Podcast appearances and mentions of Wesley Chapel

With a bachelor's degree in Mass Communications from the University of South Florida and a master's in management from Bellevue University, Jamie Santillo is the founder & CEO of the marketing firm, JS Creative Concepts & Marketing, as well as the travel agency, Adventures by Jamie. In addition to her businesses, Jamie is the lead development coach with Wanderlust Campus and sits on a number of advisory boards. Born with congenital muscular dystrophy and a full-time power wheelchair user, Jamie has had to “think outside of the box” in many areas of her life. This mindset has crossed into her career, making her an absolute powerhouse for her client's success and all those she partners with. Jamie is in a loving, inter-abled relationship with her boyfriend, Kevin. An adventure seeker by heart, she's soared in a hot air balloon, ziplined over alligators and most recently went indoor skydiving. Next on the heart-pounding adventure list is flying in an open-air biplane and doing acrobatics. Contact Jamie Santillo: linktr.ee/adventuresbyjamie Voted Best Travel Agency in FL 2023, 2024 Voted Best Travel Agency in Tampa 2022, 2023, 2024 Voted Best Travel Agency in Wesley Chapel in 2023, 2024 Dr. Kimberley Linert Speaker, Author, Broadcaster, Mentor, Trainer, Behavioral Optometrist Event Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/ To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com 702.256.9199 Host of the Podcast Series: Incredible Life Creator Podcast Available on... Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267 Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platforms Author of Book: "Visualizing Happiness in Every Area of Your Life" Get on Amazon: https://amzn.to/3srh6tZ Website: https://www.DrKimberleyLinert.com The Great Discovery international elearning platform: https://TheGreatDiscovery.com/kimberley l

Johns Hopkins All Children's Hospital has found the right leader in Alicia Schulhof. She brings over 20 years of leadership in health care and is revitalizing the hospital's image and impact in the community. It's expanding into Wesley Chapel, a rapidly growing area, with a 56-bed hospital and additional clinic space. In this episode, she shares her story with TBBJ Editor Alexis Muellner. 

Florin Patrasciou, a prominent figure in the real estate sector, elucidates the transformative evolution of real estate transactions, emphasizing the profound impact of technological advancements on the industry. He recalls the cumbersome processes of the past, where clients were required to sign multiple original documents, contrasting sharply with contemporary practices that favor efficiency and digital solutions. Through his extensive experience, Florin underscores the necessity of embracing technology to streamline operations and enhance client satisfaction. His journey from a newcomer in the United States to a successful broker owner exemplifies the entrepreneurial spirit essential in the competitive real estate landscape. This episode serves as a compelling narrative of adaptation and innovation within the realm of real estate, highlighting the importance of mentorship and continuous learning in achieving success.A profound exploration of Florin Patrasciou's journey unveils the remarkable evolution of the real estate landscape and the technological advancements that have reshaped the industry. As a broker owner of ReMax Premier in Wesley Chapel, Florin shares his insights on the transition from traditional practices to modern methodologies. He reflects on the cumbersome processes of the past, where multiple original contracts were a norm, and contrasts them with the efficiency of contemporary technology. The discussion further delves into the personal narrative of Florin, an immigrant from Romania who embraced the American dream, highlighting the cultural experiences that mold his perspective on the real estate market today. Florin emphasizes the importance of continuous learning and adaptation within the industry, asserting that the integration of technology does not substitute the role of the real estate agent but rather enhances their capabilities to serve clients more effectively. In this engaging dialogue, the podcast also touches upon the significance of community development in areas like Wesley Chapel, which has witnessed significant growth and transformation over the years. Florin's passion for fostering relationships within the community is palpable as he recounts the vibrant diversity that defines the area. The emphasis on mentorship and accountability in the real estate field serves as a key takeaway, with Florin advocating for new agents to cultivate an entrepreneurial mindset while embracing the wealth of knowledge available through training and professional development. As the conversation unfolds, listeners gain a comprehensive understanding of the shifting dynamics in real estate and the proactive measures that can be taken to thrive in a competitive market.Takeaways: Florin Patrasciou emphasizes the evolution of real estate transactions, shifting from cumbersome paperwork to streamlined digital processes. He highlights the importance of technology in facilitating real estate transactions and enhancing client experiences in today's market. Patrasciou reflects on his journey as an immigrant, illustrating how his hospitality background has shaped his real estate career. The discussion reveals the significant impact of economic changes on the real estate market, particularly new construction challenges post-2008. Patrasciou stresses the necessity of mentorship and continuous learning for new agents in the real estate industry. He advocates for transparency in real estate transactions, particularly regarding commission structures and buyer representation. Links referenced in this episode:boxbrownie.compaperlesspipeline.com

#realconversations #historicalfiction #author#greatsmokymountains #Tennessee #moonshine CONVERSATIONS WITH CALVIN WE THE SPECIESMEET CATHERINE ASTL: “How often I speak about the universe,circles of concentric commonality, the American landscape and history, andbeing an indie author. Firstly, a few weeks ago, I met Kae Wagner, best-sellingauthor and founder of Bold Authors Network. A new expansive world for me as arecently published Kirkus Star author. In that first meeting I attended, therewas Catherine Astl. We connected. Today, I interviewed Catherine. For me, she'sa part of a brave new world as a best-selling author in Great Smoky MountainsHistorical Fiction. I think I'm worldly enough. But not. I know so little aboutthose mountains and their preciously fascinating people. Catherine is aprolific storyteller. I'm engrossed as we speak in her ‘Home of the Soul,' anovel of the Walker Sisters of Little Greenbrier Cove. Catherine's writing is socolorful, detailed, and the product of intensive research. So evident. Ourinterview is a journey into Americana and history. Catherine is aquintessential storyteller. A magic carpet. And I finally understand whatmoonshine is.”  Calvin https://www.youtube.com/c/ConversationswithCalvinWetheSpecIEs426 Interviews/Videos  7900 SUBSCRIBERSGLOBAL Reach. Earth Life. Amazing People.  PLEASE SUBSCRIBE **CATHERINE ASTL; Best-selling author, Great Smoky MountainsHistorical Fiction; American History; Moonshine history; English Teacher; LIVEfrom FloridaYouTube: https://youtu.be/hiIicu8_m2kContacts: FACEBOOK  /www.facebook.com/catherine.astlAMAZON: https://www.amazon.com/author/smokymountainauthor**BIO: Catherine Astl holds a Master's Degree in English-Literature and Curriculum from Southern New Hampshire University, a Bachelor'sin English-American Literature from the University of South Florida, and is agraduate of the International Summer Schools Shakespeare and Literature programat the University of Cambridge, Cambridge, England. She also holds an Associateof Science degree in Legal Assisting and worked as a civil litigation trialparalegal for 27 years before switching to her current position teachingEnglish Literature.Catherine lives in Wesley Chapel, Florida, where she spendstime with family and friends, reads, writes, travels, and scours bookshops toadd to her personal library of 2000+ books which is always expanding.**WE ARE ALSO ON AUDIOAUDIO “Conversations with Calvin; WE the SpecIEs”ANCHOR https://lnkd.in/g4jcUPqSPOTIFY https://lnkd.in/ghuMFeCAPPLE PODCASTSBREAKER https://lnkd.in/g62StzJGOOGLE PODCASTS https://lnkd.in/gpd3XfMPOCKET CASTS https://pca.st/bmjmzaitRADIO PUBLIC https://lnkd.in/gxueFZw

