Podcasts about accredited financial counselor afc

Health Savings Accounts, better known as HSAs, can be a powerful tool for saving money and reducing your taxes, but they're often misunderstood, especially in the military community, where eligibility can get tricky. If you've ever been confused about how HSAs work, who qualifies, or how they compare to Flex Spending Accounts and TRICARE, you're not alone. In this episode, military spouse and financial expert, Desiree Kaul, breaks everything down. You'll learn what makes HSAs unique, how they can fit into your savings plan, and what military families should know when transitioning out of service or choosing civilian health plans.  Desiree is a CERTIFIED FINANCIAL PLANNER, Chartered Financial Consultant (ChFC®), Chartered Special Needs Consultant (ChSNC®), Military Qualified Financial Planner (MQFP®), and an Accredited Financial Counselor (AFC®). She has experience in financial counseling, planning, and education, including previous work as a Personal Financial Counselor, educating service members on various financial topics. In 2024, Desiree launched her own virtual practice, Kaul Financial Solutions, offering tax preparation, tax planning, and hourly financial advice. In addition, she assisted in the launch of a new mentorship program with The American College of Financial Services to help military, veterans and spouses successfully transition to a career in financial services. https://milmo.co/podcast/what-military-families-should-know-about-hsas For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook  

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Cara Macksoud, CEO of Money Habitudes about changing the way we think about money and financial behavior.In this episode we discussed:Maximizing your joy with you what you to have.Money decisions under pressure can be more expensive.Take the time to commit to learning something about money. Have money conversations openly and non-judgmentally.Money decisions under pressure can be more expensive. Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15-year career as a trader on Wall Street and serving as the Chief Financial Officer for a nonprofit organization in New York City, Cara transitioned into the behavioral finance space. She earned a Graduate Certificate in Financial Therapy from Kansas State University and holds a Bachelor of Science in Finance from the NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association, where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an Accredited Financial Counselor (AFC) candidate.Connect with Cara Macksoud:Website: www.moneyhabitudes.comLinkedIn: https://www.linkedin.com/in/caramacksoud/Mentioned this episode:The Tony Steuer Podcast with Ben Miller: Money Equals Time (here).Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions by Dr. Dan Ariely (Amazon)Dollars and Sense: How We Misthink Money and How to Spend Smarter by Dr. Dan Ariely (Amazon) Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

In this episode of The Miko Love Podcast, host Kumiko Love, an Accredited Financial Counselor (AFC), sits down with Jessica Moorhouse, an Accredited Financial Counselor Canada (AFCC), to explore the unique aspects of their certifications and their shared passion for financial education.They discuss their journeys to becoming accredited, the challenges of working in financial counseling, and the importance of regulatory oversight in the industry. The conversation highlights the shift from one-on-one client work to broader educational efforts, emphasizing financial literacy, budgeting, and support for underserved communities.Jessica also shares insights from her upcoming book, delving into the emotional barriers to financial success and the importance of self-identity, happiness, and community in fostering a healthy relationship with money. EPISODE CHAPTERS00:00 Introduction to the AFC Designation02:46 The Unique Value of AFC Counseling06:02 Personal Journeys to Becoming AFCs09:11 The Importance of Financial Education12:03 Challenges in the Financial Counseling Field14:51 Navigating the Financial Industry Landscape17:57 The Role of Regulatory Bodies21:07 Transitioning from One-on-One to Mass Education26:21 The Foundation of Financial Education30:33 Understanding Yourself Before Your Money31:58 The Hidden Barriers to Financial Freedom36:37 The Toxic Relationship with Money40:52 Finding Happiness Beyond Financial Success45:47 The Importance of Self-Identity48:13 Book Release and Community ConnectionABOUT JESSICAJessica is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 12 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom comes out on December 31, 2024 (HarperCollins Canada).  Website: https://jessicamoorhouse.com Podcast: https://jessicamoorhouse.com/podcast Book: https://jessicamoorhouse.com/boAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this powerful episode of Real Money, Real Experts, Rachael DeLeon and Dr. Mary Bell Carlson sit down with Dr. Michael G. Thomas Jr., a financial empathy expert and lecturer at the University of Georgia, who is changing the way we think about money and wealth. As an Accredited Financial Counselor® (AFC®), Dr. Thomas's work emphasizes the importance of empathy, self-compassion, and active listening in financial counseling and planning. We explore his unique philosophy that the journey to financial health is deeply relational—not just about personal gain but about shouldering each other's burdens and celebrating each other's successes.Dr. Thomas shares insights from his book, Black Financial Culture: Building Wealth from the Inside Out, and we dive into the impact of brain function on financial behavior and the essential role of data visualization in helping individuals see their financial paths more clearly. Dr. Thomas's message is clear: we don't all start or end at the same place, and it's about recognizing our shared struggles and learning how to thrive collectively.Show Notes:02:41 A Glimpse Into Michael's Keynote Speech 07:21 It's Not You, It's the System 12:22 Digging into Michael's book "Black Financial Culture"17:58 Unpacking cultural norms22:18 The importance of genuine connection 27:13 Why the AFCPE Symposium is a constant 29:58 Michael's 2 Cents Show Note Links:LinkedIn https://www.linkedin.com/in/moneyandwellness/Twitter @ModomsolutionsInstagram @modomsolutionsTik Tok @modomsolutionsWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In this insightful episode, Tiffany Grant welcomes Justin Chastain, a seasoned Certified Financial Planner (CFP) and Accredited Financial Counselor (AFC). With a blend of personal anecdotes and professional expertise, Justin shares his journey into the world of financial planning, punctuated by the emotional experiences that shaped his career path—most notably, the impactful lessons from his late mother.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-planning-with-empathy/Key Topics DiscussedJustin's JourneyJustin's personal story and why he chose to become a financial planner.The emotional drive behind his mission to help others manage their finances.Living with PurposeThe importance of aligning financial habits with personal values.The philosophy of “Don't buy green bananas” and its meaning in financial planning.Mental and Physical HealthThe interconnectedness of mental, physical, and financial health.How life events can influence financial habits and the importance of balanced living.Choosing a Financial PlannerKey questions to ask potential financial planners.Understanding fiduciary duty and transparency in financial advisory services.Insights for Financial Well-beingBalancing debt freedom with living a fulfilling life.Strategies for ensuring your financial choices align with your life goals.Episode HighlightsJustin emphasizes the importance of giving your dollar a purpose and empowering it to work for you.His expertise on making financial planning enjoyable and less daunting for clients.How to identify a trustworthy financial advisor and ensure their interests align with yours.Tiffany and Justin discuss the significance of being authentic both in life and in financial planning.Justin Chastain, CFP, AFCEmail: justin@parallelfinancial.comLinkedIn: Justin ChastainCompany: Parallel FinancialTiffany GrantWebsite: Money Talk With TiffSocial Media: @moneytalkwithtAdditional ResourcesLearn more about financial planning at Parallel FinancialSubscribe to the podcast for more financial insights and advice.Don't forget to subscribe, rate, and review the Money Talk With Tiff podcast. Share this episode with friends and family who might benefit from Justin's valuable financial planning insights.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

