Podcasts about black homeownership

They came as housekeepers, whalers and indentured servants in the 19th century: Black families who settled permanently on Martha's Vineyard. Their hidden history is uncovered in a new book, “Black Homeownership on Martha's Vineyard: A History,” by authors Thomas Dresser and Richard Taylor. We speak with Dresser and Taylor about tracing the existence of Black people on the Vineyard to before the Revolutionary War, unearthing centuries-old stories and why Martha's Vineyard has been a haven for Black families for generations.

Community Connection Tuesday, June 4th, 2024 Join us today on Community Connection as we lead with the results of last night's City County Council meeting for the new proposed MLS stadium! Then, we welcome James White of CIRA to the show as he explains CIRA's plan to increase Black Homeownership in Indiana. Finally, looking for a new, unique schooling option for your student? Michelle Brittain-Watts & Amy Burns stop in to tell us all about an astounding new school of the arts! For More Information on CIRA: ciranareb.org For More Information on Edison School of the Arts: myips.org/edisonSee omnystudio.com/listener for privacy information.

The latest episode of the Move to Tacoma Podcast features an interview with Anzhane Slaughter of YBH (Young Black Homeowners). Anzhane shares about moving to Tacoma from Seattle to buy her first house in South Tacoma and what owning a home has meant to her. Since 1990 Black Homeownership has been declining in Tacoma. In... The post Anzhane Slaughter from Young Black Homeowners appeared first on Move to Tacoma.

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I'll send you a free training on finding and analyzing properties.In this episode, I discuss part 2 of Black Homeownership stats from a report done by the National Association of Realtors. We discuss the percentage of black renters who can afford a typical home, black mortgage denial rates and more.  Join my 5-Day Keys

Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I'll send you a free training on finding and analyzing properties.In this episode, I discuss various Black Homeownership stats from a report done by the National Association of Realtors. Although the stats are not great, I want you to be encouraged and motivated. I also discuss some practical solutions to help all of us. Join my 5-Day Keys

Today the crew discusses the Navy Federal Credit Union (Navy Fed) class action lawsuit concerning home loans.  According to a CNN report (December 14, 2023), the Navy Fed, the largest credit union in the US, allegedly denied more than 50% of Black applicants for new conventional home mortgages in 2022, even as it had an approval rate greater than 75% for white applicants seeking the same product.  On December 20, 2023, civil rights attorneys Ben Crump and Adam Levitt filed a class-action lawsuit against Navy Fed. The lawsuit claims that the credit union has discriminatory lending practices that affect millions of Black and Brown mortgage applicants. The lawsuit is filed on behalf of Black plaintiffs, Laquita Oliver and Cherelle Jacob, who were allegedly denied home loans due to Navy Federal's lending practices. The lawsuit also claims that Navy Federal approves a higher percentage of applications from white borrowers making less than $62,000 a year than it does from Black borrowers making $140,000 or more. Wait what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on InstagramAlainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Welcome home, y'all! We are back with episode 05 of the Native Land Pod. In this episode, Tiffany Cross, Andrew Gillum, and Angela Rye tackle immigration, economic mobility, and criminal justice reform. They discuss President Biden's clash with the GOP over a bipartisan immigration bill, Mayor Eric Adams' unique aid approach for migrant families in New York, and key findings from a report on Black economic mobility. Plus, they delve into a Senate bill in Georgia that could worsen inequalities in the criminal justice system.  Plus, Part 2 of Andrew's gripping personal testimony. We want to hear from you! Send us a video @nativelandpod and we may feature you on the podcast.  Instagram  X/Twitter Facebook Watch full episodes of Native Land Pod here on Youtube.   Thank you to the Native Land Pod team:  Angela Rye as host, executive producer and cofounder of Reasoned Choice Media; Tiffany Cross as host and producer, Andrew Gillum as host and producer, and Gabrielle Collins as executive producer; Loren Mychael and Jabari Davis are our research producers, Baheed Frazier is our engineer, and Nikolas Harter is our editor and producer. A special thanks as well to Chris Morrow and Lenard McKelvey, co-founders of Reasoned Choice Media.See omnystudio.com/listener for privacy information.

More affordable homes are on the market for first-time buyers in Hamilton County.

A very informative and in depth conversation with the President of MWINS Consulting on the official invitation on homeownership with particular concentration on persons of Color with the NC Black Homeownership Forum whose goal is to work to change the trajectory of Black homeownership.

Why is homeownership such an integral part of the American Dream? Why have some been systematically excluded from homeownership while others have been incentivized and subsidized to own their home? In this episode, Dr. Ben Sanders shares his family story of ownership and belonging from an experience as a Black American, as we continue to peel apart the myth of the American Dream.  Guest Bio Ben Sanders, Ph.D is the Chief Equity Officer of the City of Denver. He is an Equity Professional/Consultant, Social Ethicist, Theologian, Passionate Servant-Leader, Change-Agent, Community Builder, and a Dad. Ben creates measurable and effective, equity-centered systems, processes, and policies that help companies, communities, and organizations optimize and achieve their missions and goals. Want to Learn More?NBC News: The American Dream while Black: ‘Locked in a Vicious cycle': Homeownership is supposed to be the gateway to the American dream. Black Americans have been denied access – https://www.nbcnews.com/specials/american-dream-while-black-homeownership/NAACP: the home of grassroots activism for civil rights and social justice.We advocate, agitate, and litigate for the civil rights due to Black America. In our cities, schools, companies, and courtrooms, we are the legacy of W.E.B. Du Bois, Ida B. Wells, Thurgood Marshall, and many other giants –  https://naacp.org/Homeownership rates by Race: https://usafacts.org/articles/homeownership-rates-by-race/ Want to Take Action?Donate to NAACP: https://naacp.org/resources/reparationsDonate to advancing Black Homeownership: https://www.habitat.org/our-work/advancing-black-homeownershiphttps://www.dearfieldfund.com/https://downpaymentresource.com/homebuyer-resource/highlighting-homebuyer-assistance-programs-for-black-homebuyers/#:~:text=The%20Dearfield%20Fund%20for%20Black,through%20affordable%20and%20sustainable%20homeownership. Facing Race: A National Conference: https://facingrace.raceforward.org/ Sign up for Complexified Newsletter: https://complexified.substack.com/Help Make Complexified Happen - Donate here https://interland3.donorperfect.net/weblink/weblink.aspx?name=E345509&id=75Contact us: email complexified@iliff.eduComplexified Website:  https://www.complexified.org/

Black homeownership climbed early in the pandemic, with mortgage rates near historic lows. But the current prolonged period of higher rates has some economists worried about Black Americans’ prospects for wealth building. We’ll also examine what’s fueling homebuilders’ optimism, why water contamination is pervasive in Black communities and how the climate crisis is changing your morning cup of Joe.