Social Security claiming strategies can vary greatly depending on family dynamics. This episode explores how different family situations, such as those with a stay-at-home spouse or a blended family, can impact when and how to claim Social Security benefits to maximize your retirement income.   Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com   Speaker 1: PFG Private Wealth Management LLC is an SEC registered investment advisor. Information presented is for educational purposes only, and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. The topics and information discussed during this podcast are not intended to provide tax or legal advice. Investments involve risk and unless otherwise stated are not guaranteed. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed on this podcast. Past performance is not indicative of future performance. Insurance products and services are offered and sold through individually licensed and appointed insurance agents. Speaker 2: The rules of retirement have changed. No longer can most of us rely on Social Security or a single pension to fund our futures. We're living longer and retirement doesn't just last a handful of years anymore. Instead, you might stay retired for 20 or 30 years and maybe even more. We need to look at retirement through a new lens with fresh eyes, with a new approach and plan of attack. Here to answer the call, our financial advisors, John Teixeira and Nick McDevitt of PFG Private Wealth Management serving you throughout the Tampa Bay area. This podcast is Retirement Planning - Redefined, and it starts right now. Marc Killian: Time for another edition of Retirement Planning - Redefined with John and Nick, financial advisors at PFG Private Wealth. Make sure you subscribe to the podcast on whatever podcasting app you like using. Just type in Retirement Planning - Redefined, or find it online at pfgprivatewealth.com. That's pfgprivatewealth.com, and while you're there, you can book an appointment with the guys right there at the top of the page. Just click on the little tab and get started today. We're going to get into Social Security conversation this week with the guys, some claiming tips for family situations, different kind of family situations that are out there before we get rocking and rolling. Nick, how are you doing, my friend? Nick McDevitt: Doing pretty good. Marc Killian: Yeah, hanging in there? Nick McDevitt: Oh, yeah. Slightly enjoying the cooler weather, but I always enjoy hoodie weather, so I could use a couple more degrees, but. Marc Killian: Okay. Nick McDevitt: But not too bad. Marc Killian: Not too bad. And John, how are you doing with the herd down there? Everybody doing all right? John Teixeira: Yeah, everyone's good. Everyone's trucking along. Yeah, my daughters are in karate, so they're enjoying that. Marc Killian: Oh, nice. John Teixeira: And debating what the next step is for one of, actually, they run around kicking me all the time now. Marc Killian: Yeah, they're going to ninja flip you all over the house. John Teixeira: Nice. I'm trying to get my youngest one into flag football so I just bought her a football and throwing it. Marc Killian: Very nice. John Teixeira: My wife's like, "No, no, she's doing softball." And I'm like, "Whatever." Marc Killian: Nice. John Teixeira: So we're trying to get her into some sports here, so it should be fun. Marc Killian: Good, good stuff. Good stuff. Well, since we're talking about families, let's talk about the Social Security breakdowns on some things. Claiming strategies vary, obviously from dynamic to dynamic. In this episode, let's just run through some stuff. I guess we'll start with the broad view, fellas. Social Security claiming strategies, there's a lot of it. I mean, it can get a little overwhelming, which again is important to work with somebody who has some experience in this. Whoever wants to tackle that, what's your thoughts on just the sheer number of claiming strategies that are out there? John Teixeira: There's a lot. There's a lot of them, but it really boils down to a few that you end up doing. I think the most important thing is to understand your current situation, whether it's the discrepancy of what the income's going to be for each person. If you're filing jointly or you have two people taking Social Security and understanding what the need is at the time. Do you need income right now? Can you hold off? But there is a lot of different options to pick from. The best thing is to review what makes sense based on the plan, and then also at this current time what you have going on. Marc Killian: Yeah, I think a lot of people view it as, well, we've got this collection. We've got a 401(k) and this, that, or the other that we've personally saved. Oh, and Social Security versus maybe looking at them all together holistically in one overall strategy. It should be thought about and we're going to talk about that in the way you set up your income structures. Nick, I guess I'll let you take over and get this first one. Let's look at it from a single income household consideration. We don't see this as much anymore, but maybe it's just one person that goes to work and the other person stays at home, which is totally fine, but what's some things to consider in that unique situation? Nick McDevitt: The timing of the benefits are super important. Number one, the golden rule in retirement planning or financial planning is it depends. From the perspective of I think one of the biggest drivers in a single income household is going to be age difference between the two, and that has the biggest impact on the claiming strategy. Ultimately, any of these Social Security decisions come down to their function of other assets and the impact of the timing of the Social Security benefits and how that's going to take into account. But if we were to pick one thing from the standpoint of survivor benefits is a good example. A lot of people are under the impression, or I should say the feedback that we've gotten from many people is not having a good understanding of how survivor benefits work. The reality is that survivor benefits are when one passes away, the surviving spouse gets to the higher, the two benefits, the lower one goes away. Marc Killian: Right. Nick McDevitt: Oftentimes obviously if it's a single income household, the person that hasn't worked, their benefit's going to be lower, it's going to be half or even less depending upon when they take it. We'll go through and use, we have some calculators that we'll work with with clients, put their specific situation in there, then use those numbers and overlay them with the plan to help them try to figure out the most efficient way to do it. We always say to them that there's the top financial strategy and then there's the we have to try to balance that with the I want my money and I want it now strategy. Marc Killian: Right. Nick McDevitt: When it comes to Social Security, there's something to it from the perspective of people putting in the money over years and really wanting to get access to their money quicker. That's how we go into most of these strategies is overlaying it with the plan and looking at how it's going to work. Marc Killian: Well John, let me ask you a couple of follow-up questions on the single income household side. I think there's some confusion too. I typed this in the other day when I was putting these together and I saw this, I think it was, I don't know, Reddit or something feed where people were back and forth and they didn't seem to, there was a lot of misunderstanding about if you didn't work, could you get Social Security? People were saying, "Well, you have to work the 40 quarters in order to qualify for Social Security," which that's accurate for your own. However, and then somebody else would follow up and go, "Wait a minute, my grandmother who never, ever had a job gets Social Security. How is that possible?" I think there's confusion out there that if you're a single income household, if you've never worked, you can claim against your spouse, correct? But they have to have already activated it for it to start, is that correct? John Teixeira: You get the spousal benefit. Correct me if I'm wrong here, but I believe you have to be married nine months in order to receive that. Marc Killian: Yeah, correct. John Teixeira: In reality, most people will get that as a spouse. Marc Killian: Sure. John Teixeira: I had one situation actually where someone got married, they didn't qualify and the spouse died after eight months. Marc Killian: Oh, wow. John Teixeira: So they did not qualify anymore. You do have the spousal benefits, which is half of the earning or the qualified spouse's, what they call full retirement amount. Marc Killian: And they have to turn it on first, right? That's a bit of a sticking point. If you're the worker, you have to claim Social Security before the spouse who never worked can also get their half, correct? John Teixeira: Yeah, Marc. That is accurate. To receive a spousal benefit, the spouse that is qualified has to be drawing on benefits. The person receiving the spousal benefits has to be past 62. The big confusion on this was in the past, you could do some strategies like file and suspend where the person didn't have to be drawing it just yet, so you do some strategies. But they closed those loopholes about six or seven years back, which ultimately was a loophole that needed to be closed to help the longevity of the program but a lot of people weren't happy because it was probably the best strategy out there to use. But good news is it helps longevity of the program. Bad news, you can't do it anymore. But some of the confusion comes into play where people that have already done the file and suspend are grandfathered in. Marc Killian: Gotcha. John Teixeira: Circling back to the spousal benefit, spouses are entitled to half of their spouse's full retirement benefit. They can drawing at 62, and their spouse has to have started drawing on it themselves. Marc Killian: Yeah, gotcha. Nick McDevitt: And if they do receive the benefit, if the spouse that hasn't worked and is receiving the spousal benefit, if they take it before their full retirement age, then there is a reduction. Marc Killian: There's a reduction as well, right. Nick McDevitt: There's a function there. The only other thing I want to mention for the single earner is, single income is if somebody was married for at least 10 years and then are divorced and not remarried, they are eligible to, and maybe they never got their 40 quarters, they are still eligible for a spousal benefit. John Teixeira: To jump on that, because this has come up quite a bit with clients, if you're divorced and you're eligible for spousal benefits, you do not have to wait for the person to be drawing. As long as they pass the age of 62, you can draw. Part of that is because you might have some vindictive spouses that are waiting to draw to make sure their ex doesn't get the spousal benefits. Marc Killian: Well, and we're going to talk about that in a minute as well. There's a couple little things, little caveats there. To our point, kicking this off, there's a lot of nuance to Social Security. We're going to try to keep it high level a little bit and not get too confusing. Again, it's important to talk to somebody, but those are some basic things to think about from that single standpoint. Let's go to the dual income households, which is most people, guys. John, you talked a little bit about file and suspend and while it's no longer an actual strategy, what I know a lot of advisors often talk about with their clients who have dual income is if one person is making more, then maybe you're letting that one grow to 70, right? To the max out. And then the person who's maybe making less, especially if they're the same age, maybe then you're looking at turning that on earlier, whether it's full retirement age or even 62 depending on the money needs. That's a workaround I suppose, to the file and suspend a little bit. That's some things to think about. So what's some other things to think about and dive into wherever ever you want on dual incomes there? John Teixeira: Again, rule of thumb is just overview versus individuals, but it does make sense to always suspend the higher benefit, whether if you're dealing with a survivor benefit, there's some strategies. You have the dual income spousal benefits, you want that extra compounding on the higher amount is basically why you want to do that. Marc Killian: Right. John Teixeira: Another strategy for that and why you might want to delay the higher benefit is the survivor benefit is going to be higher. You can in essence defer someone's benefit till age 70, and if they were to pass away, the survivor benefit now has that increased amount so that is one option you could do. As you mentioned here, you could take a lower benefit earlier, let the other one go. If you have two working spouses, but let's say someone's benefit isn't as high as their spousal, you could look into someone taking their own benefit at 62 and then switching to the spousal later. There's definitely a lot of different things you can do. And a reminder of what Nick said, anytime you take early, you are going to get a reduction of benefits. Marc Killian: Yeah, 30% currently, right. John Teixeira: Yeah. Marc Killian: That's a big haircut- Nick McDevitt: Depending upon your full retirement age. Marc Killian: From your full retirement age, yeah, it's a big haircut, 30%. To your point earlier guys, when you're building a strategy, because I guess Nick, part of this is looking about where are you taking money from, right? You've got your 401(k), you've built up your personal, then you got your Social Security, and it's like, okay, when are we turning on what and where so that we can maximize this? It's like, which horse are you riding? The one you brought or the one the government brought kind of thing. Nick McDevitt: This might be a little bit too detailed, but really, what we do from our standpoint as an advisor is we use the withdrawal rate as the test to figure out. When we look at the overall portfolio and we go through the expenses and we figure out how much income a client's going to need on an annual basis, let's say that delaying Social Security is going to force them to take a 10% withdrawal rate. For three years, they're going to have to take out 10% of their money out of their portfolio a year to cover expenses to delay. That number's probably too high. For most people, that number's probably too high. If it's something around a max of a seven or eight, and it's only going to be for a couple years, depending upon the size of the portfolio, that can make sense. But when there's just too much pressure on the portfolio to perform, then oftentimes just at least getting one of those Social Security benefits and that's why staggering the two oftentimes makes sense. It's like, okay, well if a 10% withdrawal rate is what's needed, then if we can reduce that down to a seven for a couple of years by taking one and then drop it closer to a four and a half, five after a couple more years and stagger it, that's the ideal. Marc Killian: Gotcha. Nick McDevitt: It really is a function of portfolio like the nest egg number, the expenses and what we need to take out to cover those expenses and what the gap that Social Security benefit's going to provide. Marc Killian: Gotcha, okay. Yeah, so I mean, again, there's really a lot of nuance to figuring out. Most of us are going to probably fall into this dual income household planning strategy. You want to make sure that you're working with someone to just maximize things based on what you've built yourself, plus what we're going to get back from Social Security. Can we talk about a lot of money over time? John, you talked about ex-spouses earlier, so let's talk about special considerations for blended families or people who have gotten a divorce and remarried or whatever. I'll throw this out there as well. So my mom found, and Social Security, people that work there, they're not supposed to, typically they're not going to help you with their claiming strategies, right? They're going to give you the options available for you, but it's not really their job and they're not really supposed to be diving into the weeds. But I will say, that said, there was a lady that helped my mom. She was asking her a question, and she informed her, and a lot of people don't know this, that you could claim on an ex-spouse, right? To John's point earlier, and so she found out she could actually get a higher benefit, she's in her eighties, by claiming from her first husband who she hadn't been married to in a very long time. But there are some caveats and rules to that. It could be something that you consider doing in your claiming strategy as well, especially if you're a widow or you're single. You have to be single obviously in order to do that, that's one of those caveats. But talk to me a little bit about some of that stuff. It was interesting, she found out she could get more money. And to your point about the vindictiveness, they don't ever know. So when you claim, they don't find out, they don't get to come to your house and go, "You're claiming against my Social Security." They don't even know. John Teixeira: Yeah. That's something that comes up where I guess some misinformation or I don't know how this comes up, but it's somewhere out there where I've had clients ask, "Hey, is my ex-spouse drawing on my Social Security going to affect mine?" The answer's no. What you just said there, you would never know when they draw on your Social Security, it's not going to affect yours whatsoever. And vice versa, where it's like, "Hey, will they know when I start drawing my spousal benefit?" Marc Killian: Yeah, can I stick it to them? Like, "No." John Teixeira: No, you cannot. And then one thing you mentioned earlier, Marc, when you were going through that is you can draw an ex-spouse as long as you are not remarried. Marc Killian: Correct. And I think you had to be married 10 years, right? To the prior person. Yeah. John Teixeira: Yeah, you have to be married 10 years and you cannot be remarried. I've had situations where people did not remarry to take a spousal benefit. They just let it ride and said. Marc Killian: Mom being in her eighties, she was like, she's not getting remarried anyway. But she was like, "Huh, I didn't know that." To your point about not knowing, one of my siblings was like, because we're half siblings, "Well, that's not cool. She's drawing against my dad's." I was like, A, he's never going to know. B, actually, he's never going to know because he's passed away anyway, right? It's a weird little loophole, but it is one that could be beneficial, and a lot of times I think it does benefit widows sometimes who maybe have been, maybe their second marriage and then that person passed away. It is something to consider if they had a prior husband who maybe made more money. It could be an option to look into, but there's some rules and there's some things, so you want to make sure you're talking with somebody about that. John Teixeira: Yeah, the most important thing is let's say you are in that situation where you have an ex and currently doing this right now, you have to go to Social Security and provide them with the information so you can determine what their benefit actually is. And if you have multiple exes that qualify for you get to pick and choose whichever one's higher if you're going to be doing a- Marc Killian: But you do have to have the paperwork to your point, yeah. You have to show- John Teixeira: You have to have the paperwork and everything like that. Marc Killian: Yeah, to show. John Teixeira: Definitely there's a lot of options, information out there, and it's important to do your due diligence. And if you do call Social Security, and we're going to say this every single time we do a Social Security podcast, sometimes they give you bad information, unfortunately. It's important to make sure you're working with the qualified professional that knows it, and you might want to call multiple times to confirm what you're hearing. Marc Killian: Well, speaking of, that might be a good time to bring up the fact you guys got something going on. What's going on there? You got an event or a class or something? Nick McDevitt: Coming up at the end of the month in January, a fair amount of our clients have come to us through the classes that we do around at different educational institutions. But starting on January 30, it's a two night course, so two and a half hours on the 30th, and then two and a half hours on the following Thursday. And then concurrently, we also run day one of the course on the 4th and the 11th of February. Marc Killian: February, okay. Nick McDevitt: It'll be at Pasco Hernando Community College, the Porter Campus up in the Wesley Chapel area. We've got clients that originally went to the course and then sometimes like to go back and freshen up. We have other people that have come to us, whether it's a referral or heard the podcast or whatever, and they find out that we do the class and they like to join. So more than welcome, just reach out to us if it's something that you're interested in. Marc Killian: What's the best way to go about doing that? Just go through the website or call a number? Nick McDevitt: I would either call our office, (813) 286-7776. Or they could email either John or myself, it's nick@pfgprivatewealth or john@pfgprivatewealth. Marc Killian: And again, that number if you need to, folks, is (813) 286-7776. Or email John or Nick and then @pfgprivatewealth.com. All right, that's going to do it for this week on the podcast. Thanks so much. So yeah, great. If you'd like to attend that event, I mean at the time this podcast is happening, you want to jump on the February one. But definitely reach out to them ASAP, don't delay and get yourself in there because a lot of stuff that goes into Social Security. Make sure, as John said, that you are talking with the professional who can help you with this and you can reach out to them at pfgprivatewealth.com or the information we just gave. Check the show notes below for links and information that way as well. Don't forget to subscribe to us for future episodes of Retirement Planning - Redefined with John and Nick from PFG Private Wealth. We'll catch you next time. Thanks guys.  

