Podcasts about Diligence

Heather Dunn, Chief People Officer at Brex, joined us on The Modern People Leader. We talked about Brex's rapid acquisition by Capital One and how Heather led through diligence, communication, and integration.----  Sponsor Links:

Richard Chow, Partner at PJT Partners (NYSE: PJT) Secondary deals are often judged by one number: the discount. Richard Chow thinks that's the wrong place to start. After spending most of his career investing in and advising on secondaries, Richard has seen what happens when investors focus too heavily on price and miss what is actually driving the transaction. Richard and Kison walk through the decisions behind LP-led deals, continuation vehicles, private-market liquidity, and some of the assumptions buyers routinely get wrong. They also get into Richard's own investing mistakes, including a SpaceX opportunity he passed on, and what it taught him about underwriting assets whose real upside may sit well beyond the typical investment horizon. What You'll Learn Why the discount can be the wrong starting point in a secondary deal What separates LP-led and GP-led secondary transactions How continuation vehicles change the liquidity equation Where IRR can create the wrong impression of investment performance Why Richard believes buyers often approach diligence too narrowly What passing on SpaceX taught him about underwriting long-term compounders   If you're evaluating a secondary opportunity and defaulting to "what's the discount," DealPilot's Buyer-Led M&A™ Certification is built on exactly that instinct: stop taking the other side's framing and drive your own evaluation instead. ____________________ This episode of M&A Science is presented by DealRoom. 51% of corp dev teams are already using AI in their deals. We surveyed 230+ practitioners surveyed on where AI is showing up across sourcing, diligence, integration, and internal workflows, what's working, what's holding teams back, and where the biggest opportunity is over the next 12 to 24 months. Grab your free copy of the full report: https://hubs.ly/Q04sM2m30 ____________________ Episode Chapters [00:00] Intro [03:23] Career Path Into Secondaries [05:49] Why the Secondary Market Exists [07:10] LP Interests vs Continuation Vehicles [14:28] LP Versus GP-Led Deal Flow [15:52] Endowments Face a China Problem [18:19] Why the Discount Is Wrong [21:50] Marketing a Deal, Finding Buyers [30:34] Employee Option Secondaries Explained [32:05] How IRR Misleads Retail Investors [35:03] Why Secondaries Data Can't Be Trusted [42:50] Private Credit Secondaries Explained [45:16] The SpaceX Valuation Lesson [47:24] Diligence on Complex Cap Tables [50:21] The Most Common Buyer Mistake

Colby Parkinson, tight end for the Los Angeles Rams, joins Jonny Ardavanis for a raw conversation about faith, football, and what it really means to be "salt and light" (Matthew 5:13-16) in a secular, high-pressure NFL environment.Colby opens up about a difficult season where he feared being cut from the roster, the identity crisis that followed, and how a shift from a works-based mindset to a grace-based one transformed not just his walk with Christ — but his career, leading to a breakout season with the Rams.Stay accountable in a digital world: check out Accountable2You at accountable2you.com/dialin — use code DIALIN for 25% off your first year.In this episode, Colby and Jonny dig into:- What it looks like to honor God through work ethic and integrity in professional sports- How to handle failure, benching, and uncertainty as a believer- The temptations of wealth, fame, and access that come with NFL life- Being a godly husband and father to Melanie, Brooks, and Forest Parkinson- Why character (salt) isn't enough without vocal witness (light)- How to have gospel conversations without fear of "ruffling feathers"Whether you're an athlete, entrepreneur, or working a 9-5, this conversation on purpose, humility, and living for an audience of One will challenge and encourage you.Timestamps / Topics: Matthew 5:13-16 | Salt & Light | NFL Faith | Identity in Christ | Overcoming Setbacks | Christian Fatherhood | Workplace Ministry

Send us Fan MailA private equity firm bought a paint company. Turned out their sales reps were handing out 50% discounts to any contractor who asked nicely.That's the kind of blind spot 3 PE leaders talk through in this episode – what actually happens once a private equity deal gets underway.Carl Evander (OC&C), Sean McDevitt (Arthur D. Little), and Dave Clement (Simon-Kucher) break down how a deal actually gets picked, checked out, and sold for a profit.You'll learn:Why the numbers on older deals are forcing PE firms to sell now, ready or notWhat "real diligence" looks like once you've actually bought the companyThe 1 skill partners say will matter more than AI in 3 yearsFull speaker bios and firm profiles here.Resources:See this year's Top Private Equity Consulting Firms rankingIf breaking into a PE-focused practice is the target, Black Belt pairs you with an advisor who's coached candidates into firms like OC&C and Simon-KucherExplore top firms hiring in Private Equity Consulting on the Management Consulted Job BoardCase Competition World Cup – Fall 2026Applications are open. Free for all students. Apply by Sept. 13.APPLY HEREConnect With Management ConsultedCreate a free MC account or download the MC app (Apple, Android) to start your prep todaySchedule a free 15min consultation with the MC TeamWatch the video version of the podcast on YouTubeFollow us on LinkedIn, Instagram, and TikTokJoin an upcoming live event – case interviews demos, expert panels, and more

2 Timothy 3:14-19 (ESV)Andrew and Edwin discuss how to be a worker that doesn't need to be ashamed, by handling the Word correctly.Read the written devo that goes along with this episode by clicking here.    Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org.    Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here.   Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=26530The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/ 

What does it really take to experience a breakthrough? This message by Robert Moses on Sunday, August 16th 2026 digs into one of the most powerful dynamics in the life of faith: the relationship between diligence and the suddenly of God. We are reminded that the miraculous moments we celebrate rarely appear out of nowhere. Behind every suddenly is a long stretch of ordinary days filled with prayer, persistence, and faithfulness. Drawing on the stories of Joseph, Nehemiah, David, and the disciples who waited in the upper room, we see a consistent pattern woven through Scripture: those who stay the course, even through rejection, false accusation, and discouragement, are the ones who witness God move in extraordinary ways. The message challenges us to stop waiting for the feeling and start taking the next right step, because it is in those quiet, unglamorous acts of obedience that God is building something we cannot yet see. Whether we are believing for a prodigal to come home, a healing to manifest, or a community to be transformed, the call is the same: stay faithful, keep praying, and trust that God is a rewarder of those who diligently seek Him, as affirmed in Hebrews 11:6, which tells us that without faith it is impossible to please God, and that He rewards those who earnestly pursue Him.

Dan Wiederer and Mark Grote hear from Bears president Kevin Warren and chairman George McCaskey regarding the latest on the team's stadium project.

How to Diligence a Crowdfunding Deal Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Angel investors are familiar with startups raising funding who come through their normal channels. Deals are often submitted on their software platform or referred by a trusted source. In the world of crowdfunding, startups come through a new compliance channel called Reg CF. The startup posts their deal on a software platform that allows anyone to invest using the Reg CF compliance rather than Reg D compliance. Investors see an overview of the investment, a video describing how it works, and some documents for diligence. The crowdfunding platform provides some diligence information. Here's how an angel investor should diligence that startup: First, the crowdfunding platform checked for compliance with the Reg CF requirements but has not necessarily performed the usual checks for investor diligence. For example, the financials are not audited, so the investor must verify the financials provided. Check the team to see how much experience they have and what role they currently play in the startup. The product may look like it's ready to go, but the investor should verify the current status. The deal has a valuation but is rarely stated in clear terms. The investor should check to see what the proposed valuation is and if it is market rate. Finally, the investor should check the terms of the offering to see what rights the investors have, if any. Consider these steps in diligencing a crowdfunding deal. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

Tell us what you think about this podcast!In this Bible class, Bishop Rader Johnson explores the vital command to "keep thy heart with all diligence." He teaches that the heart represents the mind, emphasizing the necessity of guarding our spirits against worldly distractions and negative influences. By meditating on the Word of God daily and practicing spiritual discipline, believers can maintain a pure, focused life, ensuring their thoughts and actions remain aligned with God's will until the return of Christ.For more lessons and sermons, follow our YouTube channel at https://www.youtube.com/@GBT

Tell us what you think about this podcast!In this Bible class, Bishop Rader Johnson explores the vital command to "keep thy heart with all diligence." He teaches that the heart represents the mind, emphasizing the necessity of guarding our spirits against worldly distractions and negative influences. By meditating on the Word of God daily and practicing spiritual discipline, believers can maintain a pure, focused life, ensuring their thoughts and actions remain aligned with God's will until the return of Christ.For more lessons and sermons, follow our YouTube channel at https://www.youtube.com/@GBT

Tell us what you think about this podcast!In this Bible class, Bishop Rader Johnson explores the vital command to "keep thy heart with all diligence." He teaches that the heart represents the mind, emphasizing the necessity of guarding our spirits against worldly distractions and negative influences. By meditating on the Word of God daily and practicing spiritual discipline, believers can maintain a pure, focused life, ensuring their thoughts and actions remain aligned with God's will until the return of Christ.For more lessons and sermons, follow our YouTube channel at https://www.youtube.com/@GBT

Tell us what you think about this podcast!In this Bible class, Bishop Rader Johnson explores the vital command to "keep thy heart with all diligence." He teaches that the heart represents the mind, emphasizing the necessity of guarding our spirits against worldly distractions and negative influences. By meditating on the Word of God daily and practicing spiritual discipline, believers can maintain a pure, focused life, ensuring their thoughts and actions remain aligned with God's will until the return of Christ.For more lessons and sermons, follow our YouTube channel at https://www.youtube.com/@GBT

There are no shortcuts! Keep growing in Christ and you'll learn to be more patient in your obedience in Him. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

We would love to hear from you! Please send us your comments here. --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

AEM E&T Podcast host Resa E. Lewiss, MD, interviews author Jaime Jordan, MD, MAEd

A signpost for the lost. A resting place for the weary. Experiences that point to God. Welcome to the official podcast of The LifePointe Church. We're passionate about helping people encounter Jesus, grow in His Word, build authentic community, and live out God's purpose every day.

