LIFE WITH MIKEY

Are current conditions in the self-storage market creating opportunities that resemble past cycles? AJ Osborne shares how he evaluates today's self-storage environment, including comparisons to post-2009 pricing, differences in asset quality, and factors that may influence supply and demand over time. The conversation explores concepts such as replacement cost, barriers to entry, interest rate dynamics, and how oversupply has affected certain markets historically.What you'll learn• The simple test to evaluate oversupplied storage markets• How interest rate environments can influence development and financing decisions• The distinction between price and value across different facility types• Where multifamily distress is signaling pain and potential opportunity for storage buyers• Evaluating replacement cost in places like DFW and what to considerTimestamps0:00 Why today's storage market may be relative to prior cycles3:10 Price vs. value and the small-market considerations7:25 The “rate runway” that may keep new supply out10:40 Barriers to entry and their role in market stability15:20 Multifamily maturities, defaults, and what it could imply for storage29:15 Markets AJ is buying now, including Dallas Fort Worth below replacement43:05 Why regulation can raise costs and could skew supply long termAbout our guestAJ Osborne is a self storage operator and investor with facilities across multiple states. His operator lens makes this a must-watch.The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain statements may reflect projections or expectations of future financial or economic performance.  Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results. Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE. Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

Most people lock up money too early in retirement accounts and miss flexibility when opportunities show up. In this episode we walk through how we'd think about allocating $10k, $100k, and $1M, why we prioritize the employer match, how a self-directed IRA can expand options, and the tradeoffs between post tax dollars, real estate, and diversified holdings.Timestamps0:00 - Setup & stakes1:06 - Matching the 401k1:33 - Why going past the match could hurt3:27 - 401k loan used strategically6:44 - The “idle cash” mistake7:42 - Rolling into a self-directed IRA10:55 - Roth vs Traditional tradeoffs21:32 - Unlock the IRA47:47 - Final lessons This video is for education only. Not financial, legal, or tax advice. No results are guaranteed. Individuals are urged to do their own research and consult with their own tax, legal, and investment advisers before making any investment decision.

Real talk for real estate agents and investors. Glennda Baker lays out the painful truth: the second you sell a property, your income stops. She breaks the “artist not operator” trap, shares the 50 percent commission rule that ends tax panic, and shows the ethical way agents can become owners without burning client trust.What you'll learnWhy selling fast keeps you broke and holding builds wealthThe 50 percent rule: 30 percent taxes, 20 percent high-yield savings, so you're always ready to buyThe ethical agent-to-investor path: expose to open market, then buy if you can beat the top bidSocial media that actually sells: proof over polish, “authentic intelligence,” and avoiding claims that land you in courtZillow, data power, and the TOS traps agents ignore—plus what to do nextChapters: 0:00–0:20 Intro payoff: “Seller always loses” concept with a 20-second story.0:20–2:30 Stakes: Agents as “artists not operators,” the identity trap, and why the best deals get sold to others.2:30–6:00 Why you regret selling: Short-term cash vs long-term compounding. Sherman Oaks townhouse story to visualize opportunity cost.6:00–10:30 Systems to avoid pain: The 50 percent rule. Where to park cash so you don't touch it. Examples with $30k commission math.10:30–16:00 Ethical agent-investor play: Expose listing to open market, then buy if you can beat the highest bid. Litigation-proof framing.16:00–22:00 Social that sells: Proof over polish, show the messy reality, why “just listed/just sold” is the death of agents.22:00–28:00 AI, authenticity, and compliance risks: Real AI means “authentic intelligence,” why claims on social can end in court.28:00–36:30 Industry power dynamics: Zillow, data control, terms-of-service risks agents ignore. Actionable next steps.36:30–41:30 Legacy play: “Buy a house for your kid” and affordability realities.Final takeaway: One-page recap: Hold more, automate savings, show proof, protect your license, buy Grandma's house. CTA to subscribe.

High earners are not broke… they're exposed. In this episode, Mikey Taylor and Michael Michalov break down why so many millennials and Gen Z feel trapped despite making good money and the exact playbook to escape the income treadmill. We cover the difference between income and ownership, why “spending is visible and wealth is silent,” how to buy back freedom with cash flow, and whether you should go DIY or passive in real estate. If you're making money but feel stuck, this is your pivot point.Timestamps0:00 The millennial career crisis is real2:55 High income vs real wealth8:23 Lifestyle creep and the trap13:39 Two levers: cut or earn17:56 Status pressure and perception23:56 Gen Z's advantage and the roadmap33:08 Saving will not set you free34:04 Passive vs active real estate41:36 Is now a good time to buildThis content is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this message is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the message will prove to be accurate or realized.Certain statements reflect projections or expectations of future financial or economic performance of the project.  Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results.This content does not constitute an offer to invest and such offer will only be made by means of an offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

Real estate investors talk about the housing crisis every day.Very few are actually building solutions.In this episode, Mikey Taylor, cofounder of Commune Capital, takes you inside a rare position. Sitting on both sides of the table. Municipal leadership and private real estate development.One night, he's voted mayor of Thousand Oaks.The next morning, he's on site developing housing projects designed for working Americans.This VLOG breaks down how real estate capital, zoning policy, and incentive alignment actually intersect in today's market.If you're a real estate investor, developer, or LP trying to understand:• Affordable housing investment strategies• 80 percent AMI housing fundamentals• How zoning reform impacts project feasibility• Why regulation alone doesn't solve supply shortages• How removing entitlement friction attracts private capital• What scalable housing models look like in high-cost statesThis video is for you.