As we kick off 2025, a lot of people consider what they want the year to look like and how to put their best foot forward, especially financially. Think: “new year, new me!” To figure out what the new “you” is all about, sometimes it helps to reflect first on what you've done in the past and what you want to change moving forward. Today, we'll talk about the financial decisions and habits you've maybe had in the past and what changes you can make this year to embrace the new you.   Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com   Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. The topics and information discussed during this podcast are not intended to provide tax or legal advice. Investments involve risk, and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed on this podcast. Past performance is not indicative of future performance. Insurance products and services are offered and sold through individually licensed and appointed insurance agents.   Speaker 1: It's time once again for another edition of the podcast, Retirement Planning Redefined with John and Nick, financial advisors at PFG Private Wealth. And you can find them online @pfgprivatewealth.com. That's pfgprivatewealth.com. And we are into the new year. It is 2025, which still sounds weird to say. And we're going to do that new catchphrase in the last couple of years has been that new year, new me thing. So we're going to do that with our money. Now, I know it's the middle of the month already and you think, well, you should be doing this like the first week. But I was thinking about this, guys, I think January 16th I think which is the day we're dropping this podcast, I think that's actually officially quitters day if I'm not mistaken. But they have a term for it, people who set a resolution and then quit within two weeks. So I thought, well, let's wait till now and then we'll do our money attitude changing hopefully.   And that way hopefully people will stick with it when it comes to following their resolutions through. So let's get into it this week. John, how are you doing, my friend?   Speaker 2: I'm doing all right. How are you?   Speaker 1: Doing pretty good. Are you a resolution kind of guy? Do you set those?   Speaker 2: I don't think I've ever set a New Year's resolution.   Speaker 1: Really? Okay. All right. What about you, Nick? You doing all right?   Speaker 3: Doing pretty good. I can't say that I am a much of a resolution person either.   Speaker 1: Okay. Nothing wrong with that.   Speaker 3: Yeah, but trying to do a little bit better, set some goals not necessarily New Year's resolution.   Speaker 1: Well, I will say this, I'm not a resolution person either, but I did set last year as like I wrote four things down I wanted to accomplish in 2024. And I actually wrote it down, which I never do, and it actually kind of worked. So I kind of did stick with it and I got all four things accomplished. So I tried it again this year. So we'll see how it pans out.   Speaker 3: Yeah, there's definitely science behind it, write it down and everything.   Speaker 1: Yeah. So with that said, guys, what we're going to do is we're going to do that kind of attitude and we're going to do that kind of conversation piece here with finance. So if you're in that kind of new year, new me camp, this might be right up your alley. So guys, I'm going to give you the old you, like what maybe the old version of yourself might be saying. And then you give us the new you spin. Okay, so how to take it in that direction we want to improve on. So John, we'll start with you. So the old you might be like, man, I live beyond my means. I know I'm overspending. I got to get that under control. And A, first step is if you can accept that and admit that that's already a great thing, but what else should you be doing if you're trying to get into the new me?   Speaker 2: Yeah, I think a first step for that is really take a look at where you're spending your money and prioritize what do you want to be spending on? So you kind of look at last year and say, "Hey, a lot of this stuff was unnecessary. I really didn't need it. Could have done without it." And maybe there was a little bit of guilt when you purchased it or did whatever you did. So I think prioritizing is step one. Setting a little bit of a budget. It doesn't have to be strict, but something that you could at least track as you just mentioned there, you wrote down some goals and it kind of helped you out. Same thing with this, write down where's your money going. And as I said, if something gets tracked you can definitely take a look at it and see where you can adjust it. And the hardest thing for most people and I've fell into this category at times, is kind of impulse buying.   So definitely figure out how to stop that, whether it's you see something you want, put it down for a second, take it out of the car and give yourself a day or two. And if you really like it, maybe go back and get it. But definitely stop yourself from that impulse buying.   Speaker 1: Yeah, it can certainly get us.   Speaker 3: Yeah. I would say too, one of the things that a conversation with some clients recently is those that maybe have a little bit of trouble from the spending standpoint, a lot of times they don't really have too good of a system for how they do spend. Meaning not necessarily setting a budget, but sometimes people will whipsaw from any sort of budget. I know that's kind of how I react. But having a plan of attacks. So for example, if we see people that use their debit card for a quarter of things, one credit card for gas, one credit card for publics, one credit card... And try to get all spread out, they oftentimes end up spending way more money than you realize.   Speaker 1: Yeah, that sounds like a recipe for disaster for me at least.   Speaker 3: Yeah. And so especially with clients that are one to two years out from retirement, more and more we encourage them to have the household use a single credit card that the website has a system where we can do an export or a data dump at the end of the year. It'll categorize the expenses for us, and we can kind of look from year to year and use those same categories that are a part of their card, to help them really see what's going on from year to year standpoint [inaudible 00:04:52] clients.   Speaker 1: Yeah. And certainly you could do that with one card, you could do some points. I think if you can manage that stuff and then you can use that for flights and trips and things that... You can certainly kind of couple that credit card idea in there. But multiples for individual things, that definitely sounds like a recipe for disaster. So, all right, good job guys. I like that. So prioritize what you need if you're overspending or living beyond your means, maybe that wants versus needs list kind of thing. And to John's point, to curb those impulse buys, they can certainly get you. All right, so let's go to the next one here. The old you, now this might be a little bit more for our folks that are getting closer to retirement or maybe even into it guys, they are great savers. The old you has saved maybe even to a fault.   And I think a lot of retirees struggle with this, and you guys can talk to this point. But they don't now feel comfortable using it and enjoying it. They've gotten so grooved into saving for 40 years, they don't want to touch it. So how do you get that mindset to change to go, hey, this is what I worked for, let's enjoy this money in the new year, the new me, right?   Speaker 3: Yeah. Fortunately from an advisor standpoint, we do run into this because it's a little bit easier of a conversation to have with clients versus the overspending one. But this is really kind of where we can focus on the planning, where the software that we use with us being kind of a planning focused firm, we really kind of go through stress test the plan, show them, hey, we've kind of planned for multiple different scenarios, try to have them zoom out a little bit. And again, just like a lot of things it ends up kind of being little psychological things that need to be done to make adjustments where they feel better, where maybe it's increasing their monthly distribution from their investment accounts so that when it's in the bank, they feel a little bit more comfortable spending it. Sometimes too, just playing games. We talked about using the credit cards as a consolidate and obviously pay off every single month.   But we've had a conversation with a client that liked to travel a lot. Her daughter had been pushing her to, instead of going on flights that... So from the outside you would look and see, okay, they travel a lot, they go do fun things but maybe it was all day of flying because they had two layovers or three layovers because they wanted the cheapest plane ticket. And so, hey, what are things that you can do to give yourself the permission to make that process a little bit easier for you? And sometimes that's points things. Sometimes it's just saying, "Okay, it's all right to spend a little bit more to make this process easier for you, so it's more enjoyable for you."   Speaker 1: Okay. Yeah, and John, do you run into that sometimes where it's just convincing them, or maybe it's just showing them in black and white, "Hey, it's okay to spend this money. I get it, you've saved and you hate to see it go down and you're worried you're going to run out." But sometimes it's really just more of that just kind of coaching, I guess, just to show them it's okay to do this.   Speaker 2: Yeah, that comes up a lot more than you would think because most people head into retirement. It's like, oh, now it's time to enjoy it and do the things I want. But that fear of running out money really sets in. So reviewing the plan, as Nick mentioned, really gives the most peace of mind. So I'll tell you, when we do our reviews and it's like, "Hey, this is kind of what you're set to have at the end of your plan.' It's like, "Okay, I feel comfortable spending then." And then it's always a good reminder to say, "Hey, if you're not going to spend it, I'll tell you your beneficiaries are going to spend it." So I think it's important that you enjoy yourself while you can. And most people, once we see the plan and we have that conversation, it's a kind of push to do it.   And unfortunately, next year it's another push to do it but it's always a good conversation. I'll tell you the ones that where it clicks, they're very appreciative of that conversation. It's kind of like, "Hey, appreciate you letting us know we're in good shape and we can kind of splurge a little bit more and do the things we want."   Speaker 1: Yeah, and that's the point of coming back in for the updates and the consultations and the reviews. So you can keep track of that and make sure that you're feeling a little bit better about it. And yeah, to your point, what's the old saying, if you don't fly first class your kids will whenever they inherit the money.   Speaker 3: I haven't heard that, but I'll start using that.   Speaker 1: Oh, okay. Well, there you go. Yeah, start using that. If you don't fly first class in your retirement, your kids are going to whenever you leave them the money. So all right guys, so good job on that. Let's do another one here. So old you, I don't really know what I have or where it's at if I'm being honest. So a lot of people are in this camp where I got stuff, but I don't really know why I have it, where it's at and truly how much it is or how it works. So if the new you is trying to get better financially, whether you're still working, a pre-retiree or a retiree, what's some things to think about? John, you take off with this one first.   Speaker 2: Yeah, so again, going back to the reviews, this happens quite a bit. As much as you show someone their plan, their net worth, this is what we do for a living so it's constantly on our minds, but the average person probably isn't thinking about their balance sheet or their net worth. But again, back to importance of doing your annual reviews or semi-annual reviews, it's a reminder of, "Hey, this is what I have and here's where all my stuff is." Because it can get confusing where you're talking about, hey, I have an account for this and then I have an account for income and I have a pension coming in. It does get, I would say, overwhelming. But when you have that plan, it's easy just to see it when you're with your advisor or if they have the tools and technology where you can just kind of log into a website or an app and you can just see it immediately. Typically, helps set people at ease.   Nick and I just got an email this week, similar thing. And we do our annual reviews and semi-annual reviews and check-ins quite a bit, but it's always nice for them. It's kind of a conversation of, "Hey, I don't know where anything is." We sit down, it's like, "Okay, great. I appreciate you guys. Thank you so much for sharing this and kind of walking me through it again." Because this is what we do and the average person it's not what they're thinking about day to day.   Speaker 1: Yeah, for sure. Right. Good ahead, Nick.   Speaker 3: I think the client's really trying to become more familiar with technology and using those tools that... because we do set those things up for clients so that they're able to check in on those things. And some like to see it, some don't like to see it, just kind of want the affirmation that things are okay. So it all just depends. But technology luckily has made it a lot easier for those that want to be more involved to be involved.   Speaker 1: Yeah. And think about just not knowing where things are at and stuff like that. Especially if the loved one who is handling all that, which is typically the way it works, passes away. The one person it seems like that does this particular thing or whatever goes first, and then the other person's left holding the bag a little bit more. So having a good 30,000-foot view of things and knowing what you have, why you have it, where it's at. Important. Good stuff. All right. All good.   Speaker 2: Yeah, Mark. And just to kind of touch on what you just said there, that happens quite a bit where a lot of people come to us and whether it's one spouse or the other. And it's, "Hey guys, I want to work with you. Very important we develop this relationship because if something happens to me, I want to make sure that my spouse has someone they can call on where they know everything that's happening."   Speaker 1: Yeah, know where to turn, get some help because you're already dealing with a lot obviously. But being completely behind the eight-ball and not even knowing what's going on with your money makes it even worse. All right, let's do this, let's see if we can do one or two more guys here and then we'll wrap it up for the new year, new me conversation. Old you, until things settle down, I'm going to pause on my investments. We've seen this a lot last year, so I'm going to pause putting money in my 401k if I'm still working because it's so crazy out there. There's the election, there's the volatility, there's the wars, there's the whatever. That's just nuts to me because when is life ever... If anything we've learned since 2020, nothing seems to settle down in the last five years. So Nick, if you're trying to do the new, what's your recommendations for the pause until things settle down kind of person?   Speaker 3: Yeah, you kind of referenced it from the standpoint of 2020, COVID, pre-COVID, post-COVID. We're almost four or five years post the beginning. And so the conversation that I'll oftentimes have with people is, yes, certain things may seem a little chaotic, but let's kind of rewind and let's talk about what we've been through over the last four or five years. And so in retrospect, does now really seem super chaotic and-   Speaker 1: And more so than it was.   Speaker 3: Yeah. And the important part of realizing that China time things rarely works, just kind of having the overarching plan, continuing to average into the market. And that the market tends to be resilient, especially with how money was printed during that phase of time. And so a market continues to be resilient. And for those that did decide to maybe sit on the sidelines, what is oftentimes even more stressful for them is kind of the re-entry and chasing, chasing returns, chasing timing. And then all of a sudden you look back and you have half the money that you could have had. So it's tricky.   Speaker 1: Well, think about just people who, John might've even said this for the election, leading up to the recent election here this past November. Well, look at what the market's in the last two years, the S&P of the last two years was 20 plus percent. And if you were sitting on the sidelines because you were worried of what the election might do to it, you're kind of kicking yourself in the butt.   Speaker 3: Yeah, and that happens a lot. And again, because sometimes people will make that initial decision, hey, I'm going to wait. Hey, I'm going to sideline some of this money. And it's one thing to do a certain percentage, that's fine. But maybe make a broad, really big decision and trying to then readjust that decision is even harder than the initial one.   Speaker 1: Yeah. And I said, John, I meant to say Nick, apologize about that. But John, what's your thoughts on it?   Speaker 2: Yeah, I've been saying things are going to settle down for me for the last five years.   Speaker 1: Have they?   Speaker 2: No, they haven't.   Speaker 1: Right.   Speaker 3: That's what he keeps telling me and I keep waiting.   Speaker 2: Right. Yeah, no, I think there's always something happening. So I think the best time to start doing stuff is the present. There's always going to be something coming up. There's always going to be something why you shouldn't invest or why you should do whatever you got to do. So I think then the best action is save what you can and just continue to save. You'll be in a much better position and happier at the end.   Speaker 1: Well, isn't that the point of your risk analysis anyway? Because something's always going to be going on. So if it's riskier right now and you want to pare back some risk, cool. But just wholesale jumping out, especially when you're thinking about just the dollar cost averaging, just the fact that you're losing over time by not putting in... If you're still working, you're not putting in your 401k because you're worried about what the market's going to do, that's just goofy. Especially if you're missing out on the free money from business and matching money from the company you might work for. So just lots of reasons to have a conversation. Again, to sit down with a professional if you're worried, if you are stressing over when's the right time to do this or that. Sit down with somebody so that you can kind of build a plan based on your comfort and tolerance level.   That's part of that, which really leads me to my last one, guys. If you're one of those folks that are in that, I have no financial plan. My parents didn't have one and it worked out for them I guess, so I'll just hope for the best. Many of us do this in the old you camp. So whoever wants to start with this one, I guess, John, I'll let you start with this one. If you're trying to do the new you, make a new resolution to get better financially and you're hoping for the best, that's not the way to go. So we've talked about it multiple times, but what should we do?   Speaker 2: Yeah, definitely like I just said something's always going to be coming up and the present's the best time to start doing stuff. So we definitely recommend starting a financial plan. If you're just getting into it, maybe it doesn't to be a full comprehensive one, but something where it's just some type of outline, some type of goals you can start setting for yourself using... I'll say times have changed. My parents both had pensions and they were very blue collar old school, so they didn't have a plan. They just kind of went to work, got their pension and retired which most people could have done back then.   Speaker 1: Sure. It was great.   Speaker 2: Yeah. Now with pensions, pretty much for the most part, I don't want to say gone, but very limited to a select few, the responsibilities on the individual to be saving. And there's a lot more stuff going on now than there was 30, 40 years ago. So planning is very important and making sure you're on track, and hitting your goals and saving money is more important now than ever.   Speaker 1: Yeah, for sure. And Nick, I'll let you have the final word here. You've got to take some kind of action. Hoping for the best, hope is not a strategy.   Speaker 3: Yeah, we were talking about sayings earlier and I think there's some sayings out there about hoping without any action too. But from the standpoint of how things were versus how they are now, and John kind of covered the pension versus no pension. One of the other things are even if you decide, hey, from an investment standpoint you want to pick your own investments, that to kind of do it yourself, there are more tools than ever before to be able to do that. Whether it's targeted funds, index funds, the financial world has made it easier for people to engage. So that's a positive. But I'll say that I think the most alpha or the biggest benefit that people have is taking control of a strategy.   And that's really the biggest difference. You could take two people side by side, and if you were to break them down in 10 different variables and one of the variables that's different is kind of having a plan and not, they could have same income, they could have a lot of the same sort of setup. The person with the plan is going to outperform substantially. And that's just kind of how it is. So can't emphasize that enough.   Speaker 1: All right, so before we wrap this up, guys, since we're talking about New Year, new me, Nick, tell us a little bit about the upcoming course you guys got going on at the end of the month. Folks want to attend. This would be a great way to kick the new year off, right?   Speaker 3: Yeah, so we do the course and have been doing it for years. It's called Retirement Planning Today. It'll be up in Wesley Chapel at the Porter campus. It'll be starting on Thursday evening, January 30th from 6:30 to 9:00 PM. That'll be the session one. And then session two is the following Thursday, same time, same place. And if Thursday nights don't work, we also run it on Tuesday nights. It'll be February 4th, 6:30 to nine, and February 11th, 6:30 to nine. If anybody's interested, wants to go, just reach out to us directly. You can call our office at 813-286-7776 or email either John and myself. It's just our first name, nick@pfgprivatewealth.com or john@pfgprivatewealth.com.   Speaker 1: All right, there you go. So if you guys want to attend that upcoming retirement planning workshop, that class, then definitely reach out to them. Let them know. Good stuff there. And that's going to do it this week for the podcast. So again, find them online @pfgprivatewealth.com or call the number as the guys mentioned, 813-286-7776. We'll catch you next time.  

