Podcasts about Muni

Patañjali Muni, who thousands of years ago wrote a book on psychology and how it relates to the manifestations that we have in our lives, mentions that when we leave this present physical body, the material nature then interprets all of the impressions we have in our mind and the overall feeling that we have when we leave this world. It then fills it in and gives us a new physical, gross body accordingly. And this is described in detail in the eighth and 15th chapters of the Bhagavad Gītā, where the kind of nose—notice, you have a particular kind of nose; you might not have noticed it recently—or a certain kind of ear or eyes [is determined]. Your eyes are different from a fruit fly's eyes. I looked at a magnification of a fruit fly because I was talking about how cute they are the other day, but then when I looked at the magnification, I thought, "It's not as cute as I thought." But in any case, fruit flies have specific eyes that were given to them by the material nature as an accommodation. We have a particular kind of eye; so, one may then ask, "Well, why did I get this particular kind of eye—a set of eyes?" These wisdom literatures answer that it's an accommodation of our consciousness. It's a way that we've developed our consciousness; the way in which we've developed our consciousness is then filled in. So, it's as if you made an impression with your foot in the wet sand and then filled it in with plaster of Paris—you get a perfect rendering of your foot. And in a similar way, our consciousness is what carries us or attracts to us our next physical body. This all goes to say that we're always in the creative process, and we're a lot more creative and powerful than we know. We may turn off that system and forget to create, and just let things happen to us and just take in random information. So, I am taking from this point of Leonardo da Vinci: he had an idea, he conceived of it, he was creative—and how did he express his creative nature? He would write it down for posterity, and then it became manifest as a useful tool. So, how many ways are we creating our next body or whatever is in our environment? It's called ātmakṛtam; it's what we are doing. So, this is a refined way, or a way of refining how we move in the world by being very deliberate and writing things down. This is what I'm trying to present: one of the ways of being very conscious about what we're thinking and where our mind is going, and also going in a predetermined direction—the way we want to go—by writing it down. So, that comes to also writing goals, priorities, and so forth. For instance, I have always in front of me on my desk a list of all my priorities, and they're always ready at hand because in a 24-hour period I can forget my priorities. But because I've taken my intentions, I've written them down very clearly, and I have a list now. I can go through and review and recall them, and stay on track. So, I'm saying that this is a manifestation tool.

This week on the Talking Headways podcast we're joined by SFMTA Director of Transportation Julie Kirschbaum. She discusses making system improvements, rising customer satisfaction, lessons from the pandemic on ridership and operations, as well as Muni's cultural connection to the city. +++ Get the show ad free on Patreon! Find out about our newsletter and archive on YouTube! Follow us on Bluesky, Threads, Instagram, YouTube, Flickr, Substack ... @theoverheadwire Follow us on Mastadon theoverheadwire@sfba.social Support the show on Patreon http://patreon.com/theoverheadwire Buy books on our Bookshop.org Affiliate site!  And get our Cars are Cholesterol shirt at Tee-Public! And everything else at http://theoverheadwire.com

Why do we get angry, even when we're trying to live a spiritual life? In this roundtable conversation, Radhika, Nama and Stine explore the nature of anger through the lens of Bhakti, discussing its deeper causes, the role of therapy alongside spiritual practice, and how self-awareness can transform our reactions. Drawing from the Bhagavad-gītā, personal experiences, and the story of Ambarīṣa Mahārāja and Durvāsā Muni, they reflect on how humility, compassion, and steady practice help us respond rather than react.02:35 – Can anger have a place in Bhakti?07:17 – Personal experiences with anger, therapy & healing10:49 – Prayer, compassion and practical ways to respond to anger39:44 – How the Bhagavad-gītā explains the root of anger43:56 – Is anger viewed differently for men and women?59:13 – Final reflections & key takeawayWant to connect further?Instagram: www.instagram.com/radhika_dasa/Facebook: www.facebook.com/radhikadasmusicYouTube: www.youtube.com/c/RadhikaDasWebsite: www.radhikadas.comPatreon: www.patreon.com/radhikadasLinktree: linktr.ee/radhika_dasa

O ministro do STF (Supremo Tribunal Federal) Flávio Dino deu ao presidente Luiz Inácio Lula da Silva (PT) uma potente munição eleitoral contra o senador Flávio Bolsonaro (PL-RJ) a menos de três meses da eleição. Ele bloqueou os bens de Valdemar da Costa Neto, presidente do PL de Flávio, sob a justificativa de que o político interferiu na destinação de emendas parlamentares. Participam desta edição Caio Junqueira, analista de Política, Thaís Herédia, analista de Economia, Leandro Gabiati, cientista político e diretor da Dominium, Lourival Sant'Anna, analista de Internacional, e Sandro Teixeira Moita, professor de Ciências Militares da Eceme.

PF faz buscas por armas e munição na casa de Bolsonaro. Operação integrada mira acusados de tráfico e lavagem de dinheiro em 14 estados. Governo adia reunião que pode aumentar etanol na gasolina de 30% para 32%. Polícia investiga lista on-line com categorias sexuais de alunas de colégio em Jacarepaguá. Imposto de Renda 2026: Receita abre consulta ao lote especial de restituição automática nesta quarta.

O Giro de Notícias mantém você por dentro das principais informações do Brasil e do mundo. Confira mais atualizações na próxima edição.

Wes Bridges visits to preview "Princes of Egypt" opening this weekend at The Muni and Nathan Boyle of Peterman Financial Group stops in for Money Talk Monday. See omnystudio.com/listener for privacy information.

À Yamoussoukro, les terrains prennent de la valeur et les chantiers poussent à vue d'œil. La capitale politique ivoirienne est en train de devenir l'un des nouveaux pôles de l'investissement immobilier du pays. Une ruée vers le foncier qui redessine aussi les villages et soulève la question de l'avenir des terres agricoles. Avec notre correspondant à Yamoussoukro, Muni de son drone, Francis Djaha fait découvrir les parcelles qu'il commercialise à des clients potentiels. D'ici, la vue est imprenable sur la basilique, l'un des monuments les plus emblématiques du pays. Vu du ciel, des dizaines de lots sont déjà délimités. Selon l'emplacement et la superficie, les terrains se négocient entre 15 et 40 millions de FCFA. Agent immobilier depuis cinq ans, Francis Djaha constate un intérêt grandissant pour Yamoussoukro : « On a des particuliers qui veulent construire des logements résidentiels, des industriels. On a des commerciaux qui veulent des lots pour des bureaux, des gens qui veulent des terrains agricoles. On a aussi des gens qui veulent acheter des maisons toutes faites. » Dans plusieurs quartiers, les chantiers se multiplient et les investisseurs affluent. Si la capitale politique attire autant, c'est d'abord parce que le foncier y reste disponible. Mais ce n'est pas le seul argument. « Les routes sont très grandes, au point que l'on circule facilement d'un point à un autre. Et puis la ville est très paisible. Les infrastructures que le président Houphouët-Boigny a construites à Yamoussoukro permettent de se différencier des autres villes. Et puis on est au centre. De Yamoussoukro, on peut aller facilement partout », détaille encore Francis Djaha. Des terres arables grignotées Des atouts qui séduisent de plus en plus d'acquéreurs. Certains viennent d'Abidjan, d'autres de l'intérieur du pays ou encore de la diaspora, attirés par des prix encore jugés accessibles et par les perspectives de développement de la capitale politique. C'est le cas de ce chef d'entreprise, qui préfère garder l'anonymat. Attiré par l'expansion de la capitale, il vient d'acquérir une parcelle et envisage déjà la suite. « L'objectif, c'est un projet de résidence que nous souhaiterions mettre à la disposition de la population », confie-t-il. Mais cette ruée vers le foncier transforme aussi les villages qui entourent Yamoussoukro. Des terres autrefois consacrées aux cultures de cacao, d'igname ou de manioc cèdent progressivement la place aux lotissements. Une mutation qui nourrit des espoirs de développement, mais aussi des inquiétudes sur l'avenir du patrimoine foncier des populations locales. À Séman Sanhourikro, à quelques kilomètres de la capitale politique, Michel N'Goran, conseiller du chef du village, observe ces changements avec préoccupation. « En faisant les lotissements, nous ne pouvons plus cultiver la terre. D'ici 50 ans, 30 ans, je pense que ce qui est arrivé aux Ebriés à Abidjan va arriver aussi aux Akouès et Nanafouès de Yamoussoukro. Nous n'aurons plus de terres cultivables », alerte-t-il. Le Plan national de développement quinquennal prévoit de relier Abidjan à Yamoussoukro en 45 minutes grâce à une ligne de train à grande vitesse. De quoi renforcer l'attractivité de la capitale politique ivoirienne. 

