Podcasts about Muni

Wright Thompson joins The Smylie Show to discuss his new ESPN series Where It Lies, including Episode 3 featuring Augusta's beloved municipal golf course, The Patch.Wright shares stories from Augusta, St. Andrews, municipal golf around America, and why golf courses create communities unlike any other place. The conversation explores the soul of the game, the importance of public golf, junior development, unforgettable golf characters, and why golf remains stronger than all the forces trying to commercialize it.Plus, Wright reflects on years covering The Open Championship, his favorite golf destinations, and the relationships that make golf special.Subscribe to The Smylie Show and follow our socials @thesmylieshow for more PGA TOUR analysis, player insight, and weekly golf conversation. ⛳️

Volatility has been the dominant theme in the municipal market, but it has also created new opportunities for investors. In this month's Muni 360 Market Insights, Eric Kazatsky and Jack Muller discuss how recent rate volatility has led to higher yields across the municipal curve while credit fundamentals remain largely intact. They explore shifting relative value opportunities, the importance of year-round tax management, the impact of increased issuance on market technicals, and what wealth tax and millionaire tax proposals could mean from a municipal credit perspective. Listen as Eric and Jack examine the key factors influencing today's municipal market and discuss where current conditions may be creating opportunities for long-term investors. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8796276 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The FIFA World Cup 26™ has come to the Bay Area, putting San Francisco in the international spotlight. In this episode, we speak with Mayor Daniel Lurie about how the city prepared to take the world stage for the tournament. We also bring SFMTA Major Special Events Lead Tony Henderson into the conversation to discuss how Muni and other public transit systems got ready to help people get to matches in Santa Clara and watch parties in San Francisco. And we swing by an opening match watch party to chat with a few fans and get into the spirit.

Muni’s 29-Sunset bus, which serves more than 35 schools, is often overcrowded and late. After years of student advocacy, SFMTA is rolling out millions of dollars in improvements.

Today, Theo Ellington is the secretary at the Ruth Williams Opera House. This born-and-raised San Franciscan is also running to be the next D10 supervisor. In Part 1 of this episode, meet Theo. His maternal grandfather, Clifton Weeks, came to SF because his sister, Marie Weeks (Theo's great-aunt), had come here. Clifton and his sister had grown up in rural Natchez, Mississippi, but they came out West during the Great Migration. Their first landing spot was The Fillmore. Clifton found work as a laborer, where he helped build roads and bridges. He also did a little work at the shipyard back when it was still in The City. He had three daughters and made enough money to be able to buy a house in Bayview. Theo grew up in that house with his aunts and cousins. Theo's dad, Grant Ellington, a veteran, came here from Cleveland as an adult. While Theo isn't 100 percent sure what the story is, his parents say that they met at a party … in the Eighties, no less. Grant was a big dude, 6'5", and he commanded a presence. Grant would come by the house, Theo says, and seemed overly concerned with whether his son had a girlfriend. Theo would get that question as young as 6. His dad passed away when Theo was in high school. Theo has two brothers—one older and one younger. He was the third-youngest among the 10 cousins living in his house at Third and Palou. They grew up pre-internet, and so, like a lot of us, went out and made up their own games. He and his cousins and their friends would stay out until the streetlights came on. Theo goes an aside about one of the games they invented—"baserunner." They rode bikes and skateboards, as well. He was born in 1988 and went to a lot of school all in The Bayview. Because he's born-and-raised, I ask Theo to rattle off the schools he attended: Charles Drew Elementary, afterschool at Leola Havard, and Gloria R. Davis Middle School, where he helped make a documentary on a grant from Salesforce about the 24-Divisadero called Bus 24 "The Diversity Bus." It's very much worth watching. That experience really helped to shape Theo's perspective. He started to see his neighborhood, The Bayview, in a different light. And he saw the rest of The City. It sparked a curiosity in him—why was his own hood living in such poverty while other parts of SF thrived? Theo was in the top of his class at Davis Middle School. He began high school at Sacred Heart, and suddenly found himself at the bottom of his class. Drawing from his experience making the Muni documentary, for his junior year, he transferred to School of the Arts (SOTA), where he could focus less on academics and more on filmmaking and documentaries. When he was a kid, Theo had done some acting with American Conservatory Theater (ACT) and WB TV, back when they had a studio in The Bayview. He spent two years in SoCal at Marymount College. One aspect he appreciated as a young freshman was the townhouse dorms, which felt less like typical college dorms and more like adult homes. The move served two goals—go to college, but also, pursue his dream of working in the film industry. While at Marymount, Theo worked at the local Boys and Girls Club, where he and others helped young boys who lacked role models. The experience allowed him to see how life in Southern California was different than life in his hometown. Check back Thursday for Part 2 and the conclusion of Theo Ellington's story. We recorded this podcast at the Bayview Opera House in Bayview in November 2025. Photography by Jeff Hunt

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Ukraine, Russia and Iran dominate agenda at G7 summit. Netanyahu says Israel will keep troops in Lebanon despite U.S.-Iran cease-fire agreement and signals continued operations against Hezbollah. Georgia, Alabama, Oklahoma and Washington, D.C., hold primary elections today. California Legislature approves preliminary state budget, but significant differences remain between lawmakers' spending plan and proposal from Gavin Newsom. San Francisco health officials warn of new synthetic opioid pills proving more lethal than fentanyl. MUNI announces plans to crack down on fare evaders. (Léman lake, Évian-les-Bains, where the G7 summit is taking place / Cristian Bortes) The post Ukraine, Russia and Iran dominate agenda at G7 summit – June 16, 2026 appeared first on KPFA.

The Dirksen Parkway showroom of S & K Buick GMC hosts the show as cast members Tamora Derringer and Hunter Pierce preview this weekend's production of "All Shook Up" at The Muni and the dealership's Jim Kroll chats with Sam and Greg. See omnystudio.com/listener for privacy information.

