Podcasts about financial counselor

Professional who renders financial services to clients

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Best podcasts about financial counselor

Latest podcast episodes about financial counselor

MoneyWise on Oneplace.com
The Role of a Christian Financial Counselor with Dr. Art Rainer

MoneyWise on Oneplace.com

Play Episode Listen Later Nov 26, 2024 24:57


“Where there is no guidance, a people falls, but in an abundance of counselors there is safety.” - Proverbs 11:14The words of that verse apply to all areas of Christian life, including financial stewardship. According to God's financial principles, good counsel is important for managing His money wisely. Dr. Art Rainer joins us today to talk about it.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.What Does a Certified Christian Financial Counselor (CertCFC) Do?Certified Christian Financial Counselors (CertCFCs) are trained to help individuals and couples with immediate financial challenges. Using biblical principles, they guide people in key areas such as:Budgeting effectivelyEliminating debtBreaking free from paycheck-to-paycheck livingSaving for future expensesLiving generouslyTheir goal is to equip you with practical tools and spiritual insights so that you can manage your money in accordance with God's design.Rigorous Training for a Biblical ApproachBecoming a CertCFC involves a comprehensive training program covering topics like:Biblical stewardshipDebt elimination strategiesSaving and budgeting principlesTo earn the designation, candidates must pass a 100-question, two-hour examination. This rigorous process ensures they're well-prepared to provide high-quality guidance that is both practical and biblically sound.Counselor vs. Advisor: What's the Difference?One common question is the difference between financial counselors and financial advisors. Here's a quick breakdown:Financial Advisors: Focus on long-term planning, including investments, retirement, and tax strategies.Certified Christian Financial Counselors (CertCFCs): Address immediate financial concerns, helping clients overcome challenges like debt and budgeting.If you're looking for help with every day financial issues, a CertCFC is the right fit.A Calling to Help OthersIf you're passionate about biblical financial stewardship, becoming a Certified Christian Financial Counselor might be your next step. CertCFCs serve in various capacities, including:Running a private financial counseling practiceServing in their local churchCombining both approaches to reach more peopleThere is a significant need for more counselors to help individuals align their finances with God's principles.What to Expect When Working with a CertCFCWhen you meet with a Certified Christian Financial Counselor, you'll find a supportive, empathetic partner who listens to your story and provides practical, biblically-based solutions. Typical sessions last about an hour and include:A review of your financial challengesEncouragement and guidance grounded in ScriptureActionable steps to move forwardYou'll leave with real tools and a renewed sense of hope for managing your money God's way.Ready to Take the Next Step?Whether you're looking for financial guidance or feel called to help others as a counselor, the Certified Christian Financial Counselor (CertCFC) program offers the tools and training you need. For more information, visit ChristianFinancialHealth.com.On Today's Program, Rob Answers Listener Questions:We've recently discussed what we will do for our health care and need something covering pre-existing conditions. Do you guys have any recommendations on what we could go through or anything we can look into?I've recently invested in goldbacks and see more states joining. What are your thoughts on those, and is it a good idea to invest right now?I inherited a house with my sister worth $300-350,000. I lost my job, so I wouldn't qualify for a loan to buy out my sister's portion. I have unemployment and a 401(k) I could convert to an IRA. I'll be getting Social Security in February. Should I try to buy out my sister or just sell the house?Resources Mentioned:The Institute for Christian Financial HealthHealthcare.govChristian Healthcare Ministries (CHM)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise Live
The Role of a Christian Financial Counselor

MoneyWise Live

Play Episode Listen Later Nov 26, 2024 43:00 Transcription Available


Proverbs 11:14 says, “Where there is no guidance, a people falls, but in an abundance of counselors there is safety.” And we can be sure the words of that verse apply to all areas of Christian life, including financial stewardship. On today's Faith & Finance Live, Rob West will welcome Art Rainer to explain how good counsel is important for us to have as stewards managing God’s money. Then, Rob will answer some calls and financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here. To support the ministry of FaithFi, click here. To learn more about Rob West, click here. To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

MoneyWise on Oneplace.com
5 Signs You May Need a Certified Christian Financial Counselor With Art Rainer

MoneyWise on Oneplace.com

Play Episode Listen Later Jan 11, 2024 24:57


Art Rainer is Director of the Institute for Christian Financial Health, which administers the Certified Christian Financial Counselor program.  WHAT DO CHRISTIAN FINANCIAL COUNSELORS DO?Christian financial counselors aim to integrate God's design into financial decisions. They guide individuals and couples through making wise financial choices, establishing healthy financial habits, and increasing biblical and financial literacy.They help you understand and pursue God's design for money.They guide you in wise decision-making and developing sound financial habits.They increase your understanding of both biblical and financial principles. WHO NEEDS A CHRISTIAN FINANCIAL COUNSELOR?We actually have a list of signs that may indicate you would benefit from a Christian Financial Counselor:1. Your finances feel out of control. Your finances feel like one big mess. Every month, you are just flying by the seat of your pants. There is no direction, only disorganization. And it stresses you out. You know something must change. A Christian Financial Counselor can help make sense of the mess. They can help you develop financial goals and organize your finances. 2. You need to know what financial step to take next. It feels like you are, financially, just existing. There seems to be no progress in your finances. This is mainly because you have yet to learn what progress looks like. A Christian Financial Counselor can look at your financial situation and suggest wise next steps.3. You need help creating and maintaining a budget. Most of us know that budgeting is a good idea. However, many don't know how to craft a reasonable budget or have struggled to stick with one. This is one of the top reasons individuals and couples seek out a Christian Financial Counselor. A Christian Financial Counselor educates clients on how to craft a budget and keeps them on track.3. You are loaded with debt. The Bible says that debt is a burden. Anyone who has carried debt would agree with this. And as time goes on, the burden of debt feels heavier. A Christian Financial Counselor will review a client's debt and craft a debt payoff plan. Having this plan in place and providing regular check-ins motivate clients to pay off debt more quickly.4. You are regularly arguing about money with your spouse. God designed married couples to operate as one, even in finances. And you want this, but you need help to get on the same financial page with your spouse. Money is not a point of unity but a point of division. A Christian Financial Counselor can help a couple get on the same financial page. They can help couples understand one another money personality and how their past experiences with money are influencing their decisions today.5. You need accountability. You know what to do, but this knowledge only sometimes leads to the right action. You are still tempted to spend money you should save. You still give out of your leftovers. You still add to the credit card balance. Regular meetings with a Christian Financial Counselor can create accountability around your finances. Those feeling overwhelmed or disorganized with their finances might consider seeking a Christian financial counselor. Signs include feeling out of control, struggling with budgeting, being burdened by debt, marital discord over money, or needing accountability in financial matters.WHAT ARE THE COSTS ASSOCIATED WITH CHRISTIAN FINANCIAL COUNSELING?Typically, Christian financial counselors charge an hourly session fee, similar to other counseling services. This investment often leads to significant returns, as clients are more engaged and committed to following the advice given.Most counselors charge an hourly rate, encouraging client commitment.The fees help ensure clients are engaged and complete necessary steps.The return on investment from counseling typically outweighs the cost. WHERE CAN PEOPLE FIND MORE INFORMATION OR SEEK COUNSELING?Visit ChristianFinancialHealth.com. The site offers a directory of certified counselors and information on certification programs. ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I am in my 70s with term life insurance and substantial debt; is it wise to drop my life insurance to pay off the loans?I've recently upped my company contributions to 10% for my 401k and am considering a Roth option; should I diversify more outside the company for better returns?I own an older car with some issues and high mileage; when does it make sense to drop the comprehensive part of my insurance?I have $100,000 in an annuity nearing the end of its term; should I reinvest it at a fixed rate or look into online CDs for potentially higher returns? RESOURCES MENTIONED:Sound Mind InvestingChristian Financial Health Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.  Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise Live
5 Signs You May Need a Certified Christian Financial Counselor

MoneyWise Live

Play Episode Listen Later Jan 11, 2024 42:52 Transcription Available


Do you have someone that you can turn to for trusted financial guidance? Would you believe that almost 40-percent of adults say they don’t? On today's Faith & Finance Live, host Rob West will welcome Art Rainer to talk about a very special program that offers Certified Christian Financial Counselors who can help guide you in your financial stewardship. Then Rob will answer your questions on different financial topics. See omnystudio.com/listener for privacy information.

Good Morning Aurora
Wednesday | 11/15/2023 | Senior Financial Counselor Paul Dominguez (Aurora FEC)

Good Morning Aurora

Play Episode Listen Later Nov 15, 2023 53:48


Good morning friends! Today is an awesome day to learn about Aurora services. It's Wednesday and our guest today is Mr. Paul Dominguez, Senior Financial Counselor for the Aurora Financial Empowerment Center. We'll talk about resources and the different services that the FEC offers. Let's get ready to learn! Here's the news: - The next Focused Workshop Series event will be online, in-person and will be this evening, November 15th at Everlasting Word Church (22 N. Highland) in Aurora. The topic will be: Working With Your Attorney and the presentation will start at 6 pm. The presentation will be in both english and spanish courtesy of our Home Buying Team! See you there! Visit this link to register: https://us02web.zoom.us/j/89809551876?pwd=WE1Dc2g3d3g0a1VmUzZjUkNVTGFmZz09 - The Neighbor Project is collecting clothing for senior citizens in partnership with Everlasting Word Church. Many items are needed and appreciated to support our community members. Your donation of hats, coats and other clothing items can be dropped off at 32 S. Broadway in downtown Aurora or Everlasting Word Church (22 N. Highland avenue). See the flyer for more details and thank you for your support! - Thursday, November 30th Women United of the Fox Valley United Way will host: Power Of The Purse. This will take place from 6 to 8 pm at Society 57 in downtown Aurora. Tickets are still available for this awesome event, with 4 chances to win. There are awesome prizes and the grand prize in a Louis Vuitton handbag! Scan the QR codes on the flyer to enter or visit the link here: https://www.foxvalleyunitedway.org/power-of-the-purse Have a great rest of the day! Good Morning Aurora will return with more news, weather and the very best of Aurora. Subscribe to the show on YouTube at this link: https://www.youtube.com/c/GoodMorningAuroraPodcast The second largest city's first daily news podcast is here. Tune in every Monday, Wednesday & Friday to our FB Live from 8 am to 9 am. Make sure to like and subscribe to stay updated on all things Aurora. Twitter: goodmorningaur1 Instagram: goodmorningaurorail Spotify: https://open.spotify.com/show/6dVweK5Zc4uPVQQ0Fp1vEP... Apple: https://podcasts.apple.com/.../good-morning.../id1513229463 Anchor: https://anchor.fm/goodmorningaurora #positivevibes #positiveenergy #downtownaurora #kanecountyil #bataviail #genevail #stcharlesil #saintcharlesil #elginil #northaurorail #auroraillinois #cityofaurorail #auroramedia #auroranews #goodmorningaurora #news #dailynews #subscribe #youtube #podcast #spotify #morningnews #morningshow #wednesday --- Send in a voice message: https://podcasters.spotify.com/pod/show/goodmorningaurora/message Support this podcast: https://podcasters.spotify.com/pod/show/goodmorningaurora/support