Jill shared her experience attending a stage production of Shrek at the Muni in St. Louis, where a representative from Mind’s Eye approached their small group of seven attendees to take a picture. Terry mentioned a recent theft involving stolen checks from Madison County Association of the Blind, with one suspect arrested by the Madison County Sheriff for check fraud totaling around $4,000. Keith shared updates about recent activities, including a family picnic where his grandson was the only one to catch a large bass fish, and his Amazon Prime Day purchases including an extra Shocks Open Run Bluetooth headset and Aftershocks wireless charger. He discussed challenges with adding items to their website storefront and mentioned plans to help Robin with an art easel and chalkboard for the kids. Keith also updated the group about having Isaac assist with mowing and brick work around their property, though there were some delays due to Isaac’s orthodontist appointment. News of the Week Terry shared news about a New Zealand amusement park being temporarily closed due to human feces being found in a fernery, despite nearby public restrooms. Jill then discussed a traffic stop in Montana involving a banana-shaped vehicle, which was a modified Ford F-150 truck used for promotional purposes, and the driver was released without a ticket after boxes blocking the license plate were removed. Keith shared a story about a woman who survived a shark attack in Australia, requiring arm amputation, while Jill discussed a separate shark encounter off California’s coast where paddleboarders were stalked by a great white shark that was captured on drone footage. Terry then told a story about 7-year-old Skyler Whitaker who broke a Guinness World Record by wearing 50 sweaters simultaneously at a Pennsylvania library, with the sweaters to be donated to a fall sweater drive. Made up Movie Review We resurrect a shortened version of one of our old segments. The group discussed three potential movie titles: “40 Days and 40 Nights,” “Enola Holmes 3,” and “Minions and Monsters.” They identified “40 Days and 40 Nights” as likely being a biblical story involving Noah’s ark or Jesus’s fasting, while “Enola Holmes 3” was determined to be a detective movie sequel featuring a female detective. The third option, “Minions and Monsters,” was confirmed to be an animated sequel to “Despicable Me” from the Illumination studio. Hey, are movie reviews may not match the official description. Just remember that hours are always right, or they should be. Jill's Trivia Game Jill hosted a movie trivia quiz about Back to the Future, asking questions about key plot elements, character names, and dialogue from the film. Both Keith and Terry participated, with Terry scoring one correct answer while Keith got several questions right including the flux capacitor and the “Enchantment Under the Sea” dance name. (I don't know what our AI companion is talking about scoring points, since we never keep track, because they never matter anyway!) Terry's Top 10 List after a few moments of technology trouble with Terry's device, he finally shares his list. They then reviewed a list of awkward female moments that Terry had compiled, including topics like crumbs in cleavage, wrap skirts, and texting mistakes. Anchor Topic This is the part of our show where we talk about blindness related topics. Keith led a discussion about managing apps and organizing content on phones and computers, sharing tips on how to find and organize notes and apps effectively. Terry and Jill discussed their own experiences with app organization and storage, with Keith suggesting strategies for cleaning up unused apps. Email and Final Thoughts Keith shared a story about overheard nuns purchasing beer, with one nun claiming it was for washing hair, leading to a cashier’s quick response about pretzels and curlers. Keith then shared an email from Theresa Madison about showing her Texas cousin Niagara Falls, with the cousin responding that Texas has a plumber who can fix it. Keith shared a humorous voicemail story about a listeners dog named “Sex” and the various embarrassing situations it caused him, including at city hall, during his wedding, on honeymoon, and in a contest. The story concluded with Keith reflecting on how the dog had caused him more trouble than he anticipated and considering getting a different dog with a better name. Keith shares a final voicemail about the strange neighbors a young woman has when she moved to her first apartment. As usual we wrap everything up with our final thoughts. The final word from our AI companion The meeting appeared to be a podcast recording session where Keith, Terry, and Jill shared jokes and funny stories. Keith read a story about strange neighbors, and the group took turns telling knock-knock jokes and other humor. At the end, Keith provided closing remarks about the podcast, encouraging listeners to share it with friends and visit their website at thatssoundsfunny.com, where they can leave comments or call with funny stories or questions about blindness. Show notes written by AI, edited is needed by Keith Sponsored by: Retro Radio Podcast. Bringing you family-friendly entertainment through classic, old-time radio. Episodes are posted daily. Keith and his Retrobots share everything in his collection from the days of vintage radio. Adventure, comedy, detective, westerns, and lots in between. If you don't hear your favorite show, just ask Visit the web page today, https://retro-otr.com reminder: clicking through our Amazon affiliate links earns us a commission on qualifying purchases.