  This episode was recorded and aired LIVE on April 8, 2024.   Welcome back to another episode of Think Like a Saver! Today, we're diving into SEASON 2 with a LIVE pop-up episode to kick off America Saves Week.  Whether you're just starting to take control of your financial situation or you're looking to reset your financial goals, this episode is for you.  The America Saves Team is joined by guests Andi Wrenn, MA, AFC®- AFPCE Board of Directors and Andrée Taylor, SVP- Financial Stability Program Manager, Bank of America to discuss a topic that many of us can relate to...feeling overwhelmed by our finances. During the episode, we'll dive into...   Getting a Clear View of Your Finances  The importance of taking a step back and assessing your financial situation.  Tips for organizing your finances and creating a budget that works for you.  How to track your spending and identify areas where you can cut back.  Seeking Support  Seeking support through free financial coaching and counseling services.  The benefits of having a professional guide you through your financial journey.  Media Literacy and De-influencing  The role of media literacy in navigating financial advice.  How to discern between helpful financial guidance and harmful influences.  Strategies for de-influencing and focusing on your own financial goals.  Understanding Consumerism  The impact of consumerism on personal finances.  Tips for combating the urge to overspend and prioritize saving.  The importance of mindful consumption in achieving financial stability.  Generational Differences  Exploring how different generations approach money management.  Understanding the unique financial challenges faced by Gen Z, Millennials, Gen Xers, and Baby Boomers.  Tips for bridging the generational gap and learning from each other's financial experiences.  Mental Health and Psychology  The intersection of mental health and financial well-being.  Strategies for managing stress and anxiety related to money.  How understanding our emotions can help us make better financial decisions.  Thank you for tuning in to season 2, episode 11 of Think Like a Saver! We hope you've gained some valuable insights into overcoming financial overwhelm and taking control of your financial future. Remember, no matter where you are on your financial journey, it's never too late to start saving.     LINKS:  Connect with Andi Wrenn on LinkedIn.   Connect with an Accredited Financial Counselor® (AFC®) here..   Connect with Andrée Taylor on LinkedIn.   BetterMoneyHabits.Com.  

Forbes, Entrepreneur Magazine, The Grio, Black Enterprise, 2x Author Recently Rahkim wrote in Entrepreneur Magazine""I Went Viral for Quitting My Job Because It Was Impacting My Mental Health. Here Are the 4 Things I Did to Prepare for Full-Time Entrepreneurship.Want to 'fire' your boss? You'll need to be prepared."Rahkim Sabree Mission is.............. "To inspire multi-generational growth; spiritually, mentally, and physically through the lens of my words and experiences."From Section 8 to Owning Multiple Homes, Rahkim has grown from being raised in humble dwellings to reaping the benefits of owning his investments.Rahkim is an Accredited Financial Counselor (AFC®),As a speaker Rahkim has graced stages, classrooms, work spaces, and board rooms serving on panels and delivering workshops, seminars, and keynotes. Most notable of which was the TEDx stage in Hartford, CT. Rahkim is always looking for opportunities to spread his message.On the heels of his new book entitled Financially Irresponsible, author Rahkim Sabree says that closing the financial literacy gap can be done with the establishment of a team.Rahkim is a millennial /Gen Z African American man who's accomplished financial goals like attaining the coveted 800 FICO credit score, to purchasing his first home under 30. He mentions, “These were not things discussed growing up in Mount Vernon, NY.”His hope is to inspire others like him to not only become financially literate, but to share what they know with others.Rahkim's book is packed full of advice, tips, guides, and powerful insights that many people are going to find useful and empowering. For more information about the book, please visit here.He can be reached on Instagram @UnlimitedInvestmentInquiries and is looking to connect with celebrities and influencers who share in his passion to spread Financial Literacy awareness.For more information visit his official web site at rahkimsabree.com© 2024 All Rights Reserved© 2024 BuildingAbundantSuccess!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASJoin Me @ Spot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy: https://tinyurl.com/BASAud 

Ryan Law joins Dr. Dave Schramm and Dr. Liz Hale to discuss managing money withinstrong marriages. He talks about the importance of assuming the best and the 5 Money Habitsto financial success. About Ryan Law:Ryan Law is the Director of the Utah Valley University (UVU) Money Success Center. He is anaward-winning educator who teaches the Financial Counseling courses as part of the PersonalFinancial Planning program at UVU. Ryan is a Certified Financial Planner™ professional (CFP®)and an Accredited Financial Counselor (AFC®). Ryan is the author of the books, “Student LoanPlanning,” “Make Positive Changes” and co-editor of the book “Financial Counseling.” Ryan and his wife, Traci, have been married for 24 years and they live in Utah county with their 5 children. Insights: “I would encourage couples to do two things. First, to not assume bad intent on your spouse's part. And second, to wait until you have all of the facts.” - Ryan Law “Those who give and find a way to give in a way that they both agree to are healthier, happier, and even richer.” -Dr. Liz Hale “Nobody wins really, as soon as it erupts and it becomes emotional when you get defensive and name calling everything you had just doesn't just does not go well” -Dr. Dave Schramm Invites: Think of an experience when you had wrong assumptions about the way that they spentmoney and think about what you could do differently next time to assume the best. Join Ryan Law’s email list to learn about more tips that will help you to master the money side of your marriage Ryan’s Links: https://money-marriage.com/ https://powerpay.org Visit our site for FREE relationship resources and regular giveaways: StrongerMarriage.orgpodcast.strongermarriage.orgFacebook: StrongerMarriage.orgInstagram: @strongermarriagelife Dr. Dave Schramm: https://drdaveschramm.com https://drdavespeaks.com Facebook: https://www.facebook.com/DrDaveUSU Facebook Marriage Group: https://www.facebook.com/groups/770019130329579 Facebook Parenting Group: https://www.facebook.com/groups/542067440314642 Dr. Liz Hale: http://www.drlizhale.com/  

