Podcasts about Meier

WhoWes Kryger, President and Ayden Wilbur, Vice President of Mountain Operations at Greek Peak, New YorkRecorded onJune 30, 2025About Greek PeakClick here for a mountain stats overviewOwned by: John MeierLocated in: Cortland, New YorkYear founded: 1957 – opened Jan. 11, 1958Pass affiliations: Indy Pass, Indy+ Pass – 2 daysClosest neighboring U.S. ski areas: Labrador (:30), Song (:31)Base elevation: 1,148 feetSummit elevation: 2,100 feetVertical drop: 952 feetSkiable acres: 300Average annual snowfall: 120 inchesTrail count: 46 (10 easier, 16 more difficult, 15 most difficult, 5 expert, 4 terrain parks)Lift count: 8 (1 fixed-grip quad, 2 triples, 3 doubles – view Lift Blog's inventory of Greek Peak's lift fleet)Why I interviewed themNo reason not to just reprint what I wrote about the bump earlier this year:All anyone wants from a family ski trip is this: not too far, not too crowded, not too expensive, not too steep, not too small, not too Bro-y. Terrain variety and ample grooming and lots of snow, preferably from the sky. Onsite lodging and onsite food that doesn't taste like it emerged from the ration box of a war that ended 75 years ago. A humane access road and lots of parking. Ordered liftlines and easy ticket pickup and a big lodge to meet up and hang out in. We're not too picky you see but all that would be ideal.My standard answer to anyone from NYC making such an inquiry has been “hahaha yeah get on a plane and go out West.” But only if you purchased lift tickets 10 to 16 months in advance of your vacation. Otherwise you could settle a family of four on Mars for less than the cost of a six-day trip to Colorado. But after MLK Weekend, I have a new answer for picky non-picky New Yorkers: just go to Greek Peak.Though I'd skied here in the past and am well-versed on all ski centers within a six-hour drive of Manhattan, it had not been obvious to me that Greek Peak was so ideally situated for a FamSki. Perhaps because I'd been in Solo Dad tree-skiing mode on previous visits and perhaps because the old trailmap presented the ski area in a vertical fortress motif aligned with its mythological trail-naming scheme:But here is how we experienced the place on one of the busiest weekends of the year:1. No lines to pick up tickets. Just these folks standing around in jackets, producing an RFID card from some clandestine pouch and syncing it to the QR code on my phone.2. Nothing resembling a serious liftline outside of the somewhat chaotic Visions “express” (a carpet-loaded fixed-grip quad). Double and triple chairs, scattered at odd spots and shooting off in all directions, effectively dispersing skiers across a broad multi-faced ridge. The highlight being this double chair originally commissioned by Socrates in 407 B.C.:3. Best of all: endless, wide-open, uncrowded top-to-bottom true greens – the only sort of run that my entire family can ski both stress-free and together.Those runs ambled for a thousand vertical feet. The Hope Lake Lodge, complete with waterpark and good restaurant, sits directly across the street. A shuttle runs back and forth all day long. Greek Peak, while deeper inland than many Great Lakes-adjacent ski areas, pulls steady lake-effect, meaning glades everywhere (albeit thinly covered). It snowed almost the entire weekend, sometimes heavily. Greek Peak's updated trailmap better reflects its orientation as a snowy family funhouse (though it somewhat obscures the mountain's ever-improving status as a destination for Glade Bro):For MLK 2024, we had visited Camelback, seeking the same slopeside-hotel-with-waterpark-decent-food-family-skiing combo. But it kinda sucked. The rooms, tinted with an Ikea-by-the-Susquehanna energy, were half the size of those at Greek Peak and had cost three times more. Our first room could have doubled as the smoking pen at a public airport (we requested, and received, another). The hill was half-open and overrun with people who seemed to look up and be genuinely surprised to find themselves strapped to snoskis. Mandatory parking fees even with a $600-a-night room; mandatory $7-per-night, per-skier ski check (which I dodged); and perhaps the worst liftline management I've ever witnessed had, among many other factors, added up to “let's look for something better next year.”That something was Greek Peak, though the alternative only occurred to me when I attended an industry event at the resort in September and re-considered its physical plant undistracted by ski-day chaos. Really, this will never be a true alternative for most NYC skiers – at four hours from Manhattan, Greek Peak is the same distance as far larger Stratton or Mount Snow. I like both of those mountains, but I know which one I'm driving my family to when our only time to ski together is the same time that everyone else has to ski together.What we talked about116,000 skier visits; two GP trails getting snowmaking for the first time; top-to-bottom greens; Greek Peak's family founding in the 1950s – “any time you told my dad [Al Kryger] he couldn't do it, he would do it just to prove you wrong”; reminiscing on vintage Greek Peak; why Greek Peak made it when similar ski areas like Scotch Valley went bust; the importance of having “hardcore skiers” run a ski area; does the interstate matter?; the unique dynamics of working in – and continuing – a family business; the saga and long-term impact of building a full resort hotel across the street from the ski area; “a ski area is liking running a small municipality”; why the family sold the ski area more than half a century after its founding; staying on at the family business when it's no longer a family business; John Meier arrives; why Greek Peak sold Toggenburg; long-term snowmaking ambitions; potential terrain expansion – where and how much; “having more than one good ski season in a row would be helpful” in planning a future expansion; how Greek Peak modernized its snowmaking system and cut its snowmaking hours in half while making more snow; five times more snowguns; Great Lakes lake-effect snow; Greek Peak's growing glade network and long evolution from a no-jumps-allowed old-school operation to today's more freewheeling environment; potential lift upgrades; why Greek Peak is unlikely to ever have a high-speed lift; keeping a circa 1960s lift made by an obscure company running; why Greek Peak replaced an old double with a used triple on Chair 3 a few years ago; deciding to renovate or replace a lift; how the Visions 1A quad changed Greek Peak and where a similar lift could make sense; why Greek Peak shortened Chair 2; and the power of Indy Pass for small, independent ski areas.What I got wrongOn Scotch Valley ski areaI said that Scotch Valley went out of business “in the late ‘90s.” As far as I can tell, the ski area's last year of operation was 1998. At its peak, the 750-vertical-foot ski area ran a triple chair and two doubles serving a typical quirky-fun New York trail network. I'm sorry I missed skiing this one. Interestingly, the triple chair still appears to operate as part of a summer camp. I wish they would also run a winter camp called “we're re-opening this ski area”:On ToggenburgI paraphrased a quote from Greek Peak owner John Meier, from a story I wrote around the 2021 closing of Toggenburg. Here's the quote in full:“Skiing doesn't have to happen in New York State,” Meier said. “It takes an entrepreneur, it takes a business investor. You gotta want to do it, and you're not going to make a lot of money doing it. You're going to wonder why are you doing this? It's a very difficult business in general. It's very capital-intensive business. There's a lot easier ways to make a buck. This is a labor of love for me.”And here's the full story, which lays out the full Togg saga:Podcast NotesOn Hope Lake Lodge and New York's lack of slopeside lodgingI've complained about this endlessly, but it's strange and counter-environmental that New York's two largest ski areas offer no slopeside lodging. This is the same oddball logic at work in the Pacific Northwest, which stridently and reflexively opposes ski area-adjacent development in the name of preservation without acknowledging the ripple effects of moving 5,000 day skiers up to the mountain each winter morning. Unfortunately Gore and Whiteface are on Forever Wild land that would require an amendment to the state constitution to develop, and that process is beholden to idealistic downstate voters who like the notion of preservation enough to vote abstractly against development, but not enough to favor Whiteface over Sugarbush when it's time to book a family ski trip and they need convenient lodging. Which leaves us with smaller mountains that can more readily develop slopeside buildings: Holiday Valley and Hunter are perhaps the most built-up, but West Mountain has a monster development grinding through local permitting processes: Greek Peak built the brilliant Hope Lake Lodge, a sprawling hotel/waterpark with wood-trimmed, fireplace-appointed rooms directly across the street from the ski area. A shuttle connects the two.On the “really, really bad” 2015 seasonWilbur referred to the “really, really bad” 2015 season. Here's the Kottke end-of-season stats comparing 2015-16 snowfall to the previous three winters, where you can see the Northeast just collapse into an abyss:Month-by-month (also from Kottke):Fast forward to Kottke's 2022-23 report, and you can see just how terrible 2015-16 was in terms of skier visits compared to the seasons immediately before and after:On Greek Peak's old masterplan with a chair 6I couldn't turn up the masterplan that Kryger referred to with a Chair 6 on it, but the trailmap did tease a potential expansion from around 2006 to 2012, labelled as “Greek Peak East”:On Great Lakes lake-effect snow This is maybe the best representation I've found of the Great Lakes' lake-effect snowbands:On Greek Peak's Lift 2What a joy this thing is to ride:An absolute time machine:The lift, built in 1963, looks rattletrap and bootleg, but it hums right along. It is the second-oldest operating chairlift in New York State, after Snow Ridge's 1960 North Hall double chair, and the fourth-oldest in the Northeast (Mad River Glen's single, dating to 1948, is King Gramps of the East Coast). It's one of the 20-oldest operating chairlifts in America:As Wilbur says, this lift once ran all the way to the base. They shortened the lift sometime between 1995 and '97 to scrape out a larger base-area novice zone. Greek Peak's circa 1995 trailmap shows the lift extending to its original load position:Following Pico's demolition of the Bonanza double this offseason, Greek Peak's Chair 2 is one of just three remaining Carlevaro-Savio lifts spinning in the United States:The Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