« Au Venezuela, l'heure de la colère a sonné », annonce La Repubblica, qui a recueilli de nombreux témoignages sur place. Comme celui de cet homme qui raconte : « Voilà comment on travaille avec nos ongles. » « À mains nues et à la pelle, avec espoir et fatigue. Mais aussi colère et désespoir », commente le quotidien italien. Un autre témoin s'exclame : « On demande une équipe de secours qualifiée et des engins pour sortir les survivants des décombres. Où est le gouvernement ? » demande cet homme, à l'heure où les autorités sont vivement interpellées.   Dans le Washington Post, Marian Da Silva Parra, avocate spécialiste des droits humains, signe d'ailleurs une chronique à charge contre le régime de Caracas et 27 ans de révolution chaviste, qui, dit-elle, « ont causé des ravages aux infrastructures essentielles, aux soins de santé et aux services d'urgence (…) alors que, selon les Nations Unies, environ cinq millions de Vénézuéliens souffrent de la faim ». « Où est passée la capacité de réagir ? » interroge encore l'avocate. « Une partie a été détournée », affirme-t-elle. Et elle constate : « Après la destitution de Maduro, les États-Unis n'ont pas démantelé le système qu'il avait mis en place, mais ils ont continué à faire affaire avec lui. » À lire aussiEN DIRECT - Double séisme au Venezuela: la présidente Delcy Rodriguez a été huée par les victimes Fardeau L'évolution de la guerre en Crimée retient l'attention du Wall Street Journal et du New York Times. Le quotidien new-yorkais remarque que « des semaines de frappes intenses menées par l'Ukraine ont bouleversé la vie en Crimée, à un degré jamais vu depuis l'annexion illégale de la péninsule par la Russie en 2014 », au point où les autorités locales ont déclaré l'état d'urgence, ce vendredi. « Les frappes ukrainiennes transforment la Crimée. D'atout précieux, elle devient un fardeau pour Poutine », titre de son côté le Wall Street Journal. « Au lieu d'être un succès historique, ajoute le quotidien américain, la Crimée est devenue pour Poutine un point de vulnérabilité qui pourrait compromettre sa capacité à poursuivre la guerre ». En effet, poursuit le Wall Street Journal, « la campagne ukrainienne qui se déroule avec plus de 100 frappes de drones par jour, a gravement perturbé la logistique de la Crimée, provoquant l'effondrement de ses infrastructures de transport et d'électricité au moment même où la saison touristique, principal moteur de son économie, commençait ». Selon l'universitaire russe Konstantin Sonin, professeur à l'université de Chicago, « il est clair que Poutine est totalement pris au dépourvu (...) et qu'il tente de trouver une réponse ». À lire aussiRussie, Crimée: les rives de la mer Noire sous la pression militaire de l'Ukraine Cocorico La victoire de la France sur la Norvège 4 buts à 1, à la Coupe du monde de football, fait l'admiration de la presse européenne et américaine.  « Devant une large communauté d'expatriés, la France aplatit paisiblement la Norvège », titre Le Temps. « De quoi ravir les près de 200 000 Français vivant aux États-Unis », ajoute le quotidien suisse. Des expatriés français enthousiastes, même s'ils ont dû, nous dit Le Temps, « payer 80 dollars », pour se rendre au stade de Boston. En Une du New York Times, une photo de Kylian Mbappé, en plein effort. Le quotidien américain est admiratif et rend hommage à un autre joueur, s'exclamant : « Ousmane Dembélé inscrit un triplé sensationnel en première mi-temps, permettant à la France de battre la Norvège 4 buts à 1 et de s'assurer la première place du groupe 1 à la Coupe du Monde. » Il faut tout de même dire que l'équipe norvégienne était essentiellement composée de remplaçants. « La France, estime d'ailleurs le Times, a ridiculisé la décision présomptueuse de Solbakken (le sélectionneur norvégien) de laisser de côté sa meilleure équipe ». Enfin, côté français, le journal L'Équipe est aux anges… et voit « un grand bleu à l'horizon ». Quant au Parisien, il conseille aux Tricolores de « ne pas s'enflammer » et de « rester concentrés », avant la rencontre avec la Suède, en 16e de finale.  ► À lire aussi : notre dossier spécial Coupe du monde 2026

Wright Thompson joins The Smylie Show to discuss his new ESPN series Where It Lies, including Episode 3 featuring Augusta's beloved municipal golf course, The Patch.Wright shares stories from Augusta, St. Andrews, municipal golf around America, and why golf courses create communities unlike any other place. The conversation explores the soul of the game, the importance of public golf, junior development, unforgettable golf characters, and why golf remains stronger than all the forces trying to commercialize it.Plus, Wright reflects on years covering The Open Championship, his favorite golf destinations, and the relationships that make golf special.Subscribe to The Smylie Show and follow our socials @thesmylieshow for more PGA TOUR analysis, player insight, and weekly golf conversation. ⛳️

Volatility has been the dominant theme in the municipal market, but it has also created new opportunities for investors. In this month's Muni 360 Market Insights, Eric Kazatsky and Jack Muller discuss how recent rate volatility has led to higher yields across the municipal curve while credit fundamentals remain largely intact. They explore shifting relative value opportunities, the importance of year-round tax management, the impact of increased issuance on market technicals, and what wealth tax and millionaire tax proposals could mean from a municipal credit perspective. Listen as Eric and Jack examine the key factors influencing today's municipal market and discuss where current conditions may be creating opportunities for long-term investors. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8796276 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The FIFA World Cup 26™ has come to the Bay Area, putting San Francisco in the international spotlight. In this episode, we speak with Mayor Daniel Lurie about how the city prepared to take the world stage for the tournament. We also bring SFMTA Major Special Events Lead Tony Henderson into the conversation to discuss how Muni and other public transit systems got ready to help people get to matches in Santa Clara and watch parties in San Francisco. And we swing by an opening match watch party to chat with a few fans and get into the spirit.

Muni’s 29-Sunset bus, which serves more than 35 schools, is often overcrowded and late. After years of student advocacy, SFMTA is rolling out millions of dollars in improvements.

Today, Theo Ellington is the secretary at the Ruth Williams Opera House. This born-and-raised San Franciscan is also running to be the next D10 supervisor. In Part 1 of this episode, meet Theo. His maternal grandfather, Clifton Weeks, came to SF because his sister, Marie Weeks (Theo's great-aunt), had come here. Clifton and his sister had grown up in rural Natchez, Mississippi, but they came out West during the Great Migration. Their first landing spot was The Fillmore. Clifton found work as a laborer, where he helped build roads and bridges. He also did a little work at the shipyard back when it was still in The City. He had three daughters and made enough money to be able to buy a house in Bayview. Theo grew up in that house with his aunts and cousins. Theo's dad, Grant Ellington, a veteran, came here from Cleveland as an adult. While Theo isn't 100 percent sure what the story is, his parents say that they met at a party … in the Eighties, no less. Grant was a big dude, 6'5", and he commanded a presence. Grant would come by the house, Theo says, and seemed overly concerned with whether his son had a girlfriend. Theo would get that question as young as 6. His dad passed away when Theo was in high school. Theo has two brothers—one older and one younger. He was the third-youngest among the 10 cousins living in his house at Third and Palou. They grew up pre-internet, and so, like a lot of us, went out and made up their own games. He and his cousins and their friends would stay out until the streetlights came on. Theo goes an aside about one of the games they invented—"baserunner." They rode bikes and skateboards, as well. He was born in 1988 and went to a lot of school all in The Bayview. Because he's born-and-raised, I ask Theo to rattle off the schools he attended: Charles Drew Elementary, afterschool at Leola Havard, and Gloria R. Davis Middle School, where he helped make a documentary on a grant from Salesforce about the 24-Divisadero called Bus 24 "The Diversity Bus." It's very much worth watching. That experience really helped to shape Theo's perspective. He started to see his neighborhood, The Bayview, in a different light. And he saw the rest of The City. It sparked a curiosity in him—why was his own hood living in such poverty while other parts of SF thrived? Theo was in the top of his class at Davis Middle School. He began high school at Sacred Heart, and suddenly found himself at the bottom of his class. Drawing from his experience making the Muni documentary, for his junior year, he transferred to School of the Arts (SOTA), where he could focus less on academics and more on filmmaking and documentaries. When he was a kid, Theo had done some acting with American Conservatory Theater (ACT) and WB TV, back when they had a studio in The Bayview. He spent two years in SoCal at Marymount College. One aspect he appreciated as a young freshman was the townhouse dorms, which felt less like typical college dorms and more like adult homes. The move served two goals—go to college, but also, pursue his dream of working in the film industry. While at Marymount, Theo worked at the local Boys and Girls Club, where he and others helped young boys who lacked role models. The experience allowed him to see how life in Southern California was different than life in his hometown. Check back Thursday for Part 2 and the conclusion of Theo Ellington's story. We recorded this podcast at the Bayview Opera House in Bayview in November 2025. Photography by Jeff Hunt

