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In the Sunday Social, host Martin sits down with educator, editor, and writer Christopher Walker, Director of Studies at International House in Poland and editor of the IH Journal. Together, they delve into the evolving landscape of writing instruction in the digital age—from pen and paper to AI-assisted tools. They discuss how writing pedagogy has shifted from a product-focused model to process-driven approaches that emphasize brainstorming, drafting, and personal voice. Christopher shares practical strategies for making writing more engaging and meaningful, including the use of portfolios, personalization, and rethinking assessment in an AI-aware world. The conversation also explores how ChatGPT and similar tools can support—not replace—good teaching, with concrete examples for both classroom use and teacher development. Plus, hear about Christopher's work on student publishing projects and how giving learners a real audience can transform motivation and outcomes. Brought to you in partnership with John Catt Educational.
Equifax advisors Jesse Hardin, Dave Sojka, Tom O'Neill, and Maria Urtubey explore the disconnect between positive hard data and declining consumer sentiment, rising concerns over tariffs, and their disproportionate impact on households and businesses. They dig into leading indicators to watch—like delinquency rates, employment trends, and consumer spending—and offer practical recommendations to help lenders and businesses navigate uncertainty.
Glenn dives further into the DEI initiatives plaguing NASA, which he exposed during his latest TV special. During the special, Glenn exposed how DEI policies have infiltrated not only our military but also an area you would least expect: NASA's upcoming moon missions. It's all laid out in a $100 billion NASA propaganda playbook that you were never supposed to see, called the Artemis Playbook, exclusively obtained through a whistleblower. Glenn speaks with retired Air Force Brigadier General Christopher Walker, who was featured in Glenn's explosive DEI NASA special, who further dives into the DEI rot that President Trump is rooting out of our government. Counterterrorism expert Ryan Mauro joins to discuss the evidence that allegedly proves Mahmoud Khalil posed an actual terror threat to the U.S. Learn more about your ad choices. Visit megaphone.fm/adchoices
Glenn dives further into the DEI initiatives plaguing NASA, which he exposed during his latest TV special. During the special, Glenn exposed how DEI policies have infiltrated not only our military but also an area you would least expect: NASA's upcoming moon missions. It's all laid out in a $100 billion NASA propaganda playbook that you were never supposed to see, called the Artemis Playbook, exclusively obtained through a whistleblower. Glenn tells the story of the father of propaganda, Edward Bernays, who inspired Obama's Smith-Mundt Modernization Act of 2012, which brought propaganda back into the government. Glenn speaks with retired Air Force Brigadier General Christopher Walker, who was featured in Glenn's explosive DEI NASA special, who further dives into the DEI rot that President Trump is rooting out of our government. Glenn, Stu, and Jason Buttrill further discuss how Obama's Smith-Mundt Modernization Act of 2012 legally allowed the government to lie to you. Counterterrorism expert Ryan Mauro joins to discuss the evidence that allegedly proves Mahmoud Khalil posed an actual terror threat to the U.S. Glenn and Stu discuss the latest update in Greenland. Learn more about your ad choices. Visit megaphone.fm/adchoices
With President Trump's administration in full swing, we're joined by Shandor Whitcher, economist at Moody's Analytics, to break down key economic trends shaping the year ahead. Get the latest on inflation, labor market dynamics, and the Federal Reserve's approach to interest rates, along with the impact of global trade policies, emerging technologies and more.
The Equifax Advisory Team dives into predictions for 2025, exploring key economic themes such as tariffs, immigration reform, and the ongoing housing affordability crisis. The discussion also touches on potential policy impacts from the new administration and how unexpected events could shape economic outcomes.
Christopher Walker's Innerwealth is a self-help book promoting personal growth and spiritual evolution. It argues that transforming oneself, through self-awareness and aligning with nature's five laws (balance, harmony, growth, appreciation, and purpose), is key to achieving inner peace and influencing the world positively. The book explores concepts like emotional maturity, living authentically, and harnessing life force, offering practical exercises and principles for achieving personal mastery. It also includes sections on inspired leadership, conflict resolution, and manifestation, applying these principles to business and personal life. Finally, the book provides an appendix with a performance development programme and guidelines for handling employee grievances.
Christopher Walker's Innerwealth is a self-help book promoting personal growth and spiritual evolution. It argues that transforming oneself, through self-awareness and aligning with nature's five laws (balance, harmony, growth, appreciation, and purpose), is key to achieving inner peace and influencing the world positively. The book explores concepts like emotional maturity, living authentically, and harnessing life force, offering practical exercises and principles for achieving personal mastery. It also includes sections on inspired leadership, conflict resolution, and manifestation, applying these principles to business and personal life. Finally, the book provides an appendix with a performance development programme and guidelines for handling employee grievances.