Ryan Law joins Dr. Dave Schramm and Dr. Liz Hale to discuss how partners can have ahealthy money relationship. Ryan talks about the importance of regular financial planningmeetings and understanding your partner’s attitudes, beliefs and experiences with money. About Ryan Law:Ryan Law is the Director of the Utah Valley University (UVU) Money Success Center. He is anaward-winning educator who teaches the Financial Counseling courses as part of the PersonalFinancial Planning program at UVU. Ryan is a Certified Financial Planner™ professional (CFP®)and an Accredited Financial Counselor (AFC®). Ryan is the author of the books, “Student LoanPlanning,” “Make Positive Changes” and co-editor of the book “Financial Counseling.” Ryan and his wife, Traci, have been married for 24 years and they live in Utah county with their 5 children. Insights:  - “People will do things for reasons that make sense to them.” - Dave Schramm - "Today is the right day to start having financial conversations." -Ryan Law - "And it doesn't mean that one is right and one is wrong" - Liz Hale Invites:  - Sign up for Ryan Law’s email list. - Schedule a monthly financial planning meeting with your partner to discuss what youspent last month and make some guidelines for the next month! - Make a separate savings account for a specific fun financial goal! Ex. Disneyland trip,backyard upgrade etc. Ryan’s Links: https://money-marriage.com/   Visit our site for FREE relationship resources and regular giveaways: https://strongermarriage.org podcast.strongermarriage.org Facebook: StrongerMarriage.org Instagram: @strongermarriagelife Dr. Dave Schramm: https://drdaveschramm.com https://drdavespeaks.com Facebook: https://www.facebook.com/DrDaveUSU Facebook Marriage Group: https://www.facebook.com/groups/770019130329579 Facebook Parenting Group: https://www.facebook.com/groups/542067440314642   Dr. Liz Hale: http://www.drlizhale.com/    

Are you concerned that lifestyle creep is silently stealing away your financial stability? Tiffany Grant, Accredited Financial Counselor (AFC), shares her personal story of how lifestyle creep caused her credit card debt to skyrocket. Plus, she outlines her top tips on how to avoid the trap of income-driven spending. Get the insights you need to keep your finances in check and practice sustainable living – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are looking for guidance on how to keep your lifestyle expenses in check, I am here to assist you. Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You Budgets! My Favorite Topic! Learn Why! Tiffany's Take: SMART Goals

Today I am joined by Leah Hadley, the Founder and CEO of Great Lakes Divorce Financial Solutions. Leah is on the show to talk about financial preparation before, during, and after a divorce. She provides some incredible tips on how to set yourself up so you are knowledgeable about your finances as well as planning for the next steps. Leah provides a full list of items in this episode for you to collect throughout the divorce to be successful. Tune in today so you can be prepared!  In this episode: [2:04] What led Leah to help people through finances and divorce? [7:52] What things should people prepare before a divorce? [11:04] Is there ever a negative implication for running your credit report? [12:10] How to get the education to be knowledgeable during the divorce process. [16:03] What questions do you need to ask yourself when splitting up assets to ensure that you have financial security? [20:13] What to look at and how to set yourself up for success post divorce.  Key Takeaways:  Divorce provides you with an opportunity to determine your own values. Many times we negotiate our values or lose sight of them while in a marriage, so this is a time to reclaim your life. Many people find themselves in a way after divorce that is truly beautiful. Understanding the current financial situation is essential when going into a divorce. Being aware of what the budget is, what your fixed expenses are, and where there is financial liquidity will lead to coming out on the other side in a better situation. Things will likely shift post divorce as far as expenses and the luxuries that you are able to have. That isn't necessarily a bad thing, as you may end up realizing that you feel better in a different home or with a different vehicle. Less financial stress leads to a more peaceful life and home.  Quotes:  “If you're stressed, you're financially strapped to try to stay in this home, that just creates a lot more angst around the whole financial situation, and it just gets worse. It doesn't get easier, it compounds if you're already in a tight financial situation.” - Leah Hadley  “When you get to reclaim your life in this next chapter, you get to decide what am I going to prioritize, what are my values?” - Leah Hadley Guest Bio:  As the Founder/CEO of Great Lakes Divorce Financial Solutions and Great Lakes Investment Management, Leah strives to help clients secure their financial independence through a strategic financial planning process.  Leah is a sought-after speaker on overcoming financial setbacks, avoiding financial mistakes in divorce, and overcoming financial abuse. She has contributed to numerous books and online publications and is the author of When It's Just Not Working: A Practical Divorce Guide for Stay-At-Home Moms. She earned her BA from Bryn Mawr College and holds an MA from Ursuline College. In addition to being an Accredited Financial Counselor (AFC) and Certified Divorce Financial Analyst (CDFA), Leah is a trained mediator with 100+ hours of training in conflict resolution.  Above all, Leah truly enjoys helping her clients succeed and reach their most cherished goals. Actively involved in her local community, she is a longtime member of the Rotary, the National Association of Women Business Owners (NAWBO), and the PTA. Leah enjoys reading, hiking, and spending time with her three children and four dogs in her spare time. Resources:  Great Lakes Divorce Financial Solutions Watch Her Thrive Facebook Group Lesa Koski Website Lesa's Online Courses To receive real-time alerts that your child is safe and to receive $50 off your Soberlink device, visit https://www.soberlink.com/partners/different   The Onward app was made for divorced parents to help track, share, and split their children's expenses. Download The Onward App today for iOS or Android!

SEASON 04: WICKED GOOD WELLNESS | EPISODE 02 Financial Wellness with Julie Beckham Today we are discussing Financial Wellness with Julie Beckham. Julie is Rockland Trust's AVP Financial Education Development and Strategy Officer. If she has visited your kids school, they might already know her as Ms. Money! Julie is taking a topic that can feel uncomfortable and vulnerable to discuss, and helping us to learn how to best secure our financial futures. She wants moms specifically to understand the importance of being involved with the household finances. Julie's passion for this work shines through and you are going to love hearing from her. About Our Guest  JULIE BECKHAM is the creator of Ms. Money and the Coins®, a musical about saving, sharing and spending money, and the No Shame in this Money Game podcast. Not everyone thinks personal finance is a topic to sing and dance about, but Julie has made a career out of it! She is also AVP/Financial Education Development and Strategy Officer at Rockland Trust Bank. A Certified Financial Educator (AAFCS), an Accredited Financial Counselor (AFC) and a graduate of New York University's Tisch School of the Arts, Julie creates and implements engaging and entertaining financial education programming for colleagues, customers and the community. Before coming to Rockland Trust, Julie was the Community Relations Manager at Blue Hills Bank where she managed the bank's charitable foundations, sponsorships, matching gifts and volunteer programming. While in that role she developed a deep appreciation for the impact local nonprofits make on individuals and families in the Greater Boston area and has become involved with several organizations since. Julie is a five-time rider of the Pan-Mass Challenge, a member of the Advisory Council of Boston Money Management at Ethos, a Selection Committee Member of Citizens' Housing and Planning Association (CHAPA), the Vice-Chair of the Town of Canton's Diversity, Equity and Inclusion Committee and a member of YW Boston's LeadBoston Class of 2023. Julie is also the mother of a two teens and the bonus mother of two more!  How to Keep in Touch  No Shame in This Money Game podcast Ms. Money's Classroom Follow Rockland Trust on Instagram Follow Rockland Trust on Facebook About Our Sponsor Boston Ballet School (BBS), founded in 1963, is housed in two convenient state-of-the art locations. The Boston studio, located in the historic South End of Boston, is also the headquarters of the Boston Ballet Company. The Newton studio, located 10 minutes outside of Boston, is Universal Design for Learning compliant. The incremental curriculum for students ages 16 months through adult begins in the Children's Program introducing students to the educational journey of dance training. Progressing into our Classical Ballet Program, students learn and grow in a professional ballet setting surrounded by world-class faculty and artists. BBS also offers Adaptive Dance classes designed to meet the needs of all abilities and an Adult Dance Program for continuing education. What is the Wicked Good Momcast? WHO | The Wicked Good Momcast is hosted by Shannon Gibson + Meghan Block, two local moms with a heart for community and with an undeniable connection that we hope you'll hear through our voices.  WHAT | In each episode, you'll hear from local + national experts in various spheres relevant to parenting, local moms and business owners who you should know about, and special guests! WHERE | You can listen wherever you listen to other podcasts! Please subscribe so you never miss an update! WHEN | New episodes drop the first and third Tuesdays of the month.  HOW | Are you someone we should interview? Is there a topic you want to be sure we cover? Are you a local brand looking to expand your marketing efforts with Boston Moms? Email shannon@bostonmoms.com to chat or share your thoughts – we would love to hear from you!