Black homeownership climbed early in the pandemic, with mortgage rates near historic lows. But the current prolonged period of higher rates has some economists worried about Black Americans’ prospects for wealth building. We’ll also examine what’s fueling homebuilders’ optimism, why water contamination is pervasive in Black communities and how the climate crisis is changing your morning cup of Joe.

According to data gathered by LendingTree, Atlanta ranks seventh in the nation among cities with the lowest percentage of black homeowners. Ashani O'Mard, the senior vice president for Strategic Housing Investments at the Atlanta Neighborhood Development Partnership, and Karen Hatcher, the CEO and head broker for Sovereign Realty and Management, discuss the homeownership gap for Blacks in metro Atlanta and how they are working to close it.Spring is just days away, but the pollen season is here. Lewis Ziska, a professor at Columbia University, and Brooke Lappe, a research scientist and doctoral student at Rollins School of Public Health at Emory University, discuss why pollen season came early this year and what Georgians can do to protect themselves. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

According to 2022 report on home ownership by the nonpartisan Wisconsin Policy Forum, only 15% of Black households own their home in Madison,  compared to over 50% of White households. Nationwide, 42% of Black households own their homes, compared to 72% of white households. This episode of Black Oxygen features a conversation with Tiffany Malone a Realtor in Madison and the co-founder of Own It: Building Black Wealth. In this episode, Tiffany discusses her journey to Wisconsin, the purpose and key successes of Own It, and provides advice on purchasing your first home. #OwnIt #BlackHomeownership #BlackOxygenPodcast #BlackInMadison #HomeownershipDisparities #Homeownership #MadisonWisconsin #BlackInWisconsin #DopeBlackPodcasts #Madison365 #BlackRealtors #BlackRealtors #BIPOCRealtors #HouseDownpayment Links and Resources: Own It: Building Black Wealth https://ownitbbw.com Tiffany Malone  https://thealvaradogroup.com/our-team/tiffany-malone/ PBS' Why Race Matters: Homeownership https://www.pbs.org/video/home-ownership-6dj1rj/ Racial Disparities in Homeownership Extend Beyond Milwaukee https://wispolicyforum.org/research/racial-disparities-in-homeownership-extend-beyond-milwaukee/ Black Families Fall Further Behind on Homeownership https://www.pewtrusts.org/en/research-and-analysis/blogs/stateline/2022/10/13/black-families-fall-further-behind-on-homeownership

On this episode of Justice Above All, TMI Senior Fellow and former Secretary of Housing and Urban Development Julián Castro walks listeners through the rise of the corporate landlord and their preying upon Black neighborhoods, starting with America's history of state-sponsored segregation, exploring the impact of the Great Recession, and ending with the state of today's housing market.  This episode features Jennifer Holmes, LDF Senior Counsel, Katie Goldstein, Director of Housing and Healthcare Campaigns at the Center for Popular Democracy, and Christina Livingston, Executive Director of the Alliance of Californians for Community Empowerment Institute. Produced by Keecee DeVenny and Jackie O'Neil. 

On episode 43 the gang is back with special guest disscussing Black Homeownership, Closing the racial wealth gap, The first step in the home buying process , What is one unexpected thing people should  look forward to, Are real estate prices negotiable?Is Michael B Jordan Corny? , Boosie vs TI, Gunna leaving YSL, Is Ciara trippin for making that single women's anthem ?, Doodie Lo awarded 11 million for false child sex charges, You ever be so glad you ain't fuck someone?, If your significant other not invited to a event and you are, would you go ? , Would you rather someone break up with you over dinner or text ?, Ja Morant suspended for flashing gun on instagram and more......     Follow The Roundtable @RealRapRoundtable and @RinsRealRap  https://instagram.com/realraproundtable?igshid=YmMyMTA2M2Y= https://www.instagram.com/rinsrealrap/     Rin Loco  Instagram https://www.instagram.com/rinloco/ (Rins Real Rap) https://www.youtube.com/@rinsrealrap https://www.facebook.com.com/tyrinbynum Twitter https://twitter.com/RinsRealRap TikTok @rinsrealrap    (Co-Hosts) Dapper Don  https://instagram.com/dapper_donssc?igshid=YmMyMTA2M2Y= Shantel  https://instagram.com/shantell________?igshid=YmMyMTA2M2Y= https://youtube.com/@shan_tell_it7602   (Guest) @iheartquechele  @buymaryland  buymarylandre.com   Executive Producer: Tyrin "Rin Loco" Bynum Co-Producer: Shantell Williams  2023 Blueprint Projects LLC

In this episode we have an informative conversation with Keeanga-Yamahtta Taylor, as we discuss the impact of Black Homeownership and the impacts that banks have had on generational wealth for black people.

Dr. Christie Cade, Regional VP NeighborWorks America talks with Carol Daniel and Tom Ackerman about the issues with black homeownership financial concerns. 

