Podcasts about Muni

Muni is the backdrop for so much of our lives, but few of us have documented its familiar presence over years of personal change as vividly as photojournalist Jessica Christian. Trains and buses doubled as transportation and a training ground for Jessica as she developed her eye for "photography that makes you feel something"—first as a student, then a budding photographer, and later as a San Francisco Chronicle photojournalist. Jessica joined us at our Wayfinding Show in 2025 to share the stories behind some of her favorite photographs she's made on Muni and how it helped her find her way as a photographer. You can follow along with the photos in Jessica's story at munidiaries.com/2026/06/15/muni-through-jessica-christians-lens/.

Libertópolis PM, lunes 08-06-2026

Who is to blame for the Mariners walk-off loss to the tigers on Sunday? There was some questionable bullpen usage, including putting Criswell in when Bazardo was ready AND not utilizing Munoz enough, so that he had to come in after not pitching for 5 days. What more do they need? The numbers have to show Muni doesn't do well with a lot of days off between outings and Andres himself has said he needs to pitch more! What about not only using him in save situations? What about not only using him as a closer? :30- Mariners Morning After This wasn't just on the bullpen, but they did play a big part in it. The M's went up 4-0 and then things got sloppy. :45- What does Chuck think about Russell Wilson's retirement? Is he Hall of Fame worthy? Will there be a time where he will be welcomed back and celebrated here in town? See omnystudio.com/listener for privacy information.

Headlines and What's Up with Muni? By his own admission, Andres Munoz needs to pitch more and the numbers back that up… he doesn't do well when he has had too much rest, so WHY do we continue to only put him in in save situations?? Chuck has the numbers… :30- The NBA Finals return to New York tonight as the Knicks look to go up 3-0 on the Spurs. Have the Knicks solved the Wemby issue or can the Spurs get right tonight? :45- The Mariners are in Baltimore for 4 games starting tonight and this isn't the same struggling Orioles team. They've had a rough start to their season, but the O's are hitting now and averaging 6 runs per game; so who will prevail? Their offense or our pitching staff? See omnystudio.com/listener for privacy information.

Kevin discusses the latest resolution on a recent harassment controversy at the popular local theater group. See omnystudio.com/listener for privacy information.

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

Painter George, aka George Harry Crampton-Glassanos, is fine if you wanna call him just "George." In this episode, meet and get to know George. Both of his parents came to San Francisco early in their lives. His mom hails from the East Coast and her family were all working-class folks. His grandpa was a business agent for a machinist's union in Massachusetts. That grandfather shaped George's later involvement in organized labor. (Today, he's a member of the ILWU). George never knew this grandparent who had an outsize impression on him. He died shortly after George was born. But in Massachusetts, in addition to his union involvement, he owned a store that sold records on one half and hats on the other. His dad moved to San Francisco from the Midwest to attend school at the Art Institute (RIP). He got into that school and often slept overnight on a ledge on campus. Both of George's parents were punk rockers in SF in the late-Seventies. Amazing. His dad even lived with the guitarist from The Avengers (Penelope Houston's punk band). Though they would meet later, both spent time at the famed Mabuhay Gardens back in the day. George's dad was a painter as well, and that turned out to have a huge influence on George. His parents met when his mom got a job with his dad's construction working crew. This was around the mid-Eighties. George came along in 1989. After that, his parents had two more boys, making George the oldest of three. His earliest memories are from around the mid-Nineties in The Mission. George spent time when he was a kid running around The Mission and pre-gentrification Dogpatch with his dad. They lived on 18th between San Carlos and Lexington (or, zooming out a bit, between Mission and Valencia). That's two blocks from where I lived from 2003 to 2017, incidentally. But George's family got evicted from that apartment on 18th. The building sold and the new owners evicted tenants one by one, including families like George's. Both of his brothers were born in that apartment. His dad had made modifications there, handyman that he was. And George was old enough to remember all the awesome neighbors they had. I ask George about his favorite restaurants when he was a kid. "I fuckin' ate burritos every night of the week," he answers. He'd hit up nearby La Cumbre or El Buen Sabor around 300 times a year. Whiz Burger also figured big in George's childhood diet. There was a diner across 16th from The Roxie called Aunt Mary's (George shows me a coin purse from the place while we're recording) that he loved as well. Art was always encouraged at home. George's dad would bring home boxes of fax paper for him to draw on with ballpoint pens. He'd draw and draw and draw, often of things he saw. He remembers staring out the window of their place on 18th and watching cars go by, and he'd draw those. But it wasn't until high school at School of the Arts that George really started cranking it out. At SOTA, teachers encouraged George to draw whatever the hell he wanted to. He remembers drawing a skeleton pushing a paleta cart. When George tells me he attended SOTA 2004–2008, I mention that a number of past guests of this show went there around that time. "[The school] churned out a lot of us," he says. Joe Talbot, who co-wrote, produced, and directed The Last Black Man in San Francisco, went to SOTA in that era. George goes on a sidebar to share a story of getting caught smoking pot by a SOTA vice principal. I ask him to rattle off the SF schools he went to, and George obliges. Waldorf in The Mission for Kindergarten, then a Waldorf school in Pac Heights through eighth grade. They wanted him to attend their high school, but he chose SOTA instead. The Waldorf schools also encouraged art, which George appreciated. The social dynamics could be strange, though. You'd have kids like him who got into that school thanks to financial aid being classmates with kids who lived in mansions. After eighth grade, he needed a change. After he graduated from School of the Arts, George took some classes at City College. He'd been working summers painting houses for his dad, and eventually, college tailed off so he could work more. It also gave George more time for his artistic painting. This was about 20 years ago, and since then, he's been painting murals, hanging out with graffiti painters, doing work on Clarion Alley, and working with Precita Eyes to paint various houses and walls in The Mission. I ask whether George's art has evolved over the years. After thinking it over, he talks about the influence of cars and his mom and dad's comic book collections. He loved his mom's underground comics collections, and talks about going down to 23rd Street with them to Scott's Comics and Cards and SF Comic Book Co. next door. George points to artists like Spain Rodriguez, R. Crumb, and the Hernandez Brothers as having shaped his art from a young age. He'd go to Avalon on Mission for iron-on old English letters to have put on hats. The cholo influence of his neighborhood was seeping in, and George ran with it. The gumball machines on Mission with their foil stickers also played a part. He'd take those stickers home, many with images of cars on them, and draw from them. And of course the cars cruising Mission Street caught his artistic eye. George also touches on some of the violence he witnessed in The Mission in the Nineties, when he was a kid. George and his friends got around on skateboards, beater bikes, and Muni. He's quick to point out how, back in the day, you could take the 26-Valencia if you wanted to avoid potential trouble on the 14-Mission. I ask whether George got into any trouble himself. He says mostly harmless stuff like shoplifting. That was before his aforementioned time at School of the Arts. George has mixed feelings about the art scene, and I get it. He's had his art in shows, but prefers bookstores or community-oriented spaces vs. white-walled galleries. He doesn't feel like the audience that goes to those spaces is his. When he talks about painting at home after a long day at work, I ask George to talk about that work. He's currently part of a crew painting the new container cranes in the Port of Oakland. The ILWU is assembling the cranes and George and others use marine enamels to make the cranes look good. We end the podcast with how you can find George and his art. "You can find me on 24th Street," he says. No website. He's on Instagram at @paintergeorge415. We recorded this podcast at George's home in South San Francisco in April 2026. Photography by Nate Oliveira