250 Guest Mix I Progressive Tales with Greta Meier by Progresivna SUZA

Meier, Bettina www.deutschlandfunk.de, Eine Welt

Meier, Bettina www.deutschlandfunk.de, Eine Welt

Meier, Annika www.deutschlandfunkkultur.de, Rang 1

What happens when one of your dearest friends also happens to be one of the people you admire most in your professional world? That's exactly the conversation I get to have today—and I couldn't be more thrilled.This week's guest on the Cracking Open podcast, Nicole Meier, isn't just a brilliant creative—she's family. We've raised our kids together, navigated the loss of our parents side by side, and cheered each other on as our careers evolved. She's been a confidant, a mentor, and, without exaggeration, a savant in her craft.Nicole is a certified book coach, developmental editor, and author of four novels whose work has been featured by Booklist, Refinery29, BookBub, and PopSugar. She hosts The Whole Writer podcast for emerging authors, and is a co-founder of Book Works, where she and her partner combine book coaching and branding insight to guide writers to expand their creative community and connect with ideal readers.✨ In this episode, Nicole shares how she found her way back to creativity while raising three kids (including twins!), supporting aging parents, and juggling all the roles so many of us know too well. Once her kids were in school, she made a powerful choice: to reclaim her voice. Writing became her lifeline—and along the way, she discovered lessons in commitment, boundaries, and courage.✨ She also gets real about resistance—the sneaky excuses that keep us from doing the work we're meant to do. Whether it sounds like, “I'll start when the kids are older,” or “I don't want people to judge me,” Nicole reminds us that resistance is just fear in disguise.✨ This conversation is packed with practical wisdom—how to structure your creative day, silence your inner critic, and build your confidence through simple daily actions.And here's the beautiful truth Nicole offers: creativity isn't a luxury or a someday dream. It's a vital practice that keeps us connected to who we truly are.So grab a pen and paper for this one—you'll want to take notes. Whether you're a writer, entrepreneur, parent, or simply someone ready to stop making excuses, this episode will remind you that your creative spark never left you. It's just waiting for you to choose it.

There are no days off for the Fort Hays State University Rodeo Team members. On this episode of the Hays Post Podcast, news reporter Becky Kiser talks with the new rodeo head coach Trevor Meier and Dr. Tisa Mason, FHSU president.    Listen Here

Am 4. November 1995 wurde der israelische Premier Jitzchak Rabin von einem jüdischen Rechtsextremisten erschossen. Rabin setzte sich für eine Zweistaatenlösung ein. Deshalb hatte Benjamin Netanjahu ihn damals als Verräter bezeichnet. Meier, Bettina www.deutschlandfunk.de, Informationen am Morgen

La conductora presenta de una forma fresca y coloquial historias, anécdotas e interpretaciones de las y los mejores cantantes de ópera nacionales e internacionales. Sus roles, preparación,experiencias, personajes, , etc. Conducido por la Soprano Conny Palacios, Cantante de opera y jazz

Nichts prägt unser Leben so stark wie Beziehungen – und nichts fordert uns mehr heraus. In der Predigtserie «Beziehungskunst» entdecken wir, wie Gottes Perspektive uns hilft, miteinander zu wachsen, ehrlich zu kommunizieren, Konflikte konstruktiv zu lösen und Unterschiede als Geschenk zu sehen. Die Impulse sind nicht nur hilfreich für Ehepaare, sondern inspirierend und praktisch für jede Lebenssituation.

