Podcasts about Muni

The International Longshore and Warehouse Union is a powerful organizing force in the Bay Area, and it all got its start more than 90 years ago. Today, the little known history of San Francisco's “Bloody Thursday.” Then, we peer through the lens of more than a century of Muni photography.

San Francisco's Municipal Transportation Agency, or SFMTA, is 100% unionized. The 6,000 public servants who work with the agency are represented by 18 different unions. SFMTA itself is just 27 years old — It was established by voter mandate in 1999 — but there are decades of transportation history behind its formation. And right now, that history is on display at San Francisco City Hall. The exhibit is called “Moving San Francisco.” It features images from over a century of the Municipal Railway, better known as MUNI. Our transportation reporter Zain Iqbal has this story on why seeing the history of Muni through photography feels important right now.

O governo americano anunciou que vai tentar contra o Irã, tradicional inimigo, a mais radical guerra econômica que o mundo já viu, e vai tentar contra o Canadá, tradicional amigo, um dos mais duros regimes de tarifas que o mundo já viu. Além do âncora da CNN William Waack, participam desta edição os analistas de Política Caio Junqueira e Jussara Soares, Thaís Herédia, analista de Economia, Christopher Garman, diretor-executivo da Eurasia Group, Lourival Sant'Anna, analista de Internacional, e Carlos Gustavo Poggio, professor de Ciência Política do Berea College.

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After one of the toughest Julys for municipal bonds in decades, opportunity may be picking up, but only for those who know where to look.  In this episode of the Muni 360 podcast, host Eric Kazatsky and guest Jack Muller dig into the forces behind the recent correction, what's really happening with credit fundamentals, and how investors can position amid technical headwinds, political uncertainty, and shifting tax proposals. They break down the implications of the Missouri tax vote, what supply surges could mean for returns, and why higher yields should have muni buyers paying close attention right now. Whether you're watching flows, digging for value, or weighing credit shifts, this conversation covers the essential market drivers you need to know. Watch the full episode now. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8796789 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Bond Investment Mentor! In this episode, Chris presents a simple, practical approach to municipal bond due diligence for community financial institutions.  In this episode: Returning to Pacific Coast Banking School (LEARN MORE) Market & Fed update (2:22) The return of the term premium (4:03) Municipal bond due diligence made simple (9:16) Two essential questions when evaluating muni bonds How am I getting paid? What's the likelihood I'll get paid? The pre-purchase due diligence approach The post-purchase due diligence approach Using EMMA for due diligence (CHECK OUT EMMA) Free Download:  Pre-purchase due diligence checklists  (30:10) (DOWNLOAD) If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com. Do you know someone who could benefit from this information? Please share this episode and podcast with them! You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out! Let's Connect via Social Media! LinkedIn: Christopher Nelson, CFA Important Disclaimer The content in this podcast is for educational and informational purposes only and should not be considered personalized investment advice for your specific situation. For advice tailored to your institution's needs, please contact Nelson Capital Advisors directly.

The meeting began with personal topics, including Keith’s upcoming dental surgery where he may have eight teeth removed, and Terry’s acquisition of three lemon trees for his kitchen. The discussion included detailed planning about how to care for the lemon trees, including potting them in buckets with appropriate soil and managing their indoor winter care. Jill shared her experience attending a performance of Something Rotten! at Muni with a group of eight people, describing it as a funny show with updated music and Shakespeare references. Be sure to support us by using our Amazon affiliate link. Watch for updates as Keith is beginning to add things. News of the Week Terry reported on a news story about a woman in Houston whose home was flooded after a pole-dancing accident activated a fire sprinkler. Jill discussed a fire at a Virginia school caused by an escaped python knocking over a heating lamp. Keith covered a story about the theft of 210 Mini Mozart statues from Salzburg, Austria, on the composer’s 270th birthday, with officials suspecting an organized crime ring rather than individual thieves. He shared details about the stolen golden statues from a public art display, which were valued at $115 each. Terry told a story about a deer caught trespassing at Hersheypark in Pennsylvania, and the team discussed how the actress who played Bambi’s mother had recently passed away. Jill shared a heartwarming story about a kitten named Gelato in Ohio who received a custom 3D-printed wheelchair after a video went viral showing her using a makeshift one made from rulers, zip ties, and Hot Wheels. Keith described how TSA agents discovered seven stolen Civil War-era cannonballs in a passenger’s luggage at an Alabama airport. The items were determined to be non-explosive but were still classified as military munitions. Terry shared a story about two goats that boarded a bus without paying and rode to the next stop before exiting at a shopping center. Keith mentioned trying to get Terry a goat, but it didn’t work out, leading into a discussion on the challenges of keeping goats as pets. Jill's Weird Words Jill led a segment on unusual words, defining terms like “spore,” “diesel,” and “videlicet.” Keith and Terry explored definitions for words like “sonder,” “zugzwang,” “decorticate,” and “dunnage.” Terry's Top 10 List Terry presented a humorous top 10 list of reasons why someone might want to smash their computer, including issues with software updates, fan noise, autocorrect, and printer problems. Anchor Topic The group discussed various methods for blind individuals to access news and information, including using news apps, radio, NFB Newsline, and Braille services. Keith shared his preference for using multiple news sources to cross-check information, while Jill mentioned relying on local websites and radio for news updates. Email and Final Thoughts The conversation included a humorous email about a car with advanced features and another about a minister’s rule regarding premarital abstinence. Keith concluded with two stories from the voicemail line: one featuring a Marine’s marriage advice and another about administering medication to a cat named Louie. The final word from our AI companion The meeting appears to be a podcast recording session where Keith, Jill, and Terry discussed various topics including marriage advice, giving medication to pets, and sharing jokes. The group then engaged in a casual exchange of jokes and humorous one-liners before concluding the recording with promotional mentions of their podcast website and contact information. Show notes taken by AI, edited as needed by Keith. Sponsored by: Retro Radio Podcast. Bringing you family-friendly entertainment through classic, old-time radio. Episodes are posted daily. Keith and his Retrobots share everything in his collection from the days of vintage radio. Adventure, comedy, detective, westerns, and lots in between. If you don't hear your favorite show? Just ask. Visit the web page today, Retro Radio Podcasts

Municipal separately managed accounts (SMAs) have exploded 16-fold in market share, becoming a predominant investment vehicle in the post-global financial crisis world, with tight spreads and low ratios making alpha elusive. In this episode of Masters of the Muniverse, Bloomberg Intelligence's new head of municipal research and strategy, Matthew Gastall, sits down with two guests from JPMorgan, the world's second-largest SMA provider. Dan Freise, senior portfolio manager at J.P. Morgan Asset Management, and Paul Jacobson, head of municipal strategy at J.P. Morgan Private Bank, unpack active trading strategies, high-conviction sector positioning, and the critical market risks on their radar. Masters of the Muniverse is part of BI's FICC Focus series.

