director de la película Ben Hur. Ángel Benito García es el director del Museo Ulpiano Checa; nos habla de su obra y, también, del pueblo, que es muy bonito. Pep Bruno nos cuenta unos cuentos de curas y Javier Armentia nos habla de la relación de los animales con las estrellas. Luego vienen los Sergios; Martín con sus noticias y Fernández con sus recetas. Y ya está. Hemos rematao junio.Escuchar audio
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia: la del espía, Juan Pujol. Muy interesante!
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos pasado miedo con una nueva historia de Juan Gómez, viajado al pasado de la mano del historiador Sergio Sánchez para conocer a un espía español que engaño al mismísimo Hitler y acudido a la consulta de nuestro doctor Joaquín Álvarez Gregori para aprender un poco más sobre medicina.
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia: la del espía, Juan Pujol. Muy interesante!
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia: la del espía, Juan Pujol. Muy interesante!
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos pasado miedo con una nueva historia de Juan Gómez, viajado al pasado de la mano del historiador Sergio Sánchez para conocer a un espía español que engaño al mismísimo Hitler y acudido a la consulta de nuestro doctor Joaquín Álvarez Gregori para aprender un poco más sobre medicina.
Hoy viajamos con Fermín Bocos porque ha escrito un libro: CUANDO VIAJAR ERA DESCUBRIR. TRAS LAS HUELLAS DE LOS GRANDES VIAJEROS. Un libro que habla de aquellos tiempos cuando viajar era cosa de aventureros, científicos, espías, arqueólogos... Un libro que habla de los viajes en el XVIII, XIX y primera mitad del XX (no había Ryanair, ni AVE, ni GPS). PEP BRUNO es un cuentista y, por eso, siempre nos cuenta un cuento. Esta semana toca EL CURA CON LA MADRE. ¿DE DÓNDE VIENE EL ORO? se pregunta Javier Armentia, y, como no podía ser de otra manera, viene de las estrellas (mira que le gusta lo de las estrellas al jodío). Terminamos con los Sergios. Hoy toca desayunar BIZCOCHO DE QUESO Y YOGUR... Y con esto y un bizcocho...Escuchar audio
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos viajado al pasado junto al historiador Sergio Sánchez para conocer una historia muy curiosa que incluso ha llegado a la gran pantalla. También hemos tenido unos minutos para hablar de los efectos del calor con nuestro doctor Joaquín Álvarez Gregori y la nutricionista Lara Marín nos ha dado pautas para evitar la hinchazón de piernas en estos días de calor.
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia. Muy interesante!
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia. Muy interesante!
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos viajado al pasado junto al historiador Sergio Sánchez para conocer una historia muy curiosa que incluso ha llegado a la gran pantalla. También hemos tenido unos minutos para hablar de los efectos del calor con nuestro doctor Joaquín Álvarez Gregori y la nutricionista Lara Marín nos ha dado pautas para evitar la hinchazón de piernas en estos días de calor.
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia, La Legión perdida de Roma. Muy interesante!
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos viajado al pasado de la mano del historiador Sergio Sánchez, acudido a la consulta del doctor Joaquín Álvarez Gregori para hablar de una articulación que nos da problemas a todos y Lara Marín, la nutricionista del programa, nos ha comentado las ventajas de darse duchas con agua fría.
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos viajado al pasado de la mano del historiador Sergio Sánchez, acudido a la consulta del doctor Joaquín Álvarez Gregori para hablar de una articulación que nos da problemas a todos y Lara Marín, la nutricionista del programa, nos ha comentado las ventajas de darse duchas con agua fría.
Sergio Sánchez, historiador y uno de los autores del libro "Cien curiosidades sobre la historia que nadie te había contado", nos trae un nuevo capítulo de la Historia, La Legión perdida de Roma. Muy interesante!