Most investors think they're diversified. Today Brad Barrett explains why 7 to 10 mega-caps can dominate your “broad market” exposure and what to do before the next shock hits. We cover the simple, boring habits that actually build wealth, when to hire an advisor, how behavioral biases wreck DIY plans, and why his firm keeps zero in crypto while opening access to a private equity fund with quarterly liquidity.Brad's background: 23 years advising through multiple cycles, host of Mindset with Brad Barrett and Pension Attention, and a partner at One Capital Management.What you'll learn• The concentration risk sitting inside the S&P 500 and how to fix it today • A practical diversification stack including uncorrelated assets and fixed income • When a DIY approach backfires and the moments to bring in counsel • The crypto allocation rule of thumb that protects your downside • Private equity as a diversifier and how quarterly liquidity worksChapters: 0:00 Why “diversified” portfolios aren't02:06 The 7-stock concentration problem03:31 How to build real diversification04:12 Private equity access and quarterly liquidity16:33 When a real advisor actually helps22:42 Behavioral biases that wreck returns25:08 Crypto allocation discipline and FOMO control32:45 Why boring investing wins long term35:01 Compounding vs overtrading53:59 Where to find Brad and key resources Instagram: instagram.com/mindsetwithbradbarrettFacebook: facebook.com/mindsetwithbradbarrettOne Capital: onecapital.comYoutube: https://www.youtube.com/@mindsetwithbradbarrettThe content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain statements may reflect projections or expectations of future financial or economic performance. Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.

Richard Mulder went from Girl/Chocolate pro to starting at zero in real estate. No residuals. No safety net. And every January 1 felt like day one again. In this episode he lays out exactly how he survived the reset: treat real estate like a contact sport, lead with questions to build real rapport, and stop pretending this is a side hustle.Watch if you care about: real estate sales, lead generation, new agent strategy, career reinvention, identity after sports, money and stewardship.Quick wins you'll get:• Daily outreach cadence that actually compounds• The right way to build trust fast• Good debt vs bad debt in plain English• Why “all in” beats talent when the market slowsChapters:0:00 Intro + Parenting Mirror: kids copy what you do03:15 From Skating to Real Estate: Kevin story, first steps07:51 Sales Reality: ground zero every Jan 1, planning the grind08:56 Lead Gen = Contact Sport: momentum from consistent outreach10:02 Skater Mindset Advantage: fail forward, don't take “no” personal11:57 Who Thrives in Residential: extrovert vs introvert, emotional navigation14:06 All In, Not a Side Hustle: why dabblers wash out16:01 Rapport First: selling is questions, listening, and proving you care20:24 Faith & Identity Beyond Talent: purpose after pro life; building community31:18 Was Jesus a Socialist? The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain statements may reflect projections or expectations of future financial or economic performance.  Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results. Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE. Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

He raised millions into an ATM fund that paid every month… until the operator went to jail and the whole thing unraveled. Bronson Hill breaks down what he missed, the hard calls he had to make to million-dollar investors, and the exact framework he now uses to protect capital and still grow. We also dive into modular homes as a fast solution after the LA fires, why rent freezes fail, and how to think about risk when the macro picture keeps shifting.Timestamps0:00 The ATM fund that went bad and what it taught us5:02 Calling investors when it's a scam, not just “risk”7:18 The risk spectrum and why first-position debt matters12:10 Retail investor clarity: cash flow, taxes, and goals18:00 When cash flow beats a paycheck and changes everything30:10 AI used to win a $1M grant31:20 Modular homes after the fires38:45 Rent freezes vs real supply44:10 Inflation, dollar confidence, and cycles54:00 Bronson's book and free inflation guideThe content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain statements may reflect projections or expectations of future financial or economic performance.  Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results. Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE. Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

Buying life insurance the wrong way can cost you six figures and leave your family exposed. Russell Boring breaks down term vs whole, indexed universal life, infinite banking, and “tax free retirement” inside a policy. We cover caps, floors, surrender charges, loans, and the incentives that could push bad products.Watch if you've been pitched: whole life, IUL, VUL, guaranteed UL, or infinite banking.Key takeaways:• Permanent can fit when income is high, plans are maxed, and you'll actively manage the policy.• Linear illustrations hide volatility and loan risks.• Estate planning can be the best use of life insurance.Timestamps0:00 Don't buy before you hear this3:12 Term vs whole explained simply10:45 What “indexed” really credits16:20 The illustration trap and tax bomb risk24:30 Caps, floors, moving parts that change31:50 Who infinite banking truly fits39:25 Fees, structure, and surrender charges46:10 Why insurance isn't your financial quarterback53:30 Action plan: protect first, then consider permanentThe content of this video (“Video”) and message is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain statements reflect projections or expectations of future financial or economic performance of the project.  Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results.Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