Welcome back and thank you all for tuning in to the latest episode of the Working Within Podcast Season 3! In this week's episode we are joined by Dr. Plashan McCune, Executive Director of Higher Learning U Inc. and CEO of The Black Homeownership Project. We dive into a heartfelt and passionate conversation that really is A Love Letter to Black Girls. Dr. McCune is no stranger to hard work and dedication as she currently is on the National Board for Certified Counselors, is a licensed professional counselor, and has earned a Doctor of Education degree. But education was only the beginning of her incredible journey towards leadershipt. Above all, she creates a lasting difference for young Black girls by hosting the African American Young Ladies Summit program. She contributes to the creation of Black wealth through her work with the Black Homeownership Project. Please enjoy this meaningful conversation! As always, thank you for tuning in.

On today's episode, Editor in Chief Sarah Wheeler talks with Editorial Director Tracey Velt about expanding the ranks of black real estate agents, when it makes sense for an agent to hire an assistant and Ryan Serhant's advice to new agents.HW Media articles related to this episode:NAREB's Lydia Pope on creating Black generational wealth through homeownershipRyan Serhant on managing your 2023 financesReal estate coach Donna Stott on hiring an assistant Enjoy the episode!Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

In today's RealTrending podcast, we speak with Lydia Pope, president of the National Association of Real Estate Brokers about how the organization is educating Black high school and college students on how to create generational wealth through homeownership. We go over Black homeownership statistics, advocacy, proposed changes in loan level pricing and more in this informative and eye opening podcast.Enjoy the episode!Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts!The RealTrending podcast features the brightest minds in real estate. Twice a month, brokerage leaders, top agents, team leaders, and industry experts share their success secrets, trends, and lessons learned navigating this ever-changing industry. Hosted by Tracey Velt and produced by Elissa Branch.

In today's RealTrending podcast, we speak with Lydia Pope, president of the National Association of Real Estate Brokers about how the organization is educating Black high school and college students on how to create generational wealth through homeownership. We go over Black homeownership statistics, advocacy, proposed changes in loan level pricing and more in this informative and eye opening podcast.Enjoy the episode!Be sure to check out our Youtube channel here for special behind-the-scenes content and video versions of HW Media podcasts!The RealTrending podcast features the brightest minds in real estate. Twice a month, brokerage leaders, top agents, team leaders, and industry experts share their success secrets, trends, and lessons learned navigating this ever-changing industry. Hosted by Tracey Velt and produced by Elissa Branch.

One local leader has been thinking a lot about a report that came out last week, which revealed low home ownership among Washington's Black families, as compared to white families. Michael Brown, leader of the Seattle Foundation's Black Home Initiative, said the report is evidence that the region's wealth is not being shared.

For many Americans buying a home is part of the American Dream. But for many Black people, it can feel out of reach. According to Zillow, 17% of Black people in Florida are denied mortgages. That's compared to 11% of white people. Of course, if you can't get approved for the loan, you likely won't be able to buy a home. The latest U.S. Census data shows 74% of white people owned homes in 2021 compared to 44% of Black people. That's a 30% gap. And because homeownership is one of the key ways Americans build wealth, these obstacles can cause issues for generations. So, News 6 invited Oglah Gatamah, a realtor and franchise owner with Keller Wiliams Legacy Realty, and Tenisha Williams, real estate broker and owner of Elite Realty Partners, Inc., on Real Talk Real Solutions to talk about these problems and what can be done to overcome them. Host Ginger Gadsden asked Gatamah why she thinks buying a home is so important. “If you are looking at generational wealth, especially in the United States of America, most of the generational wealth is actually built out of homeownership. When people own homes and you get that equity, it's something that you can pass on to your family. It's something that you can help get some of that equity to, you know, pay for student loans. There's just a lot of things you can leverage once you own a home versus not buying a home,” Gatamah said. Gatamah goes on to say getting the keys to a new home often starts with getting connected to the right resources. “There are so many programs. It's not a one-stop-shop. There are programs for first-time homebuyers, there are programs for veterans. There are some areas in Central Florida that qualify for USDA loans 100% because they are zoned for USDA and people think this is the rural areas. No. There are parts of Ocoee and Apopka and Clermont that are USDA and you can get 100% financing,” Gatamah said. Williams added another important thing to keep in mind is your credit score. “If you don't have any credit cards, just get a secured credit card and make sure that you are maintaining the balance under 30% of the limit because it starts there. You know, sometimes we have people in our families that have maintained good credit ask them, ‘Can you become an authorized user?' That helps build your credit,” Williams said. Williams also said it is important to start saving. “I also encourage you to get a savings account that you do not have a debit card to, that you do not have access to, that you are just making deposits. You can't miss something that you never had. So, I like to encourage homebuyers to transfer that money directly... from your paycheck so you can save that money on a regular basis. It starts with the mindset for sure,” Williams said. Even if you don't have all your ducks in a row right now, you can still take key steps today to set you up for buying a house in the near future. Williams told Real Talk Real Solutions host Ginger Gadsden how she helped a woman, who was making $10 an hour. prepare to buy a home. She added once one person buys a home, gains confidence and tells others how to do it, more people get on board and this can help change the culture. You can hear more from Williams and Gatamah by listening to this episode of Real Talk Real Solutions. You can also reach out to them directly. Tenisha Williams can be reached at TrustEliteInc.com and Oglah Gatamah can be found at KWLegacyOrlando.com.