President-elect Trump has announced that entrepreneurs Elon Musk and Vivek Ramaswamy will lead a new Department of Government Efficiency “to cut the federal government down to size.” In a Wall Street Journal op-ed last month, Musk and Ramaswamy promised DOGE would yield “a drastic reduction in federal regulations” that would pave the way for “mass head-count reductions across the federal bureaucracy.” So far, however, there are questions about the specifics of how the new president would nullify thousands of regulations.Hon. Susan Dudley discusses what the future of DOGE may look like in an article for Forbes and a second piece in the Wall Street Journal. In addition, Prof. Nicholas Bagley discusses DOGE in his article for The Atlantic.Please join us on December 19 at 3 PM EST, as this panel will provide a practical overview of how DOGE might operate to reduce regulations, and the opportunities and challenges it will face.Featuring: Hon. Susan Dudley (Moderator), Founder, GW Regulatory Studies Center & Distinguished Professor of Practice Trachtenberg School of Public Policy & Public Administration, George Washington UniversityProf. Nicholas Bagley, Professor of Law, University of Michigan Law SchoolProf. Christopher Walker, Professor of Law, University of Michigan Law School
Este mes nos hemos pasado. Este el programa de noviembre, pero nosotros no somos Christopher Walker y no lo vimos venir. No nos hemos podido poner juntos a grabar, Así que hemos tenido que posponerlo pero seguimos a película por mes y será de diciembre la que nos escoja Frans Esta vez el año que corría era 1983 y David Cronenberg venía de realizar su film de culto Videodrome. Una película que los fans del género encumbraron pero el resto de la gente huyó. Cronenberg, de origen canadiense quería desembarcar en Hollywood y llegar a más público y para ello decidió filmar un guión que no es suyo y que adapta una novela del maestro de los best selles de suspense Stephen King. Fue el productor de la cinta Dino De Laurentiis el que quería a Cronenberg y aunque él inicialmente rechazó la oferta fue el conocer a la productora asociada Debra Hill cuando cambió de opinión. Cinco guiones le dieron a Cronenberg incluyendo uno del propio Stephen King que Cronenberg describió como el peor de todos. Hubo mucha implicación de Cronenberg en el guión, cambios con respecto a la novela especialmente el ofrecerle un carácter episódico en lugar de historias paralelas. El resultado ha sido alabado por el propio King. Sin embargo la película no consiguió el éxito en taquilla, según el propio Cronenberg por falta de confianza en la cinta y mala distribución y marketing. Respecto a lo primero, puede tener algo de razón ya que la cinta se suponía que iba a ser estrenada en el festival de cine de Toronto y fue echada atrás a tan solo tres días de su proyecto. Y lo segundo… pues también, el jefe de marketing de Paramount fue arrestado por malversación de fondos, presuntamente algunos de ellos destinados a la promoción de la cinta.
The Equifax advisory team reviews the U.S. economy in 2024, discussing key developments and their implications for lenders and consumers. Jesse Hardin, Em Aliff, Tom O'Neill, Dave Sojka, and Maria Urtubey explore interest rates, inflation, housing, labor trends, and consumer credit. The Federal Reserve's rate cuts aimed to cool inflation and support affordability, yet high borrowing costs persisted, impacting home purchases and refinances. The labor market showed resilience, with steady job creation, but challenges like rising unemployment and slower hiring added complexity. Consumer behaviors reflected cautious optimism as high credit card rates and rising debt levels strained budgets. The panel revisits their 2024 predictions and look ahead to 2025's economic landscape.
Host Tom O'Neill sits down with Equifax's Chief Strategy Officer, Ian Wright, to discuss strategies for growing and protecting deposits in today's competitive financial landscape. With traditional banks, fintechs, and neobanks all vying for deposit share, how can institutions gain a competitive edge? Ian shares insights on leveraging financial data to identify valuable customer segments, including young affluents and high earners, and how banks can nurture loyalty with targeted strategies.
This excerpt from Innerwealth: Manifest Your Dreams by Christopher Walker offers a step-by-step guide to achieving personal goals and fulfilling one's purpose. The author, who refers to his approach as the ‘Creation Formula', encourages readers to define their purpose, identify their "loves", and develop a plan of action based on these aspirations. The guide emphasizes the importance of aligning thoughts, feelings, and actions with one's goals, using techniques such as visualisation, affirmation, and gratitude. It concludes with a call to pass on the teachings of Innerwealth, believing that the impact of these ideas can be immeasurable.
The Risk Advisor team at Equifax discusses the recent 50 basis point rate cut by the Federal Reserve and its wide-reaching impact on the U.S. economy. Topics including consumer sentiment, the housing and auto markets, and the lending landscape offer valuable insights into how these changes will affect both households and financial institutions. The panel also explores potential challenges ahead, including the federal deficit and global economic factors. In this episode: Overview of recent Fed rate cut (50 basis points)Impact of the rate cut on the U.S. economyConsumer sentiment and its effect on household spendingEffects of rate cuts on household debt, budgeting, and savingsInfluence on the housing market (mortgages, refinancing, HELOCs)Impact of rate cuts on credit card users and auto loansLending institutions' response to rate cuts (funding, credit, and lending standards)Deposits and savings rates amidst a changing interest rate environmentU.S. government's economic challenges (federal deficit and budget)Global economic factors, including conflicts and their effects on the U.S. marketOutlook for the U.S. financial system
This excerpt from Christopher Walker's "Ebook VIEWPOINT - Nature Universal Laws" presents a spiritual perspective on life based on a powerful analogy: the Earth as a grain of sand in a vast universe. Walker emphasizes the smallness of our world in the cosmic scheme and the relative unimportance of our individual lives. This idea is developed through a series of thought experiments, encouraging readers to contemplate the vastness of space and the immensity of time. The text then introduces five universal laws governing creation - balance, evolution, interconnectedness, creation and hierarchy - which are presented as reflections of natural laws and, ultimately, the cosmic order. Walker argues that understanding these laws can lead to a shift in perspective, allowing us to find contentment and live in harmony with the universe, rather than struggling against its forces. By aligning ourselves with the universal principles, we can achieve true happiness and fulfilment.