Humans of Martech
96: Natalie Miles: Building vs. Buying Martech, the Power of Generalists and Assembling a Composable CDP

Humans of Martech

Play Episode Listen Later Nov 7, 2023 48:35


What's up everyone, today we're joined by Natalie Miles, Head of Marketing Technology at Chime.Summary: Don't underestimate the role of generalists in martech; they're your go-to for system-level thinking and breaking down data silos. Building vs buying your tech stack? It's not black and white; successful setups usually mix both, and including engineers in the decision process is non-negotiable. Considering a CDP? Opt for a composable one to get quick value and robust data management. And if you're venturing into personalization, it's your team's culture and process that'll make or break it, not just the tools. Tune into this episode for straight-up, actionable insights that cut through the noise in the martech world.About Natalie Natalie started her career as a Financial Counselor at the Consumer Credit Counseling Services of San Francisco  She then took on the role of Quality Assurance Specialist at Lending Club, a fintech marketplace bank where she was eventually promoted to Operations Analyst Natalie then moved over to Credit Karma, best known for pioneering free credit scores where she started as a Marketing Operations Analyst and was later promoted to Marketing Operations Manager And for the last 3 years, she's been Head of Marketing Technology at Chime, a fintech company that offers no-fee savings accounts, where she's built and managed a holistic Martech stack supporting all channels and functions within the Marketing org The Intersection of Financial Empathy and Marketing OperationsWhen asked about her transition from financial counseling to marketing operations, particularly within FinTech, Natalie illuminates how her upbringing and career have been tightly woven with mission-driven personal finance companies. Shaped by her experiences in a working-class household and graduating amid a historic economic crisis, Natalie's focus has been on transforming legacy institutions that often operate on zero-sum models—those that profit when the customer suffers. Her goal? To align business value directly with user value. Natalie also emphasizes the importance of having a generalist background when working in marketing technology. She points out that her diverse experiences, including her time as a financial counselor, have enriched her understanding of system-level thinking—a key asset for any marketing technologist. It wasn't just about marketing; it was about leveraging technology to make different teams more efficient, whether they were marketing or support teams.In her journey through the marketing landscape, Natalie discusses the evolution from specializing in lifecycle marketing to adopting a more generalist approach once again. She believes that understanding the pain points in one marketing channel provides insights that are transferable across other channels. This is vital because while each channel has its own nuances, they also share common threads that are integral to driving growth or achieving specific business outcomes. Natalie underscores the concept of the "T-shaped marketer," a term often used in marketing discussions to describe professionals who start by specializing in a specific channel but gradually broaden their scope. This broad understanding is crucial in the realm of marketing technology, where preventing data silos and powering omni-channel journeys are key.Key Takeaway: Having a generalist background isn't just about being a jack-of-all-trades; it's about mastering system-level thinking. This kind of broad perspective is invaluable in marketing technology, where understanding how various components interact can significantly improve efficiency and effectiveness. By being well-versed in multiple areas, you're better equipped to tackle complex challenges and integrate solutions that drive measurable results.The Power of Generalism in a Specialized Marketing WorldWhen asked about the value of a generalist background in martech, Natalie explained that many marketing organizations structure themselves around specific channels, but doing so can have its drawbacks. Specialists may be excellent at understanding the intricacies of a particular channel like Google Search but may lack a broader understanding of how to harmonize different channels for an integrated, omni-channel experience.Natalie pointed out an often-overlooked aspect of specialized teams: they often onboard tools designed to solve specific channel needs. While this specialization can drive short-term success, it often fails to consider the bigger picture. As marketing complexity grows and companies aim for more personalized, omni-channel experiences, the need for someone who can tie all these disparate elements together becomes increasingly important.In the startup world, this is especially significant. Startups usually kick off with generalists who can wear multiple hats and pivot as needed. As the company matures, specialists are added to the mix. Natalie highlighted the risks of over-indexing on channel-specific experts. These experts can work in silos, and this compartmentalized approach can be a roadblock when aiming for more intricate marketing strategies that require seamless coordination between channels.One of the most compelling points Natalie made was around marketing organizations that prioritize outcomes over channels. An outcome-oriented approach can enable the same individual to manage paid retargeting ads while also running lifecycle campaigns, for instance. This blend of responsibilities demands a broader skill set and makes the case for generalists who can adapt to multiple marketing scenarios and strategies.Key Takeaway: Don't underestimate the power of generalists in martech. They bring the critical ability to weave together various marketing channels and tools, enabling a more integrated and effective marketing strategy. If your team is too specialized, you risk creating data and strategy silos that can hamper your broader marketing objectives.Martech's Dilemma: Engineering Constraints and the Build vs Buy DebateWhen asked about Casey Winters' article on the notion that martech is essentially for engineers, Natalie offered a nuanced perspective that extends beyond the conventional build-versus-buy debate. Casey argues that martech has evolved as a response to engineering constraints, and lifting these constraints would render third-party martech solutions redundant. Natalie, while a fan of Casey and his work, respectfully disagrees with this one-dimensional view. She highlights a reality most businesses face: the absence of unlimited engineering resources. In her experience, this constraint justifies the need for third-party solutions, especially when internal solutions often lack marketer-friendly user interfaces.Natalie touched on the complexity of allocating engineering resources effectively, particularly in sectors like FinTech. Should a FinTech company spend its limited engineering capital on building martech products, or should it focus on actual financial products that drive consumer growth? She suggests that the more pressing question businesses should be asking isn't whether to build or buy, but where to best align their engineering resources in line with their core competencies. This consideration often leads to a blend of in-house and third-party solutions in a company's martech stack.Narrowing the definition of martech to just third-party solutions is, in Natalie's view, a limiting approach. She emphasizes that most martech stacks will inevitably be a mix of both built and bought solutions. This mix arises because even when buying a solution, substantial engineering resources are often needed to integrate it into existing data architectures. And contrary to Casey's idealistic scenario, Natalie stresses that most companies do not operate in a utopia of endless engineering resources.Natalie's final point converges on the person who sits at the intersection of engineering, marketing, and data privacy. Whether that person's title is a product manager or something in martech is irrelevant; what matters is that someone is thinking about the problem space for marketers. This individual creates the roadmap, defines the requirements, and collaborates with cross-functional teams to ensure that the chosen solutions—built or bought—are effectively implemented.Key Takeaway: The martech ecosystem isn't a binary choice between building and buying solutions. It's more about resource alignment and meeting the real needs of your marketing team. Beware of simplistic viewpoints that suggest you can entirely build or buy your way to success; the reality is usually a hybrid approach tailored to your business constraints and goals.Bridging the Gap Between Engineers and Marketers in Martech DecisionsContinuing the thread about the role engineers play in the martech sphere, Natalie weighed in on the dynamic relationship between marketers and engineers. She acknowledged that while most martech tools might cater primarily to marketers, overlooking the engineering team could lead to integration nightmares. These tools need to fit within the existing tech architecture, after all.Natalie also brought up the common pitfall in the decision-making process for tools like Customer Data Platforms (CDP). In many organizations, marketers might go off and purchase a tool without consulting the engineering team, setting the stage for future headaches and compatibility issues. To truly get value out of martech, a unified decision-making process is critical.However, Natalie pointed out that the effectiveness of this collaborative approach often hinges on the organizational structure. In larger, more siloed companies, the engineering team might not fully understand the challenges that the marketing team faces. In such scenarios, the need for a translator—a product manager or a specialized martech role—becomes crucial. This individual serves as a bridge, understanding both the marketing challenges and the technical framework necessary to address them.For Natalie, the debate isn't as binary as it seems. It's not about whether martech is for marketers or engineers. It's about recognizing that both have a role to play and ensuring that role is respected in the decision-making process.Key Takeaway: Martech isn't a one-size-fits-all solution catered to marketers alone. Engineers have a crucial role in ensuring the tech stack is cohesive and functional. To avoid friction and maximize the utility of any tool, include both marketers and engineers in the selection and implementation process.Building a Composable CDP Stack: Lessons from Chime's JourneyWhen asked about her experience building a composable Customer Data Platform (CDP) stack at Chime, Natalie offered invaluable insights. The central issue was the need for personalization at scale, fueled by data activation. Chime, despite being in operation for over a decade, had not yet onboarded a traditional CDP. This lack became increasingly glaring as they sought to differentiate in a commoditized space and optimize customer acquisition costs. Personalization, Natalie pointed out, requires contextual information about user behaviors, needs, and interactions with the product.Natalie's aha moment came from listening to a data-edge podcast discussing "reverse ETL and data activation." It shifted her perspective on how CDPs could function without necessarily replicating data already stored in their warehouses. This led to the realization that composable CDPs, like Census and Hightouch, offered advantages such as speed to value and reduced data storage costs. These platforms could get up and running far quicker than their traditional counterparts, which could often take up to six months just to configure data ingestion.The data security and audience portability aspects were not to be overlooked. Operating in a heavily regulated space, Chime prioritized keeping their first-party data in-house as much as possible. Traditional CDPs would necessitate sending this sensitive data out for storage, which was a significant concern.What really sealed the deal was the alignment with engineering priorities. Going the composable CDP route meant that the engineering team didn't have to spend valuable resources on setting up a