Even some the highest-rated bonds offer currently attractive yields.   Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com   MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Prezident Petr Pavel chce jednat s vládou o financování muniční iniciativy pro Ukrajinu, která v posledních měsících přišla o polovinu přispěvatelů. Pod novou vládou mezi ně patří i Česká republika. „Zmatky okolo toho, jestli se bude, nebo nebude prodlužovat, to všechno zapůsobilo na donátory,“ vidí chybu opoziční poslanec Pavel Žáček (ODS). „Kritici by měli říct, kde peníze na financování pokračování konfliktu na Ukrajině vzít,“ namítá jeho kolega z vládní SPD Radek Koten.Všechny díly podcastu Pro a proti můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Like so many Muni riders, comedienne Julia Jackson has perfected the art of sizing up her fellow bus passengers in a glance, and she takes more than a little satisfaction in how often her assessments turn out to be right. But she worries about the distance her snap judgments can create between her and other riders, and she knows firsthand how isolating it feels to be on the receiving end. It's the times when she's wrong about a stranger on the bus—or they're wrong about her—that the magic happens. Julia had us laughing at our Wayfinding Show in 2025 as she recounted some of her favorite "terminator scan" misfires on Muni, and how they brought her closer to her fellow riders.

The conversation continues at Staff Carpet with a preview of the Summer Splash Sale; Mary Kate Smith, Amanda Otto and Alicia Huntley preview this weekend's opening of The Muni season with "Mamma Mia"; and John Staff and Jack Robertson join in some baseball memories. See omnystudio.com/listener for privacy information.

In this episode, Liz Ann Sonders and Collin Martin explore how rising Treasury yields and persistent inflation pressures are reshaping the relationship between stocks and bonds, reviving a more volatile, “temperamental” market regime where higher yields can weigh on equities. They discuss the likelihood of a “higher for longer” rate environment, the challenges facing incoming Fed leadership, and why rate cuts appear increasingly unlikely in the near term. The conversation then shifts to municipal bonds with Cooper Howard, who explains how munis work, why their tax advantages make them especially attractive for higher-income investors, and how to evaluate them relative to Treasuries and corporate bonds. He highlights that while munis are generally high quality and relatively stable, investors should still pay attention to credit risk, valuation metrics like the muni-to-Treasury ratio, and strategy considerations such as bond ladders. Finally, Collin and Liz Ann look ahead to next week's upcoming macroeconomic indicators and key data releases.  On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts.   Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk. Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Charles Schwab Investment Management, Inc., dba Schwab Asset Management does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax. A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio. As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances. Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in the fund. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions Correlation refers to investments that tend to move in opposite directions: when one rises, the other falls. (0526-KSY4) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Množství elektřiny vyrobené z obnovitelných zdrojů na celém světě roste exponenciálně. Každé tři roky se zdvojnásobí množství elektřiny vyrobené ze slunce a každých sedm let z větru. Podobné trendy vidíme i na straně spotřeby, např. v podobě výroby a prodeje elektromobilů. Co tento megatrend elektrifikace znamená pro budoucí podobu světa? Přeskupí se světové velmoci? Vyměníme závislost na dovozu fosilních paliv (Rusko, Perský záliv, USA) za závislost na elektrotechnologiích z Číny?O geopolitice energetiky si povídáme s Martinem Jiruškem z Fakulty sociálních studií MUNI a Ondrášem Přibylou z Fakt o klimatu. O tom, jak se na základě proměny energetiky mění celý svět.