Nichts prägt unser Leben so stark wie Beziehungen – und nichts fordert uns mehr heraus. In der Predigtserie «Beziehungskunst» entdecken wir, wie Gottes Perspektive uns hilft, miteinander zu wachsen, ehrlich zu kommunizieren, Konflikte konstruktiv zu lösen und Unterschiede als Geschenk zu sehen. Die Impulse sind nicht nur hilfreich für Ehepaare, sondern inspirierend und praktisch für jede Lebenssituation.

"Wake Up Call with Dan Tortora" brings you "Tortora & Alford" from ON-SITE at Meier's Creek Brewing Company Syracuse Inner Harbor on 720 Van Rensselaer St, Syracuse, NY, going into the Syracuse Orange vs UNC Tar Heels football game, speaking on all things 'Cuse then turning the focus to college football nationally...

This hour Henry is joined in studio by MMA fighter Canon Swanson as he talks about the fights this Saturday at Canterbury Park,he chats up Fox 9 News Anchor Randy Meier, plus we have Bite of the Night.

In this conversation, Jim McDonald speaks with Kevin Meier, a former Marine, video game character, and fitness coach, about his journey from military service to the fitness industry. Kevin has survived and learned to cope with a devastating accidental injury.Through his employment at Blizzard Entertainment, he met someone who was critical to recovering his his strength and physical capabilities. He also came to understand that he had to find a life mission and let it chart his path.  They discuss the importance of community-driven fitness initiatives, the value of low-cost resources, and personal transformation stories. Kevin shares his experiences with mental health, PTSD, and the challenges of the fitness industry, emphasizing the need for critical thinking and authenticity. The conversation highlights the potential of future generations to challenge existing norms and create positive change in the fitness landscape.  You can find Kevin on Instagram @purebullfit https://www.instagram.com/purebullfitChapters  00:00 Introduction to Kevin's Journey05:42 Community-Driven Fitness Initiatives11:32 Military Experience and Its Impact17:16 Finding Purpose Through Strength Training23:57 The Importance of Authentic Connections29:06 Reflections on Life and Relationships38:47 Impact and Authenticity in Life45:56 Transitioning to Coaching and Mentorship54:48 Personal Accountability and Growth01:00:35 Critique of the Fitness Industry01:08:23 Future Generations and Critical ThinkingCheck out our gym (Third Street Barbell) at ThirdStreetBarbell.com https://www.thirdstreetbarbell.com/!  Check out our podcast website: 50percentfacts.com https://www.50percentfacts.com/  50% Facts is a Spreaker Prime podcast on OCN – the Obscure Celebrity Network.  ____  Hosted by Mike Farr (@silentmikke) https://www.instagram.com/silentmikke/ and Jim McDonald (@thejimmcd). https://www.instagram.com/thejimmcd/Produced by Jim McDonald Production assistance by Sam McDonald and Sebastian Brambila. Theme by Aaron Moore. Show art by Joseph Manzo (@jmanzo523)  Become a supporter of this podcast: https://www.spreaker.com/podcast/50-facts-with-silent-mike-jim-mcd--5538735/support.

Meier, Bettina www.deutschlandfunk.de, Kommentare und Themen der Woche

Trotz Waffenruhe hat es in der Nacht Luftschläge auf den Gazastreifen gegeben. Israel reagierte damit laut eigenen Angaben auf Angriffe von Hamas-Kämpfern. Die Attacken seien mit den USA abgestimmt. Donald Trump sieht die Waffenruhe nicht in Gefahr. Meier, Bettina www.deutschlandfunk.de, Informationen am Morgen

Meier, Bettina www.deutschlandfunk.de, Informationen am Abend

Shane Meier is no stranger to Stargate, having played Garan in SG-1's "A Hundred Days" and Neleus in Atlantis's "Childhood's End." Now all grown up, he joins us to talk about his time working on the franchise!

Meier, Bettina www.deutschlandfunkkultur.de, Studio 9

Israels Premier Netanjahu hat "intensive Angriffe" der Armee in Gaza befohlen. Zuvor attackierte die Hamas Berichten zufolge einen israelischen Militärposten in Rafah. Ob die fragile Waffenruhe in Nahost trotz der erneuten Kämpfe hält, ist ungewiss. Meier, Bettina www.deutschlandfunk.de, Informationen am Abend

Israels Premier Netanjahu hat "intensive Angriffe" der Armee in Gaza befohlen. Zuvor attackierte die Hamas Berichten zufolge einen israelischen Militärposten in Rafah. Ob die fragile Waffenruhe in Nahost trotz der erneuten Kämpfe hält, ist ungewiss. Meier, Bettina www.deutschlandfunk.de, Informationen am Abend

Tell us what you think of the show! In this episode of the Factor This podcast, Content Director Jeremiah Karpowicz interviews Eric Meier, Planning Modeling Supervisor at ERCOT. The two discuss Meier's thoughts around how ERCOT is pioneering methods to integrate rapid load growth while maintaining system reliability as well as...why timing is everythingthe nature of new large loadsmarket-based solutions and the role of flexibilityWant to make a suggestion for an upcoming Factor This episode? Get in touch to let us know what people, projects and technology you'd like us to further explore: https://www.renewableenergyworld.com/contribute-content/Want to make a suggestion for This Week in Cleantech? Nominate the stories that caught your eye each week by emailing Paul.Gerke@clarionevents.com

Vor 75 Jahren wurde der Verfassungsschutz gegründet. Der Rechtsexperte und Buchautor Horst Meier sagt, das Bundesamt sei überflüssig und schädlich. Damit würden die Bürgerrechte der Opposition beeinträchtigt.