Five years ago, the SFMTA expanded San Francisco's Free Muni for Youth program to include all young people 18 and under. Whether a child or teen lives in SF or is visiting, they can use the city's public transit system free of charge. All they have to do is climb on board and enjoy the ride. In this episode, we cover the history of Free Muni for Youth and talk to some young people who benefit from the program. The episode also features SFMTA Revenue, Development and Reporting Director Diana Hammons, San Francisco City Attorney David Chiu and City Supervisor Myrna Melgar.

Nick Wilson and Jonathan Peterlin discuss their recent experience at the Muni lot before transitioning into a heavy critique of Todd Monken's handling of the Cleveland Browns quarterback room. They debate whether the criticism of Monken's recent two-minute drill failure is premature or indicative of larger coaching issues. 01:08 - Muni Lot Tailgate Experience 03:43 - Todd Monken Coaching Critique 07:00 - Browns Quarterback Competition Status 11:36 - WNBA Play-By-Play Aspirations

For this Warner Bros. 1935 episode we watched a couple of melodramas that show a side of the studio's 1930s output less familiar than its fast-talking gangster and proletarian dramas: The Right to Live (directed by William Keighley), a love triangle story set among the rich and ableist, starring Josephine Hutchinson and Colin Clive; and I Found Stella Parish, a spin on the Stella Dallas maternal sacrifice theme starring Kay Francis and directed by Mervyn LeRoy. We learn about the importance of Stella Parish to Warner Bros. and Francis, right before the relationship between studio and star was about to go sour, and argue that Francis deserves her place alongside Davis, Cagney, Muni and Robinson in discussions of Warner Bros. in the 1930s. (Although the conversation about Francis seems to be changing.)   Time Codes: 0h 00m 20s:      1935 & Warner Brothers 0h 06m 37s:      THE RIGHT TO LIVE (1935) [dir. William Keighley] 0h 27m 59s:      I FOUND STELLA PARISH (1935) [dir. Mervyn Leroy] 1h 04m 08s:      So This is Sarris (from Andrew Sarris' The American Cinema) – Gregory La Cava   +++   Studio Film Capsules provided by The Warner Brothers Story by Clive Hirschhorn Additional studio information from: The Hollywood Story by Joel W. Finler 1935 Information from Forgotten Films to Remember by John Springer                                 +++ * Marvel at our meticulously ridiculous Complete Viewing Schedule for the 2020s * Intro Song: "Sunday" by Jean Goldkette Orchestra with the Keller Sisters (courtesy of The Internet Archive) * Read Elise's latest film piece on Preston Sturges, Unfaithfully Yours, and the Narrative role of comedic scapegoating. * Check out Dave's new Robert Benchley blog – an attempt to annotate and reflect upon as many of the master humorist's 2000+ pieces as he can locate – Benchley Data: A Wayward Annotation Project!  Follow us on Twitter at @therebuggy Write to us at therebuggy@gmail.com   We now have a Discord server - just drop us a line if you'd like to join!   

Gegen das Vorhaben, die riesige Holzfigur oberhalb von Andermatt als «Max der Uristier» aufzustellen gibt es viel Widerstand. Die Gemeinde Andermatt bestätigt, dass 22 Einsprachen gegen das Baugesuch eingegangen sind. Eine private Petition fordert ausserdem mehr Transparenz. Weiter in der Sendung: · Der Luzerner Filmemacher Edwin Beeler wird von der Gemeinde Emmen mit dem Kulturpreis 2026 geehrt. Der Preis ist mit 3'000 Franken dotiert. · Was hilft am besten, um den Kopf durchzulüften? Um diese Frage dreht sich die heutige Folge der Regionaljournal-Sommerserie zum Thema «Time-out».

Le Journal en français facile du mercredi 5 août 2026, 18 h 00 à Paris.Retrouvez votre épisode avec la transcription synchronisée et des exercices pédagogiques pour progresser en français : http://rfi.my/CwN5.A

Muni valuations held steady post-Fed   Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com   MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Hyundai Getaway Sales Event continues at Green Hyundai on Stanford Avenue, where the show originates with guests Gil Opferman, Stephanie Myre and Sam Steere previewing "Frozen" at The Muni and Bill Peterman of Peterman Financial Group with Money Talk Monday. See omnystudio.com/listener for privacy information.

Chris Arvin is a familiar face at Muni Diaries Live after years of selling their whimsical Transit Supply wares, giving witty presentations on Muni's history and its famous boat tram, and hosting interactive transit trivia. But how does a kid from a New Hampshire suburb become a San Francisco transit microcelebrity? At our 2025 Wayfinding Show, Chris took the stage to tell us: how learning about the transit service we lost led to fighting for what we still have, how an online following of transit enthusiasts led to real life community, and how that community powered a scrappy but mighty fight for transit funding. For Chris, Muni has truly been the friends they made along the way.

Patañjali Muni, who thousands of years ago wrote a book on psychology and how it relates to the manifestations that we have in our lives, mentions that when we leave this present physical body, the material nature then interprets all of the impressions we have in our mind and the overall feeling that we have when we leave this world. It then fills it in and gives us a new physical, gross body accordingly. And this is described in detail in the eighth and 15th chapters of the Bhagavad Gītā, where the kind of nose—notice, you have a particular kind of nose; you might not have noticed it recently—or a certain kind of ear or eyes [is determined]. Your eyes are different from a fruit fly's eyes. I looked at a magnification of a fruit fly because I was talking about how cute they are the other day, but then when I looked at the magnification, I thought, "It's not as cute as I thought." But in any case, fruit flies have specific eyes that were given to them by the material nature as an accommodation. We have a particular kind of eye; so, one may then ask, "Well, why did I get this particular kind of eye—a set of eyes?" These wisdom literatures answer that it's an accommodation of our consciousness. It's a way that we've developed our consciousness; the way in which we've developed our consciousness is then filled in. So, it's as if you made an impression with your foot in the wet sand and then filled it in with plaster of Paris—you get a perfect rendering of your foot. And in a similar way, our consciousness is what carries us or attracts to us our next physical body. This all goes to say that we're always in the creative process, and we're a lot more creative and powerful than we know. We may turn off that system and forget to create, and just let things happen to us and just take in random information. So, I am taking from this point of Leonardo da Vinci: he had an idea, he conceived of it, he was creative—and how did he express his creative nature? He would write it down for posterity, and then it became manifest as a useful tool. So, how many ways are we creating our next body or whatever is in our environment? It's called ātmakṛtam; it's what we are doing. So, this is a refined way, or a way of refining how we move in the world by being very deliberate and writing things down. This is what I'm trying to present: one of the ways of being very conscious about what we're thinking and where our mind is going, and also going in a predetermined direction—the way we want to go—by writing it down. So, that comes to also writing goals, priorities, and so forth. For instance, I have always in front of me on my desk a list of all my priorities, and they're always ready at hand because in a 24-hour period I can forget my priorities. But because I've taken my intentions, I've written them down very clearly, and I have a list now. I can go through and review and recall them, and stay on track. So, I'm saying that this is a manifestation tool.