Ed. note: We recorded this episode outside on a windy day near The Bay. Apologies for the wind gusts you'll hear throughout. Jenny Chan found Storied: San Francisco thanks to Toshio from Sad Francisco. Jenny and I kick off her episode talking about Toshio, in fact. Jenny was born in Hong Kong. Growing up, her dad's mom babysat her a lot. Young Jenny really loved anime and would turn it on at grandma's house. When she did this, her Chinese grandmother would get upset, and Jenny didn't know why. She thought maybe her grandma was senile. Later in Jenny's life, when her grandmother passed away and she helped clean and organize her home in China, she discovered items her grandma kept that pointed to a life spent under Japanese occupation before and during World War II. We mentioned anime, but when Jenny was a kid, she just loved Japanese culture all around. She indulged in manga whenever she could save up enough money. As with the anime, her grandma didn't take kindly to these Japanese things in her home. When she was 10, Jenny's parents split up. She and her older brother then joined their mom and moved to the US. When Jenny remarks that she's not sure how her mom did it, we go on a sidebar. Jenny shares that her mom grew up during the time of the US war in Vietnam, so she's a survivor. I add that, simply, women are amazing. In US schools, Jenny learned about the Holocaust. She also learned about Pearl Harbor, but like most school-age kids in this country, it was in the context of what got the US into WWII. Japanese colonialism and dominance in east Asia never really came up. Her family came straight from Hong Kong to San Francisco in 2000. Members of her mom's family had already been here, dating back to the Seventies and Eighties. Jenny and her mom and brother lived in the Tenderloin when they arrived. She saw the dirty streets in that hood and wondered why they traded Hong Kong skyscraper living for this. Her mom told her that for many reasons, including not having to buy school uniforms, life in SF was more affordable. Jenny's run of schools in The City—Lafayette, Presidio, Washington High. I ask her if she experienced culture shock moving halfway around the world. She says yes and points to knowing only people from Hong Kong when she lived there. Here, she quickly learned that there are folks from all over China and differences abound. She says also that Chinese people she met in San Francisco or The Bay were stuck in whatever era they moved here during, and that was sometimes startling. We go on a sidebar here after Jenny asks me about my own move here from Texas in 2000. Jenny spent a lot of time in the school library, including during lunches. She dedicated herself to learning from an early age. She recognized the hardships her family was going through and saw education as a way to climb out of that. She used her 45-minute Muni commutes from the Tenderloin to school in the Richmond to read and do homework. Her mom worked in restaurants here in The City. Jenny would go with her mom to places like the bank to do the translation. Jenny was learning about life in the US in real time and for practical reasons. At my prompting, Jenny and I rap about all the awesome food in the Little Saigon area of the Tenderloin. I share the story of coming home from my trip to Vietnam and eating at Turtle Tower right away because I missed the food of that incredible country. Jenny lived in the Tenderloin through all her public school days in San Francisco. When her paternal grandmother passed away, she went back to China to clean out her home, as we've mentioned. And that's when Jenny and other members of her family started finding items—military yen, rice-rationing coupons—that pointed to life spent under occupation. Back home, Jenny had found a decent job after college, but was feeling stuck. The revelation of her grandmother's lived experience was a light bulb. It was around this time that Jenny realized a massive hole in her US education. Why didn't she learn about the Japanese occupation of Hong Kong, for example? Most of the emphasis was on the war in Europe, with Pearl Harbor and later the nuclear bombing of Hiroshima and Nagasaki being the main subjects of the history of war in the Asian theater. In her own words, Jenny went "into a deep rabbit hole" to learn those untold stories. Her first stop was the library, where she discovered books like The Rape of Nanking by Iris Chang and The Rising Sun by John Toland. The more she learned, the more she sought existing nonprofits she could join forces with to amplify the stories of the Japanese occupation of China. To her dismay, there weren't any. It was around 2012 or 2013, and Jenny figured that she already knew how to live without much income. And so, she decided to start her own company—a nonprofit dedicated to getting those stories out to the world. Pacific Atrocities Education was born. Check back Thursday for Part 2 with Jenny Chan. We recorded this episode at Fort Mason in April 2026. Photography by Jeff Hunt

See omnystudio.com/listener for privacy information.

Česko není připravené na krizové situace. Podle viceprezidentky Asociace obranného a bezpečnostního průmyslu ČR (AOBP) Kristýny Helm jsou spory o dvouprocentních výdajích na obranu, což po Česku vyžaduje NATO, jen špičkou ledovce celé problematiky, zakopaný pes tuzemské obranyschopnosti spočívá jinde. „Diskuse o tom, jestli dáváme na obranu 1,8 nebo 2,2 procenta HDP, je špatně. Ptejme se, co ta dvě procenta znamenají? Znamená to, že jsme schopní bránit sebe i dalšího člena aliance? Srovnejte nás například s Finskem. Mají větší armádu než my, povinnou vojenskou službu a také schopnost mobilizovat populaci. Takhle vypadá země připravena splnit své závazky vůči NATO. My připravení nejsme,“ říká expertka. Agenda. Rozhovory s top lídry českého byznysu, zakladateli firem, odborníky. Čtvrthodinka o byznysu z první ruky. Každý všední den na SZ Byznys a ve všech podcastových aplikacích. Odebírejte na Podcasty.cz, Apple Podcasts nebo Spotify.

I was thinking about Prahlāda Mahārāj. kaumāra ācaret prājño dharmān bhāgavatān iha durlabhaṁ mānuṣaṁ janma tad apy adhruvam arthadam (SB 7.6.1) He talked about how one should start the process of education very early. He got direct knowledge from Nārada Muni. But most people don't get that benefit, so it's very difficult to be on track. In fact, it is impossible without some knowledge intervention. anarthopaśamaṁ sākṣād bhakti-yogam adhokṣaje lokasyājānato vidvāṁś cakre sātvata-saṁhitām (SB 1.7.6) The Bhāgavatam says most people are in ignorance: lokasyājānato vidvāṁś. Cakre sātvata-saṁhitām— Śrīla Vyāsadeva's anxiety was that everyone should have the Bhāgavatam, or I should say, his anxiety is that everyone doesn't have the Bhāgavatam, and they should have it. Our whole bent in Kṛṣṇa consciousness is towards education. Those who come can hear, and those who can't come, they should be able to hear also. We should reach out to them and give them an opportunity. Humans can self-educate also, in the sense that if they're smart enough to learn how to read—or even if they can't read, if they just hear from another person who's giving parampara knowledge—then they can come out of ignorance. But it doesn't happen automatically, and it definitely doesn't happen if there's an inculcation of ignorance. anyad evāhur vidyayā- nyad āhur avidyayā iti śuśruma dhīrāṇāṁ ye nas tad vicacakṣire (Śrī Īśopaniṣad Mantra 10) There's a big difference, what kind of knowledge you get, or if you're given ignorance as so-called "knowledge." ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna #spiritualpurposeoflife #krishnaspirituality #spiritualusachannel #whybhaktiisimportant #whyspiritualityisimportant #vaisesika #spiritualconnection #thepowerofspiritualstudy #selfrealization #spirituallectures #spiritualstudy #spiritualquestions #spiritualquestionsanswered #trendingspiritualtopics #fanthespark #spiritualpowerofmeditation #spiritualteachersonyoutube #spiritualhabits #spiritualclarity #bhagavadgita #srimadbhagavatam #spiritualbeings #kttvg #keepthetranscendentalvibrationgoing #spiritualpurpose