The STFM Podcast is pleased to introduce our new hosts for the 2025 season. Please join us in welcoming Omari A. Hodge, MD, and Jay-Sheree Allen Akambase, MD. Both hosts were instrumental in the success of STFM's Underrepresented in Medicine Initiative. Dr Hodge served as co-host of the URM JAM Podcast, and Dr Allen Akambase developed a webinar series with the Scholarship Work Group. To get things started, our hosts interview each other, discussing how they balance family dynamics, professional goals, and individual aspirations throughout their journey in academic family medicine.  Hosted by Omari A. Hodge, MD, and Jay-Sheree Allen Akambase, MDCopyright © Society of Teachers of Family Medicine, 20245Resources:The URM JAM Podcast - hosted by Tochi Iroku-Malize, MD, MBA, and Omari A. Hodge, MD, and published by STFMURM Scholarship Webinar SeriesMillennial Health hosted by Dr Jay-Sheree AllenOmari A. Hodge, MD Omari A. Hodge, MD, earned his medical degree at Morehouse School of Medicine in Atlanta and completed his family medicine residency at Self Regional Hospital in Greenwood, South Carolina. As a primary care physician, Dr. Hodge has worked in a variety of roles, including campus medicine, urgent care, hospital medicine, and graduate medical education. Previously he served as associate program director with North Georgia Health System in Gainesville, Georgia. Currently Dr Hodge serves as the Founding Program Director for AdventHealth Family Medicine Residency Program at Wesley Chapel in Tampa, Florida, with a mission to equip, educate, and encourage residents to use their God given talents in service to the community. He has also worked at Clarkston Refugee Clinic, underscoring his philosophy of using the gift of medicine to serve others. Dr. Hodge serves on the board of trustees at Christian Medical & Dental Associations. He and his wife Kiera participate in both local and global medical aid relief trips. Additionally, Dr Hodge is a proud father to his four children.Jay-Sheree Allen Akambase, MDJay-Sheree Allen Akambase, MD, is a Preventive Medicine Fellow in the Division of Public Health, Infectious Diseases, and Occupational Medicine at the Mayo Clinic in Rochester also pursuing an Executive master's degree in public health practice at the University of Minnesota. She holds the rank of Assistant Professor of Family Medicine with the Mayo Clinic College of Medicine and previously served as a Senior Associate Consultant and Diversity Leader in the Mayo Clinic Department of Family Medicine in Rochester. In that role she created the first department wide equity, inclusion, and diversity committee to lead the team through the department's 2022-23 EID priorities including a faculty development program to promote leadership among women and underrepresented minorities in Family Medicine. She is the President of the American Academy of Family Physicians Foundation Board of Trustees and is slated to serve as the Foundation's President in 2025. She previously chaired the workgroup responsible for the foundation's humanitarian programs: Family Medicine Cares USA and Family Medicine Cares International where she has been instrumental in relaunching the global health program focused on equity. Recognizing the power of media to deliver relevant and timely health messages, she has contributed to multiple health news and education outlets including ABC News Health, Minnesota Public Radio, Wall Street Journal and the Primary Care Reviews and Perspectives Podcast. You can find her on twitter and Instagram @drjaysheree Link: 