Ya sé que no son horas (o si), pero en el programa de hoy nos vamos a tomar algo. Vamos a pedirnos una cerveza ÁMBAR, que cumple 125 años y es la fábrica de cerveza más antigua de España; nos la trae Enrique Torguet, que es el Director de Comunicación de la empresa. Y para picar, vamos a pedirnos unos frutos secos (almendras, avellanas y nueces) recién tostadas por Eduard Carner, que es el maestro tostador de CASA GISPERT, la tienda de frutos secos más antigua de Barcelona. Con esto ya tendríamos bastante, pero no nos queda otra que recibir a Pep Bruno, con un cuento que se titula LA PRINCESA Y EL NEGRITO, y a Javier Armentia, con un tema muy científico: GENES DEL AYER Y PATATAS FRITAS DE HOY. Para remate, los Sergios. A Sergio Martín le he prohibido hablar de Eurovisión y el Fernández nos va a hacer una HAMBURGUESA DE CALABAZA, PARMESANO Y PIÑONES (que tiene de hamburguesa lo que tengo yo de Macedonio). Ay, cuando nos llevará El Señor...Escuchar audio
Esta semana, el historiador y autor del libro: "100 curiosidades sobre la historia que nadie te había contado", Sergio Sánchez, nos trae un nuevo capítulo, en concreto del origen del término "cónclave". Dale al play!
Esta semana, el historiador y autor del libro: "100 curiosidades sobre la historia que nadie te había contado", Sergio Sánchez, nos trae un nuevo capítulo, en concreto del origen del término "cónclave". Dale al play!
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos aprendido con nuestro historiador Sergio Sánchez de dónde procede el término 'cónclave', acudido a la consulta del doctor Joaquín Álvarez Gregori y hablado de magnesio con la nutricionista Lara Marín.
Programa completo del 'No son horas' con Gemma Ruiz. Hoy hemos aprendido con nuestro historiador Sergio Sánchez de dónde procede el término 'cónclave', acudido a la consulta del doctor Joaquín Álvarez Gregori y hablado de magnesio con la nutricionista Lara Marín.
Federico y Amorós analizan la Feria de Sevilla destacando a Morante de la Puebla y la previa de la novillada de Alcurruén en San Isidro 2025. "No salimos no salimos de Sevilla y ya entramos en San Isidro", ha apuntado Federico Jiménez Losantos en el comienzo de Al Alimón, la sección taurina de Es la Mañana que hace junto a Andrés Amorós durante las ferias de Sevilla y San Isidro. En la edición de este martes han hecho un resumen de los festejos celebrados estas últimas semanas en la Real Maestranza de Caballería y la previa de la novillada de Alcurrucén en la Monumental de Las Ventas. Una de las cosas que ha destacado Amorós es que en los tendidos de Sevilla ha habido "una cantidad de gente como yo creo que no he visto nunca. Estaban muchísimos días con el cartel de No Hay Billetes y los otros días casi todo lleno". El cronista ha dicho que "la gente tiene ganas de ir a los toros" y que eso es un "éxito enorme" del ministro de Cultura, Ernest Urtasun, por su persecución personal contra la tauromaquia. Amorós ha destacado que es "gracias a él". En cuanto a lo sucedido en el ruedo maestrante, Andrés Amorós ha destacado las actuaciones de Morante de la Puebla, pero antes ha hablado del estado de las ganaderías. Ha dicho que "los toros están regular" y que "el tercio de varas es puramente simbólico" y que eso "indica la decadencia del toro bravo". Sin embargo, ha dicho que hubo "dos corridas muy buenas, la de Alcurrucén y la de Santiago Domecq", también "una de Juan Pedro Domecq muy buena dentro de su línea" y "luego toros sueltos que salen en todas las ganaderías buenas aunque salga la mayoría de la corrida regular". Cree que algunos ganaderos "buscando un toro noble, colaborador y que se deja (expresiones terribles)" esto "acaba en la falta de casta, en la falta de fuerza y en la falta de emoción". Ha advertido que "en Madrid hay un poquito más de exigencia que en Sevilla". Sobre los toreros ha dicho que "sólo uno ha abierto la Puerta del Príncipe: David de Miranda". Un matador de toros que "tiene muchísimo mérito". Ha indicado también los