ഉത്സാഹത്തോടെ പ്രവർത്തിക്കുന്ന ജീവിതം | The Power Of Diligence | Malayalam Daily Devotion | Br. Damien Antony | Morning Glory 1987 | 03 Aug 2026എത്ര കഷ്ടപ്പെട്ടിട്ടും ജീവിതത്തിൽ ഉയർച്ചയോ പ്രമോഷനോ ഇല്ലെന്ന് തോന്നുന്നുവോ? ദൈവീക വാതിലുകൾ തുറക്കുന്ന അധ്വാനശീലത്തിൻ്റെ ആത്മീയ രഹസ്യം തിരിച്ചറിയൂ.This Malayalam Christian daily devotion explores the deep biblical principles of Diligence found in the Book of Proverbs. Drawing from the lives of biblical giants like Joseph, Daniel, and Nehemiah, this message emphasizes that Daily Faithfulness and Excellence in Ordinary Tasks are the prerequisites for divine promotion and extraordinary opportunities. Learn how true diligence redeems time, attracts God's favor and turns everyday labor into an act of worship that honors God.ദൈവവചനത്തിൻ്റെ അനുഗ്രഹങ്ങൾക്കായി Blessing Today ചാനൽ ഇപ്പോൾ തന്നെ Subscribe ചെയ്യൂ! ✨പുതിയ വീഡിയോകൾക്കായി Bell Icon അമർത്തുക.

Discussion Questions:For Summer 2026 use the Swedish Method of Bible Study:While reading a Bible passage, use the following symbols to mark what stands out to you as you read. Then talk about the marks you made with a friend, or write about them in a journal.• A lightbulb - anything from the passage that stands out or is interesting.• A question mark - did the passage spark any questions?• An arrow - how does this passage help you move forward in faith and walk in better relationship with others and the Lord?Prayer

In the "Great 8" series, Chris shows us in Romans 8 how diligence plays a major role in how we view ourselves as Christians, as well as the confidence and assurance we can hold on to during dark times. www.freshroadmedia.com

This week on Swimming with Allocators, returning guest Chris Schelling of Aksia joins Earnest Sweat and Alexa Binns to unpack how AI, private markets, and the wealth channel are evolving. They discuss where AI may already be in bubble territory, how it's reshaping SaaS, services, and investment processes (including AI “agents” on investment committees), and why some SaaS and low-value information services are most at risk. Chris explains Aksia research-driven approach across private equity, private credit, real assets, and hedge funds, and shares why he's skeptical of layered SPV “sandwiches” and headline-driven fear around private credit. The conversation explores the democratization of alternatives for wealthy clients, the role of content as a strategic edge for allocators, challenges in structuring venture access products, and why early-stage technical venture and quantum computing are compelling. Chris closes with advice for newer professionals: in a world of AI tools, differentiated relationships, networks, and deep domain expertise matter more than ever. Also, Nick Cassin explains how Sidley's secondary practice spans multiple asset classes and deal types, highlights the growing role of secondaries in venture (including GP‑leds and LP trades), and shares how Sidley's breadth, commercial mindset, and experience help clients navigate complex liquidity and continuation vehicle structures. Highlights from this week's conversation include: Chris Schelling Returns & Aksia Career Move (0:13) Why To Be Skeptical of AI Valuations & Bubbles (2:26) How AI Is Reshaping SaaS, Services, and Credit (6:48) Using AI for Diligence, Memos, and Investment Committees (11:29) Behavioral Coaching and Training Analysts With AI (15:06) SPVs, SPV “Sandwiches,” and 2008-Style Layering Risk (19:58) Checklist Ideas for Evaluating SPVs and Access Claims (29:24) How Mega RIAs Are Building Private Markets Platforms (36:38) Strategic vs Tactical Allocations Across Private Markets (41:38) Product Diversity Needed Across RIAs and Client Segments (44:08) Segmenting Venture: Seed, Growth, and Late Stage Dynamics (47:52) Crystal Ball on Venture, Deep Tech, and Quantum Computing (49:39) Skills for Young Investors: Networks, Relationships, and Domain Expertise (54:22) Where To Read Chris's Research and Writing (55:13) Aksia is a global private markets investment advisory and research platform with deep expertise across private equity, private credit, real assets, and hedge funds. The firm advises institutional investors globally and also manages discretionary capital through customized funds-of-one, co-investment vehicles, fund-of-funds, and wealth-oriented private markets solutions. Aksia is known for its open architecture model, broad GP relationships, and rigorous diligence culture across alternative assets. Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that God gets glory when you thrive? Barry Bennett shares how living abundantly reflects God's heart! Discover powerful keys to abundant living and how the gospel promises prosperity on every level.

Dupree Financial Group Podcast Show Notes The Tom Dupree Show Episode  ·  July 25, 2026 Oil Spikes, Stocks Shrug: What the Market Is Really Telling You The Tom Dupree Show| Dupree Financial Group | dupreefinancial.com |859-233-0400 By Tom Dupree, Founder, Dupree Financial Group Episode Description This week gave retirement investors a real-time lesson in how markets actually work. Renewed conflict near the Strait of Hormuz sent crude oil sharply higher — the kind of headline that can make anyone glance nervously at a 401(k) statement. Instead, the S&P 500 kept flirting with all-time highs anyway. Tom Dupree, Mike Johnson, and Michael Dawahare — the same team you can hear every week on the Tom Dupree Show podcast archive — dig into why the market’s reaction didn’t match the headline, and what that gap tells you about where to actually look when you’re evaluating your own portfolio. The team also unpacks a shift that’s been building all year. For the past two years, a handful of “Magnificent Seven” technology stocks carried nearly all of the S&P 500’s earnings growth. Michael walks through why that’s changing — and why the remaining 493 companies in the index are now projected to outpace the Mag Seven’s earnings growth, according to recent market data. Along the way, Tom and Mike connect that shift to two familiar names in Central Kentucky mailboxes — AT&T and Verizon — both of which addressed the SpaceX satellite-to-phone threat directly in their second-quarter 2026 earnings calls. The through-line Tom keeps coming back to: none of this is a reason to guess, and it’s not a reason to freeze either. It’s a reason to know exactly what you own and why you own it. That’s the same fee-only, fiduciary research-driven approach behind every account DFG manages — a portfolio built around dividend-paying companies doesn’t need Tehran, Washington, or Elon Musk to cooperate in order to keep generating income. “There’s no easy way to do this. It requires diligence.” Topics Covered •Why crude oil spiked this week after renewed conflict near the Strait of Hormuz •How the stock market processed the oil news without a broad sell-off •The two-year story of the “Magnificent Seven” carrying most of the S&P 500’s earnings growth •Why the “other 493” companies in the index are now projected to outpace the Mag Seven •The wide performance gap opening up inside the Mag Seven itself this year •Why the equal-weight S&P 500 has outpaced the market-cap-weighted version in 2026 •AT&T and Verizon’s earnings-call response to the SpaceX direct-to-phone threat •Why DFG owns companies based on fundamentals and dividends, not headlines or hype •The historical backdrop connecting Britain, oil, and the Strait of Hormuz •Reshoring “national championship industries” and what it could mean for long-term growth Key Takeaways A market reaction isn’t the same as a market verdict. Oil spiked hard this week, but the S&P 500 stayed close to record highs. That gap is a reminder the market is weighing probabilities, not reacting to a single headline — and a scary news cycle doesn’t automatically mean portfolio damage. The “other 493” are catching up. After two years of a small group of mega-cap tech stocks driving nearly all S&P 500 earnings growth, the broader market is now projected to outpace them. That matters if your retirement savings are concentrated in a handful of names. Not every “Magnificent Seven” stock is behaving the same way. Wide performance gaps opened up within the group this year. Owning “the market” through a single index doesn’t mean owning uniform results — it means owning whatever mix that index happens to be weighted toward right now. Fundamentals, not momentum, is the filter. DFG will own a Mag Seven name when the valuation and dividend profile make sense — the decision is driven by earnings, cash flow, and dividends, not by chasing whatever stock is trending. Even household telecom names get tested by disruption. AT&T and Verizon both addressed the SpaceX satellite-to-phone threat directly in this week’s earnings calls — a reminder that even steady, income-paying companies require ongoing diligence, not a buy-and-forget approach. Geopolitics and portfolios are more connected than they look. The long history of global oil markets and shipping lanes helps explain moves that otherwise look confusing scrolling through headlines — context that’s part of the research behind every position in the portfolio. Diligence, not diagnosis, is the DFG approach. Every position gets traced back to one question: how does this translate to your investment portfolio? That’s the filter for oil, tech earnings, telecom competition, or any other headline of the week. About The Tom Dupree Show The Tom Dupree Show is hosted by Tom Dupree, founder of Dupree Financial Group and a 47-year veteran of the investment business. Each episode covers the financial topics that matter most to retirees and those approaching retirement — in plain English, without the Wall Street spin. Dupree Financial Group is a fee-only, fiduciary Registered Investment Advisory firm based in Lexington, Kentucky. The firm manages separately managed accounts focused on income-generating, dividend-paying portfolios — no products sold, no commissions, no conflicts of interest. Past episodes are available at dupreefinancial.com under the Radio tab. Related Reading •Browse the full episode archive on the Tom Dupree Show podcast page •Learn more about DFG’s fee-only, fiduciary approach on the About Us page Schedule a Complimentary Portfolio Review If you’re not sure whether your portfolio is built to hold steady through a week like this one — oil spiking, tech stocks pulling in different directions, telecom giants fighting off a new competitor — we’ll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it’s working for you. Call: 859-233-0400 | Visit: dupreefinancial.com About The Author Tom Dupree is the founder of Dupree Financial Group and has spent 47 years in the investment business, beginning his career in municipal bonds in 1978. He hosts The Tom Dupree Show and manages client portfolios built around dividend- and interest-paying investments designed to produce retirement income. Dupree Financial Group  ·  Fee-only. Fiduciary. Lexington, KY  · dupreefinancial.com  ·  859-233-0400 This document is for reference and internal use. Not for public distribution. The post Oil Spikes, Stocks Shrug: What the Market Is Really Telling You appeared first on Dupree Financial.