Meier, Bettina www.deutschlandfunk.de, Informationen am Abend

On this Sunday service, Pastor Marcus Meier teaches out of the book of Daniel on the return of Christ and putting our hope in the age to come instead of this current one. We pray you are blessed by this message!

Just nu bygger TUI Cruises nya fartyget Mein Schiff Flow på Fincantieri i italienska Monfalcone. Det är det andra fartyget i den nya InTUItion-klassen. Fartygspodden fick i veckan chansen att besöka fartyget på varvet och dessutom göra en lång intervju med TUI Cruises vd Wybcke Meier. Hör henne berätta om svenska bolaget som är med i projektet, om idén bakom konceptet och varför de bygger i Italien istället för i Åbo i Finland som de gjort tidigare. In och lyssna, välkomna ombord! /Christopher & Patrik

Matthew 17:1-13

In Part 2 of our series on the Best Skis of the Century, Luke Koppa and Sascha Anastas join Jonathan Ellsworth to dive into the best skis from 23 more brands, and we also discuss some of the best and most notable women-specific skis of the past 25 years.Note: We Want to Hear From You!Please let us know if there's a topic you'd like us to cover or a guest you'd like us to have on GEAR:30. Or if you'd like to nominate yourself for a ‘Gear Therapy' episode, let us know that, too! You can email us at info@blisterreview.comRELATED LINKS:Our Digital Buyer's Guide: Read NowBLISTER+ Get Yourself CoveredDiscounted Summit Registration for BLISTER+ MembersNon-Member Registration: Blister Summit 2026Order Our 25/26 Winter Buyer's GuideGet Our Newsletter & Weekly Gear GiveawaysTOPICS & TIMES:New BLISTER+ Members (2:37)Sascha on Women's Skis from Part 1 (3:58)SCOTT (16:38)Armada (18:23)4FRNT (24:40)Zag (28:12)Moment (29:49)Liberty (33:26)Prior (37:30)DPS (38:54)Icelantic (45:33)Black Crows (47:58)Faction (49:25)Wagner (51:46)Majesty (55:31)ON3P (56:37)Folsom (1:04:38)RMU (1:07:14)Shaggy's (1:09:00)Meier (1:10:15)Whitedot (1:11:18)J Skis (1:12:20)Parlor (1:15:17)Coalition Snow (1:16:13)Renoun (1:18:39)CHECK OUT OUR OTHER PODCASTS:Blister CinematicCRAFTEDBikes & Big IdeasBlister Podcast Hosted on Acast. See acast.com/privacy for more information.

Ethereal Encounters Unveiled welcomes Michael Horn August 15th, 2025 Topic: The Billy Meier Prophecies & the Future of America PRE-RECORD About Michael Horn:Michael Horn has 44 years of experience as a science researcher and began his study and research into the UFO contacts of Billy Meier in 1979. In 1986, Michael found previously unknown warnings, originally published by Billy Meier beginning in 1951, about unnatural manmade climate change, global warming, the increased frequency and intensity of storms, blizzards, tsunamis, and the coming climate destruction. Michael also found that Mr. Meier was the first person to warn about the damage to the ozone layer from A-bomb explosions and about the connection between the extraction of petroleum and earthquakes and volcanic eruptions, all of which were subsequently scientifically corroborated. “Billy” Eduard Albert Meier was born on February 3, 1937, in Bülach/Zurich, Switzerland. NOTE: In addition to being the only scientifically proven UFO contactee, Billy Meier is the source of the most abundant, specific, prophetically accurate scientific and world event-related information. There are now well over 200 prophecies and predictions from Meier that have been corroborated. You can read more about Michael on his website at theyflyblog.com. https://theyflyblog.com/

Es ist ein episches Duell zwischen zwei Sportwagenmarken, die in ihren Heimatländern Markenikonen sind: Porsche und Ferrari. Der Zweikampf verläuft auf den Rennstrecken, auf den Straßen und natürlich in den Autosalons der Welt – und inzwischen scheint es einen eindeutigen Sieger zu geben. „Die weltweite Autoindustrie ist in der Krise – aber einer nicht, und das ist Ferrari“, sagt Lutz Meier, Capital-Experte für die Autobranche, der das Duell im Wirtschaftspodcast des Magazins analysiert. Den Italienern sei es gelungen, ihre traditionell niedrigen Stückzahlen mehr als zu verdoppeln und zugleich viermal mehr Gewinn zu machen, ein Siegeszug. „Ferrari wurde von Teilen der Öffentlichkeit als Luxus gewertet“, sagt Meier. „Und Luxus ist das, wo die Milliardäre dieser Welt ihr Geld reinstecken.“ Porsche hingegen konnte beim Schwenk zum Luxus nicht mithalten und verstrickte sich zudem in einer Elektroauto-Strategie, die die Volkswagen-Tochter jetzt zum Teil wieder rückgängig machen muss. „Es wurden enorme Fehler bei Porsche gemacht“, sagt Meier, der dabei vor allem darauf verweist, dass das erfolgreiche Verbrenner-Modell des Macan als Auslaufmodell behandelt wurde. Elektroautos werden bei vielen vermögenden Sportwagenkunden schlechter angenommen – und vor allem: Sie verlieren an Wert und lassen sich daher nicht als Anlageobjekt in der Garage aufbewahren. Wie Porsche jetzt nach einer neuen Strategie sucht und wie es am Ferrari-Sitz in Maranello aussieht, erklärt Meier im Podcast.Eine Produktion von RTL+ Podcast.Host: Nils Kreimeier.Redaktion: Lucile Gagnière.Produktion: Andolin Sonnen. +++Weitere Infos zu unseren Werbepartnern finden Sie hier: https://linktr.ee/diestundenull +++60 Tage lang kostenlos Capital+ lesen - Zugriff auf alle digitalen Artikel, Inhalte aus dem Heft und das ePaper. Unter Capital.de/plus-gratis +++Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://datenschutz.ad-alliance.de/podcast.html +++ Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, klicken Sie hier: https://datenschutz.ad-alliance.de/podcast.html ++++++ Hinweis zur Werbeplatzierung von Meta: https://backend.ad-alliance.de/fileadmin/Transparency_Notice/Meta_DMAJ_TTPA_Transparency_Notice_-_A… +++Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