What is financial abuse? The answer can be quite complex, so Michelle Dempsey-Multack invited Leah Hadley on the podcast to educate listeners as to what to look for. Leah is a financial counselor and certified divorce financial analyst and will give listeners an in depth look at: Understanding your financial situation Creating a realistic plan Keeping a close eye on finances during the divorce process Empowering yourself to have financial security in the future Being mindful of your spending during and after divorce AND MUCH MORE! Leah Hadley, a nationally recognized financial empowerment expert, is committed to providing personalized compassionate financial guidance through life transitions. She will tell you she's had many challenging financial times in her adult life–becoming a parent of three overnight, getting divorced, and building a business from the ground up, to name a few. These have been times when her ability to hunt down appropriate resources and careful financial planning was critical to her peace of mind. A former investment analyst, sought-after speaker, and award-winning financial planner, Leah is the founder of Great Lakes Investment Management and Great Lakes Divorce Financial Solutions. As an Accredited Financial Counselor (AFC®️), a Certified Divorce Financial Analyst (CDFA®️), and a mediator, Leah uses her knowledge and more than 15 years of experience to help her clients make intentional financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC) and a lecturer at the University of Georgia. His research focuses on financial empathy and self-compassion, data visualization's effects on financial behavior, and the connection between brain function and money. Wes and Dr. Thomas dive deep into the pivotal moments of his life that catalyzed his passion for teaching financial wisdom - from growing up in Gary, IN, losing his sister to domestic violence, to earning his Ph.D. and becoming an Accredited Financial Counselor. Michael has emerged as a trailblazing leader in promoting financial well-being and sustainable wealth creation for a more equitable future.Dr. Thomas is also the founder of the virtual financial coaching service Modom Solutions and the author of the book Black Financial Culture: Building Wealth from the Inside Out. Learn how vulnerability plays a key role in social capital theory and Black financial culture, and how rock bottom experiences shape our paths to generational wealth. Dr. Michael Thomas InstagramModom Solutions - - - - - - - - - - - - - - - -Learn more about Analog AdvisorAnalog Advisor is a production of Palm Tree Pod Co.Subscribe Apple Podcast | SpotifyFollow Us Twitter | LinkedIn | WebsiteHave thoughts or ideas for future topics or episodes, email us at hello@analogadvisorpodcast.com

Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)?  In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation   Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca Wiggins

Are money and wealth the key to happiness? Dr. Michael Thomas believes it's not that simple. In his new book "Black Financial Culture Building Wealth From the Inside Out" he dives into how financial freedom must be paired with internal wisdom for true fulfillment. Don't miss this exclusive look at how prioritizing money within a capitalistic system can be an invaluable tool for success - and why understanding the 'why' behind our financial habits is essential for unlocking true potential and power. Don't miss this chance to take charge of your finances, and make sure that money works for you! About Our Guest Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy and self-compassion, data visualization's effects on financial behavior, and the connection between brain function and money. Dr. Thomas's philosophy on how to effectively interact with money can be summed up in his Ted Talk: Financial Empathy: Understanding the Story Beneath the Numbers. Utilizing financial empathy as a process for active listening and the creation of client-focused financial recommendations are reflected in two financial literacy and capability programs he helped create: Money Dawgs and Discovering Money Solutions. Dr. Thomas is also the founder of Modom Solutions - a virtual financial coaching service he has been providing since 2015. He is also an author of the book Black Financial Culture: Building Wealth from the Inside Out. To learn more, visit his website: www.BlackFinancialCulture.com Connect With Dr. Thomas Twitter: @ModomSolutions Instagram: @ModomSolutions Facebook: @ModomSolutions

Building generational wealth is not just about financial gain; it's about breaking the cycle of poverty and creating a legacy for future generations.  This week on The Abundant Living Podcast, we sat down with Michael Thomas to discuss his new book, “Black Financial Culture: Building Wealth From The Inside Out”. Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®), a lecturer at the University of Georgia, and the founder of Modom Solutions - a virtual financial coaching service. His research focuses on financial empathy and self-compassion, data visualization's effects on financial behavior, and the connection between brain function and money.  His Ted Talk: Financial Empathy: Understanding the Story Beneath the Numbers, summarizes his philosophy on effectively interacting with money. By utilizing financial empathy as a process for active listening, Dr. Thomas is helping black families create sustainable wealth by first navigating healing and forgiveness. Let's Embrace Abundant Living: 07:00 - How To Navigate Black Culture 09:30 - Break Down The Beliefs That Bind You     21:45 - Forgiveness Is Found in God's Grace 32:40 - How To Create Sustainable Wealth 40:15 - Take Ownership In Your Own Journey Black Financial Culture Takeaways “Money is not the main thing; you are.” - Michael Thomas  “I can be empathetic and compassionate to my past self so that I can be victorious in my current self.” - Michael Thomas   “Somebody has to be all in before everybody is going to be all in.” - Michael Thomas  “Forgiveness is a financial wellness and wealth strategy.” - Michael Thomas   “We can walk through the promises of God to remind ourselves, to unbound ourselves, to what our past was.” - Michael Thomas “Take ownership in your own journey.” - Michael Thomas  “Walk into the fullness of who you are.” - Michael Thomas  “God has always been my safety net.” - Michael Thomas  “You have to keep the bag that you've secured, not just get the bag.” - Michael Thomas “Abundant Living, for me, is learning how to love yourself.” - Michael Thomas SPONSOR This episode is brought to you by our  Wealth and Wisdom Steward Circle! If you're seeking a community rooted in faith that can help you improve your financial situation, the Wealth and Wisdom Steward Circle is the place to be. Our membership is tailored for Christians who want to establish better financial habits and attain financial stability and freedom. With our biblical finance curriculum, group coaching, and community, you can take control of your finances and achieve your goals. Connect with Michael: Instagram: @modomsolutions | https://www.instagram.com/modomsolutions/ Email: modomsolutions@gmail.com  Website: https://www.blackfinancialculture.com/ Book: https://a.co/d/gZhw6Gv Let's Connect: Connect with Weslia Echols, AFC®  and  Willa Williams, AFC®,  Trinity Financial Coaching Instagram: @mytfcoach | https://www.instagram.com/mytfcoach/ Facebook: @mytfcoach | https://www.facebook.com/mytfcoach Website: https://www.mytfcoach.com/ Schedule a 30-min Discovery Call: https://www.mytfcoach.com/book-online