Affordability is the buzzword, but are the “solutions” helping you or just headlines? In this solo episode, Mikey breaks down the 50-year mortgage, portable mortgages, the difference between good and bad debt, and why most political plans miss the only fix that works, more supply. You will learn how to use leverage without losing sleep, why rent control can backfire on renters, and how renting plus investing can still build real wealth.What you will get in the first 5 minutes• The real play with a 50 vs 30, take the flexibility, prepay like a 30 if you want, keep options open.• Why 50-year loans can raise prices, expanding demand without adding supply pushes housing up.• Portable mortgages sound great, here is why lenders will not touch them in the US.Big takeaways• Good debt vs bad debt, finance assets, not consumption. Using conservative leverage to amplify returns.• Paying off a 4% mortgage can lose to better opportunities, think opportunity cost, S&P averages and strong real estate deals.• Affordability fixes can require more building, faster permitting, fewer fees, not rent freezes that choke supply.• Case study, Texas built like crazy, rents softened with concessions, tenants gained options while some investors took losses.• If you cannot buy today, rent and investing on a schedule, Gen Z may have more wealth paths than any previous generation.Timestamps0:00 Affordability, 50-year mortgages, and options02:45 Good debt vs bad debt you can actually use 08:45 Why 50-year loans can worsen affordability10:20 Portable mortgages, why the US does not offer them12:20 The only way affordability improves, more supply, fewer barriers14:50 Texas and Florida lessons for renters and investors16:20 Should you rent and invest instead of buying right now?17:33 New non-accredited $5k real estate option

Justin Brennan watched his family go from “riches to rags,” then rebuilt with cash-flow discipline, learning the hard rules of leverage, investor trust, and timing. In this episode, Justin Brennan breaks down how he moved into a model unit to push a 121-unit across the finish line, why he ate an $800,000 loss to protect investors, and how that decision unlocked an off-market 80-unit in San Diego. If you're raising capital in 2025 or operating in the Sunbelt, this one's a must-watch.Timestamps0:00 - The $60M wipeout that changed everything (cash flow > speculation) 13:17 - Rates spike 11 times, operator moves into the property, drives lease-up to 98%, locks Fannie Mae at 5.49% seven days before the 10-Year pops 16:10 - Why he walked from $800,000 hard to avoid risking $12M of LP capital and how that led to an off-market 80-unit in National City 25:00 - “Worst years” for REI: 2023, 2024, 2025 and the Sunbelt oversupply math vs. coastal moats 27:54 - Why California still prints wealth (if you live here and can survive the red tape) 59:25 - Where to find Justin's playbook (YouTube: “Justin Brennan multifamily”) What You'll LearnThe operator mindset that can rescue a value-add when debt turns against you. How saying no (even at a huge cost) can win lifelong LP trust and better deals. Sunbelt vs. Coastal: vacancies, oversupply, cap-rate reality, and why local advantage matters. Building from cash flow up: the $100K condo to multi-hundred-unit progression.#realestateinvesting #realestate #investing 

Brandon Novak went from homeless heroin addict to building sober housing and opening treatment centers without losing his skater DNA or humility. In this raw conversation, he explains why “recovery works so well you stop doing it,” how faith changed everything, and why our homelessness crisis isn't just about the price of rent.What you'll learnThe obsession that powers skating can destroy you or save you (and how to aim it). Why Novak says his breakthrough came on rehab #13 and what finally “took.” The role of God/Higher Power and the 12 steps in creating a true psychic change. “Money is a byproduct of solving real problems”how purpose first led him to build recovery housing and programs. Homelessness: why addiction + mental health drive the crisis more than housing alone.  Standout moments“No human power can lift the obsession” on surrender and finally getting honest. “The better my life gets, the higher the relapse risk” (and how he counters it). Skateboarding as meditation: why a slammed trick beats a $2,000 dinner for peace of mind. What he's building nowA new licensed New Jersey outpatient facility (opened last week), plus 7 houses / 70 beds supporting clients in recovery. Need help? Brandon invites anyone struggling to reach out directly: brandonnovak.com.

Stuck in the housing gridlock but sitting on equity? The biggest opportunity in real estate right now might be behind your house, not on Zillow. In this solo episode, Mikey breaks down how ADUs (and JADUs) can unlock cash flow, boost your property value, and even in California be split and sold under AB 1033 if your city allows it.Why this matters now:Prices up ~60% since 2019, rates still above 6%, and existing sales at a 30-year low—the market is frozen for buyers and locked-in owners alike.AB 1033 can let you legally split off your backyard ADU as its own saleable property (city approval required).ADU momentum is real: permits rose ~61% (2020→2021) and ~1 in 5 new CA homes in 2023 was an ADU. Streamlined approvals, reduced setbacks, and fee breaks help.Chapters0:00 ADU Revolution + why 2026 matters2:02 AB 1033—sell your backyard ADU? (city-by-city)3:00 ADU boom stats + faster approvals4:22 The actual ROI math5:29 Financing (HELOCs, refis, construction loans)7:09 JADU garage conversion play8:45 City-level pros/cons12:28 First-timer checklist + contingencies#CaliforniaRealEstate #RealEstateInvesting #CashFlow This content is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this message is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the message will prove to be accurate or realized.