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Ukraine, Russia and Iran dominate agenda at G7 summit. Netanyahu says Israel will keep troops in Lebanon despite U.S.-Iran cease-fire agreement and signals continued operations against Hezbollah. Georgia, Alabama, Oklahoma and Washington, D.C., hold primary elections today. California Legislature approves preliminary state budget, but significant differences remain between lawmakers' spending plan and proposal from Gavin Newsom. San Francisco health officials warn of new synthetic opioid pills proving more lethal than fentanyl. MUNI announces plans to crack down on fare evaders. (Léman lake, Évian-les-Bains, where the G7 summit is taking place / Cristian Bortes) The post Ukraine, Russia and Iran dominate agenda at G7 summit – June 16, 2026 appeared first on KPFA.

The Dirksen Parkway showroom of S & K Buick GMC hosts the show as cast members Tamora Derringer and Hunter Pierce preview this weekend's production of "All Shook Up" at The Muni and the dealership's Jim Kroll chats with Sam and Greg. See omnystudio.com/listener for privacy information.

Muni is the backdrop for so much of our lives, but few of us have documented its familiar presence over years of personal change as vividly as photojournalist Jessica Christian. Trains and buses doubled as transportation and a training ground for Jessica as she developed her eye for "photography that makes you feel something"—first as a student, then a budding photographer, and later as a San Francisco Chronicle photojournalist. Jessica joined us at our Wayfinding Show in 2025 to share the stories behind some of her favorite photographs she's made on Muni and how it helped her find her way as a photographer. You can follow along with the photos in Jessica's story at munidiaries.com/2026/06/15/muni-through-jessica-christians-lens/.

Libertópolis PM, lunes 08-06-2026

Headlines and What's Up with Muni? By his own admission, Andres Munoz needs to pitch more and the numbers back that up… he doesn't do well when he has had too much rest, so WHY do we continue to only put him in in save situations?? Chuck has the numbers… :30- The NBA Finals return to New York tonight as the Knicks look to go up 3-0 on the Spurs. Have the Knicks solved the Wemby issue or can the Spurs get right tonight? :45- The Mariners are in Baltimore for 4 games starting tonight and this isn't the same struggling Orioles team. They've had a rough start to their season, but the O's are hitting now and averaging 6 runs per game; so who will prevail? Their offense or our pitching staff? See omnystudio.com/listener for privacy information.

Who is to blame for the Mariners walk-off loss to the tigers on Sunday? There was some questionable bullpen usage, including putting Criswell in when Bazardo was ready AND not utilizing Munoz enough, so that he had to come in after not pitching for 5 days. What more do they need? The numbers have to show Muni doesn't do well with a lot of days off between outings and Andres himself has said he needs to pitch more! What about not only using him in save situations? What about not only using him as a closer? :30- Mariners Morning After This wasn't just on the bullpen, but they did play a big part in it. The M's went up 4-0 and then things got sloppy. :45- What does Chuck think about Russell Wilson's retirement? Is he Hall of Fame worthy? Will there be a time where he will be welcomed back and celebrated here in town? See omnystudio.com/listener for privacy information.

Kevin discusses the latest resolution on a recent harassment controversy at the popular local theater group. See omnystudio.com/listener for privacy information.

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

Painter George, aka George Harry Crampton-Glassanos, is fine if you wanna call him just "George." In this episode, meet and get to know George. Both of his parents came to San Francisco early in their lives. His mom hails from the East Coast and her family were all working-class folks. His grandpa was a business agent for a machinist's union in Massachusetts. That grandfather shaped George's later involvement in organized labor. (Today, he's a member of the ILWU). George never knew this grandparent who had an outsize impression on him. He died shortly after George was born. But in Massachusetts, in addition to his union involvement, he owned a store that sold records on one half and hats on the other. His dad moved to San Francisco from the Midwest to attend school at the Art Institute (RIP). He got into that school and often slept overnight on a ledge on campus. Both of George's parents were punk rockers in SF in the late-Seventies. Amazing. His dad even lived with the guitarist from The Avengers (Penelope Houston's punk band). Though they would meet later, both spent time at the famed Mabuhay Gardens back in the day. George's dad was a painter as well, and that turned out to have a huge influence on George. His parents met when his mom got a job with his dad's construction working crew. This was around the mid-Eighties. George came along in 1989. After that, his parents had two more boys, making George the oldest of three. His earliest memories are from around the mid-Nineties in The Mission. George spent time when he was a kid running around The Mission and pre-gentrification Dogpatch with his dad. They lived on 18th between San Carlos and Lexington (or, zooming out a bit, between Mission and Valencia). That's two blocks from where I lived from 2003 to 2017, incidentally. But George's family got evicted from that apartment on 18th. The building sold and the new owners evicted tenants one by one, including families like George's. Both of his brothers were born in that apartment. His dad had made modifications there, handyman that he was. And George was old enough to remember all the awesome neighbors they had. I ask George about his favorite restaurants when he was a kid. "I fuckin' ate burritos every night of the week," he answers. He'd hit up nearby La Cumbre or El Buen Sabor around 300 times a year. Whiz Burger also figured big in George's childhood diet. There was a diner across 16th from The Roxie called Aunt Mary's (George shows me a coin purse from the place while we're recording) that he loved as well. Art was always encouraged at home. George's dad would bring home boxes of fax paper for him to draw on with ballpoint pens. He'd draw and draw and draw, often of things he saw. He remembers staring out the window of their place on 18th and watching cars go by, and he'd draw those. But it wasn't until high school at School of the Arts that George really started cranking it out. At SOTA, teachers encouraged George to draw whatever the hell he wanted to. He remembers drawing a skeleton pushing a paleta cart. When George tells me he attended SOTA 2004–2008, I mention that a number of past guests of this show went there around that time. "[The school] churned out a lot of us," he says. Joe Talbot, who co-wrote, produced, and directed The Last Black Man in San Francisco, went to SOTA in that era. George goes on a sidebar to share a story of getting caught smoking pot by a SOTA vice principal. I ask him to rattle off the SF schools he went to, and George obliges. Waldorf in The Mission for Kindergarten, then a Waldorf school in Pac Heights through eighth grade. They wanted him to attend their high school, but he chose SOTA instead. The Waldorf schools also encouraged art, which George appreciated. The social dynamics could be strange, though. You'd have kids like him who got into that school thanks to financial aid being classmates with kids who lived in mansions. After eighth grade, he needed a change. After he graduated from School of the Arts, George took some classes at City College. He'd been working summers painting houses for his dad, and eventually, college tailed off so he could work more. It also gave George more time for his artistic painting. This was about 20 years ago, and since then, he's been painting murals, hanging out with graffiti painters, doing work on Clarion Alley, and working with Precita Eyes to paint various houses and walls in The Mission. I ask whether George's art has evolved over the years. After thinking it over, he talks about the influence of cars and his mom and dad's comic book collections. He loved his mom's underground comics collections, and talks about going down to 23rd Street with them to Scott's Comics and Cards and SF Comic Book Co. next door. George points to artists like Spain Rodriguez, R. Crumb, and the Hernandez Brothers as having shaped his art from a young age. He'd go to Avalon on Mission for iron-on old English letters to have put on hats. The cholo influence of his neighborhood was seeping in, and George ran with it. The gumball machines on Mission with their foil stickers also played a part. He'd take those stickers home, many with images of cars on them, and draw from them. And of course the cars cruising Mission Street caught his artistic eye. George also touches on some of the violence he witnessed in The Mission in the Nineties, when he was a kid. George and his friends got around on skateboards, beater bikes, and Muni. He's quick to point out how, back in the day, you could take the 26-Valencia if you wanted to avoid potential trouble on the 14-Mission. I ask whether George got into any trouble himself. He says mostly harmless stuff like shoplifting. That was before his aforementioned time at School of the Arts. George has mixed feelings about the art scene, and I get it. He's had his art in shows, but prefers bookstores or community-oriented spaces vs. white-walled galleries. He doesn't feel like the audience that goes to those spaces is his. When he talks about painting at home after a long day at work, I ask George to talk about that work. He's currently part of a crew painting the new container cranes in the Port of Oakland. The ILWU is assembling the cranes and George and others use marine enamels to make the cranes look good. We end the podcast with how you can find George and his art. "You can find me on 24th Street," he says. No website. He's on Instagram at @paintergeorge415. We recorded this podcast at George's home in South San Francisco in April 2026. Photography by Nate Oliveira