"God's Path to Prosperity: Diligence" - Pastor Hammett - 7/26/26 Hear more sermons at http://www.lvbaptist.org/service-podcast/ Watch Our TV Broadcast here: https://www.lvbaptist.org/wfmz-program/ Visit us here: Lehigh Valley Baptist Church 4702 Colebrook Ave. Emmaus, PA 18049

"God's Path to Prosperity: Diligence" - Pastor Hammett - 7/26/26 Hear more sermons at http://www.lvbaptist.org/service-podcast/ Watch Our TV Broadcast here: https://www.lvbaptist.org/wfmz-program/ Visit us here: Lehigh Valley Baptist Church 4702 Colebrook Ave. Emmaus, PA 18049

IT'S HERE! Pre-Order the 4th installment of the Ashtown Burial Series at ashtownburials.com.In this episode, Nancy considers Proverbs 4:23 and the diligence required to guard our hearts from sinful thoughts while teaching our children to practice the same kind of watchful self-government. Find more from Nancy and others on Canon+: https://canonplus.com/tabs/none/pages/nancy-wilson 

Diligence Equals Suddenly - Rob Moses - Wednesday Evening 07-15-26

This week, Emily sits down live at Rivian HQ in New York City with long-time friend of the show, Peloton instructor, and HOKA Global Brand Ambassador Becs Gentry. In front of a live audience, Becs opens up about stepping away from the road-racing spotlight and returning to her trail-running roots as she prepares for two of the biggest, high-altitude, high-heat races of her life. She shares how turning 40 has changed her physical relationship with her body, what diligence looks like while juggling motherhood and a full-time career, and why giving yourself grace to rest is just as important as putting in the miles. IN THIS EPISODE Training for Extreme Heat and Altitude: Becs shares the reality of preparing a sea-level body for thousands of feet of elevation gain in 90+ degree heat while balancing her daily responsibilities. The Return to the Trails: Why returning to trail running after years of elite road racing serves as a mental reset, offering much-needed solitude and peace away from constant visibility. Navigating 40 and Body Changes: Becs candidly reflects on how hitting age 40 made her feel more vulnerable to stress and fatigue, and how she's learning to listen to her body's evolving needs. Redefining Diligence and Grace: How juggling motherhood, partnership, and professional commitments reshaped her definition of success—and why showing up on an "A" level isn't always possible or necessary. A Wild Appalachian Trail Run: The unbelievable story of a solo trail run that included close encounters with a bear, a snake, a snapping turtle, a dog, and a porcupine. Recovery and Unplugging: The daily recovery habits keeping her grounded, including acupuncture, Normatec boots, magnesium, reduced screen time, and getting back into reading fiction. Best Advice for Her Younger Self: The piece of wisdom Becs would offer her 30-year-old self looking back on a decade of growth and career transitions. QUOTABLE MOMENTS "Diligence isn't always about showing up on that 'A' level. Diligence is about showing up for all of the hats and the roles that you have Coast to play in your life, and being okay with that." "When you're juggling, you need to know which balls are glass and which balls are rubber—and allow yourself to know which one is which each day." "The world is tough right now, but there is a chance for all of us to see it as a happy place. We just have to consciously correct our algorithms." "Don't be overconfident, but don't undersell yourself." SOCIAL@becsgentry@emilyabbate@iheartwomenssports JOIN: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Daily Hurdle IG Channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SIGN UP: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Weekly Hurdle Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ASK ME A QUESTION: Email hello@hurdle.us to with your questions! Emily answers them every Friday on the show. Listen to Hurdle with Emily Abbate on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.See omnystudio.com/listener for privacy information.

In this episode of Keeping Abreast, Dr. Jenn Simmons returns for part two of her conversation with Ivy Harris, the homeschool mom and researcher behind Done with Diligence, to answer the question Part 1 left open: if not a mammogram, then what? Dr. Jenn makes her most direct case yet that screening healthy, asymptomatic women with mammography is unethical and unsupported by science, and she lays out the alternative she built her practice around. This is the episode where she stops critiquing the old model and hands women a new one.Ivy asks the question every listener is thinking after Part 1: is there ever a situation where Dr. Jenn recommends a mammogram? Her answer draws the one line that matters most in this whole conversation, the line between screening a woman who feels fine and diagnosing a woman who has a symptom. One of those saves lives. The other, she argues, has been quietly manufacturing cancer for sixty years. This is the episode you'll want to send to every woman who's ever been told she has no choice but to start at 40 and repeat every year.What You'll LearnWhy Dr. Jenn recommends no screening mammogram for any asymptomatic woman.What the difference between FDA cleared and FDA approved really means, and why mammography would never pass the FDA todayHow QT compares to mammography and why it was built for dense breasts and implants firstWhy screening a 30 year old with a mammogram isn't avoided because it can't be done, but because it would reliably cause cancerWhy the WISDOM trial showed more screening produces more biopsies and more diagnoses without saving a single additional lifeWhat women should actually screen for instead, the metabolic dysfunction and inflammatory markers that point to preventionThe daily, no-cost practices Dr. Jenn says do more for breast health than any scan, from fasting to bone-loading movement to detoxificationWhy a biopsy does not spread cancer, and why stage one breast cancer is 99% survivableWhy the difference between surviving breast cancer and thriving after it usually comes down to who gets a health plan, not just a treatment planEpisode Timeline:01:29 Do mammograms save lives or save breasts01:50 Why finding cancer early doesn't change the outcome02:20 How QT imaging and doubling time work05:01 The difference between screening and diagnosis07:14 Thermography, ultrasound, and the tears test12:32 FDA cleared versus FDA approved, explained18:06 QT versus mammogram sensitivity, 91% versus 71%20:47 QT for dense breasts and implants23:51 QT insurance coverage, cost, and access26:11 What age to start screening, and why not mammograms28:20 Responding to Peter Attia and the WISDOM trial34:21 Diet, fasting, movement, and prevention basics38:53 What to do after a breast cancer diagnosis39:44 Whether biopsies spread cancer, and the estrogen myth43:30 Dr. Jenn's credentials and qualificationsGuest: Ivy HarrisWhere to find her: donewithdiligence.com & @donewithdiligenceTo talk to a member of Dr. Jenn's team and learn more about working privately with Dr. Jenn visit: https://calendly.com/stephanie-1031/clarity-callTo get your copy of Dr. Jenn's book, The Smart Woman's Guide to Breast Cancer, visit: https://tinyurl.com/SmartWomansBreastCancerGuideTo purchase the auria breast cancer screening test go here https://auria.care/ and use the code DRJENN20 for 20% Off.Connect with Dr. Jenn:Website: https://www.jennsimmonsmd.com/Facebook: https://www.facebook.com/DrJennSimmonsInstagram: https://www.instagram.com/drjennsimmons/YouTube: https://www.youtube.com/@dr.jennsimmons

Chad was one of the founding members of Left Field Investors and today coaches passive investors on how to make thorough evaluations of investment options. Not a substitute for a financial advisor. But rather an experienced passive investor in real estate who has developed process and systems around how to evaluation investment options during the each phase of the due diligence process. To connect with Chad visit https://chadackermanrealestate.com/. He also has a starter kit that could be helpful at https://chadackermanrealestate.com/start-------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

God has already done His part. The question is—are you doing yours? In this study of 2 Peter 1:5–10, Peter teaches that spiritual maturity requires intentional diligence. Every believer already possesses the virtues of the divine nature through the new birth, but those virtues must be acknowledged, cultivated, and increased. Discover why diligence determines destiny, why repetition in Scripture reveals God's emphasis, and why Peter warns that neglected spiritual growth results in a life that becomes useless, unproductive, spiritually blind, and short-sighted.