traditional CDP. It was a win-win, resolving the needs of both the marketing and data engineering teams at Chime.Key Takeaway: If you're in the market for a CDP, consider your organization's specific needs and limitations. Composable CDPs can offer speed to value, data security, and align better with modern data architectures, which could be precisely what your marketing and engineering teams have been looking for.The Complexity of Data Pipelines and the Ease of CDP IntegrationWhen asked about the situation before implementing a composable Customer Data Platform (CDP), Natalie shed light on an often under-discussed aspect of data management. She recalled a complex network of point-to-point integrations built using Python scripts and airflow. The result? A six-week time frame to set up a new pipeline to a new ad destination, making the cost of exploring new channels unnecessarily high and the process far from nimble.The obstacle wasn't just time but also resource allocation. In Natalie's own words, the cost of testing into new channels escalated because of the intense work needed to get the initial data import running. The situation was further complicated by the stringent need for data privacy compliance. Without a centralized framework to govern data consent, maintaining these point-to-point integrations was a daunting task, especially in a world bound by GDPR and CCPA.However, the switch to a composable CDP was almost a night-and-day difference. These platforms are built for plug-and-play functionality. Instead of the tedious task of molding and transforming data for each marketing destination, it became a scenario of "create the model once, publish everywhere."But the most significant shift was perhaps in the governance of data and consent. With a centralized hub, compliance was more manageable. Whether you're in a heavily regulated space or not, the ability to centrally store opt-in and opt-out data while ensuring a standardized definition of "customer" across tables becomes a game-changer.Key Takeaway: A composable CDP isn't just an upgrade; it's a strategic move that cuts down both the time and resources required for data management while offering robust compliance and governance features. It's time to think beyond point-to-point integrations.The Real-Time Dilemma in Warehouse-Native MartechWhen asked about the feasibility of incorporating warehouse-native customer engagement platforms that live atop a Snowflake instance, Natalie zeroed in on the critical issue of latency. In real-time personalization scenarios, traditional data warehouses often hit a speed bump. While they might be well-equipped for less time-sensitive tasks like powering BI tools, they often fall short when microseconds count.Natalie acknowledged that warehouse latency creates a bottleneck, especially for customer engagement platforms aimed at real-time personalization. While there are workarounds to improve latency within the warehouse, or even to bypass it entirely through server-to-server integrations, the challenge persists. The question isn't just about technological capability but also about actual need. Does every marketing scenario require real-time personalization, or are we, as an industry, overestimating its importance?Importantly, Natalie challenged the universal desire for real-time personalization. There's a cost-benefit analysis to be done here: the technical constraints might not justify the value real-time personalization adds to certain channels. Most notably, in lifecycle channels where a push notification within a minute after a user's action might be desired, traditional data warehouses currently fall short.Interestingly, Natalie foresaw the martech space evolving to solve this latency issue. Whether it's a new configuration of existing technology or a groundbreaking approach to data warehousing, the lag in real-time processing could well be a thing of the past sooner rather than later.Key Takeaway: If you're grappling with whether to go warehouse-native for your customer engagement platforms, consider both the existing latency limitations and the actual necessity of real-time data in your specific use case. It's not just a technology decision; it's a strategy call.Experimentation and Personalization - More than Just ToolingWhen asked about how experimentation and personalization strategies evolve during a company's CDP journey, Natalie didn't immediately dive into the mechanics of the technology stack. Instead, she argued for a broader look at the issue, emphasizing that the key to effective experimentation often starts with process and culture.Natalie strongly suggested that before even touching tooling, teams need to create a strong foundational culture around experimentation. This includes standardizing approaches with experimentation briefs, developing frameworks for prioritizing experiments, and empowering marketers to understand concepts like minimum detectable effects and statistical significance. Surprisingly, Natalie pointed out that something as elementary as forming a testable hypothesis could be a stumbling block for some teams.Discussing the limitations of existing martech solutions, Natalie highlighted that most tools offer their own built-in experimentation features but lack a unified, company-wide view. When experimentation is happening in silos across various teams and tools, the results get muddled. As a result, you might end up with misleading outcomes because you can't pinpoint which experience caused the observed lift or change in behavior.Natalie identified an unmet need in the martech space: the absence of a third-party tool that centralizes all experimentation. As companies increasingly build their experimentation platforms in-house, it exposes a gap that existing martech vendors haven't filled. They tend to operate within the confines of their specific functions rather than solving for a company-wide, unified experimentation layer.Key Takeaway: If you're diving into the world of personalization and experimentation, don't fixate solely on the tools. Culture and process are the real linchpins. And while the martech industry catches up, consider an in-house solution for centralized experimentation.Harmonizing Teams in the Intersection of Tech and People SkillsWhen asked about managing the complex dynamic of being tech-savvy while also handling the human aspects of team management, especially in roles that sit at the intersection of various teams, Natalie offered some pragmatic insights. She stressed the importance of adopting a curiosity mindset. In her experience, many conflicts or misalignments between teams stem from a simple disconnect in communication. Different teams often focus on different objectives, whether it's growth outcomes for marketing or data quality for analytics teams. This difference in focus can create a "language barrier" that leads to misunderstandings.According to Natalie, there are typically two types of misalignment. The first is when teams agree on the desired outcome but not on the method to achieve it. This is a solvable issue and usually just requires translating each team's goals into a common language. The second, more complicated form of misalignment occurs when there is disagreement about the outcome itself. This deeper issue calls for intervention from leadership to clarify priorities.Natalie pointed out that the martech space, in particular, is guilty of using jargon that doesn't resonate across different teams. This contributes to the language barrier and misalignment. To address this, she advised abstracting away the jargon and focusing on what different teams actually care about. For example, marketing might talk about "data activation," a term that might not mean much to a data engineer.Natalie emphasized that as marketers, or anyone sitting at this complex crossroad, it's crucial to understand the "value props" that will resonate with the diverse teams one interacts with.Key Takeaway: The secret sauce to team alignment isn't some complex framework but rather effective communication. Be the translation layer between different teams by understanding their goals and using language that resonates with them. Speak less like a marketer and more like a human who understands what other humans care about.The Elusive Art of Finding Balance in a Multifaceted LifeWhen asked about the holy grail of work-life balance amidst her roles as a martech leader, a mom, a wife, and a film enthusiast, Natalie quickly dispelled the myth that anyone has it figured out. Instead, she likened her daily experience to walking a tightrope while juggling. For Natalie, it's about acknowledging that she's not going to be able to "do it all" and being intentional about which ball she's willing to drop at any given time. The peace and empowerment come from this level of intentionality.Natalie stressed that there are times when one aspect of her life will receive less attention. Maybe it's a day with excessive screen time for her child or a day where work only gets 50% of her energy. These trade-offs are inevitable, and the real skill lies in prioritizing. Parenthood, according to her, is a crash course in this form of rapid-fire decision-making. Parents become masters at determining what needs immediate attention and what can wait.Another aspect Natalie brought into focus was the concept of a personal "North Star." For her, this North Star is her child. Everything she does, including her career, is a means to provide opportunities or set examples for him. Having a clear focus allows her to make choices that align with her core values, offering peace of mind in the chaos that is daily life.Key Takeaway: You can't be everything to everyone, and that's not just okay, it's real life. Make peace with the fact that you'll have to drop the ball sometimes and focus on what truly matters to you. That's your North Star, and it'll guide you when you have to make those tough calls on where to invest your time and energy.Episode RecapGeneralists are your secret weapon in martech. Forget the myth of the jack-of-all-trades being a master of none. The real magic happens when someone can connect the dots between multiple areas. They're the folks who can break down the silos that choke your data and muddle your strategy. They understand that every piece of your tech stack interacts in complex ways. Bottom line: you want these generalists on your team. They help you get more from your martech investments by integrating solutions that actually drive measurable outcomes.Now, let's talk building vs buying in the martech space. It's not an either-or situation; it's a 'best-fit' scenario. Forget the misleading viewpoints that suggest you should fully build or buy your stack. Reality check: the most effective setups are usually a blend, customized to your specific needs and constraints. And don't just bring marketers into this discussion. Engineers are key. They ensure your tools not only work together but work well. That's how you get a tech stack that's cohesive and functional.When diving into Customer Data Platforms (CDPs), be strategic, not reactive. Composable CDPs can be a game-changer—they're fast, secure, and they mesh well with modern data architectures. Think of it not just as an upgrade, but as a high-impact strategy move. You save time, cut resource costs, and get top-notch data management features, all in one. But don't rush into it. Consider your unique needs. Need real-time data for customer engagement? Weigh the existing latency limitations. Think about the genuine necessity of real-time information for your specific case.Last but not least, if you're wading into personalization and experimentation, remember: your tech stack is only as good as the culture and processes behind it. Tools are just that—tools. Your team's mindset and workflow are what will make or break your personalization efforts. While the martech industry is still evolving, if you need specialized solutions for experimentation, don't hesitate to build them in-house.So why should you tune into this episode? Because you'll walk away with no-nonsense, actionable insights that help you not just navigate but thrive in the martech space. From leveraging the power of generalists to making savvy choices in CDPs, we dig deep into what really matters. So don't miss out—listen to the episode and arm yourself with the insights to stay ahead