It's part 2 of our dive into the Insect Apocalypse, with our good friend Dr. Jason Dombroskie from the Cornell University Insect Collection!In this part, Jason fills us in on the drivers of the Insect Apocalypse and - most importantly - what we can do about it.This episode was recorded on August 21, 2025 at Rattlesnake Hill Wildlife Management Area in Dalton, NY.. Episode NotesDuring the episode, we made the claim that 40 million acres of the US is lawn, and that that area is equal to all of the country's National Parks put together. True? Well, sort of. The claim that the U.S. has about 40 million acres of lawn—roughly equal to all our national parks combined—is only partly true. A NASA-funded study led by Cristina Milesi estimated that turfgrass covers about 128,000 km² (≈31 million acres) of the continental U.S., making it the largest irrigated “crop” in the country (Milesi et al., Environmental Management, 2005; NASA Earth Observatory). Later analyses and popular summaries often round that up to ≈40 million acres (e.g., Scienceline, 2011; LawnStarter, 2023). By comparison, the total land area of all officially designated U.S. National Parks is about 52.4 million acres, while the entire National Park System—which also includes monuments, preserves, and historic sites—covers about 85 million acres (National Park Service, 2024). So while lawns and parks occupy areas of similar magnitude, lawns do not actually equal or exceed the combined area of the national parks. Is it better to mulch leaves on your lawn or leave them be? Here's what we found: It's generally best to mulch your leaves with a mower rather than rake or remove them. Research from Michigan State University found that mowing leaves into small pieces allows them to decompose quickly, returning nutrients to the soil and reducing weeds like dandelions and crabgrass (MSU Extension, “Don't rake leaves — mulch them into your lawn”, 2012). Cornell University studies similarly show that mulched leaves improve soil structure, moisture retention, and microbial activity (Cornell Cooperative Extension, “Leaf Mulching: A Sustainable Alternative”, 2019). However, in garden beds, wooded edges, or under shrubs, it's often better to leave leaves whole, since they provide winter habitat for butterflies, bees, and other invertebrates that overwinter in leaf litter (National Wildlife Federation, “Leave the Leaves for Wildlife”, 2020). The ideal approach is a mix: mow-mulch leaves on grassy areas for turf health and leave them intact where they naturally fall to support biodiversity and soil ecology. Episode LinksThe Cornell University Insect Collection Also, check out their great Instagram feedAnd their annual October event InsectapaloozaFind out more about the recently discovered species of Swallowtail, Papilio solstitius, commonly known as the Midsummer Tiger Swallowtail- https://www.sci.news/biology/papilio-solstitius-13710.htmlSponsors and Ways to Support UsThank you to Always Wandering Art (Website and Etsy Shop) for providing the artwork for many of our episodes.Support us on Patreon.Works CitedBiesmeijer, J.C., Roberts, S.P., Reemer, M., Ohlemuller, R., Edwards, M., Peeters, T., Schaffers, A.P., Potts, S.G., Kleukers, R.J.M.C., Thomas, C.D. and Settele, J., 2006. Parallel declines in pollinators and insect-pollinated plants in Britain and the Netherlands. Science, 313(5785), pp.351-354. Boyle, M.J., Bonebrake, T.C., Dias da Silva, K., Dongmo, M.A., Machado França, F., Gregory, N., Kitching, R.L., Ledger, M.J., Lewis, O.T., Sharp, A.C. and Stork, N.E., 2025. Causes and consequences of insect decline in tropical forests. Nature Reviews Biodiversity, pp.1-17. Burghardt, K.T., Tallamy, D.W., Philips, C. and Shropshire, K.J., 2010. Non‐native plants reduce abundance, richness, and host specialization in lepidopteran communities. Ecosphere, 1(5), pp.1-22. Colla, S.R. and Packer, L., 2008. Evidence for decline in eastern North American bumblebees (Hymenoptera: Apidae), with special focus on Bombus affinis Cresson. Biodiversity and Conservation, 17(6), pp.1379-1391. Crossley, M.S., Meier, A.R., Baldwin, E.M., Berry, L.L., Crenshaw, L.C., Hartman, G.L., Lagos-Kutz, D., Nichols, D.H., Patel, K., Varriano, S. and Snyder, W.E., 2020. No net insect abundance and diversity declines across US Long Term Ecological Research sites. Nature Ecology & Evolution, 4(10), pp.1368-1376. DeWalt, R.E., Favret, C. and Webb, D.W., 2005. Just how imperiled are aquatic insects? A case study of stoneflies (Plecoptera) in Illinois. Annals of the Entomological Society of America, 98(6), pp.941-950. Edwards, C.B., Zipkin, E.F., Henry, E.H., Haddad, N.M., Forister, M.L., Burls, K.J., Campbell, S.P., Crone, E.E., Diffendorfer, J., Douglas, M.R. and Drum, R.G., 2025. Rapid butterfly declines across the United States during the 21st century. Science, 387(6738), pp.1090-1094. Gaona, F.P., Iñiguez-Armijos, C., Brehm, G., Fiedler, K. and Espinosa, C.I., 2021. Drastic loss of insects (Lepidoptera: Geometridae) in urban landscapes in a tropical biodiversity hotspot. Journal of Insect Conservation, 25(3), pp.395-405. Gardiner, M.M., Allee, L.L., Brown, P.M., Losey, J.E., Roy, H.E. and Smyth, R.R., 2012. Lessons from lady beetles: accuracy of monitoring data from US and UK citizen‐science programs. Frontiers in Ecology and the Environment, 10(9), pp.471-476. Groenendijk, D. and van der Meulen, J., 2004. Conservation of moths in The Netherlands: population trends, distribution patterns and monitoring techniques of day-flying moths. Journal of Insect Conservation, 8(2), pp.109-118. Haddad, N.M., Haarstad, J. and Tilman, D., 2000. The effects of long-term nitrogen loading on grassland insect communities. Oecologia, 124(1), pp.73-84. Hallmann, C.A., Sorg, M., Jongejans, E., Siepel, H., Hofland, N., Schwan, H., Stenmans, W., Müller, A., Sumser, H., Hörren, T. and Goulson, D., 2017. More than 75 percent decline over 27 years in total flying insect biomass in protected areas. PLoS ONE12 (10): e0185809 Hallmann, C.A., Ssymank, A., Sorg, M., de Kroon, H. and Jongejans, E., 2021. Insect biomass decline scaled to species diversity: General patterns derived from a hoverfly community. Proceedings of the National Academy of Sciences, 118(2), p.e2002554117. Harris, J.E., Rodenhouse, N.L. and Holmes, R.T., 2019. Decline in beetle abundance and diversity in an intact temperate forest linked to climate warming. Biological Conservation, 240, p.108219. Hembry, D.H., 2013. Herbarium Specimens Reveal Putative Insect Extinction on the Deforested Island of Mangareva (Gambier Archipelago, French Polynesia). Pacific Science, 67(4), pp.553-560. Høye, T.T., Loboda, S., Koltz, A.M., Gillespie, M.A., Bowden, J.J. and Schmidt, N.M., 2021. Nonlinear trends in abundance and diversity and complex responses to climate change in Arctic