This week on the Talking Headways podcast we're joined by SFMTA Director of Transportation Julie Kirschbaum. She discusses making system improvements, rising customer satisfaction, lessons from the pandemic on ridership and operations, as well as Muni's cultural connection to the city. +++ Get the show ad free on Patreon! Find out about our newsletter and archive on YouTube! Follow us on Bluesky, Threads, Instagram, YouTube, Flickr, Substack ... @theoverheadwire Follow us on Mastadon theoverheadwire@sfba.social Support the show on Patreon http://patreon.com/theoverheadwire Buy books on our Bookshop.org Affiliate site!  And get our Cars are Cholesterol shirt at Tee-Public! And everything else at http://theoverheadwire.com

Downtown San Francisco is making a comeback after a slow recovery from the COVID-19 pandemic. In this episode, we discuss what's new in the downtown area and how Muni, the city's public transit system, is an essential part of the area's revitalization. We also talk about Muni ridership and the SFMTA's Fix It! Week maintenance program, which keeps the ride to downtown fast, reliable, efficient and safe. The episode features San Francisco Office of Economic and Workforce Development Executive Director Anne Taupier, SFMTA Transit Performance and Technology Manager Simon Hochberg, SFMTA Chief Maintenance Officer Charles Drane, Into the Streets CEO and Founder Katy Birnbaum, Biederman Redevelopment Ventures Union Square Plaza Program Manager Mark Hennon and TMASF Connects Executive Director Darcy Brown.

OpenAI just raised $122 billion at an $852 billion valuation and filed confidentially for an IPO — and thousands of employees are deciding where to live right now. Here's where they're actually buying in 2026 — including the one neighborhood no relocation guide ever mentions.Spencer Hsu, a top 0.5% real estate agent in the U.S. and 40-year Bay Area native, breaks down the 5 best areas to live near OpenAI's San Francisco campus with real 2026 prices, honest trade-offs, commute math, and the hidden-gem neighborhood he's steering his own clients toward before the market figures it out.

Why do we get angry, even when we're trying to live a spiritual life? In this roundtable conversation, Radhika, Nama and Stine explore the nature of anger through the lens of Bhakti, discussing its deeper causes, the role of therapy alongside spiritual practice, and how self-awareness can transform our reactions. Drawing from the Bhagavad-gītā, personal experiences, and the story of Ambarīṣa Mahārāja and Durvāsā Muni, they reflect on how humility, compassion, and steady practice help us respond rather than react.02:35 – Can anger have a place in Bhakti?07:17 – Personal experiences with anger, therapy & healing10:49 – Prayer, compassion and practical ways to respond to anger39:44 – How the Bhagavad-gītā explains the root of anger43:56 – Is anger viewed differently for men and women?59:13 – Final reflections & key takeawayWant to connect further?Instagram: www.instagram.com/radhika_dasa/Facebook: www.facebook.com/radhikadasmusicYouTube: www.youtube.com/c/RadhikaDasWebsite: www.radhikadas.comPatreon: www.patreon.com/radhikadasLinktree: linktr.ee/radhika_dasa

PF faz buscas por armas e munição na casa de Bolsonaro. Operação integrada mira acusados de tráfico e lavagem de dinheiro em 14 estados. Governo adia reunião que pode aumentar etanol na gasolina de 30% para 32%. Polícia investiga lista on-line com categorias sexuais de alunas de colégio em Jacarepaguá. Imposto de Renda 2026: Receita abre consulta ao lote especial de restituição automática nesta quarta.

Wes Bridges visits to preview "Princes of Egypt" opening this weekend at The Muni and Nathan Boyle of Peterman Financial Group stops in for Money Talk Monday. See omnystudio.com/listener for privacy information.

À Yamoussoukro, les terrains prennent de la valeur et les chantiers poussent à vue d'œil. La capitale politique ivoirienne est en train de devenir l'un des nouveaux pôles de l'investissement immobilier du pays. Une ruée vers le foncier qui redessine aussi les villages et soulève la question de l'avenir des terres agricoles. Avec notre correspondant à Yamoussoukro, Muni de son drone, Francis Djaha fait découvrir les parcelles qu'il commercialise à des clients potentiels. D'ici, la vue est imprenable sur la basilique, l'un des monuments les plus emblématiques du pays. Vu du ciel, des dizaines de lots sont déjà délimités. Selon l'emplacement et la superficie, les terrains se négocient entre 15 et 40 millions de FCFA. Agent immobilier depuis cinq ans, Francis Djaha constate un intérêt grandissant pour Yamoussoukro : « On a des particuliers qui veulent construire des logements résidentiels, des industriels. On a des commerciaux qui veulent des lots pour des bureaux, des gens qui veulent des terrains agricoles. On a aussi des gens qui veulent acheter des maisons toutes faites. » Dans plusieurs quartiers, les chantiers se multiplient et les investisseurs affluent. Si la capitale politique attire autant, c'est d'abord parce que le foncier y reste disponible. Mais ce n'est pas le seul argument. « Les routes sont très grandes, au point que l'on circule facilement d'un point à un autre. Et puis la ville est très paisible. Les infrastructures que le président Houphouët-Boigny a construites à Yamoussoukro permettent de se différencier des autres villes. Et puis on est au centre. De Yamoussoukro, on peut aller facilement partout », détaille encore Francis Djaha. Des terres arables grignotées Des atouts qui séduisent de plus en plus d'acquéreurs. Certains viennent d'Abidjan, d'autres de l'intérieur du pays ou encore de la diaspora, attirés par des prix encore jugés accessibles et par les perspectives de développement de la capitale politique. C'est le cas de ce chef d'entreprise, qui préfère garder l'anonymat. Attiré par l'expansion de la capitale, il vient d'acquérir une parcelle et envisage déjà la suite. « L'objectif, c'est un projet de résidence que nous souhaiterions mettre à la disposition de la population », confie-t-il. Mais cette ruée vers le foncier transforme aussi les villages qui entourent Yamoussoukro. Des terres autrefois consacrées aux cultures de cacao, d'igname ou de manioc cèdent progressivement la place aux lotissements. Une mutation qui nourrit des espoirs de développement, mais aussi des inquiétudes sur l'avenir du patrimoine foncier des populations locales. À Séman Sanhourikro, à quelques kilomètres de la capitale politique, Michel N'Goran, conseiller du chef du village, observe ces changements avec préoccupation. « En faisant les lotissements, nous ne pouvons plus cultiver la terre. D'ici 50 ans, 30 ans, je pense que ce qui est arrivé aux Ebriés à Abidjan va arriver aussi aux Akouès et Nanafouès de Yamoussoukro. Nous n'aurons plus de terres cultivables », alerte-t-il. Le Plan national de développement quinquennal prévoit de relier Abidjan à Yamoussoukro en 45 minutes grâce à une ligne de train à grande vitesse. De quoi renforcer l'attractivité de la capitale politique ivoirienne. 