The provided text is an excerpt from a self-help book, Sacred Love, by Christopher Walker. The book aims to guide readers towards a deeper understanding of love, arguing that finding true love requires a shift in perspective. Walker proposes that true love transcends the limitations of the ego, which he describes as the source of many of our fears and anxieties. He highlights five key principles: Be Still, Love is Cumulative, Hard Work is Bad Management, Dream Matching, and Love is a Lifestyle. These principles, according to Walker, can help individuals overcome the ego's influence and cultivate a more fulfilling, meaningful, and lasting love.
The provided text is an excerpt from a self-help book, Sacred Love, by Christopher Walker. The book aims to guide readers towards a deeper understanding of love, arguing that finding true love requires a shift in perspective. Walker proposes that true love transcends the limitations of the ego, which he describes as the source of many of our fears and anxieties. He highlights five key principles: Be Still, Love is Cumulative, Hard Work is Bad Management, Dream Matching, and Love is a Lifestyle. These principles, according to Walker, can help individuals overcome the ego's influence and cultivate a more fulfilling, meaningful, and lasting love.
Ready for a deep dive. Today, we're really digging into Christopher Walker's inner wealth. It's quite a fascinating read. It really struck a chord with me, especially its take on self-mastery. And it's not your typical self-help stuff. No, not at all. It's more about, like, tapping into nature for, you know, personal growth. Yeah, exactly. Which makes sense, given Walker's background. Right. His background is so interesting. Yeah.
In this illuminating panel discussion, Tom Aliff, Risk Advisors Leader at Equifax, delves into key economic concerns and forecasts with economists Amy Crews Cutts, President at AC Cutts and Associates LLC; Robert Wescott, Founder and President of Keybridge; and Mark Zandi, Chief Economist of Moody's Analytics. They explore the implications of budget deficits on interest rates, with varying views on how these factors might influence economic growth and policy decisions. The conversation covers potential Fed rate actions, the impact of global events like the conflict in Ukraine and China's economic slowdown, and the differing economic visions of the U.S. presidential candidates.
Podcast 295 This week, we've got four new films, “Maxxxine,” “Tarot,” and “Cursed Waters: Creature of Lake Okanagan,” and the very weird “Humanist Vampire Seeking Consenting Suicidal Person,” all just recently released. We'll go back a few years and watch “Insidious 2: Chapter 2” from 2013 as we work toward completing that series. We've also got four fun shorts this week as well. Since our little restructuring last month, we've decided to bump up the benefits for paying subscribers. Later this week, we will also send out our first subscriber-only newsletter. In this first one, we'll examine all the movies in “The Prophecy” series, mostly starring Christopher Walker. We're not cutting back on the free newsletters, but we're offering more than we did to the paid people. Subscribers also get full access to the archive of more than three years of back issues, which is easily searchable. Paid subscription info can be found at https://www.horrorweekly.com/ Then, instead of a single short film, we'll watch FOUR of them! Get all our reviews once a week: https://www.horrorweekly.com/ Check out all our books with one easy link: https://horrormonthly.com/ Contact Info: Email: mailto:email@horrorguys.com Book Store: https://horrormonthly.com/ Website: https://www.horrorguys.com and https://www.horrorweekly.com/ Subscribe by email: https://www.horrorweekly.com/ Facebook: https://www.facebook.com/horrormovieguys Mastodon: https://mastodon.social/@BrianSchell Threads: https://threads.net/brian_schell Twitter: http://twitter.com/HorrorMovieGuys Bluesky: https://bsky.app/profile/horrorguys.bsky.social "Galactic Rap " Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
Bob Homer, General Manager and VP of Insurance and Alliances at Equifax, and Stephen Crewdson, Senior Director of Global Business Intelligence at JD Power, discuss the sharp rise in home and auto insurance premiums, driven by both economic and social inflation, and the impact on consumer affordability and behavior. Bob and Stephen explore how insurers are responding to these challenges, including staffing reductions, ad spend cuts, and proactive communication with customers. In this episode:· Rising Insurance Premiums: Post-pandemic premium surge and reasons behind it· Economic and Social Inflation: Impact on insurance costs from inflation and litigation· Consumer Impact and Behavior: Response to higher premiums, increased shopping, uninsured drivers· Insurer Responses: Managing affordability with staffing, ad spend cuts, communication· Customer Trust and Satisfaction: Effect of rising premiums on trust and relationships· Popularity and benefits of usage-based insurance policies· Predictions and strategies for managing insurance affordabilityResources: CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
The Equifax Risk Advisors team explores the complexities of the current economic landscape, discussing key topics such as the K-shaped recovery, inflation's impact on consumer sentiment, and rising delinquency rates. They also respond to recent comments by economists on trends in consumer spending, credit risk, and the nuanced effects of economic policies.