New Planner Podcast
Ep #155: Leaving a Large Financial Services Firm to Become a Financial Counselor for Military Members with Tanner Merritt

New Planner Podcast

Play Episode Listen Later Nov 3, 2023 24:22


Tanner Merritt is a Financial Counselor with Zeiders Enterprises, and he joins the show today to discuss his path into the financial planning profession. Starting with his transition after 6 years in the Army to majoring in Natural Resource Management, he ultimately made his way to financial counseling for the military. Listen in as Tanner dives into the reasons for his transition, discussing the intricacies of his role, potential salary ranges, career trajectories, and strategies to combat financial stigmas within the military community. You'll hear about his journey from persisting with his major to pursuing a graduate degree, landing an internship with a small RIA, and subsequently joining a large financial services firm. He also gives invaluable tips for budding planners to enhance their marketability. You can find show notes and more information by clicking here: https://bit.ly/3Fyuvra

Minnesota Now
How to survive student loan payments resuming, from a Minnesota financial counselor

Minnesota Now

Play Episode Listen Later Oct 2, 2023 9:25


More than 800,000 Minnesotans have begun paying back federal student loans worth $27 billion for the first time in three years. According to the state's Office of Higher Education, the median debt for a Minnesotan with a bachelors degree is just under $24 thousand.In late June, the U.S. Supreme Court struck down President Joe Biden's student loan forgiveness program, which would have cancelled loans for millions across the country. Now those with debt need to rearrange tight budgets to make room for new large payments. MPR News Host Cathy Wurzer brought a few questions from borrowers to Lutheran Social Services financial counselor Kim Miller.

Federal Newscast
Former financial counselor faces federal charges for allegedly defrauding gold star family members

Federal Newscast

Play Episode Listen Later Jul 10, 2023 7:10


(7/10/23) - In today's Federal Newscast: A former Army financial counselor faces federal charges for allegedly defrauding gold star family members. Joint Chief Chairman Mark Milley picks his next senior enlisted adviser. And lawmakers call for changes, after a letter carrier dies delivering mail in a recent heat wave. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Talk With Tiff
Don't Wait Too Long: When It's Time to Get Help From a Financial Counselor | Ep. 237

Money Talk With Tiff

Play Episode Listen Later Jun 13, 2023 11:13


Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)?  In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation   Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca Wiggins

More Than Money
Episode 161 | Do You Need A Certified Christian Financial Counselor (CertCFC)? | Guest: Courtney Markley

More Than Money

Play Episode Listen Later May 22, 2023 30:14


A recent study revealed that 26% of adults do not have anything they can turn to for trusted financial guidance. On this episode, Art talks with Courtney Markley about her work as a Christian Financial Counselor.Resources:Free Resources from Christian Money SolutionsMarkley Coaching GroupAsk a Money Question!

New Planner Podcast
Ep #131: Financial Counselor to RIA Firm Owner with Liz Plot

New Planner Podcast

Play Episode Listen Later May 5, 2023 25:15


Today I'm joined by Liz Plot, the Founder of Primas Financial Planning. After spending 10 years as a financial coach for members of the military, Liz made the decision to start her own firm. If you think you might be an accidental entrepreneur, this is an episode you won't want to miss! Listen in as we discuss the differences between financial planning, financial coaching, and financial counseling, as well as the struggle that Liz had being rejected by employers early on due to her need for a virtual position. You'll also hear about her experience working at a virtual firm as a client services associate before becoming a lead planner, why she left that role to start her own firm, the challenges she faced in the first few months of starting her firm, and tips for new planners. You can find show notes and more information by clicking here: https://bit.ly/3UzMTqa

Standard Deviations
Dr. Emily Koochel - A Fresh Perspective on Financial Psychology

Standard Deviations

Play Episode Listen Later Mar 16, 2023 45:06


Tune in to hear:- How does Dr. Koochel define financial wellness, how did she arrive at this definition and what practical difference does this make in her work?- What are three actionable steps advisors can take to incorporate financial wellness into their planning conversations?- How can advisors point out inconsistencies between someone's professed values and their actions while remaining empathetic and thoughtful about how they communicate this? - What is the role of financial psychology in meeting the demand for personalization and what do some of these solutions look like?- What are some of the road blocks to implementing financial psychology in practice?- Some people just want an old school advisor who is a subject matter expert and who simply allocates their assets effectively. What does personalization look like for this client and do we have a duty to sell them on the BeFi side of things?- Should BeFi approaches be embedded in one's advisory practice in a subtle way or should firms advertise this feature directly?- How can financial advisors better serve their clients during big life transitions beyond simply reaching a numeric investment goal?https://www.linkedin.com/in/emilykoochelCompliance Code: 0409-OAS-2/10/2023Copy: 0356-OAS-2/7/2023

Banking on Digital Growth
237) #ExponentialInsights - Financial Therapy: Dispelling the Myths Behind the Money Taboo

Banking on Digital Growth

Play Episode Listen Later Oct 17, 2022 37:56


With 85 percent of Americans dealing with financial stress, the mental health connection to money is becoming more acknowledged each day.  Now, the worlds of psychology and finance have come together to create the science of financial therapy.  Dr. Megan McCoy (https://www.linkedin.com/in/megan-mccoy-phd/), licensed Marriage and Family Therapist, certified Financial Therapist, Assistant Professor of Practice, Director of Financial Planning Master's program, and accredited Financial Counselor at Kansas State University (https://www.k-state.edu/), shares how financial therapy can lift people out of money-related anxiety.  Join us as we discuss: How the money taboo impacts financial stress (7:53) The impostor syndrome plaguing financial professionals (15:11) Establishing and expanding financial therapy practices (24:04)  Check out these resources we mentioned during the podcast: Financial Therapy Association - https://financialtherapyassociation.org/ The Psychology of Financial Planning - https://www.cfp.net/knowledge/psychology-of-financial-planning Get Beyond Money - Tropical FCU -https://getbeyondmoney.tropicalfcu.com/ Dr. Megan McCoy - https://www.linkedin.com/in/megan-mccoy-phd/ meganmccoy@ksupeeredu  You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.   Listening on a desktop & can't see the links? Just search for Banking on Digital Growth in your favorite podcast player.

Yahweh’s Money: The Crossroads of Religion & Money

Welcome to the first episode of Yahweh's Money: The Crossroads of Religion & Money Podcast. In this episode meet your hosts, Shay Cook and Vanessa McNelley. Shay is the CEO and founder of Crusaders for Change (C4C), LLC. She is also an Accredited Financial Counselor® (AFC®) and Financial Fitness Coach® (FFC®). Vanessa is an AFC® and a Financial Counselor, Coach & Educator with C4C.Shay and Vanessa both discuss their upbringing, faith, and religious background and how this influenced their views and decisions on money growing up. They both studied religion in college and bring a unique perspective on their experiences with different faiths and religions.   Yahweh's Money will discuss topics such as tithing and giving, with special guests from different faiths and religious backgrounds. Join us for real and honest conversations that will dig deep into feelings and tackle intersections that we may struggle with when it comes to religion and money.    C4C provides financial counseling, coaching, and classes for those who are ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! We would love to hear from you. What are your thoughts on today's episode? How has your faith or religion influenced your finances? If you have any comments, questions, or suggestions on topics you would like to hear on Yahweh's Money, please email yahweh@crusaders4change.org. If the transcript is not available on your podcast directory, please visit our podcast webpage to view it. Follow us on:FacebookInstagramLinkedInTwitter

The Rita Made Me Do It Show
How To Have A Healthy Relationship With Money AND Be Financially Literate In Your Business

The Rita Made Me Do It Show

Play Episode Listen Later Apr 21, 2022 47:41


Are you stressed or overwhelmed with your business finances? April is National Financial Literacy Month, therefore a great time to discuss the importance of having a positive relationship with money. Learn where your attention needs to be focused when it comes to your business finances. Set yourself up for financial success as an entrepreneur with guidance from my guests, Leah Hadley and Shea Newton.   Leah Hadley runs Great Lakes Investment Management and is also the founder of Great Lakes Divorce Financial Services. She is an accredited Financial Counselor, a Certified Divorce Financial Analyst, and she's the Master Analyst for Financial Forensics.    Shea Newton is a Certified Financial Planner and the owner of Financial Journey, LLC.   This episode is for you if you want to learn:   The history and origin of National Financial Literacy Month The 6 main categories of financial literacy How to have a healthy relationship with money What it really means to be financially literate in your business Money mindset vs. financial literacy Top money mistakes that entrepreneurs make 5 things you can do to have a better time at tax time The importance of understanding your taxes and evaluating after each quarter     Watch the Rita Goodroe Show!   Selling in the DMs: The Masterclass How to sell your services in the DMs with confidence (so you can turn connections into sales)!   Join me in my FREE private Facebook community, the All-In Entrepreneur.   Connect with me on Instagram!