Even some the highest-rated bonds offer currently attractive yields.   Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com   MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Prezident Petr Pavel chce jednat s vládou o financování muniční iniciativy pro Ukrajinu, která v posledních měsících přišla o polovinu přispěvatelů. Pod novou vládou mezi ně patří i Česká republika. „Zmatky okolo toho, jestli se bude, nebo nebude prodlužovat, to všechno zapůsobilo na donátory,“ vidí chybu opoziční poslanec Pavel Žáček (ODS). „Kritici by měli říct, kde peníze na financování pokračování konfliktu na Ukrajině vzít,“ namítá jeho kolega z vládní SPD Radek Koten.Všechny díly podcastu Pro a proti můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Like so many Muni riders, comedienne Julia Jackson has perfected the art of sizing up her fellow bus passengers in a glance, and she takes more than a little satisfaction in how often her assessments turn out to be right. But she worries about the distance her snap judgments can create between her and other riders, and she knows firsthand how isolating it feels to be on the receiving end. It's the times when she's wrong about a stranger on the bus—or they're wrong about her—that the magic happens. Julia had us laughing at our Wayfinding Show in 2025 as she recounted some of her favorite "terminator scan" misfires on Muni, and how they brought her closer to her fellow riders.

The conversation continues at Staff Carpet with a preview of the Summer Splash Sale; Mary Kate Smith, Amanda Otto and Alicia Huntley preview this weekend's opening of The Muni season with "Mamma Mia"; and John Staff and Jack Robertson join in some baseball memories. See omnystudio.com/listener for privacy information.

In this episode, Liz Ann Sonders and Collin Martin explore how rising Treasury yields and persistent inflation pressures are reshaping the relationship between stocks and bonds, reviving a more volatile, “temperamental” market regime where higher yields can weigh on equities. They discuss the likelihood of a “higher for longer” rate environment, the challenges facing incoming Fed leadership, and why rate cuts appear increasingly unlikely in the near term. The conversation then shifts to municipal bonds with Cooper Howard, who explains how munis work, why their tax advantages make them especially attractive for higher-income investors, and how to evaluate them relative to Treasuries and corporate bonds. He highlights that while munis are generally high quality and relatively stable, investors should still pay attention to credit risk, valuation metrics like the muni-to-Treasury ratio, and strategy considerations such as bond ladders. Finally, Collin and Liz Ann look ahead to next week's upcoming macroeconomic indicators and key data releases.  On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts.   Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk. Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Charles Schwab Investment Management, Inc., dba Schwab Asset Management does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax. A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio. As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances. Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in the fund. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions Correlation refers to investments that tend to move in opposite directions: when one rises, the other falls. (0526-KSY4) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ed. note: We recorded this episode outside on a windy day near The Bay. Apologies for the wind gusts you'll hear throughout. Jenny Chan found Storied: San Francisco thanks to Toshio from Sad Francisco. Jenny and I kick off her episode talking about Toshio, in fact. Jenny was born in Hong Kong. Growing up, her dad's mom babysat her a lot. Young Jenny really loved anime and would turn it on at grandma's house. When she did this, her Chinese grandmother would get upset, and Jenny didn't know why. She thought maybe her grandma was senile. Later in Jenny's life, when her grandmother passed away and she helped clean and organize her home in China, she discovered items her grandma kept that pointed to a life spent under Japanese occupation before and during World War II. We mentioned anime, but when Jenny was a kid, she just loved Japanese culture all around. She indulged in manga whenever she could save up enough money. As with the anime, her grandma didn't take kindly to these Japanese things in her home. When she was 10, Jenny's parents split up. She and her older brother then joined their mom and moved to the US. When Jenny remarks that she's not sure how her mom did it, we go on a sidebar. Jenny shares that her mom grew up during the time of the US war in Vietnam, so she's a survivor. I add that, simply, women are amazing. In US schools, Jenny learned about the Holocaust. She also learned about Pearl Harbor, but like most school-age kids in this country, it was in the context of what got the US into WWII. Japanese colonialism and dominance in east Asia never really came up. Her family came straight from Hong Kong to San Francisco in 2000. Members of her mom's family had already been here, dating back to the Seventies and Eighties. Jenny and her mom and brother lived in the Tenderloin when they arrived. She saw the dirty streets in that hood and wondered why they traded Hong Kong skyscraper living for this. Her mom told her that for many reasons, including not having to buy school uniforms, life in SF was more affordable. Jenny's run of schools in The City—Lafayette, Presidio, Washington High. I ask her if she experienced culture shock moving halfway around the world. She says yes and points to knowing only people from Hong Kong when she lived there. Here, she quickly learned that there are folks from all over China and differences abound. She says also that Chinese people she met in San Francisco or The Bay were stuck in whatever era they moved here during, and that was sometimes startling. We go on a sidebar here after Jenny asks me about my own move here from Texas in 2000. Jenny spent a lot of time in the school library, including during lunches. She dedicated herself to learning from an early age. She recognized the hardships her family was going through and saw education as a way to climb out of that. She used her 45-minute Muni commutes from the Tenderloin to school in the Richmond to read and do homework. Her mom worked in restaurants here in The City. Jenny would go with her mom to places like the bank to do the translation. Jenny was learning about life in the US in real time and for practical reasons. At my prompting, Jenny and I rap about all the awesome food in the Little Saigon area of the Tenderloin. I share the story of coming home from my trip to Vietnam and eating at Turtle Tower right away because I missed the food of that incredible country. Jenny lived in the Tenderloin through all her public school days in San Francisco. When her paternal grandmother passed away, she went back to China to clean out her home, as we've mentioned. And that's when Jenny and other members of her family started finding items—military yen, rice-rationing coupons—that pointed to life spent under occupation. Back home, Jenny had found a decent job after college, but was feeling stuck. The revelation of her grandmother's lived experience was a light bulb. It was around this time that Jenny realized a massive hole in her US education. Why didn't she learn about the Japanese occupation of Hong Kong, for example? Most of the emphasis was on the war in Europe, with Pearl Harbor and later the nuclear bombing of Hiroshima and Nagasaki being the main subjects of the history of war in the Asian theater. In her own words, Jenny went "into a deep rabbit hole" to learn those untold stories. Her first stop was the library, where she discovered books like The Rape of Nanking by Iris Chang and The Rising Sun by John Toland. The more she learned, the more she sought existing nonprofits she could join forces with to amplify the stories of the Japanese occupation of China. To her dismay, there weren't any. It was around 2012 or 2013, and Jenny figured that she already knew how to live without much income. And so, she decided to start her own company—a nonprofit dedicated to getting those stories out to the world. Pacific Atrocities Education was born. Check back Thursday for Part 2 with Jenny Chan. We recorded this episode at Fort Mason in April 2026. Photography by Jeff Hunt