Muni is the backdrop for so much of our lives, but few of us have documented its familiar presence over years of personal change as vividly as photojournalist Jessica Christian. Trains and buses doubled as transportation and a training ground for Jessica as she developed her eye for "photography that makes you feel something"—first as a student, then a budding photographer, and later as a San Francisco Chronicle photojournalist. Jessica joined us at our Wayfinding Show in 2025 to share the stories behind some of her favorite photographs she's made on Muni and how it helped her find her way as a photographer. You can follow along with the photos in Jessica's story at munidiaries.com/2026/06/15/muni-through-jessica-christians-lens/.

Libertópolis PM, lunes 08-06-2026

Who is to blame for the Mariners walk-off loss to the tigers on Sunday? There was some questionable bullpen usage, including putting Criswell in when Bazardo was ready AND not utilizing Munoz enough, so that he had to come in after not pitching for 5 days. What more do they need? The numbers have to show Muni doesn't do well with a lot of days off between outings and Andres himself has said he needs to pitch more! What about not only using him in save situations? What about not only using him as a closer? :30- Mariners Morning After This wasn't just on the bullpen, but they did play a big part in it. The M's went up 4-0 and then things got sloppy. :45- What does Chuck think about Russell Wilson's retirement? Is he Hall of Fame worthy? Will there be a time where he will be welcomed back and celebrated here in town? See omnystudio.com/listener for privacy information.

Headlines and What's Up with Muni? By his own admission, Andres Munoz needs to pitch more and the numbers back that up… he doesn't do well when he has had too much rest, so WHY do we continue to only put him in in save situations?? Chuck has the numbers… :30- The NBA Finals return to New York tonight as the Knicks look to go up 3-0 on the Spurs. Have the Knicks solved the Wemby issue or can the Spurs get right tonight? :45- The Mariners are in Baltimore for 4 games starting tonight and this isn't the same struggling Orioles team. They've had a rough start to their season, but the O's are hitting now and averaging 6 runs per game; so who will prevail? Their offense or our pitching staff? See omnystudio.com/listener for privacy information.

Kevin discusses the latest resolution on a recent harassment controversy at the popular local theater group. See omnystudio.com/listener for privacy information.

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

Painter George, aka George Harry Crampton-Glassanos, is fine if you wanna call him just "George." In this episode, meet and get to know George. Both of his parents came to San Francisco early in their lives. His mom hails from the East Coast and her family were all working-class folks. His grandpa was a business agent for a machinist's union in Massachusetts. That grandfather shaped George's later involvement in organized labor. (Today, he's a member of the ILWU). George never knew this grandparent who had an outsize impression on him. He died shortly after George was born. But in Massachusetts, in addition to his union involvement, he owned a store that sold records on one half and hats on the other. His dad moved to San Francisco from the Midwest to attend school at the Art Institute (RIP). He got into that school and often slept overnight on a ledge on campus. Both of George's parents were punk rockers in SF in the late-Seventies. Amazing. His dad even lived with the guitarist from The Avengers (Penelope Houston's punk band). Though they would meet later, both spent time at the famed Mabuhay Gardens back in the day. George's dad was a painter as well, and that turned out to have a huge influence on George. His parents met when his mom got a job with his dad's construction working crew. This was around the mid-Eighties. George came along in 1989. After that, his parents had two more boys, making George the oldest of three. His earliest memories are from around the mid-Nineties in The Mission. George spent time when he was a kid running around The Mission and pre-gentrification Dogpatch with his dad. They lived on 18th between San Carlos and Lexington (or, zooming out a bit, between Mission and Valencia). That's two blocks from where I lived from 2003 to 2017, incidentally. But George's family got evicted from that apartment on 18th. The building sold and the new owners evicted tenants one by one, including families like George's. Both of his brothers were born in that apartment. His dad had made modifications there, handyman that he was. And George was old enough to remember all the awesome neighbors they had. I ask George about his favorite restaurants when he was a kid. "I fuckin' ate burritos every night of the week," he answers. He'd hit up nearby La Cumbre or El Buen Sabor around 300 times a year. Whiz Burger also figured big in George's childhood diet. There was a diner across 16th from The Roxie called Aunt Mary's (George shows me a coin purse from the place while we're recording) that he loved as well. Art was always encouraged at home. George's dad would bring home boxes of fax paper for him to draw on with ballpoint pens. He'd draw and draw and draw, often of things he saw. He remembers staring out the window of their place on 18th and watching cars go by, and he'd draw those. But it wasn't until high school at School of the Arts that George really started cranking it out. At SOTA, teachers encouraged George to draw whatever the hell he wanted to. He remembers drawing a skeleton pushing a paleta cart. When George tells me he attended SOTA 2004–2008, I mention that a number of past guests of this show went there around that time. "[The school] churned out a lot of us," he says. Joe Talbot, who co-wrote, produced, and directed The Last Black Man in San Francisco, went to SOTA in that era. George goes on a sidebar to share a story of getting caught smoking pot by a SOTA vice principal. I ask him to rattle off the SF schools he went to, and George obliges. Waldorf in The Mission for Kindergarten, then a Waldorf school in Pac Heights through eighth grade. They wanted him to attend their high school, but he chose SOTA instead. The Waldorf schools also encouraged art, which George appreciated. The social dynamics could be strange, though. You'd have kids like him who got into that school thanks to financial aid being classmates with kids who lived in mansions. After eighth grade, he needed a change. After he graduated from School of the Arts, George took some classes at City College. He'd been working summers painting houses for his dad, and eventually, college tailed off so he could work more. It also gave George more time for his artistic painting. This was about 20 years ago, and since then, he's been painting murals, hanging out with graffiti painters, doing work on Clarion Alley, and working with Precita Eyes to paint various houses and walls in The Mission. I ask whether George's art has evolved over the years. After thinking it over, he talks about the influence of cars and his mom and dad's comic book collections. He loved his mom's underground comics collections, and talks about going down to 23rd Street with them to Scott's Comics and Cards and SF Comic Book Co. next door. George points to artists like Spain Rodriguez, R. Crumb, and the Hernandez Brothers as having shaped his art from a young age. He'd go to Avalon on Mission for iron-on old English letters to have put on hats. The cholo influence of his neighborhood was seeping in, and George ran with it. The gumball machines on Mission with their foil stickers also played a part. He'd take those stickers home, many with images of cars on them, and draw from them. And of course the cars cruising Mission Street caught his artistic eye. George also touches on some of the violence he witnessed in The Mission in the Nineties, when he was a kid. George and his friends got around on skateboards, beater bikes, and Muni. He's quick to point out how, back in the day, you could take the 26-Valencia if you wanted to avoid potential trouble on the 14-Mission. I ask whether George got into any trouble himself. He says mostly harmless stuff like shoplifting. That was before his aforementioned time at School of the Arts. George has mixed feelings about the art scene, and I get it. He's had his art in shows, but prefers bookstores or community-oriented spaces vs. white-walled galleries. He doesn't feel like the audience that goes to those spaces is his. When he talks about painting at home after a long day at work, I ask George to talk about that work. He's currently part of a crew painting the new container cranes in the Port of Oakland. The ILWU is assembling the cranes and George and others use marine enamels to make the cranes look good. We end the podcast with how you can find George and his art. "You can find me on 24th Street," he says. No website. He's on Instagram at @paintergeorge415. We recorded this podcast at George's home in South San Francisco in April 2026. Photography by Nate Oliveira