que han cortado "dos orejas" y que son: Morante, Roca Rey, Borja Jiménez, Manuel Escribano y Pepe Moral". Andrés Amorós ha indicado que tiene "mérito especial lo de Pepe Moral con los Miura y lo de Escribano con los victorinos"."La feria de Morante" Andrés Amoros ha explicado que "sin duda esta ha sido la feria de Morante y se recordará absolutamente". Ha contado que "sorprendió" rescatando suertes antiguas y "lo que ha demostrado es una entrega y una regularidad como hace tiempo que no tenía". Federico ha recordado cómo el torero de La Puebla del Río "en el año del Covid asumió la responsabilidad". "Ahora, después de la enfermedad, otra vez ha dicho, voy a estar ahí. ¿Cuánto le durará? No lo sabemos. ¿En qué estilo torea? Yo lo resumo muy rápido: no es Joselito el Gallo, es Rafael el Gallo. Hace pinturerías y cosas que la gente no conoce y se va del toro con una gracia… Ahora bien, el centro de la faena: verónicas y naturales. Verónicas magníficas y naturales muy cerca y jugándose el tipo. Tiene valor", ha indicado el cronista. Amorós ha dicho que el papel de Morante "ha sido magnífico" y que "ha ayudado a una cosa bonita que es que en Sevilla se hablaba de toros porque ha sido el acontecimiento y todo el mundo comentaba lo de Morante". Además de las actuaciones del genio de La Puebla, el cronista ha destacado las actuaciones de Daniel Luque y Miguel Ángel Perera porque son toreros "poderosos". "El problema es que la espada está impidiendo" que triunfen y, según Jiménez Losantos "ambos se venden muy mal". Son "dos toreros muy serios y que están muy bien", ha añadido Amorós. Otro matador de toros que ha destacado es a "Manuel Escribano" que "está estupendamente para las corridas duras". Andrés Amorós ha criticado "el comportamiento del público". "Yo lo siento muchísimo. Amo y respeto a Sevilla, me encanta ir allí, pero la decadencia del público es evidente, como de la España actual", ha indicado. El cronista ha cargado con "el paso de cubatas de Gin Tonic continuo" que "es terrible" y que produce "un desbarajuste y una falta de exigencia muy grande". Ha reiterado que siente "mucho, sobre todo, una cosa que es que Sevilla tenía una sabiduría, un sentido de la medida y una prudencia" ya ya no tiene y que es "lo que ha sido Sevilla y lo que debía seguir siendo de alguna medida".De Sevilla a Madrid Aunque la Feria de San Isidro 2025 lleva ya tres tardes y una Puerta Grande descafeinada de Talavante hoy se celebra la primera novillada del ciclo. La terna se se presenta en Las Ventas en este encierro de Alcurrucén. Amorós ha dicho que hoy se incorpora a San Isidro y que en Madrid sí que hay un "sector que cumple su papel" y que "aunque a veces se equivoca, pero claro, los exigentes pues también ayudan". De la novillada de Alcurrucén ha comentado que es una ganadería "interesante" que "ha tenido éxito en Sevilla". Ha contado que "es de encaste Núñez" lo que "quiere decir que suelen salir abantos o distraídos muchas veces" y que "depende también a veces del que lidia" para que "al final saque un fondo de nobleza muy grande". Es "es un cartel interesante: Sergio Sánchez, Aarón Palacio y Javier Zulueta". De la terna ha dicho que a Sergio Sánchez no lo ha visto y que por eso no opina sobre él. De Zulueta ha explicado que es "el príncipe heredero de Sevilla" y que allí "lo quieren muchísimo porque es de la familia de los alguacilillos de la plaza". "Es un jovencito rubio, muy guapo, muy fino y torea con mucho gusto, muy delicado. Va a tomar la alternativa ya. Vamos a ver si es capaz de dominar a los toros, además de conseguir la estética", ha apuntado. El tercero de los que se presentan esta tarde en Las Ventas es Aarón Palacio un novillero aragonés que "nos deslumbró y nos ganó a todos porque torea de verdad, pero dentro del clasicismo, sin hacer tonterías". "Yo le he visto ganarse al público en plaza exigentes" y "la exigencia, sin llegar al exceso, es necesaria. Y si no exiges, pues todo se cae, naturalmente", ha finalizado Amorós.
Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia. Today is Wednesday, April 23, 2025 A New Martinsville windows and doors manufacturer boosts their growth with help from the WV DED…the WV Office of Energy is hosting an online session to teach the public how they can benefit from the Home Energy Rebate Program…and Charleston's Elk City district is seeing an influx of new businesses…on today's daily304. #1 – From WV DED – Sprouse Windows and Doors has deep roots in West Virginia's manufacturing landscape. Founded in Paden City in 1972, the family-owned company took a big step forward when it relocated its corporate operations to a state-of-the-art manufacturing facility in New Martinsville. What sets Sprouse apart is their dedication to crafting energy-efficient vinyl windows that meet the highest standards. Over the years, their commitment to innovation and excellence has propelled them to serve not just lumberyard dealers but also distributors across more than 10 states. They credit their success to the people and the business-friendly environment of West Virginia. They also highlight the ease of working with the West Virginia Department of Economic Development, which has been instrumental in their growth journey. Read more: https://westvirginia.gov/sprouse-windows-and-doors-a-legacy-of-quality-and-innovation/ #2 – From WV ENERGY – The West Virginia Office of Energy is hosting an online public information session on Wednesday, April 30 detailing plans for the upcoming Home Energy Rebate Program. This program will provide West Virginians with financial incentives for energy efficient upgrades that can make homes more comfortable and help reduce energy bills, and also provides workforce training opportunities for current or aspiring home and energy contractors in our state. Register now: https://events.teams.microsoft.com/event/1ec35e0b-cfff-4470-9a8d-cec4c08d7798@4ee48f43-e15d-4f4a-ad55-d0990aac660e #3 – From WCHS-TV – Small Business Liaison for the City of Charleston Audrey Conn says the city's local small business climate continues to be on the rise. She's been busy following up with all of the small business opportunities that keep pouring into the city, including Wine Down, the new wine bar that opened recently on the West Side. This is particularly exciting as the city is also about to roll out their Sip-N-Stroll in that area, implementing a Private Outdoor Designated Area for outside alcohol consumption. The Elk City district has seen a lot of growth, particularly in the restaurant industry. Sergios and Albuquerque Southwest Bar and Grill have been just a couple of local restaurants to recently open in that area. Conn said developing small businesses may not know just how many resources are available to them in the city, such as the West Virginia Small Business Development Center. She cited a number of additional resources available to small businesses. “You're talking Charleston Area Alliance that has a business incubator, you're talking Workforce West Virginia that actually has a free version of Indeed, so they help job seekers and employers, you have Base Innovations, which helps veterans and their families who are trying to open businesses.” Read more: https://wchsnetwork.com/2025/04/14/city-of-charleston-helps-work-with-small-businesses-looking-to-move-in/ Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo. That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.
In Neapel florieren die Dolchschmiede Liebes Tagebuch! Nachdem wir uns dazu entschlossen haben, für euch da draußen unsere eigene verschrobene Art von Crusader-Kings-Koop zu spielen und aufzunehmen, ist in Folge 2 Dom dran, mit Herrscher Nummer 2 auf dem Thron Neapels den Traum weiterzuspinnen. Weil Fürst Sergios aber lieber in den Schatten bleibt, anstatt die offene Konfrontation zu suchen, muss er sich auf andere - von Kleingeistern als "böse" verrufene - Mittel und Wege versehen, um die Konkurrenz in Süditalien auszuschalten oder zumindest in Schach zu halten. Dom & Jochen P.S. Bock auf Staffel 2? Hier Abonnent werden und direkt weiterhören: https://www.gamespodcast.de/abo