Shawn Rodricks, Head of M&A - Independent Consultant If you scale the deal flow without the operating infrastructure to match it, things break fast. The playbook is a document nobody opens, closing weeks turn into fire drills, and the returns you modeled start to slip. Shawn Rodricks, Head of M&A - Independent Consultant, built the infrastructure before the volume hit. He closed 220 acquisitions across two organizations, 37 at Rexall in pharmacy and 183 at Amerivet Veterinary Partners, by wiring in the operating system from the start. What You'll Learn The five-part operating model behind 220 acquisitions How to hire for biz dev vs. corp dev roles in a lean M&A team How to build a closing-week SWAT team and keep finance aligned on timing Why qualitative diligence feeds directly into your forecast and purchase price The pre-close vs. post-close integration framework Why roll-ups that confuse acquisition with strategy fail What Shawn got wrong in year one and how it shaped every program since If you're scaling a deal function and want the operating framework behind Shawn's approach, DealPilot, powered by M&A Science, has the Buyer-Led M&A™ Certification, built from 400+ practitioner interviews into a framework you can actually run. ____________________ This episode of M&A Science is presented by DealRoom. DealRoom just automated Pipeline Management with AI so you can spend less time updating deals, and more time working them. Automatically push deal context from Outlook to DealRoom Pipeline and use AI to keep deal target data and tasks updated, so follow-ups never slip through the cracks. No manual logging. No stale pipeline data. See for yourself: https://hubs.ly/Q045fXp50 ____________________ Episode Chapters [00:00] Intro [03:33] From Biochemistry to 220 Acquisitions [06:02] The Operating Model for Serial Acquisitions [09:40] Hiring: Biz Dev vs. Corp Dev [13:03] Staffing as Deal Volume Scales [15:08] What a Playbook Actually Is [18:43] Managing Ebbs and Flows in Deal Volume [22:12] Cash Flow and Finance Partnership [23:44] The Underestimated Side of Diligence [27:25] Key Person Risk and Pre-Close Retention [31:41] Post-Close Monitoring and the First 90 Days [35:17] Pre- vs. Post-Close Integration Priorities [37:53] What Roll-Ups Mistake for Strategy [39:21] Integration as the Conversion Engine [42:48] The Year One Mistake That Bit Us [44:12] When Deals Get Strange

Mike discusses the importance of a due diligence contingency in home buying contracts for property inspections. However, they express concern about how this is often used for negotiation tactics and marketing by inspectors. Mike suggests that buyer agents should better educate their clients about reasonable expectations and that listing agents should include a reverse contingency clause in contracts to allow sellers to keep their listing active and cancel the contract during the due diligence period. Mike also criticizes the practice of asking sellers to make repairs to the property, noting the misalignment of incentives and the potential for contentious negotiations.

In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of cultivating diligence in our spiritual journey—an endeavor that deeply resonates within our Christian community. Along the path of faith, there are moments when fostering diligence and maintaining steadfast commitment becomes a paramount desire. These moments not only enrich our faith but also invigorate our relationships, propelling us toward our individual dreams. The reassuring truth remains constant: with the Lord as our unwavering guide, we have the innate ability to cultivate diligence, discovering renewed hope and purpose in our journey. Drawing deep inspiration from sacred scriptures, we embark on an exploration of this transformative human experience. For those who seek guidance in cultivating diligence along their path of faith, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative journey of faith and resilience, deeply rooted in the unwavering presence of the Divine. Together, let us wholeheartedly embrace the incredible potential for diligence within us, finding boundless inspiration and strength during our shared spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of cultivating diligence in our spiritual journey and discovering the extraordinary sense of purpose that resides within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Zach Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Keeping Abreast, Dr. Jenn Simmons sits down with Ivy Harris, a homeschool mom of four, researcher, and soon-to-be certified homeopath behind the blog Done with Diligence, for part one of a two-part conversation on the hidden risks of mammograms and breast cancer screening. Ivy is not a doctor. She's a mom who decided she wasn't going to walk into her first mammogram without doing her own homework first, and what she found is the reason this episode exists.It started with one post, Ivy broke down what she'd learned about mammograms into five parts, shared it, and watched it split her audience in half, with some women thanking her and others telling her she was going to get people killed. Dr. Jenn picks up exactly where Ivy left off and does the math no one does at check-in: 40 million screening mammograms a year, and by the numbers in the study Ivy found, the radiation alone works out to tens of thousands of cancers and over a thousand deaths a year. This is the episode you'll want to send to every woman who's ever been told a mammogram is simply safe, simply necessary, and not worth questioning.What You'll LearnThe naming decision behind "mammogram" that Dr. Jenn says was never an accidentIonizing radiation is a classified carcinogen, and why radiologists won't apply that logic to their own testThe cross-country flight radiation comparison doctors use to reassure you, and why it doesn't hold upHow breast density and size can mean 10x more radiation for one woman than another in the same mammogramWhy younger breast tissue takes more damage from radiation as screening age keeps getting pushed lowerOverdiagnosis: the NIH's own number is as high as 1 in 2 women screenedWhy DCIS, diagnosed in 90,000 women a year, has no physical route to become life-threatening breast cancerHow standard DCIS treatment can raise heart failure and fracture risk higher than the diagnosis itselfFalse positives and the 80% benign biopsy rate hiding behind every mammogram callbackWhat a 2026 American College of Physicians paper found on mammograms and breast cancer mortality, at every ageWhy decades of mammography have increased mastectomies by 20%, the opposite of what screening promisedLead time bias: how a screening test can look life-saving on paper without changing when anyone actually diesThe UK surgeon forced to resign for telling women the truth about mammogram screeningEpisode Timeline:00:00 Introducing Ivy Harris and Done with Diligence02:27 Why Ivy researched mammogram safety before her first screening03:00 Going past the rumors to the actual breast cancer research04:13 Her viral mammogram post and the backlash that followed05:32 Standing firm on breast cancer screening controversy07:39 Radiation risks: why a mammogram is a breast x-ray09:12 The studies linking mammogram radiation to breast cancer11:14 How radiation damages younger breast tissue13:36 The math: 40 million mammograms and radiation-induced cancer deaths17:59 Overdiagnosis and unnecessary breast cancer treatment26:14 The train analogy for mammogram overdiagnosis28:12 How breast cancer actually progresses versus the screening myth32:29 The real harm of overdiagnosis and overtreatment34:54 Why mammograms don't reduce all-cause breast cancer mortality50:15 Lead time bias and misleading screening survival statistics52:04 Michael Baum, saving breasts, and a Part 2 previewResources Mentioned:American College of Physicians, Annals of Internal Medicine, April 2026: https://www.acpjournals.org/doi/10.7326/M22-3424Guest: Ivy HarrisWhere to find her: Done with Diligence  & @donewithdiligenceTo talk to a member of Dr. Jenn's team and learn more about working privately with Dr. Jenn visit: https://calendly.com/stephanie-1031/clarity-callTo get your copy of Dr. Jenn's book, The Smart Woman's Guide to Breast Cancer, visit: https://tinyurl.com/SmartWomansBreastCancerGuideTo purchase the auria breast cancer screening test go here https://auria.care/ and use the code DRJENN20 for 20% Off.Connect with Dr. Jenn:Website: https://www.jennsimmonsmd.com/Facebook: https://www.facebook.com/DrJennSimmonsInstagram: https://www.instagram.com/drjennsimmons/YouTube: https://www.youtube.com/@dr.jennsimmons

Jeremy Segal, Executive Vice President of Corporate Development, Progress (NASDAQ: PRGS) Buyers who mistake a high LOI bid for a winning strategy are easy prey for sellers who know the growth equity playbook. Jeremy Segal's position: precision at the LOI stage is a stronger differentiator than price. Jeremy Segal is EVP of Corporate Development at Progress (NASDAQ: PRGS), a publicly traded software company that has nearly doubled revenue through M&A, from under $400 million to nearly $1 billion. He has closed roughly 50 acquisitions across his career at Progress, LogMeIn, and Akamai. How do you build a cost-optimization model before LOI for lines you know you can execute? How do you win a competitive process against PE without the highest headline number? When a seller restricts access during the announce-to-close window, how do you decide whether to escalate or walk? And how do you handle a workforce that expected an IPO and got an acquisition instead? Jeremy answers each one. What You'll Learn Building a pre-LOI cost optimization model on what you can actually execute How to use existing infrastructure to outbid PE on price Escalating diligence friction before it kills a deal Why a no-retrade commitment builds trust with sellers Structuring retention pools when a target's IPO falls through What target profile actually fits a disciplined buyer Why private valuations haven't caught up to public markets If you're building deal models before LOI and want a framework for translating those assumptions into an operational plan you can actually execute, DealPilot, powered by M&A Science, has Buyer-Led M&A™ frameworks to help you close the gap between what you modeled and what you deliver. ____________________ This episode of M&A Science is presented by DealRoom. DealRoom just launched the only MCP server built for Buyer-Led M&A™ — so your AI and your deal data finally work together. Connect Claude, ChatGPT, or Copilot directly to DealRoom and let your AI read your pipeline, analyze due diligence documents, and automatically write findings back.  See for yourself: dealroom.net/mcp ____________________ Episode Chapters [00:00] Intro [05:07] Why M&A has to be the growth engine [07:36] Deal cadence and financial discipline [09:42] Pipeline strategy and the five-year roadmap [12:46] How the synergy model works before LOI [17:15] The no-retrade commitment [17:48] Chef: beating PE on a competitive deal [24:56] ShareFile: carve-out from Cloud Software Group [28:07] What to look for in a carve-out diligence [33:48] MarkLogic: when the seller restricts access [38:48] When seller motivation becomes an orange flag [40:09] What counts as a material change warranting a retrade [41:12] How public market cycles affect the deal pipeline [48:09] Advice for a first-time acquirer [49:46] The craziest thing in M&A [53:02] Early Warning Signs in Diligence