Even some the highest-rated bonds offer currently attractive yields.   Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com   MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Prezident Petr Pavel chce jednat s vládou o financování muniční iniciativy pro Ukrajinu, která v posledních měsících přišla o polovinu přispěvatelů. Pod novou vládou mezi ně patří i Česká republika. „Zmatky okolo toho, jestli se bude, nebo nebude prodlužovat, to všechno zapůsobilo na donátory,“ vidí chybu opoziční poslanec Pavel Žáček (ODS). „Kritici by měli říct, kde peníze na financování pokračování konfliktu na Ukrajině vzít,“ namítá jeho kolega z vládní SPD Radek Koten.Všechny díly podcastu Pro a proti můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Like so many Muni riders, comedienne Julia Jackson has perfected the art of sizing up her fellow bus passengers in a glance, and she takes more than a little satisfaction in how often her assessments turn out to be right. But she worries about the distance her snap judgments can create between her and other riders, and she knows firsthand how isolating it feels to be on the receiving end. It's the times when she's wrong about a stranger on the bus—or they're wrong about her—that the magic happens. Julia had us laughing at our Wayfinding Show in 2025 as she recounted some of her favorite "terminator scan" misfires on Muni, and how they brought her closer to her fellow riders.

The conversation continues at Staff Carpet with a preview of the Summer Splash Sale; Mary Kate Smith, Amanda Otto and Alicia Huntley preview this weekend's opening of The Muni season with "Mamma Mia"; and John Staff and Jack Robertson join in some baseball memories. See omnystudio.com/listener for privacy information.

In this episode, Liz Ann Sonders and Collin Martin explore how rising Treasury yields and persistent inflation pressures are reshaping the relationship between stocks and bonds, reviving a more volatile, “temperamental” market regime where higher yields can weigh on equities. They discuss the likelihood of a “higher for longer” rate environment, the challenges facing incoming Fed leadership, and why rate cuts appear increasingly unlikely in the near term. The conversation then shifts to municipal bonds with Cooper Howard, who explains how munis work, why their tax advantages make them especially attractive for higher-income investors, and how to evaluate them relative to Treasuries and corporate bonds. He highlights that while munis are generally high quality and relatively stable, investors should still pay attention to credit risk, valuation metrics like the muni-to-Treasury ratio, and strategy considerations such as bond ladders. Finally, Collin and Liz Ann look ahead to next week's upcoming macroeconomic indicators and key data releases.  On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts.   Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk. Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Charles Schwab Investment Management, Inc., dba Schwab Asset Management does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax. A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio. As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances. Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in the fund. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions Correlation refers to investments that tend to move in opposite directions: when one rises, the other falls. (0526-KSY4) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ed. note: We recorded this episode outside on a windy day near The Bay. Apologies for the wind gusts you'll hear throughout. Jenny Chan found Storied: San Francisco thanks to Toshio from Sad Francisco. Jenny and I kick off her episode talking about Toshio, in fact. Jenny was born in Hong Kong. Growing up, her dad's mom babysat her a lot. Young Jenny really loved anime and would turn it on at grandma's house. When she did this, her Chinese grandmother would get upset, and Jenny didn't know why. She thought maybe her grandma was senile. Later in Jenny's life, when her grandmother passed away and she helped clean and organize her home in China, she discovered items her grandma kept that pointed to a life spent under Japanese occupation before and during World War II. We mentioned anime, but when Jenny was a kid, she just loved Japanese culture all around. She indulged in manga whenever she could save up enough money. As with the anime, her grandma didn't take kindly to these Japanese things in her home. When she was 10, Jenny's parents split up. She and her older brother then joined their mom and moved to the US. When Jenny remarks that she's not sure how her mom did it, we go on a sidebar. Jenny shares that her mom grew up during the time of the US war in Vietnam, so she's a survivor. I add that, simply, women are amazing. In US schools, Jenny learned about the Holocaust. She also learned about Pearl Harbor, but like most school-age kids in this country, it was in the context of what got the US into WWII. Japanese colonialism and dominance in east Asia never really came up. Her family came straight from Hong Kong to San Francisco in 2000. Members of her mom's family had already been here, dating back to the Seventies and Eighties. Jenny and her mom and brother lived in the Tenderloin when they arrived. She saw the dirty streets in that hood and wondered why they traded Hong Kong skyscraper living for this. Her mom told her that for many reasons, including not having to buy school uniforms, life in SF was more affordable. Jenny's run of schools in The City—Lafayette, Presidio, Washington High. I ask her if she experienced culture shock moving halfway around the world. She says yes and points to knowing only people from Hong Kong when she lived there. Here, she quickly learned that there are folks from all over China and differences abound. She says also that Chinese people she met in San Francisco or The Bay were stuck in whatever era they moved here during, and that was sometimes startling. We go on a sidebar here after Jenny asks me about my own move here from Texas in 2000. Jenny spent a lot of time in the school library, including during lunches. She dedicated herself to learning from an early age. She recognized the hardships her family was going through and saw education as a way to climb out of that. She used her 45-minute Muni commutes from the Tenderloin to school in the Richmond to read and do homework. Her mom worked in restaurants here in The City. Jenny would go with her mom to places like the bank to do the translation. Jenny was learning about life in the US in real time and for practical reasons. At my prompting, Jenny and I rap about all the awesome food in the Little Saigon area of the Tenderloin. I share the story of coming home from my trip to Vietnam and eating at Turtle Tower right away because I missed the food of that incredible country. Jenny lived in the Tenderloin through all her public school days in San Francisco. When her paternal grandmother passed away, she went back to China to clean out her home, as we've mentioned. And that's when Jenny and other members of her family started finding items—military yen, rice-rationing coupons—that pointed to life spent under occupation. Back home, Jenny had found a decent job after college, but was feeling stuck. The revelation of her grandmother's lived experience was a light bulb. It was around this time that Jenny realized a massive hole in her US education. Why didn't she learn about the Japanese occupation of Hong Kong, for example? Most of the emphasis was on the war in Europe, with Pearl Harbor and later the nuclear bombing of Hiroshima and Nagasaki being the main subjects of the history of war in the Asian theater. In her own words, Jenny went "into a deep rabbit hole" to learn those untold stories. Her first stop was the library, where she discovered books like The Rape of Nanking by Iris Chang and The Rising Sun by John Toland. The more she learned, the more she sought existing nonprofits she could join forces with to amplify the stories of the Japanese occupation of China. To her dismay, there weren't any. It was around 2012 or 2013, and Jenny figured that she already knew how to live without much income. And so, she decided to start her own company—a nonprofit dedicated to getting those stories out to the world. Pacific Atrocities Education was born. Check back Thursday for Part 2 with Jenny Chan. We recorded this episode at Fort Mason in April 2026. Photography by Jeff Hunt