How do you go from pro skateboarder…to craft brewery founder…to private-equity real estate—and still love the game? In this solo episode, I break down the exact steps I took to reinvent (multiple times), what actually worked, and the brutal lessons that forced me to level up.Omni Fund (now open to non-accredited; $5K minimum) → https://communecapital.com/omni/ What you'll learn (and what I wish I knew sooner):The money rule that set my compass—the 50/30/20 framework—and how I reverse-engineered my “never have to work” number to ~$2–$2.5M in investable assets. Why I cranked my lifestyle down to ~30–35% of income for years so I could invest the rest—and how that decision changed everything. The brewery story: raising early capital, the reality of selling to MillerCoors, and why we ultimately walked away (and what happened after). Reinventing into real estate: starting at square one, humbling myself, raising our first $2.5M, and learning why real estate forces discipline over “dream” returns. The operator habit that keeps our company moving: one 90-minute “work ON the business” block with our C-suite every week. Try it. Where we are now: 600–700 investors, 20+ properties, ~$352M under management—and why we opened access with Omni Fund (primarily SoCal multifamily). All content available on this video is general in nature, not directed or tailored to any particular person, and is for informational purposes only.  This video and the contents herein do not constitute, and should not be construed as, an offer to purchase securities of Commune Omni Fund, LLC (“Omni”).  Such an offer will only be made pursuant to an Offering Statement, filed with the Securities and Exchange Commission and available at Offering Statement Link (“Offering Statement”).  The offering referred to in the Offering Statement (the “Offering”) is being conducted by Omni pursuant to Tier 2 of Regulation A under the Securities Act of 1933, as amended.This message does not constitute an offer to purchase securities of Commune Omni Fund, LLC (“Omni”). Such an offer will only be made pursuant to an Offering Statement, filed with the Securities and Exchange Commission. As with any investment there is a risk of loss, including up to the amount of investment.This offering is being conducted by COMMUNE Omni Fund, LLC pursuant to Tier 2 of Regulation A under the Securities Act of 1933, as amended. The securities offered herein are being offered through Andes Capital Group, LLC, a registered broker-dealer, member FINRA/SIPC, acting as broker of record. Andes Capital Group, LLC may receive compensation in connection with this offering as disclosed in the offering statement.Past performance is not a guarantee or indicative of future results, and it should not be assumed that results of Omni or any of its investments will be achieved going forward. This communication may contain forward-looking statements that involve substantial risks and uncertainties. Actual results may differ materially from those expressed or implied in such statements, and such statements should not be relied upon as guarantees of future performance.The SEC has qualified but has not approved or passed upon the merits of the securities being offered in the Offering or the terms of the Offering. The SEC has also not passed upon the accuracy or completeness of the Offering Statement or any other offering materials.Neither this message nor its contents should be construed as legal, tax, investment, or other advice.  Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.

Everyone's yelling “2026 housing crash,” but most of it is noise. In this solo episode, Mikey breaks down the actual signals and how to underwrite deals to win even if things get bumpy.Chapters0:00 Crash chatter vs. reality0:38 Jobs & claims—cooling by design? 3:40 Rates cutting cycle + credit tightness in SLOOS 5:40 Prices lag, inventory is king 7:40 Cancellations & buyer sentiment shift 9:17 Apartment rents & market differences 10:10 Delinquencies, office pain & bridge loans explained 12:22 Rates, builders, and the equity bottleneck 14:01 The stress tests Mikey runs on every deal 15:46 Why ugly markets make the best vintagesThis content is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this message is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the message will prove to be accurate or realized.Certain statements reflect projections or expectations of future financial or economic performance of the project.  Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results.This content does not constitute an offer to invest and such offer will only be made by means of an offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

You don't need $100,000 to start—here's a step-by-step playbook to begin with $10K in 2025.What's inside (5 Wealth Moves):Invest in skills first. Prioritize high-income skills (sales/design/marketing), mentors, targeted events, and curated free education. Income growth is the #1 wealth tool.Leverage the “boring” compounding. Open a Roth IRA or capture employer 401(k) match. Example: $500/mo for ~30 years at a 7% average could land in the ~$610–$650K range tax-free; maxing to $7K/yr could approach ~$770K (illustrative, not guaranteed).Smart Crypto (not YOLO). Treat crypto as a developing asset class: emphasize networks closer to adoption (e.g., Bitcoin, Ethereum; with select satellites only if aligned with risk tolerance). Keep allocation responsible.House-Hack with FHA. Consider a duplex/triplex/quad with ~3.5% down; live in one unit for a year, rent the others, then convert to a cash-flowing asset. Example: $300K duplex → ~3.5% down (~$10,500), credit 580+, rents can offset a significant share of the payment.Passive Real Estate. Participate in larger deals without day-to-day management, aiming for cash flow, appreciation, and potential K-1 tax benefits. Traditional hurdles include accreditation and $25K–$50K minimums see update below for smaller checks.A new offering is open to non-accredited investors with a $5,000 minimum, a starting path into real estate. Review details & risks at the link above.