Keep your heart with all diligence. [NKJV]

IT'S HERE! Pre-Order the 4th installment of the Ashtown Burial Series at ashtownburials.com.In this episode, Nancy Wilson explains why spiritual life requires spiritual effort, calling Christians to grow in virtue, knowledge, self-control, perseverance, godliness, kindness, and love while rejecting compromise with the world. Find more from Nancy and others on Canon+: https://canonplus.com/tabs/none/pages/nancy-wilson 

We hope this message encourages and inspires you!Want more like this from CoastLife Church?YouTube: CoastLife Church - YouTubeFacebook: https://www.facebook.com/mycoastlifechurchInstagram: https://instagram.com/coastlifechurch...GIVE: https://www.mycoastlifechurch.com/giveLooking to get connected? We'd love to meet you! We offer several different ways to connect and be in community: Join a Together Group, Register for CoastLife+, or become a part of our Serve Team today by visiting: CoastLife Connect Card - CoastLife Church (churchcenter.com)Give: To support and be a part of or growth and global impact click here: https://www.mycoastlifechurch.com/give

Haseeb Jawad, VP and Head of Corporate Development, Commvault (NASDAQ: CVLT) The people who leave post-close are usually the ones the deal depended on. Which means the problem starts with how you read culture before LOI and whether financial incentives are the only retention tool you are building with. Haseeb Jawad heads corporate development at Commvault, running a lean team with full accountability from sourcing through integration. He has led two to three acquisitions per year across multiple companies, sat on both sides of a transaction, and serves as his own IMO lead. The signals that tell you a deal will lose people are visible from the first founder conversation, if you know what to look for. What You'll Learn The three signals to read in every founder conversation before LOI How the TRUST framework applies across the full deal lifecycle Why retention runs heart, brain, pocket and what breaks when you invert it How to run employee-by-employee diligence without treating people as a cost line Why owning both deal and integration makes business case assumptions honest What one payroll timing issue did to months of trust-building after close If you're managing a post-close retention risk and financial incentives are the only lever you're pulling, DealPilot, powered by M&A Science, has Buyer-Led M&A™ frameworks to help you build the full retention model. ____________________ This episode of M&A Science is presented by DealRoom. DealRoom is the AI-powered operating system for Buyer-Led M&A™ — one connected system for pipeline, diligence, integration, and reporting. No tool-switching, no manual updates, no data gaps. See how it works: https://hubs.ly/Q04mcGKy0 ____________________ Episode Chapters [00:00] Intro [03:05] Engineer Turned Corp Dev Leader [07:45] How to Pick the Right M&A Deals [10:26] What Most Buyers Miss in Deal Criteria [15:44] Getting Founders to the Table [20:18] AI Washing and Valuation Reality [23:09] The TRUST Framework Explained [26:19] When Leadership Alignment Breaks Down [32:03] 3 Tiers of Culture Diligence Before LOI [35:40] The Retention Framework [38:31] Why Money Alone Won't Keep Your Key Talent [41:13] Structuring Retention Plans by Person [43:02] Why the Deal Team Should Stay [49:32] Making Minority Investments Work [51:57] Preserving Culture After Close [53:02] Early Warning Signs in Diligence [53:37] What Breaks First at High Deal Volume [54:02] Walking Away Post-LOI

During this week's office hours Pastor Amos led discussions on hearing God's voice and fielded questions from participants. Micah shared his experience learning to recognize God's voice through short statements that align with Scripture over 25 years ago, and discussed his recent receipt of compensation from the Flint water crisis lawsuit after 11-12 years. Rosalind discussed dreams she had been experiencing about marriage and relationships, connecting them to her past sexual trauma and questioning how God communicates through such "strange" methods. Stephanie shared her experience persevering through a hurricane recovery process to receive government assistance for her roof, emphasizing the importance of being persistent and providing complete information. The conversation then shifted to practical topics including using AI assistants like Claude for business research and removing phone numbers from spam call databases. Doyin and Deborah contributed insights about predestination and the difference between research and clinical mindsets when studying the Bible, with Deborah sharing her experience taking a psychology licensing exam and learning to approach Scripture from a clinical perspective rather than just an academic one. __________ Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com __________    

Ash Patel & Amanda Cruise have a conversation with Conner Thomas of Greenwich Street Capital, specializing in small bay multi-tenant industrial and flex storage, and is recognized for his disciplined, data-driven investment approach. This episode kicks off with a compelling promise showcasing how small bay industrial offers a high-margin, less competitive niche. It then builds intrigue by unpacking tactical strategies and industry insights, appealing directly to investors craving actionable frameworks. The description combines emotional curiosity with practicality, prompting listeners to hit play and learn from Conner's real-world expertise. Conner Thomas Managing Principal at Greenwich Street Capital Based in: San Francisco, California Where to find them: https://www.linkedin.com/in/conner-thomas-gsc/ www.greenwichstreetcap.com Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit https://malabarhillcapital.com/ for more info. Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Solomon teaches that while life is often unpredictable and unfair, we are not called to sit still in fear but to live wisely and faithfully. He encourages generous giving, consistent habits, calculated risks, and trusting God with outcomes we cannot control, knowing that faithful choices often bear fruit over time. He also warns against letting anger, bitterness, and vexation take root, comparing them to a poison that slowly shapes the heart. Instead, believers are called to cultivate joy, gratitude, spiritual disciplines, and a heavenly perspective, choosing daily to bless others, reject resentment, and walk in wisdom despite life's uncertainties.

Have you ever felt overwhelmed by expectations, wondering if you'll ever measure up?Today, we're closing out our week with Lauren Burgos, as she guides us through the timeless wisdom of Proverbs 31. Together, we'll explore how grace carries us through every season of life and learn to embrace the journey, knowing that spiritual maturity, wisdom, and strength grow over time. As a community, we'll discover that God's love sustains us, no matter the stage we're in, and that perfection is never the standard; grace is.Let's gather in prayer and devotion, trusting God's guidance as we journey together and seek wisdom for every step ahead.Tap HERE to send us a text! BECOME A FOUNDING "MY MORNING DEVOTIONAL" MEMBERIf you enjoy your 5 minute daily dose of heaven, we would appreciate your support, and we have a fun way for you to partner with the MMD community! We've launched our "Buy Me a Coffee" membership where you can buy us a latte, OR become a founding member and get monthly bonus video episodes! To donate, go to mymorningdevo.co/join! Support the showNEW VIDEO EPISODES! You can watch our new video episodes on YouTube! Watch Our Video DevotionalsNEW TO MY MORNING DEVOTIONAL? We're so glad you're here! We're the Alessis, a ministry family working together in a church in Miami, FL, and we're so blessed to partner with the My Morning Devotional community and continue the great work done by the show's creator and our friend, Alison Delamota.We pray our personal reflections and devotions will empower you to grow your faith in God, and that you'll join us every morning in prayer! HELP US GROW THE MMD COMMUNITYSubscribe to the show on this appShare this with a friendJoin our newsletter Follow Us on ⁠Instagram⁠ and ⁠Facebook⁠⁠Leave a reviewSupport Our Friends and FamilyConnect with the original host of MMD  Alison DelamotaFollow our family's podcast The Family Business with The Alessis