Can we be happy in the midst of our suffering? John Mark argues that meaning, more than being happy or healthy, is our core need as humans, and that suffering is one of the primary ways that we live into that meaning. He challenges us to embrace suffering as the forge of our transformation into Christ-like love, where true joy can be found. Key Scripture Passage: Job 23v1-10This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Scott from Wesley Chapel, Florida; Joshua from Cape May Court House, New Jersey; Micah from Tawin Harte, California; Sarah from Winchester, Virginia; and Craig from Crystal Lake, Illinois. Thank you all so much!If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.

Matt Welter, Founder of Dormy House, joins Rob Thomas on the Club + Resort Talks podcast to discuss the introduction of a housing solution. Dormy House is a unique business that's focused on creating affordable housing solutions for club and resort employees, especially those in rural and remote areas where inventory is low and people may be priced out of the market. The founder is a real estate developer and former caddie and it was his experience as a caddie, with lengthy commutes and limited housing options near the courses where he worked, that inspired him to find a solution for workforce housing. He works with the team at Bandon Dunes and has already developed two buildings onsite for its employees. Also on this episode of the Club + Resort Talks podcast … The Saddlebrook Resort in Pasco County, Fla., is set for a sweeping transformation, thanks to a $72.5 million loan secured by its developers, Mast Capital and Amzak Capital Management. The loan was provided by Beach Point Capital Management to fund a portion of the $92 million redevelopment of the 480-acre Wesley Chapel property, which Mast Capital purchased in 2022. The redevelopment plan will encompass a complete redesign of the resort's guestroom suites, lobby, meeting spaces, pool and outdoor areas, golf courses, and food and beverage facilities. Additional upgrades include significant enhancements to the resort's landscaping, sports facilities, and lifestyle amenities. Meadowbrook Golf Course in Lubbock, Texas, is preparing for a new chapter in its nearly century-long history. Established in the 1930s, the course has been a cornerstone of the local golfing community. Now under the management of Orion Golf, Meadowbrook is set to receive comprehensive upgrades aimed at revitalizing its facilities and programs. The new management plans to enhance the course's playability, amenities, and overall accessibility for the Lubbock community. Improvements will include new kitchen equipment, an expanded food menu, clubhouse renovations, and the introduction of golf leagues and clinics. These upgrades are designed to create a consistent, high-quality experience that caters to a broad range of golfers and visitors. Lastly, Bobby Jones Links is now managing two well-known daily-fee golf courses in the Detroit, Mich. area, Sugarbush Golf Club and The Captain's Club Golf and Event Center. Operated by private ownership, sister courses Sugarbush and The Captain's Club have become popular community attractions in their respective enclaves within Michigan's Genesee County. Both courses have thriving junior golf programs and event calendars and have become beloved destinations for golfers, restaurant patrons and the community overall.