In this solo episode, Mikey breaks down why cash flow is fuel, not the finish line, and how to force appreciation so your deals pencil in a high-rate world.What you'll learn:Rates & reality: Why ~6.29% mortgages matter and how a small drop can save real dollars monthly. • Cash flow vs. appreciation: The mindset shift younger investors should consider to build wealth. • Negative leverage decoded: When a 5.5% cap vs. 6%+ debt becomes a silent deal-killer and what to do instead. • Build-to-rent advantage: Targeting ~7.5% yield-on-cost so income covers debt service. • NOI growth levers for 2025: Low-cost, high-impact upgrades (paint, LED, hardware, landscaping), ADUs/conversions, RUBS, and ancillary income (storage, reserved parking, pets). • Case study: From a duplex to a 32-unit entitlement—how forced appreciation can create value before you build. • Timing the next window: What rising cap rates + falling interest rates could mean for buying.Why this matters: You can't control the market, but you can control your inputs design, entitlement, underwriting, and operation to drive NOI, protect cash flow, and compound your equity.The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain statements reflect projections or expectations of future financial or economic performance of the project.  Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results.This Video does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment. 

Skateboarding is changing fast and Micky Papa is adapting.From scraping coins for a skate pass to paying off his mom's mortgage at 17, this is the story of raw hustle, financial awakening, and what it really takes to build a future beyond pro skating.In this episode of Life With Mikey, we dive deep with Micky Papa on the Olympic skater, Street League finalist, and rising real estate investor. In this episode: - Why contests are replacing skate videos- How the skate industry is struggling (and who's really making money)- Micky's 11-year-old grind to afford skating- His powerful pivot from skateboarding to financial freedom through Airbnb investing- The mindset behind his sticker-selling eBay hustle and early money lessons

In this episode of Life With Mikey, Mikey Taylor sits down with TV Producer and Entrepreneur @dougweitzbuch1 as he pulls back the curtain on Reality TV and How he turned a real estate side hustle into @housle.house, the Wordle-style game teaching kids about property value. Doug shares:What really goes into creating a hit show (and what networks want)The surprising startup rules that apply to making TVWhy casting is everything and how to find breakout charactersAnd what creators, investors, and dreamers MUST understand about modern mediaWhether you're building a brand, pitching a show, or just obsessed with real estate this conversation is packed with insider gems, viral-worthy stories, and real-world business lessons.

Is the American Dream officially dead? In this explosive conversation, Mikey, Michael, and Taylor Avakian unpack the brutal truth about today's housing market and why Gen Z may never own a home unless something changes.Inside this episode:The shocking reason homeownership is almost impossible for younger generationsWhy renting often makes more sense than buying in 2025The “lock-in effect” keeping homes off the market foreverCalifornia's broken housing system and why investors still love itHow AI landlords & blockchain real estate could transform everythingThe wealth-building strategy that the richest families never tell you aboutThis isn't just about real estate it's about the future of money, investing, and freedom.

Skyscraper for less than a PlayStation? In this episode, Mikey breaks down how real estate is getting tokenized and what it actually is, how $50 buy-ins and weekly rent can work, and the traps to avoid if you're new to on-chain assets.What' you'll learn: Simple, non-tech explainer of blockchain (shared ledger) and NFTs as digital titles/receipts—not meme JPEGs.Fractional ownership: Tiny entry points, rental payouts (often in stablecoins), and how secondary markets enable exits.Real example: A tokenized single-family deal where dozens of everyday investors bought in and get rent distributions.Why it's getting big: Governments experimenting with records on-chain + major asset managers moving to tokenize traditional assets.Before you ape in: Regulations & accreditation rules, liquidity isn't guaranteed, smart-contract/hack risk, and leverage mistakes that wipe people out.Chapters0:00 The “skyscraper for a PlayStation” hook—why this matters1:55 Tokenization 101: blockchain & NFTs as titles4:05 Fractional ownership: $50 entries & rent payouts9:07 Real-world moves: public records on-chain, big money goes digital15:29 Risks & guardrails: regulation, liquidity, hacks, leverage

Buyers are backing out. Sellers are in denial. What the heck is going on with the real estate market in 2025?In this solo episode, Mikey Taylor breaks down what's really happening in the housing market — beyond the headlines.

In this electrifying episode of Life With Mikey, we sit down with Ben Uyeda—visionary designer, architect, and founder of Reset Hotel in Joshua Tree. From building container homes to flipping the script on boutique hospitality, Ben shares how design-thinking and on-the-ground development grit can create wildly profitable and inspiring experiences.You'll learn:- Why nature is becoming the ultimate luxury- The hidden ROI of designing with constraints- How social media burnout fuels outdoor hospitality trends- Ben's battle-tested advice for navigating California's brutal permit process- Creative funding and partnerships that actually workWhether you're a real estate investor, content creator, designer, or entrepreneur — this episode is a masterclass on building meaningful things in a chaotic world.Disclaimer:The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.This Video does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

Dan Martell is here to break your mindset wide open. In this raw, inspiring, and deeply personal episode of Life With Mikey, we dive into the untold truths behind building wealth, buying back your time, and why chasing money without purpose will leave you empty.Dan shares game-changing wisdom on scaling businesses without burnout, mastering time leverage, and why most people never get more than they think they deserve. He opens up about his failures in relationships, lessons in faith, and what it really means to live a fulfilled life while raising a family and leading a movement.Whether you're a founder, side-hustler, or corporate warrior — this one will hit home.