See omnystudio.com/listener for privacy information.

I was thinking about Prahlāda Mahārāj. kaumāra ācaret prājño dharmān bhāgavatān iha durlabhaṁ mānuṣaṁ janma tad apy adhruvam arthadam (SB 7.6.1) He talked about how one should start the process of education very early. He got direct knowledge from Nārada Muni. But most people don't get that benefit, so it's very difficult to be on track. In fact, it is impossible without some knowledge intervention. anarthopaśamaṁ sākṣād bhakti-yogam adhokṣaje lokasyājānato vidvāṁś cakre sātvata-saṁhitām (SB 1.7.6) The Bhāgavatam says most people are in ignorance: lokasyājānato vidvāṁś. Cakre sātvata-saṁhitām— Śrīla Vyāsadeva's anxiety was that everyone should have the Bhāgavatam, or I should say, his anxiety is that everyone doesn't have the Bhāgavatam, and they should have it. Our whole bent in Kṛṣṇa consciousness is towards education. Those who come can hear, and those who can't come, they should be able to hear also. We should reach out to them and give them an opportunity. Humans can self-educate also, in the sense that if they're smart enough to learn how to read—or even if they can't read, if they just hear from another person who's giving parampara knowledge—then they can come out of ignorance. But it doesn't happen automatically, and it definitely doesn't happen if there's an inculcation of ignorance. anyad evāhur vidyayā- nyad āhur avidyayā iti śuśruma dhīrāṇāṁ ye nas tad vicacakṣire (Śrī Īśopaniṣad Mantra 10) There's a big difference, what kind of knowledge you get, or if you're given ignorance as so-called "knowledge." ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna #spiritualpurposeoflife #krishnaspirituality #spiritualusachannel #whybhaktiisimportant #whyspiritualityisimportant #vaisesika #spiritualconnection #thepowerofspiritualstudy #selfrealization #spirituallectures #spiritualstudy #spiritualquestions #spiritualquestionsanswered #trendingspiritualtopics #fanthespark #spiritualpowerofmeditation #spiritualteachersonyoutube #spiritualhabits #spiritualclarity #bhagavadgita #srimadbhagavatam #spiritualbeings #kttvg #keepthetranscendentalvibrationgoing #spiritualpurpose

The municipal bond market has shifted in recent weeks, with higher yields, heavier supply, and ongoing volatility shaping investor sentiment while also creating new opportunities across the market. In this episode of Muni 360: Monthly Market Insights, Eric Kazatsky sits down with Jack Muller from the MacKay Municipal Managers credit team to discuss the recent backup in yields, Treasury-driven market moves, and the technical factors influencing municipal performance. They also explore why higher yields may be improving opportunities for after-tax income investors, how supply trends inside 10 years are affecting the market, and why fundamentals remain stable despite ongoing volatility. The conversation also touches on wealth tax discussions and what they may, or may not,  mean for municipal credit. Tune in for a practical look at the key forces shaping today's muni market and where investors may be finding opportunity. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8795990 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Aujourd'hui, Flora Ghebali, entrepreneure dans la transition écologique, Jean-Loup Bonnamy, prof de philo, et Jérôme Marty, médecin généraliste, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Most golf courses are designed with the intention to challenge, but Troy Miller's approach aims to inspire community, accessibility, and preservation—bringing a new kind of strategy to the game. From his deep roots with Pete Dye to transforming Charleston's historic Muni course into a masterpiece of design and community impact, Troy's work is redefining what golf can be.You'll hear about the profound impact of community-driven projects—how making golf accessible can foster neighborhoods, preserve local history, and even solve stormwater challenges. Troy shares insights on his philosophy of short grass as the ultimate equalizer, and how his projects serve both serious enthusiasts and the everyday golfer seeking fun and fairness.Whether you're a golfer, architect, or community leader, Troy's insights will inspire you to think differently about how golf can serve everyone—not just the elite, but the everyday player who wants to connect, enjoy, and be proud of their local course. BestBall Links:⛳️ Join the BestBall Golf Club! - https://patreon.com/BestBallGolfClubhttps://BestBall.comhttps://linktr.ee/BestBallhttps://bestball.substack.com - Subscribe to Par 3 Thursdays!Friends of BestBall:B. Draddy - https://www.bdraddy.com - Enter "BESTBALL20" for 20% off your orderZero Restriction - https://www.zerorestriction.com - Enter "BESTBALL20" for 20% off your orderFairway & Greene - https://www.fairwayandgreene.com - Enter "BESTBALL20" for 20% off your orderArccos Golf - https://arccosgolf.com - Get 15% off your orderThe Stack System - https://www.thestacksystem.com/discount/BestBall - Get 10% off your orderWestern Birch - https://westernbirch.com - Enter "BESTBALL" in the shipping cart for a free gift with your orderInterested in becoming a sponsor of The Hole Story Podcast? Email info@bestball.com.