Hola. El Capitán Contreras pasó unos meses en la casa de Lope de Vega. Ese encuentro es la excusa para el cómic ESPADA Y PLUMA. EL CAPITÁN CONTRERAS Y LOPE DE VEGA, de EL TORRES y EL JORGE ESTEBAN URABAYEN. En él nos cuentan la vida del capitán Alonso de Contreras y el paisaje urbano del Siglo de Oro español: ese barrio de las letras por el que pululan Lope de Vega, Quevedo, Góngora y un sinfín de espadachines y busconas (con olor a orines, por cierto). El cuento de Pep Bruno se titula EL MONO MIRIKINA Y LA VIEJITA y no te digo de qué va; lo oyes. A Javier Armentia lo puedes evitar, porque nos cuenta otra vez lo del BIG BANG con idea de que lo podamos entender (y no). Al final, los Sergios... El cocinero nos trae una CREMA DE NATILLAS CON FRUTAS Y GALLETAS. Y ya está, qué más quieres en 55 minutosEscuchar audio
En el programa de hoy hablamos con Marisa Duque y su hijo, Luis, cuarta y quinta generación del restaurante Casa Duque, de Segovia. Un restaurante que cumple 130 años y que nació con un lema: "Casa de Comidas. Se asa de encargo, se guisa a diario y se admiten comidas". O sea, hoy hay cochinillo. También está Pep Bruno, nuestro cuentista, que hoy nos trae uno catalán: Lo qüento de l'Engracia. Y Javier Armentia, que nos presenta a un Niño y una Niña que nos están cambiando el clima (unos buenos azotes...). Luego, los Sergios: el Martín, con sus noticias, y el Fernández, con sus recetas... hoy: CARPACCIO DE SALMÓN, MANZANA Y ACEITE DE FRUTOS SECOS. Pues ya está.Escuchar audio
Este semana hablaremos de dos regalos clásicos que nos han dejado los Reyes Magos: jugaremos con los coches en compañía de Martín de la Herrán, director del Museo del Motor de Finestrat... y comeremos carbón con Juan Manuel Benayas, propietario de La Carbonería de Madrid, una de las carbonerías más antiguas de España ... Después de que Pep Bruno nos cuente "La reina Santa Genoveva de Bravante", Javier Armentia nos explicará por qué los humanos no tenemos cola (ya ves tú)... Y luego, los Sergios, Fernández y Martín; cada uno a lo suyoEscuchar audio
En el programa de hoy, último del año, vamos a visitar el Instituto de enseñanzas más antiguo de España, haremos un recorrido por al acuario fluvial más grande de Europa, entraremos en la tienda de pararrayos más antigua del mundo y luego... nos tomaremos un buen café en BB'S Café... Pep Bruno nos contará los cuentos japoneses de Penaumbe y Javier Armentia nos hablará de las cosas científicas que NO pasaron en 2024. Para terminar, los Sergios, Martín y Fernández.Escuchar audio
En el programa de hoy vamos a hablar de zapatos (esos que vais a dejar en árbol) con Patricia González-Aldea, que es periodista especializada en moda y ha escrito HISTORIA DEL CALZADO. EMBLEMA DEL PODER Y LA SEDUCCIÓN. Es un recorrido por la historia, los tipos de calzado y los nombres propios de la zapatería. Pep Bruno nos contará el cuento de "El pájaro crifo" (no grifo) y Javier Armentia nos desvela los misterios de Mercurio. Al final van los Sergios, Martín y Fernández; cada loco con su tema.Escuchar audio
Además de "los Sergios", Martín y Fernández, esta semana entrevistamos a Ignacio Martínez de Pisón por su libro "Ropa de casa". Pep Bruno nos cuenta "La suerte del zapatero" y Javier Armentia nos va a hablar de "Coches atómicos"... Si, atómicosEscuchar audio
En vísperas del Clásico, el Real Madrid protagonizó una de sus habituales remontadas, aunque esta vez en la fase de liguilla. La actuación blanca ante el Borussia Dortmund fue leída por algún periodista como un serio aviso para el FC Barcelona. Artistas invitados: Javier Tintó, Javi Amaro, [Cabecera: Jesús Gallego, Javier Herráez, Paco González, Felipe del Campo, Juan Antonio Alcalá, Inma Rodríguez, Paco García Caridad, Julio Maldonado ‘Maldini', Antonio Romero, Javier Gómez Matallanas, Alberto Arauz, Roberto Gómez, Manu Carreño, José Joaquín Brotons, José Damián González, José Manuel Monje] Josep Pedrerol, Albert Luque, Juanma Castaño, Felipe del Campo, Alfredo Duro, Carlos Vicente Gómez, Paco González, Manolo Lama, Edu Aguirre, Roberto Morales, Diego Plaza, Raúl Varela, Siro López, David Sánchez, Enrique Marqués, Fernando Esteso, Andrés Pajares, Fernando Sanz, Edu