The municipal bond market has shifted in recent weeks, with higher yields, heavier supply, and ongoing volatility shaping investor sentiment while also creating new opportunities across the market. In this episode of Muni 360: Monthly Market Insights, Eric Kazatsky sits down with Jack Muller from the MacKay Municipal Managers credit team to discuss the recent backup in yields, Treasury-driven market moves, and the technical factors influencing municipal performance. They also explore why higher yields may be improving opportunities for after-tax income investors, how supply trends inside 10 years are affecting the market, and why fundamentals remain stable despite ongoing volatility. The conversation also touches on wealth tax discussions and what they may, or may not,  mean for municipal credit. Tune in for a practical look at the key forces shaping today's muni market and where investors may be finding opportunity. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8795990 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Aujourd'hui, Flora Ghebali, entrepreneure dans la transition écologique, Jean-Loup Bonnamy, prof de philo, et Jérôme Marty, médecin généraliste, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Most golf courses are designed with the intention to challenge, but Troy Miller's approach aims to inspire community, accessibility, and preservation—bringing a new kind of strategy to the game. From his deep roots with Pete Dye to transforming Charleston's historic Muni course into a masterpiece of design and community impact, Troy's work is redefining what golf can be.You'll hear about the profound impact of community-driven projects—how making golf accessible can foster neighborhoods, preserve local history, and even solve stormwater challenges. Troy shares insights on his philosophy of short grass as the ultimate equalizer, and how his projects serve both serious enthusiasts and the everyday golfer seeking fun and fairness.Whether you're a golfer, architect, or community leader, Troy's insights will inspire you to think differently about how golf can serve everyone—not just the elite, but the everyday player who wants to connect, enjoy, and be proud of their local course. BestBall Links:⛳️ Join the BestBall Golf Club! - https://patreon.com/BestBallGolfClubhttps://BestBall.comhttps://linktr.ee/BestBallhttps://bestball.substack.com - Subscribe to Par 3 Thursdays!Friends of BestBall:B. Draddy - https://www.bdraddy.com - Enter "BESTBALL20" for 20% off your orderZero Restriction - https://www.zerorestriction.com - Enter "BESTBALL20" for 20% off your orderFairway & Greene - https://www.fairwayandgreene.com - Enter "BESTBALL20" for 20% off your orderArccos Golf - https://arccosgolf.com - Get 15% off your orderThe Stack System - https://www.thestacksystem.com/discount/BestBall - Get 10% off your orderWestern Birch - https://westernbirch.com - Enter "BESTBALL" in the shipping cart for a free gift with your orderInterested in becoming a sponsor of The Hole Story Podcast? Email info@bestball.com.

In Part 2, we pick up right where we left off in Part 1, with Gina's first official address in San Francisco. In talking about finding a place to live in The City, Gina mentions that all her friends either live in rent-control apartments they've been in forever, or they're able to live in a place that someone in their family bought and has kept in the family. When she tells me where that first apartment in SF was, I let her know that my first place here, back in 2000, was less than a block away. As we're name-dropping hotspots on the block, I have a brain fart and can't remember the name of Cordon Bleu, the rad greasy-spoon Vietnamese joint still there on California near Polk. From that first apartment, Gina would take Muni to her job over in Potrero Hill. Back then, in the days before smartphones, she'd read on her long, chill Muni rides. She'd come home, make dinner with her roommate, and maybe head out to Polk Street or for karaoke in the hood. That AmeriCorp VISTA gig lead to a job doing literacy work. At that part-time job, Gina also started doing events. She also ran a non-profit dance company, and was trying her best to make both things work out for her. We step back to talk about Funkanometry SF, Gina's dance company. It started in LA, moved north, and the founders handed Gina the keys, so to speak. That happened in Gina's senior year at Berkeley. Because the dancers she was directing were older and more experienced, and because she had literally no experience running a non-profit or a business, she went to Barnes and Noble to buy a copy of a book from the "For Dummies" series. In Gina's time running it, Funkanometry took off. They received invitations to perform internationally, to places like the Philippines, the UK, and Colombia. On the back end, Gina figured out a way to pay herself $600 a month. She felt like she'd made it. Despite all those successes, though, the company didn't make money. The low-paying, part-time job and non-profit dance company was fun, but it wasn't meant to last. She got hit up on LinkedIn by a recruiter for Google and got an interview. Gina had reservations and talked with her mom about them. Lillian told her to daughter to go and listen to what they have to say, and so that's what Gina did. After the interview, she still didn't know if it was a good fit, but she accepted the offer regardless. She was now a software engineering recruiting coordinator at Google. To get to work, Gina took the infamous Google bus. As someone from The Bay who already had immense pride in her city, she felt ashamed. The money was good, but standing in line to wait for the hated busses felt bad. When cars or pedestrians passed by while she waited, she wanted to let them know that she wasn't "one of those people," that she's from here and runs a non-profit dance company. It didn't matter. Her internalized shame remained, but she says the job was fun enough to make up for it. That Google contract job turned into full-time work, and Gina stayed at the company for seven years. During this time, Gina met and started dating a San Franciscan who grew up in the Inner Richmond. They got engaged and Gina moved to that hood. She still worked at Google and now waited for their corporate bus in a chiller area with fewer protests. Then Gina's family suffered a tragic loss. One of her first cousins died by suicide. She says the experience "broke [her] family open," meaning it obviously hurt them all, but it also brought them closer. It made waiting for the Google bus that much more impossible for Gina, too. She'd moved into a new role at the company and was doing events for them. She decided it was time to branch out on her own and do what she loves. She was able to go part-time while launching her own events company. She'd tried to quit, but Google asked her to stay on. It ended up serving her well, as it provided some needed income while she undertook all the stuff it takes to start a company from scratch. The first event she produced under her new moniker, Make It Mariko, was Undiscovered SF, which began in 2017 as the first Filipino night market in SOMA. The first Undiscovered SF was such a success that it inspired Gina to transition Make It Mariko to her full-time work. The stories goes like this: A friend let her know about the nonprofit SOMA Pilipinas. She met with those folks and pitched a launch event. They applied for and received a $5K grant to do the event. A friend was able to wrangle $150K on top of that. That one launch event turned into six events, spaced out one per month. In 2020, Undiscovered SF went virtual. Gina had her tech background, and they had plenty of time to transition. This allowed them to connect Filipinos across the diaspora, sitting on panels and interacting with one another. And of course, there were DJs from all over. Prior to the pandemic, in addition to many other kinds of events, Make It Mariko had quite a lot of corporate event-planning business. Since COVID, though, a lot of that went away. Gina decided she wasn't gonna sit around and wait for big events to hire her company. She wanted to build on the success of self-produced events like Undiscovered. The seeds of what became POC Food and Wine were planted. Gina loves wine. During the pandemic, she got a scholarship to join a wine program where she was able to dive into that world. One of the topics was pairing, and so she was able to take that knowledge and apply it to the POC Food and Wine Festival, pairing POC chefs with specific wines and other beverages. Attendees were encouraged, but not required, to navigate the space and its makers along the lines laid out for them by Gina and her staff. I'll just say: It was one of the best, most unique experiences I've had in my 26 years here in the Bay Area. We end the episode with me letting Gina know how much I also enjoyed this year's Love Thy City event, which took place in February. It was to celebrate Make It Mariko's 10th anniversary and to establish a relationship with The Foundary space in South of Market. The love (right there in the name) that night was palpable—love of San Francisco, of community, of one another. All of these events—Undiscovered, POC Food and Wine Festival, Love Thy City—for me show how dedicated Gina and her people are to uplifting real people doing extraordinary things. Find Gina all over the place, really: Brave New Spaces, whose goal is to help creatives eventually own their spaces Make It Mariko, her events company Photography Mason J.