In Part 2, we pick up right where we left off in Part 1, with Gina's first official address in San Francisco. In talking about finding a place to live in The City, Gina mentions that all her friends either live in rent-control apartments they've been in forever, or they're able to live in a place that someone in their family bought and has kept in the family. When she tells me where that first apartment in SF was, I let her know that my first place here, back in 2000, was less than a block away. As we're name-dropping hotspots on the block, I have a brain fart and can't remember the name of Cordon Bleu, the rad greasy-spoon Vietnamese joint still there on California near Polk. From that first apartment, Gina would take Muni to her job over in Potrero Hill. Back then, in the days before smartphones, she'd read on her long, chill Muni rides. She'd come home, make dinner with her roommate, and maybe head out to Polk Street or for karaoke in the hood. That AmeriCorp VISTA gig lead to a job doing literacy work. At that part-time job, Gina also started doing events. She also ran a non-profit dance company, and was trying her best to make both things work out for her. We step back to talk about Funkanometry SF, Gina's dance company. It started in LA, moved north, and the founders handed Gina the keys, so to speak. That happened in Gina's senior year at Berkeley. Because the dancers she was directing were older and more experienced, and because she had literally no experience running a non-profit or a business, she went to Barnes and Noble to buy a copy of a book from the "For Dummies" series. In Gina's time running it, Funkanometry took off. They received invitations to perform internationally, to places like the Philippines, the UK, and Colombia. On the back end, Gina figured out a way to pay herself $600 a month. She felt like she'd made it. Despite all those successes, though, the company didn't make money. The low-paying, part-time job and non-profit dance company was fun, but it wasn't meant to last. She got hit up on LinkedIn by a recruiter for Google and got an interview. Gina had reservations and talked with her mom about them. Lillian told her to daughter to go and listen to what they have to say, and so that's what Gina did. After the interview, she still didn't know if it was a good fit, but she accepted the offer regardless. She was now a software engineering recruiting coordinator at Google. To get to work, Gina took the infamous Google bus. As someone from The Bay who already had immense pride in her city, she felt ashamed. The money was good, but standing in line to wait for the hated busses felt bad. When cars or pedestrians passed by while she waited, she wanted to let them know that she wasn't "one of those people," that she's from here and runs a non-profit dance company. It didn't matter. Her internalized shame remained, but she says the job was fun enough to make up for it. That Google contract job turned into full-time work, and Gina stayed at the company for seven years. During this time, Gina met and started dating a San Franciscan who grew up in the Inner Richmond. They got engaged and Gina moved to that hood. She still worked at Google and now waited for their corporate bus in a chiller area with fewer protests. Then Gina's family suffered a tragic loss. One of her first cousins died by suicide. She says the experience "broke [her] family open," meaning it obviously hurt them all, but it also brought them closer. It made waiting for the Google bus that much more impossible for Gina, too. She'd moved into a new role at the company and was doing events for them. She decided it was time to branch out on her own and do what she loves. She was able to go part-time while launching her own events company. She'd tried to quit, but Google asked her to stay on. It ended up serving her well, as it provided some needed income while she undertook all the stuff it takes to start a company from scratch. The first event she produced under her new moniker, Make It Mariko, was Undiscovered SF, which began in 2017 as the first Filipino night market in SOMA. The first Undiscovered SF was such a success that it inspired Gina to transition Make It Mariko to her full-time work. The stories goes like this: A friend let her know about the nonprofit SOMA Pilipinas. She met with those folks and pitched a launch event. They applied for and received a $5K grant to do the event. A friend was able to wrangle $150K on top of that. That one launch event turned into six events, spaced out one per month. In 2020, Undiscovered SF went virtual. Gina had her tech background, and they had plenty of time to transition. This allowed them to connect Filipinos across the diaspora, sitting on panels and interacting with one another. And of course, there were DJs from all over. Prior to the pandemic, in addition to many other kinds of events, Make It Mariko had quite a lot of corporate event-planning business. Since COVID, though, a lot of that went away. Gina decided she wasn't gonna sit around and wait for big events to hire her company. She wanted to build on the success of self-produced events like Undiscovered. The seeds of what became POC Food and Wine were planted. Gina loves wine. During the pandemic, she got a scholarship to join a wine program where she was able to dive into that world. One of the topics was pairing, and so she was able to take that knowledge and apply it to the POC Food and Wine Festival, pairing POC chefs with specific wines and other beverages. Attendees were encouraged, but not required, to navigate the space and its makers along the lines laid out for them by Gina and her staff. I'll just say: It was one of the best, most unique experiences I've had in my 26 years here in the Bay Area. We end the episode with me letting Gina know how much I also enjoyed this year's Love Thy City event, which took place in February. It was to celebrate Make It Mariko's 10th anniversary and to establish a relationship with The Foundary space in South of Market. The love (right there in the name) that night was palpable—love of San Francisco, of community, of one another. All of these events—Undiscovered, POC Food and Wine Festival, Love Thy City—for me show how dedicated Gina and her people are to uplifting real people doing extraordinary things. Find Gina all over the place, really: Brave New Spaces, whose goal is to help creatives eventually own their spaces Make It Mariko, her events company Photography Mason J.

On today's show a muralist for the Warriors encourages us to dream big. Then, we visit the West Oakland studio of a painter who created pieces for the Valkyries. And, an artist tells a touching story about a MUNI driver who changed his life.

Headlines and BILL KRUEGER Bill joins the show to help us navigate all of the conversations surrounding Mariners pitching. We start with Andres Munoz- is he seeing anything wrong with Muni? Does he have any concerns that Luis Castillo won't come out of the early season struggles? Bryce Miller is close to coming back, so what would Bill do with the rotation once Miller returns? What does Bill think of Emerson Hancock's success so far this season? How much stock does he put into a first-year starter dominating Double-A? :30- Ken Walker was making the rounds yesterday and :45- Chuck get super Reckless at Breakfast today… Is it possible that MLB umpires weren't as bad as we thought they were? See omnystudio.com/listener for privacy information.

Headlines and BILL KRUEGER Bill joins the show to help us navigate all of the conversations surrounding Mariners pitching. We start with Andres Munoz- is he seeing anything wrong with Muni? Does he have any concerns that Luis Castillo won't come out of the early season struggles? Bryce Miller is close to coming back, so what would Bill do with the rotation once Miller returns? What does Bill think of Emerson Hancock's success so far this season? How much stock does he put into a first-year starter dominating Double-A? :30- Ken Walker was making the rounds yesterday and :45- Chuck get super Reckless at Breakfast today… Is it possible that MLB umpires weren't as bad as we thought they were?

Caltrain finally delivers the kind of service the Bay Area has asked for: faster trips, better frequency, and a smoother ride after electrification. Then we hit the uncomfortable question: why is a transit fiscal cliff still approaching even with ridership coming back? We're joined by Jonathan Cole from Climate Action California to unpack the numbers behind the looming operating deficit facing Caltrain, BART, Muni, and other Bay Area transit agencies and to explain why “the train looks full” doesn't mean the budget works.We trace the chain reaction from the pandemic to today's work from home reality and how the loss of the peak commuter rush breaks the fare revenue model that used to subsidize service all day. From there, we get specific about what severe cuts could look like by 2027: longer waits, fewer lines, possible station closures, reduced weekend service, and major bus network reductions that would hit transit-dependent riders hardest. We also talk about why emergency loans can delay the pain while making the threat easier to dismiss, even as the structural problem remains.Finally, we dig into the proposed fix: the Connect Bay Area Measure, a multi-county sales tax designed to provide stable, long-term transit operations funding, along with San Francisco's additional measure to fully support Muni. If you care about reliable public transportation, traffic relief, and climate goals, this is the kind of local transit funding conversation that shapes what service looks like for the next decade. Subscribe for more transit deep dives, share this with a Bay Area friend, and leave a review with your take: would you vote for a dedicated transit sales tax?Send us Fan MailSupport the show