See omnystudio.com/listener for privacy information.

I was thinking about Prahlāda Mahārāj. kaumāra ācaret prājño dharmān bhāgavatān iha durlabhaṁ mānuṣaṁ janma tad apy adhruvam arthadam (SB 7.6.1) He talked about how one should start the process of education very early. He got direct knowledge from Nārada Muni. But most people don't get that benefit, so it's very difficult to be on track. In fact, it is impossible without some knowledge intervention. anarthopaśamaṁ sākṣād bhakti-yogam adhokṣaje lokasyājānato vidvāṁś cakre sātvata-saṁhitām (SB 1.7.6) The Bhāgavatam says most people are in ignorance: lokasyājānato vidvāṁś. Cakre sātvata-saṁhitām— Śrīla Vyāsadeva's anxiety was that everyone should have the Bhāgavatam, or I should say, his anxiety is that everyone doesn't have the Bhāgavatam, and they should have it. Our whole bent in Kṛṣṇa consciousness is towards education. Those who come can hear, and those who can't come, they should be able to hear also. We should reach out to them and give them an opportunity. Humans can self-educate also, in the sense that if they're smart enough to learn how to read—or even if they can't read, if they just hear from another person who's giving parampara knowledge—then they can come out of ignorance. But it doesn't happen automatically, and it definitely doesn't happen if there's an inculcation of ignorance. anyad evāhur vidyayā- nyad āhur avidyayā iti śuśruma dhīrāṇāṁ ye nas tad vicacakṣire (Śrī Īśopaniṣad Mantra 10) There's a big difference, what kind of knowledge you get, or if you're given ignorance as so-called "knowledge." ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna #spiritualpurposeoflife #krishnaspirituality #spiritualusachannel #whybhaktiisimportant #whyspiritualityisimportant #vaisesika #spiritualconnection #thepowerofspiritualstudy #selfrealization #spirituallectures #spiritualstudy #spiritualquestions #spiritualquestionsanswered #trendingspiritualtopics #fanthespark #spiritualpowerofmeditation #spiritualteachersonyoutube #spiritualhabits #spiritualclarity #bhagavadgita #srimadbhagavatam #spiritualbeings #kttvg #keepthetranscendentalvibrationgoing #spiritualpurpose

The municipal bond market has shifted in recent weeks, with higher yields, heavier supply, and ongoing volatility shaping investor sentiment while also creating new opportunities across the market. In this episode of Muni 360: Monthly Market Insights, Eric Kazatsky sits down with Jack Muller from the MacKay Municipal Managers credit team to discuss the recent backup in yields, Treasury-driven market moves, and the technical factors influencing municipal performance. They also explore why higher yields may be improving opportunities for after-tax income investors, how supply trends inside 10 years are affecting the market, and why fundamentals remain stable despite ongoing volatility. The conversation also touches on wealth tax discussions and what they may, or may not,  mean for municipal credit. Tune in for a practical look at the key forces shaping today's muni market and where investors may be finding opportunity. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8795990 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Aujourd'hui, Flora Ghebali, entrepreneure dans la transition écologique, Jean-Loup Bonnamy, prof de philo, et Jérôme Marty, médecin généraliste, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Most golf courses are designed with the intention to challenge, but Troy Miller's approach aims to inspire community, accessibility, and preservation—bringing a new kind of strategy to the game. From his deep roots with Pete Dye to transforming Charleston's historic Muni course into a masterpiece of design and community impact, Troy's work is redefining what golf can be.You'll hear about the profound impact of community-driven projects—how making golf accessible can foster neighborhoods, preserve local history, and even solve stormwater challenges. Troy shares insights on his philosophy of short grass as the ultimate equalizer, and how his projects serve both serious enthusiasts and the everyday golfer seeking fun and fairness.Whether you're a golfer, architect, or community leader, Troy's insights will inspire you to think differently about how golf can serve everyone—not just the elite, but the everyday player who wants to connect, enjoy, and be proud of their local course. BestBall Links:⛳️ Join the BestBall Golf Club! - https://patreon.com/BestBallGolfClubhttps://BestBall.comhttps://linktr.ee/BestBallhttps://bestball.substack.com - Subscribe to Par 3 Thursdays!Friends of BestBall:B. Draddy - https://www.bdraddy.com - Enter "BESTBALL20" for 20% off your orderZero Restriction - https://www.zerorestriction.com - Enter "BESTBALL20" for 20% off your orderFairway & Greene - https://www.fairwayandgreene.com - Enter "BESTBALL20" for 20% off your orderArccos Golf - https://arccosgolf.com - Get 15% off your orderThe Stack System - https://www.thestacksystem.com/discount/BestBall - Get 10% off your orderWestern Birch - https://westernbirch.com - Enter "BESTBALL" in the shipping cart for a free gift with your orderInterested in becoming a sponsor of The Hole Story Podcast? Email info@bestball.com.