Making change can be difficult. It's usually something new that takes time and motivation to stick with. But what if you created a system to help you make the changes you want in life and keep them for the long haul? In this episode, Dr. Ryan Law breaks down why change is difficult, the human behaviors behind it, and the systems you can create to improve your finances.  Ryan Law is award-winning educator who teaches in the Personal Financial Planning program at Utah Valley University. He is a Certified Financial Planner™ professional (CFP®) and an Accredited Financial Counselor (AFC®). Show notes can be found here: https://laceylangford.com/podcast/system-to-make-change/

Helping others improve their financial lives can be rewarding. Do you have a passion for personal finance and want to make it a career? If you're a military spouse, now is a good opportunity to get started. In this episode, Accredited Financial Counselor (AFC) candidate Dr. Brandon Shurn discusses the 2023 FINRA Foundation Military Spouse Fellowship. We discuss what it is, employment opportunities, and how you can apply.  Brandon is a military spouse, mental health professional, and counselor educator, holding a Doctor of Philosophy in Counselor Education and Supervision and a Master of Science in Clinical Mental Health Counseling. He is also a 2022 FINRA fellow, currently working on completing his experience hours to qualify for his AFC designation.  The show notes can be found here: https://laceylangford.com/podcast/2023-military-spouse-finra-fellowship

How does ADHD effect money? Budgeting? What are some tips or tricks to work with money while dealing with ADHD? In this week's episode, Shawn & George interview Tamika Howell.  Tamika is a Financial Educator who teaches busy and easily distracted Black women how to align their money with their values through one to one coaching and educational content on various social media platforms. Her primary focus is budgeting, saving, and debt management for those overwhelmed by their finances and unsure where to start. Tamika knows the feeling firsthand. As a Black woman living with ADHD, she created Organize Your Money as a safe space to ask questions and not feel alone on your financial organization journey. Tamika is a Certified Financial Education Instructor (CFEI) and a candidate for Accredited Financial Counselor (AFC). She also holds a bachelor's degree Finance and spent her early career working as a corporate Tax Analyst. Some of Tamika's suggestions: Automation of payments; Separate accounts; and Use cash You can reach Tamika at Tamika@OrganizeYourMoney.net, or visit her on the web at www.OrganizeYourMoney.net for your free 8 Tips to Organize Your Money. You can also find Tamika on Social Media: LinkedIn - Tamika-Howell Instagram - @OrganizeYourMoney TikTok - @OrganizeYourMoney Facebook - @OrganizeYourMoney Twitter - @OrganizeYourMoney Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

In this episode, I'm chatting with my friend and colleague, Andi Wrenn. She has been involved at the intersection of personal finance and military life for many years now. Andi is an AFC as well as having a masters in marriage and family therapy that helps inform her work with clients. It might surprise you to know that Andi is a career changer having previously been a coach. owning gymnastic clubs, and being a math teacher. After becoming a military spouse, Andi found herself heavily involved in helping other military families with money which led her to the Accredited Financial Counselor (AFC) and officially becoming a personal financial counselor. We also chat about her work helping other people gain experience hours, meet their CE requirements through a program she developed which won the Outstanding Education Program of the year for AFCPE in 2021, and how her work with the AFCPE Board has profoundly shaped her career. Andi is the president elect of AFCPE and shares her excitement and vision for what's next in that role. Be sure to listen to the end where Andi shares some career mentorship tips!  https://www.linkedin.com/in/andiwrenn/ https://www.afcpe.org/about/board-of-directors/andi-wrenn/

Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.   Today I talk with Michael G. Thomas Jr., Ph.D., who is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy and self-compassion, data visualization's effects on financial behavior, and the connection between brain function and money. Dr. Thomas's philosophy on how to effectively interact with money can be summed up in his Ted Talk: Financial Empathy: Understanding the Story Beneath the Numbers. Utilizing financial empathy as a process for active listening and the creation of client-focused financial recommendations are reflected in two financial literacy and capability programs he helped create: Money Dawgs and Discovering Money Solutions. Dr. Thomas is also the founder of Modom Solutions - a virtual financial coaching service he has been providing since 2015. He is also soon to be an author as he expects to release his forthcoming book, Black Financial Culture: Building Wealth from the Inside Out, in the fourth quarter of 2022.       In this episode, you'll discover:

Welcome back to Don't Retire… Graduate! Today's guest is Tiffany Grant, a financial counselor and the host of the Money Talk with Tiff podcast.  Tiffany is a fantastic content creator within the personal finance space—except for her online quiz that must be broken if Eric did not get a perfect score—and is one of the many money nerds making financial literacy accessible to the public.  Listen to her story and take her online quiz (after you listen to Eric giving out the answers, of course) to see if you can beat Eric's 92%.  In this episode we'll talk about: • Tiffany's upbringing that led her to financial and professional success  • Student loans and how to go through graduate school without paying tuition and/or getting paid • Financial literacy and the lack of education in most schools • Extra credit assignments and why those who need help aren't the ones who seek it • The Money Talk with Tiff podcast and how it's helping to spread financial education Visit dontretiregraduate.com for a full transcript of this episode. About Tiffany Grant: Where do I start? I am a self-proclaimed money nerd and proud of it! I live and breathe finances. After years of giving impromptu advice to family and friends, I said why not start a blog? This way all of the knowledge will have an online platform and reach even more people!   From a young age, I was always money-conscious. I remember being as young as 6 and clipping coupons. Did anyone use them? Nope, but I found joy in going through the motions. When I got my first job at 16, I used coupons to get more bang for my buck. Once I saw how helpful they were, I used coupons for everything! Cashiers were impressed by a teenager leaving with a cart full of items for only $20.   ​As time progressed, I wanted to do more with my money. I started investing at the age of 19. I had amassed a few thousand dollars but decided to sell it all when times got rough. Big mistake but I had to do what I could.   I bought my first house at the age of 26. How? By saving, keeping a close eye on my credit, and living well below my means. Frugal is my middle name! Wealth-building is all about having goals and being laser-focused on accomplishing them. My next goal is to be debt-free (except the house) by age 30. What makes this even more amazing is I did it all while being a single mother of two little boys, working full-time, and going to school. Now, what's your excuse? Let's get started! Time is ticking! I have a Bachelor in Business Administration with a concentration in Management, Master of Business Administration (MBA), Accredited Financial Counselor (AFC), SHRM-CP, Lean Six Sigma Yellow Belt, and years of experience helping people like you! https://www.moneytalkwitht.com/