BLACK HOMEOWNERSHIP EXPOSED A FOOL AND HIS MONEY DONT BELONG TOGETHER WHERE IS YOUR LEGACY GOING

We are joined this week by Whitley Cooper, a nearly lifelong mortgage expert with the results to back it up.  Whitley grew up in the business, and remembers her mom, herself a broker, jotting down loan applications on a napkin during long car trips. A detour into broadcast journalism led her back into mortgage, where she has found her niche. In this episode, Whitley and Marc Summers discuss her methodical approach, the importance of diversity, and how to make homeownership more accessible.  Though she was familiar with the mortgage industry from a young age, Whitley took her time to explore her options. When she started her family after college, going into brokerage just made sense. Now, she is a successful broker/owner who also makes time to serve her community as the Association of Independent Mortgage Brokers Chairperson of Black Homeownership.  When it comes to process, Whitley is systematic, employing an LOA to help calculate income and other financials. What's really important, she says, is using that time to build rapport and establish meaningful relationships with clients. She highlights the importance of keeping your realtors close, saying “if it came from a realtor, it always gets back to that realtor.” The personal touch is key to Ms. Cooper's approach - she stays in touch with clients through Facebook, sending handwritten cards and well-wishes for meaningful life events.  Whitley also serves as chairperson of the Black Homeownership Committee, a role she takes incredibly seriously. She says “It's a chance to reduce the black homeownership gap, not just at the local level but at the national level.” She also stresses the necessity of creating a welcoming environment for “those who don't look like you” - and the impact it can have on your profits. Whitley is a passionate mortgage education advocate, citing the need for initiatives like SPARK. “Capital is just one side,” she says. ”SPARK provides the grant, but also the education and mentorship to create lasting and sustainable business.”  The pair also discuss the current rate environment and tips for self-management.  Discussing rising rates and the potential to panic, Whitley demonstrates the resilience that has contributed to her success, saying - “I almost got caught up in it. I had to pick myself up, dust off my shoulders, and remind myself what I was about.”  Times: 1:40 - Background 4:50 - Process and Outreach 7:22 - Post-closing strategy 9:43 - Black Homeownership Committee Appointment 12:50 - Importance of Diversity 17:49 - Education Cycle 22:40 - Broker Community 25:00 - Rate Environment This Episode Is Sponsored By REMN Wholesale

Producer Dan introduces an interview with African American studies scholar Keeanga-Yamahtta Taylor who in her book "Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership" examines the mechanism of racism in the American real estate industry - as post-1968 public policies pushed Black renters and homeowners into a racially stratified, predatory housing market without Civil Rights protection, a predatory inclusion took shape, funneling wealth into private industry and foreclosing the futures of Black families for decades to come. https://uncpress.org/book/9781469653662/race-for-profit/

After a year, Stephen-Michael Washington is back! He blessed us last year with a great conversation about Black Homeownership, but today he blesses us with a heavy dosage of "Man Talk". Tap in as we discuss what it looks like to be a productive Black Man in society today. What factors are negatively affecting the Black Man? What role do women play in the shaping of productive Black Men? Stephen-Michael breaks all of this down for us and much more. We are committed to creating conversations that go to serve the improvement of the Black Man. As we push forward in this direction, we need to know if we are hitting the mark or not. Share this with someone and let us know how we're doing. Blessings to you, and we genuinely appreciate your consideration of our podcast.

Krispin Watson, realtor and host of Soluxlife podcast, stops by Verbal Intercourse Jxn to discuss being a realtor during the pandemic, trying to buy a house during the student loan crisis, podcasting etc.

In this episode Matt Garland and Quiana Watson discuss the state of Black Homeownership. This Black History Month we will unpack redlining, racism, and how even today the homeownership gap is still very REAL. This podcast was created to highlight the importance of Black Homeownership. Come join our newly launched Gem Droppers Community.Please be sure to share, like, and hit that subscribe button.Matthew Garland: https://instagram.com/mgthemortgageguy?utm_medium=copy_linkQuiana Watson: https://www.instagram.com/quianawatson_/Rants and Gems Real Estate Podcast "Gem Droppers" Communityhttps://rants-and-gems.mn.coTo join Quiana Watson's Agent Tools for Success click the link below:https://beacons.ai/agenttoolsforsuccessGet The Homebuyers Blueprint Vol.1https://www.thehomebuyersblueprint.co…Get The Homebuyers Blueprint Vol.2https://www.thehomebuyersblueprintvol…Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Why are homes owned by white people valued more than homes owned by Black people?For this week's Houses in Motion, a podcast miniseries part of HousingWire Daily, HousingWire's real estate reporter Matthew Blake spoke with Michael Neal. Neal is a researcher at the Urban Institute, who has extensively studied not just the racial homeownership gap but the racial valuation gap. Neal also discussed the nuts and bolts of valuation models themselves. Our conversation, for example, touched on the valuation model that Zillow attempted to use for the iBuying program it is winding down.

Why are there so few real estate agents of color? What can be done to produce affordable housing in the Bay Area? What is the connection between investors purchasing single-family homes and the low minority homeownership rate?Those issues and more were raised in this episode of Houses in Motion, part of HousingWire Daily, where Matthew Blake, senior real estate reporter at HousingWire, spoke with Shawneequa Badger, head of Corcoran Global Living's Badger Real Estate Group. Badger, who is based in Oakland, chronicled her experience in Oakland and the local role she has played in a rapidly changing housing market.

Julian St. Patrick Clayton, deputy director of policy and research at the Center for NYC Neighborhoods, talks about the findings from the Black Homeownership Project, which show the number of Black homeowner households in the city has declined by 13% over the past 20 years. →CNYCN Hotline: 646-786-0888

This week's episode of State of Play explores The Black Homeownership Gap. Guests this week include the U.S. Sec. of Housing and Urban Development, Marcia L. Fudge; the Coleman A. Young Endowed Chair and Professor of Research at Wayne State University Department of Urban Planning, James Carr; Ass. Prof of Sociology at the University of New Mexico and author of "Race Brokers: Housing Markets and Segregation in 21st Century Urban America," Dr. Elizabeth Korver-Glenn; Chief Economist at Redfin, Daryl Fairweather, PhD; and, Mark Alston, President and CEO of Alston and Associates and Director of the National Association of Real Estate Brokers' Political Action Committee.

Reset takes a look at homebuilding efforts to revitalize the long-neglected West Woodlawn neighborhood and increase Black homeownership.