In Part 2, we pick up right where we left off in Part 1, with Gina's first official address in San Francisco. In talking about finding a place to live in The City, Gina mentions that all her friends either live in rent-control apartments they've been in forever, or they're able to live in a place that someone in their family bought and has kept in the family. When she tells me where that first apartment in SF was, I let her know that my first place here, back in 2000, was less than a block away. As we're name-dropping hotspots on the block, I have a brain fart and can't remember the name of Cordon Bleu, the rad greasy-spoon Vietnamese joint still there on California near Polk. From that first apartment, Gina would take Muni to her job over in Potrero Hill. Back then, in the days before smartphones, she'd read on her long, chill Muni rides. She'd come home, make dinner with her roommate, and maybe head out to Polk Street or for karaoke in the hood. That AmeriCorp VISTA gig lead to a job doing literacy work. At that part-time job, Gina also started doing events. She also ran a non-profit dance company, and was trying her best to make both things work out for her. We step back to talk about Funkanometry SF, Gina's dance company. It started in LA, moved north, and the founders handed Gina the keys, so to speak. That happened in Gina's senior year at Berkeley. Because the dancers she was directing were older and more experienced, and because she had literally no experience running a non-profit or a business, she went to Barnes and Noble to buy a copy of a book from the "For Dummies" series. In Gina's time running it, Funkanometry took off. They received invitations to perform internationally, to places like the Philippines, the UK, and Colombia. On the back end, Gina figured out a way to pay herself $600 a month. She felt like she'd made it. Despite all those successes, though, the company didn't make money. The low-paying, part-time job and non-profit dance company was fun, but it wasn't meant to last. She got hit up on LinkedIn by a recruiter for Google and got an interview. Gina had reservations and talked with her mom about them. Lillian told her to daughter to go and listen to what they have to say, and so that's what Gina did. After the interview, she still didn't know if it was a good fit, but she accepted the offer regardless. She was now a software engineering recruiting coordinator at Google. To get to work, Gina took the infamous Google bus. As someone from The Bay who already had immense pride in her city, she felt ashamed. The money was good, but standing in line to wait for the hated busses felt bad. When cars or pedestrians passed by while she waited, she wanted to let them know that she wasn't "one of those people," that she's from here and runs a non-profit dance company. It didn't matter. Her internalized shame remained, but she says the job was fun enough to make up for it. That Google contract job turned into full-time work, and Gina stayed at the company for seven years. During this time, Gina met and started dating a San Franciscan who grew up in the Inner Richmond. They got engaged and Gina moved to that hood. She still worked at Google and now waited for their corporate bus in a chiller area with fewer protests. Then Gina's family suffered a tragic loss. One of her first cousins died by suicide. She says the experience "broke [her] family open," meaning it obviously hurt them all, but it also brought them closer. It made waiting for the Google bus that much more impossible for Gina, too. She'd moved into a new role at the company and was doing events for them. She decided it was time to branch out on her own and do what she loves. She was able to go part-time while launching her own events company. She'd tried to quit, but Google asked her to stay on. It ended up serving her well, as it provided some needed income while she undertook all the stuff it takes to start a company from scratch. The first event she produced under her new moniker, Make It Mariko, was Undiscovered SF, which began in 2017 as the first Filipino night market in SOMA. The first Undiscovered SF was such a success that it inspired Gina to transition Make It Mariko to her full-time work. The stories goes like this: A friend let her know about the nonprofit SOMA Pilipinas. She met with those folks and pitched a launch event. They applied for and received a $5K grant to do the event. A friend was able to wrangle $150K on top of that. That one launch event turned into six events, spaced out one per month. In 2020, Undiscovered SF went virtual. Gina had her tech background, and they had plenty of time to transition. This allowed them to connect Filipinos across the diaspora, sitting on panels and interacting with one another. And of course, there were DJs from all over. Prior to the pandemic, in addition to many other kinds of events, Make It Mariko had quite a lot of corporate event-planning business. Since COVID, though, a lot of that went away. Gina decided she wasn't gonna sit around and wait for big events to hire her company. She wanted to build on the success of self-produced events like Undiscovered. The seeds of what became POC Food and Wine were planted. Gina loves wine. During the pandemic, she got a scholarship to join a wine program where she was able to dive into that world. One of the topics was pairing, and so she was able to take that knowledge and apply it to the POC Food and Wine Festival, pairing POC chefs with specific wines and other beverages. Attendees were encouraged, but not required, to navigate the space and its makers along the lines laid out for them by Gina and her staff. I'll just say: It was one of the best, most unique experiences I've had in my 26 years here in the Bay Area. We end the episode with me letting Gina know how much I also enjoyed this year's Love Thy City event, which took place in February. It was to celebrate Make It Mariko's 10th anniversary and to establish a relationship with The Foundary space in South of Market. The love (right there in the name) that night was palpable—love of San Francisco, of community, of one another. All of these events—Undiscovered, POC Food and Wine Festival, Love Thy City—for me show how dedicated Gina and her people are to uplifting real people doing extraordinary things. Find Gina all over the place, really: Brave New Spaces, whose goal is to help creatives eventually own their spaces Make It Mariko, her events company Photography Mason J.