Christine Kane, CEO of Audubon International, joined Rob Thomas, Editor-in-Chief of Club + Resort Business, on The Club Resort Talks Podcast to discuss the organization's mission, recent growth, and the increasing importance of sustainability across industries. Audubon International is a nonprofit organization dedicated to helping property managers and owners implement sustainable practices. “We use education, technical assistance, and voluntary certifications to help people start their sustainability journey and keep moving forward,” Kane explained. The organization's programs span golf courses, hotels, resorts, and even municipalities, offering a range of certifications tailored to the unique needs of each sector. Also on this episode of the podcast … Thomas shares news about Vineyards Country Club completing a renovation of its North Course. Led by architect Kipp Schulties, the Naples, Fla., club expanded yardage from the professional tees to bring the course up to championship level, re-turfed with Bimini Bermudagrass on tees, fairways and roughs, complemented by TifEagle greens for optimal playability and resilience, and more. A Florida resort marked its first milestone in an expansive $92 million revitalization. Saddlebrook Resort in Wesley Chapel, Fla., unveiled its new 13-acre driving range. The facility features a double-sided driving range, two TifEagle bermudagrass putting greens, and three short game areas complete with greenside bunkers. Lastly, Kawonu Golf Club appointed a clubhouse architect. Joel Newman, a partner in Thomas and Denzinger Architects, has been named to design the clubhouse, lodging, training center, and comfort stations. Kawonu Golf Club is the first private golf course to be built in Greenville, S.C., in more than 30 years.

Continuing in the Gospel of Luke sermon series, Pastor Erik looks at the the subject of Sabbath and what it means to enter His Rest; to discover that true rest is not just about ceasing from work, but tapping into the Lord of the Sabbath. For more great resources like this, head to http://trpfamily.org/

Can Joe beat the pro, TKras, during this weekend's NFL games against the spread?

In Friday's opening hour, TKras kicked off the program with his expectation for the Bucs as they take on the Raiders on Sunday; how do they need to win this one? Plus, Marc Topkin of The Tampa Bay Times joined us to discuss the latest on the Rays stadium saga, and Joe, a listener in Wesley Chapel, joined us for Beat The Pro!

U.S. Figure Skating's National Solo Dance Finals will be held in Wesley Chapel, Florida Sept. 12-15, 2024. To talk about the event and all things solo dance, Daphne and Gina were joined by reigning U.S. Solo Dance Champion Brooke Tufts and reigning U.S. Solo Dance silver medalist Lucas Appel.---------------------------------------------------------------------------------------------This Week in Skating is hosted by Gina Capellazzi, Daphne Backman and Matteo Morelli is a cooperative project between Figure Skaters Online and Ice-dance.com. New episodes are available every Tuesday.Website: https://www.thisweekinskating.comEmail: thisweekinskating@gmail.comFacebook: https://www.facebook.com/thisweekinskatingTwitter: https://www.twitter.com/thiswkinskatingInstagram: https://www.instagram.com/thisweekinskatingThread: https://www.threads.net/@thisweekinskatingPatreon: patreon.com/ThisWeekinSkating-------------------------------------------------------------------------------------------Support this podcast at — https://redcircle.com/this-week-in-skating-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Pastor Joel Morales guest preached at the Wesley Chapel campus looking at what radical obedience to our God looks like and the profound impact in our lives. Listen in to this powerful message to inspire you for radical obedience to our Lord Jesus Christ! For more great resources like this, head to https://trpfamily.org

In this 5th Part of the Colossians sermon series, Pastor Erik looks at what it means to do everything in the name of the Lord. This includes our attitudes in all areas including our homes, work, and all the relationships in between. But what does this mean for you? Listen in. For more great resources like this, head to https://trpfamily.org

Pastor Erik continues in the Colossians sermon series looking at what it means to for us If We have indeed been raised with Christ. This powerful truth changes our identity and authority to live the Life that our God has called us up to. For more great resources like this, head to https://trpfamily.org/

Pastor Erik continues in the sermon series into the Epistle to the Colossians where Apostle Paul revealed a truth that was so life-changing that anyone who heard and believed, was forever changed. Listen in to know this truth for yourself and see the power of God in your life. For more great resources like this, head to https://trpfamily.org

The church of Colossae in the first century was being distracted by the heresy of gnosticism offering the secret to the divine. In many ways, people today seek to know the secret to know God. But more than information and academics, Apostle Paul writes the letter to the church to empower the believers revealing what true knowledge and power of the divine looks like. #trpwesleychapel For more great resources like this, head to https://trpfamily.org

In Mark 1, Jesus took the time to get away to pray, to have his QT. Pastor Erik looks at the motivation and the heart's desire to have his time to pray alone. If you have ever felt you needed to pray more but lost the motivation or lack the discipline to, listen in. See what Jesus did. And know the heart of our God. #trpwesleychapel For more resources like this, head to https://trpfamily.org

Barry and Abigail discuss Tigerlily by Natalie Merchant and sample Dead Parrot, Passion of the Heights, and Luminescence Hazy IPA from Florida Avenue Brewing Co. in Wesley Chapel, Florida. Modelo is now the top-selling U.S. beer! Read more. Barry has seen Natalie Merchant in concert twice, most recently in 2023. Check out the setlist from the 2023 show! Abigail compared Wonder thematically to The Boy in the Bubble by Paul Simon. Barry was reminded of the story of The Elephant Man. I May Know the Word was written for the film Philadelphia but did not make the soundtrack. Cowboy Romance reminded Abigail of Price to Pay by Blues Traveler and Barry of The Fourth Drink Instinct by Cute Is What We Aim For. Abigail described Jealousy as “You Oughta Know by Alanis Morissette without the problematic behavior.” Up next… Manzanita by Shana Cleveland, featuring Matt and Maddie Carlson! Check out Matt's podcast episode that inspired this choice. Jingles are by our friend Pete Coe. Visit Anosmia Awareness for more information on Barry's condition. Follow Barry or Abigail on Untappd to see what we're drinking when we're not on mic! Leave us a rating or a review on Apple Podcasts or Spotify! Facebook | Instagram | X | YouTube | Website | Email us | Virtual Jukebox --- Send in a voice message: https://podcasters.spotify.com/pod/show/pops-on-hops-podcast/message

When we think of the holiday like Mother's Day, we can recognize that the day was created to honor our mothers. Maybe it serves as a reminder for some, but to honor our mothers should be more than one day a year. Listen in to recognize why we ought to honor our mothers and how we might honor the one who serves our honor. For more great resources like this, head to trpfamily.org

Jennifer Langston–founder of Golden Ears Sanctuary and Rescue, a specialized refuge for senior and hospice dogs in Wesley Chapel, FL—recalls growing up in a house where dogs were always present, whether they be fosters, newly-adopted, or the family pooch. Notably, for the canine establishment she would create later in life, she recounts that her Mom […] The post Jennifer Langston, founder of Golden Ears Sanctuary and Rescue first appeared on Talking Animals.

Dana's trending stories include a “Sports Bra' pub for women's sports to expand nationwide, cheap concerts coming to Tampa, a ‘nude cruise' you may want to check out, a 9-foot alligator caught outside Wesley Chapel school, and a Disney beatdown caught on video.

Pastor Erik continues in the third part of Kingdom Finance sermon series. What does blessings and curses look like in the bible, when God released curse because of sin, and when God blessed his people? Listen in to understand the source of blessings in your life in relationship with the Lord and what that could mean for you. #trpwesleychapel For more resources, head to https://trpfamily.org

Pastor Erik looks into the subject of Kingdom Finance, looking at the biblical understanding of Prosperity. We do not agree with Health and Wealth Gospel, but we believe that the Gospel includes prosperity and blessings of the Father to His children. But do we have a proper understanding of the matter and are the children living the Life that Jesus offered? Listen in and experience God's advancing prosperity in your life! For more resources, head to https://trpfamily.org

Pastor Erik begins his sermon series in the subject of Kingdom Finance. Old Testament believers such as the Jewish people believe that God had chosen them and blessed them. Yet, the New Testament believers somehow have come to teach and believe that Christians ought to live on just enough. Pastor Erik looks at the argument and looks at the scripture to see what the Lord has to say about Kingdom Finance to bless us and to set us free. Listen in and experience God's freedom to receive His blessings in your life! For more resources, head to https://trpfamily.org

Pastor Erik continues in the sermon series in Galatians chapter 5, the true freedom found in Christ. In Christ, there is freedom beyond having choice, but the authority to bear the fruits of the Spirit and to experience the transformed life. For more resources like this, head to https://trpfamily.org