Keith shares his "dirty dozen" due diligence questions every investor should ask before buying property, from gauging build-to-rent saturation and local job growth to testing cash flow and exit strategies.  He explains why even new-builds still need inspections and how to think about rents that may stay flat while expenses rise.  Aundrea Newbern, an experienced investor, broker, and property manager active in Southeast Georgia and Michigan, offers a real-world look at today's long-term and short-term rental markets, including shifting tenant behavior and local restrictions.  She also details how she's using AI to streamline property management, improve screening, optimize pricing, and cut maintenance costs, giving listeners practical ideas to apply in their own portfolios. Episode Page: GetRichEducation.com/610 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host, Keith Weinhold, talking about vital due diligence questions that you have to know the answers to before you buy your next property. Even advanced investors don't know to ask some of these. Then a terrific guest tells us how she is practically applying AI to increase rental occupancy, save on maintenance expenses and drive rental income today on Get Rich Education.   Speaker 1  0:28   Since 2014 the powerful Get Rich Education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord show host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top-selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps. Build wealth on the go with the Get Rich Education podcast. Sign up now for the Get Rich Education podcast, or visit getricheducation.com   Keith Weinhold  1:11   You know, Mid South Home Buyers, that top Memphis turnkey provider, I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now. Their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to danielthomashind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre that's F L O C K homes.com / G R E.   Speaker 2  2:57   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  3:13   Welcome to GRE. I'm your host, Keith Weinhold. The world's biggest problems are also the world's biggest businesses. That's not a coincidence, and it squarely includes the problem of having enough quality housing. We talk about how to do that profitably and diligently, and on the topic of diligence, I've got a dirty dozen due diligence questions, call it I suppose these are smart questions to ask before you get under contract to buy your next property, and some of these could just as well apply to your existing rental property. Build to rent properties have become so popular, but ask the question, are these build to rent properties becoming overbuilt in this neighborhood? That's the first due diligence question, and a lot of investors overlook this, so you got to be mindful that build to rent often means lots of new construction in one smaller defined area. What you should do is ensure that new supply is being absorbed by renters. Some red flags to look out for are if multiple nearby communities are offering heavy concessions or free rent enticements, that is a sign that they're having difficulty luring in new renters to the area, and now taking a couple months to rent a brand new build isn't that unusual, but does the whole thing kind of feel like a mattress liquidation sale? Renters shouldn't have more signing bonuses than NFL free agents. The next due diligence question: Does this market still have population? And job growth, or am I late to the party? New workplace construction is a bullish market sign. Workplace construction, I'm talking about like a new office building, especially a new medical clinic, a new data center, a new factory. These signs are super bullish for an area, because not only does that attract the jobs and support the housing, as you can imagine, but see, that also means that whomever built the new workplace, oh, they probably did some research, and they're bullish about that area for a reason, they're going to look into that and do their due diligence that you can leverage before they spend perhaps 10s of millions of dollars or more in building a new workplace.    Keith Weinhold  5:45   The population should be stable or rising. Red flags are if growth already peaked and layoffs are increasing, don't arrive late to the party after the DJ has already packed up. The next question, when you're looking into a property, is is this unit likely to cash flow on day one? You know, you need to wonder, is the unit occupied or vacant. Some investors don't even think to ask that question until they get down the road a ways. When it's occupied, does the rent meet or exceed expenses with a buffer for maintenance and vacancy, now, if it's negatively cash flowing and you're solely enjoying the other four ways real estate pays, that might be okay, but you need to be comfortable with adopting a monthly bill that may or may not work. And do you know what I call a negatively cash flowing property? I call it a 401k property, because you have to keep feeding it every month like it's a 401k. A negatively cash flowing property effectively reduces your salary like a 401k does, and anyone that is serious about building real wealth when they're young enough to enjoy it would not invest in a 401k outside of the employer match portion.    Keith Weinhold  7:07   I'm your host Keith Weinhold. Here on Get Rich Education, episode 610 I've answered three out of twelve dirty dozen due diligence questions, and with abundantly minded grow your means answers that you're just not going to find on ChatGPT. Before I get to the fourth one, do you know what the word diligence means? Anyway, you probably have some idea. The definition of diligence is the quality of working carefully and persistently, demonstrating steady effort and thorough attention to a task. It implies a strong work ethic, meticulousness, and a commitment to completing duties well. All right, that is the definition. Diligence is the opposite of negligence. The next one, does my new build property need an inspection first? And this is a question, actually, that came in from Jake in Manhattan. Yes, it always does, whether it's resale or new build. It is always a good idea to get an inspection. One of the biggest misconceptions, really, is that new build means problem free.   Keith Weinhold  8:16   People just equate new build with problem free. No, that is not the case. New build can have problems. There could still be foundation cracks that are beyond normal settling, perhaps improperly installed roof flashing that could cause leaks, maybe windows or doors that are installed out of square, and a bunch more stuff that could be wrong, even in new build a presale inspection after you get the property under contract that only costs 350-650 dollars for single family rentals and 500-900 dollars for a duplex. This is cheap insurance. It's also good peace of mind, get it done. Sometimes investors want to skip the inspection when they need a quick close. Buyer, beware of the risk. The fifth due diligence question: What happens to my numbers if rents flatten for two years? And this is a more germane question than usual today, because rent growth is slow here in this cycle. Single-family rents are up just 1.3% year over year per totality, and expenses tend to rise with inflation. All right, so if your rents flatten for two years, project that ahead like your other expenses are rising, and see that the property would still remain financially stable. We cannot build a business plan on motivational quotes. Next, am I buying near major employers or near hopes and dreams with work from home trends, which can probably better be called. Called work from anywhere, trends buying near major employers is actually less important today, but it still matters. It is good to have diversified employers and stable payrolls somewhat nearby. Promises about future development might never happen. Sheesh, some areas have been up and coming since cassette tapes, the seventh due diligence question, what's the property tax trajectory here? That's the question. Taxes are often stable and increases predictable, but is there a local budget shortfall? And see, this is the type of due diligence that few people do keep in mind, and I'm bringing up new build a lot, because there are so many new build income properties today on new builds. Also, look out, year one taxes can look deceptively low until improved property is assessed in year two, and any reputable provider, and when you contact our GRE investment coaching here, we're going to point that out to you.    Keith Weinhold  11:05   This is how you can, though, sometimes get unusually low property taxes in year one if they have not assessed the improvement yet. Question eight, and this comes from Violet in Peoria, Arizona, is the builder offering real incentives, or are they just hiding the true price? Okay, well, incentives - they should genuinely improve your deal without inflating the pricing. Here, look out for sunglasses and a fake mustache for financing. It's mandatory that you have an appraisal. This protects you against overpaying in an appraisal, even though it's done for bank collateral purposes, checking the quality of their collateral, which is the property, you know, it is also a good independent third-party valuation check. This is a good tool to keep you from overpaying. Back around the 2008 days, the global financial crisis, you know, often then the lender and the appraiser could collude to give you favorable appraisals, somewhat inflated values, and as it turned out, I was an investor then and ended up being the beneficiary of some of those favorable appraisals, but since then the CFPB, the Consumer Financial Protection Bureau, stepped in. They were formed to step in, so that those parties are no longer in cahoots with each other, and yes, incentives are explicitly disclosed to the lender and appraiser. For example, if you have a seller that offers to pay half of your closing costs if you pay their full sale price. Okay, the appraisers do know that they have that information before they provide you with the appraised value. Ninth, what's the vacancy rate in this area right now? This is a good due diligence question to ask. A balanced market has about five to 6% vacancy, eight to 10% or more. That can often be the sign of a weak market, but this might be all right in build to rent communities, and that's due to longer initial lease up periods that you have there. Due diligence question 10. Would I still want this property if appreciation slowed dramatically? You want to ask yourself this question because you cannot predict appreciation. The answer to this question is most likely yes.   Keith Weinhold  13:35   You would still want the property even if appreciation slowed dramatically, because as a listener here, you understand that with a 20% down payment, just 2% price appreciation creates a 10% return on your equity, and you're also benefiting from the other four ways real estate pays, but if you're absolutely counting on appreciation to do all of the heavy lifting over the long term, that's less investing, and that is more hoping with spreadsheets. What's more predictable is something like inflation profiting on your loan, which is a force on its own. Next, ask this question: How old are the big ticket items like the roof, HVAC, plumbing, sewer, and electrical? I mean, if you get a number of expensive items that are near the end of their life, you could soon become emotionally attached to ibuprofen. At GRE Marketplace, we work with either extensively renovated properties or new build properties, so this is rarely a concern. These big capex items, capital expenditures, and that is really the way to go. Extensively renovated or new build property, because see that way the cost of having all this done for you both. Before you buy the property, that means that what you're essentially doing is financing the cost of all this into the loan, you're financing into the new roof, HVAC, plumbing, sewer, electrical, if any of that applies, and if you're buying a fixer upper, well, then a lot of times you need to pay cash for these items, and you lose repair time where the property could have been rented during that renovation time. Work with our investment coaching here, and you're going to be all set. Those big ticket items are rarely a concern. And then what happens is, if you have a break even or a positively cash flowing property. The tenant covers all of your operating expenses with the rent payment, and you never have to pay any money at all for these big ticket items. They pay for your mortgage and everything else, and you never lose the time because these things were done before you bought.    