Episode 18 is all about how to start investing as an immigrant, featuring Adina Appelbaum, Esq., Immigrant Finance. Adina Appelbaum, Esq., is an Immigration Attorney, Accredited Financial Counselor (AFC)®, and Financial and Business Coach. She is the Co-Creator and Co-Founder of Immigrant Finance, an education, and coaching company that empowers immigrant families with personal finance education and online business development so they can make the shift from surviving to thriving and building generational wealth. In this episode, we covered: Adina's money journey How to help the immigrant community. How to start building your wealth journey as an immigrant. What are the legal requirements for immigrants to invest in the US.  How to decide if prioritize debt or investing. How to overcome mindset blockers that limit the immigrant community. How to prioritize your wealth-building journey. How to balance running a business and being a mother. And Much More! You can follow Adina on Instagram or visit her website. For more information on this episode, go to www. sayholawealth.com Ready to build generational wealth? Apply to work with Luzy for Financial Coaching. Apply to work with Luzy for Business Coaching You can follow Luzy on Instagram  Love this episode? Leave us a review if you listen to Apple Podcast.  

Celebrating 30 years of the AFC® means celebrating the incredible impact it has made over the years! This week we had the pleasure to speak with Sarah Bainton Kahn and Pam Fraser, two women who played instrumental roles in the success of the CFPB's Financial Coaching Initiative, which ran from 2015 to 2019. The initiative provided financial coaching services to veterans as well as individuals and families in economically vulnerable communities and uniquely set a high standard by requiring that all coaches held both the Accredited Financial Counselor® (AFC®) and the Financial Fitness Coach (FFC®) designations.In our conversation, Sarah and Pam fondly reminisce about the program – sharing the missteps, the successes, and the impact. They talk about the importance of meeting clients where they are, building relationships, and finding your champions. This episode is full of great insight and we hope it will inspire more programs like this one in the years to come.  Show Notes:2:13 How this initiative with CFPB came to be4:55 How this program served the community7:41 Key aspects of the program that made it successful16:59 Learning takeaways and improvements for the program22:04 Advice for organizations looking to use this model25:18 Pam and Sara's final two centsShow Note Links:Email Sarah or Connect on LinkedinEmail Pam or Connect on LinkedinCFPB Report: Read HereCFPB HomepageFFC CertificationAFC certificationGuide to Remote Financial Coaching Submit an Invitation to Present by June 3rd!

Welcome to the first episode of Yahweh's Money: The Crossroads of Religion & Money Podcast. In this episode meet your hosts, Shay Cook and Vanessa McNelley. Shay is the CEO and founder of Crusaders for Change (C4C), LLC. She is also an Accredited Financial Counselor® (AFC®) and Financial Fitness Coach® (FFC®). Vanessa is an AFC® and a Financial Counselor, Coach & Educator with C4C.Shay and Vanessa both discuss their upbringing, faith, and religious background and how this influenced their views and decisions on money growing up. They both studied religion in college and bring a unique perspective on their experiences with different faiths and religions.   Yahweh's Money will discuss topics such as tithing and giving, with special guests from different faiths and religious backgrounds. Join us for real and honest conversations that will dig deep into feelings and tackle intersections that we may struggle with when it comes to religion and money.    C4C provides financial counseling, coaching, and classes for those who are ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! We would love to hear from you. What are your thoughts on today's episode? How has your faith or religion influenced your finances? If you have any comments, questions, or suggestions on topics you would like to hear on Yahweh's Money, please email yahweh@crusaders4change.org. If the transcript is not available on your podcast directory, please visit our podcast webpage to view it. Follow us on:FacebookInstagramLinkedInTwitter

Da-zha Jones is a CERTIFIED FINANCIAL PLANNER TM and financial coach committed to bringing generational wealth within reach. As a Money Strategist, she will help you organize your finances and make decisions with your money that will enable you to reach your life goals. She'll also help you unlock your full financial potential by changing your relationship with money through a personalized strategy that makes sense. Da-zha made it her personal mission to learn as much as she can about money since coming into the financial services industry in 2013. Her experience includes managing investment portfolios and providing holistic financial planning and education for high-net worth clients ranging from $1 to $5 million in investable assets. Currently, she is the Senior Financial Planner to a group of First Generation Millionaires at Capitalwize, a financial planning firm. She is also the Founder of Guided to Wealth, a financial success firm that serves people through financial coaching and financial education. Da-zha is a graduate of the University of Georgia where she received her Masters of Science in Financial Planning. She is also an Accredited Financial Counselor (AFC®). She is a financial planner/ coach who acts as a fiduciary legally obligating her to act in the explicit best interest of her clients. Da-zha currently resides in Charlotte, North Carolina. Connect With Jacent Text “FREEDOM” to 702 829 5260 IG: @jacentsgems IG: @wealthandwellnessuniversity FB Page: @SixFigureMoneyMindsetCoach FB Group: From $90k in Debt to $90k in The Bank: Building Wealth & Wellness Twitter: @jacentsgems LinkedIn: jacent-wamala-m-s-lmft-aa8baa194 Wamala Wellness Youtube: Jacent at Wamala Wellness Therapy Wealth & Wellness University Youtube: Jacent at Wealth & Wellness University Website: www.wamalawellness.com Join Wealth & Wellness University: https://my.wealthandwellnessuniversity.com/fb-group-a-2101 ____________________ Connect With Da-zha Website: https://www.guidedtowealth.com/ Financial Wellness Quiz: https://www.guidedtowealth.com/financialwellnessquiz IG: @guided2wealth --- Support this podcast: https://anchor.fm/jacentsgems/support