With 93% of small business owners anticipating growth, the timing of potential Fed interest rate cuts remains a critical factor. Sarah Briscoe, lead commercial statistical analyst at Equifax, sheds light on the latest trends in small business lending, delinquency, and default rates, highlighting the unique insights from the Equifax small business indices. In this episode: What small business indices data shows about lending activity and defaultsFactors small and commercial businesses should be watching in current economic climateState and industry level trends that stand outHow commercial businesses can incorporate small business indices into their decision making Connect with Sarah Briscoe at sarah.briscoe@equifax.comResources:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
Globally, democratic activists are confronting novel forms of digital repression pioneered by autocrats who increasingly share software, hardware, and knowledge across borders. Notably, the People's Republic of China has developed a heavily coercive governance model which it exports internationally through firms such as Huawei and ZTE. In Venezuela, for example, PRC technologies help to underpin the invasive “homeland” digital ID system, which is required for citizens to receive public salaries, state benefits, and access to medical care. Iria Puyosa (Atlantic Council DFRLab) and Valentin Weber (German Council on Foreign Relations) joined the Forum's Christopher Walker and Beth Kerley to discuss the emerging threat from autocrats leveraging digital ID and digital information collection to incentivize compliance with regime models of “normal” behavior. Together, they unpack examples of repressive digital governance practices in China and Venezuela and explore steps the democratic community needs to take to stay ahead of digital authoritarians. This podcast was recorded after a joint, private workshop co-organized by the International Forum, Stanford University's Global Digital Policy Incubator, and the Hoover Institution's China's Global Sharp Power Project. For further insights on related issues, check out the International Forum's companion blog, “Power 3.0 Understanding Modern Authoritarian Influence.” You can find additional resources on the Emerging Technologies and Democracy research hub and join the conversation with us on Facebook, LinkedIn, and X. The views expressed in this podcast represent the opinions and analysis of the participants and do not necessarily reflect those of the National Endowment for Democracy or its staff. Photo Credit: [Wit Olszewski/Shutterstock]
Our all-female panel of financial experts answer your burning questions about consumer credit, loan performance, and economic trends shaping affordability. Our panelists including Amy Crews Cutts, president and chief economist at AC Cutz & Associates, and Equifax's own Maria Urtubey, Anna Fisher, and Mariette de Meillon address questions submitted during the March Market Pulse webinar. In this episode:Deep dive into credit trendsCredit scores and loan performanceUtilization and delinquenciesInsights on delinquent loans and consumer profilesPandemic impact and consumer spendingStudent loan debt and consumer behaviorStrategies: Adapting credit models post-pandemicInnovative approaches in credit risk management
Around the world, threats to freedom of expression and association are growing. One crucial example is found in Georgia, a struggling democracy with a population of just under four million people. Last year, the Georgian parliament withdrew proposed legislation targeting so-called “foreign agents” that was strikingly similar to such stifling legislation in Russia. At the time, the draft law stimulated widespread demonstrations in Georgia, temporarily pausing the law's advance. However, on April 3, 2024, the Georgian ruling party reintroduced the widely unpopular law, renewing the struggle and generating fresh mass protests within Georgia and widespread condemnation internationally. On March 29, 2024, Tinatin Khidasheli, chairperson of the Tbilisi-based NGO Civic Initiative for Democratic and Euro-Atlantic Choice (Civic IDEA), joined Christopher Walker, vice president for studies and analysis at the National Endowment for Democracy, to discuss laws and narratives that ostensibly combat “foreign influence” but, in practice, have the effect of restricting fundamental freedoms and civic space. They unpack how Georgian society mobilized in 2023 to resist the adoption of the restrictive law and what lessons this holds for those who want to push back against weaponized narratives and restrictive foreign influence laws elsewhere. For further insights on related issues, check out the International Forum's companion blog, “Power 3.0 Understanding Modern Authoritarian Influence.” You can find additional resources on the NED website and join the conversation with us on Facebook, LinkedIn, and Twitter. The views expressed in this podcast represent the opinions and analysis of the participants and do not necessarily reflect those of the National Endowment for Democracy or its staff. Photo Credit: [k_samurkas/Shutterstock]
Join the Risk Advisors Group at Equifax as they discuss the current state and future trends of interest rates and their profound impact on the U.S. economy. The conversation delves into the Federal Reserve's strategies in response to inflation and economic shifts, exploring how these changes affect various sectors including banking, mortgages, and auto financing.