America's Heroes Group
Ep. 263 - Reshaping your Finances for a now Market

America's Heroes Group

Play Episode Listen Later Mar 14, 2022 20:54


America's Heroes Group Roundtable She Serves She Matters with She VOICES Coalition Partner Sistah Soldier Partner: Wanda Petty, US Army Veteran President/CEO of She VET Inspire.Panelist: Dr. Ann James, US Air Force Veteran and Financial Counselor and CEO of Financial Freedom Battle Buddies

The Adventures of Maisie
The Adventures of Maisie 1950-08-17 #038 (Re-Aired at #054) Maisie The Financial Counselor (aka 1950-08-17 #038 The Money Manager)

The Adventures of Maisie

Play Episode Listen Later Jan 16, 2022 27:35


The Adventures of Maisie (aka Maisie) was a radio comedy series starring Ann Sothern as underemployed entertainer Maisie Ravier and a spin-off of Sothern's successful 1939–1947 Maisie movie series, based on a character created by Wilson Collison.) The series was broadcast on CBS Radio, NBC Radio, the Mutual Radio Network, and Mutual flagship radio station WHN in New York City.---------------------------------------------------------------------------Entertainment Radio Stations Live 24/7 Sherlock Holmes/CBS Radio Mystery Theaterhttps://live365.com/station/Sherlock-Holmes-Classic-Radio--a91441https://live365.com/station/CBS-Radio-Mystery-Theater-a57491----------------------------------------------------------------------------

Golden Classics Great OTR Shows
The Adventures of Maisie 1950-08-17 #038 (Re-Aired at #054) Maisie The Financial Counselor (aka 1950-08-17 #038 The Money Manager) (aka #043 Money Sitter) (aka The Skin Restorer)

Golden Classics Great OTR Shows

Play Episode Listen Later Jan 8, 2022 27:34


The Adventures of Maisie (aka Maisie) was a radio comedy series starring Ann Sothern as underemployed entertainer Maisie Ravier and a spin-off of Sothern's successful 1939–1947 Maisie movie series, based on a character created by Wilson Collison.) The series was broadcast on CBS Radio, NBC Radio, the Mutual Radio Network, and Mutual flagship radio station WHN in New York City. --------------------------------------------------------------------------- Entertainment Radio Stations Live 24/7 Sherlock Holmes/CBS Radio Mystery Theater https://live365.com/station/Sherlock-Holmes-Classic-Radio--a91441 https://live365.com/station/CBS-Radio-Mystery-Theater-a57491 ----------------------------------------------------------------------------

Military to Financial Planner Podcast
Financial Counselor to Financial Planner - Andrea Clark Interview

Military to Financial Planner Podcast

Play Episode Listen Later Nov 24, 2021 27:43


Andrea Clark, CFP, joins us this episode to talk about her career journey as a military spouse, earning the AFC and CFP credentials, working as a base financial counselor, and ultimately launching her own financial planning firm. As a longtime military spouse and financial counselor for military families, Andie brings a wealth of knowledge and experience to this interview. In this interview she shares her career journey, how being an AFC helped her develop critical soft skills working with clients, what ultimately drove her to launch her own practice, and many of her favorite resources along the way. Andie's career path shows what might be possible for you too!  https://thetablefinancialplanning.com/

Success 4 Women
Diva On A Dollar

Success 4 Women

Play Episode Listen Later Nov 8, 2021 45:10


Join me in a in a conversation with Helen Robinson, Founder of "Diva On A Dollar." Helen is the founder of a project called “Diva on a Dollar”, a money management workshop program that helps to educate low-income families or anyone interested in learning about cost-effective ways to manage their financial resources. She will be partnering with Prince George's Community College's Financial Empowerment Center to assist as a Financial Counselor. Email: hjrobinson62@gmail.com Success 4 Women is broadcast live Thursday's at 2PM ET.Success 4 Women TV Show is viewed on Talk 4 TV (www.talk4tv.com).Success 4 Women Radio Show is broadcast on W4WN Radio - Women 4 Women Network (www.w4wn.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com).Success 4 Women Podcast is also available on Talk 4 Podcasting (www.talk4podcasting.com).

The Professional Dependa
Understanding Military Pay and planning for retirement as a spouse

The Professional Dependa

Play Episode Listen Later Sep 23, 2021 76:35


Sponsor: Dependa Dog Gear - shop www.dependadoggear.com for small batch, limited run bandanas for your pet! Michael Peters has a lot of experience planning his own families budget and retirement needs, so he decided to further that knowledge and is on his way to becoming a certified Financial Counselor. He was a recipient of the 2021 FINRA Foundation Fellowship to work towards that goal. Michael is a lifelong military dependant, and has been a military spouse for 12yrs. Michael strives to make the traditional spouses clubs more inclusive and diverse, even organizing to have an All-Abilities playground built at a previous duty station. Michaels efforts landed him as a Military Spouse of the Year, an honor voted on my fellow military spouses and other military connected families. He is also an avid writer about the things he is passionate about. Here is one example of his writing: https://in-dependent.org/blog/find-your-way-as-a-male-military-spouse

The Legal Learning Podcast
How to pay off student loans quickly

The Legal Learning Podcast

Play Episode Listen Later Jul 20, 2021 30:50


Rho Thomas is a biglaw attorney and a Financial Counselor who has paid off $450,000 in 4.5 years! Learn how she did it and how you can do it too! If you are enjoying these episodes, please leave a review on itunes and share! Important Links: www.RhoThomas.com https://www.linkedin.com/in/iamrhothomas/ https://www.instagram.com/iamrhothomas/ https://twitter.com/iamrhothomas?lang=en https://www.rhothomas.com/podcast/ www.legallearningcenter.com/money advisor.legallearningcenter.com/juno

The Broadcast Retirement Network
BRN AM  | Financial lessons: Managing Debt & Cryptocurrency basics

The Broadcast Retirement Network

Play Episode Listen Later Jul 15, 2021 22:42


BRN AM  | Financial lessons: Managing Debt & Cryptocurrency basics |   Joseph Galante, CPA, Financial Counselor, Central Piedmont Community College   | Visit www.broadcastretirementnetwork.com

A Place At My Table
Talking Finances with Adrian Hildebrand

A Place At My Table

Play Episode Listen Later Jul 9, 2021 28:19


In this episode I am chatting with Adrian Hildebrand, a Financial Counselor with the National Financial Educators Council. Rather we like it or not money is a big part of our lives and ensuring that we have a plan in place is a great way to bring some peace in that area of our lives. Adrian shares some great principles and resources to help us get control of our spending and be good stewards of what God has blessed us with.

A Place At My Table
Talking Finances with Adrian Hildebrand

A Place At My Table

Play Episode Listen Later Jul 9, 2021 28:19


In this episode I am chatting with Adrian Hildebrand, a Financial Counselor with the National Financial Educators Council. Rather we like it or not money is a big part of our lives and ensuring that we have a plan in place is a great way to bring some peace in that area of our lives. Adrian shares some great principles and resources to help us get control of our spending and be good stewards of what God has blessed us with.

The Humble Rising Podcast
Episode 17: Financial Counselor Jessica Medina on Owning Your Purpose, and Your Career

The Humble Rising Podcast

Play Episode Listen Later Jun 24, 2021 56:23


In this episode, I talk to Accredited Financial Counselor Jessica Medina about leaving her legal career to put work-life integration and her own purpose front and center. Jessica is Dominican and Puerto Rican.  She graduated from Columbia law school as a single mother to twins and with over $200k in student loan debt.  To confront the financial burden she felt after graduating from law school, Jessica worked for a prestigious law firm.  We discuss Jessica's transition from struggling with money in law school and working for a firm, to representing the federal government, to paving her own path to pursue her love of helping others create feasible financial plans so they can have joyful and fulfilling lives.  We talk about the fear of change and discomfort, and how we can be so aware of something but yet not take action on it until later, and she drops some serious financial wisdom on us too.   Jessica's website: https://www.jessicamedinallc.com/  Consultation scheduling: https://www.jessicamedinallc.com/scheduling  Linkedin: https://www.linkedin.com/in/jessica-medina-51040b19/  For Arivee's weekly emails of motivation and inspiration, subscribe here.  Subscribe to this podcast and share it with a friend who needs to hear it too.  Get your career clarity guide here. LINKEDIN: https://www.linkedin.com/in/arivee-vargas-49079222/ INSTAGRAM:  https://www.instagram.com/ourhumblerising

Captain FI
Financial Advisors with Dee

Captain FI

Play Episode Listen Later Apr 15, 2021 69:46


An important lesson us Pilots all learn in ground school is the value of having an experienced flying instructor. They guide, shape and mentor us as we learn to fly and eventually gain our wings.Well similarly, A financial advisor or financial planner is a professional who can help you learn to manage your finances like a pro. They can also help with estate planning and your overall financial strategy. They should work with you to comprehensively determine your personal financial situation, needs, challenges, behaviors and your future goals, as well as regularly check back in with you to make sure you are on track.Financial Advisors actually have to deal with some pretty impressive (and increasing) levels of regulation, and are bound in Australia by a legal obligation to act in your best interests. Having said that – they are not all the same. There are still some massive sharks in this industry, as well terrible financial products that you need to be aware of and that you probably want to avoid.So, do I have a Financial Advisor, do you need one to reach Financial Independence, and what are some of the common pitfalls when it comes to financial Advisors?I managed to track down an experienced, Not-for-profit financial advisor for a bit of a Q and A and got to ask pointed questions on the topic.Dee is a not-for-profit financial advisor with over a decade of industry experience. She has over 7 years of study behind her, having earned a degree in finance and multiple financial advisor qualifications including a Diploma, Advanced Diploma and Certification in Financial Planning - among many other industry specific, technical and regulatory qualifications.Dee deliberately made a pivot away from a higher workload and higher stress job, shifting into the not-for-profit sector to help design a more sustainable lifestyle.She mainly works with women and families to help get them on track to reach their financial goals - whether that is paying off debt, buying a family home, building wealth or literally just keeping their heads above water. Dee's partner also works in the not-for-profit field, and together they are raising a family and investing their way towards FIRE.Dee is no stranger to hard work. She initially earning $3 per hour in the families fish shop, and went on to be the first in her family to graduate university - even doing so debt free! She now balances the life changing work she does with ongoing professional development and being a Mum to two young children.So without further adue lets get into it and unpack everything you need to know about Financial Advisors...

Leadership, Innovation, Ventures, and Entrepreneurship (L.I.V.E.)

In this episode, Dr. Jones talks with Michael Crosa (Coordinator, Student Emergency Services) and Asar (aka “Uncle Asar”) Alkebulan (Certified Personal Financial Counselor, Texas Financial Wellness) about the importance of emergency preparation, seeking assistance, and how to get back to joy during difficult times. We also learn more about how Michael created Jollyville Radio in […]

Getting To Know ACS with Tracy and Jasmine
Getting to know ACS at Fort Bliss - Financial Readiness Program with Richard Fairley (Financial Counselor)

Getting To Know ACS with Tracy and Jasmine

Play Episode Listen Later Feb 24, 2021 28:46


On this episode of Getting to Know ACS with Tracy and Jasmine we learn all about the ACS program FRP (Financial Readiness Program) and how it can help you to become financially independent and achieve your money goals through financial literacy and planning!