The Money Fit Show Episode #31 Gaming Our Way to Financial Literacy Guest Name: Luke Erickson About Our Guest: Dr. Luke Erickson is an Accredited Financial Counselor (AFC), REALTOR®, and Associate Professor of Personal finance in the Margaret Ritchie School of Family and Consumer Science at the University of Idaho Dr. Luke Erickson and his colleagues have developed several virtual learning activities (games) like Night of the Living Debt and Credit Score Millionaire for high school students and adults. In this episode, Luke shares his thoughts about various learning methods and teaching approaches in personal finance education. Night of the Living Debt and Credit Score Millionaire How we learn differently about money through games Different ways of learning about personal finance, from lectures to classrooms to games How we learn failing and how games offer chances to fail in no risk situations Anybody can be financially successful The approach and qualify of financial education programs matter The value of face-to-face interaction and field trips in learning about finances Invest regularly in your own financial education Links referred to in the episode, and how to connect with the guest, Dr. Luke Erickson: Northwest Youth Financial Education Night of the Living Debt The Credit Score Millionaire Luke Erickson at the University of Idaho Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook: MoneyFitbyDRS Email: Podcast@MoneyFit.org

Don Fulton, Accredited Financial Counselor® (AFC®), Certified Retirement Counselor® (CRC®), and Financial Fitness Coach® (FFC®) with over 15 years of financial experience answers your question about inflation and highlights some ways to minimize it's impact on your budget

How many of us have thwarted our financial success because we allowed shame to keep us bound in an untenable money situation? Today I am talking about overcoming money shame. We must stop money shaming and become open and honest about our financial situations in order to make sustainable and successful money moves. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services. Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney Twitter: https://twitter.com/SevTalksMoney #moneyshame #financialshame #personalgrowth #overcomemoneyshame #overcomefinancialshame #stopmoneyshame #stopfinancialshame #overcomemoneydifficulties #overcomemoneyblocks #overcomingmoneyshame #overcomingfinancialshame #overcomingfinancialanxiety #financialsuccessmotivation #moneymindset #moneymindsetshift #moneyguilt #moneyrelationship #relationshipwithmoney #howtoovercomefinancialshame #howtostopmoneyshame #howtostopfinancialshame --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

In this episode I am talking about ways we can build an emergency fund, then I am sharing some impacts of not having an emergency fund. Finally, I want to share information on a new employer trend in emergency fund savings. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services. #personalfinance #personalfinancetips #managingdebt #budgeting #emergencyfund #buildemergencyfund #startemergencyfund YouTube video on money mindset: https://www.youtube.com/watch?v=rkFaQzmQAp4 Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

In today's episode I am discussing some simple rules of money and personal finance basics. Knowledge of basic money management is necessary for gaining financial freedom. Identifying the what, how, and why should give us a clearer path to making financial decisions. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services. #personalfinance #personalfinancetips #managingdebt #budgeting #studentloans #accumulatedinterest Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

The Money Fit Show Episode #014 First-time Homebuying in a Hot Housing Market Guest Name: Luke Erickson About Our Guest: Dr. Luke Erickson is an Accredited Financial Counselor (AFC), REALTOR®, and Associate Professor of Personal finance in the Margaret Ritchie School of Family and Consumer Science at the University of Idaho Regardless of the housing market location or even performance, buying a home should also involve basic rules like debt-to-income ratios, an affordable monthly payment, and interest rates. No more than approximately 36% of your income should go toward your monthly housing costs. In hot markets, though, financing options and the actual homebuying processes can change when making offers and negotiations. When financial institutions aggressively market to potential homeowners in a hot market, approving applicants not traditionally considered financially unprepared for homeownership, we run the risk of reliving what happened in advance of the Great Recession of 2007 and 2008. Dr. Erickson discusses the meaning of the term being “house poor” and the problems associated with getting into a home that’s too large for your budget. He then brings up a number of options for approaching homebuying if you live in the high-priced market. 1. Homeownership Rules of Thumb for qualifying for a loan 2. Suggested percentage of income that should go to housing 3. The problem with hot housing markets for first-time homebuyers 4. How trends in interest rates may change in relation to the health of the overall economy 5. Painful Consequences when rules of thumb are broken 6. Options for new homebuyers in areas of skyrocketing home prices 7. Comparing home prices and cost of living when opportunities arise around the country Links referred to in the episode, and how to connect with our guest, Dr. Luke Erickson: Cost of Living Comparison Tool from Money Fit by DRS Cost of Living Comparison Tool from BestPlaces.net Northwest Youth Financial Education Luke Erickson, University of Idaho Extension Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode. Connect with the Money Fit Show: Twitter: @MoneyFitbyDRS Facebook: MoneyFitbyDRS Email: Podcast@MoneyFit.org

My guest is Attorney Kyle Landis-Marinello who is a practicing attorney, specializing in environmental and energy law. He received a master's degree in environmental law from Vermont Law School and a law degree from the University of Michigan. When he turned his research skills toward personal finance and investing, he learned how to improve his family's finances by $300,000 in one year. This $300,000 change came from receiving forgiveness of federal student loans, refinancing a home and private student loans, and other methods to make more, spend less, and invest wisely. His passions are family, friends, kayaking, frisbee, board games, comic books, and writing. #pslf #publicserviceloans #publicserviceloanforgiveness #publicserviceloanforgivenessprogram #publicserviceloanforgivenesssuccessstory Kyle's book: https://www.amazon.com/dp/B09484GPWT Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Today's session is a minimalism and debt payoff story with guest Melissa "The Roamer" Neacato. We discuss living with less as well as strategies used to pay off debt and save money. #minimalism #simpleliving #debtpayoff #studentloans Melissa is a speaker and writer. She thinks financial education is vital to creating the life you want. She paid off over 100k in debt in just 3.5 yrs and with her husband, saved their first 100k by the age of 28. She writes about her goals to reach financial independence by 40. Traveling Wallet is about helping families say no to waste and yes to value; figuring out money and minimalism so that you feel secure enough to live your adventurous unique life. As a Latina Melissa strives to make sure Latinx and minorities also have access to this important information. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

In this episode of Digital Mentorship my guest is Jen Swindler. Jen is currently a financial planning researcher at Facet Wealth Management where she supports over 100 financial planners. Jen is a certified financial planner (CFP) and an Accredited Financial Counselor (AFC). We talk about Jen's decision to pursue a career in financial planning, what it's like working at a fintech company and we also talk about her passion for art! Please enjoy this conversation and reach out to me or Jen if you have any questions about pursuing a career in finance.