Jill shared her experience attending a stage production of Shrek at the Muni in St. Louis, where a representative from Mind’s Eye approached their small group of seven attendees to take a picture. Terry mentioned a recent theft involving stolen checks from Madison County Association of the Blind, with one suspect arrested by the Madison County Sheriff for check fraud totaling around $4,000. Keith shared updates about recent activities, including a family picnic where his grandson was the only one to catch a large bass fish, and his Amazon Prime Day purchases including an extra Shocks Open Run Bluetooth headset and Aftershocks wireless charger. He discussed challenges with adding items to their website storefront and mentioned plans to help Robin with an art easel and chalkboard for the kids. Keith also updated the group about having Isaac assist with mowing and brick work around their property, though there were some delays due to Isaac’s orthodontist appointment. News of the Week Terry shared news about a New Zealand amusement park being temporarily closed due to human feces being found in a fernery, despite nearby public restrooms. Jill then discussed a traffic stop in Montana involving a banana-shaped vehicle, which was a modified Ford F-150 truck used for promotional purposes, and the driver was released without a ticket after boxes blocking the license plate were removed. Keith shared a story about a woman who survived a shark attack in Australia, requiring arm amputation, while Jill discussed a separate shark encounter off California’s coast where paddleboarders were stalked by a great white shark that was captured on drone footage. Terry then told a story about 7-year-old Skyler Whitaker who broke a Guinness World Record by wearing 50 sweaters simultaneously at a Pennsylvania library, with the sweaters to be donated to a fall sweater drive. Made up Movie Review We resurrect a shortened version of one of our old segments. The group discussed three potential movie titles: “40 Days and 40 Nights,” “Enola Holmes 3,” and “Minions and Monsters.” They identified “40 Days and 40 Nights” as likely being a biblical story involving Noah’s ark or Jesus’s fasting, while “Enola Holmes 3” was determined to be a detective movie sequel featuring a female detective. The third option, “Minions and Monsters,” was confirmed to be an animated sequel to “Despicable Me” from the Illumination studio. Hey, are movie reviews may not match the official description. Just remember that hours are always right, or they should be. Jill's Trivia Game Jill hosted a movie trivia quiz about Back to the Future, asking questions about key plot elements, character names, and dialogue from the film. Both Keith and Terry participated, with Terry scoring one correct answer while Keith got several questions right including the flux capacitor and the “Enchantment Under the Sea” dance name. (I don't know what our AI companion is talking about scoring points, since we never keep track, because they never matter anyway!) Terry's Top 10 List after a few moments of technology trouble with Terry's device, he finally shares his list. They then reviewed a list of awkward female moments that Terry had compiled, including topics like crumbs in cleavage, wrap skirts, and texting mistakes. Anchor Topic This is the part of our show where we talk about blindness related topics. Keith led a discussion about managing apps and organizing content on phones and computers, sharing tips on how to find and organize notes and apps effectively. Terry and Jill discussed their own experiences with app organization and storage, with Keith suggesting strategies for cleaning up unused apps. Email and Final Thoughts Keith shared a story about overheard nuns purchasing beer, with one nun claiming it was for washing hair, leading to a cashier’s quick response about pretzels and curlers. Keith then shared an email from Theresa Madison about showing her Texas cousin Niagara Falls, with the cousin responding that Texas has a plumber who can fix it. Keith shared a humorous voicemail story about a listeners dog named “Sex” and the various embarrassing situations it caused him, including at city hall, during his wedding, on honeymoon, and in a contest. The story concluded with Keith reflecting on how the dog had caused him more trouble than he anticipated and considering getting a different dog with a better name. Keith shares a final voicemail about the strange neighbors a young woman has when she moved to her first apartment. As usual we wrap everything up with our final thoughts. The final word from our AI companion The meeting appeared to be a podcast recording session where Keith, Terry, and Jill shared jokes and funny stories. Keith read a story about strange neighbors, and the group took turns telling knock-knock jokes and other humor. At the end, Keith provided closing remarks about the podcast, encouraging listeners to share it with friends and visit their website at thatssoundsfunny.com, where they can leave comments or call with funny stories or questions about blindness. Show notes written by AI, edited is needed by Keith Sponsored by: Retro Radio Podcast. Bringing you family-friendly entertainment through classic, old-time radio. Episodes are posted daily. Keith and his Retrobots share everything in his collection from the days of vintage radio. Adventure, comedy, detective, westerns, and lots in between. If you don't hear your favorite show, just ask Visit the web page today, https://retro-otr.com reminder: clicking through our Amazon affiliate links earns us a commission on qualifying purchases.

Wright Thompson joins The Smylie Show to discuss his new ESPN series Where It Lies, including Episode 3 featuring Augusta's beloved municipal golf course, The Patch.Wright shares stories from Augusta, St. Andrews, municipal golf around America, and why golf courses create communities unlike any other place. The conversation explores the soul of the game, the importance of public golf, junior development, unforgettable golf characters, and why golf remains stronger than all the forces trying to commercialize it.Plus, Wright reflects on years covering The Open Championship, his favorite golf destinations, and the relationships that make golf special.Subscribe to The Smylie Show and follow our socials @thesmylieshow for more PGA TOUR analysis, player insight, and weekly golf conversation. ⛳️

Volatility has been the dominant theme in the municipal market, but it has also created new opportunities for investors. In this month's Muni 360 Market Insights, Eric Kazatsky and Jack Muller discuss how recent rate volatility has led to higher yields across the municipal curve while credit fundamentals remain largely intact. They explore shifting relative value opportunities, the importance of year-round tax management, the impact of increased issuance on market technicals, and what wealth tax and millionaire tax proposals could mean from a municipal credit perspective. Listen as Eric and Jack examine the key factors influencing today's municipal market and discuss where current conditions may be creating opportunities for long-term investors. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8796276 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The FIFA World Cup 26™ has come to the Bay Area, putting San Francisco in the international spotlight. In this episode, we speak with Mayor Daniel Lurie about how the city prepared to take the world stage for the tournament. We also bring SFMTA Major Special Events Lead Tony Henderson into the conversation to discuss how Muni and other public transit systems got ready to help people get to matches in Santa Clara and watch parties in San Francisco. And we swing by an opening match watch party to chat with a few fans and get into the spirit.