Underground Queenz
Credit & Budgeting

Underground Queenz

Play Episode Listen Later Feb 24, 2021 27:10


Tax Refund Season is amongst us. And we want our coins going in the right direction. Whether it’s creating a plan to fix your credit or preparing to purchase your first home. Now, like we always say, we don’t know what the hell we are doing. But, our guest does! The Financial Counselor, the Speaker, and Author that tailors your savings like a ball gown, Adrienne. We talk budgeting, credit, and how money can change your way of dating and even marry. Check it out! Adrienne’s Instagram @tailoredwealthsaverTo sponsor an episode for your business or platform, please email us at the undergroundqueenzpodcast@gmail.com

The Law Lives Project
Series 2, Episode 2: From Columbia Law School to BigLaw to the SEC with Twins in Tow

The Law Lives Project

Play Episode Listen Later Feb 23, 2021 63:31


Today's guest had two major surprises while attending Columbia Law School. Specifically, she found out that she was pregnant with twins in her 2L year. Thankfully, she had a strong support system of family and friends that helped her finish law school on time and land a job in BigLaw in litigation. She managed to juggle the demands of work and single parenting for eight years in BigLaw before transitioning to a role in the investigations department of the Securities and Exchange Commission. Eventually, she left the SEC to become an accredited Financial Counselor to help lawyers and others learn how to pay down their debt and make wise financial decisions that will enable them to live the lifestyle that they want. I was blown away by her grit and honesty and I'm sure you will be, too. 

Extraordinary Being Movement
Mastering The Money Game! With Beth Blanco

Extraordinary Being Movement

Play Episode Listen Later Jan 18, 2021 50:31


Beth Blanco started her financial counseling following a divorce and turned around her disastrous finances (after being in lending for ten years). Beth had a shift in her life and felt the need that she could no longer help people get into debt.  After reading the book the Secret in 2016, her whole life took a different direction, one of healing, personal development, and love. She decided to change her financial career by helping people get out of debt, become financially educated, and overcome limiting beliefs about money.  In this episode, we explore… * The money mindset * Healing your past from anxiety & depression * Financial freedom & strategy * Being resilient in today’s world Connect with Beth Blanco... Website: http://www.bethblanco.com (http://www.bethblanco.com) Facebook: https://www.facebook.com/Beth-Blanco-462148010915071  LinkedIn: https://www.linkedin.com/in/beth-blanco-289164182/ (https://www.linkedin.com/in/beth-blanco-289164182/) YouTube: https://www.youtube.com/channel/UCEnkhTA4m8fdvKcN_E96Mbg (https://www.youtube.com/channel/UCEnkhTA4m8fdvKcN_E96Mbg) Instagram: https://www.instagram.com/bethmcmahonblanco About Beth Blanco - She is a Financial Counselor and Mindset Coach, who has written two books, and my most recent Dust Yourself Off, My Dear: Nine Lessons for Living your Best Life, which talks about healing your past and using it for fuel for your comeback, which is up for an award. Do you want to stay up to date with every new episode, learn how to transform your life, and access tons of free resources?  Join the Movement! Go tohttps://l.facebook.com/l.php?u=http%3A%2F%2Fwww.ExtraordinaryBeingMovement.com%2F%3Ffbclid%3DIwAR3ua2meTpAoVGH7LGoVbWiBTraF_WSwQx9DdTj08n-Wa0NDduIsysJyjsY&h=AT1dg5NsHFZE4sh3L4J778_oInrnYPpw9-rPxsddzA3_rS5l69YMwGQYAEEgB_IbwEdL-QpPF3_JYydzF_T_L4wNBFfPlZabb-bk9gRS2izflcO61p0a1ct4QKGqzWzMOqFuDgeRsp4rkhCRJjHCaPM&__tn__=-UK-y-R&c%5B0%5D=AT0x-aTJZfKSogd6_8he68E2GpOqFAv1F3pdXTGZOEFKwNpuXEqt-GDVa2xFUqUhQE-xSmd5lBKrpM102LyR5lUiTj9qQ2HNUmhE2qW5pQonIwuLVXysThXNI5LT9Bp0QCmfWw2pVAac19bdDxi1x70wLxUfNbVTzOP_Ex8cl-gym_6kFRj ( http://www.ExtraordinaryBeingMovement.com) to get instant access. https://www.facebook.com/hashtag/podcast?__eep__=6&__cft__%5B0%5D=AZUM9ve-OEusyJQDqSwn8cNaTi3blruJ6qGaqMdv802B8tyuK9pjFN_loipS6Rp059Kx_NeyOKAqZ7zOF-nB63dGA9Yg8yClBOInXOsWsFevSwCFXoH1PbnYNC8lFbQPxShtqqhyAYpIA1nlpcCxpOmtFeqKR0p9N7shYyqiqQAe0g&__tn__=*NK-y-R (#podcast)https://www.facebook.com/hashtag/abilities?__eep__=6&__cft__%5B0%5D=AZUM9ve-OEusyJQDqSwn8cNaTi3blruJ6qGaqMdv802B8tyuK9pjFN_loipS6Rp059Kx_NeyOKAqZ7zOF-nB63dGA9Yg8yClBOInXOsWsFevSwCFXoH1PbnYNC8lFbQPxShtqqhyAYpIA1nlpcCxpOmtFeqKR0p9N7shYyqiqQAe0g&__tn__=*NK-y-R ( #)moneyhttps://www.facebook.com/hashtag/coaching?__eep__=6&__cft__%5B0%5D=AZUM9ve-OEusyJQDqSwn8cNaTi3blruJ6qGaqMdv802B8tyuK9pjFN_loipS6Rp059Kx_NeyOKAqZ7zOF-nB63dGA9Yg8yClBOInXOsWsFevSwCFXoH1PbnYNC8lFbQPxShtqqhyAYpIA1nlpcCxpOmtFeqKR0p9N7shYyqiqQAe0g&__tn__=*NK-y-R ( #coaching)https://www.facebook.com/hashtag/overwhelemed?__eep__=6&__cft__%5B0%5D=AZUM9ve-OEusyJQDqSwn8cNaTi3blruJ6qGaqMdv802B8tyuK9pjFN_loipS6Rp059Kx_NeyOKAqZ7zOF-nB63dGA9Yg8yClBOInXOsWsFevSwCFXoH1PbnYNC8lFbQPxShtqqhyAYpIA1nlpcCxpOmtFeqKR0p9N7shYyqiqQAe0g&__tn__=*NK-y-R ( #overwhelemed)https://www.facebook.com/hashtag/energy?__eep__=6&__cft__%5B0%5D=AZUM9ve-OEusyJQDqSwn8cNaTi3blruJ6qGaqMdv802B8tyuK9pjFN_loipS6Rp059Kx_NeyOKAqZ7zOF-nB63dGA9Yg8yClBOInXOsWsFevSwCFXoH1PbnYNC8lFbQPxShtqqhyAYpIA1nlpcCxpOmtFeqKR0p9N7shYyqiqQAe0g&__tn__=*NK-y-R ( #energy)https://www.facebook.com/hashtag/spiritual?__eep__=6&__cft__%5B0%5D=AZUM9ve-OEusyJQDqSwn8cNaTi3blruJ6qGaqMdv802B8tyuK9pjFN_loipS6Rp059Kx_NeyOKAqZ7zOF-nB63dGA9Yg8yClBOInXOsWsFevSwCFXoH1PbnYNC8lFbQPxShtqqhyAYpIA1nlpcCxpOmtFeqKR0p9N7shYyqiqQAe0g&__tn__=*NK-y-R (...

Mornings with Sue & Andy
Mayor Naheed Nenshi, Stay at Home order in Ontario, U.S. Politics, and Financial Fitness in 2021

Mornings with Sue & Andy

Play Episode Listen Later Jan 15, 2021 32:06


Welcome to The Morning Show Podcast for Friday, January 15th. We begin with our weekly conversation with Mayor Naheed Nenshi. We get the Mayor's reaction to the Province's decision to ‘ease' some of the pandemic restrictions beginning on Monday – and whether or not we'll see his name on the ballot this coming October for the civic election. While we've had some success ‘flattening the curve' here in Alberta – that's certainly not in the case in Ontario. We speak with Mike Stafford – Host of “The Morning Show” on 640AM Toronto on the new “Stay at Home Order” now in place in the Province. Next we head stateside for a ‘look-ahead' to Wednesday's Presidential Inauguration of Joe Biden. We speak with Jackson Proskow, Global News Washington Bureau Chief for details on the unprecedented security measures being put in place ahead of the big day. And finally – are you looking to improve your ‘financial fitness' in 2021? Advice on how to tackle holiday debt – and get your finances back on track – with Financial Counselor, Jessica Moorhouse.

September's PASSION Presents:
Episode 20 Financial Counselor Pt 2

September's PASSION Presents: "Pro Purpose"!

Play Episode Listen Later Dec 17, 2020 8:56


I got a quick Epiphany last night and I've determined I'm going to become VERY WELL Educated on Financial Management. I give a nod to Sal from "Impractical Jokers"! Lol I LOVE that show!!!

September's PASSION Presents:
Episode 19 Financial Counselor Pt 1

September's PASSION Presents: "Pro Purpose"!