arthropods. Proceedings of the National Academy of Sciences, 118(2), p.e2002557117. Huryn, A.D. and Wallace, J.B., 2000. Life history and production of stream insects. Annual review of entomology, 45(1), pp.83-110. Kawahara, A.Y., Reeves, L.E., Barber, J.R. and Black, S.H., 2021. Eight simple actions that individuals can take to save insects from global declines. Proceedings of the National Academy of Sciences, 118(2), p.e2002547117. Leuenberger, W., Doser, J.W., Belitz, M.W., Ries, L., Haddad, N.M., Thogmartin, W.E. and Zipkin, E.F., 2025. Three decades of declines restructure butterfly communities in the Midwestern United States. Proceedings of the National Academy of Sciences, 122(33), p.e2501340122. Liang, M., Yang, Q., Chase, J.M., Isbell, F., Loreau, M., Schmid, B., Seabloom, E.W., Tilman, D. and Wang, S., 2025. Unifying spatial scaling laws of biodiversity and ecosystem stability. Science, 387(6740), p.eadl2373. Lister, B.C. and Garcia, A., 2018. Climate-driven declines in arthropod abundance restructure a rainforest food web. Proceedings of the National Academy of Sciences, 115(44), pp.E10397-E10406. Owens, A.C., Pocock, M.J. and Seymoure, B.M., 2024. Current evidence in support of insect-friendly lighting practices. Current Opinion in Insect Science, 66, p.101276. Myers, L.W., Kondratieff, B.C., Grubbs, S.A., Pett, L.A., DeWalt, R.E., Mihuc, T.B. and Hart, L.V., 2025. Distributional and species richness patterns of the stoneflies (Insecta, Plecoptera) in New York State. Biodiversity Data Journal, 13, p.e158952. Pilotto, F., Kühn, I., Adrian, R., Alber, R., Alignier, A., Andrews, C., Bäck, J., Barbaro, L., Beaumont, D., Beenaerts, N. and Benham, S., 2020. Meta-analysis of multidecadal biodiversity trends in Europe. Nature communications, 11(1), p.3486. Pinkert, S., Farwig, N., Kawahara, A.Y. and Jetz, W., 2025. Global hotspots of butterfly diversity are threatened in a warming world. Nature Ecology & Evolution, pp.1-12. Raven, P.H. and Wagner, D.L., 2021. Agricultural intensification and climate change are rapidly decreasing insect biodiversity. Proceedings of the National Academy of Sciences, 118(2), p.e2002548117. Rodrigues, A.V., Rissanen, T., Jones, M.M., Huikkonen, I.M., Huitu, O., Korpimäki, E., Kuussaari, M., Lehikoinen, A., Lindén, A., Pietiäinen, H. and Pöyry, J., 2025. Cross‐Taxa Analysis of Long‐Term Data Reveals a Positive Biodiversity‐Stability Relationship With Taxon‐Specific Mechanistic Underpinning. Ecology Letters, 28(4), p.e70003. Salcido, D.M., Forister, M.L., Garcia Lopez, H. and Dyer, L.A., 2020. Loss of dominant caterpillar genera in a protected tropical forest. Scientific reports, 10(1), p.422. Sánchez-Bayo, F. and Wyckhuys, K.A., 2019. Worldwide decline of the entomofauna: A review of its drivers. Biological conservation, 232, pp.8-27. Schowalter, T.D., Pandey, M., Presley, S.J., Willig, M.R. and Zimmerman, J.K., 2021. Arthropods are not declining but are responsive to disturbance in the Luquillo Experimental Forest, Puerto Rico. Proceedings of the National Academy of Sciences, 118(2), p.e2002556117. Sedlmeier, J.E., Grass, I., Bendalam, P., Höglinger, B., Walker, F., Gerhard, D., Piepho, H.P., Brühl, C.A. and Petschenka, G., 2025. Neonicotinoid insecticides can pose a severe threat to grassland plant bug communities. Communications Earth & Environment, 6(1), p.162. Shortall, C.R., Moore, A., Smith, E., Hall, M.J., Woiwod, I.P. and Harrington, R., 2009. Long‐term changes in the abundance of flying insects. Insect Conservation and Diversity, 2(4), pp.251-260. Soga, M. and Gaston, K.J., 2018. Shifting baseline syndrome: causes, consequences, and implications. Frontiers in Ecology and the Environment, 16(4), pp.222-230. Stork, N.E., 2018. How many species of insects and other terrestrial arthropods are there on Earth?. Annual review of entomology, 63(2018), pp.31-45. Tallamy, D.W., Narango, D.L. and Mitchell, A.B., 2021. Do non‐native plants contribute to insect declines?. Ecological Entomology, 46(4), pp.729-742. Thomas, J.A., Telfer, M.G., Roy, D.B., Preston, C.D., Greenwood, J.J.D., Asher, J., Fox, R., Clarke, R.T. and Lawton, J.H., 2004. Comparative losses of British butterflies, birds, and plants and the global extinction crisis. Science, 303(5665), pp.1879-1881. Tierno de Figueroa, J.M., López-Rodríguez, M.J., Lorenz, A., Graf, W., Schmidt-Kloiber, A. and Hering, D., 2010. Vulnerable taxa of European Plecoptera (Insecta) in the context of climate change. Biodiversity and conservation, 19(5), pp.1269-1277. Turin, H. and Den Boer, P.J., 1988. Changes in the distribution of carabid beetles in The Netherlands since 1880. II. Isolation of habitats and long-term time trends in the occurence of carabid species with different powers of dispersal (Coleoptera, Carabidae). Biological Conservation, 44(3), pp.179-200. Van Deynze, B., Swinton, S.M., Hennessy, D.A., Haddad, N.M. and Ries, L., 2024. Insecticides, more than herbicides, land use, and climate, are associated with declines in butterfly species richness and abundance in the American Midwest. PLoS One, 19(6), p.e0304319. Van Klink, R., Bowler, D.E., Gongalsky, K.B., Swengel, A.B., Gentile, A. and Chase, J.M., 2020. Meta-analysis reveals declines in terrestrial but increases in freshwater insect abundances. Science, 368(6489), pp.417-420. Wagner, D.L., Fox, R., Salcido, D.M. and Dyer, L.A., 2021. A window to the world of global insect declines: Moth biodiversity trends are complex and heterogeneous. Proceedings of the National Academy of Sciences, 118(2), p.e2002549117. Wagner DL, Grames EM, Forister ML, Berenbaum MR, Stopak D. Insect decline in the Anthropocene: Death by a thousand cuts. Proceedings of the National Academy of Sciences. 2021 Jan 12;118(2):e2023989118. WallisDeVries, M.F. and van Swaay, C.A., 2017. A nitrogen index to track changes in butterfly species assemblages under nitrogen deposition. Biological Conservation, 212, pp.448-453. Warren, M.S., Hill, J.K., Thomas, J.A., Asher, J., Fox, R., Huntley, B., Roy, D.B., Telfer, M.G., Jeffcoate, S., Harding, P. and Jeffcoate, G., 2001. Rapid responses of British butterflies to opposing forces of climate and habitat change. Nature, 414(6859), pp.65-69. Warren, M.S., Maes, D., van Swaay, C.A., Goffart, P., Van Dyck, H., Bourn, N.A., Wynhoff, I., Hoare, D. and Ellis, S., 2021. The decline of butterflies in Europe: Problems, significance, and possible solutions. Proceedings of the National Academy of Sciences, 118(2), p.e2002551117. Wilson, E.O., 1987. The little things that run the world (the importance and conservation of invertebrates). Conservation biology, pp.344-346. Yang, L.H. and Gratton, C., 2014. Insects as drivers of ecosystem processes. Current opinion in insect science, 2, pp.26-32.Visit thefieldguidespodcast.com for full episode notes, links, and works cited.