Watch the episode on YouTube -- https://youtu.be/xNaqmeugIzc How do you find the time to read and write? Fiction or nonfiction? How do you come up with ideas for your stories? Do English language exam preparation courses really teach writing? English teacher, writer, and editor (of the International House Journal) Chris Walker joins me in one of the most insightful conversations about writing I've ever had. Enjoy! Links Get Chris' books -- https://www.amazon.co.uk/stores/Christopher-Walker/author/B01N80YT77 The blog post I mentioned -- https://fabiocerpelloni.com/read-like-a-writer/ The blog post I read out -- https://fabiocerpelloni.com/exams/ Any Language You Want (my book) -- https://fabiocerpelloni.com/any-language-you-want/ My group for non-native English writers (opening soon) -- https://fabiocerpelloni.com/rga/ Other books we mentioned: The Penguin History of The Second World War 2666 by Roberto Bolano The Pillars of Hercules by Paul Theroux Someday Is Today by Matthew Dicks The Secret Lives of Somerset Maugham by Selina Hastings Earthly Powers by Anthony Burgess Consider the Lobster by David Foster Wallace The English Verb by Michael Lewis 100 Ways to Improve Your Writing by Gary Provost Chapters 00:00 Intro 02:00 Why Writing 06:11 Fiction vs Nonfiction (Pt.1) 09:56 Finding Writing Ideas 16:07 Chris' Writing Approach 25:29 Reviews & Amazon 30:42 Finding the Time to Write 39:23 Being an Editor 42.52 Fiction vs Nonfiction (Pt.2) 50:54 Useful Writing Strategies 54:30 English Is a Simple Language 59:32 English Exams vs Writing 01:09:12 Tips for Non-Native English Writers 01:15:24 Bye Bye *** Visit my website: https://fabiocerpelloni.com/
Scott McMahon, alliance manager for Automotive Partnerships at Equifax, leads a panel discussion on current trends, the rising challenge of fraud in the automotive space, and the industry's outlook, with a special focus on consumer affordability and the evolving electric vehicle (EV) market. His esteemed panel includes Steve Greenfield, general partner at Automotive Ventures; Marguerite Watanabe, president of Connections Insights; and Jeremy Robb, senior director of Economics and Insights at Cox Automotive. In this episode: Growing concerns and types of fraud in the automotive industryThe transition of the automotive industry into a more digital realmAnalysis of current economic factors influencing the auto marketPredictions on short-term consumer behaviors and market trendsEV market trends and future prospectsResources: CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
We're joined by Jeff Richardson from VantageScore to discuss how inflation is impacting households. We dig into factors contributing to rising delinquencies, the expected continuation of this trend, and the impact on different consumer segments. Additionally, we address the role of stimulus on credit scores and the strategies that organizations should have in place for confident decision-making. In this episode: · Overview of VantageScore· Factors contributing to rising delinquencies· Two different consumer segments· Impact of stimulus on credit scores· Credit decisioning strategies· Incorporating AI into decision making· Opportunities of differentiated data Jeff hosts the SCORE podcast where he interviews the new leaders shaping the credit industry, like journalists, academics, and researchers. So be sure to check that out. Resources:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
The Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding of risk management in today's complex economic landscape. In this episode: · Role of the Equifax chief risk officer· The focus on delinquencies· Role of risk manager for cards· Implementing policies to manage credit risk for credit card issuers· Role of risk analyst· How economic challenges like a rise in delinquencies impact risk analysis· Role of chief collection officer· How the changing economic landscape impacts the chief collection officer· Biggest challenges for chief risk officer· Go-to competitive advantages of credit risk manager· Fulfilling the business goals and targets of an organization
Host Dave Sojka and the Equifax Risk Advisors team delve into the intricacies of affordability in the current economic landscape. The discussion covers a range of topics, including the impact of rising debt, inflation, and changing consumer behaviors on consumers' ability to afford housing, automobiles, and insurance. In this episode:· Consumer holiday spending· Consumer spending spikes· Consumer Price Index and inflation· Auto market· New home and rent affordability· Insurance affordability· Consumer health by generation
On January 17, the Supreme Court heard oral arguments in Loper Bright Enterprises v. Raimondo and Relentless v. Department of Commerce—two cases that ask whether the Court should overturn the landmark Chevron v. Natural Resources Defense Council case. In this episode, guests Christopher Walker of Michigan Law School and Timothy Sandefur of the Goldwater Institue join to recap the arguments in both cases and to explore the future of Chevron and the administrative state. Jeffrey Rosen, president and CEO of the National Constitution Center, moderates. Resources: Loper Bright Enterprises v. Raimondo (oral argument via C-SPAN; transcript) Relentless v. Department of Commerce (oral argument via C-SPAN; transcript) Christopher Walker, Amicus Brief in Support of Neither Party, Loper Bright Enterprises v. Raimondo Timothy Sandefur, Amicus Brief of Goldwater Institute in Support of Petitioners, Loper Bright Enterprises v. Raimondo Chevron U.S.A. Inc., v. Natural Resources Defense Council (1984) Questions or comments about the show? Email us at podcast@constitutioncenter.org. Continue today's conversation on Facebook and Twitter using @ConstitutionCtr. Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate, at bit.ly/constitutionweekly. You can find transcripts for each episode on the podcast pages in our Media Library.