Play Episode Listen Later Dec 16, 2020 11:28


I have just always been bad with financial management. I never had anyone to teach me how to properly manage money. Now I am going to learn!!! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/musicloverboy20/message Support this podcast: https://anchor.fm/musicloverboy20/support

All About Life
Managing our Money

All About Life

Play Episode Listen Later Dec 15, 2020 16:41


“It can affect the family, the person, and it can get to the point where it can actually stop you from having an active lifestyle!” Jim Sanders, Certified Financial Planner and Financial Counselor with Valley Christian Counseling offers some advice on how to manage your money and work to live debt free.

Paid Vocation with Lupe Prado
How to Change our Money Mindset | Financial Counselor Nashira Lynton

Paid Vocation with Lupe Prado

Play Episode Listen Later Nov 25, 2020 38:03


Nashira Lynton, Financial Counselor, shares her story on how she got out of $60,000 debt, left her corporate role and launched her company to help people reach their financial goals. She shares three concepts that help us learn and change our money mindset.  Website: Breaking Cycles

The Former Lawyer Podcast
TFLP 060: Jessica Medina—From Biglaw To The SEC To Financial Counselor For Biglaw Lawyers

The Former Lawyer Podcast

Play Episode Listen Later Oct 5, 2020 41:25


Last week, Jessica Medina shared all about how she ended up in law school, and then Biglaw, before deciding to leave to take a job at the SEC. In today's episode, Jessica shares about how she realized after making the move to the SEC that it wasn't just Biglaw that she didn't enjoy—she didn't enjoy being a lawyer. She explains all about how she made a plan to get out, and how she figured out what she wanted to do next—financial counseling.

Cancer Care Today - Leading Cancer Doctors talk about the Latest Treatments
Patient Financial Counselor - Amy Samson - Mn Oncology

Cancer Care Today - Leading Cancer Doctors talk about the Latest Treatments

Play Episode Listen Later Aug 14, 2020 17:55


Patient Financial Counselor Amy Samson discusses some of the financial resources available to patients with a cancer diagnosis as well as the role she plays in helping patients navigate the financial side of cancer treatment. Amy is a Patient Financial Counselor at Minnesota Oncology & Ridgeview Cancer & Infusion Center, our partnership with Ridgeview Medical in Chaska and Waconia, Minn. Host: Dave Swerdlick  Cancer Care Today is brought to you by Minnesota Oncology. As the Twin Cities’ largest and most experienced cancer treatment provider, we know that treating cancer calls for more than compassion. It means giving our patients access to more than 100 cancer care experts, evidence-based treatment paths, 12 close-to-home locations and comprehensive services to support the whole person. Learn more at MNOncology.com.

The Lovers' Lounge
Podcast 51 featuring Couples Financial Counselor, Adam H. Kol, J.D.

The Lovers' Lounge

Play Episode Listen Later Jul 20, 2020 52:32


Couples Financial Counselor, Adam H. Kol J.D. discusses how he helps couples make sure that the money conversation doesn't get in the way, leading to more peace, love, and cash! He talks about how couples can approach the money conversation, money conversation starters, the difference between spenders and savers, pros and cons for either, reasons for reluctancy to having the money conversation, types of money stories, types of the couple as far as finances and so much more.

9 Minutes of Creative Wisdom
#54 - Alison Schwartz discusses not selling yourself short

9 Minutes of Creative Wisdom

Play Episode Listen Later Jun 16, 2020 8:52


Alison Schwartz is a Financial Counselor and Renaissance Woman. We discuss having autonomy over problem-solving, money is business or you've got a hobby, and not selling yourself short. Check out Alison on https://www.instagram.com/amschwartz2/ and https://www.linkedin.com/in/alisonmschwartz/ Let's connect! Best place to find me right now is on LinkedIn www.linkedin.com/in/olga-kirshenbaum/ Check out my blog at www.ragstorichesconsulting.com/blog for money insights --- Support this podcast: https://anchor.fm/olga-kirshenbaum/support

The Former Lawyer Podcast
031 Adam Kol: Tax Lawyer Turned Couples Financial Counselor

The Former Lawyer Podcast

Play Episode Listen Later Mar 9, 2020 55:17


In Episode 031 of The Former Lawyer Podcast, I’m sharing my conversation with Adam Kol. Adam practiced tax law before leaving to become a couples financial counselor. In this conversation, Adam shares about: The way that the expectations of others drove him to law school; Quitting his tax lawyer job at Deloitte to spend a year as an animal activist supported by his savings; Working at a non-profit as a lawyer supporting initiatives to combat homelessness; Why he started coaching people as a side hustle; How his life got out of balance and how he identified what needed to change; How getting laid off spurred him to focus on his coaching practice full-time; Stumbling into the niche of couples financial counseling; Seeing his clients’ lives change when they are able to communicate about money and problem-solve regarding their money together; Dealing with loved ones’ disappointment and anger about leaving his legal career; His advice on how to start a conversation about money for lawyers who have a partner and are wanting to make a career change; and much more!  Show Notes: Free on-demand 5-Day Career Clarity Bootcamp—> formerlawyer.com/bootcamp Former Lawyer Fundamentals—> formerlawyer.com/fundamentals Connect with Adam on his website, LinkedIn, Instagram, or listen to his podcast, The Equal Partners Podcast

Navigating My Crazy
Let's Talk: Love, Marriage, & Money

Navigating My Crazy

Play Episode Listen Later Feb 18, 2020 38:22


Season 2, Episode 1 is set to reinvigorate you to continue to push towards the #financialgoals you set for 2020. Mom-Guest, Ericka Young a Financial Counselor shares not only how she and her husband dumped over $100K in debt, but all the factors that lead to the accumulation in the first place.  Find more about the programs Ericka has to offer at www.tailormadebudgets.com Need a great way to track your #goals, #budget, and important events? The Navigating My Crazy Busy Mom Bundle offers both a journal and a planner to keep you on track both mentally and physically. Get yours today at NavigatingMyCrazy.com/shop

CentsAble Chat
Love and Money

CentsAble Chat

Play Episode Listen Later Feb 2, 2020 51:21


A Ramsey Solutions survey states that fights over money are the second leading cause of divorce. Learn to have meaningful discussions about money, as Financial Counselor, Adam Kol chats about money & relationships, celebrating your Valentine on a budget, money mindsets and how to change them. Plus, CentsAble Bobbi gets into some ways to show your love… by buying gifts for yourself.

Sheepdog Financial
14. Financially Preparing For Adoption

Sheepdog Financial

Play Episode Listen Later Oct 2, 2019 42:10


Welcome to Sheepdog Financial episode 14. Scott is here with Laura Coleman, an Accredited Financial Counselor with 19 years of experience in the financial industry. Family Money Coaching is her private practice focused on the economic issues military couples face when going through the fertility and adoption process. She has made it her mission to help couples find the money and understand the financial and implications of adoption and fertility. Laura knows the financial strain it can put on a family because she has been there. She created an adoption financial planner that helps you understand what to do and what to save for when it comes to bringing a child home. Laura believes that being prepared can help take the stress and fear out of adoption so you can focus on what is necessary, the child. Listen in as Laura gives us tips on keeping proof of what you spend for taxes when going through fertility treatments, or adoption, and what questions to ask your CPA. She also speaks to us about protecting your child's credit, the downfalls of borrowing the money you need for fertility treatments and ideas for fundraisers. If you are thinking about fertility treatments or maybe adopting a child, you will want to listen to this episode. The information Laura has given us is a must-hear and might save you some major financial issues on the road ahead.    Highlights from Episode 14 [01:01] Welcome to the show, Laura! [01:07] Laura talks to us about their struggles with fertility, adoption, and the financial burden of both. [04:08] Her wish of being a mom and having 3 three children before her 40th birthday became a reality through adoption. [05:14] Using her financial knowledge and first-hand experience with fertility and adoption to a podcast 'Fertility, Adoption, and Money Podcast' to help couples prepare financially for adoption. [05:59] She discusses getting her Accreditation to be a Financial Counselor. [07:59] What is the process for adoption? What if you get deployed? [09:20] If you are outside of the United States, there are things you must do to bring an adopted child home. [09:36] When you are living in the United States, you need an ICPC to get permission to take an adopted child across state lines. [11:12] Laura created an adoption financial planner to make sure you have set up an accurate budget. [11:43] Did you know that there are military discounts to get travel discounts for flights and? [12:49] Laura speaks to us about the different ways you can adopt without breaking the bank. [14:18] She brakes the myth about fostering while in the military. [15:48] Does moving all the time with the military, being away from extended does that weight negatively when trying to adopt? [16:55] Laura talks about making her network of people once they moved to Tennesee. [19:03] They chat about the cost of fertility and creating multiple streams of income to fund the full IFV cycle. [21:01] She has a list of grants that can help with IFV and adoption.  [21:15] If you are an eligible service member, there is a program called the Compassionate Care that can save you up to 50%. [22:54] Keep all of the receipts for everything you spend, you will want them at tax time. [24:14] What questions do you need to ask your CPA when you are filing your taxes? [26:48] Laura recommends doing a year-end tax review, tax planning. [29:18] When adopting, how do you protect the child's credit? Identity? [31:16] When borrowing money to pay for fertility or adoption, make sure you can afford to pay it back. [33:55] She gives us some ideas for fundraisers like renting out your house with Airbnb. [35:08] What kind of long term planning do you need with adopted children? Is it the same as with other children? [37:41] She talks about the insecurities that can come from having a relationship with a child's birth family. [38:45] Laura gives us her final piece of advice.   Links and Resources Family Money Coaching Fertility and Adoption Grants Adoption and Fertility Grant Success Course Family Money Coaching Podcast Laura@familymoneycoaching Facebook | Instagram 

Wellness Glow Up Podcast
27. Securing the Bag & Becoming the Reina of Your Money with Jen Hemphill

Wellness Glow Up Podcast

Play Episode Listen Later Jun 30, 2019 57:17


In this episode, Kayla chops it up with Jen Hemphill! Jen Hemphill, a military spouse & proud bilingual Latina, helps the busy career-oriented woman become the reina (queen) of her money and love her dinero more.  She is a Money Confidence Coach, an AFC® (Accredited Financial Counselor), author, speaker and hosts the Her Dinero Matters podcast (previously known as Her Money Matters®).   She has been featured in publications such as Forbes, Clark Howard, and USAA and award winning podcasts like SoMoney and Stacking Benjamins. In this episode we discuss: The difference between a Financial Counselor and a Financial Advisor How we form our beliefs around money How we can break the limiting patterns and beliefs we have around money as women of color How to start budgeting and understand where your money is being spent How we as women of color can close the equality wage gap to get paid what we're worth And so much more! Resources: Jen's Website Follow Jen on Instagram at @jenhemphill If you like this episode, please leave a rating and review on iTunes. Keep in touch with Kayla on Instagram @kaylanedza and find her on her website.