On today's show a muralist for the Warriors encourages us to dream big. Then, we visit the West Oakland studio of a painter who created pieces for the Valkyries. And, an artist tells a touching story about a MUNI driver who changed his life.

Headlines and BILL KRUEGER Bill joins the show to help us navigate all of the conversations surrounding Mariners pitching. We start with Andres Munoz- is he seeing anything wrong with Muni? Does he have any concerns that Luis Castillo won't come out of the early season struggles? Bryce Miller is close to coming back, so what would Bill do with the rotation once Miller returns? What does Bill think of Emerson Hancock's success so far this season? How much stock does he put into a first-year starter dominating Double-A? :30- Ken Walker was making the rounds yesterday and :45- Chuck get super Reckless at Breakfast today… Is it possible that MLB umpires weren't as bad as we thought they were? See omnystudio.com/listener for privacy information.

Headlines and BILL KRUEGER Bill joins the show to help us navigate all of the conversations surrounding Mariners pitching. We start with Andres Munoz- is he seeing anything wrong with Muni? Does he have any concerns that Luis Castillo won't come out of the early season struggles? Bryce Miller is close to coming back, so what would Bill do with the rotation once Miller returns? What does Bill think of Emerson Hancock's success so far this season? How much stock does he put into a first-year starter dominating Double-A? :30- Ken Walker was making the rounds yesterday and :45- Chuck get super Reckless at Breakfast today… Is it possible that MLB umpires weren't as bad as we thought they were?

Host Paul Greaves and Ben Miller, managing editor for Debtwire Latin America, speak with our guest about how Venezuela's political shock and the CITGO sale are reshaping expectations for one of the world's largest sovereign restructurings. After the January operation that led to Nicolás Maduro's capture and Delcy Rodríguez becoming interim president, Venezuelan bonds surged into the low 40s as investors reassessed political risk and the prospects for a long‑stalled restructuring. We explore why the PDVSA 2020 secured creditors now sit at the center of negotiations and how a USD 60bn stock of defaulted bonds fits into a much larger liability burden. The discussion focuses on CITGO — Venezuela's most valuable foreign asset — and the Delaware‑supervised sale that produced a USD 5.9bn winning bid, including a USD 2.1bn carveout for the secureds. We also look at OFAC's expanding role in determining what restructuring steps are even possible, and we close by asking our guest for the key hinge point that will signal whether Venezuela is finally moving toward a real resolution.

Caltrain finally delivers the kind of service the Bay Area has asked for: faster trips, better frequency, and a smoother ride after electrification. Then we hit the uncomfortable question: why is a transit fiscal cliff still approaching even with ridership coming back? We're joined by Jonathan Cole from Climate Action California to unpack the numbers behind the looming operating deficit facing Caltrain, BART, Muni, and other Bay Area transit agencies and to explain why “the train looks full” doesn't mean the budget works.We trace the chain reaction from the pandemic to today's work from home reality and how the loss of the peak commuter rush breaks the fare revenue model that used to subsidize service all day. From there, we get specific about what severe cuts could look like by 2027: longer waits, fewer lines, possible station closures, reduced weekend service, and major bus network reductions that would hit transit-dependent riders hardest. We also talk about why emergency loans can delay the pain while making the threat easier to dismiss, even as the structural problem remains.Finally, we dig into the proposed fix: the Connect Bay Area Measure, a multi-county sales tax designed to provide stable, long-term transit operations funding, along with San Francisco's additional measure to fully support Muni. If you care about reliable public transportation, traffic relief, and climate goals, this is the kind of local transit funding conversation that shapes what service looks like for the next decade. Subscribe for more transit deep dives, share this with a Bay Area friend, and leave a review with your take: would you vote for a dedicated transit sales tax?Send us Fan MailSupport the show

This week on Autonomy Markets, Grayson Brulte and Walter Piecyk discuss Bot Auto's fully autonomous commercial run from Houston to Dallas, Aurora's expanded partnership with Hirschbach, and Uber's CTO publicly criticizing Waymo on X over safety.With Bot Auto completing a 231 mile commercial paid run with no human in the cab, no safety driver, and no observer, the conversation evolves into a deeper discussion around the imminent Waymo robotaxi moment for autonomous trucking, with Kodiak operating fully autonomous in the Permian Basin and Aurora announcing a non-binding 500 truck MOU with Hirschbach representing roughly 15 percent of the carrier's fleet.While in Houston, Grayson conducted field work riding in a Tesla Unsupervised Robotaxi in the Cypress neighborhood, where he counted 24 robotaxis staged for launch at the Tesla service center, while observing that both the Tesla and Waymo vehicles drove aggressively in a similar manner to Houstonians.More signs emerged this week of the deteriorating relationship between Waymo and Uber as the CTO of Uber made a post on X accusing a Waymo of an aggressive maneuver against a Muni bus in San Francisco, a rare public criticism from a partner in a public forum, reinforcing the deteriorating relationship that appears to be on the verge of a divorce.On the Foreign Autonomy Desk, Grayson and Walt discuss China suspending new autonomous vehicle permits following the Baidu Apollo Go incident in Wuhan where 200 robotaxis simultaneously froze on March 31st, and WeRide's partnership with Lenovo to deploy 200,000 robotaxis over the next five years against a current fleet of 1,125 vehicles.Episode Chapters00:00 Field Work: Bot Auto Launches Fully Autonomous Commercial Service05:42 Aurora's Expanded Partnership with Hirschbach08:53 Congressman Ro Khanna's Anti-Autonomy Stance11:18 Uber and Hertz Partner for Robotaxi Fleet Servicing18:40 Avomo, Moove, and Uber's Fragmented Autonomy Strategy20:07 Uber CTO Publicly Criticizes Waymo on X24:13 Waymo's Next City: Cincinnati or Kansas City?27:30 Tesla Unsupervised Robotaxi in Houston34:37 China Suspends New Autonomous Vehicle Permits39:14 WeRide and Lenovo to Deploy 200,000 Robotaxis40:54 Next Week--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) We get Gregg's thoughts on the Seahawks day 1 pick and what he would expect from the team over their next three picks. :30- It's time for the Drafties! We honor some of the best and the worst of the NFL Draft and it's coverage! :45- ABC's of the Mariners - A is for Andres: yes, Muni is struggling, but the overreaction is out of control. - B is for Big 3: Have they started to break out? - C is for Cardinals: the M's are in St Louis starting tonight - D is for Donovan: we feel bad for Brendan, he should be in front of Cardinals fans this weekend. See omnystudio.com/listener for privacy information.