BALTIMORE, MD(WEAA) — Black homeownership is on the decline and Department of Housing and Urban Development (HUD) Secretary Marcia Fudge says student loan debt is a major factor. During an interview for " Axios on HBO ," Fudge said, "Who has student debt?... Poor people, Black people, brown people. We're the people who carry the most debt. And so the system's already skewed toward us not being creditworthy". Susan M. Ifill, Executive Vice President and Chief Operating Officer with NeighborWorks America , joins Farajii Muhammad for the discussion. Ifill shares her expertise on affordable housing, financial setbacks and other challenges communities of color face that prevent them from buying and owning a home. Click below to hear the conversation.

Today's HousingWire Daily interview features a crossover episode of HousingWire's Housing News podcast. In this episode, HousingWire Editor in Chief Sarah Wheeler interviews David Dworkin, president and CEO at National Housing Conference. In this episode, Dworkin discusses how the NHC thinks about affordable housing and which federal policies could improve Black homeownership.Additionally, Dworkin addresses a recent decision by the Consumer Financial Protection Bureau to delay the final QM rule and how that might have unintended consequences for some of the consumers the bureau is attempting to help.

This week, HousingWire's Editor in Chief Sarah Wheeler interviews David Dworkin, president, and CEO at National Housing Conference.  In this episode, Dworkin discusses how the NHC thinks about affordable housing and what federal policies will improve Black homeownership. Additionally, Dworkin also addresses a recent decision by the Consumer Financial Protection Bureau to delay the final QM rule and how that might have unintended consequences for some of the consumers the bureau is attempting to help.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Sarah Wheeler and produced by Alcynna Lloyd.

We bring our special guest Shay to the show to discuss Black Homeownership as well as her recent achievement when purchasing her new home which was featured on the local news. Check it out!!!

Episode 118 welcomes Mortgage Professional, Stephen-Michael Washington to the show. Tune in how Stephen-Michael delicately shares his story of overcoming obstacles and rising above fear. He also leans into what is missing in the dream of Black Homeownership. After the interview, the fellas chop up Hubert Davis' latest comments regarding how proud he is to have a white wife. Keep it locked as the fellas also share their opinions on Paul Pierce's recent separation from ESPN after an interesting IG live sesh. Following up on our prior recording, Walker takes some time to do a deeper dive as to why he feels women need men (and men needing women). You DO NOT want to miss this! The episode closes with another instance of Shoutouts and Player of the Week. Do you know someone who needs to hear this? If so, we ask that you share this episode with ONE person.

Homeownership has been a main source of intergenerational wealth in the U.S. But it's one that is out of reach for many Black Americans. Decades after fair housing reforms, the dramatic disparity between Black and White homeownership isn't getting any better. In this episode, we look at why this gap persists, with many Black homes overtaxed, undervalued and unjustly foreclosed on.  The focus of our story is one problem that's a “textbook case of institutional racism”: In thousands of U.S. counties, the method for calculating property taxes means Black Americans are experiencing unfairly high taxes. It's the reason why Di Leshea Scott is renting a home she used to own.  Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Today's HousingWire Daily features the sixth episode of Honest Conversations, a miniseries on minority homeownership hosted by HousingWire Digital Media Manager Alcynna Lloyd. In this episode, Lloyd interviews Jaya Dey, senior economist in the single-family client and community engagement at Freddie Mac, about affordable housing and how it impacts minority homeownership. HousingWire Daily examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.

Philadelphia doctor Kwandaa Roberts had it all: a thriving practice, a big house in the suburbs, two kids. But she harbored a secret dream to be an interior designer. Her chance came about when she renovated a dollhouse. And it went viral on social media. But then the pandemic happened, and Kwandaa was forced to make some difficult life decisions.Kwandaa tells Stephanie Foo her lifelong passions for both medicine and interior design. And the equally arduous paths she took to realize them. From delivering babies to redecorating dollhouses to designing homes. We'll also hear from Sally Augustin, an environmental psychologist, who tells us how things like the colors of your walls and furniture can influence your psychological relationship with interior spaces.To see pictures of Kwandaa's dollhouses, click here.  And to learn more about the podcast, head to  www.rocketmortgage.com/homemade.

We are THRILLED to have our SPECIAL GUEST, Antoine Thompson, National Executive Director of the National Association of Real Estate Brokers (NAREB) which is the largest organization of African-American real estate professionals in the US. Thompson is a staunch champion of fair-housing and community re-investment by local and national financial institutions. He has had a significant public service career in his hometown of Buffalo, New York, including working with the Buffalo Common Council, the New York State Senate, the Democratic National Convention, and so much more!

This episode is surrounded around La'Kishia and Bianca's home-buying experiences as African American women.  The two of them are reminded of hinderances that created the wealth gap within the African American community.  As they acknowledged the past they also shed light on what could be by using their influence to inspire, motivate and educate those around them daily.  Happy Black History Month! 

Right now, more than ever, the housing industry has been having honest conversations about how race impacts the homebuying process.To heighten the discussion, HousingWire is launching Honest Conversations, a new mini-podcast series to examine the state of minority homeownership in America.In February, please join HousingWire Daily each Wednesday as we aim to provide listeners with a greater perspective on how race, housing, and wealth intersect, and what experts are doing to close the homeownership gap.  

The economic fallout of the COVID-19 crisis has created unprecedented challenges when it comes to homeownership for African Americans, who already owned homes at significantly lower rates than white Americans even before the pandemic. Marcia Griffin shares how she is battling to help African Americans achieve the dream of homeownership, the most common major asset on the path to building family wealth.