Pidal, Juanma Rodríguez, Antonio Romero, Isaac Fouto, Tomás Roncero, Manu Carreño, Dani Garrido, Rocío Martínez, Florentino Pérez, Miguel ‘Látigo' Serrano, Roberto Gómez, Roberto Palomar, Poli Rincón, José Luis Calderón, Pablo Parra, El Xokas, Abelardo Fernández, Jesús Gallego, Fernando Burgos, María José Hostalrich, Antón Meana, Cristóbal Soria, Jordi Martí, Rafael Almansa, Bruno Alemany, Javier Miguel, Ramón Álvarez de Mon, Emilio Butragueño, Alfredo Relaño, Lluís Flaquer, Sique Rodríguez, Miguel Martín Talavera, Joshua Seixas Arantes do Nascimento. [Bonus track: Javi Muñoz, Gerard López, Sergio Sánchez, Juanpe Ramírez] Fuentes: A diario (Radio Marca), El larguero (Cadena Ser), Radioestadio noche (Onda Cero), Buenas noches y buenos goles (Radio Marca), El partidazo de Cope, El chiringuito de jugones (Mega), Noche de Champions (Movistar+). Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, Drewby and Yergy head back down to Tuscon, Arizona, to discuss the disturbing case of Isabel Celis, a beautiful little girl who was snatched in the night from her bedroom window, only to be murdered and left in the desert. Unbeknownst to the police, a would be serial killer was lingering in their midst, one who liked young girls. That was, until his girlfriend came forward... Support Our Patreon: https://www.patreon.com/themiserymachine PayPal: https://www.paypal.me/themiserymachine Join Our Facebook Group: https://t.co/DeSZIIMgXs?amp=1 Instagram: miserymachinepodcast Twitter: misery_podcast Discord: https://discord.gg/kCCzjZM #themiserymachine #podcast #truecrime Source Material: https://www.findagrave.com/memorial/177974590/isabel-mercedes-celis https://www.kold.com/story/17649225/tucson-police-search-for-missing-little-girl/ https://www.tucsonsentinel.com/local/report/042312_celis_missing_tucson/search-continues-missing-6-year-old-girl/ https://abcnews.go.com/blogs/headlines/2012/04/isabel-celis-6-year-old-girl-vanishes-from-tucson-arizona-home https://www.dailymail.co.uk/news/article-2144555/Isabel-Celis-missing-Father-heard-time-911-tape-saying-little-girl-abducted.html https://www.tucsonsentinel.com/local/report/042312_celis_missing_tucson/search-continues-missing-6-year-old-girl/ https://www.cnn.com/2012/04/25/us/arizona-missing-girl/index.html https://www.tucsonsentinel.com/local/report/042512_celis_missing_tucson/parents-isabel-celis-make-plea-her-return/ https://www.azpm.org/s/8696-family-pleads-for-return-of-missing-6-year-old/ https://www.kold.com/story/17782943/neighborhood-around-celis-home-now-open/ https://www.tucsonsentinel.com/local/report/042912_celis_missing_tucson/police-speak-more-witnesses-from-video-celis-case/ https://www.kold.com/story/18037783/polly/ https://radaronline.com/exclusives/2012/05/missing-arizona-girl-parents-police-wasting-time-isabel-celis/ https://www.dailymail.co.uk/news/article-2143567/Isabel-Celis-missing-Brothers-removed-father-Sergios-care.html https://www.cbsnews.com/news/sergio-celis-father-of-missing-ariz-girl-isabel-celis-barred-from-contact-with-his-sons/ https://www.sandiegouniontribune.com/sdut-police-confirm-missing-tucson-girl-was-abducted-2012may15-story.html https://www.dailymail.co.uk/news/article-2146168/Isabel-Mercedes-Celis-missing-Girls-family-investigated-child-welfare.html https://www.dailymail.co.uk/news/article-2150256/Isabel-Celis-Police-BLOOD-missing-girls-bedroom-documents-reveal-neighbours-accused-father-involvement-disappearance.html https://tucson.com/news/blogs/police-beat/tucson-police-add-new-detectives-to-missing-girl-case/article_dc9a4a49-c195-5920-8faf-45b86a32fa8b.html https://www.azcentral.com/story/news/arizona/2014/04/20/missing-tucson-girl-parents-still-have-hope/7936309/ https://www.kold.com/story/25336767/special-report-psychic-insights-on-isabel-celis-case/ https://www.kgun9.com/news/local-news/new-age-progression-photo-released-of-isabel-celis https://news.azpm.org/p/newsc/2017/3/31/108423-tucson-child-missing-5-years/ https://www.cnn.com/2017/03/31/us/arizona-isabel-celis-remains-found/index.html https://www.kold.com/story/35046525/growing-memorial-for-isabel-celis/ https://www.azcentral.com/story/news/local/arizona/2017/04/29/tucson-funeral-missing-isabel-celis/307921001/ https://www.azcentral.com/story/news/local/arizona/2017/10/25/autopsy-rules-death-once-missing-isabel-celis-homicide/799111001/ https://tucson.com/news/local/autopsy-confirms-death-of-isabel-celis-was-homicide/article_c02877bd-0a81-5e3e-b83a-659188e5b465.html https://www.kgun9.com/news/local-news/isabel-celis-maribel-gonzales-investigation https://www.azcentral.com/story/news/local/arizona-breaking/2018/09/15/man-indicted-killing-2-tucson-girls/1318621002/ https://people.com/crime/arizona-girls-went-missing-suspect-charged-murder/ https://tucson.com/news/local/photos-disappearance-of-isabel-celis-and-maribel-gonzalez/collection_21fcdd02-a973-11ed-9cc5-17e1ab59a94c.html https://www.kold.com/2018/09/28/murder-suspect-christopher-clements-has-multiple-run-ins-with-tucson-police/ https://tucson.com/news/local/court-document-tells-how-accused-killer-led-investigators-to-remains/article_97490c41-bb8c-53b7-9afe-1c8159ffccb0.html https://www.kold.com/2018/09/22/documents-clements-told-fiance-he-knew-four-bodies-desert/ https://tucson.com/news/local/timeline-man-indicted-in-the-killing-of-2-tucson-girls/collection_4b21ee8e-babc-11e8-ab21-b374d9d728bf.html#8 https://www.kvoa.com/news/local/evidence-photos-autopsy-reports-released-in-celis-gonzales-murder-investigations/article_27f1cd63-0a14-5070-95c3-164d29e45e52.html https://tucson.com/news/local/judge-sets-2021-trial-date-for-man-accused-of-killing-2-tucson-girls/article_2f6d7033-99eb-5104-95a7-ddc18fddce91.html https://www.kgun9.com/news/local-news/isabel-celis-murder-trial-moved-to-2023 https://tucson.com/news/local/crime-courts/trial-begins-tuesday-for-man-accused-of-killing-2-tucson-girls/article_d5de668e-2a42-11ed-9d66-577812097d31.html https://www.azcentral.com/story/news/local/arizona/2022/09/28/closing-arguments-heard-christopher-clements-trial/10440803002/ https://www.kold.com/2022/09/30/day-12-christopher-clements-found-guilty-first-degree-murder-2014-death-maribel-gonzalez/ https://www.kold.com/2024/03/02/law-enforcement-who-helped-search-isabel-celis-react-christopher-clements-guilty-verdict/ https://www.azcentral.com/story/news/local/arizona-breaking/2022/11/14/christopher-clements-gets-life-prison-murder-maribel-gonzalez/10699110002/ https://tucson.com/news/local/dad-defends-himself-in-tucson-trial-of-young-daughters-alleged-killer/article_234e22a4-acbd-11ed-b531-3707ece9d959.html https://www.kvoa.com/news/local/mother-of-isabel-celis-takes-the-stand-and-gives-emotional-testimony/article_af643fe8-ae5d-11ed-a71a-3318480bbd31.html https://tucson.com/news/local/crime-courts/isabel-celis-6-suffered-vertebral-fracture-in-homicide-jury-told/article_1424e1d0-ae54-11ed-b962-ebd93605f974.html https://www.kgun9.com/news/local-news/isabel-celis-murder-trial-nearing-jury-deliberations https://www.kgun9.com/news/local-news/mistrial-jury-reaches-no-decision-in-murder-case-of-6-year-old-isabel-celis https://www.foxnews.com/us/man-life-prison-death-tucson-teen-retrial-killing-6-year-old-girl https://www.azcentral.com/story/news/local/arizona/2024/02/29/sex-offender-found-guilty-of-murdering-6-year-old-tucson-girl-in-retrial/72274287007/ https://www.azcentral.com/story/news/local/arizona/2024/02/29/sex-offender-found-guilty-of-murdering-6-year-old-tucson-girl-in-retrial/72274287007/ https://www.kgun9.com/news/local-news/life-without-parole-in-isabel-celis-murder https://www.kgun9.com/news/community-inspired-journalism/midtown-news/clements-sentenced-to-life-showed-no-remorse-according-to-those-in-the-courtroom https://www.azcentral.com/story/news/local/arizona/2022/09/15/teens-mother-gives-tearful-testimony-as-trial-begins-for-christopher-clements/10384818002/ https://www.findagrave.com/memorial/175659203/maribel-v_-gonzalez https://www.facebook.com/rebecca.celis.1 https://www.facebook.com/photo.php?fbid=513518085351117&set=pb.100000787896099.-2207520000&type=3 https://www.facebook.com/FindIsabel/ https://www.youtube.com/watch?v=xkKMTsXiT54 https://corrections.az.gov/inmate-data-search https://www.youtube.com/watch?v=BC0VLNU2-GM
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