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) We get Gregg's thoughts on the Seahawks day 1 pick and what he would expect from the team over their next three picks. :30- It's time for the Drafties! We honor some of the best and the worst of the NFL Draft and it's coverage! :45- ABC's of the Mariners - A is for Andres: yes, Muni is struggling, but the overreaction is out of control. - B is for Big 3: Have they started to break out? - C is for Cardinals: the M's are in St Louis starting tonight - D is for Donovan: we feel bad for Brendan, he should be in front of Cardinals fans this weekend.

See, how yajña works! You do a little something, and the next thing you know, food's coming in your door. That happened with Mṛgāri the hunter. He was hunting, and he thought, "I can only make my living this way." And Nārada Muni came along and said, "No, no, I'll show you a better way. Just break your bow." "I can't break my bow!" He said, "No, go ahead—do it." So Mṛgāri broke his bow, and then he just started doing little programs at his house; he had a bhajana going on. And the next thing, he was complaining to Nārada Muni. He said, "It's too much! They're bringing too much!" That's what happens with yajña, if you do some service to Kṛṣṇa. People are looking for entrepreneurial opportunities—the best business is preaching. That's it. If you just move your energy little by little towards preaching—open your door a little crack, invite people in, and just say, "Here, let's read Bhagavad-gītā for 16.006 seconds and then you can go home. I'll give you a little something to take with you"—it changes everything. It changes the equation. So, we want to expand. Every house should be a new community where people can come and learn how to chant Hare Kṛṣṇa, learn the Bhagavad-gītā, and so forth. Every one of you is now deputed. You're deputed as of today, Akṣaya-tṛtīyā. Put some books in your car. Get a little box; maybe order it on Amazon, make a group order. Get a little box, get a whole package of boxes, and then put some books in it and put it in your back seat. I guarantee you, the opportunity will come up where someone will say, "Have you heard of the Bhagavad-gītā? Can I have a Bhagavad-gītā?'" And you'll just pull it out of your back seat and give him a Bhagavad-gītā. Take a little prasādam with you. Be an ambassador of goodwill. Pass it on to other people. This is what the planet needs. There's no stopgap measure that can stop people's suffering, because human life is not meant for comfort. It's actually meant for—and I don't want to say anything too shocking, but it's meant for tapasya. It's meant to take some trouble so that you can do good for others. It's called paropakāra. That's what makes us happy, and that's what makes the world a better place. So, we should try for that. ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) Gregg's got his Seahawks' mock draft out, what does he see John Schneider and the Hawks doing with their four picks? The Seahawks need a running back to fill the hole that Ken Walker left, but how early will they be looking to take one in the draft? :30- The Great CHARLES DAVIS (NFL Network) joins the show to help us celebrate Draftmas and NFL Draft week! Charles ahs a mock draft out, so we discuss his thoughts for the Seahawks at 32 and other potential big moves in this year's draft. What does Charles think of the Giants trading to Dexter Lawrence to the Bengals for a top 10 draft pick? :45- ABC's of the Mariners - P is for Pen: we had a lot of conversations about the bullpen and it was nice to see Muni come through twice over the weekend. - Q is for Quality- quality move by Josh Naylor to give away shoes to fans. More athletes should be like that. - R is for Refsnyder- he finally got his first hit and it was a big one! See omnystudio.com/listener for privacy information.

Headlines and 12th Man News with GREGG BELL (Tacoma News Tribune) Gregg's got his Seahawks' mock draft out, what does he see John Schneider and the Hawks doing with their four picks? The Seahawks need a running back to fill the hole that Ken Walker left, but how early will they be looking to take one in the draft? :30- The Great CHARLES DAVIS (NFL Network) joins the show to help us celebrate Draftmas and NFL Draft week! Charles ahs a mock draft out, so we discuss his thoughts for the Seahawks at 32 and other potential big moves in this year's draft. What does Charles think of the Giants trading to Dexter Lawrence to the Bengals for a top 10 draft pick? :45- ABC's of the Mariners - P is for Pen: we had a lot of conversations about the bullpen and it was nice to see Muni come through twice over the weekend. - Q is for Quality- quality move by Josh Naylor to give away shoes to fans. More athletes should be like that. - R is for Refsnyder- he finally got his first hit and it was a big one!

I had a similar experience going on—being on saṅkīrtana and hearing music when I was a brahmacārī. And, I distinctly remember once I heard a song by Diana Ross, and it goes like this: "You are everything, and everything is you." I was going, "That's Bhagavad-gītā." And the part where we connect it, and we're able to see how Kṛṣṇa's energies are working, and we say, "Oh, I see how that happened"—it's very similar to what the gosvāmīs do when they mention this: they see boys and girls are spontaneously attracted to one another, and they say, "Yeah, that's it. I want to be attracted like that to Kṛṣṇa." It's all a reflection. So, if you're seeing the connection in the reflection, then it becomes a Kṛṣṇa conscious observation, and that's a result of our own observations. We talked about it during japa this morning, that when we're chanting, we can be acutely aware—ubhayor api dṛṣṭo 'ntas(BG 2.16)—that there's two things happening: there's material nature, and then there's consciousness. The two things are fascinating to watch and see the difference between the two, and then the rest of the world. As Nārada Muni, when he was a small child, after his mother passed away, he was left an orphan; and by that time, he had already had association with the sādhus. So he went out to observe the world, and he was seeing how all of Kṛṣṇa's energies were working. Those kinds of observations Prabhupāda constantly made when he was on morning walks. He'd notice things. He'd say, 'This means this. This means that.' And, 'Oh, how interesting.' A bird sitting in a nest was leaving its remnants on the ground, and Prabhupāda asked what it meant. Devotees thought, 'What could it possibly mean?' It's passing and it's going on the ground in one pile, and Prabhupāda said, 'It means he's attached to that branch. Every living entity is attached to a particular place." In this way, Prabhupāda would see something. He saw a father pick up his son to place a letter in a mailbox, and then Prabhupāda made something out of that: like, this is how we work. We have a desire to do; Kṛṣṇa picks us up. We put all of our functions—the way we talk, the way we move... it's all coming from Kṛṣṇa. In Hawaii, devotees asked Prabhupāda if it was māyā if they went to the beach—because that's all there is in Hawaii, is beach. Prabhupāda answered. He said, "How could you be in māyā? Kṛṣṇa is the ocean. He's the light of the sun and the moon. How could you possibly be in māyā there?" It's a good question. So obviously we have to be careful, because unless we have a melted heart and we're engaged in seeing the world and feeling such an intense connection to Kṛṣṇa through seeing everything that's happening, then it's possible to get caught on something as happened to Ajāmila. He was doing his sādhana, but he wasn't strong enough. So when he saw a scene, it wasn't like he could connect it. And certain things we should be very careful of looking at and not think, "Oh no, I can process that," but then it might process you—which is the problem in the material world. We're really smart because we're parts of Kṛṣṇa. So we invent television, for instance. I know it's an old technology; I'll get to the higher things in a second. But you know, what does it take to figure out how to build a television? It's an amazing thing. But...(0:51:15) To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025