Muni’s 29-Sunset bus, which serves more than 35 schools, is often overcrowded and late. After years of student advocacy, SFMTA is rolling out millions of dollars in improvements.

Today, Theo Ellington is the secretary at the Ruth Williams Opera House. This born-and-raised San Franciscan is also running to be the next D10 supervisor. In Part 1 of this episode, meet Theo. His maternal grandfather, Clifton Weeks, came to SF because his sister, Marie Weeks (Theo's great-aunt), had come here. Clifton and his sister had grown up in rural Natchez, Mississippi, but they came out West during the Great Migration. Their first landing spot was The Fillmore. Clifton found work as a laborer, where he helped build roads and bridges. He also did a little work at the shipyard back when it was still in The City. He had three daughters and made enough money to be able to buy a house in Bayview. Theo grew up in that house with his aunts and cousins. Theo's dad, Grant Ellington, a veteran, came here from Cleveland as an adult. While Theo isn't 100 percent sure what the story is, his parents say that they met at a party … in the Eighties, no less. Grant was a big dude, 6'5", and he commanded a presence. Grant would come by the house, Theo says, and seemed overly concerned with whether his son had a girlfriend. Theo would get that question as young as 6. His dad passed away when Theo was in high school. Theo has two brothers—one older and one younger. He was the third-youngest among the 10 cousins living in his house at Third and Palou. They grew up pre-internet, and so, like a lot of us, went out and made up their own games. He and his cousins and their friends would stay out until the streetlights came on. Theo goes an aside about one of the games they invented—"baserunner." They rode bikes and skateboards, as well. He was born in 1988 and went to a lot of school all in The Bayview. Because he's born-and-raised, I ask Theo to rattle off the schools he attended: Charles Drew Elementary, afterschool at Leola Havard, and Gloria R. Davis Middle School, where he helped make a documentary on a grant from Salesforce about the 24-Divisadero called Bus 24 "The Diversity Bus." It's very much worth watching. That experience really helped to shape Theo's perspective. He started to see his neighborhood, The Bayview, in a different light. And he saw the rest of The City. It sparked a curiosity in him—why was his own hood living in such poverty while other parts of SF thrived? Theo was in the top of his class at Davis Middle School. He began high school at Sacred Heart, and suddenly found himself at the bottom of his class. Drawing from his experience making the Muni documentary, for his junior year, he transferred to School of the Arts (SOTA), where he could focus less on academics and more on filmmaking and documentaries. When he was a kid, Theo had done some acting with American Conservatory Theater (ACT) and WB TV, back when they had a studio in The Bayview. He spent two years in SoCal at Marymount College. One aspect he appreciated as a young freshman was the townhouse dorms, which felt less like typical college dorms and more like adult homes. The move served two goals—go to college, but also, pursue his dream of working in the film industry. While at Marymount, Theo worked at the local Boys and Girls Club, where he and others helped young boys who lacked role models. The experience allowed him to see how life in Southern California was different than life in his hometown. Check back Thursday for Part 2 and the conclusion of Theo Ellington's story. We recorded this podcast at the Bayview Opera House in Bayview in November 2025. Photography by Jeff Hunt

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Ukraine, Russia and Iran dominate agenda at G7 summit. Netanyahu says Israel will keep troops in Lebanon despite U.S.-Iran cease-fire agreement and signals continued operations against Hezbollah. Georgia, Alabama, Oklahoma and Washington, D.C., hold primary elections today. California Legislature approves preliminary state budget, but significant differences remain between lawmakers' spending plan and proposal from Gavin Newsom. San Francisco health officials warn of new synthetic opioid pills proving more lethal than fentanyl. MUNI announces plans to crack down on fare evaders. (Léman lake, Évian-les-Bains, where the G7 summit is taking place / Cristian Bortes) The post Ukraine, Russia and Iran dominate agenda at G7 summit – June 16, 2026 appeared first on KPFA.

Muni is the backdrop for so much of our lives, but few of us have documented its familiar presence over years of personal change as vividly as photojournalist Jessica Christian. Trains and buses doubled as transportation and a training ground for Jessica as she developed her eye for "photography that makes you feel something"—first as a student, then a budding photographer, and later as a San Francisco Chronicle photojournalist. Jessica joined us at our Wayfinding Show in 2025 to share the stories behind some of her favorite photographs she's made on Muni and how it helped her find her way as a photographer. You can follow along with the photos in Jessica's story at munidiaries.com/2026/06/15/muni-through-jessica-christians-lens/.

Libertópolis PM, lunes 08-06-2026

Who is to blame for the Mariners walk-off loss to the tigers on Sunday? There was some questionable bullpen usage, including putting Criswell in when Bazardo was ready AND not utilizing Munoz enough, so that he had to come in after not pitching for 5 days. What more do they need? The numbers have to show Muni doesn't do well with a lot of days off between outings and Andres himself has said he needs to pitch more! What about not only using him in save situations? What about not only using him as a closer? :30- Mariners Morning After This wasn't just on the bullpen, but they did play a big part in it. The M's went up 4-0 and then things got sloppy. :45- What does Chuck think about Russell Wilson's retirement? Is he Hall of Fame worthy? Will there be a time where he will be welcomed back and celebrated here in town?

Headlines and What's Up with Muni? By his own admission, Andres Munoz needs to pitch more and the numbers back that up… he doesn't do well when he has had too much rest, so WHY do we continue to only put him in in save situations?? Chuck has the numbers… :30- The NBA Finals return to New York tonight as the Knicks look to go up 3-0 on the Spurs. Have the Knicks solved the Wemby issue or can the Spurs get right tonight? :45- The Mariners are in Baltimore for 4 games starting tonight and this isn't the same struggling Orioles team. They've had a rough start to their season, but the O's are hitting now and averaging 6 runs per game; so who will prevail? Their offense or our pitching staff? See omnystudio.com/listener for privacy information.