Este, como todos los lunes, escuchamos y reaccionamos a las cancion es que nos sugieren o recomiendan durante la semana. No se lo pierdan.Canciones mencionadas en orden :Cuco - Ridin'Christian Meier - Naci para olvidarRosario Alfonso - Hazme sentir bienKirnbauer - sabes que tqRomoo, Lasso - A TIEMPOWet Iguanas - TURISTARuzzi, Alex etc - Dejame serRENEE - Extraños de nuevoTwin Tribes - Lobo-Hombre en ParisCall Me Elliot, Nova Club - Decidiste por miLos Del Limit - Quedate aquiTornillo - 24KUltim Cavall - Abans de marxarSam Varga - What if I'm ok?Elijah Woods - I miss youMadi Diaz - Why'd you have to bring me flowers?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Instagram: @mixtape_lado_aSpotify: Mixtape: Lado A                                                                                                                                                                                                                                                                                                                                                                                       Síguenoo en:Amazon Music: Mixtape Lado AApple Podcast: Mixtape Lado AEnvíen sus comentarios o propuestas de sponsor en nuestro correo: Mixtapeladoa@gmail.com

Matthew 16:24-28

Viele Arbeitgeber fürchten sie: Die Gen-Z lege viel mehr Wert auf Freizeit und Selbstverwirklichung, habe weniger Interesse an Selbstaufgabe im Beruf. Yaël Meier hat mit 19 Jahren die Agentur Zeam mitgegründet und weiß, was sich die neue Generation auf dem Arbeitsmarkt wirklich wünscht. Im brand eins Podcast hört ihr jede Woche persönliche Gespräche mit spannenden Menschen, die Wirtschaft neu denken. Hört doch mal rein, wenn ihr den Podcast noch nicht kennt! Hier findet ihr das Gespräch mit Yaël Meier in voller Länge: https://detektor.fm/wirtschaft/brand-eins-podcast-yael-meier Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/zurueck-zum-thema >> Artikel zum Nachlesen: https://detektor.fm/wirtschaft/zurueck-zum-thema-gen-z-wirtschaft

Viele Arbeitgeber fürchten sie: Die Gen-Z lege viel mehr Wert auf Freizeit und Selbstverwirklichung, habe weniger Interesse an Selbstaufgabe im Beruf. Yaël Meier hat mit 19 Jahren die Agentur Zeam mitgegründet und weiß, was sich die neue Generation auf dem Arbeitsmarkt wirklich wünscht. Im brand eins Podcast hört ihr jede Woche persönliche Gespräche mit spannenden Menschen, die Wirtschaft neu denken. Hört doch mal rein, wenn ihr den Podcast noch nicht kennt! Hier findet ihr das Gespräch mit Yaël Meier in voller Länge: https://detektor.fm/wirtschaft/brand-eins-podcast-yael-meier Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/zurueck-zum-thema >> Artikel zum Nachlesen: https://detektor.fm/wirtschaft/zurueck-zum-thema-gen-z-wirtschaft