Did economic predictions for this year pan out? And what themes will dominate 2024? Join our Risk Advisory team as they assess how the economic outlook has really impacted consumers and industries. In this episode: Revisiting economic trends Transitory inflation Consumer spending Labor Market Auto Industry Banking and Lending BNPL and regulation Credit Unions Themes for 2024 Resources:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
In part three of the Consumer Stress series from the Equifax Risk Advisory team, our experts discuss the impact of the economic and credit environment on consumer holiday spending. They cover various angles, including economic uncertainties, the transition from physical to online stores, the U.S. economic outlook, highlights of the holiday spending outlook, consumer financial options, and the international economic outlook. In this episode: Connections between consumer stress and sales Economic uncertainties and transition to online shopping Highlights of the holiday spending outlook Consumer financial options, including BNPL Considering the international economic outlook
“The Wexford Carol” is heralded as Ireland's oldest recorded Christmas carol. It's been performed by world class cellist Yo-Yo Ma and American country music star Allison Krauss. Yet, the history of this carol is difficult to trace. We know that it was passed down in the oral tradition for hundreds of years. Some scholars claim it originated in the 16th century, while others believe it has even older roots in the 12th century. However, it was not until the 1920s that a certain music scholar and organist by the name of W.H. Grattan Flood plucked this jewel of a carol from the obscurities of history and preserved it for posterity. But where did Grattan Flood first hear this carol? And how did he manage to transform the song from folk legend to international sensation? Host Maggi Van Dorn travels to Enniscorthy, a small hillside town in County Wexford, Ireland, where Flood first put the carol to paper. She speaks with Flood's grand-daughter, Margaret Franklin, along with famed novelist and Enniscorthy native, Colm Tóibín. And Hark! welcomes back the illustrious liturgical music composer, Christopher Walker, to unwrap the beauty of “The Wexford Carol” and its likely roots. Semibreve Duo, Brad Prevodoros of Manzanita Productions, Heather Dale, Avaendil, Rosalind band, Jennifer Theby-Quinn, Étáin and Máire of An Chéad Ghlúin Eile, and to Richard Jeffrey-Gray and Hoxa Recordings who gave us permission to play the 1997 performance of the Wexford Carol as arranged by John Rutter and performed in 1997 by the Choir of Clifton Cathedral in Bristol, England under the direction of David Ogden. Support “Hark!” become a digital subscriber of America Magazine. Or you can play a little reindeer game with us and win a subscription to America! At the end of this episode, we've left a clue about next week's carol. Guess the carol in an Instagram post, tag three friends, and follow @americamedia, and you will be entered to win a one-year digital subscription to America. No purchase necessary. Open to U.S. residents only 18 and older. Prize value is $49.99 each. Promotion period November 26 to December 22, 2023. Twenty winners will be randomly selected and notified by D.M. by January 10, 2023. Instagram does not endorse this giveaway. Learn more about your ad choices. Visit megaphone.fm/adchoices
David Fieldhouse, Director of Consumer Credit Analytics at Moody's Analytics, provides his economic outlook for 2024. Discussing critical factors shaping the U.S. economy, we cover the end of the student loan payment moratorium to the surge in long-term interest rates, the delicate balance of treasury yields, as well as business and consumer recommendations for navigating uncertainties in the coming months. In this episode:· Deep dive into economic challenges· Student loan payment moratorium end· Long-term interest rates surge· Interest rates and economic outlook· Unpacking the 5% treasury yield· Economic headwinds and GDP impact· Resilience amidst challenges· Bright spots in the economy· Recommendations for businesses and consumersResources:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
Lenders can use targeted consumer data to drive daily decision making. The Equifax Risk Advisory panel of experts discuss how to dig beyond the macroeconomic indicators to determine exactly where consumer stresses lie. Our panel includes David Sojka, Jesse Hardin, Maria Urtubey, Thomas Aliff and host, Tom O'Neill. In this episode:· Economists and consumers have diverging views on the economy· Specific consumer stresses· Statistics on consumer stresses· What data can reveal about consumer stresses Resources:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
Authoritarian influence in multilateral institutions is growing rapidly and poses a serious threat to democratic and human rights principles. Repressive governments have worked to undermine mechanisms that are meant to ensure accountability for human rights abuses and to transform the United Nations, its related bodies, and other international institutions into fora for mutual praise. Both the Chinese Communist Party and the Kremlin are working to subvert human rights norms, peddle favorable narratives, and oppose resolutions examining their poor human rights records. Democratic societies must rally behind the global human rights system and ensure that it remains capable of assisting activists and victims around the world. International Forum report author and senior fellow with the Robert S. Strauss Center at The University of Texas at Austin, Rana Siu Inboden, and China Director at Human Rights Watch, Sophie Richardson, sat down with Christopher Walker, vice president for studies and analysis at the National Endowment for Democracy, for a discussion on this crucial challenge to global democratic integrity. This episode highlights key moments from this conversation. This podcast was adapted from a launch event for Dr. Inboden's excellent report, “Defending the Human Rights System from Authoritarian Assault: How Democracies Can Retake the Initiative,” published by the Forum. To watch the full event, visit the National Endowment for Democracy's YouTube channel. For further insights on modern authoritarian influence, check out the International Forum's companion blog, “Power 3.0 Understanding Modern Authoritarian Influence.” You can find additional research on the NED website and join the conversation with us on Facebook and Twitter. The views expressed in this podcast represent the opinions and analysis of the participants and do not necessarily reflect those of the National Endowment for Democracy or its staff. Photo Credit: [Ana Maria Serrano/Getty Images].
Colleges and universities are facing declining enrollment rates, mounting regulatory pressure, the resumption of student loan payments, the reversal of affirmative action in admissions – and having to prove the ROI of a college degree. Lori Lindenberg, District Director of Enterprise Analytics and Strategy at Maricopa Community Colleges, joins us to discuss how Maricopa is addressing these challenges, while delivering on their student-first mission. In today's episode: · How Maricopa is trying to reduce wage inequality for minority groups· Steps Maricopa is taking to address college affordability concerns· Anticipating and navigating government regulation· Driving efficiency and accuracy in reporting for accreditation, national education data collection programs and governing board reports· Effects of student loan repayments on proving your ROIRESOURCES:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.