In this solo episode, Mikey Taylor breaks down what's really happening in today's housing market and why the numbers don't tell the full story. Are sellers in denial? Are agents afraid to be honest? And why are condos crashing hard in Florida and California?

This episode of Life With Mikey is a real estate and relationship masterclass featuring Kathy & Rich Fettke, founders of RealWealth and champions of long-term wealth building through smart real estate strategies.They reveal how to invest when fear is in the air, why “I don't know” is a trust-building superpower, and how to educate investors in tough markets. From debunking financial headlines to taking bold moves during 2008 financial crises, the Fettke's drop golden insights on building wealth and a strong marriage.Plus: We talk bonus depreciation, Gen Z house hacking, ADU opportunities, and why waiting for “perfect conditions” is a trap. Whether you're a first-time investor, seasoned syndicator, or curious how married business partners really make it work this one is for you.COMMUNE Fund VI

With interest rates hovering around 7% and home prices averaging over $440,000, homeownership feels impossible for many young buyers. But in this episode, Mikey Taylor reveals a game changing strategy: House Hacking 2.0, that could turn that belief upside down.In this solo episode, Mikey dives into:How he “accidentally” house hacked 20 years agoWhy renting to strangers beats renting to friends (and how to avoid roommate drama)Real-life example: A $457K home in Phoenix with only $420/mo out-of-pocket costsHow platforms like PadSplit could make this a turnkey playUsing FHA loans with as little as 3.5% downBuilding credit young so you can buy fasterThe mindset shift you must make to win in today's real estate gameIf you're in your 20s or 30s and dreaming of owning property, this is a must-know strategy.The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.This Video does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

Ever wondered how a 24-year-old with zero VC money can out-hustle billion-dollar jet giants? Meet Kolin Jones, pilot-turned-founder of Amalfi Jets, the charter service that's “declaring war on dinosaurs” in luxury travel. He bootstrapped the company at 19, lived on college meal-plan food for three years, and now oversees a 3,000-jet, two-pilot-minimum network—and yes, the average hop still rings in around $47 K.What You'll Learn 00:00 • Overvalued/Undervalued lightning round on AI, blue-checks & 80-hour weeks 09:00 • Dorm-room origin story & the infamous “James Middleton III” fake persona 15:00 • How one viral TikTok flooded the site with 100 K hits in a day 25:00 • Hot take: remote work—“Apply at our competitors.” 30:40 • Client spend math: $47 K per trip, $300-500 K per year on jet cards 33:45 • The $76 M Bombardier Global 7500 & other “sick” planes Kolin books 52:00 • Why he turned down buyout offers and still won't take VC cashThe content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.This Video does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

Mikey Taylor sits down with Gen-Z marketing prodigy Willow Kaii, the mastermind behind $6M+ in evergreen course sales for an unfiltered deep dive into crafting magnetic brands, turning attention into revenue, and staying authentic in an algorithm driven world.

Homeownership feels out of reach and you're not imagining it.In this solo episode of Life With Mikey, Mikey Taylor breaks down the current state of the U.S. housing market, specifically the Single-Family sector heading into 2025. From soaring prices and stagnant supply to Gen Z and Millennials getting locked out of the market, Mikey delivers a brutally honest and data-backed take on where things stand and what's coming next.

In this episode of Life With Mikey, Mikey Taylor sits down with real estate syndication attorney and entrepreneur Bethany LaFlam, a powerhouse behind the legal strategies of capital raisers and boutique hotel investors.They go deep on:* Why some people may be raising capital ILLEGALLY (and how to do it right)* The real reason not to take money from friends and family* The legal minefield that's waiting for influencers on Instagram* How Bethany turned a boutique hotel in Belize into targeting a 23% annualized return* What nobody tells you about using Other People's Money (OPM)* The secret power of fund-of-funds, and how to structure them legally* How to get out of “micro-influencer” land and build real deal flow onlineThis isn't just about real estate, this is about building wealth, protection, and playing the long game like a pro. Whether you're an aspiring syndicator, operator, or passive investor, this episode is your legal and strategic roadmap.

In this solo episode, Mikey Taylor breaks down the controversial One Big Beautiful Bill Act.and why it could be a game-changer for real estate investors.From the return of 100% bonus depreciation, expanded estate tax exemptions, to major SALT cap debates and Section 179 write-offs, Mikey unpacks what's real, and what's political theater.What you'll learn:Why bonus depreciation might save millions in 2025The real reason the tax code favors investors, not W-2 employeesEstate tax exemptions: loophole or fairness?The SALT cap debate: double taxation or policy punishment?Real talk on Medicaid cuts, debt ceilings & political hypocrisyThe content of this video (“Video”) is for informational purposes only, is not offered as investment and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. The material presented  is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any decision.  COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.   Certain statements reflect projections or expectations of future financial or economic performance of the project.  Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct.  Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. This Video does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

Survive ‘til 25? Forget that—this episode shows you how to thrive in 26. Michael Michalov and Mikey Taylor fire through a no-BS lightning round of over- vs undervalued asset classes, crunch the brutal cap-rate math no one's talking about, and reveal the five niches they're betting on now—before Wall Street piles in. What you'll learn:Why short-term rentals and build-to-rent mega-projects may be peaking

Day trading isn't just risky—it's designed for you to lose. In this brutally honest episode, former financial advisor Michael Michalov joins Mikey Taylor to break down why 90% of day traders fail, how emotional investing destroys wealth, and what actually works for building long-term financial freedom. They dive into real stories of clients getting crushed by margin calls, the illusion of tech and AI-powered trading, and why most people are better off doing the boring stuff.Whether you're 20 years old trying to flip $10K into a fortune or a high-earner addicted to the dopamine of quick wins, this episode will shift your entire money mindset.