This week on Autonomy Markets, Grayson Brulte and Walter Piecyk discuss Bot Auto's fully autonomous commercial run from Houston to Dallas, Aurora's expanded partnership with Hirschbach, and Uber's CTO publicly criticizing Waymo on X over safety.With Bot Auto completing a 231 mile commercial paid run with no human in the cab, no safety driver, and no observer, the conversation evolves into a deeper discussion around the imminent Waymo robotaxi moment for autonomous trucking, with Kodiak operating fully autonomous in the Permian Basin and Aurora announcing a non-binding 500 truck MOU with Hirschbach representing roughly 15 percent of the carrier's fleet.While in Houston, Grayson conducted field work riding in a Tesla Unsupervised Robotaxi in the Cypress neighborhood, where he counted 24 robotaxis staged for launch at the Tesla service center, while observing that both the Tesla and Waymo vehicles drove aggressively in a similar manner to Houstonians.More signs emerged this week of the deteriorating relationship between Waymo and Uber as the CTO of Uber made a post on X accusing a Waymo of an aggressive maneuver against a Muni bus in San Francisco, a rare public criticism from a partner in a public forum, reinforcing the deteriorating relationship that appears to be on the verge of a divorce.On the Foreign Autonomy Desk, Grayson and Walt discuss China suspending new autonomous vehicle permits following the Baidu Apollo Go incident in Wuhan where 200 robotaxis simultaneously froze on March 31st, and WeRide's partnership with Lenovo to deploy 200,000 robotaxis over the next five years against a current fleet of 1,125 vehicles.Episode Chapters00:00 Field Work: Bot Auto Launches Fully Autonomous Commercial Service05:42 Aurora's Expanded Partnership with Hirschbach08:53 Congressman Ro Khanna's Anti-Autonomy Stance11:18 Uber and Hertz Partner for Robotaxi Fleet Servicing18:40 Avomo, Moove, and Uber's Fragmented Autonomy Strategy20:07 Uber CTO Publicly Criticizes Waymo on X24:13 Waymo's Next City: Cincinnati or Kansas City?27:30 Tesla Unsupervised Robotaxi in Houston34:37 China Suspends New Autonomous Vehicle Permits39:14 WeRide and Lenovo to Deploy 200,000 Robotaxis40:54 Next Week--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

See, how yajña works! You do a little something, and the next thing you know, food's coming in your door. That happened with Mṛgāri the hunter. He was hunting, and he thought, "I can only make my living this way." And Nārada Muni came along and said, "No, no, I'll show you a better way. Just break your bow." "I can't break my bow!" He said, "No, go ahead—do it." So Mṛgāri broke his bow, and then he just started doing little programs at his house; he had a bhajana going on. And the next thing, he was complaining to Nārada Muni. He said, "It's too much! They're bringing too much!" That's what happens with yajña, if you do some service to Kṛṣṇa. People are looking for entrepreneurial opportunities—the best business is preaching. That's it. If you just move your energy little by little towards preaching—open your door a little crack, invite people in, and just say, "Here, let's read Bhagavad-gītā for 16.006 seconds and then you can go home. I'll give you a little something to take with you"—it changes everything. It changes the equation. So, we want to expand. Every house should be a new community where people can come and learn how to chant Hare Kṛṣṇa, learn the Bhagavad-gītā, and so forth. Every one of you is now deputed. You're deputed as of today, Akṣaya-tṛtīyā. Put some books in your car. Get a little box; maybe order it on Amazon, make a group order. Get a little box, get a whole package of boxes, and then put some books in it and put it in your back seat. I guarantee you, the opportunity will come up where someone will say, "Have you heard of the Bhagavad-gītā? Can I have a Bhagavad-gītā?'" And you'll just pull it out of your back seat and give him a Bhagavad-gītā. Take a little prasādam with you. Be an ambassador of goodwill. Pass it on to other people. This is what the planet needs. There's no stopgap measure that can stop people's suffering, because human life is not meant for comfort. It's actually meant for—and I don't want to say anything too shocking, but it's meant for tapasya. It's meant to take some trouble so that you can do good for others. It's called paropakāra. That's what makes us happy, and that's what makes the world a better place. So, we should try for that. ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna

I had a similar experience going on—being on saṅkīrtana and hearing music when I was a brahmacārī. And, I distinctly remember once I heard a song by Diana Ross, and it goes like this: "You are everything, and everything is you." I was going, "That's Bhagavad-gītā." And the part where we connect it, and we're able to see how Kṛṣṇa's energies are working, and we say, "Oh, I see how that happened"—it's very similar to what the gosvāmīs do when they mention this: they see boys and girls are spontaneously attracted to one another, and they say, "Yeah, that's it. I want to be attracted like that to Kṛṣṇa." It's all a reflection. So, if you're seeing the connection in the reflection, then it becomes a Kṛṣṇa conscious observation, and that's a result of our own observations. We talked about it during japa this morning, that when we're chanting, we can be acutely aware—ubhayor api dṛṣṭo 'ntas(BG 2.16)—that there's two things happening: there's material nature, and then there's consciousness. The two things are fascinating to watch and see the difference between the two, and then the rest of the world. As Nārada Muni, when he was a small child, after his mother passed away, he was left an orphan; and by that time, he had already had association with the sādhus. So he went out to observe the world, and he was seeing how all of Kṛṣṇa's energies were working. Those kinds of observations Prabhupāda constantly made when he was on morning walks. He'd notice things. He'd say, 'This means this. This means that.' And, 'Oh, how interesting.' A bird sitting in a nest was leaving its remnants on the ground, and Prabhupāda asked what it meant. Devotees thought, 'What could it possibly mean?' It's passing and it's going on the ground in one pile, and Prabhupāda said, 'It means he's attached to that branch. Every living entity is attached to a particular place." In this way, Prabhupāda would see something. He saw a father pick up his son to place a letter in a mailbox, and then Prabhupāda made something out of that: like, this is how we work. We have a desire to do; Kṛṣṇa picks us up. We put all of our functions—the way we talk, the way we move... it's all coming from Kṛṣṇa. In Hawaii, devotees asked Prabhupāda if it was māyā if they went to the beach—because that's all there is in Hawaii, is beach. Prabhupāda answered. He said, "How could you be in māyā? Kṛṣṇa is the ocean. He's the light of the sun and the moon. How could you possibly be in māyā there?" It's a good question. So obviously we have to be careful, because unless we have a melted heart and we're engaged in seeing the world and feeling such an intense connection to Kṛṣṇa through seeing everything that's happening, then it's possible to get caught on something as happened to Ajāmila. He was doing his sādhana, but he wasn't strong enough. So when he saw a scene, it wasn't like he could connect it. And certain things we should be very careful of looking at and not think, "Oh no, I can process that," but then it might process you—which is the problem in the material world. We're really smart because we're parts of Kṛṣṇa. So we invent television, for instance. I know it's an old technology; I'll get to the higher things in a second. But you know, what does it take to figure out how to build a television? It's an amazing thing. But...(0:51:15) To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025

The municipal bond market is navigating a period of rising rates, shifting demand, and headline-driven narratives but the underlying story may be more stable than it seems. In this episode of Muni 360, host Eric Kazatsky is joined by Jack Muller from the credit desk at MacKay Municipal Managers. They look at what has been driving the recent backup in rates across the yield curve, why the move in munis is largely a treasury story, and what that means for investors who are paying attention right now. Eric and Jack also address the noise surrounding New York City's bond market and walk through why the fundamentals there remain on solid ground despite the headlines. For anyone trying to separate what actually matters from what is just market chatter, this episode offers a grounded look at where things stand and why the current environment may be worth leaning into. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8795788 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A photographic exhibit at City Hall that came from a hidden archive highlights one of San Francisco's most venerable institutions.

Today, we peer through the lens of over 120 years of Muni photography. Then, an immersive show that is set in one of the San Francisco homes that survived the 1906 earthquake. And, a dad gets a first class lesson in empathy at a family visit in prison.