The municipal bond market is navigating a period of rising rates, shifting demand, and headline-driven narratives but the underlying story may be more stable than it seems. In this episode of Muni 360, host Eric Kazatsky is joined by Jack Muller from the credit desk at MacKay Municipal Managers. They look at what has been driving the recent backup in rates across the yield curve, why the move in munis is largely a treasury story, and what that means for investors who are paying attention right now. Eric and Jack also address the noise surrounding New York City's bond market and walk through why the fundamentals there remain on solid ground despite the headlines. For anyone trying to separate what actually matters from what is just market chatter, this episode offers a grounded look at where things stand and why the current environment may be worth leaning into. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8795788 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, we peer through the lens of over 120 years of Muni photography. Then, an immersive show that is set in one of the San Francisco homes that survived the 1906 earthquake. And, a dad gets a first class lesson in empathy at a family visit in prison.

A photographic exhibit at City Hall that came from a hidden archive highlights one of San Francisco's most venerable institutions.

You have GOT to be effing kidding us! That was just a gross loss last night as the Mariners blew a 4-run lead in the 9th inning. Munoz has been struggling this year, but it wasn't the wrong move to put him in, even though it wasn't a save situation. Muni just didn't have it and now we are coming in to talk about the Mariners not getting swept tonight instead of going for the series win. Why is it that Muni struggles in a non-save situation? Why didn't Dan go with Brash, who is more proven that Ferrer? :30- Mariners Morning After What a total disappointment last night as the Mariners fell to the Padres 7-6 after holding a 6-run lead at one point. Lost in the ugliness were fantastic performances by Emerson Hancock (again) and Luke Raley. :45- This Russini/Vrabel story is literally the talk of the country, not just the sports world. You can't escape it. See omnystudio.com/listener for privacy information.

You have GOT to be effing kidding us! That was just a gross loss last night as the Mariners blew a 4-run lead in the 9th inning. Munoz has been struggling this year, but it wasn't the wrong move to put him in, even though it wasn't a save situation. Muni just didn't have it and now we are coming in to talk about the Mariners not getting swept tonight instead of going for the series win. Why is it that Muni struggles in a non-save situation? Why didn't Dan go with Brash, who is more proven that Ferrer? :30- Mariners Morning After What a total disappointment last night as the Mariners fell to the Padres 7-6 after holding a 6-run lead at one point. Lost in the ugliness were fantastic performances by Emerson Hancock (again) and Luke Raley. :45- This Russini/Vrabel story is literally the talk of the country, not just the sports world. You can't escape it.

Headlines and JOSH EDWARDS (CBS Sports) We are one week away from the NFL Draft- what does Josh say about the narrative that this is a bad draft class? We take a look at Josh's mock draft- who does he have the Seahawks picking at 32? Where does Josh see some shakeups happening? Does Josh have any juicy rumors that he could see coming to fruition next Thursday? :30- ABC's of the Mariners - J is for Jackson: as in Jackson Merrill who had the game winning hit AND robbed a home run from Julio and that's happening to frequently. - K is for Killer: we need to see that Killer mentality from Luis Castillo tonight. - L is for Luke: the headline of this game should have been “Luke Raley's on fire,” between Raley and Arozarena, those two are getting it done and they aren't getting a lot of support from the rest of the lineup. :45- Only 7 sleeps away from the NFL Draft! What do we make of the narrative that this Draft isn't exciting? See omnystudio.com/listener for privacy information.

Check out BeerBiceps SkillHouse Courses Here - https://www.bbskillhouse.comFor all BeerBiceps vlog content Watch Life Of BeerBiceps - https://www.youtube.com/@LifeOfBeerBicepsCheck out my Mind Performance app: Level SuperMindLink:- https://level4665.u9ilnk.me/d/F1ZOZV4OnTShare your guest suggestions hereMail - connect@beerbiceps.comLink - https://forms.gle/aoMHY9EE3Cg3Tqdx9Follow BeerBiceps SkillHouse's Social Media Handles:YouTube: https://www.youtube.com/@BeerBicepsSkillHouseInstagram: https://www.instagram.com/beerbiceps_skillhouseWebsite : https://beerbicepsskillhouse.inFor any other queries EMAIL: support@beerbicepsskillhouse.comIn case of any payment-related issues, kindly write to support@tagmango.comFollow Dr. Muni Adarsh's Social Media Handles:-Instagram: https://www.instagram.com/muniadarsh/LinkedIn: https://in.linkedin.com/in/muni-adarshjiWebsite: https://muniadarsh.com/In this profound episode of The Ranveer Show, we are joined by Dr. Muni Adarsh, an expert in Jain philosophy, who guides us through the intricate and disciplined path of Jain monkhood. This episode offers an immersive look into the Jain way of life, covering core concepts like Michhami Dukkadam, the importance of forgiveness, non-attachment, and the pursuit of internal victory.In this conversation with Dr. Muni Adarsh, we explore the rigorous spiritual rituals of Jainism, including the significance of 'Loch' (hair plucking), the vow of walking barefoot across the country, and the deep discipline required to transcend physical suffering. This episode also covers the power of the Navkar Mantra, and why Jainism emphasizes the importance of living a life of compassion (Jivdaya). We further discuss the differences between detachment and non-attachment, how to handle the modern challenge of boredom, and the true meaning of the soul beyond the physical body.This podcast is an essential listen for anyone seeking to understand the depths of Jain philosophy, the science of spiritual evolution, the reality of human potential, and how to cultivate inner peace in a distracted world.(00:00) – The Core Philosophy of Jainism(04:33) – The Power of Michhami Dukkadam(05:59) – Life as a Jain Monk(08:07) – The Intense Ritual of 'Loch'(10:23) – Walking Across India: A Path to Detachment(12:18) – Mystical Encounters in Abandoned Villages(16:46) – Managing Pain and Higher Consciousness(19:40) – The Five Layers of the Human Body(22:28) – Karma: The Invisible Physical Particles(27:38) – Unlocking the Power of the Navkar Mantra(29:17) – The 22-Point Model of Tolerance(34:15) – The Truth About 'Satan' and Lower Beings(40:10) – Do Entities Influence Human Behavior?(44:11) – The Science Behind the Face Mask(46:46) – Why Jainism Creates Wealthy Communities(49:57) – Becoming a Monk: A Personal Transformation(59:07) – Scientific Secrets in Ancient Jain Scriptures(01:13:04) – Death: Understanding the Final Journey(01:18:21) – Depression as a Gateway to Enlightenment(01:34:38) – Closing Mantras and Final Blessings