In this episode of Life With Mikey, Avery Carl—real estate investor, author, and founder of The Short Term Shop—breaks down how she scaled from one short-term rental to over 250 doors and built an investment machine from scratch.Avery shares her journey from the music industry to real estate domination, the mistakes new investors make, why she doesn't care about vanity metrics, and how she's helping others buy their freedom through STRs. Whether you're an agent, investor, or just curious how someone flips the script on life, this episode is packed with raw insights, smart strategy, and no-BS takes.

In this episode, Cole opens up about the highs and lows of professional racing, the harsh reality of money management as an athlete, struggling with OCD after retiring, and why real estate and investing are key to life after sports. We also dive into how athletes handle risk differently, lessons learned from missing early Bitcoin opportunities, and why the California housing crisis is hitting a breaking point.Whether you're chasing dreams, managing transitions, or thinking about your next big move — this episode is packed with real talk you don't want to miss.

In this episode of Life With Mikey, Mikey Taylor and Michael Michalov break down California's affordable housing crisis — and why now might be the greatest time to invest in real estate in LA. They explore the deep misconceptions around "affordable housing," why so many investors get it wrong, and how new policies like ED1 are reshaping the future of development.From California's $1.1M starter homes to Section 8 incentives, this conversation dives into how the free market, deregulation, and smart incentives are unlocking new opportunities for both residents and investors.▶ Topics Covered:Why “affordable housing” doesn't mean the projectsThe real reason housing is unaffordable in CaliforniaWhat Texas, Arizona, and Idaho did differentlyHow LA's ED1 directive is changing the gameThe myth of Section 8 damage and riskWhy investors might actually earn more in affordable housingWhat the Builders Remedy means for California citiesWhether the next generation will ever afford to buy a home

What happens when a BMX icon turns stuntman, dodges bankruptcy, lives in his car, flips a helicopter on a bike, and gets a balloon shot out of his mouth by Special Forces—all while battling chronic pain and making a Hollywood comeback?In this episode of Life With Mikey, Mikey Taylor and Michael Michalov sit down with the legendary Mike “Rooftop” Escamilla to unpack one of the wildest life stories you've ever heard. From pro BMX fame and touring with Tony Hawk to living in a Walmart parking lot during divorce fallout, Rooftop opens up about money missteps, stunt industry secrets, Hollywood politics, and how stem cells changed his life.Whether you're here for financial lessons, insane behind-the-scenes stories, or just want to laugh at grown men talking about dying on screen… this one's a ride.

In this raw and unfiltered episode of Life With Mikey, Jordan opens up about:Battling heroin addiction and spending a year incarceratedHustling his way into Nike with a self-funded short filmWhy $2M doesn't mean you're “set for life”The truth about NIL, pressure on young athletes, and the illusion of successHow he built a personal brand so strong that he now charges $1,000/hour for adviceThe problem with corporate creativity and why most marketers miss the markWhy great branding can't be measured — and why that's a good thingDisclaimer:The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital.This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

In this episode of Life With Mikey, Mikey Taylor sits down with legendary pro skater turned entrepreneur and fitness coach Neen Williams. From partying and losing sponsors to building an empire of 8 burger restaurants, coaching thousands on fitness, and turning his health journey into a lifestyle brand — Neen's transformation is nothing short of inspiring.They dive into:- The rise, fall, and reinvention of a professional skateboarder - Building a business from a single seasoning blend to a full burger empire- Quitting drinking, regaining control, and launching a new life- How he balances skating, business, and fatherhood- Financial literacy and planning for life after skateboarding- Why investing early matters — and how he's doing it todayDisclaimer:The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital.This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

In this episode of Life With Mikey, Mikey Taylor sits down with functional nutritionist and gut health expert Rachel Scheer for a deep dive into the world of holistic healing. From Mikey's wife's battle with insomnia and autoimmune issues to Rachel's personal journey off SSRIs and out of chronic illness, this episode uncovers the root causes of modern health problems—and why traditional medicine often misses the mark.Rachel shares powerful insights on:When to use holistic vs. conventional medicineHow gut health influences mood, sleep, hormones, and even skinWhy stress might be the hidden source of diseaseThe truth about cholesterol, seed oils, and intermittent fastingWhy she believes vegetable oils are the most toxic ingredient in our dietYou'll also hear Rachel and Mikey get real about marriage dynamics, emotional regulation, and how chronic stress can break down both health and relationships. If you've ever felt “off” and couldn't figure out why—this episode will change how you think about your body and your health.Disclaimer:The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital.This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