Who is to blame for the Mariners walk-off loss to the tigers on Sunday? There was some questionable bullpen usage, including putting Criswell in when Bazardo was ready AND not utilizing Munoz enough, so that he had to come in after not pitching for 5 days. What more do they need? The numbers have to show Muni doesn't do well with a lot of days off between outings and Andres himself has said he needs to pitch more! What about not only using him in save situations? What about not only using him as a closer? :30- Mariners Morning After This wasn't just on the bullpen, but they did play a big part in it. The M's went up 4-0 and then things got sloppy. :45- What does Chuck think about Russell Wilson's retirement? Is he Hall of Fame worthy? Will there be a time where he will be welcomed back and celebrated here in town? See omnystudio.com/listener for privacy information.

Headlines and What's Up with Muni? By his own admission, Andres Munoz needs to pitch more and the numbers back that up… he doesn't do well when he has had too much rest, so WHY do we continue to only put him in in save situations?? Chuck has the numbers… :30- The NBA Finals return to New York tonight as the Knicks look to go up 3-0 on the Spurs. Have the Knicks solved the Wemby issue or can the Spurs get right tonight? :45- The Mariners are in Baltimore for 4 games starting tonight and this isn't the same struggling Orioles team. They've had a rough start to their season, but the O's are hitting now and averaging 6 runs per game; so who will prevail? Their offense or our pitching staff?

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

It's Q&A Wednesday, where we tackle your investing, retirement, market, and economic questions live. Today's topics include whether defense and drone companies remain attractive investments, if weak cryptocurrency performance is a warning sign for broader markets, how Kevin Warsh could impact interest rates and financial markets, and what size correction would warrant deploying additional cash. We also discuss investor psychology, risk versus reward for re-entering markets, whether investors need to put money to work immediately, building income-generating portfolios with municipal bonds, reserve currency concerns, opportunities in micro-modular nuclear reactors, SimpleVisor portfolio positioning, the semiconductor gamma squeeze, saving and investing excess income, the true cost of homeownership, and using options strategies to manage portfolio risk. Here's a topical rundown of today's show: 0:00 - INTRO 6:27 - Market Acceleration is Slowing 11:57 - Looking at Defense/Drone Companies 13:07 - Is the Poor Performance of Cyber Currencies a Harbinger of Things to Come? 18:24 - Will Kevin Warsh Raise Rates (and how will markets react)? 21:22 - How Large a Correction Would Trigger Cash Deploy,ent? 23:38 - The Problem for Most Investors: Psychology 25:59 - The Risk/Reward Proposition for Re-Entry to Markets 28:53 - Do You NEED to Deploy Capital now? 29:40 - The Start Here Page 33:37 - Building Income Generation Portfolio w Muni's 38:44 - Abuse of Role as Primary Holder of World's Reserve Currency 39:34 - Micro-modular Nuclear Reactor Investments 41:14 - SimpleVisor Portfolios 43:40 - How Can Semi's Be a Gamma Squeeze? 46:59 - Saving 50% of Income - Where to send the rest? 49:51 - The Cost of Home Ownership 52:15 - Selling Calls to Buy Puts? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ppkqABinsxs ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Markets Need a Breather," here: https://youtu.be/0_dOuwmQFeY ------- Watch our previous show, "Risk Management for Retirees: When to Reduce Exposure," https://youtu.be/MSj51cpXXg8 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #TechnicalAnalysis #Investing #BeforeTheBell

Painter George, aka George Harry Crampton-Glassanos, is fine if you wanna call him just "George." In this episode, meet and get to know George. Both of his parents came to San Francisco early in their lives. His mom hails from the East Coast and her family were all working-class folks. His grandpa was a business agent for a machinist's union in Massachusetts. That grandfather shaped George's later involvement in organized labor. (Today, he's a member of the ILWU). George never knew this grandparent who had an outsize impression on him. He died shortly after George was born. But in Massachusetts, in addition to his union involvement, he owned a store that sold records on one half and hats on the other. His dad moved to San Francisco from the Midwest to attend school at the Art Institute (RIP). He got into that school and often slept overnight on a ledge on campus. Both of George's parents were punk rockers in SF in the late-Seventies. Amazing. His dad even lived with the guitarist from The Avengers (Penelope Houston's punk band). Though they would meet later, both spent time at the famed Mabuhay Gardens back in the day. George's dad was a painter as well, and that turned out to have a huge influence on George. His parents met when his mom got a job with his dad's construction working crew. This was around the mid-Eighties. George came along in 1989. After that, his parents had two more boys, making George the oldest of three. His earliest memories are from around the mid-Nineties in The Mission. George spent time when he was a kid running around The Mission and pre-gentrification Dogpatch with his dad. They lived on 18th between San Carlos and Lexington (or, zooming out a bit, between Mission and Valencia). That's two blocks from where I lived from 2003 to 2017, incidentally. But George's family got evicted from that apartment on 18th. The building sold and the new owners evicted tenants one by one, including families like George's. Both of his brothers were born in that apartment. His dad had made modifications there, handyman that he was. And George was old enough to remember all the awesome neighbors they had. I ask George about his favorite restaurants when he was a kid. "I fuckin' ate burritos every night of the week," he answers. He'd hit up nearby La Cumbre or El Buen Sabor around 300 times a year. Whiz Burger also figured big in George's childhood diet. There was a diner across 16th from The Roxie called Aunt Mary's (George shows me a coin purse from the place while we're recording) that he loved as well. Art was always encouraged at home. George's dad would bring home boxes of fax paper for him to draw on with ballpoint pens. He'd draw and draw and draw, often of things he saw. He remembers staring out the window of their place on 18th and watching cars go by, and he'd draw those. But it wasn't until high school at School of the Arts that George really started cranking it out. At SOTA, teachers encouraged George to draw whatever the hell he wanted to. He remembers drawing a skeleton pushing a paleta cart. When George tells me he attended SOTA 2004–2008, I mention that a number of past guests of this show went there around that time. "[The school] churned out a lot of us," he says. Joe Talbot, who co-wrote, produced, and directed The Last Black Man in San Francisco, went to SOTA in that era. George goes on a sidebar to share a story of getting caught smoking pot by a SOTA vice principal. I ask him to rattle off the SF schools he went to, and George obliges. Waldorf in The Mission for Kindergarten, then a Waldorf school in Pac Heights through eighth grade. They wanted him to attend their high school, but he chose SOTA instead. The Waldorf schools also encouraged art, which George appreciated. The social dynamics could be strange, though. You'd have kids like him who got into that school thanks to financial aid being classmates with kids who lived in mansions. After eighth grade, he needed a change. After he graduated from School of the Arts, George took some classes at City College. He'd been working summers painting houses for his dad, and eventually, college tailed off so he could work more. It also gave George more time for his artistic painting. This was about 20 years ago, and since then, he's been painting murals, hanging out with graffiti painters, doing work on Clarion Alley, and working with Precita Eyes to paint various houses and walls in The Mission. I ask whether George's art has evolved over the years. After thinking it over, he talks about the influence of cars and his mom and dad's comic book collections. He loved his mom's underground comics collections, and talks about going down to 23rd Street with them to Scott's Comics and Cards and SF Comic Book Co. next door. George points to artists like Spain Rodriguez, R. Crumb, and the Hernandez Brothers as having shaped his art from a young age. He'd go to Avalon on Mission for iron-on old English letters to have put on hats. The cholo influence of his neighborhood was seeping in, and George ran with it. The gumball machines on Mission with their foil stickers also played a part. He'd take those stickers home, many with images of cars on them, and draw from them. And of course the cars cruising Mission Street caught his artistic eye. George also touches on some of the violence he witnessed in The Mission in the Nineties, when he was a kid. George and his friends got around on skateboards, beater bikes, and Muni. He's quick to point out how, back in the day, you could take the 26-Valencia if you wanted to avoid potential trouble on the 14-Mission. I ask whether George got into any trouble himself. He says mostly harmless stuff like shoplifting. That was before his aforementioned time at School of the Arts. George has mixed feelings about the art scene, and I get it. He's had his art in shows, but prefers bookstores or community-oriented spaces vs. white-walled galleries. He doesn't feel like the audience that goes to those spaces is his. When he talks about painting at home after a long day at work, I ask George to talk about that work. He's currently part of a crew painting the new container cranes in the Port of Oakland. The ILWU is assembling the cranes and George and others use marine enamels to make the cranes look good. We end the podcast with how you can find George and his art. "You can find me on 24th Street," he says. No website. He's on Instagram at @paintergeorge415. We recorded this podcast at George's home in South San Francisco in April 2026. Photography by Nate Oliveira