On today's show a muralist for the Warriors encourages us to dream big. Then, we visit the West Oakland studio of a painter who created pieces for the Valkyries. And, an artist tells a touching story about a MUNI driver who changed his life.

Headlines and BILL KRUEGER Bill joins the show to help us navigate all of the conversations surrounding Mariners pitching. We start with Andres Munoz- is he seeing anything wrong with Muni? Does he have any concerns that Luis Castillo won't come out of the early season struggles? Bryce Miller is close to coming back, so what would Bill do with the rotation once Miller returns? What does Bill think of Emerson Hancock's success so far this season? How much stock does he put into a first-year starter dominating Double-A? :30- Ken Walker was making the rounds yesterday and :45- Chuck get super Reckless at Breakfast today… Is it possible that MLB umpires weren't as bad as we thought they were?

Headlines and BILL KRUEGER Bill joins the show to help us navigate all of the conversations surrounding Mariners pitching. We start with Andres Munoz- is he seeing anything wrong with Muni? Does he have any concerns that Luis Castillo won't come out of the early season struggles? Bryce Miller is close to coming back, so what would Bill do with the rotation once Miller returns? What does Bill think of Emerson Hancock's success so far this season? How much stock does he put into a first-year starter dominating Double-A? :30- Ken Walker was making the rounds yesterday and :45- Chuck get super Reckless at Breakfast today… Is it possible that MLB umpires weren't as bad as we thought they were? See omnystudio.com/listener for privacy information.

Host Paul Greaves and Ben Miller, managing editor for Debtwire Latin America, speak with our guest about how Venezuela's political shock and the CITGO sale are reshaping expectations for one of the world's largest sovereign restructurings. After the January operation that led to Nicolás Maduro's capture and Delcy Rodríguez becoming interim president, Venezuelan bonds surged into the low 40s as investors reassessed political risk and the prospects for a long‑stalled restructuring. We explore why the PDVSA 2020 secured creditors now sit at the center of negotiations and how a USD 60bn stock of defaulted bonds fits into a much larger liability burden. The discussion focuses on CITGO — Venezuela's most valuable foreign asset — and the Delaware‑supervised sale that produced a USD 5.9bn winning bid, including a USD 2.1bn carveout for the secureds. We also look at OFAC's expanding role in determining what restructuring steps are even possible, and we close by asking our guest for the key hinge point that will signal whether Venezuela is finally moving toward a real resolution.

Caltrain finally delivers the kind of service the Bay Area has asked for: faster trips, better frequency, and a smoother ride after electrification. Then we hit the uncomfortable question: why is a transit fiscal cliff still approaching even with ridership coming back? We're joined by Jonathan Cole from Climate Action California to unpack the numbers behind the looming operating deficit facing Caltrain, BART, Muni, and other Bay Area transit agencies and to explain why “the train looks full” doesn't mean the budget works.We trace the chain reaction from the pandemic to today's work from home reality and how the loss of the peak commuter rush breaks the fare revenue model that used to subsidize service all day. From there, we get specific about what severe cuts could look like by 2027: longer waits, fewer lines, possible station closures, reduced weekend service, and major bus network reductions that would hit transit-dependent riders hardest. We also talk about why emergency loans can delay the pain while making the threat easier to dismiss, even as the structural problem remains.Finally, we dig into the proposed fix: the Connect Bay Area Measure, a multi-county sales tax designed to provide stable, long-term transit operations funding, along with San Francisco's additional measure to fully support Muni. If you care about reliable public transportation, traffic relief, and climate goals, this is the kind of local transit funding conversation that shapes what service looks like for the next decade. Subscribe for more transit deep dives, share this with a Bay Area friend, and leave a review with your take: would you vote for a dedicated transit sales tax?Send us Fan MailSupport the show

This week on Autonomy Markets, Grayson Brulte and Walter Piecyk discuss Bot Auto's fully autonomous commercial run from Houston to Dallas, Aurora's expanded partnership with Hirschbach, and Uber's CTO publicly criticizing Waymo on X over safety.With Bot Auto completing a 231 mile commercial paid run with no human in the cab, no safety driver, and no observer, the conversation evolves into a deeper discussion around the imminent Waymo robotaxi moment for autonomous trucking, with Kodiak operating fully autonomous in the Permian Basin and Aurora announcing a non-binding 500 truck MOU with Hirschbach representing roughly 15 percent of the carrier's fleet.While in Houston, Grayson conducted field work riding in a Tesla Unsupervised Robotaxi in the Cypress neighborhood, where he counted 24 robotaxis staged for launch at the Tesla service center, while observing that both the Tesla and Waymo vehicles drove aggressively in a similar manner to Houstonians.More signs emerged this week of the deteriorating relationship between Waymo and Uber as the CTO of Uber made a post on X accusing a Waymo of an aggressive maneuver against a Muni bus in San Francisco, a rare public criticism from a partner in a public forum, reinforcing the deteriorating relationship that appears to be on the verge of a divorce.On the Foreign Autonomy Desk, Grayson and Walt discuss China suspending new autonomous vehicle permits following the Baidu Apollo Go incident in Wuhan where 200 robotaxis simultaneously froze on March 31st, and WeRide's partnership with Lenovo to deploy 200,000 robotaxis over the next five years against a current fleet of 1,125 vehicles.Episode Chapters00:00 Field Work: Bot Auto Launches Fully Autonomous Commercial Service05:42 Aurora's Expanded Partnership with Hirschbach08:53 Congressman Ro Khanna's Anti-Autonomy Stance11:18 Uber and Hertz Partner for Robotaxi Fleet Servicing18:40 Avomo, Moove, and Uber's Fragmented Autonomy Strategy20:07 Uber CTO Publicly Criticizes Waymo on X24:13 Waymo's Next City: Cincinnati or Kansas City?27:30 Tesla Unsupervised Robotaxi in Houston34:37 China Suspends New Autonomous Vehicle Permits39:14 WeRide and Lenovo to Deploy 200,000 Robotaxis40:54 Next Week--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) We get Gregg's thoughts on the Seahawks day 1 pick and what he would expect from the team over their next three picks. :30- It's time for the Drafties! We honor some of the best and the worst of the NFL Draft and it's coverage! :45- ABC's of the Mariners - A is for Andres: yes, Muni is struggling, but the overreaction is out of control. - B is for Big 3: Have they started to break out? - C is for Cardinals: the M's are in St Louis starting tonight - D is for Donovan: we feel bad for Brendan, he should be in front of Cardinals fans this weekend. See omnystudio.com/listener for privacy information.