Antoine Thompson, national executive director of the National Association of Real Estate Brokers (NAREB), and Amy Shaftlein, executive director of United Housing, visit Memphis Metropolis to talk about the impacts of discrimination and public policy on black homeownership, and how strategies like down payment assistance and updated credit criteria can help. Later in the program, commentator Cole Bradley and Emily talk about the impact of this disparity on Memphis neighborhoods, the high percentage of homes owned by outside investors, and how neighborhoods like Orange Mound and Klondike Smokey City are working to take back control of their land and increase homeownership. Resources National Association of Real Estate Brokers The State of Housing in Black America The State of Memphis Housing 2020: Rising to Respond to Crisis United Housing - homebuyer education, down payment assistance, affordable loans

Host Donnell Williams is joined by Rob Chrane, the CEO of Down Payment Resources. They explore how to jump over one of the hurdles of Black Homeownership: down payments. Listen for tips on how to find the right program for you (down payment assistance, closing cost assistance, etc), how to combine programs, and ultimately receive up to tens of thousands of dollars in assistance!

This week, Cindy Waldron, the vice president of research and analytics at Freddie Mac, joins the Housing News Podcast to discuss affordability and the trends Freddie sees in different areas of the country.In this episode, Waldron explains how the nation's lack of housing inventory is affecting low to moderate-income borrowers, as well as how COVID-19 will impact the homeownership dreams of Americans who may be struggling finically due to the pandemic. During the interview, Waldron also addresses the unique affordability challenges facing American renters, who have disproportionally been impacted by the Coronavirus pandemic.  According to her, while many renters are struggling, the pandemic has also stimulated homeownership desires for Millennials, many of who have indicated plans to become first-time homebuyers. “We are seeing [the pandemic] hit a lot of renters, but we are actually also seeing it stimulate some of these Millennials,” Waldron said. “A lot of [Millennials] were staying in place as interest rates remained low, but during COVID-19 we began to see them move to the next house as they wanted additional space.”Waldron says while the desire for homeownership persists amongst renters and Millennials, factors like dwindling housing inventory and home price increases are impacting their likeliness for affordability. “Our chief economist at Freddie Mac has predicted the 30-year fixed mortgage will be around 3% in 2021, so that's good news for affordability as these low rates will keep monthly payments down,” Waldron said. “However, house price growth, which was around 5% to 6% in 2020, has been more challenging as COVID-19 has led a lot of people to want more space, which is adding to demand. So, this is also adding pressure towards affordability and even the housing stock.”“In 2021, we expect the rate per house price growth to be 2.6%, so that should help a little bit, but it's not growing as fast as the 5% to 6% [In 2020],” Waldron said. “That said, again, the housing shortage is going to be very challenging, and building new housing during COVID-19 is going to be hard.”

“The African History Network Show” with Michael Imhotep 10-26-20   1) Jared Kushner says Black people grappling with inequality, racism are ‘complaining' and they have to want be successful for Trump's policies to work. 2) Black people pay more for homeownership according to new research from MIT making it harder to accumulate wealth. 3) Ocoee massacre of 1920 descendants may receive Reparations for this Election Day attack.  4) Pres. Obama was on the Campaing Trail in Florida.  5) Racism has cost the U.S. $16 Trillion in 20 years.   Donate to The African History Network through Cash App @ https://cash.app/$TheAHNShow or PayPal @ TheAHNShow@gmail.com or http://www.PayPal.me/TheAHNShow or visit http://www.AfricanHistoryNetwork.com and click on the yellow “Donate” button

This week is part two of our homeownership series. Our guest this week is my good friend and personal realtor, Tyrone Toney. Tyrone takes us through all of the steps of homebuying  from the pre-approval to getting you keys and all the ups and downs in between.  We also talk about how our mindset as black buyers can influence where, when, what and whether we buy. Support the show

My guest this week is Ayanna Roberts, an up and coming realtor here in the DMV. This week we talk about the importance of black homeownership and how we need to prepare financially. This episode is PT. 1 in our Buy, Buy Baby homeownership series! Support the show

A few weeks ago, I watched a documentary called Segregated By Design and it really blew my mind.It really just reaffirmed that the black history of real estate is very complicated. From being seen as property, to attempting to buy property, to faulty lending practices, to the widening racial wealth gap - it's deep.With everything that's going on right now (my heart goes out to Breonna Taylor's family), I figured that it was time to use my platform to provide you with more stories that you didn't know about. These stories are why I go so hard for real estate and why I have a soft spot for creating more homeowners. For so many years and decades, my people have been held back from "the American dream" and I owe to my ancestors to share their stories. No one in mainstream media is and that's okay.Listen in to episode 19 where I discuss:My thoughts on the documentary (please watch, it's free)How redlining and slums disrupted historically black neighborhoods and property valuesSome of the disrespectful lending practices that Black Americans facedThe complicated history of the FHA loan and moreEpisode 19 is streaming across all platforms such as Apple, Spotify, Pandora, Amazon Podcasts and more!⠀--WATCH SEGREGATED BY DESIGN DOCUMENTARY AND VIEW INTERACTIVE REDLINING MAP: http://www.realestatepreppod.com/housing-segregationJOIN FREE FACEBOOK GROUP:https://www.facebook.com/groups/312275073194176/BLOG - 5 MONEY MOVES I MADE IN THE PANDEMIC: https://www.realestatepreppod.com/5-money-moves-to-make-before-buying-homeJOIN THE FREE HOMEBUYER GOALS CHALLENGE: https://www.realestatepreppod.com/homebuyer-goals-challengeHOW TO START PASSIVE REAL ESTATE INVESTING: https://www.realestatepreppod.com/reits

Today's Daily Download episode features an interview with Farrah Wilder, the newly appointed chief diversity, equity, and inclusion officer at the California Association of Realtors. In this episode, Wilder speaks with HousingWire about CAR's reasoning for creating the role and the importance of advocating for an inclusive housing industry. During the interview, Wilder, who also served the United States Department of Education as a civil rights attorney, explains why her background in law has made her perfectly suited for her new role at CAR.“It was there [USDE] that I really got a sense of the nuances of intersectionality,” Wilder said. “Their focus is gender discrimination, but as it intersects with race and class. So, there was a lot of discussion around what does it mean to be a woman of color in the workplace or a woman from a working-class background?”According to Wilder, this lesson helped her better understand the complexities of inequality within the housing industry, and what professionals will need to do to address housing discrimination. “I think one of the biggest things that we're going to need to do is build systems that allow us to have space to continuously focus on and learn about these issues,” Wilder said. “For example, the California Association of Realtors has committees, and members regularly meet to discuss policy and learn about persistent fair housing issues.”“I see it as a mission, but it's not something that we can't address, and I think we have to start from the top down, you know, from CEOs to people who own brokerages,” Wilder said. “I think the message needs to be that our industry is focused on housing discrimination. This is an important issue and we're working on it.”The Daily Download examines the most compelling articles reported by the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham

Today's Daily Download episode features an interview with Maurice Jourdain-Earl, Co-Founder and Managing Director of Compliance Tech. In this episode, Maurice discusses his LinkedIn article that tackles the COVID-19 forbearance mortarium, in which he says enlarges the wound caused by a lack of black homeownership in America. Jourdain-Earl explains why he believes Section 4022 of the CARES Actwill have a disparate impact on black Americans and shares what HMDA data reveals about racial disparities regarding federally backed mortgage loans. According to him, as the vast majority of black Americans are renters, programs intended to aid homeowners will largely benefit white America, which he says will further the homeownership gap. “I believe there is power in data, and one of the reasons I wrote this particular piece was to provide some exposure and touch on how the CARES Act can be executed in a way that the [overall] public can benefit,” he said. “I also believe the use of this data can bring about a greater sense of knowledge on the dual mortgage market that we have in America that is separate and unequal.” Notably, Jourdain-Earl also discusses mortgage data from ComplianceTech, that he says reveals racial disparities regarding the lending patterns of federally backed mortgage loans. “The bottom line is this, if you are black in America, you are more than three times likely to get a government loan than a conventional loan, and data is beginning to show that lenders that do not originate a large share of government loans are more likely to have a redlining profile,” he said.The Daily Download examines the most compelling articles reported from the HousingWire newsroom team. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.HousingWire articles covered in this episode:·      FHA extends foreclosure and eviction moratorium again·      HMDA data presents sobering picture of Black homeownership in 2019·      [PULSE] Housing discrimination: It's real and not just a tweet·      HUD allocates $472 million of CARES Act funding for low-income households

From REAL Trends, the trusted source for real estate industry trends and news, this is REAL Trending, episode 81. We're analyzing the most important trends affecting brokerage companies and agents. I'm Steve Murray, president of REAL Trends, today we're discussing recent housing market news, information about top agent preferences and merger and acquisition activity. What do these trends mean and how can brokerage firms best deal with them?

In today's Daily Download episode, HousingWire interviews the National Association of Real Estate Brokers President Donnell Williams about the organization's mission as well as a recent town hall meeting NAREB conducted to gauge strategies that are aimed to increase black homeownership.For some background on the episode:In a town hall meeting hosted by the National Association of Real Estate Brokers on Thursday, members of the real estate community came together to discuss inequalities in Black homeownership and how to remedy them.Strategizing Black homeownership, down payment assistance and fair housing were just some of the topics brought up in the hour-long video discussion. Another large portion of the conversation was directed to Black homeowners with mortgages underwater.Nikitra Bailey, executive vice president at the Center for Responsible Lending, said that Black homeowners lack the same amount of equity as white homeowners due to being in an underwater mortgage, owing more than the home is worth.“We are at a point of reckoning in our country,” Bailey said. “Our nation's discriminatory practices and how they are at the root of many of the injustices that we see people, leading protests calling for repair for, we know that the COVID-19 pandemic is falling disproportionately on Black communities because of the structural discrimination. So structural and historic discrimination has left our families more vulnerable.”The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd.HousingWire articles covered in this episode:NAREB town hall: Here are strategies to improve Black homeownership

In today's Daily Download episode, HousingWire interviews the National Association of Realtors' Chief Economist Lawrence Yun on the organization's five-point plan for supporting Black homeownership.For some background on the episode, here's a brief summary of the article:The National Association of Realtors laid out a five-point plan for how the real estate industry can step up to provide support in increasing the number of Black American homeowners. While the homeownership rate for Black households has slightly improved and now sits at 44%, compared with an overall U.S. rate of 65.3%, it was only a year ago that it fell to 40.6%, which not only was the lowest level in the Census Bureau's quarterly data going back to 1994 but was also the smallest share recorded for Black households since the 1950 decennial Census when it was 34.5%The five-point plan includes: Build more homes to increase supply: Yun stated that since the pool of potential first-time buyers is higher in the minority population, if the industry can increase supply, it could help minority households lock in a home. Build more homes in Opportunity Zones: Yun posed the question: “Since the industry needs to build so many homes, why not build or sell homes in the Opportunity Zones to help revive some of those areas?” He added that there is even a tax break in certain geographically defined opportunity zones for developers to go in and build homes, helping the revitalization of economically-distressed areas.Increase access to down payment assistance: While family members are stepping in to help address affordability issues, NAR stated that it is still much more difficult for Black Americans to obtain substantial financial assistance from family members. They added that increased access to federal down payment assistance based on a certain income threshold is vital, particularly for Black Americans.Strengthen FHA's loan program: Yun explained that many minority households are able to become first-time buyers by using FHA mortgages, making the product an important source of financing. NAR stated that shifting federal dollars to strengthen the FHA program could lower mortgage insurance premiums and monthly mortgage payments. Expand alternative credit scoring models:NAR outlined that expanding credit scoring models to include rent and utilities payments would help Black Americans boost their credit score. Yun also shared an estimate from the National Association of Real Estate Brokersthat alternative credit scoring would open up buying to 115,000 Black Americans annually. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd.HousingWire articles covered in this episode:NAR's plan to help increase Black American homeownership