A new report calls San Francisco's MUNI an exceptionally productive system. One of the things it's NOT doing so well on comes down to its passengers. For more KCBS' Rebecca Goodeyon spoke with KCBS Insider Phil Matier.

One day in 2013, Luisa Isbell—newly minted San Franciscan and tech worker—found herself on the wrong side of a stranger's crisis on the 19 Polk, and went from enthusiastic bus rider to bus avoider. Trading freedom for safety seemed logical after such a scary encounter, but several years of gloomy commutes and thousands of dollars in parking fines later, something had to give. Now Luisa finds herself working with struggling San Franciscans like that bus passenger every day. She joined us at our Wayfinding Show in 2025 to share her winding journey from tech worker to social worker and stand-up comic, from reluctant car owner back to Muni rider, and what she learned about herself and those struggling at the margins of our city along the way.

Markets are facing a great deal of uncertainty right now. Geopolitical tensions, rising interest rates, and signs of stress in parts of the private credit market are prompting investors to ask new questions. In this episode of Muni 360: Weekly Wrap Up, host Eric Kazatsky sits down with Jack Muller, CFA, to discuss what's happening across the broader market and what it could mean for municipal bond investors. Eric and Jack also explore the key structural differences between private credit and municipal bonds, including issuer profiles, revenue stability, leverage structures, transparency, and liquidity. Listen to the full episode to hear their perspective on how these trends are shaping today's market and what investors should be watching next. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8743814 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Transit Employee Appreciation Day is coming up on March 18, and March is Women's History Month. In honor of both, we're celebrating the women of Muni, past and present. This episode introduces us to several women whose work helps people move throughout San Francisco. And we discuss how a teenager who would go on to become a famous writer and activist worked for a time as one of the city's first female streetcar conductors. The episode features San Francisco Director of Transportation Julie Kirschbaum, Muni Operator Shanita Anderson, Senior Operations Managers Jasmin Charles and Leda Rozier, Transit Training Manager Omozele Biggins, retired Cable Car Grip Fannie Mae Barnes and Market Street Railway President and CEO Rick Laubscher. 

We have instances of others who, by the definition of nigranta, are bereft of any wealth or good qualities or education, and Mṛgāri is given by Lord Caitanya as an example of somebody who had no qualification whatsoever, but because of the qualities of The Lord, He became attracted. We need some time and practice; there's a way in which Nārada Muni is an example of this when he got association with the pure devotees in his home for two seasons. Rainy season, four months, about eight months. Then they left, the sages, and his mother died. He was left alone, single parent home, and he already, as a child, felt fearless, so he went out by himself, just depending on the Lord and seeing the Lord's energies, and he came to a forest. He sat down in his practice, and then the Lord revealed Himself to him in such a way that he was stimulated—every sense in his body was connected to Kṛṣṇa in transcendence—and then he lost it.Then Kṛṣṇa spoke to him in an unembodied voice, and said that you still have some work to do, and therefore you use this lifetime. This is a free sample. People may become attracted to Kṛṣṇa, and then at some point, because of lingering mental impressions, they may feel harassed and waylaid, but they never forget the quality of the Lord. This is also stated by Nārada in the chapter we're reading now in first canto, fifth chapter. He says: na vai jano jātu kathañcanāvrajen mukunda-sevy anyavad aṅga saṁsṛtim smaran mukundāṅghry-upagūhanaṁ punar vihātum icchen na rasa-graho janaḥ (SB 1.5.19) He said, the even if somebody, if somebody, takes to devotional service, and then they fall down again—which you see, happens more frequently than not, and it depends on the level of the fall down—but people go through things. It's a harrowing life we live, and there are many different phases we go through. But Nārada says if somebody takes to devotional service—na vai jano jātu kathañcanāvrajen mukunda-sevy anyavad aṅga saṁsṛtim—and they fall down from the process, he said, they'll keep remembering the taste that they got. Rasa-graha, there's a rasa they get, and graha— it keeps grabbing them again and again. Commentary by Viśvanātha Cakravartī Ṭhākura, he says, people, they're devotees, and they fall down. They're haunted by rasa. It's like, "Hey, why you are wallowing in this material world? Remember the taste, the quality of Kṛṣṇa." Kṛṣṇa shines that quality forth in the heart of the devotee. So that attraction for Kṛṣṇa pulls the soul back into the devotional service at some point, so that it's never lost. And once having tasted that, then one remembers it again and again. Nārada says, can't give it up. So we've seen, if you live long enough, you see devotees who are very enthusiastic...(37:06) ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------

The 67 is Muni's most delayed bus line, snaking through the hills along Alemany Boulevard and Bernal Heights, ending at the 24th and Mission BART station. However unreliable it can be, it still serves an estimated 800 daily riders. But as SFMTA faces a budget deficit of more than $300 million in July, the 67 and other bus lines are at risk of disappearing if voters don't approve ballot measures to fund transit this November. Links: It's San Francisco's Most Delayed Bus. For Riders, a Frustrating Problem May Get Worse Amid Bid to Save Bay Area Transit, Muni Gets a Campaign of Its Own Learn more about your ad choices. Visit megaphone.fm/adchoices