Even some the highest-rated bonds offer currently attractive yields.   Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com   MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Like so many Muni riders, comedienne Julia Jackson has perfected the art of sizing up her fellow bus passengers in a glance, and she takes more than a little satisfaction in how often her assessments turn out to be right. But she worries about the distance her snap judgments can create between her and other riders, and she knows firsthand how isolating it feels to be on the receiving end. It's the times when she's wrong about a stranger on the bus—or they're wrong about her—that the magic happens. Julia had us laughing at our Wayfinding Show in 2025 as she recounted some of her favorite "terminator scan" misfires on Muni, and how they brought her closer to her fellow riders.

In this episode, Liz Ann Sonders and Collin Martin explore how rising Treasury yields and persistent inflation pressures are reshaping the relationship between stocks and bonds, reviving a more volatile, “temperamental” market regime where higher yields can weigh on equities. They discuss the likelihood of a “higher for longer” rate environment, the challenges facing incoming Fed leadership, and why rate cuts appear increasingly unlikely in the near term. The conversation then shifts to municipal bonds with Cooper Howard, who explains how munis work, why their tax advantages make them especially attractive for higher-income investors, and how to evaluate them relative to Treasuries and corporate bonds. He highlights that while munis are generally high quality and relatively stable, investors should still pay attention to credit risk, valuation metrics like the muni-to-Treasury ratio, and strategy considerations such as bond ladders. Finally, Collin and Liz Ann look ahead to next week's upcoming macroeconomic indicators and key data releases.  On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts.   Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk. Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Charles Schwab Investment Management, Inc., dba Schwab Asset Management does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax. A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio. As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances. Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in the fund. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions Correlation refers to investments that tend to move in opposite directions: when one rises, the other falls. (0526-KSY4) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ed. note: We recorded this episode outside on a windy day near The Bay. Apologies for the wind gusts you'll hear throughout. Jenny Chan found Storied: San Francisco thanks to Toshio from Sad Francisco. Jenny and I kick off her episode talking about Toshio, in fact. Jenny was born in Hong Kong. Growing up, her dad's mom babysat her a lot. Young Jenny really loved anime and would turn it on at grandma's house. When she did this, her Chinese grandmother would get upset, and Jenny didn't know why. She thought maybe her grandma was senile. Later in Jenny's life, when her grandmother passed away and she helped clean and organize her home in China, she discovered items her grandma kept that pointed to a life spent under Japanese occupation before and during World War II. We mentioned anime, but when Jenny was a kid, she just loved Japanese culture all around. She indulged in manga whenever she could save up enough money. As with the anime, her grandma didn't take kindly to these Japanese things in her home. When she was 10, Jenny's parents split up. She and her older brother then joined their mom and moved to the US. When Jenny remarks that she's not sure how her mom did it, we go on a sidebar. Jenny shares that her mom grew up during the time of the US war in Vietnam, so she's a survivor. I add that, simply, women are amazing. In US schools, Jenny learned about the Holocaust. She also learned about Pearl Harbor, but like most school-age kids in this country, it was in the context of what got the US into WWII. Japanese colonialism and dominance in east Asia never really came up. Her family came straight from Hong Kong to San Francisco in 2000. Members of her mom's family had already been here, dating back to the Seventies and Eighties. Jenny and her mom and brother lived in the Tenderloin when they arrived. She saw the dirty streets in that hood and wondered why they traded Hong Kong skyscraper living for this. Her mom told her that for many reasons, including not having to buy school uniforms, life in SF was more affordable. Jenny's run of schools in The City—Lafayette, Presidio, Washington High. I ask her if she experienced culture shock moving halfway around the world. She says yes and points to knowing only people from Hong Kong when she lived there. Here, she quickly learned that there are folks from all over China and differences abound. She says also that Chinese people she met in San Francisco or The Bay were stuck in whatever era they moved here during, and that was sometimes startling. We go on a sidebar here after Jenny asks me about my own move here from Texas in 2000. Jenny spent a lot of time in the school library, including during lunches. She dedicated herself to learning from an early age. She recognized the hardships her family was going through and saw education as a way to climb out of that. She used her 45-minute Muni commutes from the Tenderloin to school in the Richmond to read and do homework. Her mom worked in restaurants here in The City. Jenny would go with her mom to places like the bank to do the translation. Jenny was learning about life in the US in real time and for practical reasons. At my prompting, Jenny and I rap about all the awesome food in the Little Saigon area of the Tenderloin. I share the story of coming home from my trip to Vietnam and eating at Turtle Tower right away because I missed the food of that incredible country. Jenny lived in the Tenderloin through all her public school days in San Francisco. When her paternal grandmother passed away, she went back to China to clean out her home, as we've mentioned. And that's when Jenny and other members of her family started finding items—military yen, rice-rationing coupons—that pointed to life spent under occupation. Back home, Jenny had found a decent job after college, but was feeling stuck. The revelation of her grandmother's lived experience was a light bulb. It was around this time that Jenny realized a massive hole in her US education. Why didn't she learn about the Japanese occupation of Hong Kong, for example? Most of the emphasis was on the war in Europe, with Pearl Harbor and later the nuclear bombing of Hiroshima and Nagasaki being the main subjects of the history of war in the Asian theater. In her own words, Jenny went "into a deep rabbit hole" to learn those untold stories. Her first stop was the library, where she discovered books like The Rape of Nanking by Iris Chang and The Rising Sun by John Toland. The more she learned, the more she sought existing nonprofits she could join forces with to amplify the stories of the Japanese occupation of China. To her dismay, there weren't any. It was around 2012 or 2013, and Jenny figured that she already knew how to live without much income. And so, she decided to start her own company—a nonprofit dedicated to getting those stories out to the world. Pacific Atrocities Education was born. Check back Thursday for Part 2 with Jenny Chan. We recorded this episode at Fort Mason in April 2026. Photography by Jeff Hunt