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) We get Gregg's thoughts on the Seahawks day 1 pick and what he would expect from the team over their next three picks. :30- It's time for the Drafties! We honor some of the best and the worst of the NFL Draft and it's coverage! :45- ABC's of the Mariners - A is for Andres: yes, Muni is struggling, but the overreaction is out of control. - B is for Big 3: Have they started to break out? - C is for Cardinals: the M's are in St Louis starting tonight - D is for Donovan: we feel bad for Brendan, he should be in front of Cardinals fans this weekend.

See, how yajña works! You do a little something, and the next thing you know, food's coming in your door. That happened with Mṛgāri the hunter. He was hunting, and he thought, "I can only make my living this way." And Nārada Muni came along and said, "No, no, I'll show you a better way. Just break your bow." "I can't break my bow!" He said, "No, go ahead—do it." So Mṛgāri broke his bow, and then he just started doing little programs at his house; he had a bhajana going on. And the next thing, he was complaining to Nārada Muni. He said, "It's too much! They're bringing too much!" That's what happens with yajña, if you do some service to Kṛṣṇa. People are looking for entrepreneurial opportunities—the best business is preaching. That's it. If you just move your energy little by little towards preaching—open your door a little crack, invite people in, and just say, "Here, let's read Bhagavad-gītā for 16.006 seconds and then you can go home. I'll give you a little something to take with you"—it changes everything. It changes the equation. So, we want to expand. Every house should be a new community where people can come and learn how to chant Hare Kṛṣṇa, learn the Bhagavad-gītā, and so forth. Every one of you is now deputed. You're deputed as of today, Akṣaya-tṛtīyā. Put some books in your car. Get a little box; maybe order it on Amazon, make a group order. Get a little box, get a whole package of boxes, and then put some books in it and put it in your back seat. I guarantee you, the opportunity will come up where someone will say, "Have you heard of the Bhagavad-gītā? Can I have a Bhagavad-gītā?'" And you'll just pull it out of your back seat and give him a Bhagavad-gītā. Take a little prasādam with you. Be an ambassador of goodwill. Pass it on to other people. This is what the planet needs. There's no stopgap measure that can stop people's suffering, because human life is not meant for comfort. It's actually meant for—and I don't want to say anything too shocking, but it's meant for tapasya. It's meant to take some trouble so that you can do good for others. It's called paropakāra. That's what makes us happy, and that's what makes the world a better place. So, we should try for that. ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) Gregg's got his Seahawks' mock draft out, what does he see John Schneider and the Hawks doing with their four picks? The Seahawks need a running back to fill the hole that Ken Walker left, but how early will they be looking to take one in the draft? :30- The Great CHARLES DAVIS (NFL Network) joins the show to help us celebrate Draftmas and NFL Draft week! Charles ahs a mock draft out, so we discuss his thoughts for the Seahawks at 32 and other potential big moves in this year's draft. What does Charles think of the Giants trading to Dexter Lawrence to the Bengals for a top 10 draft pick? :45- ABC's of the Mariners - P is for Pen: we had a lot of conversations about the bullpen and it was nice to see Muni come through twice over the weekend. - Q is for Quality- quality move by Josh Naylor to give away shoes to fans. More athletes should be like that. - R is for Refsnyder- he finally got his first hit and it was a big one! See omnystudio.com/listener for privacy information.

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) Gregg's got his Seahawks' mock draft out, what does he see John Schneider and the Hawks doing with their four picks? The Seahawks need a running back to fill the hole that Ken Walker left, but how early will they be looking to take one in the draft? :30- The Great CHARLES DAVIS (NFL Network) joins the show to help us celebrate Draftmas and NFL Draft week! Charles ahs a mock draft out, so we discuss his thoughts for the Seahawks at 32 and other potential big moves in this year's draft. What does Charles think of the Giants trading to Dexter Lawrence to the Bengals for a top 10 draft pick? :45- ABC's of the Mariners - P is for Pen: we had a lot of conversations about the bullpen and it was nice to see Muni come through twice over the weekend. - Q is for Quality- quality move by Josh Naylor to give away shoes to fans. More athletes should be like that. - R is for Refsnyder- he finally got his first hit and it was a big one!

I had a similar experience going on—being on saṅkīrtana and hearing music when I was a brahmacārī. And, I distinctly remember once I heard a song by Diana Ross, and it goes like this: "You are everything, and everything is you." I was going, "That's Bhagavad-gītā." And the part where we connect it, and we're able to see how Kṛṣṇa's energies are working, and we say, "Oh, I see how that happened"—it's very similar to what the gosvāmīs do when they mention this: they see boys and girls are spontaneously attracted to one another, and they say, "Yeah, that's it. I want to be attracted like that to Kṛṣṇa." It's all a reflection. So, if you're seeing the connection in the reflection, then it becomes a Kṛṣṇa conscious observation, and that's a result of our own observations. We talked about it during japa this morning, that when we're chanting, we can be acutely aware—ubhayor api dṛṣṭo 'ntas(BG 2.16)—that there's two things happening: there's material nature, and then there's consciousness. The two things are fascinating to watch and see the difference between the two, and then the rest of the world. As Nārada Muni, when he was a small child, after his mother passed away, he was left an orphan; and by that time, he had already had association with the sādhus. So he went out to observe the world, and he was seeing how all of Kṛṣṇa's energies were working. Those kinds of observations Prabhupāda constantly made when he was on morning walks. He'd notice things. He'd say, 'This means this. This means that.' And, 'Oh, how interesting.' A bird sitting in a nest was leaving its remnants on the ground, and Prabhupāda asked what it meant. Devotees thought, 'What could it possibly mean?' It's passing and it's going on the ground in one pile, and Prabhupāda said, 'It means he's attached to that branch. Every living entity is attached to a particular place." In this way, Prabhupāda would see something. He saw a father pick up his son to place a letter in a mailbox, and then Prabhupāda made something out of that: like, this is how we work. We have a desire to do; Kṛṣṇa picks us up. We put all of our functions—the way we talk, the way we move... it's all coming from Kṛṣṇa. In Hawaii, devotees asked Prabhupāda if it was māyā if they went to the beach—because that's all there is in Hawaii, is beach. Prabhupāda answered. He said, "How could you be in māyā? Kṛṣṇa is the ocean. He's the light of the sun and the moon. How could you possibly be in māyā there?" It's a good question. So obviously we have to be careful, because unless we have a melted heart and we're engaged in seeing the world and feeling such an intense connection to Kṛṣṇa through seeing everything that's happening, then it's possible to get caught on something as happened to Ajāmila. He was doing his sādhana, but he wasn't strong enough. So when he saw a scene, it wasn't like he could connect it. And certain things we should be very careful of looking at and not think, "Oh no, I can process that," but then it might process you—which is the problem in the material world. We're really smart because we're parts of Kṛṣṇa. So we invent television, for instance. I know it's an old technology; I'll get to the higher things in a second. But you know, what does it take to figure out how to build a television? It's an amazing thing. But...(0:51:15) To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025