Keith Weinhold  16:01   And the last one question 12. What you want to ask is, what's the exit strategy if I ever want to sell? That's the last question. Begin with the end in mind. The fewer doors the property has, the easier it is to sell. Single family homes win big here. I mean, your eventual buyer down the road, they could be a gleeful owner occupant, even if the rental math were poor. That buyer wouldn't even know that the rental math is poor, because they're not renting it out, they're going to live there themselves. Sometimes your single family rental tenant even becomes your eventual buyer. This can work with duplexes too. Sometimes you can get an owner occupant, or your tenant stays there and continues to reside there as they're the owner, and they rent out the other side as well. But if you're trying to sell at 30 duplex, well, now you're exposed to cap rates and investor sentiment and market cycles, it's sort of like trying to offload a small corporation. That doesn't mean that apartments are bad, but they are substantially less liquid than single family rentals. That's your exit strategy that we're looking at. They are the dirty dozen due diligence questions every investor feels bumps, I have you will too, but these questions and answers are really going to go a long way toward helping you own right, and when you stick with it, real estate is a forgiving and lucrative asset class because you're paid in so many ways. Hey, coming up shortly, a guest that you haven't heard from in a while, and I know that some of you have missed hearing her voice. We'll talk a bit about the state of the real estate market here in a period where prices are remarkably stable, housing transactions are only about 80% what they usually are, and then we'll discuss how she's using AI in her real estate investing today. It's how she's increasing her occupancy and optimizing the amount of rent being collected. She splits her time in a couple ways between real estate markets in both Michigan and Georgia, and then in both the short term and long-term rental markets. That's next. I'm Keith Weinhold. You're listening to Get Rich Education. What if you got your mortgage loans the same place I get mine?   Keith Weinhold  18:31   You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property, they'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chayley Ridge. 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Go to Freedom Family investments.com to book a clarity call, or text Family 266-866 that's Family 266-866,    Speaker 3  20:02   Hi, this is Russell Gray, co-host of the Real Estate Guys Radio Show, and you're listening to Get Rich Education with Keith Weinhold. Don't quit your daydream. We've got a special treat for you today is for the first time in a few years we hear from someone that's served since 2020 in house here in both operations and as an investment coach. Today she serves GRE in a different capacity internally, but a lot of you still ask about her. That's why she's here. She's got both the formal education with her MBA, and is about as robust in being a real estate investor as you can be at the same time. Oh, it's a warm welcome back to the talented Andrea Newburn.   Aundrea Newbern  20:51   Hey, Keith, it's so great to be back. It's been a long time.   Keith Weinhold  20:54   Well, you've continued to grow not just in your business but in your family size since you were last here. Congrats there. I'd like your thoughts, just generally, about the American residential real estate investment market today, where we've got these sort of rising prices in low supply areas, we have slightly falling prices in oversupplied areas, we've got mortgage rates that have normalized, we've got tough affordability for renters that want to be first time home buyers, so just tell us about what you see, big picture. Andrea,   Aundrea Newbern  21:28   Yeah, absolutely, and so I invest and operate predominantly in the Southeast, so this will probably be a little bit more of a lens from the Southeast market, but as you know, I still actively invest in real estate myself. I help, you know people buy rental properties, also. But then the main thing that I'm doing now is I have a property management company down in Southeast Georgia, and so I'm seeing things more from the lens of what investors are doing, where they're investing, where rents are going, and if people are even buying properties. So it's been a little bit interesting. I mean, what I'm seeing is that, as you all know, it slowed down. We're not seeing as many investors buy properties, but people still are doing it, and they're still finding good cash flowing properties. Where the challenges come in is you're not making as much money on these properties as you did four or five years ago, so you know your margins are going to be a little bit less, your cash flow is going to be a little bit less. And then we're seeing, you know, rents kind of stabilize depending on the type of asset class that it is, so you know things are not doing wonderfully, but they're stable from what I'm seeing in the southeast market,   Keith Weinhold  22:31   and now you do a good bit of investing in sort of Brunswick and out toward the Georgia coast, including places like Jekyll Island, where G. Edward Griffin wrote his book about the formation of the Fed, and all that in general. How has that area been from a residential supply standpoint? For example, we know in neighboring Florida they've had a lot of oversupplied pockets. How are we looking there? I think you have a lot of occupancy right now from talking to you earlier.   Aundrea Newbern  22:59   We do, so I manage two different types of investments, right? I manage the long-term rental properties. There's less of those like on Jekyll Island, there's more of those in the mainland and Brunswick. And then we do the vacation rentals, which is very, very heavy on Jekyll Island and St. Simons Island. What we're seeing this year, if we talk about maybe those vacation rentals first, and then I'll talk about the long-term vacation rentals, we're still seeing a lot of demand, a lot of people are still coming. We're not really down from this time last year, but the one big thing we're seeing is people are booking their vacations last minute, they're not booking them months in advance at this point. So that's definitely had a little bit of an impact and had us on edge, because we're like, okay, where are these vacations? And then, sure enough, they're booking a couple weeks out now, so that's going really well. The investors that have purchased homes on Jekyll and St. Simons, especially Jekyll, are doing really good. They're still making a lot of money. They have high occupancy. Where are we seeing a little bit more of the challenge is with the long-term rentals. So rents are kind of staying flat from where they were last year in some of those B and C markets. We may even see a slight decrease, just a couple percentage points, and then it's taking longer to fill the property. So last year we could typically get a qualified runner in in three to four weeks. Now we're seeing anywhere from five to eight weeks. Right now,   Keith Weinhold  24:11   as far as on the short term side, have restrictions affected you at all, like banning Airbnbs, for example, and how have you seen that play out in other areas? Because you certainly network with other people that do short-term rentals. Can you tell us about that?   Aundrea Newbern  24:26   Yeah, absolutely. So I can talk about the Southeast market, for one, where in Jekyll, St. Simons, Brunswick, we're seeing no rental restrictions whatsoever. We do have to have a process to register the rental with a county, but it's so easy. It's literally a form. We do an inspection once a year, and that is it. I don't know that this is a fact, but a lot of the commissioners and politicians in the area also have rental properties. I think that probably has a little bit of an impact on that up here in Michigan, which, you know, I have another home, and I live in Michigan part of the time as well. There's a lot of restrictions, in fact, my. House right now is in Sterling Heights, Michigan, and they already have a rental ban where you can't do less than 30 days, so you're already having to go into that midterm market, and now they have some proposals up with the local municipality to even eliminate some of that, so we're seeing that in this area.   Keith Weinhold  25:17   Generally, do you tend to see it in nicer, ritzier areas where they want to make the short-term rental restrictions.   Aundrea Newbern  25:24   Yes, I do. Absolutely. Up here in Sterling Heights, where I live, the average home of my neighborhood is around five to six hundred thousand dollards and they absolutely do not want those here. But if you go a few neighborhoods over, where you're looking more of like the two hundreed to three hundred thousand dollars range, they don't seem to have as much of an issue with those. There   Keith Weinhold  25:40   We've been talking about short term rentals in both Southeast Georgia and then in Metro Detroit, where you currently spend quite a bit of your time. Talk to us about the long term rental market with affordability for buying being down, that really hurts the prospective first time home buyer, so they need to be more likely to rent, which would make some people wonder. Oh, well, then how could vacancy possibly go up in an area? Well, you know, migration - we've touched on it - is one reason why that might happen. Another reason why it might happen is you might see more doubling up.   Aundrea Newbern  26:15   Yeah, we do. We see a lot more families coming in. In fact, last week we just rented a property out to somebody where the parents were renting with their children, their grown adult children that also had kids, they're getting bigger houses, right? So they're actually feeling that need to fill up some of our larger homes, but it's multi-generational now. We are seeing a lot more roommates come in, too, instead of two roommates, you'll see three people come in and get a house together. The other thing we've noticed that's been really drastic, maybe the last three or four months, is the debt load that we're seeing. So, when we run people's background checks and look, they've got a lot of credit card debt now. We didn't see that as much years prior.   Keith Weinhold  26:50   All right, so you're seeing that at the street level, that's a statistic that we can read about, that American savings rates are down and the proportion of debt is often up. You're seeing it in real time, there. Do you see potentially, Andrea, this propensity for people to want to sort of bend things and have someone that's not on the lease live there with them in order to cut costs? So, you know, is there really anything in this environment that we really need to be careful about when we're screening tenants with them having such a debt load, and having to struggle with inflation and rising prices.   Aundrea Newbern  27:23   Yeah, absolutely. The debt load, number one, you know, we'll see them increasing, and that's something we want to keep an eye on. So, we're having to kind of retool our policies to look more critically at that debt load. They may not be delinquent on anything now, but if we've seen it gone up significantly in the last few months, I bet you it's coming. So, we're trying to retool our policies to be able to deal with that, you mentioned people having unauthorized tenants in the home that has persistently been an issue for us, maybe the past year. We find this often that that's happening, and usually it's because that person wouldn't qualify on the application, but they still bring in money and can help with the rent. The third thing, and this is with the advent of AI, right, how big AI has come is, we're seeing a lot of documents that are clearly fraudulent, but they look really, really good, because AI has created them. So that's another issue.   Keith Weinhold  28:09   Gosh, that's interesting. Well, I want to ask you more about AI, and you know, Aundrea, America is in such a weird time with AI today. You probably saw it at these college graduations across the nation, where a luminary is up front at the lectern making a commencement speech, and they get booed by students for talking about embracing AI, and that's probably because the student feels threatened about AI taking the job that they might not get, and you know what's funny, I suspect there's some of those same students, they loved it when AI helped them write an essay in order to get to graduation and wear that cap and gown, so..   Aundrea Newbern  28:51   Absolutely.   Keith Weinhold  28:52   Yeah, that's what I knew when I say that we're in a weird time with AI, but I know that you've really embraced AI as a property manager and investor almost from the get-go to make your property operations more efficient, so that you don't have to raise prices on owners, and you can keep those owner expenses down and increase resident retention at the same time. So, tell us more about how you're using it.   