I am discussing how we can go about setting our financial affairs in order. We should organize our life and simplify things for our dependents. How prepared are we in ensuring our dependents do not flounder in the event of our death? What protections have you put in place if you were to lose the power of speech or unable to communicate your wishes in any way? What happens if you are incapacitated? Organize your life and simplify things for your dependents. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

I am discussing our why. What happens when our why is strong enough? What happens when our why is not strong enough? How do we create a why that pushes us past our obstacles and into our purpose and destiny? Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

In this episode, I'm sharing three tips we can use to create a financial self-care plan. When we talk about self-care, we typically mean emotional, mental, and physical self-care. However, self-care goes beyond those categories. Financial self-care is another very important category that should be considered when we address the subject of self-care. Including financial self-care in our regular routine means we minimize financial devastation from unexpected expenses.  Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money.  Email: severine@sevtalksmoney.com  Website: www.sevtalksmoney.com  IG: https://www.instagram.com/sevtalksmoney/  YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)  Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Divorce takes a toll on us. It is the death of a relationship and as such we need to grieve that death. In an effort to rebound from divorce, we need to learn how to rebuild various areas of our lives. I am sharing ways that we can rebuild our lives after divorce.  Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: @sevtalksmoney YouTube: Dr. Sev Talks Money Twitter: @sevtalksmoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

With Carrie Rattle | MBA, CDFA, AFC | Financial Therapist/Coach & Compulsive Shopping Specialist BIO: Carrie is a 30-year veteran executive of the financial industry, working in both Canada and the U.S, as well as abroad.  She is also a Certified Divorce Financial Analyst (CDFA) and an Accredited Financial Counselor (AFC), the only financial coaching designation recognized by FINRA.  Carrie sits on the Board of Savvy Ladies, a non-profit focused on financially educating women as well as acting as a volunteer. Carrie trained with Psychotherapist & Founder of MoneyHarmony Olivia Mellan. Olivia is a money psychology pioneer and critically acclaimed author who has been hosted on Oprah and other nationwide media. Carrie has delivered keynote speeches and has been quoted in media such as CNBC, CBC, NextAdvisor | TIME, Yahoo! Finance, Success Magazine, Jean Chatzky “Her Money”, Blog Talk Radio, Vox and Mel Magazine. Highlights: Learn what core human needs we are trying to fill (when shopping)How shopping becomes a coping mechanismHow to begin unwinding overshopping behaviours by finding healthy alternativesWhat is impulse shopping vs compulsive shoppingLearn 3 core techniques and tools to help with over shoppingWhat are we really looking for when shoppingWhat retail trends will affect over shoppers? Links: Carrie's FacebookLinkedIn: Carrie RattleCarrie's Website Behavioral CentsCarrie's Website Stopping Overshopping

Hello friends, In today's episode, we are talking about the powerful mind and how it can influence achieving our goals and even how we look at money. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: @sevtalksmoney YouTube: Dr. Severine Bryan Twitter: @sevtalksmoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Brian talks with Pamela Capalad, a CFP, Accredited Financial Counselor (AFC), and the founder of Brunch & Budget. Through Brunch & Budget, Pam helps people who feel ashamed or embarrassed about money have a safe and friendly place to talk about it and make real financial progress. Pam shares why it's important to tackle both the technical and emotional sides of money and why running a business mostly sucks.

 Leah Hadley will tell you she's had a lot of challenging financial times in her adult life-becoming a parent of three overnight, getting divorced, and losing her job, to name a few. These have been times when her ability to hunt down appropriate resources and careful financial planning was critical to her peace of mind.Now a best-selling author, Certified Divorce Financial Analyst (CDFA) and an Accredited Financial Counselor (AFC), Leah is the founder of Great Lakes Divorce Financial Solutions and Great Lakes Investment Management. She uses all of her knowledge and 15 years of experience to help her clients make wise financial decisions so they can begin the next phase of life with the strongest possible financial foundation. Leah is committed to strengthening families through financial wellness.Learn more about Leah and the ways she can help you become MoneyWise at www.WatchHerThrive.co.Also, If you haven't done so already, subscribe to the podcast. I'm adding a bunch of great stuff that you won't want to miss! SUBSCRIBE NOW!Have you downloaded your FREE Tidy Checklist? Click HERE!

Brandy Baxter is an Accredited Financial Counselor® (AFC) and a Financial Fitness Coach® (FFC), and the owner of Living Abundantly, a financial education and coaching company. She partners with families who are ready to live an abundant financial life. She is the creator of The Three Little Divas and Co-Founder of Black Girl Financial Magic. As a financial coach and educator, Brandy has witnessed families realize their financial dreams of saving for a vacation, purchasing homes, paying off debts, and no longer living paycheck to paycheck. Brandy is an Air Force Veteran, dynamic speaker, financial and executive coach, and trainer. Want to connect with Brandy? Visit LinkedIn.com/In/BrandyBaxter Want to know more about Coaching services? Visit http://Time2LiveAbundantly.com Check out Brandy's social media: Twitter @2LiveAbundantly and IG @Brandys2Cents4U Brandy Baxter's Recommended List: https://kit.co/BecomingDisciplined/brandy-baxter-s-recommended-list Becoming Disciplined Information: Website: http://becomingdisciplined.com Patreon: https://www.patreon.com/becomingdisciplined Twitter: https://twitter.com/@path2discipline YouTube: https://www.youtube.com/channel/UCTWHSvpla2FwobDKDCYg3Uw Instagram: https://www.instagram.com/becomingdisciplinedonthegram Facebook: https://www.facebook.com/Becoming-Disciplined-446211239265714

The Lionel SHIPman $HAPE YOUR FINANCES Show is a financial and life empowerment show focusing on our lives around money and finances. The show aims to educate and motivate people to improve their financial outlooks and empower them to take charge of their lives and to live life to the fullest. Topic: Old School Money Mentality with Guest Roslyn Lash Roslyn known as “The Ol' Skool Money Mentor,” is an Accredited Financial Counselor (AFC®) with a Real Estate Broker License and a B.A. in Business Administration.  She helps adults sort through their money matters. She provides online and phone coaching sessions to help you plan, save, and live for a brighter tomorrow. Roslyn enjoys educating people.  Her advice has been highlighted in national publications including USA Today, Los Angeles Times, Atlanta Journal-Constitution, Quicken Loans and other media outlets.  Rosyln is a baby boomer born to a survivor of the Great Depression of 1929.  As a child, she regularly heard stories of homelessness, lack of food, and high unemployment.  Roslyn's mother stressed the importance of saving money, not spending your last dollar, and preparing for life's financial emergencies. Through some of her life experiences, which became a source of inspiration, Roslyn was compelled her to write her book, The 7 Fruits of Budgeting, to help peope with their finances.  In addition to providing online Financial Coaching to millennials, Rosyln founded Youth Smart Financial Education Services. It's a financial education program primarily for teens. The program is designed to help individuals, as well as schools, churches, and organizations, provide financial education to their young participants. Tune in weekly - Tuesdays at 8:30pm EST / 7:30pm CST (NOTE YOUR TIME ZONE)