In this time of economic uncertainty, it's important that lenders focus on account management strategies to detect hidden risk in their portfolios. In this episode, our Risk Advisory panel discusses the most important thing lenders need to be doing right now when it comes to account management. In this episode: · Understanding the value of a customer· Ensuring your account management strategy compliments your adjudication strategy· Frequency of account monitoring to minimize risk· Is the cost and effort worth it?· Should you consider alternative data?· How lenders develop new strategies for unique situations, such as the student debt repayments Resources: Fintech Solutions: Discover how our rich data, predictive analytics and cloud-native technologies can help fintechs successfully target and acquire more customers, mitigate fraud and make better business decisions. CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
After a three-year pause, borrowers must resume their federal student loan payments in October. In this episode, the Equifax Risk Advisory group discusses how the financial industry can navigate the road ahead by assessing their risk and finding opportunity. In this episode:· How the repayments will impact the financial industry· Will the additional monthly payment cause delinquencies to rise in other loan products· How clients can assess risk in their loan book· Strategies for addressing risk Resources: Fintech Solutions: Discover how our rich data, predictive analytics and cloud-native technologies can help fintechs successfully target and acquire more customers, mitigate fraud and make better business decisions. CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
How are fintechs managing economic headwinds and credit tightening? We talk with Ratinder Bedi, Chief Credit Officer at SoFi, about how his company is managing these challenges and how fintechs and traditional banks often differ in their approach. In this episode: · The biggest challenges facing SoFi this year· How the restart of student loan refinancing may impact the fintech industry· What's in SoFi's playbook for economic downturns· Where SoFi wants to leverage generative AI in its business· What the fintech industry is doing differently from traditional banks· How fintechs and other industries are battling the rising tide of fraud Resources: Fintech Solutions: Discover how our rich data, predictive analytics and cloud-native technologies can help fintechs successfully target and acquire more customers, mitigate fraud and make better business decisions. CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
As the People's Republic of China (PRC) has become more authoritarian and closed to the world in recent years, its global influence has risen even more rapidly. Civil society and other democratic institutions around the world must grapple with the PRC's malign influence in many domains, including the information, technology, economic, and political spheres. Key democratic institutions often operate with significant knowledge deficits regarding the Chinese Communist Party's opaque political system, Chinese language skills, and the ways in which the PRC's outward-facing engagement is adapting and evolving. How should democracies fill these crucial knowledge gaps? What role can key diaspora, academic institutions, and civil society organizations play at a global level to shrink such deficits? Journal of Democracy author and Professor at Australia's Swinburne University of Technology John Fitzgerald, Hong Kong native and Advisor at Central Asia's OSCE Academy Niva Yau, and CEO of Taiwan's Doublethink Lab TtCat discussed how their societies have leveraged expertise on China to address democratic vulnerabilities, and how others might be able to do the same. Christopher Walker, vice president for studies and analysis and the National Endowment for Democracy, and Kevin Sheives, deputy director at the International Forum for Democratic Studies, co-hosted the conversations. For further insights on modern authoritarian influence, check out the International Forum's companion blog, “Power 3.0 Understanding Modern Authoritarian Influence.” You can find additional resources on the NED website and join the conversation with us on Facebook and Twitter. The views expressed in this podcast represent the opinions and analysis of the participants and do not necessarily reflect those of the National Endowment for Democracy or its staff. Photo Credit: Ran Sinee/Shutterstock.com.
Christopher Walker, CEO, Co-Founder of HyPAR.farmChris Walker is currently CEO and co-Founder of HyPAR.farm. As General Manager of Heliospectra he installed commercial and craft style facilities with LED and software from the plant sciences company out of Sweden. This is where Chris discovered the HyPAR technology and decided to not only join the team, but fund the patent. Chris has a background in commercializing cutting edge agriculture and biofuel based technologies. With a passion for clean tech and other climate crisis mitigating technologies, Chris sees his pursuit to commercialize HyPAR as globally critical to saving the the world. Chris views the overly consumptive energy waste that is currently status quo in indoor growing as short sighted driven by the pursuit to automate everything.http://www.HyPAR.farmhttps://www.linkedin.com/company/86905565/admin/
The mortgage industry is facing high mortgage rates, low housing supply, and a tightening of mortgage credit availability. What does this all mean for the future of the mortgage industry and where does this leave consumers? Join us as Joel Kan, Vice President and Deputy Chief Economist for the Mortgage Bankers Association, provides insight.Resources: CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis. Reduce Risk and grow your portfolio with Customer Portfolio Review. Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions. Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
CBS Sports' analyst Christopher Walker joins Dan Dickau to talk about conference realignment, NIL and much more.