Lake Shores Church
Who is this Jesus? Week 23 "Wonderful Financial Counselor" Matt. 6-19-24

Lake Shores Church

Play Episode Listen Later Apr 7, 2019 32:28


Who is this Jesus? Week 23 "Wonderful Financial Counselor" Matt. 6-19-24 by Lake Shores Church

GPS: God. People. Stories.
Dave Ramsey: From Financial Ruin to Financial Counselor

GPS: God. People. Stories.

Play Episode Listen Later Dec 6, 2018 17:33


You may know of Dave Ramsey as a well-respected, Biblically-based financial counselor. You may not know how God used financial ruin in his past to bring him to where he is today.

Sound Mind & Body Podcast
38 Getting By Is Not! - Financial Counselor Lisa Gould

Sound Mind & Body Podcast

Play Episode Listen Later Jun 21, 2018 48:17


Getting By Is Not! Financial Counselor Lisa Gould In this episode, we are sharing some “practical woo-woo” with Certified Financial Counselor Lisa Gould. Lisa tells her own story of going from being a “Balance Transfer Queen” who was over $200,000 in debt, to her successful career as a financial counselor who believes that no matter where we are, we can get ourselves to a better place financially, have what we want, sleep at night without worry and say ‘I got this!’  Whether you are a business owner or just want to know how to manage your family finances Lisa can help. Lisa does Individual and Couples Coaching, Workshops, Small Business Consulting and Financial Interventions. Lisa specializes in working with fluctuating income streams, she expertly blends the best of traditional and long established money management tools and ideas and processes for entrepreneurs, business owners, and creative professionals. Lisa revolutionizes her clients’ beliefs and behaviors around money, finances and relationships. Lisa Gould provides a fresh, modern approach to the possibilities of money. Visit: www.lisagould.com Contact Sheila with what's the most Woo-Woo thing you've ever done at sheila@soundmindbodypodcast.com or visit www.soundmindbodypodcast.com The Sound Mind & Body Podcast is brought to you in part, by Audible - get a FREE audiobook download and 30-day free trial at www.audibletrial.com/InBound You will find over 180,000 titles to choose from and to listen to through your iPhone, Android, Kindle or mp3 player.   Support the Sound, Mind, & Body Podcast by visiting www.audibletrial.com/InBound If interested in producing a podcast of your own, like the Sound, Mind, & Body Podcast, contact Tim Edwards at Tim@InBoundPodcasting.com

Seven Figures with Sandy Waters
Easy ways to save money

Seven Figures with Sandy Waters

Play Episode Listen Later May 4, 2018 24:39


A few episodes back Financial Counselor at Family First Credit Union Jodi Arbogast was in to help us go through our budget and uncover how much we REALLY are spending vs how much we are bringing in. Figuring out your exact numbers is a crucial first step to getting your finances in order. This week is step 2. Jodi gives us ways to shave back some of those unnecessary expenses and how to save money on things we need to spend money on. Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!   When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both!  https://home.familyfirstny.com See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Seven Figures with Sandy Waters
Budgeting 101- The 3 questions you need to ask yourself

Seven Figures with Sandy Waters

Play Episode Listen Later Apr 20, 2018 19:17


It's important to know your numbers. How much is coming in and how much is going out? We'll help you make sure you are budgeting your money the right way. This week Jodi Arbogast, Financial Counselor at Family First Credit Union will help us step by step Budgeting 101 See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

GPS: God. People. Stories.
Dave Ramsey: From Financial Ruin to Financial Counselor

GPS: God. People. Stories.

Play Episode Listen Later Dec 13, 2017 17:49


He was a millionaire by 25 but he was bankrupt before he turned 30. Today Dave Ramsey uses the lessons God’s taught him to help others successfully manage their finances.

Ron Siegel Radio Network
How Much Life Insurance do you Really Need – June 30

Ron Siegel Radio Network

Play Episode Listen Later Jun 30, 2017 61:00


Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Michael Cox and Christopher Bissonnette. Ron Siegel, Michael and Christopher will discuss: Existing Home Sales Surge into Summer; Americans are Dying with an Average of $62,000 in Debt; The Difference Between a Financial Counselor and a Financial Planner; Places That Are Taking Advantage of Low Interest Rates; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  www.Facebook.com/RonSiegelRadio800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.comFind Your Dream Home before Someone Else does: www.MBELinks.com/nest                 

Reserve Component Retirement
What Is a Personal Financial Counselor

Reserve Component Retirement

Play Episode Listen Later Jun 22, 2017 10:03


What Is a Personal Financial Counselor.

Creative Insurgents: Living a Creative Life by Your Own Rules
Wild Money Questions with Luna Jaffe | Creative Insurgents Episode #4 LIVE

Creative Insurgents: Living a Creative Life by Your Own Rules

Play Episode Listen Later Jan 23, 2014 61:44


Financial Counselor to the creative class, Luna Jaffe, joins us for our first live episode of Creative Insurgents. Luna talks about money, art, and how to develop a more positive financial relationship.  0:50 - Melissa shares her upcoming course and some of her new art 2:30 - Melissa introduces Luna Jaffe, Certified Financial Planner and author of Wild Money, a money book for creatives 7:00 Luna explains how she accidentally ended up as a silk artist and then as a financial planner 11:30 Luna talks about how she got her silk art and clothing in front of her ideal clients 15:00 Luna talks about how beneficial trade (or barter) can be to artists - she got dental services on barter! 19:00 Where did the Wild Money book come from? How do we develop a better relationship with money 32:00 the importance of getting feedback on how you’re handling your money 38:00 the three most important things to track in order to have more money 43:00 listener questions - some really GREAT questions here 54:00 the difference between a tax preparer, a CPA, and a financial planner

Teachers Aid
Surviving and Thriving on a Teacher's Salary

Teachers Aid

Play Episode Listen Later Mar 26, 2013 12:39


There's something wrong when teachers are qualifying for food stamps, forced to work second jobs to make ends meet, and foregoing vacations. Surviving on a teachers salary is tough, but our guests say you can actually live well on what teachers earn. Find out how. Danny Kofke is currently a special education teacher in Georgia. He's written personal finance books, including, "How To Survive (and perhaps thrive) On A Teacher's Salary." Judy Lawrence, MS Ed. is a Financial Counselor, Money Coach and author of the best-selling book, The Budget Kit: Common Cents Money Management Workbook. Joan Young is a 4th grade teacher, a clinical psychologist, and blogger "Finding Ways for All Kids to Flourish". Susan Ochshorn, with more than 15 years of experience, at the local, state, and national levels, is the founder of ECE PolicyWorks, a consulting firm specializing in early care and education policy research, program development, and project management.

Paying It Forward
Michael W. Diaz, Credit & Financial Counselor & Business Owner

Paying It Forward

Play Episode Listen Later Oct 3, 2012 58:20


Paying It Forward
Michael W. Diaz, Credit & Financial Counselor & Business Owner

Paying It Forward

Play Episode Listen Later Oct 3, 2012 58:20


Aly and Andrea
Financial Survival Tools with Hollis Colquhoun

Aly and Andrea

Play Episode Listen Later Jun 15, 2011 28:28


Hollis Colquhoun was one of the first female institutional traders on Wall Street, is an Accredited Financial Counselor, co-author of the Amazon Bestseller "Design Your New Life Before You Divorce". She's been practicing martial arts for the last 17 years and holds black belts in Karate and Tae Kwon Do.   Hollis is passionate about financially educating adults of all ages but especially women and young adults. She has 6 years experience as an Accredited Financial Counselor and she has written articles for More Magazine, MSN Today, Technorati, the Examiner and a host of other online sites. Hollis also has a weekly radio show on BlogTalkRadio's Diva Toolbox Network titled "Wednesday Afternoon F.E.S.T." - the FEST stands for Financial Education and Survival Training. In a nutshell, Hollis is dedicated to teaching personal and financial self-defense techniques.   Stay connected to Hollis Colquhoun: Facebook - financialsurvivaltools Twitter - @womenandfinance Website - www.FinancialSurvivalTools.com

Aly and Andrea
Financial Survival Tools with Hollis Colquhoun

Aly and Andrea

Play Episode Listen Later Jun 15, 2011 28:28


Hollis Colquhoun was one of the first female institutional traders on Wall Street, is an Accredited Financial Counselor, co-author of the Amazon Bestseller "Design Your New Life Before You Divorce". She's been practicing martial arts for the last 17 years and holds black belts in Karate and Tae Kwon Do.   Hollis is passionate about financially educating adults of all ages but especially women and young adults. She has 6 years experience as an Accredited Financial Counselor and she has written articles for More Magazine, MSN Today, Technorati, the Examiner and a host of other online sites. Hollis also has a weekly radio show on BlogTalkRadio's Diva Toolbox Network titled "Wednesday Afternoon F.E.S.T." - the FEST stands for Financial Education and Survival Training. In a nutshell, Hollis is dedicated to teaching personal and financial self-defense techniques.   Stay connected to Hollis Colquhoun: Facebook - financialsurvivaltools Twitter - @womenandfinance Website - www.FinancialSurvivalTools.com