Meier, Bettina www.deutschlandfunk.de, Kommentare und Themen der Woche

This week, we're joined by Luke Meier-Smith, who took his first World Cup win this weekend in Lake Placid. We caught up with Luke just a few weeks ago in Les Gets to talk about his journey from growing up on an avocado farm in Australia, through BMX and injuries, to finding his place in downhill World Cups. This one's about grit, growth, and what it really takes to make it at the top. So sit back, hit play, and enjoy this episode with Luke Meier-Smith. You can also watch this episode on YouTube here. You can follow Luke on Instagram @luke_ms1 and on YouTube here. Podcast Stuff Supporting Partners Loam Pass Loam Pass are currently offering their 2026 pass, which enables you to access over 70 destination in North America for the bargain price of $250. This is the cheapest you'll ever be able to buy the pass and you can get yours at this price from 1-14th Octcober right here - loampass.com. Fox Racing This episode is supported by Fox Racing and they recently launched their game changing full face helmet, the Rampage RS. Lighter, more comfortable and meeting more safety standards than ever before, the Rampage RS is a leap forward in helmet design. Check it out here. Patreon I would love it if you were able to support the podcast via a regular Patreon donation. Donations start from as little as £3 per month. That's less than £1 per episode and less than the price of a take away coffee. Every little counts and these donations will really help me keep the podcast going and hopefully take it to the next level. To help out, head here. Merch If you want to support the podcast and represent, then my webstore is the place to head. All products are 100% organic, shipped without plastics, and made with a supply chain that's using renewable energy. We now also have local manufacture for most products in the US as well as the UK. So check it out now over at downtimepodcast.com/shop. Newsletter If you want a bit more Downtime in your life, then you can join my newsletter where I'll provide you with a bit of behind the scenes info on the podcast, interesting bits and pieces from around the mountain bike world, some mini-reviews of products that I've been using and like, partner offers and more. You can do that over at downtimepodcast.com/newsletter. Follow Us Give us a follow on Instagram @downtimepodcast or Facebook @downtimepodcast to keep up to date and chat in the comments. For everything video, including riding videos, bike checks and more, subscribe over at youtube.com/downtimemountainbikepodcast. Are you enjoying the podcast? If so, then don't forget to follow it. Episodes will get delivered to your device as soon as it's available and it's totally free. You'll find all the links you need at downtimepodcast.com/follow. You can find us on Apple Podcast, Spotify, Google and most of the podcast apps out there. Our back catalogue of amazing episodes is available at downtimepodcast.com/episodes Photo - Sven Martin

Zwei Jahre nach der Terrorattacke der Hamas kehren immer mehr Israelis in die damals überfallenen Kibbuzim entlang der Grenze zurück. Wie können sie mit dem Trauma leben? Und berührt sie das Schicksal der Palästinenser im Kriegsgebiet hinter der Grenze? Meier, Bettina; Segador, Julio www.deutschlandfunk.de, Hintergrund

Albath, Maike www.deutschlandfunk.de, Büchermarkt

Albath, Maike www.deutschlandfunk.de, Büchermarkt

Balzer, Jens www.deutschlandfunkkultur.de, Studio 9

Balzer, Jens www.deutschlandfunkkultur.de, Studio 9

Matthew 16:21-23

Kata Walters went from the catwalk to the construction site, changing from an international career in modeling to building Modernist houses.  Allison Meier shares her map of New York, uncovering hidden histories in architecture and culture from cemeteries to the streets. Kyle Bergman of the New York Architecture and Design Film Festival shares this year's highlights, and from Sweden, musical guest Klas Lindquist.  

Pastor Marcus Meier shares a message on the call to suffering as the believer. He encourages us to look to the age to come in order to endure now. "There is no Crown of Glory without the Cross." We pray you are encouraged to press on from this message!

Daniel 2:44-45

Wake Up Call with Dan Tortora brings you "Tortora & Alford" from ON-SITE at Meier's Creek Brewing Company Syracuse Inner Harbor on 720 Van Rensselaer St, Syracuse, NY, following the Syracuse Orange vs Duke Blue Devils football game to speak on the match-up & moving forward from here.... #Syracuse #collegefootball #sports #football #Cuse #CuseFamily #CuseFB #OrangeNation #CUSEvsDUKE #postgameshow #CusePostgame #postgame #supportlocalbusiness #supportsmallbusiness #CNY #CentralNY #UpstateNY #MeiersCreek

Lauren and Christy deep dive the 1989 disappearance of Birgit Meier. Christy's research reveals a frustrating response by police, a terrifying suspect, and a brother who won't rest until the case is solved! So grab a drink, put on some pjs, and join this duo for a true crime slumber party!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Jacob sits down with Joshua Meier, co-founder of Chai Discovery and former Chief AI Officer at Absci, to explore the breakthrough moment happening in AI drug discovery. They discuss how the field has evolved through three distinct waves, with the current generation of companies finally achieving success rates that seemed impossible just years ago.  The conversation covers everything from moving drug discovery out of the lab and into computers, to why AI models think differently than human chemists, to the strategic decisions around open sourcing foundational models while keeping design capabilities proprietary. It's an in-depth look at how AI is fundamentally changing pharmaceutical innovation and what it means for the future of medicine. Check out the full Chai-2 Zero-Shot Antibody report linked here: https://www.biorxiv.org/content/10.1101/2025.07.05.663018v1.full.pdf (0:00) Intro(1:25) The Evolution of AI in Drug Discovery(5:14) Current State and Future of AI in Biotech(10:08) Challenges and Modalities in Therapeutics(14:44) Data Generation and Model Training(22:52) Open Source and Model Development at Chai(29:52) Open Source Models and Their Impact(34:36) How Should Chai-2 Be Used?(38:53) The Future of AI in Pharma and Biotech(42:46) Key Milestones and Metrics in AI-Driven Drug Discovery(47:20) Critiques and Hesitation(54:01) Quickfire Out-Of-Pocket: https://www.outofpocket.health/

This week, Liz Ann Sonders and Kathy Jones discuss the recent downward revision in job market statistics, the implications for the economy, and the likelihood of a rate cut next week. They analyze the broader economic context of the job revisions, the importance of indicators like the Producer Price Index, and the impact of global market volatility. Then, Steven Meier joins the show. He is the Deputy Comptroller and Chief Investment Officer for the New York City retirement systems. Liz Ann and Kathy discuss his role, the importance of education for retirement plan participants and trustees, the convergence of public and private markets, and the challenges of inflation and liquidity management. Meier shares his thoughts on particular investment strategies, mainly in private equity and fixed income, while also addressing the current state of the public markets and the impact of AI on future investments. The discussion highlights the complexities of asset allocation and the importance of understanding market dynamics.Finally, Kathy and Liz Ann discuss which key economic data to watch in the coming weeks.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Currency trading is speculative, very volatile and not suitable for all investors.Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the US Government, but inflation-protected bond funds do not provide such a guarantee.Diversification and asset allocation do not ensure a profit and do not protect against losses in declining markets.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0925-CPRL)