I was thinking about Prahlāda Mahārāj. kaumāra ācaret prājño dharmān bhāgavatān iha durlabhaṁ mānuṣaṁ janma tad apy adhruvam arthadam (SB 7.6.1) He talked about how one should start the process of education very early. He got direct knowledge from Nārada Muni. But most people don't get that benefit, so it's very difficult to be on track. In fact, it is impossible without some knowledge intervention. anarthopaśamaṁ sākṣād bhakti-yogam adhokṣaje lokasyājānato vidvāṁś cakre sātvata-saṁhitām (SB 1.7.6) The Bhāgavatam says most people are in ignorance: lokasyājānato vidvāṁś. Cakre sātvata-saṁhitām— Śrīla Vyāsadeva's anxiety was that everyone should have the Bhāgavatam, or I should say, his anxiety is that everyone doesn't have the Bhāgavatam, and they should have it. Our whole bent in Kṛṣṇa consciousness is towards education. Those who come can hear, and those who can't come, they should be able to hear also. We should reach out to them and give them an opportunity. Humans can self-educate also, in the sense that if they're smart enough to learn how to read—or even if they can't read, if they just hear from another person who's giving parampara knowledge—then they can come out of ignorance. But it doesn't happen automatically, and it definitely doesn't happen if there's an inculcation of ignorance. anyad evāhur vidyayā- nyad āhur avidyayā iti śuśruma dhīrāṇāṁ ye nas tad vicacakṣire (Śrī Īśopaniṣad Mantra 10) There's a big difference, what kind of knowledge you get, or if you're given ignorance as so-called "knowledge." ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://vaisesikadasayatra.blogspot.com/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://www.bbtacademic.com/books/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 https://thefourquestionsbook.com/?utm_source=youtube&utm_medium=video&utm_campaign=launch2025 ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna #spiritualpurposeoflife #krishnaspirituality #spiritualusachannel #whybhaktiisimportant #whyspiritualityisimportant #vaisesika #spiritualconnection #thepowerofspiritualstudy #selfrealization #spirituallectures #spiritualstudy #spiritualquestions #spiritualquestionsanswered #trendingspiritualtopics #fanthespark #spiritualpowerofmeditation #spiritualteachersonyoutube #spiritualhabits #spiritualclarity #bhagavadgita #srimadbhagavatam #spiritualbeings #kttvg #keepthetranscendentalvibrationgoing #spiritualpurpose

The municipal bond market has shifted in recent weeks, with higher yields, heavier supply, and ongoing volatility shaping investor sentiment while also creating new opportunities across the market. In this episode of Muni 360: Monthly Market Insights, Eric Kazatsky sits down with Jack Muller from the MacKay Municipal Managers credit team to discuss the recent backup in yields, Treasury-driven market moves, and the technical factors influencing municipal performance. They also explore why higher yields may be improving opportunities for after-tax income investors, how supply trends inside 10 years are affecting the market, and why fundamentals remain stable despite ongoing volatility. The conversation also touches on wealth tax discussions and what they may, or may not,  mean for municipal credit. Tune in for a practical look at the key forces shaping today's muni market and where investors may be finding opportunity. Follow Us Twitter @NYLInvestments Twitter @MacKayMuniMgrs Facebook @NYLInvestments LinkedIn: New York Life Investments LinkedIn: MacKay Municipal Managers Presented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. SMRU: 8795990 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most golf courses are designed with the intention to challenge, but Troy Miller's approach aims to inspire community, accessibility, and preservation—bringing a new kind of strategy to the game. From his deep roots with Pete Dye to transforming Charleston's historic Muni course into a masterpiece of design and community impact, Troy's work is redefining what golf can be.You'll hear about the profound impact of community-driven projects—how making golf accessible can foster neighborhoods, preserve local history, and even solve stormwater challenges. Troy shares insights on his philosophy of short grass as the ultimate equalizer, and how his projects serve both serious enthusiasts and the everyday golfer seeking fun and fairness.Whether you're a golfer, architect, or community leader, Troy's insights will inspire you to think differently about how golf can serve everyone—not just the elite, but the everyday player who wants to connect, enjoy, and be proud of their local course. BestBall Links:⛳️ Join the BestBall Golf Club! - https://patreon.com/BestBallGolfClubhttps://BestBall.comhttps://linktr.ee/BestBallhttps://bestball.substack.com - Subscribe to Par 3 Thursdays!Friends of BestBall:B. Draddy - https://www.bdraddy.com - Enter "BESTBALL20" for 20% off your orderZero Restriction - https://www.zerorestriction.com - Enter "BESTBALL20" for 20% off your orderFairway & Greene - https://www.fairwayandgreene.com - Enter "BESTBALL20" for 20% off your orderArccos Golf - https://arccosgolf.com - Get 15% off your orderThe Stack System - https://www.thestacksystem.com/discount/BestBall - Get 10% off your orderWestern Birch - https://westernbirch.com - Enter "BESTBALL" in the shipping cart for a free gift with your orderInterested in becoming a sponsor of The Hole Story Podcast? Email info@bestball.com.