High Reliability, The Healthcare FM Podcast is brought to you by Gosselin/Martin Associates. Our show discusses the issues, challenges, and opportunities within the Healthcare Facilities Management (FM) function.As a Director, one of the toughest decisions you may face is whether or not to evacuate a hospital in an emergency situation, like an equipment failure on a warm summer day. John Crouch, Executive Director of Facilities at AdventHealth in Wesley Chapel, FL, faced this exact scenario. In this podcast episode, John shares how employee autonomy played a crucial role in creating a positive outcome for the hospital. Tune in to learn more about John's leadership journey, including his time in the Marine Corps, and why hesitation can be detrimental to seizing opportunities. Other topics discussed include:Dealing with stressLetting go The role of the Drill InstructorHesitation kills opportunityA Chiller emergencyActing with autonomyInstilling a customer service approachDelivering bad news Employee self-worth"We mentor and teach each other"A path from the Marine Corps to healthcare facilitiesAs always, thank you for listening.This episode debuted on the Healthcare Facilities Network. Please check out the Network and subscribe for more healthcare facilities management content.Check us out at https://gosselin-associates.com

Kevin Corey is an Indiana native, a husband, father, grandfather, Veteran, and the Executive Director of Wesley Chapel Mission Center. Wesley Chapel is a guiding light and trusted haven that empowers children and families in Over-the-Rhine to practice Christ-like actions that transform the community. Kevin is a former DARE officer, youth coach, and mentor; he has documented his own upbringing and faith in his book Core Redemption: Using Your Trauma to Fuel Your Triumph.  In this episode, Kevin shares what made him say yes to moving to Cincinnati, how he wakes up in the morning, and what exactly he and his team do when they step into hard stories. Hear how a medical condition transformed his life, how he describes the atmosphere around the work he does, and why offering space to draw near to safety in the midst of danger is a key part of what he and his team do at Wesley Chapel Mission.  Links to learn more: Wesley Chapel Mission Center Kevin's Book Core Redemption Learn more about Back2Back Ministries Follow Back2Back Ministries on Social Media:Instagram | Facebook --- Send in a voice message: https://podcasters.spotify.com/pod/show/bethedifference/message

Continuing in the sermon series in the book of Galatians, Pastor Erik looks at Chapter 2 with Paul's defense of his apostolic ministry that it was established by God, not by man. And the Gospel sets us up for freedom and power, not bind us in ways of slavery. Listen in to recognize the freedom we have through the gospel of Jesus Christ to attain the identity you were meant to receive. It's not obedience through the law, but your faith! For more resources like this, head to http://trpwesleychapel.com #trpwesleychapel

Pastor Erik begins the sermon series in the Epistle Letter to the Galatian church. The world may propose other gospels which are no gospel at all. To know this, you must know the One True Gospel of Jesus Christ. You must know the truth. Listen in so you will not accept any counterfeit gospel. For more resources like, this, head to https://trpfamily.org

Welcome to Omni Talk's Retail Daily Minute! Here are today's top headlines:Amazon expands its "Ships in Product Packaging" (SIPP) program to all third-party sellers in the US and Canada, aiming to reduce unnecessary packaging waste. The initiative, part of Amazon's sustainability efforts, allows products to be shipped in their original manufacturer's packaging, reducing plastic usage and carbon emissions. Publix unveils its latest store prototype, Innovation Springs, in Wesley Chapel, Florida. Spanning 55,000 square feet, this larger-than-usual store offers various food service items, including upstairs and outdoor seating, alongside a Publix Liquors. With unique features like a burrito bar, olive bar, and full-service pharmacy with a drive-thru, Publix aims to enhance the shopping experience and provide customers with a broader range of offerings.Stay tuned for more retail insights from Omni Talk's Retail Daily Minute! #RetailRecap #Amazon #Sustainability #Publix #Innovation #GroceryIndustry #RetailNews

What is discipleship and the mark of a disciple? Pastor Erik looks at the 5 marks of what Disciples are. Take the test and ask if you are a Disciple of Jesus Christ. #trpwesleychapel For more resources, head to http://trpfamily.org

Have you ever wondered the kind of faith that moves mountains? Pastor Erik looks at the words of Jesus to understand the kind of faith that He called us to have. There is power in faith. And size doesn't matter. #trpwesleychapel For more resources like this, head to https://trpfamily.org

Pastor Erik looks into the new year with the vision to see the empowered church be empowered to lead their ministries. Recognizing that our members are gifted and empowered by the Holy Spirit for great works, we seek to empower our members and leaders with opportunities to walk out our destinies and calling. For more resources like this, head to https://trpfamily.org

Charlie Brown was discouraged by what he saw in the commercialized Christmas. He asked, "Isn't there anyone who knows what Christmas is all about?" The world has become distracted with the blinking lights, massive shopping deals, and wishing for happy holidays. Pastor Erik looks at the true meaning of Christmas and what it should mean for us. To understand and know how we ought to respond to the true meaning of Christmas. #trpwesleychapel #truemeaningofChristmas #Christmas For more resources like this, head to https://trpfwesleychapel.com

On the chat, we've got a chat with Erin Swanson and Wiatt Bowers on the Orange Belt Trail project that's been in the works over the past couple of years. Erin is a Pasco County Project Manager and Wiatt is a Consultant Project Manager for the Orange Belt Trail project. The Orange Belt Trail is a proposed multiuse trail spanning approximately 37 miles through Pasco County from Trinity to Trilby. It would provide key connections to the Coast-to-Coast Trail, Starkey Trail, Suncoast Trail, and Withlacoochee Trail as well as link communities such as Trinity, Odessa, Land O'Lakes, Wesley Chapel, and Dade City!   More Info: https://orangebelttrail.com http://orangebelttrail.com/wp-content/uploads/2023/04/OBT_Workshops_4.2023_update.pdf

We sing "peace on earth" during the Christmas season, but it's often during this season that we feel we could use the extra peace. The season can have added stress with work, shopping, and the extra invitations that require time and energy. And they all add up for the added stress. Have you ever wondered what this Peace that the Prince of Peace came to offer us? Listen to Pastor Erik as he looks at the subject of Prince of Peace and Peace our Lord came to give. For more resources, https://trpfamily.org

Yesterday Christina from Wesley Chapel won a shopping spree at American Eagle courtesy to our friends over at Shops @ Wiregrass... but will she get her prize stolen from her this morning?!

Pastor Erik looks at the shift that's happening in the culture. People young and the old are turning to their phones to communicate rather than talking in person. Conversations are kept at a shallow level, in and out of the church. The cultural consumerism has infiltrated the church in how we relate. But Apostle Paul outlines clear instructions for God's people to have authentic relationships with proper attitude Listen in to learn how you can have authentic relationships. For more resources, head to https://trpfamily.org

To think anything is good is subjective. For the Good News to be good, you must believe it's good. Pastor Erik looks at the Gospel of Jesus Christ, and the significance of the Good News to recognize how good it really is. Listen and know the Good News! For more resources, head to https://trpfamily.org/

Pastor Erik looks at the story of David's Mighty men to look at the mighty characters who helped David be successful, but then asks, did they know how mighty they were? Do you know how mighty you are? Listen in and know that God has made you to be mighty! For more resources, head to https://trpfamily.org

Welcome back to another episode of Fierce Calling! In this week's episode, I welcome my friend and remarkable woman of God, Dr. Evelyn Johnson-Taylor. As a beloved women's ministry leader for nearly three decades, Evelyn has dedicated her life to encouraging, empowering, and equipping women in every season of life. Join us as we explore her journey, from her inspiring role as a nurse to her transformative experiences as a caregiver and mentor. Evelyn shares her insights on the alignment of calling and interests, the power of prayer and seeking, and the transformative role of mentoring. We delve into her life's purpose of serving and caring for others, as well as her passion for advocating for caregivers who often go unnoticed. I know you'll be inspired by Evelyn's profound understanding of the importance of rest, savoring moments, and active listening. We also explore her personal challenges and triumphs, including her own widowhood and the realization that God's plans exceed our own desires. As we journey through this episode, we uncover Evelyn's immense strength, unwavering faith, and her ability to uplift and encourage others in their darkest seasons. Are you ready to be encouraged, inspired. and challenged? Then listen in while I have a chat with Dr. Evelyn Johnson-Taylor. Connect with Dr. Evelyn You can reach out to Evelyn https://evelynjtaylor.org/ and sign up for her monthly newsletter, filled with great info and encouragement! www.evelynjtaylor.org https://www.facebook.com/drevelynjohnsontaylor @evelynjtaylor-twitter evelynjtaylor-Instagram www.linkedin.com/in/evelyn-johnson-taylor-ph-d-590b513/ More About Dr. Evelyn ... Evelyn Johnson-Taylor Ph. D. is a women's ministry leader for nearly thirty years, helping women navigate many of the seasons of their lives. Her vision is to encourage, empower and equip women to win in every season of life. She uses God's Word, and her life experiences to fulfill this vision by coaching, mentoring, training, speaking, and writing books. When applied, the biblical principles that she teaches will encourage, empower and equip women to walk in thefullness of all that God created them to be and accomplish. Evelyn is an ordained minister who served with her late husband, Pastor Scott Taylor, as the founding pastors of Good News Bible Church in Gaithersburg, Maryland, and Good News Global Ministries in Wesley Chapel, Florida. For fourteen years, she also served as founder and president of Women of Promise International Ministries Inc., a nonprofit outreach ministry offering hope and healing to women. She is a theology professor at Grace & Truth Christian University in Tampa, FL.She has earned an AD in nursing, BA in Women's Studies, and MA and Ph.D. in Ministry. She was a caregiver for her husband during his illness from 2008–2018. As a 10-year caregiver, she offers a message of hope and encouragement to those caring for loved ones. Her work with community organizations keeps her in touch with the needs and resources available to caregivers. God has blessed Evelyn with multiple guest appearances on HomeKeepers with Arthelene Rippy, Atlanta Live, and other media platforms to share her passion to empower women and theimportance of self-care for caregivers. Evelyn is the mother of two adult daughters and one son-in-love. Need a Speaker for Your Next Women's Event? Book Doris ... I'd love to chat about speaking at your next event! I'm currently booking for 2024-2025 so let's connect. Check out my speaking page at https://dorisswift.com/speaking/ or https://www.womenspeakers.com/florida/edgewater/speaker/doris-swift I'm looking forward to serving you and your ladies! Ever feel like you can't find your joy? Grab my Bible Study Surrender the Joy Stealers: Rediscover the Jesus Joy in You!