Hey, DB's!! We have a VERY special guest this episode - our favorite narrator Christopher! He absolutely LOVED being in the studio with us... [narrator voice] he did not love being in the studio with them...JK!! ENJOY! On December 23rd 2009, Beth von Steinner goes missing. Days later, her frozen body is found in a trash pile behind her house. With no witness or suspects, only CCTV footage can unlock the mystery of who killed her. This Week's Sponsors: Daily Harvest - Go to dailyharvest.com/thinknot to get up to $65 off your first box! Skylight Frame - Get 10% off, up to $30 off a Skylight Frame by visiting skylightframe.com/NOT Caraway - Visit carawayhome.com/THINKNOT to take advantage of this limited time offer for 10% off your next purchase
Check out our Missing subscription service where we have a bonus show and ad-free episodes! https://missing.supportingcast.fm/ Use promo code, "Missing" for your first month FREE! In this episode Tim Pilleri & Lance Reenstierna are humbled to speak with the voice behind the wildly successful show, Disappeared, Christopher Walker. We speak about the disappearance of Pepita Redhair who went missing in March of 2020 from Albuquerque, New Mexico. Christopher Walker joined Crawlspace for part one of an important discussion which begins with his career trajectory and then an in-depth exploration into the suspicious death of Mitrice Richardson. Follow Chris Walker on Twitter: https://twitter.com/VoiceofWalker. GoFundMe: https://www.gofundme.com/f/6c2brx-missing-pepita-redhair Episode & info: https://www.investigationdiscovery.com/crimefeed/missing/have-you-seen-pepita-redhair-family-fears-navajo-woman-is-a-human-trafficking-victim Uncovered page: https://uncovered.com/cases/pepita-redhair Check out our Missing subscription service where we have a bonus show, ad-free episodes, and more! https://missing.supportingcast.fm/ Check out https://www.crescentcanna.com/ and get 30% OFF with our special discount code: MISSING. Go to https://www.framebridge.com/ and use promo code MISSING to save an additional 15% off your first order. Get $120 off your first three boxes at https://splendidspoon.com/Missing. Sign up today at https://www.butcherbox.com/MISSING/ to get two, 10 oz New York strip steaks and 8 oz of lobster claw and knuckle meat FREE in your first order. Main Theme by Kevin Macleod. Check out his work at https://incompetech.com/. Additional music by David Williams. See his work at http://williamsflutes.com. Follow Missing: TikTok: https://www.tiktok.com/@missingcsm Twitter: https://twitter.com/MissingCSM FB: https://www.facebook.com/MissingCSM IG: https://www.instagram.com/MissingCSM/ YT: https://www.youtube.com/missingcsm Follow Private Investigations For the Missing https://investigationsforthemissing.org/ http://piftm.org/donate https://twitter.com/PIFortheMissing https://www.facebook.com/PIFortheMissing/ https://www.instagram.com/investigationsforthemissing/ Go to https://smile.amazon.com/ to connect your existing Amazon account to donate to PI's For the Missing. Check out the new Crawlspace Discussion Facebook group: https://www.facebook.com/groups/talkcrawlspace/ Check out our entire network at http://crawlspace-media.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Check out our Crawlspace subscription service where we have a bonus show and ad-free episodes! https://crawlspace.supportingcast.fm/ Use promo code, "Crawlspace" for your first month FREE! Check out our Missing subscription service where we have a bonus show and ad-free episodes! https://missing.supportingcast.fm/ Use promo code, "Missing" for your first month FREE! In this episode Tim Pilleri & Lance Reenstierna are humbled to speak with the voice behind the wildly successful show, Disappeared. Christopher Walker joins Crawlspace for part one of an important discussion which begins with his career trajectory and then an in-depth exploration into the suspicious death of Mitrice Richardson. Mitrice was a 24-year-old African-American woman who went missing on September 17, 2009, after police claim she was released from a jail in Calabasas, California, where she had been taken after behaving erratically at a restaurant. She was missing for 11 months before being found deceased in August 2010 by park rangers. Watch Matrice's Disappeared episode here: https://www.investigationdiscovery.com/video/disappeared-investigation-discovery-atve-us/lost-in-the-dark Follow Chris Walker on Twitter: https://twitter.com/VoiceofWalker. This episode is brought to you in part by our wonderful sponsors, Vessi, ButcherBox & Best Fiends. Vessi is a remarkable company that produces high quality, lightweight footwear and gloves that are 100% waterproof. We love them and you will too! Go to https://vessi.com/ and use code CRAWLSPACE for 15% off your entire order! ButcherBox was started with the idea that everyone should have access to high-quality, humanely raised meat. Each month, they deliver 100% grass-fed beef, humanely raised pork, and free-range organic chicken straight to your door. And they are about to help you out this Thanksgiving... Sign up today at butcherbox.com/CRAWLSPACE and use code CRAWLSPACE to get one 10-14 lb Turkey FREE in your first box! Download your new favorite getaway, BEST FIENDS, for FREE today on the App Store or Google Play. Another true crime show we are sure you'll enjoy is our friends Justin & Aaron from The Generation Why Podcast! Follow them on Amazon Music or listen early and ad free on Apple Podcasts or the Wondery App. Follow us on Twitter: https://twitter.com/crawlspacepod Follow us on Facebook: https://www.facebook.com/Crawlspacepodcast Follow us on Instagram: https://www.Instagram.com/Crawlspacepodcast Follow us on TikTok: https://www.tiktok.com/@crawlspacepodcast The music for Crawlspace was produced by David Flajnik. Listen to his music here: https://www.pond5.com/artist/bigdsound Check out our entire network at http://crawlspace-media.com/ Join the Crawlspace Discussion Facebook group: https://www.facebook.com/groups/talkcrawlspace/ Crawlspace Media is part of the Glassbox Media Network. Check them out here: https://glassboxmedia.com/ Go to https://smile.amazon.com/ to connect your existing Amazon account to donate to PI's For the Missing. Follow Private Investigations For the Missing https://investigationsforthemissing.org/ http://piftm.org/donate https://twitter.com/PIFortheMissing https://www.facebook.com/PIFortheMissing/ https://www.instagram.com/investigationsforthemissing/ Learn more about your ad choices. Visit megaphone.fm/adchoices