The municipal bond market is navigating a period of rising rates, shifting demand, and headline-driven narratives but the underlying story may be more stable than it seems. In this episode of Muni 360, host Eric Kazatsky is joined by Jack Muller from the credit desk at MacKay Municipal Managers. They look at what has been driving the recent backup in rates across the yield curve, why the move in munis is largely a treasury story, and what that means for investors who are paying attention right now. Eric and Jack also address the noise surrounding New York City's bond market and walk through why the fundamentals there remain on solid ground despite the headlines. For anyone trying to separate what actually matters from what is just market chatter, this episode offers a grounded look at where things stand and why the current environment may be worth leaning into. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8795788 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, we peer through the lens of over 120 years of Muni photography. Then, an immersive show that is set in one of the San Francisco homes that survived the 1906 earthquake. And, a dad gets a first class lesson in empathy at a family visit in prison.

A photographic exhibit at City Hall that came from a hidden archive highlights one of San Francisco's most venerable institutions.

You have GOT to be effing kidding us! That was just a gross loss last night as the Mariners blew a 4-run lead in the 9th inning. Munoz has been struggling this year, but it wasn't the wrong move to put him in, even though it wasn't a save situation. Muni just didn't have it and now we are coming in to talk about the Mariners not getting swept tonight instead of going for the series win. Why is it that Muni struggles in a non-save situation? Why didn't Dan go with Brash, who is more proven that Ferrer? :30- Mariners Morning After What a total disappointment last night as the Mariners fell to the Padres 7-6 after holding a 6-run lead at one point. Lost in the ugliness were fantastic performances by Emerson Hancock (again) and Luke Raley. :45- This Russini/Vrabel story is literally the talk of the country, not just the sports world. You can't escape it.

You have GOT to be effing kidding us! That was just a gross loss last night as the Mariners blew a 4-run lead in the 9th inning. Munoz has been struggling this year, but it wasn't the wrong move to put him in, even though it wasn't a save situation. Muni just didn't have it and now we are coming in to talk about the Mariners not getting swept tonight instead of going for the series win. Why is it that Muni struggles in a non-save situation? Why didn't Dan go with Brash, who is more proven that Ferrer? :30- Mariners Morning After What a total disappointment last night as the Mariners fell to the Padres 7-6 after holding a 6-run lead at one point. Lost in the ugliness were fantastic performances by Emerson Hancock (again) and Luke Raley. :45- This Russini/Vrabel story is literally the talk of the country, not just the sports world. You can't escape it. See omnystudio.com/listener for privacy information.

Headlines and JOSH EDWARDS (CBS Sports) We are one week away from the NFL Draft- what does Josh say about the narrative that this is a bad draft class? We take a look at Josh's mock draft- who does he have the Seahawks picking at 32? Where does Josh see some shakeups happening? Does Josh have any juicy rumors that he could see coming to fruition next Thursday? :30- ABC's of the Mariners - J is for Jackson: as in Jackson Merrill who had the game winning hit AND robbed a home run from Julio and that's happening to frequently. - K is for Killer: we need to see that Killer mentality from Luis Castillo tonight. - L is for Luke: the headline of this game should have been “Luke Raley's on fire,” between Raley and Arozarena, those two are getting it done and they aren't getting a lot of support from the rest of the lineup. :45- Only 7 sleeps away from the NFL Draft! What do we make of the narrative that this Draft isn't exciting? See omnystudio.com/listener for privacy information.

One day in 2013, Luisa Isbell—newly minted San Franciscan and tech worker—found herself on the wrong side of a stranger's crisis on the 19 Polk, and went from enthusiastic bus rider to bus avoider. Trading freedom for safety seemed logical after such a scary encounter, but several years of gloomy commutes and thousands of dollars in parking fines later, something had to give. Now Luisa finds herself working with struggling San Franciscans like that bus passenger every day. She joined us at our Wayfinding Show in 2025 to share her winding journey from tech worker to social worker and stand-up comic, from reluctant car owner back to Muni rider, and what she learned about herself and those struggling at the margins of our city along the way.

The 67 is Muni's most delayed bus line, snaking through the hills along Alemany Boulevard and Bernal Heights, ending at the 24th and Mission BART station. However unreliable it can be, it still serves an estimated 800 daily riders. But as SFMTA faces a budget deficit of more than $300 million in July, the 67 and other bus lines are at risk of disappearing if voters don't approve ballot measures to fund transit this November. Links: It's San Francisco's Most Delayed Bus. For Riders, a Frustrating Problem May Get Worse Amid Bid to Save Bay Area Transit, Muni Gets a Campaign of Its Own Learn more about your ad choices. Visit megaphone.fm/adchoices