Pastor Erik continues in the Family First Sermon series looking at the subject of Pure Marriage. Listen in to learn how we may have allowed small compromises in our lives that deterred us from receiving the full blessings of the Lord. For more resources, head to https://trpfamily.org

Pastor Erik continues in the sermon series, Family First by looking at the biblical model for Family. We recognise that God's plans for families is blessings, but it comes at a cost. Forgiveness. Listen in to know the cost and benefits of God's model plans for Family First. For more resources, head to https://trpfamily.org

Experience the real-life drama of a community that feels straight out of a reality TV show, akin to the famed Real Housewives series on Bravo TV. Located just 30 minutes north of Tampa lies Wesley Chapel, Florida—where every day unfolds like an episode of its own reality show. Join us on this intriguing ride through the unique happenings of Wesley Chapel, offering a glimpse into the vibrant and eventful daily lives that mirror a captivating reality TV narrative. Thank you for tuning in to Gio's Passion! Be sure to rate, follow, and subscribe on your preferred podcast platforms, including Spotify. Don't miss out on new episode notifications—click the bell icon! Join Gio's Passion Posse and the GPP at GIOSPASSION.COM, where we're aiming for 2000 subscribers and followers (currently at 1043). Let's grow Gio's Passion and Gio's Passion Posse together! Discover our featured YouTube video on Charleston Hotel: https://youtu.be/S4lSXfdPz1s. Connect with us on social media: Twitter: https://twitter.com/giospassion Facebook Page: https://www.facebook.com/GiosPassion Instagram: https://www.instagram.com/giospassion/ YouTube Link: https://bit.ly/38u5sFR This episode is proudly sponsored by GIO'S PASSION & giospassion.com. Join Robinhood using my link https://join.robinhood.com/jackk-f28697e2 for both of us to receive free stocks! Interested in being interviewed? Drop a message about your topic, business, or idea at https://anchor.fm/giospassion/message. Music Credits: Intro Music: "Drop the Roof - Remix - Instrumental Version" by FVMELESS Transition Music: "The Body Instrumental Version" by Davis Absolute Outro Music: "Juno" by OTNO --- Send in a voice message: https://podcasters.spotify.com/pod/show/giospassion/message Support this podcast: https://podcasters.spotify.com/pod/show/giospassion/support

In this episode of The Tragedy Academy Podcast, hosts Jay Hicks and Gary DeFranco sit down with Nico Gutierrez from Code Ninja's Wesley Chapel, delving into the captivating world of coding for children and its profound impact on creativity and learning. Explore the modern education system's approach to grades, competition, and the empowering effect of coding on the younger generation with seasoned experts.

This is the 1300th episode of our news podcast! And to celebrate we are featuring another big win for our RealWealth investors -- the public opening of a man-made crystal lagoon in the Tampa Bay area that's now the nation's largest! The 15-acre Mirada Lagoon is part of a massive development project in Pasco County that was syndicated by us at RealWealth. It was supposed to open a few years ago, but thanks to the pandemic and supply chain issues, those plans were delayed until now! (1)   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. Please remember to subscribe to this podcast and leave us a review.   We acquired the land for about 10 cents on the dollar nearly a decade ago, during the downturn. It was called Cannon Ranch at the time, and slated for 4200 homes on a golf course, but our team thought that consumers might be ready for something different. We brought on a partner, Metro Development Group, and decided to replace the golf-course plan with a huge 15-acre crystal lagoon.    We changed the name from Cannon Ranch to The Mirada. It's located near Wesley Chapel, north of Tampa, right next to another community with the nation's first crystal lagoon, also built by Metro. It's the 7.5 acre Epperson Lagoon. As reported by the Orlando Sentinel, Metro has now opened a total of three lagoons in the Tampa Bay area. (2) The Neighborhood News says Metro is opening a fourth in Ft. Myers, with plans for several more in central Florida. (3)   What Are Crystal Lagoons?   So exactly what is a crystal lagoon? They've been described by some as nothing short of massive and stunning. (4) They have the ability to transform any ordinary piece of land into a safe, family-friendly beach. They are filled with crystal clear water that's perfect for swimming, paddle boarding, kayaking and other water sports. They can be as deep as nine feet or as shallow as needed for young children. And there is no limit to their size.   The technology is also impressive. Crystal Lagoons use one hundred times fewer chemicals than swimming pools on a per-volume basis. Instead of chlorine they use an automated remote-controlled system that measures the water's PH, temperature, and other factors to determine the exact locations that need disinfecting. Disinfectant is then used only in those places.   They also have a low-cost ultrasonic filtration system for solid matter that uses sound waves to push dirt into a giant suction cart that travels on the bottom of the pool. It's very energy efficient and uses 50 times less energy than typical swimming pool technology.   And, they are good at conserving water. Despite the massive volume of water needed to fill one of these pools, they use 30 times less water than a golf course and 50% less water than a park of the same size. And, they use anti-evaporation technology that conserves even more water.   Mirada Lagoon - Massive and Stunning!   The Mirada is so big, it took 45 days and about 33 million gallons of water to fill it! It also needed about 17 million pounds of sand to create a mile-long shoreline around the lagoon. Amenities include a swim-up bar, a water slide, a “splash zone” for kids, and a floating obstacle course. Visitors can rent cabanas, as you might expect, along with paddle boards and kayaks to cruise around the lagoon.   Metro's vice president of marketing and communications, Vaike O'Grady, says the Mirada Lagoon presented some unexpected challenges, like the Covid-related supply-chain issues and labor shortages, but overall, demand for crystal lagoons has been strong. She said of the company's plans: “After we saw what the success was, we realized we could do this again and again because there was so much demand for it.”    The overall size of the Mirada development is about 2,000 acres. Although some residents already live there, plans call for a total of 4,500 homes from six different builders. O'Grady says prices will range from the high $200s to more than $1 million.   Popularity Growing for Crystal Lagoons   She says about 40% of the buyers come from out-of-state, and that many are finding the lagoon an affordable alternative to a home along the ocean. She says: “When they come here and they see they can have an inland lagoon lifestyle from prices as low as the high $200s, they're blown away by the value.”    Crystal lagoons are becoming popular in many areas. Including the Palm Springs area of Southern California. That's where Disney is building a community called Cotino with another mammoth-sized lagoon. It was initially going to be about twice the size of the Mirada, but plans have apparently been scaled back to about 24-acres, which is still substantially larger than the Mirada Lagoon.   As for how you can enjoy the Mirada Lagoon – members of the general public can purchase day passes. All-day passes range from $20 to $40. (5)   You can also learn how to buy real estate in places like this as a member of RealWealth. It's free to join for access to our housing market data, investment counselors, and referrals to real estate professionals that you might need to help build a portfolio of rental properties.  Our business plan with this syndication was to finish out the lots and sell them in bulk to builders. Investors, who have a 15% preferred return, should expect to begin receiving their capital back early next year, along with profits. If you want to hear about our current syndication projects, go to growdevelopments.com.   Thanks for listening, and please remember to subscribe to the podcast!   Kathy Fettke   Links:   1 - https://www.tampabay.com/news/pasco/2023/06/06/largest-man-made-lagoon-country-just-opened-pasco-county/   2 - https://www.orlandosentinel.com/2023/06/07/largest-human-made-lagoon-in-u-s-opens-in-pasco-county/   3 - https://neighborhoodnewsonline.net/now-open-at-mirada-the-largest-manmade-lagoon-in-the-u-s/#:~:text=Yes%2C%20while%20Epperson's%207.5%2Dacre,now%20open%20to%20the%20public.   4 - https://www.crystal-lagoons.com/real-estate-projects/   5 - https://miradastaycay.com/

A fatal confrontation inside a movie theater in Wesley Chapel, Florida, results in the death of one man and the arrest of another. Sponsors in this episode: Peloton - The Peloton Bike+ is now $500 less, including FREE delivery and setup. More game changing prices available on the original Peloton Bike and Peloton Tread. Visit onepeloton.com to learn more. Novo - Sign up for your FREE business checking account at Novo.co/COURT and get access to over $5,000 in perks and discounts. Shopify - Go to Shopify.com/courtjunkie for a FREE 14-day trial and get full access to Shopify's entire suite of features. Credit Karma - Ready to apply? Head to creditkarma.com / loanoffers to see personalized offers. Progressive Insurance - Visit Progressive.com to get a quote with all the coverages you want, so you can easily compare and choose. Post-Production for the show is provided by Jon Keur of Wayfare Recording Co. This episode was researched and written by Law & Crime staff. Please consider supporting Court Junkie with as little as $3 a month via Patreon.com/CourtJunkie to receive ad-free episodes. Help support Court Junkie with $6 a month and get access to bonus monthly episodes. Follow me on Twitter @CourtJunkiePod or Instagram at CourtJunkie.