In this episode of Life With Mikey, we sit down with Barton Damer, the founder of Already Been Chewed (ABC), a top-tier motion design and 3D animation studio that has worked with brands like Nike, Louis Vuitton, and New Balance.Barton shares his incredible entrepreneurial journey, from working two full-time jobs while freelancing, to building an agency that redefined the motion design industry. He talks about how skateboarding influenced his career, the risks he took to go full-time, and how he landed Nike as a client through persistence and hustle.We dive into: ✅ How Barton balanced a full-time job, freelancing, and family✅ The grind of early entrepreneurship and taking the leap✅ The importance of hiring smarter people and scaling a creative business✅ Why most artists struggle with business – and how to avoid burnout✅ The Nike Story – how a Twitter connection led to a life-changing opportunity✅ The biggest mistake brands make in marketing today✅ Why creatives need to showcase their work unapologeticallyThis episode is a MUST-WATCH for creatives, entrepreneurs, and anyone chasing their dreams!

What happens when your dream career doesn't pan out? Sam Yi, former pro golfer turned golf entrepreneur, shares how he pivoted from chasing the PGA Tour to building a thriving business in the golf industry. In this episode, we dive into:The rise of golf influencers and why YouTubers are outpacing PGA pros in brand deals.Sam's wild story of landing a Samsung sponsorship from scratch.The business of golf: How networking, branding, and business deals happen on the course.The hard truth about knowing when to quit and pivot in life and business.Why golf is the most powerful sport for building business relationships.Sam's story is one every entrepreneur, athlete, and dreamer needs to hear. Whether you're into golf, business, or just love a comeback story—this episode is for you!Disclaimer: The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital.This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

In this episode of Life With Mikey, former pro skateboarder Jordan Hoffart shares his journey from landing insane tricks to launching Black Plague Brewing. Jordan opens up about the transition from professional skating to entrepreneurship, the challenges of raising $1.5M in capital, and navigating the unpredictable craft beer industry. The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital.This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

In this episode of Life With Mikey, we sit down with the multi-faceted entrepreneur Matt Coulter to unpack his wild journey from real estate to running nonprofits and even owning restaurants. Matt shares his philosophy on balancing business and philanthropy, the truth about nonprofits (including how some are set up for tax loopholes

The housing market is in crisis—high interest rates, low supply, and skyrocketing prices. Can anything fix this? In this episode of Life With Mikey, we sit down with mortgage expert Brad Rice to break down the state of real estate, the factors keeping home prices high, and what needs to happen for affordability to improve. We dive deep into the 2008 crash vs. today, interest rates, mortgage lending, and why California's real estate market is so tough.Topics Covered: Why home affordability is at an all-time low The 2008 housing crash vs. today—what's different? Why a market crash isn't coming The role of interest rates and supply shortages How politics and regulations are shaping the future of real estate Brad's take on investing in California real estateThe content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital.This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

In this episode ofLife With Mikey, Johnny Robinson & Sergio Silesky share their wild entrepreneurial journey—starting with a $150 window cleaning side hustle in college to scaling multiple businesses, including a $3M+ service academy. They break down how they built, sold, and reinvested in their businesses, revealing lessons in scaling, working with private equity, and creating passive income through "boring businesses."

Is Your Mindset Keeping You Broke? Dr. Brad Klontz, clinical psychologist, financial expert, and bestselling author, joins Life With Mikey to expose the hidden beliefs that are sabotaging your wealth. In this episode, we break down:

Real Estate, Squatters, and the Homelessness Crisis: Life With Mikey Episode 27 with George McCleary  In this episode of Life With Mikey, Mikey Taylor sits down with George McCleary, a seasoned real estate investor and entrepreneur. They dive deep into real estate strategies, the challenges of managing properties, and the growing issues of squatter rights and homelessness. George shares his insights on navigating complex housing markets, his viral journey tackling squatter scams, and how policy changes impact development. The conversation spans topics like: The rise and disruption of Airbnb and Uber George's multifamily and industrial real estate projects Squatter Defender: George's mission to educate property owners Tackling homelessness: Shelter-first vs. housing-first models Real estate wins and lessons learned Disclosure: The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE. Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment. From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital. This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

On this episode of Life With Mikey, Mikey Taylor and Michael Michalov catch up with skateboarding legend Mike Mo Capaldi. After dominating the skate scene and building a name as one of the most stylish skaters ever, Mike Mo is taking on a new challenge: revolutionizing the way skateboarding competitions are run with PSL Skateboarding. Mike Mo shares his journey from going pro at just 15 to dealing with a career-ending injury and pivoting into business. Now, with PSL, he's bringing a fresh take to skate contests, creating a format that's easy to follow, exciting for fans, and designed to showcase skateboarding's best talent.

Los Angeles is on fire! Could that have been prevented? What is going on... In this episode of Life With Mikey, we're stepping away from our usual business and real estate investing topics to address this urgent issue. Join us as we dive deep into California's wildfire management failures, including overregulation, neglected forest management, housing policies in fire-prone areas, and the growing insurance crisis. We'll explore how decades of political indecision have left the state vulnerable and what needs to change to protect communities, property, and lives. Disclosure: The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE. Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment. From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital. This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.