In today's Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Movement Mortgage's Director of Corporate Strategy Montell Watson about his HousingWire [PULSE] article, titled 3 ways to increase and empower black homeownership.For some background on the story, here's what Watson had to say in the article:Over the last several months, I've read many articles talking about the homeownership gap for black Americans. Each article fuels me to speak with more families to bring awareness to the importance of homeownership and how owning a home can have a positive generational impact on their households. Although the current gap is staggering, I believe we have an opportunity to change the systemic long-term trust issues black households have with financial institutions while empowering all potential homeowners to believe homeownership is for them.Today, the homeownership gap for black households stands at 44%. This rate has ticked up from a recent staggering 50-year low that traces back to the passing of the Fair Housing Act. This gain is positive, but we have a long way to go. Homeownership is still one of the best ways to grow wealth and low homeownership rates in black communities has a direct correlation to net worthThis results in a lack of opportunity for home equity growth and a natural built-in savings account earned by making mortgage payments vs. a rental payment. According to “The Road to Zero Wealth” report by Prosperity Now, the median wealth of black Americans will fall to zero within 23 years if current trends continue. This is daunting. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd.HousingWire articles covered in this episode:[PULSE] 3 ways to increase and empower black homeownershipThe Urban Institute's Alanna McCargo on black homeownership after COVID-19

This week, the Housing News Podcast features a bonus crossover episode from HousingWire's Daily Download.In this episode, HousingWire Digital Producer Alcynna Lloyd interviews The Urban Institute‘s Alanna McCargo on how the COVID-19 pandemic is likely to impact America's black homeownership rate.For some background on the interview:Last year, the homeownership rate for black Americans fell to 40.6% in the three months through June, the lowest level in the Census Bureau's quarterly data going back to 1994, according to a government report. It was the smallest share recorded for black households since the 1950 decennial Census when it was 34.5%.The downward trajectory began in 2007 when predatory home loans started going into default, sparking a financial crisis that spread across the globe as trillions of dollars in mortgage securities lost value. While the overall U.S. homeownership rate fell from 68.4% at the beginning of 2007 to 64.1% in 2019's second quarter – a drop of just over four percentage points – the decline for black Americans was much steeper. The rate went from 48% to 40.6%, dropping more than seven percentage points. And now data shows, that the coronavirus pandemic is likely to worsen prospects for Black Americans, which will lead to a larger gap in the homeownership rate.The Housing News Podcast is a weekly wrap of the top news stories by HousingWire CEO Clayton Collins. Each week, HousingWire interviews financial services experts who can help make sense of the latest headlines, sponsored by our partners at Arch MI and Quicken Loans Mortgage Services.Here are links to the topics discussed:Biden urges support for black businesses and homeownership[PULSE] 3 ways to increase and empower black homeownershipHomeownership rate for black Americans drops to record low

In today's Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews The Urban Institute's Alanna McCargo to discuss how the COVID-19 pandemic is likely to impact America's black homeownership rate.For some background on the interview, here's what has happened in the industry so far:Last year, the homeownership rate for black Americans fell to 40.6% in the three months through June, the lowest level in the Census Bureau's quarterly data going back to 1994, according to a government report. It was the smallest share recorded for black households since the 1950 decennial Census when it was 34.5%. After the 1968 Fair Housing Act banned discrimination in real estate practices, the homeownership rate for black Americans climbed steadily to a record high of 49.7% in 2004's second quarter and stayed near that level for two years, according to Census data. The downward trajectory began in 2007 when predatory home loans started going into default, sparking a financial crisis that spread across the globe as trillions of dollars in mortgage securities lost value. While the overall U.S. homeownership rate fell from 68.4% at the beginning of 2007 to 64.1% in 2019's second quarter – a drop of just over four percentage points – the decline for black Americans was much steeper. The rate went from 48% to 40.6%, dropping more than seven percentage points. And now data shows, that the Coronavirus pandemic is likely to worsen prospects for Black Americans, which will lead to a larger gap in the homeownership rate. The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd.HousingWire articles covered in this episode:Biden urges support for black businesses and homeownership[PULSE] 3 ways to increase and empower black homeownershipHomeownership rate for black Americans drops to record low

This episode is packed with information on how to become a homeowner. The Fair Housing Act of 1968 shed light on the racial injustice in the real estate industry. If we fast forward to 2020 the percentage of black homeownership has only increased 11.8%. How do we bridge the gap? How to we change our paradigm? We discuss these topics in the episode. Follow us on all social media platforms IG: ourblackmecca TW: Ourblackmecca. Join our Facebook group @ Our Black Mecca. Peace and Love ✊

In today's Daily Download episode, HW+ Managing Editor Brena Nath discusses former Vice President and current Democratic Party presumptive nominee Joe Biden's plans to support black businesses and homeownership.On Tuesday, Biden urged voters to support his plans to boost the economic prospects of black Americans, including an increase in homeownership.Biden reiterated the proposal he made during the heat of the primary campaign to create a new public credit reporting agency within the Consumer Financial Protection Bureau that would replace for-profit credit reporting companies like Experian.Biden also proposed establishing national standards for housing appraisals aimed at ending “the undervaluing of homes in African American neighborhoods,” without providing specifics.Additionally, he urged Congress to reserve half of all new relief funds for small businesses with 50 or fewer employees, a category he said includes 98% of all minority- and women-owned businesses.Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a report from the Mortgage Bankers Association that indicates the nation's banks now have the largest share of mortgages in forbearance, Zillow's housing forecast that predicts home price declines throughout the rest of 2020, and the MBAs weekly applications survey, which reports an uptick in U.S. mortgage applications.The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd.HousingWire articles covered in this episode:Biden urges support for black businesses and homeownershipBanks have the biggest share of mortgages in forbearanceZillow predicts small home price drop through rest of 2020Americans are buying homes again, mortgage data shows

In the newest episode of "The Winner's Circle", Casey Crawford, the CEO of Movement Mortgage, reflects on his childhood, NFL career and how he builds morale at Movement. But games and sports no longer provide his strongest passions. In fact, he believes minorities need to be encouraged to buy homes much more than they are today. "The low rate of black homeownership is a problem," he says. Here's what he is doing to fix it.