Aundrea Newbern  29:16   Yeah, so my team, I think, hates me for this right now, but in the last six months we have literally changed our operations front to back in a few different ways. Number one, we've changed the systems that we use, so you know, for vacation rentals as well as long-term rentals, you have your property management system that kind of streamlines everything, and that you do everything in. We've started going to platforms that are a little bit more AI friendly, so they have AI agents built in and they have AI functionality already in them, so that we're not having to purchase additional tools to come in and add them as a layer on top of our systems. So that's kind of the basic thing that we're doing, but the other fun things that I've been able to do, and I'm still, you know, working on this, and we're refining it daily, is using AI actually as kind of like a virtual assistant, essentially. So we do have virtual assistants with a company, and they're great, and we love them, and they do a wonderful job. However, they're human, so they're not perfect, but these AI agents, once you've trained them to do a lot of the back office tasks that your virtual assistants can do, after a certain number of iterations and training, they don't really make mistakes. So knowing that we have that, and we can continue building on that. We don't have to add FTE to our team, which increase our labor costs. That's allowing us to not raise our prices on our clients, and which I'm sure they're all happy about, because other property management companies are doing that right now,   Keith Weinhold  30:33   Right, so property management companies are going to have to do this to stay competitive and keep up, whether they want to or not, and when I think about using AI in real estate, you know, one of the first things I think of, just say that tenant journey from attracting the tenant to placing them. When I think of the cutting edge, I think of help with marketing and writing advertisements, which I think is kind of a simple thing to do, sort of an easy way to implement AI, and also when I think about that early part of the journey, really I think about using AI as a leasing assistant, and sort of how you see that more, the 24/7 front desk, if you will. I mean, if you have an AI leasing assistant that can answer questions for your prospective new tenant and follow up with leads that can be a big deal. I mean, a lead that sits unanswered for six hours, they just kind of turn into a cold French fry, and instead AI can answer those questions and schedule that tour. If a prospective tenant asks the same question four times, you know the AI doesn't get frustrated and leave out some sigh. So, can you tell us more about kind of that front end, the marketing, and then the leasing end? Are you using AI as a leasing assistant essentially?   Aundrea Newbern  31:47   We are. So, if we talk about maybe the marketing piece of things before we get into the leasing, we're not using as much AI with marketing at the moment. I have had it write some copy for me for some marketing, and I'm not usually crazy about it. I still think it looks like AI right now, so we're having to do a lot of changes with that, but what it has done a really good job at helping us out in the last few weeks is have it go analyze your website, have it analyze how you come up in search functions, right? So, if somebody's going to Google or if they're going to Gemini or they're going to Chat GPT, what's happening with your website and your company when people are looking for property managers, for example, it does a very thorough check on that. It's also really good at reviewing your website and telling you where you have gaps in terms of maybe you need to, you know, change something here or there, or you have certain links that are not helping in your search functionality. So, I think it's really good as far as analyzing stuff. That's kind of about all we've done as far as marketing, as far as a leasing assistant goes, this has essentially been like the biggest lift I think we've had from AI, period, in the last couple years. So, maybe a year ago, we implemented a software, and I'm going to leave the name out, because I'm sure you know I'd rather not do that, but it's a software, and there's a bunch of different options that you can use for this, but essentially it collects all of our leads for us, so we set it up, you know, we set criteria for the type of tenant and our policies for, you know, what type of tenant would qualify, and they call in or message or email this number or this email address, and the AI essentially goes through and asks them a series of questions, lets them know if they would potentially qualify or not. If they would not, then it will not allow them to schedule showings for any of our properties, if they would, with no exceptions. Then we can go ahead and get them scheduled, and the AI actually goes through and gets them scheduled as well. So it is a huge help for us.   Keith Weinhold  33:30   That is really nice. Okay, helping out with tenant screening, there can it arrange tours, put them on the calendar, then if they're qualified.   Aundrea Newbern  33:40   Yes, it actually gives them an option and shows them all of the dates we have available, so the person can go ahead and schedule their showing. It can provide updates if we need it, so if we change our policy, it can send that out to the tenants for us as well. So that process I would say is about 90% automated right now. It doesn't really take much human intervention, except for us to review things and make sure there's nothing kind of wonky with the schedule or anything like that.   Keith Weinhold  34:00   Okay, so if they're qualified and interested, the prospective tenant can fill out an application, and then is AI assisting on the screening, and are you still meeting with them in person before they get the keys and sign the contract?   Aundrea Newbern  34:14   Yes, and no. So we still do meet with them in person to be able to do like that walkthrough of the property and make sure we're documenting issues, and all of that, which, by the way, I think in the next year that'll probably be automated as well, but we're not quite there yet. They do not have to come in in person, in terms of signing the lease or anything like that. That's all done remotely. If they want to, they can, but we really don't have to meet with them until it's time for move in at this point.   Keith Weinhold  34:36   All right, we're seeing the evolution of AI since it was really Chat GPT that was pioneering and rolling out in November of 2022 so we're coming up on four years of really this activity being integrated into our lives, and I think we both know that it's only going to get better from here, so when we have a tenant that. It's actually placed, of course. I often like to say they call the discipline property management, but it could probably very well be called tenant management. And I think, about, you know, is everything okay after the tenants there? As far as AI having a maintenance triage function, if there's a maintenance request, of course, you're going to want to prioritize something differently if it's a big plumbing leak that's damaging the subfloor versus just having a slow drain, you know. You probably want to be sure either one of those things are taken care of, but one is going to get priority over the other. So, can you tell us more about after that tenants place the maintenance triage and using AI there?   Aundrea Newbern  35:38   Yeah, so we've pretty much automated the maintenance process in the last year, other than, you know, actually making sure the vendor went out and did what they were supposed to do. So, right now, with us, a tenant has to go in, unless they have a disability and can't do it, of course, but they have to go in and put in any work orders through our system, and essentially what happens is we've created kind of a workflow, so here's the issues of the types of things that would not be considered an emergency unless they answer, you know, certain questions a certain way. Here are the things that are emergencies and requires to go out pretty much no matter what, right? For the things that are non-emergency, or they're not clear in what the actual issue is, which is probably the number one problem we have, is they say, 'My lights aren't working, that's it, we don't know anything else about it, and then come to find out it was just a light bulb, or come to find out it was just their breakers tripping. The AI actually goes in and analyzes what they put in as the issue and selected, and then asks them a series of questions, and then, based on their responses, it actually tells them what to go do to troubleshoot it. We're seeing right now with data, it's eliminating maybe about 40% of the things that we would send somebody out for, yeah, it is huge, and the tenants are doing it, and they're not really pushing back or having issues with it most of the time, but then there are certain things that AI can't quite figure out, we're still training it on, so we do have to send somebody out or call, but it's having a huge reduction in us having to send folks out for this.   Keith Weinhold  36:56   Okay, yeah, we're not talking about completely eliminating humans, but that's huge, if they can have AI give them the answer to maybe some routine maintenance thing, probably that they could have gone and found out on their own, but yeah, that saves 40% of maintenance visits, that's a big deal. All right, so not too much backlash from tenants, not saying, like, oh, hey, I don't want to be talking with your robot, come on, not so much of that.   Aundrea Newbern  37:20   No, not yet. Now we are looking right now at implementing an actual AI agent that would answer the phone to handle these types of just maintenance issues, nothing else but maintenance for right now. And we've tested out a lot of different softwares that do this. Some are better than others, but none of them are perfect yet. And I could call and definitely tell I'm talking to AI, maybe some people couldn't. I feel we're probably going to have a little bit more blowback when that starts getting implemented and rolled out.   Keith Weinhold  37:44   Yeah, I imagine people are just going to get more and more used to this, you know. I wonder, how much AI is helping you with rent pricing, what amount to set the rent for. I mean, for example, isn't it interesting if AI knows that, hey, a bunch of units in the neighborhood all around you, they already have high occupancy. It's really tight in this sub market, where maybe it would advise you to bump up your rent. So, tell us about how AI is helping you with rent pricing.   Aundrea Newbern  38:12   Yeah, so you know, as a broker, I obviously have access to the MLS, which we use for a lot of data, but then sometimes there's rentals that are not on the MLS, so you know an owner went and listed it themselves, and I actually have an agent that their task is to go in every couple of days, and they'll analyze any of our existing listed properties that we have that are not occupied. We're still waiting on somebody to apply, and it'll go and tell me, "Hey, is anything else been listed? Has anything that was out there when we did our review two days ago? Has anything closed? Can we figure out, you know, what price it rented for? Sometimes it can, sometimes it can't, but it'll provide me a report every two days, automated, in my inbox for me to be able to look at on that. So it's really nice.   Keith Weinhold  38:51   Wow, this could be hugely useful. Yeah, or imagine on the flip side of that, if AI detects that there are a lot of vacancies in your area that, hey, you probably don't want to get so aggressive with rent increases. In that case, was there any last way that you're using AI in real estate? Maybe something I didn't think about asking you, Aundrea.   Aundrea Newbern  39:10   If we talk about long-term rentals, not as much. I think you kind of hit on the main things that we're using it for right now, but if we look at vacation rentals, it is doing a lot more there, I think, at the moment than it is long term. So, for example, pricing - we have dynamic pricing that we use for all of our vacation rentals, and the dynamic pricing isn't perfect, so somebody still has to physically go in and make sure no tweaks need to be made, that there's nothing weird going on in the software. I now have an AI agent that, that is their number one job. They go in once a day, they review all of our pricing. They let me know whether we need to adjust it up, down, change our minimum days, maximum days, and we make the adjustments. We're training it now to actually do those for us, but we haven't let it do it yet, so we're still waiting there. It's still waiting on its approval for me to do that, but things such as pricing, things such as going through and analyzing guest feedback, or guest. First tone, even in messages, it's providing me reports on that daily, so I can help identify problems that are maybe small problems before they become big.   Keith Weinhold  40:07   It makes sense that it would be more applicable in short-term rentals with all the turnover that you have there. Well, Andrea, let us know if there's a way for our followers to keep up with you and what you're doing, because people still ask about you here. You're so well liked. Let us know.   Aundrea Newbern  40:26   Yeah, so there's a couple of ways. If you're wanting to kind of see what we're doing with property management or our company, you can go to goldenaislesretreats.com There's also for a way for you to get in touch with me there. You can also check me out on LinkedIn or on Facebook, so I'm there as well, and I'd be happy to connect with anybody. I miss our listeners.   Keith Weinhold  40:43   Oh, Andrea, it's been valuable. It's been great having you back.   Aundrea Newbern  40:46   Thank you, Keith.   Keith Weinhold  40:53   Yeah, great to hear from Aundrea again on the show. It has been a few years. If you use professional management like I do, they will most likely be applying AI in a lot of the ways that we discussed. Coming up on the show soon, a life coach that's had a profound effect on a number of guests that we've hosted here on the show over the years. He has agreed to join us. He doesn't do a lot of appearances like this, so it'll be great. We'll hear directly from Daniel Thomas Hind, and how he transforms the lives of so many business people and investors professionally, physically, and mentally. I'm confident that it's going to help you get more out of life too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 1  41:45   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss, the host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  42:13   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.